This is Later with Lee Matthews, The Lee Matthews Podcast more what you hear
weekday afternoons on the Drive. Molly Sacho is an executive producer at iHeart and
former comedian Matt Stilo's a musician turn actor turned engineer turn podcast producer, and
they have put together a podcast you can hear on the iHeart radio app and
everywhere you get podcasts, grown up stuff. How to Adults will start with
you, Molly, who wants to adult? Oh? I think everyone wants
to adult? And we're just all kind of struggling our way through it.
We're just trying to figure out what we're supposed to be doing with you know,
not a ton of guidance. So yeah, so this is this is
truly a show where we are just you know, trying to figure it out
alongside of our audience. There's so many questions that you know, even in
our thirties, we feel like we really don't know the answers to that we're
kind of just expected to know. So yeah, I think that these are
all topics that apply to so many people. I mean, Lee, are
you telling me you don't get satisfaction out of sending out your tax return early
in February. Are you telling me that you don't you know, you make
the right choices on the health insurance for your family? Love killing me?
Are you kidding me? I opened champagne after I balanced the check book.
Yeah, yeah, there you go. I mean, I feel like the
approach that people took to adulting, that you know, we would have,
you know, everyone would be a little bit happier in their lives. Celebrate
those victories, celebrate that lovely wife came to me the other day and she
said, I hope you don't mind. I thought, Oh, what happened?
Did you break something? I took a hunk of our money and I
put it in a money market so we could yield about five hundred extra dollars.
I love that. That's brilliant. And more people knew about high old
savings accounts. I think if more people knew about money market funds, they
could see how much their their dollar could stretch. And that's what our show
was really about. I mean, like, how many moments in life do
we wait to find out about the thing and we're in the thick of it,
or it's too late, you know, Like it's April fourteenth and we
decided now is a good time to figure out how to do our taxes,
or you know, we turned fifty six years old, we're like, maybe
I should think about retirement. You know, we're just kind of hoping with
the show that you know, everyone can take a step by step learning approach
to their life and be a little bit more proactive about it, because if
you can make your life one percent better at a time over time, like
compound interest, you really can see incredible results. Maly Sasha Matt Stilo.
It's how to grown up stuff, how to adult. And I tell you
that anecdote because I can't emulate the apologetic tone of voice my wife had when
she told me I genuinely thought she had lost a bunch of money at the
casino or something, and that wasn't at all. She was not wanting to
adult. She was almost embarrassed to admit I had to grab this opportunity.
Well, you touched something interesting, marely embarrassed to admit. I think a
lot of us if we actually took the moment to admit that we that we
don't know what we don't know, we could really open ourselves up to the
possibility of learning. I think a lot of people are like, no,
I know my four one K, like I got that stuff, I'm putting
some money away. But if you actually looked into a little bit more and
you actually saw the kind of stocks that your tax you your money, your
pre tax money was going into that, you could reallocate it to benefit you,
you know, depending on what your goals are. And so I just
think if you can say, hey, you know, I'm thirty four years
old and I don't know how this works, you know, you could open
yourself up to to learning a bit more about it. So I think that
it's it's wonderful that you that your wife did that. Molly, Sasha's with
us, Matt Steel, o'molly. One thing that's happened in our state is
they passed all all recently to teach high school kids a little bit more about
balancing your check book, a little bit more about what health insurance is.
You know, what what the difference between a bank and a savings and loan.
That kind of thing had gone by the wayside. So is there a
generation that's really really out in the dark about it? I think every I
mean most generations are in thet some you know, on some of these topics
for sure. Yeah, I have heard about that, and I think that's
so amazing because a lot of this stuff is like I wish that they had
taught me about health insurance and how much I'm supposed to put into my furrow
and k or you know, like you said, like figuring out your checkbook,
balancing your checkbook when I was in high school, because you know,
you get your first job and you're just like, now what do I do?
What's like I get a paycheck every month and I don't know what to
do with it. Or I'm presented with these options and I don't know which
one is the best or why am I choosing this? And a lot of
things are made complicated on purpose, Like our taxes are complicated on purpose that
you can so that you they're kind of like forcing you to hire someone who
understands it to do to do it for you. And you know, all
a lot of things are like that in life, and they're really designed to
really take more of your time and more of your money. And so if
you can really understand them, you can save a little bit of that time
and you can save a little bit of that money, and you know,
make it work for you, like, we just found out about like,
you know, we did an episode about laundry. We foun out that fabrics
offt and there was really a product that was created to address the issue of
using too much detergent. Well, companies didn't want you to use less detergent.
They wanted you to buy another product. And so, you know,
when you can understand this stuff, you can really, you know, make
your money and your time work for you. We also found out that it
makes your close highly flammable, which was a real shot. Yeah, so
maybe stop using the paper software people, grown up stuff. How to Adult
is the podcast and the hosts are Mally Sasha and Matt Stielo. I've got
another anecdote for you about adulting. It had been several years since I bought
a new car. Went into the dealership earlier this year, and they immediately
asked for my cell number, and right away it became clear to me that
this negotiation was going to be taking place via text, even though even though
the guy was in an office a couple of feet away. I finally said,
get out here and we're going to talk about this in person. So
it's easier to lie on a text than it is to your face that said,
what role in adulting as our new modern technology taken? Well, I
think that's a great question. I mean technology is constantly going to change everything
all the time, and even just the environments in which you know, we
talked about tipping and there are these new like the toast, the square pay,
like that technology has completely changed the way we look at tipping in our
culture and who we're tipping and how how much we're tipping. And we even
talked a little bit about, you know how even just delivery apps and how
that's changed the way we tip and how much we should be tipping there.
So I think that it plays a huge role in in what we talk about
and how you know, those topics have changed over the years, which makes
it again to your point, like, I think this in a lot of
ways, it applies to every generation. Oh yeah, yeah, even even
those who might have a really firm grasp on some of these things, they're
now learning relearning these topics again with that angle of this new technology that's changing
the game completely. And Matt Steele, is it is there an effect on
interpersonal relations? Are we adulting differently now because we have all of these resources
in the palm of our hand. Absolutely. I mean, I think with
information that there's so much good information out there and there's there's a ton of
bad information out there. And that's really why we do extensive research to make
sure that we're we're learning, you know, as much as we can about
the topics, and we're talking to experts who have you know, made each
of these topics their their expertise and their field. And just with the with
with so many tools available to us, everything is getting easier. You know,
if if you want to write something, you can just chat GPT it
and you know, send an email that you didn't really write. And so
what kind of skills are we losing? I think we're already you know,
complacent in that we have access to so much information and tools are making it
easier to to not have to engage with them. And so I think we're
kind of taking a step back with the show and saying, you know,
if you can put in a little bit of effort and let me and Molly
do it for you, you know, you can kind of just come on
the ride with us and listen to us figure out how to do something in
real time, and you can you know, take that that knowledge and apply
it to your own life, and you know and not let you know yourself
get a little too complacent grown up And our curiosity is genuine and sincere because
and we're asking the questions that you might be too embarrassed ask because we really
don't know grown up stuff how to adult. That reminds me I'm out of
wine. I will use my digital device to have more delivered by the time
I get home. Thank you, Thank you for joining us host of Grown
Up Stuff How to Adult, Molly Sasha and Matt Stillo. Good to have
you along and we'll be listening on the podcast. Thank you so much.
Thanks for listening to Later with Lee Matthews the Lee Matthews Podcast, and remember
to listen to The Drive Live weekday afternoons from five to seven and iHeartMedia Presentation