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The next Stephen Good Day download with
Doug and Jay Kirshner is made possible in

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part by Kellatrin, which is the
safe way for you to lose weight and

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keep it off, and also by
priviging keeping your brain healthy. Oh Friday,

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and that means you can eat fried
food all day. That's what I

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thought it meant when I was a
youngster. Oh really, right up Friday,

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that they'd to eat fried food,
fried food for everybody. Today it

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is the twenty second of September.
Later on in the day there will be

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a moderate celebration to welcome in fall
twenty twenty three. And then tomorrow you

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can have a big party because that's
the first full day of fall, the

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equinoxy. All the things that are
happening. I think we have a Maria

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trilogy. Are estrallas around with this
Monday, right next Monday to explain the

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significance of this month's change and going
into fall, and what is in the

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stars and what's in the moon other
than a big pizza pie. That's a

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Moray. This whole business of medicaid
and what's going to face families medicaid.

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I thought medicaid was for people my
age, Medicare Medicaid. But now there's

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a bill to extend Medicaid coverage to
all children by automatically enrolling them in this

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health program, the Health in Chance
program that is federalized. So what does

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this do? How does what's the
situation with children now? At present?

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You get Medicaid if your family's income
is somewhat near the poverty level. I

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think, so, how much is
this? All this stuff? I love

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when people that's all going to be
free. It isn't free. That's an

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outrage that you try to foster that
idea onto people. Well, your own

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have to pay for it. It's
free. No, it's not free.

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That is the I don't like the
word a lot. I don't like to

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use it in my own conversation.
But that is a damnable lie. Of

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course, it's not free. You
may not have to pay for it,

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so maybe free to you, but
I'm going to pay for it, and

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other people who are paying. Their
legitimate countries do it. A lot of

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countries do their technique same this sort
of same thing. It depends on whether

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you're it's it is to use a
word. The socialist side of this.

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Canada, for example, I think
has the program, Spain, France,

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many of the European countries and those
that no way has it. I'm trying

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to think who else in this candon
Evan I think, but I've been all

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these candon Adian countries have it,
Portugal, the heavily unionized countries, heavily

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socialized countries. Interesting that both of
those things go together, often in the

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same sentence. But I don't see
how that's how that's right. Again,

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if you're going to come up with
the system, I don't know what a

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better system is, frankly. So
that's the question. The problem is what's

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the solution. If this isn't the
right thing to do, then what is

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the right thing to do? And
so one of the problems, frankly,

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when you look at the stats as
all the illegals that have coming to this

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country. That when we do our
talk radio review and the talk radio Countown

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show this week, once again one
of the items that has been discussed heavily,

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not necessarily on this program because the
charts the Talkers magazine puts together and

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not necessarily the reflection of a reflection
of what we talk about here, but

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news talk stations generally may be a
lot more political than are we, and

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so this sort of thing comes up. But the migrant crisis this week is

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number five on the countdown, has
been in the countdown now pretty much regularly

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for months because the Biden administration isn't
doing anything and that pointing the fickle finger

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or fate at these as doesn't fix
the problem. So Senator Casey from from

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Pennsylvania has come up with this idea, and it's kind of a complicated formula.

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The Department of Health and Human Services
says are on four percent of children

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in America are uninsured. Okay,
so that's three million youngsters under the age

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of eighteen, and so why is
that a problem now? Is that because

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we have more families If you look
at the families, and this can sound

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prejudicial or not, depends on your
point of view, I guess, much

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as anything else, most of these
children, not all of them, but

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most of the children, certainly more
than half of them are coming from non

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native families who have come here illegally
or they try to get into the system,

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and they you know, there's a
willingness among some politicians to cover everybody.

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So I don't want to sound like
a heartless clock here because I think

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the children need to be taken care
of. But we've got to get to

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the root of the of the problem. And the problem isn't necessarily native born

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Americans, but the people who are
coming in here from all over the place.

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Is the problem that people are coming
in regardless or people who are undocumented

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coming in. I think there's a
little of both, but more undocumented,

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Yeah, that's the that's a point. More undocumented people that are just they've

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come in. So people throw their
hands up and say, Okay, well,

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I guess we'll give them a citizenship. How does that feel to a

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person who has gone through the process
the right way and has spent many fourteen

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fifteen months maybe trying to find a
way to pass the exams and do what's

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required, and then some other some
boob comes into the country and just just

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just fades into oblivion and shows up
in Colorado. It gets a job working

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at a restaurant, and you know, is able to survive. But it's

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not it's not right. And I
think that anyway, there's a lot of

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it's probably going to get a lot
of strong opposition. You can figure that

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from the Republicans anyway. But so
here we have that issue and you also

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have the issue that all the the
money that we've used raised the debt ceiling.

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Again, you've got to in order
to pay for this stuff, and

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there's got to be I would think, you know, the news media,

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the liberal side of the news media, it points its finger and all the

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Republicans are bad guys because they don't
want to do this, that and the

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other thing. Well, maybe the
Republicans are bad guys when it comes to

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some stuff, just like the Democrats
are bad guys when it comes to some

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stuff. But at some points you
get point. You've got to face the

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music here and so and what do
we have another week? Today's the twenty

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second, so a week from days
the twenty ninth, the thirty in October

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first is week from this Sunday,
and that's when the new fiscal year starts.

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And asn't been a deal made yet, that is something that's on the

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countdown. Certainly, I think it's
number. Do I give it away?

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I shouldn't give it away, right, give it away? I want to

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be a spoiler. Excuse me.
So anyway, there's an issue that is

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serious, no question about it.
And now I might as well as where

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this sounds like the Doom and Gloom
portion of the program. There is a

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survey. I now, who knows
where this is. I think this is

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federally funded checking on the value of
people's homes and the here we go with

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the climate thing. If you have
a home that's on the beach, right,

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you're close to the water, you're
the values of I just talked to

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a friend of mine yesterday who brought
a friend on a foul mouth which is

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on the cape. Excuse me.
He bought this little shack and paid a

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million seven for it. It's on
the water, right, So then what

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happens. This is a study from
the First Street Foundation. The frequency,

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the severity, the extreme nature of
the weather events that are happening. I

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see that's what the story reads,
but I don't see it. Frankly.

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The heat we had, yeah,
this summer, this other first time has

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been this hot, and the hurricane
season has been a bust in areas with

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wildfires. Yeah, the wildfires,
But how much of that is caused by

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neglect rather than the climate. The
climate may enter into it. But the

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fires that have happened in Hawaii,
the hot fires that happen in California,

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those are the big fires have happened
because of corporate neglect. Yeah, there

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are people who are irresponsible with camp
fires, and there have been people who've

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set fires who have hopefully I think
most of them have been caught. But

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yeah, that's not that that happens
as a result of the way society is

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developing. People don't take correspond they
don't think I'm gonna have a fire outside,

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let's cook our meals. We're going
camping and people doing their own fireworks,

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or the pregnancy and sex reveals and
all of that stuff. Yeah,

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but yeah, but then the way
the drain is and the climate there,

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how it exasperates it. It's enough
for a lot of homes to be losing

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their value. Yep, Well I
don't. If you look at the coastal

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areas, depends on where you are
in the west, they certainly haven't lost

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any value. And where I am
or close to the cape, the beaches,

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coastal homes around here, I don't
they're not losing value at all.

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If anything, they're going up and
I'm more rap at rate. And then

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the valuing of foams that are let's
say in my neighborhood, which is twenty

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six miles from the water, so
this study suggests there are thirty nine forty

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million homes in that vicinity because of
wind and wildfire and flood risk, will

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lose their value. When I don't
see that there happen a lot more flash

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flooding happening. Yeah. Well,
the heavy rains have certainly not done this

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any good. I've seen that on
the farm and around here up in New

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England, crops have been ruined.
People not getting things done. Where you're

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hear me talking about this development that
I've involved in, we've been stymying to

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a point because the lower areas they're
all mud and they got to drain them

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out and do it the right way. So that is a problem. But

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that's I don't think that's what this
bubble overview suggests. I think it's this

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is more coastal stuff, isn't it, Jay, When you look through it

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to see it's just any any area. The way I took from this was

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any area that has the severity of
extreme weather events that have been increasing what

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they perceived to be climate change,
which could be the wildfires, the flooding,

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but it changes. It's differ earthquakes, the uptick of earthquakes. Yeah,

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well, earthquakes listen and I have
earthquakes no matter what. There's been

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an earthquakes since the since the planet
began. It planted. The shelf of

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the planet, the seventy miles down
just continues to move around. Again,

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you look at the way the Earth
when when it was first formed, was

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all water and then the land sort
of popped up and it moved around.

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So it's it's a sticky situation,
no question about that. But there's the

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information vay to chew on here.
Focus on Kelly Clarkson and our celebrity news.

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I guess this would be the gossip
section, right ja. Social media

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and gossip kind of go hand and
together, like love and marriage, love

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and marriage and see, can we
put that to celebrity and news now it

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doesn't work all right? Well,
anyway, Kelly is talking about her children

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and what they're good at. So
if you're interested in Kelly, I think

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she's quite an interesting lady. What
does she doing with her children? I

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think maybe there's a lesson in here. There's a good conversation about what she's

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encouraging and thus a reflection on what
you may be doing with your children.

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So well, I don't think her
real talent lies in her singing, although

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she certainly does a lot of it
and is very popular. I think her

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humanness is the star quality of her
as a human being, as seems to

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poke its way through. And here
she's talking about how her children communicate their

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emotions, how they express their emotions, and when you look around at what

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some parents aren't able to do and
what they do scouraged their children to do.

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I mean, it goes back for
decades. I remember applying this thing

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my father because I was emotional about
animals and things in life. I was

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very immortal. I still am.
I've always been emotional in my life.

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My father thought there was something wrong
with me because I expressed my feelings.

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And so as I grew into parenthood, I encouraged my children to if they

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were they had hurt feelings or whatever
it is, and not to but not

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just to express them. But okay, what do you do to change it

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for yourself? How do you address
the problem, Why are you feeling this

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way? And what do you do
about it? Well that's cycled too,

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because a lot of times parents are
very triggered by their children crying, and

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before they respond to them, they
react to them and oftentimes they're react in

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a way that they themselves as children
were reacted to how their parents are guardians

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reacted to them crying. And it's
once you identify if you didn't have a

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good example set, you have to
break the cycle yourself and identify that why

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you're being so triggered by your children
showing any kind of emotion or feelings.

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And Ry Clarkson has been wonderful about
encouraging her children to show their feelings and

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identify And now at seven and nine, they can walk into a room and

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be like, Hey, I'm sad
about this. So this hurt my feelings

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and not only be able to identify
it, but have the courage to say

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that when a lot of times,
so many people are told that in a

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manner of speaking, not in these
exact words, but your feelings are an

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inconvenience. Well, a lot of
parents are so wrapped up in their own

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world that they shouldn't have children begin
with. And b they don't know what

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to do with the emotion of the
children because they don't know what to do

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with their own emotions because they had
parents like my father who said, you

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know, black up and so it's
but there's a difference. Also, there's

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some the crying. If you use
that as a I don't think that's necess

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serially a good way to look at
it, expect because a lot of things

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happen because of crying. Crying can
be tied with a lot of things,

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but it's emotions in general. Let
your children speak. I am Robert Strickler.

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My wife Joyce, and I have
been married for fifty three years.

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Certainly one of the really important things
in my life are our children and our

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grandchildren. I am essentially a writer. I've been involved in communications in the

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media. I've been an avid fly
fisherman for at least forty or more years.

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00:15:31,759 --> 00:15:35,919
I've been taking Privigen on a regular
basis for at least eight years.

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00:15:37,679 --> 00:15:41,200
For me, the greatest benefit over
the years has been that Privigen seems to

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00:15:41,279 --> 00:15:46,120
help me recall things and also think
more clearly, have a crisper ability to

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00:15:46,200 --> 00:15:54,240
remember and think through things. And
I enthusiastically recommend Privigen. It has helped

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00:15:54,240 --> 00:15:58,759
me an awful lot. Provigen healthier
brain, better life. Robert Strickler is

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00:15:58,759 --> 00:16:03,879
as a contributor for Privilege and real
User based on a clinical study of subgroups

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00:16:03,879 --> 00:16:07,879
of individuals who are cognitively normal or
mildly impaired. This product is not intended

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00:16:07,919 --> 00:16:11,159
to diagnose, treat, cure,
or prevent any disease. Your children in

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00:16:11,200 --> 00:16:15,679
many parts the country at this time
or up and Adam ready to go to

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school? Right? Did you like
meentary school better? Junior high school?

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High school? I think there are
a lot of people who are going to

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high school that find themselves finding themselves, do you know what I mean?

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By the time you're in a high
school, For some it's prime suffering because

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you're going through puberty or teenager parents
don't know anything right, and then nobody

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understands. But also college is coming
in, whether or not you're going to

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college or whatever you're going to do
after Sure, high schools is only four

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years, and I think that that
realization really starts to kick in if you

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only have a few more years and
then you're out of here and you are

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onto the next big scary adventure,
especially being separated from people that you've gone

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to school with for nearly eighteen years. This is the time of year,

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going into the fall, the leaves
start changing. I just it seems to

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me like leaves just grew out on
the trees around here. I'm reminded of

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a thought that may apply to things
as we start fall twenty twenty three and

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think about our lives as we have
lived them so far this year, from

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winter to spring, to summer and
now to fall, and all the fullness

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of those beautiful trees, and now
the leaves start to change, and a

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couple of months from now the leaves
will all be gone, and we get

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into this funk. I think that's
what happens in a lot of the northern

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climbs where California, the leaves don't
go away. Florida, they don't really

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go away. Southwest, there really
no leaves to go away. It's just

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so. It's something about it,
though, that really sets a tone.

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I think when you look outside to
see sunshine and flowers and things growing,

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it really makes you feel good.
Wow, another gray day, and then

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there's the it's getting cold, and
so with the cold we wear more clothing,

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takes longer to get ready. It's
just a whole bunch of things.

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I'm trying to bring you down.
I'm just and maybe dealing with my own

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stuff here because I don't. You
said you love the fall. I don't.

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It isn't that I mind the fall. It's just what comes after it.

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I've just always been someone who didn't
least favorite season. Yeah, Winter's

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00:18:45,319 --> 00:18:49,240
awful. Yes see, winter is
my favorite, So fall is kind of

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like the lead ups winter. Summer
is my least favorite time season. So

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00:18:53,559 --> 00:18:56,160
yeah, as soon as it's like, oh we're getting into fall, yes,

237
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yeah, all right, See what
else we can yelling and scream about

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or at least be happy about.
Maybe some people are happy that Rupert Murdoch

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00:19:04,359 --> 00:19:08,519
is not going to be the chairman
at Fox News. I really this is

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00:19:08,799 --> 00:19:11,480
sort of some people news. I
thought i'd passed along. I don't really

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00:19:11,519 --> 00:19:15,519
care. His son Lachland is taking
over. Okay, so what do you

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00:19:15,720 --> 00:19:19,079
what do you think is gonna happen? It's different there. Nothing doesn't affect

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00:19:19,079 --> 00:19:22,839
the stock mark, It doesn't.
It's just another guy with a bloated ego

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00:19:23,640 --> 00:19:30,880
who has had a lot of way
too much to say about things that happen

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00:19:30,960 --> 00:19:36,279
in our country, way too much
influence through Fox and his own machinations.

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00:19:36,400 --> 00:19:38,920
And you know what he believes.
I think this is what the country needs.

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00:19:40,079 --> 00:19:42,680
Okay, Well, he was good
enough in terms of business to create

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something out of nothing, so you
got to give him a lot of kudos

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00:19:47,920 --> 00:19:52,240
for that. Lackland hasn't created anything. He's just there on the ride.

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00:19:52,680 --> 00:19:56,680
But you know, the old man
kind of figured it out, and he

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00:19:56,759 --> 00:20:00,119
was smart enough to hire people like
Roger Ales and other folks that have been

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00:20:00,119 --> 00:20:07,559
around like him, that created something
that attracted people to watch, something that

253
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had advertising in it, that was
profitable, that made the situation very,

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00:20:12,119 --> 00:20:17,079
very profitable. The value of it
isn't how much money you could sell the

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00:20:17,119 --> 00:20:21,400
advertising for, not what things that
he just happened as a bonus because Rupert

256
00:20:21,480 --> 00:20:26,440
Murdoch is a quite right of center
and so his philosophy is what he was

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00:20:26,480 --> 00:20:30,039
selling. Yep. I'm going to
sell this, I'm gonna make people like

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00:20:30,119 --> 00:20:32,319
it. I'm going to do it
the right way. I started it all

259
00:20:32,359 --> 00:20:34,680
at the young age of twenty one. Yeah, and he is always just

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00:20:36,000 --> 00:20:38,960
now stepping down at the age of
ninety two. He has had a very

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00:20:40,039 --> 00:20:45,839
long successful Yeah yeah, yeah,
he has. He's got like Richard Branson

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00:20:47,200 --> 00:20:51,000
has followed in the same sort of
footsteps. When you think about the origins

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00:20:51,079 --> 00:20:57,640
the news, Branson started as a
delivery boy for newspapers and then he started

264
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thinking, well, look at all
this and how can I do something.

265
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He was a great salesman, and
so as you know, maybe you can

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00:21:06,680 --> 00:21:11,440
say that about a lot of people
who have harnessed their own abilities and found

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something that worked for them and they
just kept going. So, yeah,

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there are a lot of people like
that that are sadly resented by people because

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they've been successful. Look at all
the money he's got. How come I

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00:21:23,599 --> 00:21:27,079
don't have that? Well, because
you didn't do what they did or tell

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them that they have to give their
money away to other people where you really

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should be able to. It might
be nice to see somebody do that,

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but you can't tell somebody what to
do with their money. No. Yeah,

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00:21:36,920 --> 00:21:40,119
the government, ken, yep,
we're going to take more from you,

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twenty two percent more. Let's get
those tax dollars in so we can

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help sustain the lives of people that
shouldn't be here in the first place.

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I get really cynical when it comes
to this. So let's move on.

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00:21:52,039 --> 00:21:57,559
Yeah, I really do all remember
this? No good sob Alex Murdoch,

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00:22:00,359 --> 00:22:06,160
who was involved in financial fraud,
money laundering, all of that stuff.

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00:22:06,519 --> 00:22:11,960
He was a lawyer, so now
he's been through the system and he played

281
00:22:11,960 --> 00:22:17,480
guilty to all of the twenty two
counts against him, and he's apologized to

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00:22:17,519 --> 00:22:21,400
the victims. So what's the next
step here? What are they going to

283
00:22:21,480 --> 00:22:26,640
do? He's already serving a life
sentence after his Yeah, his wife and

284
00:22:26,640 --> 00:22:30,200
his youngest son. Yeah, but
also at this point, like what does

285
00:22:30,240 --> 00:22:33,680
he have to lose? Why wouldn't
you confess to things? Well, and

286
00:22:33,759 --> 00:22:38,000
this is me and being the contrarian, this guy shouldn't go to jail because

287
00:22:38,000 --> 00:22:41,640
he was guilty of financial fraud.
He should go to jail for killing his

288
00:22:41,680 --> 00:22:45,200
wife and his son and never get
out again, which is pretty much the

289
00:22:45,240 --> 00:22:52,039
case. But why isn't there a
way to take his expertise and you know,

290
00:22:52,119 --> 00:22:56,640
the financial fraud piece of this and
work toward I mean, he has

291
00:22:56,640 --> 00:23:00,759
a skill obviously of figuring out how
to scroup people with their money. So

292
00:23:02,000 --> 00:23:07,599
let's take that skill watching markets or
whatever it is that he did and turn

293
00:23:07,680 --> 00:23:12,359
it around so that he can help
other people who need to be helped,

294
00:23:14,079 --> 00:23:17,240
Right, why don't we take that
expert He was like the same thing with

295
00:23:17,319 --> 00:23:19,759
the what's his face? Mattow?
What was the guy's name that was in

296
00:23:19,799 --> 00:23:26,240
New York? It was Mattow?
Right? Oh? Yeah, Anyway,

297
00:23:26,319 --> 00:23:27,799
these people shouldn't be in jail,
or if they are in jail, they

298
00:23:27,839 --> 00:23:32,839
should be in a special jail where
they can as part of their punishment,

299
00:23:33,279 --> 00:23:37,559
they can be making money and helping
people attributing members. Totally right. Yeah,

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00:23:37,720 --> 00:23:41,640
Murda is a bad example, just
because he did murder, because he

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00:23:41,720 --> 00:23:45,079
killed. Yeah, but had he
not? Yeah? Yeah, all right.

302
00:23:45,279 --> 00:23:52,279
Another person in the news is Congresswoman
Jennifer Wexton, who has announced you

303
00:23:52,319 --> 00:24:00,720
will not be running for reelection because
she has progressive super nuclear palsy, which

304
00:24:00,759 --> 00:24:03,920
is a neurological disorder that you wouldn't
wish on your worst enemy. This is

305
00:24:03,960 --> 00:24:10,839
horrible. This is Parkinson's kind of
in a manner of speaking. So she's

306
00:24:10,880 --> 00:24:15,319
got it's what the doctors describe as
Parkinson's on steroids. So you can't hold

307
00:24:15,319 --> 00:24:19,799
your body, your muscles are out
of control, can't really get treatment for

308
00:24:19,880 --> 00:24:25,799
it, there's no therapy for it. So she will spend the rest of

309
00:24:25,839 --> 00:24:29,880
her life in misery. What a
shame. Oh my god. It's the

310
00:24:30,279 --> 00:24:33,160
reason. It's not significant that she's
a congress person. It's significant that she's

311
00:24:33,200 --> 00:24:41,920
got this thing, and that she
is at least expressing her letting people into

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00:24:41,000 --> 00:24:45,039
her life, so that they can
see what goes on here, but most

313
00:24:45,079 --> 00:24:52,519
of I bet you there's a nutritional
because food is medicine. I'll bet somewhere

314
00:24:52,599 --> 00:24:56,240
there's a nutritional fix, or maybe
not a fix, but a way to

315
00:24:56,559 --> 00:25:00,759
make it less painful. And I'm
here, I am They sound arrogant.

316
00:25:00,759 --> 00:25:03,440
Wow, it's gonna be a fix
somewhere. I just think they've all people

317
00:25:03,480 --> 00:25:08,000
are saying themselves. Don't think she's
probably already gone all those funds and as

318
00:25:08,039 --> 00:25:12,720
managing as best as she can can. Yep, all right, here's the

319
00:25:14,119 --> 00:25:18,960
next person in the news. A
youngster named Cooper Reid high school football player

320
00:25:19,799 --> 00:25:26,160
crowned homecoming king last year. At
this time, he was seriously hurt and

321
00:25:26,279 --> 00:25:33,880
a football incident, severe head injuries
high school football game. This is something

322
00:25:33,920 --> 00:25:38,400
that's damnable. Another example of why
there shouldn't be high school football. You

323
00:25:38,480 --> 00:25:42,680
get exposed to this sort of thing. This guy, this kid could have

324
00:25:44,079 --> 00:25:48,400
could have died from this traumatic brain
injury that he suffered. But he's come

325
00:25:48,440 --> 00:25:53,880
around and he was on the field
for the homecoming game. He was crowned

326
00:25:53,880 --> 00:26:00,279
homecoming King. His mother said she
felt blessed to be on the deal with

327
00:26:00,400 --> 00:26:06,559
their son. Community obviously rallied to
him. But have they examined why he

328
00:26:06,680 --> 00:26:10,359
got hurt the way that he did, and have they examined what might happen

329
00:26:10,400 --> 00:26:14,880
to other youngsters who are the same
age playing the same game. So there

330
00:26:14,920 --> 00:26:21,359
are lots of different messages here.
He underwent a whole lot of physical therapy,

331
00:26:21,559 --> 00:26:26,240
He's not completely recovered yet they keep
working on him, keeping the focus

332
00:26:26,279 --> 00:26:30,519
on what's ahead instead of what happened
before. And I guess that's all well

333
00:26:30,559 --> 00:26:34,680
and good if you want to continue
to promote high school football and the dangers

334
00:26:34,960 --> 00:26:40,480
and ignore the dangers that are there. But this is a prima facia case

335
00:26:40,960 --> 00:26:44,920
of why there should not be high
school football the way they play it because

336
00:26:45,000 --> 00:26:49,119
their bodies that by the kids that
age is still growing and vulnerable. All

337
00:26:49,200 --> 00:26:55,839
of those parts in your body are
not stable. They haven't gotten Your muscles

338
00:26:55,880 --> 00:27:00,759
haven't grown, your bones haven't grown
to their full peak. A lot of

339
00:27:00,839 --> 00:27:07,000
damage can take place. So up
Doug can always find that negative side of

340
00:27:07,039 --> 00:27:11,119
the football story, because I think
it is an immense problem that nobody look

341
00:27:11,160 --> 00:27:15,319
at all of the stuff going on
with football and college football. You can

342
00:27:15,559 --> 00:27:18,279
you can't turn on the television set
any unit of the week now, not

343
00:27:18,319 --> 00:27:22,319
see a football game, a pro
game, a college game, and people

344
00:27:22,319 --> 00:27:25,279
can get hurt, especially with the
tackling, and I like that with a

345
00:27:25,319 --> 00:27:30,039
lot of other sports. The Browns
just lost one of our leaders due to

346
00:27:30,160 --> 00:27:34,000
a significant knee injury. Really,
yeah, I did. I saw that

347
00:27:34,000 --> 00:27:38,640
as a matter of fact. All
right, let's see here one more person

348
00:27:38,839 --> 00:27:47,920
in the news. A lady named
Linda Jones, tenant at a condominium in

349
00:27:48,039 --> 00:27:55,559
Colorado, lost everything in a couple
of separate fires that burned their units this

350
00:27:55,720 --> 00:28:00,400
past a year, not once,
but twice. The only thing this woman

351
00:28:00,440 --> 00:28:10,440
took away from the fire was your
dog. Fires and so these that's interesting.

352
00:28:11,000 --> 00:28:15,119
The children are trying to help out, and then the bartender in the

353
00:28:15,279 --> 00:28:22,400
nearby restaurant decided to coordinate a fundraiser
to generate money to help this woman who

354
00:28:22,400 --> 00:28:26,000
has basically become homeless. They're trying
to get seventy grand. How are they

355
00:28:26,039 --> 00:28:30,319
doing on the go fund? It
looks like eleven thousand bucks now, yeah

356
00:28:30,319 --> 00:28:33,240
at this point, yeah, it's
about it. Yeah, just a little

357
00:28:33,319 --> 00:28:40,200
over twelve. Imagine this though happening
to you, Dolly here and dollar there

358
00:28:41,079 --> 00:28:45,880
about yeah, one hundred and sixty
units in this building uninhabitable, and the

359
00:28:45,920 --> 00:28:48,400
insurance companies, of course, are
denying. And there you go, that's

360
00:28:48,440 --> 00:28:52,319
the secret sauce for them. Oh, dunna, I dunna. I know

361
00:28:52,559 --> 00:28:57,039
you can't get that money, all
right. I've been cynical enough. So

362
00:28:57,119 --> 00:29:00,359
it's great business time for college and
I would think the phones would be ringing

363
00:29:00,359 --> 00:29:04,640
off the hook and people would be
ordering nauseum. That's right. You know,

364
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365
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366
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367
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because, like Doug said, it's
so much more than just a white

368
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not talking about a quick, fake side

369
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370
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371
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372
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373
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that sounds think it would be kind of

374
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fun Calitrin at toploss dot com thanks
to Elizabeth Miller here one of the great

375
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Calitrin consultants at toploss dot com.
Here on tap is Nick Miles from our

376
00:30:00,720 --> 00:30:04,240
autoexpert dot com. That's his website. You can go there and find places

377
00:30:04,440 --> 00:30:08,880
information on best new car deals,
used car deals, all kinds of things

378
00:30:08,880 --> 00:30:14,400
connected. And I suppose we start
with the strike and what that is impacting

379
00:30:14,440 --> 00:30:21,720
and what happens if there are supposedly
today various decisions they're supposed to be made

380
00:30:22,079 --> 00:30:26,599
as to whether they'll shut down more
plants because they're not getting the forty percent

381
00:30:26,720 --> 00:30:30,119
raise. And I can't imagine the
universe in which they would get a forty

382
00:30:30,119 --> 00:30:33,480
percent raise over four years. Can
you ten percent a year? I don't

383
00:30:33,519 --> 00:30:37,160
see that happening. It's a lot, isn't it. I mean that would

384
00:30:37,160 --> 00:30:42,160
put them at a higher rate than
the national average to get way twice Yeah,

385
00:30:42,880 --> 00:30:47,720
yeah, exactly, Yeah, but
they have you know, it's difficult

386
00:30:47,759 --> 00:30:51,160
because they did see a lot of
these car companies through the difficult times,

387
00:30:51,200 --> 00:30:53,960
and they took bigger cuts than a
lot of American workers. And they the

388
00:30:55,640 --> 00:30:57,920
weather, the storm, and so
they did take a bigger hit and now

389
00:30:57,920 --> 00:31:02,039
they're asking to sort of be put
back right, but they're asking for a

390
00:31:02,039 --> 00:31:06,079
lot more. So did they take
a bigger hit than the average American worker?

391
00:31:06,079 --> 00:31:07,920
And now they're asking to be set
right? But I'm asking for too

392
00:31:08,000 --> 00:31:11,519
much. I think most people are
Yeah, but I think they're not.

393
00:31:12,200 --> 00:31:17,319
People are not feeling it's once again
these union it's the leaders, not so

394
00:31:17,400 --> 00:31:21,759
much the membership and the way that
they present things. It's kind of an

395
00:31:21,880 --> 00:31:25,960
arrogance attached to it. So that's
the impact that the strike is having,

396
00:31:25,960 --> 00:31:29,680
at least at the moment. And
with the shutting down, I think you

397
00:31:29,680 --> 00:31:33,559
said there's fifty similar days of supply
depending on the manufacturer and the model.

398
00:31:33,559 --> 00:31:37,400
I suppose as much as anything else. So well, this what if this

399
00:31:37,440 --> 00:31:42,279
goes on, it'll be COVID Part
two. In terms of used cars,

400
00:31:42,279 --> 00:31:45,160
everybody that can't find a new car, they want a late model used car.

401
00:31:45,279 --> 00:31:49,559
And so what are the are there
things that are you're looking at trends?

402
00:31:49,559 --> 00:31:53,079
Prices going up? Are there any
good deals on used cars? What

403
00:31:53,119 --> 00:31:57,000
are you seeing? Yeah? I
mean interest rates are there for those slightly

404
00:31:57,119 --> 00:32:02,880
used I I like to call them
nicely looked after years cars with low mileage

405
00:32:04,359 --> 00:32:08,039
the interest rates. You can get
about five percent interest rates for slightly used

406
00:32:08,079 --> 00:32:15,039
cars. Those vehicles are approximately five
percent interest rates across the boards you're seeing.

407
00:32:15,119 --> 00:32:21,480
You get those mostly from credit unions
that are attached to credit. Yeah.

408
00:32:21,519 --> 00:32:27,000
Absolutely, and they're pre certified vehicles. Those vehicles you'll find from companies

409
00:32:27,000 --> 00:32:30,559
like BMW, from Mercedes, from
a lot of the American car companies,

410
00:32:30,599 --> 00:32:35,920
and they have a good interest rate
there for those pre certified cars. You

411
00:32:35,920 --> 00:32:38,079
want to look for that pre certified
seal when you go in there because that

412
00:32:38,240 --> 00:32:45,039
interesting nick. There are a lot
of people who have tried they get financing.

413
00:32:45,720 --> 00:32:49,440
It was for a while you couldn't
get financing. You can't. The

414
00:32:50,119 --> 00:32:52,400
question was on whether you get least
a used car, and you can't.

415
00:32:52,480 --> 00:32:55,440
You can buy them and they'll finance
it for you, but you can't get

416
00:32:55,759 --> 00:32:59,559
at least And I always wondered why
that was. You know, why wouldn't

417
00:32:59,559 --> 00:33:04,359
why can't you you're just lea a
used car? Yeah, because with the

418
00:33:04,440 --> 00:33:07,640
leasing situation, the car has a
known value, but with a used car,

419
00:33:07,720 --> 00:33:12,119
it doesn't have a known value.
And so that's the difficulty with it.

420
00:33:12,759 --> 00:33:16,960
With a used car, that value
is kind of in question. Where

421
00:33:17,000 --> 00:33:21,720
people like alg they'll put a value
on a brand new car, but they

422
00:33:21,720 --> 00:33:23,240
won't do that on a used car
because you never know quite how it was

423
00:33:23,400 --> 00:33:29,119
used. Right used with a new
car, it has a value and it

424
00:33:29,119 --> 00:33:34,160
has a depreciation value. So if
it's pre certified, you'll get a good

425
00:33:34,200 --> 00:33:37,160
interest rate on it, about five
percent. And that's the suggestion. Find

426
00:33:37,200 --> 00:33:43,039
something that is probably a twenty eighteen
to twenty and twenty three and you can

427
00:33:43,039 --> 00:33:46,319
get about five percent interest on that. Lincoln are doing some of those,

428
00:33:46,440 --> 00:33:51,920
and you'll also find them across the
board. But the pre certification is really

429
00:33:51,960 --> 00:33:54,319
important. That means the manufacture of
the dealership has gone through it and they've

430
00:33:54,359 --> 00:33:59,680
certified it as a good buy,
and you'll find some good interest rates on

431
00:33:59,720 --> 00:34:02,839
those vehicles. Make sure you keep
the mileage under about fifty thousand though.

432
00:34:04,279 --> 00:34:07,000
All right, So what happens when
you buy one of these cars and the

433
00:34:07,039 --> 00:34:13,639
salesman says to you you can purchase
for an extra two thousand dollars and unlimited

434
00:34:13,760 --> 00:34:17,599
warranty i e. In insurance policy
on the engine, the drive train and

435
00:34:17,760 --> 00:34:22,800
important components to the car. Is
that is that something you ought to buy

436
00:34:22,880 --> 00:34:25,400
or is it something you just why
don't you make the car is good enough

437
00:34:25,480 --> 00:34:30,639
so they don't need insurance. That's
my that's always my answer. You want

438
00:34:30,719 --> 00:34:36,239
me to buy insurance? What's wrong
with the car? You know, obviously

439
00:34:37,039 --> 00:34:38,920
cars go bad, right, That's
one of the biggest problems with those cars.

440
00:34:39,159 --> 00:34:45,360
And you'll find that those guys aren't
going to guarantee anything. Things do

441
00:34:45,599 --> 00:34:50,039
go bad over those three years,
and so the warranty is only so good.

442
00:34:50,960 --> 00:34:53,360
And that's I mean, as you
know, Doug, you buy things

443
00:34:53,400 --> 00:34:59,760
in the best case scenario, and
those things then they're not always any promises,

444
00:35:00,039 --> 00:35:02,480
and the promises the precertification is the
best way to go. I'm going

445
00:35:02,559 --> 00:35:07,440
to tell you that every time,
all right, So yeah, pre certification.

446
00:35:07,920 --> 00:35:12,119
Make sure the dealership says yep,
we've checked this car out and it's

447
00:35:12,199 --> 00:35:15,440
a o K. All right.
There's a good update on what's going on

448
00:35:15,480 --> 00:35:20,840
in the car business from top to
bottom. Nick Miles at our autoexpert dot

449
00:35:20,880 --> 00:35:24,280
com. The next Stephen Good Day
download with Doug and Jay Kirshner is made

450
00:35:24,320 --> 00:35:29,039
possible in part by keltrin, which
is the safe way for you to lose

451
00:35:29,079 --> 00:35:32,440
weight and keep it off, and
also by priviging keeping your brain healthy