WEBVTT

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So a little behind the scenes,
we are recording the Minnesota Goodbye, but

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we're short on time because Drake was
playing a game with us that was a

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giant fail and he blesses little p
Pick and Heart. He tried for probably

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ten minutes to make this game work
and so it did not work. So

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now what is the circumstance. We're
going to read the Minnesota goodbuye emails without

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prereading them. So let's see what
happens here we go morning. David Jenny

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is a P one listener for many
years. I have to say that the

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BF bit is annoying and love to
have it stop. I have to believe

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I'm not the only one with this
opinion. It makes me think I'm talking

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to my young girl cousins who I'm
cannot stand to listen to half the time.

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What happened that I just get old? Oof dah hah. Please take

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this lightly, but also for real, love you all cheers because people write

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and say, hey, it's BF
Carol, or it's BF Mike or BF

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Brianne or whatever, and we that
was back when we were trying to kem

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up with an name for listeners.
Yea, I always like loons but loons.

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Nobody ever liked it but me.
So BFF or bestie was kind of

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what listeners want to call themselves.
And we don't actually use that unless someone

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writes it in their email themselves or
maybe they sign their text message with it,

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but we don't use it. We
ruled it out. We said,

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no, it doesn't work Dart liquors. What about Dart liquors. I like

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that. I think it might be
a little inappropriate for the younger demographic,

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right, Okay, scratch that idea, Yeah, okay, next one.

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Oh damn, I'm so frustrated with
this cough, but I don't know what's

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causing it. So I brought in
some cough drops, so I've got that

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all right. Here would go Dave
and Jenny and Drake if he's not busy

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listening to the Oli and Lena jokes, which I agree we're terrible. I

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would tell this in the Marine Corps
when the others wanted to know about Minnesota.

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So I'm gonna read this joke and
I have not read it before.

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Okay, here we go, audience. Finn were laid off from their jobs

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and needed to go to the unemployment
office to get their monthly checks. They

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both talked to the same agent,
we're giving a check and sent on their

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way. It's Ole and s Fenn. So in the car, Oli looked

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over to see how much money Spen
had on his check and noticed it was

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much more than his. Well.
Oly stormed into the unemployment office and demanded

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to talk to the lady who wrote
out their checks and why Spenn was so

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much more than his She explained that
Spenn put down that he is a diesel

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fitter, which is highly technical compared
to his job of sewing the elastic band

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into women's underwear. With this,
only looked over at the woman and said,

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yeah, I do sow the elastic
band into women's underwear. And he

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says, yup, diesel fitter,
and this is you know what, Jenny.

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That's kind of a polite response.
It's not funny, but it's also

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a perfect Olyan lean A joke because
most of the time they're not very funny,

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but they're appropriate for all ages.
Yeah, thank Jim, we appreciate

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that. Thanks for your service back
in the Marine Corps. I hope you

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got is it in the Marine Corps
when they took a bar of soap and

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they wrapped that up in their towel. Then they strapped the soldier to the

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bunk and they went around. It
was in that movie A Few Good Men

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Code Red, you got Code read? I hope that when you told that

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joke, Jim, that you got
the code red with a bar soap and

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your towel and got beat in your
bunk. I don't know what I'm talking

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about. I don't I haven't seen
that movie. But are they just whipping

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him with the soap and the towel
is out? There's a soldier they don't

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like. So in the middle of
the night, they're in their barracks and

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there's a soldier in his bunk.
They take his blanket, they stretch it

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over him and have people hold it
so he can't move, okay, and

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then they wrap their heavy bar of
soap in their towel and they walk by

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and they beat him with it,
and they all take turns beating him,

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and then he's like crying and screaming, and then I think he ends up

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dying. So then Jack Nicholson is
on the stand and they're going Tom Cruise

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is saying, who ordered that Code
red? And it's like, listen to

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me, I eat breakfas five hundred
yards from people who were train to kill

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me. And then Tom Cruise goes, did you order that code read?

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And then Jack Nicholson says you can't
handle the truth? Does that ring a

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bell at all? Okay? I
mean that part? Does I want the

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truth? You can't handle the truth? Got a good Jack Nicholson impression?

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No, I mean thank you.
I'm very kind. I think you're being

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generous. I'm serious. I knew
exactly what you were talking about, is

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you were doing that impression? Okay, well, thank you? All Right,

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here we go, Hello morning Shoe. I could write a novel about

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how much I love you guys,
but I skip right to my topic.

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I really appreciate that. Thank you. My husband and I recently moved to

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Richfield, and although I've always lived
in neighboring towns Bloomington, Minneapolis, St.

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Paul's, Saint Louis Park, I'm
just realizing I never knew much about

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rich Field. I've been wondering what
the typical rich Field stereotypes are. We

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all know the reputations of Dana Coon, Rapids, etc. What are rich

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Fieldians perceived as. There's nothing I
love more than a good roast, so

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make sure to include the good but
mostly the bad. And while on the

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topic, I would love any recommendations
on good restaurants and attractions in rich Field.

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I truly have no idea. Rich
Field to me is one of those

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cities that you drive through to get
somewhere else. I don't really right,

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I don't really stop in rich Field, but I know I've driven through it

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many times. But I don't know
what is in rich Field, and I

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certainly don't know what the stereotypes are, so we could make some up.

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Yeah, I would say if you
if your kid goes to school in Richfield,

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then they don't smell like cigarette smoke. They send them home, So

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I would say there's that. I
don't know whether it's a trashy suburb or

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a nice suburb, but if it's
nice, then it's not as funny as

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if they're trashy. Field is the
suburb where people got all up in arms

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when they started doing roundabouts, and
they still haven't quite figured it out.

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So when you get to those intersections, it's just a complete traffic jam.

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Okay, I don't know, don't
know. I like that, so rich

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Mold people are kind of stupid.
So I would say maybe something old old

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fashioned. Yeah, they're pretty excited
they get some new technology in Richfield.

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The fax machine has just been has
just arrived in Richfield. So maybe they're

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a little bit behind the times.
What else would be a rich fielding?

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And I don't know. A good
side of things is that you do have

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a delightful target, Okay, in
your city. It's right off of seventy

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seven. I used to go there
after I get done working at the Mall

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of America, And so you have
that going for you. Well, here

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here's one that I could make this
into a joke. It's like, yeah,

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they got a new target in rich
Field. It's a beautiful target,

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but nobody can get there because they
can't figure out how to drive around about.

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I mean because there is a roundabout
right by that target. Okay,

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so I've done my best, Molly. I don't know if somebody else listening

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who lives in Richfield might be able
to write something or send us an email

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about the stereotype rich Field. I
don't I've lived here thirty years. I

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don't really think about rich Field because
I don't think it has something that stands

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out like he Dinah is rich coon
Rapids is trash. I think Owatana is

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meth Woodberry is rich, and McMansions
I don't know. Okay, next one,

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even though I live out of state, Please don't say my name.

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Thanks for putting that up front.
I am one year and three months into

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a new career, fresh out of
law school. Okay, we read this

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one the other day. Yeah,
we read it the other day, and

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then she wrote it again last night. So I will say, go back

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and listen to the minute. We
did answer it right, I don't see

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now. I'm questioning though, because
it's on the one where we deleted it.

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No, there was one that we
got through like ten emails practically,

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and I don't know if that was
the one. I'm I'm gonna read it

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again, so because I think if
it won't hurt to read it again.

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I'm a year and three months into
a new career, fresh out of law

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school. My place of employment has
its perks and potential to be very lucrative,

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but demands are constant, extremely stressful. The job can feel soul sucking

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at times. I have been offered
a job at a very small company,

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less of a commute, same pay
way, more work life balance that sounds

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like a silly thing to say,
but it is very much less fancy schmancy

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than my current job. It seems
like a no brainer, right, but

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I truly just can't pull the trigger. How do I choose? Is it

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worth dedicating to my job, my
life to a job that is borderline toxic

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for the prestige? Or do I
just chill the fuck out and live a

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slower life? Will I be okay
if I slow down. I'm in my

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mid thirties, not old, but
also not young. Life is confusing.

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Help ps. I've listened to Dave
Ryan Show since middle school. Has been

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a source of comfort and companionship during
minute phases of my life, and I

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think that's very special. Thank you. I really appreciate that you live out

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of state and you still listen to
the show. Jenny, what do you

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think? Yeah? My answer is
that I know she's not very far into

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this position with the company she's currently
with, but I think that the other

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company sounds much better for your mental
health and for your work life balance.

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And I just think that up until
like the last few years, the hustle

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culture was such a big part of
your career, and it's not as big

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of a part of your career anymore, because what we realize was that it

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took such a toll on your mental
health. So I am more on the

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side of go for the other job. Maybe give this one a little bit

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more time and see if it's worth
it. But would I would jump ship.

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I would absolutely jump ship to the
other one. I almost agree with

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you. I would say stick with
this one to see if it gets better.

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You're a year and a half out
of law school. It's got the

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prestige, you got the salary.
I'm gonna say that what sucks about life

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and work is that to be successful, to get the prestige, you really

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have to work harder and give up
more of your personal life than you wish

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you did. In a perfect world, we would work our eight hours a

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day and never have to check email
and never get a phone call from the

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boss after hours, and never have
to go in on a weekend. That

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would be a perfect world. But
it doesn't really work that way. And

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for the more prestigious. Okay,
I watched the show's Suits and you're a

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lawyer, so maybe you watch this. The main character, or to the

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main characters, Harvey is the lead
like partner in the law firm, and

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Harvey doesn't really have a life.
He comes in early and he works late,

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and he makes fun of people who
leave early, and he makes fun

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of people who are like, it's
nine o'clock at night. It's like,

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oh, you're gonna go home.
It's only nine o'clock at night, And

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that sucks. And that's the extreme, but it's kind of like, if

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you want that's prestige, that's kind
of what it has to be like.

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So I would stick it out for
a while and see whether it gets better.

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But it's great that you have this
option. Maybe there's a time limit

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on the other option. Maybe it's
being offered to you when you don't have

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a lot of time to figure it
out. Yeah, I don't know.

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I can't answer that for you,
but personally, stay with the one that's

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got a little bit more prestige.
But that's a total you decision, so

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good luck. I gotta talk on
this housing market thing. It's a lot

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worse than people realize. We were
talking about why it's so hard to buy

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a house and why somebody will buy
a house, not live in it,

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but then turn it into an airbnb. So now you've got a millionaire who

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owns three or four Airbnbs, and
you and I can't afford a house that

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we want because they're being snapped up
by rich people. I will make this

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short, but there's some really shady
things going on, and I want to

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share the information. The Airbnb crisis
is becoming just that a crisis, and

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these investors are not just rich people. Banks are now giving out loans to

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individuals called debt service coverage ratio.
These loans are made generally for large commercial

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real estate buildings like hotels and skyscrapers, but they're being given out to regular

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people to invest in Airbnb's. Here's
where it gets worse. They don't look

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at your individual income, only the
future the properties expected to make based on

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the bank's analysis of probable cash flow. You need at least twenty percent down

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in a credit score of six twenty
or higher. But such is an unconventional

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loan. The interest rates are much
higher than conventional loans, and you can't

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consistently rent out the property. You
have to pay. If you cannot consistently

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rent it out, you have to
pay out a pocket and as we're seeing

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right now, people are having trouble
finding renters. So if you get a

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five hundred thousand dollars loan and have
a forty thousand dollars income. That's a

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problem. Sound familiar. Not only
that, adjusted rate mortgages become much more

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popular last few years, so people
can actually afford a home. I'm gonna

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be honest. If you got lost
during that paragraph, I did too.

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But I think what they're saying is, yes, there are causes for the

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housing and airbnb crisis. If anybody
has not seen it yet, please go

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watch The Big Short on Netflix.
It doesn't talk about these loans, but

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it's unbelievably informative about finances, the
OA Ashwall Street and the patterns I've been

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seen from then and now. Sorry
if this is long, but I really

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hope you'll read this as I'm furious
these type of loans still exists. Thank

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you so much for explaining it.
If you're really interested, go back and

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listen to it again. It kind
of lost me a little bit, but

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I know it's because she was trying
to be brief and not too long winded

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in her explanation. Yeah, I'll
be honest, I've never heard of that

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kind of a loan, and I
feel like I've heard a lot of different

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things that I am dating a real
estate agent, but I've never heard of

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that type. Okay, yeah I
haven't either, So very interesting though.

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Okay, good morning, Hope everything's
been going somewhat smoothly with transitions email and

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regarding am I the asshole? And
the lady with her dog at the park.

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A couple of days ago, a
woman wrote in took her kids of

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the park. Somebody was there with
an off leash dog and the dog was

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big, and her kids and her
don't like dogs, and the dog was

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on the playground equipment. She said, hey, will you please keep your

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kid your dog off the playground equipment. The woman got snippy and then left

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with her dog and her kids,
and she said, am I the asshole?

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My backyard is essentially a park,
and whenever my son and I go,

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we bring the dog. He knows
that if there are other kids on

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the playground, I'm not going to
be able to play with him because I

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don't want to go because I won't
go on the playground area with my dog,

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in which I have always leashed my
dog and he is very friendly.

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I do not think being out of
playground where kids play with the dog is

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appropriate. The same thing happened with
my son. When we were at the

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park. A lady had her dog
on the actual equipment and I grabbed my

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son and said, we're going to
go play over here. I don't want

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you around the dog. The lady
said, oh, the dog is friendly,

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she won't hurt him. What people
don't understand is if a kid is

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running or falls and trips and scares
a dog, you don't know what the

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dog's reaction is going to be,
and if it's not fair for the kid.

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It gets a little bit confusing.
But basically they say, just because

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your dog is friendly and you like
dogs, doesn't mean everybody does. Any

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who, I know it's getting long, have a great day, Love you

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all. Love hearing more of Drake, especially when Drake uses his squeaky Drake

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voice to make fun of him.
L O L. I know. For

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an example, even friendly dogs can
get startled and bite. And I'm gonna

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tell you why we had a colleague
named It was either Gracie or Rex.

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When this happened, Carson was a
little kid, probably eight or ten years

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old. Carson was sitting on the
front sidewalk with a pogo stick and jumping

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up and down on the pogo stick. Rex comes by the Collie. It's

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scared Rex that Carson was on a
pogo stick, so he bit Carson.

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Rex was the gentlest, sweetest old
man of a dog, but it scared

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him with the squeak and the noise
and the jumping in the movement. He

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didn't know what was going on,
so he bit Carson on the leg.

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It didn't break the skin, but
still that can startle the dog kids running.

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Carson used to run, and Gracie
used to chase Nip at his heels

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because she was a colleague. She
was a hurting dog. So you got

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a good point. Everybody knows put
your dog on a goddamn leash and don't

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walk around without your dog on a
leash, no matter where you are.

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Everybody knows this, but people.
I asked people last week. I said,

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send me an email and justify why
it's okay to not have your dog

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on a leash. Nobody has emailed
and justified it because nobody can justify it.

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Yeah, okay, next one,
how are we doing for time?

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Jenny? We only have like a
less than a minute. Okay, let's

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see what we got here? Ay, here we go? Not sure what

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the change was. But ads used
to play at a normal time on your

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podcast, like when the show would
go into a song or commercial. Now

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the ads are in the middle of
someone talking and last thirty seconds to a

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minute. It almost scares me because
they're always louder than the show audio.

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What is this all about, Jenny? This is probably not the podcast here,

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but the show podcast. This is
the first I've ever heard of that.

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We did switch the platforms that we
load our podcast through out, but

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we still use our old platform to
edit it, and we had to put

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in these filler spots where the ads
were supposed to go. So I don't

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know if it's because those filler spots
are basically just like zero and length.

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It doesn't actually have a length.
It all registers once it gets fed through

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the iHeart channel, so I'll have
to talk to someone. This is the

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first I've ever heard of that,
though I think I've heard people bring it

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up that it looks like in the
interrupt in the middle of our talking and

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then play a commercial that is definitely
not how it's supposed to be. We

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gotta wrap up, send your emails, justify your dog being off a leash,

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anything else you want to talk about. Send that to Ryan show At

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at KWB dot com.

