WEBVTT

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Yea RiPP tough news. Need advice
so you don't have camaruns as we can.

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Shooter's gonna help coming. Man six
is the Troubleshooter Show. No Tom

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Martino, Hi Tom Martino here,
Welcome to the show. Three oh three

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seven one three talk three old three
seven one three eight two five five.

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This hour brought to you by waterpros
dot net for the best water systems for

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Water is primary. The best system's
lowest price is three oh three eight six

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two five five five four. Or
you know, there's a funny, weird

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thing about what I do. And
I've been doing in Denver for forty five

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years, and I've been doing it
for fifty years elsewhere. I came here

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to Denver five or six years into
my career as a consumer advocate. And

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it's weird because what I do is
I look for trouble. I solicit trouble,

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I ask for trouble. I tell
people to call me at their worst,

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and I try to help, if
nothing else, to prevent others from

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falling into the same trap. It's
just what we do. Now. What's

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weird about it is some people actually
get mad at me for bringing up stuff,

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for bringing it up, and I'm
gonna I'll give you a prime exam.

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I mean most people, let me
put it this way. Most people

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don't, of course, But I
recently posted something on nextdoor after talking to

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Signalian Brandon Signalian, who is a
What he is is he's an attorney and

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he represents mostly landlords. And I
headlined it on next door and I also

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did it on news break as well, and the headline says all leases could

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be indefinite. And then I posted
this, and it's very important because it's

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true. But you every single time
I post, with the exception of none,

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every single time I get people who
inevitably say this is a lie,

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this is wrong, this never happened, this will not happen, or or

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you know, it's it's just wrong, period, wrong, wrong, and

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wrong. And it's amazing to me
that they don't look into it but just

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flat out say I'm lying. I
did this about the moving company, the

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typical moving scam. First and foremost
ninety eight percent of the time. When

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you go online and find a mover, did you find a mover? No,

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you did not, You found a
broker. And once they take money

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from you upfront, you will never
see them again. You'll never hear from

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them again. They sell your contract. Once they sell your contract, the

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next guy's job is to come there
to pick up your stuff and charge you

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more. Then you'll never see that
person again. Sometimes they take two roles,

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but most of the time just that
one. Then somebody transports it and

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calls you to deliver it, and
they hammer you again for more money.

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So what you thought was a great
price turns out to be the most expensive.

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So that's one thing. When I
posted that one time on next door,

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again, you're a liar. I'm
in the moving industry. This never

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happens. Well, I know it
happens. I know what happens because I

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talk every single day to consumers on
the air, every single day, and

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right now I need to make people
aware of this new law. Excuse me,

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it's not a law. I'm sorry, of a bill. It's not

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a law. But I want you
to know what your Colorado legislature and lawmakers

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are up to and if they were
re a publican, I would say the

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same thing, and I have said
this over and over and over. Lopsided

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government is never good. Ever,
when Brandon came on, I didn't realize

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the ramifications of this proposal and what
it would do. But the reasoning,

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the reasoning behind it seems like a
good idea, just like all laws.

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Basically, it reads pretty much like
I'm gonna I'm going to read it to

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you coming up, Not read it
to you, but tell you the essence

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of it. It basically says you
can't evict anyone, or you can't end

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a lease. Listen to this.
You can't end a lease unless you have

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just cause. Now, some people
say, well that's you know, of

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course that would be normal. What
would be wrong with having you know,

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we should have just cause? It
should be something we should have just cause.

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We shouldn't be allowed to simply you
know, let you know said not.

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I've never heard anybody say that.
Who anybody? Well, no,

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no, no. What I mean
is renters say, you know, there

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should be a reason. But let
me explain this to you. I want

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to be fair in this. When
the Democrats came up with this proposal,

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they said they that tenants need more
stability. Okay, In other words,

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and why not sign a longer ten
year at least instead of a one year

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till some some landlords don't want to
do that either. Now, now I

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will say this, here's bottom line. House Bill twenty four to ten ninety

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eight says all leases must be extended
unless you have just cause. Now,

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what is just cause? It's not. It is not arbitrarily moving into your

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own place if there are other options. Now, it could be that you

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want to move in and make it
your home, but it can't be ruled

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as retaliatory, or having a relative
do it, or if you have other

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you can have a relative to it
under certain circumstances, or if you don't

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have other options. The other one
is if you want to sell your property,

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you can, but again it must
be a sale to a third party

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and not considered retaliatory. If you
want to raise your rent, it must

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be in line with market and not
be considered talitory. Now, if you

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want to make major improvements, but
it doesn't specify, but what major improvements

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are. What I'm getting at is
this the law is vague or makes a

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landlord have to jump through hoops to
get their property back if you simply had

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a friend moved to town, or
you wanted to rent to someone else,

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or raise your rent, or or
something comes up, you can't end the

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lease. Now, people on nextdoor
mostly say this is BS. People on

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newsbreak comments are saying it's BS.
But there are those who say that renters

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deserve stability. I kind of agree
they deserve some kind of stability, but

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they're going one step further and saying
what's wrong with that? What's wrong with

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substantial repairs or moving in or selling? And I said, well, why

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should they have to do that?
Why should a landlord have to make major

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repairs, or why should a landlord
have to just defy at all if they

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want their property back or they want
to rent to someone else. Well,

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guess what, at the end of
a one year, two year, three

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year, even months to month mark
a month to month lease, you cannot

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end You can't end it unless it's
considered just cause. If this gets through,

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though I don't I do not see
Polus signing this. He didn't last

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year. Here is the main deal. Okay, they've amended it quite a

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bit and put on those those exceptions
for just call you know, those definitions

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of just cause. But again,
what I'm saying is this, why should

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anyone have to show just cause?
Well, obviously, you know, if

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someone rents for a year, they
want to renew, right. I think

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going in, maybe you should negotiate
renewal. And what constitutes renewal and whatnot?

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I don't know. It's called options
and a lot of leases have those.

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Maybe maybe there should be options.
Again in any case, this is

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house built twenty four, ten ninety
eight causing a big stir, a big

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ster and it's being considered and landlord
mostly landlord attorney, he does some tenant

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stuff. But Brandon Siglian, he
said, you know what, this is

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going to cause people to end up
in court because if a tenant wants to

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stay, the burden of proof is
on the landlord. The landlord must prove

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they have just cause. That is
where it's a problem that there's a burden

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of proof called just cause. Now
I'm not saying whether I'm afforded against I

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think, as I said, some
form of stability is not unreasonable. But

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as always does the I'm asking,
as usually, does the government go too

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far in this case? What do
you think? Hey? Tom? I

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spoke to one of my friends over
the weekend. Who knows a bunch of

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landlords and they're they're raised their rates
considerably before this bill comes into effect.

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One of the uh one of the
people, he said, went up by

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five hundred bucks a month just because
of this that might come into effect.

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Wow, I don't know what the
answer is, by the way, I

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mean, if they raise their rent, will that be will they be able

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to rent their place at I mean, rents right now are crazy expensive right

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now. So I want to bring
up Joel Cherdact, doctor Joel Cherdak.

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He he's here with us today and
he is with Denver Regen dot com for

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both stem cell therapy and also he's
doing the uh hey compounded semaglutide for weight

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loss. I wanted to get his
opinion on something I heard this morning.

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Good, we'll do that right after
the break. But Joel, you say

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that it's even though there are no
shortages like there are with the prescription drugs,

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and you're only charging two fifty a
month compared to the twelve and fourteen

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hundred a month elsewhere obviously for the
brand names. What I want to know

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is even with the compounding pharmacies,
I hear they're having a hard time keeping

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up with demand. Well, we
haven't faced that problem. We work with

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a compounding pharmacy that's able to fulfill
all of our Let me put it another

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way. You're keeping up with demand, But the compounding pharmacies are saying we

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may have to raise prices. Yeah, it's possible. I can't guarantee the

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price that we're offering at now.
I mean, we're making a very small

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margin. The compounding pharmacy is offering
it to us at a good price.

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If somebody does sign up for two
fifty a month, it's month to month

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anyway, right, right, So
you're not gonna It's not like they can.

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So will they at least be guaranteed
that to fifty for any amount of

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time or not? I don't know. Just I'm asking we can guarantee that

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price for the next six months,
Okay, if they sign up within the

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month of March. Okay, I
can't guarantee the pricing going into April.

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We're kind of looking at it at
a month by month basis. We're getting

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a ton of new people coming in, so demand's been really high. So

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but I can guarantee if they sign
up in March, that will guarantee that

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price for the next six months.
Following Mark has a question on this and

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I and we'll do that right after
this. Maybe sus has a comment because

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she said a friend of hers had
complications in general with the My question is

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totally different than any of those.
No, that's fine, that's fine.

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But I also want to talk about
side effects, because there are some very

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simple solutions for that. I'm Tom
Martinez. We have more coming up three

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oh three seven one three talks seven
one three, eight two five five.

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Hi Tom Martino, your troubleshooter three
oh three seven one three talk three

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oh three seven one three eight two
five five. Let me ask doctor Joel

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something okay? And you're asking in
regards to them, No, just this

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is very general. I'll bring it
up, and I want to ask you

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too, But I cannot believe what
I'm seeing. Denver Public schools now are

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talking about taking all soda outside of
the schools period. End of story to

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fight obesity. The only options kids
will have. You ready for this water

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in milk? Now, what's the
problem with all this? I'm gonna tell

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everybody out there that doesn't know,
whole milk has a hell of a lot

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more calories than Coca cola for more
calories, but it has about almost as

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many carves I guess close. But
the calories are over I mean, how

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how stupid is this? There's a
lot of people who are allergic to cow's

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milk. They have intolerances, reactions
to the proteins in it. You know,

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not to mention lactose intolerances. Well, we're not, and but we're

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not going to We're not going to
make the argument that either of them is

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particularly healthy. No, that's but
if you're fighting obesity, wouldn't you get

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rid of the one that has more
calories. Let's just look at it in

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simple terms. Maybe, Wait a
minute, I don't. I don't.

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I mean, I don't. I'm
not disagreeing. I just want to.

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But I'm not so sure. Are
you sure? Milk eight ounces of milk

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and eight ounces of per one hundred
grams, Coca Cola has thirty seven calories?

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Whole milk has, sister, you
mean thirty seven grams? Right?

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You mean yes? Carbohydrates Cokes got
about double nine point five six grams compared

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to four point five. But once
again, the fat. Listen to this,

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the fat point zero two grams compared
to three point five grams in whole

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milk. But the calories are the
ones that blow me away. They're almost

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wait a minute, mark per milli
leader, he's right, per one hundred

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millileterers. It's crazy. Milk has
more calories in Denver. Once again,

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there are morons really to eduli.
Huh, my goodness, Sodium thereabout equal

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there's nothing good about milk. Anybody
out there that thinks there's a damn good

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thing about milk, they're crazy.
It's nothing but sugar. Well it's yeah.

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Okay. Now listen, people,
we're talking about anything you want and

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speaking about laws. I mean,
listen, we're trying to legislate everything.

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Now. I'd like to know people's
opinion. And I know it's a ret

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it's a hot button and I don't
mean it to be. But do we

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need do we really need the new
inclusion laws? And I really want to

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know what people think about it.
Diversity, equity and inclusion. I'd like

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to know. I mean, I
believe that that it is another form which,

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by the way, did a great
deal for people, and it was

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a good thing while it lasted.
You know, it's another way of doing

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00:17:03.799 --> 00:17:11.720
affirmative action. Right, isn't it
really? Diversity, equity and inclusion?

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What does that mean to you?
Right now? People must have adi policy

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00:17:21.440 --> 00:17:23.839
in order to have government contracts.
A lot of that's getting rolled back,

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00:17:23.880 --> 00:17:27.160
though, Man, what do you
mean getting rolled back? A lot of

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00:17:27.160 --> 00:17:32.559
that is getting rolled back. I
forget what major corporation just killed the entire

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00:17:33.720 --> 00:17:36.519
thing. I'll look it up here
while you're talking. All right, Jason,

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00:17:36.799 --> 00:17:41.359
what's going on with you? Jason? Welcome? Hey, hey time,

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How are you buddy? Good?
Now are you calling back on something,

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00:17:45.279 --> 00:17:49.079
because I'll look up your call.
Yeah, this is a third time

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00:17:49.240 --> 00:17:55.319
call you. I had a vehicle
I got from AutoNation and it's a cargo

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00:17:55.440 --> 00:18:00.359
band for my work, my business, and I got the extended waruarranty,

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their platinum warranty. I needed them
to do some work on it. It

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00:18:03.920 --> 00:18:10.000
was the twenty fifteen van, right, that is correct? Now, I

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00:18:10.039 --> 00:18:15.119
remember Okay and the auto Okay,
the unlimited warranty you bought for nineteen hundred.

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00:18:17.519 --> 00:18:22.759
That's a few months later you had
ac trouble, right, And then

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00:18:22.039 --> 00:18:25.519
I wouldn't say it was a few
months later. It was just a matter

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00:18:25.559 --> 00:18:27.400
of weeks. Actually, it was
probably three to five weeks. And then

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I started trying to take it back
to them, and they didn't want to

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00:18:30.400 --> 00:18:33.240
take the dash apart to get to
it. They said it was too much

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00:18:33.240 --> 00:18:37.480
work. So they vacuumed out some
leaves well. But then Deputy Doc said

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00:18:38.279 --> 00:18:45.279
they would fix it under warranty.
So I don't understand, Doc, Do

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00:18:45.319 --> 00:18:49.200
you remember calling them on this?
I did that on a fan. Tom

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00:18:49.519 --> 00:18:55.640
They okay, they've fixed it.
But the problem is that they said that

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00:18:55.680 --> 00:19:00.799
there was leaves in the fan of
the blowers. And the problem, well,

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00:19:02.160 --> 00:19:08.359
that's not under warranty. Well,
there's no place to put a the

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00:19:08.839 --> 00:19:14.960
the vehicle doesn't have a place to
put a Kevin filter. And so even

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00:19:15.000 --> 00:19:17.559
whenever I went to Kevin, to
your friend Kevin, that's yeah. But

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00:19:17.559 --> 00:19:21.519
but listen, they don't have to
retrofit your car, Jason. I think

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00:19:21.519 --> 00:19:26.000
we're misunderstanding what a warranty is doing
here. If you had leaves clog up

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00:19:26.000 --> 00:19:33.319
your AC, they don't. They
don't owe you anything. I understand that

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00:19:34.200 --> 00:19:40.119
because and if you say, well
the reason it got clogged up is because

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there's no AC filter, here's the
deal. If there's no I don't know

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00:19:45.839 --> 00:19:49.599
that particular car either. Does it
come with an ACE with a cabin filter?

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00:19:53.079 --> 00:19:57.559
If it doesn't. If it doesn't, that it doesn't have is that

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00:19:57.599 --> 00:20:02.279
it doesn't have a cabin Silt doesn't
have a cabin filter. But did you

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00:20:02.319 --> 00:20:06.759
Okay, did Sheridan look at it? Did Sheridan look at it? Let

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00:20:06.759 --> 00:20:10.200
me call him, Let me just
call him. Okay, let's get Kevin

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00:20:10.200 --> 00:20:12.440
on three oh three seven to one
three talk seven one three eight two five.

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00:20:12.640 --> 00:20:15.559
We'll just get him on and ask
him directly, all right, because

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00:20:15.599 --> 00:20:21.519
that's the best way to do it. By the way, renew Home Innovations

243
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249
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what I here's what I want to
say about them, it's actually renew

250
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home. And what I want to
say about him is they will absolutely do

251
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it in two or three days and
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252
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a cent until you're content. Time
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comparison call Compass Insurance paying too much
your coverage at dozens of insurance companies find

256
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out now three oh three seven to
seven to one. Help You'll think you're

257
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his only customer when you choose Frank
durand the real estate man dot com to

258
00:21:41.119 --> 00:21:45.880
list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

259
00:21:49.319 --> 00:21:56.000
Hi, Tom Martino, your troubleshooter
three O three seven one three talks

260
00:21:56.000 --> 00:22:03.079
seven one three eight two five five. We let's see. Let's talk to

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00:22:03.559 --> 00:22:07.200
Adrian. She has some props for
David Ellis. What's going on with you?

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00:22:07.240 --> 00:22:11.240
Adrian? Hi, good morning,
sir. I'd like to just say,

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00:22:11.240 --> 00:22:14.440
real quick, I want to be
your common man. Okay, well

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00:22:14.240 --> 00:22:19.279
we'll make arrangements for that. I
just left David Ellis's store, and let

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00:22:19.279 --> 00:22:25.039
me tell you something. This guy
is the absolute best. Yeah. He's

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00:22:25.119 --> 00:22:27.880
a character, and I mean that
in a good way. He's a character,

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00:22:27.960 --> 00:22:33.319
but he's my kind of character.
Tell me about it, tell me

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00:22:33.400 --> 00:22:37.240
what's going on. I went in
there with some unwanted gold. Yeah,

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00:22:37.279 --> 00:22:41.440
and he paid me the top price, more than anybody else would by fault.

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00:22:41.440 --> 00:22:45.480
That's wonderful, Adrian, really good
news. What kind of gold did

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00:22:45.519 --> 00:22:49.039
you have? Was it in the
form of jewelry or bullion or what that

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00:22:49.200 --> 00:22:55.000
was? Jewelry? Okay, well, we always say to go to David

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00:22:55.000 --> 00:22:59.319
Ellis Jewelry Third and Clayton, and
but but I like David. I've known

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00:22:59.359 --> 00:23:03.200
him for many men years. Yeah, I thought maybe you might be there

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00:23:03.200 --> 00:23:10.200
this morning, but I guess not. Actually I only go to Cherry Creek

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00:23:10.240 --> 00:23:14.960
every once in a while. But
and you know, he's actually way more

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00:23:15.000 --> 00:23:18.279
convenient. When I say Cherry Creek, people might have a vision of a

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00:23:18.279 --> 00:23:21.079
pain in the ass Cherry Creek,
but where he's located, Third and Clayton

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00:23:21.200 --> 00:23:25.559
is pretty easy to get to.
But thank you very much for for trusting

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00:23:25.599 --> 00:23:30.039
our recommendation. Welcome and this guy
is absolutely the best. Okay, well,

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00:23:30.079 --> 00:23:34.720
thanks man. That's David Ellis Jewelry. He's talking about on Third and

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00:23:34.799 --> 00:23:38.640
Clayton for you know, selling gold
and silver, because you know, he's

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00:23:38.680 --> 00:23:41.880
a regular jewelry store, but he's
he's doing a lot of buying and selling

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00:23:42.440 --> 00:23:49.920
of jewelry or just basically any gold
and silver of precious metals. So thank

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00:23:49.960 --> 00:23:59.160
you. Now are we getting Kevin
Colking on for Jason Katchina. Are we

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00:23:59.240 --> 00:24:02.960
working on that? Yes, we
are good. Jeff, you need some

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00:24:03.079 --> 00:24:06.599
advice on a car? Jeff,
what's happening with you? Hi? Jeff?

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00:24:07.599 --> 00:24:11.400
Hey? Tom? How are you? What's happening man? What's going

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00:24:11.480 --> 00:24:18.000
on? Well? Okay, I
bought a I bought a HONDI used Hondi

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00:24:18.000 --> 00:24:25.160
for automation puttle over a year though, and I regret it now? Why

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00:24:25.440 --> 00:24:30.000
but why? I just I just
think they covied some stuff up. Like

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00:24:30.440 --> 00:24:32.359
no, no, I want to
know what, Like, what do you

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00:24:32.480 --> 00:24:41.640
think they covered up? Uh A
faulty UH catalytic converter? How would they

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00:24:41.680 --> 00:24:44.079
cover that up? How do you
cover that up? I don't know.

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00:24:44.279 --> 00:24:47.880
I could be wrong, but I
think you are. There's no way to

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00:24:47.880 --> 00:24:51.960
cover up a fault, a faulty
cat I mean really, especially because you

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00:24:52.559 --> 00:24:57.880
and especially because you you get an
emissions voucher. Did it pass emissions?

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00:25:00.519 --> 00:25:06.279
Well, it kept having UH check
ins light issues, so I brought it

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00:25:06.359 --> 00:25:11.160
back. But did it pass emissions? They fixed that and then I did,

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00:25:11.240 --> 00:25:14.880
Yeah, that it did pass emissions. Let me ask you something,

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00:25:14.920 --> 00:25:18.640
what what mark ass you're making?
Model? And mileage? I mean,

302
00:25:18.720 --> 00:25:26.799
I know it's a Hundai. What
model two thousand and seven Santa Fe okay,

303
00:25:26.920 --> 00:25:30.480
and so how many miles were on
it? About one hundred and let's

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00:25:30.519 --> 00:25:34.759
see what was it shot? This
is like one hundred and fifty seven.

305
00:25:36.279 --> 00:25:37.880
Well, it's gonna need a cat
at that point, no matter what,

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00:25:38.000 --> 00:25:41.759
So why don't you just get a
cat done? Well? Well, hold

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00:25:41.759 --> 00:25:42.960
on, he was about to tell
us some other stuff. Go ahead,

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00:25:44.000 --> 00:25:47.279
man, what go ahead with your
story? Sorry? God? Right,

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00:25:48.000 --> 00:25:53.480
gofy missions done? So not too
long right after the mission, checking is

310
00:25:53.640 --> 00:25:59.119
like goes back on. I'm like
the son of a Yeah. So I

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00:25:59.240 --> 00:26:03.960
take it to Big O's tires.
They do their analysis. How long ago?

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00:26:06.359 --> 00:26:08.640
How long after the vission? No? How long ago did you go

313
00:26:08.640 --> 00:26:14.640
to Big Old Tires? Oh,
I'd say about four months ago? Okay,

314
00:26:14.680 --> 00:26:17.440
got it four months ago? Check
engine light? What happened then?

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00:26:18.200 --> 00:26:22.160
So they did their analysis. It
said it was a neither no two centsor

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00:26:22.119 --> 00:26:26.759
I said, okay, let's get
it done. Four hundred bucks. Got

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00:26:26.799 --> 00:26:30.839
it done. I'm driving it up
a lot. I'm not five blocks.

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00:26:32.880 --> 00:26:37.039
Dam. Here comes a check engine
light on again. Okay, So it's

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00:26:37.039 --> 00:26:41.039
like it sounds more like a big
old tire problem to me than an automation.

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00:26:41.720 --> 00:26:47.720
Well, I take it back and
they're like, huh. They dig

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00:26:47.799 --> 00:26:51.440
around for a while. One guy
took it for about a half hour drive.

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00:26:51.519 --> 00:26:53.640
Which can you get to the where
you found out what it is?

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00:26:56.079 --> 00:26:59.559
Well? Yeah, once they come
Once I came back, they did their

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00:26:59.559 --> 00:27:03.240
thing again. They're like, oh, it's a catalytic converter. Okay,

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00:27:03.279 --> 00:27:07.960
Well, what are they doing about
the two centsor they charged you for They

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00:27:08.000 --> 00:27:14.480
gave you the labor back? Okay, So then what they told you that

327
00:27:15.680 --> 00:27:21.319
it's almost impossible to tell? Okay, so did you get a new cat?

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00:27:22.039 --> 00:27:26.799
Oh oh yeah, that's eight months
out? Eight months? How much

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00:27:26.799 --> 00:27:32.759
did they quote you on it?
Two grand? Just go up to Laramie,

330
00:27:32.839 --> 00:27:36.599
man, Mark, Why don't you
explain that it's simple. You drive

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00:27:36.680 --> 00:27:38.359
up to Laramie and you get a
generic cat put in. Then you come

332
00:27:38.400 --> 00:27:44.839
back and pass emissions. You're done. Now Here's what people will say when

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00:27:44.920 --> 00:27:47.680
Mark says that. They're going to
say, you're breaking the law and it's

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00:27:47.759 --> 00:27:51.000
cheaper by the way. Mark.
They're going to say he's breaking Well he's

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00:27:51.039 --> 00:27:52.079
not. So I mean, I
don't know what else to tell him.

336
00:27:52.119 --> 00:27:56.440
It's not illegal for me to go
to another state and have a car repair

337
00:27:56.559 --> 00:28:00.599
done. It's simply not. And
if you think it is, you're a

338
00:28:00.720 --> 00:28:06.000
moron. How would people from Texas
and anywhere else move to Colorado without breaking

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00:28:06.039 --> 00:28:11.799
the law. Then, now here's
what people are mistaking. A mechanic here

340
00:28:12.319 --> 00:28:21.880
cannot import a cat that's not approved
for Colorado from Wyoming or elsewhere and put

341
00:28:21.920 --> 00:28:26.559
it on your car. However,
you can take your car out of state

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00:28:26.960 --> 00:28:33.799
and have anything you want done.
Lare me tire an auto center. Jeff,

343
00:28:33.839 --> 00:28:38.359
are you listening, Yeah, I'm
listening. So you'll even save money

344
00:28:41.079 --> 00:28:45.359
and you'll get it done right away. So what were you calling about,

345
00:28:45.400 --> 00:28:48.680
by the way, that it's so
many months out or what? Or did

346
00:28:48.720 --> 00:28:53.319
you think that that AutoNation somehow owes
you a cat? No, no,

347
00:28:53.319 --> 00:28:56.920
no, I'm not going that far. Well no, because you had one

348
00:28:56.000 --> 00:29:00.640
hundred and fifty seven thousand miles on
it. I know I got into it.

349
00:29:00.680 --> 00:29:04.599
I'm good with that. I had
a fifteen Santa Fe that needed a

350
00:29:04.680 --> 00:29:10.519
cat write at about one hundred and
ten, but I ended up selling it

351
00:29:10.599 --> 00:29:15.079
to a guy that was not in
an emissions area so he could care less.

352
00:29:15.799 --> 00:29:21.079
Oh yeah, my main, go
ahead? What's your main? Go

353
00:29:21.240 --> 00:29:25.799
you're getting to your main? Go
ahead? Is there a mechanic and Aurora

354
00:29:26.440 --> 00:29:33.119
or a mechanic shop in Aurora,
Colorado that's on your list for being trustworthy?

355
00:29:33.480 --> 00:29:38.440
Sheridan Auto Tech. Well, Sheridan's
not in Sheridan's over on. Why

356
00:29:38.519 --> 00:29:42.680
does that have to be Aurora,
by the way, Well, just because

357
00:29:42.720 --> 00:29:47.480
I live out here, I guess
I understand. But for major repairs and

358
00:29:47.519 --> 00:29:51.839
what do you need done on it? But she likes sharedan autojeck. Well,

359
00:29:51.920 --> 00:29:55.119
well hold on, you know we
have our Casey Automotive, we have

360
00:29:55.440 --> 00:29:59.559
Kimmera Transmission, we have we have
a number of different shops on the on

361
00:29:59.680 --> 00:30:03.319
referral. They're not the only ones
now, they're the ones that do card

362
00:30:03.400 --> 00:30:07.480
day with us. But tell me
something, what is your goal? Normal

363
00:30:07.519 --> 00:30:12.759
maintenance and repairs this particular cat,
Because this particular cat, they're not going

364
00:30:12.839 --> 00:30:18.640
to do any better in getting you
one. So what are you looking for?

365
00:30:18.720 --> 00:30:25.000
That? Just general maintenance and that's
worthiness. Okay, yeah, Well,

366
00:30:25.079 --> 00:30:26.799
something's wrong with my car, right, I get it? No,

367
00:30:26.799 --> 00:30:32.000
No, that's good. I think
that we have a number of good shops.

368
00:30:33.200 --> 00:30:37.799
We have Master Tech Automotive, Honest
Accurate Auto, Colorado Engine Advanced Treadsmission

369
00:30:37.839 --> 00:30:42.680
Center, we have hands on Auto
Tech Shared and Auto Tech budget A one

370
00:30:42.680 --> 00:30:47.519
transmission auto repair camera transmit. I
mean, go on referral list dot com

371
00:30:47.960 --> 00:30:52.119
and you're bound to find someone that's
not too far and they're good people.

372
00:30:52.400 --> 00:30:56.039
Meanwhile, what I would do is
what Mark said about the cat I wouldn't

373
00:30:56.039 --> 00:31:00.400
wait around here and get an expensive
one. By the way, Kevin Calkin

374
00:31:00.559 --> 00:31:03.519
is on. Let's he's on for
another problem, but I want to ask

375
00:31:03.559 --> 00:31:04.960
him something. Hold on, we'll
come right back to him. All right

376
00:31:04.960 --> 00:31:14.680
after this, go with a sure
thing Denver's Best roofer Excel Roofing dot com.

377
00:31:14.720 --> 00:31:21.319
You don't pay a cent until you're
content. Time for an insurance check

378
00:31:21.400 --> 00:31:25.680
up free, no obligation. In
comparison, call Compass Insurance paying too much

379
00:31:25.799 --> 00:31:29.799
your coverage at dozens of insurance companies
find out now three all three seven to

380
00:31:29.839 --> 00:31:33.519
seven to one help. You'll think
you're his only customer when you choose Frank

381
00:31:33.559 --> 00:31:37.119
durand the real estate Man dot com
to list your home with Remax Alliance three

382
00:31:37.160 --> 00:31:45.759
all three nine two zero sixteen twenty
two. Hi Tom Martino here, Okay,

383
00:31:45.799 --> 00:31:48.440
now, Kevin Calkin, I had
a couple of questions for you on

384
00:31:48.559 --> 00:31:52.799
the catalytic converter thing real quick.
And then we also have Jason about his

385
00:31:53.200 --> 00:31:57.480
Chevy Express. You looked at but
on the cat, Mark says, if

386
00:31:57.519 --> 00:32:00.640
you go out of state and get
one, you know, you're a private

387
00:32:00.680 --> 00:32:04.440
owner. You're allowed to do that. There's no law that says you can't

388
00:32:04.440 --> 00:32:08.720
do that. Do you save a
lot of money? You can save probably

389
00:32:08.799 --> 00:32:14.480
half of the repair? Yeah maybe? Wow. Wow. Now if he

390
00:32:14.680 --> 00:32:17.519
took it to you for a cat, are they that far out? What

391
00:32:17.640 --> 00:32:22.000
did he say? Like eight weeks
he said? I thought he said,

392
00:32:22.200 --> 00:32:23.480
you know, months out? Yeah, no, eight months. No,

393
00:32:24.240 --> 00:32:29.200
you know it is a little hit
and mess. But we shouldn't have good

394
00:32:29.279 --> 00:32:31.799
luck finding him right away. I
mean, and we can do a welden

395
00:32:32.000 --> 00:32:36.279
cat as long as it certified.
California doesn't have to be a direct fit.

396
00:32:37.039 --> 00:32:40.920
So I understand that, right,
But he'd be better off going out

397
00:32:40.920 --> 00:32:47.160
of state to save money. Jason
had that twenty fifteen Chevy Express. I

398
00:32:47.240 --> 00:32:52.160
wanted you to analyze it. The
warranty company says, basically, it's not

399
00:32:52.200 --> 00:32:54.599
their problem. It wasn't a failure
of the air conditioning. Well it was,

400
00:32:54.640 --> 00:33:00.279
but it was due to leaves.
What do you think, Oh,

401
00:33:00.480 --> 00:33:02.160
so it over? What does it
need to compress them. Well, hold

402
00:33:02.160 --> 00:33:07.079
on, did you look at this
is this is a guy we sent you

403
00:33:07.119 --> 00:33:14.079
with a twenty fifteen Chevy Express Fan
about two weeks ago. Oh, I'll

404
00:33:14.079 --> 00:33:16.079
tell you what can we can you
look it up? Because Jason, did

405
00:33:16.079 --> 00:33:22.119
you go and talk to Kevin?
Kevin wasn't there. I talked to the

406
00:33:22.119 --> 00:33:27.160
guys at the front desk. Did
they look at your van? Yes?

407
00:33:27.200 --> 00:33:32.000
They did? Okay, did they
write up a ticket? Yes? They

408
00:33:32.000 --> 00:33:42.799
did some work. What did they
do? They replaced the blower fan,

409
00:33:42.839 --> 00:33:46.039
which I just had replaced a week
or two weeks before, with automation,

410
00:33:46.880 --> 00:33:51.559
and they said that the reason that
believes and stakes keep getting in there and

411
00:33:51.599 --> 00:33:57.559
tearing it up is that there's no
cavin filter. Okay, so Kevin,

412
00:33:57.759 --> 00:34:02.039
there's no cabin filter. But you
can't expect the warranty company to retro excuse

413
00:34:02.079 --> 00:34:07.839
me, to modify a car.
Do they come with cabin filters? Eighty

414
00:34:07.920 --> 00:34:10.400
five percent of those did? He's
in the fifteen. His model does not

415
00:34:10.599 --> 00:34:15.039
have it. Yeah, we tried
to fit it in. We tried whatever

416
00:34:15.079 --> 00:34:17.039
we could. It just will not. It just won't work with that car.

417
00:34:19.000 --> 00:34:23.639
So, Jason, if you are
calling because you think the warranty should

418
00:34:23.639 --> 00:34:30.239
do something about that. It's not
going to no, that's That's not why

419
00:34:30.239 --> 00:34:31.599
I'm calling. I just want to
know what can I do to get it

420
00:34:31.639 --> 00:34:35.639
fixed, because everything that they've charged
me to work on, whether it was

421
00:34:35.719 --> 00:34:39.400
under warranty or not, has not
been fixed. They charged they've charged me

422
00:34:39.480 --> 00:34:43.360
to replace the cabin filter. They
said, that's why it was stalling out.

423
00:34:43.599 --> 00:34:45.199
Then I take it to Kevin.
There's not even a place for Kevin.

424
00:34:45.880 --> 00:34:49.639
Well, then you should get your
money back on that for sure.

425
00:34:49.800 --> 00:34:53.400
I mean, if there are things
they charged you for that aren't on there,

426
00:34:53.760 --> 00:34:57.679
call them and ask for a refund
of those items. So that's all

427
00:34:57.719 --> 00:35:01.000
you can do. And as far
as getting it fixed, I don't Kevin,

428
00:35:01.039 --> 00:35:04.599
I don't know why it keeps clogging
up. I mean there are a

429
00:35:04.679 --> 00:35:08.039
lot of vehicles that don't have cabin
filters. We'll ask Kevin why it keeps

430
00:35:08.039 --> 00:35:14.079
happening and he'll talk to his people. Right after this, go with a

431
00:35:14.119 --> 00:35:17.480
sure thing Denver's Best Roofer Excel roofing
dot com. You don't pay a cent

432
00:35:17.679 --> 00:35:24.559
until you're content. Time for an
insurance checkup free, no obligation. In

433
00:35:24.599 --> 00:35:30.920
comparison, call Compass Insurance paying too
much your coverage at dozens of insurance companies.

434
00:35:30.000 --> 00:35:34.000
Find out now three o three seven
to seven to one help. You'll

435
00:35:34.000 --> 00:35:37.840
think you're his only customer when you
choose Frank Durand the real estate Man dot

436
00:35:37.840 --> 00:35:42.559
com to list your home with Remax
Alliance three oh three nine two zero sixteen

437
00:35:42.639 --> 00:36:00.599
twenty two d News. You don't
have run anxious came, the shoot is

438
00:36:00.679 --> 00:36:07.880
gonna help come. This is the
Troubleshooter Show. No Tom Martino, Hello

439
00:36:08.079 --> 00:36:13.760
Tom Martino here three oh three seven
one three talk three oh three seven one

440
00:36:13.760 --> 00:36:16.760
three eight two five to five.
This hour brought to you by waterpros dot

441
00:36:16.840 --> 00:36:21.440
net. The best water systems at
the lowest prices. If you're gonna worry

442
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about stuff going into your water,
do water stuff going into your body.

443
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Do water first because good water means
and it's good for your house too,

444
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for your plumbing, for your for
your laundry, everything. Waterpros dot ne

445
00:36:34.320 --> 00:36:37.639
three oh three eight six two five
five five four. You'll never find lower

446
00:36:37.679 --> 00:36:40.519
prices. Now, let's talk about
your life. What's going on with you?

447
00:36:40.679 --> 00:36:45.320
I have doctor Joel Trudak with us
today Denver Regen dot com. They're

448
00:36:45.360 --> 00:36:52.159
doing the compounded weight loss uh weight
loss drug that's similar to a zimpic and

449
00:36:52.599 --> 00:36:57.559
UH with govy and it's being done
at two hundred and fifty bucks a month

450
00:36:57.960 --> 00:37:04.440
compounded, which is way cheaper than
the prescriptions. And I brought this up

451
00:37:04.480 --> 00:37:07.440
first hour and I'm gonna I said, I'd get back to it real quick

452
00:37:07.440 --> 00:37:13.440
here. And that is side effects. There are people that report side effects.

453
00:37:13.480 --> 00:37:15.000
Okay, all over the place,
there are people, and every time

454
00:37:15.039 --> 00:37:17.840
a drug comes out, there are
side effects or people that can't tolerate it.

455
00:37:17.880 --> 00:37:24.440
But the most common side effect is
problems with the vowels because it moves

456
00:37:24.639 --> 00:37:30.480
food slower through your metabolism and slows
down the absorption. Some people have had

457
00:37:30.880 --> 00:37:37.800
some pretty serious balance pactions and also
problems with bows. Some have just the

458
00:37:37.800 --> 00:37:43.239
opposite effect. But if you're having
constipation problems and all that, a herbal

459
00:37:43.280 --> 00:37:46.039
cleans or something is the answer.
I mean it's not, but it is

460
00:37:46.400 --> 00:37:52.320
something that comes up just like it
not just like, but it's similar to

461
00:37:52.760 --> 00:37:57.119
you know, when you're on like
painkillers, I mean opiate's they cause a

462
00:37:57.199 --> 00:38:01.400
problem, but that's because they dry
out your your digestive system and slow down

463
00:38:01.440 --> 00:38:07.800
your digestive tact. But why is
it that semaglue tide and these similar weight

464
00:38:07.840 --> 00:38:12.400
loss drugs cause baeol issues. Do
you do you know, Joel, Well,

465
00:38:12.440 --> 00:38:16.480
generally what's happening is you're slowing down
your whole digestive system. And sometimes

466
00:38:16.519 --> 00:38:21.320
in some people when that happens,
that can cause their body to have some

467
00:38:21.360 --> 00:38:24.320
side effects from the adjustment of that. So, in slowing down your digestive

468
00:38:24.360 --> 00:38:29.199
system, it could cause you to
have constipation because things are just moving slower

469
00:38:29.559 --> 00:38:34.199
through your system. It can also
cause you to have some stomach upsets,

470
00:38:34.440 --> 00:38:37.360
Yeah, nausea, nausea, some
heartburn, things like that. What we

471
00:38:37.480 --> 00:38:42.280
do, what we tell patients that
have those symptoms are you can treat them

472
00:38:42.280 --> 00:38:45.119
with over the counter medications. Coal
Ase is really good for constipation. It's

473
00:38:45.119 --> 00:38:50.599
what they give opiate patients like you
were speaking about. That's more of a

474
00:38:50.599 --> 00:38:54.800
softener than a laxative, right,
and it's gentle on the system. Omep

475
00:38:54.880 --> 00:38:59.920
Resolt is a drug that you can
get over the counter. It's like pepsid.

476
00:39:00.039 --> 00:39:04.880
It's for indigestion. Yeah, now
you meant you sent me some research.

477
00:39:04.920 --> 00:39:09.840
I looked into some studies. They
show that this semi glue tide cuts

478
00:39:09.880 --> 00:39:15.719
down cravings on other things. Too. Yeah, that was a research study

479
00:39:15.760 --> 00:39:19.199
that just came out recently, and
what they found is that a lot of

480
00:39:19.199 --> 00:39:22.719
semi glue type patients were reporting that
they were having a reduction and other types

481
00:39:22.719 --> 00:39:28.679
of obsessive type cravings, whether it's
smoking or drinking, which is big and

482
00:39:28.719 --> 00:39:30.480
I'm sure they're going to do a
lot more research on that, but it's

483
00:39:30.679 --> 00:39:35.679
very promising and encouraging. Yeah,
that that some people were saying that it's

484
00:39:36.000 --> 00:39:39.000
cut down people's craving for alcohol.
Now, Kevin Calkin shared an auto tech.

485
00:39:42.000 --> 00:39:45.920
We had the guy on with his
van. Why is that van continuing

486
00:39:46.039 --> 00:39:51.480
to clog up? If the van
go ahead? Now, I want to

487
00:39:51.559 --> 00:39:55.360
well, let me explain to people
his his blower motor and his intake of

488
00:39:55.440 --> 00:40:00.840
his air system has leaves clogging up
the AC. He wanted his warranty to

489
00:40:00.880 --> 00:40:04.239
take care of it. And I
said, look, if it didn't come

490
00:40:04.320 --> 00:40:07.679
with a filter, they don't have
to install a filter. A warranty doesn't

491
00:40:07.719 --> 00:40:12.719
go back and fix the manufacturer's manufacturing
problem. I mean, if it's if

492
00:40:12.760 --> 00:40:16.199
it's prone to that kind of failure, that's not a warranty issue for getting

493
00:40:16.239 --> 00:40:21.599
clogged up with leaves, then they
don't have to modify your vehicles what I'm

494
00:40:21.599 --> 00:40:24.599
saying. But at the same time, why does it continue to happen to

495
00:40:24.679 --> 00:40:28.760
them? Well, that's what I
was curious. It is happening again,

496
00:40:29.880 --> 00:40:32.800
what he said, that's what he's
he's not on right now, is he

497
00:40:34.360 --> 00:40:37.159
You could be happy to take a
look. There's other things we can do.

498
00:40:37.119 --> 00:40:39.840
And that's what we explain to him, is that the filter's missing,

499
00:40:39.960 --> 00:40:44.119
so that I can't fix. But
you know, if we continue to have

500
00:40:44.239 --> 00:40:46.679
this problem, there's other places.
When you say missing, I think that

501
00:40:46.880 --> 00:40:51.920
just gives a false impressure. There
was never a filter built in. Housing's

502
00:40:52.039 --> 00:40:55.679
missing. Yeah, the housing's missing
the slot to hold the filter. They

503
00:40:55.760 --> 00:41:01.280
can't hold onto it and you can't
retrofit it. Is there a well you

504
00:41:01.360 --> 00:41:05.639
can replace the whole heater box or
something that you know of seeing. But

505
00:41:06.159 --> 00:41:08.719
we could probably put a screen on
the outside because the leaves of coming through

506
00:41:08.800 --> 00:41:13.840
the louvers, you know by your
wipers, Yeah, that's where they're coming

507
00:41:13.920 --> 00:41:16.320
in. So you know, we
can mount a screen underneath it and you'll

508
00:41:16.400 --> 00:41:20.119
just have to clear that off every
once in a while. But yeah,

509
00:41:20.159 --> 00:41:22.599
I didn't know he was still having
the problem. We told him to come

510
00:41:22.679 --> 00:41:24.599
back if he did, because well, of course you will. And then

511
00:41:24.719 --> 00:41:28.880
on that cat we were going to
ask you, but I think I found

512
00:41:28.920 --> 00:41:32.320
out on online here they last about
one hundred thousand miles. Is that right?

513
00:41:34.199 --> 00:41:37.599
Well, it just depends on the
vehicle. I mean they in theory

514
00:41:37.679 --> 00:41:42.480
the cat should never wear out.
Well, it gets contaminated with any freeze

515
00:41:42.519 --> 00:41:45.159
or oil or something like that is
what takes it out. The theory of

516
00:41:45.199 --> 00:41:50.079
the catalysts, the catalyst isn't used
up, It'll live forever. It's the

517
00:41:50.199 --> 00:41:55.320
contamination that takes out the cattle.
Okay, got it. And that's Sheridan

518
00:41:55.400 --> 00:42:00.880
Autotech dot Com three oh three four
five five S two Kevin on your used

519
00:42:00.920 --> 00:42:08.280
car inspections that you do. What's
oh did he leave? Did you say

520
00:42:08.320 --> 00:42:15.760
he's gone, Kevin Chenon or is
he there? I can't tell? All

521
00:42:15.800 --> 00:42:19.440
right, thanks, thanks all right. I just wanted to ask the most

522
00:42:19.519 --> 00:42:22.400
common problem he sees on used cars. I think one of them would be

523
00:42:22.840 --> 00:42:25.800
not having verification if the timing belt's
been done. I think we discussed that

524
00:42:25.920 --> 00:42:31.360
once people. When you buy a
car sixty thousand or more, you need

525
00:42:31.440 --> 00:42:36.280
to find out if it requires a
change of the timing belt, if it

526
00:42:36.360 --> 00:42:39.599
has a belt, and if so, you need to see documentation it's been

527
00:42:39.679 --> 00:42:45.760
done, or you run the risk
if it's an interference engine of having a

528
00:42:45.960 --> 00:42:53.000
massive failure. Okay, So Jenny, our genie, what's going on with

529
00:42:53.239 --> 00:42:58.440
your job and taxes and all of
that. What can we do to help

530
00:42:58.519 --> 00:43:02.719
you? Well, this is the
problem we've probably never heard of before.

531
00:43:02.840 --> 00:43:07.480
Now I'll bet you I have go
ahead, Okay, I'll just start at

532
00:43:07.519 --> 00:43:14.199
the beginning and try to keep it
short. My job was eliminated from ETNA

533
00:43:15.440 --> 00:43:21.880
on twelve thirty one eighteen. ETNA
owns a company that I worked for called

534
00:43:22.079 --> 00:43:29.400
Active Health Management, and I worked
as a utilization review nurse. The last

535
00:43:29.480 --> 00:43:32.400
day I worked was twelve eighteen,
or excuse me, twel twenty eight eighteen.

536
00:43:34.880 --> 00:43:38.639
This was in twenty eighteen. Okay, Yes. They were very generous

537
00:43:38.800 --> 00:43:46.360
in giving what they called salary continuation
from twelve thirty one eighteen to March third

538
00:43:46.559 --> 00:43:53.880
of twenty nineteen, and then salary
from let me just go back and make

539
00:43:53.920 --> 00:44:00.599
sure I'm getting this right, from
twelve thirty one eighteen to three three March

540
00:44:00.719 --> 00:44:05.119
third of twenty eighteen. I got
what they call salary continuation. Yeah,

541
00:44:05.199 --> 00:44:10.599
got it. And then from March
fourth, twenty nineteen through August eleventh of

542
00:44:10.679 --> 00:44:16.960
twenty nineteen, I got severance pay
okay, okay, And then I think

543
00:44:17.039 --> 00:44:22.360
made so the severns. But usually
the severance is a lum sum. But

544
00:44:22.519 --> 00:44:28.440
this severance came to you weekly or
bi weekly or monthly. It came to

545
00:44:28.559 --> 00:44:36.960
me bye week by weekly up through
August eleventh. Got it okay, okay?

546
00:44:37.519 --> 00:44:42.920
And then I made plans to start
social Security benefits in September. Okay?

547
00:44:43.920 --> 00:44:49.280
And did you did you get your
Social Security in September? Yes?

548
00:44:49.400 --> 00:44:54.239
I did, okay, So what's
going on now? All right? In

549
00:44:54.440 --> 00:45:02.480
twenty twenty, in a letter dated
July twenty ninth, I received a letter

550
00:45:02.559 --> 00:45:10.039
from Social Security telling me that it
appears that with the money I earned in

551
00:45:10.199 --> 00:45:16.440
twenty nineteen and the benefits they gave
me, they had overpaid me twelve thousand,

552
00:45:16.559 --> 00:45:22.000
three hundred dollars and ten cents,
which they wanted reimburse yesterday. Okay.

553
00:45:22.079 --> 00:45:28.960
Hold on, So I take it
when you went on Social Security back

554
00:45:29.000 --> 00:45:37.800
in twenty nineteen that you were only
sixty two. I was actually sixty four,

555
00:45:37.559 --> 00:45:42.239
okay, but you were not at
full retirement age, you know.

556
00:45:42.679 --> 00:45:50.480
Let me explain something people do themselves
a major disservice when they start getting Social

557
00:45:50.559 --> 00:45:59.480
Security early because it puts income restrictions
on you which are ridiculous. So probably

558
00:46:00.920 --> 00:46:05.960
probably social Security is correct. And
by the way, we've had this problem

559
00:46:06.039 --> 00:46:13.400
before where people do not count their
severance or their benefits that they're paid,

560
00:46:13.880 --> 00:46:22.599
including vacation pay, unused vacation.
That's all compensation that counts against Social Security.

561
00:46:22.400 --> 00:46:28.719
That's early social Security. So have
you done the math yet or did

562
00:46:28.800 --> 00:46:39.360
they do the math in their letter
to you? In terms of no,

563
00:46:39.760 --> 00:46:45.079
what I'm saying is you understand why
they're saying you are overpaid, right first

564
00:46:45.119 --> 00:46:49.159
and foremost, let's take it one
step at a time. You do understand

565
00:46:49.679 --> 00:46:55.559
that because you took Social Security early, you have income restrictions, right right,

566
00:46:55.719 --> 00:47:00.840
I was aware of that. Okay, Now what was the income?

567
00:47:00.079 --> 00:47:07.599
Here's a very easy on. They're
saying they overpaid you in twenty nineteen.

568
00:47:07.719 --> 00:47:13.519
That's really the only time they're going
to worry about. So isn't that when

569
00:47:13.559 --> 00:47:19.800
you started September of twenty nineteen.
So what's in question is September, for

570
00:47:20.000 --> 00:47:28.960
November and December of two thousand and
nineteen. Okay, Now, for those

571
00:47:29.079 --> 00:47:36.719
four months, what did you get
in Social Security. I don't have the

572
00:47:36.840 --> 00:47:42.119
figures right in front of me.
Most likely it's a dollar for dollars set

573
00:47:42.199 --> 00:47:46.679
off. Okay, So whatever you
made with salary continuing, you were basically

574
00:47:46.800 --> 00:47:51.079
paid. I don't care what you
call it, whether it's salary, continuation

575
00:47:51.320 --> 00:48:00.400
or severance. You were paid through
August eleventh, twenty nineteen. From January

576
00:48:00.559 --> 00:48:07.840
twenty nineteen January first to August eleventh, two, twenty nineteen, every dime

577
00:48:07.960 --> 00:48:13.400
you pay, you made basically has
to be paid back to Social Security if

578
00:48:13.440 --> 00:48:17.199
it was paid to you. Whatever
was paid to you in Social Security up

579
00:48:17.280 --> 00:48:23.480
to that amount has to be paid
back. Okay, So how much did

580
00:48:23.559 --> 00:48:30.039
they say? It came to?
Twelve thousand, three hundred dollars ten cents.

581
00:48:30.440 --> 00:48:32.320
That sounds like a lot to me. That sounds like a lot to

582
00:48:32.440 --> 00:48:37.000
me for those months, but it
sounds like a But I think they're putting

583
00:48:37.119 --> 00:48:46.360
interest on top of it, aren't
they. I actually I'm not thinking along

584
00:48:46.440 --> 00:48:52.760
that line, because it that's just
the tip of the iceberg. Jenie,

585
00:48:52.840 --> 00:48:57.000
hold on and get to the rest
of the iceberg coming up, please,

586
00:48:57.320 --> 00:49:01.440
because I think you're in trouble.
I'm not sure if they're doing it accurately.

587
00:49:01.519 --> 00:49:05.000
But I'm gonna have some bad news. I think they are. They

588
00:49:05.280 --> 00:49:09.239
very seldom make mistakes on this.
They might have some things wrong. We'll

589
00:49:09.320 --> 00:49:17.280
talk about that coming up. I'm
Tom Martino. Go with a sure thing

590
00:49:17.440 --> 00:49:22.840
Denver's best rufer Excel Roofing dot com. You don't pay a cent until you're

591
00:49:22.920 --> 00:49:29.199
content, wait time for an insurance
check up free, no obligation. In

592
00:49:29.280 --> 00:49:34.559
comparison, call Compass Insurance paying too
much your coverage at dozens of insurance companies

593
00:49:34.639 --> 00:49:37.840
find out now three all three seven
seven to one. Help. You'll think

594
00:49:37.920 --> 00:49:40.679
you're his only customer when you choose
Frank durand the real estate Man dot com

595
00:49:40.960 --> 00:49:45.599
to list your home with Remax Alliance
three oh three nine two zero sixteen twenty

596
00:49:45.639 --> 00:49:55.360
two. I'm Tom Martino here three
oh three seven one three talk seven one

597
00:49:55.440 --> 00:50:00.800
three eight two five five. So
Genie says that she worked and was laid

598
00:50:00.840 --> 00:50:05.840
off or her job was eliminated,
and they continued paying her through August.

599
00:50:06.599 --> 00:50:15.440
And now basically they wanted to collect
money that they overpaid her in Social Security.

600
00:50:15.719 --> 00:50:19.519
Okay, So keep going, Genie. You said that was the tip

601
00:50:19.599 --> 00:50:27.840
of the iceberg. Then what happened? Okay? The amount that they said

602
00:50:27.880 --> 00:50:32.960
that I owed with twelve thousand,
three hundred dollars in ten cents, that

603
00:50:34.239 --> 00:50:44.840
they show that they're according to Social
Security, that there are exceptions to this

604
00:50:45.239 --> 00:50:53.400
overpayment, and the examples that they
lift are vacations, commissions, bonuses,

605
00:50:53.960 --> 00:51:02.960
and severance pay. You don't,
according to Social Security, colect overpayment against

606
00:51:05.639 --> 00:51:09.320
pay, and that's what they did. I'm going to tell you, okay,

607
00:51:09.400 --> 00:51:13.519
but but I'm going to explain something
to you. Okay, okay.

608
00:51:14.639 --> 00:51:20.000
I don't think I might be wrong. This is my impression. I don't

609
00:51:20.079 --> 00:51:25.840
think Social Security counted it as severance
because it was doled out the same as

610
00:51:25.960 --> 00:51:30.840
salary. It wasn't a lump sum. Not that that should matter, but

611
00:51:30.960 --> 00:51:36.360
I think they're mischaracterizing it. Possibly. You know, you can make an

612
00:51:36.400 --> 00:51:43.199
appointment with Social Security and actually go
in with your documentation and explain this.

613
00:51:43.559 --> 00:51:46.480
Have you even talked to an accountant
to ask him what is supposed to happen?

614
00:51:51.519 --> 00:51:57.000
I have not talked to an accountant. No, But did you talk

615
00:51:57.079 --> 00:51:59.880
to Social Security? Did you ask
to go in and meet with that?

616
00:52:00.119 --> 00:52:02.360
For example, when you filed your
taxes that year, did you use it

617
00:52:02.440 --> 00:52:07.199
as normal income? I mean,
how are you Clark severance. Severance is

618
00:52:07.320 --> 00:52:13.400
normal income. Well then, okay, but she's saying, she is saying

619
00:52:13.760 --> 00:52:19.960
for early Social Security it's an exception
to income for Social Security. No,

620
00:52:20.159 --> 00:52:28.679
it's not just early, it's flat
out an exception to overpayment being able to

621
00:52:28.760 --> 00:52:34.639
withhold. First of all, we're
saying the same thing. Okay. What

622
00:52:34.840 --> 00:52:39.079
you don't understand is the only income
restrictions are on early Social Security. That's

623
00:52:39.119 --> 00:52:51.320
why I said that. Okay.
So you're saying they shouldn't have they should

624
00:52:51.440 --> 00:52:55.320
not have counted part of that.
Okay, So let's say they shouldn't have

625
00:52:55.400 --> 00:53:00.440
counted any of it. Yeah,
part of what you were paying that year,

626
00:53:00.880 --> 00:53:05.360
which is part of it, was
your severans. You're saying they should

627
00:53:05.400 --> 00:53:08.920
only count the continue I go back
to when you file taxes. There must

628
00:53:09.000 --> 00:53:15.159
be a way to differentiate the two. Now therefore, well there is,

629
00:53:15.639 --> 00:53:21.400
and did you do that? Mark? It wouldn't matter because Social Security doesn't

630
00:53:21.440 --> 00:53:23.559
look at Okay, I know what
Mark is saying. He is saying,

631
00:53:23.840 --> 00:53:28.920
social Security looked at your tax return
and that's how their discerning is. And

632
00:53:29.000 --> 00:53:32.559
that's possible. But there is no
place on there Mark, for example,

633
00:53:32.679 --> 00:53:37.159
to say severance pay. I mean, I think it's called miscellaneous or other

634
00:53:37.280 --> 00:53:42.800
income or additional income. But here's
the deal. We need to talk to

635
00:53:43.519 --> 00:53:47.320
someone familiar with Social Security. But
I'm asking you, I know what you

636
00:53:47.480 --> 00:53:52.519
need to do. You didn't even
talk to Social Security yet, did you,

637
00:53:52.639 --> 00:53:54.519
gene I mean, you didn't even
ask Genie to go in and talk

638
00:53:54.559 --> 00:53:59.519
to them. If you go in
and talk to them and you show them,

639
00:54:00.119 --> 00:54:07.679
I'm some. Well you did you
make an appointment? I didn't make

640
00:54:07.719 --> 00:54:13.000
an appointment because I could never get
a response bet from the person that I

641
00:54:13.119 --> 00:54:19.320
needed to make an appointment with.
Well, I just went online and I

642
00:54:19.480 --> 00:54:22.639
can make an appointment right now,
and it took me three minutes, So

643
00:54:22.880 --> 00:54:25.880
I'm not sure what you're talking about. I'm sorry, dear, I really

644
00:54:25.960 --> 00:54:30.800
am. I'm sorry calling on the
phone, I was trying to reach the

645
00:54:30.880 --> 00:54:37.760
one person that we had been talking
with to make an appointment and left a

646
00:54:37.800 --> 00:54:40.639
message for him and he never got
back to me. Okay, I'm just

647
00:54:40.760 --> 00:54:46.000
telling you that you can you can
make an appointment online. Do you know

648
00:54:46.079 --> 00:54:50.760
how to use a computer to go
online and do it? Yes? I

649
00:54:50.880 --> 00:54:54.639
know how to do that. Tom, Well, I don't want I know.

650
00:54:54.760 --> 00:54:59.840
I didn't mean that as an insult. I'm jaj peeni just just making

651
00:54:59.880 --> 00:55:04.000
a appointment at your local office and
bring in your documentation. That's rarely what

652
00:55:04.119 --> 00:55:07.800
you should do. But I don't
know it's done. Oh good, So

653
00:55:07.960 --> 00:55:12.239
you have an appointment coming up.
No, I do not have an appointment

654
00:55:12.320 --> 00:55:16.159
coming up. I have gone into
the office multiple times with my documentation.

655
00:55:17.559 --> 00:55:22.440
You went and you've already had hold
on. When you've gone into the office

656
00:55:22.599 --> 00:55:27.840
with your documentation? Did you go
in without an appointment? Yes? And

657
00:55:28.000 --> 00:55:32.519
what did they say? I'm curious? Something different every single time, So

658
00:55:32.639 --> 00:55:37.719
you actually met with a representative.
I think you're getting stuck here. Can

659
00:55:37.760 --> 00:55:40.559
I just jump ahead a little bit
and tell you where we are right now?

660
00:55:42.039 --> 00:55:50.360
Yes? Go ahead, Okay.
In letters I have received since then,

661
00:55:50.599 --> 00:56:00.599
they have decided that they that I
didn't owe that overpayment. Good told

662
00:56:00.639 --> 00:56:07.800
them that I didn't, But they
never told me how. I've had reconsideration

663
00:56:09.159 --> 00:56:15.360
that was done on over the phone
on eleven to two of twenty So wait,

664
00:56:15.519 --> 00:56:19.599
did they tell you in your in
person meeting, in a letter,

665
00:56:19.760 --> 00:56:25.280
in an email, or in a
phone call? Well, I have it

666
00:56:25.400 --> 00:56:30.400
in writing, good, and you
have it in writing that you don't owe

667
00:56:30.480 --> 00:56:36.840
any of that twelve thousand or only
part of it. Well, they said

668
00:56:36.880 --> 00:56:40.880
that I didn't owe any of that, But in the last year they re

669
00:56:43.000 --> 00:56:49.360
calculated what I owed and it came
up to a new sum of two hundred

670
00:56:49.360 --> 00:56:53.199
and nineteen dollars that they were going
to take out of April benefits this year.

671
00:56:54.000 --> 00:56:58.840
But what they did is moved a
date up and took it out of

672
00:56:58.920 --> 00:57:04.599
February. But now here's the thing
that I'd like to derange your attention right

673
00:57:04.679 --> 00:57:12.920
now. Yeah, I asked them
for a letter, in one letter showing

674
00:57:13.079 --> 00:57:20.199
what they say they have paid me
in benefits month by month from the beginning

675
00:57:20.599 --> 00:57:25.480
of September of twenty nineteen to the
present. And I went back to my

676
00:57:25.679 --> 00:57:32.280
old bank statements going back to twenty
nineteen, and I went months by month

677
00:57:34.599 --> 00:57:40.719
listing what was deposited from Social Security, and with the exception of twenty twenty

678
00:57:40.880 --> 00:57:51.400
three, where the amounts were the
same, there has been a discrepancy every

679
00:57:51.519 --> 00:57:58.920
single other month that shows a difference
of six thousand, two hundred and thirty

680
00:57:59.159 --> 00:58:05.280
three dollars. Yah, listen,
listen, listen to Genie. So are

681
00:58:05.360 --> 00:58:09.960
you saying that they have been withholding
money for that over that supposed overage?

682
00:58:12.280 --> 00:58:15.280
Yes, Okay, you should be
able to see exactly what they've get,

683
00:58:15.360 --> 00:58:19.119
by the way, and taken away
online. By the way, I did

684
00:58:19.239 --> 00:58:22.320
look this up on the government site, and she's absolutely right. It says

685
00:58:23.039 --> 00:58:30.880
how your retirement benefits. Now what
they mean is, here's what they mean.

686
00:58:30.639 --> 00:58:37.159
Bonuses, accumulated vacation, sick pay, severance pay back pay, standby

687
00:58:37.280 --> 00:58:44.000
pay, sales commissions, retirement payments
and deferred compensation reported on a W two

688
00:58:45.039 --> 00:58:49.599
for one year but earned in the
previous year are not counted against you.

689
00:58:50.159 --> 00:58:52.920
I think you you misunderstood that a
bit. Now, I'm not saying you

690
00:58:52.000 --> 00:58:55.760
owe the money if you have it
in writing that you don't and they withheld

691
00:58:55.840 --> 00:59:00.239
it. I don't know what to
tell you, because we do we I

692
00:59:00.280 --> 00:59:05.039
don't think we have anyone at Social
Security that we can talk to either.

693
00:59:05.400 --> 00:59:08.079
You have to make an appointment,
but you've never And here's what I want

694
00:59:08.119 --> 00:59:14.000
to get at. The problem is
you've never actually made an appointment. You've

695
00:59:14.079 --> 00:59:17.239
gone in cold calling. And what
they do when you do that is they

696
00:59:17.360 --> 00:59:22.639
have is because they don't know what
you're coming in about, they just give

697
00:59:22.679 --> 00:59:25.400
you what the best answer they have
at the time. If you literally go

698
00:59:25.559 --> 00:59:30.400
in on an issue a specific issue. You will get an expert for that

699
00:59:30.679 --> 00:59:37.079
issue. And right now, what
you're disputing is that they've taken money back

700
00:59:37.480 --> 00:59:44.440
from your benefit for a supposed overpayment
in twenty nineteen. That's the issue.

701
00:59:44.719 --> 00:59:50.719
That's the whole issue, right right? And can I just tell you that

702
00:59:51.320 --> 00:59:54.119
when you go in to see them, they don't tell you that they have

703
00:59:54.920 --> 01:00:01.119
specialists. That couldn't They're not okay, saying there's I'm not saying there's specialists

704
01:00:01.199 --> 01:00:06.519
in that one area. What I'm
saying is is that you make see You

705
01:00:06.639 --> 01:00:09.599
can make an appointment for any number
of reasons when you're and when you go

706
01:00:09.719 --> 01:00:16.400
online to make that appointment, you
tell them what that is. When you

707
01:00:16.559 --> 01:00:20.679
go in and you cold called,
you take a number and just wait.

708
01:00:20.880 --> 01:00:27.360
How does that work? That's how
it works. You take a number and

709
01:00:27.440 --> 01:00:30.119
you wait your turn, okay.
And when you go in there, and

710
01:00:30.239 --> 01:00:35.480
when you go in there and tell
them your problem, what do they You

711
01:00:35.679 --> 01:00:39.280
said at one point that you they
told you you're right, you don't owe

712
01:00:39.320 --> 01:00:43.880
the money. Is that correct?
Right? Okay? And you got that

713
01:00:44.000 --> 01:00:52.360
in writing, then go into detail
on I was told that I had won

714
01:00:52.440 --> 01:00:57.960
my pace. I spoke with a
review named Jenny, and you have that

715
01:00:58.079 --> 01:01:04.480
in writing, right. That's the
problem. I couldn't get through to tell

716
01:01:04.519 --> 01:01:08.400
you. They told She told me
that I would be getting a letter letting

717
01:01:08.480 --> 01:01:13.320
me know that I had won my
case. And I waited for the letter

718
01:01:13.440 --> 01:01:15.719
and waited for it, and every
couple of months I would call her and

719
01:01:15.880 --> 01:01:20.599
say, where's the letter. Well, it's coming, it's coming. Well,

720
01:01:20.679 --> 01:01:24.400
finally I got a letter showing that
they had taken out this much for

721
01:01:24.559 --> 01:01:30.639
the overpayment, even though a reconsideration
review is supposed to stop the clock.

722
01:01:30.519 --> 01:01:35.719
I took a friend of mine,
who is a retired CPA. We went

723
01:01:35.800 --> 01:01:39.440
into the office. We spoke with
a man named Adrian, and he explained

724
01:01:39.679 --> 01:01:45.320
that we should not have been I
should not have been receiving or having deductions

725
01:01:46.280 --> 01:01:52.199
because I did have a reconsideration and
I still hadn't received a letter confirming that.

726
01:01:52.760 --> 01:02:00.280
And he told me that this Jinny
was not qualified to do reviews for

727
01:02:00.480 --> 01:02:05.159
overpayments, so she couldn't have told
me over the phone that I had my

728
01:02:05.320 --> 01:02:12.800
case. Okay, oh, here, if you if you don't want to,

729
01:02:12.840 --> 01:02:15.400
if you don't want to make another
appointment, here's what I suggest you

730
01:02:15.519 --> 01:02:23.920
do. And this is really important
you can go in to your You can

731
01:02:24.000 --> 01:02:30.719
go into your Social Security account online
and right there, all of your everything

732
01:02:30.880 --> 01:02:36.559
on your number. Everything they've ever
done is on there, including disputes,

733
01:02:37.079 --> 01:02:43.239
hearings, and resolutions. It's all
recorded. If it's not there, it

734
01:02:43.400 --> 01:02:50.719
doesn't exist. Okay, So do
you have online access to your Social Security

735
01:02:50.760 --> 01:02:54.519
account? Oh? Yes, oh
you do? So have you logged on

736
01:02:54.719 --> 01:02:59.920
to see what the where the dispute
is and how much? So you can

737
01:03:00.239 --> 01:03:05.960
log on right now to your account. I could, Yes, that's funny,

738
01:03:06.000 --> 01:03:09.079
and I have been in there and
that's where you can get your updates.

739
01:03:10.119 --> 01:03:15.719
Yeah. I just didn't realize that
you could look up. Well,

740
01:03:15.760 --> 01:03:17.599
I'm looking at mine. Hold on, I'm looking at mine. You can

741
01:03:17.679 --> 01:03:22.559
look at what you can look at? Are is everything to do with your

742
01:03:22.599 --> 01:03:28.960
social everything to do with your Social
security everything? Uh huh. But you

743
01:03:29.199 --> 01:03:31.159
have to look. You have to
go in there. We have right man.

744
01:03:31.639 --> 01:03:34.920
Okay, we got to listen.
We have to take a break.

745
01:03:35.159 --> 01:03:38.280
But if you go to your secure
dot s SA dot gov where you go

746
01:03:38.440 --> 01:03:42.400
in, you can do your own. I got to take this break.

747
01:03:42.480 --> 01:03:45.079
We'll be back and listen. That's
all I can tell you. I don't

748
01:03:45.119 --> 01:03:47.960
know what else to say, Genie, if you can't get in there,

749
01:03:49.039 --> 01:03:58.119
if it's not in there, let
us know. Go with a sure thing

750
01:03:58.280 --> 01:04:01.679
Denver's best rufer Excel Roofing dot com. You don't pay a cent until you're

751
01:04:01.760 --> 01:04:10.639
content. Time for an insurance check
up free, no obligation comparison call Compass

752
01:04:10.719 --> 01:04:15.360
Insurance paying too much your coverage at
dozens of insurance companies find out now three

753
01:04:15.440 --> 01:04:18.039
oh three seven to seven to one
help. You'll think you're his only customer

754
01:04:18.119 --> 01:04:21.679
when you choose Frank durand the real
Estate Man dot com to list your home

755
01:04:21.960 --> 01:04:30.960
with Remax Alliance three oh three nine
two zero sixteen twenty two. Hi Tom

756
01:04:30.039 --> 01:04:34.320
Martino here three O three seven one
three talks seven one three eight two five

757
01:04:34.559 --> 01:04:40.320
five one Clear Choice Garage Doors for
your garage door needs one clear choice doores

758
01:04:40.360 --> 01:04:44.320
dot com. Everything they do is
on that site, including prices. How

759
01:04:44.400 --> 01:04:46.920
many companies do that? Huh?
Everything on the opener, everything on the

760
01:04:47.039 --> 01:04:53.840
door. Uh and they're your garage
door experts. One Clear Choice Doors dot

761
01:04:53.960 --> 01:05:00.159
Com. All right, so you
know what, it's really uh frustrating.

762
01:05:00.519 --> 01:05:06.519
But Genie, I just went on
my account and they're so organized, and

763
01:05:06.960 --> 01:05:12.679
I don't understand the problem. You're
having and I can't hold your hand and

764
01:05:12.800 --> 01:05:15.199
do it. But I'd love to
help you, but I don't know what

765
01:05:15.320 --> 01:05:18.320
to do to help you. This
is one of the frustrating things when it

766
01:05:18.400 --> 01:05:24.320
deals with government, whether it's the
irs or anything like that. You have

767
01:05:24.480 --> 01:05:27.719
to go on and take care of
it. But if there was anything we

768
01:05:27.760 --> 01:05:31.320
could do to help you, we
would. Your online access. You sign

769
01:05:31.480 --> 01:05:38.920
on to your online access. Everything
is there, messages, cases, everything

770
01:05:39.239 --> 01:05:44.800
is on that website. So I
can't hold up the show anymore telling you

771
01:05:44.920 --> 01:05:48.360
that again once you go online,
if you still have a problem, let

772
01:05:48.480 --> 01:05:54.199
us know, Holly, what's going
on with your contractor? Hi, Holly,

773
01:05:54.280 --> 01:05:59.079
what's happening? Hi? How are
you guys good? What's going on

774
01:05:59.559 --> 01:06:01.960
with contractor? What kind of work
was he doing or was she doing?

775
01:06:03.519 --> 01:06:15.679
Hey? Josh and Heather Usury with
Cut Nail Builders the world Cut nail Builders.

776
01:06:15.920 --> 01:06:20.880
What did they do for you Colorado? They we got a hold of

777
01:06:20.920 --> 01:06:26.000
them. We did everything that we
were supposed to. We went to the

778
01:06:26.079 --> 01:06:31.079
home show over in Loveland, got
you know, three contractors, had them

779
01:06:31.159 --> 01:06:39.119
come give us bids and this Cut
Nail Builders, Josh and Heather Usury were

780
01:06:39.360 --> 01:06:44.519
not the lowest bidder, but they
weren't the highest, but they seemed to

781
01:06:44.719 --> 01:06:48.239
be, you know, tell us
everything that they How are you spelling their

782
01:06:48.360 --> 01:06:54.880
last name at cut nail, Josh
and Heather? What usury usury? Yep?

783
01:06:55.119 --> 01:07:01.599
It is u s uh are.
Why, my god, that's that's

784
01:07:01.639 --> 01:07:08.519
a weird name because that that is
considered a name that means abusive in the

785
01:07:08.639 --> 01:07:13.440
lending world. But anyway, go
ahead and tell me what what what went

786
01:07:13.519 --> 01:07:17.679
wrong? What did you hire him
to do? We did hire him to

787
01:07:17.880 --> 01:07:25.400
just finish a small, little like
less than three hundred square foot area in

788
01:07:25.480 --> 01:07:30.320
our basement to do a little kitchenette
bar area so that we could you know,

789
01:07:30.519 --> 01:07:35.760
invite friends over and watch football or
whatever and and have you know.

790
01:07:36.760 --> 01:07:42.719
So they were going to put in
a kitchen and bar yet little kitchenette bar

791
01:07:43.039 --> 01:07:50.000
yep. Okay. And what happened
Well, we signed the contract with them

792
01:07:50.199 --> 01:07:58.199
in October of twenty twenty two.
My god, yeah, and we gave

793
01:07:58.280 --> 01:08:05.280
him a huge deposit. I mean, we understand in October twenty twenty two,

794
01:08:05.719 --> 01:08:15.000
how much did you put down?
Almost eighteen thousand dollars? We paid

795
01:08:15.000 --> 01:08:18.119
them seventeen thousand, seven hundred and
five dollars, Okay, let's call it

796
01:08:18.199 --> 01:08:21.239
eighteen thousand, and then hold on, hold on, what was the total

797
01:08:21.279 --> 01:08:28.039
price going to be? With a
couple with two or three change orders?

798
01:08:28.279 --> 01:08:34.840
The total for this and we did
do a little bit, had them retile

799
01:08:34.960 --> 01:08:40.640
a shower and put on a new
countertop in the bathroom that was down there,

800
01:08:41.640 --> 01:08:44.680
and there was a couple other small
thing. Okay, what was the

801
01:08:44.800 --> 01:08:47.600
total price? That's what I'm concerned. What was the total price? Almost

802
01:08:47.720 --> 01:08:53.920
seventy two thousands? Oh my god? Okay, So how much have you

803
01:08:54.000 --> 01:09:03.640
paid them so far? Sixty seven
thousand, five hundreds. Go with a

804
01:09:03.760 --> 01:09:09.039
sure thing Denver's Best roofer Excel Roofing
dot com. You don't pay a cent

805
01:09:09.279 --> 01:09:15.039
until you're content. Time for an
insurance check up, free, no obligation

806
01:09:15.199 --> 01:09:20.800
comparison call Compass Insurance paying too much
your coverage at dozens of insurance companies find

807
01:09:20.840 --> 01:09:25.119
out now three oh three seven seven
to one help. You'll think you're his

808
01:09:25.319 --> 01:09:29.239
only customer when you choose Frank durand
the Real estate Man dot com to list

809
01:09:29.319 --> 01:09:32.720
your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

810
01:09:36.920 --> 01:09:42.479
Hi Tom Martino here, three oh
three seven one three talk seven one three

811
01:09:42.640 --> 01:09:49.600
eight two five five. Welcome to
the show. Now we have oh man,

812
01:09:49.640 --> 01:09:53.960
it fell again, Holly with an
issue with a contractor my mike,

813
01:09:54.039 --> 01:09:58.600
he keeps me falling. Go ahead, Holly up? You paid six up

814
01:09:59.000 --> 01:10:03.760
right until now? Sixty seven?
Did you say? Yeah, we paid

815
01:10:04.000 --> 01:10:06.720
sixty seven? Okay, Now,
here's what I need to know, And

816
01:10:06.840 --> 01:10:13.119
this is really important to know.
What value have you gotten so far?

817
01:10:15.680 --> 01:10:26.479
Probably about half that? Who says
our estimates and all the stuff that they

818
01:10:26.520 --> 01:10:31.880
didn't do according to their contracts they
didn't finish. HVA Do they think they're

819
01:10:32.000 --> 01:10:35.600
done? Well, here's what I
need to know. If we were to

820
01:10:35.720 --> 01:10:40.800
call them, are they going to
say they're done? No? Well,

821
01:10:41.159 --> 01:10:45.439
no, they're done because we had
to fire them. Why did you fire

822
01:10:45.560 --> 01:10:53.479
them? Because they kept dragging everything
out, They wouldn't come back. They

823
01:10:53.600 --> 01:11:00.399
become he created a hostile work environment. He would get mad at us anytime

824
01:11:00.479 --> 01:11:08.680
we ask questions. And at part
way through we had the contract was supposed

825
01:11:08.720 --> 01:11:15.000
to be from October through February.
Second, all right, hold on,

826
01:11:15.359 --> 01:11:18.039
and we need to figure out what
we're going to do with this. I

827
01:11:18.119 --> 01:11:21.199
don't know what you want us to
do, but it sounds serious to me.

828
01:11:21.640 --> 01:11:26.560
I'll tell you what three three seven
to one to three talk get your

829
01:11:26.600 --> 01:11:30.720
calls in. We also have Denver
Region dot com to talk about weight loss

830
01:11:31.359 --> 01:11:35.479
through Semiglue Tide. We'll talk about
that. I have several texted questions to

831
01:11:35.640 --> 01:11:39.840
us. Stick around on the Troubleshooter
Show, Holly, We'll be back to

832
01:11:39.880 --> 01:11:44.199
you and more coming up. Go
with a sure thing Denver's Best roofer Excel

833
01:11:44.319 --> 01:11:50.079
Roofing dot com. You don't pay
a cent until your contents of time for

834
01:11:50.119 --> 01:11:56.600
an insurance checkup free, no obligation
comparison call Compass Insurance paying too much your

835
01:11:56.640 --> 01:12:00.760
coverage at dozens of insurance companies find
out now three three seven to seven to

836
01:12:00.800 --> 01:12:03.520
one help. You'll think you're his
only customer when you choose Frank durand the

837
01:12:03.600 --> 01:12:09.119
real estate Man dot com to list
your home with Remax Alliance three oh three

838
01:12:09.239 --> 01:12:20.680
nine two zero sixteen twenty two ripped
up new need advice. Who you don't

839
01:12:20.760 --> 01:12:29.079
have? Come, Run in as
fast as we can. Shooter's gonna help.

840
01:12:29.359 --> 01:12:35.960
Come man, This is the Troubleshooter
Show. No Tom Martino, Hi,

841
01:12:36.159 --> 01:12:40.520
Tom Martino here, Welcome to the
show. Three oh three seven one

842
01:12:40.600 --> 01:12:44.000
three talk seven one three eight two
five five This hour brought to you by

843
01:12:44.119 --> 01:12:45.960
eight eight eight heating dot Com.
Listen to this all right, you got

844
01:12:46.079 --> 01:12:50.359
a call this week or today actually
for this week, free plumbing inspection,

845
01:12:51.000 --> 01:12:56.680
no charge whatsoever. And that's going
through everything in your house, the toilets,

846
01:12:56.760 --> 01:13:00.119
the uh if you have some pumps, you have anything to do with

847
01:13:00.239 --> 01:13:03.560
plumbing. It's a free plumbing inspection
to celebrate their opening of their plumbing division

848
01:13:04.279 --> 01:13:08.039
division at eight eight eight heating dot
Com. Here's the phone number. Three

849
01:13:08.079 --> 01:13:12.439
oh three seven seven zero two seven
seven six. Tellamartino said, it's a

850
01:13:12.479 --> 01:13:16.399
free plumbing inspection seven seven zero two
seven seven six. So seriously, if

851
01:13:16.399 --> 01:13:19.159
you're having any issues now, this
is the time to call them and they'll

852
01:13:19.199 --> 01:13:21.000
come out and look at them.
You know, you don't even have to

853
01:13:21.039 --> 01:13:25.680
get it fixed, but they'll give
you free diagnostics with everything and prices.

854
01:13:26.119 --> 01:13:30.079
That's eight eight eight Heating dot Com. Holly has an issue with a contractor,

855
01:13:30.119 --> 01:13:31.359
which is God. I mean,
I don't even know what I do.

856
01:13:31.760 --> 01:13:34.000
She was so pissed off they had
to fire them. You know,

857
01:13:34.119 --> 01:13:39.319
we've heard this before where people are
hired they're just dragging on and dragging on.

858
01:13:39.399 --> 01:13:43.479
This contract Remember was signed in October
of twenty twenty two. October at

859
01:13:43.520 --> 01:13:46.319
twenty twenty three, we got a
year. When did you actually fire them?

860
01:13:46.399 --> 01:13:49.239
That's all I need to know right
now. When did you fire them?

861
01:13:51.119 --> 01:13:57.760
The end of July first, the
end of July of twenty twenty three,

862
01:13:58.079 --> 01:14:01.880
right, yes, but you had
paid them up to that point sixty

863
01:14:02.039 --> 01:14:09.560
seven thousand dollars on a seventy two
thousand dollars total price. Yes, my,

864
01:14:09.920 --> 01:14:15.560
and you feel like you only got
about thirty thousand in value? Yep?

865
01:14:15.399 --> 01:14:23.159
Did you have anyone to analyze it? No? Yes and no.

866
01:14:25.079 --> 01:14:30.319
How much is it going to cost
you to finish this project? About twenty

867
01:14:30.439 --> 01:14:36.159
thousand dollars? Okay, Well the
math doesn't add up if the total price

868
01:14:36.279 --> 01:14:46.279
was seventy two and you paid them
sixty seven, well, well that's no,

869
01:14:46.560 --> 01:14:49.039
I understand it does add up.
You're right because they didn't do what

870
01:14:49.079 --> 01:14:53.199
they're supposed to. Never mind,
you're right, you're absolutely right. So

871
01:14:53.680 --> 01:14:59.760
what do they say they're going to
do for you? They aren't going to

872
01:14:59.840 --> 01:15:03.840
do anything for us when you fired
them, did they demand payment of any

873
01:15:03.920 --> 01:15:09.079
kind? Did they go away thinking
you still owe the money? Oh?

874
01:15:09.479 --> 01:15:15.960
Yeah, yep. We got a
final invoice in September for another twenty some

875
01:15:15.399 --> 01:15:21.760
thousand dollars. Where on they are, Well, that's ridiculous. Then that

876
01:15:21.840 --> 01:15:25.680
would have put it up to eighty
seven thousand that you paid them if you

877
01:15:25.760 --> 01:15:31.600
paid that. Oh yeah, yeah, they're charging twenty eight thousand dollars on

878
01:15:31.760 --> 01:15:39.319
their final invoice for their one hundred
and sixty dollars a day fee for any

879
01:15:39.479 --> 01:15:44.600
delays. Okay, So where does
it stand? Why are you calling us

880
01:15:44.680 --> 01:15:50.079
today? I okay, So I've
already reported them to the Better Business Bureau.

881
01:15:50.279 --> 01:15:54.039
I filed that. People'll say that, you know, that's like,

882
01:15:54.159 --> 01:15:57.600
okay, fine, the Better Business
grow. It means nothing, but go

883
01:15:57.680 --> 01:16:02.960
ahead, and I file the complaint
with the State's Attorney's office. And now

884
01:16:03.199 --> 01:16:08.960
I'm trying to figure out how who
do I talk to to get their license,

885
01:16:09.000 --> 01:16:15.479
their contracting license take away hold on? In each area, each each

886
01:16:15.640 --> 01:16:21.399
county or city has their own licensing
yep. So where are you located.

887
01:16:23.680 --> 01:16:30.680
We're in Weld County. Okay,
bad news, Weld County. I mean

888
01:16:30.800 --> 01:16:32.359
you can go to the Weld County
Building Department. Let me see, I

889
01:16:32.439 --> 01:16:36.039
think let me get them on the
line right now. Well, I mean

890
01:16:36.159 --> 01:16:41.640
I think that these people up there
are useless, but you can try.

891
01:16:41.800 --> 01:16:46.680
I mean, Weld County is the
most useless. I'd say they're you know,

892
01:16:46.800 --> 01:16:50.560
that's saying they're more useless than you
know, what on a how's that

893
01:16:50.680 --> 01:16:55.359
saying going on? Well? Anyway, they are more bump on a log.

894
01:16:56.079 --> 01:16:58.119
No, it's worse than that.
But let me see you. I

895
01:16:58.359 --> 01:17:05.279
think I got them on the line. There they are, So that's that

896
01:17:05.760 --> 01:17:09.199
you're not going to get anywhere with
them. But you can report them to

897
01:17:09.239 --> 01:17:15.159
the Well County Building Department. But
Welld County is full of liars and crooks

898
01:17:15.600 --> 01:17:17.439
all of their governments. So I
don't even think they're gonna they're going to

899
01:17:17.520 --> 01:17:21.600
care and that you could. You
know, that's why Josh and Heather are

900
01:17:21.640 --> 01:17:28.960
probably thriving up there. But on
a serious note, if you're really serious

901
01:17:29.000 --> 01:17:34.319
about this, first and foremost,
did you finish the job? Uh no,

902
01:17:34.760 --> 01:17:39.439
we're in the process of finishing it. If you can point to their

903
01:17:39.520 --> 01:17:44.920
deficiencies, why not take them to
court? We can, We can totally

904
01:17:44.960 --> 01:17:46.960
take them to court. Our lawyer
tells us we can take them to court,

905
01:17:47.960 --> 01:17:55.000
but they probably have nothing there.
They have nothing. Our lawyer says,

906
01:17:55.039 --> 01:17:58.640
they have multiple lawsuits against them.
I want to put them on the

907
01:17:58.720 --> 01:18:01.880
Sleeves Brigade though to people. And
by the way, I have updated that

908
01:18:02.159 --> 01:18:05.640
for a few people on there,
so I did finally get to that Sleaves

909
01:18:05.680 --> 01:18:10.039
Brigade dot com. I really do, Do you have any Do you know

910
01:18:10.079 --> 01:18:15.000
where we can get any pictures of
these clowns at cut nail Builders? Oh?

911
01:18:15.159 --> 01:18:18.960
Absolutely, they have a Facebook page. Let's try try to call them,

912
01:18:19.079 --> 01:18:23.359
Kelly, try to get these guys
on yeah, and if not,

913
01:18:23.880 --> 01:18:27.960
Deputy Doc can try to help.
I'm going to their their website, but

914
01:18:28.319 --> 01:18:32.640
I have nail builders, but that's
not the one, right we on BBB

915
01:18:34.079 --> 01:18:38.479
because I matched up the name,
but I didn't see a website there either.

916
01:18:38.760 --> 01:18:42.920
Are they out of al To,
Colorado? Yes, yep, they

917
01:18:42.960 --> 01:18:47.479
are. Okay, all right,
I don't see any pictures of them.

918
01:18:47.600 --> 01:18:51.800
I want to get them on.
I want to get them on h on

919
01:18:51.920 --> 01:18:57.199
the Sleaze Brigade. I want to
get pictures of them. So if you

920
01:18:57.359 --> 01:19:00.920
have, if you can direct us
to that and sus you usually can find

921
01:19:00.319 --> 01:19:03.359
picks. I want to get these
on the Sleaves Brigade. But let's call

922
01:19:03.439 --> 01:19:05.960
them, like Mark said, let's
call them three oh three seven to one

923
01:19:06.000 --> 01:19:11.199
to three. Talk doctor Joel Trudak, let me bring you up on camera

924
01:19:11.279 --> 01:19:13.680
here. We do have a question
now. They said, Tom, you

925
01:19:13.800 --> 01:19:18.039
mentioned Denver Regen dot com for some
of glue tide compounded and supplies. What

926
01:19:18.279 --> 01:19:23.159
are supplies and how often do they
get them? And it's two hundred and

927
01:19:23.199 --> 01:19:26.520
fifty bucks a month that they can
get in now this month. They don't

928
01:19:26.560 --> 01:19:29.479
know how long they can keep that
price that low. And that is so

929
01:19:29.720 --> 01:19:34.399
low, I mean, that's low
compared to even other compounding clinics who are

930
01:19:34.479 --> 01:19:39.680
charging four fifty to five hundred.
You're at two fifty. And then of

931
01:19:39.800 --> 01:19:44.720
course at the drug store or at
the pharmacies with brand names, you're up

932
01:19:44.720 --> 01:19:47.159
at twelve and fourteen hundred. Hey, Dallas, is trickly? How much

933
01:19:47.199 --> 01:19:50.560
can people lose on this stuff?
I mean, like, once again,

934
01:19:50.640 --> 01:19:56.680
realistic. Have you seen Oprah in
six months? About twenty to thirty percent

935
01:19:56.720 --> 01:20:02.359
of body weight is about average in
six months, holy crap, oftentimes in

936
01:20:02.479 --> 01:20:04.960
less than that. All right,
I'll tell you right now, you're not

937
01:20:05.119 --> 01:20:09.159
charging enough. You got to up
your price to feel Here's what I'm saying,

938
01:20:09.239 --> 01:20:13.680
Mark, people have to exercise.
It's so important to exercise. I

939
01:20:13.720 --> 01:20:15.920
don't think you have to the stuff
I'm reading on this time. You don't

940
01:20:15.960 --> 01:20:18.880
have to. Really, no,
it's nice if you don't to lose weight.

941
01:20:19.520 --> 01:20:23.279
You don't to lose weight. Here's
what I want to say. When

942
01:20:23.319 --> 01:20:29.159
you hear people say it eats their
muscle, their morons, they don't know

943
01:20:29.199 --> 01:20:32.359
what they're talking about. Let me
explain something. Muscle and fat. Okay,

944
01:20:32.680 --> 01:20:36.720
when you go on a diet,
the reason muscle goes first on any

945
01:20:36.920 --> 01:20:44.840
diet is because it takes more calories
to sustain muscle than it does to sustain

946
01:20:45.079 --> 01:20:49.159
fat. So, in other words, to for muscle to be muscle,

947
01:20:49.600 --> 01:20:56.079
it takes more metabolic energy for muscle
to simply be muscle. For fat to

948
01:20:56.199 --> 01:21:00.560
be fat, it takes a great
amount of metabolic energy. Excuse me,

949
01:21:00.880 --> 01:21:05.159
hardly any metabolic energy. Therefore,
when you go on a diet, the

950
01:21:05.319 --> 01:21:11.840
first thing to sacrifice itself is the
is your muscle. Now, when I

951
01:21:11.920 --> 01:21:15.479
say exercise, it's not to lose
weight. You're gonna lose weight no matter

952
01:21:15.600 --> 01:21:18.800
what you do. But what you
want to do is not lose so much

953
01:21:19.079 --> 01:21:24.840
muscle. And it's better if you
can convert some you know, excuse me,

954
01:21:25.000 --> 01:21:28.439
keep up with your muscle mass is
It is crazy, though, just

955
01:21:28.600 --> 01:21:31.600
the weight loss aspect of it is
going to improve your heart. It's going

956
01:21:31.680 --> 01:21:36.720
to improve so many things about your
body. It's crazy you drop a thirty

957
01:21:36.760 --> 01:21:41.960
your body weight and you're obese.
I mean, honest to God, how

958
01:21:42.039 --> 01:21:44.760
much better off is your heart?
Guys? I mean it's got to be

959
01:21:45.319 --> 01:21:48.560
double is good? Right? Yeah? Yeah, I mean overall it's gonna

960
01:21:48.560 --> 01:21:51.880
help you. They're saying it's having
wonderful health effects for people. Then you're

961
01:21:51.960 --> 01:21:58.560
hearing. You're hearing the but you
always hear and you should the side effects

962
01:21:58.600 --> 01:22:00.640
so you can, Like I said, with any diet, muscle will go,

963
01:22:01.039 --> 01:22:05.399
so you got to exercise. And
also, if you eat junk,

964
01:22:05.920 --> 01:22:11.079
here's the problem. You'll eat less
junk, but you're still eating junk,

965
01:22:11.479 --> 01:22:15.000
So you should clean up your diet
not to lose weight. No matter what,

966
01:22:15.079 --> 01:22:17.239
you're gonna lose weight because you're gonna
be eating less of whatever you were

967
01:22:17.279 --> 01:22:23.359
eating. But still, it's a
great time to learn how to eat problems

968
01:22:23.399 --> 01:22:26.720
because it slows down the digestion.
And on top of that, what that

969
01:22:26.960 --> 01:22:30.439
does in return is makes you feel
full. I mean you don't even want

970
01:22:30.479 --> 01:22:33.359
to eat, correct, Yes,
that's right, that's true. Yeah,

971
01:22:34.279 --> 01:22:40.279
it kills your appetite. It reduces
the cravings for food because your digestive system

972
01:22:40.319 --> 01:22:43.800
is slow down. And what they're
also finding now and is reducing cravings for

973
01:22:43.920 --> 01:22:47.720
other things as well. Hey,
diet drugs like like like cigarettes, alcohol,

974
01:22:48.800 --> 01:22:56.039
any compulsive behaviors. It's alcohol,
smoking, any finding that it's helping

975
01:22:56.159 --> 01:22:59.600
with with that kind of behavior.
That two fifty, though, Doc,

976
01:22:59.720 --> 01:23:02.159
I mean, okay, pull your
skirt up a little here. Do you

977
01:23:02.359 --> 01:23:06.159
charge like an amount when they come
in for the first time more than the

978
01:23:06.239 --> 01:23:09.760
two fifty? What is the two
to fifty a month? Get them?

979
01:23:10.319 --> 01:23:14.439
So we charge two months upfront,
h so that ensures that weird, But

980
01:23:14.560 --> 01:23:16.560
it's four two months, so Mark, it's not an upfront fit. I

981
01:23:16.640 --> 01:23:20.600
got what you get is for for
five for five hundred dollars upfront, you

982
01:23:20.760 --> 01:23:26.199
get three months supply and then at
the end of the three months you pay.

983
01:23:26.840 --> 01:23:29.840
You know, at the third month
you're paying your nether two fifteen.

984
01:23:29.880 --> 01:23:33.000
That's two to fifty a month.
But you get your that include the prescription,

985
01:23:33.199 --> 01:23:36.119
the drug itself and how do you
use it, how to administer it.

986
01:23:36.720 --> 01:23:40.319
It does it explains all that.
So what you do is you you

987
01:23:40.560 --> 01:23:44.560
you you get a package. In
the package contains the drug, three month

988
01:23:44.640 --> 01:23:49.319
supply of the drug, three months
supply of your supplies, which includes your

989
01:23:49.720 --> 01:23:56.399
insulin, needles, alcohol swabs uh
And then also included in that is a

990
01:23:57.760 --> 01:24:00.319
QR code and you click it and
it brings you to a video that explains

991
01:24:00.359 --> 01:24:03.359
exactly how to administer it if you
need help. And there's nothing to it

992
01:24:03.560 --> 01:24:06.920
there and there's nothing to It's a
simple injection and you can always speak whenever

993
01:24:08.000 --> 01:24:11.279
you need to with our patient coordinator
who can walk you through it. So

994
01:24:11.359 --> 01:24:14.399
it includes it includes how to do
it, uh, the and they can

995
01:24:14.479 --> 01:24:17.039
do that. But if you really
structure on how to do it, can

996
01:24:17.079 --> 01:24:19.840
you get a person to person instruction
on how to do it? You can

997
01:24:19.880 --> 01:24:25.239
get a personal person instruction with our
patient coordinator. He can video FaceTime with

998
01:24:25.319 --> 01:24:28.000
you how to do it. You
can even come into our office. And

999
01:24:28.159 --> 01:24:30.800
Okay, so that's what I want
to make clear. It's it's full service.

1000
01:24:30.880 --> 01:24:32.119
Now I got to go to Russ, who's been waiting a while.

1001
01:24:32.279 --> 01:24:38.600
Russ, welcome, what's going on? Russ for taking my call? Yes,

1002
01:24:38.680 --> 01:24:44.800
sir, I'm my daughter is getting
some Windows installed and she got a

1003
01:24:44.880 --> 01:24:51.960
bit from Gravina's and which seems kind
of high. But which Gravenas Gravina's windows

1004
01:24:53.000 --> 01:24:56.319
and doors are on your website?
I believe which? Okay, uh huh

1005
01:24:56.600 --> 01:25:00.600
oh, yeah, which Gravinas.
I don't know that the main number.

1006
01:25:00.960 --> 01:25:02.640
There's two of them. I was
just curious which one. We don't get

1007
01:25:02.680 --> 01:25:05.319
complaints about either one of them,
really, So go ahead, So what

1008
01:25:05.399 --> 01:25:09.479
are you asking about? You say, did you get a second I would

1009
01:25:09.520 --> 01:25:13.319
always get a second bid, There's
nothing wrong with that. Yeah, she

1010
01:25:13.439 --> 01:25:16.239
got a bid from Gravinas and they
said it would be July August before they

1011
01:25:16.319 --> 01:25:18.800
can stole them. And then she
told them, well, I got a

1012
01:25:18.880 --> 01:25:24.560
second bid from Lifetime Windows and Doors. And she goes, well, you

1013
01:25:24.640 --> 01:25:27.319
know it's possibly if we get a
contract, we can probably get it in

1014
01:25:27.399 --> 01:25:30.880
eight to ten weeks. And she
says, well, you know why the

1015
01:25:30.960 --> 01:25:34.039
difference? She goes, well,
we just get a contract up and you

1016
01:25:34.119 --> 01:25:36.680
know, we just get them ordered. Now, hold on a second,

1017
01:25:36.960 --> 01:25:45.840
are you saying Lifetime is also quoting
that Lifetime is actually two hundred dollars cheaper

1018
01:25:45.880 --> 01:25:53.319
than Gravinas for the same type of
windows. Yeah, but when she told

1019
01:25:53.359 --> 01:25:58.000
Gravinas that she got a second bid
from Lifetime, they said, well,

1020
01:25:58.079 --> 01:26:00.039
we can get it done. Quicker. You know, Oh so they said

1021
01:26:00.159 --> 01:26:05.079
July August, and now they're saying, okay, so we're thinking, you

1022
01:26:05.159 --> 01:26:09.119
know, you know why, because
they don't want to lose the business.

1023
01:26:09.199 --> 01:26:13.439
I mean that's called negotiating. So
what is your question, Russ? My

1024
01:26:13.600 --> 01:26:17.159
question is Gravina says they do they
install the windows from the inside out.

1025
01:26:18.000 --> 01:26:23.119
Lifetime says they do it from the
outside in. Is there that much of

1026
01:26:23.159 --> 01:26:27.119
a difference? You know, that's
a good that's a really good question.

1027
01:26:27.439 --> 01:26:33.439
I actually don't know that. But
we're gonna call We're gonna call Genesis Total

1028
01:26:33.520 --> 01:26:40.319
Exteriors and ask them because Mark Schimansky
will will tell us the truth one way

1029
01:26:40.439 --> 01:26:43.279
or the other. He I mean, seriously, he's a great guy.

1030
01:26:43.560 --> 01:26:45.319
Now, I'm not suggesting that you
call him. However, if you do,

1031
01:26:45.520 --> 01:26:49.520
you should get a bid from him
or from K and H Home Solutions.

1032
01:26:49.600 --> 01:26:54.680
They both do windows, and uh, it would be a good idea.

1033
01:26:54.840 --> 01:26:57.800
I mean, listen, the more
information you get, the better.

1034
01:26:58.079 --> 01:27:00.720
Although I'm not telling you Gravinas is
a bad company. I personally would go

1035
01:27:01.399 --> 01:27:05.840
with Gravenas over Lifetime because we know
them and we've known them for so long.

1036
01:27:06.279 --> 01:27:11.159
But Mark, what do you think
do you think, uh, Mark,

1037
01:27:11.359 --> 01:27:15.039
we should ask Mark about the uh
the installation. I think so yeah,

1038
01:27:15.159 --> 01:27:20.359
So let's see if we can get
Genesis on uh yeah, Lifetime says,

1039
01:27:21.439 --> 01:27:25.199
well they do, so they sub
it out. You know, they

1040
01:27:25.239 --> 01:27:29.479
don't have their own employees that Gravinas
does. Right, that's right for sure,

1041
01:27:29.560 --> 01:27:32.479
So don't do that. But hold
on and we'll get you an answer

1042
01:27:32.680 --> 01:27:36.880
or a third opinion three oh three
seven to one, three eight two five

1043
01:27:38.039 --> 01:27:46.640
fives. Go with a sure thing
Denver's Best roofer Excel Roofing dot com.

1044
01:27:46.840 --> 01:27:54.600
You don't pay a cent until you're
content. Time for an insurance check up

1045
01:27:54.720 --> 01:27:59.039
free, no obligation. In comparison, call Compass Insurance paying too much your

1046
01:27:59.119 --> 01:28:01.880
coverage? That does of insurance companies
find out now three oh three seven to

1047
01:28:01.960 --> 01:28:05.600
seven to one help. You'll think
you're his only customer when you choose Frank

1048
01:28:05.680 --> 01:28:11.199
durand the real estate Man dot com
to list your home with Remax Alliance three

1049
01:28:11.279 --> 01:28:18.800
oh three nine two zero sixteen twenty
two. Hi, Tom Martino, your

1050
01:28:19.000 --> 01:28:25.279
troubleshooter three o three seven one three
talks seven one three eight two five five.

1051
01:28:25.359 --> 01:28:30.840
Mark Schamansky is with Genesis Tootalexteriors dot
com I love these guys. I've

1052
01:28:30.880 --> 01:28:34.640
known him for so many years.
Now, Mark, I want to ask

1053
01:28:34.680 --> 01:28:40.680
you something on windows. Are are
replacement windows put in from the outside or

1054
01:28:40.760 --> 01:28:45.359
from the inside. We normally we
always do from the outside because I don't

1055
01:28:45.479 --> 01:28:50.560
like doing retrofit where you there's a
fin on every window that goes against the

1056
01:28:50.640 --> 01:28:54.199
wall of your house and the outside
wall of your house, and then you

1057
01:28:54.359 --> 01:28:59.600
waterproof that with a tape, a
waterproof tape that's very sticky, and then

1058
01:28:59.640 --> 01:29:01.840
you put flashing on top of that. It's the best way to install a

1059
01:29:01.880 --> 01:29:04.560
window if you do it from You
could do it on the inside. If

1060
01:29:04.560 --> 01:29:08.520
it's like a really tall you know, you can't get to the outside of

1061
01:29:08.520 --> 01:29:11.159
the house. You can do it
from the inside. You cut those fins

1062
01:29:11.199 --> 01:29:14.119
off and you set it in and
then you screw in from the side.

1063
01:29:14.439 --> 01:29:16.239
But it's not as good as the
insulation. Wait a minute, you cut

1064
01:29:16.319 --> 01:29:20.880
the fins off. Yeah, people, then how do you waterproof it?

1065
01:29:21.039 --> 01:29:25.199
If you? If you and for
those listening, if you think of these

1066
01:29:25.279 --> 01:29:29.520
fins, they're kind of like if
you if you picture a cardboard box and

1067
01:29:29.680 --> 01:29:32.199
you open up all the you know, you open up the flaps. Those

1068
01:29:32.279 --> 01:29:36.520
are the fins basically that that hold
it on the outside of the house.

1069
01:29:36.600 --> 01:29:41.800
But if you cut those off,
mark and you put the window on from

1070
01:29:41.840 --> 01:29:45.079
the inside, are you saying you
screwed from the frame into the side of

1071
01:29:45.159 --> 01:29:49.000
the house. You skate, You
strew from the side of the frame into

1072
01:29:49.079 --> 01:29:53.119
the into the studs, you know, the two by bards around the window,

1073
01:29:53.359 --> 01:29:56.000
and you screw in that way,
and then you should foam it then

1074
01:29:56.600 --> 01:29:59.399
and that'll keep the water from coming
inside the house. But you still have

1075
01:29:59.479 --> 01:30:02.199
to dress outside to make sure water's
not going behind the siding or stucco.

1076
01:30:02.279 --> 01:30:08.680
Or it sounds more work doing it
from the inside. It is. Yeah,

1077
01:30:08.800 --> 01:30:12.000
I mean ninety nine percent of time. We're always in selling. You

1078
01:30:12.079 --> 01:30:15.319
know, we take the outside trim
off and we do it the right way.

1079
01:30:15.399 --> 01:30:18.439
If it's a stucco house, we
cut a band around every window and

1080
01:30:18.520 --> 01:30:23.279
so it's completely water tight before we
you know, button it back up and

1081
01:30:23.359 --> 01:30:26.199
put you know again, put z
flashing at the top of the window to

1082
01:30:26.359 --> 01:30:29.399
yeah, hey, Russ, how
many windows do you have? Russ?

1083
01:30:31.399 --> 01:30:34.119
She has eight, but she's only
going to do four or five windows?

1084
01:30:34.720 --> 01:30:40.119
Okay, is she I need to
know the exact bit four or is it

1085
01:30:40.279 --> 01:30:45.479
four or five. She's going to
do four? How much? Ninety six

1086
01:30:45.560 --> 01:30:50.039
hundred? Okay, I just want
to listen. He he doesn't know who

1087
01:30:50.079 --> 01:30:54.680
we're talking about. I just want
to ask his first blush, what do

1088
01:30:54.760 --> 01:30:58.279
you think? Mark? I know
you it's it's hard to I know you

1089
01:30:58.399 --> 01:31:01.439
guys, it's hard to because you
don't know what they're faced with. But

1090
01:31:01.680 --> 01:31:06.159
ninety six hundred for four windows,
I'm sorry, that sounds like a lot

1091
01:31:06.199 --> 01:31:10.279
of money to me. Mark.
Actually, well, yeah, if it's

1092
01:31:11.479 --> 01:31:14.479
if it is vityal window, yes, hold on, hold on, Mark

1093
01:31:14.600 --> 01:31:17.079
first, go ahead, Mark.
Yeah. If it's a vinyl window,

1094
01:31:17.239 --> 01:31:23.119
yes, that's high. If it's
a wood in tier, that's stained wood.

1095
01:31:23.720 --> 01:31:26.439
And you know, you have to
finish the trim around the inside,

1096
01:31:26.840 --> 01:31:30.279
and Rea, you know, and
you retrim the outside you're getting you know,

1097
01:31:30.399 --> 01:31:33.720
that's that's not too unreasonable. Again, And just what kind of window

1098
01:31:33.720 --> 01:31:38.520
are you putting in? What kind
of window? Russ? Uh? They're

1099
01:31:38.880 --> 01:31:46.479
Infinity by Marvin, are they would? No, that's a fiberglass Yeah,

1100
01:31:46.560 --> 01:31:53.439
fiberglass. Okay, I I don't
know, man, I'm going out on

1101
01:31:53.520 --> 01:31:57.680
a limb here now, but I
will say this, there is efficiency.

1102
01:31:58.039 --> 01:32:00.479
I'm not saying anyone's doing anything.
Okay. I want to make this clear

1103
01:32:00.520 --> 01:32:04.239
when it comes to pricing. But
Mark, the more they do, the

1104
01:32:04.319 --> 01:32:10.039
cheaper they would be, right,
Yeah, because then all of a sudden,

1105
01:32:10.039 --> 01:32:12.640
you have a crew there that's filling
a full day, you know,

1106
01:32:12.840 --> 01:32:15.520
four windows. You know, a
crew gets four to six windows in a

1107
01:32:15.600 --> 01:32:20.760
day typically. What do you think
for those windows? For those fireberglass windows.

1108
01:32:23.840 --> 01:32:27.279
Marvin's a great window. I mean, yeah, it's more expensive,

1109
01:32:29.560 --> 01:32:31.960
but twenty four dollars a window?
Does that sound? What? Is it

1110
01:32:32.199 --> 01:32:38.560
just your gut? I mean again, Marvin's a great window. You know,

1111
01:32:38.800 --> 01:32:43.359
maybe it's a few hundred dollars high
per window, but I don't think

1112
01:32:43.399 --> 01:32:45.279
it's like, oh, you're you
know, you're taking advantage of anybody.

1113
01:32:45.840 --> 01:32:53.279
Okay, Okay, So I would
get another bid no matter what. It's

1114
01:32:53.359 --> 01:32:56.600
not gonna hurt you. And I
would have it done from the outside if

1115
01:32:56.640 --> 01:33:00.279
it was my house, from the
outside end. Yeah, that's what I

1116
01:33:00.319 --> 01:33:05.119
would do, wouldn't you, Mark, Yeah, if you can, that's

1117
01:33:05.159 --> 01:33:09.960
the best way to do it.
Was there a reason? Was there a

1118
01:33:10.119 --> 01:33:14.920
reason the one company told you they
want to do it from the inside.

1119
01:33:16.600 --> 01:33:20.399
No, they Gravinas says, they
just do it from They always they only

1120
01:33:20.479 --> 01:33:24.880
do it from the inside out.
And by the way, it's the Gravinas.

1121
01:33:25.199 --> 01:33:28.319
I want to make clear there's two
different Gravinas. Again, I'm not

1122
01:33:28.439 --> 01:33:30.760
putting one against the other. I'm
just saying they're two different companies. And

1123
01:33:30.960 --> 01:33:34.720
this is not Gravinas of Littleton,
right, this is Gravina's on the on

1124
01:33:35.000 --> 01:33:39.359
referral liss dot com. Right.
You know, I'm not sure she just

1125
01:33:39.479 --> 01:33:42.840
called Gravinas, but I thought they're
a company owned, our family owned,

1126
01:33:42.840 --> 01:33:45.880
and uh, you know they are. But they're two they're two brothers,

1127
01:33:48.199 --> 01:33:55.119
different companies, totally different companies.
Yeah, the owner's daughter came out,

1128
01:33:56.159 --> 01:33:59.600
uh and she I thought, well, she was kind of rude. That's

1129
01:33:59.600 --> 01:34:05.359
why I said, than pushy.
I'm telling you that I looked at some

1130
01:34:05.600 --> 01:34:12.319
pricing software I don't know about what. How do you feel about zach Tomate?

1131
01:34:12.680 --> 01:34:17.399
How do you feel about that?
When it comes to pricing, it's

1132
01:34:17.520 --> 01:34:23.640
low. It's low. That's okay. That's what insurance companies use to determine

1133
01:34:23.640 --> 01:34:27.319
how much. I'm pretty much all
builder grade stuff, right, because we're

1134
01:34:27.359 --> 01:34:32.359
looking their range. Their range is
from it's like ridiculous, it's from five

1135
01:34:32.479 --> 01:34:39.000
hundred to fourteen hundred dollars per window
depending on the number, right, Yeah,

1136
01:34:39.039 --> 01:34:41.279
I mean Zach to me. You
know, we always that's what Matt

1137
01:34:41.399 --> 01:34:43.760
and I do is you know,
they say, oh, this is how

1138
01:34:43.840 --> 01:34:46.199
much it is to do a window
they got damaged by hail, and Exactimate

1139
01:34:46.279 --> 01:34:48.560
says this much. But we say, no, this is what the market

1140
01:34:48.680 --> 01:34:53.319
is and that's things that Matt does. Right, Okay, now listen,

1141
01:34:53.800 --> 01:34:56.680
Like I said, Mark didn't look
at this yet. K and H Home

1142
01:34:56.760 --> 01:34:59.880
Solutions didn't look at this yet.
By the way, Genesis Total Exteriors Dot,

1143
01:35:00.359 --> 01:35:01.920
thank you very much. Mark three
oh three six seven nine eight five

1144
01:35:02.000 --> 01:35:05.279
zero nine. But I'm gonna tell
you some RUSS bottom line. If this

1145
01:35:05.479 --> 01:35:09.039
was my house, I wouldn't pay
that much. I'm sorry, I'm going

1146
01:35:09.079 --> 01:35:12.359
to tell you the truth. I
would not do it. Nope, I

1147
01:35:12.399 --> 01:35:15.479
would go to a I would go
and get other bids. I think that

1148
01:35:15.600 --> 01:35:18.800
if those are your bids, I
think that is outrageous. That is my

1149
01:35:19.039 --> 01:35:24.439
opinion only, Mark, what do
you think. I don't think it's I'm

1150
01:35:24.479 --> 01:35:27.319
going off with what Shamanski just said. He said it might be a couple

1151
01:35:27.520 --> 01:35:30.840
hundred bucks high. But yeah,
but I don't think work. But I

1152
01:35:30.000 --> 01:35:33.960
think okay, but if Mark takes
a look at it, we'll see.

1153
01:35:34.039 --> 01:35:39.119
Now maybe because they're only doing four
and you have to mobilize for all of

1154
01:35:39.239 --> 01:35:42.960
that, that could be a factor. That could be a factor. We

1155
01:35:43.119 --> 01:35:46.279
have more coming up on the Troubleshooter
Show. Probidenergy dot com, speaking of

1156
01:35:46.359 --> 01:35:51.000
home improvens will do your solar.
They have some systems for twenty one grand

1157
01:35:51.079 --> 01:35:55.600
for most houses with battery backup after
credits. That's what it costs you.

1158
01:35:56.079 --> 01:36:06.359
Probidenergy dot com. Go with a
sure thing Denver's Best roofer Excel Roofing dot

1159
01:36:06.479 --> 01:36:14.119
Com. You don't pay a cent
until you're content. Time for an insurance

1160
01:36:14.239 --> 01:36:18.520
check up free, no obligation comparison
call Compass Insurance paying too much your coverage

1161
01:36:18.560 --> 01:36:23.399
at dozens of insurance companies find out
now three oh three seven seven to one

1162
01:36:23.520 --> 01:36:27.199
help. You'll think you're his only
customer when you choose Frank durand the real

1163
01:36:27.279 --> 01:36:30.800
estate Man dot com to list your
home with Remax Alliance three oh three nine

1164
01:36:30.840 --> 01:36:45.079
two zero sixteen twenty two. Hi
Tom Martino, your troubleshooter three oh three

1165
01:36:45.800 --> 01:36:50.079
seven one three talks seven one three
eight two five five. All right,

1166
01:36:50.279 --> 01:36:56.760
so let's see who a we're gonna
take here. We we have open lines,

1167
01:36:57.399 --> 01:37:00.560
so get right in three oh three
seven one three tog three oh three

1168
01:37:00.680 --> 01:37:04.520
seven one three eight two five five. Now, at the risk of again

1169
01:37:04.640 --> 01:37:10.800
pissing people off and people telling me
that I'm full of crap, there is

1170
01:37:10.920 --> 01:37:17.479
a house bill under consideration. Another
one now that I'm not sure what stage

1171
01:37:17.560 --> 01:37:24.199
it's in right now, but this
house bill. Look it up. It's

1172
01:37:24.439 --> 01:37:28.600
house built twenty four. And by
the way, when they say house built

1173
01:37:28.600 --> 01:37:31.680
twenty two, twenty three, twenty
four, that means the legislative year that

1174
01:37:31.800 --> 01:37:35.960
the bill is introduced. And it's
house built twenty four Dash eleven fifty two

1175
01:37:38.439 --> 01:37:43.920
twenty four Dash eleven fifty two.
Tell me what you find with that,

1176
01:37:44.520 --> 01:37:51.680
because I think it's going to have
significant impact on what we do here.

1177
01:37:54.079 --> 01:37:57.880
As far as housing. Now,
I don't know where it's at right now

1178
01:37:57.960 --> 01:38:03.119
as far as it was introduced,
but what it says in essence. In

1179
01:38:03.319 --> 01:38:13.039
essence, let's just say this that
I believe they're called auxiliary housing units or

1180
01:38:13.079 --> 01:38:16.039
something, or there might be another
term for it, but they're going to

1181
01:38:16.239 --> 01:38:27.920
make it so building departments and zoning
departments cannot turn down additional housing. They

1182
01:38:28.039 --> 01:38:36.199
can't turn down additional housing. This
is for it's called house built twenty four

1183
01:38:39.079 --> 01:38:45.960
eleven fifty two. And this is
what it means that if you can fit

1184
01:38:46.600 --> 01:38:54.039
a unit on your property, on
an auxiliary housing unit or what is it

1185
01:38:54.119 --> 01:39:00.800
called domestic it's ADU, that's what
it is. Construct an ADU auxiliary domestic

1186
01:39:00.960 --> 01:39:06.119
unit or something. If you can
put one on your on your lot with

1187
01:39:06.359 --> 01:39:13.520
very few restrictions, if you can
squeeze one in there, they must allow

1188
01:39:13.600 --> 01:39:17.800
you to build it. And then
it's hard to believe. Well, look

1189
01:39:17.960 --> 01:39:24.600
look up the bill. Look up
the bill, and it basically says jurisdictions

1190
01:39:25.199 --> 01:39:33.279
with the stipulations of a thousand or
more must subject to an administrative approval process

1191
01:39:33.520 --> 01:39:39.359
one accessory dwelling unit. That's what
it stands for, assessory dwelling unit,

1192
01:39:40.560 --> 01:39:45.800
you know, one in addition to
the single family unit already there. So

1193
01:39:47.319 --> 01:39:54.760
the bill would prohibit jurisdictions from enacting
or enforcing local laws to restrict it.

1194
01:39:56.439 --> 01:40:01.760
So the local zoning now and building
could not re strict an additional unit on

1195
01:40:02.039 --> 01:40:06.560
the property if of course it can
fit. But we're talking about mini houses

1196
01:40:06.600 --> 01:40:12.359
too, so what and again I'm
not reading this whole bill. But if

1197
01:40:12.399 --> 01:40:16.800
you go into the bill, it
defines an accelery dwelling unit for purposes of

1198
01:40:16.880 --> 01:40:19.920
this bill. I'm not trying to
exaggerate this bill. I'm just telling you

1199
01:40:20.000 --> 01:40:25.720
it's coming up and you should read
about it because if this becomes law,

1200
01:40:27.000 --> 01:40:33.840
they will say accessory dwelling units generate
rental income to help homeowners cover mortgage payments

1201
01:40:33.880 --> 01:40:36.960
and other costs. I'm reading right
from the bill, which can be an

1202
01:40:36.960 --> 01:40:45.319
important plus an axiliary accessory. Excuse
me, dwelling unit provides family. If

1203
01:40:45.359 --> 01:40:50.119
I live in Highlands ranch and have
whatever, I can build another house as

1204
01:40:50.159 --> 01:40:53.760
long as I have room for it. Yes, oh no, no,

1205
01:40:53.880 --> 01:40:58.399
if this becomes law, now,
obviously I want to tell you this law

1206
01:40:58.520 --> 01:41:01.159
is many, many many pages.
Read it because in essence, it's saying

1207
01:41:01.760 --> 01:41:08.800
they they they're certain restrictions. Okay, you have to you can't charge too

1208
01:41:08.880 --> 01:41:13.600
much rent you have to or it
has to be I mean, can you

1209
01:41:13.680 --> 01:41:17.000
put your mother in law there?
You have to rent it out. I'm

1210
01:41:17.039 --> 01:41:19.640
trying to read while I'm on the
air. You don't have I don't think

1211
01:41:19.680 --> 01:41:23.560
you have to rent it out.
Mark, I'm not sure, but why

1212
01:41:23.560 --> 01:41:26.359
don't you look it up? It's
I'm not so sure I discribe it.

1213
01:41:26.359 --> 01:41:30.000
And what's wrong with that. I'm
not saying. I'm not saying anything wrong.

1214
01:41:30.119 --> 01:41:34.199
I'm saying it's HB twenty four eleven
fifteen. HOA would have nothing to

1215
01:41:34.279 --> 01:41:39.640
say about it, That's right,
that's kind of odd. Yeah, and

1216
01:41:39.840 --> 01:41:45.000
neither would covetence. It's it would
supersede everything it And here's what it says.

1217
01:41:45.840 --> 01:41:50.840
If the name of the bill for
the working title concerning increasing the number

1218
01:41:50.960 --> 01:41:59.000
of accessory dwelling units, and so
this is what it says. The bill

1219
01:41:59.159 --> 01:42:03.960
creates a series the reason of requirements
related to accessory dwelling units. It establishes

1220
01:42:04.199 --> 01:42:13.880
unique requirements for jurisdictions for qualifying as
an accessory dwelling unit, and also establishes

1221
01:42:14.000 --> 01:42:23.239
safety or approval process where they can't
be turned down by local hoa's covenants or

1222
01:42:23.439 --> 01:42:28.720
building departments or zoning departments. Okay, so it supersedes all of that,

1223
01:42:28.960 --> 01:42:33.079
and it basically says that you will
be able to build these on your property

1224
01:42:33.119 --> 01:42:38.560
and rent them out. I like
it. I mean, I can't believe

1225
01:42:38.600 --> 01:42:42.920
I agree with something our legislatures.
Well, I mean, I don't know

1226
01:42:42.960 --> 01:42:45.520
if I do or not, because
I don't. I don't understand it enough.

1227
01:42:45.760 --> 01:42:48.520
Right, Well, you could build
another house and have you know,

1228
01:42:48.640 --> 01:42:53.159
but obviously yest house is how I
look at it. Yeah, it's going

1229
01:42:53.239 --> 01:42:57.199
to be Yeah, that's right.
But I think I think the reason they

1230
01:42:57.279 --> 01:43:00.039
want you to build it is to
rent it out. I think my first

1231
01:43:00.159 --> 01:43:03.119
blush of this bill. But as
I said, if you want to,

1232
01:43:03.439 --> 01:43:06.119
if you guys want to, everyone
listening, if you want to look it

1233
01:43:06.239 --> 01:43:11.039
up, let me know, because
this was just emailed to me earlier this

1234
01:43:11.239 --> 01:43:15.479
morning and it's HB twenty four DASH
eleven fifty two. I haven't tracked it

1235
01:43:15.600 --> 01:43:19.640
yet to see where it stands,
okay, but if you do, there

1236
01:43:19.720 --> 01:43:24.680
are bill trackings you can go to
to see where it stands. But I

1237
01:43:24.840 --> 01:43:29.640
think that the intent is probably good, as all of them are. I'm

1238
01:43:29.680 --> 01:43:33.079
reading about it on the coloradosun dot
com. Here's something interesting. It says,

1239
01:43:34.000 --> 01:43:36.239
you know, hold on mark,
we'll come right back. Hang on

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nine two zero sixteen twenty two No
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I'm twenty five north and south bound, showing highway speeds through town northeast

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through Commerce City I seventy eastbound and
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Vasquez I seventy east and westbound,
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on the south end of town C
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to Santa Fe is closed for ongoing
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pinpoint weather partly cloudy sky's high sixty
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for the spring weather over and I
low thirty three Tomorrow, high sixty three

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with cloudy skies. The current aperature
in Denver's fifty seven degrees With your impact

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traffic and weather Mark Swan six thirty
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not one based on anyone else.
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or you think you could be injured
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I'm a big believer on contacting a
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you're going to get phone calls from
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1265
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and yours, and what you say
to those insurance companies mean something. So

1266
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I always recommend talking to an attorney, not suing talking to an attorney.

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want to hire him. And he
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which is a percentage fee, and
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number that you can call her texts
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the iHeartRadio app or wherever you get
your podcasts. Mornings at six The Situation

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with Michael Brown with the anniversary of
the COVID shutdown. Jared Polos all to

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be on Congress's subpoena list to explain
COVID nursing home desks in this state.

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Join me on Tuesday six oh five. Go with a sure thing Denver's best

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roofer Excel Roofing dot com. You
don't pay a cent until you're content.

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Time for an insurance checkup free no
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your coverage at dozens of insurance companies
find out now three O three seven to

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seven one help. You'll think you're
his only customer when you choose Frank durand

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the real estate Man dot com to
list your home with Remax Alliance three all

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three nine two zero sixteen twenty two. Hi Tom Martino, your troubleshooter at

1340
01:51:16.079 --> 01:51:20.239
three all three seven on three Talk
seven on three eight two five five.

1341
01:51:21.039 --> 01:51:24.800
All right, someone wants to know
and I'll get to the phones here we

1342
01:51:24.880 --> 01:51:28.000
have Okay, Greg has a comment. Go ahead, Greg on that real

1343
01:51:28.119 --> 01:51:31.800
estate bill. Go ahead? Yeah, So Tom, there's two real estate

1344
01:51:31.880 --> 01:51:36.760
bills. There's the one you've mentioned
that allows for all of this additional building,

1345
01:51:36.880 --> 01:51:42.359
the successory building, and there's another
one that won't allow non renewal of

1346
01:51:42.479 --> 01:51:47.720
leases except for extraordinary circumstances like you. I highlighted that one already earlier in

1347
01:51:47.760 --> 01:51:54.279
the show. Yeah, so so
those two in conjunction. Let's think about

1348
01:51:54.279 --> 01:51:59.720
this. So you go into a
typical suburb built between nineteen forty and nineteen

1349
01:51:59.800 --> 01:52:03.079
nine in Denver and Lake Lid Orvetta
or Littleton, and now we're gonna double

1350
01:52:03.239 --> 01:52:09.800
the number of cars without requiring off
street parking. So the streets are going

1351
01:52:09.840 --> 01:52:14.800
to be jam packed, the through
ways aren't designed to carry that much traffic.

1352
01:52:15.560 --> 01:52:17.800
And then people are going to move
in and they'll never be able to

1353
01:52:17.880 --> 01:52:21.680
be evicted. I just think this
is a terrible Well they can be for

1354
01:52:21.840 --> 01:52:27.279
non payment and they listen. I
did an article what if they don't like

1355
01:52:27.439 --> 01:52:30.119
what if they don't like him because
they're noisty, That won't qualify. It

1356
01:52:30.199 --> 01:52:38.399
won't qualify unless it's truly egregious,
if they're if they're breaking criminals. Yeah,

1357
01:52:38.520 --> 01:52:41.920
but here's the difference. And Greg, I understand what you're saying I

1358
01:52:41.960 --> 01:52:45.560
did an article on this and I
had Brandon Siglian on the show about it.

1359
01:52:45.920 --> 01:52:48.640
You're right, it's going that you
have to prove you have just cause.

1360
01:52:48.800 --> 01:52:51.800
Yeah, but the governor once again, he mixed it last year.

1361
01:52:51.920 --> 01:52:57.399
Why would he do it? I
don't think he's changed his mind. It's

1362
01:52:57.479 --> 01:53:02.239
possible, even even if you're only
looking at the at the successory housing that's

1363
01:53:02.279 --> 01:53:08.840
gonna that could potentially double the amount
of traffic in these neighbors. They weren't

1364
01:53:08.840 --> 01:53:12.359
designed for its them. Do they
have the bills that the government's going to

1365
01:53:12.399 --> 01:53:14.680
pay for all the road improvements they're
gonna have to be done. I don't

1366
01:53:14.720 --> 01:53:16.239
think so. Greg. Thank you, Josh. If you can hang on,

1367
01:53:16.359 --> 01:53:19.079
I'll take you after the break.
This is a hot topic. There

1368
01:53:19.119 --> 01:53:25.600
are a lot of bills being introduced
to address this housing issue in Stay tuned

1369
01:53:25.640 --> 01:53:35.720
on the Troubleshooter Show. Go with
a sure Thing Denver's Best Roofer Excel Roofing

1370
01:53:35.840 --> 01:53:43.319
dot com. You don't pay a
cent until you're content. Time for an

1371
01:53:43.359 --> 01:53:48.319
insurance checkup free no obligation comparison call
Compass Insurance paying too much your coverage at

1372
01:53:48.359 --> 01:53:53.399
dozens of insurance companies find out now
three oh three seven seven to one help.

1373
01:53:53.600 --> 01:53:57.119
You'll think you're his only customer when
you choose Frank durand the real estate

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01:53:57.199 --> 01:54:00.640
man dot com to list your home
with Remax Lions three all three nine two

1375
01:54:00.720 --> 01:54:13.399
zero sixteen twenty two. Yeah,
Ripped News didn't need advice, so you

1376
01:54:13.560 --> 01:54:20.159
don't have come run into Just as
fast as we can, Shooter's gonna help

1377
01:54:20.479 --> 01:54:28.760
come Man Dix is the Troubleshooter Show. Now, Tom Martino, Hi,

1378
01:54:29.039 --> 01:54:33.239
Tom Martino Here three oh three seven
one three talk three oh three seven one

1379
01:54:33.319 --> 01:54:38.239
three eight two five five. Welcome
to the show. Here to help you

1380
01:54:39.319 --> 01:54:43.600
in any way. We can solve
problems, answer questions, and take complaints.

1381
01:54:43.680 --> 01:54:46.640
So let's go to the phones and
see what's on your mind today.

1382
01:54:47.600 --> 01:54:53.279
We are here to help you.
Now. One thing that uh, we've

1383
01:54:53.319 --> 01:55:00.119
been talking about our new laws in
Colorado new legislation. I'm sorry, I'm

1384
01:55:00.159 --> 01:55:06.119
sorry. Absolutely new bills. And
here's what they seem to be doing.

1385
01:55:06.479 --> 01:55:12.640
They're aiming toward housing stability and housing
availability. If you had to sum them

1386
01:55:12.720 --> 01:55:18.520
up, one is to unlimit the
number of well to do away with limits

1387
01:55:18.560 --> 01:55:24.159
of the number of unrelated people living
in a household. The other is to

1388
01:55:24.279 --> 01:55:31.359
basically have to make leases renewed unless
you have a just cause, you must

1389
01:55:31.399 --> 01:55:38.319
renew leases even month to month.
And the other one is, let's see,

1390
01:55:38.880 --> 01:55:41.960
I really don't see Polish signing off
anything. And the other one is

1391
01:55:42.039 --> 01:55:48.119
auxiliary housing units or whatever, having
those extra housing units as they call them,

1392
01:55:48.600 --> 01:55:57.600
and they're accessory dwelling units on property. You can't restrict those for communities

1393
01:55:57.880 --> 01:56:01.560
of a thousand population or more.
Now, which ones do you think Polus

1394
01:56:01.600 --> 01:56:04.520
would turn down? All of them? Yeah? I can't imagine they're going

1395
01:56:04.560 --> 01:56:09.199
to let eight hundred people live in
a single family dwelling. No, of

1396
01:56:09.279 --> 01:56:15.520
course, I can't imagine they're going
to allow someone to build another house like

1397
01:56:15.840 --> 01:56:19.079
right behind their house when their backyard
is so tiny. In Denver, and

1398
01:56:19.319 --> 01:56:23.680
like that guy said, where will
these people park? How about driveways?

1399
01:56:23.720 --> 01:56:28.920
How about I mean there's a million
different conversations there. I'd love to see

1400
01:56:29.439 --> 01:56:31.479
what Cherry Hills has to say about
it. In Greenwood Village. Wa,

1401
01:56:31.520 --> 01:56:34.800
Wait, people, those places are
always exempt though. That's that's the whole

1402
01:56:34.840 --> 01:56:39.479
thing we know that would they be
exempt? Mark? Why would Because there's

1403
01:56:39.600 --> 01:56:44.119
enough money there, they're going to
be exempt. That's why they won't be

1404
01:56:44.279 --> 01:56:46.840
exempt. Okay, yeah, okay, okay, right across from my heart

1405
01:56:46.880 --> 01:56:51.680
over here, the you know,
fifteen to twenty million dollar homes are not

1406
01:56:51.800 --> 01:56:56.319
going to be exempt from this stuff. I totally disagree. Well, they're

1407
01:56:56.359 --> 01:56:59.159
not saying you have to build there, but what they're saying is if you

1408
01:56:59.279 --> 01:57:02.840
want to, they can can't restrict
you. So Cherry Hills Village that the

1409
01:57:03.520 --> 01:57:09.239
council, which are very strict,
they are they less than a thousand people

1410
01:57:10.800 --> 01:57:13.399
Cherry Hills Village. No, no, no, they're more than a thousand.

1411
01:57:13.399 --> 01:57:15.159
Okay, I mean I don't know. I'm saying I don't know either.

1412
01:57:15.800 --> 01:57:20.640
Josh, what is your comment on
these bill current bills? So my

1413
01:57:20.800 --> 01:57:25.199
comment was, this isn't real estate
related, but look up house built twenty

1414
01:57:25.279 --> 01:57:32.520
four Dash ten thirty nine. It's
a new bill requiring teachers and school districts

1415
01:57:33.520 --> 01:57:40.319
to refer to your children by their
preferred gender name without telling the parents,

1416
01:57:40.359 --> 01:57:45.880
and if they don't, it's considered
discriminatory in nature. That's stupid. That's

1417
01:57:46.039 --> 01:57:53.000
just concerning legal name changes for students. It says in school. So basically,

1418
01:57:53.399 --> 01:57:56.399
if a student comes to the teacher
and says, my name is so

1419
01:57:56.520 --> 01:57:58.680
and so, but I want to
be referred to by so and so,

1420
01:57:59.159 --> 01:58:05.199
You're right, is required by law
requires public schools and charter schools to use

1421
01:58:05.279 --> 01:58:11.239
a student's preferred name if it's requested
by the students. You know what I

1422
01:58:11.359 --> 01:58:15.479
do, I'd say my preferred name
is I'm the king. So she would

1423
01:58:15.600 --> 01:58:17.800
have to say I'm the king to
me all the time. Well, Mark,

1424
01:58:17.840 --> 01:58:20.800
when people used to ask me for
my preferred pronoun I used to say,

1425
01:58:20.840 --> 01:58:25.960
your majesty, that exactly. And
and but here's the thing. Deems

1426
01:58:26.000 --> 01:58:30.720
the school refusal to use a student's
preferred name as a form of discrimination.

1427
01:58:33.319 --> 01:58:42.760
And it says use huh without informing
the parents. So you first or second

1428
01:58:42.840 --> 01:58:45.279
grader, that's what the teachers have
to do, and they're going to be

1429
01:58:45.359 --> 01:58:48.119
required by a low to do it, and they don't need to tell the

1430
01:58:48.199 --> 01:58:53.520
parents that such refusal. And too's
refusal to use the student's preferred name in

1431
01:58:53.640 --> 01:59:00.560
school during extracurricular activities, on rosters
and lists and yearbooks. Who are these

1432
01:59:00.680 --> 01:59:02.439
morons it? Well, I'm not
wait to make it. I'm not seeing

1433
01:59:02.479 --> 01:59:06.319
where you don't have to tell the
parents. Oh wait, wait, it

1434
01:59:06.479 --> 01:59:13.399
says it says here preferred name to
be used without requiring the student to obtain

1435
01:59:13.439 --> 01:59:17.319
a court ordered name or gender change, or to change the student's official records,

1436
01:59:18.680 --> 01:59:23.920
so they you can't demand that it
be done legally. All it all

1437
01:59:24.039 --> 01:59:28.199
it takes is a student's request.
My god, we could do a whole

1438
01:59:28.279 --> 01:59:30.439
show on crazy. I like rock
Star. I'd go buy rock Star.

1439
01:59:32.039 --> 01:59:38.079
Imagine what high school students are going
to want to be called. But here's

1440
01:59:38.119 --> 01:59:43.640
what I want to know that.
But who where does this say? Parents

1441
01:59:43.680 --> 01:59:46.560
aren't involved? I mean I don't
I don't understand. If a parent says

1442
01:59:46.600 --> 01:59:49.000
I don't want my kid known as
that, and the kid wants to be

1443
01:59:49.079 --> 01:59:54.119
known as that, then hoop trumps. Oh wait wait, procedures related to

1444
01:59:54.239 --> 01:59:59.319
parental notification is on here, but
I don't know. I got I'd have

1445
01:59:59.479 --> 02:00:01.079
to read it while we're on the
air here. But this is crazy,

1446
02:00:01.199 --> 02:00:06.119
Yeah, this is crazy. It's
a I mean crazy. Who votes for

1447
02:00:06.239 --> 02:00:11.520
these people that introduce these bills?
I mean, who are these morons that

1448
02:00:11.800 --> 02:00:15.359
just keep voting for these people?
I swear to God, I don't meet

1449
02:00:15.439 --> 02:00:19.239
any of them anytime. Is this
still alive? Is this it just cook

1450
02:00:19.319 --> 02:00:24.880
on the Democratic? Uh? Can
they monk? You know that? I'm

1451
02:00:24.920 --> 02:00:27.840
telling you, man, I run
into people all the time. I don't

1452
02:00:27.920 --> 02:00:30.840
run into wackos. I don't know
how all these wackos showed up in Colorado.

1453
02:00:33.119 --> 02:00:38.039
Well, okay, honestly, God, is it just the circle we

1454
02:00:38.199 --> 02:00:41.399
run in or what? Tom?
Honestly? Yeah, you've been at parties

1455
02:00:41.439 --> 02:00:45.439
at my house with fifty sixty people. Do you ever meet anybody that has

1456
02:00:45.520 --> 02:00:48.239
any kind of wacko ideas? Like
Marsco? So you tend to have the

1457
02:00:48.319 --> 02:00:53.279
same, you know, I mean
people always flock together with people of like

1458
02:00:53.399 --> 02:00:58.039
mind, usually that their right minds
wants kids to be able to come up

1459
02:00:58.119 --> 02:01:01.000
with whatever name they want to.
Teachers must call them like, you know,

1460
02:01:01.279 --> 02:01:06.600
dick, crap, stupid bah.
I mean, this is pretty clear

1461
02:01:06.680 --> 02:01:11.079
cut what this guy said. But
I don't see anything here about parents.

1462
02:01:12.199 --> 02:01:15.600
I don't I'm trying to read while
we're on there. But it was sponsored

1463
02:01:15.640 --> 02:01:21.760
by you want to know who sponsored
it? Some Deman Bhil Brianna ttone Faith

1464
02:01:21.880 --> 02:01:30.399
Winter, three or three Democrat primary
sponsors. God, I can't wait till

1465
02:01:30.399 --> 02:01:32.479
this state goes back a little red. I mean, I like purple,

1466
02:01:32.600 --> 02:01:36.920
but my god, we are going
so far there's gonna be no coming back.

1467
02:01:38.079 --> 02:01:41.720
Miss Purple of Blend is that what
they call purple the blend. Yeah,

1468
02:01:41.800 --> 02:01:45.119
well we're not purple. Oh,
we're not even close to purple.

1469
02:01:45.239 --> 02:01:48.359
Man, we're not even baby blue. I don't want to I don't want

1470
02:01:48.359 --> 02:01:54.960
to see already either. I don't
want to see all of anything. But

1471
02:01:55.159 --> 02:01:59.800
we're heavily. I mean, that's
a spill that twenty four dash ten to

1472
02:02:00.359 --> 02:02:02.399
that's the dumbest thing I've been thirty
nine. Well, whatever it is.

1473
02:02:04.279 --> 02:02:08.880
No, this is crazy. I
mean, it really is in my opinion,

1474
02:02:09.039 --> 02:02:15.560
But who knows. Listen, it's
gonna whatever people want, you know,

1475
02:02:15.640 --> 02:02:19.439
if the people want it, I
guess it'll be done. I think

1476
02:02:19.520 --> 02:02:25.319
people just show up and they vote
whatever they've been told by their parents or

1477
02:02:25.439 --> 02:02:30.720
whoever gave them five bucks. You
know, it just all depends. Twenty

1478
02:02:30.800 --> 02:02:33.399
four to one thousand and seven.
Did you find that one on your own

1479
02:02:33.479 --> 02:02:39.640
mark? About unrelated parties? Oh? Yeah, I don't even remember where

1480
02:02:39.680 --> 02:02:44.000
I saw it. That's crazy.
They want to stop any limit. That's

1481
02:02:44.039 --> 02:02:47.439
what it says. They want to
stop government from limiting the amount of non

1482
02:02:47.560 --> 02:02:51.039
related parties that can live in the
same house. Now, okay, can

1483
02:02:51.079 --> 02:02:57.840
you say flophouse with me? But
yeah, don't I don't know where that's

1484
02:02:57.880 --> 02:03:00.319
going to go. I mean,
you know, people have to people do

1485
02:03:00.520 --> 02:03:05.560
have to be accountable to their district. But I'd like to know what people

1486
02:03:05.640 --> 02:03:13.640
think about these. Go ahead,
Jim, what is your comment the seven

1487
02:03:13.720 --> 02:03:15.840
one that you just talked about.
I don't know if you're aware of it

1488
02:03:16.000 --> 02:03:19.079
or not, but the city of
Four Columns tried, along with a bunch

1489
02:03:19.119 --> 02:03:24.479
of other things. They were really
trying to increase density is what they're after.

1490
02:03:24.640 --> 02:03:30.359
But they tried to pass new ordnance
that basically was really increasing density,

1491
02:03:30.920 --> 02:03:38.079
and twice the citizens have got together
with petitions to stop it. That's happened

1492
02:03:38.119 --> 02:03:40.800
twice. Now it's the only time
in the city. I believe it's only

1493
02:03:40.880 --> 02:03:45.760
time in the history of four Collins
that that's happened. But also you were

1494
02:03:45.880 --> 02:03:49.600
just talking about I don't know if
you're familiar with Bill HB Twenty four,

1495
02:03:49.800 --> 02:03:54.359
thirteen oh four. Now you're just
going to keep I'm just going to keep

1496
02:03:54.399 --> 02:03:58.880
getting pissed off here. Now,
what's that one? No limit? You

1497
02:03:58.960 --> 02:04:02.960
can't put your restrict on the on
parking? In other words, you know

1498
02:04:03.199 --> 02:04:06.039
you got ady yter that somebody puts
in their backyard. You don't have to

1499
02:04:06.119 --> 02:04:12.239
have a parking space for it,
and Fort Collins was only requiring one parking

1500
02:04:12.279 --> 02:04:15.039
space. So if you got a
two or three bedroom in the unit back

1501
02:04:15.079 --> 02:04:16.319
there that you're around now, and
you got two or three people living in,

1502
02:04:16.479 --> 02:04:19.079
where are they all going to park
in front of somebody else's house?

1503
02:04:23.000 --> 02:04:26.640
Another one? But these I mean, where are these bills as far as

1504
02:04:27.079 --> 02:04:30.279
approvals and people in favor of or
whatever? Yeah, it's just a wish

1505
02:04:30.439 --> 02:04:35.880
list right now. The parking thing, the parking thing is not an issue.

1506
02:04:36.680 --> 02:04:41.079
They'll just give out a cigre you
put on your windshield that has a

1507
02:04:41.159 --> 02:04:45.279
permit, and it'll be one or
two permits per household. So people won't

1508
02:04:45.319 --> 02:04:47.800
be able just to park in discriminately. I mean when I was living in

1509
02:04:48.159 --> 02:04:54.600
Washington in DC, that's what they
did. This loss as the city can't

1510
02:04:54.600 --> 02:04:58.880
restrict anything as far as parking.
Go read it, go look it up.

1511
02:04:59.720 --> 02:05:02.079
Oh I believe you, man,
I mean it's insane. Boy,

1512
02:05:02.159 --> 02:05:05.119
all right, I want to take
Monty, Monty, Monty. What's going

1513
02:05:05.159 --> 02:05:14.880
on? Monty? Okay, hold
on, we'll come right back to Monty

1514
02:05:15.000 --> 02:05:25.039
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1515
02:05:25.159 --> 02:05:30.800
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1516
02:05:30.920 --> 02:05:36.760
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1517
02:05:36.800 --> 02:05:41.439
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1518
02:05:41.640 --> 02:05:45.159
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you choose Frank durand the real estate

1519
02:05:45.239 --> 02:05:48.920
man dot com to list your home
with Remax Alliance three three nine two zero

1520
02:05:49.079 --> 02:06:01.319
sixteen twenty two. Hi Tom Martino, your troubleshooter. Now, Don I

1521
02:06:01.399 --> 02:06:04.279
want to take Don's comment because there's
commenting on laws. I'll go right to

1522
02:06:04.359 --> 02:06:08.479
Marty. Go ahead, Don,
what's going on? I think it was

1523
02:06:08.600 --> 02:06:12.640
Mark? Hi, Hi Thomas.
I think with Mark who mentioned who's voting

1524
02:06:12.760 --> 02:06:16.359
for this? And I like to
relate a story. There was a podcast

1525
02:06:16.439 --> 02:06:21.439
that I heard about four or five
years ago and the podcast the guy's running

1526
02:06:21.479 --> 02:06:27.079
the podcast was interviewing a reporter from
Sweden, and this is when Sweden was

1527
02:06:27.119 --> 02:06:30.159
starting to go through a lot of
its problems that is probably pretty obvious today.

1528
02:06:31.000 --> 02:06:35.720
And the podcasts are asked, why
why are people who voted for this

1529
02:06:35.920 --> 02:06:41.479
wherever you've accepting this? And reporters
said something really interesting. He said that

1530
02:06:41.680 --> 02:06:46.359
most of these people who support these
policies living predominantly Swedish areas and the craziness

1531
02:06:46.399 --> 02:06:51.000
doesn't affect them. Now four or
five years later, it is starting to

1532
02:06:51.079 --> 02:06:57.119
affect him. Yeah, well that's
interesting. But we know just by looking

1533
02:06:57.159 --> 02:07:00.640
at how people vote in the state
of Colorado. Basically the Denver metro is

1534
02:07:00.800 --> 02:07:04.880
blue and the rest of the state
is deep red. So we do know

1535
02:07:05.000 --> 02:07:11.279
who's voting. But I don't understand
why someone would vote to hurt their own

1536
02:07:11.439 --> 02:07:15.039
economic impact. That's the part that
just baffles me. I just don't get

1537
02:07:15.079 --> 02:07:21.359
it. Or what about where there's
no impact on the economy, but like

1538
02:07:21.479 --> 02:07:26.640
the preferred names, where kids get
to have their preferred names, Yeah,

1539
02:07:27.039 --> 02:07:30.199
it's wild. I mean it's like
they just have nothing to do, Like

1540
02:07:30.319 --> 02:07:33.800
there's not any real problems going on, So let's make sure kids can choose

1541
02:07:33.840 --> 02:07:38.680
their own name. And it's that
you must call them that mark. That's

1542
02:07:39.159 --> 02:07:44.800
mainly aimed for kids that are identifying
differently than they're assigned gender or they're assigned

1543
02:07:44.920 --> 02:07:46.800
names or whatever. I mean,
once again, my name would be rock

1544
02:07:46.880 --> 02:07:53.760
Star anyway, Marty, what is
going on now? I can't find Marty's

1545
02:07:53.840 --> 02:07:57.479
call, but he was working with
doc, Doc, what was this problem?

1546
02:07:57.560 --> 02:08:03.920
How long ago was it? Okay? Once again, we're having problems

1547
02:08:03.039 --> 02:08:07.279
here button there, doc. Oh
Tom, Marty is the in law of

1548
02:08:07.479 --> 02:08:13.119
John Kovac, who the call was
under. So look for John Kovak okay

1549
02:08:13.359 --> 02:08:16.640
and tell me what's going on.
We have to do with a Nissan car

1550
02:08:16.800 --> 02:08:22.199
that's been in repair shop for quite
a while. Okay, And what's what's

1551
02:08:22.279 --> 02:08:24.720
the problem? Are you able to
help? Okay? Why? Hey?

1552
02:08:24.880 --> 02:08:28.000
Is it Marty? Can you hear
me? Yes? Martn't he you?

1553
02:08:28.119 --> 02:08:33.600
Now? All right? Hey?
All right? So we purchased twenty two

1554
02:08:33.720 --> 02:08:41.439
Nissan Frontier in October of twenty twenty
one. Wait did you call in first?

1555
02:08:41.520 --> 02:08:43.399
Here? I'm trying to find your
original call. It's probably been around

1556
02:08:43.479 --> 02:08:48.399
three weeks ago. Okay, okay, go ahead. Yeah, And and

1557
02:08:48.920 --> 02:08:52.000
John is the one so on his
mother in law. Sure the way,

1558
02:08:52.039 --> 02:08:54.720
we bought up for about thirty five
thousand. A year later we paid it

1559
02:08:54.800 --> 02:09:03.119
off this and it had and so
this passed March thirty six, twenty six

1560
02:09:03.239 --> 02:09:07.079
or some odd miles. We are
driving down the highway. We fill a

1561
02:09:07.199 --> 02:09:11.680
vibration. It got very very bad. We got off the highway and driving

1562
02:09:11.720 --> 02:09:18.640
on a side road and then the
truck just stopped. We heard a clank,

1563
02:09:18.880 --> 02:09:22.079
stopped, it bounced around a little
bit. Come to find out that

1564
02:09:22.159 --> 02:09:24.960
the drive shaft broke. So that
was on the twenty eighth of May.

1565
02:09:24.079 --> 02:09:30.600
On the thirtieth, it was delivered
to Nissan's service So what is this happen?

1566
02:09:30.880 --> 02:09:35.359
Like? Okay, other than this
this happens, what kind of tell

1567
02:09:35.399 --> 02:09:39.880
me what you're calling about? What
did you call about? Did you think

1568
02:09:39.000 --> 02:09:46.239
that the repairs were repair? Well? The repair well, we haven't received

1569
02:09:46.279 --> 02:09:52.079
our truck yet since May, and
goodness, so the service center has repaired

1570
02:09:52.399 --> 02:09:58.520
the drive shaft broke in half and
repaired the drive shaft, and now the

1571
02:09:58.600 --> 02:10:03.960
truck has been sitting at looks like
Nissan or Rickenbaugh Collision center and it has

1572
02:10:03.079 --> 02:10:07.279
been there and they've ordered parts they
were wrong. They ordered other parts they

1573
02:10:07.279 --> 02:10:11.159
were wrong. And so the parts
that they were looking for were the rear

1574
02:10:11.279 --> 02:10:16.760
cross member. She Crokay, doc, what did you find out? Okay?

1575
02:10:16.840 --> 02:10:20.199
Well, when I spoke to Marty
last I was going to have a

1576
02:10:20.359 --> 02:10:26.600
call on Friday to tell uh Jeff
and Tom Maggio what parts they needed to

1577
02:10:26.760 --> 02:10:31.800
see if if Rickenbaugh was being honest
about not being able to get those parts.

1578
02:10:33.119 --> 02:10:39.079
Is that what we had decided,
Marty? Yes, so yeah,

1579
02:10:39.359 --> 02:10:43.439
so that let me just finish so
that if I could, once we spoke

1580
02:10:43.520 --> 02:10:50.000
to Tom and Kevin, I could
call Ricka say look it's a year doc.

1581
02:10:50.359 --> 02:10:52.680
No, no, no, this
year. Wait wait, but it's

1582
02:10:52.720 --> 02:10:56.039
different. It was just sent to
Rickenbaugh recently, right, Marty? How

1583
02:10:56.079 --> 02:11:00.239
long has it been at Rickenbaugh.
Well, it's probably been there since September

1584
02:11:00.439 --> 02:11:03.000
of last year. Okay, So
I was going to find out whether or

1585
02:11:03.039 --> 02:11:07.520
not they give me the run around
about the parts not being available after I

1586
02:11:07.600 --> 02:11:11.840
spoke to Kevin and Tom. So
that was my plan. What kind of

1587
02:11:11.920 --> 02:11:15.439
world do we live in, though, where this woman's car gets messed up

1588
02:11:15.520 --> 02:11:18.479
in may or prior to that,
God, and she still doesn't have it

1589
02:11:18.560 --> 02:11:24.880
back. It's absurd. And she
continued to go ahead, let me just

1590
02:11:26.000 --> 02:11:28.199
throw this out there. We do
have. They've given us a loaner car.

1591
02:11:28.319 --> 02:11:33.319
So the Nissan service center has been
treating as well. I called Consumer

1592
02:11:33.439 --> 02:11:37.000
Affairs back in late September and I
said, look, we want to repurchase

1593
02:11:37.680 --> 02:11:43.079
of our vehicle. They denied it. I talked to their more senior,

1594
02:11:43.159 --> 02:11:48.119
peaceful person. They denied it.
Then I called in December eleventh around there,

1595
02:11:48.199 --> 02:11:50.960
and I said, I want to
reopen this. I don't want I

1596
02:11:50.119 --> 02:11:54.600
want you to give me a new
truck. You repurchased this truck. If

1597
02:11:54.600 --> 02:11:58.760
you wait a minute, what year
is this truck? Two? It's paid

1598
02:11:58.800 --> 02:12:01.399
off. It's been paid off for
a wh Why do you think they owe

1599
02:12:01.439 --> 02:12:05.239
you a new one, though,
Because when they give me this vehicle back,

1600
02:12:05.960 --> 02:12:11.239
it is a damaged vehicle a repaired
vehicle if I take it to trade

1601
02:12:11.279 --> 02:12:13.920
in for another truck. You but
who's wait, wait, wait, wait,

1602
02:12:15.319 --> 02:12:20.520
but you're blaming Nissan. Who are
you blaming for this damage? Nissan?

1603
02:12:20.760 --> 02:12:26.159
It's this broken drive shaft was under
warranty. Okay. But if they

1604
02:12:26.279 --> 02:12:33.920
replace the warranties don't give you new
cars, they give you parts. Okay,

1605
02:12:33.399 --> 02:12:37.640
all right, Marty, I'm fighting
with you. I'm saying it would

1606
02:12:37.680 --> 02:12:41.199
be wonderful, But it would be
wonderful. What you're saying is if they

1607
02:12:41.319 --> 02:12:46.000
can't fix it, they should replace
the vehicle. Is that what you're saying?

1608
02:12:48.479 --> 02:12:52.199
Well, essentially, yes, but
here and then I'll drop it.

1609
02:12:52.439 --> 02:12:56.199
But I now have a vehicle.
When I get it and I go to

1610
02:12:56.319 --> 02:12:58.279
resell it, even if it's to
the deal or on the street. I

1611
02:12:58.399 --> 02:13:05.399
am Resa a damaged vehicle. I
agree with her. Mark and Mark,

1612
02:13:05.960 --> 02:13:09.760
and tell me on what planet?
Mark, tell me on what planet a

1613
02:13:09.920 --> 02:13:15.520
warranty says when they fix something,
it's now a broken car and you deserve

1614
02:13:15.680 --> 02:13:18.359
loss of value? Tell me tell
me I'd call it diminished value and I'd

1615
02:13:18.439 --> 02:13:24.399
go after him for that. But
I how is that different? Different?

1616
02:13:24.439 --> 02:13:28.199
They need get repaired done on a
car. It's okay when you draw the

1617
02:13:28.279 --> 02:13:31.439
line, then Tom ten years if
she doesn't get it back in twenty years.

1618
02:13:31.720 --> 02:13:37.039
When Mark here, Mark, we're
talking about two different things. Hey,

1619
02:13:37.119 --> 02:13:39.680
Tom, I thought getting in touch
with Doc. Well, just stop

1620
02:13:41.279 --> 02:13:46.199
stop. We're talking about two different
things. Please listen. One is diminished

1621
02:13:46.399 --> 02:13:52.600
value because she says the car was
damaged. Mark is talking about not getting

1622
02:13:52.640 --> 02:13:56.079
the car back. I agree with
Mark on not getting the car back.

1623
02:13:56.359 --> 02:14:00.600
They should do something about it.
But Mark, that's that's not what she's

1624
02:14:00.640 --> 02:14:05.560
saying. She's saying, even if
they fixed it today or yesterday or three

1625
02:14:05.640 --> 02:14:09.840
weeks ago, listen, thinks they
should replace the car for diminished valve.

1626
02:14:09.920 --> 02:14:11.159
Hold on, hold on, caller, I'm sorry, hold on, hold

1627
02:14:11.199 --> 02:14:15.640
on. God's an opportunity for me. If it's not, and I don't

1628
02:14:15.680 --> 02:14:18.399
mean as an opportunist. I'm just
saying that, yeah, we may,

1629
02:14:18.560 --> 02:14:22.399
we will get a repair truck theoretically
if they ever return it to us.

1630
02:14:22.720 --> 02:14:26.399
Hold on, let me just discuss
the minute value real quick. Here was

1631
02:14:26.479 --> 02:14:30.800
my point on that, Tom,
Here's what happened. Or drive shaft broke.

1632
02:14:31.079 --> 02:14:33.760
It shouldn't have broke. I mean
literally, the drive shaft broke when

1633
02:14:33.800 --> 02:14:41.359
it started spinning around under the car. It just created all this damage underneath

1634
02:14:41.439 --> 02:14:45.560
the vehicle. So now we're going
all these months later and it's still not

1635
02:14:45.760 --> 02:14:48.560
fixed. So the diminished value is
a couple things. One, if that

1636
02:14:48.880 --> 02:14:54.279
actually Carfax is pulled, my god, everything they fixed on this vehicle is

1637
02:14:54.359 --> 02:14:58.000
going to be massive. I mean
lots of different things, not just to

1638
02:14:58.119 --> 02:15:01.600
drive shaft, gl be thirty forty
different things. On top of that,

1639
02:15:01.800 --> 02:15:07.720
the diminish value. Her vehicle is
now a year older than what it was.

1640
02:15:07.920 --> 02:15:11.319
They literally took a year of life
from this vehicle from her. Okay,

1641
02:15:13.039 --> 02:15:18.800
all I'm saying is that warranties do
not will never pay diminished values.

1642
02:15:18.960 --> 02:15:22.840
I agree. Okay, That's all
I'm saying. And you agree to that,

1643
02:15:22.159 --> 02:15:26.760
they're not going to pay you diminished
value they're not going to replace your

1644
02:15:26.800 --> 02:15:31.760
car. However, however, the
fact that they can't fix it, there's

1645
02:15:31.960 --> 02:15:35.960
got to be something, not just
with this Nissan, but there are so

1646
02:15:35.159 --> 02:15:41.439
many people facing the loss of use
of their vehicles. But then she says,

1647
02:15:41.720 --> 02:15:43.960
well, they kind of made up
for it, so Mark, they

1648
02:15:43.000 --> 02:15:46.880
could look at it this way.
Yes, she did not have use of

1649
02:15:46.920 --> 02:15:52.359
the vehicle, but guess what it
wasn't being used mileage, wasn't pay rental

1650
02:15:52.439 --> 02:15:56.600
they gave her exactly, and so
they're diminishing her loss there. A rental

1651
02:15:56.800 --> 02:16:01.119
is not a truck. And now
we have one near less warranty on any

1652
02:16:01.199 --> 02:16:05.079
other thing that Oh man, that's
another think about that part, Tom.

1653
02:16:05.199 --> 02:16:09.560
I know she loses one year warranty. They should extend the warranty. You

1654
02:16:09.600 --> 02:16:13.000
can't even fix it. Yeah,
I just want to say that multiple day

1655
02:16:13.079 --> 02:16:16.520
fix it, Tom. I've tried
multiple times to get in touch with somebody

1656
02:16:16.840 --> 02:16:22.439
at Nissan, and it's just a
circular thing. But what about Okay,

1657
02:16:22.680 --> 02:16:28.960
what about the dealer? What is
the dealer saying, Martin, Well,

1658
02:16:28.000 --> 02:16:31.040
the service center that well, the
service center that fixed the drive chaft.

1659
02:16:31.120 --> 02:16:37.760
Fine, I haven't talked to Rick
and Bab and consumer affairs to help me

1660
02:16:37.440 --> 02:16:43.879
cut through all of this is not
as hopeful as I thought Consumer affairs would

1661
02:16:43.879 --> 02:16:48.920
be. About mart Board, Marty
is Rick and bab the dealer involved here,

1662
02:16:52.159 --> 02:16:54.719
Well, where did you buy it? I bought it at Nissan.

1663
02:16:54.840 --> 02:17:00.719
We bought it at Miller and Nissan, Larry Miller, Nissan and so and

1664
02:17:00.799 --> 02:17:05.719
that. Where's it being repaired?
Where's it being repaired? Rickenbach collision center?

1665
02:17:07.440 --> 02:17:11.639
But they're not a Nissan deal right, but they're just a collision center.

1666
02:17:11.719 --> 02:17:15.079
For get it. Then they have
nothing to do with it. I

1667
02:17:15.399 --> 02:17:18.399
mean, this is crazy, But
why didn't you go to a Nissan dealer

1668
02:17:18.479 --> 02:17:20.920
for this? We went, we
took we had it towed to the Nissan

1669
02:17:22.040 --> 02:17:26.360
dealer. So Larry Miller sent it
over to the collision They took it over

1670
02:17:26.440 --> 02:17:31.040
there. They took it over there. All right, hold on a second,

1671
02:17:31.159 --> 02:17:33.639
just hold on. We need to
call these guys. Yeah, we

1672
02:17:33.760 --> 02:17:35.520
need to call them. Three oh
three seven one three A two five five

1673
02:17:41.680 --> 02:17:45.920
Go with a sure thing Denver's Best
roofer Excel roofing dot com. You don't

1674
02:17:45.920 --> 02:17:52.719
pay a cent until you're content.
Time for an insurance check up free,

1675
02:17:52.879 --> 02:17:56.879
no obligation in comparison call Compass insurance, paying too much your coverage at dozens

1676
02:17:56.920 --> 02:18:01.959
of insurance companies find out now three
three seven seven to one help. You'll

1677
02:18:01.040 --> 02:18:05.799
think you're his only customer when you
choose Frank durand the real estate man dot

1678
02:18:05.879 --> 02:18:09.600
com to list your home with Remax
Alliance three oh three nine two zero sixteen

1679
02:18:09.680 --> 02:18:24.079
twenty two. Hey, I'm Tom
Martino. You're troubleshooter. Okay, what

1680
02:18:24.200 --> 02:18:26.000
are we doing about this car?
Mark brought up some good points. I

1681
02:18:26.120 --> 02:18:31.319
feel bad for Marty because the drive
cheft came off and went flying around.

1682
02:18:33.799 --> 02:18:41.159
So Marty, did it also do
body damage? Do you know? Not

1683
02:18:41.319 --> 02:18:43.360
that we could tell. But when
we took it in, when you say

1684
02:18:43.440 --> 02:18:48.799
the drive chef broke, was it
just dragging or did it do physical damage

1685
02:18:48.920 --> 02:18:54.600
underneath the car? It did do
physical damage underneath the car and underneath the

1686
02:18:54.680 --> 02:18:58.040
cap and it was probably fifty feet
behind the car after the car. Do

1687
02:18:58.239 --> 02:19:01.959
you know how bad the damage is? By the way, do you have

1688
02:19:01.079 --> 02:19:07.360
any idea? Well? I have
their estimates here and yeah, what's a

1689
02:19:07.440 --> 02:19:13.280
total? What's total? Between Rick
and Bob everything the cervice center is about

1690
02:19:13.319 --> 02:19:18.120
twenty two to four? Oh my, well, why wouldn't that be Why

1691
02:19:18.159 --> 02:19:22.440
wouldn't that total the car or all
that stuff? K why wouldn't they total

1692
02:19:22.479 --> 02:19:26.680
the car? Well you got to
ask, well, I don't know.

1693
02:19:26.159 --> 02:19:33.680
Did you consider totaling the car through
your insurance? I haven't spoken to insurance

1694
02:19:33.799 --> 02:19:37.479
and I haven't spoken to an attorney. I have not done either of those

1695
02:19:37.520 --> 02:19:43.959
things. God, I go back
to this. At what point is it

1696
02:19:43.159 --> 02:19:48.159
just absurd? You have a warranty
problem that they agreed was a warranty that

1697
02:19:48.479 --> 02:19:54.319
caused all these other issues, over
twenty grand in damage that they can't fix

1698
02:19:54.680 --> 02:19:58.239
in a year. I mean,
at what point do they do something?

1699
02:19:58.280 --> 02:20:01.079
What is your car? What is
your car? She sent the letter to

1700
02:20:01.159 --> 02:20:07.000
consumer affairs at Nissan headquarters and they
denied it. What is your car worth?

1701
02:20:07.159 --> 02:20:09.319
Right now? I'm not talking about
with the accent. I mean a

1702
02:20:09.399 --> 02:20:13.559
normal twenty twenty two Nissan Frontier.
How many miles were on it? There

1703
02:20:13.680 --> 02:20:18.079
was thirty six nine? What would
that if you were selling that car or

1704
02:20:18.159 --> 02:20:20.959
trading it? Do you have any
clue how much it would be worth?

1705
02:20:22.000 --> 02:20:26.319
I have no idea. But here's
the burn. I get a new vehicle,

1706
02:20:26.760 --> 02:20:30.079
I got taxes, I've got all
the things that I didn't need to

1707
02:20:30.079 --> 02:20:31.680
pay. No no, no,
no, no, no, no,

1708
02:20:31.079 --> 02:20:33.959
I'm not suggesting that. What I'm
saying is, I don't know. I

1709
02:20:35.079 --> 02:20:39.760
never looked at blue book. They
should cover it, I think. No.

1710
02:20:39.000 --> 02:20:43.319
No, I'm saying they should give
you one trade in, but you

1711
02:20:43.399 --> 02:20:46.879
don't want to trade it in.
I understand what you're saying when you say

1712
02:20:46.959 --> 02:20:50.600
trade in what to another twenty two? Well, no, they should give

1713
02:20:50.600 --> 02:20:54.280
you well, yeah, that would
be good. Just give a lump sum

1714
02:20:54.399 --> 02:20:58.799
whatever the vehicle's worth plus sales tax. Well see, but I'm still having

1715
02:20:58.840 --> 02:21:01.360
to buy a vehicle either a lesson. Yeah, but I mean there's got

1716
02:21:01.479 --> 02:21:05.239
it doesn't matter. There has to
be something to figure out, though,

1717
02:21:05.520 --> 02:21:07.200
I mean, what are you going
to do? Let it sit there for

1718
02:21:07.280 --> 02:21:11.920
the next three years? No,
no, no, I'm ready to take

1719
02:21:11.000 --> 02:21:16.760
steps. Unfortunately, Mark, with
this consumer action, she doesn't get attorneys

1720
02:21:16.760 --> 02:21:24.200
fees. This is just ridiculous.
I mean, this is crazy. Law

1721
02:21:24.280 --> 02:21:26.879
does or does not nothing because it's
way out of limits. This is not

1722
02:21:28.040 --> 02:21:31.040
No, it wouldn't matter. It's
not the Lemon law. Well hold on,

1723
02:21:31.159 --> 02:21:33.719
it would have been because she would
have lost the use of your car

1724
02:21:33.920 --> 02:21:37.799
because they couldn't fix it within thirty
days. You're too late. No,

1725
02:21:39.040 --> 02:21:43.879
but I think there are some well
I don't know, Lemon laws when the

1726
02:21:43.959 --> 02:21:46.879
vehicle is less than what you've owned
it for less than three hundred and sixty

1727
02:21:46.959 --> 02:21:56.360
five days. Right, But here's
the thing, there is something called unconscionability.

1728
02:21:56.479 --> 02:22:00.159
I mean this is she has lost
total use of her car. Whatever

1729
02:22:00.319 --> 02:22:03.639
Nissan is going to say, we
gave her a loaner, how long does

1730
02:22:03.760 --> 02:22:09.000
Nissan? How long is Nissan going
to let you drive the loaner? Well,

1731
02:22:09.079 --> 02:22:11.920
we've gone through the third one,
and we asked for a truck.

1732
02:22:11.200 --> 02:22:15.280
We said, we have a truck
for a purpose. They didn't have a

1733
02:22:15.360 --> 02:22:18.840
truck. So we get what we
got. And when you go to get

1734
02:22:18.920 --> 02:22:22.280
one, where do you go?
Well, we would have gone back to

1735
02:22:22.399 --> 02:22:28.319
Nissan. No, I'm asking you
where do you get the loaner? Oh?

1736
02:22:28.600 --> 02:22:35.200
At the Larry Nissan service Center?
Okay, so Larry Miller Nissan.

1737
02:22:35.600 --> 02:22:43.040
That's where you bought Naylor got Larry
Yep? Will they help you get this

1738
02:22:43.319 --> 02:22:48.079
thing? Will they swap you out
and talk to the manufacturer for you to

1739
02:22:48.159 --> 02:22:52.559
get you another twenty twenty two.
I've not asked them that I would.

1740
02:22:54.079 --> 02:22:56.239
That's the first thing I would do. I'd say, look, I bought

1741
02:22:56.319 --> 02:23:01.760
this truck here. It's unreasonable that
I have not had it for more or

1742
02:23:01.840 --> 02:23:07.719
for a year, and it's severely
damaged. Can you talk to the manufacturer

1743
02:23:07.799 --> 02:23:11.440
and swap me across for another twenty
twenty two? Let me tell you why

1744
02:23:11.559 --> 02:23:16.479
Larry Miller might do that for you, because they make money on it and

1745
02:23:16.559 --> 02:23:22.520
they'll sock it to the manufacturer.
I'm serious. They don't care, and

1746
02:23:22.680 --> 02:23:28.360
so is it a letter to no? I would just well, I want

1747
02:23:28.520 --> 02:23:35.159
no, I want us to do
it. I I almost called them Father

1748
02:23:35.280 --> 02:23:37.479
John again. I swear to God, Deputy Doc, do me a favor.

1749
02:23:39.280 --> 02:23:43.319
I will call it Larry Miller.
No, when you talk to Larry

1750
02:23:43.399 --> 02:23:46.879
Miller, I want you to talk
to the GM okay and just say this.

1751
02:23:48.159 --> 02:23:54.520
Listen, this is extraordinary, this
circumstance. This car was damaged more

1752
02:23:54.000 --> 02:24:01.639
has it been a year yet,
but it'll be a year on the okay,

1753
02:24:01.959 --> 02:24:07.360
a year ago, a year ago. And all she wants is to

1754
02:24:07.479 --> 02:24:11.799
get a similar car, similar value. This car is toasted. She can't

1755
02:24:11.840 --> 02:24:16.399
get it fixed. You can talk
to the manufacturer and help her out.

1756
02:24:16.000 --> 02:24:20.120
Hold on, that's what we're gonna
try first, okay, and then we

1757
02:24:20.239 --> 02:24:26.040
have more coming right up. Go
with a sure thing Denver's Best roofer Excel

1758
02:24:26.159 --> 02:24:31.920
Roofing dot com. You don't pay
a cent until you're contents. Time for

1759
02:24:31.959 --> 02:24:37.719
an insurance checkup free, no obligation. In comparison, call Compass Insurance paying

1760
02:24:37.760 --> 02:24:41.840
too much your coverage at dozens of
insurance companies find out now three all three

1761
02:24:41.000 --> 02:24:45.319
seven to seven to one. Help. You'll think you're his only customer when

1762
02:24:45.360 --> 02:24:48.040
you choose Frank durand the real estate
Man dot com to list your home with

1763
02:24:48.200 --> 02:24:54.319
Remax Alliance three oh three nine two
zero sixteen twenty two. All right,

1764
02:24:54.639 --> 02:25:00.680
listen, I want to remind you
that we have our guy here for Semiglue

1765
02:25:00.760 --> 02:25:03.920
Tide compounded. You will never I
mean you're not going to get it better

1766
02:25:05.000 --> 02:25:07.959
than two hundred and fifty bucks a
month. And that's if you call this

1767
02:25:09.159 --> 02:25:11.200
month, because they may have to
raise the price. But anyway, that

1768
02:25:11.440 --> 02:25:16.639
is pretty cool. And that includes
the medication, the visit, that includes

1769
02:25:16.799 --> 02:25:20.520
everything. That's crazy, is that
right, Joel? No long term contract?

1770
02:25:22.120 --> 02:25:26.079
Okay, So to get set up, what's the process somebody wants to

1771
02:25:26.159 --> 02:25:31.319
do? They call, they they
go on Denverregen dot com. Then what

1772
02:25:31.799 --> 02:25:37.000
then fill out consultation right on that
website. It's on the home page.

1773
02:25:37.200 --> 02:25:39.520
Just fill it out, submit it. You'll get a call back that day,

1774
02:25:41.120 --> 02:25:45.040
usually within an hour or two.
You'll speak with our patient coordinator.

1775
02:25:45.120 --> 02:25:48.719
He'll get some information from you,
explain to you how the process goes.

1776
02:25:48.520 --> 02:25:54.399
If everything lines up, then you'll
fill out an application and then speak with

1777
02:25:54.559 --> 02:25:58.799
briefly with our medical doctor and once
he clears you, then we process it

1778
02:26:00.040 --> 02:26:03.000
ship directly to you. This ship
directly to you, Ship directly to you.

1779
02:26:03.280 --> 02:26:07.319
What shows up in the box is
three months supplied to some meglatide and

1780
02:26:07.479 --> 02:26:11.440
all the syringes and alcohol swabs you
need, plus instructions on how to use

1781
02:26:11.479 --> 02:26:16.959
it, information on if you need
to contact the pharmacy customer service. You

1782
02:26:16.040 --> 02:26:22.040
can also reach out to our patient
coordinator anytime. So anybody can go to

1783
02:26:22.120 --> 02:26:24.799
their website, Tom. It doesn't
matter where they live in Colorado, and

1784
02:26:26.000 --> 02:26:28.600
with the virtual meetings to Zoom,
they can do it two hundred and fifty

1785
02:26:28.680 --> 02:26:33.479
bucks a month. You can shed
that weight like mad right. One other

1786
02:26:33.520 --> 02:26:37.239
thing I wanted to add is we
do see patients that listen to Tom's show

1787
02:26:37.319 --> 02:26:41.399
that have moved out of Colorado.
So we see we're allowed to we're allowed

1788
02:26:41.440 --> 02:26:45.399
to do that. Yeah, and
we do that remotely. Wow, Denverregen

1789
02:26:45.520 --> 02:26:50.120
dot com, Patricia, quickly,
what is your occupancy laws where they're going

1790
02:26:50.159 --> 02:26:54.319
to allow unrelated parties to live in
the same house or that they're trying to

1791
02:26:54.440 --> 02:27:01.239
they haven't go ahead. Sho's what
happened in Boulder, Folder voters voted sixty

1792
02:27:01.239 --> 02:27:07.559
to forty against increasing occupancy limits a
couple of years ago. Last year's city

1793
02:27:07.639 --> 02:27:13.159
council overturned it with an ordinance that
they voted on, and they said,

1794
02:27:13.200 --> 02:27:18.319
we could have even higher occupancy limits
than what was on the original ballot measure

1795
02:27:18.520 --> 02:27:22.479
to oh in the state and the
state's going to go one better if they

1796
02:27:22.559 --> 02:27:24.879
can. Thank you for calling.
We're out of time. Don't forget three

1797
02:27:26.000 --> 02:27:30.079
zero three Martino twenty four to seven
and referral U dot com save all your

1798
02:27:30.159 --> 02:27:30.840
problems for me.