WEBVTT

1
00:00:00.440 --> 00:00:05.080
You're listening to the John and Heidi
Show Bonus Hour. If you miss any

2
00:00:05.120 --> 00:00:09.359
of the program, you can find
a podcast at the bottom of the page

3
00:00:09.439 --> 00:00:16.480
at Johnny Radio dot com. Give
Yourself Funny Credit. It's more important than

4
00:00:16.600 --> 00:00:19.920
ever to have a better credit card. At better credit Cards dot com,

5
00:00:20.039 --> 00:00:24.359
we offer a variety of credit card
options to fit your needs. Whether you

6
00:00:24.399 --> 00:00:27.359
want a card to give you cash
back or a credit card to help you

7
00:00:27.399 --> 00:00:31.440
build your credit, we probably have
it at better credit Cards dot com.

8
00:00:31.480 --> 00:00:40.240
That's Better credit Cards dot com.
Give Yourself Funny Credit, Go Better Credit

9
00:00:40.280 --> 00:00:44.960
Cards. Thank you for listening to
The John and Heidi Show on a Monday.

10
00:00:45.039 --> 00:00:48.520
Holy cow, it's the eighteenth of
September. We're like cruising through this

11
00:00:48.560 --> 00:00:52.759
month. It's the downhill slide.
We're almost October. Then it'll be like

12
00:00:52.799 --> 00:00:56.479
Halloween, then it'll be Thanksgiving,
then the Christmas and all suddens can be

13
00:00:56.520 --> 00:01:00.280
like next year. So if you
haven't done all the things you want to

14
00:01:00.280 --> 00:01:03.039
do this here, make plans to
do him now. If you want to

15
00:01:03.079 --> 00:01:07.040
go somewhere fun, I'm serious,
book that trip today. Don't put it

16
00:01:07.040 --> 00:01:08.480
off. Go do something, Get
out there and have some fun. Coming

17
00:01:08.519 --> 00:01:11.159
up here in a moment. We're
gonna visit with Bret Baker. He is

18
00:01:11.280 --> 00:01:15.719
a realator in Sue Falls. We
talked to him about once a week,

19
00:01:15.719 --> 00:01:19.079
it's usually every Monday, about the
real estate market. And we've got some

20
00:01:19.200 --> 00:01:22.000
myths that we talked about last week. We're going to finish up some of

21
00:01:22.000 --> 00:01:26.040
those today. Also coming up,
we've got this day in Sue Fall's history,

22
00:01:26.680 --> 00:01:30.280
and we've got a movie Star Monday. And I gotta tell you something.

23
00:01:32.640 --> 00:01:36.280
It's getting kind of weird because the
writers strike is going on on the

24
00:01:36.280 --> 00:01:41.000
strike in Hollywood. So I've got
several people that I've scheduled interviews with and

25
00:01:41.040 --> 00:01:42.680
you know, then all of a
sudden we had, you know, the

26
00:01:42.719 --> 00:01:46.319
strike that came on, and like
the one today. Alicia Witt is who

27
00:01:46.359 --> 00:01:49.200
I'm gonna be talking with. We
can't talk about a lot of them movies

28
00:01:49.239 --> 00:01:52.799
and TV shows and stuff. She
was on the mask Singer. We can

29
00:01:52.799 --> 00:01:55.719
talk about that. But here's the
thing that's kind of cool. Because of

30
00:01:55.760 --> 00:01:59.560
her appearance on The Masked Singer,
she decided we're going to put out some

31
00:01:59.640 --> 00:02:01.799
music. So we're going to kind
of talk about our music today on a

32
00:02:01.799 --> 00:02:06.280
Movie Star Monday. Does that It
just seems weird to me, but anyway,

33
00:02:06.319 --> 00:02:08.919
I appreciate that she actually still is
doing the interview. There are a

34
00:02:08.919 --> 00:02:13.599
bunch of interviews that I had scheduled
that they canceled them completely because they're like,

35
00:02:13.759 --> 00:02:15.639
I gotta be careful because if I
talk about this or if I talk

36
00:02:15.680 --> 00:02:17.840
about that, I could actually get
in trouble. So and again, I

37
00:02:17.879 --> 00:02:21.479
understand, you know, I don't
want to get anybody in trouble ever,

38
00:02:21.599 --> 00:02:24.680
But I'm hoping we get to continue
doing Movie Star Monday. We've got one

39
00:02:24.719 --> 00:02:28.919
coming up today, and I have
one scheduled for next week, and I'm

40
00:02:29.000 --> 00:02:31.039
hoping that we'll still get to do
that. But I'll tell you it's getting

41
00:02:31.080 --> 00:02:35.120
tougher to book Movie Star Monday guests
right now because of the strikes. So

42
00:02:35.560 --> 00:02:38.280
again, as weird as that is, it's a thing. Thanks for listening

43
00:02:38.280 --> 00:02:42.479
to The John and Heidi Show on
a Monday. Did you know you can

44
00:02:42.520 --> 00:02:46.840
allocate a percentage of your IRA to
physical gold and silver with a tax free

45
00:02:46.919 --> 00:02:51.159
rollover. You can put your IRA
back on the gold standard Genesis Gold IRA

46
00:02:51.520 --> 00:02:54.599
is the only IRA that can hold
physical precious medals. Call now for your

47
00:02:54.639 --> 00:02:59.159
free gold and silver report and learn
how to qualify for up to ten thousand

48
00:02:59.240 --> 00:03:01.960
dollars and free over Genesis goold ira
dot com. I'd like to help protect

49
00:03:02.000 --> 00:03:06.520
your IRA today with a simple phone
goal. Learn more and get the phone

50
00:03:06.599 --> 00:03:10.719
number at Genesis goold ira dot com. That's Genesis, goold ira dot com.

51
00:03:10.759 --> 00:03:14.639
Thank you for listening to the John
and Heidi Show Bonus hour, and

52
00:03:14.719 --> 00:03:17.400
we're excited right now to have Brent
Baker joining us again in the studio.

53
00:03:17.479 --> 00:03:21.240
We try to do this once a
week we get a little real estate update

54
00:03:21.599 --> 00:03:24.280
and thank you for joining us against
her. It's pleasure, always fun.

55
00:03:24.479 --> 00:03:28.759
So we've been going through real estate
myths. We've gone through the first seven,

56
00:03:29.400 --> 00:03:31.639
but we're up to real estate myth
number eight. And real estate myth

57
00:03:31.719 --> 00:03:38.479
number eight is what buying is better
than renting. As painful as that is

58
00:03:38.680 --> 00:03:44.400
to say, one, I'm a
realtor, there are periods in time in

59
00:03:44.439 --> 00:03:47.360
your life that it may not make
sense. If you're going to be in

60
00:03:47.400 --> 00:03:53.039
someplace for a very short time,
you're probably better off to rent. And

61
00:03:53.080 --> 00:03:57.919
the reason being is there's costs assotociated
with purchasing and selling. They're just are,

62
00:03:58.840 --> 00:04:03.400
and if it's going to be a
very temporary thing, then go ahead

63
00:04:03.400 --> 00:04:09.159
and rent. Otherwise you're going to
get frustrated. And sometimes those costs are

64
00:04:09.280 --> 00:04:13.639
not you're not going to really have
any savings at all. Nice. Well,

65
00:04:13.680 --> 00:04:15.480
and I love that you're honest about
that. That's that's one of those

66
00:04:15.480 --> 00:04:17.920
things that you know, some people
would say, no, it's always better

67
00:04:17.920 --> 00:04:20.519
to buy, you should buy,
You should buy because that's better for me.

68
00:04:20.639 --> 00:04:23.319
Well, no, do what's best
for them. And I love that

69
00:04:23.360 --> 00:04:28.639
about Brent. What is real estate
myth number nine? The real estate agents

70
00:04:29.000 --> 00:04:31.439
get paid big money. Oh yeah, I see you lightened cigars one hundred

71
00:04:31.439 --> 00:04:36.279
dollar bills. Okay, I've never
seen what is one hundred dollar bill?

72
00:04:36.600 --> 00:04:45.600
I like that check may look really
big, but once you start dividing out

73
00:04:45.639 --> 00:04:50.120
the costs, yeah, nobody pays
for my gas. Yeah, nobody pays

74
00:04:50.120 --> 00:04:54.639
for the tires, nobody pays for
the repairs, nobody pays for the insurance.

75
00:04:54.720 --> 00:04:59.959
Nobody pays you know. It's it's
not like there's benefits that come outside

76
00:05:00.079 --> 00:05:02.959
to that. Everything is paid from
that, including my admin. I pay

77
00:05:03.000 --> 00:05:13.120
her salary. So it gets divided
up really quickly, and so it's not

78
00:05:13.199 --> 00:05:15.959
as glamorous as a lot of people
think it is. You just make it

79
00:05:15.000 --> 00:05:24.079
look good that's all real estatement Number
ten. No advantage to having a real

80
00:05:24.160 --> 00:05:27.560
estate agent. Oh, I disagree
with that. There's definitely an advantage.

81
00:05:28.000 --> 00:05:30.439
Wellviously, if it's the right agent, like Brent Baker. Well, I

82
00:05:30.519 --> 00:05:36.560
appreciate that. The reality is there's
certain information that we can get that while

83
00:05:36.560 --> 00:05:41.040
it may or may not be available
to the public, we have done this

84
00:05:41.360 --> 00:05:45.079
enough times that we should be able
to interpret or be able to understand some

85
00:05:45.199 --> 00:05:49.600
things and explain some things. It's
not just the access to the lock boxes

86
00:05:49.639 --> 00:05:54.959
that realtors have and we get you
in the door. A good realtors is

87
00:05:55.000 --> 00:05:58.240
going to be able to identify some
things as you walk up to the house.

88
00:05:58.920 --> 00:06:02.720
I'll help you understand some things and
also what's customary and represent you in

89
00:06:02.759 --> 00:06:10.199
the transaction. I think that that's
an area where some people struggle. Some

90
00:06:10.240 --> 00:06:15.240
people are very gifted at drawing and
being artists or singing, but they may

91
00:06:15.319 --> 00:06:17.800
not be good when it comes to
a business transaction. And that's what home

92
00:06:17.839 --> 00:06:23.480
purchase is. It's business, and
you need to know what you can do

93
00:06:23.639 --> 00:06:29.480
legally and ethically, what you can't, what your requirements are, and that's

94
00:06:29.519 --> 00:06:33.680
our job is to walk you through
that process to be your partner going through

95
00:06:33.680 --> 00:06:38.920
that from start to finish, and
I think that's really important. The good

96
00:06:39.439 --> 00:06:42.360
realtor, if you have the right
realtor, makes all the difference in the

97
00:06:42.399 --> 00:06:44.639
world. It's like if I was
going to climb Mount Everest, if I

98
00:06:44.639 --> 00:06:46.720
was going to do it on my
own, pretty good chance, I'm probably

99
00:06:46.720 --> 00:06:48.160
not coming down. But if I
have somebody that's done this over and over

100
00:06:48.160 --> 00:06:50.480
and over and they know what they're
doing, and they know where to take

101
00:06:50.480 --> 00:06:55.519
this turn and that turn and make
sure you don't step over there, I

102
00:06:55.560 --> 00:06:58.560
have much better chances of making it
down. So when you work with a

103
00:06:58.639 --> 00:07:00.439
realtor who has done this before or
like brand, how many times have you

104
00:07:00.480 --> 00:07:03.560
done how many homes have you sold? You even know? Don't you don't

105
00:07:03.600 --> 00:07:06.680
have you don't have a tally.
I sold seventy eight homes. No,

106
00:07:06.759 --> 00:07:10.839
it's way more than that, But
I think that's really cool. So if

107
00:07:10.879 --> 00:07:12.959
somebody is looking for somebody, we're
going to tell them how to get a

108
00:07:12.959 --> 00:07:15.800
hold of you. But you have
a bonus tip here, a bonus myth

109
00:07:15.839 --> 00:07:16.759
that we're going to add to the
bottom of this list as well. And

110
00:07:16.839 --> 00:07:21.879
what is that? Quite often,
and it's probably more typical of the first

111
00:07:21.879 --> 00:07:26.839
time home buyer or somebody who has
not purchased a home in many, many

112
00:07:26.920 --> 00:07:31.560
years, and just as they need
to qualify for a mortgage, Yeah,

113
00:07:32.040 --> 00:07:39.040
there are certain conditions that are required
that the property beat you that they're buying.

114
00:07:39.120 --> 00:07:43.319
So if you have a VA loan, the property conditions are fairly strict.

115
00:07:43.519 --> 00:07:46.120
Yeah, and so the house with
a rotted siding and you know,

116
00:07:46.360 --> 00:07:49.879
window sills literally that you can put
your hand through, those aren't going to

117
00:07:49.959 --> 00:07:56.279
qualify for that type of mortgage.
There are just certain standards that each mortgage

118
00:07:56.399 --> 00:07:59.319
has, So there's some homes that
are going to pretty much only be for

119
00:07:59.360 --> 00:08:03.399
a cash buy. There are,
and that's a little bit of a shock.

120
00:08:03.600 --> 00:08:07.399
Yeah, but it's also for their
protection. Well, if you're getting

121
00:08:07.399 --> 00:08:09.879
a mortgage and they're backing that mortgage
and they're saying, we believe in you,

122
00:08:09.959 --> 00:08:13.199
but they also have to believe in
the property too. Correct. Very

123
00:08:13.279 --> 00:08:16.079
nice. Hey, if somebody listening, maybe they're in that position where they're

124
00:08:16.079 --> 00:08:18.040
saying, hey, it's time to
sale house or it's time to buy a

125
00:08:18.079 --> 00:08:22.800
home. I would love for them
to reach out to you. Again.

126
00:08:22.879 --> 00:08:26.560
My favorite Real Turntown Brent Baker,
We've worked with them on numerous projects now

127
00:08:26.600 --> 00:08:28.000
and if they would like to connect
with you, how do they do that?

128
00:08:28.040 --> 00:08:33.639
Sir? You can find me at
six zero five three one zero zero

129
00:08:33.720 --> 00:08:39.399
two nine seven. And if they
want to email you, Brent Baker at

130
00:08:39.960 --> 00:08:43.879
kW dot com and you can find
him online and look at homes through right

131
00:08:43.919 --> 00:08:48.639
through his website at clients FirstGroup dot
com. How much do you pay for

132
00:08:48.679 --> 00:08:52.360
your cell phone every month? If
that's more than fifteen bucks, it's time

133
00:08:52.399 --> 00:08:56.679
for a mintervention. Mint Mobile makes
it affordable and easy to switch get a

134
00:08:56.720 --> 00:09:00.320
new phone or bring a current one. Whether you're a fan of iPhone or

135
00:09:00.360 --> 00:09:05.039
Samsung, they both work well with
Mintmobile. At mintervention dot com you can

136
00:09:05.039 --> 00:09:09.000
see the current special offers from Mintmobile, offering premium wireless for just fifteen dollars

137
00:09:09.080 --> 00:09:13.240
a month. That's far less than
most people are paying just fifteen dollars a

138
00:09:13.279 --> 00:09:18.200
month. Learn more now at mintervention
dot com. This Day in Sioux Falls

139
00:09:18.240 --> 00:09:22.120
History is brought to you by the
Sioux Falls Fund Page, West Sioux Studios

140
00:09:22.279 --> 00:09:26.200
and Sunny ninety three point three.
It was on this day, September eighteenth,

141
00:09:26.320 --> 00:09:31.799
nineteen ninety nine, the world famous
cellist Yo Yo Ma played alongside the

142
00:09:31.840 --> 00:09:37.200
South Dakota Symphony Orchestra for the opening
concert of the Washington Pavilion. The building

143
00:09:37.279 --> 00:09:41.200
that had served as a school from
nineteen o eight to nineteen ninety two had

144
00:09:41.240 --> 00:09:46.080
been repackaged and dressed up as a
beautiful performing arts center with its crown jewel,

145
00:09:46.279 --> 00:09:50.639
the Mary W. Summervold Hall.
It's the perfect stage for everything from

146
00:09:50.679 --> 00:09:56.159
local ceremonies to world renowned performances.
This day in Sioux Falls History has been

147
00:09:56.200 --> 00:10:00.720
brought to you by the Sioux Falls
Fund Page, West Sioux Studios and Sunny

148
00:10:00.919 --> 00:10:03.720
ninety three point three. Why did
the Chicken cross the road? To save

149
00:10:03.799 --> 00:10:07.360
money on insurance? And insurance chicken
dot com? Do you have the best

150
00:10:07.360 --> 00:10:11.120
plan for you? Find out at
insurance chicken dot com. Let's face it,

151
00:10:11.279 --> 00:10:16.159
we don't even want insurance. We
need it, but you don't need

152
00:10:16.200 --> 00:10:20.000
to overpay. Head over to insurance
chicken dot com to see your raids from

153
00:10:20.039 --> 00:10:24.559
several different companies, all available in
one place at insurance chicken dot com.

154
00:10:24.679 --> 00:10:26.360
The other guys have a get go, a duck, and an EMU.

155
00:10:26.600 --> 00:10:31.360
Why not a chicken insurance chicken dot
com. That's insurance chicken dot com.

156
00:10:31.399 --> 00:10:35.399
Hey. This episode of the John
and Heidi Show Bonus Hour is done now.

157
00:10:35.559 --> 00:10:41.159
There are times during the Bonus Hour
I'll mention something from a regular program,

158
00:10:41.159 --> 00:10:43.000
The John and Heidi Show, which
is syndicated on like three hundred stations

159
00:10:43.000 --> 00:10:48.240
around the country. There's actually a
podcast for that as well. So if

160
00:10:48.240 --> 00:10:50.840
I mentioned something that you're going,
hey, whatever happened he didn't talk to

161
00:10:50.879 --> 00:10:52.639
that person, or this didn't happen, that didn't happen, you can find

162
00:10:52.720 --> 00:10:58.399
that podcast at John and Heidi Show
dot com. Thanks for listening to The

163
00:10:58.440 --> 00:11:01.200
John and Hide Show Bonus Hour