1 00:00:00,080 --> 00:00:04,400 The next Stefan Good Day download with Doug and Jay Kirshner is made possible in 2 00:00:04,440 --> 00:00:08,039 part by Caldron, which is the safe way for you to lose weight and 3 00:00:08,320 --> 00:00:12,919 keep it off. As we focus on Thursday, today's the seventh of March. 4 00:00:13,359 --> 00:00:17,960 Have a week under our belts already in the third month of the year 5 00:00:18,519 --> 00:00:24,079 as a weather system coming across the country dumping rain everywhere. Not well, 6 00:00:24,120 --> 00:00:28,559 there's some lot of snow in the northern California. Yeah, it is a 7 00:00:28,600 --> 00:00:31,160 cold rain. Yeah, yeah, what do you have where you are in 8 00:00:31,199 --> 00:00:34,840 Cleveland? What's the situation there? It's actually quite warm here. We have 9 00:00:34,920 --> 00:00:40,280 forty five degrees down by the barn this morning and rain three four inches is 10 00:00:40,320 --> 00:00:45,200 But it's so difficult for those of us who are farmers who want to have 11 00:00:45,320 --> 00:00:50,840 the land, maybe because El Nino often when it creates rain like this early 12 00:00:50,840 --> 00:00:55,240 in the season. The good part of it is that it drives off fairly 13 00:00:55,280 --> 00:01:00,640 early in the season and you have a plantable spring. So your scribes for 14 00:01:00,640 --> 00:01:04,040 that. So what's it doing in Cleveland in the forties. It's definitely cooling 15 00:01:04,079 --> 00:01:07,799 down, but it's doing a bunch of back and forth, back and forth. 16 00:01:07,879 --> 00:01:11,920 So We've had a couple of days where like yesterday it was just really 17 00:01:12,000 --> 00:01:17,680 foggy, and the day before there was this downpour and a little a little 18 00:01:17,719 --> 00:01:21,799 minor storm, not not too much or anything. But then we're going to 19 00:01:22,120 --> 00:01:25,680 be up into the sixties, and then we're going to drop into the fifties 20 00:01:25,719 --> 00:01:27,560 and then the forties, then back up in a few more days to the 21 00:01:27,560 --> 00:01:32,159 fifties. So it is doing a whole bunch of like, you know, 22 00:01:32,280 --> 00:01:34,599 this is the time when everybody gets sick because it's the it's the hot one 23 00:01:34,680 --> 00:01:38,439 day, cold hot one day, cold one day. But I always recall 24 00:01:38,480 --> 00:01:42,640 it in when we lived in Nashville, you basically had to dress in layers 25 00:01:42,640 --> 00:01:48,159 because just like it's thout the entire day, it could be in the forties 26 00:01:48,560 --> 00:01:49,599 when you first woke up, and then all of a sudden it's in the 27 00:01:49,719 --> 00:01:55,359 seventies or the lower eighties, and then it drops back into the fifties by 28 00:01:55,400 --> 00:01:59,079 the time the day is done. The old expression if you don't like the 29 00:01:59,120 --> 00:02:01,519 weather, here, wait minute, that applies to almost every part of the 30 00:02:01,560 --> 00:02:06,840 country. In fact, well, I'll be grateful that you have weather and 31 00:02:06,879 --> 00:02:10,960 air to breathe, and the good stuff breathing is an important commodity, you 32 00:02:10,960 --> 00:02:15,479 know. I've told the story a couple of times about going down and sort 33 00:02:15,479 --> 00:02:19,840 of cracking a couple of ribs and having a tough time with it. Over 34 00:02:19,879 --> 00:02:24,039 the weekend, and I was feeling much better, and last night I went 35 00:02:24,039 --> 00:02:31,280 into this sneezing episode, and if anything, my chest where that problem is 36 00:02:31,360 --> 00:02:36,120 hurts more now than it did when I first had the accident, because something 37 00:02:36,960 --> 00:02:42,520 has either come apart I just strained it, or if it sounds like I'm 38 00:02:42,520 --> 00:02:46,719 having a hard time breathing, because I am having a hard time breathing, 39 00:02:46,759 --> 00:02:50,240 but I can talk and I can think, and so I'm grateful for that. 40 00:02:50,879 --> 00:02:54,439 And with the gratitude I think we all have to have, what's the 41 00:02:54,479 --> 00:03:00,439 expression sometimes you hear in church an attitude of gratitude, But outside in church, 42 00:03:00,520 --> 00:03:08,919 maybe it bestows reverence. It allows you to encounter some of the transcendental 43 00:03:09,280 --> 00:03:15,280 movement. I don't mean transcendental like transcendental in spiritual way, but that's not 44 00:03:15,400 --> 00:03:22,479 a bad thing. But there are moments of awe that change all of us, 45 00:03:23,360 --> 00:03:28,639 and you experience life differently. It may be a scare about something, 46 00:03:28,680 --> 00:03:31,840 maybe you've had some kind of a sickness or disease or something, or you 47 00:03:31,919 --> 00:03:37,280 had an accident or you had something happen. That's the negative. Maybe the 48 00:03:37,319 --> 00:03:42,639 other side of it, the positive is you've had some experience. Your grandmother 49 00:03:42,719 --> 00:03:47,759 left you three hundred thousand dollars or something like that, whatever it can be. 50 00:03:47,879 --> 00:03:52,199 It doesn't even have to be about money. Let's say you find the 51 00:03:52,280 --> 00:03:54,319 long lost relative that you didn't know was still a lobb yor you didn't even 52 00:03:54,319 --> 00:03:59,560 know existed. How would that highlight your day? What would that do for 53 00:03:59,639 --> 00:04:01,639 your week, your month, your year, your life, probably change it. 54 00:04:02,360 --> 00:04:06,759 Right, So, and kind of wonder why you never knew about them? 55 00:04:08,400 --> 00:04:14,240 Right? Yep. Some environmental news to talk about today. The European 56 00:04:14,319 --> 00:04:19,199 Parliament. We all know that the European Union is a powerful weapon against I 57 00:04:19,240 --> 00:04:24,600 don't know that's what they use it for, to try to pierce through or 58 00:04:24,759 --> 00:04:31,240 protect themselves in any number of ways. So yesterday they passed an incredibly strong 59 00:04:31,360 --> 00:04:36,399 bill I guess that'd be the word that I do strong, that actually criminalizes 60 00:04:38,120 --> 00:04:46,120 destruction of what any someone who is an expert on ecosystems or on the environment, 61 00:04:46,600 --> 00:04:55,839 I would say it was an incident, serious incident, degradation of the 62 00:04:55,920 --> 00:04:59,759 environment. So this is the first time this has been done. It's a 63 00:05:00,120 --> 00:05:06,519 the innovative law. It was called quote comparable to ecoside. That's what the 64 00:05:06,680 --> 00:05:11,560 ecoside is, like genocide, except it's the environment that you're ruining, not 65 00:05:12,480 --> 00:05:16,800 you know, humans. But they want to address the the degradation that's going 66 00:05:16,839 --> 00:05:20,600 on. And frankly, I get the fact that we all want to help 67 00:05:20,920 --> 00:05:27,920 habitat, we want to protect species. But what you don't understand is that 68 00:05:27,959 --> 00:05:30,839 they don't know. We don't some people don't. There are a couple of 69 00:05:30,839 --> 00:05:35,519 things going on, changes that happen no matter what. That's number one, 70 00:05:35,879 --> 00:05:40,079 But number two, there are so many people on the planet. One of 71 00:05:40,079 --> 00:05:45,600 the reasons that these ecosystems are being destroyed is to build, is to use 72 00:05:45,639 --> 00:05:49,199 the lumber, for example, to build homes for people that don't have homes, 73 00:05:49,839 --> 00:05:55,319 and other things that are part of having too many people on the planet. 74 00:05:56,160 --> 00:05:59,240 This is not an angle of this discussion that you hear very often. 75 00:05:59,600 --> 00:06:04,079 But excuse me, if you look at the realities of population growth, that's 76 00:06:04,079 --> 00:06:11,600 one of the things you know. There is global warming. You can concede 77 00:06:11,600 --> 00:06:15,720 that things are changing for sure. Why they're changing, how they're changing. 78 00:06:15,360 --> 00:06:20,680 It's an argument that people have and it's become a religion, and I'm not 79 00:06:20,720 --> 00:06:25,160 sure that it's worth all the attention that we pay to it. In the 80 00:06:25,199 --> 00:06:29,920 way that we pay attention to it, nobody's dealing with the real cause. 81 00:06:30,000 --> 00:06:38,160 And the real cause is, yeah, we are, we're degradating the planet, 82 00:06:38,480 --> 00:06:42,319 but that's because we have too many people who are trying to feed and 83 00:06:42,480 --> 00:06:47,040 howse we're trying to help the people who are being born survive, have a 84 00:06:47,160 --> 00:06:55,680 human experience that involves dignity and constructive work and you know all that stuff. 85 00:06:56,519 --> 00:07:00,720 And if you have this many people on the planet, can't really sustain them. 86 00:07:01,720 --> 00:07:06,079 So a lot of people thought that COVID was good because it whittled down 87 00:07:06,120 --> 00:07:11,240 the population. Some people thought that that was the purpose of COVID, and 88 00:07:11,279 --> 00:07:14,399 then you have the conspiracy theorists that think that was the purpose of the vaccine 89 00:07:14,399 --> 00:07:17,639 itself. Yeah, yeah, well, there's there's certainly a lot of that 90 00:07:17,720 --> 00:07:25,199 too conversation going on. But I just thinking about this bill made me think 91 00:07:25,240 --> 00:07:30,279 about what the real reason is. And seven people were hurt in a shootout 92 00:07:30,439 --> 00:07:40,560 at a Septa bus stop in Philadelphia yesterday. Mass shooting again again the victims 93 00:07:40,560 --> 00:07:45,639 are all children, are young people, juveniles in a manner of speaking. 94 00:07:46,720 --> 00:07:49,199 I don't know what their condition is at the moment. That hasn't been caught 95 00:07:49,279 --> 00:07:55,680 up apparently the crossfire. Yeah yeah, so it's not like they were just 96 00:07:55,759 --> 00:08:03,480 randomly targeted. Yeah yeah so. I again, senseless violence and yet another 97 00:08:03,600 --> 00:08:07,360 example of one of the things we can't manage, it would seem, is 98 00:08:09,279 --> 00:08:16,079 guns and things of the means of destruction because there are too many of us 99 00:08:16,680 --> 00:08:20,199 and we can't properly police the people who are here. I think that's one 100 00:08:20,199 --> 00:08:24,199 of the problems, one of the big threads that I often talk about. 101 00:08:24,519 --> 00:08:31,160 But I'm beginning to think that it's more. This is really the reason for 102 00:08:31,279 --> 00:08:35,320 most of the problems. That we have too many people, no good management. 103 00:08:35,559 --> 00:08:39,320 No, you know, we don't have the time, the ability, 104 00:08:39,519 --> 00:08:48,279 the wherewithal to really you know, keep people, to keep things in you 105 00:08:48,360 --> 00:08:54,720 know, is in control the right phrase something along that line. I mean, 106 00:08:54,720 --> 00:09:00,000 there's still a problem of people who have guns that should not have guns, 107 00:09:00,720 --> 00:09:03,320 and you're having this more and more because more and more states are not 108 00:09:03,519 --> 00:09:09,000 requiring permits. Yeah, and look at this in New York City yesterday, 109 00:09:09,039 --> 00:09:13,679 the mayor and the governor announced they're going to put the National Guard and State 110 00:09:13,759 --> 00:09:20,399 Police into the subway system because the writers don't feel safe because they're so dogone 111 00:09:20,480 --> 00:09:30,799 much crime, people being just accosted and theft, and so one thousand New 112 00:09:30,879 --> 00:09:39,360 York City Police officers are now under orders to patrol the subway lines doing security 113 00:09:39,440 --> 00:09:43,519 checks, kind of almost back to the old stop and frisk. This is 114 00:09:43,559 --> 00:09:48,600 the largest transit system in the country. Obviously, there was an attack on 115 00:09:48,639 --> 00:09:52,480 a conductor, and there are a lot of people. There's a lot of 116 00:09:52,639 --> 00:09:56,000 crime, it really is. So is this the way to fix it? 117 00:09:56,039 --> 00:10:01,080 Well, give people something to think about anyway, and then of course the 118 00:10:01,120 --> 00:10:05,120 governor wants to take all the credit, so I take an office. So 119 00:10:05,240 --> 00:10:07,480 we've tried to do all of this. You know, just do your job 120 00:10:07,519 --> 00:10:13,879 and shut up and tired of all these damn I am really the politicians I 121 00:10:13,919 --> 00:10:22,240 was looking at who's trying to get Nicky Haley's her supporters. Donald Trump wants 122 00:10:22,279 --> 00:10:24,519 to get him. Joe Biden wants to get him. I thought Donald Trump 123 00:10:24,559 --> 00:10:31,200 said he doesn't want them. He doesn't hear that. Really, that's kind 124 00:10:31,200 --> 00:10:35,000 of an ego. That's good. I think any politician who doesn't try to 125 00:10:35,000 --> 00:10:39,960 get every vote that he or she can is pretty foolish. So if he 126 00:10:39,000 --> 00:10:41,360 did say that, I didn't I didn't hear him, but he may have 127 00:10:41,399 --> 00:10:52,559 said that. Trump wrote on his truth social platform yesterday he refers to her 128 00:10:52,559 --> 00:10:58,279 as getting trounced and much of her money, he said, came from radical 129 00:10:58,360 --> 00:11:05,799 left Democrat, once again provoking people into being an angry crowd or mob. 130 00:11:05,840 --> 00:11:11,559 He has the ability to do that. Not the greatest orator in the world, 131 00:11:13,279 --> 00:11:16,159 but it's time. But he's never gonna do it because not in his 132 00:11:16,200 --> 00:11:20,799 style. He's not gonna change. He's going to be with the way he 133 00:11:20,879 --> 00:11:30,080 is, which is confusing, irritating, angering, And so here's the chance 134 00:11:30,120 --> 00:11:33,559 where he could really turn the corner and people would say, oh, is 135 00:11:33,600 --> 00:11:37,120 that really Donald? If I'm saying that some good things, some nice things, 136 00:11:37,200 --> 00:11:46,679 but he just can't help himself. As we focus on what's trending social 137 00:11:46,759 --> 00:11:52,759 media and celebrities, gossip things like that, this is not gossip. This 138 00:11:52,840 --> 00:11:56,399 is a fact. The reality that Jim Beard, who was a member of 139 00:11:56,440 --> 00:12:01,159 Steelee Dan, aged sixty three, he has passed away. Wow, this 140 00:12:01,240 --> 00:12:05,639 is not great for any number of reasons. So we'll talk about his life. 141 00:12:07,240 --> 00:12:13,360 Jim Beard, sixty three years of age, has passed away. He 142 00:12:13,519 --> 00:12:16,879 was not only the pianist, but he wrote a lot of the music. 143 00:12:16,919 --> 00:12:20,120 Stee Dan pretty unique sound, don't you think, Jay, that there was 144 00:12:20,159 --> 00:12:22,440 something when you heard STEELYE Dan, No matter what the song was, that's 145 00:12:22,480 --> 00:12:28,039 a good that's a feather in their cap. Because all these groups and individuals, 146 00:12:28,279 --> 00:12:33,159 it's very interesting how they can find with the instrumentation, they have that 147 00:12:33,279 --> 00:12:39,360 unique sound the message, if you will, in their music. So anyway, 148 00:12:39,240 --> 00:12:45,320 he had been with stee Dan for the last fifteen sixteen years, was 149 00:12:45,360 --> 00:12:48,440 one of the people that toured with them. But he's a big published on 150 00:12:50,120 --> 00:12:58,600 yeah right, one hundred different compositions, produced music for a lot of jazz 151 00:12:58,679 --> 00:13:03,559 musicians because Steely Dan really more than anything else, has that jazz sound to 152 00:13:03,639 --> 00:13:05,960 it. Right. You think if nothing else, it's going to be a 153 00:13:07,000 --> 00:13:11,240 sham bandish, yeah right. He did a number of studio albums on his 154 00:13:11,279 --> 00:13:18,039 own. He performed with lots of major orchestras around the country at Lincoln Center 155 00:13:18,120 --> 00:13:24,399 and Detroit Symphony. He's been at it. He went a Grammy for his 156 00:13:24,480 --> 00:13:33,360 contributions as an artist on a song called some Skunk Funk some skunk funk. 157 00:13:35,200 --> 00:13:39,360 You like that, some skunk funk like skunk funk? What are you supposed 158 00:13:39,360 --> 00:13:41,840 would be? I'd like to hear some of that at some point. I 159 00:13:41,879 --> 00:13:45,720 don't know. I've never even as well. It was a disc jockey after 160 00:13:45,759 --> 00:13:50,080 in nineteen seventy four I was doing this, but early on I'm trying to 161 00:13:50,120 --> 00:13:54,879 think of what would be skunk. The category was best Large Jazz Ensemble Album. 162 00:13:56,039 --> 00:14:00,399 So there you go. Yeah, yeah, all right, Well anyway, 163 00:14:01,360 --> 00:14:07,720 really in the years, a big song and so that's just another one 164 00:14:07,720 --> 00:14:15,039 of these. The rock era passing away Jim Beard at sixty three, so 165 00:14:15,080 --> 00:14:18,279 it's great business time for Caldron. I would think the phones would be ringing 166 00:14:18,320 --> 00:14:22,600 off the hook and people would be ordering nauseum. That's right. 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DJV code 176 00:15:00,840 --> 00:15:03,960 at top loss dot com and the get fit contest. That sounds like it 177 00:15:03,960 --> 00:15:07,799 would be kind of fun. Caltrin at top loss dot com. Thanks to 178 00:15:07,799 --> 00:15:13,840 Elizabeth Miller here, one of the great Caltrin consultants at top loss dot com. 179 00:15:13,919 --> 00:15:16,720 Have you been following what's going on in Haiti? They haven't caught a 180 00:15:16,759 --> 00:15:22,320 break. It's the country is almost like sinking into the ocean, the stuff 181 00:15:22,320 --> 00:15:26,080 that's going on down there. It's they have no law, no rule of 182 00:15:26,200 --> 00:15:33,240 law. It's like the Wild West, literally and figuratively. And that's why 183 00:15:33,320 --> 00:15:35,960 so many people have gotten out of there, and they're trying to get into 184 00:15:35,960 --> 00:15:41,279 our country. So a serious crisis and gangs. It is over. They 185 00:15:41,320 --> 00:15:46,879 are trying to get the prime minister to step down, is it? They 186 00:15:46,879 --> 00:15:48,639 are on the brink of a civil war? It looks like yep, they 187 00:15:48,639 --> 00:15:52,519 are, yeah, And a lot of it was caused by the weather and 188 00:15:54,159 --> 00:15:58,159 natural disasters and stuff where the country can't come back around, and they've gotten 189 00:15:58,159 --> 00:16:03,320 help from a lot of differ but so corrupt though a lot of these Central 190 00:16:03,360 --> 00:16:07,960 American countries, a lot of the Caribbean countries. It's just corruption is a 191 00:16:07,960 --> 00:16:11,720 way of life, like well, I mean most places. We have plenty 192 00:16:11,720 --> 00:16:15,840 of corruption here in our country, to be sure, but it isn't like 193 00:16:15,879 --> 00:16:18,919 it is in places like we keep talking about Zelensky and Ukraine and how much 194 00:16:18,960 --> 00:16:25,279 money they've wasted that we've said over there because they're very corrupt, and so 195 00:16:25,440 --> 00:16:30,440 most Eastern block outfits, the Russians. Russian government is very corrupted, always 196 00:16:30,679 --> 00:16:34,240 has been so, and there's plenty of corruption to go around, for sure. 197 00:16:34,279 --> 00:16:38,200 It's a part of human nature, it would seem. As I was 198 00:16:38,240 --> 00:16:42,879 thinking about Worldwidelife Day last Sunday, we weren't on the air, so we 199 00:16:42,919 --> 00:16:48,159 didn't get to celebrated. But one of the things that has come in schools 200 00:16:49,159 --> 00:16:55,559 I noticed here locally, some of the local media is highlighting some of the 201 00:16:55,759 --> 00:17:00,759 entries from children. There are children not only from America but tes around the 202 00:17:00,759 --> 00:17:07,720 world. The International Youth Art Contest is going on right now, and they're 203 00:17:07,200 --> 00:17:12,240 they've gotten it down to fifteen semi finalists, and so they're gonna I think 204 00:17:12,279 --> 00:17:18,160 they have to find they're trying to find two winners. And so what they 205 00:17:19,160 --> 00:17:25,759 have this these pictures and the stuff that has been drawn and sculptures, and 206 00:17:26,240 --> 00:17:32,200 there are three thousand different entries from children around the world trying to buy but 207 00:17:32,519 --> 00:17:38,000 bringing at ten. The main reason for this is because animal welfare is I 208 00:17:38,279 --> 00:17:42,440 mean, we know, let's just put it in a perspective that we understand 209 00:17:42,440 --> 00:17:48,279 it. You when you're watching television, you can't help but see these ads 210 00:17:48,799 --> 00:17:53,000 for in most instances they're paid for by the National Society for the Prevention of 211 00:17:53,039 --> 00:17:57,200 Cruelty to Animals or some group like that, where us pictures of dogs that 212 00:17:57,240 --> 00:18:03,799 are needing to be adopted. Yeah, O, my god, being yeah, 213 00:18:03,119 --> 00:18:08,680 part of the testing situation. Yeah right, I always give man when 214 00:18:08,680 --> 00:18:12,039 I see any of that stuff. Open up the checkport and centema check. 215 00:18:12,240 --> 00:18:17,759 Yep. All right, let's go to Portland. Help yourself, Yeah right, 216 00:18:17,839 --> 00:18:22,960 help you out right, take what you need. Portland, Oregon has 217 00:18:22,000 --> 00:18:30,039 a new sports bar, the nation's first women's sports bar. How do you 218 00:18:30,079 --> 00:18:33,119 look that for a concept? Is there a women's sports bar where you are 219 00:18:33,079 --> 00:18:40,279 probably not. But there's one opening after the Portland one. Now there's one 220 00:18:40,319 --> 00:18:48,079 opening in Minneapolis for this. Is this so women watch concerned or something? 221 00:18:48,359 --> 00:18:51,480 Yeah, but I never took normal sports bars as men only, as it's 222 00:18:51,480 --> 00:18:55,559 a men's sports bar, a sports bar. Yeah, but most sports bars 223 00:18:55,599 --> 00:19:00,799 are inhabited by men. Don't you think sports bar is it just women only? 224 00:19:00,880 --> 00:19:03,200 Men can't even go in. I'm just I guess some question of what 225 00:19:03,359 --> 00:19:10,480 women difference. I don't think. I don't forget that this is women. 226 00:19:11,160 --> 00:19:18,119 There's the newest bars called the League of their Own, obviously from the from 227 00:19:18,279 --> 00:19:22,319 the movie of the same name, and there was well but it was not 228 00:19:22,400 --> 00:19:26,559 a movie, it was a reality. There really was a league of women. 229 00:19:26,319 --> 00:19:33,400 Yeah. So anyway, there is a larger trend in professional sports. 230 00:19:33,440 --> 00:19:37,640 I would answer it this way, Jay, the female athletes that are surfacing. 231 00:19:38,559 --> 00:19:44,640 There are some great women basketball players, there are some great women soccer 232 00:19:44,759 --> 00:19:49,119 players, there are great women tennis players. You can go to any sport 233 00:19:49,319 --> 00:19:53,960 probably the exception of football, and even some women are playing football. Now, 234 00:19:55,400 --> 00:19:57,039 what was it last week or the week before we talk about this young 235 00:19:57,079 --> 00:20:02,720 woman who was a wrestling It was at high school or college. She wanted 236 00:20:02,720 --> 00:20:06,960 to wrestle, and the coach didn't want her to wrestle, but somehow or 237 00:20:07,000 --> 00:20:10,799 other, she managed to convince people that she would be a good wrestler, 238 00:20:11,039 --> 00:20:14,839 and she beat all the guys I forget. Yeah, yeah, she she 239 00:20:14,880 --> 00:20:18,960 won the national the national championship for the state or not the national champs championship, 240 00:20:18,960 --> 00:20:21,359 I'm sorry, the state championship. Well, she was on the girls 241 00:20:21,359 --> 00:20:23,839 team and she was just beating everybody, and she asked if she could move 242 00:20:23,880 --> 00:20:27,000 to the geist division, and nobody had a problem with it, and then 243 00:20:27,039 --> 00:20:30,400 she beat all of them. I was looking more into these these female sports 244 00:20:30,440 --> 00:20:36,240 bars or women's sports bars. They're going to be playing female sports, yeah 245 00:20:36,599 --> 00:20:38,599 on TV. So it'll it'll all be the female sports. Yeah, so 246 00:20:38,640 --> 00:20:45,039 anybody can go. It's just they will be focusing on women's athletics. All 247 00:20:45,119 --> 00:20:52,480 right. Excuse me if try to catch my breath, the muscles in my 248 00:20:52,839 --> 00:20:57,799 in my chest. I had a sneezing fit last night after having cracked a 249 00:20:57,799 --> 00:21:03,640 couple of ribs, and I'm having a tough time even breathing. If it's 250 00:21:03,680 --> 00:21:07,640 like, all right, so let's not focus on that. Let's talk about 251 00:21:07,680 --> 00:21:18,680 the new credit card rules, the Consumer Protection Bureau has explained some of the 252 00:21:18,759 --> 00:21:25,759 rules requiring major credit card companies to cut their late fees. There have been 253 00:21:25,880 --> 00:21:30,880 people, some of the small business associations have been opposed to this, and 254 00:21:30,880 --> 00:21:37,119 I don't understand why anybody that was a consumer group, which you know, 255 00:21:37,200 --> 00:21:41,920 we're looking out for consumers, hello, not the banks. So the fees, 256 00:21:41,680 --> 00:21:48,480 the typical fees are for late you know payment thirty twenty nine, thirty 257 00:21:48,559 --> 00:21:55,240 thirty two bucks like that. So now they've cut those to eight dollars. 258 00:21:56,519 --> 00:22:02,559 This is I think a good thing. I think there's usury and I don't 259 00:22:02,599 --> 00:22:06,160 usually get in the way of people doing business, but thirty two bucks for 260 00:22:06,160 --> 00:22:11,400 a late fee is ridiculous. You know, maybe a gradual graduating if you're 261 00:22:11,599 --> 00:22:14,039 late twice, then you pay a little more on and YadA, YadA, 262 00:22:14,119 --> 00:22:18,279 YadA. But last year, different rules too. Some of them will give 263 00:22:18,319 --> 00:22:22,240 you a twenty four hour grace period or as long as you put they'll let 264 00:22:22,279 --> 00:22:23,519 you overdraft. But as long as you put that money, give that money 265 00:22:23,559 --> 00:22:26,319 back before the end of the business day or before the end of a twenty 266 00:22:26,319 --> 00:22:30,119 four hour period. Some of them will charge you that late fee per item 267 00:22:30,519 --> 00:22:37,240 taken. Others will just charge by the day. Yep. So last year, 268 00:22:37,160 --> 00:22:45,279 American families paid fourteen billion dollars in late fees. Forty five million people 269 00:22:47,160 --> 00:22:52,519 will charged late fees, some as much as two hundred dollars over the course 270 00:22:52,559 --> 00:22:56,960 of a year. That's a lot of money, and it's one of the 271 00:22:56,000 --> 00:23:00,799 reasons, you know, the airlines all I'll want you to attach to a 272 00:23:00,839 --> 00:23:07,359 credit card. American has City Bank and Barclay's, I think, but Delta 273 00:23:07,440 --> 00:23:12,000 has America one of them. I don't forget which one it is. At 274 00:23:12,039 --> 00:23:17,839 any rate, they all. The pilot that I've become friends with, one 275 00:23:17,839 --> 00:23:21,160 of the pilots that I see often when I'm going back and forth from Boston 276 00:23:21,200 --> 00:23:26,519 to Los Angeles said, it's become the airline business isn't about passengers, about 277 00:23:26,559 --> 00:23:33,359 credit cards. They make they the average, he said to me, the 278 00:23:33,400 --> 00:23:37,160 average profit of a person riding in a seat on a plane is thirty five 279 00:23:37,200 --> 00:23:42,000 dollars a trip. That's it. So whether you pay one hundred dollars, 280 00:23:42,240 --> 00:23:48,440 three hundred dollars, five hundred dollars, whatever it is, the average take 281 00:23:48,240 --> 00:23:56,200 after expenses for the seat is thirty five bucks. And apparently the so you 282 00:23:56,279 --> 00:24:02,799 multiply that out, let's say for if you've got a two hundred passenger plane, 283 00:24:03,680 --> 00:24:10,359 that's two times thirty five is seven thousand bucks. Right, so if 284 00:24:10,519 --> 00:24:14,039 for a trip across the country, they only take in seven thousand bucks or 285 00:24:14,039 --> 00:24:18,759 that's their profit. And yet when you charge things to the credit card that 286 00:24:18,960 --> 00:24:23,839 is assigned to them, there's more profit involved in it for them on each 287 00:24:23,880 --> 00:24:29,599 of the charges. Then it is within what they net for putting you in 288 00:24:29,640 --> 00:24:33,279 the seat. So it's become the airline business become a credit card business. 289 00:24:33,559 --> 00:24:37,720 And that's why you see all of them promoting these credit cards to the extent 290 00:24:37,799 --> 00:24:41,519 that they do. They want you to have a credit card because they're going 291 00:24:41,599 --> 00:24:47,039 to make money on you using the credit card. That's it. I think 292 00:24:47,079 --> 00:24:51,759 that's kind of whether you realize it or not, it's really quite an interesting 293 00:24:51,759 --> 00:24:57,400 way of looking at that business. So anyway, FDA this week has approved 294 00:24:57,440 --> 00:25:04,079 the first over the counter can continuous glucose monitor you have diabetes not taking insulin. 295 00:25:04,559 --> 00:25:10,599 That story we discussed this week with doctor Ken Cronhouse on the Good Day 296 00:25:10,640 --> 00:25:14,240 Health Program, heard on many of these same stations. So you want to 297 00:25:14,319 --> 00:25:18,000 keep up with the latest in research and what Ken's interpretation is, so you 298 00:25:18,039 --> 00:25:22,880 sort of have it in common terms, so you really understand what all this 299 00:25:22,920 --> 00:25:30,599 stuff is there it is right, that's very important for people who have diabetes 300 00:25:30,640 --> 00:25:37,880 for sure. The Secure Act two point zero, rolled out passed by Congress 301 00:25:37,880 --> 00:25:42,599 a couple of years ago, makes it easier for small businesses to offer employees 302 00:25:42,720 --> 00:25:48,119 retirement plans. That goes into effect this week as well, whether or not 303 00:25:48,839 --> 00:25:52,880 the discussion comes up during the State of the Union. The State of the 304 00:25:52,960 --> 00:25:56,119 Union is not just something that the President talks about, but it's pretty much 305 00:25:56,160 --> 00:26:00,960 a week long conversation about where we are. We don't all know kind of 306 00:26:00,000 --> 00:26:03,160 where we are. But anyway, I thought that was kind of good news. 307 00:26:03,440 --> 00:26:06,440 Hey, do you want to get out of here, you want to 308 00:26:06,480 --> 00:26:10,480 go to Vegas? Well, guess what five four to one Travels can help, 309 00:26:11,039 --> 00:26:15,720 and so can we call right now? Eight hundred four one nine Doug, 310 00:26:15,039 --> 00:26:21,839 Doug, that's eight hundred four one nine three six eight four and get 311 00:26:21,839 --> 00:26:26,480 away to Vegas. If you call right now, you will win two free 312 00:26:26,599 --> 00:26:29,799 nights in Las Vegas and the kicker is four one five. Travels are also 313 00:26:30,079 --> 00:26:32,920 a travel agency, so if you decide you want to extend your stay, 314 00:26:32,960 --> 00:26:37,960 you don't have to also book your own accommodations, risk having to change hotel 315 00:26:37,079 --> 00:26:41,160 rooms or even full on hotels. No, no, no no. They 316 00:26:41,160 --> 00:26:44,000 can help you book the rest of your stay so you don't have to change 317 00:26:44,079 --> 00:26:47,200 hotel rooms or anything like that. And if you want to get in on 318 00:26:47,440 --> 00:26:51,319 maybe some exciting shows. There's a show that you've been looking for to see. 319 00:26:51,359 --> 00:26:55,559 There are some stellar residencies in Vegas right now, the shows, the 320 00:26:55,559 --> 00:26:59,440 food, the shopping. Get your two free nights call eight hundred four to 321 00:26:59,480 --> 00:27:03,799 one nine dog Doug eight hundred or one nine three six eight four some social 322 00:27:03,880 --> 00:27:11,000 media news. Sometimes the technology becomes a focus rather than the trending things and 323 00:27:11,039 --> 00:27:19,519 the gossipy things. So the Florida situation as lawmakers take a second shot at 324 00:27:19,880 --> 00:27:26,559 because Dessanta's veto to social media ban for miners, now they've sent him a 325 00:27:26,599 --> 00:27:33,119 new version. Maybe this will withstand his scrutiny. The bill was passed on 326 00:27:33,160 --> 00:27:37,720 a one oh nine to four vote with the everybody pretty much on the same 327 00:27:37,839 --> 00:27:44,960 page. The bill bans social media accounts for children undre fourteen, requires parental 328 00:27:44,960 --> 00:27:48,839 permission fifteen to sixteen years. I think the first one banned for sixteen year 329 00:27:48,839 --> 00:27:51,720 olds, right, so they kicked it down and banned it totally. It's 330 00:27:52,039 --> 00:27:55,400 like, not even just with parental permission or anything like that. It was 331 00:27:55,519 --> 00:27:59,960 banned completely across the board for anyone sixteen and under. This changes it down 332 00:28:00,160 --> 00:28:03,720 fourteen and then fifteen and sixteen year olds can use it with parental permission, 333 00:28:04,519 --> 00:28:08,839 right, Okay, So it'd be interesting to see once it gets past how 334 00:28:08,839 --> 00:28:14,279 many other states follow suit, You know what I mean, because there certainly 335 00:28:14,400 --> 00:28:18,839 is a lot of sympathy for that thinking. I frankly endorse it. But 336 00:28:18,880 --> 00:28:21,920 how are they going to even if this passes and they follow through, how 337 00:28:22,160 --> 00:28:25,039 they actively going to do it? Yes, I mean unless you are telling 338 00:28:25,079 --> 00:28:29,680 people they have to show you a driver's license or some kind of ID, 339 00:28:30,000 --> 00:28:33,200 and at which point adults may even think I'm not comfortable giving you that kind 340 00:28:33,240 --> 00:28:38,440 of information. Yeah, I want to be comfortable scanning my driver's license and 341 00:28:38,440 --> 00:28:42,640 giving it to some social media site who's constantly getting hacked, new hacked, 342 00:28:42,680 --> 00:28:47,160 exactly new, no new, So it needs to be thought through a little 343 00:28:47,160 --> 00:28:52,599 bit better. Still, it would seem here's a new AI smartphone app that 344 00:28:52,799 --> 00:29:00,920 diagnoses ear infections. Wow prevents unnecessary biotic use. Yeah, is a new 345 00:29:00,960 --> 00:29:08,640 application developed by some scientists the University of Pittsburgh that could decrease unnecessary antibiotic use 346 00:29:08,680 --> 00:29:14,799 in children by diagnosing ear infections on a smartphone. Wow. Mm hmm. 347 00:29:15,559 --> 00:29:17,720 The only thing worse? Why don'd you take this for a second day? 348 00:29:17,720 --> 00:29:21,720 I get to deal with his cough? Yeah. Yeah, it's We're seeing 349 00:29:21,759 --> 00:29:26,960 more and more with different illnesses that are becoming antibiotic resistant. And that's because 350 00:29:26,119 --> 00:29:30,240 so often we are just prescribed antibiotics and a lot of times we may not 351 00:29:30,279 --> 00:29:33,839 need them. I know that when there's a bacterial situation, yeah, you 352 00:29:33,880 --> 00:29:37,720 want an antibiotic. But I personally have had someone try to give me antibiotics 353 00:29:37,759 --> 00:29:40,039 when it's a viral situation. I'm like, did you not go to medical 354 00:29:40,079 --> 00:29:41,799 school? I know I didn't go to medical school, and even I know 355 00:29:41,839 --> 00:29:45,920 that you don't treat a viral infection with antibiotics. You need anti viral or 356 00:29:47,519 --> 00:29:51,160 what I grew up with was always the well, it's viral, you just 357 00:29:51,200 --> 00:29:53,519 have to wait for it to pass because usually your body will kick that out 358 00:29:53,559 --> 00:29:57,880 by itself. But with this, with the yes, yeah, but with 359 00:29:57,880 --> 00:30:03,160 this, with a smartphone that can actually diagnose the ear infection and you know 360 00:30:03,200 --> 00:30:06,000 it's an ear infection, so you need the antibiotics rather than it's an ear 361 00:30:06,160 --> 00:30:11,799 irritation, in which that would be an unnecessary use of antibiotics, because sometimes 362 00:30:11,839 --> 00:30:15,240 we do get irritations. I had a tooth issue that I was convinced I 363 00:30:15,240 --> 00:30:19,759 had an ear infection, but it was in my ear was irritated, but 364 00:30:19,920 --> 00:30:23,680 it was solely because of a tooth situation, not the ear, and thank 365 00:30:23,680 --> 00:30:29,440 goodness, I wasn't given antibiotics for it. The body is an interesting, 366 00:30:29,640 --> 00:30:33,440 wonderful, marvelous thing. Everything is connected. The old hip bone connected to 367 00:30:33,480 --> 00:30:37,200 the knee bone, the knee bones connected to this bone and that bone. 368 00:30:38,039 --> 00:30:42,920 Here's one more item of interest when it comes to social media and the tools 369 00:30:42,960 --> 00:30:51,480 we use and artificial intelligence, certainly in that Chinese national arrested in California charged 370 00:30:51,559 --> 00:30:56,920 with stealing confidential trade secrets from Google's AI program. Oh what a surprise, 371 00:30:57,519 --> 00:31:03,319 So I madly from China stealing? So come on, this is you think 372 00:31:03,680 --> 00:31:07,839 this is? And this guy lives in Newark, New Jersey. So he 373 00:31:07,920 --> 00:31:11,920 is a is a US resident. I don't know if he's a citizen or 374 00:31:11,000 --> 00:31:17,079 not, but anyway, he joined Google as a software engineer. And that 375 00:31:17,200 --> 00:31:21,240 was a plant you wonder sometimes as we ask that question, how many people 376 00:31:21,240 --> 00:31:25,599 coming into this country from China are plants? Well like that, there was 377 00:31:25,599 --> 00:31:30,519 a background. Clearly they failed there. Yep. Apparently the neck Stefan Good 378 00:31:30,559 --> 00:31:33,920 Day download with Doug and Jay Kirshner is made possible in part by Caltron, 379 00:31:33,960 --> 00:31:37,400 which is the safe way for you to lose weight and keep it off.