WEBVTT 1 00:00:00.840 --> 00:00:13.839 Yeah, ripped news. You need it by so you don't have come running. 2 00:00:14.080 --> 00:00:20.559 Just as fast as we can. Shooter's gonna help coming. Man Dix 3 00:00:20.960 --> 00:00:28.559 is the Troubleshooter Show. No Tom Martino, Hi, Tom Martino here, 4 00:00:28.600 --> 00:00:32.079 Welcome to the show. Three oh three seven one three talk three oh three 5 00:00:32.960 --> 00:00:37.359 seven one three eight two five five Today I have We're gonna talk a little 6 00:00:37.359 --> 00:00:41.560 bit about counting, bookkeeping and all of that stuff that has to do with 7 00:00:41.920 --> 00:00:45.640 taxes, tax planning. Now most of the deadlines are up. We have 8 00:00:45.679 --> 00:00:50.000 one more deadline coming, but the real deal is just being prepared for next 9 00:00:50.079 --> 00:00:53.520 year and what changes there are. So if you're running a business or even 10 00:00:53.960 --> 00:00:57.039 your personal taxes, we want to help you. Plus will help you with 11 00:00:57.119 --> 00:00:59.479 anything in the world. All you have to do is call us. That's 12 00:00:59.479 --> 00:01:02.399 what this show is about. Help, Help, help, help, That's 13 00:01:02.399 --> 00:01:04.959 what it's about. So you got a problem, you call us when it's 14 00:01:06.439 --> 00:01:10.040 just starting, and we'd love to get involved early to help you. Recovering 15 00:01:10.120 --> 00:01:14.079 hundreds of millions, literally hundreds of millions of dollars over the years in cash, 16 00:01:14.120 --> 00:01:19.519 merchandise, exchanges, refunds, and services. Leon wants to talk about 17 00:01:21.480 --> 00:01:26.280 a friend, Hector. Let's talk about it? Uh Leon? What's going 18 00:01:26.319 --> 00:01:30.879 on? Leon? Oh? Okay? Uh? Leon had to go back 19 00:01:30.879 --> 00:01:34.280 to work. But this is Dorene. Are you the one he's calling about, 20 00:01:34.280 --> 00:01:38.480 Doren? Yes, we're going for Hector. Oh, you're calling for 21 00:01:38.560 --> 00:01:44.120 Hector. Okay, So what's going on Doren? Okay? The problem is 22 00:01:44.120 --> 00:01:48.319 is that Hector had to leave out a town to go to work, and 23 00:01:48.560 --> 00:01:53.239 he was working out there, and then apparently he had to work more more 24 00:01:53.439 --> 00:01:57.000 months. He actually worked four months out there. So where where did he 25 00:01:57.120 --> 00:02:05.879 go? Out of town? At h Letterman? Okay? So what happened? 26 00:02:06.560 --> 00:02:10.080 Okay? So when he got back, the cops came to his house 27 00:02:10.520 --> 00:02:15.360 and locked all his doors, locked all his doors up, and the cops 28 00:02:15.400 --> 00:02:20.800 came with them, and so he said, what could I do? I 29 00:02:20.840 --> 00:02:23.560 want to wait wait wait, wait, wait wait, Doreen. There's a 30 00:02:23.599 --> 00:02:27.680 lot missing here. So he went out of town for work, and then 31 00:02:27.719 --> 00:02:32.000 when and how long was he gone? Four months? For four months? 32 00:02:32.039 --> 00:02:36.680 And then when he got back, when he got back his three months? 33 00:02:37.120 --> 00:02:42.719 Three okay? And when he got back the police came and locked him out 34 00:02:43.680 --> 00:02:47.039 exactly. Well, that doesn't happen even if he was a squatter, that 35 00:02:47.159 --> 00:02:52.039 doesn't happen. I mean, this is highly unusual. Why did they lock 36 00:02:52.159 --> 00:02:58.240 him out? Because the property that he's on, it's a trailer So his 37 00:02:58.400 --> 00:03:00.599 property, his trailers paid off. He has a title, no, so 38 00:03:00.719 --> 00:03:07.240 that's his trailer, right, yes, and it's on someone else's property. 39 00:03:07.280 --> 00:03:16.719 Yes, it's at Lucas Garden Medals so it's is that a trailer park? 40 00:03:17.439 --> 00:03:25.240 Yeah? Okay? He so he owns the trailer outright, and and it's 41 00:03:25.360 --> 00:03:30.039 in a trailer park and they locked it up. Now, why tell me 42 00:03:30.199 --> 00:03:37.199 why? They said, because he missed the three payments on the lot. 43 00:03:38.439 --> 00:03:43.759 Okay, Oh, did he miss the payments on the lot? He missed 44 00:03:43.800 --> 00:03:50.240 the payments on the lot. But he's willing to pay. They told him 45 00:03:50.800 --> 00:03:54.960 that he can't pay through the office. He would have to pay through internet, 46 00:03:55.159 --> 00:04:00.000 and he didn't know how to do internet. Okay, okay, Now 47 00:04:00.199 --> 00:04:04.120 listen, Hector owns this trailer. How long has the trailer been there? 48 00:04:08.039 --> 00:04:14.000 Fifteen years? Okay, fifteen years? And they and he's been paying. 49 00:04:14.080 --> 00:04:17.600 I mean he has a pretty good history of paying. Yes, never missed 50 00:04:17.600 --> 00:04:26.120 a payment noreat Okay. How long ago did this happen? Guand in March? 51 00:04:27.000 --> 00:04:36.879 In March? Okay, between February and March. Okay. Now what 52 00:04:36.920 --> 00:04:43.600 I'd like to know now is where has he been living in his truck? 53 00:04:44.519 --> 00:04:48.160 Okay, we got to figure out what's going on because they're not supposed to 54 00:04:48.319 --> 00:04:53.720 just lock him out like that. Some Is he sure the police did it? 55 00:04:53.720 --> 00:05:00.519 Does he mean the sheriff's department? A sheriff's department? Yes, and 56 00:05:00.920 --> 00:05:05.439 okay, did it medicine? Now they're taking his clothes out. Now there's 57 00:05:05.519 --> 00:05:10.759 something wrong. What are they going to do with this trailer? Give I'm 58 00:05:10.759 --> 00:05:14.920 a second. They put a for sale, They put a for sale on 59 00:05:15.000 --> 00:05:17.759 his trader. No, okay, hey, Katschina, this is serious. 60 00:05:17.759 --> 00:05:24.240 We got to help this guy right away. Can we try to get I 61 00:05:24.279 --> 00:05:29.480 don't know how much Brad O'Brien knows about this, but if he could bone 62 00:05:29.560 --> 00:05:32.879 up on it or tell us this is a trailer. Did he have a 63 00:05:32.959 --> 00:05:41.639 year? Did he have a lease at lease? Then at least no on 64 00:05:41.839 --> 00:05:48.720 the par huss No, no annual lease, no annuals okay, so he 65 00:05:48.879 --> 00:05:55.759 had basically just month to month lease for fought for ten years or fifty whatever, 66 00:05:56.319 --> 00:06:00.360 fifteen years? Yeah, okay, hold on, dear, do not 67 00:06:00.439 --> 00:06:01.399 hang up. We're going to try to get some help, Okay, and 68 00:06:01.480 --> 00:06:06.959 see what his rights are. Okay, thank you. Okay, Now we're 69 00:06:06.959 --> 00:06:11.240 going to figure this out. We're trying to figure this out. But I'm 70 00:06:11.480 --> 00:06:16.279 pretty sure when it comes to rights and trailers, you just can't lock someone 71 00:06:16.319 --> 00:06:20.360 out, even for three months. I mean, there's a process here. 72 00:06:20.800 --> 00:06:24.879 Do you know, Doren? Let me bring Doreen back. Do you know 73 00:06:25.000 --> 00:06:28.079 that they serve him while he was gone? Did they have a court hearing 74 00:06:28.120 --> 00:06:36.399 at all? Den't court hearing? H Okay. When he came back, 75 00:06:36.439 --> 00:06:41.439 he's seen the papers and he said, okay, it seems like there was 76 00:06:41.519 --> 00:06:45.639 something. Now, why did he not make his payments? I want to 77 00:06:45.680 --> 00:06:53.040 ask, because he said that they he called them and they said that he 78 00:06:53.120 --> 00:06:56.600 has to do it online. No, I get it here, but wait, 79 00:06:56.680 --> 00:07:00.279 wait, wait, how did he normally pay for his lot? He 80 00:07:00.120 --> 00:07:04.240 would go to the office. Yes, And because he was out of town 81 00:07:04.439 --> 00:07:08.279 and he called him, they said, well, make your payment online and 82 00:07:08.319 --> 00:07:12.319 he did not know how to do that. Correct, Okay, I got 83 00:07:12.360 --> 00:07:15.279 it. I got it. And the name of that park again is what 84 00:07:15.199 --> 00:07:18.839 does he have all the money to pay it? Right now? It's called 85 00:07:18.879 --> 00:07:23.360 Guardian Metals. Yes, he has all the money to pay it right now, 86 00:07:24.720 --> 00:07:29.199 I mean, including late fees anything. He's got that money, everything 87 00:07:29.279 --> 00:07:32.519 he has. Okay, okay, let's figure out what's going on. I'm 88 00:07:32.519 --> 00:07:35.560 sure you know. I can see where this can happen. Where a guy 89 00:07:35.639 --> 00:07:39.839 he doesn't you know, at least he called him and they said, well 90 00:07:39.879 --> 00:07:42.600 you got to go online, and he didn't know what to do. Now, 91 00:07:42.639 --> 00:07:46.439 of course twenty twenty hindsight would tell you. What you do is you 92 00:07:46.519 --> 00:07:48.800 get a friend to help you out. I mean, you got to. 93 00:07:49.000 --> 00:07:53.759 You can't just ignore it. It's not going to go away. And so 94 00:07:53.920 --> 00:07:58.439 let's figure out if we can undo this thing and call over there. First. 95 00:07:58.480 --> 00:08:01.079 I want to find out from Brad O'Brien if he could maybe he knows 96 00:08:01.079 --> 00:08:03.959 where to look. We just need to figure this out, or Mark, 97 00:08:05.000 --> 00:08:07.360 maybe you can look up something about trailer rights as well. So Tom oh 98 00:08:07.399 --> 00:08:11.439 wait, well oh Brad said no, he doesn't know anything about Yes, 99 00:08:11.480 --> 00:08:16.519 he declined, Okay, damn it, Just send me over the place's phone 100 00:08:16.600 --> 00:08:20.240 number. I don't care about the trailer rights. I'll go ahead and call 101 00:08:20.240 --> 00:08:24.000 over and see if I can't figure it out. As long as this guy's 102 00:08:24.000 --> 00:08:26.240 got all the money, I mean, then I might be able to pull 103 00:08:26.319 --> 00:08:28.079 something off. He doesn't have the money. That's a whole different story. 104 00:08:28.680 --> 00:08:31.799 Yeah, he has the money to pay what he owes that. How much 105 00:08:31.840 --> 00:08:35.919 does he o total? What are we talking? Three months? Can't be 106 00:08:35.000 --> 00:08:39.399 a lot? Well, he's probably got some late fees. I would assume 107 00:08:41.120 --> 00:08:48.679 how much total? All right? Just get all that info to Kelly, 108 00:08:48.759 --> 00:08:54.000 show email it over, Okay, just to have curiosity, Duran, how 109 00:08:54.080 --> 00:09:01.240 much is this lot rent? How much is a loaded? Yeah? And 110 00:09:01.840 --> 00:09:09.759 the opendien though it's a one thousand around there? Wow, just for the 111 00:09:09.840 --> 00:09:11.399 lot? Does that come? Okay? I'm just okay, never mind, 112 00:09:11.440 --> 00:09:16.279 it doesn't matter, okay, three ol three seven one three talk seven one 113 00:09:16.320 --> 00:09:18.080 three eight two five five. This hour brought to you by by the way 114 00:09:18.440 --> 00:09:22.559 waterpros dot net. If you want a great water system like I have, 115 00:09:22.600 --> 00:09:24.799 all the drinking water I want fourteen hundred dollars fully in solved. There's no 116 00:09:24.879 --> 00:09:28.159 better deal for for great drinking water. 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You're troubleshooter 126 00:10:13.240 --> 00:10:16.600 three all three seven one three talks seven one three eight two five five. 127 00:10:18.120 --> 00:10:20.399 I have Eric Reinemer with me. It's just a quick question for him at 128 00:10:20.639 --> 00:10:26.440 at LISS CPAs and Financial Advisors. By the way, this is important for 129 00:10:26.519 --> 00:10:28.639 me, Eric, and then we'll get back to it. Are there any 130 00:10:28.759 --> 00:10:33.919 changes for the tax year we're currently in that or excuse me, Yeah, 131 00:10:35.039 --> 00:10:37.559 that coming up that people should be keeping track of so when they file in 132 00:10:37.600 --> 00:10:43.000 twenty twenty five before April fifteenth? Is there anything going on this year that's 133 00:10:43.120 --> 00:10:48.120 substantially different at all? Big? Is it the twenty seventeen tax cut bill 134 00:10:48.200 --> 00:10:52.399 could go away in twenty twenty five. So next year is the year of 135 00:10:52.440 --> 00:10:54.279 big chem Now, now, what do you mean the tax cut bill back 136 00:10:54.279 --> 00:10:58.679 in twenty Trump bill, Man, the Trump bill where tax rates came down 137 00:11:00.320 --> 00:11:03.440 and they were good until the sunset they go away in twenty twenty five, 138 00:11:03.799 --> 00:11:07.240 how much did the rates come down? Oh? About to say, five 139 00:11:07.360 --> 00:11:13.320 or six percent for everybody? Okay, So when Biden gets re elected, 140 00:11:13.440 --> 00:11:15.919 you think he'll do away with it, You think he'll let it Son? 141 00:11:16.000 --> 00:11:20.600 Here you I'll stop tell us, Mark, let's the story. Mark, 142 00:11:20.639 --> 00:11:22.399 I'm just kidding you. Mark, I'm just kidding you. Man, I'm 143 00:11:22.440 --> 00:11:26.039 serious, I really am. I I mean, but but Mark, I 144 00:11:26.120 --> 00:11:30.879 just want you to know. There was a survey done and ninety nine percent, 145 00:11:31.159 --> 00:11:35.519 ninety nine percent you'll ever stay away from surveys, ninety nine percent of 146 00:11:35.559 --> 00:11:43.480 the A listers are for Biden. So all twelve of them, no the 147 00:11:43.559 --> 00:11:46.279 A lister Hey, So Eric on a serious no and I am kidding Mark 148 00:11:46.360 --> 00:11:50.120 on a serious noose, like cluding democrats who just don't like you, if 149 00:11:50.159 --> 00:11:54.039 they are in power. If they are in power, do you think that 150 00:11:54.159 --> 00:11:58.919 Democrats will sunset that bill, let it go away? I think if if 151 00:11:58.080 --> 00:12:01.000 if, if the if they have the House and the Senate. If they're 152 00:12:01.039 --> 00:12:05.200 in power, then I think they'll just let a sunset. But there's probably 153 00:12:05.200 --> 00:12:09.960 gonna be a mixed government between all good. It keeps everybody, you know, 154 00:12:09.320 --> 00:12:11.759 kinda I can pick up one way or the other one, so anyway, 155 00:12:11.840 --> 00:12:15.480 it keeps the border wide open. Yeah, it does a lot of 156 00:12:15.480 --> 00:12:18.200 good things, guys three h three seven. You know what, because Mark, 157 00:12:18.879 --> 00:12:22.559 it won't well, I don't care. Well. I love them talking. 158 00:12:22.080 --> 00:12:26.039 I want you guys feel free. Now on the iHeartRadio app, there's 159 00:12:26.080 --> 00:12:30.879 a talkback button. Okay, now listen on the show here. You can 160 00:12:30.879 --> 00:12:35.600 call that time what you think on the talkback button. Do not use it 161 00:12:35.799 --> 00:12:39.360 for regular consumer problems. But if you have a scam you on a warnus 162 00:12:39.399 --> 00:12:45.720 about, or if you want to make a statement about politics as it relates 163 00:12:45.759 --> 00:12:48.759 to taxes, personal finance or consumer issue, feels free to do it or 164 00:12:50.000 --> 00:12:52.080 anything. I'm not going to respect you to hear from one person that says, 165 00:12:52.159 --> 00:12:56.399 oh man, I hope it's sunsets and my taxes go up. Now 166 00:12:58.080 --> 00:13:01.799 here's the deal. You go to the iHeartRadio app and hit the red button 167 00:13:03.559 --> 00:13:09.120 and leave comment. Shannon and Dragon will play them. And here's what I 168 00:13:09.159 --> 00:13:11.679 want to tell you you can say anything you want, just we can't have 169 00:13:11.720 --> 00:13:13.960 any of those words you can't say on radio. But other than that, 170 00:13:15.399 --> 00:13:18.159 you can come pretty close. But here's what I really like. I am 171 00:13:18.200 --> 00:13:22.799 trying to follow Mike Brown. He really uses the hell out of this Michael 172 00:13:22.840 --> 00:13:26.639 Brown. He does a great job getting talked back. So that's what we 173 00:13:26.679 --> 00:13:28.600 want to do. We want to be the second in second place for that. 174 00:13:28.840 --> 00:13:33.759 Okay, so let's go back and talk to Kendra now, and Kendra 175 00:13:35.559 --> 00:13:37.759 and we're trying to find by Mark is going to call that, uh that 176 00:13:37.879 --> 00:13:43.679 trailer part for Breen. But now we're with kend what's going on with you? 177 00:13:45.320 --> 00:13:50.200 I listened to a caller that you had yesterday named Joe who had Marvin 178 00:13:50.360 --> 00:13:56.320 Infinity Windows by next Gen installed by next gen. That's right, and next 179 00:13:56.399 --> 00:14:01.720 Gen refuses to do anything about it. The installation is horrendous. Yeah, 180 00:14:01.759 --> 00:14:07.240 and I it was very similar to what I'm experiencing. I just had one 181 00:14:07.279 --> 00:14:11.799 slider door installed by Did you have it done with next gen? Yes? 182 00:14:11.919 --> 00:14:16.159 Correct? And it's you know what a lot of I think next Gen might 183 00:14:16.200 --> 00:14:20.919 be a problem here, Mark, I'm thinking I mean two in a row 184 00:14:20.960 --> 00:14:24.279 like this now, people might say, Tom two complains, how can that 185 00:14:24.320 --> 00:14:28.080 be a problem. Well, when you take a slice of everyone out there 186 00:14:28.080 --> 00:14:30.960 and I get two of the same in two days, now, Kendrick, 187 00:14:31.000 --> 00:14:35.360 tell me what's going on with you? Kind of the same experience that Joe 188 00:14:35.440 --> 00:14:37.720 was having a lot of air infiltration on the bottom of the slider, super 189 00:14:37.799 --> 00:14:43.279 drafty, condensation on the inside track, freezing, and they blamed your house, 190 00:14:43.360 --> 00:14:48.039 right, No, they didn't, Well they they didn't blame the house. 191 00:14:48.080 --> 00:14:50.960 They just said the first time they came out, they put a bead 192 00:14:52.000 --> 00:14:54.879 of cocking on the outside. That helped zero percent. The second time they 193 00:14:54.879 --> 00:14:58.559 came out, they talked the inside. There was some improvement with that, 194 00:14:58.720 --> 00:15:05.120 maybe like fifty to sixty percent improvement, but it's still really drafty. The 195 00:15:05.159 --> 00:15:09.480 project in moisture now, yeah, and moisture on the inside. Okay, 196 00:15:09.519 --> 00:15:13.120 So we got so what what's the latest word from next gen? We got 197 00:15:13.159 --> 00:15:18.000 to start looking into next gen people, Oh, what's the latest? That's 198 00:15:18.039 --> 00:15:20.240 the extent. They gave me some Marvin accessories is what they call them. 199 00:15:20.240 --> 00:15:24.720 And it's a piece of like a plastic sponge that I put in the wheephole 200 00:15:26.200 --> 00:15:30.600 and a piece of sticky velcro that I put on the corner of the inside 201 00:15:30.679 --> 00:15:33.799 track to stop the chimney effect. I don't know if these are legit Marvin 202 00:15:33.840 --> 00:15:37.039 accessories, but so I put the I install those in the winter, and 203 00:15:37.080 --> 00:15:39.639 I got to remember to take them off in the summer. I'm just going 204 00:15:39.720 --> 00:15:45.240 to tell you something, Okay. It is not a Marvin problem. Yeah, 205 00:15:46.039 --> 00:15:50.799 it is a it is an installation problem. Okay, yep. And 206 00:15:52.000 --> 00:15:56.120 I we a deputy doc. I know he's working from home today. Is 207 00:15:56.159 --> 00:16:00.960 anyone in the studio by the way, No, okay, so Shannon, 208 00:16:02.000 --> 00:16:06.039 No one's in the studio. No deputies are in the home mothership. We 209 00:16:06.080 --> 00:16:10.600 do not have anybody currently, but we do have people taking cases. Okay, 210 00:16:10.679 --> 00:16:17.600 let's give this wait. Is bo open bo and chopper? Okay? 211 00:16:17.639 --> 00:16:19.600 Anyway you pick it. Okay, just let me know who have them called. 212 00:16:19.720 --> 00:16:23.080 We need to we need to now step it up with next gen. 213 00:16:25.159 --> 00:16:30.120 We need to step it up because next gen then come on, there's too 214 00:16:30.159 --> 00:16:34.120 many. And I've gotten some inquiry since that call yesterday and now I'm getting 215 00:16:34.120 --> 00:16:38.120 this one. Something's going on, folks. You see, we know about 216 00:16:38.159 --> 00:16:45.840 things before anyone and I'm telling you something is going on. Something is going 217 00:16:45.879 --> 00:16:51.759 on. So remember until we find out more. We are investigating this. 218 00:16:51.840 --> 00:16:56.879 For damn sure. I do not like what I'm hearing, So thank you 219 00:16:56.960 --> 00:17:00.480 for alerting us. We're gonna put you down here. We will have some 220 00:17:00.960 --> 00:17:03.440 a deputy. Who do you think We're going to give this to Kachina. 221 00:17:03.720 --> 00:17:07.279 We're going to give it to Chopper. Okay, So Chopper, I want 222 00:17:07.319 --> 00:17:08.839 you to call him, like during the show if you can, and find 223 00:17:08.839 --> 00:17:12.599 out what the hell's going on with their installation department and why they're not taking 224 00:17:12.599 --> 00:17:17.200 care of these problems. They can't blame houses on all of this. For 225 00:17:17.240 --> 00:17:21.480 God's sake, you can't just you just can't do it. Oh, Laurie, 226 00:17:21.960 --> 00:17:23.559 what's happening? Laurie, Welcome to the show. What's going on? 227 00:17:26.160 --> 00:17:32.279 Hi? Tom? Hey? I hello. I went online to a link 228 00:17:32.400 --> 00:17:37.000 that my mortgage lender sent me. I was interested in purchasing my neighbor's home, 229 00:17:37.640 --> 00:17:40.319 and so I contacted him. He said, okay, great, fill 230 00:17:40.359 --> 00:17:41.319 out the application. No, wait a minute, wait a minute, wait 231 00:17:41.319 --> 00:17:45.519 a minute. You want to purchase your neighbor's home, but your lender that 232 00:17:45.559 --> 00:17:49.279 you wanted to get a loan from gave you a link to go apply he 233 00:17:49.440 --> 00:17:57.720 did, Okay, So what lender was this? It's called American you know 234 00:17:57.759 --> 00:18:00.000 what, I'll have to look up this specific. I'm okay, that's okay. 235 00:18:00.319 --> 00:18:04.559 So how'd you find how'd you find this lender? You know what? 236 00:18:04.680 --> 00:18:11.400 It's actually my cousin's husband and before and have no issues. You know, 237 00:18:11.440 --> 00:18:15.440 it's okay. Fine, So your cousin's husband, your cousin's husband gave you 238 00:18:15.480 --> 00:18:21.519 a link. What happened? So I built out the application at noon yesterday, 239 00:18:21.559 --> 00:18:26.279 and I'm telling you, at twelve ten, I started receiving phone calls 240 00:18:26.720 --> 00:18:32.880 and up until like this morning, so I've received over one hundred phone calls 241 00:18:32.920 --> 00:18:37.000 of people trying to sell me a mortgage. And I'm like, and this 242 00:18:37.160 --> 00:18:40.680 is my work number that I've used. So even today, I've received sixty 243 00:18:40.759 --> 00:18:42.759 nine phone calls since eight am. Oh my god, wait a minute. 244 00:18:44.519 --> 00:18:48.200 This link that he gave you wasn't a Was it for his company or is 245 00:18:48.200 --> 00:18:51.960 he some kind of a broker? What is he? Well, she said 246 00:18:52.000 --> 00:18:53.319 that it is his company. So I told him, I said, you 247 00:18:53.400 --> 00:18:56.759 must be selling the information. I said because because he said he didn't even 248 00:18:56.759 --> 00:19:00.200 receive my application yet and I was already getting phone calls. And I said, 249 00:19:00.240 --> 00:19:04.799 well then either you have an unsecure website or you're selling my information. 250 00:19:06.480 --> 00:19:10.680 And he's said that neither of those are true. But he's claiming that Experience 251 00:19:11.319 --> 00:19:15.720 sold my information as soon as I submitted, and I and I wait, 252 00:19:15.759 --> 00:19:19.519 how would experience know? How would experience know that you just submitted an app? 253 00:19:19.559 --> 00:19:25.319 Did somebody pull a credit report? Right? So I'm assuming that this 254 00:19:25.400 --> 00:19:29.839 automated system must have went and pulled a credit report instantly, because well, 255 00:19:29.880 --> 00:19:33.559 hold on, when you went on, Tom, it's like Rocket loans. 256 00:19:33.599 --> 00:19:37.319 If you use something like Rocket Loans, they send it out to a million 257 00:19:37.359 --> 00:19:42.200 people and those I I get that, I get that. But Laurie says 258 00:19:42.559 --> 00:19:48.440 she didn't use a company like that. She used one private lender, supposedly 259 00:19:48.799 --> 00:19:53.039 her cousin's husband. It was probably a broker that was shopping it. I'm 260 00:19:53.079 --> 00:19:57.599 wondering, and that's exactly what I told him, And he squears up and 261 00:19:57.680 --> 00:20:00.759 down that it's not him, and I it's just can you give me the 262 00:20:00.880 --> 00:20:06.200 link? What is the link? Let's ask Brent Ivanson as well. Yeah, 263 00:20:06.240 --> 00:20:07.680 good idea, Okay, let me go ahead and pull that up. 264 00:20:07.680 --> 00:20:11.640 I'll just be one quick moment here, okay, and then we're going to 265 00:20:11.720 --> 00:20:14.920 take this break and come right back to you. I want to find out 266 00:20:14.920 --> 00:20:18.599 what that link is. I'm Tom Martino three oh three seven one three Talks 267 00:20:18.640 --> 00:20:22.119 seven one three eight two five five. By the way, Frank Duran the 268 00:20:22.119 --> 00:20:25.799 real estate man, speaking of real estate. If you're looking to buy something 269 00:20:26.000 --> 00:20:27.799 and you already know what it is, do you know what he can do. 270 00:20:27.920 --> 00:20:32.599 It's called transaction brokering. I had him do this for a friend of 271 00:20:32.599 --> 00:20:34.400 mine. They he was renting a place, one to buy the place he 272 00:20:34.480 --> 00:20:38.039 rented, but they wanted somebody to do the contracts, the due diligence, 273 00:20:38.079 --> 00:20:41.960 help him with title work and all that. And each party needed the expertise, 274 00:20:42.200 --> 00:20:45.839 and they got Frank Duran, the real estate man dot com. It's 275 00:20:45.839 --> 00:20:51.119 called transaction brokering. It's a lower fee, much lower fee because they don't 276 00:20:51.119 --> 00:20:52.880 have to market it. He can do this and many anything to do with 277 00:20:52.920 --> 00:21:02.200 real estate three oh three nine to zero sixteen twenty two. Go with a 278 00:21:02.279 --> 00:21:06.599 sure thing Denver's Best Roofer Excel Roofing dot com. You don't pay a cent 279 00:21:06.839 --> 00:21:14.319 until you're content. Time for an insurance check up, free no obligation comparison 280 00:21:14.480 --> 00:21:18.359 call Compass Insurance paying too much your coverage at dozens of insurance companies. Find 281 00:21:18.359 --> 00:21:22.680 out now three O three seven to seven to one help You'll think you're his 282 00:21:22.839 --> 00:21:26.799 only customer when you choose Frank durand the real estate man dot Com to list 283 00:21:26.880 --> 00:21:33.960 your home with Remax Alliance three O three nine two zero sixteen twenty two. 284 00:21:34.880 --> 00:21:40.319 Hi Tom Martino, your trouble shooter three O three seven to one three talk 285 00:21:41.319 --> 00:21:44.279 seven one three eight two five five, Louri, we did find out some 286 00:21:44.279 --> 00:21:48.200 stuff from Brent Ivenson at Ideal Home Loans, by the way, for your 287 00:21:48.240 --> 00:21:52.519 next Ideal Home loan, and I should mention when I mentioned idea, I 288 00:21:52.519 --> 00:21:56.200 got to mention this. I just have to. They do the interest rate 289 00:21:56.240 --> 00:21:59.920 guarantee, the only ones I know, and that means if you refire, 290 00:22:00.039 --> 00:22:02.200 if you use a loan, you might want to consider this, Lorry, 291 00:22:02.279 --> 00:22:06.720 seriously, you call Ideal three h three nine nine six nine thousand because when 292 00:22:06.799 --> 00:22:10.480 rates go down, they'll refinance you free of charge. But I want to 293 00:22:10.759 --> 00:22:14.720 I want to ask you to tell you. Brent said that as soon as 294 00:22:14.920 --> 00:22:18.240 anyone pulls a soft pull on your credit or any credit, that the credit 295 00:22:18.319 --> 00:22:23.799 bureaus now sell your say Laurie's looking for it could be cars by the way. 296 00:22:25.519 --> 00:22:30.599 Yep. If whatever kind of a lender pulls your report, it goes 297 00:22:30.640 --> 00:22:33.279 out to everyone. That is terrible. I wonder if you can opt out 298 00:22:33.279 --> 00:22:38.440 of that mark. What do you think I got it? I mean somewhere 299 00:22:38.480 --> 00:22:41.759 along you line you ever went to buy a car or go to buy anything, 300 00:22:41.839 --> 00:22:45.119 and being able to opt out of anything, you know, But I'm 301 00:22:45.200 --> 00:22:52.359 thinking somewhere though. Well, actually, when we don't deal with credit, 302 00:22:52.359 --> 00:22:55.400 you just say we don't give them permission or not. That's just what they 303 00:22:55.519 --> 00:23:00.519 do. I don't even though if you could demand that they don't do it. 304 00:23:00.559 --> 00:23:03.880 I don't think you can. You know that information. It's terrible. 305 00:23:04.000 --> 00:23:10.839 I can't believe how many phone calls you got. I'm at seventy six phone 306 00:23:10.880 --> 00:23:14.559 calls now and this is you know, and just for anybody listening, don't 307 00:23:14.720 --> 00:23:17.759 use your work phone. I thought it would be good because you could get 308 00:23:17.799 --> 00:23:18.880 in touch with me where, you know. I thought it was a good 309 00:23:18.920 --> 00:23:22.160 thing. You know. I think this is where a Google phone comes in. 310 00:23:22.480 --> 00:23:26.440 This is where a Google phone comes in. You get a Google number 311 00:23:26.680 --> 00:23:30.079 and you use it whenever you need a number, and you don't want to 312 00:23:30.119 --> 00:23:33.160 miss a call because they can leave a message. You will see it. 313 00:23:33.400 --> 00:23:37.839 You can forward it to your cell phone and if it gets overwhelming, you 314 00:23:37.839 --> 00:23:41.200 can unforward it. I'm telling you. Google Voice is one of the best 315 00:23:41.240 --> 00:23:45.759 inventions in the world. And I have a Google number. And what's great 316 00:23:45.799 --> 00:23:48.400 about it is it's a real number, so it can be verified. And 317 00:23:49.000 --> 00:23:52.440 if you have to, like if they send you a code, you can 318 00:23:52.440 --> 00:23:56.480 go on Google Voice and get the code. You can always use a Google 319 00:23:56.559 --> 00:23:59.839 Voice number. That's a good tip for everyone. But Laurie, sorry about 320 00:23:59.839 --> 00:24:02.079 that, but you know, at least we found out what it is. 321 00:24:02.519 --> 00:24:04.400 Three three seven one, three eight two five five. I'm taking you in 322 00:24:04.559 --> 00:24:08.039 order, Doreen. Let me give you an update on your friend Hector. 323 00:24:08.400 --> 00:24:12.920 Okay, he did not pay for three months and he was away. He 324 00:24:14.079 --> 00:24:15.880 meant to pay. He called them. They said you got to go online. 325 00:24:15.920 --> 00:24:19.599 He didn't know how to do it. So here is what is happening. 326 00:24:19.680 --> 00:24:25.240 Mark, go ahead. Well, I left a message over there and 327 00:24:25.279 --> 00:24:27.640 I said he's wanting to pay right now, give me a call back and 328 00:24:27.680 --> 00:24:32.359 we're going to get you guys paid the day so he can quit worrying about 329 00:24:32.359 --> 00:24:36.480 this. He has all the money and I should be receiving a callback from 330 00:24:36.519 --> 00:24:41.319 the manager of that particular complex or park. Uh, pretty soon, so 331 00:24:41.400 --> 00:24:45.240 we'll see. And the guy took detailed notes, So, Doreen, I 332 00:24:45.279 --> 00:24:47.880 don't think it was a shine on. I think they're going to relate the 333 00:24:48.079 --> 00:24:52.519 relay the message. But I guess another thing that I'm puzzled about is how 334 00:24:52.519 --> 00:24:57.279 they could lock it up. I've never heard of that extreme measure. I 335 00:24:57.400 --> 00:25:03.119 am. Yeah. I wonder if they already went through an eviction process or 336 00:25:03.160 --> 00:25:08.160 something. We're not being told they're just taking little by little out. They 337 00:25:08.200 --> 00:25:11.960 took out some of his clothes already. I just simply don't believe that. 338 00:25:12.000 --> 00:25:15.400 Why would anybody want Hector's clothes? First of all, I don't think they're 339 00:25:15.440 --> 00:25:22.559 allowed to do all of that wrong. Why would they The neighbors took pictures 340 00:25:22.599 --> 00:25:29.599 to show Hector what they're doing. I wonder is it the park doing it 341 00:25:29.720 --> 00:25:34.160 or vultures? The No, the park, because there's a sign on there 342 00:25:34.279 --> 00:25:44.279 she put and she put just a piece of cardboard saying for sale. Oh 343 00:25:44.359 --> 00:25:48.640 it's a for sale sign. Did he ever get any form of eviction notice 344 00:25:48.720 --> 00:25:51.680 or notice that it was on the door when he got back marked it was 345 00:25:51.680 --> 00:25:55.759 on the door. See, they might have gone through everything already. Yeah. 346 00:25:56.519 --> 00:25:59.720 Yeah, but well no, I'm saying he might have been evicted. 347 00:25:59.759 --> 00:26:02.920 He I have missed a court date. It might be done and over. 348 00:26:03.039 --> 00:26:10.160 The sheriff might have showed up. I don't know. Ah, Okay. 349 00:26:11.000 --> 00:26:15.920 The thing is is that the trader's kid. And if he could pull that 350 00:26:15.039 --> 00:26:21.039 trader out, if they don't want agree to give him a chance, Well 351 00:26:21.079 --> 00:26:23.440 hold on that can he can he pull that trailer? How big of a 352 00:26:23.480 --> 00:26:30.960 trailer is that? Okay, let's go that's trailer. It's about Ah, 353 00:26:32.640 --> 00:26:38.119 it's a double forty, it's a double. He's not going to pull that 354 00:26:38.200 --> 00:26:41.960 out of there. Oh no, you can't pull it out. Oh, 355 00:26:41.000 --> 00:26:45.359 you can't pull it out. No, ask him if you ever got a 356 00:26:45.400 --> 00:26:49.480 court date? Please in the courts? Oh yes, he said that the 357 00:26:49.519 --> 00:26:53.079 papers what he got when he came back, There was a court paper. 358 00:26:55.640 --> 00:26:57.559 I'm telling you, can he give it a copy. We need to get 359 00:26:57.599 --> 00:27:06.319 copies of this stuff. We need to get copies of this stuff. He 360 00:27:06.440 --> 00:27:11.359 can't get in the part in his trader. It's all in there. Well 361 00:27:11.400 --> 00:27:15.319 wait a minute. He said he saw it when he got back, but 362 00:27:15.440 --> 00:27:18.640 he said when he got back he was locked out, So well no, 363 00:27:18.640 --> 00:27:25.599 no, no, how did when did he see his papers? I mean 364 00:27:25.640 --> 00:27:33.559 when did when did he see the papers when he got back home? So 365 00:27:33.640 --> 00:27:37.440 when he got back home, Hugh said he was locked out and couldn't get 366 00:27:37.440 --> 00:27:41.640 in, And you said the papers were inside? Where were the papers that 367 00:27:41.720 --> 00:27:51.079 he saw when he got back Where were they all this? Do? Oh? 368 00:27:51.200 --> 00:27:55.119 They were on the door, the door, And then how did they 369 00:27:55.160 --> 00:28:06.000 get inside if he was locked out? And okay, when he was when 370 00:28:06.039 --> 00:28:12.319 he went inside, he u the cops got there and they changed the locks. 371 00:28:12.960 --> 00:28:18.359 Okay, so he temporarily he got in and then when he was there 372 00:28:18.640 --> 00:28:23.640 they must have called the cops exactly. Okay, So he left the papers 373 00:28:23.680 --> 00:28:27.160 when they kicked him out. Well, and if the cops came and kicked 374 00:28:27.240 --> 00:28:30.039 him out, I mean, this whole thing's done and over, guys, 375 00:28:32.160 --> 00:28:37.200 everything he left everything, his medicine. His feet are so swollen right now, 376 00:28:37.599 --> 00:28:45.200 everything? Okay, okay, hold on, this is wrong, man, 377 00:28:45.880 --> 00:28:48.640 This is there's something wrong. Something doesn't smell right. But Mark made 378 00:28:48.640 --> 00:28:53.200 a phone call. There's a way of home. Feeling. I have a 379 00:28:53.240 --> 00:28:57.519 feeling he missed a coordinate. He got evicted, they had the sheriff, 380 00:28:57.759 --> 00:29:03.440 everything was done. Then he shows back up he's not supposed to be there. 381 00:29:03.519 --> 00:29:06.279 They call the cops, the cops get him out of there, and 382 00:29:06.319 --> 00:29:10.799 it's done and over. I'm afraid that's where we're at. But we'll find 383 00:29:10.839 --> 00:29:15.400 out. I'm just making an assumption. Okay, Yeah, but Mark shouldn't 384 00:29:15.400 --> 00:29:19.640 they have I don't know if he didn't pay for ninety days. A lot 385 00:29:19.680 --> 00:29:26.359 of stuff can happen in ninety days, tom, Okay. So the problem 386 00:29:26.400 --> 00:29:30.400 is is that's his place, his title. He has a clear title on 387 00:29:30.480 --> 00:29:34.319 that. Yeah, and if he's listen, I'm once again it's an assumption. 388 00:29:34.519 --> 00:29:37.359 But if he showed up to court, he might have been able to 389 00:29:37.720 --> 00:29:41.759 say, hey, I don't know. I just don't know right now, 390 00:29:41.799 --> 00:29:45.200 but it doesn't look good, honest to god. He wants to go to 391 00:29:45.240 --> 00:29:48.640 the court. He wants to go to the court. He wants to see 392 00:29:48.680 --> 00:29:52.279 if he could talk to the judge. He wants to see if he could 393 00:29:52.279 --> 00:29:56.519 do something to take care of this, because he never missed the payment. 394 00:29:56.599 --> 00:30:00.039 And he's he's just like, wait a minute, you mean you never missed. 395 00:30:00.519 --> 00:30:03.680 I don't even know what to say to that. I feel like the 396 00:30:03.680 --> 00:30:07.480 biggest monkey wrench in my life was just thrown hold on a second, I 397 00:30:07.519 --> 00:30:11.480 am looking at this mobile home park thing, and they have a lot of 398 00:30:11.559 --> 00:30:17.359 rice before they can move, And I don't see anything here talking about a 399 00:30:17.440 --> 00:30:22.759 lockout. I'm looking at it prohibits a lot of these behaviors. Why do 400 00:30:22.799 --> 00:30:25.480 you think the cops would show up and remove them? Then? That? 401 00:30:25.559 --> 00:30:27.519 I don't understand that. I'm a look to see. I'm trying to read 402 00:30:27.559 --> 00:30:32.319 this one. I'm gonna read it during a break. It says, are 403 00:30:32.319 --> 00:30:33.599 we got a break? By the way, all right, let's take this 404 00:30:33.640 --> 00:30:42.519 break. We'll come right back. Go with a sure thing Denver's Best roofer 405 00:30:42.640 --> 00:30:49.799 Excel Roofing dot com. You don't pay a cent until you're content. Time 406 00:30:49.839 --> 00:30:53.720 for an insurance check up free, no obligation. In comparison, call Compass 407 00:30:53.759 --> 00:30:59.400 Insurance paying too much your coverage at dozens of insurance companies find out now three 408 00:30:59.480 --> 00:31:03.319 out three having seven to one help. You'll think you're his only customer when 409 00:31:03.359 --> 00:31:07.079 you choose Frank durand the real estate Man dot com to list your home with 410 00:31:07.200 --> 00:31:15.279 Remax Alliance three oh three nine two zero sixteen twenty two. You know anyway, 411 00:31:15.799 --> 00:31:22.240 nothing like Major Mark Major to try to get me going. And I'm 412 00:31:22.279 --> 00:31:23.759 not going to do it, Doreen. I got to talk to you, 413 00:31:23.839 --> 00:31:26.440 Duran. Hey, Mark, listen to this. I looked at us. 414 00:31:26.519 --> 00:31:30.640 This cannot be the Dorine I'm thinking of. No, No, it's no 415 00:31:33.119 --> 00:31:37.119 the Dorien you're thinking of. Mark. She just never mind. We'll get 416 00:31:37.119 --> 00:31:40.240 into a different time anyway. Hector. I'm going to tell you something, 417 00:31:40.359 --> 00:31:45.880 Doreen. Under the Mobile Home Act, let me just summarize it. It 418 00:31:45.960 --> 00:31:51.880 may be terminated for a specific cause, which means failure to pay the park 419 00:31:52.200 --> 00:32:00.079 with a ninety day notice, with a right to cure the non compliance with 420 00:32:00.119 --> 00:32:08.519 in ninety days. A ten day notice is required first, and then ninety 421 00:32:08.640 --> 00:32:15.000 days, you know, the ninety day notice, and then they can do 422 00:32:15.279 --> 00:32:22.319 exactly what they did. Here's what they say. They can order a vacation 423 00:32:22.759 --> 00:32:28.880 with to vacate within thirty days, and if they do not, they can 424 00:32:29.000 --> 00:32:32.799 literally sell them. They can actually lock it up and sell it. Do 425 00:32:32.799 --> 00:32:37.079 you know that. I mean, that's amazing to me. They can do 426 00:32:37.200 --> 00:32:43.200 it to cure it, you know. I'm going to tell you, however, 427 00:32:43.440 --> 00:32:50.920 it says that they can they can pay it. They have it sounds 428 00:32:51.039 --> 00:32:54.480 like this is a ninety days to cure. After the ninety days, I 429 00:32:54.519 --> 00:32:59.319 don't know how long this whole damn thing was, but it seems to me 430 00:32:59.400 --> 00:33:07.279 they have some kind of right. Okay, so Mark's gonna follow this up 431 00:33:07.319 --> 00:33:09.799 with the owners. We'll see, Yeah, hopefully I hear back from him. 432 00:33:10.160 --> 00:33:14.599 The other thing we could do, in fact, let's do this. 433 00:33:15.039 --> 00:33:19.319 Get me his full birthdate, first name, last name, and let me 434 00:33:19.359 --> 00:33:25.799 see if there's an eviction on his record. Okay it is Hector. No, 435 00:33:27.039 --> 00:33:29.759 I don't want it now, you give it to Kelly. All right, 436 00:33:29.799 --> 00:33:31.920 Hold on, dear, hold on three oh three, seven to one 437 00:33:32.079 --> 00:33:36.440 three. Talk Dan, what's going on with you? Dan? What's happening? 438 00:33:39.079 --> 00:33:44.480 Dan? Yeah, I hate Tom Mark just a I'll give you just 439 00:33:44.519 --> 00:33:47.480 a quick overview of what I'm dealing with. So we live in central Denver. 440 00:33:47.599 --> 00:33:52.240 We've lived in the house we're now for about almost twenty seven years. 441 00:33:52.759 --> 00:33:55.599 So, you know, like in most sections of Denver, there's a lot 442 00:33:55.599 --> 00:33:59.839 of redevelopment. Yes, it happened, there was a new house being built 443 00:34:00.000 --> 00:34:04.960 behind us, and you know, during the final stage of that, you 444 00:34:05.000 --> 00:34:07.360 know, you know, I was really, I think i'll wrong a little 445 00:34:07.400 --> 00:34:12.239 worried about if the contractor We're going to try to at least even ask us 446 00:34:12.239 --> 00:34:15.239 if they can cut back some of our trees because they essentially well, they 447 00:34:15.320 --> 00:34:19.760 may not need to ask you under certain circumstances. Hold on, we'll come 448 00:34:19.840 --> 00:34:22.760 right back to you, Dan. I'm Tom Martino. We also have at 449 00:34:22.840 --> 00:34:27.840 Lasidas and public Advisors with us. Give us a call three oh three seven 450 00:34:27.880 --> 00:34:30.360 to one three talk or three oh three Martino. Go with a sure thing 451 00:34:30.480 --> 00:34:35.880 Denver's best roofer Excel Roofing dot com. You don't pay a cent until you're 452 00:34:35.960 --> 00:34:42.920 content. Time for an insurance check up free, no obligation. In comparison, 453 00:34:43.039 --> 00:34:46.960 call Compass Insurance paying too much your coverage at dozens of insurance companies find 454 00:34:46.960 --> 00:34:51.159 out now three oh three seven to seven to one help. You'll think you're 455 00:34:51.199 --> 00:34:54.079 his only customer when you choose Frank durand the real estate Man dot com to 456 00:34:54.159 --> 00:34:59.679 list your home with Remax Alliance. Three oh three nine two zero sixteen twenty 457 00:34:59.679 --> 00:35:13.280 two. Y'all ripped up news need advice so you don't have the You'll come 458 00:35:13.440 --> 00:35:20.239 running just as fast as we can. Shooter's gonna help coming man. This 459 00:35:20.920 --> 00:35:28.119 is the Troubleshooter Show. No Tom Martino, Hi Tom Martino here, Welcome 460 00:35:28.199 --> 00:35:31.280 to the show. Three oh three seven one three talk seven one three eight 461 00:35:31.360 --> 00:35:36.599 two five five. Welcome to the show. We are here to help you. 462 00:35:36.760 --> 00:35:38.440 If you want help with a problem, question and complaint. You have 463 00:35:38.440 --> 00:35:42.760 a question, give us a call on the shower breach by eight eight eight 464 00:35:42.760 --> 00:35:45.760 heating dot Com with a risk free service fee. If you want any one 465 00:35:45.760 --> 00:35:49.039 item in your house for twenty eight bucks, they come to your house. 466 00:35:49.559 --> 00:35:52.039 Now listen, that's you spend more than on it when you take your friends 467 00:35:52.079 --> 00:35:55.360 for coffee to Starbucks. Anyway, they come and service one item, including 468 00:35:55.400 --> 00:35:59.960 if it's a water heater, they'll do the flush and service and a toy 469 00:36:00.119 --> 00:36:04.199 let they'll do that. But here's the deal. If you need anything more, 470 00:36:04.440 --> 00:36:10.559 they simply credit you the twenty eight bucks eight eight eight heating dot Com. 471 00:36:10.679 --> 00:36:13.679 Welcome to the show, folks. Let's go to the phones. Now, 472 00:36:13.760 --> 00:36:15.480 here's the problem. Dan says, Okay, I've been in my house 473 00:36:15.519 --> 00:36:19.719 twenty seven years. There's a lot of infill projects, new houses. There's 474 00:36:19.760 --> 00:36:22.760 one being built behind me. And that's where we left off. And he 475 00:36:22.840 --> 00:36:29.480 said something about cutting back his trees, and I said something like, well, 476 00:36:30.079 --> 00:36:34.199 if trees overhang a property, they don't need permission to cut them back. 477 00:36:34.880 --> 00:36:38.000 They do however, have to take diligent care not to kill the tree. 478 00:36:38.199 --> 00:36:40.920 Like they can't be reckless about it. So go ahead, what's going 479 00:36:40.960 --> 00:36:44.960 on? It was Excel, so I don't think it would be someone else's 480 00:36:45.000 --> 00:36:49.519 property. It was probably something you know, where their telephone lines are, 481 00:36:50.079 --> 00:36:54.119 did Excel do it? Or power lines? They did? So they have 482 00:36:54.199 --> 00:36:59.400 a tree contractor that they refer to their vegetation management company, right right, 483 00:36:59.760 --> 00:37:06.320 And so you know they came out on a Friday and knocked at the door 484 00:37:06.360 --> 00:37:07.559 and said, hey, look, we've got to remove something. You've got 485 00:37:07.559 --> 00:37:10.440 some branches and we and by the way, we're also going to put a 486 00:37:10.480 --> 00:37:13.920 high voltage on the top of the poles, so we've got to cut back 487 00:37:13.960 --> 00:37:15.960 your trees. Sure, right, let's go back and see. By the 488 00:37:16.000 --> 00:37:21.360 way, that's an ease, right, Okay, No, I understand, 489 00:37:21.440 --> 00:37:23.400 I understand. The utility is meant that by the time I got to the 490 00:37:23.400 --> 00:37:28.639 backyard, that three workers jumped the back fence, hit the trees and start 491 00:37:28.679 --> 00:37:32.440 cutting everything from the ground up forty feet so and this is back to the 492 00:37:32.480 --> 00:37:37.119 trunk, right. These weren't safety cuts. These were like, okay, 493 00:37:37.199 --> 00:37:43.199 Dan, it depends, Dan, It totally depends really where they cut. 494 00:37:43.480 --> 00:37:52.679 They're allowed to cut anything on their easement anything but so understood. I get 495 00:37:52.719 --> 00:37:55.760 that, But if it's on there, if if let's just say you had 496 00:37:55.760 --> 00:38:00.000 a big tree on your yard, a big, giant tree, a beautiful 497 00:38:00.199 --> 00:38:02.880 tree, and then that tree hung over the easement, they can cut it 498 00:38:02.920 --> 00:38:07.079 back. They can't go into your yard and take the tree trunk and trim 499 00:38:07.079 --> 00:38:14.719 it down to the tree trunk in your yard. Where was the trunk that 500 00:38:14.760 --> 00:38:19.960 they cut back to the trunk. It's a very simple, uh situation. 501 00:38:20.440 --> 00:38:23.519 Was it on their easement or in your yard? It's in the yard, 502 00:38:23.519 --> 00:38:29.239 but well then it's not in the yard. The yard is not the easement. 503 00:38:29.320 --> 00:38:31.280 The eastman is the easement. The yard is the yard. The eastman 504 00:38:31.360 --> 00:38:35.440 I know what you're thinking, the eastman goes across your yard. You're absolutely 505 00:38:35.519 --> 00:38:39.400 right, But technically it's not your yard. It's your yard to use. 506 00:38:39.760 --> 00:38:44.920 But it's their easemen to do whatever they want with. I mean, as 507 00:38:44.920 --> 00:38:50.400 far as the state of does right within the definition of the utility isn't though 508 00:38:50.440 --> 00:38:53.119 it's you know, it's for the utility companies to take care of the make 509 00:38:53.119 --> 00:38:55.679 sure everyone have service, that make sure everything's safe. Right. No, 510 00:38:55.960 --> 00:39:00.199 that's absolutely that. Yeah, that's absolutely true. That's right. So what 511 00:39:00.239 --> 00:39:04.719 did they do that was unsafe? They've had everything in between that round the 512 00:39:04.760 --> 00:39:07.559 secondary lines and everything. They so give anything with the kid. They said, 513 00:39:08.079 --> 00:39:12.519 Dan, you and I may not like what they do. I'm going 514 00:39:12.599 --> 00:39:15.400 to say it again. If it's their easement up to the sky, they 515 00:39:15.440 --> 00:39:21.360 can do it. They are allowed to do it. So many times we 516 00:39:21.440 --> 00:39:25.880 get used to seeing things on an easement that we start thinking, you know, 517 00:39:27.079 --> 00:39:30.360 well that's going to be left alone, or they have an obligation to 518 00:39:30.400 --> 00:39:32.320 work around it. They do not, do you know there have been some 519 00:39:32.400 --> 00:39:38.280 people who've had fence lines, beautiful privacy fence put in and they can come 520 00:39:38.440 --> 00:39:45.559 and knock that fence down. Yeah no, And it's I know that there's 521 00:39:45.079 --> 00:39:50.400 a lot of great you know suck by the way, I don't like saying 522 00:39:50.440 --> 00:39:53.880 that. I think it sucks, you know, because we sometimes these easements 523 00:39:53.880 --> 00:39:57.320 have been left alone for years and years and years. Then all of a 524 00:39:57.320 --> 00:40:01.199 sudden there's a couple of new project and boom, you know, you you 525 00:40:01.719 --> 00:40:06.519 lose that you use, you lose that status quo, and you're thinking, 526 00:40:06.719 --> 00:40:09.639 what the hell they didn't have to do that, And you're right, probably 527 00:40:10.119 --> 00:40:16.000 they probably didn't have to technically come back as far as they did. But 528 00:40:16.280 --> 00:40:21.400 these companies, they don't give a damn. They just want to get the 529 00:40:21.559 --> 00:40:25.079 job done. Great, No, I hear you, and I you know, 530 00:40:25.679 --> 00:40:28.679 you know one of the things I'm concerned about though, And I've got 531 00:40:28.719 --> 00:40:32.000 actually I've got to run because there's another arborist showed up earlier. Yeah, 532 00:40:32.079 --> 00:40:36.000 yeah, I had planned air later today, but I had This is second 533 00:40:36.079 --> 00:40:37.760 arborist I've had to take a look at what they did. I'll just say 534 00:40:37.800 --> 00:40:42.440 the first one from part of the large tree companies in Denver that he had 535 00:40:42.519 --> 00:40:49.599 never seen this excessive amount of cutting right by itself ever, I mean ever, 536 00:40:49.840 --> 00:40:53.679 And yeah, it goes across five sixty year old blue spruces that are 537 00:40:53.719 --> 00:40:58.639 probably pushing sixty seventy feet tall. Do you think do you think you kill 538 00:40:58.719 --> 00:41:02.440 them? They're they're risks, I mean, and dying and you know, 539 00:41:02.599 --> 00:41:07.880 decay, disease. So give us property value and you know the tree's rush. 540 00:41:07.079 --> 00:41:09.480 They need a lot more now. But Dan, just so, I 541 00:41:09.559 --> 00:41:15.880 just don't want you wasting a lot of time and energy because truly you're barking 542 00:41:15.920 --> 00:41:17.920 up the wrong tree, as they say. And I don't know pun intended, 543 00:41:19.000 --> 00:41:23.239 but you're not gonna If they are on the easement, they're fair game. 544 00:41:24.360 --> 00:41:27.920 Yeah, we'd like to believe that. Trying to get them to just 545 00:41:27.960 --> 00:41:31.840 be good people or good stewards of our environment. Well, and they could 546 00:41:31.840 --> 00:41:37.320 have probably done They could have probably taken a lot more time and care, 547 00:41:37.880 --> 00:41:40.559 and maybe in cases like this, they should say to the homeowner, listen, 548 00:41:40.599 --> 00:41:45.599 do you want to hire someone to get this done? And maybe then 549 00:41:45.679 --> 00:41:49.239 your person would have taken way more time and energy. But I'm telling you, 550 00:41:49.280 --> 00:41:52.000 if your arborus says to you, Dan, these trees are probably gonna 551 00:41:52.039 --> 00:41:55.920 die. And you're thinking, well, I'm going to make a stink about 552 00:41:55.960 --> 00:42:00.480 this. Good, you can make a stink, but it's an easement and 553 00:42:00.519 --> 00:42:04.679 it's not yours. Yeah. No, that is a tough thing, especially 554 00:42:04.719 --> 00:42:07.159 even now the phone. Right, So it's the last twenty seven years. 555 00:42:07.239 --> 00:42:10.800 I get it. I wanted you to VND because I know a lot of 556 00:42:10.800 --> 00:42:15.239 people feel the same way. But literally, nothing nothing, it can be 557 00:42:15.320 --> 00:42:19.800 done about it. And I mean I mean they can't unless they did something 558 00:42:19.800 --> 00:42:23.360 outside the easement. Uh, they're allowed to cut it. But here's the 559 00:42:23.360 --> 00:42:27.880 problem with Tom, honestly, is if the contractor puts this in motion to 560 00:42:27.920 --> 00:42:31.159 get more light in their yard. That's the misuse of the easement, right, 561 00:42:31.239 --> 00:42:34.880 and the whole purpose of it. It's not still a private party can 562 00:42:34.960 --> 00:42:38.880 benefit from you having, you know, leveraging that you know, utility company 563 00:42:38.920 --> 00:42:43.599 to cut in someone else's property so they can sell their multimillion dollar house. 564 00:42:44.000 --> 00:42:46.039 And that kind has nothing to do. But I'm dealing with the homeowner. 565 00:42:46.239 --> 00:42:50.599 The homeowner didn't ask them to do that. The builder didn't ask them to 566 00:42:50.639 --> 00:42:54.800 do that. They didn't they the contractor put in service request. That's right, 567 00:42:54.840 --> 00:42:59.559 It wasn't. So it's saying that's yeah, what I'm getting at it 568 00:42:59.559 --> 00:43:02.000 is crazy. It's not the guy wanting to sell his multimillion dollar house, 569 00:43:02.039 --> 00:43:05.960 and and well he should want to sell it. But that's not why that 570 00:43:06.119 --> 00:43:09.159 was cut back. It was cut back because here's why it was cut back, 571 00:43:09.480 --> 00:43:15.480 plain and simple. The utility company wants a clear easeman. They hire 572 00:43:15.480 --> 00:43:19.119 a company to clear the easement. The company can do it in one of 573 00:43:19.159 --> 00:43:22.679 two ways. They can cut back just enough to keep it clear, or 574 00:43:22.719 --> 00:43:25.360 they can say the hell with this, where you know, they got a 575 00:43:25.400 --> 00:43:29.760 bunch of bozos working for him. They just want to get in and out 576 00:43:29.760 --> 00:43:32.159 of there. That's what happened. Three all three seven one three talks seven 577 00:43:32.239 --> 00:43:35.760 one three eight two five five. We got more coming right up on the 578 00:43:35.760 --> 00:43:38.320 Troubleshooter Show. I want to tell you one Clear Choice Garage Doors, the 579 00:43:38.599 --> 00:43:44.440 Garage Door Choice twenty four to seven service. They are wonderful people. It 580 00:43:44.599 --> 00:43:49.400 started as a live and local company in Colorado and now has grown and they 581 00:43:49.480 --> 00:43:52.440 are the ones to call with a garage door problem. In fact, if 582 00:43:52.440 --> 00:43:55.519 you go to their if you go to their website, every single price and 583 00:43:57.039 --> 00:44:00.840 thing they do is on there, the doors and the openers. One clear 584 00:44:00.000 --> 00:44:09.880 Choice Doors dot com. Go with a sure thing Denver's Best roofer Excel Roofing 585 00:44:09.960 --> 00:44:16.480 dot com. You don't pay a cent until you're content. Time for an 586 00:44:16.480 --> 00:44:22.880 insurance checkup, free, no obligation comparison call Compass Insurance paying too much your 587 00:44:22.880 --> 00:44:25.960 coverage at dozens of insurance companies find out now three all three seven to seven 588 00:44:27.039 --> 00:44:30.960 one help. You'll think you're his only customer when you choose Frank durand Thereal 589 00:44:30.079 --> 00:44:35.599 estate Man dot com to list your home with Remax Alliance three all three nine 590 00:44:35.639 --> 00:44:45.320 two zero sixteen twenty two. Hi Tom Martino, you're troubleshooter three oh three 591 00:44:45.079 --> 00:44:51.760 seven one three talk three oh three seven one three eight two five five Greg, 592 00:44:51.800 --> 00:44:54.559 what's going on with your Kia Soul? What's going on? Did you 593 00:44:54.639 --> 00:45:00.400 lose your soul? Sir? What's happening? Yeah? I had a two 594 00:45:00.440 --> 00:45:07.320 thousand I have I had a twenty fifteen Kia Soul, and on March twenty 595 00:45:07.360 --> 00:45:12.400 fourth of this year, I'm sorry, March fourteenth of this year, twenty 596 00:45:12.480 --> 00:45:17.800 twenty fourth, I took it to Grand Kia up in Portant and it wasn't 597 00:45:17.840 --> 00:45:21.920 running. It was it wouldn't go fifty miles an hour on over fifty miles 598 00:45:21.920 --> 00:45:23.920 an hour in the highway, and it was acting like it was a catalytic 599 00:45:23.960 --> 00:45:28.800 converter, and what what is the what is the dealer? You took it 600 00:45:28.840 --> 00:45:34.519 to Grand Kia, Okay, yeah, yeah, And so I took it 601 00:45:34.599 --> 00:45:37.679 up there and I said, I talked to a service guy up there, 602 00:45:37.840 --> 00:45:42.280 a service manager, and I said, well, I'm pretty sure it's a 603 00:45:42.280 --> 00:45:45.079 catalytic converter. He goes, okay, well we'll check it out. So 604 00:45:45.119 --> 00:45:46.440 he checked it out and they called you later in the day and he says, 605 00:45:46.679 --> 00:45:51.960 well, we see it's your pl one fuel O ejector needs to be 606 00:45:52.599 --> 00:45:55.159 changed, and then the other ones needs to be repaired. Three needs to 607 00:45:55.199 --> 00:46:01.480 be repaired. And so I had them do it. And so after I 608 00:46:01.519 --> 00:46:07.440 picked up the car that day. Same day, I picked it up and 609 00:46:07.480 --> 00:46:10.280 I started driving. It just wasn't running right. And me having a job, 610 00:46:10.320 --> 00:46:13.719 I was trying to rent a car and trying to get back and forth 611 00:46:13.760 --> 00:46:16.679 to work and everything. So I let it go for about almost two weeks, 612 00:46:16.719 --> 00:46:20.599 and they're still kept betting worse and worse and worse. I took it 613 00:46:20.679 --> 00:46:25.599 back to Grand Kia two weeks later, and I said, this thing's not 614 00:46:25.679 --> 00:46:30.079 running right. He goes, well, I said, my engine light came 615 00:46:30.119 --> 00:46:32.039 back on for one thing. He goes, well, let me go out 616 00:46:32.039 --> 00:46:37.400 and check. The service manager went out and checked it and put a did 617 00:46:37.400 --> 00:46:39.400 a code read on it. Come back. He said, oh, you 618 00:46:39.400 --> 00:46:42.400 need a new gas cap. I go, oh, really, a new 619 00:46:42.440 --> 00:46:45.159 gas cap is going to help my car run better. He goes, yeah, 620 00:46:45.159 --> 00:46:47.800 that's all you need is sucking in oxygen. Oh okay, put a 621 00:46:47.840 --> 00:46:52.079 new gas cap on. Go two miles, still doing the same thing. 622 00:46:52.280 --> 00:46:55.519 Brought it back. I said, I need somebody to drive my car now. 623 00:46:57.679 --> 00:47:00.480 The service manager got in there, drove it, came back said, 624 00:47:00.519 --> 00:47:06.000 yeah, it's your catalytic converter. Yeah, no kidding. So anyway, 625 00:47:06.199 --> 00:47:09.960 here's my dilemma is I went up there two days ago, talked to the 626 00:47:10.000 --> 00:47:14.000 service manager and what do you want from them? What do you want? 627 00:47:14.679 --> 00:47:17.119 I want? I want them to cover this seventeen hundred dollars part of that 628 00:47:17.159 --> 00:47:22.199 seventeen hundred dollars I had to spend because it was originally the catalytic converter causing 629 00:47:22.280 --> 00:47:24.840 the problems. Now if that's true, If that's true, how many miles 630 00:47:24.880 --> 00:47:30.079 on this car one hundred and forty two thousand, Well, then then you're 631 00:47:30.119 --> 00:47:32.400 going to have a problem because it could also be both. It could have 632 00:47:32.440 --> 00:47:36.880 been both. Now we're never going to know this, But here's what I 633 00:47:36.920 --> 00:47:38.199 would do if I were them. I mean, it would take an opinion. 634 00:47:38.320 --> 00:47:43.360 I had a second opinion. What's that for the catalytic convert I had 635 00:47:43.360 --> 00:47:46.960 a second opinion for the catalytic converter. But you let them do the injectship. 636 00:47:47.199 --> 00:47:52.280 You let them do the injectors. Yeah, because according to them, 637 00:47:52.360 --> 00:47:53.800 that was the only thing wrong. I no, I get you, I 638 00:47:54.079 --> 00:47:58.880 Greg, I understand exactly what you're saying. What I am saying, is 639 00:47:59.360 --> 00:48:04.880 it is pot possible that those injectors really needed work done. It's possible at 640 00:48:04.920 --> 00:48:08.760 one hundred and forty thousand miles, and it also needed cat work. What 641 00:48:08.800 --> 00:48:14.280 I'm saying is it may not be a complete cheat. Now you said it 642 00:48:14.360 --> 00:48:16.719 needed a cat and you had a second opinion. Well, if that was 643 00:48:16.800 --> 00:48:22.079 the case, what did you let them do it? If you had two 644 00:48:22.159 --> 00:48:28.719 opinions, two opinions said it needed a cat and one opinion saying you needed 645 00:48:28.760 --> 00:48:34.320 injector work, why did you go with the one opinion and not the two 646 00:48:34.679 --> 00:48:37.119 Because it was going to be over four thousand dollars for a catalyty converter car. 647 00:48:37.360 --> 00:48:42.480 Okay, okay, so you chose to take a gamble on the lower 648 00:48:42.519 --> 00:48:45.599 cost work on the hopes it would take care of it. I but but 649 00:48:45.840 --> 00:48:50.199 how is that? Listen, I'm not sticking up for grand But how is 650 00:48:50.239 --> 00:48:53.039 that their problem? If they tried to fix it, they get you got 651 00:48:53.079 --> 00:48:59.440 what you paid for and it wasn't the cheaper solution. And how do we 652 00:48:59.519 --> 00:49:05.039 go back in time and prove at one hundred and forty thousand miles that you 653 00:49:05.199 --> 00:49:10.599 did not need the injectors? Now, a good compromise would be if they 654 00:49:10.639 --> 00:49:15.079 would give you that job at cost? Did you ask him about that? 655 00:49:15.239 --> 00:49:19.880 So you just say, listen, can you just what's that I did not 656 00:49:19.960 --> 00:49:22.920 ask them about? Did you ask them for anything on it? Did you 657 00:49:22.000 --> 00:49:24.800 say anything? Did you? I said yes, I wanted to. I 658 00:49:24.840 --> 00:49:28.960 want I want seventeen hundred dollars back. But you're not going to get it. 659 00:49:29.159 --> 00:49:30.880 You're just not going to get it. Well, okay, don't you 660 00:49:30.920 --> 00:49:34.400 do a test drive after? Don't you do a test drive after you fix 661 00:49:34.440 --> 00:49:37.880 a car? I think it would be good for small claims court. Let 662 00:49:37.880 --> 00:49:40.480 a judge decide that would be a good one too. Listen, Greg, 663 00:49:40.559 --> 00:49:47.360 I'm not entirely Greg, I'm I'm not entirely disagreeing with you. What I'm 664 00:49:47.440 --> 00:49:52.480 saying is because of the mileage, it's going to be difficult if they say, 665 00:49:52.480 --> 00:49:57.000 oh, no, you know, our diagnostics showed he needed injector work. 666 00:49:57.239 --> 00:50:00.679 I can't believe you think these guys did this guy. I didn't say 667 00:50:00.960 --> 00:50:04.880 they did him, right, I didn't know. I said, I don't 668 00:50:05.000 --> 00:50:10.159 know, and neither does he. It's very possible the injectors needed work at 669 00:50:10.199 --> 00:50:16.679 that mileage. But he also made a choice knowing that new people told him 670 00:50:16.719 --> 00:50:22.199 he needed a cat, he made his choice. I think we should ask, 671 00:50:22.199 --> 00:50:25.119 and I'm being serious. We asked Kevin Caukin. I wonder if bad 672 00:50:25.239 --> 00:50:30.719 fuel injectors can cause a cat to go out, and I think I'm correct 673 00:50:30.760 --> 00:50:34.079 on that. Well, let's find out. That's a good idea. That's 674 00:50:34.119 --> 00:50:37.039 for a month. I drove the bad cat for a month. The mileage 675 00:50:37.039 --> 00:50:38.519 on the car is the same for in and out. They didn't even do 676 00:50:38.519 --> 00:50:44.880 a test drive. Well, but that's although they should. They probably started 677 00:50:44.880 --> 00:50:47.119 it up that you don't really have to do a test drive. To be 678 00:50:47.119 --> 00:50:51.119 honest with you, Greg, they very seldom do test drives. They really 679 00:50:51.159 --> 00:50:55.079 do. The only time they do, they don't do it for liability reasons 680 00:50:55.079 --> 00:51:00.360 and they don't have time test drives they don't do. They usually put it 681 00:51:00.400 --> 00:51:02.320 on a scope where they started up to make sure it's running right. The 682 00:51:02.400 --> 00:51:06.639 time they would do a test drive is it they had a ball joint problem 683 00:51:06.719 --> 00:51:08.440 or a problem where they want to make sure the ride is feeling good that 684 00:51:08.519 --> 00:51:12.559 you can't tell from running it. But hold on a second, Greg, 685 00:51:12.880 --> 00:51:16.199 I think Mark had a good idea, and I think any driveability issue, 686 00:51:16.360 --> 00:51:21.199 most good shops are going to do a test drive afterwards. Okay, So 687 00:51:21.239 --> 00:51:24.199 what I'd like to do is get Kevin calkin on to give an opinion on 688 00:51:24.280 --> 00:51:28.639 a couple things. I have a couple questions for Kevin. For example, 689 00:51:29.199 --> 00:51:32.920 is it possible the bad injectors caused the cat to go out? Is it 690 00:51:34.079 --> 00:51:37.639 possible that you could have had both or is it unlikely? And what would 691 00:51:37.639 --> 00:51:40.800 cause the cat to go out if the injectors were perfect? I don't know. 692 00:51:42.119 --> 00:51:44.480 I mean, these are questions. I just want to ask for peace 693 00:51:44.480 --> 00:51:46.280 of mind. Three three seven to one three talk? Do we have them 694 00:51:46.320 --> 00:51:52.119 on already? Kachina? Do we have them? Yes? We do, 695 00:51:52.280 --> 00:51:54.480 Yes we do, Kevin call can share it an auto tech. We have 696 00:51:54.519 --> 00:52:00.000 a real simple question. Is it possible? I just want to know. 697 00:52:00.119 --> 00:52:01.480 I'm not leading or baiting. I'm not going to tell you the whole problem, 698 00:52:01.519 --> 00:52:06.760 but is it possible? First of all, for injectors to need work? 699 00:52:06.960 --> 00:52:10.719 Is it possible at one hundred and forty thousand miles on a on a 700 00:52:10.719 --> 00:52:15.800 grand excuse me, on a on a twenty fifteen Kia. Not likely, 701 00:52:15.880 --> 00:52:21.079 but possible. Okay, so that's good. It's not likely, meaning those 702 00:52:21.079 --> 00:52:24.440 injectors should last well past one hundred and forty thousand miles. Yeah, the 703 00:52:24.519 --> 00:52:30.519 fuel qualities and everything today, the injectors rarely fail. Okay, okay, 704 00:52:30.559 --> 00:52:35.880 good. If they did fail, can they make a cat go bad if 705 00:52:35.920 --> 00:52:39.519 they're overfeeling. Absolutely, if you have a chap engine like flashing while you're 706 00:52:39.599 --> 00:52:43.000 driving and you can see. But if he didn't, he didn't have a 707 00:52:43.079 --> 00:52:46.320 check engine, Like did you have a check engine like Greg? I did 708 00:52:46.360 --> 00:52:50.599 not when the car started acting up with the Cat, I did not get 709 00:52:50.639 --> 00:52:53.119 a check engine. Well, you say, with the cat without prejudicing, 710 00:52:53.320 --> 00:52:59.519 Kevin, what were your symptoms? I couldn't get over. The car wouldn't 711 00:52:59.519 --> 00:53:02.320 shift until I went into the manual shift, and then with high RPMs and 712 00:53:02.719 --> 00:53:07.599 trying to get it to shift into the next gear was impossible. Kevin, 713 00:53:07.639 --> 00:53:10.199 Would that tell you the cat was going bad? Because this is the thing 714 00:53:10.280 --> 00:53:15.960 Greg immediately thought was plugged. That's saying it seems more like a cat than 715 00:53:15.000 --> 00:53:20.039 injectors. Yes, okay, so Kevin, Greg, Greg is scoring one 716 00:53:20.079 --> 00:53:22.920 thousand so far. So no, no, no, no. The only 717 00:53:22.440 --> 00:53:28.920 we're only part I'll disagree is if those injectors were overfueling, they could have 718 00:53:28.960 --> 00:53:31.519 took the cat out. Yeah, but you okay, I've been driving it 719 00:53:31.559 --> 00:53:35.960 that way for a month before I took it. But he said Kevin said, 720 00:53:36.000 --> 00:53:39.920 there would have been a check engine light if they were overfueling. Oh 721 00:53:40.000 --> 00:53:43.880 yeah, there was. And Greg said there was no check engine light. 722 00:53:44.159 --> 00:53:49.440 So what we're to assume from what we're hearing, it's very likely the cat 723 00:53:49.519 --> 00:53:52.719 was going out. Now, is one hundred and forty thousand miles likely a 724 00:53:52.760 --> 00:53:57.679 cat could go out? It's conditions, if it's burning a little bit of 725 00:53:57.679 --> 00:54:00.800 oil or anything like that. Yeah, let me ask you this, Is 726 00:54:00.840 --> 00:54:05.320 it more likely at one hundred and forty thousand miles? Is it more likely 727 00:54:05.400 --> 00:54:08.000 to be a bad injector or two, or is it more likely to be 728 00:54:08.159 --> 00:54:13.800 a cat's that's a tough one. That's a coin toss. Yeah, But 729 00:54:14.239 --> 00:54:15.800 here's what we're trying to figure out. Kevin, let me let me just 730 00:54:15.840 --> 00:54:19.679 tell you what we're trying to figure out. He took his car in with 731 00:54:19.760 --> 00:54:22.760 driveability issues, could not go over forty, was losing power. They said, 732 00:54:22.840 --> 00:54:28.000 you need work on your injectors. They did work on his injectors for 733 00:54:28.159 --> 00:54:35.519 seventeen hundred dollars. Then the car slowly got worse and then they said you 734 00:54:35.599 --> 00:54:38.920 need a cat. Greg said, I told you I needed a cat from 735 00:54:38.920 --> 00:54:44.440 the beginning, So what would you say about that? I think he's great, 736 00:54:44.920 --> 00:54:49.800 Okay, so maybe small claims court, Greg would be the way to 737 00:54:49.840 --> 00:54:53.760 go to tell these guys, Look, you may have worked on my injectors, 738 00:54:53.880 --> 00:54:58.559 but I probably didn't need it. What I'd like to know is this, 739 00:54:58.679 --> 00:55:02.519 Greg, why didn't you go right back when you notice no difference after 740 00:55:02.599 --> 00:55:07.840 doing the injectors? It's because of trying to get back and forth to work 741 00:55:07.840 --> 00:55:09.079 and trying to figure out a rental car and things like that. Wait, 742 00:55:09.280 --> 00:55:13.480 must have been better. You did get over forty though you said when you 743 00:55:13.519 --> 00:55:15.840 brought it in you couldn't go over it started out. It started out good 744 00:55:16.119 --> 00:55:20.199 for about two or three days. But I know I would just want so 745 00:55:20.239 --> 00:55:22.800 let me ask you, Kevin, why would a bad cat when he took 746 00:55:22.800 --> 00:55:27.039 it into the shop, Why would a bad cat work for two or three 747 00:55:27.119 --> 00:55:30.880 days after they did the injectors. That's kind of hard to explain. Yeah, 748 00:55:30.920 --> 00:55:35.800 that I couldn't explain. And then he said there was no check engine. 749 00:55:35.920 --> 00:55:38.199 Like, guys, if that thing was running so bad, why wouldn't 750 00:55:38.199 --> 00:55:40.440 have a check engine? Like? Come on, if that cat was so 751 00:55:40.599 --> 00:55:45.599 clogged, there would have been check engine lights for misfires, driveability, cat 752 00:55:45.679 --> 00:55:49.920 all kinds of things. That's confuting with none. You see, Greg, 753 00:55:49.960 --> 00:55:54.280 here's the problem going back in time with a car and Kevin. Am I 754 00:55:54.360 --> 00:55:58.559 right or wrong? This is what I'm thinking. If they if he takes 755 00:55:58.559 --> 00:56:00.920 them the small Claims court, can't they say something like this, Look, 756 00:56:02.519 --> 00:56:06.599 it could have been injectors, It could have been the cat. We took 757 00:56:06.639 --> 00:56:10.960 the less expensive option, and you agreed with it because and he even admitted 758 00:56:12.000 --> 00:56:14.880 that to us that he didn't want to do the cat if he didn't have 759 00:56:14.960 --> 00:56:17.719 to, so he did the injectors. Then it turned out to be the 760 00:56:17.760 --> 00:56:22.239 cat. Can't they make the argument that one hundred and forty thousand miles he 761 00:56:22.320 --> 00:56:27.599 could have needed both, yes or none? I mean, I mean the 762 00:56:27.679 --> 00:56:30.280 one and the one caused the other. Yes see, Greg, I just 763 00:56:30.440 --> 00:56:34.880 think it's not as clear cut as you think. He went in and said 764 00:56:34.880 --> 00:56:38.079 I want my entire seventeen hundred dollars back for the injector work, and I 765 00:56:38.119 --> 00:56:43.639 think it's unreasonable. I just I go back to my original And now I'm 766 00:56:43.639 --> 00:56:46.159 not saying they were right, by the way, but I don't think you 767 00:56:46.239 --> 00:56:51.840 can get your entire seventeen hundred back. What I would do is ask them 768 00:56:51.960 --> 00:56:55.760 if they could at least give it to you at cost, that would be 769 00:56:55.760 --> 00:56:59.760 great. I'm not you know, I started seventeen hundred, but if I 770 00:56:59.760 --> 00:57:02.239 should get half of that even or well, ask them. I don't know, 771 00:57:02.320 --> 00:57:05.760 Mark, I don't know, Kevin, what do you think the markup 772 00:57:05.840 --> 00:57:08.239 is on that? If they work? They had to replace one injector and 773 00:57:08.280 --> 00:57:15.280 work on the how many injectors on that vehicle? Okay, so it's just 774 00:57:15.320 --> 00:57:20.679 a four cylinder right right, So it's seventeen hundred to replace one and work 775 00:57:20.679 --> 00:57:23.360 on the other three? Is that expensive? No, there's really no work 776 00:57:23.400 --> 00:57:27.920 to be done to let me replace them? Or I mean, did they 777 00:57:27.960 --> 00:57:31.400 replace all four? No, they replaced one and repaired. I have the 778 00:57:31.440 --> 00:57:37.519 actual invoice in front of me. They replaced four and they and put a 779 00:57:37.599 --> 00:57:42.239 jector, O rings, hit a washer, injector bracket, and am injector. 780 00:57:42.320 --> 00:57:45.719 So is that that seems like a lot of money for four seventeen hundred? 781 00:57:45.039 --> 00:57:47.679 It does? That seems little state? You know what, Greg, 782 00:57:49.039 --> 00:57:52.800 Maybe you were entirely screwed here, But man, I'm going to tell you 783 00:57:52.800 --> 00:57:55.599 call them right now and just ask them for an adjustment. Tell them you 784 00:57:55.679 --> 00:58:00.840 talk to another mechanic. Yeah, I did to him. You know he's 785 00:58:00.840 --> 00:58:02.239 supposed to call me back at ten o'clock yesterday. I'll have an answer for 786 00:58:02.280 --> 00:58:06.039 you at ten o'clock yesterday. Well, if you don't get a call today, 787 00:58:06.079 --> 00:58:07.599 call us back. But call them back and say, look, I'm 788 00:58:07.639 --> 00:58:13.239 looking for an adjustment on the injector work because it was questionable. Maybe let's 789 00:58:13.280 --> 00:58:15.239 have a deputy reach out now. It might be a good time because they 790 00:58:15.239 --> 00:58:21.280 haven't called him back yet. Okay, let's give it to deputy. Let's 791 00:58:21.280 --> 00:58:23.519 see we gave Chopper that other one. Let's give this a how's that? 792 00:58:24.400 --> 00:58:29.039 Yeah, let's do that. Three o three seven one three talk seven to 793 00:58:29.079 --> 00:58:32.480 one, three eights kick an ass? Yeah, got more right after this, 794 00:58:37.440 --> 00:58:40.480 go with a sure thing Denver's Best roofer Excel Roofing dot com. You 795 00:58:40.519 --> 00:58:47.559 don't pay a cent until you're content. Time for an insurance check up free, 796 00:58:47.639 --> 00:58:52.159 no obligation. In comparison, call Compass Insurance paying too much your coverage 797 00:58:52.159 --> 00:58:55.559 at dozens of insurance companies. Find out now three oh three, seven to 798 00:58:55.559 --> 00:58:59.920 seven to one. Help. You'll think you're his only customer when you choose 799 00:59:00.039 --> 00:59:04.440 Frank durand the real estate man dot Com to list your home with Remax Alliance. 800 00:59:04.679 --> 00:59:08.360 Three oh three nine two zero sixteen twenty two. Okay, I'm Tom 801 00:59:08.360 --> 00:59:12.519 Martine. Welcome to the show. Three oh three seven one three talk seven 802 00:59:12.559 --> 00:59:15.719 one three two five five Doreen Mark. Did you do a check on this 803 00:59:15.760 --> 00:59:19.199 guy to find out why? Yeah? Unfortunately I forgot about something. We 804 00:59:19.239 --> 00:59:21.840 did do a background check. I mean, he's I think he had a 805 00:59:21.840 --> 00:59:27.519 traffic violation or whatever. But the problem is I forgot. Colorado changed it 806 00:59:27.920 --> 00:59:32.599 to where evictions either in process, well in process are one hundred percent hidden, 807 00:59:32.960 --> 00:59:36.599 and then outside of that most of them are hidden. So, in 808 00:59:36.599 --> 00:59:42.199 other words, background checks don't show evictions anymore in Colorado. And guess what 809 00:59:42.320 --> 00:59:52.480 else is changing what They will no longer show medical bill delinquencies on credit reports. 810 00:59:52.599 --> 00:59:57.440 Uh yeah, yep, yep, that's true. That one I kind 811 00:59:57.480 --> 01:00:00.679 of agree with a little more than a yeah. The other one, they're 812 01:00:00.719 --> 01:00:04.480 just going to chase every landlord out of this state. I mean, they're 813 01:00:04.519 --> 01:00:07.519 already doing a damn good job of it. So and what's that going to 814 01:00:07.599 --> 01:00:10.480 do? That's going to make housing more expensive, which is exactly what they're 815 01:00:10.519 --> 01:00:16.480 trying not to do. It's just remarkable how stupid the people running Colorado are 816 01:00:16.559 --> 01:00:23.440 honest to god. But no more medical bills on credit reports. And you 817 01:00:23.480 --> 01:00:27.760 know, I'm not so sure I got a problem with that one though, 818 01:00:27.800 --> 01:00:31.480 because I don't have a problem because you know, people don't have a choice 819 01:00:31.480 --> 01:00:36.440 with that. If they're like screwing around with their credit cards and other stuff, 820 01:00:36.440 --> 01:00:40.039 that might be a worth a ding on your credit. But my god, 821 01:00:40.079 --> 01:00:44.320 if you had to go in from needed surgery or something and didn't have 822 01:00:44.360 --> 01:00:47.880 the money, that doesn't necessarily mean you're a deadbeat. I almost look at 823 01:00:47.880 --> 01:00:52.199 it a little different same thing as what you said. But if you go 824 01:00:52.280 --> 01:00:58.159 into you know, XYZ hospital to get a colonoscopy and you have insurance, 825 01:00:58.519 --> 01:01:01.000 it's not going to cost you much at all. In fact, generally it 826 01:01:01.039 --> 01:01:06.079 won't cost you anything. It's part of your coverage. But if you don't 827 01:01:06.079 --> 01:01:09.559 have insurance and go in, instead of charging the insurance company five hundred or 828 01:01:09.559 --> 01:01:14.719 fifteen hundred bucks for the procedure, they come after you for twenty grand. 829 01:01:15.360 --> 01:01:19.280 I mean, they deserve to get stuck occasionally. Now, you're right, 830 01:01:19.360 --> 01:01:22.760 because many times when they do go after collections, they're not And first of 831 01:01:22.760 --> 01:01:25.840 all, What do you think about that? What do you think about having 832 01:01:27.119 --> 01:01:30.760 tiered pricing? Like you charge an insurance company for an MRI six or seven 833 01:01:30.840 --> 01:01:35.960 hundred, and you charge a consumer nineteen hundred. I mean, I think 834 01:01:36.000 --> 01:01:39.559 it's absurd. Imagine if you walked into a restaurant. You go into Sizzler 835 01:01:39.840 --> 01:01:45.199 in your steak is ten bucks. I go in and it's fifteen because you're 836 01:01:45.280 --> 01:01:47.599 driving a different vehicle. I mean, there's no sense to it. The 837 01:01:49.880 --> 01:01:55.039 reasoning behind it was that insurance companies will generate a lot of business, therefore 838 01:01:55.360 --> 01:01:59.960 they get a discount, whereas people walking in off the street don't deserve. 839 01:02:00.000 --> 01:02:06.159 And I think that whole system is just wrong when it comes to healthcare. 840 01:02:06.719 --> 01:02:08.360 I don't want to get into it right now, but I could make an 841 01:02:08.440 --> 01:02:15.599 argument why health insurance and insurance in general, just insurance should not be a 842 01:02:15.599 --> 01:02:20.239 for profit business. There's a reason for it. And don't think I'm a 843 01:02:20.239 --> 01:02:24.280 communist, I'm not. There's a very specific reason. It actually cuts down 844 01:02:24.320 --> 01:02:31.440 on free enterprise, does not encourage it because because they are not the insurance 845 01:02:31.559 --> 01:02:37.920 companies are not providers. The providers are the doctors and the nurses and the 846 01:02:37.960 --> 01:02:45.840 clinics or in car insurance or in any kind of insurance, the providers are 847 01:02:45.880 --> 01:02:52.039 the people doing the work, and then the consumers are the ones paying for 848 01:02:52.079 --> 01:02:57.320 it. But the insurance companies are inserted in the middle. And when you 849 01:02:57.400 --> 01:03:01.840 have a profit motive in the middle, no matter what, it either takes 850 01:03:01.880 --> 01:03:07.199 away from the supplier or it takes away from the consumer. There's no mathematically 851 01:03:07.320 --> 01:03:13.559 Kaiser besides the Kaiser way. You know, we've had this conversation a lot, 852 01:03:13.679 --> 01:03:16.079 and I agree with you in theory, But who would be there has 853 01:03:16.159 --> 01:03:21.320 to be that middleman. There still has to be an insurance So yes, 854 01:03:21.440 --> 01:03:23.679 how would that work? There? There is a middle man with Kaiser there. 855 01:03:24.039 --> 01:03:29.320 What I mean by that is this is that what happened with insurance is 856 01:03:29.360 --> 01:03:34.880 they stepped in and did something called managed care. Let's let's take the coding 857 01:03:34.960 --> 01:03:37.719 off of managed care. Okay. Now we can make the argument that some 858 01:03:37.880 --> 01:03:42.719 doctors had to be managed because they took advantage of insurance, but that's in 859 01:03:42.800 --> 01:03:45.800 every industry. Let's talk about the real reason there is managed care. What 860 01:03:45.840 --> 01:03:53.360 they really mean is managed claims. It's just a fancy word for reducing the 861 01:03:53.440 --> 01:03:59.639 amount of the claims. That's what they mean by managed care. Now to 862 01:03:59.719 --> 01:04:02.719 some extent, do I think that needs to be done. Sure, sure, 863 01:04:02.800 --> 01:04:08.880 maybe it does. But it should be done by supplier and consumer. 864 01:04:09.400 --> 01:04:14.360 That's what free enterprise does. It shouldn't be done by an insurance company that 865 01:04:14.559 --> 01:04:18.159 wants to want They're not doing it to reduce cost. They're not even doing 866 01:04:18.199 --> 01:04:25.320 it to increase profit of the supplier. See. I have no problem with 867 01:04:25.519 --> 01:04:31.440 supply and demand and products and consumer setting prices through free enterprise. But here 868 01:04:31.760 --> 01:04:36.760 there is a third party and they're in the middle. So for them to 869 01:04:36.840 --> 01:04:42.440 set prices either takes away from one or the other or both, and most 870 01:04:42.480 --> 01:04:46.599 of the time it's both, and so they set the prices. There's nothing 871 01:04:46.679 --> 01:04:53.119 wrong with having insurance if it's nonprofit, because then there is no motive to 872 01:04:53.199 --> 01:04:57.880 cut back on care. The way you would choose between a kaiser which is 873 01:04:57.920 --> 01:05:01.880 nonprofit, and let's say another new company that comes up that's nonprofit, is 874 01:05:02.239 --> 01:05:08.360 who has the best longevity rates, lowest fatality rates, the best health rates, 875 01:05:08.480 --> 01:05:13.400 Who is keeping people healthier? It's not who will pay me more of 876 01:05:13.440 --> 01:05:17.599 a dividend on my stock in an insurance company. It's just counterintuitive, in 877 01:05:17.639 --> 01:05:24.559 my opinion, it's absolutely counterintuitive. It really is not free enterprise, and 878 01:05:24.599 --> 01:05:31.000 it's just the opposite. It actually controls the costs and controls the purchase and 879 01:05:32.159 --> 01:05:36.760 why so they can make more profit. And that's the only thing there is 880 01:05:36.920 --> 01:05:43.440 is profit. So insurance companies are marketing profit. They're not marketing healthcare. 881 01:05:43.599 --> 01:05:47.760 They're not marketing anything but profit. They are inserted in the middle. I 882 01:05:47.840 --> 01:05:53.320 think there is a need for insurance, but of all industries in the entire 883 01:05:53.559 --> 01:06:00.400 world, it's one that I do not believe should be profit centric. Saying 884 01:06:00.519 --> 01:06:03.400 the people who run it shouldn't be paid. Well, I'm not saying agents 885 01:06:03.400 --> 01:06:06.599 shouldn't be paid. Well, everyone should be paid, every single person. 886 01:06:06.760 --> 01:06:14.599 But there's no reason to have stockholders or the president of some giant insurance company 887 01:06:14.960 --> 01:06:19.400 making money off of someone else's problem. And what's what's your thoughts on a 888 01:06:19.480 --> 01:06:27.800 hospital, Well, hospitals are great because group doctors. No, I'm marking 889 01:06:27.840 --> 01:06:32.719 for profit mark nothing's wrong with that because you have a supplier and you have 890 01:06:32.800 --> 01:06:39.119 a consumer. So if consumers pick a doctor and they don't like the prices, 891 01:06:39.159 --> 01:06:45.360 they can pick another doctor or another hospital, and hospitals would compete and 892 01:06:45.519 --> 01:06:48.800 doctors would compete. Well, now what, it's not that simple. Because 893 01:06:48.840 --> 01:06:53.639 most hospitals are making their money off of accidents. And it's not like you're 894 01:06:53.639 --> 01:06:57.639 going to go Mark, but I came out of a car wreck this one. 895 01:06:57.679 --> 01:07:02.119 All I'm saying is the comparisons I'm made making are between consumers and suppliers. 896 01:07:02.559 --> 01:07:09.920 What I'm not insurance companies are inserted in the middle. There is nothing 897 01:07:10.039 --> 01:07:15.840 wrong with profit from anyone, But why have a third person making a profit 898 01:07:15.920 --> 01:07:19.079 at the expense of the supplier and the consumer? That is what not makes 899 01:07:19.079 --> 01:07:25.480 sense. And they're offering nothing zero, They're offering nothing. How about home 900 01:07:25.559 --> 01:07:29.760 insurance? Isn't it the same way, then? I think it's exactly I 901 01:07:29.840 --> 01:07:33.440 said. The one industry in the world that I believe should be nonprofit And 902 01:07:33.480 --> 01:07:38.320 I don't mean people don't make money, I just mean should be nonprofit. 903 01:07:38.519 --> 01:07:43.679 Are companies that attempt to insert themselves and make money off the misery of others 904 01:07:43.880 --> 01:07:47.519 by reducing what they get. It's never by increasing what they get. It's 905 01:07:47.760 --> 01:07:58.880 always by reducing and reducing hurts both the supplier and the consumer. Go with 906 01:07:58.960 --> 01:08:02.440 a sure thing best roofer excel roofing dot com. You don't pay a cent 907 01:08:02.639 --> 01:08:11.159 until you're content. Time for an insurance checkup free no obligation. In comparison, 908 01:08:11.280 --> 01:08:15.199 call Compass insurance paying too much your coverage at dozens of insurance companies find 909 01:08:15.199 --> 01:08:18.399 out now three all three seven to seven to one help. You'll think you're 910 01:08:18.439 --> 01:08:23.319 his only customer when you choose Frank durand the real estate man dot com to 911 01:08:23.399 --> 01:08:28.079 list your home with Remax Alliance three all three nine two zero sixteen twenty two. 912 01:08:30.000 --> 01:08:35.039 I'm Tom Martine. Let's talk to Eric Reinermer Atlas CPAs and Financial Advisors 913 01:08:35.079 --> 01:08:42.479 and so Eric on the on the tax thing. Okay, I just want 914 01:08:42.479 --> 01:08:44.920 to ask this. This is not a text. I have some text questions, 915 01:08:44.920 --> 01:08:46.800 but we may now have time for those. Right now, what is 916 01:08:46.840 --> 01:08:49.880 the number one mistake people are making on taxes? I think? I know 917 01:08:50.359 --> 01:08:54.960 they don't make their their quarterlease right, they don't make their estimated payments. 918 01:08:55.079 --> 01:08:57.119 Is that one of the most common ones, you think? Or what? 919 01:08:58.000 --> 01:09:01.279 Yeah, they just get later spaced out and get a letter and realize they're 920 01:09:01.279 --> 01:09:06.159 in a jam. So if you don't make quarterly estimates and you're self employed, 921 01:09:06.600 --> 01:09:10.319 you're gonna end up most of the time with a penalty. Is that 922 01:09:10.399 --> 01:09:15.000 right? Correct? So the estimates? People misunderstand this if you pay too 923 01:09:15.079 --> 01:09:18.159 much, you'll get it back, right. It's not like you're paying it 924 01:09:18.239 --> 01:09:23.800 and kissing your money goodbye. Yeah. Usually it's just having the discipline to 925 01:09:23.920 --> 01:09:28.159 get it paid in quarterly to avoid getting dinged with penalties and interest, and 926 01:09:28.199 --> 01:09:30.880 they're based on the prior year generally. Yeah, you can do the safe 927 01:09:30.960 --> 01:09:35.199 harbor thing with which avoids penalties. Right. It avoids penalties if your income 928 01:09:35.279 --> 01:09:40.119 is going up and you pay in what's o the year before. That's how 929 01:09:40.159 --> 01:09:43.079 there is a rub. There is a rub to it, Tom, what 930 01:09:43.279 --> 01:09:47.000 is it? Well? The rub is sometimes that penalty is so small compared 931 01:09:47.000 --> 01:09:51.520 to what that money could have made you. Let's talk about that coming up 932 01:09:51.560 --> 01:09:55.119 that we don't have time right now, but let's bring that up. I'm 933 01:09:55.159 --> 01:10:05.079 Tom Martinez. Three O three seven one three eight two five five. Go 934 01:10:05.199 --> 01:10:10.439 with a sure thing Denver's Best roofer Excel Roofing dot com. You don't pay 935 01:10:10.439 --> 01:10:16.119 a cent until you're content. Leave time for an insurance check up free, 936 01:10:16.199 --> 01:10:20.680 no obligation. In comparison, call Compass Insurance. Pay too much your coverage 937 01:10:20.720 --> 01:10:25.560 at dozens of insurance companies find out now three oh three seven seven to one 938 01:10:25.680 --> 01:10:29.359 help You'll think you're his only customer. When you choose Frank durand the real 939 01:10:29.439 --> 01:10:33.000 estate man dot com to list your home with Remax Alliance three oh three nine 940 01:10:33.039 --> 01:10:48.760 two zero sixteen twenty two rip you need so you don't have run anxious. 941 01:10:48.840 --> 01:10:56.600 As fast as we can, Shooter's gonna help. Come man, This is 942 01:10:56.640 --> 01:11:02.159 the Troubleshooter Show. No Tell Martinez, Hi, Tom Martino here, Welcome 943 01:11:02.159 --> 01:11:06.239 to the show. Three h three seven one three talk three h three seven 944 01:11:06.319 --> 01:11:12.800 one three eight two five five. We're here with Eric Reinemer from at the 945 01:11:12.920 --> 01:11:15.880 CPAs and Advisors. They do all of my work and love having them on 946 01:11:15.920 --> 01:11:20.560 the show as well. And then also we were talking before the break on 947 01:11:20.920 --> 01:11:26.399 with drawn on paying quarterly. Now we're these are mainly for people who are 948 01:11:26.399 --> 01:11:29.520 self employed, or you might have a business on the side along with your 949 01:11:29.520 --> 01:11:32.560 employment. But these are for situations whether you have W two or not, 950 01:11:32.960 --> 01:11:39.119 where you're not having enough withdrawn. Now, if you're a W two employee 951 01:11:39.159 --> 01:11:42.000 and have work on the side, you can even be hit with penalties right 952 01:11:42.039 --> 01:11:45.520 for not paying the proper tax? Is that right? Eric? Everyone has 953 01:11:45.600 --> 01:11:50.079 to pay into the government a certain amount or you're penalized, Is that right? 954 01:11:50.279 --> 01:11:54.800 That's right? You can't put the MC closer. But you can't simply 955 01:11:55.359 --> 01:12:00.920 you can't simply decide to pay it before April fifteenth. It's all about what 956 01:12:00.079 --> 01:12:03.840 did you owe over the year and did you pay it in timely? Right 957 01:12:04.199 --> 01:12:09.600 now, let's say you have a W two job, either self employed and 958 01:12:09.640 --> 01:12:13.880 you pay yourself W two or with someone else W two that has nothing to 959 01:12:13.920 --> 01:12:17.720 do. I mean many times that could be all the taxual. Oh but 960 01:12:17.760 --> 01:12:24.199 if you have other income, you have to be absolutely sure, especially people 961 01:12:24.239 --> 01:12:30.800 with sub subs corporations or sole proprietorships, they have to make sure that they 962 01:12:30.840 --> 01:12:33.640 pay in an estimated amount or be penalized. And Mark brought up something. 963 01:12:33.680 --> 01:12:36.680 Any Oh wait, hold on though, Eric, just from what he just 964 01:12:36.760 --> 01:12:42.319 said on a W two employee, how about if the W two employee tells 965 01:12:42.359 --> 01:12:46.920 his employer, I've got twenty kids or twenty exemptions and they barely withhold anything. 966 01:12:47.199 --> 01:12:49.680 But then at the end of the year, of course he makes whatever 967 01:12:50.039 --> 01:12:55.600 they say one hundred thousand, do they get penalized as well? They will 968 01:12:55.640 --> 01:12:59.680 totally get penalized. If you mess up and don't have enough withheld, then 969 01:12:59.720 --> 01:13:01.680 you're screwed. You're gonna be under it. And it doesn't matter if you're 970 01:13:01.680 --> 01:13:05.279 a sole proprietor or W two or anybody, is my point. No, 971 01:13:05.520 --> 01:13:10.239 that's that's a good point. So no matter what, if you don't pay 972 01:13:10.479 --> 01:13:15.680 in at least how much one hundred percent of the previous year. Yeah, 973 01:13:15.960 --> 01:13:18.840 well it's actually it's one hundred let's just say one hundred percent in general. 974 01:13:19.079 --> 01:13:25.039 But there's another group that's getting in trouble is people that have investments or even 975 01:13:25.079 --> 01:13:29.079 gets Social Security and don't have it withheld. They can end up getting whacked 976 01:13:29.119 --> 01:13:31.720 at the end of the year. Even retired people with a bunch of investments. 977 01:13:32.079 --> 01:13:34.880 Those have to be paid in over the year too. Now, how 978 01:13:34.880 --> 01:13:39.039 about Eric, and I know the answer to this, but explain this to 979 01:13:39.119 --> 01:13:43.079 people. How about like, if you work all year, but let's say 980 01:13:43.199 --> 01:13:45.640 third quarter is where you make all your money. I don't care if it's 981 01:13:45.680 --> 01:13:50.399 a retail store or someone that only works in the third quarter. Let's say 982 01:13:50.439 --> 01:13:54.079 you, once again, you make one hundred thousand in a year, but 983 01:13:54.319 --> 01:13:58.119 ninety of it was made in the fourth quarter. You can actually go to 984 01:13:58.199 --> 01:14:01.159 your accountant and they can file the correct paperwork to where you won't have to 985 01:14:01.199 --> 01:14:06.239 pay the quarterly for that until it actually happens instead of being spread out throughout 986 01:14:06.279 --> 01:14:10.439 the year. Right, that's right. There's an extra form you could fill 987 01:14:10.479 --> 01:14:14.560 out the state when you earn the money over the year enough if it's worth 988 01:14:14.640 --> 01:14:17.720 it to do that to not get penalized. Yeah, and for let's say, 989 01:14:17.800 --> 01:14:23.319 let's say places that do a big Christmas business, you know, I 990 01:14:23.319 --> 01:14:28.199 mean that would be only in the fourth quarter. So your only fine, 991 01:14:28.279 --> 01:14:31.680 here's your penalty. Your penalty is based on when the tax would have been 992 01:14:31.720 --> 01:14:36.800 owed and for how long it wasn't paid from when it was earned, right 993 01:14:36.840 --> 01:14:42.720 right from when Eric brought something up. Crazy because back in the day, 994 01:14:42.760 --> 01:14:47.039 I remember I didn't make quarterlies, like in twenty sixteen or seventeen. I 995 01:14:47.159 --> 01:14:50.159 just totally forgot. I mean I just didn't make them. So I go 996 01:14:50.239 --> 01:14:55.159 to pay my tax bill and I had to pay the interest in stuff, 997 01:14:55.560 --> 01:14:59.319 and it was so small. I was like, why would I ever pay 998 01:14:59.439 --> 01:15:02.960 quarterly because I could have if I did pay quarterlies, I could have simply 999 01:15:03.000 --> 01:15:08.239 invested that money and made more than what the penalty was. But then Eric 1000 01:15:08.319 --> 01:15:13.960 explained, why now is different high interest rates that that the fes you're charging. 1001 01:15:14.439 --> 01:15:18.319 Yep, yep. Back then, tom two percent two percent. So 1002 01:15:18.439 --> 01:15:24.119 you figure once again, I'll use one hundred thousand. You only have to 1003 01:15:24.199 --> 01:15:28.119 pay two thousand dollars and you get to keep the one hundred thousand for the 1004 01:15:28.199 --> 01:15:31.119 year in a quarter, and you could easily make two thousand bucks off one 1005 01:15:31.159 --> 01:15:36.600 hundred thousand. But now now you're talking big dollars because you're seven eight nine 1006 01:15:36.640 --> 01:15:43.039 percent, And that's all right right, because it's based on the federal rates. 1007 01:15:43.560 --> 01:15:47.880 So the whole idea is to pay quarterly. I mean that would be 1008 01:15:47.920 --> 01:15:53.840 the safe haven as they call it, meaning you don't pay penalty, but 1009 01:15:53.920 --> 01:15:56.680 you still pay interest or not. Do you pay interest? Sure, you 1010 01:15:56.680 --> 01:16:01.079 pay interest. So if you don't make your if you paid in one hundred 1011 01:16:01.079 --> 01:16:04.680 percent of the previous year, do you still pay interest if you owe more, 1012 01:16:04.960 --> 01:16:08.680 it depends on if you paid it in evenly over the year or not. 1013 01:16:09.840 --> 01:16:13.600 You can't just pay it all on January fifteenth. You have to be 1014 01:16:13.600 --> 01:16:19.520 paid in evenly over Let's say you make quarterly payments, quarterly payments one hundred 1015 01:16:19.520 --> 01:16:24.920 percent of the previous year, and you did it quarterly, you won't be 1016 01:16:25.039 --> 01:16:28.960 penalized, but if you end up owing more than the previous year, you 1017 01:16:28.960 --> 01:16:31.319 will pay interest on that more. No, if you're in the Saint Harbor 1018 01:16:31.399 --> 01:16:34.760 and you've paid in one hundred percent, then you could come to April and 1019 01:16:34.800 --> 01:16:40.520 oh a million bucks and there is no there is no interest because oh that's 1020 01:16:40.840 --> 01:16:45.479 holy, because the government knows you'll never know by January fifteenth what your taxes 1021 01:16:45.520 --> 01:16:49.840 are. So if you've paid in one hundred and ten percent, if you're 1022 01:16:49.840 --> 01:16:54.600 a high earner, and then oh a million bucks on April fifteenth, there's 1023 01:16:54.640 --> 01:16:57.199 no penalty, all right? Should it be then? Okay? Is it 1024 01:16:57.239 --> 01:16:59.960 one hundred and ten or is it one hundred? If your income is over 1025 01:17:00.359 --> 01:17:02.560 two hundred thousand dollars? I think it is that is one hundred and ten 1026 01:17:02.600 --> 01:17:05.640 percent, So it's better to be safe. Okay. If you have risey 1027 01:17:05.760 --> 01:17:11.159 income, paying ten percent on top of what you owed last year, that's 1028 01:17:11.199 --> 01:17:15.600 the safest safe harbor. All right. Now, let's go to Reggie, 1029 01:17:15.960 --> 01:17:20.960 who has a question. Reggie, what's happening? Hi? Tom, Hi, 1030 01:17:21.039 --> 01:17:26.279 Reggie, what's going on? I? Yeah, I have a relative 1031 01:17:26.319 --> 01:17:30.520 who recently passed in test eight. I'm and what kind of relative is it? 1032 01:17:30.720 --> 01:17:34.520 Is it? A close relative? Yeah? Brother? Okay, his 1033 01:17:34.600 --> 01:17:39.359 brother? Okay, go ahead, your brother, and yeah, and so 1034 01:17:39.479 --> 01:17:43.600 I'm in the process. We went to our a lease, are in the 1035 01:17:43.840 --> 01:17:48.159 probate process, and I have yet to be named as the personal representative. 1036 01:17:48.279 --> 01:17:54.079 Well, how many siblings are They're all together with me, so it's just 1037 01:17:54.159 --> 01:17:58.359 you and him, and your parents aren't alive. That's threat. Does he 1038 01:17:58.439 --> 01:18:02.359 have a wife or kids? No? Did he ever have a wife or 1039 01:18:02.439 --> 01:18:09.840 kids? Yeah, his wife passed some years ago. And what about any 1040 01:18:09.880 --> 01:18:16.000 biological children? None? Oh, so then you are next in line. 1041 01:18:16.039 --> 01:18:21.119 It sounds like, yeah, yeah, I just haven't gotten the I guess 1042 01:18:21.199 --> 01:18:26.079 the papers, but no one names you. You name yourself. What do 1043 01:18:26.119 --> 01:18:30.680 you mean, who are you waiting to name you? Well, apparently I 1044 01:18:30.760 --> 01:18:35.479 need papers from the court saying okay, Reggie can get his bank account, 1045 01:18:35.600 --> 01:18:40.159 saying no, that's not true at all, Reggie, Reggie, that's not 1046 01:18:40.199 --> 01:18:45.000 true at all. Nothing is going to happen automatically. Nothing, well, 1047 01:18:45.039 --> 01:18:48.479 not that I was partamatically, but I've gone I'm in the probate process. 1048 01:18:48.640 --> 01:18:50.600 I just think, oh, well, you didn't tell me that part. 1049 01:18:50.680 --> 01:18:54.920 You said, here's what you do. First of all, you have a 1050 01:18:54.960 --> 01:18:59.960 death certificate, right correct? How much does your brother have in his entire 1051 01:19:00.199 --> 01:19:08.279 estate, let's say, pretty close to three quarters of a meal. Okay, 1052 01:19:08.520 --> 01:19:13.359 then you go beyond the small affidavit. What you need to do is 1053 01:19:13.520 --> 01:19:18.640 file probate. Did you open probate? Yes? Did you do it longer 1054 01:19:18.800 --> 01:19:25.920 with an attorney? An attorney and your attorneys should tell you this should only 1055 01:19:26.039 --> 01:19:31.159 take a few months. I mean, so when was it opened? So 1056 01:19:32.439 --> 01:19:39.039 last about three weeks ago? Okay, well, my god, this is 1057 01:19:39.079 --> 01:19:43.359 going to be about two or three months. Okay. But my question is 1058 01:19:43.399 --> 01:19:49.399 this. His house is in a hot part of Denver, and so I've 1059 01:19:49.439 --> 01:19:55.680 been contacted by i'll call them developer types where they say, you know, 1060 01:19:55.760 --> 01:20:00.680 we'll offer you this, we'll clean the house out, missions, pay whatever. 1061 01:20:01.479 --> 01:20:04.720 Uh. And so my question is, be beware of that man. 1062 01:20:04.880 --> 01:20:08.920 Just but hold on, Reggie was aware, Reggie? What was your question? 1063 01:20:10.079 --> 01:20:15.039 So? Should I get a real estate agent or go with the guys 1064 01:20:15.039 --> 01:20:16.159 who are all? Right? Hold on? No? Will you never just 1065 01:20:16.239 --> 01:20:20.079 go with people who call you and offer you stuff? But Reggie, hold 1066 01:20:20.079 --> 01:20:24.239 on a second. You don't have the power to do anything, right now. 1067 01:20:24.279 --> 01:20:27.520 You understand that, right? I understand that? Yeah? Okay, 1068 01:20:27.800 --> 01:20:30.840 So here's what you do. If you have a home. You call Frank 1069 01:20:30.920 --> 01:20:38.079 durand the real estate man for an honest to God evaluation with no obligation whatsoever. 1070 01:20:38.479 --> 01:20:42.800 Okay, and you say, Frank, I need to know what this 1071 01:20:43.000 --> 01:20:47.239 is worth, either as a sale for the lot, for the redevelopment value, 1072 01:20:47.319 --> 01:20:51.600 whatever, what is it worth, and then let him give you an 1073 01:20:51.680 --> 01:20:57.560 honest to God opinion. He won't charge you a dime. Then then if 1074 01:20:57.960 --> 01:21:00.520 somebody wants to buy it, it's all about the money. But then I 1075 01:21:00.560 --> 01:21:06.560 would have at least an attorney like Bradley O'Brien at O'Brien Legal Services. I 1076 01:21:06.600 --> 01:21:11.720 would have Brad at least look over the paperwork to make sure that it's legal 1077 01:21:11.720 --> 01:21:15.159 and you're not being screwed. And don't ever I'm going to tell you this 1078 01:21:15.319 --> 01:21:18.960 right now, a blanket statement, don't ever finance it. Ever you have, 1079 01:21:19.119 --> 01:21:23.560 I would say, you real, Frank list it man, I'd call 1080 01:21:23.600 --> 01:21:27.479 it Frank Duran and just have him deal with whoever. It doesn't matter if 1081 01:21:27.479 --> 01:21:31.520 they're investment guys or the neighbors or who's true himself true, then he can 1082 01:21:31.560 --> 01:21:34.279 handle it all. But what I meant, Mark was not that you don't 1083 01:21:34.279 --> 01:21:40.359 do that, but first get an evaluation so you at least know the ballpark 1084 01:21:40.399 --> 01:21:45.199 you're talking about hey, Reggie. And also here's another thing. Okay, 1085 01:21:45.239 --> 01:21:47.600 not to screw Frank out of anything, he's a great guy. But if 1086 01:21:47.600 --> 01:21:51.079 Frank does an evaluation to say, you know what, Reggie, this is 1087 01:21:51.119 --> 01:21:56.920 worth a million dollars and these guys are offering you a million, then Frank 1088 01:21:56.960 --> 01:22:00.079 can help you with the transaction broker thing, or you can go to the 1089 01:22:00.119 --> 01:22:02.960 attorney. There's no reason to pay a full commission on that if you're going 1090 01:22:03.039 --> 01:22:06.560 to get what it's worth the only time, you know, I mean, 1091 01:22:08.000 --> 01:22:12.239 he's just common sense. Now, what I'd like to know is what part 1092 01:22:12.279 --> 01:22:19.520 of town? I'm just curious Bonnie Bray. Wow, that is a hot 1093 01:22:19.960 --> 01:22:27.119 part of town. So wow, what part? What part? You don't 1094 01:22:27.119 --> 01:22:30.520 have to give me this street? What part? Oh? Near Mississippi and 1095 01:22:30.960 --> 01:22:36.279 University? Okay, less so than if it was nearer to the Ellipses Park. 1096 01:22:36.319 --> 01:22:41.720 But it's still a good area, really good area. That's almost like 1097 01:22:41.960 --> 01:22:45.319 between wash Park and Bonnie Bray. Right, that's that's a good area. 1098 01:22:45.159 --> 01:22:47.840 You don't want to be too close. You don't want to be too close 1099 01:22:47.880 --> 01:22:56.359 to University. And what size house? All around one thousand and twelve on 1100 01:22:56.439 --> 01:22:59.640 a square feet So they want to knock it down. They want to screen 1101 01:22:59.720 --> 01:23:02.800 it bild a three stories and make it beautiful, but that it's still worth 1102 01:23:02.800 --> 01:23:10.359 a fortune. Man, Yep, yep, okay, So Reggie, start 1103 01:23:10.399 --> 01:23:14.000 with Frank. You won't go wrong, I'm telling you, and then find 1104 01:23:14.039 --> 01:23:17.319 out find out what it's worth. But watch out for these infillers because what 1105 01:23:17.359 --> 01:23:20.119 they want to do is steal it from you. Okay, that's what they 1106 01:23:20.159 --> 01:23:25.119 want to do. I mean they want to make as much money as possible. 1107 01:23:26.000 --> 01:23:28.439 What were you? Let me let me ask you. Did they offer 1108 01:23:28.479 --> 01:23:30.119 you anything so far? Have you gotten any offers or did they give you 1109 01:23:30.159 --> 01:23:35.359 a hint? Give me a hint? Five sixty five was the top so 1110 01:23:35.479 --> 01:23:43.680 far? Five sixty five. I think, yeah, it could be not 1111 01:23:43.840 --> 01:23:46.520 much more. But okay, that's not bad. That's not terrible because we're 1112 01:23:46.520 --> 01:23:49.560 talking about a lot really, but it might be worth it a little more. 1113 01:23:49.840 --> 01:23:53.640 It really depends on right where it is. But I don't want to 1114 01:23:53.640 --> 01:23:57.079 know that on the air. So thank you FRANKL for calling. Frank Duran 1115 01:23:57.159 --> 01:24:00.560 will know everything. Frank durand the real estate man dot com three oh three 1116 01:24:00.720 --> 01:24:04.479 nine two zero sixteen twenty two. Thank you. Okay, we got more 1117 01:24:04.479 --> 01:24:14.960 coming up on the troubleshooter show go with a sure thing Denver's best roofer Excel 1118 01:24:15.079 --> 01:24:20.880 Roofing dot com. You don't pay a cent until you're content. Time for 1119 01:24:20.920 --> 01:24:26.239 an insurance check up free, no obligation. In comparison, call Compass Insurance 1120 01:24:26.399 --> 01:24:30.560 paying too much your coverage at dozens of insurance companies find out now three oh 1121 01:24:30.600 --> 01:24:33.359 three seven seven to one help. You'll think you're his only customer when you 1122 01:24:33.439 --> 01:24:38.600 choose Frank durand the real estate Man dot com to list your home with Remax 1123 01:24:38.640 --> 01:24:48.479 Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino, 1124 01:24:48.600 --> 01:24:53.079 you're a troubleshooter. Three oh three seven one three talks seven one three two 1125 01:24:53.159 --> 01:24:59.520 five five. Deputy Bow called for Greg. He called Kia Grand Kia U 1126 01:25:00.039 --> 01:25:03.159 REGs. It's very easy. I don't know Greg has a big case here. 1127 01:25:03.199 --> 01:25:06.680 But here's what happened. He took us twenty fifteen Kia Soul one hundred 1128 01:25:06.720 --> 01:25:14.399 and forty thousand miles to Grand Kia. It was losing power and he said 1129 01:25:14.399 --> 01:25:18.720 he needed work on He said they said he needed work on the fuel injectors. 1130 01:25:19.199 --> 01:25:27.520 He had suspected that it was the cat, but he said he'd go 1131 01:25:27.680 --> 01:25:31.960 for the injectors because it was cheaper. After they did the work, he 1132 01:25:32.079 --> 01:25:35.880 still had the problem. They eventually said he needs a cat. Now he 1133 01:25:35.880 --> 01:25:40.840 says, wait a minute, I want a credit for the work they did 1134 01:25:40.880 --> 01:25:43.840 on the injectors. And I said, I'm not sure you're going to get 1135 01:25:43.840 --> 01:25:47.199 all of that back, but it was overpriced for sure, according to our 1136 01:25:47.279 --> 01:25:54.640 expert. Boe. What did they say. We're trying back. We're trying 1137 01:25:54.640 --> 01:25:58.079 to get him back right now. Oh sorry, Well, okay, I'm 1138 01:25:58.079 --> 01:26:00.479 not going to explain the whole thing when we get him back, but I'm 1139 01:26:00.520 --> 01:26:04.399 just wondering what the hell is going on with that case. Three h three 1140 01:26:05.000 --> 01:26:10.199 seven one three eight two five five And we're happy to talk. Okay, 1141 01:26:10.239 --> 01:26:14.199 bo we have them. Good them up there, go ahead, Bob, 1142 01:26:15.479 --> 01:26:21.840 Hi Tom. They're able to call the Grand Kia and Thornton. Yeah, 1143 01:26:21.880 --> 01:26:27.960 and they were a lot more responsive, good company, a lot better than 1144 01:26:28.039 --> 01:26:31.399 dealing with Camping World. I can say that I was able to get a 1145 01:26:31.439 --> 01:26:39.119 hold of the light people. The service manager said that mister Greg did bring 1146 01:26:39.479 --> 01:26:45.680 the car in and they did a diagnostic and they said there were no catalytic 1147 01:26:45.800 --> 01:26:51.159 converter codes, but the number one cylinder was not firing, so that's why 1148 01:26:51.279 --> 01:26:58.960 they did the injectors. But I told him the situation that about the catalytic 1149 01:26:59.039 --> 01:27:02.560 converter, and Greg did go to some other leaderships to have it checked out. 1150 01:27:03.079 --> 01:27:08.880 So but but but grand Key is the one that did his cat. 1151 01:27:09.039 --> 01:27:15.039 Just so you know, I don't think you had the Catalan converter, Don 1152 01:27:15.159 --> 01:27:18.800 tom Oh, I'm sorry. I thought, okay, okay, because they 1153 01:27:18.920 --> 01:27:25.199 quoted in four thousand dollars and there was extensive so Greg I might have misunderstood 1154 01:27:25.239 --> 01:27:28.359 him. Then, Okay, now that he has to buy a cat, 1155 01:27:28.920 --> 01:27:32.000 he wants credit for their injectors. What did they say? Okay, they 1156 01:27:32.039 --> 01:27:36.359 were very nice about it. He said they were willing to split the difference 1157 01:27:36.920 --> 01:27:42.039 and give greg an eight hundred and fifty dollars reef on on the bill for 1158 01:27:42.159 --> 01:27:46.119 the injectors. And well, that's really good. I thought that was very 1159 01:27:46.239 --> 01:27:51.640 fair because apparently the number one showingder was not firing properly. And no, 1160 01:27:51.720 --> 01:27:56.800 no, I think that's wonderful. Yump, for sure. I would say 1161 01:27:56.880 --> 01:28:00.560 that deserves yep, for sure, that they get my dinger for sure, 1162 01:28:02.000 --> 01:28:06.399 and they were able to. They called me right back and they're very responsive, 1163 01:28:06.479 --> 01:28:10.880 and so I told Greg you could go up to the dealership with his 1164 01:28:11.000 --> 01:28:14.239 credit card and they'll run him an eight hundred and fifty dollars credit today. 1165 01:28:14.880 --> 01:28:17.000 That's wonderful, man, Bo. Thank you very much for that, because 1166 01:28:18.079 --> 01:28:21.720 that's pretty cool. That's better than nothing, right, and they were willing 1167 01:28:21.800 --> 01:28:27.880 to compromise. Plus he had some work done anyway, so good, Thank 1168 01:28:27.920 --> 01:28:30.119 you very much. And now we're going to go to another deputy Deputy Chopper. 1169 01:28:31.319 --> 01:28:34.119 He called about next Gen. Now, now this is a little more 1170 01:28:34.199 --> 01:28:39.960 complicated We've getting We've got a couple of calls plus some texts and other inquiries 1171 01:28:39.960 --> 01:28:43.560 about next Gen. I don't know who next Gen is, but they do. 1172 01:28:43.720 --> 01:28:46.840 I guess Marvin Windows and Doors, and apparently they're doing a pretty piss 1173 01:28:46.960 --> 01:28:50.880 poor installation of I can say pisspoor on the air, I think I can. 1174 01:28:53.359 --> 01:28:56.239 And I said, just call over there and see what the hell's going 1175 01:28:56.279 --> 01:29:00.880 on, Deputy Chopper. What do they say, Well, they are a 1176 01:29:00.840 --> 01:29:09.520 window and door company that covers Colinill springs and fork columns. I called and 1177 01:29:09.800 --> 01:29:14.880 talked to their central dispatch. Well, first of all, I called Kendra 1178 01:29:15.000 --> 01:29:18.359 and talked to her and saw what situation was on our sliding door and then 1179 01:29:18.399 --> 01:29:25.039 I called next Gen and talked to Claudia, their head dispatcher, and worked 1180 01:29:25.079 --> 01:29:31.000 out for Kendra to call them immediately and they will send a service person and 1181 01:29:31.119 --> 01:29:36.199 give it another try. What we didn't get on the air was this is 1182 01:29:36.359 --> 01:29:43.960 six months between when she said there was cold air coming through and now, 1183 01:29:44.319 --> 01:29:47.920 so there hasn't been a service call in six months. So I kind of 1184 01:29:48.079 --> 01:29:55.560 was thinking that we should give them one more try and see what happens and 1185 01:29:55.720 --> 01:30:00.279 Kendra will get back with me. I did confront her the dispatch. You're 1186 01:30:00.279 --> 01:30:02.239 saying, are you having problems? You know, I don't know if she'd 1187 01:30:02.520 --> 01:30:05.319 tell me the rain, but she says, no, no, we haven't 1188 01:30:05.359 --> 01:30:10.199 heard anything. And I said, well we have, and I said I 1189 01:30:10.199 --> 01:30:15.760 would suggest you listen to the show because we're getting problems on you and I 1190 01:30:15.880 --> 01:30:18.640 want to hold you to this and see what you do for Kenda. Yeah, 1191 01:30:18.880 --> 01:30:27.119 it was Joe who bought Marvin Marvin Windows. He bought Infinity and uh 1192 01:30:27.279 --> 01:30:30.600 that had him installed. Yeah, but that was two years ago, and 1193 01:30:30.840 --> 01:30:34.720 he sent pictures they're leaking like hell. I mean, that's a bad, 1194 01:30:35.239 --> 01:30:43.119 bad installation because they never really insulated around it. Right. It seems to 1195 01:30:43.199 --> 01:30:48.079 be their problem that they're not insulating the problem way around or ceiling, insulating 1196 01:30:48.199 --> 01:30:53.720 and ceiling. I think so if you get to talk to them, it 1197 01:30:53.880 --> 01:30:58.159 is the insulation and the ceiling. And I'm just putting a warning out there 1198 01:30:58.199 --> 01:31:02.000 for people. If you deal with next Jen, the fact that we got 1199 01:31:02.079 --> 01:31:06.000 two back to back and some others, I would not I would not be 1200 01:31:06.079 --> 01:31:11.279 in a hurry to do business with them right now unless they get their installations 1201 01:31:11.720 --> 01:31:16.039 in order. And you always hear it first here. Yeah, I agree 1202 01:31:16.039 --> 01:31:19.039 with you, Tom Town. Can I say one other thing? Go ahead, 1203 01:31:19.079 --> 01:31:26.880 sir uh grand Kia up there in North Glenn. I worked with them 1204 01:31:26.960 --> 01:31:31.079 twice. They've always been very receptive to helping the customer what we call good 1205 01:31:31.399 --> 01:31:36.199 excellent and but that's what Bo just found out. And yes, I know 1206 01:31:38.760 --> 01:31:42.840 there's something to be said about that. That they get back to us their 1207 01:31:42.920 --> 01:31:46.359 cooperative and they help consumers. They're not jerks. That's good. I'm glad 1208 01:31:46.399 --> 01:31:50.439 to hear that very much. Three oh three seven to one three talk seven 1209 01:31:50.520 --> 01:31:57.640 one three eight two five five Denverregen dot com. If you are looking for 1210 01:31:57.920 --> 01:32:04.720 hair replacement as well as of course stem cell therapy and weight loss through compounded 1211 01:32:05.159 --> 01:32:11.119 semiglutide or churzeppetide. They do all of that and they have a brand new 1212 01:32:11.279 --> 01:32:21.800 process for hair regeneration. You want to know about Denverregion dot com. Go 1213 01:32:21.960 --> 01:32:27.199 with a sure thing Denver's best roofer Excel Roofing dot com. You don't pay 1214 01:32:27.239 --> 01:32:33.560 a cent until you're content. Time for an insurance checkup free, no obligation 1215 01:32:33.720 --> 01:32:40.319 comparison call Compass Insurance paying too much your coverage at dozens of insurance companies find 1216 01:32:40.359 --> 01:32:43.319 out now three o three seven to seven to one. Help. You'll think 1217 01:32:43.359 --> 01:32:46.159 you're his only customer when you choose Frank durand the real estate Man dot com 1218 01:32:46.399 --> 01:32:51.039 to list your home with Remax Alliance three oh three nine two zero sixteen twenty 1219 01:32:51.119 --> 01:33:00.560 two. Hi Tom Martino three three seven one three talk seven one three eight 1220 01:33:00.600 --> 01:33:03.600 two five to five, Melissa, what's going on with you? Melissa? 1221 01:33:03.680 --> 01:33:08.720 What's happening? I think you had called before. I'm looking for your original 1222 01:33:08.840 --> 01:33:15.640 call. Yes, I have, and what I'm looking at the okay, 1223 01:33:15.920 --> 01:33:23.960 unemployment it was unemployment m h. You applied for unemployment benefits in February. 1224 01:33:24.079 --> 01:33:29.520 The state put altogether, they said, they put you on what was called 1225 01:33:29.560 --> 01:33:33.600 an integrity hold, and they said there was some something was compromised, possibly, 1226 01:33:34.039 --> 01:33:40.520 and she was told that everyone is put on a hole due to excessive 1227 01:33:40.640 --> 01:33:45.600 fraud, and it was pending. So you found out what you were denied 1228 01:33:45.680 --> 01:33:54.119 completely? Yep. I think somebody's actually got taken my identity. Now why 1229 01:33:54.199 --> 01:34:00.479 did they say you were They must have given you a reason for rejection junction, 1230 01:34:00.800 --> 01:34:04.119 so I know it sounds like you're sipping on a grandpa's cough medicine. 1231 01:34:04.119 --> 01:34:08.439 Now wait a minute, Melissa, did they give you actually something in writing? 1232 01:34:09.760 --> 01:34:13.279 Did they give you something in writing? They have not sent me anything 1233 01:34:13.319 --> 01:34:16.880 in writing at all. Nothing. Okay, how do you know you were 1234 01:34:16.960 --> 01:34:23.199 rejected? Then? They don't make phone calls. They don't. They don't 1235 01:34:23.239 --> 01:34:27.600 do it by phone. So how do you know? I was on a 1236 01:34:27.640 --> 01:34:31.520 computer, oh, online over the internet, and they said and when you 1237 01:34:31.600 --> 01:34:35.159 went to your account, have no internet? So how am I supposed to 1238 01:34:36.319 --> 01:34:42.199 do anything? So wait a minute. So you went online and it said 1239 01:34:42.319 --> 01:34:47.560 that your claim was rejected? Mm hmm. Do you remember what the wording 1240 01:34:47.800 --> 01:34:51.840 was? Did you download it? No? I No, I didn't. 1241 01:34:53.600 --> 01:35:00.600 I should have. How long have you been unemployed? Just January twenty fourth? 1242 01:35:00.920 --> 01:35:03.720 What kind of work did you what kind of work I was. I 1243 01:35:03.880 --> 01:35:10.600 was I was a security officer, like a guard or what I do security? 1244 01:35:10.880 --> 01:35:15.439 Yeah, that's grant. Yeah all right, So and and are you 1245 01:35:15.520 --> 01:35:20.560 approved for armed security work? No? I am not. Okay, and 1246 01:35:20.760 --> 01:35:26.479 so rather not because of all that, I understand what kind of is going 1247 01:35:26.520 --> 01:35:30.680 on? Okay, can you get that the delay? Get the delay and 1248 01:35:30.800 --> 01:35:35.479 then put her on hold? Thank you. Can we send this this Phil 1249 01:35:35.560 --> 01:35:40.399 Spethart over there to see if he can look into it, Kachina, let's 1250 01:35:40.479 --> 01:35:45.640 just do that, okay, sure? I can you imagine her guarding you 1251 01:35:45.800 --> 01:35:49.399 with a gun? Well, no, she said, no, she doesn't. 1252 01:35:50.039 --> 01:35:54.359 I think she's just distressed because she's out o work now. She's drunk 1253 01:35:54.399 --> 01:35:57.560 as hell. She admitted it. She's not trunk, she admitted it. 1254 01:35:58.279 --> 01:36:01.920 Did she just say that? Yeah? Yes, I said, you've been 1255 01:36:02.039 --> 01:36:08.239 sipping on Grandpa's cough medicine. She got may a little. Yeah. Hey, 1256 01:36:09.640 --> 01:36:11.880 let me ask you, Kachina. You talked her off the air? 1257 01:36:12.880 --> 01:36:18.560 Yes? Is she is? She kind of sloshed a little maybe, yes, 1258 01:36:20.279 --> 01:36:27.199 Okay, she admitted it. Hmmm, Well, okay, she used 1259 01:36:27.239 --> 01:36:32.640 to work with Hunter Biden. Here's the thing. Three h three seven one 1260 01:36:32.800 --> 01:36:41.960 three talk seven one three A two five five. Now, hmm, Mark, 1261 01:36:43.279 --> 01:36:45.720 you know what, yes, you know? I mean somebody calling in 1262 01:36:45.800 --> 01:36:49.119 the show and they're a little nebriated. I don't care that much. But 1263 01:36:49.520 --> 01:36:54.520 when you it can be good radio. But when you show up for a 1264 01:36:54.680 --> 01:36:59.239 job interviewed. Do you remember that time? Oh yes, Oh my god, 1265 01:36:59.520 --> 01:37:02.239 that was some one you knew. We what do you mean you know 1266 01:37:02.479 --> 01:37:06.199 him? We was okay, fine, you don't know anybody who drinks. 1267 01:37:08.039 --> 01:37:11.439 No, I didn't know he was going to show up in Ebriad. It 1268 01:37:11.560 --> 01:37:15.359 was it was It was scary. No, it was really embarrassed, Like, 1269 01:37:15.520 --> 01:37:18.720 wait a minute, is this guy for real? He's coming to talk 1270 01:37:18.800 --> 01:37:23.479 to us about a job. Didn't he used to sell? Isn't he the 1271 01:37:23.520 --> 01:37:28.479 guy that austin I don't want to identify anybody's but yeah, he is the 1272 01:37:28.520 --> 01:37:35.640 guy we knew that would sell private blank blank yeah, yeah, well services 1273 01:37:35.720 --> 01:37:40.560 you mean for you know. Here's the thing, though, Tom, you 1274 01:37:40.720 --> 01:37:45.920 can't you can't drink all day if you start in the morning. What does 1275 01:37:46.000 --> 01:37:49.199 that mean? I don't know. Someone on YouTube put it up. No, 1276 01:37:49.359 --> 01:37:51.560 no, you can't drink all day if you start in the evening, 1277 01:37:53.439 --> 01:37:56.920 because all day would be starting in the morning. He put exactly, you 1278 01:37:57.079 --> 01:38:01.039 can't drink all day if you don't start. That's right. Warning, Okay, 1279 01:38:01.159 --> 01:38:04.359 he's right, that's right, that's exactly right. That's right. Let's 1280 01:38:04.399 --> 01:38:08.399 talk to John and then I'll take a break real quick here John, what's 1281 01:38:08.439 --> 01:38:15.199 going on? John, I'm playing by the landscaping issue. Tom. Okay, 1282 01:38:15.399 --> 01:38:20.319 And does it involve your somebody you hired? Yes, okay, So 1283 01:38:21.119 --> 01:38:25.239 what's the problem, Like, I'm going to come right back to you. 1284 01:38:25.560 --> 01:38:28.399 Is it that they didn't do the work or they did a terrible job. 1285 01:38:28.720 --> 01:38:31.039 Now, they did the work, a great job, but never came back 1286 01:38:31.079 --> 01:38:34.680 to replace the two dead plants that are worth about six hundred dollars, the 1287 01:38:34.720 --> 01:38:38.399 two of them. Okay, hold on, I'll come right back to this. 1288 01:38:38.560 --> 01:38:41.880 Though. It's basically like warranty work. We have more coming right up 1289 01:38:41.920 --> 01:38:45.119 on the Troubleshooter Show. Three O three seven one three eight two five five 1290 01:38:48.880 --> 01:38:54.119 Go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't 1291 01:38:54.119 --> 01:39:00.079 pay a cent until you're content. Time for Anturan check up free, no 1292 01:39:00.199 --> 01:39:05.079 obligation. In comparison, call Compass insurance paying too much your coverage at dozens 1293 01:39:05.119 --> 01:39:09.760 of insurance companies find out Now three all three seven to seven to one help. 1294 01:39:09.960 --> 01:39:13.479 You'll think you're his only customer when you choose Frank durand the real estate 1295 01:39:13.600 --> 01:39:17.279 man dot com to list your home with Remax Alliance three three nine two zero 1296 01:39:17.399 --> 01:39:29.159 sixteen twenty two. Hi Tom Martine here three O three seven to one three 1297 01:39:29.239 --> 01:39:32.000 talk. John said, they did a pretty good job with my landscaping. 1298 01:39:32.159 --> 01:39:38.520 But they there's two plants guaranteed. I guess they're guaranteed right, they're dead 1299 01:39:38.560 --> 01:39:42.079 and they won't come back and replacing them around six hundred bucks. What kind 1300 01:39:42.119 --> 01:39:48.640 of plans and annibel hydrangea and so how long did they last? Well, 1301 01:39:48.880 --> 01:39:59.079 that's what happened Tom. That super snowstorm late April March uh split my three 1302 01:39:59.159 --> 01:40:04.079 year old tree in half, and my landscape guy took a couple of branches 1303 01:40:04.119 --> 01:40:10.479 off just because of the congestion, and recommended this guy to come and remove 1304 01:40:10.600 --> 01:40:15.159 the tree, which he did professionally. And then the near to the base 1305 01:40:15.199 --> 01:40:19.800 of this tree was I had a dead hydrange And he agreed to grind out 1306 01:40:19.840 --> 01:40:24.800 the stump and came back to grind out the stump and he got most of 1307 01:40:24.960 --> 01:40:27.319 stump out, but he couldn't get the rest of it. So we just 1308 01:40:28.159 --> 01:40:30.640 we what does this have to do with the two hydranges? That's where I'm 1309 01:40:30.640 --> 01:40:34.760 going right now. So I then hired him then to replace the dead hydrange 1310 01:40:35.319 --> 01:40:39.760 and to plant a new hydrangea in the spot where the old tree was. 1311 01:40:40.880 --> 01:40:45.079 And so so I don't want the hydrangers from that nursery up in Alameda, 1312 01:40:45.199 --> 01:40:48.880 that big wholesale place. Yeah, and he came back and he planted the 1313 01:40:48.960 --> 01:40:54.840 two hydranges and they looked like they were dead. But this was end up 1314 01:40:54.960 --> 01:40:58.359 end of March. So okay, so these are brand new plants. It 1315 01:40:58.560 --> 01:41:02.279 wasn't the ones that were hurt. The brand new plants. I said, 1316 01:41:02.279 --> 01:41:08.439 I'm sending from Alameda Landscaping. And we've been talking ever since then about him 1317 01:41:08.520 --> 01:41:12.239 coming Okay. Then he came out of the end of May to take a 1318 01:41:12.319 --> 01:41:15.640 look at him and he agreed they were dead, and I agreed he'd be 1319 01:41:15.680 --> 01:41:19.199 out in about a week. So he had continual dialogue since the end of 1320 01:41:19.279 --> 01:41:25.279 May about him coming out. He hasn't been out yet. Uh, he 1321 01:41:25.359 --> 01:41:28.119 doesn't answer myself. Oh wait, he did when he looked at them, 1322 01:41:28.520 --> 01:41:30.319 he agreed he needed to replace them. Well, yeah, and he said 1323 01:41:30.359 --> 01:41:32.920 he do. He said he'd be out money with two new ones. Okay, 1324 01:41:33.880 --> 01:41:39.039 so and you haven't talked to him since, but yeah, then I 1325 01:41:39.159 --> 01:41:43.600 talked to him after that. Then he stopped returning my telephone calls. Then 1326 01:41:43.680 --> 01:41:45.920 my wife caught him on her cell phone and he talked to her. He's 1327 01:41:45.920 --> 01:41:48.479 I'll be out money to take care of him. Never showed up. I 1328 01:41:48.600 --> 01:41:55.199 then sent an email to his company's email addresses KC Tree Services, and I 1329 01:41:55.279 --> 01:42:00.159 got a response back from Anika Thatcher saying he would be out to replace him. 1330 01:42:00.960 --> 01:42:04.880 He then called Monday and said it's too hot, I'll be out Tuesday 1331 01:42:04.920 --> 01:42:10.079 to replace them. And hasn't hasn't been out well without going through every miss 1332 01:42:10.319 --> 01:42:12.800 that's it. That's the end of my story. So this is what I 1333 01:42:12.920 --> 01:42:15.920 meant, was the guy simply he's never been back, he's not been well. 1334 01:42:15.960 --> 01:42:19.279 He came back to see him about the end of May. Has not 1335 01:42:19.359 --> 01:42:23.560 been back to replace him, even though he said he'd be here Monday. 1336 01:42:23.600 --> 01:42:27.319 After Monday, Well, this is going to be really easy if he's in 1337 01:42:27.520 --> 01:42:30.640 business. I mean, you know, first he heads up, guy, 1338 01:42:30.680 --> 01:42:35.159 he just doesn't follow through. What's the name of the landscaping company? KC 1339 01:42:35.520 --> 01:42:41.920 Tree Services. Okay, KC Tree Services, I have their number, Okay, 1340 01:42:42.000 --> 01:42:45.239 hold on. I want to give this to one of our deputies to 1341 01:42:45.399 --> 01:42:49.880 call and see if we can just get him to go out there before you 1342 01:42:50.039 --> 01:42:54.960 file a small claim because the games plan on myself just brings them out. 1343 01:42:55.079 --> 01:43:00.119 But but they're very they're big, tall manager, but I'm bet like three 1344 01:43:00.159 --> 01:43:03.840 foot tall out out of the bucket. So there are two big, big 1345 01:43:04.000 --> 01:43:08.560 plans. Oh plan on myself. He just brings them out here. Are 1346 01:43:08.600 --> 01:43:12.399 they dead as a door nail? Are they not coming back? They were 1347 01:43:12.520 --> 01:43:16.720 different at that time you plan them. I think, all right now we 1348 01:43:16.800 --> 01:43:19.760 should uh and the maid look at him and he brooke the branches off on 1349 01:43:19.840 --> 01:43:25.560 the greed. They were completely dead. You'd replace them, okay. And 1350 01:43:25.920 --> 01:43:32.279 and because I did hear a you know word? Okay, thank you. 1351 01:43:32.920 --> 01:43:38.159 So anyway, here's the bottom line. I want to give this to Deputy 1352 01:43:38.279 --> 01:43:42.680 Dock to call this guy, see if we can light a fire and get 1353 01:43:42.720 --> 01:43:46.680 it done for him. Three O three seven one three eight two five five. 1354 01:43:47.640 --> 01:43:53.039 We're running out a time, Roger, what's going on? Oh? 1355 01:43:53.079 --> 01:43:56.600 Hold on, Roger, can you hang on and we'll bring you up in 1356 01:43:56.680 --> 01:43:59.880 the next hour. I'm Tom Martine. We have an hour to go. 1357 01:44:00.000 --> 01:44:02.439 Oh I'm gonna try to get Roger on and anyone else. If you have 1358 01:44:02.520 --> 01:44:08.000 a problem, question and complaining three oh three seven one three talk is our 1359 01:44:08.079 --> 01:44:11.920 number and you can always call three oh three Martino. Remember the number twenty 1360 01:44:12.000 --> 01:44:15.640 four to seven. It works for help, information and referrals. Three oh 1361 01:44:15.720 --> 01:44:24.600 three six two seven eight four six six. Go with a sure thing Denver's 1362 01:44:24.640 --> 01:44:29.039 best roofer Excel Roofing dot com. You don't pay a cent until you're contenth 1363 01:44:31.359 --> 01:44:34.880 time for an insurance check up free, no obligation. In comparison, call 1364 01:44:35.039 --> 01:44:40.720 Compass Insurance. Paying too much your coverage at dozens of insurance companies find out 1365 01:44:40.800 --> 01:44:44.880 now three oh three seven seven one help. You'll think you're his only customer 1366 01:44:44.920 --> 01:44:47.520 when you choose Frank durand the real estate Man dot com to list your home 1367 01:44:47.760 --> 01:45:01.079 with Remax Alliance three oh three nine two zero sixteen twenty two. You need 1368 01:45:01.159 --> 01:45:08.079 advice who you don't have? Come running just as fast as we can. 1369 01:45:09.359 --> 01:45:15.479 Shoot is gonna help coming Man Dix is the Troubleshooter Show. Now, Tom 1370 01:45:15.560 --> 01:45:19.880 Martino, Hi, Tom Martino here, Welcome to the show. Three oh 1371 01:45:20.000 --> 01:45:26.439 three seven one three Talk seven one three eight two five five. Welcome to 1372 01:45:26.520 --> 01:45:28.920 the show. What can we do to help you? All you have to 1373 01:45:29.000 --> 01:45:31.680 do is give us a call if you need help. Three oh three seven 1374 01:45:31.760 --> 01:45:38.239 one three Talks seven one three eight two five five. All right, So 1375 01:45:40.399 --> 01:45:45.840 we have gotten calls over the years, I would say, of all kinds, 1376 01:45:45.000 --> 01:45:48.600 but I don't think I've ever gotten this one ever. So I'm just 1377 01:45:48.760 --> 01:45:55.720 curious, as we had. It's all about we have huh, we have 1378 01:45:55.840 --> 01:45:59.279 gotten a call. It's pretty much the same. But I'm not going to 1379 01:45:59.399 --> 01:46:02.600 ruin with this call. Is but they wanted a flight. We actually fell 1380 01:46:02.680 --> 01:46:05.840 Wait wait, wait, wait, that was a flight mark. This is 1381 01:46:05.920 --> 01:46:12.600 not a flight, Roger, Roger, what do you need? Just Tom, 1382 01:46:12.800 --> 01:46:15.640 I need a ride to Chicago. So I want to put it out 1383 01:46:15.680 --> 01:46:20.560 to your listening audience and you can give that give out my number if you 1384 01:46:20.680 --> 01:46:25.880 want, Because what I have is I have a tractor trailer and a storage 1385 01:46:25.960 --> 01:46:31.680 place. So I either need to get a one way rental car or if 1386 01:46:31.760 --> 01:46:36.399 somebody is heading toward Chicago or pass there or two there or anything. I 1387 01:46:36.479 --> 01:46:41.880 will pay the entire fuel cost. May I just ask you something? First 1388 01:46:41.920 --> 01:46:46.600 of all, I have to ask the obvious question. Although the normal mode 1389 01:46:46.800 --> 01:46:53.840 of luggage is a hefty bag. The buses run from here to Chicago, 1390 01:46:54.640 --> 01:47:00.319 and can't you just buy a bus ticket? Yeah? I can't, but 1391 01:47:00.760 --> 01:47:02.399 uh, I don't know how that would go with my I got a little 1392 01:47:02.520 --> 01:47:08.159 chihuahua. Oh I know that would They seem to be kind of difficult. 1393 01:47:09.039 --> 01:47:12.520 I don't. Okay, I don't know how they work on buses with chihuahuas 1394 01:47:12.640 --> 01:47:19.000 or emotional support dogs. But have you tried? Okay, you could you? 1395 01:47:19.239 --> 01:47:23.159 You could always Mark? Okay, I want to see how smart you 1396 01:47:23.239 --> 01:47:27.560 guys are. Right now? He could always use these lines. Word a 1397 01:47:27.680 --> 01:47:30.279 minute. Listen, I am a hundred and six miles to Chicago. We 1398 01:47:30.399 --> 01:47:33.960 got a full tank of gas, a half a pack of cigarettes, it's 1399 01:47:34.159 --> 01:47:41.239 dark, and we're wearing sunglasses. Hit it Blues, Brothers, or how 1400 01:47:41.239 --> 01:47:45.000 about this, We're on a mission from God. Okay, maybe that'll get 1401 01:47:45.039 --> 01:47:47.359 you listen. So but wait, wait, wait, listen. In all 1402 01:47:47.439 --> 01:47:53.199 seriousness, fly frontier dot com. I just picked out six twenty four, 1403 01:47:53.560 --> 01:47:57.159 which is a week or so from now, a one way ticket to Chicago 1404 01:47:57.319 --> 01:48:04.119 from Denver. You're ready seventy? Wow? See that's pretty Roger. What 1405 01:48:04.199 --> 01:48:08.079 do you need to get that. No really, and they'll let you bring 1406 01:48:08.159 --> 01:48:10.880 that little rat dog. Yeah, they will. You put it in a 1407 01:48:10.920 --> 01:48:15.199 little carrier. I have fun Southwest before him they put it. I put 1408 01:48:15.319 --> 01:48:17.880 They wanted me to put him in a carrier. And the stewardess comes over 1409 01:48:17.920 --> 01:48:19.880 and says, oh no, no, no, take him out of there. 1410 01:48:20.039 --> 01:48:23.359 Put him on your lap. He'll be fine. Yeah, when you're 1411 01:48:23.399 --> 01:48:25.920 done. Yeah, as soon as you get him. As soon as you 1412 01:48:26.000 --> 01:48:28.840 get airborne. They don't care. Listen, Roger, what do you need 1413 01:48:28.920 --> 01:48:32.159 to get there for? I've got a tractor trailer and a storage I need 1414 01:48:32.359 --> 01:48:38.520 uh oh, Denver. Okay, maybe there are truckers listening that'll give you 1415 01:48:38.560 --> 01:48:41.600 a ride. Listen. We'll take your number in case somebody calls. But 1416 01:48:41.800 --> 01:48:45.239 man, why wouldn't you go to Frontier? Yeah? I mean I could 1417 01:48:45.319 --> 01:48:47.880 do that now what I have done in the past. I just like go 1418 01:48:48.000 --> 01:48:53.319 up to the airline and there's a forum you fell out for the FAA, 1419 01:48:53.880 --> 01:48:59.079 and I just tell him he's a service animal. And looking at the laws 1420 01:48:59.119 --> 01:49:01.640 on an eighty eight, there's only two questions they can ask you. Is 1421 01:49:01.680 --> 01:49:06.119 it a service animal? Yes? Or no? What's his function? You 1422 01:49:06.159 --> 01:49:12.479 don't need papers, don't need a vest. Technically you can train the dog 1423 01:49:12.560 --> 01:49:17.479 yourself. Emotional otherwise you need all kinds of paperwork. If you say they're 1424 01:49:17.520 --> 01:49:20.079 service, no, no, emotional, they don't. They don't let on 1425 01:49:20.199 --> 01:49:26.279 as much as don't they wait, there's a difference between service and emotional. 1426 01:49:27.560 --> 01:49:30.479 Right, service would being you know, like the saying eye dog or something, 1427 01:49:30.680 --> 01:49:34.159 a dog that's missed out, someone who may have epilepsy, you know, 1428 01:49:34.319 --> 01:49:41.399 seizure or stuff like that. And emotional. Well, that all came 1429 01:49:41.479 --> 01:49:47.760 up I guess after Yeah, yeah, emotional, but came up after after 1430 01:49:47.880 --> 01:49:51.000 the I don't know what you call them, were born, the snowflakes. 1431 01:49:51.239 --> 01:49:55.399 I don't know what was the first year snowflakes were born. I don't really 1432 01:49:55.520 --> 01:50:00.800 know what's the snowflake generation? The millennials? Are they? That's is that 1433 01:50:00.880 --> 01:50:04.680 where the snowflakes started? Reason? Pretty much? Okay, Well, hey, 1434 01:50:04.800 --> 01:50:09.960 you know what other kind of support animal you can have on an aircraft 1435 01:50:10.079 --> 01:50:17.479 besides a dog? I'm manure horse? Damn right? Do they actually define 1436 01:50:17.520 --> 01:50:23.079 it? Yep, that's it, man, one of the two. I 1437 01:50:23.159 --> 01:50:25.479 wonder you know, I'm going to do something for the hell of it. 1438 01:50:25.680 --> 01:50:30.720 On if you just google miniature horse on a plane. They're everywhere. Okay, 1439 01:50:30.840 --> 01:50:34.960 I just want to see something right now? Where in Chicago should I 1440 01:50:35.039 --> 01:50:41.279 put here? For my I want to put Chicago? Okay, Oh, 1441 01:50:41.319 --> 01:50:44.600 Harrington National Airport. I want to see. I want to see what my 1442 01:50:45.520 --> 01:50:49.359 lift will cost. Hold on, they can't. They won't go out of 1443 01:50:49.439 --> 01:50:55.960 state like that. Okay, here's what my lift will cost. Limited availability 1444 01:50:56.439 --> 01:51:01.039 is they I'd have to do tomorrow at four am on no payment. Never 1445 01:51:01.159 --> 01:51:06.000 mind, they won't take it. They won't take it. Hey, wait 1446 01:51:06.000 --> 01:51:11.000 a minute, Wait a minute, why are we even contemplating the real answer 1447 01:51:11.000 --> 01:51:14.640 to this? This guy said he would pay for the fuel. You've been 1448 01:51:14.720 --> 01:51:17.720 wanting to take a long flight? Connect the dots, brother, I'm not 1449 01:51:17.880 --> 01:51:24.479 taking him in my helicopter. You're kidding me? Yeah? Well, first 1450 01:51:24.520 --> 01:51:27.960 of all, oh my god, you were gonna fly to Hilton Head. 1451 01:51:28.479 --> 01:51:31.399 I'm gonna do that just for fun, Mark, and why not trap this 1452 01:51:31.520 --> 01:51:35.000 guy off in Chicago. But he doesn't sound like a load of lapse to 1453 01:51:35.119 --> 01:51:40.119 me. He doesn't sound like fun to me. I bet he can reach 1454 01:51:40.159 --> 01:51:44.960 around the seat. He's a tractor trailer driver. That tells you right now. 1455 01:51:45.439 --> 01:51:48.119 That tells you right now. He wear boots and a cowboy belt, 1456 01:51:48.760 --> 01:51:54.239 you know, and has a flat ass. He probably knows some lot lizards. 1457 01:51:55.560 --> 01:52:00.720 Man, I hate when my slip off the mother loving clutch. Yeah, 1458 01:52:00.560 --> 01:52:04.159 do you do where? I don't know why you guys wear such uncomfortable 1459 01:52:04.920 --> 01:52:10.520 belts and boots. Yeah, big old boots and big old belts in your 1460 01:52:10.640 --> 01:52:15.800 belly while you're driving. It's just I don't understand. Are you an over 1461 01:52:15.880 --> 01:52:21.000 the road trucker? Oh? Yeah? And are you? Do you own 1462 01:52:21.079 --> 01:52:27.079 your own tractor? Then? Right? Yeah? You know what? I 1463 01:52:27.239 --> 01:52:30.560 can't tell you how many people have called this show over the years who wanted 1464 01:52:30.640 --> 01:52:36.000 to be an owner operator and buy a tractor and got ripped off in the 1465 01:52:36.159 --> 01:52:41.319 used tractor business. Boy, did they get bad trucks? What kind do 1466 01:52:41.359 --> 01:52:46.359 you have? I've got a bobo, I got a sixteen and nineteen the 1467 01:52:46.520 --> 01:52:50.640 nineteen. I'm driving too under a load. I'm driving to Denver right now. 1468 01:52:50.720 --> 01:52:56.960 I deliver tomorrow night and then I need to get over. You own 1469 01:52:57.039 --> 01:53:02.359 both of those? You own both of those? Now? Isn't Volvo Evolvo? 1470 01:53:02.680 --> 01:53:06.680 Is wasn't What did that used to be? What didn't they just get 1471 01:53:06.720 --> 01:53:13.039 into that business? I tell people, do not do the lease programs? 1472 01:53:14.119 --> 01:53:16.560 Yeah, a lot of tell you to have a leaf program. How much? 1473 01:53:16.880 --> 01:53:21.479 Tell me did you buy your tractor new? No, I bought amused. 1474 01:53:23.039 --> 01:53:30.039 How much do they run about? To say, four hundred and fifty 1475 01:53:30.119 --> 01:53:32.199 to five hundred thousand. I always can get it for about sixty thousand, 1476 01:53:32.319 --> 01:53:36.279 sixty five thousand. Oh wow, that you can buy them with that many 1477 01:53:36.479 --> 01:53:43.239 miles and the dealer will put an extended warranty. But wait a minute, 1478 01:53:43.640 --> 01:53:48.960 how many miles will they go? Over? A million? Is holy crap? 1479 01:53:50.000 --> 01:53:56.800 So new? What do those suckers cost? Evolvo? Oh? Shoot 1480 01:53:56.880 --> 01:54:02.279 now, probably one forty one sixty okay, yes, wow, does yours 1481 01:54:02.359 --> 01:54:09.359 have a sleeper? Oh yeah, double bounds? You know you can get 1482 01:54:09.399 --> 01:54:14.119 an Amtrak Denver to Chicago for under three hundred. Yeah, but why would 1483 01:54:14.159 --> 01:54:16.640 you if you can take Frontier for seven? For some reason, he doesn't 1484 01:54:16.680 --> 01:54:21.600 seem to like flying. Well, sometimes they give you a half. So 1485 01:54:21.800 --> 01:54:27.680 the problem is if someone makes a sudden move or the way you know Stewardess 1486 01:54:27.800 --> 01:54:30.760 is, you know, comes by, you know my but my dog also 1487 01:54:30.880 --> 01:54:33.239 makes a noise like maybe I'll grow just a little. He did that once 1488 01:54:33.319 --> 01:54:39.079 on a plight. I know he's not a service. I know he's not 1489 01:54:39.119 --> 01:54:44.840 a service animal. They don't. They won't do that. Hey, I 1490 01:54:44.960 --> 01:54:48.079 think you're fifty bucks. I think frontier. Long as it fits in a 1491 01:54:48.199 --> 01:54:51.840 carry on, you can usually pull it out once he's there. But if 1492 01:54:51.880 --> 01:54:56.760 it fits under the seat and yours will they charge fifty bucks for the dog. 1493 01:54:57.079 --> 01:54:59.960 You're one hundred and twenty bucks in man. I mean you're not gonna 1494 01:55:00.039 --> 01:55:05.039 beat that less Martino steps up and flies you. I'd rather go that route. 1495 01:55:06.800 --> 01:55:09.960 Tom, you could sleep. I don't think Tom, you know what 1496 01:55:10.079 --> 01:55:13.079 it is. I don't think Tom can fly you that far. He's used 1497 01:55:13.079 --> 01:55:16.039 to flying just right around his local airport. He doesn't know how to plot 1498 01:55:16.119 --> 01:55:19.840 out this stuff and that kind of craw That's true, right, I've taken 1499 01:55:20.039 --> 01:55:24.880 I've taken trips all over the country, but I just don't. I just 1500 01:55:25.000 --> 01:55:28.239 don't do it for uh, for grins. I do it for I mean, 1501 01:55:28.319 --> 01:55:30.840 I don't do it just to bring somebody somewhere. I want to go 1502 01:55:30.920 --> 01:55:33.680 on a fun trip where I can do something along the way. You know, 1503 01:55:33.960 --> 01:55:39.560 from here to chicago's boring. By the way I've flown to Chicago. 1504 01:55:40.119 --> 01:55:45.760 I sleep. Yeah, fine, I don't go into the semi well. 1505 01:55:45.800 --> 01:55:48.279 He's going down the interstate will land on top of this trailer. Yeah, 1506 01:55:49.039 --> 01:55:53.319 a little touch and go. You need you need Tom. You need Tom 1507 01:55:53.399 --> 01:56:00.439 Cruise for that Tom Cruise, Well buzz highway patrol. What kinds of fun? 1508 01:56:01.600 --> 01:56:05.399 Okay, now listen to this. Okay, I'm gonna give you another 1509 01:56:05.520 --> 01:56:10.159 cool I'm gonna give you another cool line. Ready, all right, let's 1510 01:56:10.159 --> 01:56:14.680 see where is it? They don't have my address? I falsified my renewal. 1511 01:56:15.039 --> 01:56:19.600 I put down ten sixty West Addison. Anyway, that's Wrigley Field, 1512 01:56:19.680 --> 01:56:24.159 get it? That's that was the Blues Brothers. Anyway. Apparently you guys 1513 01:56:24.319 --> 01:56:27.439 never saw that movie, but it was a classic. Three oh three? 1514 01:56:28.279 --> 01:56:31.159 How about this one? Did you get my cheese? Whiz boy? You 1515 01:56:31.159 --> 01:56:35.079 remember that one? You don't remember that one? What about I'm going to 1516 01:56:35.199 --> 01:56:41.560 catch that sucker if it's the last thing I ever do. Okay, anyway, 1517 01:56:41.640 --> 01:56:49.199 we got more coming up. Go with a sure thing Denver's Best roofer 1518 01:56:49.359 --> 01:56:57.479 Excel roofing dot com. You don't pay a cent until you're content. Time 1519 01:56:57.560 --> 01:57:00.960 for an insurance check up free, no obligation. Could comarison call compass insurance 1520 01:57:01.159 --> 01:57:05.279 paying too much your coverage at dozens of insurance companies find out now three all 1521 01:57:05.359 --> 01:57:10.000 three seven to seven to one. Help you'll think you're his only customer when 1522 01:57:10.039 --> 01:57:13.720 you choose Frank durand the real estate man dot Com to list your home with 1523 01:57:13.880 --> 01:57:19.239 Remax Alliance three all three nine two zero sixteen twenty two. Hi Tom Martino 1524 01:57:19.479 --> 01:57:25.119 here, I want to go right to Steve Moss. He's the one who 1525 01:57:25.279 --> 01:57:29.359 uh, Steve's lucky. He does rock and roll, beer and man. 1526 01:57:29.880 --> 01:57:32.039 Uh. He also does the theme song for the Martino show. Here We 1527 01:57:32.159 --> 01:57:39.000 love and also does fun stuff up at the Colorado Speedway National Speedway, and 1528 01:57:39.079 --> 01:57:42.600 he wants to talk about Father's Day stuff going on. Yeah, when is 1529 01:57:42.880 --> 01:57:45.279 man? That's pretty soon Father's Day coming up? Steve tell us about it? 1530 01:57:46.920 --> 01:57:48.880 Yees, sir? How you doing, Tom? How you doing? 1531 01:57:48.960 --> 01:57:54.119 Marko? Everybody else? Good? Great crew there. I want to start 1532 01:57:54.199 --> 01:57:58.760 out first talking about somebody else I used. I didn't even know what was 1533 01:57:58.800 --> 01:58:02.239 on your referral as I called the Best Way installation the other day. Yeah, 1534 01:58:02.359 --> 01:58:06.199 they happen to have a last they haven't a They had a last second 1535 01:58:06.279 --> 01:58:11.359 opening the next day and I really needed it done too. They went there 1536 01:58:11.439 --> 01:58:14.600 and you know, you know something, they worked with my budget. They 1537 01:58:14.680 --> 01:58:16.560 did a great job. And here's the thing I was super impressed with. 1538 01:58:16.800 --> 01:58:20.760 I'm picking your neck. They left my I did it in my martial arts 1539 01:58:20.800 --> 01:58:29.000 studio. I teached martial arts Korean taekwondo, and that studio was cleaner when 1540 01:58:29.039 --> 01:58:32.039 they left than when when they got there. You know, you know how 1541 01:58:32.159 --> 01:58:38.159 most installations, anytime you get installation on anything, just horrible. You know, 1542 01:58:38.359 --> 01:58:42.640 most most companies are horrible. But clean up. These people were very 1543 01:58:42.720 --> 01:58:46.479 impressive. That's really cool. Yeah, she does a great job. We've 1544 01:58:46.560 --> 01:58:49.760 had her on the show from time to time, and really we get great 1545 01:58:49.840 --> 01:58:55.880 reviews about her. We do. And Ken you recognized me. I was 1546 01:58:55.920 --> 01:58:58.960 talking to him on the phone. He said, I know who you are 1547 01:58:59.079 --> 01:59:01.479 you give away to? It's on the Tom Martino Show. Oh that's cool. 1548 01:59:02.479 --> 01:59:08.119 So let's talk about what do we got going on? Okay, Well, 1549 01:59:08.199 --> 01:59:12.119 first of all, I'm gonna give away some tickets. Uh you'll have 1550 01:59:12.279 --> 01:59:14.479 to go to the race, you know, pay to get in and then 1551 01:59:14.680 --> 01:59:17.399 visit the Rock and Roll Brewery tent. I'm gonna give b I P ticket 1552 01:59:17.439 --> 01:59:24.359 away to let's say ten people, okay, so they can call your show 1553 01:59:24.720 --> 01:59:29.039 and sing the tree Farm. I gotta give my Tree Farm client some love. 1554 01:59:29.920 --> 01:59:32.239 Okay. Anybody that say I don't care how bad they do. Anybody 1555 01:59:32.279 --> 01:59:36.159 that calls in and and UH sings that tree Farm jingle, get their name 1556 01:59:36.199 --> 01:59:40.560 and number, give it to me and they'll be on the list. They 1557 01:59:40.680 --> 01:59:46.039 visit the Rock and Roll Brewery tent that come Saturday night, not on Fathersday, 1558 01:59:46.079 --> 01:59:49.279 on Saturday night, uh and visit me, and I'm gonna give them 1559 01:59:49.319 --> 01:59:54.439 a free VI I p uh ticket good for this season? Any any race 1560 01:59:54.600 --> 02:00:00.239 sea see what date? Visit U? Saturday? This Saturday? Okay, 1561 02:00:00.399 --> 02:00:06.000 so this Saturday. And then they also have before go ahead, go ahead. 1562 02:00:06.680 --> 02:00:11.199 They have day before Father's Day. Good. And they also have stuff 1563 02:00:11.279 --> 02:00:16.640 going on Father's Day. Right Father's Day. They have a monster truck race. 1564 02:00:16.800 --> 02:00:20.199 I may be there for that. I'm not sure yet. But Saturday 1565 02:00:20.319 --> 02:00:25.800 nights that where they need to go. And I have I have sixteen different 1566 02:00:25.840 --> 02:00:29.760 beers. Mark. I want a challenge, Mark. He needs to try 1567 02:00:29.960 --> 02:00:35.239 my Pineapple Pantstop Triple I pay and I ain't sounds delicious one of if not 1568 02:00:35.520 --> 02:00:39.720 the best beer. If one of the if, I'll give it to him 1569 02:00:39.760 --> 02:00:43.840 free. If it's the best beer I have ever brewed. Now, can 1570 02:00:43.920 --> 02:00:49.159 you can you actually taste the pineapple. It's here's a it's a pet peeve 1571 02:00:49.199 --> 02:00:54.199 of mine. I'm really strict about it when I do flavored beers. First 1572 02:00:54.239 --> 02:00:58.039 of all, I use pure I don't use flavoring, artificial flavoring, and 1573 02:00:58.600 --> 02:01:03.319 I make it very subtle most of my flavored beers. If you didn't if 1574 02:01:03.359 --> 02:01:06.760 I didn't tell them, they wouldn't know. But then once you know, 1575 02:01:06.840 --> 02:01:10.439 once you know it's in there, Oh, I taste it. It's just 1576 02:01:10.760 --> 02:01:14.800 accentuating it. It's not overtaking it. It's a pet peeve of mine. 1577 02:01:15.039 --> 02:01:18.079 You would never know, probably, but it's an amazing beer. We got 1578 02:01:18.159 --> 02:01:21.720 sixteen different kinds. I got amazing new T shirts, a whole bunch of 1579 02:01:21.800 --> 02:01:27.359 merchandise we're gonna be selling there. And then all right, now Rock and 1580 02:01:27.520 --> 02:01:31.520 Roll Brewery, you got, you're gonna buy it. Colorado National Speedway concession. 1581 02:01:32.119 --> 02:01:35.239 We're not gonna sell the beer ourselves. I'm gonna let the track make 1582 02:01:35.359 --> 02:01:39.119 some money and you know, go ahead and take care of them, and 1583 02:01:39.159 --> 02:01:43.760 we're gonna sell merchandise. Okay, So give you a coupon or a token 1584 02:01:44.000 --> 02:01:45.680 for discounts. All right. So here's what I want to tell them if 1585 02:01:45.680 --> 02:01:49.640 they show up this Saturday and they were on the list. You're they're gonna 1586 02:01:49.680 --> 02:01:59.359 get free VIP tickets and then what does that get them? Well, if 1587 02:01:59.399 --> 02:02:01.760 a meet me at the tent, I'm gonna give him a VIP ticket. 1588 02:02:01.840 --> 02:02:05.960 That's a VIP parking admission into the Rock and Roll Brewery, beer Garden, 1589 02:02:06.479 --> 02:02:10.800 any race this season. Okay, they're gonna have that. It's gonna be 1590 02:02:10.840 --> 02:02:15.279 one ticket for Okay, for the first ten people that do. Take what 1591 02:02:15.439 --> 02:02:18.560 you guys, what you guys have to do. What you guys see, 1592 02:02:18.640 --> 02:02:23.119 we're having a bad connection. What we have to do right now is we 1593 02:02:23.359 --> 02:02:30.239 have to get people to call in and sing a verse of the Rocky Mountain 1594 02:02:30.279 --> 02:02:34.399 Tree Farm that he wrote, one of his more famous jingles. And then, 1595 02:02:34.960 --> 02:02:38.319 no matter how good or bad you do, the first ten to do 1596 02:02:38.479 --> 02:02:42.399 that will get you. Will take your name and number, and we will 1597 02:02:43.960 --> 02:02:45.760 put you on the list for him. So I think, Steve, we 1598 02:02:45.920 --> 02:02:50.199 can do it tomorrow too. Every time they play it. We're not gonna 1599 02:02:50.239 --> 02:02:53.880 get them, by the way, we're not gonna get them all on today 1600 02:02:54.039 --> 02:02:57.319 probably, so you can do it tomorrow as well. During car Day, 1601 02:02:57.319 --> 02:03:00.720 I'll have to remind people, so Kachina make sure we remind people tomorrow about 1602 02:03:00.760 --> 02:03:05.520 this as well, and that's what we'll do. We have an update tomorrow 1603 02:03:05.800 --> 02:03:12.239 on a twenty twenty three Dodge. It's it's not a good story, but 1604 02:03:12.359 --> 02:03:17.439 we're gonna have that update tomorrow too. And then also Jesse will be on 1605 02:03:17.600 --> 02:03:24.319 the show from Colorado Springs, Honest Accurate Auto Jesse, and he went through 1606 02:03:24.439 --> 02:03:29.000 one of these used cars for me that will be going to one of my 1607 02:03:29.199 --> 02:03:34.079 families, Venezuelan families who got work and place to live and they're really thriving. 1608 02:03:34.239 --> 02:03:36.760 And then and again, what I'm trying to do in my small part 1609 02:03:36.800 --> 02:03:41.960 of the universe is help those who want to help themselves. And this family's 1610 02:03:42.000 --> 02:03:45.840 doing great. We have a few families we're helping and and this will be 1611 02:03:45.960 --> 02:03:51.920 a car for him and well for his family as well, and they're gonna 1612 02:03:51.960 --> 02:03:58.560 have everything done properly. So that's really a lot of fun that'll be happening 1613 02:03:58.680 --> 02:04:03.479 tomorrow. And we'll also take calls on people who want to sing the Tree 1614 02:04:03.560 --> 02:04:06.680 Farm song along with today. If you want to sing it, we'll put 1615 02:04:06.720 --> 02:04:11.479 you on a list, and then when you show up at Colorado National Speedway 1616 02:04:12.039 --> 02:04:15.920 this weekend, you'll get tickets for a future race VIP tickets which have special 1617 02:04:16.039 --> 02:04:20.840 parking and special privileges, so have some fun with that. Three oh three 1618 02:04:21.000 --> 02:04:26.760 seven one three talk seven one three eight two five five. Okay, we 1619 02:04:26.880 --> 02:04:30.239 got our first one that wants to sing. We're gonna do it. Then 1620 02:04:30.279 --> 02:04:32.520 we'll take a break and we'll see how it sounds. Okay, doesn't matter 1621 02:04:32.560 --> 02:04:36.359 how it sounds. You still get tickets. So even Mark could get tickets. 1622 02:04:36.720 --> 02:04:41.920 Oh please, but Mark, I'll give you tickets not to sing. 1623 02:04:42.319 --> 02:04:45.279 Okay, let's go to Let's go to John, John, go ahead, 1624 02:04:47.600 --> 02:04:55.479 you Jay got twenty five extra two thirty five five mile lift two the tree 1625 02:04:55.600 --> 02:04:59.640 Farm. Nope, he missed a word. He's out. No, Actually, 1626 02:04:59.760 --> 02:05:03.560 that's pretty dang good. Brop. He missed a word. He didn't 1627 02:05:03.600 --> 02:05:10.760 matter. He's out, man matter because it doesn't matter, because you don't 1628 02:05:10.800 --> 02:05:15.119 have to sing it. Well, you still get it. So really seriously, 1629 02:05:15.199 --> 02:05:18.039 give your name and your phone number to Kachina. We're going to pass 1630 02:05:18.119 --> 02:05:23.119 that on to Steve for Saturday. Thank you for calling. We got more 1631 02:05:23.199 --> 02:05:31.960 coming right up. Go with a sure thing Denver's best roofer Excel roofing dot 1632 02:05:32.039 --> 02:05:39.720 com. You don't pay a cent until you're content. Time for an insurance 1633 02:05:39.800 --> 02:05:44.640 checkup free no obligation. In comparison, call Compass Insurance paying too much your 1634 02:05:44.680 --> 02:05:47.720 coverage at dozens of insurance companies. Find out now three oh three seven seven 1635 02:05:47.840 --> 02:05:51.560 one help. You'll think you're his only customer when you choose Frank durand the 1636 02:05:51.640 --> 02:05:57.159 real estate Man dot Com to list your home with Remax Alliance three oh three 1637 02:05:57.279 --> 02:06:06.560 nine two zero sixteen twenty two. Hi Tom Martino, you're a troubleshooter. 1638 02:06:06.760 --> 02:06:11.279 Deani wants to sing or Deanne? I would? I think it's Deane. 1639 02:06:11.640 --> 02:06:15.000 She wants to sing the song to get some VIP tickets for Saturday night. 1640 02:06:15.199 --> 02:06:18.000 Well, no, no, the tickets aren't for Saturday night. You go 1641 02:06:18.399 --> 02:06:23.720 Saturday night for the fun and pick up the tickets at the beer at the 1642 02:06:23.920 --> 02:06:28.039 UH Rock and Roll Beer Tent. But right now she wants to sing to 1643 02:06:28.159 --> 02:06:30.520 qualify, and then we'll give the name her name and number two, and 1644 02:06:30.560 --> 02:06:35.159 I'd like to dedicate her singing to King ga Rat on our YouTube station, 1645 02:06:35.960 --> 02:06:40.720 King Garrat. Okay, well listen, we're not making judgments. By the 1646 02:06:40.800 --> 02:06:47.800 way, on the singing, you automatically get to do it automatically, just 1647 02:06:47.960 --> 02:06:54.840 by singing. So go ahead, you take God want to five? Catch 1648 02:06:54.920 --> 02:07:01.359 it? Two thirty five? Last three fall nailed it, got all the 1649 02:07:01.479 --> 02:07:08.199 lyrics right, give them, give them that other guy's ticket that messed the 1650 02:07:08.279 --> 02:07:11.800 lyrics up. So you get too, Hey, I like it is this 1651 02:07:11.960 --> 02:07:17.000 a youngster? How old are you? Okay, you did a great job. 1652 02:07:18.079 --> 02:07:20.520 How are you going to go to the show by yourself? You gonna 1653 02:07:20.560 --> 02:07:27.479 hitchhike? Yeah? Good, there you go. Good. Okay, you 1654 02:07:27.960 --> 02:07:31.479 hitchhike. That's a good That's a very safe thing to do. And do 1655 02:07:31.560 --> 02:07:38.880 you remember do you remember Saturday Had Live when they had Dan Ackroyd was marketing 1656 02:07:38.960 --> 02:07:44.000 to kids. Oh god, I forget his character. Oh no. He 1657 02:07:44.079 --> 02:07:48.600 would sell, hey, kids, here's a bag of broken glass. It's 1658 02:07:48.640 --> 02:07:53.520 a lot of fun. You can make collaga you mean, we would go 1659 02:07:53.600 --> 02:07:56.640 through it. And then he had different stuff that he would sell to kids, 1660 02:07:58.119 --> 02:08:01.399 and he would say things like, hitchhike you're near a store or whatever. 1661 02:08:01.680 --> 02:08:07.600 Anyway, that's just a little sideline. I love old Saturday Night Lives 1662 02:08:07.800 --> 02:08:11.199 were the best. They had the greatest humor in the world. It was 1663 02:08:11.359 --> 02:08:16.279 sick, great humor anyway, it really it really was, man, I 1664 02:08:16.439 --> 02:08:18.079 mean it, I mean and then it got well it's all right now. 1665 02:08:18.119 --> 02:08:22.720 I mean they're pretty clever people, but I love there's nothing like a great 1666 02:08:22.800 --> 02:08:28.600 comedian. I don't like angry comedians. I don't like angry ones or who 1667 02:08:28.640 --> 02:08:31.840 are always trying to make a statement. I mean that could of fine. 1668 02:08:33.039 --> 02:08:35.279 I just don't want to. I don't look, I don't want to get 1669 02:08:35.279 --> 02:08:39.199 into it right now. Okay. The ones who have to like, they 1670 02:08:39.800 --> 02:08:41.479 I can't even think about. I've been watching them on Netflix. As soon 1671 02:08:41.520 --> 02:08:45.399 as it happens, I turn them off because I don't want to hear one 1672 02:08:45.479 --> 02:08:48.880 way or the other. I don't want to hear politics unless it's for everybody. 1673 02:08:50.279 --> 02:08:52.560 I want to hear fun stuff. You know, I don't a lot 1674 02:08:52.600 --> 02:08:56.479 of them take the take the opportunity to slam people. Okay, I'll tell 1675 02:08:56.479 --> 02:09:00.800 you got angry before he died. I mean he was a g but he 1676 02:09:00.920 --> 02:09:03.680 got really, really, really really age. I know who you're gonna say, 1677 02:09:05.439 --> 02:09:09.800 who, George Carlin. Yep, he got really angry. We saw 1678 02:09:09.920 --> 02:09:13.760 him. We saw him at MGM in the first twenty minutes. Remember this 1679 02:09:13.960 --> 02:09:20.239 is at MGM where his residence was h and all he did was bitch about 1680 02:09:20.399 --> 02:09:24.720 MGM, and he was angry, but it was funny as hell. Yeah, 1681 02:09:24.760 --> 02:09:28.079 it gets to a point where I don't know, it was like weird, 1682 02:09:28.840 --> 02:09:33.079 to where it was uncomfortable. I mean he would talk about everybody he 1683 02:09:33.159 --> 02:09:39.039 hates and what how about Sam Kennison. I saw him live. I liked 1684 02:09:39.079 --> 02:09:41.800 him. He was he's loud and he's uh, but he wasn't he's angry. 1685 02:09:43.319 --> 02:09:46.159 I don't remember what he was angry about, though. Do you anything 1686 02:09:46.279 --> 02:09:52.000 he was talking about? Come on, lady, you dumb it anyway? 1687 02:09:52.680 --> 02:10:01.000 She I saw him at Sturgis. That was crazy, perfect crowd right before 1688 02:10:01.039 --> 02:10:03.640 he right before he killed over it. Now, wait a minute, what 1689 02:10:03.720 --> 02:10:07.880 did you ride up to Sturgis while we're talking? Guess? Come on, 1690 02:10:09.560 --> 02:10:13.159 oh you went in your I flew and then yeah, and then Peter and 1691 02:10:13.239 --> 02:10:18.239 those guys always ride up. Got it. Well, you had a Harley 1692 02:10:18.319 --> 02:10:20.039 for a while. I didn't know if you took it. No, I 1693 02:10:20.159 --> 02:10:22.399 never wrote you know what, I had a Harley as a mistake. I 1694 02:10:22.479 --> 02:10:26.000 mean, that's really what it was. I never even should have had one, 1695 02:10:26.079 --> 02:10:28.720 kind of like a second wife. It was. Let me put it 1696 02:10:28.760 --> 02:10:31.840 to you this way, as far as Harley's I was a little intimidated. 1697 02:10:33.079 --> 02:10:37.840 I wasn't never comfortable and good at it never ever. Ever, you had 1698 02:10:37.840 --> 02:10:39.079 a lot of little ones. No, I don't mean little, but you 1699 02:10:39.159 --> 02:10:43.439 know you have liker like yeah, but no, you had a road bike 1700 02:10:43.479 --> 02:10:46.239 one time though at two fifty didn't you? I thought, well, I 1701 02:10:46.319 --> 02:10:50.079 got it two fifty now, but I had no, I had a thousand, 1702 02:10:50.800 --> 02:10:56.000 I had a crowd tracket. I had a hardly like bike. But 1703 02:10:56.159 --> 02:11:03.399 mostly I'm getting some questions for Atlas CPA so and this is odd because we're 1704 02:11:03.479 --> 02:11:07.479 just talking about this Eric. As far as filing, well, we were 1705 02:11:07.479 --> 02:11:11.479 talking about bookkeeping programs. One company wanted to know. Is there a bookkeeping 1706 02:11:11.560 --> 02:11:16.680 program that can that actually files taxes where when you're done it actually can prepare 1707 02:11:16.800 --> 02:11:20.600 taxes as opposed to having to go to turbo tax or something like that. 1708 02:11:20.920 --> 02:11:26.720 Do you know of any integrated programs like that. No, Typically bookkeeping is 1709 02:11:26.760 --> 02:11:31.319 completely separate from the tax filing. But bookkeeping can do if you take like 1710 02:11:31.439 --> 02:11:33.760 do a quick books or something. Can they prepare balance sheets and stuff like 1711 02:11:33.840 --> 02:11:37.800 that? Sure, that's what they're for, is financial statements more okay for 1712 02:11:37.960 --> 02:11:41.439 businesses. So you can if you keep your bookkeeping, your balance sheets, 1713 02:11:41.479 --> 02:11:46.720 you can do your income statements. You can do your different kinds of stuff 1714 02:11:46.840 --> 02:11:50.680 like that. Yeah, but you don't actually file with the book No, 1715 02:11:50.800 --> 02:11:54.000 no, no, of course not now as far as bookkeeping, excuse me, 1716 02:11:54.079 --> 02:11:58.920 filing taxes. This is my question. I heard that the IRS is 1717 02:12:00.159 --> 02:12:03.960 moving toward a system where it would be all electronic. They introduced a free 1718 02:12:05.479 --> 02:12:09.479 experimental program, free which you're trying to expand as much as they can, 1719 02:12:11.000 --> 02:12:13.000 but they're really limited in the kind of clients they can serve. So, 1720 02:12:13.239 --> 02:12:18.800 Eric, when you file my taxes, you do them electronically or electronic. 1721 02:12:18.239 --> 02:12:22.720 So there's what do you do with the heart They don't require any follow up 1722 02:12:22.760 --> 02:12:26.720 with hard copy at all, no more. That's gone really, so would 1723 02:12:26.760 --> 02:12:30.000 you say that that go ahead? Mark? Well? Why, I was 1724 02:12:30.119 --> 02:12:33.439 just commenting on what Eric said. I had no idea, almost like a 1725 02:12:33.640 --> 02:12:37.560 for lack of a better words, a turbo tax. You're saying the IRS 1726 02:12:37.720 --> 02:12:41.920 actually kind of has something similar. It's going to be their own website with 1727 02:12:41.000 --> 02:12:45.960 the wouldn't that be the honest to god, I would find that to be 1728 02:12:46.119 --> 02:12:50.319 the dumbest thing ever to use, right, unless you make literally zero Why 1729 02:12:50.479 --> 02:12:54.000 is that? Do you think it will skew against you? Well? How 1730 02:12:54.079 --> 02:12:58.359 many people are going to know certain things they can write off. How would 1731 02:12:58.359 --> 02:13:01.920 they even know? Like part of their home office could doesn't ask questions, 1732 02:13:03.000 --> 02:13:05.199 does it go oops? Did you think of your home office? Now? 1733 02:13:05.239 --> 02:13:09.920 Wait a minute. That is a good point. Whereas turbo tax will try 1734 02:13:09.960 --> 02:13:13.079 to help you take advantage of all your write offs, right, it tries 1735 02:13:13.199 --> 02:13:18.880 to make suggestions. Yeah, but Mark, this experimental program is going to 1736 02:13:18.920 --> 02:13:22.920 be for real, simple situations, people with w twos and interests. I 1737 02:13:22.000 --> 02:13:26.319 don't think business people are going to migrate to it at all. God, 1738 02:13:26.640 --> 02:13:30.880 Like you said, tax law is favored towards the self employed, so the 1739 02:13:30.960 --> 02:13:35.239 irs is never gonna put out a system that lets you massage through your information, 1740 02:13:35.359 --> 02:13:39.720 which you can do on your own. Tax law is favored for self 1741 02:13:39.800 --> 02:13:45.439 employed completely. What do you mean by that? Because two person can't deduct 1742 02:13:45.560 --> 02:13:50.199 anything against their wages, whereas a self employed person has a lot of flexibility. 1743 02:13:50.399 --> 02:13:54.439 Oh, I get that a great And then then let's just think of 1744 02:13:54.560 --> 02:13:58.840 capital gains. Think of how many people just literally make money off capital gains 1745 02:13:58.039 --> 02:14:03.039 and that's way lower than any income and a billion dollars. I'm gonna ask 1746 02:14:03.119 --> 02:14:05.760 you a trust and Mark, what's the capital gains rate? Right now, 1747 02:14:07.520 --> 02:14:11.359 I think it's twenty percent federal and then stay of Colorado, I think it's 1748 02:14:11.439 --> 02:14:16.640 five. Okay, I'm talking short term. Yeah, No, that's long 1749 02:14:16.720 --> 02:14:20.680 term. That's known. Short term is regularly what short term is regular income. 1750 02:14:20.880 --> 02:14:22.039 Whatever your bracket is, that's what is that, right, Eric, 1751 02:14:24.039 --> 02:14:26.960 of course, short term is whatever your your regular rate is. And by 1752 02:14:28.000 --> 02:14:31.960 the way, long term table gate it's fifty that's right. And by the 1753 02:14:31.039 --> 02:14:35.079 way, you're both you're both you're both on, you're both wrong, and 1754 02:14:35.119 --> 02:14:37.520 I'm gonna tell you why. Coming up. You've got more coming up. 1755 02:14:39.319 --> 02:14:43.600 Go with a sure thing Denver's best roofer Excel Roofing dot com. You don't 1756 02:14:43.600 --> 02:14:50.560 pay a cent until you're content. Time for an insurance checkup free, no 1757 02:14:50.680 --> 02:14:54.560 obligation. In comparison, call Compass insurance paying too much your coverage at dozens 1758 02:14:54.600 --> 02:14:58.640 of insurance companies find out now three oh three seven seven one help. You'll 1759 02:14:58.680 --> 02:15:03.199 think you are his only customer when you choose Frank durand the Real Estate Man 1760 02:15:03.319 --> 02:15:07.760 dot com to list your home with Remax Alliance three oh three nine two zero 1761 02:15:07.880 --> 02:15:15.520 sixteen twenty two. All right, I'm Tom Martino, Eric Reinemerantles CTAs and 1762 02:15:15.680 --> 02:15:18.960 advisors. And here's what I want to say, capital gains. We were 1763 02:15:18.039 --> 02:15:22.439 joking about that. They were both kind of wrong. They said fifteen percent 1764 02:15:22.560 --> 02:15:24.920 or twenty percent. They're both right on fifteen and twenty percent, but I 1765 02:15:26.000 --> 02:15:28.439 didn't realize this. You don't pay twenty percent capital gains until you make over 1766 02:15:28.560 --> 02:15:33.640 four hundred fifty nine thousand, seven hundred and fifty dollars. And if you 1767 02:15:33.760 --> 02:15:39.479 make then it's fifteen percent between forty one thousand, six hundred and the big 1768 02:15:39.760 --> 02:15:43.159 four hundred fifty nine thousand, so it's fifteen. So most people pay fifteen 1769 02:15:43.279 --> 02:15:48.560 percent, some people pay twenty percent. But Eric, there is also what 1770 02:15:48.640 --> 02:15:52.239 that is zero? Well, there's the zero level zero. So Mark, 1771 02:15:52.439 --> 02:15:56.159 if you make under forty two thousand roughly, yeah, I see that. 1772 02:15:56.720 --> 02:16:01.520 That's I mean, see I never have. I only found that out the 1773 02:16:01.640 --> 02:16:03.720 other day. And I know why Mark or ninety thousand for a couple, 1774 02:16:03.880 --> 02:16:07.119 So yeah, yeah, that Mark, that's ninety grand. So think about 1775 02:16:07.159 --> 02:16:11.880 this. If a couple's making about ninety grand a year, or technically it's 1776 02:16:11.880 --> 02:16:16.319 about it's about eighty three or eighty three or eighty four. If you're making 1777 02:16:16.439 --> 02:16:20.560 that or less and you sell your house, you have zero capital gains above 1778 02:16:20.600 --> 02:16:24.079 that amount? Hey, or have you? Does that go for an IRA? 1779 02:16:24.479 --> 02:16:30.000 Like, if someone's retired age seventy and has an IRA that's generating one 1780 02:16:30.119 --> 02:16:35.079 hundred thousand dollars a year or I'm sorry, under ninety thousand dollars a year 1781 02:16:35.120 --> 02:16:37.719 in revenue. Well, first of all, iras aren't tax they're tax deferred 1782 02:16:37.760 --> 02:16:41.799 anyway, and everything in an IRA comes out ordinary income. Everything nothing is 1783 02:16:41.879 --> 02:16:46.239 capital And that was the question. So there's no capital gains coming out of 1784 02:16:46.280 --> 02:16:48.840 an IRA. Any retire for any retirement plan, there are no capital gains. 1785 02:16:50.120 --> 02:16:54.239 Guys. It's free up until when your income goes over collectively over that 1786 02:16:54.399 --> 02:16:58.840 eighty five thousand. Then the fifteen percent kicks in. So it's all about 1787 02:17:00.159 --> 02:17:05.399 your other income. Like but still everything. There are people who have sold 1788 02:17:05.440 --> 02:17:07.959 homes and had no capital or excuse me, or stocks or whatever, and 1789 02:17:09.040 --> 02:17:11.639 they don't pay capital gains. That's right now. What was the other thing? 1790 02:17:13.200 --> 02:17:16.239 You can plan it strategically for a year when you might have something. 1791 02:17:16.280 --> 02:17:18.799 Okay, there's an additional tax mark I didn't even know about on top of 1792 02:17:18.879 --> 02:17:22.520 capital gains. If you make too many capital gains go ahead, there's the 1793 02:17:22.719 --> 02:17:28.079 net investment income tax which came in a few years ago. It's three point 1794 02:17:28.239 --> 02:17:33.680 eight percent that kicks in if you have an investment income over two hundred and 1795 02:17:33.719 --> 02:17:35.760 fifty thousand dollars in a year. For think about that now, that's not 1796 02:17:35.879 --> 02:17:41.360 too difficult to achieve with a big portfolio. So that's a total investment. 1797 02:17:41.600 --> 02:17:45.440 Even if you don't pay cap gains. If you have income from your from 1798 02:17:45.520 --> 02:17:50.239 your from your investment accounts, you pay an extra three point eight percent on 1799 02:17:50.360 --> 02:17:54.520 it. Do jeez. That came in a few years ago. Yeah, 1800 02:17:54.559 --> 02:17:58.079 I just never thought of that because and you know what I'm thinking, Wow, 1801 02:17:58.200 --> 02:18:01.479 I didn't know why they did. You know why they do this though? 1802 02:18:01.520 --> 02:18:05.000 Why the capital gains is so much less? They want people investing in 1803 02:18:05.040 --> 02:18:07.680 the coast. Of course, that was the whole idea. Is not to 1804 02:18:07.760 --> 02:18:11.239 make it ordinary income. They wanted you to have the incentive to invest. 1805 02:18:11.440 --> 02:18:15.840 And by the way, I should mention that there is a move in government 1806 02:18:16.040 --> 02:18:20.440 in some factions to remove all capital gains and in fact it goes worse than 1807 02:18:20.520 --> 02:18:24.159 that mark. Do you know that there is a real move in Congress to 1808 02:18:24.360 --> 02:18:31.399 tax on realized Now now can you happen? How the hell can it happen? 1809 02:18:31.680 --> 02:18:35.879 If you have an unrealized gain and pay tax on it. What happens 1810 02:18:35.000 --> 02:18:39.719 if when you go to sell that gain turned out to be not so much? 1811 02:18:39.920 --> 02:18:43.239 Do it happen? Don't get nervous about it, because I don't even 1812 02:18:43.280 --> 02:18:46.079 think that would go through the Supreme Court. Man, how about an unrealized 1813 02:18:46.239 --> 02:18:50.520 murder? Yeah, of course. Okay, we're out of time. I 1814 02:18:50.600 --> 02:18:54.360 want to tell you about Atlas. They're great people still taking new clients. 1815 02:18:54.159 --> 02:18:58.440 That's big and small. Atlasfirms dot com three O three seven nine to nine 1816 02:19:00.319 --> 02:19:03.639 nine one. They're great for small businesses. Yeah, and don't forget to 1817 02:19:03.719 --> 02:19:05.440 call three h three Martino twenty four to seven to get on the show.