WEBVTT

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Yea ripped off news. So you
don't happen. Come running just as fast

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as we can. Show the shoot
is gonna help. Come man, this

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is the Troubleshooter Show. No Tom
Martinez, welcome, Welcome to the show,

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the only show it's kind. We're
here to solve problems, answer questions.

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By the way, it's Monday on
the Troubleshooter Show. But here's the

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bottom line. You've been ripped off. You've been taking advantage of. Maybe

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there's some scumbag contractor or some bad
mechanics, some shady sister. You know

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what, Channon, I swear Michael
Brown does this on purpose. My microphone

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in the first five seconds fell down. I'm pretty sure Brownie does this on

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purpose to me because it only happens
to me. Well, you do treat

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it like you know at twenty bucks, stop at I digress. If you've

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been ripped off or taking advantage of, I want to sink my teeth into

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the bad guy. I want to
hear your problems and if you do need

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help, we got a list of
people on referral list dot com that can

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jump right in and help everybody,
from good contractors and attorneys to Dennis to

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pretty much you name it. We
haven't met referral list dot com. They've

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been background checked, and probably more
importantly, they've signed our code of ethics.

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We can act as a mediator or
arbiter if needed. So did I

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just say an arbiter? We can
act like a tree guy. We can

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act like a tree guy if you
fall into an issue. But if you

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listen to the show, I guess
I'm a little known for what my wife

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refers to as markisms. I don't
know where they come from. I don't

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know how they get there, but
remember that, yes, maybe here's what

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happens, though, like arbiter,
I have no idea. I caught it,

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I knew it, but I said
it, So I don't know what

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to say about that that might even
be correct. What would you call someone

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who does obitration? I call it
an arbiter, But I'm pretty sure that's

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pretty close to a tree guy.
So I'm not sure Mark cuncle in studio

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with this pro bid energy. We're
gonna be talking a little solar throughout the

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day and announced you have any questions
on solar. They got some exciting opportunities

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coming up that are very interesting.
I have no idea how he thought of

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these ideas, but it's pretty cool
in general. And then another guest joining

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me, friend of the show,
referral liss member attorney extraordinaire, and we'll

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get him all miked up before he
talks. But I wonder who can guess

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who it is. I'm gonna have
another attorney in tomorrow, so I'm gonna

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make sure everybody out there guessing doesn't
guess why I'm gonna have in tomorrow.

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Tomorrow, John Fuller's gonna join me, and today is he up ready to

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go? Let's see if anybody knows
his voice, go ahead and say something

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there. You know what I think. Howard Stern years ago used to have

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like a guest come in that would
talk and people would try to guess.

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I'm curious if people know your voice, because really you haven't been in for

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a couple of years, right,
that's true, Mark at least. And

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you called me an attorney extraordinary,
yes, and I use that term loosely.

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I want to know why you down
played me, oh Man. Marco

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Bendinelli in studio with us. Marco's
been in front of the show for a

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long time. He's taken some cases
on the show. In fact, I

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wanted to get an update on one
from you. Tell me what happened.

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It happened years ago and some kid
his mother lived I think in an apartment

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complex and the laundry rooms were downstairs. Marco. That's correct, and they

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had no listen to this, councle, listen to this. So as you

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walk down the stairs of this complex
to get to the laundry room, there's

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no railings or the railings were not
efficient. The kid ends up falling off

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the stairs onto the cement, and
that kid was messed up for a period

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of time. The pictures that I
saw. Originally they were thinking this kid

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might not even be talking again,
but I think he did. Didn't he

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make a fall recovery. He did
not make a full recovery. He did

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not. No, no, And
that case is still going on in my

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office. That is still a pending
case. Yeah, that's what five years?

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Yes? Is that typical on these
kind of fall and these commercial I

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don't care if it's Walmart or apartment
complex premise liability. Well, the issue

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with that case is he was a
minor. Yes, so the statue limitations

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is told until he's eighteen. Oh, and he was so young that they

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could not do neuropsychological testing. How
old was he He was probably three years

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old at the time. I want
to tell people how crazy this case is.

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I am so glad you think the
outcome is going to be well,

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the outcome favorable, favorable, we'll
see. Here's something that drove me nuts

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about this. The mother and I
I promise, Connie, I'll get you

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in a minute on the phone,
and whoever else is waiting. But listen

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to this, folks. The mother
called into the show. You know what

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she wanted. This is Marco.
I don't know if you remember this or

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even knew this part. Listen,
man, this is so crazy. She

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called in, not wanting to talk
about the injury. But she had very

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little money. She had little kids. I don't know if she's got more

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than one. She put a deposit
down on this place. This happened while

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she was looking at it or getting
ready to move in because it was dangerous,

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and her boy fell. All she
wanted back originally, was her two

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hundred and fifty or three hundred dollars
deposit, and these stupid jerks at the

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at this place said no, we're
not going to give you back. So

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what ends up happening, Marco gets
involved, and now they're looking at what

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I mean, trouble, A lot
of trouble. Well, you know the

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railings that were going down the steps. The code is they got to be

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you know, so far apart where
you can't put your head through. Yeah,

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you can't fall through or get stuck. That's why the code is written

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on for railings like that. And
uh, these were like two feet apart.

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He just went straight through, yeah, and landed on the concrete.

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And if they would have given her
her money back, she would have never

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done any suit. I never called
anybody. I couldn't believe it. She

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didn't even realize. She's not from
the country, right or right, Well,

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she's not. English is not her
first language. Yeah, so she

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didn't even realize, like here,
even though her kid probably fell, but

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there's still liability there wherever she's from. There probably isn't. I mean,

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that's just a part of life,
man. Yeah, you know, I

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don't know. But uh, all
right, listen, let me let me

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tee this thing up. I hate
to admit this. Yeah, but an

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arbitrur, as you said, is
a person who is an arbitrator. Oh

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so I was correct. The only
part I wasn't correct is when I corrected

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myself. Actually is an arbiter.
Look at that, not to be confused

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with an arbiteur or an aboris a
RB or an aboris Yeah, that sounds

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too much like an aborse. The
whole thing's crazy, all right. Three

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oh three seven one three A two
five five. By the way, Susanna

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is with us today. We've got
Marco Bendinelli. Any questions you have,

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he's going to be chiming in and
out. Shannon, of course, Kelly

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behind the glass you already heard,
Deputy Doc. We got to teed up

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three O three seven one three A
two five five. Don't forget three oh

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three. Martino works on and off
the air. I'll let you know when

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a line is open, and there's
some lines open right now. Hey Connie,

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what's going on with you? Oh? I engaged a person to put

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up a fence for me, just
one side of my house, okay,

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and then the front gates. And
he gave me a bit of thirty one

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hundred dollars, which I thought was
a little expensive. But I've just been

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through so much until I've got to
get things done. And hey, hey,

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Connie, let me ask you a
couple of questions just about the fence

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roughly how many feet? And is
this like a six foot wooden privacy?

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Is it a split rail? What
kind of fence it's a six foot privacy?

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And how many feet? Roughly like
what twenty feet? I have no

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ide, that's fine. And then
is there a gate you said was also

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put in? Yeah, well I
asked. I commissioned him to put in

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the front gate yep, on each
side of the house, you know.

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And he said, fine, I'll
throw in that other gate. Oh okay,

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uh huh. And he gave me
a bit of thirty one hundred dollars.

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And then I wanted my front yard
done with you know, flowers and

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what do you call it? Gravel? Yeah? Okay, So he was

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going to do some landscaping as well. Yes, so he was doing both

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sides at the front of your house, gates on both sides. I'm just

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going to say, roughly what ten
or fifteen feet on each side of fence,

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six foot privacy, two gates,
and then he was going to do

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some landscaping. Yeah, that's not
bad, I mean, honestly, thirty

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one hundred but okay, something went
awry. You agreed to thirty one hundred.

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What happened or didn't happen? Well? And then he added eighteen hundred

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for the yards, but that was
with your consent? Yeah, okay,

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go ahead, a forty nine hundred. I got you up front. God,

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why do people pay money up front? But keep going? God?

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Bless God, bless everybody out there
that pays money up front and listens to

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this show. We have people that
have listened twenty years and they still do

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it and they end up calling.
But did this guy do anything, Connie?

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Or take fifty percent and run like
a sleezebag? Well he's blocked my

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telephone number. Has he showed up
and done any work whatsoever? None?

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None? None? Where'd you find
him? I can't wait? Where'd you

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find him? He was referred to
me by a fellow that was working on

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my yard. Well, okay,
that's curious. Have you talked to the

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fellow that was working on your yard
and said, hey, where's this guy

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at? Yes? And what happens
he said? Well, he wouldn't scam

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you, Connie, I've known him
for six years. But does he give

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you any feedback? Like? Did
he did he easy in the hospital?

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I mean, what do we know
if anything. He said that he had

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an excuse of his back. Okay, you know, and I can relate

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to that through his back out,
but I had to find that out through

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the referral person. He didn't call
me to let me know his back was

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bad. And then when I tried
to contact him again, he had had

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a flat tire. Oh my god, he said he had a flat tire

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and what else? What other excuses? Let me guess diarrhea one day?

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What else? But anyway, I'm
like, well, you know, he

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said he called his coin company or
whatever. Yeah, And I thought,

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well, you should have called me
number two to tell me what was going

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on, and he didn't, and
now we just block you. Well,

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he's got my money, and he's
cashed my check and he hasn't voltd how

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much? How much was half altogether? A little over two k? A

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little over two thousand? Yes,
all right, hold on, I want

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you to give Kelly. I got
to take a break. I'm gonna come

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back to you right after. But
I want you to give Kelly the last

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good phone number you know of this
guy. And I also want you to

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give her the phone number to the
guy that recommended him. Kelly I'd like

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to reach out to the first guy. Let's get his name up on the

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screen so I have it, and
let's put his phone number up in case

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if I want to give him some
free advertising. Right after this, go

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with a sure thing Denver's Best Roofer
Excel Roofing dot com. You don't pay

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00:11:50.799 --> 00:11:58.559
a cent until you're content. Time
for an insurance check up free, no

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obligation. In comparison, Hall Compass
Insurance paying too much your coverage at dozens

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00:12:03.600 --> 00:12:07.279
of insurance companies find out now three
oh three seven seven to one help.

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00:12:07.440 --> 00:12:11.240
You'll think you're his only customer when
you choose Frank durand the real estate Man

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00:12:11.279 --> 00:12:15.799
dot com to list your home with
Remax Alliance three oh three nine two zero

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00:12:15.879 --> 00:12:26.159
sixteen twenty two. All Right,
three oh three seven one three A two

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five five three zero three Martino,
we got lines open. You've been ripped

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off for taking advantage of Now is
a perfect time to call. It's Monday.

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Let's expose all the bad guys we
can go after people try to get

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money back for you. Listen to
this. Over three hundred million dollars in

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cash, merchandise exchanges and refunds directly
due to this show. Now let's go

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back to Connie. Connie paid this
guy? Did we get his name put

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up on there? Kelly? Is
it up there? Did you try to

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reach out to this character? I
can barely hear you. Look at call

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notes. I am are you over
the air when you say that, yes,

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I'm okay, Now I got you? I got you? It was

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my bad call notes. Charles Goulsay
is that his name? Charles Goulseay Goulsy

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Goalsie? Did you reach out to
him? I will reach out to him.

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See if you'll come on real quick. I'd love to get his side.

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But if you're just joining us,
Connie, where do you live?

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Connie? I live at forty four
ninety four. Well, I don't want

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you to say that. I mean
like Denver, Colorado Springs Square for Colorado

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in Denver. So you call up
or you find this guy because your other

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lawn guy turns you on to him. You give him over two thousand dollars

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to do a partial fence with a
couple gates and then do some landscaping.

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Then basically he drops off the face
of the earth. He's had numerous excuses

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and now he won't even answer when
you call correct, Well, he's reached

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out to me this morning. Yeah, what did he say this morning?

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Well, he said that he was
going to the doctor and he would come

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by after the doctor's visit. And
what time was that? I think it

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was like nine o'clock. Well,
okay, do you think maybe he'll come

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by or you're just you've heard every
excuse ever. I sent him a message

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saying I got COVID and I just
recently came down with that a couple of

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days ago. So I sent a
message telling him, you know that I

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had COVID and let's talk over the
phone. And what he said? And

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he sent back a message and he
said, oh, I'm so sorry,

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God bless you. Is there anything
I can bring you? So he's playing

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with my head and I don't like, well wait a minute, but how

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do you know he's playing with your
When did all this go down? How

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long ago did you give him the
check? The twenty eighth of May.

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The twenty eighth of May, So
about ten days ago. Huh right,

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00:14:50.080 --> 00:14:54.120
a little more than a couple of
weeks. But at least he could have

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delivered the materials to let me know
that could have done anything. Yeah,

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00:15:00.039 --> 00:15:01.360
that he was gonna stay, Kelly, I saw you on there for a

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00:15:01.360 --> 00:15:05.639
minute or two. Did you get
him voicemail? Drapped a voicemail? Just

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00:15:05.639 --> 00:15:11.080
trapped a voicemail. Do me a
favor and call the other guy up,

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00:15:11.480 --> 00:15:13.440
Milton. I'm not going to give
his last name, the guy that referred

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00:15:13.519 --> 00:15:18.840
him, and see if Milton would
come on and shed some light why he

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00:15:18.960 --> 00:15:22.559
thinks Charles is actually going to do
the right thing, because I would like

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to figure that out. Connie,
let me do this. I'm going to

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00:15:24.120 --> 00:15:26.759
put you on hold because I would
like to get one of those two on.

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But the other thing I'm thinking now
is I mean you really don't think

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00:15:31.519 --> 00:15:35.000
he's going to show up today?
Well no, I mean you told him

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COVID. Yeah, and I don't
want him in my house because of that.

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But he could he could go outside
it and work on the fence.

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Well, I agree with that.
There's no reason why he couldn't just start

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work or deliver the materials. You
don't need to talk anymore. I even't

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want my money. I want a
fence. Yeah. I think we need

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to get a response from this guy
sooner than later. I mean, I

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do hold on, Connie, I
want to I want to see what Kelly

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comes back with she appears to be
talking to someone. All right, folks

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three zero three seven one three eight
two five five. Hey, Mark,

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00:16:11.360 --> 00:16:15.840
pro Bid. I looked at this
email you sent me. It's very interesting

230
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because I've never heard of a concept
like this. I mean, pro Bid

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does solar on residential homes all over. You guys are kind of known for

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your basically twenty thousand dollars systems that
include the battery backup and other stuff.

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But this looks totally outside of that
realm. This looks more like an investment.

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00:16:37.559 --> 00:16:40.080
Is this someone, and well,
I'll have you explain it, but

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is this just let me ask you
this straight up front. Is it an

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investment like I or doc or someone
might make or anybody listening. No,

237
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not really. This is helping to
build out the electric highway. But why

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would I help to build out the
electric highway? Well, the reason you

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would if you owned a gas station, or a high traffic area restaurant or

240
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a hotel, galways or interesting because
it's bringing you people, brings people in.

241
00:17:07.359 --> 00:17:10.880
It's a revshare agreement, so some
of these people are going to get

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carport backup energy and okay, so
really the investment would be someone with commercial

243
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property that wants foot traffic, and
if it's a right property, they don't

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pay anything. The banks invest in
it. We do a revenue share with

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that property for ten years, then
it gets sold back to the business needs

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00:17:32.799 --> 00:17:36.920
zero dollars. Wow, it's theirs. So it's part of the Biden stuff

247
00:17:36.960 --> 00:17:40.519
where they're trying to build out that
electric highway. I'm from South Dakota.

248
00:17:40.599 --> 00:17:42.480
There's like four electric cars there,
right, Yeah. Yeah, so that's

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00:17:42.480 --> 00:17:48.599
not a high Valuebraska. But you've
got Colorado, California, Arizona. You've

250
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got all these incredible areas that don't
have enough build out yet, and we're

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able to provide that to the right
property. So they call you up.

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00:17:56.480 --> 00:18:00.359
You own a gas station or a
restaurant, whatever, they call you up.

253
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And then basically you kind of do
an analysis of the property exactly how

254
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many people, how much it's going
to track it around? You bet?

255
00:18:08.440 --> 00:18:11.640
Yeah, you're dead on. We
send that to the bank. The bank

256
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reviews the deal, then they do
their investigating to see what inoperaty value you

257
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know, solid owner, what kind
of traffic does this? I love the

258
00:18:22.119 --> 00:18:25.039
concept. I'm gonna tell you just
a quick story. So years ago I

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had a piece of property in Lakewood. It was a Good Years store and

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it was in front of a Safeway
and we ended up selling that and when

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00:18:33.920 --> 00:18:37.960
it was up for sale, Safeway
approached me. So picture a Safeway the

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00:18:38.000 --> 00:18:41.079
Good Years in the very corner.
It's kipling a jewel. It's still there

263
00:18:41.119 --> 00:18:45.839
now. In fact, a store
manager, great guy, Frank Tamborelli,

264
00:18:45.920 --> 00:18:51.440
owns it now. But anyhow,
so it was sitting there and I was

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selling and it's before Frank wanted to
buy it, and Safeway came up to

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me and said we're gonna buy it. They offered that much, almost full

267
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asking, honestly, but they were
going to level it and put in gas

268
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pumps m And I said, that's
crazy. You got a revenue, you

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got a revenue generating business here.
But they're like, we're not in the

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00:19:10.640 --> 00:19:12.920
Good Year of business. We're in
the Safeway business. And what we know

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00:19:14.519 --> 00:19:18.480
from all of the logistics across the
country is if you put gas pumps in

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00:19:18.519 --> 00:19:23.000
front of our Safeway, we'll get
twenty percent more foot traffic. You're dead

273
00:19:23.039 --> 00:19:29.200
on And I said, this,
how twenty percent? Yep, that's what

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this is. That's what's remarkable.
Exactly what's going on what Safeway was doing

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for now. But Safeway would have
had to make the initial investment. They're

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a big company. Yeah, from
what you guys are doing, anybody that

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owns something that could possibly fit,
they might not have any investment. We'll

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00:19:45.400 --> 00:19:48.440
take a look at them. Now. There's also a purchase program if you

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00:19:48.480 --> 00:19:51.200
want to own it. Hey,
you take all the revenue, We do

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00:19:51.279 --> 00:19:53.440
the build out, we get the
installation done, all the permitting. How

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00:19:53.599 --> 00:19:57.680
fast, key, How fast are
the units you guys have? As fast

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as? Oh, third level three
chargers there? I'm sorry, even though

283
00:20:02.440 --> 00:20:06.039
I have an electric car, is
it a supercharger or a supercharger? You

284
00:20:06.119 --> 00:20:08.240
got? So it's as fast as
you're getting as you can get? Yeah,

285
00:20:08.400 --> 00:20:11.440
okay, and they're great, they've
got How much is one of those

286
00:20:11.480 --> 00:20:15.200
costs? I don't mean the infrastructure. I realize the kind of power going

287
00:20:15.240 --> 00:20:18.799
to it's ridiculous, but how much. I don't think you can buy a

288
00:20:18.839 --> 00:20:23.160
home supercharger, but how much is
like one of these fifty grand? Fifty

289
00:20:23.240 --> 00:20:29.200
grand? Yeah, fifty grand,
and we'll put into if there's enough traffic.

290
00:20:29.960 --> 00:20:33.079
Traffic. That's what's beauty. It's
beautiful. Has Walmart done anything with

291
00:20:33.119 --> 00:20:37.720
people yet? Yep, they've got
level two charges. How about Kroger yep

292
00:20:37.240 --> 00:20:41.240
so. I mean, so you
guys are looking truly for the restaurants to

293
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Mond Pop. Oh yeah, Mont
Pop, gas stations, gas stations,

294
00:20:44.960 --> 00:20:49.119
high high travel highways, rural areas
because they just don't have them. But

295
00:20:49.160 --> 00:20:55.039
if you you go across Colorado,
Nebraska, look at how much traffic goes

296
00:20:55.079 --> 00:20:57.400
there, there's I don't know where
there are even big enough office building.

297
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Absolutely absolutely might qualify for level two
chargers. All right, Delbert's got something

298
00:21:03.119 --> 00:21:08.480
going here, Delbert, what's going
on? Yeah? I am purchasing a

299
00:21:08.559 --> 00:21:15.319
home and recently had a home inspection
done. The inspector says that the h

300
00:21:15.440 --> 00:21:22.920
back water heater is ending the end
of its life. How old is it?

301
00:21:22.920 --> 00:21:26.480
And I'm sorry, are we talking
all the above? We're talking the

302
00:21:26.519 --> 00:21:30.160
ac the furnace, and the water
heater or just the water heater? We

303
00:21:30.200 --> 00:21:33.559
are, Oh, we are all
of the above. Do they all work

304
00:21:33.640 --> 00:21:37.759
right now? They all work right
now? They're over twenty years old?

305
00:21:38.000 --> 00:21:45.160
Yep so, And the sewer could
possibly need replaced in the next few years.

306
00:21:45.200 --> 00:21:48.680
You mean the sewer line, sewer
line, yes, yeah, all

307
00:21:48.759 --> 00:21:52.720
right, Hold on a second,
I'm curious what your question is if you're

308
00:21:52.720 --> 00:21:56.680
going to suggest you to call suggest
the weight or not. But we're going

309
00:21:56.720 --> 00:22:00.200
to find out, and then Connie, we're going to get an update on

310
00:22:00.200 --> 00:22:03.920
what's going on. I think Kelly
did talk to someone, but we're gonna

311
00:22:03.920 --> 00:22:12.559
find out. After this. Go
with a sure thing Denver's Best roofer Excel

312
00:22:12.680 --> 00:22:19.480
Roofing dot com. You don't pay
a cent until you're content. Time for

313
00:22:19.519 --> 00:22:23.880
an insurance check up free, no
obligation. In comparison, call Compass Insurance

314
00:22:25.039 --> 00:22:27.960
paying too much your coverage at dozens
of insurance companies. Find out now three

315
00:22:29.039 --> 00:22:32.119
oh three, seven to seven to
one help. You'll think you're his only

316
00:22:32.200 --> 00:22:36.039
customer when you choose Frank durand the
real estate Man dot com to list your

317
00:22:36.079 --> 00:22:41.640
home with Remax Alliance three oh three
nine two zero sixteen twenty two. All

318
00:22:41.720 --> 00:22:45.079
right, three oh three seven one
three A two five five one line open.

319
00:22:45.119 --> 00:22:48.039
We got a lot of cook and
Connie. We're trying to track down

320
00:22:48.079 --> 00:22:52.759
this contractor and figure out what his
intentions are. She paid him a couple

321
00:22:52.839 --> 00:22:57.400
thousand dollars and he's had multiple excuses. He was gonna come over today,

322
00:22:57.839 --> 00:23:00.640
but Connie said, wait, I
got at COVID, but she said,

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00:23:00.799 --> 00:23:03.400
you know, you can work outside
and stuff, but we don't know if

324
00:23:03.400 --> 00:23:07.119
he's going to show up. Kelly, did you get through to either of

325
00:23:07.160 --> 00:23:11.319
those people? I love messages.
God, I want to hear back from

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00:23:11.319 --> 00:23:15.400
one of them. I want to
understand why. First of all, the

327
00:23:15.440 --> 00:23:18.160
one guy said, yeah, you
want to hire this guy? Then he

328
00:23:18.200 --> 00:23:22.720
comes over, takes two thousand dollars. And now it's only been twelve days

329
00:23:22.759 --> 00:23:26.559
though, so I might be we
might be jumping the gun a little bit.

330
00:23:26.599 --> 00:23:30.200
But what I didn't like is all
the excuses he didn't show up.

331
00:23:30.440 --> 00:23:34.519
And why not have the fencing delivered? Why not have the gates delivered?

332
00:23:34.519 --> 00:23:40.799
Why not have the landscaping materials delivered? Nothing has happened, nothing, And

333
00:23:40.880 --> 00:23:45.720
now just real quick, Connie,
you talked to him this morning. Do

334
00:23:45.720 --> 00:23:51.039
you think he's coming over or not? I have no idea. It's ten

335
00:23:51.160 --> 00:23:53.559
thirty. I don't know what what
time was he thinking of getting there?

336
00:23:55.680 --> 00:23:57.759
I'm sorry, what time do you
think he was going to get there?

337
00:23:57.880 --> 00:24:03.519
What was his say there? After
my doctor's appointment this morning? He didn't

338
00:24:03.559 --> 00:24:07.400
say what time? Yeah or anything? All right, let's do this.

339
00:24:07.599 --> 00:24:11.680
Make sure Kelly, you ever info
We've got calls into both of them.

340
00:24:11.759 --> 00:24:15.200
I'm going to assign this. Let's
sign this to Deputy Doc. You's sitting

341
00:24:15.240 --> 00:24:18.400
next to me, Deputy Doc.
It's only been twelve days, as you're

342
00:24:18.440 --> 00:24:21.519
hearing, but we need to talk
to one of these guys. Kelly left

343
00:24:21.519 --> 00:24:25.359
two messages. We'll figure that out. So Connie, you're gonna hear from

344
00:24:25.440 --> 00:24:30.200
Deputy Doc. Uh. Probably probably
by the end of the show if we

345
00:24:30.240 --> 00:24:33.799
don't hear from the guy. So
your first part, Connie, is if

346
00:24:33.839 --> 00:24:36.640
that guy shows up or calls you
back, I want you to call right

347
00:24:36.680 --> 00:24:38.880
back into the show. Kelly.
You'll give you a hotline number because I'm

348
00:24:38.880 --> 00:24:44.079
gonna tell you something. If this
guy decides not this show, I will

349
00:24:44.079 --> 00:24:48.279
do free advertising for him, you
know, all the time. Okay,

350
00:24:48.440 --> 00:24:52.799
Yeah, all right, Hank tight, let's try to figure that out.

351
00:24:52.839 --> 00:24:56.480
Now, back to Delbert and Leslie. You'll be next. But Delbert,

352
00:24:56.000 --> 00:25:00.799
he called up and said, hey, I just bought a house and everything

353
00:25:00.039 --> 00:25:03.799
is on the last end of its
life. We're talking about the furnace,

354
00:25:03.880 --> 00:25:07.440
the air conditioner, the water heater, but they're all currently working. I

355
00:25:07.480 --> 00:25:12.400
wanted before you even ask your question, if I was in that circumstance,

356
00:25:14.960 --> 00:25:18.920
and they were all working. I'm
not so sure I would do anything now

357
00:25:19.519 --> 00:25:23.039
if one of them, say,
the furnace wasn't go ahead, go ahead,

358
00:25:23.039 --> 00:25:26.400
I'm sorry, go ahead, Delbert. I have not purchased it yet.

359
00:25:26.519 --> 00:25:29.920
Oh good, I'm in the process. Yeah, you're okay. So

360
00:25:30.000 --> 00:25:33.440
what's your question? But let me
finish my thought. There's two schools of

361
00:25:33.480 --> 00:25:34.960
thought. You either just get it
done now so you don't got to worry

362
00:25:36.000 --> 00:25:38.640
about it. Your AC doesn't break
in the middle of the hot season,

363
00:25:38.839 --> 00:25:44.359
and your furnace doesn't break its zero
degree temperatures, and your water heater continues

364
00:25:44.400 --> 00:25:48.279
to work for doing dishes and taking
showers, So there's a good reason to

365
00:25:48.319 --> 00:25:51.759
do it right now. But also
you don't have to replace all three at

366
00:25:51.799 --> 00:25:56.599
once. The house I bought,
the upstairs AC went out probably I don't

367
00:25:56.640 --> 00:26:00.920
know, four months ago when I
first started making sure everything was working with

368
00:26:02.000 --> 00:26:04.720
summer coming up, and I had
guys come out and replace that. But

369
00:26:04.920 --> 00:26:08.359
my other unit downstairs, the main
unit, still works great. I didn't

370
00:26:08.400 --> 00:26:14.440
mess with it. What's your question, Lustiness, What would be appropriate and

371
00:26:14.519 --> 00:26:19.680
reasonable to ask the seller to cover
the costs of Oh, probably nothing.

372
00:26:22.680 --> 00:26:26.480
Whatever you're here's my real answer.
Whatever you can negotiate. If I was

373
00:26:26.559 --> 00:26:30.359
the seller, I would tell you
they're all working right now, and that's

374
00:26:30.440 --> 00:26:33.440
part of the deal. I mean, it all comes down to negotiation when

375
00:26:33.480 --> 00:26:37.960
you're buying the house. I mean
that that's it. They're building that into

376
00:26:38.000 --> 00:26:41.960
the value. I mean, whatever
it is, it doesn't matter if it

377
00:26:41.000 --> 00:26:45.000
needs a roof, for example,
you can't go out now. Depending on

378
00:26:45.279 --> 00:26:48.839
who your lender is, you might
not be able to ensure it. But

379
00:26:48.920 --> 00:26:53.119
let's just pretend it's a cash deal
just for example's sake, and it's not

380
00:26:53.200 --> 00:26:57.920
a VA type thing. The bottom
line is it's whatever you can negotiate on

381
00:26:57.960 --> 00:27:02.000
the house. It really does matter
what's wrong with it. You can use

382
00:27:02.039 --> 00:27:04.119
that as ammunition and say, hey, it needs a furnace, it needs

383
00:27:04.160 --> 00:27:10.119
a water heater, it needs an
air conditioner, and these items are I

384
00:27:10.160 --> 00:27:15.480
would say those three items are going
to be about twelve thousand dollars depending on

385
00:27:15.519 --> 00:27:18.400
the size of the house, all
the way up to twenty thousand if you're

386
00:27:18.400 --> 00:27:22.599
going to get high efficiency stuff.
So I mean you kind of can start

387
00:27:22.640 --> 00:27:25.759
there, but they can easily come
back and say now it's okay, we'll

388
00:27:25.759 --> 00:27:27.480
go on to the next buyer.
We're going to keep the price here.

389
00:27:27.720 --> 00:27:33.880
But that's where you start negotiating.
Do you have a good realtor? Well,

390
00:27:34.319 --> 00:27:37.000
no, I don't. You don't. How are you doing it?

391
00:27:37.000 --> 00:27:41.000
How much of a how much is
this house? Roughly one hundred and twenty

392
00:27:41.039 --> 00:27:47.160
grand? One hundred and twenty grand? Where is this house Atwood, Kansas?

393
00:27:47.519 --> 00:27:51.519
Okay, I'm thinking in Colorado.
I'm going My goodness, man,

394
00:27:51.759 --> 00:27:56.039
that's got to be a shoe box
around here. I want to get somebody

395
00:27:56.039 --> 00:28:00.359
out comes with an easy bake oven
instead of I want everybody. I want

396
00:28:00.400 --> 00:28:03.559
everybody to hear some behind the scenes
stuff. So so hold on, Delbert,

397
00:28:03.839 --> 00:28:07.319
I want to get Frank to ran
on. I'm gonna I want to

398
00:28:07.319 --> 00:28:11.279
give you real information. Hold on, I'm going to get the best of

399
00:28:11.359 --> 00:28:15.279
the best on when it comes negotiating
a price of the house. And I'm

400
00:28:15.279 --> 00:28:17.960
going to ask Frank straight up how
he do it? I really am.

401
00:28:18.279 --> 00:28:21.279
Then, Leslie's got a question on
power of attorney. Let me ask you

402
00:28:21.359 --> 00:28:23.359
real quick, Leslie, what is
the question I want to see if I'm

403
00:28:23.400 --> 00:28:27.839
going to get an attorney on?
Hey, I was trying to find out

404
00:28:27.839 --> 00:28:32.440
a very what I thought was a
simple question on a if my mom had

405
00:28:32.440 --> 00:28:37.920
gotten a vaccine or not, and
they wanted to see my power of attorney's

406
00:28:38.039 --> 00:28:41.200
all right, hold on, hold
on. So you're talking just to medical,

407
00:28:41.359 --> 00:28:45.400
I don't even know if you'd need
I'm thinking of hip. I'm thinking

408
00:28:45.440 --> 00:28:48.720
medical, a power attorney. The
attorneys sitting next to me. Marco's going

409
00:28:48.759 --> 00:28:56.119
to comment on that right after this, go with a sure thing Denver's Best

410
00:28:56.200 --> 00:29:03.960
Rufer excel roofing dot com. You
don't pass se until you're contenth Time for

411
00:29:04.000 --> 00:29:08.359
an insurance check up free, no
obligation. In comparison, call Compass Insurance

412
00:29:08.519 --> 00:29:12.559
paying too much your coverage at dozens
of insurance companies find out now three O

413
00:29:12.680 --> 00:29:17.319
three seven to seven to one help. You'll think you're his only customer when

414
00:29:17.400 --> 00:29:21.119
you choose Frank durand the real estate
Man dot com to list your home with

415
00:29:21.240 --> 00:29:29.480
Remax Alliance three oh three nine two
zero sixteen twenty two. All right,

416
00:29:29.519 --> 00:29:33.279
three oh three seven one three eight
two five five. Frank Duran, the

417
00:29:33.319 --> 00:29:36.839
real estate man, Frank, I
got to ask you something, man,

418
00:29:37.079 --> 00:29:41.880
Oh, he had the secret sauce
when he sold our house in Castle Wreck.

419
00:29:41.119 --> 00:29:44.440
You know, before I bring him
up, Frank wanted to list it

420
00:29:44.519 --> 00:29:47.799
at whatever it was below what I
knew we could get for it. You

421
00:29:47.839 --> 00:29:49.920
know, we had we had a
track home in Red Hawk and it was

422
00:29:49.920 --> 00:29:53.240
a really nice house, but that
same model was everywhere. We were in

423
00:29:53.279 --> 00:29:56.240
a cul de sac, but there
was cold de sacs everywhere, and read

424
00:29:56.480 --> 00:30:00.279
and uh, what is it called
again? Hawk Ridge? Thank you doc.

425
00:30:02.200 --> 00:30:06.279
So he wanted to list it at
one price and I said, Frank,

426
00:30:06.359 --> 00:30:08.519
there's no way I'm going to list
it there. I thought you were

427
00:30:08.559 --> 00:30:11.359
the man. And he said,
Mark, just calm down, there's a

428
00:30:11.400 --> 00:30:15.279
secret sauce. I'll get this figured
out. He listed it for less.

429
00:30:15.279 --> 00:30:18.519
He got a bidding war. We
had so many offers. He did it

430
00:30:18.559 --> 00:30:22.799
on a Friday. We had so
many offers Monday. It was incredible.

431
00:30:22.160 --> 00:30:27.039
I thank the Lord every day I
listened to him and we made way more

432
00:30:27.079 --> 00:30:30.599
than I thought we ever would on
that house. But Frank, I've got

433
00:30:30.599 --> 00:30:36.079
to ask you this. When you
go in and your buyer has an issue

434
00:30:36.119 --> 00:30:38.799
with the inspection, and I don't
mean an inspection, I mean this.

435
00:30:40.279 --> 00:30:44.559
The water heater is twenty years old, the furnace twenty years old, the

436
00:30:44.599 --> 00:30:48.440
air conditioner twenty years old. How
do you negotiate something like that. Go

437
00:30:48.480 --> 00:30:52.880
ahead, Frank, Well Mark,
it's good to talk to you friend.

438
00:30:52.920 --> 00:30:55.720
You know something, Mark, Here's
the thing with that. When they get

439
00:30:55.759 --> 00:30:57.720
to the end of their age life, many times the inspector would say,

440
00:30:57.880 --> 00:31:02.839
it's right at the end there.
That's exactly what they told this guy.

441
00:31:03.559 --> 00:31:07.119
Absolutely So nothing wrong with putting that
in the inspection objection, Nothing wrong with

442
00:31:07.160 --> 00:31:10.200
that at all. In fact,
many times we can get something worked out

443
00:31:10.240 --> 00:31:14.519
where it's workable for both buyer and
seller. But by all means, if

444
00:31:14.519 --> 00:31:17.559
that's something that bothers the buyer,
they should bring that up and see what

445
00:31:17.599 --> 00:31:19.599
you can negotiate, for sure.
But it all comes down to That's what

446
00:31:19.640 --> 00:31:23.319
I'm going to bring Delbert up.
It all comes down to that negotiation in

447
00:31:23.319 --> 00:31:26.119
other words, And this is in
And I'm sorry, Delbert, did you

448
00:31:26.160 --> 00:31:32.720
say Kansas? Yes? And are
you using a realtor? I asked you

449
00:31:32.720 --> 00:31:34.599
that, but I didn't quite get
the answer. You said you weren't using

450
00:31:34.640 --> 00:31:40.799
a good realtor. How are you
closing on this with their realtor? With

451
00:31:41.160 --> 00:31:45.720
their realtor? So you've got someone
that's acting is how does that work?

452
00:31:45.759 --> 00:31:49.960
Frank a buyer and seller's agent.
Well Mark, in our state, it

453
00:31:51.000 --> 00:31:53.640
would be like this. If you're
going directly through the listing agent, they

454
00:31:53.640 --> 00:31:56.359
would have to disclose you up front
that they're working for the seller if they

455
00:31:56.359 --> 00:32:00.039
are, unless they're transaction broker.
Otherwise they treat you is what's called a

456
00:32:00.079 --> 00:32:02.920
customer, which means their loyalty is
not to you, it's still to the

457
00:32:02.960 --> 00:32:07.759
seller. They'd have to disclose that
upfront. Otherwise it would act as transaction

458
00:32:07.839 --> 00:32:10.200
broker. They entered into an agency
relationship with each and then go down the

459
00:32:10.200 --> 00:32:15.200
middle as a transaction broker. Now, why in the hell would anybody Delbert,

460
00:32:15.240 --> 00:32:17.240
and I'm saying this hopefully to protect
you, I'm not trying to offend

461
00:32:17.279 --> 00:32:22.319
you. Why would now you have
got to negotiate with the same guy that,

462
00:32:22.599 --> 00:32:28.160
in a strange way, is representing
the other person. I don't even

463
00:32:28.200 --> 00:32:32.920
know how a negotiation like that would
take place. That's why I'm calling you,

464
00:32:34.440 --> 00:32:36.480
Frank. What would you do?
I mean, I know what you'd

465
00:32:36.480 --> 00:32:38.599
do if it was going down in
Colorado. The other thing is we're talking

466
00:32:38.599 --> 00:32:44.319
about a property that's worth like one
hundred and twenty five thousand, So I

467
00:32:44.319 --> 00:32:46.319
mean, I don't know what that
adds to it, but that's Kansas.

468
00:32:47.799 --> 00:32:52.359
Yeah, Mark, it would be
better if Delbert. I'm sorry, I

469
00:32:52.400 --> 00:32:54.240
get your name right, is it
Delbert? Yeah? Yeah, if Delbert

470
00:32:54.279 --> 00:32:58.279
had his own representation, but says
he's already in the contract at this time,

471
00:32:59.559 --> 00:33:02.319
I would deal whatever it is that
you're inspectors saying, okay, I

472
00:33:02.359 --> 00:33:05.599
recommend this, or at the end
of the age life, I would still

473
00:33:05.599 --> 00:33:07.160
put that in the objection. What's
the worst that going to happen? They

474
00:33:07.160 --> 00:33:09.799
can say no, or you decide
to walk away from the deal, but

475
00:33:09.839 --> 00:33:13.000
at the very least put it on
the table, Delbert. That's what I

476
00:33:13.000 --> 00:33:15.559
would recommend. And then there's that
negotiation part. What do you Delbert?

477
00:33:15.759 --> 00:33:20.119
What I would do is just call
around. I figured, you know,

478
00:33:20.200 --> 00:33:22.319
now that I know where you live, you're not paying Denver prices for that

479
00:33:22.359 --> 00:33:27.000
stuff, so you could really get
eight grand? Could do it all?

480
00:33:27.559 --> 00:33:30.960
Well, I've got already got quotes
for everything. How much all total?

481
00:33:31.119 --> 00:33:36.200
Just what do they range from?
I'm just curious. This includes the replacment

482
00:33:36.279 --> 00:33:40.880
of sewer yepe about twenty three thousand. Okay, but that's a sewer line,

483
00:33:40.960 --> 00:33:45.839
a new furnace, new ac,
new water heater. Correct, now,

484
00:33:45.880 --> 00:33:47.680
Mark, there's another side to this
though, too. We don't know

485
00:33:47.720 --> 00:33:51.240
what kind of a deal Delbert's getting. It could be that this home is

486
00:33:51.279 --> 00:33:53.319
priced very well to sell to compensate
for those things. I know. That

487
00:33:53.359 --> 00:33:59.079
could be the other side of it
too. Sometimes it's assessed to one hundred

488
00:33:59.119 --> 00:34:02.960
and eighteen. Well, but that's
all that's yeah, so yeah, that's

489
00:34:04.000 --> 00:34:09.239
all relative too. Man. It's
not priced for it's kind of normal apt

490
00:34:09.360 --> 00:34:14.719
So what are you gonna do come
back at like one hundred. That's why

491
00:34:14.760 --> 00:34:17.960
I was see, this is what
scares me without having that good representation,

492
00:34:19.400 --> 00:34:22.159
because you're not quite sure where you're
at. You probably don't even know how

493
00:34:22.199 --> 00:34:25.159
long that house has been on the
market, or maybe you do. There

494
00:34:25.199 --> 00:34:30.159
are so many different ways to negotiate
from where you're at right now. It's

495
00:34:30.159 --> 00:34:32.519
crazy. If they want to hang
on, I don't mind picking this back

496
00:34:32.599 --> 00:34:36.480
up after the break, but it's
up to them. Kelly, Frank duran

497
00:34:36.559 --> 00:34:39.239
the real estate man. Thank you, Frank, and then you can always

498
00:34:39.320 --> 00:34:43.440
check out Frank at Frank Durant Holmes
dot com. We've got a lot coming

499
00:34:43.519 --> 00:34:45.599
up. Everybody holds tight. Three
oh three, Martino, we have two

500
00:34:45.639 --> 00:34:51.159
lines open. You've been ripped off. Three oh three Martino, Go with

501
00:34:51.239 --> 00:34:54.320
a sure thing. Denver's best roofer
Excel Roofing dot com. You don't pay

502
00:34:54.360 --> 00:35:01.119
a cent until you're content. Time
for an insurance check up free, no

503
00:35:01.239 --> 00:35:06.719
obligation. In comparison, call Compass
Insurance. Pay too much your coverage at

504
00:35:06.760 --> 00:35:09.480
dozens of insurance companies find out now
three all three seven to seven to one

505
00:35:09.559 --> 00:35:14.239
help. You'll think you're his only
customer when you choose Frank durand the real

506
00:35:14.320 --> 00:35:17.880
estate Man dot com to list your
home with Remax Alliance three all three nine

507
00:35:17.920 --> 00:35:30.280
two zero sixteen twenty two ripped news. You needed that who you don't have

508
00:35:30.440 --> 00:35:38.840
to run aous as fast as we
can show Shooter's gonna help. Come man,

509
00:35:39.719 --> 00:35:45.400
This is the Troubleshooter Show Now,
Tom Martinez, Welcome, Welcome to

510
00:35:45.440 --> 00:35:49.480
the show, the only show of
its kind. We solve problems, answer

511
00:35:49.559 --> 00:35:52.920
questions, take complaints. We try
to make your life a little bit better.

512
00:35:52.320 --> 00:35:58.320
You know, Tommy Boyce been doing
this over forty god almost forty five

513
00:35:58.400 --> 00:36:01.440
years. It's hard to believe.
Over three hundred million dollars in cash,

514
00:36:01.519 --> 00:36:06.840
merchandise, exchanges and refunds since he
was ten years old. No, he's

515
00:36:07.119 --> 00:36:09.039
he's a little older than that.
That only put him at fifty five,

516
00:36:09.480 --> 00:36:13.280
he's got a few more he's got
a few more years on him. Then

517
00:36:13.559 --> 00:36:15.880
Mark, yes, Matt, I
have an update. Oh my goodness,

518
00:36:15.960 --> 00:36:20.519
on which one we on Connie's call? All right, hold on, let

519
00:36:20.599 --> 00:36:22.760
me just update everybody. So Connie
called in last hour. In fact,

520
00:36:22.800 --> 00:36:29.199
she was first out of the gate. She paid a guy half upfront,

521
00:36:29.280 --> 00:36:35.400
which was which equated to two thousand
change to do a fence in some landscaping.

522
00:36:35.760 --> 00:36:37.920
The guy was supposed to show up
a couple different times. I think

523
00:36:38.000 --> 00:36:40.800
one time he said he was in
the hospital or he was sick. Another

524
00:36:40.880 --> 00:36:45.039
time he had something else going on
at car wreck, whatever it was.

525
00:36:45.400 --> 00:36:49.960
He had multiple excuses, according to
her, never showed up. And then

526
00:36:50.000 --> 00:36:53.079
he called today or she called him
today, I'm not quite sure which way

527
00:36:53.119 --> 00:36:57.920
it went, and he said I
was going to come over, but Connie

528
00:36:58.000 --> 00:37:00.599
for some reason said, well,
look I've got right now, but there's

529
00:37:00.639 --> 00:37:06.159
no reason you can't work out front. And then we don't know what happened

530
00:37:06.159 --> 00:37:08.920
from there. Kelly, who'd you
talk to? I actually got a call

531
00:37:09.039 --> 00:37:15.760
back from Charles Wolsey, and Charles
is the one that we're talking about track

532
00:37:15.000 --> 00:37:19.559
and the reason there's another name involved
in this and by the way, put

533
00:37:19.559 --> 00:37:22.079
those call notes back up. So
I have his stuff. But another reason,

534
00:37:23.559 --> 00:37:27.719
there's another person in this. I
said, well, who recommended him?

535
00:37:27.760 --> 00:37:31.000
A lot of times we hear Craigslist
or we hear Facebook, Marketplace or

536
00:37:31.039 --> 00:37:34.960
whatever it is, so a lot
of times we hear that. So I

537
00:37:34.960 --> 00:37:38.880
always ask a question. And she
said, a landscaper or a lawn guy

538
00:37:38.920 --> 00:37:44.320
that I've used recommended him. So
we also left a message with that guy.

539
00:37:44.480 --> 00:37:46.559
So what'd you find out when you
talk to this guy? So he

540
00:37:46.760 --> 00:37:53.840
was very polite. Unfortunately, they
have a policy that if somebody has COVID,

541
00:37:54.400 --> 00:37:59.159
they don't want to send anybody over. Okay, so that was his

542
00:37:59.400 --> 00:38:04.840
Now it's I so he has a
policy. Well, no, he did

543
00:38:04.880 --> 00:38:09.039
say that he has workers. Okay, that are because there is not only

544
00:38:09.079 --> 00:38:15.480
the fence, but there is also
a lawn project. Yes, so there's

545
00:38:15.559 --> 00:38:17.800
more than one person involved in this. For the life of me, I

546
00:38:17.800 --> 00:38:21.800
don't know why Connie even brought that
up. I swear to God, I

547
00:38:21.840 --> 00:38:23.760
don't even know why. I can't
even think the last time I heard anybody

548
00:38:23.840 --> 00:38:28.039
say I have COVID? Can anybody
in this room when's the last time?

549
00:38:28.559 --> 00:38:30.840
I mean, I swear I don't
even think you know, you get it

550
00:38:30.880 --> 00:38:34.400
anymore. I'm not saying it doesn't
affect Connie, that's not my point,

551
00:38:34.559 --> 00:38:37.159
but actually saying anything. She could
have said, just get over, do

552
00:38:37.239 --> 00:38:39.079
the fence, don't even come out
well, And that was his plan,

553
00:38:39.280 --> 00:38:44.239
yeah, for this morning, which
is why he texted her. And when

554
00:38:44.280 --> 00:38:46.440
she texted him back that she had
COVID. Yeah, I got it,

555
00:38:46.719 --> 00:38:52.400
she said, every elefe. Did
we get her back on? We don't

556
00:38:52.440 --> 00:38:54.880
have her back on. I assigned
her to deputy doc. We should actually,

557
00:38:55.000 --> 00:38:58.320
uh yeah, let's do that deputy
doc. We don't need to have

558
00:38:58.400 --> 00:39:00.639
her back on. I don't even
know. I don't know why she did

559
00:39:00.719 --> 00:39:05.719
that part. She kind of threw
a monkey ranch at me when she said

560
00:39:05.800 --> 00:39:07.719
I told him I had COVID.
But then she made the point, which

561
00:39:07.760 --> 00:39:12.280
is a valid point. I'm not
going to go outside and they can start

562
00:39:12.280 --> 00:39:15.039
work. Hey, Kelly, did
he give you any indication of when he

563
00:39:15.159 --> 00:39:21.159
will be going back? So he
was with another customer. He did indicate

564
00:39:21.280 --> 00:39:25.599
that when he's finished with that job, he would call back to give his

565
00:39:25.760 --> 00:39:30.119
side of the story. So we're
still kind of onstonde with that. Let

566
00:39:30.199 --> 00:39:34.840
us know what he calls back but
you still have the Connie's number. Yes,

567
00:39:34.880 --> 00:39:36.800
I do, thank you. Yeah, just tell her he's going to

568
00:39:36.800 --> 00:39:38.719
be out. I mean, from
this point, I think we just got

569
00:39:38.760 --> 00:39:43.559
to take the guys in a word, it's only been twelve days. It's

570
00:39:43.599 --> 00:39:45.960
a non event. Yeah, well
it kind of sucks. So she had

571
00:39:46.000 --> 00:39:52.480
two issues. But I don't understand
why she called today if she already had

572
00:39:52.519 --> 00:39:55.880
a text from this guy this morning
and this whole COVID thing, She's probably

573
00:39:55.920 --> 00:40:00.519
just a little nervous. The guy's
a little strange because of the er Moneys.

574
00:40:00.760 --> 00:40:05.480
By the way, that voice you're
hearing is Mark Kunkle. He is

575
00:40:05.519 --> 00:40:07.880
with pro Bid Energy, and we'll
talk a little bit about solar and then

576
00:40:07.920 --> 00:40:13.280
also joining me today in studio Marco
Bendinelli, who hasn't been on the show

577
00:40:13.320 --> 00:40:17.599
for quite a while. Marco's helped
out the show in multiple multiple calls over

578
00:40:17.599 --> 00:40:21.280
the year. We talked about one
last hour. Can you think of another

579
00:40:21.800 --> 00:40:25.199
one outside of a typical auto accident
if you will, Marco, Well,

580
00:40:25.239 --> 00:40:30.239
you guys call me about medical malpractice. Con Gusts do a lot of medical

581
00:40:30.280 --> 00:40:32.800
mail. We do. We do
medical mail practice. How do you assess

582
00:40:32.840 --> 00:40:37.519
it? Another word? Someone comes
in and let's say they're true. Is

583
00:40:37.519 --> 00:40:39.480
it like any other case? You
got to make sure. For the most

584
00:40:39.480 --> 00:40:43.559
part, there's insurance. There's a
way for everybody to get paid. There's

585
00:40:43.559 --> 00:40:46.599
a doctor involved, So you're assuming
there's insurance. So you're insurance. I

586
00:40:46.719 --> 00:40:51.000
never even thought of that. Yeah, you definitely have insurance. Do they

587
00:40:51.000 --> 00:40:53.519
have limits? Just like car insurance? Like doc? When you were practicing,

588
00:40:53.559 --> 00:40:59.320
do you can you choose between a
twenty five thousand dollars policy or a

589
00:40:59.400 --> 00:41:01.480
million or how was at work?
There are minimums that you have to uh,

590
00:41:01.599 --> 00:41:06.239
do you know what they are?
Roughly? I don't know for statementiums,

591
00:41:06.280 --> 00:41:07.360
I don't even know if you need
to be insured. But I can

592
00:41:07.400 --> 00:41:10.320
tell you this, well, you
need to be insured if you're going to

593
00:41:10.400 --> 00:41:15.239
practice at a hospital, they won't
give right right, right. But if

594
00:41:15.280 --> 00:41:17.639
you don't have a hospital based practice, you can roll the dice and take

595
00:41:17.679 --> 00:41:22.199
a chance. Wow. But with
Kolpik, it's minimum one million dollars,

596
00:41:22.519 --> 00:41:25.519
three million dollars that's basically it.
Yeah, and you know, but the

597
00:41:27.039 --> 00:41:31.119
premiums are you know, there's a
great disparity among the premiums. I mean,

598
00:41:31.119 --> 00:41:36.400
if you're an internist working at a
clinic, versus you know, doing

599
00:41:36.440 --> 00:41:40.039
neurosurgery. You know there's you know, because it's based on the you're saying

600
00:41:40.039 --> 00:41:44.920
the premiums are almost okay, you're
saying that premiums can different mass. Yeah,

601
00:41:44.920 --> 00:41:50.119
why was forty thousand a year?
Yeah that doesn't seem like a lot,

602
00:41:50.159 --> 00:41:54.159
but that was nineteen forty. No, that means you got to make

603
00:41:54.239 --> 00:42:00.280
eighty thousand a year just to cover
your practice expenses. Did you ever did

604
00:42:00.320 --> 00:42:04.239
your insurance company ever pay out anything? Yeah? I have some minor problems,

605
00:42:04.320 --> 00:42:07.440
Yeah, nothing huge, nothing huge. How about so when you once

606
00:42:07.480 --> 00:42:12.480
again, when you're someone walks into
your office that has an issue, and

607
00:42:12.679 --> 00:42:15.880
let's say it is life changing,
I mean, I don't know whatever it

608
00:42:15.960 --> 00:42:19.519
is, you still have to evaluate
it. Then My understanding is if you're

609
00:42:19.559 --> 00:42:22.800
a professional, and a professional could
be an accountant, it could be another

610
00:42:22.880 --> 00:42:28.440
attorney. But if you sue a
professional in the state of Colorado, don't

611
00:42:28.440 --> 00:42:32.079
you have to have some form of
a statement from some other person in that

612
00:42:32.239 --> 00:42:38.719
profession saying that was not standard.
I don't know any other layman other than

613
00:42:38.760 --> 00:42:45.960
Mark Major that would know that there
is a statutory requirement to have something called

614
00:42:45.960 --> 00:42:50.880
a certificate review. So I'm surprised
you knew that. But hold on,

615
00:42:50.960 --> 00:42:54.519
there's also a secondary problem with that
because, and we'll go back to what

616
00:42:54.639 --> 00:43:00.079
Doc said. There my understanding as
well, the insurance company that doctors and

617
00:43:00.159 --> 00:43:06.920
I really don't care what kind of
doctor is generally the same insurance company in

618
00:43:06.960 --> 00:43:10.000
the entire state. So when you're
looking for somebody, a lot of times

619
00:43:10.039 --> 00:43:15.559
I've heard you got to go out
of state to get that certificate because they

620
00:43:15.599 --> 00:43:19.679
don't want to preach against your own
insurance company. You know, you're you're,

621
00:43:19.840 --> 00:43:22.079
you're mostly right, Okay, Okay, you can get a certificate of

622
00:43:22.199 --> 00:43:27.360
review from maybe an in state doctor, but I mean if you're going to

623
00:43:27.559 --> 00:43:32.280
litigate the case that they probably won't
testify because an in state doctor doesn't want

624
00:43:32.320 --> 00:43:37.519
to testify against another in state doctor. But the evaluation of these type of

625
00:43:37.519 --> 00:43:40.800
claims are completely different than any other
type of claim. Well, okay,

626
00:43:40.840 --> 00:43:45.119
then I mean walk through it in
a layman's terms quickly. Well, I

627
00:43:45.119 --> 00:43:49.079
mean, you know you have to
have big damages. Okay. An idea

628
00:43:49.119 --> 00:43:52.760
would be you go in to have
one arm removed and they remove the wrong

629
00:43:52.920 --> 00:43:58.519
arm. I mean, something insane. Okay. My point is we've all

630
00:43:58.559 --> 00:44:02.199
seen the sixty minute or whatever,
where you know, the surgery's all said

631
00:44:02.199 --> 00:44:07.079
and done and the guy gets an
X ray and they left like a scalpel

632
00:44:07.119 --> 00:44:09.239
in him or something crazy, and
you know what, and you like really

633
00:44:09.840 --> 00:44:15.679
hard evidence like that because these cases, medical malpractice cases, they are so

634
00:44:16.039 --> 00:44:21.199
time consuming and expensive. That's when
I said, when you look at him

635
00:44:21.199 --> 00:44:23.639
and evaluate him as far as listen
and attorney's a business. I don't care

636
00:44:23.679 --> 00:44:30.000
what people say. There's right and
wrong. Everybody. Everybody wants their pound

637
00:44:30.039 --> 00:44:34.440
of flesh if you will have someone
done them wrong. But if someone comes

638
00:44:34.480 --> 00:44:38.280
in and their damage is let's say
long term, it's going to be one

639
00:44:38.360 --> 00:44:43.760
hundred thousand dollars worth of damage,
not taking that case, you can't because

640
00:44:43.760 --> 00:44:46.960
it's going to cost you that much
to just even get it there. You're

641
00:44:47.000 --> 00:44:51.559
going to spend five grand on a
certificate of review coming out the gate.

642
00:44:51.880 --> 00:44:54.760
Yeah, so it's going to be
cut and dry for the most part.

643
00:44:54.840 --> 00:44:59.719
Well, I mean, have you
ever lost a med male, I've never

644
00:44:59.760 --> 00:45:04.039
lost medical malpractice case. Okay,
never lost some you know what, And

645
00:45:04.280 --> 00:45:07.199
I didn't know that I could say
that with integrity, But now that you

646
00:45:07.320 --> 00:45:12.480
ask me, uh, in thinking
back, never lost a medical malpractice case.

647
00:45:12.519 --> 00:45:16.599
What did you ever go against Kopix
attorney's yes, because you know Coopik

648
00:45:16.760 --> 00:45:21.719
is the one that that does.
That's the insurance company of the of insurance

649
00:45:22.440 --> 00:45:25.880
in doctors, and they're pretty good
if they if they think there's no practice,

650
00:45:27.000 --> 00:45:30.039
they'll try to settle out of court. If they don't think there's no

651
00:45:30.239 --> 00:45:35.480
practice, they usually would about ninety
ninety percent of the cases they do because

652
00:45:35.920 --> 00:45:38.639
they would when they know this malpractice, they don't want to go to court,

653
00:45:38.679 --> 00:45:40.840
they'll settle, all right, hold
on, hold on, we'll pick

654
00:45:40.880 --> 00:45:45.360
this back up. And then Matt's
got a question on auto insurance hail damage.

655
00:45:45.400 --> 00:45:49.840
Everybody hanged tight? Three oh three
seven one three eight two five five

656
00:45:50.079 --> 00:45:58.840
Did you find that? Go with
a sure thing Denver's Best Roofer Excel Roofing

657
00:45:58.960 --> 00:46:05.480
dot com. You don't pay a
cent until you're content. Time for an

658
00:46:05.480 --> 00:46:09.119
insurance check up free, no obligation. In comparison, call Compass insurance paying

659
00:46:09.159 --> 00:46:14.199
too much your coverage at dozens of
insurance companies find out now three oh three

660
00:46:14.400 --> 00:46:16.800
seven to seven to one help.
You'll think you're his only customer when you

661
00:46:16.880 --> 00:46:22.039
choose Frank durand the Real Estate Man
dot com to list your home with Remax

662
00:46:22.079 --> 00:46:25.880
Alliance three oh three nine two zero
sixteen twenty two. All Right, three

663
00:46:25.880 --> 00:46:30.480
oh three seven, one three eight, two five five. We got two

664
00:46:30.519 --> 00:46:35.400
lines open three oh three Martino by
the way, one Clear Choice Garage Doors.

665
00:46:35.639 --> 00:46:38.639
There's so many garage stores companies out
there, it's incredible. These guys

666
00:46:38.679 --> 00:46:43.400
have actual retail locations. Of course, a bunch of people in trucks to

667
00:46:43.480 --> 00:46:46.000
go out there and do tune ups
and fix your garage stores, install openers,

668
00:46:46.000 --> 00:46:49.840
whatever you need. But I love
their pricing. And if you're looking

669
00:46:49.880 --> 00:46:52.480
for those new doors, you're looking
for that fancy wood door, or you're

670
00:46:52.519 --> 00:46:57.320
just looking for a cheap replacement after
a hailstorm, would you please check them

671
00:46:57.360 --> 00:47:01.639
out? One Clear Choice Doors dot
Com. One Clear Choice Doors dot Com.

672
00:47:01.639 --> 00:47:05.840
Now three oh three seven one three
eight two five five. We got

673
00:47:05.840 --> 00:47:09.679
a lot of conversations going around.
Matt's got a question on hail damage.

674
00:47:09.679 --> 00:47:15.159
Mattch you get nailed yesterday or is
this from a previous storm? Oh?

675
00:47:15.199 --> 00:47:19.079
I got nailed yesterday. Where do
you live? How bad was it?

676
00:47:19.280 --> 00:47:27.599
Yeah? We live over just off
of like Smoking Hill in four seventypentennial.

677
00:47:27.880 --> 00:47:30.679
Yep, Yeah, we we got
hit pretty good. It was probably golf

678
00:47:30.679 --> 00:47:36.400
ball size. Those pictures coming out
of Castle Rock and Larkspur, Oh my

679
00:47:36.559 --> 00:47:40.199
god, it looked like you could
put a canoe on those roads and just

680
00:47:40.320 --> 00:47:45.519
paddle anywhere you wanted. I couldn't
believe the amount of water and the amount

681
00:47:45.519 --> 00:47:49.599
of hail looked like a snowstorm.
So you got hit golf ball sized hail?

682
00:47:49.639 --> 00:47:55.280
What's your question? Last year on
my truck, I got hit about

683
00:47:55.320 --> 00:48:00.320
the same got it had the repairs
done, yep, and it was it

684
00:48:00.360 --> 00:48:06.159
was twelve thousand, like twelve thousand, five hundred for the repair. And

685
00:48:06.480 --> 00:48:09.599
I was just wondering, now if
I make the claim to get it done

686
00:48:09.800 --> 00:48:15.760
again, Yeah, is that going
to be taken into consideration? Do you

687
00:48:15.840 --> 00:48:22.079
know? I don't think so,
but that it's a very curious question.

688
00:48:22.320 --> 00:48:29.360
Did you if the insurance company they
knew you got it repaired last time?

689
00:48:29.440 --> 00:48:32.320
Right? You didn't just put the
money in your pocket? Yeah? No,

690
00:48:32.400 --> 00:48:36.599
they paid Yeah, because I have
a lot, They paid directly to

691
00:48:36.679 --> 00:48:40.280
the shop or whatever guy fixed it. Yes, sir, that should have

692
00:48:40.320 --> 00:48:44.679
been one hundred percent back, So
in other words, it shouldn't affect you.

693
00:48:45.760 --> 00:48:50.119
Let's get compass insurance on Kelly Marco
did you have a question you were

694
00:48:50.199 --> 00:48:54.239
kind of perched. Well, not
a question, I mean yeah, if

695
00:48:54.280 --> 00:48:59.360
it was fully repaired, Yeah,
it should be fully damages. Yeah with

696
00:48:59.519 --> 00:49:04.920
a new the prior claim is not
relevant. Yeah, when it comes to

697
00:49:04.960 --> 00:49:08.440
the damages on this. Okay,
So they don't take the two together and

698
00:49:08.480 --> 00:49:13.519
say, oh, you've had twenty
five thousand worth of Well, but I'm

699
00:49:13.559 --> 00:49:15.440
still I'm still going to get our
insurance guy on But no, and I

700
00:49:15.440 --> 00:49:19.159
don't believe so either, as Marco
said, but we're going to find out.

701
00:49:19.199 --> 00:49:22.559
That's what this is about. The
times it does come into play all

702
00:49:22.599 --> 00:49:24.840
the time is let's say I've got
a truck, like, I don't know

703
00:49:25.000 --> 00:49:29.440
whatever, just a truck, a
newer truck, a Jeep Cherokee. So

704
00:49:29.480 --> 00:49:32.599
I got a Jeep Cherokee. It
gets belted with hail. They total it

705
00:49:32.679 --> 00:49:37.039
because it costs way too much to
fix a thousand dings. They total it.

706
00:49:37.440 --> 00:49:40.199
I get the money, it gets
a salvage title on it. But

707
00:49:40.239 --> 00:49:45.199
remember, this truck works perfectly,
there's no problem with it mechanically. Someone

708
00:49:45.280 --> 00:49:51.239
else buys it and they go to
ensure it. Now it's only worth whatever

709
00:49:51.280 --> 00:49:54.559
that salvage value or whatever they sold
it for, unless they add the damage

710
00:49:54.599 --> 00:49:59.719
done. But I'd be curious in
that scenario, Mark Marco, if they

711
00:49:59.760 --> 00:50:05.039
act actually fixed the hail damage on
the salvage title, I still think they'da

712
00:50:05.079 --> 00:50:07.840
have a problem even if they went
through and fixed forty grand worth of hail.

713
00:50:08.079 --> 00:50:12.239
You're right, and so you know, because we do personal injury,

714
00:50:12.239 --> 00:50:15.519
we run into this situation all the
time with the vehicles. Yeah, but

715
00:50:15.599 --> 00:50:22.039
guess what what the only way you'll
get this that that vehicle will be branded,

716
00:50:22.159 --> 00:50:25.599
Yeah, salvage title is if the
carrier bought it. Oh okay.

717
00:50:25.719 --> 00:50:30.119
In other words, if they they
total it and they give you a check.

718
00:50:30.199 --> 00:50:32.679
Yeah, they minus the salvage value. Yeah, right, and now

719
00:50:32.719 --> 00:50:36.480
they have it. Well, no, no, you keep the vehicle.

720
00:50:36.639 --> 00:50:38.039
Oh, I see what you're saying. That's kind of part of the deal.

721
00:50:38.119 --> 00:50:43.400
It never gets branded a salvage title
even though it was a total loss.

722
00:50:43.440 --> 00:50:46.960
Then what would happen in that case
that same vehicle gets more hail damage

723
00:50:47.039 --> 00:50:52.000
later they already know if it's a
different insurance company, how do they even

724
00:50:52.039 --> 00:50:54.360
know the hail damage was there?
Matter? It could be the same insurance

725
00:50:54.400 --> 00:50:59.159
company. Okay, you know you
collect the premiums. You know, when

726
00:50:59.159 --> 00:51:01.440
there's a your insurance. When there's
a loss and it's not fraudulent, you

727
00:51:01.519 --> 00:51:09.079
better pay or call Bethanelli Law firm
because we love this guy has two hell

728
00:51:09.199 --> 00:51:14.639
claims. His insurance premium is going
to be more than the price of the

729
00:51:14.679 --> 00:51:17.880
repair. No doc, actually the
divate Matt. I'm getting them on though,

730
00:51:17.920 --> 00:51:21.239
So hold on all right man?
Okay, well you want me you

731
00:51:21.280 --> 00:51:24.800
want me to finished, keep keep
Okay. The Division of Insurance regulations say

732
00:51:24.840 --> 00:51:30.159
that your rates do not go up
for a non at fault accident. Yes,

733
00:51:30.280 --> 00:51:35.719
but the entire the entire region,
if you will, can go up.

734
00:51:36.199 --> 00:51:39.639
Because there's multiple hail storms all the
time, your rates can definitely still

735
00:51:39.679 --> 00:51:44.639
go up. You know the fire
don't fire huge. Yeah, just get

736
00:51:44.719 --> 00:51:49.880
rid of you. Yeah. I
mean everybody's homeowner's premium in Colorado is insane,

737
00:51:50.480 --> 00:51:52.679
you know, next to double call
and the roof. The roof claims

738
00:51:52.679 --> 00:51:57.280
in Colorado have gotten to the point
where they're only paying actual cash value.

739
00:51:57.519 --> 00:52:01.079
I mean it's getting to the point
where some insurance policies you really have no

740
00:52:01.199 --> 00:52:06.519
insurance. This is on some perils. I want to challenge the insurance companies

741
00:52:06.559 --> 00:52:10.079
because they're now saying, if you
have a thousand dollars deductible or on your

742
00:52:10.079 --> 00:52:15.840
homeowners or whatever. They're saying that
deductible on the roof is ten percent of

743
00:52:15.880 --> 00:52:20.440
the value with the home. Yes, some policies, but when they signed

744
00:52:20.440 --> 00:52:23.719
that policy, when they agree to
that policy, they're agreeing to that ten

745
00:52:23.880 --> 00:52:29.840
percent. You mean no coverage,
that means zero. I want to find

746
00:52:29.920 --> 00:52:34.639
somebody that had a damage. We
had one. We had a caller two

747
00:52:34.760 --> 00:52:37.519
years ago. He had I think
it was I don't even think it was

748
00:52:37.519 --> 00:52:40.880
that high. I think it was
four or five percent. It was over

749
00:52:40.960 --> 00:52:45.360
a million dollar house, and he
basically had to come out of pocket sixty

750
00:52:45.440 --> 00:52:51.599
thousand dollars well roof for a roof
that's forty or fifty grand. Basically,

751
00:52:51.639 --> 00:52:55.159
that's no insurance and no coverage.
I'm looking to I'm not interested in the

752
00:52:55.199 --> 00:52:59.280
money on this issue, just to
push it. Yeah, this is this

753
00:52:59.440 --> 00:53:01.880
is wrong. As you're saying there's
no coverage, it's that means the coverage

754
00:53:02.039 --> 00:53:06.679
is really not there. That means
the coverage is alusory. Yeah, I

755
00:53:06.719 --> 00:53:10.199
know it's not really charging. It's
only for those perils though you're forgetting that

756
00:53:10.280 --> 00:53:15.599
part. Generally it's only for wind
and hail, Yes, and their argument's

757
00:53:15.639 --> 00:53:17.159
going to be they agreed to.
Yeah, but it's the roof. Look

758
00:53:17.199 --> 00:53:21.639
I'm not trying to stick up.
I think it's crazy. Here's an example

759
00:53:21.679 --> 00:53:23.320
of that. We had a call
er listen to this. No one challenged

760
00:53:23.360 --> 00:53:27.599
it. By the way, listen, that's why the insurers are all indoing

761
00:53:27.679 --> 00:53:30.960
it now, because nobody's taking this
cans ups in the Supreme Court. There's

762
00:53:30.559 --> 00:53:34.639
no one, there's no precedent.
I get it. We had a guy

763
00:53:34.679 --> 00:53:37.639
get hitting an old junker in Denver. His car is parked in front of

764
00:53:37.639 --> 00:53:40.400
his house legally on the street.
The car, the value of the car,

765
00:53:40.440 --> 00:53:44.559
it's like an old Pinto or whatever
it was. It was a listen

766
00:53:44.599 --> 00:53:52.039
to this, yeah it was.
It was five it was the car was

767
00:53:52.039 --> 00:53:55.039
worth five hundred bucks. The guy
hits them, Okay, they find them,

768
00:53:55.079 --> 00:53:58.719
cops come out. He gets a
ticket for hitting them. The whole

769
00:53:58.719 --> 00:54:01.719
bit, Man, do you other
guy's insurance company says, okay, we're

770
00:54:01.719 --> 00:54:06.119
going to total it. It's five
hundred dollars. That's what the value of

771
00:54:06.119 --> 00:54:08.320
the car is. Truly five hundred
dollars. And the guy goes, well,

772
00:54:08.360 --> 00:54:10.760
I want to buy it back.
It only had like a dinner or

773
00:54:10.760 --> 00:54:14.719
something in it and they said,
okay, we'll sell it back to you

774
00:54:15.000 --> 00:54:19.400
for five hundred dollars. So literally, the guy hits his car and his

775
00:54:19.639 --> 00:54:24.239
choice is they'll give him five hundred
dollars or or he can keep his car

776
00:54:24.360 --> 00:54:30.519
and buy it back for five hundred
dollars. Why I don't own a villa

777
00:54:30.719 --> 00:54:35.960
in Spain because when people come into
my office with these kind of stories,

778
00:54:36.280 --> 00:54:38.360
I take them on. There's not
a lot of money there, right,

779
00:54:38.719 --> 00:54:44.840
but it upsets me. And you
know so long that you want the cad

780
00:54:45.280 --> 00:54:50.239
you like the Batman Jr. Jim
Dan, Matt hold On. I really

781
00:54:50.280 --> 00:54:53.679
do want to get compass on because
a lot of people got nailed with hal

782
00:54:54.199 --> 00:54:58.960
yesterday. And then Marco. When
we get freed up a little, well,

783
00:54:59.000 --> 00:55:01.239
we've got a couple things where going
to talk to Mark about a business

784
00:55:01.280 --> 00:55:06.000
opportunity. If you own a restaurant
or a gas station, it's got to

785
00:55:06.000 --> 00:55:07.519
do with solar. It's really cool. And on top of that, I

786
00:55:07.559 --> 00:55:15.000
want you to think about this Marco. Bad faith, bad faith. My

787
00:55:15.079 --> 00:55:20.800
favorite type ofication treble damage is yes, and I just I want to leave

788
00:55:20.840 --> 00:55:28.679
you with that whole time. Okay, go with a sure thing. Denver's

789
00:55:28.719 --> 00:55:32.079
best roofer Excel roofing dot com.
You don't pay a cent until you're content.

790
00:55:36.440 --> 00:55:39.000
Time for an insurance checkup free,
no obligation. In comparison, call

791
00:55:39.119 --> 00:55:45.079
Compass Insurance paying too much your coverage
at dozens of insurance companies find out now

792
00:55:45.159 --> 00:55:47.440
three O three seven to seven to
one help. You'll think you're his only

793
00:55:47.519 --> 00:55:52.360
customer when you choose Frank durand the
real estate Man dot com to list your

794
00:55:52.360 --> 00:56:00.079
home with Remax Alliance three oh three
nine two zero sixteen twenty two. All

795
00:56:00.159 --> 00:56:05.960
right, three seven one three eight
two five five. Guess who just emailed

796
00:56:05.960 --> 00:56:10.320
me? Suzanne? Who was that
nick yutzy? He texted me as well?

797
00:56:10.519 --> 00:56:14.239
Isn't that funny? Miss him?
Yeah? I do miss him?

798
00:56:14.280 --> 00:56:16.559
He was a I know why he
texted too. He's probably the best uh

799
00:56:17.000 --> 00:56:23.400
hail damage what you call a dentless
guy ever. But unfortunately his wife had

800
00:56:23.480 --> 00:56:28.079
cancer. Did she pass away?
I hate to even ask that she did

801
00:56:28.159 --> 00:56:30.559
much. She passed away a while
back. So they were, uh,

802
00:56:30.719 --> 00:56:32.880
well, you know, they were
dealing with life, sad thing. But

803
00:56:32.960 --> 00:56:36.559
he just reached out. I'm sure
I wonder if he's back here. I'll

804
00:56:36.599 --> 00:56:38.320
I'll kind of quiz you later on
it if you're looking at it all right,

805
00:56:38.360 --> 00:56:42.639
three oh three seven one three A
two five five. I have one

806
00:56:42.679 --> 00:56:46.280
of our folks on from Compass Insurance. We kind of already want to know

807
00:56:46.360 --> 00:56:51.000
the answer, but I want to
get a little more. I want to

808
00:56:51.440 --> 00:56:54.800
really talk policies in general. Jeremy, really quick. So, Jeremy,

809
00:56:55.719 --> 00:57:00.119
if you had hail damage this year
on your call, let's just talk cars

810
00:57:00.199 --> 00:57:05.280
right now, and you go out
and get paintless dent repair and they make

811
00:57:05.320 --> 00:57:07.880
it look brand new, and it's
twenty grand worth of damage. Okay,

812
00:57:08.880 --> 00:57:13.599
probably happens quite a bit, right, sure, yeah, absolutely, I

813
00:57:13.639 --> 00:57:16.800
mean it's twenty crazy these days.
Or no, no, no, that's

814
00:57:16.800 --> 00:57:22.000
what I thought. So you get
it repaired. Everything's good, you know,

815
00:57:22.119 --> 00:57:24.320
no trickery, you don't put the
money in your pocket. And let's

816
00:57:24.320 --> 00:57:30.360
say, for argument's sake, four
days later, four days later, there's

817
00:57:30.400 --> 00:57:35.159
another hell storm and you got another
twenty granded damage. Okay, you go

818
00:57:35.239 --> 00:57:37.920
out, you get it fixed.
Everything goes Now a year later, it

819
00:57:38.039 --> 00:57:43.000
happens again. I guess it really
doesn't matter how many times it happens.

820
00:57:43.039 --> 00:57:46.639
The question is does the vehicle ever
diminish even though every time it was fixed

821
00:57:46.679 --> 00:57:52.280
properly. It's still going to show
this thing at sixty grand worth of damage

822
00:57:52.320 --> 00:57:59.079
in a year. Does it ever
diminish from there? I mean, I

823
00:57:59.119 --> 00:58:01.679
typically no. Well, I mean
you can never really say what a buyer

824
00:58:01.760 --> 00:58:07.679
is gonna feel. That's true.
That's the hard part in giving any kind

825
00:58:07.679 --> 00:58:12.119
of definitive answer. But as far
as the insurance claim, so this is

826
00:58:12.159 --> 00:58:15.360
Matt's question. Matt had twelve grand. I'll bring that up. Matt had

827
00:58:15.360 --> 00:58:19.360
twelve grand worth of damage last year. He got nailed last night. He

828
00:58:19.400 --> 00:58:22.519
wants to make sure that they don't
care about last year. He did have

829
00:58:22.599 --> 00:58:27.000
it paid and it was all fixed
and everything's good. He'll have no problem

830
00:58:27.039 --> 00:58:34.480
this year. No, Matt,
do you have another question? That's pretty

831
00:58:34.519 --> 00:58:37.320
much it. I just want to
make sure it wasn't just going down in

832
00:58:37.440 --> 00:58:42.199
value after getting it done, and
if they were going to take that doration

833
00:58:43.559 --> 00:58:46.039
total loss. Yeah. The thing
that it is funny when we talk about

834
00:58:46.079 --> 00:58:51.840
that diminish value. It's one of
those strange things like if I went to

835
00:58:51.840 --> 00:58:55.639
look at a car and I saw
there was that much hail damage over a

836
00:58:55.639 --> 00:58:59.599
period of time, Honestly, I
don't know if I'd have it checked out

837
00:59:00.159 --> 00:59:04.000
bother me. If there was two
cars, one had two claims of hail

838
00:59:04.079 --> 00:59:07.079
damage that were you know, ten
to twenty thousand, and the other it

839
00:59:07.199 --> 00:59:09.159
never had anything and look good.
I'd buy the one that looked good,

840
00:59:09.199 --> 00:59:15.440
wouldn't you, mate? But there's
not a damn thing you can do about

841
00:59:15.440 --> 00:59:17.960
it. You can't go after your
insurance company for diminished value, at least

842
00:59:19.039 --> 00:59:22.280
not in this state. So but
that's about it. Hey man, I

843
00:59:22.320 --> 00:59:24.639
do appreciate your call, Matt.
That'll be one line open, three oh

844
00:59:24.719 --> 00:59:29.599
three seven one three eight two five
five jeremy. One other question for you

845
00:59:30.079 --> 00:59:34.519
that came up. Can they raise
your rates for something like that and or

846
00:59:34.639 --> 00:59:38.079
cancel you? And here I'll put
it in two two questions. One,

847
00:59:39.039 --> 00:59:44.400
your car gets held on twice like
Matt's. Can they say, okay,

848
00:59:44.440 --> 00:59:47.719
well we're gonna go ahead and raise
your rates right now, we're not seeing

849
00:59:47.800 --> 00:59:52.639
any companies raisor no, no,
wait, that's that's not my question.

850
00:59:53.599 --> 00:59:58.480
Can they raise your rates? Oh, that's what I was gonna say.

851
00:59:58.519 --> 01:00:01.239
Absolutely, At any time they can
decide that they're going to start charging for

852
01:00:01.360 --> 01:00:07.440
comp claims. Okay, So while
they're not right now, that can change.

853
01:00:07.559 --> 01:00:13.719
Would it have to be in the
policy you have now, No,

854
01:00:14.119 --> 01:00:17.159
it could take effect at renewal.
Okay, so they can raise your rates

855
01:00:17.239 --> 01:00:21.960
even if you had a complaim but
right now, no one's really doing it

856
01:00:22.039 --> 01:00:24.519
in Colorado. How about on homes? Are they doing it in Colorado on

857
01:00:24.599 --> 01:00:30.400
homes? Oh yeah, absolutely,
not only raising rates, but it's actually

858
01:00:30.440 --> 01:00:37.039
a big eliability issue. Most of
are com pretty forgetting with weather related claims

859
01:00:37.119 --> 01:00:42.239
right now. Yeah, by that
coupled with another claim could cause an issue.

860
01:00:42.280 --> 01:00:45.400
And you know, I mean,
if you have a need to replace

861
01:00:45.440 --> 01:00:46.440
your roof, then you're going to
have to do that, or if you

862
01:00:46.440 --> 01:00:52.639
have twenty thousand damage, obviously you're
going to use your insurance to do that.

863
01:00:52.760 --> 01:00:55.079
Yeah, of course something to be
aware of. But I wonder how

864
01:00:55.119 --> 01:01:00.440
many people. I wonder how many
people out there right now that when they

865
01:01:00.480 --> 01:01:04.480
got that renewal in the last say
six months from their homeowners and didn't even

866
01:01:04.519 --> 01:01:07.079
look at it, but they signed
off and accepted it. I wonder how

867
01:01:07.119 --> 01:01:15.119
many people have actual cash value now
on wind and hail perils and just way

868
01:01:15.400 --> 01:01:19.599
or a percentile like Marco was talking
about, where you know, if you're

869
01:01:19.679 --> 01:01:22.800
dwelling is a million dollars and you
got a four percent my god, you

870
01:01:22.840 --> 01:01:30.360
have a forty thousand dollars deductible for
insurance, which is arguably no insurance.

871
01:01:30.639 --> 01:01:32.559
How many people do you think are
out there right now that think if they

872
01:01:32.599 --> 01:01:37.039
got hail damage, their coverag jeremy. But really their deductible is so high,

873
01:01:37.280 --> 01:01:39.800
you know they're going to at least
have to come out of pocket ten

874
01:01:39.840 --> 01:01:44.440
to twenty grand. It's a good
amount. I mean, I think we

875
01:01:44.639 --> 01:01:49.360
catch even when I'm running clothes or
any of us, and we pointed out

876
01:01:49.400 --> 01:01:52.159
to people. Some of them are
aware of it, and that's you know,

877
01:01:52.199 --> 01:01:54.880
what they chose, But most of
them have no idea that they have

878
01:01:55.000 --> 01:02:00.920
actual cash value currently. And that's
the hard part is we're quoting a replacement

879
01:02:00.960 --> 01:02:06.320
cost policy. Yeah, of course. Wait, it gets harder to find

880
01:02:06.360 --> 01:02:08.599
a really good saving at least on
the front end. But if you're low,

881
01:02:09.599 --> 01:02:13.000
yeah, you get hit on the
back end with that damage. I

882
01:02:13.000 --> 01:02:15.639
mean, all that money you saved
could come out of your pocket tenfold.

883
01:02:15.800 --> 01:02:19.840
I mean, it's really that nutly. Hold on a second. I'm gonna

884
01:02:19.880 --> 01:02:22.679
put you on hold if you can, because there's some people on with insurance

885
01:02:22.760 --> 01:02:24.639
questions. I don't know which direction
they're going to go, so hold if

886
01:02:24.679 --> 01:02:28.519
you can. But anybody out there, if you have not looked at your

887
01:02:28.559 --> 01:02:30.920
deck page in a while, you
want to make sure you don't have an

888
01:02:30.960 --> 01:02:36.119
ACV policy unless if you know what
you're getting into. But that means actual

889
01:02:36.199 --> 01:02:39.320
cash value. If you have a
twenty year shingle and it's nineteen years old

890
01:02:39.400 --> 01:02:44.199
and you got hit with hell yesterday
and there's hal damage, well, if

891
01:02:44.199 --> 01:02:49.079
that roof costs twenty grand, nineteen
thousand of it's what you're coming out of

892
01:02:49.119 --> 01:02:53.719
pocket on an ACV. Because your
roof almost lived through its entire life expectancy.

893
01:02:53.960 --> 01:02:57.760
You got to really watch that.
Then those other ones, those sneaky

894
01:02:57.800 --> 01:03:01.960
deductibles Marco was talking about that they're
really crazy because you got a million,

895
01:03:02.000 --> 01:03:08.960
two million dollar house with a three
percent a three to ten percent price on

896
01:03:09.199 --> 01:03:14.480
top of whatever you're paying in premiums. You got to pay a three percent

897
01:03:14.800 --> 01:03:19.360
to get that roof fix of the
value of your home, so you could

898
01:03:19.400 --> 01:03:22.840
be sixty seventy grand out of pocket
and the roof isn't going to cost that

899
01:03:22.960 --> 01:03:27.880
much. So once again, arguably
no damage or no coverage, Dan,

900
01:03:27.920 --> 01:03:30.280
what's going on with you? Well, I'm more to be pitied. It

901
01:03:30.360 --> 01:03:35.760
all me in I have to find
a new homeowner's policy because safe goes ripping

902
01:03:35.840 --> 01:03:38.639
us off, and need a better
policy for my truck. And I have

903
01:03:38.679 --> 01:03:43.199
a commercial piece of property that I
rent out to other people, and I

904
01:03:43.239 --> 01:03:45.880
have to find a policy for it
too. All right, hold on a

905
01:03:45.920 --> 01:03:49.079
second three oh three seven one three
eight two five to five, Jim,

906
01:03:49.360 --> 01:03:52.119
I promise I'll take your comment after
this as well, and then if Jeremy

907
01:03:52.159 --> 01:03:57.760
can hang on, that would be
great for Dan. One nine on the

908
01:03:58.039 --> 01:04:02.920
enjoy free Martino, Go with a
sure thing Denver's best roofer Excel Roofing dot

909
01:04:02.960 --> 01:04:10.880
com. You don't pass cent until
you're content. Time for an insurance check

910
01:04:10.960 --> 01:04:15.559
up free no obligation comparison call Compass
Insurance paying too much your coverage at dozens

911
01:04:15.599 --> 01:04:19.280
of insurance companies find out now three
o three seven seven to one. Help.

912
01:04:19.440 --> 01:04:24.000
You'll think you're his only customer when
you choose Frank durand the real estate

913
01:04:24.039 --> 01:04:28.480
Man dot com to list your home
with Remax Alliance three oh three nine two

914
01:04:28.559 --> 01:04:32.280
zero sixteen twenty two. All right, three oh three seven one three eight

915
01:04:32.320 --> 01:04:35.920
two five five three oh three Martino, don't forget. You can hear us

916
01:04:36.000 --> 01:04:40.920
talk. We were going down a
little bit of memory lane during that last

917
01:04:40.920 --> 01:04:45.000
break of is Shannon and I talking
about old co hosts. It's amazing how

918
01:04:45.039 --> 01:04:49.239
many people we've known in this business
at well, there's actually been a bunch

919
01:04:49.280 --> 01:04:54.880
to have committed suicide. It's unbelievable. More than it's really remarkable. And

920
01:04:54.920 --> 01:04:58.280
then a bunch ofest placed to work. Yeah, and then a bunch of

921
01:04:58.320 --> 01:05:02.280
people have just of course die.
It's really crazy. But we were talking

922
01:05:02.320 --> 01:05:05.639
about one guy in particular. I'm
not going to go into it on the

923
01:05:05.639 --> 01:05:09.239
air, but my whole point was
if you go to YouTube dot com,

924
01:05:09.639 --> 01:05:13.039
type in Troubleshooter Network, you can
watch and listen to us at any time.

925
01:05:13.199 --> 01:05:15.760
A lot of people actually listen and
watch the show that way. All

926
01:05:15.800 --> 01:05:19.079
the archive shows are up there.
As soon as we're done recording, they

927
01:05:19.159 --> 01:05:25.320
appear up there once again. Just
type in Troubleshooter Network on YouTube. Now

928
01:05:26.039 --> 01:05:29.800
I think we left off with Dan. Did Dan have that question Dan you

929
01:05:29.880 --> 01:05:31.400
were looking for. I'm going to
bring up both of you, So I'm

930
01:05:31.440 --> 01:05:35.679
going to lock Dan in and lock
Jeremy and Dan. Your question was safe

931
01:05:35.679 --> 01:05:40.119
co is dropping you? Is that
correct? Or? He said they're ripping

932
01:05:40.159 --> 01:05:43.199
you up a lot. They raised
it a lot, So I'm looking for

933
01:05:43.239 --> 01:05:46.480
another one. I want to get
another policy for my truck. Yeah,

934
01:05:46.559 --> 01:05:50.360
just because they're seem high and I
have a commercial piece of property that I

935
01:05:50.400 --> 01:05:54.840
rent out to other people, I
need a policy on it. The main

936
01:05:54.880 --> 01:05:59.719
thing I'm wondering is how much information
can I safely give these people? Give

937
01:05:59.760 --> 01:06:01.679
who? What? People? Man? What? People? Insurance, the

938
01:06:01.760 --> 01:06:08.440
insurance seller. They're they're asking me
for everything but the size of my underwear.

939
01:06:08.559 --> 01:06:13.079
I just we're not real comfortable giving
them all of this personal information.

940
01:06:13.519 --> 01:06:15.920
But I don't even know if I'm
gonna do business with them. You know,

941
01:06:15.000 --> 01:06:18.800
that's Jeremy. What is okay?
So he said commercial property, but

942
01:06:18.840 --> 01:06:23.400
he also has let's just say home
and auto. So hold on, hold

943
01:06:23.440 --> 01:06:27.239
on, Dan, So, Jeremy, that's a good question. It does

944
01:06:27.280 --> 01:06:31.559
seem like you're getting a rectal examination
when you call up to get an insurance

945
01:06:31.679 --> 01:06:35.400
quote. Now, so what what
What is the basic information you guys asked

946
01:06:35.440 --> 01:06:43.239
for. We're gonna need name,
data, birth, address, social drivers

947
01:06:43.239 --> 01:06:45.880
in the house. We don't need
a solid security number. What does the

948
01:06:45.960 --> 01:06:50.639
clue report activate on the data birth
or how does the clue report come up?

949
01:06:51.599 --> 01:06:56.320
Yeah, name data, birth and
address Okay, you can get that,

950
01:06:56.920 --> 01:06:59.559
Dan. That's normal these days,
man. I mean I think if

951
01:06:59.559 --> 01:07:01.679
you order food on the McDonald's app, you give them more than that.

952
01:07:03.159 --> 01:07:09.360
I don't know about that read at
home, but it's just disturbing. I've

953
01:07:09.400 --> 01:07:12.239
had so many of them ask for
so much person. Yeah, but that's

954
01:07:12.320 --> 01:07:15.039
that's all they're gonna ask you over
a compass. Listen, Man, I've

955
01:07:15.039 --> 01:07:18.199
been using these guys forever forever.
I mean, coming up on ten plus

956
01:07:18.320 --> 01:07:21.199
years. I guess that's not forever, but it's a long damn time.

957
01:07:21.599 --> 01:07:25.199
Well, give me a number for
them, and then i'll person County.

958
01:07:25.239 --> 01:07:28.039
I'll call them. Yeah, it
can be anywhere in Colorado. They do

959
01:07:28.119 --> 01:07:30.360
Wyoming, they do it. They
help my. They just do everything for

960
01:07:30.480 --> 01:07:34.000
us three oh three nine nine six
nine thousand. The other thing they do

961
01:07:34.079 --> 01:07:38.800
what a lot of these other brokers
don't do. They do all that commercial

962
01:07:38.840 --> 01:07:42.480
stuff too. Man, talk about
that rental property, Jeremy. How many

963
01:07:42.480 --> 01:07:45.719
different providers we know you have depending
on home or car. You got thirty

964
01:07:45.760 --> 01:07:48.960
plus that you guys like or whatever
it is. But how about when it

965
01:07:49.000 --> 01:07:54.639
comes to a commercial building. Say
so, Dan, you rented out what's

966
01:07:54.719 --> 01:07:59.280
done in the building? Three eighth. So it goes to a plumber.

967
01:07:59.320 --> 01:08:02.199
I got it up Lions repair guy
and got it. Two people actually just

968
01:08:02.360 --> 01:08:06.480
use it to store their big toys. What is kind what kind of insurance

969
01:08:06.559 --> 01:08:12.159
is that, Jeremy, Usually that's
going to be a lesser's risk policy.

970
01:08:12.519 --> 01:08:15.359
Okay, and yeah we have you
know, the market's crazy right now,

971
01:08:15.560 --> 01:08:20.439
so depending on what you know the
tenants are, yeh dictates how many markets

972
01:08:20.479 --> 01:08:25.479
we have. But yeah, I
mean that's something our commercial team does a

973
01:08:25.479 --> 01:08:29.399
lot of it. And then how
about I remember when we actually had employees

974
01:08:29.439 --> 01:08:32.960
here at the Troubleshooter Network, like
I don't know, fifteen years ago,

975
01:08:33.680 --> 01:08:39.319
and we and the only reason we
did is because we just we didn't have

976
01:08:39.359 --> 01:08:41.560
a good accountant at the time.
I'll leave it that way. We probably

977
01:08:41.560 --> 01:08:44.880
shouldn't have, but we had to
have Workmen's Comp for a couple people.

978
01:08:45.680 --> 01:08:49.840
And I remember, just from my
goodyear days when I had fifty employees,

979
01:08:49.920 --> 01:08:55.359
Pinnacle was kind of the only game
in town, and everything was Pinnacle.

980
01:08:55.760 --> 01:09:01.479
But in this particular case, when
I shopped with you are Workmen's Comp for

981
01:09:01.600 --> 01:09:05.720
TSN, you actually found a cheaper
one, and you guys told me the

982
01:09:05.760 --> 01:09:11.439
reason Pinnacle wasn't cheaper. Is some
of the companies, depending on what industry

983
01:09:11.479 --> 01:09:15.239
coded is, can be a lot
less than Pinnacle, And that was astounding.

984
01:09:15.680 --> 01:09:17.720
I didn't know. I've owned so
many businesses over the years, and

985
01:09:17.880 --> 01:09:23.119
everyone in Colorado, I honest to
God, thought Pinnacle was the only place

986
01:09:23.159 --> 01:09:27.039
to use. But that's not true. In some industries, they might be

987
01:09:27.079 --> 01:09:30.920
the only one that give you a
good rate. But it's doesn't like farmers

988
01:09:30.000 --> 01:09:33.399
even in all state and some of
these ones that we don't even like,

989
01:09:33.479 --> 01:09:38.199
do they sell stuff like that as
well? Or no, I think some

990
01:09:38.239 --> 01:09:41.640
of them do have. It's crazy, kind of hit a nail on the

991
01:09:41.640 --> 01:09:46.319
head. It is very industry specific. So Pinnacle's kind of the catch all.

992
01:09:46.600 --> 01:09:49.680
They're the ketch all where they'll do
it, you know. All right,

993
01:09:50.600 --> 01:09:55.439
So listen, man, here's the
bottom line. Jeremy, I really

994
01:09:55.479 --> 01:09:58.960
appreciate you guys coming on, and
we might end up calling you back.

995
01:09:59.000 --> 01:10:00.399
You know how this show goes.
You take one, you get one hundred

996
01:10:00.520 --> 01:10:05.960
plus the hailstorms yesterday. But listen
the Insurance Help Center dot com or just

997
01:10:06.039 --> 01:10:11.760
simply go to call three oh three
nine nine six nine thousand. Three oh

998
01:10:11.800 --> 01:10:15.039
three nine nine six nine thousand great
guys. Hey, listen, we got

999
01:10:15.039 --> 01:10:17.039
a lot coming up. We're gonna
talk to Marco Bendinelli. We're gonna talk

1000
01:10:17.079 --> 01:10:23.000
to Mark Conkle. We're gonna get
this in rowan go with a sure thing

1001
01:10:23.119 --> 01:10:27.520
Denver's Best roofer Excel Roofing dot com. You don't pay a cent until you're

1002
01:10:27.600 --> 01:10:33.560
contenth time for an insurance check up
free, no obligation. In comparison,

1003
01:10:33.680 --> 01:10:39.800
call Compass Insurance paying too much your
coverage at dozens of insurance companies find out

1004
01:10:39.800 --> 01:10:43.359
now three oh three seven seven to
one help. You'll think you're his only

1005
01:10:43.439 --> 01:10:46.239
customer when you choose Frank durand the
real estate Man dot com to list your

1006
01:10:46.279 --> 01:10:57.600
home with Remax Alliance three oh three
nine two zero sixteen twenty two rift.

1007
01:11:00.840 --> 01:11:06.319
So you don't help, you come
running just as fast as we can.

1008
01:11:08.159 --> 01:11:14.239
Show the shoot is gonna help coming
man. This is the Troubleshooter Show.

1009
01:11:14.840 --> 01:11:17.840
No Tom Martinez, welcome, Welcome
to the show. The only show.

1010
01:11:17.880 --> 01:11:21.279
But it's how we're here to solve
your problems. We're here to help you

1011
01:11:21.319 --> 01:11:25.479
out. We're trying to recoup money
from me if you've been ripped off.

1012
01:11:25.520 --> 01:11:29.720
We like helping people. That's what
we do over three hundred million dollars.

1013
01:11:30.479 --> 01:11:35.079
Three hundred million dollars. Think about
that in exchanges and refunds and cash and

1014
01:11:35.159 --> 01:11:41.439
everything else. It's an incredible number. Tom has done over forty five years

1015
01:11:41.560 --> 01:11:45.720
right here in Denver. You realize
he is the longest person on the radio

1016
01:11:45.840 --> 01:11:53.520
with the same show in the country. Now, Pat Sayjack, I got

1017
01:11:53.520 --> 01:11:59.039
this wrong. The other day was
Pat Sayjack hosted the longest running game show

1018
01:11:59.840 --> 01:12:02.279
in the country and retired. I
think it was last Friday. At least

1019
01:12:02.279 --> 01:12:05.720
the last episode played forty one years. I didn't even know that show was

1020
01:12:05.800 --> 01:12:12.479
around that long, forty one years. Incredible. Marco Bendinelli had just heard,

1021
01:12:12.920 --> 01:12:16.279
also in studio, my friend at
pro Bid Energy, Mark Cunkle.

1022
01:12:16.359 --> 01:12:18.840
How are you Mark doing great?
How are you doing? Doing pretty good

1023
01:12:19.079 --> 01:12:23.279
fun show today? Yeah, we
are. We're bouncing stuff. What I

1024
01:12:23.319 --> 01:12:26.680
really like doing is getting good information
out there. That's why I like people

1025
01:12:26.680 --> 01:12:30.439
on our referral list. Honest to
god, I just do now. Jim,

1026
01:12:30.520 --> 01:12:32.720
I told you i'd come to your
next so I will. But then

1027
01:12:32.840 --> 01:12:38.640
Lacey, she's got an issue with
the police, and how they responded.

1028
01:12:39.239 --> 01:12:43.399
I don't know if it was to
her or to whom in Colorado Springs.

1029
01:12:43.399 --> 01:12:45.000
But we're going to get to that
pretty quick. Hey, Jim, what's

1030
01:12:45.039 --> 01:12:48.279
going on with you? By the
way, three oh three seven one three

1031
01:12:48.319 --> 01:12:51.640
eight two five five two open lines, Good time to get through. You've

1032
01:12:51.640 --> 01:12:56.520
been ripped off. You need some
help. Three zero three Martino, three

1033
01:12:56.720 --> 01:13:00.439
zero three Martino, Go ahead,
Jim. Actually it's Jay. Oh,

1034
01:13:00.479 --> 01:13:05.159
I'm sorry, Jay, Kelly,
Kelly, that's right, Kelly, what

1035
01:13:05.840 --> 01:13:11.279
Kelly? I think you should resign
at this point. Okay, well wait

1036
01:13:11.319 --> 01:13:14.720
a minute, No, not today. No, his name was Jay,

1037
01:13:14.840 --> 01:13:17.560
not Jim. I'm done. If
it starts with J doesn't mean it can

1038
01:13:17.640 --> 01:13:23.079
be anything. It could be John, Joshua. Go ahead. Jay.

1039
01:13:23.239 --> 01:13:26.239
You can call me Ray, or
you can call me Jay. Okay,

1040
01:13:26.319 --> 01:13:28.720
Jay, I'll go with your name. Go ahead, sir. All right,

1041
01:13:28.760 --> 01:13:31.119
that's great. Uh. Something that
I thought maybe it should be touched

1042
01:13:31.119 --> 01:13:38.479
on with the insurance stuff with automobiles
is once they totally even if you keep

1043
01:13:38.479 --> 01:13:43.479
the title and they don't do anything
but just deduct that from your check your

1044
01:13:43.920 --> 01:13:47.640
your card number, you've been number
goes into a database as a total YEP,

1045
01:13:47.840 --> 01:13:50.640
and then you're not you're not able
to get comprehensive on it again.

1046
01:13:50.840 --> 01:13:55.079
So you're not going to be able
to buy the insurance, first of all,

1047
01:13:55.079 --> 01:13:59.159
and it's not going to get another
week total. We've had callers check

1048
01:13:59.399 --> 01:14:02.960
JA. We've had callers that have
made pretty much that same mistake. One

1049
01:14:02.960 --> 01:14:08.279
of them I can think of the
vehicle was actually totally it wasn't for Hale.

1050
01:14:08.359 --> 01:14:11.720
It's because it was in a really
bad accident. They bought it back

1051
01:14:11.760 --> 01:14:15.600
from the insurance company. They went
through all the you know, the restoration

1052
01:14:15.800 --> 01:14:20.520
and spending money to fix it and
all that stuff, and then what happened.

1053
01:14:21.439 --> 01:14:26.880
What happened is he ensured it.
It got totaled again or he totally

1054
01:14:27.079 --> 01:14:30.479
ran into a tree, I don't
exactly remember. And they would not give

1055
01:14:30.520 --> 01:14:33.600
him the value of that car if
it did not have that salvage title.

1056
01:14:34.800 --> 01:14:39.880
Right, And here's another problem that
a consumer has to watch for if it's

1057
01:14:39.920 --> 01:14:44.920
been totaled. But they never relinquished
the car. They kept it. The

1058
01:14:44.960 --> 01:14:48.439
paper title they have does not say
anything on it because it was never it's

1059
01:14:48.479 --> 01:14:53.279
not branded and they're turned over.
So you're sitting there buying a car from

1060
01:14:53.279 --> 01:14:56.720
someone. If they don't, it's
against the lob. No. They they

1061
01:14:56.720 --> 01:14:59.720
wouldn't know until they went and registered
it. Then when they got the new

1062
01:14:59.760 --> 01:15:02.439
type, they'd see the brand on
it, and it becomes a heck of

1063
01:15:02.520 --> 01:15:08.239
a hassle. What business are you
in, man? Might be remodels and

1064
01:15:09.239 --> 01:15:12.520
oh okay, so nothing to do
with insurance or anything like that. No,

1065
01:15:13.199 --> 01:15:15.920
have you lived through those Have you
lived through one of those situations?

1066
01:15:16.600 --> 01:15:20.840
You know what? I'm kind of
the Tomartino of my group of friends.

1067
01:15:20.880 --> 01:15:26.039
I help everybody with everything. Okay, just who I am? That can

1068
01:15:26.079 --> 01:15:30.319
be dangerous. I call your show
a lot and help all right, j

1069
01:15:30.479 --> 01:15:31.800
Hey, I appreciate the call.
In the comment, man, we have

1070
01:15:31.960 --> 01:15:36.600
had people in that predicament, no
doubt about it. Go ahead, Doc,

1071
01:15:36.640 --> 01:15:40.239
I see approach. I just wanted
to ask my I thought I could

1072
01:15:40.279 --> 01:15:45.199
fill a mister Rogers and ask Jim
if he'll be my friend if he helps

1073
01:15:45.199 --> 01:15:51.399
everybody. That's true. Yeah,
that's kind of I think Tom. He

1074
01:15:51.520 --> 01:15:56.159
just made me think of Tom in
a way. So Tom got ripped off

1075
01:15:56.199 --> 01:16:00.520
on a car deal when he was
in college. That was his first,

1076
01:16:00.720 --> 01:16:03.560
uh kind of rip off someone.
And I'll have to ask him about it

1077
01:16:03.560 --> 01:16:06.239
because I haven't heard the story in
a while, But he literally got ripped

1078
01:16:06.279 --> 01:16:11.520
off by a car deal in college. Or on his way to college.

1079
01:16:11.920 --> 01:16:15.960
And I think it was a woman
that ripped him off, and he got

1080
01:16:15.000 --> 01:16:18.439
a job at I want to see
a newspaper. I hate when I'm talking

1081
01:16:18.520 --> 01:16:23.640
for someone else, but it's interesting. And he was writing columns, like

1082
01:16:23.680 --> 01:16:27.319
a troubleshooting column or something how not
to get ripped off. And I think

1083
01:16:27.439 --> 01:16:30.800
really his whole career doing this started
over, you know, in high school

1084
01:16:30.920 --> 01:16:34.439
or in college with this car deal. But I'm sure someone can call him

1085
01:16:34.479 --> 01:16:38.279
up and ask him. Go ahead, Marco, Well, I was gonna

1086
01:16:38.279 --> 01:16:41.800
say, or he called the Bendinelli
Law firm and then and then we made

1087
01:16:41.800 --> 01:16:45.560
it right for him. Man,
just these plugs. See you see you're

1088
01:16:45.600 --> 01:16:50.239
not learning anything over there, Mark
with uh, yeah, I just it's

1089
01:16:50.319 --> 01:16:56.920
kind of funny. I well,
I don't know. I think I want

1090
01:16:57.000 --> 01:17:00.039
Mark Major to say it because he's
so good at advertising. Jean Fuller is

1091
01:17:00.079 --> 01:17:04.119
going to be sitting there tomorrow like
he's gonna double triple whatever you're doing.

1092
01:17:04.199 --> 01:17:06.800
I like John, and I recommend
that he calls me if he's in a

1093
01:17:06.840 --> 01:17:15.479
car accident. No, okay,
someone gets kapitalist in the building. You

1094
01:17:15.520 --> 01:17:20.279
know what would be funny? Can
you imagine this dragon imagine this, Dan

1095
01:17:21.800 --> 01:17:30.119
Marco and Fuller and me. First
of all, all you would hear on

1096
01:17:30.159 --> 01:17:35.199
the radio is this. You'd have
fourteen conversations going on and not one damn

1097
01:17:35.199 --> 01:17:41.640
thing getting done. Right If what
happens when attorneys get around here, if

1098
01:17:41.680 --> 01:17:45.720
Mark's talking, no lawyer can get
a word in edge last to my whole

1099
01:17:45.760 --> 01:17:47.720
defense, they just finally say,
I forget it, get out of here,

1100
01:17:48.039 --> 01:17:51.399
all right? This one sounds really
serious, Lacy. What is going

1101
01:17:51.439 --> 01:17:55.520
on with you? Would I have
up on my screen? Sounds horrible?

1102
01:17:55.560 --> 01:17:59.760
It says something with the police response. Did they not respond? Did they

1103
01:18:00.239 --> 01:18:04.119
respond? What is the situation?
Lacey? Well, it actually kind of

1104
01:18:04.159 --> 01:18:11.640
happened twice. So my car was
stolen and fountains, So that happened fountain

1105
01:18:11.720 --> 01:18:15.439
and not the spring. The other
one happened in the spring. And I

1106
01:18:15.880 --> 01:18:20.560
had, you know, some some
stuff in my car jump box and things

1107
01:18:20.640 --> 01:18:28.439
like that, and the person that
possibly stole my car was selling my things

1108
01:18:28.479 --> 01:18:34.359
on marketplace. Oh my goodness,
you saw your own stuff? Yeah?

1109
01:18:34.399 --> 01:18:39.920
Absolutely, And I mean I knew
it was mine because you know, for

1110
01:18:40.039 --> 01:18:44.680
one, it's my stuff. But
why would you now that's a good no,

1111
01:18:44.680 --> 01:18:46.199
no, no no, But you
just asked a good question that I'm

1112
01:18:46.199 --> 01:18:48.680
going to ask. Now, how
did you know it was your stuff?

1113
01:18:48.680 --> 01:18:53.199
You said it jump box. I
don't think unless if it was engraved with

1114
01:18:53.239 --> 01:18:56.640
your name, how do you know
it was your stuff? Or how would

1115
01:18:56.640 --> 01:19:00.840
the police know it was your stuff? Well, that's the exactly what they

1116
01:19:00.960 --> 01:19:04.119
asked me. They said, Uh, oh, I'm losing my name on

1117
01:19:04.159 --> 01:19:10.720
it. So your name was on
it. I don't know my name was

1118
01:19:10.760 --> 01:19:12.960
not on Oh, I'm sorry,
of course it wasn't. I mean,

1119
01:19:13.000 --> 01:19:16.680
you're going in and out on your
phone. So so what ultimately happened?

1120
01:19:16.680 --> 01:19:20.239
You called up the police, the
Colorado Springs police, and said, hey,

1121
01:19:20.279 --> 01:19:25.079
I see my stuff being sold,
and they didn't do anything about it.

1122
01:19:25.159 --> 01:19:30.039
Is that where this is going?
Correct? Did they do anything about

1123
01:19:30.079 --> 01:19:33.359
it? Did they try to respond
to it at all? No? The

1124
01:19:33.479 --> 01:19:36.960
detective told me and said, well, you didn't write your name on it.

1125
01:19:38.039 --> 01:19:42.279
There's no proof of it's your stuff, so we're not going to help

1126
01:19:42.319 --> 01:19:45.319
you. Tell me what stuff it
was besides the jump box, what other

1127
01:19:45.399 --> 01:19:53.600
stuff? Expensive? Sunglasses? I
do stitch fix and so I had just

1128
01:19:53.720 --> 01:19:58.920
went to the post office and picked
up my stitch pitch box and it was

1129
01:19:58.960 --> 01:20:03.479
all taped up and news. It
was that the jump box expensive sunglasses.

1130
01:20:03.840 --> 01:20:09.800
Everything's expensive. Yeah, that sucks. And they were all like in the

1131
01:20:09.880 --> 01:20:13.359
same on the same I don't know
how marketplace works. Are like all on

1132
01:20:13.399 --> 01:20:17.000
the same ad everything, Yeah,
the same person. Did you reach out?

1133
01:20:17.000 --> 01:20:19.920
Here's what I would have done.
I would have reached out and said,

1134
01:20:19.920 --> 01:20:25.079
I'm interested, where can we meet? I thought about it, but

1135
01:20:25.119 --> 01:20:28.960
I got scared. Is it still
up there now? Is it still up

1136
01:20:29.079 --> 01:20:32.680
now? It's down? That would
be perfect to do tomorrow, Honest to

1137
01:20:32.760 --> 01:20:39.479
goodness, Gosh, everything was sold. Yeah, it's sold and gone.

1138
01:20:39.520 --> 01:20:42.239
Man, Yeah, that sucks.
I don't know what police are supposed to

1139
01:20:42.239 --> 01:20:45.560
do these days though, Honest to
goodness, I don't even know how.

1140
01:20:45.159 --> 01:20:49.239
I don't know what they could do
by simply a Facebook marketplace. So what

1141
01:20:49.279 --> 01:20:54.279
do you think, Marco? Honestly, just you're firmed us a little,

1142
01:20:54.359 --> 01:21:00.119
you know, criminal defense and stuff
as well. So what what would you

1143
01:21:00.159 --> 01:21:02.640
expect the police to do in that? First of all, I guess the

1144
01:21:02.760 --> 01:21:08.079
person that didn't own the stuff was
probably giving a deal. I'm sure,

1145
01:21:08.640 --> 01:21:11.800
okay that was that was like a
little off color joke, But anyway,

1146
01:21:13.119 --> 01:21:15.520
I think the detective should have done
something you know, I mean, I

1147
01:21:15.520 --> 01:21:20.720
mean, if they're overwhelmed, they're
investigating violent crimes, you know, obviously

1148
01:21:20.840 --> 01:21:25.880
it's going to take some kind of
precedents, right, but while this may

1149
01:21:25.920 --> 01:21:30.600
be things of smaller value, yeah, it was still there was an auto

1150
01:21:30.720 --> 01:21:34.000
theft. You know, this is
dree and they should have investigated it.

1151
01:21:34.600 --> 01:21:39.199
Well, okay, well the auto
theft, but that's not what she's talking.

1152
01:21:39.239 --> 01:21:42.720
Well hold on are you? Are
you saying whatever happened to the car?

1153
01:21:42.800 --> 01:21:46.319
Was it recovered? Yes, and
that's a whole other story. Yeah,

1154
01:21:46.359 --> 01:21:49.039
but but hold on, hold on, I just hold on, Lacy,

1155
01:21:49.159 --> 01:21:53.399
seriously, I just want to finish
with Marco because I you know,

1156
01:21:53.439 --> 01:21:56.159
what can I say has nothing to
do with the car. At this point,

1157
01:21:56.479 --> 01:22:00.079
she is saying, after she got
her car back, these items are

1158
01:22:00.119 --> 01:22:03.920
on eBay. She knows they were
stolen. But if I called the police

1159
01:22:04.000 --> 01:22:09.600
up right now and had a Michelin
tire for sale on eBay and someone's trying

1160
01:22:09.600 --> 01:22:13.199
to buy it or something, that's
an inside joke. But anyhow, if

1161
01:22:13.680 --> 01:22:15.920
that happened, how would the police. I'd love for a police officer to

1162
01:22:15.960 --> 01:22:20.279
call I call up and go,
hey, I see my tire on eBay

1163
01:22:20.319 --> 01:22:25.039
for sale that someone stole off my
car for one hundred bucks? What would

1164
01:22:25.079 --> 01:22:29.479
I expect them to do? This? Young lady sounds pretty competent, incredible,

1165
01:22:29.920 --> 01:22:34.039
And if if I think she is
circumstantial evidence, you know what I

1166
01:22:34.039 --> 01:22:36.439
mean? You know, you get
the car back, but you got the

1167
01:22:36.640 --> 01:22:41.159
you know you got the xbox that
was in the car. Did you get

1168
01:22:41.239 --> 01:22:44.600
insurance money? By the way,
did you at least get Did you have

1169
01:22:44.680 --> 01:22:48.760
coverage on your items in the car? I'm not sure. I only had

1170
01:22:50.560 --> 01:22:56.479
uh partial coverage? You only had
liability. Do you do you own a

1171
01:22:56.520 --> 01:22:59.399
house? Do you have good question
mark? You know? Do you have

1172
01:22:59.439 --> 01:23:03.800
homeowners or no? No? How
about renders insurance? Not at the time,

1173
01:23:04.439 --> 01:23:08.159
it sucks, she just got ripped
off. The bottom line, I

1174
01:23:08.359 --> 01:23:11.880
was hoping, honestly that the ad
was still up. How we could have

1175
01:23:11.960 --> 01:23:15.479
helped you out in this scenario is
go meet him and get your stuff back.

1176
01:23:15.560 --> 01:23:17.319
If we can prove it your stuff, maybe we could do the job

1177
01:23:17.359 --> 01:23:23.760
of the Colorado Springs detectives. Yeah. I can go. I can really

1178
01:23:23.800 --> 01:23:26.479
go either way. I don't know
how busy they are down there. I

1179
01:23:26.600 --> 01:23:30.000
just have no idea. I just
don't know on that. But Lacy just

1180
01:23:30.079 --> 01:23:32.159
out of curiosity. What was the
part with the car real quick? You

1181
01:23:32.199 --> 01:23:36.039
said, that's a whole nother story. What was it? I mean,

1182
01:23:36.079 --> 01:23:39.640
I just had to pay to get
my car out of tow, and then

1183
01:23:39.680 --> 01:23:44.840
it was on the stuff because they
got sh and I had to pay for

1184
01:23:44.920 --> 01:23:47.039
the damage. I know, you
get your car gets stolen, you got

1185
01:23:47.039 --> 01:23:49.840
to pay. You didn't have You
should have had the coverage and you wouldn't

1186
01:23:49.840 --> 01:23:53.600
have had to. But it is. It really does suck. I think

1187
01:23:53.720 --> 01:23:58.720
Denver. I think Denver. If
the car's stolen and impounded in Denver by

1188
01:23:58.720 --> 01:24:01.000
the police, I don't think you
have to pay to get your own car

1189
01:24:02.239 --> 01:24:06.199
in Denver. You did have to
pay. I didn't know that. Not

1190
01:24:06.239 --> 01:24:13.399
only that's today because a lot of
this closed on Caesar Chef's Day, so

1191
01:24:13.520 --> 01:24:16.800
I could I've doubled it all right, Hey, lazy, I'm sorry.

1192
01:24:16.840 --> 01:24:19.319
There's not much we're gonna be able
to help you with there. If it

1193
01:24:19.399 --> 01:24:23.399
was still up for sale, I
had some great ideas, but it's gone.

1194
01:24:24.199 --> 01:24:30.119
Did the guy have a phone number
or any information? I I don't

1195
01:24:30.199 --> 01:24:34.119
remember what all information he had up. I screenshoted everything and I sent it

1196
01:24:34.159 --> 01:24:39.640
to the detective. Why don't you
send that to us as well. Okay,

1197
01:24:39.920 --> 01:24:42.560
send that to us. These are
the little kind of things I like.

1198
01:24:42.720 --> 01:24:45.479
I mean, really, I'd like
digging into. We have a lot

1199
01:24:45.479 --> 01:24:48.279
of listeners in Colorado Springs. Hold
on three O three seven one three A

1200
01:24:48.359 --> 01:24:53.039
two five five. Make sure we
have her number. I would love to

1201
01:24:53.119 --> 01:24:56.479
track down some dirt bag like that. Did stole that? But let's say

1202
01:24:56.479 --> 01:25:00.960
you do show up, what do
you possibly do? What do you possibly

1203
01:25:00.039 --> 01:25:02.479
do well? I mean, you
know, if the guy got the stuff

1204
01:25:02.479 --> 01:25:04.640
that was in the car. No, But I'm saying you show up and

1205
01:25:04.720 --> 01:25:09.279
actually get a cop and get out
there to try to get your stuff back.

1206
01:25:09.680 --> 01:25:12.840
It's gonna be he said. She
said, how would you possibly prove

1207
01:25:12.880 --> 01:25:15.199
it? I'm not looking at trying
to get the stuff back. I think

1208
01:25:15.239 --> 01:25:18.720
there's a bigger fish to fry.
Well, there's definitely get this stuff the

1209
01:25:18.800 --> 01:25:23.279
thief. Where did you find Did
you find this on the side of the

1210
01:25:23.359 --> 01:25:26.000
road? All right, hold on, I gotta break everybody. Hang tight.

1211
01:25:30.840 --> 01:25:34.920
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1212
01:25:34.920 --> 01:25:42.960
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1213
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1214
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1215
01:25:50.560 --> 01:25:55.199
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1216
01:25:55.279 --> 01:25:59.840
estate Man dot com to list your
home with Remax Alliance three oh three nine

1217
01:25:59.840 --> 01:26:06.960
two zero sixteen twenty two. All
right, three oh three seven one three

1218
01:26:08.000 --> 01:26:11.000
eight two five five. You've been
ripped off taking advantage of this is the

1219
01:26:11.039 --> 01:26:14.560
show for you. We got one
line open three zero three Martino. I

1220
01:26:14.560 --> 01:26:17.720
always stress this couple things. One
help at troubleshooter dot com. You can

1221
01:26:17.760 --> 01:26:23.000
email us anytime you'd You'll be shocked
how quick you might get a response.

1222
01:26:23.039 --> 01:26:26.079
I'm not gonna say it's instant,
but there's a lot of times I'll be

1223
01:26:26.119 --> 01:26:29.960
out at dinner and we'll get something
coming in and I'll either call you back

1224
01:26:30.079 --> 01:26:32.119
or text you whatever it is.
You got help at troubleshooter dot com.

1225
01:26:32.159 --> 01:26:35.439
You got three oh three Martino.
That number works on and off the air.

1226
01:26:35.680 --> 01:26:39.479
When we're here, it comes here
when we're not here. You can

1227
01:26:39.560 --> 01:26:42.720
leave a message or someone will answer
it and try to help you. Three

1228
01:26:42.920 --> 01:26:47.479
zero three Martino. The other thing
I want to bring up real quick is

1229
01:26:48.079 --> 01:26:51.479
I forgot the other thing. Oh
no, no, no, YouTube dot

1230
01:26:51.520 --> 01:26:56.920
com. If you go to YouTube, type in Troubleshooter Network, you can

1231
01:26:56.960 --> 01:27:00.600
see the entire show, all four
hours of it. You can see it,

1232
01:27:00.680 --> 01:27:02.560
hear it, and then during the
commercial breaks, Hey Dragon, I

1233
01:27:02.600 --> 01:27:08.039
had someone say you're not bringing commercial
breaks up? Is that by design or

1234
01:27:08.039 --> 01:27:10.840
what happened there? Do you know? Yeah, we're all good. I

1235
01:27:10.840 --> 01:27:13.439
don't know what the problem is.
Okay, we'll look at that over the

1236
01:27:13.479 --> 01:27:16.079
break if this is an issue and
try to get that. But while you're

1237
01:27:16.159 --> 01:27:19.439
listening to the show, you can
hear us talk kind of off air.

1238
01:27:19.479 --> 01:27:21.800
It's kind of behind the scenes,
if you will. Now, I did

1239
01:27:21.800 --> 01:27:27.239
want to discuss real quick, bad
faith. Marco Bendinelli in studio. He's

1240
01:27:27.279 --> 01:27:30.720
gonna leave, He's got to pick
somebody up at the airport. Well,

1241
01:27:30.800 --> 01:27:35.920
that's a long drive for you,
man, Evergreen to the airport. I

1242
01:27:35.920 --> 01:27:42.560
mean DIA's like Kansas, Evergreen's like
winter Park. That's a long drive.

1243
01:27:43.359 --> 01:27:46.039
You know, you know, last
time you're for me. Last time I

1244
01:27:46.079 --> 01:27:51.079
saw Marco was probably Suzanne and I
went up to meet him at his house.

1245
01:27:51.159 --> 01:27:55.720
Probably what was that Suzanne two weeks
ago, A couple of weeks ago.

1246
01:27:55.960 --> 01:27:58.079
It was a lot of fun.
So two weeks ago, we're we're

1247
01:27:58.079 --> 01:28:01.000
headed up there. We get a
phone call from Marco. Marco's on the

1248
01:28:01.039 --> 01:28:04.640
side of I seventy. He had
a blowout. He had a blowout on

1249
01:28:04.720 --> 01:28:09.000
his tire. And when I say
he had a blowout, you couldn't believe

1250
01:28:09.039 --> 01:28:12.720
this thing. It did damage,
Like the tire came off, it hit

1251
01:28:12.800 --> 01:28:17.079
something so hard, his gas gas
tank cover. You know how you got

1252
01:28:17.079 --> 01:28:20.439
to pop it open to put gas
in it. It was gone. The

1253
01:28:20.479 --> 01:28:25.520
car it probably needs a bumper easily
and needs all this. So I started

1254
01:28:25.520 --> 01:28:28.279
digging into it. I said,
didn't that didn't that light come on?

1255
01:28:28.439 --> 01:28:30.359
That light on that fancy car you
got, didn't that light come on?

1256
01:28:30.720 --> 01:28:33.399
He goes, No, I had
run flats. I had run flat tires.

1257
01:28:33.920 --> 01:28:36.079
I said, well, you can't
run run flats for a week.

1258
01:28:36.640 --> 01:28:40.840
Run flats are good for, like, you know, thirty forty days.

1259
01:28:40.880 --> 01:28:44.119
I was in the tire business forever. You're making a lot of assumptions.

1260
01:28:44.159 --> 01:28:46.079
Mark, that's almost saying he's going
to the airport to pick up a tire

1261
01:28:46.159 --> 01:28:48.359
from the bed. Now listen,
that's where I'm going to come to the

1262
01:28:48.439 --> 01:28:54.119
next set in the back of his
car. So at this point, Susanna

1263
01:28:54.159 --> 01:28:56.920
and I give him a ride.
But at this point, guess what's in

1264
01:28:56.960 --> 01:29:00.039
the back of his car, Not
even in the trunk, just in the

1265
01:29:00.039 --> 01:29:02.359
backseat of his car. You ready
a tire? Now, I go,

1266
01:29:02.560 --> 01:29:06.520
wait a minute, You've got a
tire in your seat. But you've been

1267
01:29:06.600 --> 01:29:12.199
running on this run flat for a
while. What's going on here? Well,

1268
01:29:12.800 --> 01:29:16.520
he ordered the tire from eBay and
the tire showed up, and now

1269
01:29:17.079 --> 01:29:23.960
Marko's dying over here. So so
he gets a tire from eBay and it

1270
01:29:24.039 --> 01:29:27.680
shows up, but he has a
blowout it to very last minute. It's

1271
01:29:27.840 --> 01:29:31.159
nice that you've got friends like Susan
and I to help you in those kind

1272
01:29:31.199 --> 01:29:35.920
of circumstances. That's what I want
to say. There are some lawyers that

1273
01:29:36.079 --> 01:29:41.399
know which end of the screwdriver holed, yes, and some of us,

1274
01:29:42.239 --> 01:29:45.920
you know, do things to save
money and then and then donate the extra

1275
01:29:46.000 --> 01:29:50.880
money to you know, wonderful causes
to charity. When is the last time,

1276
01:29:51.079 --> 01:29:57.399
uh, when is the last time
you actually bought a tire not on

1277
01:29:57.479 --> 01:30:02.359
eBay? Mark I don't like this. These questions. I'm usually you know,

1278
01:30:03.159 --> 01:30:06.359
the questions I asked, the questions, you provide the answer. Let's

1279
01:30:06.640 --> 01:30:11.399
get serious for a second. Bad
faith a lot of people. Let's take

1280
01:30:11.439 --> 01:30:14.880
a homeowner's claim. They think they
have a claim, whatever it is,

1281
01:30:15.039 --> 01:30:21.000
doesn't matter. Insurance company just puts
up roadblock after roadblock after roadblock. What

1282
01:30:21.279 --> 01:30:26.439
happens from there? What can someone
do? They simply say you have no

1283
01:30:26.560 --> 01:30:30.439
damage, or they say you didn't
have the right coverage. If someone finds

1284
01:30:30.520 --> 01:30:33.800
himself in that position, what can
you guys do at Bend and Ellie Law?

1285
01:30:34.920 --> 01:30:39.760
You know, like, for example, I'm reviewing a letter the other

1286
01:30:39.840 --> 01:30:44.960
day. Right guy has a legitimate
claim, got a million dollars worth of

1287
01:30:45.479 --> 01:30:51.880
uninsured under insured motors coverage. Right
and this carrier you know, I'm not

1288
01:30:51.920 --> 01:30:56.880
going to say the name, but
you know, maybe you're in good hands,

1289
01:30:57.079 --> 01:31:00.199
got maybe you're a good neighbor,
got in the but anyway, maybe

1290
01:31:00.199 --> 01:31:04.920
you're uh, you know, under
the umbrella. But anyway, you know,

1291
01:31:04.960 --> 01:31:09.680
they write this five page letter,
not to me, because they wrote

1292
01:31:09.680 --> 01:31:14.840
it to the insured prior to them
hiring me. And they wrote this five

1293
01:31:14.880 --> 01:31:19.079
page letter quoting all these parts of
the policy without saying how they applied,

1294
01:31:20.680 --> 01:31:24.960
you know, to uh to exical
pay coverage, or to say this guy

1295
01:31:25.000 --> 01:31:28.319
had no coverage and you know what, he had a million bucks in coverage.

1296
01:31:28.399 --> 01:31:32.279
Yes, and you know, they
this is not unusual. And you

1297
01:31:32.319 --> 01:31:35.720
know what I usually have to tell
folks is they're like, oh, I've

1298
01:31:35.720 --> 01:31:41.640
been with this insurance company for twenty
years. I want they don't care.

1299
01:31:42.600 --> 01:31:46.760
They insurance companies are not your friend. So you know, most of the

1300
01:31:46.800 --> 01:31:51.119
time, if you have someone call
you like that and they truly have damages,

1301
01:31:51.159 --> 01:31:54.760
what's the first thing you do?
So well, I mean, I

1302
01:31:55.479 --> 01:31:59.520
investigate the loss. And the standard
that I have to prove is that the

1303
01:31:59.640 --> 01:32:06.760
carry unreasonably delayed or unreasonably denied a
claim, and there is such you know,

1304
01:32:06.840 --> 01:32:11.239
I was on a state wide committee
for a couple of years teaching other

1305
01:32:11.279 --> 01:32:15.000
lawyers how to do this stuff.
And you know, this is maybe it's

1306
01:32:15.039 --> 01:32:19.920
not my most lucrative area of practice, but it is one of the most

1307
01:32:20.000 --> 01:32:27.159
rewarding because you're stipping into demand.
Well, and these people are just getting

1308
01:32:27.239 --> 01:32:30.199
screwed. I mean, I don't
know if I could say screwed on you.

1309
01:32:30.159 --> 01:32:33.119
You know, these people are getting
the shaft, and you know,

1310
01:32:33.359 --> 01:32:38.840
and and and in some ways,
the insurance companies like the modern day mafia

1311
01:32:38.960 --> 01:32:45.199
with a necktie. You know,
I had safe Co deny a homeowner's claim

1312
01:32:45.399 --> 01:32:49.479
on Susanna, and I probably eight
months ago. Now, first thing I

1313
01:32:49.560 --> 01:32:56.680
did was hire a what do you
call it, loosely, no, no,

1314
01:32:56.680 --> 01:32:59.000
no, no, no no,
a public a gester. I can't

1315
01:32:59.000 --> 01:33:01.680
believe our focus. So he started
just representing us, and they all of

1316
01:33:01.720 --> 01:33:06.159
a sudden decided. But it's amazing
how an insurance company will tell their customer,

1317
01:33:06.279 --> 01:33:10.039
the insured, forget it, we're
not going to do anything. But

1318
01:33:10.159 --> 01:33:13.720
then you bring somebody else in and
I got something done. But let's say

1319
01:33:13.720 --> 01:33:16.960
they didn't do anything with Matt.
He was my public adjusture. My understanding

1320
01:33:17.079 --> 01:33:21.159
is you can get trouble damages as
well. Yeah, it's the statute.

1321
01:33:21.199 --> 01:33:27.520
It's in Title ten and attorney fees. Yes, it's in Title ten.

1322
01:33:27.600 --> 01:33:31.199
It's ten to three, eleven fifteen
and eleven sixteen. And you know we

1323
01:33:31.239 --> 01:33:35.920
know it well. We litigate those
cases regularly. And so if anyone's out

1324
01:33:35.960 --> 01:33:42.920
there that feels that it's getting the
shaft from an insurance company, including health

1325
01:33:42.920 --> 01:33:45.359
insurance, yeah wow, I didn't
even think of that. Yes, you

1326
01:33:45.399 --> 01:33:49.399
know that we're all the same way
denial of coverage. Yes, it applies

1327
01:33:49.439 --> 01:33:55.800
to all policies written in the state
of Colorado. And you know, we're

1328
01:33:55.920 --> 01:34:00.880
insurance experts at my firm. I
mean, we do catastrophe for injuries.

1329
01:34:00.000 --> 01:34:03.680
We do all kind of you know, any personal injury. You know,

1330
01:34:03.720 --> 01:34:06.079
we do bad drugs, we do
all kinds of stuff, you know,

1331
01:34:06.119 --> 01:34:10.479
wrongful death. Uh. You know, we've been practicing. You know,

1332
01:34:10.680 --> 01:34:13.960
I've been practicing for thirty years now, Yeah, I know, And so

1333
01:34:14.119 --> 01:34:18.600
we have become proficient in all areas
of litigation. And I was on a

1334
01:34:18.640 --> 01:34:25.159
statewide committee and taught all of this
stuff to younger lawyers. And but I

1335
01:34:25.199 --> 01:34:30.479
am happy that tap people, even
if it's not the most profitable case sometimes

1336
01:34:30.840 --> 01:34:32.760
or even if you have to be
the honest one and tell them there's probably

1337
01:34:32.840 --> 01:34:35.840
nothing there. I mean, you
don't mind giving the advice. I don't

1338
01:34:36.359 --> 01:34:40.760
most of the time, though,
when people feel like they've been wronged by

1339
01:34:40.760 --> 01:34:45.239
their insurance company. Oh yeah,
where there's smoke, there's fire. His

1340
01:34:45.399 --> 01:34:47.000
number is easy too for folks out
there. In fact, I have no

1341
01:34:47.079 --> 01:34:50.840
idea how you got this number.
One eight hundred attorney. Can you believe

1342
01:34:50.880 --> 01:34:57.000
that'd be? Like you Mark having
one eight hundred solar I turned my new

1343
01:34:57.039 --> 01:35:01.159
mark major. Yeah, all right, I know you got to leave,

1344
01:35:01.159 --> 01:35:06.119
Marcos. It's my pleasure, you
know, it's always a pleasure to be

1345
01:35:06.159 --> 01:35:11.039
done here in a year and no, and I heard you talk about Tom.

1346
01:35:11.239 --> 01:35:15.760
Yes, it's amazing that he's the
longest in the country, in the

1347
01:35:15.800 --> 01:35:17.880
country, in the country. Listen. He has helped so many people.

1348
01:35:18.319 --> 01:35:21.840
It's one hundred million easy. You
know. I joke around a lot,

1349
01:35:21.880 --> 01:35:25.920
but you guys really do a good
job. Thank you. We like that.

1350
01:35:26.279 --> 01:35:30.000
Uh, people of Colorado and all
over the country. Actually, I

1351
01:35:30.039 --> 01:35:34.880
guess are you know benefit from your
guys diligence and expertise. I appreciate it

1352
01:35:35.000 --> 01:35:40.359
on behalf of consumers everywhere. I
thank you and Tom, You're welcome,

1353
01:35:41.039 --> 01:35:44.479
and if I ever need a tire, I'll have you a bit back.

1354
01:35:44.560 --> 01:35:48.399
All the time after that glowing marks. Yeah, the other people called something

1355
01:35:48.479 --> 01:35:53.439
offse but thank you, Marcos,
seriously, I appreciate that. You're very

1356
01:35:53.439 --> 01:35:56.239
welcome. Thanks for having me.
You got it man. Three oh three

1357
01:35:56.279 --> 01:35:59.119
seven one three A two five five. Melissa, hold up, you'll be

1358
01:35:59.199 --> 01:36:09.039
on right after the go with a
sure thing. Denver's best roofer Excel roofing

1359
01:36:09.159 --> 01:36:15.640
dot com. You don't pay a
cent until you're content. Time for an

1360
01:36:15.640 --> 01:36:20.479
insurance checkup free, no obligation comparison
call Compass Insurance paying too much your coverage

1361
01:36:20.520 --> 01:36:25.159
at dozens of insurance companies find out
now three oh three seven to seven to

1362
01:36:25.199 --> 01:36:28.960
one help. You'll think you're his
only customer when you choose Frank durand the

1363
01:36:29.000 --> 01:36:32.560
real estate Man dot com to list
your home with Remax Alliance three oh three

1364
01:36:32.640 --> 01:36:38.399
nine two zero sixteen twenty two.
All right, three o three seven one

1365
01:36:38.560 --> 01:36:42.319
three eight two five five. When
I tell you about this solar deal coming

1366
01:36:42.399 --> 01:36:44.640
up, it's got nothing to do
with your house. We'll talk about that

1367
01:36:44.720 --> 01:36:48.079
a little bit. But if you've
got a commercial property, like a restaurant

1368
01:36:48.199 --> 01:36:54.239
or a gas station, uh,
Probit Energy. They started a new relationship

1369
01:36:54.239 --> 01:36:58.680
with this company where you can basically
put these superchargers and share in the profits

1370
01:36:58.680 --> 01:37:00.680
and other stuff like that. We're
gonna dig into that and how to figure

1371
01:37:00.680 --> 01:37:03.239
out if it's right for you,
how much money you can make off of

1372
01:37:03.279 --> 01:37:08.000
it. We're going to do that
after either the next break or the beginning

1373
01:37:08.039 --> 01:37:11.680
of next hour and just stop solar
in general, just for a few minutes

1374
01:37:11.680 --> 01:37:15.720
in and out. But if you
have any solar questions whatsoever, these guys

1375
01:37:15.720 --> 01:37:17.960
that probid can answer them. And
Mark's here with me right now. Now,

1376
01:37:18.079 --> 01:37:20.880
Melissa, you've been holding a while. What's going on with this camper?

1377
01:37:23.880 --> 01:37:28.000
So we purchased a truck camper that
slided into the truck bed. Yeah,

1378
01:37:28.000 --> 01:37:30.279
those are cool. Yeah, at
the end of May last year,

1379
01:37:30.800 --> 01:37:35.479
and it was through Arby's dot com, which is actually Camping World. Oh

1380
01:37:36.479 --> 01:37:41.680
that's interesting. Yeah, they went
back and forth through changing their name and

1381
01:37:41.720 --> 01:37:45.239
now they're back to Camping World.
Is it brand new? Was this when

1382
01:37:45.279 --> 01:37:47.000
you bought it in May? Was
it brand new or used? Yes,

1383
01:37:47.159 --> 01:37:50.359
they told us it was brand new. It was it twenty twenty two,

1384
01:37:50.720 --> 01:37:55.840
and we purchased it at the end
of May last year. Okay, we

1385
01:37:56.239 --> 01:38:03.159
went out total between June and October. How much was it? I believe

1386
01:38:03.199 --> 01:38:06.600
it was thirty eight thousand, So
you got thirty eight grand in this you

1387
01:38:06.640 --> 01:38:10.600
bought it in May. So what's
going on now? And then I'll fill

1388
01:38:10.640 --> 01:38:15.640
in the gaps. What's happening this
second? So right now, it had

1389
01:38:15.680 --> 01:38:18.319
to go back to the factory because
there was a structural failure. It was

1390
01:38:18.520 --> 01:38:21.399
set to go in for repair.
For just a little bubble on one of

1391
01:38:21.399 --> 01:38:26.840
the walls, and when we took
it in there was actually cracks all over

1392
01:38:26.960 --> 01:38:30.720
the entire camper. It had been
sitting since October when we winterized it,

1393
01:38:30.760 --> 01:38:35.439
so it hadn't been touched, hadn't
been moved on a flat surface. And

1394
01:38:35.520 --> 01:38:40.279
so we took it back to Camping
World and had them take a look at

1395
01:38:40.279 --> 01:38:44.520
it, and they told us that
it had structural failure and they shipped it

1396
01:38:44.520 --> 01:38:48.279
off. They shipped it off.
Who's the manufacturer? Lance? So Lance

1397
01:38:48.319 --> 01:38:53.000
has it now that you know of? No, actually, Lance took it

1398
01:38:53.079 --> 01:38:58.479
back. They've had it since the
beginning of February and they repaired the crucks

1399
01:38:58.560 --> 01:39:01.119
instead of replacing the wall. Okay, so they shipped it back to us.

1400
01:39:02.039 --> 01:39:05.039
It's here at Camping World. We
went to go and pick it up

1401
01:39:05.079 --> 01:39:10.000
to take a look at it last
week, but the jecks weren't working,

1402
01:39:10.319 --> 01:39:13.479
Oh my god, on to our
trucks to even pick it up. And

1403
01:39:13.680 --> 01:39:17.079
while we were looking it over,
you can still see the line where the

1404
01:39:17.399 --> 01:39:21.840
biggest crack was. So they filled
it. They just did some kind of

1405
01:39:21.880 --> 01:39:26.319
body work, I guess, instead
of replacing the wall, which they should

1406
01:39:26.319 --> 01:39:30.640
have done. And we found out
that it was all due to a faulty

1407
01:39:30.760 --> 01:39:33.920
repair done at the factory before they
even sent it to Camping World to sell

1408
01:39:33.960 --> 01:39:38.800
off to anybody. So Camping World
at this point it's at Camping World,

1409
01:39:38.840 --> 01:39:44.039
I assume here in Colorado, and
Camping World at this point has communicated with

1410
01:39:44.199 --> 01:39:49.439
Lance again, what's going on?
Or no? No, forget about forget

1411
01:39:49.479 --> 01:39:54.760
about the manufacturer for a second.
What is what is Camping World telling you

1412
01:39:54.840 --> 01:39:58.840
right now? Like if we called
them today, I haven't been able to

1413
01:39:58.840 --> 01:40:01.960
get in touch with them. We
dropped or we were there on Wednesday night

1414
01:40:02.039 --> 01:40:05.079
trying to pick it up. We
couldn't pick it up. So they were

1415
01:40:05.079 --> 01:40:09.840
supposed to find out what was going
on with the Jackson let me know in

1416
01:40:09.880 --> 01:40:12.880
the meantime, I was going to
get in touch with Lance. This morning.

1417
01:40:12.920 --> 01:40:15.920
I've sent an email and I've called
Camping World and I've got no response

1418
01:40:16.039 --> 01:40:19.520
to even find out what's going on
with the Jacks. Hold on, I

1419
01:40:19.560 --> 01:40:23.840
got to listen. I'm sorry,
let me take this break. I've got

1420
01:40:23.880 --> 01:40:27.880
some ideas. Just hold on,
hold on, I've got some good ideas.

1421
01:40:27.920 --> 01:40:30.479
Actually, I am so sick and
tired. And it's not just Lance.

1422
01:40:30.920 --> 01:40:35.800
A lot of these manufacturers. They
just ship stuff out of the factory.

1423
01:40:35.840 --> 01:40:39.760
They shouldn't. I don't even know
why. I've seen forest rivers,

1424
01:40:39.800 --> 01:40:43.119
we've had calls on everything. But
then what gets me is it's the double

1425
01:40:43.199 --> 01:40:46.800
day. Now you've got the dealership
selling the product. This one's a little

1426
01:40:46.840 --> 01:40:50.279
extreme because of the problem. It
had to go back to the factory,

1427
01:40:50.319 --> 01:40:54.880
which is nuts because it should have
never left the factory that way. But

1428
01:40:55.000 --> 01:41:00.000
now you've got this deal or Camping
World and they're really not doing anything.

1429
01:41:00.119 --> 01:41:02.560
I think they should do something.
Think about this. She bought it in

1430
01:41:02.680 --> 01:41:08.560
May of what was it last May. They've had this thing over a year.

1431
01:41:08.640 --> 01:41:13.520
I don't know if they ever used
it. Thirty eight thousand dollars thirty

1432
01:41:13.560 --> 01:41:17.680
eight thousand dollars and there's nothing to
lose. And then what happens to dealership's

1433
01:41:17.720 --> 01:41:23.520
point and at the manufacturer. I
don't know what the manufacturers saying now because

1434
01:41:23.520 --> 01:41:31.279
they won't answer her. I don't
like either of them. Go with a

1435
01:41:31.279 --> 01:41:35.640
sure thing Denver's Best Roofer Excel Roofing
dot com. You don't pay a cent

1436
01:41:35.840 --> 01:41:43.720
until you're content. Time for an
insurance checkup free, no obligation. In

1437
01:41:43.760 --> 01:41:48.079
comparison, call Compass insurance paying too
much your coverage at dozens of insurance companies.

1438
01:41:48.159 --> 01:41:51.159
Find out now three O three seven
to seven to one help. You'll

1439
01:41:51.159 --> 01:41:56.000
think you're his only customer when you
choose Frank durand the real estate Man dot

1440
01:41:56.039 --> 01:42:00.760
com to list your home with Remax
Alliance three oh three nine two zero sixteen

1441
01:42:00.800 --> 01:42:11.680
twenty two eight eight eight Heating dot
Com. You want someone to come out

1442
01:42:11.760 --> 01:42:14.560
that air conditioner's not working. You
got an issue with the furnace. You

1443
01:42:14.560 --> 01:42:17.319
want to You want a new system, high efficiency. Some of these new

1444
01:42:18.439 --> 01:42:24.760
systems are unbelievable ninety five, ninety
six, ninety eight percent efficiency. Call

1445
01:42:24.800 --> 01:42:27.960
these guys up. They'll always give
you a price to repair to They're not

1446
01:42:28.000 --> 01:42:30.760
going to just talk you into a
new system. They'll always give you a

1447
01:42:30.760 --> 01:42:33.399
price to repair, no matter how
old or what's going on with that system.

1448
01:42:33.560 --> 01:42:39.359
Eight eight eight Heating dot Com.
Now I'm a little upset about this

1449
01:42:39.520 --> 01:42:44.640
freaking camping World issue. Isn't that
Marcus? What's his name? Marcus Lemone?

1450
01:42:44.840 --> 01:42:47.600
Does anybody know what his last name
is? He was the guy that

1451
01:42:47.720 --> 01:42:53.920
did the show The Profit Thank You. That's Mark Crunkle, and I love

1452
01:42:54.000 --> 01:42:56.960
the show. He'd go in and
buy businesses. He did a great job,

1453
01:42:57.199 --> 01:43:00.520
and I think he owns Camping World
still and we haven't had a ton

1454
01:43:01.239 --> 01:43:05.199
of bad things from Camping World for
a while. But during covid Man,

1455
01:43:05.640 --> 01:43:10.680
people were buying campers left and right, and there was all kinds of problems

1456
01:43:10.880 --> 01:43:15.079
and we couldn't get any response from
Camping World. And I'm hoping that's changed.

1457
01:43:15.279 --> 01:43:16.680
What I really want to do on
this one, and I want to

1458
01:43:16.720 --> 01:43:20.399
do it way quicker than not.
In fact, i'd like if we can

1459
01:43:20.439 --> 01:43:25.199
make a call over the break.
I want to give this to Deputy Bow

1460
01:43:25.359 --> 01:43:28.680
Melissa. I'm going to have bo
get on the phone in a minute.

1461
01:43:28.720 --> 01:43:30.760
When we go to break. I
want you to give them the information of

1462
01:43:30.800 --> 01:43:33.399
where it is right now, who
to call, who to talk to,

1463
01:43:33.720 --> 01:43:36.640
And I want to try to light
these guys up to figure out what the

1464
01:43:36.680 --> 01:43:41.439
next step is. What do you
think they're going to be doing. Have

1465
01:43:41.560 --> 01:43:45.119
they given you any idea besides it's
got to go back to the factory or

1466
01:43:45.159 --> 01:43:48.399
what are they saying now? Right
now they're just looking at the jacks and

1467
01:43:48.479 --> 01:43:54.159
what's going on there. When it
was brought there from the factory, they

1468
01:43:54.199 --> 01:43:57.399
were able to load it onto like
a Dolly to be able to move it

1469
01:43:57.479 --> 01:44:00.800
around. So at that point the
jacks were working. I'm not even telling

1470
01:44:00.840 --> 01:44:03.680
you when when that's going to be
done. No, that was on Wednesday,

1471
01:44:03.720 --> 01:44:08.000
and I haven't heard anything. So
I called this morning and I sent

1472
01:44:08.079 --> 01:44:12.079
an email and I haven't heard anything
back. So now they're ghosting you.

1473
01:44:11.840 --> 01:44:15.239
You've had how much time have you
had to use in this brand new thirty

1474
01:44:15.359 --> 01:44:20.960
eight thousand dollars truck camper? We
really only had six months of this season

1475
01:44:21.079 --> 01:44:25.279
last year because it rained so much. Yeah, okay, we got out

1476
01:44:25.319 --> 01:44:30.000
three time total, hardly used it. We haven't even tried the EC on

1477
01:44:30.079 --> 01:44:30.880
it. All. Right, hold
on, I'm going to put you on

1478
01:44:30.920 --> 01:44:34.359
old here's what we're going to do. Deputy Bow go pick up in there.

1479
01:44:34.800 --> 01:44:38.800
Let's give them a call over there
and figure out what the hell's going

1480
01:44:38.840 --> 01:44:42.680
on. I'd love it someone from
Camping World would join us on the show

1481
01:44:43.000 --> 01:44:46.119
and give us some kind of real
excuse why they can't get it this time.

1482
01:44:48.600 --> 01:44:53.680
Go with a sure thing Denver's best
roofer Excel roofing dot com. You

1483
01:44:53.680 --> 01:45:00.720
don't pay a cent until you're content. Time for an insurance check up free,

1484
01:45:00.800 --> 01:45:04.880
no obligation in comparison call Compass Insurance
paying too much your coverage at dozens

1485
01:45:04.880 --> 01:45:09.199
of insurance companies. Find out now
three all three seven to seven to one

1486
01:45:09.319 --> 01:45:12.960
help. You'll think you're his only
customer when you choose Frank durand the real

1487
01:45:13.039 --> 01:45:16.640
estate man dot com to list your
home with Remax Alliance three all three nine

1488
01:45:16.640 --> 01:45:31.560
two zero sixteen twenty two ripped news. So you don't help, you come

1489
01:45:31.720 --> 01:45:39.279
running as fast as we can.
Show Shooter's gonna help. Come man,

1490
01:45:39.479 --> 01:45:45.680
this is the Troubleshooter Show Now,
Tom Martinez, Welcome, Welcome to the

1491
01:45:45.720 --> 01:45:46.840
show, the only show of it's
kind. We're here to solve problems,

1492
01:45:46.840 --> 01:45:50.760
answer questions, take complaints, try
to make your life just a little bit

1493
01:45:50.800 --> 01:45:55.720
better. Uh. Deputy Bo's in
there reaching out to Camping World hopefully to

1494
01:45:55.720 --> 01:45:59.159
figure out when they're gonna get these
jack fixed. Get this poor lady on

1495
01:45:59.199 --> 01:46:03.600
the road. Camper problems are horrible. We've Susan and I have done our

1496
01:46:03.720 --> 01:46:09.239
ving for a long time now,
and yeah, it's really crazy. You've

1497
01:46:09.520 --> 01:46:12.920
got to be able to fix stuff. But a jack or a slide not

1498
01:46:13.039 --> 01:46:15.800
opening, there's a lot of times
there's certain things you're just not going to

1499
01:46:15.840 --> 01:46:19.279
be able to fix. You can
get up and temporarily do anything. We've

1500
01:46:19.279 --> 01:46:23.840
had leaks in ours before where I
forgot to well, I didn't forget,

1501
01:46:23.840 --> 01:46:28.840
but I didn't maintain the cap on
the front. One year, not really

1502
01:46:29.119 --> 01:46:32.119
realizing how much sunnic got and we
were in a torrential rainstorm in Oklahoma.

1503
01:46:32.840 --> 01:46:36.399
We woke up with water coming in. It's horrible. We had it fixed

1504
01:46:36.439 --> 01:46:42.319
the next day, but it's still
unbelievable. So but to buy something like

1505
01:46:42.399 --> 01:46:46.239
that, poor woman for thirty eight
thousand dollars thirty eight thousand. We hear

1506
01:46:46.279 --> 01:46:50.880
this with automobiles too, and you
can only use it like six months out

1507
01:46:50.880 --> 01:46:55.920
of a year and a half or
whatever the timeframe is. It's just crazy.

1508
01:46:56.279 --> 01:47:01.359
And unlike a car, campers,
motorcycles, trucks, they do not

1509
01:47:01.680 --> 01:47:06.680
have any form of Lemon law.
There is no one year with the manufacturer

1510
01:47:08.520 --> 01:47:11.319
they have to make it right.
There's nothing like that. So when you

1511
01:47:11.479 --> 01:47:15.800
buy say that again, No,
motorcycles are not covered by the Lemon law.

1512
01:47:16.640 --> 01:47:19.960
And vehicles over now this I'm not
exactly sure, but I think it's

1513
01:47:20.000 --> 01:47:24.239
over ten thousand pounds. It might
be heavier, but somewhere there. So

1514
01:47:24.800 --> 01:47:29.640
they just simply aren't ATVs anything like
that, So you got to kind of

1515
01:47:29.640 --> 01:47:33.039
watch that stuff, you know,
buyer beware. That's probably the best way

1516
01:47:33.079 --> 01:47:36.359
to put it. Now three oh
three seven one three A two five five

1517
01:47:36.399 --> 01:47:41.199
looks like Jeff's been holding the longest. Then Kim's got an issue with Ralph

1518
01:47:41.279 --> 01:47:45.079
Schamp. Now I don't know what's
going on there with Ralph Shomp, and

1519
01:47:45.119 --> 01:47:47.840
we're gonna find out Kim's issue.
But man, we have been getting a

1520
01:47:47.840 --> 01:47:50.479
lot of calls. Kelly, how
many calls do you think we've gotten on

1521
01:47:50.600 --> 01:47:55.000
Ralph Shomp and say the last I
don't know, six months. There was

1522
01:47:55.119 --> 01:47:58.439
years we never got any calls,
right, I would say about five.

1523
01:47:58.680 --> 01:48:01.279
It's crazy. I don't know what
the hell's going on there to say they

1524
01:48:01.319 --> 01:48:05.319
sold it twice, want to sue
someone in a family and then someone else

1525
01:48:05.359 --> 01:48:08.680
took over and just kept the name. I don't know. We've got to

1526
01:48:08.720 --> 01:48:13.079
find out because it's ridiculous, man, it's ridiculous. Hey, Jeff,

1527
01:48:13.119 --> 01:48:15.600
what's going on? You had a
question on your roof? Yeah? Hey,

1528
01:48:15.600 --> 01:48:20.119
Mark, So I live in Thornton
and we had a storm last week

1529
01:48:21.319 --> 01:48:26.000
that did quite a bit of damage. So I listen to you guys regularly.

1530
01:48:26.079 --> 01:48:30.239
The first thing I did was call
Xcel Roofing, had them come out

1531
01:48:30.279 --> 01:48:31.800
and take a look at the roof. They did my roof. You're good

1532
01:48:31.800 --> 01:48:35.720
guys, what they say? Yeah, they verified that there is that there

1533
01:48:35.800 --> 01:48:42.279
is substantial hell damage done on the
roof. Okay, now my question is

1534
01:48:42.920 --> 01:48:46.039
when, when, at what point
do I make the claim with my insurance?

1535
01:48:46.520 --> 01:48:51.560
And what about Paragon Services? When
they when would they be coming in?

1536
01:48:53.079 --> 01:48:57.880
Public public adjusters? This is a
great conversation after the hailstorms. So

1537
01:48:58.039 --> 01:49:02.239
what a public adjuster does is represents
you. So typically what Matt would do

1538
01:49:02.960 --> 01:49:06.119
is he would come out and say, Okay, you've got damage to your

1539
01:49:06.199 --> 01:49:11.079
roof, You've got damage to your
landscaping, you've got damage to your deck,

1540
01:49:11.319 --> 01:49:14.560
you have damage to your sighting.
One of the tricky ones that a

1541
01:49:14.600 --> 01:49:18.560
lot of people don't look at are
the windows. Windows have these like especially

1542
01:49:18.640 --> 01:49:24.079
like and I'm talking double pain,
triple pain. They a lot of times

1543
01:49:24.119 --> 01:49:27.520
the glass won't break, but the
integrity of the window is gone, so

1544
01:49:27.560 --> 01:49:30.760
therefore it should be replaced. But
you have to know what to look for.

1545
01:49:30.159 --> 01:49:34.760
So Matt comes out and looks at
everything, and then he contacts and

1546
01:49:34.840 --> 01:49:40.680
he becomes your point of contact with
the entire claim. Now, if he

1547
01:49:40.800 --> 01:49:45.960
takes it from the beginning, Matt
charges I believe, ten percent. So

1548
01:49:46.119 --> 01:49:50.640
let's say the claim is one hundred
thousand. To use round numbers, you

1549
01:49:50.640 --> 01:49:58.279
would end up paying him ten percent. Now if you bring Matt in after

1550
01:49:58.439 --> 01:50:00.840
part of it. So let's say
you I already know there's roof damage because

1551
01:50:00.920 --> 01:50:06.279
Excels involved, right, and that's
all you know, and the roof is

1552
01:50:06.439 --> 01:50:12.479
twenty thousand, or let's say forty
thousand out of that one hundred thousand,

1553
01:50:13.000 --> 01:50:17.159
then Matt would come in and probably
charge you fifteen percent to do the rest

1554
01:50:17.159 --> 01:50:21.239
of the stuff that no one's done. But he also puts it all together

1555
01:50:21.359 --> 01:50:25.960
for you. In other words,
he actually becomes pretty much like your power

1556
01:50:25.960 --> 01:50:30.279
of attorney with the insurance company,
and he fights for every nickel he can

1557
01:50:30.359 --> 01:50:33.760
possibly get you. So, if
you don't use a public adjuster, a

1558
01:50:33.800 --> 01:50:36.760
good one, let's just say that, like Matt, you risk a couple

1559
01:50:36.920 --> 01:50:42.000
things. You risk not getting that
hundred thousand like we're talking about in this

1560
01:50:42.079 --> 01:50:47.079
scenario and only getting seventy, but
you're not paying ten percent to the public

1561
01:50:47.119 --> 01:50:51.079
adjuster to get the work done.
Now, he's negotiable too, so no

1562
01:50:51.159 --> 01:50:55.479
matter. You know, if your
house is four hundred thousand dollars and you

1563
01:50:55.560 --> 01:51:00.239
got thirty grand worth of damage compared
to a five million dollar house and you

1564
01:51:00.279 --> 01:51:02.800
got a million dollars in damage,
you can negotiate to see. There's nothing

1565
01:51:02.840 --> 01:51:06.119
set in stone. It's whatever you
and Matt decide to do. But when

1566
01:51:06.159 --> 01:51:11.000
you should use them is always based
upon the amount you're going to use.

1567
01:51:11.039 --> 01:51:14.840
Going in, you already know there's
roof damage. What you might want to

1568
01:51:14.880 --> 01:51:17.680
do is turn the roof into your
insurance company, then have Matt come in

1569
01:51:17.720 --> 01:51:23.680
and play cleanup, or just call
Matt before you call your insurance company and

1570
01:51:23.720 --> 01:51:29.399
tell him Excels roofings out. Matt
knows Excel very well. He uses them

1571
01:51:29.439 --> 01:51:34.039
for bids. Sometimes he also uses
Genesis Exteriors for bids. I mean people

1572
01:51:34.079 --> 01:51:38.600
on the referral list that we trust, but you might where do you live?

1573
01:51:39.520 --> 01:51:42.359
I live in Thornton. In Thornton, I thought you set up north,

1574
01:51:42.640 --> 01:51:45.880
So I'm sure he's going to get
calls going down to Thornton. So

1575
01:51:45.920 --> 01:51:48.199
maybe in the next week or so
he can get down there or send one

1576
01:51:48.199 --> 01:51:51.520
of his guys out there and you
know, just kind of give you a

1577
01:51:51.720 --> 01:51:55.399
you know, here's how I would
handle it, or just call them up,

1578
01:51:55.880 --> 01:51:58.439
just literally call him up, Say
hey, I just talked to Mark

1579
01:51:58.479 --> 01:52:01.159
on the air, and you know, here's the deal. Should what should

1580
01:52:01.199 --> 01:52:03.800
I do? And see what his
advice is. Man, But make sure

1581
01:52:03.800 --> 01:52:08.800
he knows that Excel already said there's
definitely roof damage. What other damage do

1582
01:52:08.920 --> 01:52:12.279
you think you might have, Jeff? Uh, Well, like a lot

1583
01:52:12.279 --> 01:52:16.039
of the window steels, not not
necessarily the window, but the steel part

1584
01:52:16.199 --> 01:52:21.439
yep. Uh you know the plastic, all damage, slanting glass, we're

1585
01:52:21.520 --> 01:52:27.199
in the back door, all damage, big bunnet. You're talking big money

1586
01:52:27.199 --> 01:52:30.680
man. Yeah, yeah, you're
You're talking big money on those windows and

1587
01:52:30.720 --> 01:52:33.560
the doors, and I mean it
big money. How about any kind of

1588
01:52:33.600 --> 01:52:39.279
dry wall damage from water getting in? Uh? Not that I'm aware of.

1589
01:52:39.479 --> 01:52:44.279
And the roof is only about six
years old, So yeah, I

1590
01:52:44.319 --> 01:52:48.079
want to say something else. Would
you get me match number? I know

1591
01:52:48.159 --> 01:52:54.159
it's uh seven seven six It's either
zero zero nine zero or zero zero four.

1592
01:52:54.199 --> 01:52:57.319
Oh, but I'll get that for
you. There's bad public adjusters out

1593
01:52:57.359 --> 01:52:59.960
there, man. We had one
we had to chase off the referral list.

1594
01:53:00.960 --> 01:53:02.880
It's not like you ripped anybody off. He simply wasn't good at what

1595
01:53:02.920 --> 01:53:06.920
he did. His lack of communication
was crazy. Matt, you're going to

1596
01:53:06.960 --> 01:53:10.800
get a cell phone number and he's
going to return your calls if you leave

1597
01:53:10.840 --> 01:53:14.880
it. So don't just hire any
public adjuster. There's a lot of public

1598
01:53:14.960 --> 01:53:18.159
adjusters that they'll be that. Matt
lives here. He lives in the springs,

1599
01:53:18.159 --> 01:53:20.920
but he does all the front range. Literally, he lives here,

1600
01:53:20.960 --> 01:53:26.479
his group of employees live here.
When we have big hailstorms, it doesn't

1601
01:53:26.520 --> 01:53:30.399
matter where. These public adjusters from
New York, Florida, Texas will come

1602
01:53:30.399 --> 01:53:33.840
into our state. They'll get you
to sign up, and you're you're gonna

1603
01:53:33.840 --> 01:53:38.000
be lucky to hear from them again. And it's going to take forever to

1604
01:53:38.039 --> 01:53:40.960
get your checks, and it's just
a nightmare. You want to use at

1605
01:53:41.039 --> 01:53:44.520
least somebody in the state that's got
a good way of doing it. Suzanne,

1606
01:53:44.960 --> 01:53:48.920
Yeah, seven one nine seven two
six zero zero two zero Yeah.

1607
01:53:48.960 --> 01:53:51.960
And if anybody else out there,
do you have any other questions on public

1608
01:53:53.000 --> 01:53:57.039
adjusters that I answer everything? Jeff, yeah, yeah, Marky did.

1609
01:53:57.399 --> 01:53:59.800
Yeah. They're good. They're good
guys if you get a good one,

1610
01:53:59.840 --> 01:54:02.600
just like anything. And Matt really
is good my last one with Matt.

1611
01:54:03.039 --> 01:54:08.000
You can free that lineup, Kelly, my last one with Matt. He's

1612
01:54:08.000 --> 01:54:12.359
in the middle of right now.
My insurance company came out said no damage,

1613
01:54:12.520 --> 01:54:15.520
denied the claim. I called Matt. Now, so far he's gotten

1614
01:54:15.600 --> 01:54:19.560
us about forty thousand on that claim
and we're still not done. It'll probably

1615
01:54:19.600 --> 01:54:25.159
top out around fifty. And it
was from hal last year that it wasn't

1616
01:54:25.239 --> 01:54:29.079
roof damage. What happened was it
piled up along our door. It didn't

1617
01:54:29.119 --> 01:54:31.600
break the glass door, but it
piled up and it was like seventy eighty

1618
01:54:31.640 --> 01:54:35.720
degrees out. We weren't home,
we were out of state. It melted

1619
01:54:35.800 --> 01:54:41.960
so quick it literally came in and
flooded our kitchen and it ruined the hardwood

1620
01:54:41.960 --> 01:54:45.239
in the kitchen. And they denied
it. But we also have flood insurance

1621
01:54:45.279 --> 01:54:47.960
through them. Now people are going, Man, you live in Franktown.

1622
01:54:47.960 --> 01:54:51.279
You have flood insurance. Yeah,
because it's only like fifty bucks more a

1623
01:54:51.359 --> 01:54:56.920
year because the chance the flooding are
horrible. But we happened to have a

1624
01:54:56.960 --> 01:55:00.840
flood, but they still denied it. But it didn't matter once got involved,

1625
01:55:00.880 --> 01:55:02.399
they did it. Now, Kim, I'm gonna take a quick break.

1626
01:55:02.439 --> 01:55:06.960
We'll come back with a Ralph shomp
issue. Yet again, another Ralph

1627
01:55:06.960 --> 01:55:11.439
Shomp issue. Here's the number,
though we have two lines open three oh

1628
01:55:11.479 --> 01:55:15.600
three seven to one three talk three
oh three seven one three A two five

1629
01:55:15.760 --> 01:55:26.880
five Go with a sure thing Denver's
best roofer Excel Roofing dot com. You

1630
01:55:26.920 --> 01:55:32.960
don't pay a cent until you're content. Time for an insurance check up free,

1631
01:55:33.039 --> 01:55:38.680
no obligation in comparison, call Compass
Insurance paying too much your coverage at

1632
01:55:38.720 --> 01:55:42.800
dozens of insurance companies find out now
three oh three seven seven to one help.

1633
01:55:42.960 --> 01:55:45.520
You'll think you're his only customer when
you choose Frank durand the real estate

1634
01:55:45.560 --> 01:55:50.000
Man dot com to list your home
with Remax Alliance three oh three nine two

1635
01:55:50.079 --> 01:55:59.359
zero sixteen twenty two. All right, three oh three yes seven one three

1636
01:55:59.439 --> 01:56:05.800
h two five five shop. I'm
sitting here on their website, our history,

1637
01:56:05.840 --> 01:56:09.000
and for the for the life of
me, I have no idea who

1638
01:56:09.079 --> 01:56:12.159
owns this dealership anymore. Here's the
best I can figure out. And the

1639
01:56:12.199 --> 01:56:14.319
reason I'm bringing this up and I'm
going to go to the call on the

1640
01:56:14.359 --> 01:56:17.960
second is we just seem to get
a lot of calls from or issues with

1641
01:56:18.079 --> 01:56:21.279
shop in the past, I don't
know, six months a year, where

1642
01:56:21.399 --> 01:56:25.720
before we never got any. I
think when Lisa's shop was it to Helm,

1643
01:56:26.279 --> 01:56:29.640
I mean we might have been able
to count, you know, whatever,

1644
01:56:30.319 --> 01:56:33.439
five complaints in ten years. But
now it's like it's just constant.

1645
01:56:33.479 --> 01:56:36.680
So I'm trying to figure out who
owns it. Here's the best I can

1646
01:56:36.760 --> 01:56:43.359
figure out, and it's kind of
a it's kind of okay. Here's what

1647
01:56:43.399 --> 01:56:46.399
it says. And this is on
their own website, shop dot com.

1648
01:56:46.439 --> 01:56:53.359
Twenty twenty one, Shop Automotive Group
expands to Northern California. BMW Fairfield,

1649
01:56:53.680 --> 01:56:56.800
which opened in July blah blah blah, marks a new chapter and the growth

1650
01:56:56.800 --> 01:57:01.520
of the Shop Automotive Group. We
formed the partnership Fairfield Automotive Partners with Third

1651
01:57:01.640 --> 01:57:06.720
Set Partners, a family owned African
American business, to open the new BMW

1652
01:57:06.800 --> 01:57:12.600
dealership in northern California. So I
have no idea how many. I have

1653
01:57:12.680 --> 01:57:15.640
no idea if there's a shop left
there. I just don't know. I'd

1654
01:57:15.640 --> 01:57:17.880
love to hear from someone that knows, I mean, someone really in the

1655
01:57:17.920 --> 01:57:21.960
know, maybe dealing Doug or some
of the people we know know exactly what's

1656
01:57:23.000 --> 01:57:26.840
going on. But what's remarkable is
all the problems we've had with them lately.

1657
01:57:27.199 --> 01:57:29.560
I mean, they're really killing the
name. Now this is all in

1658
01:57:29.600 --> 01:57:33.119
my opinion, but something has changed. And now we know by looking here

1659
01:57:34.039 --> 01:57:38.960
they sold. I can't exactly figure
out when and why they sold into who

1660
01:57:39.000 --> 01:57:44.720
they sold. I just don't know. I just don't know. But let's

1661
01:57:44.760 --> 01:57:46.920
see what's going on with Kim,
because she's got a problem. Kim.

1662
01:57:46.960 --> 01:57:50.960
What is going on? Hey,
Mark, So I wasn't going to call

1663
01:57:51.039 --> 01:57:55.159
in. I just happened to be. I listened to the podcast. Some

1664
01:57:55.279 --> 01:58:00.119
are usually able to listen to the
show. So anyway, I heard you

1665
01:58:00.119 --> 01:58:04.039
guys had them to call in on
June third and was having problems with Rasshump

1666
01:58:04.039 --> 01:58:08.279
with a warranty issue. Yeah,
it happens all the time. I mean,

1667
01:58:08.800 --> 01:58:13.560
you could attest to exactly what I
said. It's really quite remarkable.

1668
01:58:13.600 --> 01:58:15.880
Now how many calls will we get? But they called in with a warranty

1669
01:58:15.920 --> 01:58:19.680
issue? You heard it? Now
you're calling insame thing? No, So

1670
01:58:19.800 --> 01:58:24.760
my situation is this, So I
went to ras Shump. I didn't trust

1671
01:58:24.760 --> 01:58:29.079
dealerships. You know, you kind
of grew up not trusting them. But

1672
01:58:29.159 --> 01:58:32.800
I went to them sly Down twenty
fourteen fifteen for a recall. They were

1673
01:58:32.920 --> 01:58:38.479
so amazing and I had another issue, so they fixed my other issue while

1674
01:58:38.479 --> 01:58:42.319
I was there, and they gained
my trust. They were amazing customer service.

1675
01:58:42.359 --> 01:58:45.319
They gained my trust, and the
meantime I'm doing that time, they

1676
01:58:45.359 --> 01:58:49.039
did some more work on my vehicle
and they had it for I don't know

1677
01:58:49.119 --> 01:58:55.279
two weeks and they couldn't figure out
how to fix the problem. And they

1678
01:58:55.319 --> 01:58:58.439
gave me a loaner took care of
it and didn't charge me a thing.

1679
01:58:58.840 --> 01:59:02.199
And then another time they fixed my
car and they said, you know,

1680
01:59:02.399 --> 01:59:05.520
it wasn't as much as we estimated
it. It was less time, so

1681
01:59:05.680 --> 01:59:09.319
you don't owe us as much.
I'm like you, guys, Rock.

1682
01:59:09.520 --> 01:59:13.359
I think that's what Lisa personally brought
to that when she was at the Helm,

1683
01:59:13.399 --> 01:59:17.119
and I mean that that hats to
that level of customer service and lack

1684
01:59:17.159 --> 01:59:20.760
of complaints. I mean, come
on, forty five years, this show's

1685
01:59:20.800 --> 01:59:25.560
been going on in very few complaints
over those years, and some of them

1686
01:59:25.560 --> 01:59:29.199
weren't even what i'd call a valid
complaint, meaning they're you know, they

1687
01:59:29.279 --> 01:59:31.520
decided to buy a warranty and they
bought it, and you know now they're

1688
01:59:31.560 --> 01:59:35.359
having buyer's remorse. But other than
stuff like that, I just never got

1689
01:59:35.439 --> 01:59:41.039
them. So you're actually doing a
great commercial for him. So what happened?

1690
01:59:41.039 --> 01:59:45.319
Now? Though I moved away for
three years out of country, I

1691
01:59:45.479 --> 01:59:48.000
moved back a year and a half, but then started going to them again.

1692
01:59:48.560 --> 01:59:54.039
And it's not the customer service is
not friendly anymore. As a matter

1693
01:59:54.119 --> 01:59:58.760
of fact, it's all about getting
money out of you. And because I

1694
01:59:58.800 --> 02:00:02.520
didn't trust there telling me, I
went to Kevin, to the Sheridan Auto

1695
02:00:02.600 --> 02:00:10.560
Tech and from what they had told
me originally the first time they said my

1696
02:00:10.640 --> 02:00:16.760
card converter went out? Then is
that shopper? Is that shopper Sheridan Ralph

1697
02:00:16.760 --> 02:00:19.279
shop? I'm sorry, so they
said you needed a cat? How much

1698
02:00:19.319 --> 02:00:26.439
did they quote you? Five to
three? Yeah, okay, twenty five

1699
02:00:26.520 --> 02:00:30.279
hundred bucks? Hey, my right? What was gone? I think I

1700
02:00:30.319 --> 02:00:34.000
went to I can't remember. I'm
not going to get this ordering bomb story

1701
02:00:34.000 --> 02:00:36.680
short. Ended up talking to Sheridan
Auto Tech about it. Oh. I

1702
02:00:36.720 --> 02:00:39.960
talked to Kevin on the phone.
He said, don't worry about it.

1703
02:00:40.000 --> 02:00:42.319
You should be finding her now because
I had already done my own mission.

1704
02:00:42.359 --> 02:00:45.399
And everything. Then my light went
on again. I didn't go to Rastulf.

1705
02:00:45.399 --> 02:00:48.920
I went to Sheridan Auto Tech gate
checked it. They said my front

1706
02:00:48.920 --> 02:00:51.720
and back are both out. And
I was about to come in to them

1707
02:00:51.720 --> 02:00:56.279
about six grand, and I'm like, don't worry about it because right now,

1708
02:00:56.359 --> 02:00:59.159
because you don't need it to fore
your vehicle to function, it's only

1709
02:00:59.199 --> 02:01:03.520
for a mission. Cool. Well. I went back to Ralph Shamp to

1710
02:01:03.960 --> 02:01:09.880
have an oil change. They found
out that I had an oil leak a

1711
02:01:09.960 --> 02:01:13.880
lot of pump lyak and power steering
lenk Wow, which was going to cost

1712
02:01:13.920 --> 02:01:17.239
me around forty five hundred dollars.
I went to Kevin Shop, Kevin's Shop,

1713
02:01:17.560 --> 02:01:19.640
and I'm like, I don't know
why they quoted you so much,

1714
02:01:19.720 --> 02:01:23.640
because while they're in they're doing wine, they could do the other one and

1715
02:01:23.680 --> 02:01:28.239
the price will be left. So
they mixed two of my leaks for I

1716
02:01:28.279 --> 02:01:31.960
don't know, close to fourteen hundred
under Ralph Shamp what they were cutting me.

1717
02:01:32.159 --> 02:01:38.680
Oh good deal, but yeah,
I don't they're not really They're not

1718
02:01:38.760 --> 02:01:42.840
helpful anymore. They're not educating anymore. That's what I'm going to take out

1719
02:01:42.840 --> 02:01:46.479
of this conversation, because pricing to
me now I'm not saying there's not gouging

1720
02:01:46.520 --> 02:01:49.680
out there, but I don't think
I in that particular case. I'm just

1721
02:01:49.720 --> 02:01:54.520
guessing here, but I don't think
Shomp was doing that. I think they're

1722
02:01:54.600 --> 02:01:58.239
pricing is whatever their book is and
whatever they're hourly in the parts, whatever

1723
02:01:58.279 --> 02:02:00.560
it is. I think it is
what it is. Wards. I don't

1724
02:02:00.560 --> 02:02:02.880
think they like picked you out of
a group. But what you said,

1725
02:02:03.039 --> 02:02:08.920
Coppen, was that what they said
at the shop a chartan was that we're

1726
02:02:08.920 --> 02:02:11.840
already going to be in here doing
this work. No, I get it.

1727
02:02:11.880 --> 02:02:14.640
They were charging you more labor.
I understand. It's like a timing

1728
02:02:14.680 --> 02:02:16.039
belt and the water pump. A
lot of times, if you're doing the

1729
02:02:16.119 --> 02:02:20.880
timing belt, you wouldn't have any
labor on the other thing, right,

1730
02:02:21.039 --> 02:02:24.680
so you might as well yeah exactly, yeah, But I okay, But

1731
02:02:24.800 --> 02:02:28.520
even saying that, what more,
once again with the pricing, now that

1732
02:02:28.680 --> 02:02:31.359
is gouging. If they're charging you
more labor than they should be, that

1733
02:02:31.359 --> 02:02:35.119
that I don't like whatsoever. But
most dealerships we know are going to be

1734
02:02:35.199 --> 02:02:39.159
higher than Sheridan, and Sheridan,
by the way, usually as a better

1735
02:02:39.199 --> 02:02:45.239
warranty. But what you said at
the beginning. This is interesting, Kim.

1736
02:02:45.279 --> 02:02:46.039
I just I'm going to talk to
you for a minute on this.

1737
02:02:46.920 --> 02:02:51.159
So I do a lot of complaints
on the referral list. In other words,

1738
02:02:51.159 --> 02:02:56.119
if we get a complaint on someone
on the referral list, I personally

1739
02:02:56.199 --> 02:02:59.439
look into it. Most of the
time, I mean like ninety nine point

1740
02:02:59.520 --> 02:03:01.439
nine percent end of the time,
and we don't get a lot of complaints.

1741
02:03:01.479 --> 02:03:05.039
But what when we do the biggest
one I get across the board.

1742
02:03:05.119 --> 02:03:11.920
It doesn't matter when where it all
comes down to HVAC home services and pricing,

1743
02:03:12.399 --> 02:03:16.479
the companies really didn't do anything wrong. It's how dramatically prices can change.

1744
02:03:16.640 --> 02:03:21.520
One company might be ten thousand for
an AC another company could be five

1745
02:03:21.600 --> 02:03:27.760
thousand. But what's more remarkable and
listen to this. This is a part

1746
02:03:27.920 --> 02:03:34.039
that sets the big boys aside.
Two companies, same price. One company

1747
02:03:34.039 --> 02:03:39.359
comes into your house and says it's
ten thousand dollars for an air conditioner.

1748
02:03:40.119 --> 02:03:45.000
Another company sends an employee in and
gives you a price, says it's ten

1749
02:03:45.079 --> 02:03:49.800
thousand dollars for an air conditioner.
One company. I never get any complaints

1750
02:03:49.880 --> 02:03:55.239
on the other company, same price, same everything. I'll get complaints on

1751
02:03:55.600 --> 02:04:00.119
because the customer service part they the
person didn't feel right buying it from them.

1752
02:04:00.399 --> 02:04:04.079
If you know how to sell and
you're a good person, you can

1753
02:04:04.199 --> 02:04:09.479
charge whatever you want and never get
anybody to complain about you. But if

1754
02:04:09.520 --> 02:04:14.680
you don't know what you're doing and
you sell somebody something and a week later

1755
02:04:14.760 --> 02:04:17.840
they find that same thing a little
cheaper, they'll complain till the day they

1756
02:04:17.880 --> 02:04:23.079
die. But if you took care
of that customer in the beginning, they

1757
02:04:23.119 --> 02:04:27.359
don't care. So it baffles me. I think the training is not price.

1758
02:04:27.760 --> 02:04:31.119
The training needs to come from that
customer service that Kim talked about.

1759
02:04:31.359 --> 02:04:34.880
If she walked back in and you
got that estimate for those cats in the

1760
02:04:34.960 --> 02:04:40.119
beginning, you didn't really care about
price at that point because you trusted them,

1761
02:04:40.439 --> 02:04:45.680
but you did it because nothing was
going right. Yeah, if I

1762
02:04:45.720 --> 02:04:48.000
wanted a second opinion and I don't
trust them anymore, well, and that's

1763
02:04:48.119 --> 02:04:50.920
just it. But I don't want
you to just not trust people over price.

1764
02:04:51.039 --> 02:04:57.680
I mean I don't think I don't
either, so I'll go there to

1765
02:04:57.760 --> 02:05:00.800
be Yeah. No, it's definitely
not and just our call influx on it.

1766
02:05:01.039 --> 02:05:03.680
Hey, I do appreciate the call, though, Kim you have a

1767
02:05:03.720 --> 02:05:06.800
good day. Yeah, right here. You know, it's kind of a

1768
02:05:08.239 --> 02:05:13.159
let me talk to you real quick
mark. So pricing in solars a little

1769
02:05:13.199 --> 02:05:17.039
weird because there's so many tax credits. Really we talk smoking mirrors. It's

1770
02:05:17.039 --> 02:05:20.840
not smoking mirrors, but in a
way it is. It's like, Okay,

1771
02:05:21.319 --> 02:05:26.720
let's say legitimately a retail system's fifty
thousand bucks. Okay, I don't

1772
02:05:26.760 --> 02:05:30.880
know what that represents. Fifty thousand
dollars though an honest, good price.

1773
02:05:30.119 --> 02:05:34.199
You take four good solar companies and
they're all going to come back at fifty

1774
02:05:34.279 --> 02:05:41.359
thousand dollars before tax credits. Before
how much does a tax credit or a

1775
02:05:41.399 --> 02:05:45.760
grant or anything. How much of
it is being paid by somebody else out

1776
02:05:45.800 --> 02:05:49.039
of that fifty So when you walk
in and at the end you say,

1777
02:05:49.079 --> 02:05:54.000
oh, that new system is,
you know, twenty five thousand dollars,

1778
02:05:54.199 --> 02:05:58.199
where really it's fifty, but the
taxpayers are picking up twenty five of it,

1779
02:05:58.479 --> 02:06:03.600
thirty percent of it credit for residential
residential Okay, Now there's agricultural and

1780
02:06:03.600 --> 02:06:10.119
commercial reef grants available for fifty percent
of it that'll pay for on top of

1781
02:06:10.159 --> 02:06:15.159
the tax and the tax credit.
Then they can also depreciate the system over

1782
02:06:15.239 --> 02:06:18.039
five years. Yeah, so I
mean you could get it pay Oh yeah,

1783
02:06:18.159 --> 02:06:21.439
oh yeah, what what That's incredible, isn't it. It's amazing and

1784
02:06:21.479 --> 02:06:25.760
it's uh, it's available, it's
out there. We're doing it, so

1785
02:06:25.840 --> 02:06:29.760
call us. Yeah, I know
your area, but you'll do you'll do

1786
02:06:29.840 --> 02:06:32.079
residential, commerci commercial, all of
it. And now this new thing you're

1787
02:06:32.079 --> 02:06:35.720
doing, explain it. What do
you call it? So it's the build

1788
02:06:35.760 --> 02:06:41.800
out of the EV Highway, which
is really charging stations throughout the country where

1789
02:06:41.840 --> 02:06:45.560
when you stop at a McDonald's in
the middle of you know, Nebraska,

1790
02:06:45.600 --> 02:06:48.640
there's a freaking charger, there's a
charger there. We're part of that movement

1791
02:06:48.680 --> 02:06:55.159
to help people get those installed,
and we have funding backing this to allow

1792
02:06:55.239 --> 02:07:00.319
people to possibly get a free system
and form a partnership in their business at

1793
02:07:00.359 --> 02:07:03.960
their business, which in return for
them at a minimal can give them more

1794
02:07:04.000 --> 02:07:10.039
walk ins, more eyeballs, time
and business more eyeballs. They're on an

1795
02:07:10.399 --> 02:07:15.720
electric network throughout the country, so
we'll see that's a DC three charging station.

1796
02:07:15.840 --> 02:07:19.479
Yeah, it's just a great program. Plus they get to make money

1797
02:07:19.640 --> 02:07:24.399
they can share in every time someone
plugs in. Absolutely so they might get

1798
02:07:24.399 --> 02:07:27.159
the entire system for free. Well, they don't get it. They're leasing

1799
02:07:27.199 --> 02:07:30.600
the space. But not only are
they getting maybe some money for that,

1800
02:07:30.640 --> 02:07:32.560
they're getting more eyeballs, more of
a car count. But that's what I

1801
02:07:32.640 --> 02:07:35.079
used to call it, more of
a door account. Yeah. And then

1802
02:07:35.119 --> 02:07:39.279
on top of that, they can
also share in every time they plug in.

1803
02:07:39.520 --> 02:07:47.159
Absolutely all right, hold on,
hold on, go with a sure

1804
02:07:47.279 --> 02:07:51.800
thing Denver's best roofer Excel Roofing dot
com. You don't pay a cent until

1805
02:07:51.840 --> 02:07:59.359
you're content. Time for an insurance
check up free, no obligation. In

1806
02:07:59.399 --> 02:08:03.720
comparison, call Compass Insurance paying too
much your coverage at dozens of insurance companies

1807
02:08:03.800 --> 02:08:07.039
find out now three all three seven
to seven to one help. You'll think

1808
02:08:07.039 --> 02:08:11.079
you're his only customer when you choose
Frank durand the real estate Man dot com

1809
02:08:11.079 --> 02:08:16.760
to list your home with Remax Alliance
three all three nine two zero sixteen twenty

1810
02:08:16.800 --> 02:08:22.199
two. Water Pros. We've talked
about Paul Pauldwaterman. It's Waterpros dot net.

1811
02:08:22.239 --> 02:08:26.319
But you know, I put off
a system forever. I put off

1812
02:08:26.399 --> 02:08:30.279
a soft water system forever. And
where we live, we're on well water,

1813
02:08:30.399 --> 02:08:35.720
got very hard water minerals everywhere,
and Suzanne finally said, oh,

1814
02:08:35.760 --> 02:08:39.319
can't we please just check it out, And so we had Paul out and

1815
02:08:39.359 --> 02:08:41.000
he checked it out and he gave
us some price and I couldn't believe it

1816
02:08:41.000 --> 02:08:46.399
because we priced a system years ago, years ago before COVID, and it

1817
02:08:46.560 --> 02:08:52.359
was double double. I signed on
the dotted line. Paul's guys came out,

1818
02:08:52.359 --> 02:08:54.960
by the way, licensed plumber,
Paul himself, and of course his

1819
02:08:56.079 --> 02:09:00.199
guys came out. Installation only took
three four hours. He showed us how

1820
02:09:00.199 --> 02:09:03.560
to use this system, and we
love it, absolutely love our system.

1821
02:09:03.560 --> 02:09:07.560
We got better equipment than the other
guys sell and we paid half the price.

1822
02:09:07.640 --> 02:09:11.119
You're just not going to get better. They'll come out and do a

1823
02:09:11.119 --> 02:09:13.199
free water test for you. The
other thing they do, which is amazing,

1824
02:09:13.560 --> 02:09:18.800
a full reverse osmosis system, so
you get the best drinking water you

1825
02:09:18.880 --> 02:09:24.319
possibly can. They have those starting
at fourteen ninety five dollars. Think about

1826
02:09:24.319 --> 02:09:28.479
that. Some of them actually under
fourteen ninety five, and it's just crazy.

1827
02:09:28.680 --> 02:09:33.239
You want the real deal, not
that high pressure. You know they're

1828
02:09:33.279 --> 02:09:35.079
gonna come out and do a water
test, show you some brown water.

1829
02:09:35.159 --> 02:09:41.079
This is a real deal, man, waterpros dot net, waterpros dot netwaterpros

1830
02:09:41.119 --> 02:09:46.079
dot net. Now we're going to
go back where'd I leave off. Suzanne

1831
02:09:46.319 --> 02:09:52.880
may have Henry Bratts, who's been
holding to to I think Henry he's he's

1832
02:09:52.960 --> 02:09:56.439
uh, Actually, I'm gonna ask
him this, Henry, how do I

1833
02:09:56.439 --> 02:10:00.319
I was going to say, the
owner of Excel Roofing, but You're dad

1834
02:10:00.439 --> 02:10:03.479
might slap me for that. How
when you come on the air, what

1835
02:10:03.520 --> 02:10:07.359
do I just say, Henry Brett's
from Excel Roofing. What would you prefer?

1836
02:10:07.880 --> 02:10:11.239
Were your dad's cool with it?
No, he would tell you neither

1837
02:10:11.319 --> 02:10:15.560
one of those are incorrect. I
liked that. However, you want to

1838
02:10:15.600 --> 02:10:20.319
address me, I'll just call you
Henry. Yeah, Henry with Excel reasoning.

1839
02:10:20.359 --> 02:10:22.800
That's that's it in a nutshell.
I love it. Man. You

1840
02:10:22.880 --> 02:10:26.079
probably heard me talking about all the
hail out in Castle Rock and then I

1841
02:10:26.079 --> 02:10:31.680
guess Larksburg got absolutely nailed like golf
ball. Plus, I mean, what

1842
02:10:31.800 --> 02:10:35.399
areas are you guys seeing? You
know, I'm looking at a hail map

1843
02:10:35.520 --> 02:10:39.159
right now, and it looks like
there's a lot of hail right there in

1844
02:10:39.319 --> 02:10:43.199
Foxfield and then also Castle Rock,
and that's it's shown that it was up

1845
02:10:43.239 --> 02:10:48.239
to an inch and a half.
Yeah, it's I mean that's nine News

1846
02:10:48.279 --> 02:10:52.720
had it on this morning. Man, it looked crazy when people after that

1847
02:10:52.800 --> 02:10:56.119
amount of hell. What's remarkable as
we drove through Castle Rock in the way

1848
02:10:56.159 --> 02:10:58.439
to work. We drive it every
day and it doesn't look like there was

1849
02:10:58.479 --> 02:11:03.199
any hell. I mean, it's
like it's crazy. But if people see,

1850
02:11:03.239 --> 02:11:07.680
what's one clue to give you guys
a call? Like those little granulets

1851
02:11:07.720 --> 02:11:11.439
out there, if you see them
like on your porch or somewhere, is

1852
02:11:11.479 --> 02:11:18.239
that a definitely called excel? No, So those granules naturally shut off the

1853
02:11:18.359 --> 02:11:22.840
roof, So that isn't necessarily an
indicator of hail damage. Got it.

1854
02:11:22.880 --> 02:11:26.319
If I'm in an area, for
me, a good indicator is that down

1855
02:11:26.399 --> 02:11:28.720
leaves. I mean, as soon
as an area gets hit with hail pretty

1856
02:11:28.720 --> 02:11:33.199
hard, they're just down news everywhere. And then also, I mean,

1857
02:11:33.239 --> 02:11:37.640
having a professional go out there and
give your roof that evaluation is really going

1858
02:11:37.720 --> 02:11:39.920
to be a definite answer. If
you do have hail damage, and Henry,

1859
02:11:41.000 --> 02:11:43.840
let me ask you something, is
it a no brainer that if you

1860
02:11:43.920 --> 02:11:48.640
have a car that's parked in your
driveway and it has hail damage, most

1861
02:11:48.840 --> 02:11:54.560
likely that roof does I mean,
yeah, that's that's that's a good basis

1862
02:11:54.560 --> 02:11:58.439
to go off of. But sure, sometimes these hail resistant roofs they won't

1863
02:11:58.479 --> 02:12:03.319
get down image. They usually do, but it's it's kind of hit or

1864
02:12:03.359 --> 02:12:05.760
missed. I got you. If
it's three inch hail, it's gonna have

1865
02:12:05.880 --> 02:12:09.119
damage. It's gonna have it well
a lot smaller, unless if it's the

1866
02:12:09.199 --> 02:12:13.039
roof you guys put on my house. I bet I wouldn't have damage with

1867
02:12:13.119 --> 02:12:18.760
three inch Yeah, that f where
stuff is pretty Uh it's not hail proof

1868
02:12:18.880 --> 02:12:22.760
necessarily, but it's very hail resistant. I can if that stuff broke.

1869
02:12:22.880 --> 02:12:26.720
I mean, we'd have holes.
We'd have holes in our house, I

1870
02:12:26.760 --> 02:12:30.359
think, man, And I'm not
I'm not really exaggerating, or at least

1871
02:12:30.359 --> 02:12:35.479
if we had traditional siding, you
would. Now if you guys come out

1872
02:12:35.640 --> 02:12:37.159
and I'll give your phone number out
in a minute, but you come out,

1873
02:12:37.199 --> 02:12:41.359
you find hail damage. They sign
a contractor a contract with you,

1874
02:12:41.960 --> 02:12:46.479
and you know, four or five
days goes by and they have second thoughts

1875
02:12:46.479 --> 02:12:50.920
on it, Are you gonna let
them out of that contract? Absolutely?

1876
02:12:50.960 --> 02:12:54.279
Mark, So you know XL you
can cancel any agreement that we make with

1877
02:12:54.840 --> 02:12:58.600
the customers. We try to be
on the customers side. Yeah, of

1878
02:12:58.640 --> 02:13:01.680
course you advise that they never sign
anything with these door to door guys.

1879
02:13:01.840 --> 02:13:05.800
They'll never let you out of it
ever. Yeah, and you know it's

1880
02:13:05.880 --> 02:13:11.079
crazy. They've got up to twenty
five cancelation fees. Can you believe that?

1881
02:13:11.279 --> 02:13:13.520
No? I can't, Well,
actually I can, because we get

1882
02:13:13.560 --> 02:13:18.920
calls on that. You guys would
never charge a cancelation fee. Absolutely not.

1883
02:13:20.199 --> 02:13:22.119
And then how much I love this, I'm going to put them on

1884
02:13:22.119 --> 02:13:26.119
the spot. How much money do
you ask for down? They come out,

1885
02:13:26.159 --> 02:13:30.319
they have roof damage, they agree
with you, they signed the contract.

1886
02:13:30.479 --> 02:13:33.039
How much money down do you ask
for? You don't pay a cent

1887
02:13:33.319 --> 02:13:37.239
until you're I'll love that far.
I love how you guys came up with

1888
02:13:37.279 --> 02:13:43.399
that too. Listen, anybody out
there. I have used these guys numerous

1889
02:13:43.439 --> 02:13:46.560
times. They even did some of
my heat tape. They've done my roof,

1890
02:13:46.600 --> 02:13:50.239
they've done heat tape, they've done
actually to my roofs, they've done

1891
02:13:50.239 --> 02:13:54.960
a ton for Tom and they've been
around forever. No money up front,

1892
02:13:54.000 --> 02:13:58.119
you don't pay a cent to your
content. And on top of that,

1893
02:13:58.279 --> 02:14:01.760
you know, unless they come out
and actually start the roof ra stuff delivered.

1894
02:14:01.920 --> 02:14:03.640
You can get out of the contract. These door knockers. You're gonna

1895
02:14:03.680 --> 02:14:07.760
end up calling this show if you
don't watch it. That's all I can

1896
02:14:07.760 --> 02:14:11.479
tell you. You want to use
a good, reputable company that's in Colorado.

1897
02:14:11.720 --> 02:14:15.159
You don't want to use someone that
just came into Texas or came in

1898
02:14:15.199 --> 02:14:18.239
from Texas because we just had big
ailstorms. It'll be a sales crew only

1899
02:14:18.439 --> 02:14:22.159
they'll get you to sign on the
dotted line. You will never see them

1900
02:14:22.319 --> 02:14:26.520
again. I'm not saying they won't
eventually do the roof. It might take

1901
02:14:26.560 --> 02:14:28.960
a year. And then when you
decide, hey, I want to get

1902
02:14:28.960 --> 02:14:31.239
it done. How much to get
out of this contract? They're going to

1903
02:14:31.319 --> 02:14:33.159
tell you it's a ton of money. You'll never get out because it costs

1904
02:14:33.199 --> 02:14:37.039
too much. The bottom line is
you use good local people like Excel Roofing.

1905
02:14:37.640 --> 02:14:41.520
Call them up. Three oh three
seven six one sixty four hundred.

1906
02:14:41.800 --> 02:14:50.359
Three oh three seven six one sixty
four hundred All right, three oh three

1907
02:14:50.439 --> 02:14:54.439
Martino, don't forget that number works
on and off the air. Tell your

1908
02:14:54.479 --> 02:14:56.720
friends, Tell anybody you guys have
been ripped off. We do want to

1909
02:14:56.720 --> 02:15:00.840
hear from you. Three oh three
Martino Help a troubleshooter dot com. I

1910
02:15:00.880 --> 02:15:03.279
do want to say thank you to
Mark Kunkle coming in pro bit energy.

1911
02:15:03.319 --> 02:15:07.680
And if you do have a restaurant
or a gas station or anything where a

1912
02:15:07.720 --> 02:15:11.479
supercharger could be yet, guys make
it pretty easy, right Mark. You

1913
02:15:11.479 --> 02:15:16.760
get some basic information, get the
address, get a traffic count through some

1914
02:15:16.800 --> 02:15:18.840
software we have, and then it
admit the deal. And then if it

1915
02:15:18.880 --> 02:15:22.760
fits it, you could start just
putting money in your pocket and have that

1916
02:15:22.880 --> 02:15:28.359
supercharger on your facility and it'll increase
walk in traffic for sure, increased traffic

1917
02:15:28.479 --> 02:15:31.199
stays and you have a revenue.
What are the biggest ones you're seeing?

1918
02:15:31.239 --> 02:15:37.880
You said, hotels, But restaurants
have to be huge restaurants close to high

1919
02:15:37.880 --> 02:15:41.279
traffic highways or interstates. Okay,
hotels, same thing. Hotels. Overnight

1920
02:15:41.520 --> 02:15:46.239
malls work, you know, they
get heavy traffic like a strip mall even

1921
02:15:46.319 --> 02:15:48.880
yeah, even some strip So really
the stuff taken, the stuff you're not

1922
02:15:48.920 --> 02:15:52.039
going to be dealing with, I
would guess is like your your Walmart,

1923
02:15:52.119 --> 02:15:54.920
parking lots, your targets, because
they already have they're going to do there.

1924
02:15:56.039 --> 02:15:58.359
But if you own commercial property and
want to start putting some money in

1925
02:15:58.640 --> 02:16:03.319
and the amount of space you lease
out is nothing. I mean it's nothing.

1926
02:16:03.119 --> 02:16:09.119
Check them out at probidenergy dot com, probdenergy dot com. They can

1927
02:16:09.159 --> 02:16:13.159
also call you three oh three six
two three fifteen thirty one in anything solar.

1928
02:16:13.399 --> 02:16:18.279
You're just looking for that home system
repairs after the hailstorms. You want

1929
02:16:18.319 --> 02:16:20.119
the right company to remove and replay

