WEBVTT

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You're listening to kf I am six
forty wake Up Call with me Amy King

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on demand on the iHeart Radio f
K five and kost H T two Los

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Angeles, Orange County Day who hast
ab K eight is five o'clock on your

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wake up call, I'm Amy King, Good morning, Happy Friday. You

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made it through again. I used
to always think it was silly when people

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said that because I wasn't working a
five day work week. But now that

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I do work Monday through Friday,
I go, whooo, we made it

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Okay. All kinds of good stuff
coming up for you on wake up call

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this morning. We're gonna be talking
to the house whisperer. We have a

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hero in our midst you're gonna want
to hear about this. And do you

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use credit cards that earn you points? Well, if you do, we've

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got the points guy coming on to
tell you which ones are best, which

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are worst, and how the government
might be trying to cut off access to

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them. Oh goody. But here's
what we're following in the KFI twenty four

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hour newsrooms. Staffing requirements, money
and streaming still sticking points for the WGA

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writers who are expected to be meeting
again with Hollywood Studios for a third day.

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Insurance Commissioner Ricardo Laura has struck a
deal with the insurance industry to write

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new policies in California. You know, several insurance companies have said they're not

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just not going to do it anymore
in California because of the cost of it.

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The deal will allow insurers to charge
higher rates in fire prone areas,

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State Farm, USAA, and all
State of all requested rate hikes from twenty

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eight to thirty nine percent. The
Lahina Banyan tree has sprouted. Its first

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shoots, sent a wildfire tour through
and destroyed the historic town on Maui.

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The massive tree is in the center
of town. It's one hundred and fifty

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years old and just got scorched in
the fire. But arbors say this is

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a good sign the tree could make
it. At six oh five, we've

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got handled on the news. Thousands
of mattresses sold at Bill's favorite store are

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being recalled. Let's start with some
of the stories coming out of the KFI

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twenty four hour newsroom. Business Owners
affected by the writers strikes say they are

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anxiously awaiting or anxiously waiting to hear
whether a deal has been reached with production

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companies. Writers have been on strike
for over four months and many businesses relying

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on movie and TV production I've had
to layoff staff, cut costs, and

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some have even shut down. CEO
of Bridge Furniture and Props Burbank, Dave

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Wilson says something has got to give. Last year was the best year we

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had in the history of the company, and we were founded in two thousand.

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Solupen around for a little while.
This year it looks like it's actually

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going to be the worst. The
WGA has been meeting with studio heads the

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last few days and says it won't
pull members off the picket lines until a

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deal is solidified. Chris Adler KFI
News. Negotiators for the striking writers are

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said to meet again today with represents
representatives of the Hollywood studios. Orange County

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DA Todd Spitzer has criticized La County
DA George gascon for not seeking the death

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penalty against the man accused of murdering
in La County Sheriff's deputy in Palmdale.

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Gascone charged the man with murder and
said he will seek the maximum penalty allowable

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under law, which is life in
prison without parole. But Spitzer says that

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statement is a lie since the death
penalty still exists in California and prosecutors can

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go for it when it involves the
murder of a law enforcement officer. State

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Attorney General Rob Bonta issuing clinics known
as Crisis Pregnancy Centers for alleged false advertising

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of abortion pill reversals. Bonda calls
the center's predatory says they took advantage of

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vulnerable pregnant patients by making false promises. The procedure is considered experimental and is

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opposed by top medical organizations. President
Biden has promised another three hundred twenty five

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million dollars in military aid to Ukraine. He announced the additional funding yesterday while

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he and President Zelenski met at the
White House. Because that's what this is

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all about, the future, the
future of freedom, Zelenski thanked Biden and

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the American people. A number of
Republicans want to stop sending money to Ukraine.

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A new program in San Francisco is
offering up to five hundred ninety nine

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dollars in gift cards for drug users
who get off drugs. Nearly two dozen

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patients are part of the program who
are trying to kick their addiction of coke

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or meth. They are rewarded with
gift cards every time they get a negative

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drug test, up to five hundred
ninety nine dollars. Officials say they're trying

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to rewire the brains of those addicted
to stim ellence by offering them financial gains

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in the form of gift cards.
It is five zero six. Let's say

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good morning to ABC's Stephen Portnoy.
Stephen. House members are headed home for

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the weekend, even though a deadline
to keep the government funded is just eight

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days away, and there's no plan
for them to vote on anything that would

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avoid a government shutdown at this point, so they're going to be sent home.

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And plus Monday is the Jung kipor
holiday, so the House will not

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be in session out of respect for
that. So look, three more days

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will pass without an answer here.
And there is a narrow path to avoiding

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a government shutdown and involves the Senate
on a bipartisan basis sending to the House

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a short term government funding bill of
at this moment indeterminate length that would avoid

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a government shutdown on October first,
But House Speaker Kevin McCarthy is under tremendous

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pressure from his right flank not to
put such a measure on the floor.

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There's a small number of recalcitant Republicans
who have worn him not to do that,

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that it would imperil his speakership,
that would the House would evolve into

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chaos if he were to take that
step. And yet if he were to

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do it, it would easily pass
because there would be bipartisan support in the

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House to avoid a government shutdown,
to fund Ukraine, to fund disaster relief

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and other things. Well, then
why wouldn't they do it? Because the

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small number of House Republicans have threatened
the speakers and those guys, that's right.

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And twice this week, and extraordinary
thing has happened in the House of

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Representatives. Before any final vote happens
in the House, the House first approves

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a resolution that sets the terms of
the debate. They call it the rule.

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And twice this week, the rule
on a Pentagon spending measure that it

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was crafted by Republicans, the Democrats
opposed. The rule failed. That almost

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never happens. In fact, it's
happened three times this year, but it

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hadn't previously happened for about twenty years, and it's an emblem of the dysfunction

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of the House of Representatives currently under
Republican leadership, where Kevin McCarthy does not

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have that, he has not instilled
the kind of discipline that his predecessors were

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able to enjoy. Nancy Pelosi had
an ethic that she would never put a

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measure on the floor that she didn't
already know was going to pass. And

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now three times so far this year, Kevin McCarthy's tried to advance a measure

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and he's been stymied by members of
his own party and trying to get it

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through. Why are they objecting,
Well, they object mainly for these reasons.

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They oppose additional Ukraine funding. They
want steeper cuts to agencies than Democrats

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in the Senate or at the White
House would accept. And they want a

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return to what they believed to be
regular order, which is the twelve individualized

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year long appropriations bills that the House
would adopt, that the Senate would then

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accept or reject with changes, and
that would then be signed in the law

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by the President. Now that's a
wonderful theory. It goes back to the

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Budget Act of the mid nineteen seventies, and it has only rarely happened of

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late because there is political division the
country and certainly in the Congress, and

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there is divided government here in Washington, DC, And as a result,

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the only efficient way to keep government
agencies funded beyond the end of the fiscal

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year is to adopt a short term
spending measure. It's nobody likes that idea,

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but it's all at the moment that
seems possible right now. That's all

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they ever do. We haven't had
like a long term budget for forever.

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We're always facing a shutdown. Well, in divided government, that's true.

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When there's unified government, the appropriations
process can work. But the country has

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chosen a Republican House of Representatives and
a democratic president, and in that dynamic,

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it is not likely that you'll find
compromise when there's no incentive for compromise.

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In fact, there's incentive for division
right now. And the former president

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Donald Trump said on a social media
platform that he wants Republicans to defund all

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aspects of what he calls a weaponized
government. So you've got Donald Trump essentially

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advocating at least a partial from shutdown
it's not clear what all aspects of a

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weaponized government means, whether that's all
government agencies are just certain ones. But

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the bottom light is the idea of
you know, operating under regular order under

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the Budget Act of nineteen seventy four
and having twelve individualized appropriations and measures crafted

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by House republic and appropriators the Democrats
in the Senate and the White House would

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accept, and having it all tied
up in a bow by October first is

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simply not realistic. So if we
go into a shutdown, what I mean,

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really what happens, because I mean
like stuff comes to us stop,

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but once they do finally pass something, which they eventually will, then everything

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starts back up and back pay is
given and all that right. So I

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unfortunately it's a very complicated question.
I don't have enough time to answer here,

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but let me let me just say
this. Essential government workers would would

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stay on the job, they would
get back pay, but the federal bureaucracy

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would would stop, and any interaction
that Americans depend on or count on with

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federal age would be Stymy think of
it this way, social Security checks would

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go out. Your attempt to get
a Social City card for your new baby,

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would be a problem. Okay,
we're going to dive into this more.

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I'm sure as we get closer to
this deadline. Thank you so much,

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Steve, and I know you have
to go appreciate your time this morning.

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But let's get back to some of
the stories coming out of the KFI

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twenty four hour newsroom. Homes in
Rancho Palace Verdes are being damaged by landslides

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caused by too much water calwaters.
Ivan Kingman says the utility company is prioritizing

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calls from customers in the city who
are reporting pipe leaks, and what we

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do after that is we dispatch crews
to go investigate it. Sometimes it's found

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to be a league on a customer's
private line. Sometimes it could be another

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utility line. City councilman Eric Alagria
said yesterday two homes have been red tagged

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and eight others are being closely watched. He has suggested declaring a state of

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emergency so they can fix the damage. A rule change in California could mean

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higher in insurance rates for homeowners.
The state's insurance commissioner says he wants to

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let insurers consider climate risks in pricing
in exchange for insuring homes in wildfire prone

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areas. Companies are not allowed to
factor in current or future risks when deciding

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how much to charge for an insurance
policy. Instead, they can look at

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previous disasters and set the price from
there. A man in Inglewood has been

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shot and killed by a police officer. Inglewood Police Captain Neil Cochran says the

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man was acting erratically in front of
a home yesterday. He ran into the

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backyard and refused to surrender even after
police used tasers, pepperballs, and rubber

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bullets. They used various methods of
less lethal techniques, but ultimately he charged

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the officers with a knife and an
office ball shooting took place. One officer

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was injured as he fought with the
guy before the shooting. The death of

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a man who tried to get into
or onto a school campus in Long Beach

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while holding a sledgehammer has been classified
as a homicide. He was stopped from

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getting into the elementary school Tuesday by
two men who punched and kicked him as

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they tried to detain him and get
the hammer away from him. Police say

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the two men were interviewed, but
we're not arrested. The investigation is ongoing.

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The president of the UAW has warned
more auto workers are going to hit

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the picket lines if a deal isn't
reached today. About thirteen thousand workers so

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far are on strike in the first
stage of walkouts. UAW Local five fifty

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one Chicago, and it's fifty five
hundred members could be the next to walk

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out. When I say union,
you say strong. Junior Junior Junior workers

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rallied yesterday outside Union Hall. The
UAW president will be speaking this morning.

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The Massachusetts Air National Guard, accused
of leaking classified documents, is due in

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federal court in Boston. Jack Tashara
is charged with unauthorized retention and transmission of

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classified national defense information under the Espionage
Act. He's been denied requests to be

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released from custody while awaiting trial.
Charter bus carrying members of a high school

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marching bands crashed in New York,
killing two adults and hurting dozens of students.

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The wreck yesterday happened on I eighty
four. The bus rolled down an

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embankment. The authorities are examining pieces
of the bus that fell off in this

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horrific crash, and they have a
ladder extended that's how they may have extracted

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people through the windows. Aaron Katurski
says the students were headed to band camp

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in Pennsylvania. The school's band director
was one of the two people killed.

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A two year old girl in Michigan
who wandered away from home with two of

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her dogs, has been found in
the woods sleeping on one of the dogs,

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using it as a pillow. Police
say they found the girls surrounded by

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the other dog yesterday. That dog
was protecting her. Troopers used drones and

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police dogs to find the little girl. She wandered away on Wednesday night.

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Okay, our very own producer Anne
is my hero today and here is why.

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We were out and about doing one
of our segments earlier this week,

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and we had just wrapped up and
was on her way home from one of

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our from our outing, she stopped
at a gas station and saw something horrific.

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So Anne tell us what was happening. Yeah, yeah, No,

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it was one of those moments where
you're like, oh my gosh, I

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can't believe this is happening. I'm
pumping gas. I hear a dog,

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like a small dog, yelping and
crying, and I couldn't tell where it

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was happening. So I kind of
looked around the parking lot, and further

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over, in the corning corner of
the gas station, there was this homeless

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guy kicking this little dog it looked
like a puppy, just kicking it full

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long. It was yeah, and
the puppy was up against a fence,

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so it couldn't really go anywhere,
So he is kicking it. And then

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there's another little dog which is about
ten feet away, barking hysterically like leave

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my friend alone, but wasn't running
over there because it was scared. I

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was like, oh crap, So
what do you do? Yeah, that's

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a weird situation to be in,
because you also could put yourself in danger

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if you tried to intervene, right, But I knew at that moment also

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I was not leaving without those dogs. So I slowly start driving over and

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honking my horn, and I had
my window down and I'm yelling stop,

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what are you doing? What are
you doing? Stop? Stop? And

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he turns around starts walking towards me, and he's screaming at me nonsensical.

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I have no idea what he was
saying. And I opened my car door

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and I'm thinking, oh god,
please don't stab me, but I gotta

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make this happen. He turns back
towards the dogs. Yeah, and I

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just started going, come on,
come on, and clapping my hands and

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they literally belined it to me.
They ran to me, and I'm probably

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about ten feet away in my car, still door open. They run to

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me. I grabbed them by the
scruff of their neck, throw them in

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my passenger seat. The guy starts
walking back towards me, and I'm backing

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my car up and pull it out
of the gas station. And I just

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kind of looked at him like,
hey, look, hi, how are

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you guys doing? And so I
still have them. You just saved two

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dogs lives. Yeah, no,
I really And they're just the sweetest little

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thing. So you know that makes
me so mad because I know that,

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like you think about if you're on
the street and not using drugs. I

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mean, dogs can be such fabulous
companions if you care for them. But

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to see them being abused like that
in front of everybody, with no regard

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for the dog at all. I
mean, it's you're You're my hero today.

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You rest thank you well. The
first thing I did was I texted

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you and I said, Amy you're
not even gonna believe what just happened.

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I know, we were seeing Nick
and I are sitting at lunch and we're

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like, she's sending us pictures of
these adorable dogs. Now, I asked,

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of course, immediately, are you
going to keep them? And so

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like me, you can't have a
dog right now. I live in an

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apartment. I can't have a dog. Your schedule is crazy, and you

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know you have to be fair to
the dogs too. But we have some

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really good friends at the Pasadena Humane
Society who were really closely with We were

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just there and I called them and
they said, you know, bring them

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in. We'll make sure they get
a really good home. And I'm you

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know, I said, please let
us know, make sure that we know

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what's going on, and if we
can keep them together, that would be

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amazing because they are very attached.
But they're they're my husband's been walking them

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and so they're they're great on a
leash, they're not a food aggressive,

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they're they're amazing. They're really going
to be amazing pets for someone. And

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she sent videos and these dogs are
so adorable running around her yard and jumping

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up on everything. Yeah, they're
adorable. I wish you could keep them,

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but I think that we're You're going
to put them in good hands and

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yacity in the humane society. And
thank you because I know that you know

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you just don't know what you're gonna
do when you're confronted with that situation.

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And I love that you stepped up. And I love that those dogs recognize

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that you were there to save them. I truly believe they knew that I

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was their way out at that moment. Dogs is smart, amazing. Thank

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you so much. M Let's get
back to some of the stories coming out

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of the KFI twenty four hour newsroom. Theyellow kind of Sheriff's West Hollywood Station

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is testing out some new technology that
will allow drivers and deputies to communicate on

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video chat during traffic stops. The
conversations will happen through an app called safe

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Stop. It's designed to reduce tension
people may have when they're interacting with law

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enforcement, So after pulling drivers over, deputies will video chat with them before

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walking up to their vehicles. West
Hollywood Station is going to test the technology

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during a six month pilot program.
I'll be anxious to see how that all

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works. News brought to you by
Semper Claris. Schools in Orange County have

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reported a one hundred seventy eight percent
increase in racial slurs in the latest hate

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Crimes report, four hundred and fifty
reported hate crimes in incidents Rouncewealth THEEO.

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00:18:47.880 --> 00:18:51.720
Allison Edwards says the twenty twenty two
O Hate Crimes Report also shows a one

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hundred twenty six percent increase in LGBTQ
hate. When we see so much rhetoric

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that targets the LGBTQ community, then
we see a rise in she says.

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Conversely, political rhetoric against Asians declined, and so have reports of hate.

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It has gone down as opposed to
the years that we were more deeply impacted

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by COVID. She says. Overall
hate crimes increase seventy five in the last

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five years in Orange County. Corbin
Carson ka if I News, Poland's Prime

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minister says his country is no longer
sending weapons to Ukraine. He says Poland

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is arming itself. The decision follows
months of tensions over a temporary ban on

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Ukrainian grain imports to European Union countries. ABC's Inez Delaquitterra says it also has

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to do with Ukraine's behavior towards Poland's
government weeks before a tight general election.

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Elections will also soon be held in
Slovakia, where a pro Russian populist who

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has sets Slovakia would not send a
single round to Ukraine is leading in the

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polls. In the spring, Poland
became the first NATO country to send fighter

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jets to Ukraine. Okay, you
know how Walt Disney always said that Disneyland

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will never be finished. Well,
apparently he's right. So Disneyland just recently

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announced a sixty billion dollars planned to
expand Disneyland Park or Disney Parks that would

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include Disneyland. And there's a new
plan called Disneyland Forward that we don't have

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the all the details, the nitty
gritty, but some Disney execs are sort

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of floating ideas of what could happen. So the Disney Park's chair Josh Demorrow

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kind of hinted that there could be
something based on Frozen's Arundel, that there

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could be black panthers, Waconda or
maybe Santa Cecilia from Coco. And Bob

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Eiger also has been hinting that an
avatar experience could be coming to the Disneyland

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resort. There's one at Disney World, but it'll be interesting to see what

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they come forward with. There's also
talk of Tangled and Peter Pan and Zotopia

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and Toy Story and Tron Tron also
has a right at disney World. But

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and I wouldn't be surprised about Zootopia
because I'm seeing more Zotopia stuff in the

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parks, and sometimes that's a precursor
for something that's coming. We're gonna have

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to wait and see. But Disney
Forward twenty twenty four, I love it.

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Can't wait to see what they do
next. Right now, let's say

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good morning to the house whisper and
host of home every weekend on KFI.

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Good morning Dean Sharp, Good morning
Amy. So we're talking appliances today.

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It's an appliance weekend. You know, this is one of the kind of

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peaks or spikes in appliance buying throughout
the year because people are kind of looking

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at the holidays and they're looking at
their kitchens or their major appliances, and

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they're saying things to their spouses and
their partners, like listen, if you

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expect me to cook for your family
On Thanksgiving, I am not doing it

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in that old oven. So major
appliances tend to kind of spike right now

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in purchase. So we thought we
would take the weekend and kind of update

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everybody as to what's out there,
what's changing, because it's it's a little

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funky right now in the appliance world. Okay, so let's lead with that.

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What is changing? What can you
find and what can you will not

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be able to find? Well,
you know, one of the things,

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as you know, that is an
ongoing thing for life right now, is

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the changeover of fuel sources. Right
we are moving from fossil fuels in our

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cars to electric, some people think
far faster than we should be. Congress

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is shutting down what California would like
to do as far as say no more

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in twenty thirty, and there's a
lot of pushback on that. Well,

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there's pushback happening as well in the
appliance world. The state of California,

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though, has mandated by twenty thirty
there will be no more sales and installation

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in new construction of gas heaters,
and right now, as of right now,

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there are no more gas appliances in
new homes being built. Water heaters

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and stuff is that considered as yes, well, so everything from the water

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heater to and most relevant to the
kitchen to the cook toop and the oven

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right, So people are having to
kind of negotiate these transitions now. Fortunately,

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arguably in the automotive world, you
know, maybe you're not thrilled with

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the performance of an evy vehicle yet
as far as it's range and things like

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that. But fortunately in the kitchen
world, there is a completely viable alternative.

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We have induction cooktops now, which
just maybe five d eight years ago

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where outliers. Now they are the
tip of the spear of new appliance purchases

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for cooktops because they are not only
more efficient than a gas cook toop,

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but arguably many people are discovering their
more powerful, they're more sensitive on both

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ends, they're more extreme. They
are a fantastic replace. Whether you hate

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them or love them, you have
to admit the fact that they are a

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fantastic alternative to a gas cooktop,
and they're coming on strong. Okay,

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I don't think i've ever even seen
one. Is it a flat surface like

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or is it does it look like
a gas range? Yeah? No,

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no, it looks like it tell
you. A lot of people get this

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confused, So I'm glad you asked. It is a flat glass surface,

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okay, And it looks a lot
like an electric cook the electric cooktops that

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have been out there forever, right, which are halogen cook tops, the

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ones that heat up. But induction
cooktops are pretty magical. They don't heat

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up at all. Maybe they don't
heat up. They do not emit heat.

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What they do is they create a
magnetic field which grabs onto the molecules

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in the pan, and they heat
the pan. The pan heats up as

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a result of in duct Okay.
Induction, by the way, is the

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00:25:00.960 --> 00:25:06.440
same process that you charge an electric
vehicle with. There's no direct current flow

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between the two, there's no heat
exchange between the two. So imagine this

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a magnetic field heating up the pan
instead of a flame. And that's what

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a flame does on a pan,
right. The heat of the flame makes

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the molecules in the pan start shaking
violently, and as a result, that's

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friction that creates heat. The pan
gets hot, the food gets hot,

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and it cooks your food. Instead
of heat moving the pan, they use

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this magnetic field. The pan heats
up faster more evenly more intensely cooks your

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food without any transition of heat.
So yeah, you could be cooking right

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on an induction cook top, move
the pan, put your hand down on

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the glass. It would be warm
because of the pan's heat heating up the

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00:25:48.920 --> 00:25:52.279
glass, not the other way around. Okay, So it's sort of like

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the same thing as with a gas
stove as soon as you turn except it's

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different than a gas stove because you
never have the heat generating off of it

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is never there to begin with.
Here's here's a funky thing. Okay,

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when Tina we have an induction cooktop
in our island at home. When Tina

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and I are making pasta, you
know how inevitably you turn your back and

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the pasta pop might boil over a
little bit, right, foam over the

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top. We can actually lay down
a towel on our cooktop and then put

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the pot on top of the towel
and then walk away from it, because

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it cooks through the towel. The
induction transferred through the towel, and if

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it boils over, it just the
towel catches the little foamy boilerver. Okay,

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00:26:33.119 --> 00:26:37.799
that's a weird freaky star trek technology. Okay, so let's talk about

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00:26:37.079 --> 00:26:41.160
something else. I just bought something
that I didn't think I was ever going

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to purchase. But it's one of
those you know, it's not just a

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microwave, and I need a microwave. So I was looking for something,

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but I wanted to have the air
fryre because everybody's got the air fryer and

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all that stuff. And I found
a three in one, which is a

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convection of an air fryer and a
microwave. Those are kind of becoming pretty

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mainstream now. They used to be
really hard to fine, but now you

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00:27:00.640 --> 00:27:03.400
get them everywhere. You're right,
they are becoming mainstream. Not only has

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isolated the like countertop versions, but
also built into like double oven combo sets.

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It's really common now that one oven
will be a standard of and the

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other might be a convection microwave combo. And yeah, and by the way,

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an air fryer is essentially a convection
of it on steroids. I mean,

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an air fryer is basically taking hot
air and moving it really fast and

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00:27:29.000 --> 00:27:32.519
using the air movement in order to
create the crisping in the frying effect.

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So you figure we've had convection ovens
around for a long time. Now,

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that's an oven with a fan in
it that moves the air around, and

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they're supercharging these fans. Now,
so yeah, you can buy a full

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size oven with the quote unquote air
fryer setting in which in which the convection

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goes on overdrive and basically create Now, it does take a smidge longer,

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right then you're than the little countertop
air fryers because those things are so small.

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But yeah, these ovens legitimately will
move that air around fast enough to

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get the air fryer effect in the
oven and then the microwave. Now,

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of course they don't operate at the
same time, but the microwave option is

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there as well. And you know
some recipes you could actually combine the two

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00:28:17.119 --> 00:28:21.200
together in cycles so that you know, it takes care of everything. Microwaves

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are great at heating up water,
that's what their thing is. So if

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you've got a food in there that
has a moisture content, that's what the

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microwave is doing. The air fryer
is all about crisping it up, the

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ovens all about baking it. And
these days you can have it all in

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one unit. So one of the
things again I'm obsessed with my little Brevil

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and trying it out, is that
it says you can take a frozen piece

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of meat like a steak and put
it in there and bake it to completion.

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00:28:48.119 --> 00:28:52.279
It'll thought bake it, crisp it
and done exactly because you just imagine

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00:28:52.319 --> 00:28:56.440
it's doing what you would be doing
in the kitchen with like two or three

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00:28:56.519 --> 00:29:00.240
things. Because you're gonna take the
meat, hop it in the microwave on

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00:29:00.279 --> 00:29:04.720
a defrost setting. It'll defrost that
frozen steak and then you would take it

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00:29:04.759 --> 00:29:07.720
out of the microwave and you'd put
it in there, you know, And

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instead this oven just runs through cycles. First the microwave defrost, and then

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00:29:11.599 --> 00:29:15.440
it starts to bake, and then
it crisps it and then you're done.

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I love it. I wish we
had more time to talk about this,

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but you do have more time to
talk about that this weekend. So it's

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00:29:22.480 --> 00:29:27.839
six to eight tomorrow morning and then
nine to noon on Sunday exactly at home

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00:29:27.960 --> 00:29:33.839
with Dean Sharp, and I'm sure
he's going to talk to you more about

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all these things. Plus I'm gonna
listen because you're gonna be talking about in

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wall toilets, which freaked me out
because I think they're going to fall down.

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I know they're not, but it
always just reminds me of, you

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00:29:42.599 --> 00:29:45.160
know, like a collapsing thing,
and then that would be embarrassing in the

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00:29:45.160 --> 00:29:51.839
bathroom. In wall toilets, they're
safer than regular toilets, and they save

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00:29:51.920 --> 00:29:53.920
you an entire foot in the bathroom. And yes, I'm going to talk

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00:29:53.960 --> 00:29:59.480
about it all both days, all
Appliance weekend on home. I love it.

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00:29:59.559 --> 00:30:02.839
Thank you much, Dean Sharp.
Right now, let's say good morning

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00:30:02.920 --> 00:30:07.359
to the managing editor of The Points
Guy, Clint Henderson. Good morning,

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00:30:07.440 --> 00:30:11.680
Clint, Good morning. How are
you well. I'm great. We're going

405
00:30:11.720 --> 00:30:15.839
to be talking about points programs,
credit cards, and I will tell you

406
00:30:15.880 --> 00:30:21.240
that I am a I have an
Alaska Airlines mileage credit cards. So every

407
00:30:21.240 --> 00:30:23.200
time I spend money, I get
miles. Is that a good one?

408
00:30:23.319 --> 00:30:26.640
Love it? It is a good
one. I have that too. In

409
00:30:26.640 --> 00:30:30.400
fact, I have the consumer and
the business version of that card. I

410
00:30:30.480 --> 00:30:36.240
love Alaska. I think it's a
very underrated program overall. But you know,

411
00:30:36.359 --> 00:30:40.359
credit cards are a big part of
my travel strategy, and they can

412
00:30:40.400 --> 00:30:44.880
even help fill in folks who just
want to get a little cash back,

413
00:30:44.920 --> 00:30:48.200
who want a little more money in
their budget for everyday expenses. So obviously

414
00:30:48.240 --> 00:30:51.240
I work for the points guy.
I'm a big fan of credit cards.

415
00:30:51.240 --> 00:30:55.599
I have twenty seven myself. You
have twenty seven credit cards? Yes,

416
00:30:56.400 --> 00:30:59.359
you do? You use a little
good credit. By the way, of

417
00:30:59.400 --> 00:31:03.079
course you have good I wrote.
I rotate most of them, so I

418
00:31:03.079 --> 00:31:07.240
don't use them all every day somewhere
in a sock drawer, but I do

419
00:31:07.400 --> 00:31:11.160
use them and depending on you know, the most bang for my buck.

420
00:31:11.319 --> 00:31:15.039
I'm I'm not recommending every consumer try
to do what I'm doing and keep a

421
00:31:15.039 --> 00:31:18.160
spreadsheet, but definitely credit cards should
be part of everyone's strategy to save some

422
00:31:18.200 --> 00:31:25.039
money. Okay, and you're we
were discussing that right now with everybody's budgets

423
00:31:25.119 --> 00:31:29.400
so tight, and some of the
cards offering cash back, is that a

424
00:31:29.440 --> 00:31:33.319
good card to have? Yeah?
I think you know, find the best

425
00:31:33.359 --> 00:31:37.000
sign up bonus. Even check with
your local banks. Sometimes they'll offer you

426
00:31:37.400 --> 00:31:41.160
three hundred dollars cash back just to
open the card, and then they'll give

427
00:31:41.200 --> 00:31:45.599
you one percent up to five percent
in some categories on a cash back card.

428
00:31:45.680 --> 00:31:52.799
So this can really help budget budgets, especially in the days of rising

429
00:31:52.839 --> 00:31:56.480
gas prices again and inflation. They
can be a big tool in a consumer's

430
00:31:56.480 --> 00:32:01.039
toolbox to try to get them through
tight times. You know, sometimes we

431
00:32:01.160 --> 00:32:05.079
say, oh, yeah, you
should redeem for a business classiflight to Europe.

432
00:32:05.119 --> 00:32:07.160
But sometimes you just want to pay
the electric bill. So there's something

433
00:32:07.160 --> 00:32:10.680
for everyone in this ecosystem. Okay, So then, Clint, how do

434
00:32:10.720 --> 00:32:16.839
you best take advantage of these programs
that are offered without ending up losing money

435
00:32:16.839 --> 00:32:22.200
by all the interest you pay for
the credit cards? Yeah, so the

436
00:32:22.240 --> 00:32:24.880
first rule of getting involved in this
is you have to pay the balance off

437
00:32:24.920 --> 00:32:29.799
every month, because otherwise it's almost
not worth it. You want to pay

438
00:32:29.799 --> 00:32:34.640
those balances off right away. You
don't want to get behind on payments because

439
00:32:34.839 --> 00:32:37.680
that hurts your credit as well.
So you've got to be able to just

440
00:32:37.200 --> 00:32:39.759
charge and then pay off. But
you just pretend it's a debit card,

441
00:32:39.799 --> 00:32:42.400
you know what I mean, Like, that's how I think of it.

442
00:32:42.720 --> 00:32:45.079
I use it as a debit as
if it's a debit card, and I

443
00:32:45.119 --> 00:32:50.359
pay that balance off every month.
So that's the first rule, and then

444
00:32:50.759 --> 00:32:52.240
you know, look for the best
option for you. If you're a beginner,

445
00:32:52.319 --> 00:32:57.079
maybe you just start with your banks
cash backcard, just to see how

446
00:32:57.119 --> 00:33:00.960
the sort of sort of how it
works. You know, times they'll they'll

447
00:33:00.039 --> 00:33:05.640
let you wipe charges off your statement, which is a nice little fun thing.

448
00:33:05.720 --> 00:33:08.200
And then as you get more advanced, you know, open a airline

449
00:33:08.200 --> 00:33:14.039
credit card. Some thirty million Americans
have airline co branded credit cards. You

450
00:33:14.039 --> 00:33:15.319
get free bags, but you also
get a big sign up bonus and that

451
00:33:15.359 --> 00:33:19.720
can help people, you know,
when they're planning their annual vacation. If

452
00:33:19.759 --> 00:33:22.160
you can get one of the flights
free, that's that's amazing. That's a

453
00:33:22.160 --> 00:33:25.400
great reward. Absolutely, And I
know that you have a lot of cards

454
00:33:25.400 --> 00:33:29.359
and it's you know, it's the
industry you're in. But so for the

455
00:33:29.400 --> 00:33:32.000
average average person, do you think
it's a good idea to have, Like

456
00:33:32.359 --> 00:33:37.039
you're using different cards for different things, because like I use almost exclusively I

457
00:33:37.160 --> 00:33:43.240
use my Alaska mileage card because I
want to bank those miles. But is

458
00:33:43.279 --> 00:33:45.440
it better to kind of put everything
in one basket or to split it up?

459
00:33:46.960 --> 00:33:51.000
So here's the deal with that.
I yes, if you want to

460
00:33:51.039 --> 00:33:53.559
keep it simple, just use one
credit card and call it a day.

461
00:33:53.599 --> 00:33:58.359
You don't have to get into advanced
theory of credit card usage. However,

462
00:33:59.079 --> 00:34:01.680
you're potentially leaving money on the table
because you could be opening a new credit

463
00:34:01.680 --> 00:34:06.160
card or even two a year and
getting this big sign up bonus for those.

464
00:34:06.240 --> 00:34:09.119
So there you don't have to get
two in the weeds in this.

465
00:34:09.280 --> 00:34:13.199
But just if you're opening one or
two credit cards a year getting the sign

466
00:34:13.280 --> 00:34:15.840
up bonuses, that can really help
with budgets. Okay. And do you

467
00:34:15.880 --> 00:34:21.239
get dinged if you open to a
many credit card accounts by the credit companies.

468
00:34:22.559 --> 00:34:24.639
You do not, in fact,
and I'm the perfect example of that.

469
00:34:24.679 --> 00:34:29.159
I have all these credit cards,
I just don't carry balances on them.

470
00:34:29.159 --> 00:34:30.559
If you're not carrying balances on the
credit cards, even if you have

471
00:34:30.639 --> 00:34:36.280
multiple, you're not going to get
ding The only cautionary notice I would say,

472
00:34:36.360 --> 00:34:37.880
if you're about to buy a house, probably not wise to open eight

473
00:34:37.880 --> 00:34:45.679
credit cards right before. But otherwise
otherwise it's not gonna it's not gonna affect

474
00:34:45.719 --> 00:34:47.960
your credit score. In fact,
it could help in a lot of cases.

475
00:34:49.199 --> 00:34:52.960
Okay, But the key to success
in racking up those points and getting

476
00:34:52.000 --> 00:34:57.880
the cash back is paying those suckers
off every single month. That is it.

477
00:34:58.280 --> 00:35:01.159
That's exactly it. It's what I
st Okay, where can we find

478
00:35:01.320 --> 00:35:07.239
more information about the Points guy So
you can go to our website. But

479
00:35:07.280 --> 00:35:10.880
there's actually legislation pending on Capitol Hell. They want to take away credit card

480
00:35:10.920 --> 00:35:16.440
rewards potentially. There's this bill they're
working on that would would sort of force

481
00:35:17.119 --> 00:35:23.280
the retailers to switch transactions providers.
And this happened ten years ago with debit

482
00:35:23.320 --> 00:35:29.480
cards, and they instantly took away
all the rewards and cash back for debit

483
00:35:29.519 --> 00:35:30.800
card uses. Oh, is that
why that happened. I used to get

484
00:35:30.800 --> 00:35:35.199
cash back on my debit card.
I remember that. Yeah. I used

485
00:35:35.199 --> 00:35:37.159
to get a unite A United debit
card. I got United miles every time

486
00:35:37.159 --> 00:35:39.760
I use it. As soon as
this legislation passed, it went away.

487
00:35:39.880 --> 00:35:45.360
So we're telling people talk to your
congressperson. Go to hands off my Rewards

488
00:35:45.400 --> 00:35:49.480
dot com and you can you can
find out how you can tell your local

489
00:35:49.519 --> 00:35:52.840
congress person to back off and don't
pass this dumb legislation they're considering on Capital

490
00:35:52.880 --> 00:35:58.159
Oil. Okay, hands off my
rewards dot com and you can probably get

491
00:35:58.199 --> 00:36:00.760
a link to that and find out
more information about the best way to use

492
00:36:00.800 --> 00:36:04.000
your credit cards at the Point Guys
website. Right, and is that the

493
00:36:04.039 --> 00:36:07.920
point guys points guy dot com,
points dot com. That's it all right,

494
00:36:08.000 --> 00:36:12.639
Clinn Henderson, thank you so much
for your time this morning. Thanks

495
00:36:12.639 --> 00:36:17.719
for having me all right, makes
me want to go spend money. Okay,

496
00:36:17.800 --> 00:36:22.760
so thanks the wake up Call,
We're done. This is KFI and

497
00:36:22.920 --> 00:36:28.079
KOSTHD to Los Angeles, Orange County. I'm Amy King. This has been

498
00:36:28.320 --> 00:36:30.840
your Friday wake up call. If
you missed any wake up call, you

499
00:36:30.920 --> 00:36:35.519
can listen anytime on the iHeartRadio app. You've been listening to wake Up Call

500
00:36:35.639 --> 00:36:38.000
with me, Amy King. You
can always hear wake Up Call five to

501
00:36:38.039 --> 00:36:44.159
six am Monday through Friday on kf
I AM six forty and anytime on demand

502
00:36:44.280 --> 00:36:45.840
on the iHeart Radio app.

