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This is Later with Lee Matthews,
The Lee Matthews Podcast more what you hear

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weekday afternoons on the Drive. Molly
Sacho is an executive producer at iHeart and

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former comedian Matt Stilo's a musician turn
actor turned engineer turn podcast producer, and

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they have put together a podcast you
can hear on the iHeart radio app and

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everywhere you get podcasts, grown up
stuff. How to Adults will start with

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you, Molly, who wants to
adult? Oh? I think everyone wants

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to adult? And we're just all
kind of struggling our way through it.

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We're just trying to figure out what
we're supposed to be doing with you know,

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not a ton of guidance. So
yeah, so this is this is

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truly a show where we are just
you know, trying to figure it out

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alongside of our audience. There's so
many questions that you know, even in

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our thirties, we feel like we
really don't know the answers to that we're

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kind of just expected to know.
So yeah, I think that these are

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all topics that apply to so many
people. I mean, Lee, are

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you telling me you don't get satisfaction
out of sending out your tax return early

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in February. Are you telling me
that you don't you know, you make

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the right choices on the health insurance
for your family? Love killing me?

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Are you kidding me? I opened
champagne after I balanced the check book.

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Yeah, yeah, there you go. I mean, I feel like the

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approach that people took to adulting,
that you know, we would have,

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you know, everyone would be a
little bit happier in their lives. Celebrate

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those victories, celebrate that lovely wife
came to me the other day and she

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said, I hope you don't mind. I thought, Oh, what happened?

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Did you break something? I took
a hunk of our money and I

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put it in a money market so
we could yield about five hundred extra dollars.

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I love that. That's brilliant.
And more people knew about high old

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savings accounts. I think if more
people knew about money market funds, they

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could see how much their their dollar
could stretch. And that's what our show

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was really about. I mean,
like, how many moments in life do

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we wait to find out about the
thing and we're in the thick of it,

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or it's too late, you know, Like it's April fourteenth and we

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decided now is a good time to
figure out how to do our taxes,

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or you know, we turned fifty
six years old, we're like, maybe

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I should think about retirement. You
know, we're just kind of hoping with

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the show that you know, everyone
can take a step by step learning approach

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to their life and be a little
bit more proactive about it, because if

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you can make your life one percent
better at a time over time, like

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compound interest, you really can see
incredible results. Maly Sasha Matt Stilo.

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It's how to grown up stuff,
how to adult. And I tell you

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that anecdote because I can't emulate the
apologetic tone of voice my wife had when

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she told me I genuinely thought she
had lost a bunch of money at the

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casino or something, and that wasn't
at all. She was not wanting to

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adult. She was almost embarrassed to
admit I had to grab this opportunity.

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Well, you touched something interesting,
marely embarrassed to admit. I think a

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lot of us if we actually took
the moment to admit that we that we

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don't know what we don't know,
we could really open ourselves up to the

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possibility of learning. I think a
lot of people are like, no,

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I know my four one K,
like I got that stuff, I'm putting

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some money away. But if you
actually looked into a little bit more and

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you actually saw the kind of stocks
that your tax you your money, your

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pre tax money was going into that, you could reallocate it to benefit you,

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you know, depending on what your
goals are. And so I just

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think if you can say, hey, you know, I'm thirty four years

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old and I don't know how this
works, you know, you could open

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yourself up to to learning a bit
more about it. So I think that

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it's it's wonderful that you that your
wife did that. Molly, Sasha's with

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us, Matt Steel, o'molly.
One thing that's happened in our state is

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they passed all all recently to teach
high school kids a little bit more about

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balancing your check book, a little
bit more about what health insurance is.

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You know, what what the difference
between a bank and a savings and loan.

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That kind of thing had gone by
the wayside. So is there a

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generation that's really really out in the
dark about it? I think every I

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mean most generations are in thet some
you know, on some of these topics

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for sure. Yeah, I have
heard about that, and I think that's

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so amazing because a lot of this
stuff is like I wish that they had

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taught me about health insurance and how
much I'm supposed to put into my furrow

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and k or you know, like
you said, like figuring out your checkbook,

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balancing your checkbook when I was in
high school, because you know,

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you get your first job and you're
just like, now what do I do?

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What's like I get a paycheck every
month and I don't know what to

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do with it. Or I'm presented
with these options and I don't know which

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one is the best or why am
I choosing this? And a lot of

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things are made complicated on purpose,
Like our taxes are complicated on purpose that

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you can so that you they're kind
of like forcing you to hire someone who

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understands it to do to do it
for you. And you know, all

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a lot of things are like that
in life, and they're really designed to

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really take more of your time and
more of your money. And so if

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you can really understand them, you
can save a little bit of that time

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and you can save a little bit
of that money, and you know,

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make it work for you, like, we just found out about like,

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you know, we did an episode
about laundry. We foun out that fabrics

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offt and there was really a product
that was created to address the issue of

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using too much detergent. Well,
companies didn't want you to use less detergent.

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They wanted you to buy another product. And so, you know,

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when you can understand this stuff,
you can really, you know, make

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your money and your time work for
you. We also found out that it

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makes your close highly flammable, which
was a real shot. Yeah, so

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maybe stop using the paper software people, grown up stuff. How to Adult

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is the podcast and the hosts are
Mally Sasha and Matt Stielo. I've got

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another anecdote for you about adulting.
It had been several years since I bought

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a new car. Went into the
dealership earlier this year, and they immediately

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asked for my cell number, and
right away it became clear to me that

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this negotiation was going to be taking
place via text, even though even though

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the guy was in an office a
couple of feet away. I finally said,

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get out here and we're going to
talk about this in person. So

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it's easier to lie on a text
than it is to your face that said,

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what role in adulting as our new
modern technology taken? Well, I

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think that's a great question. I
mean technology is constantly going to change everything

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all the time, and even just
the environments in which you know, we

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talked about tipping and there are these
new like the toast, the square pay,

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like that technology has completely changed the
way we look at tipping in our

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culture and who we're tipping and how
how much we're tipping. And we even

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talked a little bit about, you
know how even just delivery apps and how

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that's changed the way we tip and
how much we should be tipping there.

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So I think that it plays a
huge role in in what we talk about

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and how you know, those topics
have changed over the years, which makes

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it again to your point, like, I think this in a lot of

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ways, it applies to every generation. Oh yeah, yeah, even even

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those who might have a really firm
grasp on some of these things, they're

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now learning relearning these topics again with
that angle of this new technology that's changing

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the game completely. And Matt Steele, is it is there an effect on

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interpersonal relations? Are we adulting differently
now because we have all of these resources

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in the palm of our hand.
Absolutely. I mean, I think with

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information that there's so much good information
out there and there's there's a ton of

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bad information out there. And that's
really why we do extensive research to make

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sure that we're we're learning, you
know, as much as we can about

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the topics, and we're talking to
experts who have you know, made each

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of these topics their their expertise and
their field. And just with the with

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with so many tools available to us, everything is getting easier. You know,

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if if you want to write something, you can just chat GPT it

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and you know, send an email
that you didn't really write. And so

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what kind of skills are we losing? I think we're already you know,

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complacent in that we have access to
so much information and tools are making it

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easier to to not have to engage
with them. And so I think we're

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kind of taking a step back with
the show and saying, you know,

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if you can put in a little
bit of effort and let me and Molly

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do it for you, you know, you can kind of just come on

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the ride with us and listen to
us figure out how to do something in

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real time, and you can you
know, take that that knowledge and apply

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it to your own life, and
you know and not let you know yourself

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get a little too complacent grown up
And our curiosity is genuine and sincere because

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and we're asking the questions that you
might be too embarrassed ask because we really

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don't know grown up stuff how to
adult. That reminds me I'm out of

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wine. I will use my digital
device to have more delivered by the time

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I get home. Thank you,
Thank you for joining us host of Grown

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Up Stuff How to Adult, Molly
Sasha and Matt Stillo. Good to have

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you along and we'll be listening on
the podcast. Thank you so much.

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Thanks for listening to Later with Lee
Matthews the Lee Matthews Podcast, and remember

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to listen to The Drive Live weekday
afternoons from five to seven and iHeartMedia Presentation