So the story for me, it starts, of course, of course reading
books about nutrition. But I'm building a habit of reading books. So now
I like reading because where I come from, it's frowned upon. We don't
really care for reading where I come So I'm starting to like the books.
I'm starting to like, you know, to have more information. And so
I didn't say, hey, well if I could do this with my health
just by reading a few books, maybe I could do this with about little.
So I started reading more and more books. You were listening to Carrie
Lutz's Financial Survival Network, where you get valuable information you just can't find anywhere
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Well, person you're about to hear from. True is proof that you
can build eight figures without major financing. Tay Sweat Dynamic success. Your journey
from launching a Sweat for life to eight figure success. How does this happen
tay honestly, pure great on my end, and a lot of luck.
I always need luck. I mean always say I'd rather be lucky than smart,
absolutely, and anyone who's successful says that too, because it's a lot
easier to be lucky than it is to be smart. But if you're smart,
maybe you get to hold on to some of it. If you're lucky,
you know, you never know. So like tell us where you grew
up, what it was like growing up there, and how you made this
transition. Absolutely so. Born and raised in Nashville, Tennessee. Single mom.
You know, she worked multiple jobs, so very hard working mother.
I have a younger brother, two of us, two boys, single mom
raising two boys. And honestly, the environment that I grew up in wasn't
the best for you know, education, It wasn't the best who were healthy
eating. I had a lot of you know things that I had to face.
They called that a food desert, right, so that you can get
as fast food, which is if you consider that you wouldn't put gasoline in
your car that was diluted with fifty percent water, you shouldn't be putting food
in your body that has zero nutritional value. And basically is going to kill
you over time. Right movement, Absolutely correct, And yeah, that was
that was pretty much's you know, my upbringing. So I played in a
very active in sports in my childhood. But still, even you know,
being so active, I ended up gaining a lot of weight. So at
maybe fifteen sixteen, I was three hundred and forty pounds. Oh my god,
wow, very overweight. Yeah, very overweight. I had ended up
getting diabetes, high blood pressure, all the stuff that comes with the fast
metabolic syndrome. Man, that's saying high blood pressure, high sugar, high
cholesterol. I'm sure your your triglycerides were through the roof as well, right,
absolutely, he's indlinget all it. Hey, that's it. Yeah,
many been there, done that. You know. I used to weigh like
my peak clost to fifty pounds more than I weigh right now, and not
quite as extreme as your case, but still it takes put toll on your
body, your limbs, your knees, your shoulders, your hips, everything,
your body. It's just not designed to really put up with that.
So something changed though for you. And also I assume that in the situation
you were in, it was hard to avoid negative negative interactions with law enforcement
too as well. Right, absolutely, if you didn't have enough, absolutely,
so your layering it on, right, so you have all these things
that are you know, essentially against you. But for me, I'm a
very positive person. If you know me, you know I'm always walking around
a smile. I'mstaying so even you know back then that was my case.
So I'm looking around using it. I'm the very you know, I'm not
the brightest, but I'm very common with my sense. So I'm very common
sense type of person, and I'm very logical. So essentially I'm looking at
around and people who have the things that I have, diabetes, high blood
pressure, all the weight. They're a little bit older, maybe ten years,
five years older. I'm noticing that haven't shoes. They're dying there.
You know, they're going through things that I see myself going down that same
road. And I don't want to deal with these things. So I'm telling
myself, hey, if we have the same qualities or worth sharing the same
illness, I should change this because I don't want that result. And that's
literally where the light bulb went off in my head and from then I started
studying at a very young age. I started studying nutrition. I was walking
around high school with a gallon of water. Like literally, I just flipped
the switch and changed my trajectory. So fast forward, I just boozing,
you know, over one hundred and twenty pounds I got now to maybe hundred
and eighty pounds. Diabetes went the way, high blood pressure and hard disease
at all, subsibin. We stopped beating garbage. It's amazing. Now your
body is a self correcting mechanism of organism. And probably I would venture to
say, you're thinking cleared uply had foggy. You wake up and your brain
you just have brain fog from all that sugar floating around there, all those
carbohydrates. You cut them out, and all of a sudden, your body's
burning ketones and you have such clarity, and then you can work on the
external world. You worked on the internal world right absolutely spotal and yeah,
that's exactly what was happening, you know, fasting. So yeah, a
big part of my journey came from fasting. Like you said, taquitosis.
And then you love your story, man, because so many of you out
there don't do this, and it's not that hard. You know, all
you got to do is shut your mouth. You're not gonna You're not going
to become healthy going to the gym, although exercise is certainly a pillar of
good health and vital to good health activity. But uh, if you shut
your mouth, you stop beating garbage and fast fast thing. I've done it
myself. The most I was able to do is three and a half almost
four days. It sounds like you you were like on week long fast.
Actually no so at the time, because I was still very active. I
would do anywhere between twenty four to seventy two hours. Oh it's perfectory.
Yeah, it didn't take a lot. I didn't do any extended I think
the longest I've tried extended fast, and I think the longest I do was
six days. So I didn't get to six days on water Oh water fast
I do, like I'm not wow coffee coffee fast absolutely So yeah, you
know I love fast and said something I still practiced to this day. It's
very helpful for you, know when you said the cop of the function is
amazing, Right, So if don fast and you want to be more productive
time wise, and also commenty fastenest the way to go listens that totally agree
with that and the and then the clarity of mind, you know, like
I didn't know it, but myself, I just hyper glycemic my entire life,
and when I had that three o'clock crash in the afternoon, I'd be
ready to pass out. And even still if I eat a lot of bread
early in the day or something sweet, I'll still get that hyper glycemic crash.
And then when you don't have it, it's like, wow, this
is like this, this is the way it's supposed to be, right right,
absolutely absolutely, And you know that's that's my everyday routine as well,
because I noticed that, you know, during the day and I get to
work out in I make sure you know, doing my trading, and I'm
making sure you either facet or super super low car If I do have carbs,
it'd be berries, you know sometimes. Yeah, I know that was
great rings of high fiber loan carbs. I'm also like big into dark chocolate,
not too much of it, but it just doesn't have a lot of
carbs and it's got a lot of other benefits. So hey, so if
you can turn around your health, then you can turn around your wealth.
Right, that's right, absolutely, So tell us your financial journey because it
sounds like it kind of paralleled your health, your physical journey. Absolutely.
I think I tell people to you know, to this day, it's very
hard to have the wealth without the health. And for me, the wealth
came after the health. I once I was able to improve my vessel and
get it, you know, firing on all cylinders, I was able to
read more books. I remember when you eat a very high carbohydrate, high
sugar diet and you try to read a book. Oh, forget it all
in a sleep, right, Hey man, it's I. You know,
we're so similar. We grew up in totally different background. But Matt I
was eating pretzels and chips before they came up with barbecue potato chips, where
the is the first, in my opinion, the first biohacked food where they
put sweet and salt and threw in some vinegar. So you can totally short
circuit your body is satiety mechanism. You could just eat like bags of these
things, worst thing in the world for you. And we just know about
glycemic indexes, glycemic response. We didn't understand that, you know, the
nutrition was telling us no, low car low fat, don't look at the
food pyramid, just to have as much carbs as you want. Don't eat
fat because that'll kill you. And it is exactly the opposite. So and
you know, when it comes to building wealth, they tell us all these
things, and there's a lot of deception going on there as well. If
there was a wealth pyramid put up the Department of Treasury, it would be
as deceptive as the food pyramid put out by the Department of Agriculture. Absolutely,
absolutely they want you to I'll go to school for forty you know,
for twenty years, and work a job for forty and you know that time.
Yea, yeah, that's fine, that's okay if you if that's what
you want, absolutely, but as a pathway, you know, and look
like an average person, you buy a house in your twenties, you get
married, you have a job, you work. I mean, if that's
what you want to do, that's great, and you will succeed. But
if you're eating badly, you might die before you get to realize the rewards
of your lifetime of labor. So that's exactly where I was going. Yeah,
because you tend to see our you know, our grandparents or even our
parents, you know, they got to retirement age and couldn't enjoy because they're
sick. When they were, you know, keeping up with other sick family
members. So maybe they weren't sick, but maybe a husband and wife and
you know, a son order, maybe they were sick so they had to
take care of them. So your whole retirement is down the toilet because you
have to work another job, and that job is family and sickness. So
I see it. I see it often, see that a lot. Yeah,
yep, yep, it's so true. So so how did you How
did you learn to build wealth? And who taught you? You must have
had some mentors here, absolutely plenty of mentors. So the story for me,
it starts, of course, of course, reading books about nutrition.
But I'm building a habit of reading books. So now I like reading because
where I come from from, it's frowned upon. We don't we don't really
care for reading where I come from. So I'm starting to like the books.
I'm starting to like, you know, to have more information. And
so I didn't say, hey, well if I could do this with my
health just by reading a few books, maybe that could do this without will.
So I started reading more and more books. The you know, Rachiss
man in bab blah blah. Oh, I love that right, acre and
acres of diamonds. I'll bet you did acres of diamonds thinking rich or that
think and grow rich. Well this, sir, yes, sir, so
for me and I started there and it opened my brain. It just gives
you a clear sight of what you should be doing, different than what majority
of people are doing. So I started business as a personal trainer. People
saw me lost, you know, I lost so much weight to think,
hey can you just teach us? Say, hey, of course I can.
So I started personal training business. And this is back in maybe twenty
thirteen, twenty twelve. Yeah, I start, you know, training,
and I knew that I needed to get around wealth because of course in richest
man, rich man in Babylon, that's one of the things you know,
see if you can get around, you know, the wealth. So I
knew that personal training will be a great area not only to exercise my superpower,
which was how to lose weight at the time, but also I could
get around people who could afford personal training, which is usually going to be
some one who has decent amounts of money. Very smart. So I get
around few, you know, doctors, lawyers. Actually one of my best
friends that came from my personal training journey, he's a surgeon at Vanderbilt.
And as I see a lot of my clients struggling with certain habits like nutrition,
I'm noticing very I guess seeing it's very similar in how the discipline or
the lack thereof in the world of finance and success. I noticed that the
discipline might be great on the success side, but not so well the eating
and the health side. And I noticed a lot of the people who I
personal train and work with the nutrition, they had it together financially, but
were struggled, you know, in the health. I get it. And
I saw to tell myself, if I can keep my health together and also
get the wealth, I'd be much better than these people myself. And so
I'm talking to him. You know, his name is Manny. So I'm
talking to doctor Manny, and I'm thinking, hey, man, I think
if you can become a surgeon, a high level surgeon, went to Brown,
went to Harvard, if you can do this and still struggle with discipline
in your eating, then I'm knowing that there's much more to you and much
more that can be done if you tighten up the discipline. So I'm going
to practice some of the things you've done, but I want to add the
discipline to it, and I'm going to reach this just like you did.
And we had that talk. He said, man, you're got to be
a rich man. And he had a crystal ball because he did come true.
Word, that's so great. So all right, so from personal training,
obviously you're not going to be an eight figure personal trainer. So how
did it go from there? Absolutely not. I did get I did do
really well for myself. One of the things I noticed, so I hired
a coach. It's one of my first mentors. I think it was AJ.
So AJ put in my head that the only way to reach true wealth
is to stop training hours for dollars. Yes, I had to do.
And so I noticed that as a personal trainer, it's hey, pay me
and at the time it was one hundred bucks an hour. So yeah,
I give you an hour, you give me one hundred bucks. Well,
there's only so many hours in the day. It's only so many, you
know, trainings that you can do a week. So we come up with
a hybrid plan to take it to the internet. And this is right around
the beginning of Instagram and YouTube starts to blow up. So I decided to
start training people online. And instead of training time for money, I decided
to create a system to where I could work with three hundred, four hundred
and five hundred people with maybe half the time that I normally would do.
So I charged the membership I started, you know, it was maybe three
hundred bucks a month, and I started teaching for free on YouTube. As
far as health goes, this is what the dude just giving value. You
get value, you get value. And the more value I got, the
you know, reciprocity pouring on in and people started signing up and started making
three hundred bucks a month per person, and so yeah, we got to
my first one hundred people and things started looking pretty crazy and thinking, oh
wow, this is the US viral. Oh yeah, this is getting good
before we knew what viral was. That's right. So I'm you know,
blown away because you know, thirty k a month for me is you know,
back especially where I coach from. Its guess a lot of monch sure
any place you come for accident, the wealthiest people in society, thirty k
of months is making a darn good living. Absolutely absolutely. So yeah,
I'm thinking, now, okay, we we're onto something. So it starts
growing and it goes from you know, one hundred people, two hundred people,
goes to three fifty four hundred. I'm thinking, Okay, this is
way too much money for me. I don't know how do I do with
it. So I'm stacking money. I'm not spending anything. I kept my
camry. I had a twenty ten camry. I just kept the can right
live beneath your beans, Yes, sir, absolutely. And so I'm living
in the same apartment that I was in. I litter just I just kept
saving the money and reinvesting into the business. And I meet so my good
friend, doctor Mannie. He introduces me to another potential client as name is
Charlie. And Charlie really good guy. He you know, he wants to
work with me. You know very I could tell just from his conversation.
Uh, he's a very rich man because huh yeah, he had a not
so will leg. His leg was pretty messed up. And he goes,
hey, if you can help me fix my leg, I'll give you five
million dollars. That's one you got to go for, man, Absolutely right.
So I'm thinking I'm going, wait a minute, Okay, this guy,
even if it's really helped a lot of money to even say something like
that. Well, come to find out Charlie was a billionaire. Okay,
some five million for health. That's a good trick. That's a great money
buy health, you know, absolutely absolutely, so I'm thinking, okay,
wait a minute, I definitely want to work with you. I definitely want
to help you heal your leg, your leg and strengthen it up. However,
I don't want your money, I said, I want the education that
you have, the know how how did you become a billionaire? What do
you do? And I really got introduced at that point to equities and else
where. It all went straight up from there, and I then found out
what to do with my money. How did I have, you know,
equities and how to get equity in real estate? And you know, so
I bought my first place and things started coming along from there and over the
time, you know, things really got well. And that's how we reached
those nothings of the a shigures. Really so, so, how did Charlie's
leg do? Charli's leg got a little bit better. It was something that
it was nerve damage that wasn't anything that could be fully huge. Yeah,
not by me, you know, without surgery. That's what I want to
know. I don't care about. I don't care about as contacts or anything
else. I want to know, like how Charlie's leg worked out. But
you know, I'm just kidding, but you know it's like, yeah,
when when there's damage to your body, there's reversible damage. And there is
reversible damage, right, absolutely, and so the point is that you really
you have to prevent that irreversible damage from taking place. And easier said than
done. But okay, so so now we're we're swimming with the sharks here,
right, and the sharks Now, so if you had to sum up
what wealthy people, what the difference between wealthy and poor people is in the
middle class, what would that be? Oh, that's a great question.
The number one thing that I've seen the differences in wealthy versus poor people is
poor people tend to spend money on liabilities you like, you know, Robert
Yessaki, Absolutely right, We like things like absolutely, and we take out
debt for cars, We take out debt our shoes and the clothes and vacations,
and that stuff does not return any money, so you're on the hook
to pay that off later. So you're borrowing tomorrow's money for today things.
And what I notice is that with the wealthy, you know, what we
do is we borrow tomorrow's money to invest today. Yeah, and investment pays
back the money and brings tomorrow money at the same time. Sutcha. That
was the biggest thing I noticed. Okay, so, uh yeah, there's
what Robert Kiyosaki says, and I've experienced this firsthand. There's good debt,
there's bad debt. Good debt is enables you to buy assets that bring cash
flow and basically pay for themselves. Bad debt is buy you know, mortgage
for a house, which, look, it could be good debt. Honestly,
during these inflationary times. If you could have gotten a three percent mortgage
with the inflation rate as it is now, that's good death. But you
know, and then cars and things like that, that's bad death. So
uh all right, So then but then that's enough to make a few million
maybe, But to get eight figures, how does that work? So with
the eight figures, it's the combination of few thinks. At this time I'm
investing, this is over of course, I see I met Charlie at maybe
twenty five, so I was twenty five when I met Chardon, who thirty
four now, so it was almost ten years ago. So at the time,
I'm investing in things that and of course, you know it's one of
Robert kiss Back his favorite bitcoin, and I'm hearing a lot of you know,
trash is you know, cash is trash, and you know in gold,
get in bigcoin, and get in real estate. So you know,
at the time I'm buying bitcoin and I'm buying stocks, I'll still buy stocks.
I like stocks. Yeah, And honestly, I'm just piling Monday into
bigcoin, piling Bunny into I think I got a big coin. At the
first time I bought it, it was at three thousand dollars, and I
kept accumulating as high as eleven maybe twelve thousand, yea eleven, twelve thousand,
and it shot up to sixty sixty eight. He had called the pink
all the peak Soday, me and master trader Nick Santiago called the peak of
bitcoin to the day. So I got out, Yeah, I got out.
I saw reversal signs, but by this time I'm pretty good with technical
analysis. I'm looking at the reversal signs and I see a nice big head
and shoulders forming. I saw a topping tail. I saw I saw a
few things sellers stepping in at that sixty eight thousand, so I was fully
out. I was fully I sold my last bit coin at maybe sixty five.
Oh man, you got it right at the top. I mean I
didn't spy, but I knew to sell at that at that peak for sure,
because it is a parabolic move. Markets don't support that, and people
get sucked in, and you're either dumb money or smart money. All right,
So fast forward to today. Where are we today? So things are
looking well today. And I took a lot of the money that I made
bigcoin s and P five hundred also day not day trade, more of a
swing trade, a swing trade options. So things that neg out pretty well.
So I've invested in a few real estate dues here and I live in
Puerto Ricano, so bot a condo beach front condo property here in Puerto Rico.
And that thing does pretty well performance wise as well as a red tool.
So we ranked it out and you know, honestly, we're just looking
for the next big thing. I'm looking. I'm checking my charts and I'm
looking and I'm seeing what is the next opportunity. But honestly, I'm seeing
some things play out here. So I'm waiting for a pullback in the market
here. I feel like the s P five hundred and is in a wave
down. People have a wave see down maybe too, I say maybe thirty
eight hundred, thirty eight hundred my SP five hundreds. What I'm looking for
as little as maybe three thousand, I think, so, so that's like
almost a third of what off of where it's at today. Right Absolutely,
we're sitting at roughly forty f week three three and some change, so forty
two forty three. You know, I don't watch it every day because it
drives me insane and I'm not a trader. Yeah, but it's all good,
right absolutely absolutely, so, so yeah, I'm looking at you know,
we have five waves down. I'm looking at the bigger timeframe and I'm
looking at uh, you know, usually when you see a five wave five
way movement, it's usually gonna be a bearish move. So this olish move
we've seen over the last maybe six months, maybe even a year, because
I want to say the bottom was October twenty two, So the bottom of
October twenty two we had a rally. I think this was our ABC up
or corrective move. So i'd like to see a move lower. Yeah and
yeah. At that lower move, I'll definitely be looking to load up because
I see I see some pinions of potential five thousand on the S five hundreds.
I'd like to get any of that load. Uh huh, Okay,
So we should be selling right now or should we just get out and wait
for it to When do you think it's going to turn around? I don't
think it's on the turn around yet. I personally have us moving up another
I'd say maybe forty. So if we're forty two forty three hundred right now,
I see maybe forty fives before or out with back to bushit. But
I may start adding to a position maybe around swy false wave. That's I
usually scale in I'm doing you're doing ETF, So what are you doing?
So I usually trace the spiders, so the spy s B why, yeah,
I'm sure the five hundred. Yeah, got it. I like I
like to see a move up just a little bit, and maybe I'll love
to fade it down down to four hundred three eighty on the spine and yeah,
we're looking to grab some long so I can take in up over the
next few years. All right, cool. So what about leverage using leverage?
Well, obviously, if you're buying futures, you're leveraging. But in
general, training people, what do you do? Uh? With training people?
I absolute littlely stay away from leverage. Absolutely, I don't think it's
more especially starting out. I'd rather people practice with the cheapest or the most
or the least risk. So we buy shares, We say, hey,
get in. If it moves five dollars, you lose five dollars a year.
Right, It's something that you can stomach versus you know, leverage.
You know I've seen crazy leverage, especially the crypto world. Yeah, oh
yeah, well you see what's happened to Sometimes they're so leverage they don't even
own the actual crypto, like Sam the Freedman right to name bank freed Absolutely,
so I don't I'm not a big fan of the leverage. Yes,
this is a great opportunity if you know exactly what you're doing, But even
in my case, I'm pretty good at what I do, and I still
don't believe in leverage, not too much lever, so to your point once
the thing is futures do like options as well, but I'm not going too
crazy with the leverage, and even with the trading futures and options, I'm
very conservative with myes. I'm not, you know, betting the house.
Yeah, I'm I'm Hey, I'm with you one hundred percent. Hey,
we want to find out more about you want to do. I want to
connect with you on the web. How do you do that? Absolutely so.
I'm pretty active on Instagram, so at taste, wet, t a
y, sweat and there. If you have any questions or anything, just
send me a message to DM. I do answer my DM, no matter
how big my follower is, I will answer. All right, So we
got it. We got a link in the show notes to your site on
Financial Survival Network dot com. It's in the show notes for this interview.
While you're there, sign up for your free newsletter. Okay, we're going
to have you on again because I have like a lot of topics I want
to cover with you. I find your story personally very inspiring, gives me
hope for thank you for a lot of people that really don't have hope.
Now and I get the idea that you give back to the community and you're
trying to bring as many people with you as you possibly can, and that's
to be commended. Hey, we will talk to you again. If you
got a question for Tay or myself. I hope you do. You've been
in a situation like Tay, let us know. The email address is kl
at Carrie LUTs dot com. Hey, you're on our list. We'll talk
to you again real soon. Thanks so much. Thanks moving Gary talk.
So thanks for listening to Carrie Letz's Financial Survival Network, your solution to today's
trying times. For the latest, go to Financial Survivalnetwork dot com. Financial
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