WEBVTT 1 00:00:09.759 --> 00:00:17.480 Who you don't have come running just as fast as we can. Shooter's gonna 2 00:00:17.559 --> 00:00:24.160 help coming. Man Dix is the Troubleshooter Show. Now, Tom Martine, 3 00:00:24.760 --> 00:00:29.239 that's me. I'm Tom Martino at the mother Ship. Today it's Friday. 4 00:00:29.280 --> 00:00:32.560 I got a bunch of degenerates in the studio. Oh, I mean my 5 00:00:32.719 --> 00:00:36.039 guests. Sometimes I say things out loud, I don't mean to anyway. 6 00:00:36.320 --> 00:00:40.920 We got Kevin Calking and wonderful man from sharedon Arl Tech. We have Rod 7 00:00:41.240 --> 00:00:45.240 over from uh jfr Cars, Rod Greer, and he brought someone with him 8 00:00:45.719 --> 00:00:49.240 who's a leasing expert's been doing it forty some odd years, and it's Bob 9 00:00:49.280 --> 00:00:51.840 Perry. We're gonna talk about leasing a little. You know, there's so 10 00:00:51.960 --> 00:00:55.240 much confusion as to what's better leasing or buying. I see nothing's better. 11 00:00:55.280 --> 00:00:59.039 It's whatever you need and whatever fits your needs. But we'll talk about the 12 00:00:59.079 --> 00:01:03.120 pitfalls of both three O three seven one three talk. Remember, nothing is 13 00:01:03.159 --> 00:01:08.680 ever good and bad. Oh wow, let me qualify that nothing is ever 14 00:01:08.799 --> 00:01:12.599 as bad or as good as people say. There's always some in between, 15 00:01:12.680 --> 00:01:18.200 right, three three seven one three talk? And that goes for the presidential 16 00:01:18.239 --> 00:01:21.879 candidates. Can you believe this is the best we can do as a country. 17 00:01:22.599 --> 00:01:26.120 But in any case, I think we'd have better chances doing an American 18 00:01:26.159 --> 00:01:32.280 Idol type of competition. Who wants to be President? Wouldn't that be cool? 19 00:01:32.480 --> 00:01:36.200 So we ask candidates from all over the country and we do a regular 20 00:01:36.239 --> 00:01:40.319 tryout. The problem is getting the judging panel. That would be the problem. 21 00:01:40.840 --> 00:01:46.239 What would we do for a judging panel. Maybe we get six federal 22 00:01:46.359 --> 00:01:52.799 judges, three liberal and three conservatives, and then the contestants come in around 23 00:01:52.840 --> 00:01:57.480 the country and then we go to the show in Hollywood, and then we 24 00:01:57.760 --> 00:02:01.120 drill down like American Idol and the one, and then then we get to 25 00:02:01.200 --> 00:02:06.599 vote at the end for the last two or three, and then we pick 26 00:02:06.640 --> 00:02:10.240 our president. I'll bet you we'd have better people than we do now because 27 00:02:10.240 --> 00:02:15.800 there would be no spending of money. It wouldn't be the richest guy gets 28 00:02:15.840 --> 00:02:20.680 it or the richest gal gets it. Maybe we even have a talent competition, 29 00:02:20.759 --> 00:02:23.800 you know, along with the speeches. Well, the parties who picks? 30 00:02:23.800 --> 00:02:27.520 Now, we don't have any pick yeah unless you're a party. Yeah, 31 00:02:27.599 --> 00:02:32.199 yeah, here's the deal. Really to a te I, I swear 32 00:02:32.240 --> 00:02:37.520 to god, I've never heard anyone who said not one person. Well, 33 00:02:37.560 --> 00:02:43.319 maybe Mark is satisfied with the choices. I don't think he is. Brothers. 34 00:02:43.520 --> 00:02:46.599 I thought he was off guys. I thought I could talk about him. 35 00:02:46.599 --> 00:02:50.280 Now he's he sneaks in there. Listen, I'm saying it's it. 36 00:02:50.400 --> 00:02:53.360 I love how you talk out of both sides of your mouth when it comes 37 00:02:53.360 --> 00:02:59.759 to these year's what I'm finish. I think great things for the country, 38 00:03:00.039 --> 00:03:02.520 and I'm making the point I'm making Mark. This is the point is that 39 00:03:02.639 --> 00:03:08.240 I believe I believe most people most I could be wrong, but I believe 40 00:03:08.879 --> 00:03:15.599 most people don't like that these are the choices, but they will pick one. 41 00:03:15.879 --> 00:03:20.199 Yes, they do have a preference, and many of them, you 42 00:03:20.240 --> 00:03:24.639 know whatever. But I do believe they'd rather have two other people. What 43 00:03:24.759 --> 00:03:30.759 would you pick, bro, I believe that they would want two other people. 44 00:03:30.879 --> 00:03:35.280 Glanced right over it. It's gloss right over it. But no, 45 00:03:35.439 --> 00:03:38.960 you glanced over it. No I glossed over it. But Mark. Mark 46 00:03:38.080 --> 00:03:42.599 is the man of mixed metaphors. But I like it. I like it. 47 00:03:43.000 --> 00:03:45.199 I've been with him for so many years I've gotten used to. In 48 00:03:45.240 --> 00:03:49.159 fact, if he started speaking properly, I would die. It would It 49 00:03:49.199 --> 00:03:54.879 would denote a really big change in the election. Hey, Mark, do 50 00:03:54.919 --> 00:04:00.599 you think most people seriously, as an aside, do you think most people 51 00:04:00.599 --> 00:04:03.039 are like the choices? I think. I think Trump knocked it out of 52 00:04:03.080 --> 00:04:08.039 the park in the Bronx last night. He did twenty five thousand people showed 53 00:04:08.120 --> 00:04:12.199 up in the bluest of blue. I think the guy has more followers than 54 00:04:12.280 --> 00:04:16.759 probably any other president ever. Okay, all right, the polls are showing 55 00:04:16.800 --> 00:04:20.480 dead even No, they're not not even close. In swing states. He's 56 00:04:20.560 --> 00:04:25.319 up ten twelve points. Okay, it's going to be a massacre. Okay, 57 00:04:25.439 --> 00:04:28.399 Hey, let's go to the phones. Because again, I don't want 58 00:04:28.439 --> 00:04:35.199 people to think my approach to talking about this indicates my preference, because it 59 00:04:35.279 --> 00:04:41.680 doesn't. What is your preference? Why should I say people don't care? 60 00:04:42.040 --> 00:04:46.560 Well, everybody knows you like Biden, that's all for sure. I think 61 00:04:46.600 --> 00:04:48.800 he's a buffoon. Okay, that's for sure. But I kind of think, 62 00:04:49.160 --> 00:04:53.759 never mind, Oh, he's a good buffoon. No, I don't 63 00:04:53.759 --> 00:04:57.040 think he's a good man. I don't know. I don't like Biden at 64 00:04:57.079 --> 00:05:00.079 all. I think he's a buffoon. But the thing is scary is I 65 00:05:00.079 --> 00:05:04.120 think Kamala is even scarier than Biden. But remember when I said nothing is 66 00:05:04.160 --> 00:05:09.160 ever as bad or as good that goes for the economy. You know, 67 00:05:09.279 --> 00:05:12.040 I know a lot of people say it's bad. Yet I know people who 68 00:05:12.079 --> 00:05:15.720 are don't know what to do with all the business now. Interest rates are 69 00:05:15.800 --> 00:05:23.000 high and inflation is not totally under control. Yeah, listen, I don't 70 00:05:23.040 --> 00:05:28.360 want to talk about it because again, people who think never mind. I 71 00:05:28.759 --> 00:05:30.279 first of all, I truly do believe this, and I mean this sincerely. 72 00:05:30.360 --> 00:05:34.360 Nobody gives a good you know what what I think anyway, and I'm 73 00:05:34.399 --> 00:05:38.000 not going to change any mind. So what difference does it mean? Monica 74 00:05:38.040 --> 00:05:40.680 now has an issue. It's approbate issue. Let's go to Monica. Hey, 75 00:05:40.759 --> 00:05:45.399 Monica, I'm Tom Martinez. What's going on? Monica? Hi, 76 00:05:45.720 --> 00:05:50.480 how are you good? What's happening? Okay, short story short, I'm 77 00:05:50.480 --> 00:05:57.000 trying to We have a my uncle. He passed away in New Mexico and 78 00:05:57.040 --> 00:05:59.959 he had a house here in Denver. My dad was taken care of it. 79 00:06:00.160 --> 00:06:09.199 When did he pass away in November? Okay? Okay? My dad 80 00:06:09.240 --> 00:06:12.439 is the oldest of the brothers. He had a will, but he did 81 00:06:12.480 --> 00:06:15.600 not notorize it. Well, hold on the wills don't have to be notarized. 82 00:06:15.720 --> 00:06:18.800 He had a will. He died in Mexico, but has a home 83 00:06:18.959 --> 00:06:24.319 in Colorado. Yeah, he died in New Mexico, by house, New 84 00:06:24.360 --> 00:06:28.720 Mexico. Oh, in New Mexico. And does he have did you say 85 00:06:28.759 --> 00:06:31.519 he died in New Mexico? Yes? Okay, good, I'm sorry, 86 00:06:31.560 --> 00:06:34.879 okay, good, all right, anyway, talk about it. What do 87 00:06:34.920 --> 00:06:39.600 you want to know? So? Okay, so my dad was taking care 88 00:06:39.600 --> 00:06:43.360 of He had a house here also in Denver, Colorado. So how many 89 00:06:43.360 --> 00:06:46.720 houses all together does that make h He has a house here and he had 90 00:06:46.720 --> 00:06:51.279 a house or property in New Mexico outside of town. Two okay, two 91 00:06:51.279 --> 00:06:56.639 homes? Got it? Okay? So he has been married and divorced. 92 00:06:57.759 --> 00:07:01.279 He's been married and divorced twice. Okay. When he was married the first 93 00:07:01.319 --> 00:07:08.720 time, he had a daughter from his ex wife. He paid child support 94 00:07:08.800 --> 00:07:13.680 and he paid, he paid child support and she was on the birth certificate. 95 00:07:14.040 --> 00:07:17.240 But years later my uncle found out I suspected that that was not his 96 00:07:17.360 --> 00:07:20.600 daughter. Doesn't that doesn't mean none of that matters, because if he has 97 00:07:20.600 --> 00:07:25.680 a will, she doesn't have to be left anything. Right, He had 98 00:07:25.720 --> 00:07:30.959 a will and it was noted. It was dated on twenty twenty twenty thirteen. 99 00:07:30.120 --> 00:07:33.040 But he did not sign it, but it said he did not have 100 00:07:33.079 --> 00:07:38.600 no children. Wait wait, wait, wait wait, So there's an unsigned 101 00:07:38.639 --> 00:07:43.160 will somewhere. Yes, we have the unsigned will. Well, that's not 102 00:07:43.240 --> 00:07:47.319 a will. That's what you call a document that you found, right right? 103 00:07:47.480 --> 00:07:50.319 My uncle found it, but it looked like a will he had, 104 00:07:50.639 --> 00:07:54.639 Yeah, but there was no indication. How would you prove he signed it? 105 00:07:56.680 --> 00:07:58.920 I mean, how would you How would you prove it was his? 106 00:08:00.560 --> 00:08:03.560 Well, my uncle Clyde in New Mexico, the youngest brother, is the 107 00:08:03.600 --> 00:08:09.160 one that found it with his paperwork. Okay, but okay, hold on, 108 00:08:09.240 --> 00:08:11.600 here's what I'm going to do because I don't want to render legal opinions 109 00:08:11.639 --> 00:08:16.920 here and I might be wrong when I tell you. How do we know 110 00:08:16.959 --> 00:08:20.160 it's his? It wasn't signed, But what is it? We're going to 111 00:08:20.199 --> 00:08:26.240 get our attorney on Kachina, either Mackenzie or keel and Park either one. 112 00:08:26.480 --> 00:08:31.680 I want to know something. What is the issue. What's the main issue? 113 00:08:31.519 --> 00:08:37.440 Okay? The main issue is he had a daughter. He long loft 114 00:08:37.480 --> 00:08:41.679 daughters, and it doesn't matter if he now disavows her, but he had 115 00:08:41.720 --> 00:08:45.600 a daughter. What's going on with her? Well? She's trying to take 116 00:08:45.679 --> 00:08:50.919 everything from the family. Okay, Okay, we did open appropriate. She 117 00:08:50.000 --> 00:08:56.159 opened approbate in New Mexico in house. And how much is his the state? 118 00:08:56.519 --> 00:09:03.440 How much is his estate worth the house in Denver? I just just 119 00:09:03.559 --> 00:09:07.759 all together what roughly like a million bucks for everything? Yeah? Probably a 120 00:09:07.759 --> 00:09:13.639 million bucks for everything. Okay. Now, now, the only document you 121 00:09:13.759 --> 00:09:20.720 found was an unsigned will, right yes. And in that unsigned will it 122 00:09:20.759 --> 00:09:24.840 says he doesn't have a child, right correct, But there is a birth 123 00:09:24.879 --> 00:09:28.720 certificate with him on it, right correct. And that birth certificate goes back 124 00:09:28.759 --> 00:09:35.600 to when the daughter is like forty five years old, and was anything from 125 00:09:35.639 --> 00:09:41.159 the time that she was born to the time she was forty, showing that 126 00:09:41.240 --> 00:09:50.840 he successfully disavowed her with DNA tests. No, he just suspected. He 127 00:09:50.120 --> 00:09:54.279 just suspected it wasn't his daughter. That's not good enough to be knocked out. 128 00:09:56.080 --> 00:10:00.600 Okay, Yes, we were asking for DNA. You don't, You 129 00:10:00.600 --> 00:10:03.200 don't have no one has to do. If this woman is forty and he's 130 00:10:03.200 --> 00:10:07.720 been on the birth certificate her whole life, trust me, there's you're not 131 00:10:07.799 --> 00:10:11.399 going to make it that difficult. The judge will never ever, ever, 132 00:10:11.679 --> 00:10:16.000 and even if even if she wasn't he, it doesn't matter. The courts 133 00:10:16.039 --> 00:10:20.559 have ruled. Sorry, Bud. There have been guys who have been paying 134 00:10:20.639 --> 00:10:24.279 child support and accepted someone until they found out it wasn't his or hers, 135 00:10:24.600 --> 00:10:28.799 and or he found out it wasn't his, and then he refused child support 136 00:10:28.840 --> 00:10:33.679 and the court said, sorry, that's still your child. So you're you're 137 00:10:33.720 --> 00:10:35.919 gonna have a losing argument. There a losing argument. But I want to 138 00:10:35.960 --> 00:10:39.559 I want you to hold because we'll get our attorney on to talk about this 139 00:10:39.679 --> 00:10:45.480 as far as what do you do to prove the will is valid? Because 140 00:10:45.519 --> 00:10:50.399 it doesn't matter if there's no will. The daughter's first in line, you 141 00:10:50.440 --> 00:10:56.240 know, well, I think that's the order of succession his kids and then 142 00:10:56.279 --> 00:11:00.480 his his siblings, then his parents or something or his parents said, we'll 143 00:11:00.519 --> 00:11:03.360 find out from our attorney. Hang on three O three seven one three eight 144 00:11:03.360 --> 00:11:07.240 two five five. Waterpros dot net. You want the best drinking water ever 145 00:11:09.039 --> 00:11:11.919 water pros eight six two five five five four And when I say that, 146 00:11:11.960 --> 00:11:15.720 I mean it. I have the systems you'll never have better for less money. 147 00:11:16.039 --> 00:11:22.759 Waterpros dot net go with a sure thing Denver's best roofer Excel Roofing dot 148 00:11:22.799 --> 00:11:28.480 com. You don't pay a cent until you're content. Time for an insurance 149 00:11:28.559 --> 00:11:33.840 check up free, no obligation. In comparison, call Compass Insurance paying too 150 00:11:33.919 --> 00:11:37.159 much your coverage at dozens of insurance companies find out now three all three seven 151 00:11:37.279 --> 00:11:41.919 seven to one help. You'll think you're his only customer when you choose Frank 152 00:11:41.000 --> 00:11:46.600 durand the real estate man dot com to list your home with Remax Alliance three 153 00:11:46.600 --> 00:11:58.440 all three nine two zero sixteen twenty two. Hi Tom Martino here, I 154 00:11:58.519 --> 00:12:01.399 want to get our ATTORNINGE. Could you get our attorney on for her? 155 00:12:01.480 --> 00:12:05.440 I want to Monica. We didn't forget Bally's next and we'll talk to her 156 00:12:05.480 --> 00:12:09.919 about And by the way, just for everyone listening, I need to tell 157 00:12:09.960 --> 00:12:15.399 you this. Okay, we do have an update on the Brighton Police Department. 158 00:12:15.440 --> 00:12:18.120 That chief wrote to me, and then I talked again to the consumer 159 00:12:18.840 --> 00:12:24.279 and we talked to District six and there's a whole bunch of updates. If 160 00:12:24.279 --> 00:12:33.840 you heard yesterday's show about Brighton Police Department and Adams County Sheriff's Department. Wait 161 00:12:33.879 --> 00:12:37.840 to use everything. Well, you want to talk about finger pointing? Oh 162 00:12:37.879 --> 00:12:43.559 my god, but we'll talk about it. Now I was wrong in calling 163 00:12:43.120 --> 00:12:50.159 Brighton a bunch of morons. I think both Brighton and Adams County Sheriffs are 164 00:12:50.200 --> 00:12:54.600 morons. Now, so we'll continue with this. So I apologize for not 165 00:12:54.879 --> 00:12:58.960 including Adams County Bailey, what's going on with you? Hi? Baby? 166 00:13:03.600 --> 00:13:09.519 Hi? Hi? What's going on? Hire? Are you? I'm doing 167 00:13:09.600 --> 00:13:13.480 good? Thank you? So you bought a car and you are having a 168 00:13:13.559 --> 00:13:18.240 problem. Yes? What kind of car is that? She put down? 169 00:13:18.279 --> 00:13:22.399 A twenty eighteen super u kat China put that down? Is that what you 170 00:13:22.519 --> 00:13:33.399 have? Yes? Yes? What's the problem? All of shumps? Why? 171 00:13:33.159 --> 00:13:43.000 I really don't know where to start. I've written all right, all 172 00:13:43.039 --> 00:13:46.519 right, so when let's here, I'm gonna help you. Then when did 173 00:13:46.559 --> 00:13:52.200 you buy it? A couple of years ago? I think? Did you 174 00:13:52.200 --> 00:13:58.080 buy it? It was used? Then? Right? Yes? Okay, 175 00:13:58.440 --> 00:14:01.200 so you bought a used two thousand? Was an eight? How many miles 176 00:14:01.240 --> 00:14:05.159 were on it when you bought it? I have no idea? Okay, 177 00:14:05.200 --> 00:14:09.519 So you bought a used twenty eighteen Subaru and uh the WRX and tell me 178 00:14:09.600 --> 00:14:13.480 what's wrong with it? You bought it a few years ago? Why are 179 00:14:13.480 --> 00:14:24.639 you calling today? Uh? I took my vehicle and for worm. Okay, 180 00:14:24.639 --> 00:14:30.240 and you took it into where get hump? Okay, you took it 181 00:14:30.279 --> 00:14:37.440 to shomp and what happened. There's a lot more. They needed to replace 182 00:14:37.480 --> 00:14:41.799 a head gasket and solved it wrong. We all know I had a blong 183 00:14:41.799 --> 00:14:46.200 ahead gasket is bad? Yeah, because now how long? How long did 184 00:14:46.200 --> 00:14:54.519 you own it before the head gasket? Blue? I don't know, okay, 185 00:14:54.960 --> 00:15:00.639 all right, So when did they replace? When did they replaced the 186 00:15:00.679 --> 00:15:07.840 head gasket this year or last year? When? Last year? Okay? 187 00:15:09.279 --> 00:15:13.600 It was? It was there. It's been there since like October. Wait 188 00:15:13.600 --> 00:15:18.279 a minute, is it still there? Yes, sir? No, no, 189 00:15:18.279 --> 00:15:22.000 no, no, no. You took your car in October to shop 190 00:15:22.440 --> 00:15:33.080 and it's still there. Yes. Sure. Why there's a good question, 191 00:15:33.159 --> 00:15:37.519 sir. I actually have the text messages from them in mating names called it 192 00:15:37.559 --> 00:15:41.399 wrong. However, they refused to fix it. Their mistakes that ruined my 193 00:15:41.519 --> 00:15:45.440 car. Wait a minute, and wait a minute, why did you say 194 00:15:45.799 --> 00:15:48.559 in twenty eighteen? Okay, we have nineteen, twenty, twenty one, 195 00:15:48.679 --> 00:15:54.879 twenty two, twenty three, So why what was it under warranty in October 196 00:15:54.919 --> 00:16:02.120 of twenty twenty three? It was warranty work in October, guys, does 197 00:16:02.159 --> 00:16:04.240 that sound right? A five year old car? Well, it depends totally 198 00:16:04.279 --> 00:16:07.720 a mile, it's too well, but yeah, but what are the super 199 00:16:08.080 --> 00:16:11.120 one? Extended warranties can go over five years? Show? Does it have 200 00:16:11.159 --> 00:16:18.840 an extended warranty, Bailey or a regular one? Uh? It was warranty 201 00:16:18.919 --> 00:16:22.600 work, sure, and then there's so much more. Okay, hold on, 202 00:16:22.919 --> 00:16:26.399 you know what? We need to talk to her off the air. 203 00:16:26.519 --> 00:16:30.440 She doesn't seem to have a grasp on the specific she wants us to handle. 204 00:16:30.759 --> 00:16:37.440 Doc, do you want to call her a kitchina? Docs? Here? 205 00:16:37.840 --> 00:16:41.720 Do we have anyone else on the phone on hand? Is Deputy Gearhead 206 00:16:41.759 --> 00:16:45.720 her own? I can certainly text him the info, And you think, 207 00:16:45.840 --> 00:16:48.960 here's why. I just want to get so she's not under the pressure of 208 00:16:48.000 --> 00:16:52.559 the show, because we do have time constraints, and I just want to 209 00:16:52.600 --> 00:16:56.279 get what is she calling about? Now? What can we do for her? 210 00:16:56.559 --> 00:17:00.000 I mean, it's good enough to tell us my car's been in there 211 00:17:00.200 --> 00:17:03.599 since twenty twenty three fall, and I'd like to know what's going on with 212 00:17:03.680 --> 00:17:08.559 it. I mean, okay, but it may not be covered under warranty. 213 00:17:08.599 --> 00:17:12.359 I mean there are times if you overheated a car, there would be 214 00:17:12.400 --> 00:17:17.079 times. Warranty wouldn't cover that different abuse than everything else. Absolutely, So 215 00:17:17.160 --> 00:17:19.440 hang on, Bailey, We'll have someone talk to you three three seven to 216 00:17:19.480 --> 00:17:26.079 one three talk chans turn. Jan wants to talk about airlines? Jan, 217 00:17:26.359 --> 00:17:33.240 what's happening? Yeah, Hi Tom, what's happening. So this is an 218 00:17:33.279 --> 00:17:40.400 issue with the companion pass promotion with Southwest Airline. Now what does that mean, 219 00:17:40.440 --> 00:17:44.759 oh companion? What kind of promotion was it? Well, let me 220 00:17:44.839 --> 00:17:48.279 know. And then they come out and say, if you if you book 221 00:17:48.319 --> 00:17:56.960 a flight or rent a flight within the certain dates and fly it, then 222 00:17:56.079 --> 00:18:03.240 down the road during specify dates, you can take a companion with you on 223 00:18:03.319 --> 00:18:08.400 a trip for free. Okay, okay, So what happened so well in 224 00:18:08.480 --> 00:18:14.640 the provisions of the terms of the promotion is you have to book within the 225 00:18:14.720 --> 00:18:18.799 dates that they say, you have to fly those flights within a certain time 226 00:18:18.839 --> 00:18:25.440 period, and you can't make any changes. And the changes that they talk 227 00:18:25.519 --> 00:18:30.160 about are you know, changing the date of travel and you know some other 228 00:18:30.240 --> 00:18:36.359 things. But anyway, I bought the fair, the one to get away 229 00:18:36.359 --> 00:18:41.960 fair that allows you to make a same day change, switch to a different 230 00:18:41.960 --> 00:18:47.720 flights same day and get a confirmed booking and I'd already met all the other 231 00:18:47.839 --> 00:18:53.200 terms of the promotion, and on the day of my travel for my second 232 00:18:53.200 --> 00:18:57.279 flight, my qualifying flight, I wanted to change to a different flight, 233 00:18:57.359 --> 00:19:00.640 and I called in and said, I just want to make sure this is 234 00:19:00.680 --> 00:19:03.400 going to infringe on Mike. Well, hold on, didn't you tell me 235 00:19:03.519 --> 00:19:10.000 the rules say that you can make a change on the same day. The 236 00:19:11.000 --> 00:19:15.160 fare that I bought allows that. Yeah, but the promotion may not allow 237 00:19:15.200 --> 00:19:19.319 it, right, Well, that's what they told me. But when I 238 00:19:19.319 --> 00:19:23.240 would go back to the terms and conditions of the promotion, it doesn't say 239 00:19:23.319 --> 00:19:30.599 anything in the language about getting disqualified for the promotion if you make a change 240 00:19:30.599 --> 00:19:34.279 to a different plight on the day of travel. Yeah, but okay, 241 00:19:34.319 --> 00:19:38.640 hold on, hold on, hold on, jan And it may not say 242 00:19:40.160 --> 00:19:41.559 if you make a change during the day, or it has to be at 243 00:19:41.640 --> 00:19:45.880 night, or it has to be you know with blue ink. I mean, 244 00:19:45.920 --> 00:19:48.720 what I'm getting at is they don't have to say each and every circumstance 245 00:19:48.799 --> 00:19:52.240 as long as they say no changes. Is there anywhere in the terms and 246 00:19:52.279 --> 00:19:57.960 conditions that says once you make a reservation for the companion promotion, you can't 247 00:19:59.119 --> 00:20:06.759 make change. It spells out it identifies certain changes. What like you, 248 00:20:06.839 --> 00:20:08.359 I'm just I'm not looking at it right. I sent that in to you 249 00:20:08.400 --> 00:20:11.359 when I sent the email. Wait wait, wait, do I have that 250 00:20:11.440 --> 00:20:14.359 email? I want to look at it. Hold on, Kachina, do 251 00:20:14.359 --> 00:20:15.880 you have his email? Hold on, I'll look at it, okay, 252 00:20:18.000 --> 00:20:23.640 Because as I said, he's saying because it listed changes, he stayed within 253 00:20:23.759 --> 00:20:27.559 that those bounds. But there was a change he did make that wasn't listed. 254 00:20:29.200 --> 00:20:32.920 So this is going to make some interpretation. But here I want to 255 00:20:32.960 --> 00:20:36.000 get to the bottom line here though, so let's just be forward. I 256 00:20:36.000 --> 00:20:40.359 will look at those conditions because that could be a good case for us to 257 00:20:40.799 --> 00:20:44.079 make or for small claims court and they will give in by the way, 258 00:20:44.279 --> 00:20:47.720 But jan, I want to know something. What is the consequence? They 259 00:20:47.799 --> 00:20:52.400 did not allow the companion and you had to pay? Well, I didn't 260 00:20:52.400 --> 00:20:56.920 get that bar, okay. So what peeved me is I paid more for 261 00:20:57.000 --> 00:21:00.759 a fare that I couldn't use. You know, they said, well you're 262 00:21:00.759 --> 00:21:03.720 going to make a change, but you just get this qualified. And so 263 00:21:03.839 --> 00:21:07.200 if I knew that up front, then I wouldn't have pooked the fair that 264 00:21:07.279 --> 00:21:11.000 allowed changes. That would just book the lowest fare. So now you now 265 00:21:11.039 --> 00:21:14.160 I have overpaid for something. I get it. So did you take the 266 00:21:14.240 --> 00:21:18.839 flight? Did you take the flight or none? Yeah? And I stuck 267 00:21:18.880 --> 00:21:22.319 with the original flight. I didn't make a change, and and so you 268 00:21:22.359 --> 00:21:26.440 paid more. So you're saying I paid more for it because I but and 269 00:21:26.480 --> 00:21:32.359 you got the companion too, right, I did well. I understand your 270 00:21:32.519 --> 00:21:38.640 argument is you paid for a flight that allowed changes on purpose so you could 271 00:21:38.640 --> 00:21:42.440 have a change, and when you made the change, they said your companion 272 00:21:42.559 --> 00:21:48.079 would not qualify, so you went back to the original more expensive fair. 273 00:21:48.319 --> 00:21:52.319 I get it. Now you're saying it had you known, you wouldn't have 274 00:21:52.319 --> 00:21:56.599 gotten the expensive fare. That is going to be one hell of a trail 275 00:21:56.200 --> 00:22:00.039 to try to figure out and try to get money back. Are you saying 276 00:22:00.079 --> 00:22:04.839 you want the difference between the more expensive fare and the lower fare because you 277 00:22:04.920 --> 00:22:08.599 thought you could make a change and keep your companion. But because you could 278 00:22:08.599 --> 00:22:12.160 not keep your companion and you could not go back to the original fair, 279 00:22:12.319 --> 00:22:17.400 you were forced to fly on a more expensive fair. Good luck trying to 280 00:22:17.480 --> 00:22:21.480 talk to a judge about that or even us. I mean, really that's 281 00:22:21.519 --> 00:22:25.079 gonna be Do you have any proof that they told you you could not take 282 00:22:25.119 --> 00:22:33.680 the flight. You know it was a phone call. But Jim, you 283 00:22:33.720 --> 00:22:37.119 do understand, but you do understand how difficult it will be to make that 284 00:22:37.279 --> 00:22:41.160 argument. You do understand it. Like, here's what you're saying. I 285 00:22:41.279 --> 00:22:45.119 got the companion fair. They would honor the companion fair, but I could 286 00:22:45.160 --> 00:22:48.279 not make changes. Had I known I could not make this change, I 287 00:22:48.279 --> 00:22:52.759 wouldn't have bought this ticket. And because I bought this ticket and I was 288 00:22:52.839 --> 00:22:56.960 forced to use the companion, I paid more for this ticket than I should 289 00:22:56.000 --> 00:23:00.319 have. So what's the price difference between the ticket that allowed the change on 290 00:23:00.359 --> 00:23:03.880 the day of travel and the ticket that did not. What was the price 291 00:23:03.960 --> 00:23:07.440 change? I have to look at that. It wasn't all that much. 292 00:23:07.680 --> 00:23:11.279 But Tom, that's not my argument. I'm not looking for it. Wait 293 00:23:11.319 --> 00:23:15.039 a minute, what is your argument? Then? I'm now a more polic 294 00:23:15.200 --> 00:23:17.920 So what are you calling about. I do want to help, but I 295 00:23:17.960 --> 00:23:21.680 need to know what you're calling about. You need to look at the email, 296 00:23:21.720 --> 00:23:22.599 I said, Because right, I'm going to look at the email, 297 00:23:22.640 --> 00:23:26.279 and I hope it's more clear. You know, seriously, didn't he make 298 00:23:26.319 --> 00:23:30.759 a point that he had he ended up with a more expensive ticket. Did 299 00:23:30.799 --> 00:23:33.359 he make that point. That's what I heard. Okay, so that's what 300 00:23:33.400 --> 00:23:36.519 I thought the issue was. Excuse me for listening. We got more coming 301 00:23:36.599 --> 00:23:45.960 up. Go with a sure thing Denver's best roofer Excel Roofing dot com. 302 00:23:45.000 --> 00:23:52.119 You don't pay a cent until you're content. Time for an insurance checkup free, 303 00:23:52.200 --> 00:23:56.720 no obligation. In comparison, call Compass Insurance paying too much your coverage 304 00:23:56.720 --> 00:24:00.599 at dozens of insurance companies find out now three o three seven seven to one. 305 00:24:00.680 --> 00:24:04.160 Help. You'll think you're his only customer when you choose Frank durand the 306 00:24:04.240 --> 00:24:08.720 real estate Man dot com to list your home with Remax Alliance three oh three 307 00:24:08.839 --> 00:24:22.640 nine two zero sixteen twenty two. Hi Tom Martino, you're a troubleshooter three 308 00:24:22.720 --> 00:24:27.839 oh three seven one three talk three oh three seven one three eight two five 309 00:24:29.119 --> 00:24:33.000 five. Yeah. I got an email from the chief and he also turned 310 00:24:33.079 --> 00:24:37.279 us down for being on the show where that's a Brighton police department. We 311 00:24:37.319 --> 00:24:41.720 will be talking about that some more, along with my response to him. 312 00:24:41.720 --> 00:24:45.720 And uh, he seems like a very good gentleman and wants to clear things 313 00:24:45.799 --> 00:24:51.519 up. However, he's so wrong in so many ways, and we'll go 314 00:24:51.599 --> 00:24:57.000 over that and of course, that's my opinion rank on the Southwest Airlines thing. 315 00:24:59.519 --> 00:25:06.720 I just can't see the email here. I'm trying to find it here, 316 00:25:07.240 --> 00:25:10.920 I'm trying to get this email. I finally got it. Okay, 317 00:25:11.440 --> 00:25:18.039 Now what I don't understand is I don't see anything from the airline. Oh 318 00:25:18.319 --> 00:25:23.519 he copied and pasted it. What's south West promotion? See he's saying this 319 00:25:25.079 --> 00:25:27.920 that he wanted to fly Southwest with a companion, so he paid. First 320 00:25:27.960 --> 00:25:32.240 of all, he bought a flight with the idea that in the future he'd 321 00:25:32.279 --> 00:25:37.799 be able to buy another flight and get the companion free that other flight he 322 00:25:37.839 --> 00:25:41.839 booked. He said that he booked and he bought a ticket that he could 323 00:25:41.839 --> 00:25:48.039 make changes with, and that he was taking his companion. But when he 324 00:25:48.119 --> 00:25:52.000 tried to make the change, because the ticket allowed for it, not the 325 00:25:52.039 --> 00:25:56.079 companion ticket the other ticket, they wouldn't let him make the change, or 326 00:25:56.160 --> 00:25:59.680 he could make the change, but he would lose the companion. So he 327 00:25:59.759 --> 00:26:07.480 went back to the original schedule and was upset he paid too much for He 328 00:26:07.559 --> 00:26:11.880 seemed to actually highlight in the language why they were able to kill it. 329 00:26:11.880 --> 00:26:17.880 It says changes made to an itinerary after purchase of a one way or round 330 00:26:17.920 --> 00:26:23.680 trip revenue. That's right, he actually highlighted qualifications. It says right here, 331 00:26:25.079 --> 00:26:33.599 any change to a reservation that falls outside of the promotional requirements enrollment date, 332 00:26:33.640 --> 00:26:37.519 booking date, travel date, et cetera will disqualified freight flight from this 333 00:26:37.640 --> 00:26:44.200 promotion. What I don't understand is this, it says outside of this promotion. 334 00:26:44.640 --> 00:26:51.680 So he has this promotion that clearly says you cannot make changes now outside 335 00:26:52.440 --> 00:26:57.519 of that. Outside of that promotion, he bought a ticket that does allow 336 00:26:57.839 --> 00:27:03.599 for changes, but it's outside of that promotion, and it does allow for 337 00:27:03.720 --> 00:27:07.720 changes. He paid an increased fare for the privilege of being able to make 338 00:27:07.759 --> 00:27:12.240 a change. I totally understand it, but he was pissed when he tried 339 00:27:12.279 --> 00:27:15.640 to make the change and they said to him, well, you can make 340 00:27:15.680 --> 00:27:21.480 the change. This ticket allows for it, but the promotion doesn't. Now, 341 00:27:22.119 --> 00:27:26.160 Jan, I promise you I take each and every call with the idea 342 00:27:26.200 --> 00:27:30.079 of trying to help if I can. But you have absolutely no case here. 343 00:27:30.200 --> 00:27:34.960 Why do you believe they should have allowed you to make a change outside 344 00:27:36.359 --> 00:27:42.599 of this promotion when the promotion clearly says you can. Here's why, Tom, 345 00:27:42.680 --> 00:27:49.880 because the promotion, when I asked Southwest the terms. The issue is 346 00:27:49.960 --> 00:27:57.000 I would get disqualified for a companion pass down the road. I would get 347 00:27:57.000 --> 00:28:02.160 disqualified from the promotion if I made a flight change on the same day. 348 00:28:02.440 --> 00:28:07.240 The terms and conditions of the promotion talk about enrollment, dade, change of 349 00:28:07.319 --> 00:28:12.640 itinerary, you know whatever. They don't say that you can't make a change 350 00:28:14.000 --> 00:28:18.200 on the same day of travel, Jan, Jan, it says no changes 351 00:28:18.480 --> 00:28:22.160 to me, that's the day of travel too. I think he's still winning 352 00:28:22.240 --> 00:28:26.279 court. How would he win? How would he win till they're not going 353 00:28:26.359 --> 00:28:30.640 to spend more? What the refund? He's right, Jan? In small 354 00:28:30.680 --> 00:28:33.720 claims court, they would settle with you. But what now? Now, 355 00:28:33.799 --> 00:28:36.759 let's get back to the original thing. By the way, Jan, seriously, 356 00:28:37.160 --> 00:28:40.640 no hard feelings. But they say no changes, and you're saying, 357 00:28:40.640 --> 00:28:42.400 but they didn't say on the same day if they didn't even they didn't say 358 00:28:42.400 --> 00:28:45.160 on a full moon either, they didn't say. They didn't say all kinds 359 00:28:45.200 --> 00:28:48.519 of stuff on a Tuesday or Wednesday. They didn't say on Easter. But 360 00:28:48.680 --> 00:28:52.759 here's what I want to know. Seriously, now, what do you want 361 00:28:52.759 --> 00:28:56.680 though? What What is the is it that you paid too much for that 362 00:28:56.920 --> 00:29:00.880 ticket? That allows for changes. What what would you damage being? Just 363 00:29:00.920 --> 00:29:06.000 tell us that I paid I paid more for something that I couldn't use. 364 00:29:06.119 --> 00:29:11.359 You mean the changeable ticket? Correct? Okay, how much more? Well 365 00:29:11.400 --> 00:29:15.680 whatever, that's your damage. And what Mark is saying is correct if he's 366 00:29:15.759 --> 00:29:19.440 had enough experience in small claims court to know sometimes they just write you a 367 00:29:19.519 --> 00:29:25.039 check. Now, you know, I appreciate all the input. I'm not 368 00:29:25.079 --> 00:29:27.000 going to go that route. What it's easy. It's easy, man, 369 00:29:27.720 --> 00:29:32.480 you just file and eat the castle. Well, I know it is, 370 00:29:32.559 --> 00:29:36.799 it is, but jan, I promise you. I mean I don't know. 371 00:29:36.880 --> 00:29:41.400 Sorry, just you know it does. It does amaze me though, 372 00:29:41.480 --> 00:29:45.279 it truly does. And in people in business, I wonder if you run 373 00:29:45.319 --> 00:29:52.079 across this, it amazes me how much people can read into something with everything. 374 00:29:52.440 --> 00:29:56.480 Now get that next line, Tom, read right under where you were 375 00:29:56.519 --> 00:30:02.680 reading, oh oh oh on his three changes made and continue right there. 376 00:30:03.559 --> 00:30:06.920 I'm sorry, Mark, I already hold on. Let me let me look. 377 00:30:07.000 --> 00:30:11.079 Just that's the that's the real thing is right there. Just read that. 378 00:30:11.359 --> 00:30:12.960 Okay, I think I I think I got did away with the email. 379 00:30:14.640 --> 00:30:17.759 I think I did away with the emails. Change is made to any 380 00:30:17.920 --> 00:30:22.200 itinerary after purchase of a one way around trip revenue flight, meaning a paid 381 00:30:22.200 --> 00:30:29.359 flight, may eliminate qualifications for this promotion that covers everything. No, you're 382 00:30:29.440 --> 00:30:33.000 right, you're right, any change is made. I know he's gonna go 383 00:30:33.039 --> 00:30:34.480 away pissed thinking we didn't help him, and he's right. We no, 384 00:30:34.640 --> 00:30:37.240 we told him how to get his money back. There's no doubt. I 385 00:30:37.279 --> 00:30:44.319 know Mitzi has a problem here. Mitz. Let me let me just talk 386 00:30:44.359 --> 00:30:48.640 to Mitzi real quick because we're running late. But Mitzi, what's going on 387 00:30:48.680 --> 00:30:52.119 with you? I have talked to you guys about three weeks ago with Orange 388 00:30:52.160 --> 00:30:56.319 Elephant Ruthie and trying to get my money back. Did we have anyone? 389 00:30:56.400 --> 00:30:59.119 Hold on? Did we have anyone take this case for you? MITSI? 390 00:31:00.279 --> 00:31:03.759 I remember it, Yeah, I thought they did. Hold on, hold 391 00:31:03.799 --> 00:31:06.440 on it was Mark. You said you were going to call the guy. 392 00:31:07.200 --> 00:31:10.400 I don't know if I was. I don't remember. I remember Ray well, 393 00:31:10.480 --> 00:31:12.599 it could be I put the wrong note down. It said so Orange 394 00:31:12.640 --> 00:31:18.200 Elephant Roofing was to do your roof of the insurance she would only have to 395 00:31:18.240 --> 00:31:22.200 pay her deductible. They took her. Oh, oh, oh, oh, 396 00:31:22.319 --> 00:31:26.759 I remember what this was. Oh it was an actual case value. 397 00:31:27.039 --> 00:31:30.920 But that's not their problem. I mean, see see I remember that, 398 00:31:32.000 --> 00:31:34.359 Mitsch. I remember this very very well. Here's what happened. They said, 399 00:31:34.400 --> 00:31:37.559 you only have to pay your deductible. And that's true, you only 400 00:31:37.599 --> 00:31:42.359 have to pay your deductible. However, it's a deductible on an ACV policy, 401 00:31:42.839 --> 00:31:48.839 not a deductible only. And and it's not their job to know your 402 00:31:48.920 --> 00:31:52.920 coverage and to guarantee a price that I told you this before, but I 403 00:31:52.920 --> 00:31:56.880 think she just wanted out. They're trying to hold her contract. Oh they 404 00:31:57.039 --> 00:32:00.599 okay, okay, gotcha? And why should they hold her to a continent? 405 00:32:01.359 --> 00:32:06.799 Will they do? They have some kind of outrageous cancelation fee. It's 406 00:32:07.880 --> 00:32:10.640 yeah, that's redan is I never, I never got the cancelation policy. 407 00:32:10.880 --> 00:32:14.400 They never, I never, I don't have it. What does that mean? 408 00:32:14.480 --> 00:32:20.519 And honor contract? On the contract contract, it doesn't say anything about 409 00:32:20.599 --> 00:32:24.200 a cancelation fee. Yes, sir. Oh, they're trying to get the 410 00:32:24.240 --> 00:32:28.880 Better Business Bureau. They will not return their phone calls. The Better Business 411 00:32:28.960 --> 00:32:30.839 Bureau can't. They can't get a hold of them either. Well, the 412 00:32:30.839 --> 00:32:36.000 Better Business Gurel is a dinosaurs. They haven't paid them. Why do people 413 00:32:36.000 --> 00:32:38.119 think there's a bunch of people at the Better Business Bureau fighting for people. 414 00:32:38.119 --> 00:32:40.680 Why do they think that? If you will, if you looked over at 415 00:32:40.680 --> 00:32:45.079 the office, you'd be shocked. There's a bunch of dinosaurs eating vegetation. 416 00:32:45.519 --> 00:32:50.759 I mean, and and once in a while they go and think they're making 417 00:32:50.799 --> 00:32:53.960 a difference. That's the Better Business Bureau. I mean, God almighty, 418 00:32:53.960 --> 00:32:57.559 when are people going to get that through their head. Okay, here's what 419 00:32:57.559 --> 00:33:00.680 we're gonna They take money for membership and then they give a plus accreditation. 420 00:33:00.799 --> 00:33:04.279 By the way, one of the guys with a plus is in prison for 421 00:33:04.359 --> 00:33:09.160 fraud and busted for twenty million dollars in fraud. So listen, here's a 422 00:33:09.240 --> 00:33:13.960 deal. Here's a deal. We need to assign this to somebody. I 423 00:33:14.000 --> 00:33:17.759 totally agree with you. Did you send us that contract void of that cancelation 424 00:33:17.880 --> 00:33:22.160 policy? Wasn't? I did not. I did not because I wasn't sure 425 00:33:22.200 --> 00:33:23.920 where to siny, who should we? No, Seriously, doc, you 426 00:33:24.000 --> 00:33:30.200 heard this right. She is claiming that her contract has no cancelation clause in 427 00:33:30.240 --> 00:33:34.079 it. None. Now, even if it does have one, which it 428 00:33:34.200 --> 00:33:37.039 may on the back of it. But even if it does, if they're 429 00:33:37.119 --> 00:33:42.440 saying they would do it for the deductible. I understand your argument, actual 430 00:33:42.519 --> 00:33:45.640 cash value that is, but that's truly not a deductible. Mark, Mark, 431 00:33:45.799 --> 00:33:50.839 listen carefully. What they're saying is you would only have to pay your 432 00:33:50.880 --> 00:33:54.000 deductible. And that's the truth. She only has to pay her deductible. 433 00:33:54.000 --> 00:33:58.200 Okay, So let's say she pays that to the roofer, that's all she 434 00:33:58.279 --> 00:34:02.640 has to pay. If the insurance company, Listen, only pays a c 435 00:34:04.599 --> 00:34:08.760 V, then there's a deficiency. Now this is where I agree. This 436 00:34:08.800 --> 00:34:13.559 is where I agree with Mark. If there's a deficiency, there may be 437 00:34:13.679 --> 00:34:20.559 a question. Will that rufer have the right to bill you for the deficiency 438 00:34:21.280 --> 00:34:25.159 if you paid him the deductible. They're going to say yes, You're going 439 00:34:25.280 --> 00:34:29.079 to say no. All I'm saying is it's going to be a question of 440 00:34:29.159 --> 00:34:34.519 fact. I think it could go either way. So so rather than take 441 00:34:34.599 --> 00:34:38.280 that chance, you just want out. And I can see that you haven't 442 00:34:38.280 --> 00:34:43.519 paid him anything yet. Right, I've given him thirteen thousand, she gave 443 00:34:43.559 --> 00:34:47.199 him the insurance check. She gave him the insurance check. They will not 444 00:34:47.320 --> 00:34:50.960 give me my money. Ye, you should have never doubt that. You 445 00:34:51.000 --> 00:34:58.360 should never given him heavery go with a sure thing Denver's best rufer Excel Roofing 446 00:34:58.440 --> 00:35:04.920 dot com. You don't pay a cent until you're content. Time for an 447 00:35:04.920 --> 00:35:08.559 insurance check up free, no obligation. In comparison, call Compass Insurance paying 448 00:35:08.599 --> 00:35:13.719 too much your coverage at dozens of insurance companies find out now three all three 449 00:35:13.840 --> 00:35:16.599 seven seven to one help. You'll think you're his only customer when you choose 450 00:35:16.599 --> 00:35:22.039 Frank durand the Real estate Man dot com to list your home with Remax Alliance 451 00:35:22.280 --> 00:35:35.679 three all three nine two zero sixteen twenty two d news. You don't have 452 00:35:37.960 --> 00:35:45.880 come runs as can Shooter's gonna help. Come man, This is the Troubleshooter 453 00:35:46.000 --> 00:35:52.199 Show. Now Tom Martine. Hey, I'm Tom Martino. You're a troubleshooter 454 00:35:52.320 --> 00:35:55.719 three all three seven one three talk O seven one three eight two five five. 455 00:35:55.840 --> 00:35:59.840 What a busy day today. This are brought to you by Frank durand 456 00:35:59.840 --> 00:36:02.199 the Estate Man dot com. If you want a market analysis, if you're 457 00:36:02.239 --> 00:36:06.000 home, he can tell you what he can sell it for. There's no 458 00:36:06.079 --> 00:36:09.119 obligation to list ever, but of course he takes into consideration all market factors. 459 00:36:09.199 --> 00:36:13.719 It gives you some really good intelligence on whether you want to upside down, 460 00:36:14.039 --> 00:36:16.440 downsize, side sides, whatever you want to do. You want to 461 00:36:16.519 --> 00:36:21.559 leave town, he'll do it free. A complimentary Frank drand the real estate 462 00:36:21.639 --> 00:36:25.920 Man dot Com three h three nine two zero sixteen twenty two. Welcome to 463 00:36:27.000 --> 00:36:29.280 the show, folks. Let's go to the phones. Okay, so listen, 464 00:36:29.400 --> 00:36:32.280 Mitzi called uh uh and we're giving this to Father John. I mean, 465 00:36:32.760 --> 00:36:37.519 oh my god, oh my god, that was a Freudian slip. 466 00:36:38.000 --> 00:36:40.960 Now, Father John, for those not lists, was a deputy one of 467 00:36:42.000 --> 00:36:45.559 my original ever, an old guy, nice guy, and we called him 468 00:36:45.599 --> 00:36:52.159 Father John and he died. Uh and and that just goes shay. I 469 00:36:52.239 --> 00:36:54.280 was going to say, Deputy Doc, and I said, father John, 470 00:36:54.639 --> 00:36:59.920 that's actually a compliment. That's actually a compliment. So that Freudian slip, 471 00:37:00.159 --> 00:37:05.360 it wasn't an insult. So Deputy Doc's going to take that case. We 472 00:37:05.639 --> 00:37:08.599 just want to know did they have anything about the penalty clause in the contract? 473 00:37:08.639 --> 00:37:13.079 Now, even if they did, should they keep her entire This is 474 00:37:13.239 --> 00:37:15.920 ridiculous. They're not doing the work. She doesn't want it done. She 475 00:37:16.079 --> 00:37:19.760 changed her mind. Now there's a question as to whether or not they were 476 00:37:19.840 --> 00:37:23.079 misleading. They didn't know about her insurance being ACV. Why would they? 477 00:37:23.360 --> 00:37:27.000 They said, you just have to pay her deductible. It turns out, 478 00:37:27.079 --> 00:37:30.599 yeah, that's all she has to pays her deductible except the insurance company did 479 00:37:30.679 --> 00:37:35.079 not cover the whole roof or will not cover the whole roof. Couse it's 480 00:37:35.119 --> 00:37:39.840 at ACV actual cash value policy, meaning they don't pay replacement. She needs 481 00:37:39.880 --> 00:37:43.480 to get another company. By the way, as far as insurance goes now, 482 00:37:43.559 --> 00:37:49.679 as far as that roof goes, man, it's complicated. Roofers are 483 00:37:49.760 --> 00:37:55.199 not obligated to know your your stuff. They're just why would a company want 484 00:37:55.239 --> 00:37:59.639 a discaruntled customers already out? And why if you're not doing the work? 485 00:37:59.679 --> 00:38:01.559 Why wait? So why keep the money? There's no reason on Yeah, 486 00:38:01.760 --> 00:38:06.280 I want to go to it's on. Would you explain for me and the 487 00:38:06.360 --> 00:38:10.480 other idiots the difference between replaced in value and actual cash value? Yeah, 488 00:38:10.880 --> 00:38:14.559 So if you let us all know that if you have a roof, and 489 00:38:14.719 --> 00:38:19.039 let's just take a roof that's a thirty year roof and it's found on your 490 00:38:19.079 --> 00:38:24.320 house fifteen years, and you have an ACV policy, the simple math would 491 00:38:24.360 --> 00:38:30.159 be half gone, you get paid for half, you get paid for the 492 00:38:30.320 --> 00:38:35.320 value of the roof the day before the storm. ACV. That's it. 493 00:38:35.480 --> 00:38:38.480 You have to make up the difference. Replacement value says. If it's a 494 00:38:38.519 --> 00:38:44.519 thirty year roof and you're into it to fifteen years and the roof even doubled 495 00:38:44.559 --> 00:38:47.920 in price since you put it on, they have to pay for whatever it 496 00:38:47.960 --> 00:38:52.280 will take to replace it. It's that simple. Less deductibles in both cases. 497 00:38:52.360 --> 00:38:58.239 By the way, both cases, so that is the difference. I 498 00:38:58.320 --> 00:39:04.559 want to talk to Monica. Monica is talking about her family here and I 499 00:39:04.679 --> 00:39:12.719 brought up I'm bringing up Jim Park. Oh all right, I'm going to 500 00:39:12.760 --> 00:39:15.079 put her on hold because she's in a conversation. She doesn't know we're going 501 00:39:15.159 --> 00:39:21.079 back to her. Tell me when she's available, because I want I want 502 00:39:21.119 --> 00:39:25.360 to use Jim Park to answer the question. And if not, I'll just 503 00:39:25.480 --> 00:39:29.960 ask Jim the question anyway, because I know what the question is. Is 504 00:39:30.039 --> 00:39:36.519 she available? Is Monica available? Let me talk to her. Then here's 505 00:39:36.559 --> 00:39:40.159 the issue. I'm going to start explaining it to you, Jim. Their 506 00:39:40.320 --> 00:39:50.559 family lost a sibling and his estates worth about well, no, it's her 507 00:39:50.679 --> 00:39:54.679 uncle, but he has siblings. Her uncle died in November of twenty twenty 508 00:39:54.760 --> 00:40:00.639 three. He was in New Mexico at the time. He was married and 509 00:40:00.760 --> 00:40:07.760 divorced twice. He had a daughter. The brother One of the brothers, 510 00:40:07.840 --> 00:40:16.599 going through his documents, found an unsigned will, and the unsigned will said 511 00:40:17.239 --> 00:40:22.559 how things should be split up, But it also said he had no children. 512 00:40:23.760 --> 00:40:29.440 And it was an older unsigned will. We don't know if it predated 513 00:40:29.679 --> 00:40:32.880 his daughter, or if he simply did not acknowledge his daughter, or if 514 00:40:32.920 --> 00:40:36.639 he even made it up to begin with, because he never signed it. 515 00:40:37.000 --> 00:40:44.400 It was unsigned, unfiled sitting in some documents. So the question is very 516 00:40:44.519 --> 00:40:49.519 simply this, can they account? Can they use that will and divide it 517 00:40:49.679 --> 00:40:57.079 as said in the will? Or Donna, I'm putting that on hold. 518 00:40:57.400 --> 00:41:00.360 I Am not going to have a noisy line on So just get rid of 519 00:41:00.400 --> 00:41:05.000 Monica will answer her question. She can listen to the radio. Is an 520 00:41:05.079 --> 00:41:12.719 unsigned will valid or not? And if not? Under the intestate If it 521 00:41:13.039 --> 00:41:16.760 is no will situation, does the daughter have a right to take everything? 522 00:41:16.840 --> 00:41:22.280 Because she is claiming she does have the right to take everything and she's next 523 00:41:22.440 --> 00:41:28.079 in succession, how does it work? Yeah, So the really simple answer 524 00:41:28.199 --> 00:41:34.039 is an unsigned will isn't even worth the paper it's on. So an unsigned 525 00:41:34.039 --> 00:41:38.000 will isn't going to provide any value whatsoever. You know, if this is 526 00:41:38.079 --> 00:41:43.679 a New Mexico situation, they're going to have to go through the probate process 527 00:41:43.840 --> 00:41:47.760 in New Mexico, and the New Mexico in testasy statute will determine who receives 528 00:41:47.840 --> 00:41:51.960 that. Now, I'm not a New Mexico attorney, but I would be 529 00:41:52.079 --> 00:41:58.360 surprised if it doesn't provide all the property to the children or in this case, 530 00:41:58.440 --> 00:42:01.920 the daughter, as long as she's able to prove that that's her biological 531 00:42:02.000 --> 00:42:07.440 father. How would she prove that he's on the birth certificate. He's on 532 00:42:07.559 --> 00:42:13.400 the birth certificate, Yeah, and so you know, with him on the 533 00:42:13.440 --> 00:42:15.599 birth certificate, in most cases, that's going to be sufficient evidence. So 534 00:42:16.239 --> 00:42:21.920 she would be the one to file paperwork with the court. She's also probably 535 00:42:22.000 --> 00:42:27.639 the person that has priority to serve as the executor of the estate. But 536 00:42:27.719 --> 00:42:30.000 all that needs to be worked through with an attorney in New Mexico that can 537 00:42:30.079 --> 00:42:34.159 make all those filings to start the probate process. All right, So hold 538 00:42:34.199 --> 00:42:37.280 on now, Monica, are are you there now? Sans baby? Yes? 539 00:42:37.519 --> 00:42:40.280 Yes, okay, Monica. I love babies, except on the show 540 00:42:40.400 --> 00:42:44.719 when you're trying to talk to us, Monica, listen. Here's here's what 541 00:42:44.880 --> 00:42:49.480 Jim Park said from Kiel and Park and their website, by the way, 542 00:42:49.599 --> 00:42:53.679 law KP dot com in case you want to look them up. But here's 543 00:42:53.719 --> 00:42:58.719 what he said. He's saying, if there is a will found and it's 544 00:42:58.800 --> 00:43:04.920 unsigned, it means nothing. So the laws where he died will take precedent. 545 00:43:05.559 --> 00:43:09.320 He died in New Mexico, the intestate laws, meaning without will laws 546 00:43:09.840 --> 00:43:14.920 will then take over as to who gets what wear and when. So most 547 00:43:15.159 --> 00:43:19.199 likely most states adopt the same kinds of laws, but you might want to 548 00:43:19.280 --> 00:43:23.239 check with an attorney there. Most likely it goes from the person to their 549 00:43:23.320 --> 00:43:28.039 kids, then to their parents, then to their siblings, something like that, 550 00:43:28.199 --> 00:43:34.519 right, Jim, correct, So it looks like the daughter would have 551 00:43:34.760 --> 00:43:42.639 all the rights. Okay, we just my uncle before he died, he 552 00:43:42.719 --> 00:43:46.679 had questions and the daughters if it was him. Jim, Jim, I 553 00:43:46.840 --> 00:43:50.639 hear this a lot. I hear this in child support. I hear this 554 00:43:50.760 --> 00:43:52.440 in a lot of cases. So let's just attack that. Because she keeps 555 00:43:52.480 --> 00:44:00.360 asking about this. The uncle, she said, started questioning, Now this 556 00:44:00.519 --> 00:44:05.159 is remember this girl's in her forties. He's questioning whether it's his daughter or 557 00:44:05.239 --> 00:44:09.199 not. That's not going to fly anywhere, is it. If you know, 558 00:44:09.280 --> 00:44:14.039 if the birth certificate lists him as the father, it's like a crazy, 559 00:44:14.159 --> 00:44:17.639 uphill battle to try and prove that she's not the daughter, and you 560 00:44:17.679 --> 00:44:21.559 would have to go through DNA evidence and a whole bunch of other stuff. 561 00:44:21.760 --> 00:44:25.360 DNA evidence doesn't even matter because I'll tell you what the courts have decided with 562 00:44:25.480 --> 00:44:30.039 child support. It doesn't matter if you took her as a daughter and you 563 00:44:30.199 --> 00:44:32.840 live forty years before you questioned it, or even thirty years and you're on 564 00:44:32.920 --> 00:44:37.920 the birth certificate, it doesn't matter what the DNA says. We've had cases 565 00:44:37.079 --> 00:44:43.079 on this show where DNA showed it wasn't the daughter or the son and the 566 00:44:43.159 --> 00:44:46.000 court said, screw you, you're still paying your support. You adopted this 567 00:44:46.159 --> 00:44:51.760 kid in essence in fact. So I mean, I don't know if that 568 00:44:51.920 --> 00:44:53.960 goes for a state law you're the attorney, but I know when it comes 569 00:44:54.000 --> 00:44:59.960 to child support, that's not an excuse. Yeah, and the standards are 570 00:45:00.039 --> 00:45:02.599 different for child support in the state law. But ultimately we're dealing with New 571 00:45:02.679 --> 00:45:07.199 Mexico law here, and that's not an area that I et in Colorado. 572 00:45:07.480 --> 00:45:14.280 In Colorado. In Colorado, if a guy brought up a daughter forty twenty 573 00:45:14.320 --> 00:45:17.079 one years, she's out on her own. Twenty years after that, he 574 00:45:17.239 --> 00:45:22.559 dies and the family says, we don't think you're the daughter, and the 575 00:45:22.679 --> 00:45:28.079 guys on the birth certificate you're telling me that there if there was a DNA 576 00:45:28.239 --> 00:45:32.079 test that showed the daughter way back when wasn't really his, they could actually 577 00:45:32.519 --> 00:45:39.400 negate her rights. So that's a fact and circumstance situation that would have to 578 00:45:39.480 --> 00:45:43.239 go to a trial and a judge would have to decide how to handle that 579 00:45:43.320 --> 00:45:50.880 situation. Let's say, in Colorado, are there any precedents where somebody's somebody's 580 00:45:51.000 --> 00:45:55.440 legal status was challenged and DNA showed they were not a kid? Did you 581 00:45:55.519 --> 00:46:01.679 ever recall hearing anything like that. I haven't seen any cases in Colorado like 582 00:46:01.760 --> 00:46:05.719 that, But there's a whole bunch of, you know, cases that are 583 00:46:05.760 --> 00:46:08.760 popping up all over the country with people that are trying to prove that they 584 00:46:08.840 --> 00:46:15.480 are a child in order to receive something from somebody's estate. So it's a 585 00:46:15.559 --> 00:46:20.480 hot topic in estate planning lot right now. Yeah, because I'd like to 586 00:46:20.559 --> 00:46:23.039 be part of Howard Hughes the state, but the DNA didn't work out. 587 00:46:23.400 --> 00:46:27.639 But I can see that Jim, so DNA may have a bearing. But 588 00:46:27.800 --> 00:46:31.199 Monica, I don't even know of the judge in New Mexico would ever grant 589 00:46:31.920 --> 00:46:36.599 And is she a resident? Is the daughter a resident of New Mexico? 590 00:46:37.719 --> 00:46:40.239 No, she's not. She lives in Kansas, Kansas City, Kansas. 591 00:46:40.599 --> 00:46:45.039 And the guy died in New Mexico. And then the siblings are in Colorado, 592 00:46:45.199 --> 00:46:49.480 right, Well we have Yeah, my dad's here. He has two 593 00:46:49.559 --> 00:46:52.480 brothers. My uncle had two brothers, my dad and another brother in Englewood. 594 00:46:52.880 --> 00:46:57.639 And then he has a brother in in New Mexico and then he had 595 00:46:57.679 --> 00:47:02.320 a brother in Henderson. Jim, is it New Mexico because he died there. 596 00:47:04.920 --> 00:47:07.119 Yeah, probate happens where the person was living at the time of their 597 00:47:07.199 --> 00:47:10.119 deaths. So New Mexican. You guys have to check with New Mexican law 598 00:47:10.559 --> 00:47:16.199 and if you can get a judge, I would be astounded. If you 599 00:47:16.360 --> 00:47:20.880 can get a judge to order a DNA test on a forty three year old 600 00:47:20.960 --> 00:47:25.920 woman who this man raised and had on the birth certificate, I would be 601 00:47:27.840 --> 00:47:31.960 shocked. But hain't a raiser. They got divorced when she was nine years 602 00:47:31.960 --> 00:47:37.639 old. Okay, did he pay child support? Yeah, it was court 603 00:47:37.800 --> 00:47:44.440 ordered on the FORRSE. But we just wanted a DNA for the family because 604 00:47:44.480 --> 00:47:49.559 we have property in New Mexico and we didn't want to lose that property to 605 00:47:49.800 --> 00:47:53.239 her. But I mean, okay, let me ask you this lawyer. 606 00:47:54.199 --> 00:47:59.880 If a judge already deny the DNA, our lawyer, a lawyer told us 607 00:48:00.079 --> 00:48:04.920 that we can appeal it, there's probably not a chance. Did the judge 608 00:48:05.000 --> 00:48:08.639 already deny it? Yes, he did on what basis by the way, 609 00:48:10.599 --> 00:48:15.000 because of these certificate and the divorce decree that showed him that he paid house 610 00:48:15.039 --> 00:48:17.639 support. Yeah, that's what I thought. And Jim, let me ask 611 00:48:17.679 --> 00:48:21.719 you something. First of all, can you appeal it? You can appeal 612 00:48:21.800 --> 00:48:24.519 anything, Will it be heard? Will it overturn anything? Jim, what 613 00:48:24.599 --> 00:48:30.599 do you think you can appeal anything? But the issue on appeal is you've 614 00:48:30.599 --> 00:48:34.239 got to prove that the judge either didn't understand the law or there was something 615 00:48:34.840 --> 00:48:38.400 factually that wasn't in the record. But you know that's not one that I 616 00:48:38.400 --> 00:48:43.719 would be excited to appeal. I know I didn't want to put more money 617 00:48:43.800 --> 00:48:46.320 into a lawyer. We already paid a lawyer in New Mexico. And how 618 00:48:46.559 --> 00:48:51.400 you still she didn't How much have you paid so far? Well over five 619 00:48:51.519 --> 00:48:53.840 thousand, and we probably still owe the money. Yeah, you probably owe 620 00:48:53.880 --> 00:48:59.119 him about ten. The appeal is going to take another ten right, Oh 621 00:49:00.320 --> 00:49:04.920 okay, let me ask some more question. Yeah, oh no, I 622 00:49:05.039 --> 00:49:07.400 just I just went out of my mind. Mexico. Hold on, I 623 00:49:07.480 --> 00:49:15.719 gotta take a break. Hold on, go with a sure thing Denver's best 624 00:49:15.840 --> 00:49:20.840 roofer Excel Roofing dot com. You don't pay a cent until you're content. 625 00:49:22.440 --> 00:49:27.760 Wait time for an insurance checkup free, no obligation. In comparison, call 626 00:49:27.880 --> 00:49:31.800 Compass Insurance paying too much your coverage at dozens of insurance companies find out now 627 00:49:31.920 --> 00:49:36.960 three oh three seven seven one help. You'll think you're his only customer when 628 00:49:37.000 --> 00:49:39.679 you choose Frank Durand the real estate Man dot com to list your home with 629 00:49:39.840 --> 00:49:51.119 Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino, 630 00:49:51.239 --> 00:49:54.679 you're troubleshooter. Three oh three seven one three talk three oh three seven 631 00:49:54.719 --> 00:49:59.480 one three A two five five Okay, Uh, I want to bring up 632 00:50:00.239 --> 00:50:06.360 who called in yesterday about a situation and I want to recap the situation for 633 00:50:06.519 --> 00:50:12.679 everyone listening. Dane, Dane, who do I have here? Oh? 634 00:50:12.800 --> 00:50:16.800 I do I still have? I know we're done with a keel and Park. 635 00:50:16.880 --> 00:50:20.960 Right, we're done with that woman. I don't know what else she 636 00:50:21.119 --> 00:50:23.760 wants. She had one more question. Hold on, I'm sorry, Dane, 637 00:50:23.800 --> 00:50:27.280 hold on a second. I'm sorry. You're right, Monica, I'm 638 00:50:27.280 --> 00:50:30.280 sorry. You did have another question for Keeling Park, didn't you for Jim? 639 00:50:30.920 --> 00:50:36.880 What was your additional question? Monica? Are you there? Monica? 640 00:50:37.119 --> 00:50:40.159 Yeah, okay, we're done, okay, three three seven one three, 641 00:50:40.239 --> 00:50:45.039 talk back to day Dane. I want to tell the story. You had 642 00:50:45.079 --> 00:50:49.679 a truck stolen. You really love this truck. You had tons of pictures 643 00:50:49.760 --> 00:50:52.719 of this truck. You had all kinds of idea about the truck. You 644 00:50:52.800 --> 00:50:55.719 had the VINDT number, you had the older registration, you had everything right, 645 00:50:57.039 --> 00:51:00.760 Okay, it was stolen and you were piss off if it was stolen. 646 00:51:00.840 --> 00:51:06.840 In November of twenty twenty three, and one day you're at Adams County 647 00:51:07.039 --> 00:51:12.480 Courthouse, you're a landlord, you're doing something about an eviction. You pull 648 00:51:12.599 --> 00:51:16.440 up and see your truck. There is that, right, Dane? All 649 00:51:16.559 --> 00:51:20.880 right, we're having problems with the phones, so maybe I should just wait. 650 00:51:22.440 --> 00:51:24.679 Dane is not there, so help me out. Help me out, 651 00:51:24.800 --> 00:51:30.320 Kelly, and we'll figure out if the phones are going to work or not. 652 00:51:30.079 --> 00:51:34.920 I have a feeling Monica was probably there too, so we'll just is 653 00:51:34.960 --> 00:51:38.199 he there, he's not there. Okay, we're having problems with the phones, 654 00:51:38.239 --> 00:51:44.400 folks. I'm sorry. We will get back. So if you were 655 00:51:44.480 --> 00:51:50.840 disconnected, there's something wrong with the phones. So right now, Kevin Rodney, 656 00:51:51.599 --> 00:51:55.000 we got people here talking about and we got Bob talking about leases, 657 00:51:55.119 --> 00:52:00.920 and I'm glad you're all here. I want to talk about leases, So 658 00:52:00.960 --> 00:52:04.360 im wanna go to I'm gonna go to Bob, who's the leasing expert, 659 00:52:04.480 --> 00:52:09.719 been doing it forty years, Bob. I think leasing. My opinion is 660 00:52:09.800 --> 00:52:15.639 that leasing is very logical if you do it the right way. You are 661 00:52:15.719 --> 00:52:17.960 paying for the part of the car you're using. I mean, that's in 662 00:52:19.039 --> 00:52:22.000 your financing, and then when you're done, you turn it back. I 663 00:52:22.079 --> 00:52:25.360 mean that's the perfect world, right, yes, because I mean you you 664 00:52:27.039 --> 00:52:30.960 literally are buying an apple if you buy a car and you're paying for the 665 00:52:31.000 --> 00:52:35.440 whole apple, even though you're only gonna eat half of it and then you 666 00:52:35.559 --> 00:52:38.320 try to either sell the other half or just keep it. With a car, 667 00:52:39.559 --> 00:52:43.760 you're you're instead of buying the whole apple, You're you're saying to the 668 00:52:43.880 --> 00:52:46.559 dealer or to the to the provider, I'm going to use this car for 669 00:52:46.840 --> 00:52:51.679 this many miles, then I'm gonna hand it back. What do I do? 670 00:52:51.760 --> 00:52:53.760 I have that right? Basically, You're you're only paying for use of 671 00:52:53.840 --> 00:52:59.880 the car, correct. And and the nice thing about leasing is someone's taking 672 00:53:00.400 --> 00:53:02.920 a risk on the future value of that car, and that would be the 673 00:53:04.079 --> 00:53:06.719 lender, you know, whether it's a manufacturer, a bank, or a 674 00:53:06.800 --> 00:53:08.599 credit you but you have to hold up your end too. Correct So if 675 00:53:08.639 --> 00:53:13.320 you write the right number of miles and don't have excessive wear and tear, 676 00:53:13.440 --> 00:53:15.639 you can give it back. And I've always said, if someone's willing to 677 00:53:15.719 --> 00:53:20.119 take the risk on the future value of a car, trying to predict the 678 00:53:20.199 --> 00:53:22.760 future, you should let them because you have all the upside potential without the 679 00:53:22.840 --> 00:53:28.519 downside risk. So you can buy the car if it's worth more than residual 680 00:53:28.639 --> 00:53:30.800 value, or you can trade it or sell it. If it's worth less 681 00:53:30.800 --> 00:53:36.280 than residual value, you can give it back. And the nice part Okay, 682 00:53:36.360 --> 00:53:38.199 if it's worth less than a residual value due to nothing you did, 683 00:53:38.360 --> 00:53:40.760 I mean correct, just the market, if the market, But if you 684 00:53:42.079 --> 00:53:45.400 wrecked it, or if you dinged it, or if you treated it like 685 00:53:45.599 --> 00:53:49.480 crap, or if you didn't maintain it, or or you put on excessive 686 00:53:49.639 --> 00:53:52.960 miles, then what so, So the residual value is based on you holding 687 00:53:53.079 --> 00:53:55.960 up your end, how many miles you're going to drive. If it gets 688 00:53:57.000 --> 00:53:59.639 wrecked, you have to get it fixed. If it has a bad car 689 00:53:59.760 --> 00:54:02.280 fact, you give it back to them. Can they hold diminished value against 690 00:54:02.360 --> 00:54:07.480 you? No? Okay, good, Now that's a perfect world. The 691 00:54:07.920 --> 00:54:10.679 leaser, the lease does their part the lease or does his their part. 692 00:54:10.760 --> 00:54:14.719 I mean, so now we got we got a lease, driving the car 693 00:54:14.760 --> 00:54:20.239 around a lease or providing the financing or buying the unit and then rent basically 694 00:54:20.320 --> 00:54:23.960 renting it to you. But here's the thing I want to know this. 695 00:54:24.480 --> 00:54:29.119 If I I've often said, if you want to buy a car, a 696 00:54:29.320 --> 00:54:32.920 used car because you want to keep your payments lower, what about leasing it? 697 00:54:34.360 --> 00:54:37.719 And if you're gonna buy it anyway, it's like buying a used car 698 00:54:37.840 --> 00:54:40.000 from yourself. You know who the previous owner was. It was you, 699 00:54:40.360 --> 00:54:45.199 correct, So you could lease it for a period of time and then buy 700 00:54:45.280 --> 00:54:51.199 it and you maintain those low payments. Do you have people that do that? 701 00:54:51.559 --> 00:54:54.440 Oh? Sure, absolutely. And there is also used car leasing if 702 00:54:54.480 --> 00:54:57.760 it makes sense. So you could lease a car and I'm not sure and 703 00:54:57.800 --> 00:55:00.159 they like that release it again. It has to be the right car the 704 00:55:00.239 --> 00:55:02.760 right terms. But we've done that a lot lately with the shortage of cars. 705 00:55:04.440 --> 00:55:07.840 People will keep their car for two more years and see what the market 706 00:55:07.920 --> 00:55:10.679 looks like because with the shortage of cars, everything was more expensive. So 707 00:55:10.760 --> 00:55:15.400 what do you mean instead of turning my leased car in, I can lease 708 00:55:15.480 --> 00:55:17.960 it again. Correct. Okay, but it's your own copy a new lease 709 00:55:19.119 --> 00:55:22.320 on your used car. So there's credit unions that do that. Now, 710 00:55:22.559 --> 00:55:27.440 the whole idea of a lease is to pay for only the part of the 711 00:55:27.519 --> 00:55:30.400 car you're going to use. And I want to know this if I'm going 712 00:55:30.519 --> 00:55:32.960 to buy the car. I've always wanted to ask this, and people have 713 00:55:34.079 --> 00:55:37.320 different answers, and I think you might be the ultimate authority if you've been 714 00:55:37.360 --> 00:55:39.679 doing it this long. So I want to buy a car and keep my 715 00:55:39.760 --> 00:55:44.840 payments really low, but I want to buy it at the end. So 716 00:55:45.119 --> 00:55:49.800 I put down I'm going to drive ten thousand miles a year, and at 717 00:55:49.840 --> 00:55:52.800 the end of three years, instead of thirty thousand miles, I have fifty 718 00:55:52.920 --> 00:55:58.360 thousand on it. So I've gone over substantially in mileage, right, But 719 00:55:58.440 --> 00:56:01.199 if I want to buy it, will that make a difference? Will they 720 00:56:01.280 --> 00:56:07.400 actually charge me still for that extra miles if I'm going to end up buying 721 00:56:07.440 --> 00:56:10.599 it anyway? No? So the reason you write miles in there is because 722 00:56:10.639 --> 00:56:15.039 you're can assume that you're turning it back in. They have a value on 723 00:56:15.159 --> 00:56:17.280 it, and it's a future wholesale value because if you turn your car in, 724 00:56:17.360 --> 00:56:20.920 they're going to take it to auction. Yeah. So, but if 725 00:56:20.960 --> 00:56:22.079 you buy it, they don't care if you have two hundred thousand miles on 726 00:56:22.199 --> 00:56:27.119 it. Isn't that a kind of cool hack to put in ten thousand miles 727 00:56:27.159 --> 00:56:29.840 and get a very low payment and then at the end of two or three 728 00:56:29.920 --> 00:56:31.719 years buy it. So? Yes? And no, Okay, tell me 729 00:56:31.800 --> 00:56:36.440 why no? Because something happens that car during the term of the lease, 730 00:56:36.599 --> 00:56:40.880 or the market of that car goes down substantially. You want to have the 731 00:56:40.920 --> 00:56:44.480 option to turn it back in. And if you wrote it at ten thousand 732 00:56:44.519 --> 00:56:46.519 miles a year and you've driven twenty thousand miles a year, then you're gonna 733 00:56:46.519 --> 00:56:50.480 have to pay the penalty. Okay, if you ever have to turn it 734 00:56:50.519 --> 00:56:54.239 back, but if you're going to keep it, but you're saying even with 735 00:56:54.400 --> 00:56:59.599 the intention of keeping it, something could happen where you're not going to absolutely 736 00:57:00.039 --> 00:57:02.159 see. I always tell people you need to put the miles on there that 737 00:57:02.280 --> 00:57:06.119 you think you're going to drive, because assume you're turning it in. If 738 00:57:06.159 --> 00:57:07.760 you don't, it's a plus. But you know, I know a lot 739 00:57:07.800 --> 00:57:10.320 of people that will write a lease at ten thousand miles a year. I've 740 00:57:10.320 --> 00:57:14.840 got a guy right now, he drives fifty thousand miles a year, and 741 00:57:14.880 --> 00:57:16.679 they put him in a long term lease with the idea they're going to trade 742 00:57:16.719 --> 00:57:20.840 him out of it sooner. That doesn't always work. No, No, 743 00:57:21.360 --> 00:57:27.840 here's another thing. I always was told that when you trade in and I 744 00:57:27.880 --> 00:57:30.719 don't know if it happens. I don't think it happens with legit people. 745 00:57:30.760 --> 00:57:35.119 But if you trade in a car, there's hocus pocus ways for some of 746 00:57:35.159 --> 00:57:38.400 these guys to make it disappear. They call it the vanishing trade, where 747 00:57:38.400 --> 00:57:43.400 you don't get any equity for it the way they manipulate numbers. Are there 748 00:57:43.559 --> 00:57:47.239 unethical people who lease cars that can do that? Absolutely? So what has 749 00:57:47.320 --> 00:57:52.679 been going on a lot lately is with the market value of used cars being 750 00:57:52.760 --> 00:57:55.239 so high, people did have equity in their cars, and a lot of 751 00:57:55.280 --> 00:58:00.440 the dealers would swallow that equity. So there's a lot of manufacturers have made 752 00:58:00.480 --> 00:58:04.480 the payoff only good for the less e nobody else, so the dealer can't 753 00:58:04.480 --> 00:58:07.119 swallow that equity. Now what does that mean, I'm not sure. So 754 00:58:07.239 --> 00:58:09.079 in other words, let's just say you've got five thousand dollars equity in your 755 00:58:09.159 --> 00:58:13.119 car. So you go in and your car's worth five thousand more than you 756 00:58:13.280 --> 00:58:15.039 owe, or it's paid off and it's worth five grand. You have five 757 00:58:15.119 --> 00:58:19.760 thousand positive equity, right, Well different if it's paid off five thousand, 758 00:58:20.280 --> 00:58:22.920 way more right, right, But if you have that equity, a lot 759 00:58:22.960 --> 00:58:27.360 of times a dealer will not give you that equity. They'll make the payoff 760 00:58:27.840 --> 00:58:30.599 and swallow it. So, in other words, the equity belongs to the 761 00:58:30.679 --> 00:58:35.079 less ee. The purchase option is for the less ee only, not for 762 00:58:35.159 --> 00:58:42.039 anybody else. So that keeps a dealer from actually swallowing that equity that made 763 00:58:42.119 --> 00:58:44.840 sense or yeah, it kind of does. So when I go in with 764 00:58:44.960 --> 00:58:47.000 five grand, No, how do I make sure I'm getting credit for the 765 00:58:47.039 --> 00:58:50.800 five grant? It should show us a cap production on your lease. So 766 00:58:51.039 --> 00:58:54.639 if the cap reduction and can they but can't they raise that cap deduction? 767 00:58:55.079 --> 00:58:59.920 And I would to artificially absorb that. I mean the only way they could 768 00:58:59.920 --> 00:59:01.920 do that is raised the cap cost or the selling price. Is a car 769 00:59:02.119 --> 00:59:07.119 an equivalent of and I've often said this, if you're going to lease a 770 00:59:07.199 --> 00:59:10.920 car, because your payments are I call them artificially lower than buying. They're 771 00:59:12.039 --> 00:59:17.639 lower payments. You you sometimes could be paying a higher cap cost than you 772 00:59:17.679 --> 00:59:22.519 would if you went out to buy it. I mean, again, that's 773 00:59:22.840 --> 00:59:25.679 up to the way the dealer does it. But the ideal way is to 774 00:59:25.760 --> 00:59:30.039 have the cap cost match a good deal if you bought it. Yes, 775 00:59:30.440 --> 00:59:32.039 the selling price if you're buying it or leasing it, it's just with the 776 00:59:32.119 --> 00:59:37.880 lease it turns into a different animal as f call it a cap costs capitalized 777 00:59:37.320 --> 00:59:44.400 or capital acquisition as opposed to purchase. So the cap cost would be what 778 00:59:44.519 --> 00:59:47.760 you paid for it, adjusted cap would be what it is after any rebates 779 00:59:47.920 --> 00:59:52.000 or equity or down payment. Got it? So you got your cap, 780 00:59:52.440 --> 00:59:58.119 then your trades and promotions come off. Becomes a adjusted cap adjusted cap, 781 00:59:58.519 --> 01:00:01.079 and then a lease factor, which is basically interest on it. Right, 782 01:00:01.159 --> 01:00:04.960 it's a money factor. And then they and then they divide that by the 783 01:00:05.039 --> 01:00:08.679 number of payments. Correct, Okay, that's very cool. Well, they 784 01:00:08.719 --> 01:00:12.719 subtract the residual. We forgot to say that, right, they subtract the 785 01:00:12.760 --> 01:00:15.239 resident appreciation. How much does it depreciate over the lease turn Now, if 786 01:00:15.280 --> 01:00:19.400 anyone has questions about lisas, give us a call. This is great. 787 01:00:19.440 --> 01:00:22.880 Plus. Of course we have Rod here from Jeffrcards. We have Kevin Colkin 788 01:00:22.920 --> 01:00:27.039 from Sheridan Autotech, and then I believe we have Dane Back about Brighton Police 789 01:00:27.119 --> 01:00:34.519 and the Adams County Sheriff's Department and more coming up. Go with a sure 790 01:00:34.599 --> 01:00:38.119 thing Denver's Best roofer Excel Roofing dot com. You don't pay a cent until 791 01:00:38.159 --> 01:00:45.679 you're content. Time for an insurance check up free, no obligation. In 792 01:00:45.760 --> 01:00:51.039 comparison, call Compass Insurance paying too much your coverage at dozens of insurance companies 793 01:00:51.159 --> 01:00:53.079 find out now three oh three, seven to seven to one help. You'll 794 01:00:53.159 --> 01:00:57.639 think you're his only customer. When you choose Frank durand the real estate man 795 01:00:57.760 --> 01:01:01.199 dot Com to list your home with re Alliance three oh three nine two zero 796 01:01:01.320 --> 01:01:10.199 sixteen twenty two. Hi Tom Martino here three oh three seven one three talk 797 01:01:12.320 --> 01:01:16.239 seven one three eight two five five. I'm gonna go to Dane now, 798 01:01:19.440 --> 01:01:22.079 Dane. Yeah, how's it going? I'm here? Sorry I lost you 799 01:01:22.159 --> 01:01:27.039 earlier. Yeah, I want to recap. So your truck was stolen November 800 01:01:27.079 --> 01:01:30.559 twenty twenty three. Very distinct truck, a lot of aftermarket parts, even 801 01:01:30.639 --> 01:01:36.800 some distinctive scratches and dents, identifying marks. You have the vin you have 802 01:01:36.920 --> 01:01:39.159 the old registration, you have everything. It was stolen. You were pissed, 803 01:01:39.199 --> 01:01:43.360 you loved it, Yes, sir, Okay, you went, you 804 01:01:43.440 --> 01:01:46.199 got you got paid by your insurance, and you moved on. One day 805 01:01:46.239 --> 01:01:52.039 you're at that One day you're at Adams County Sheriff's Department and uh you you're 806 01:01:52.079 --> 01:01:54.960 going there as a landlord for some kind of business evictions. Anyway, you 807 01:01:55.039 --> 01:01:57.920 pull up, you see that truck. You went, oh my god, 808 01:01:58.000 --> 01:02:00.400 that's my truck, and you're thinking, wait a minute, it really is. 809 01:02:00.480 --> 01:02:05.079 You pull up your pictures. It's an exact match every single detail. 810 01:02:05.119 --> 01:02:07.400 It's your truck. You know your truck, you had it for years, 811 01:02:07.440 --> 01:02:09.199 you love it. Okay. So, and by the way, I have 812 01:02:09.320 --> 01:02:15.800 since checked every single detail out. He's telling me every single detail. Now, 813 01:02:15.920 --> 01:02:21.079 admittedly we probably left some stuff out, but I always do when I 814 01:02:21.199 --> 01:02:23.519 take my initial calls. That's why we do follow up calls. See, 815 01:02:23.880 --> 01:02:28.719 people mistake me for a journalist. I'm not not a journalist. I'm a 816 01:02:28.760 --> 01:02:31.920 talk show host. I'm an advocate. I let people call and they tell 817 01:02:31.960 --> 01:02:37.960 me things. Sometimes it's an opinion. Sometimes they're relating what they call our 818 01:02:37.159 --> 01:02:42.159 facts. Sometimes they give me a little of both. And what I do 819 01:02:42.519 --> 01:02:45.480 is I grill them and cross examine them and try to come up with the 820 01:02:45.559 --> 01:02:49.360 truth. A lot of times I disconnect people because they're bs ors. Other 821 01:02:49.480 --> 01:02:52.840 times I investigate because I think they have something, or while they're on the 822 01:02:52.880 --> 01:02:58.159 phone, I'm looking at their emails and making conclusions. My conclusions are not 823 01:02:58.280 --> 01:03:02.599 judgments. My conclusion our opinions, which, by the way, our protected 824 01:03:02.679 --> 01:03:07.960 speech. So are the initial complaints protected speech. Now, having said all 825 01:03:08.039 --> 01:03:10.960 of that, when he was telling me this, I thought, Okay, 826 01:03:12.039 --> 01:03:15.719 this is sound incredible. Meanwhile, I'm reading some of his off the air 827 01:03:15.840 --> 01:03:22.119 stuff. Okay. Now, Dane went on to say that he got out 828 01:03:22.239 --> 01:03:24.760 of his truck and he went over there and saw a guy smoking off of 829 01:03:24.880 --> 01:03:30.360 foil some kind of dope in his cockpit. I've never heard of smoking tobacco 830 01:03:30.440 --> 01:03:34.079 on foil, but who knows anyway, So he assumed he's doing some drugs 831 01:03:34.559 --> 01:03:37.840 and what else? Did you say anything to the guy, Dane? No, 832 01:03:38.039 --> 01:03:40.079 I didn't. I didn't want to approach him. So what did you 833 01:03:40.079 --> 01:03:43.360 do? So? What did you do? You see him smoking? And 834 01:03:43.480 --> 01:03:47.159 there were some deputies at the courthouse Adams County, right, yes, so 835 01:03:47.280 --> 01:03:50.920 I was there with my lawyer. We walked by it. He verified it 836 01:03:51.000 --> 01:03:52.800 was my truck too, and it just so happens the cops were standing about 837 01:03:52.800 --> 01:03:58.039 twenty feet from them. You say cops, you mean Adams County deputies at 838 01:03:58.119 --> 01:04:01.719 Adams County Sheriff's Department. Yes, they And you tell them that is my 839 01:04:01.880 --> 01:04:05.599 stolen truck. Yep. I tell them that. I show him some pictures. 840 01:04:05.639 --> 01:04:08.639 They're like, yep, that's the truck. And what did they do? 841 01:04:09.000 --> 01:04:13.280 And what did they do? They arrested the guy. They put him 842 01:04:13.280 --> 01:04:15.920 in handcuffed and called the Brighton County Sheriff's department. Because but you weren't on 843 01:04:16.119 --> 01:04:20.199 scene. You weren't on scene when Adams excuse me, when Brighton showed up. 844 01:04:21.199 --> 01:04:24.880 No, I should have been. You weren't. Okay, So you 845 01:04:24.960 --> 01:04:30.320 weren't. So this is where the chief of police, I want his statements 846 01:04:30.360 --> 01:04:32.880 to be heard in his letter, in his email to us. So you 847 01:04:33.000 --> 01:04:39.960 weren't there, and you told us that Brighton police let him go. Yes, 848 01:04:40.400 --> 01:04:44.719 well once once once they ran then and they thought, okay, well, 849 01:04:45.000 --> 01:04:46.400 okay, I just want to clarify a few things. Not that it 850 01:04:46.480 --> 01:04:51.320 makes any difference. He keeps saying, Brighton Sheriff's Department. There's no such 851 01:04:51.519 --> 01:04:56.320 thing. Mark, Okay, right, it's Adams County sheriff and Brighton Police. 852 01:04:56.639 --> 01:04:59.679 But let me let me let me just make a clarification, because it 853 01:04:59.760 --> 01:05:03.840 does make any difference at all as to my conclusion on this thing. Here's 854 01:05:03.920 --> 01:05:11.159 what the chief said happened that Brighton Police were told by Adams County. We 855 01:05:11.440 --> 01:05:15.039 ran the VIN. Adams County ran the VIN, and Adams County said this 856 01:05:15.360 --> 01:05:18.599 is not stolen. Now here's what they're basing it on. Hold on, 857 01:05:19.159 --> 01:05:26.679 they're basing on the VIN number in the windshield. Now, The very first 858 01:05:26.719 --> 01:05:30.719 thing thieves change when they steal a truck or a car is the VIN number 859 01:05:30.760 --> 01:05:33.599 in the windshield. It's harder to change the VIN numbers around the vehicle. 860 01:05:33.679 --> 01:05:40.760 But Adams County ran that VIN number, not Brighton. So Brighton shows up 861 01:05:41.239 --> 01:05:44.039 and according to the chief of police, and I don't think he would lie. 862 01:05:44.480 --> 01:05:46.039 I don't think any of them would lie. And since you weren't there, 863 01:05:46.039 --> 01:05:49.679 I'm going to take them at their word. Brighton police were told this 864 01:05:49.880 --> 01:05:55.880 is not a stolen vehicle. Everything's cool, and Brighton took off. They 865 01:05:56.039 --> 01:06:00.480 did not let him go that Adams County and the police decided not to detain 866 01:06:00.599 --> 01:06:03.920 him. So there's a difference. Okay, again, it doesn't make much 867 01:06:03.920 --> 01:06:09.519 difference to me. And I'll tell you why. The deputy saw your pictures. 868 01:06:10.119 --> 01:06:13.360 They knew that even though the VIN came back clean, there was still 869 01:06:13.480 --> 01:06:19.400 enough smoke, there was still enough reasonable doubt, there was still enough probable 870 01:06:19.559 --> 01:06:24.760 cause to look further. That's what police do. They look for probable cause. 871 01:06:25.039 --> 01:06:29.840 They look for probable cause to look further. Adams County did not, 872 01:06:30.400 --> 01:06:34.800 neither did Brighton. Now, so I don't care what they say. They 873 01:06:34.840 --> 01:06:40.800 were derelict in my opinion in not looking further when they had a credible complaint 874 01:06:41.079 --> 01:06:45.159 from somebody who obviously would know their truck, so they let the guy go. 875 01:06:45.800 --> 01:06:47.599 I get it. I get it. Okay. I still think they're 876 01:06:47.599 --> 01:06:51.840 all morons. I'm just adding to the moron pile the Adams County Sheriff's department. 877 01:06:53.079 --> 01:06:56.599 So instead of erasing morons, I'm adding morons. And it gives me 878 01:06:56.760 --> 01:07:00.320 more faith in our law enforcement. Okay, So now they this is why, 879 01:07:00.440 --> 01:07:03.880 by the way, the state, the state is the number one state 880 01:07:03.920 --> 01:07:08.360 for auto theft. Now, what were you gonna say, Dane, Why 881 01:07:08.440 --> 01:07:11.199 didn't they check the VIN on the door? And then they asked the guy 882 01:07:11.320 --> 01:07:13.880 that day, Dane, I get it. We're gonna we're gonna come back 883 01:07:13.920 --> 01:07:15.159 to that. Okay, I get it. So there's where we are. 884 01:07:16.440 --> 01:07:21.519 The Brighton police did not run the vin. They depended on Adams County and 885 01:07:21.679 --> 01:07:26.679 that's okay. And but should Brighton have said, well, okay, but 886 01:07:27.320 --> 01:07:30.559 let's look at some other aspects. Should they? I think they should? 887 01:07:30.760 --> 01:07:36.039 They're police, right, I know this. They used to police used to 888 01:07:36.119 --> 01:07:40.039 look a little further than okay, let's go back to our donuts. But 889 01:07:40.440 --> 01:07:44.639 hey, this is the way it is. Let's uh, let's come back. 890 01:07:45.000 --> 01:07:51.719 We'll say the rest of the story. Go with a sure thing Denver's 891 01:07:51.800 --> 01:07:57.119 Best roofer Excel Roofing dot com. You don't pay a cent until you're content. 892 01:08:00.519 --> 01:08:03.039 Time for an insurance checkup free, no obligation. In comparison, call 893 01:08:03.159 --> 01:08:09.079 Compass Insurance paying too much your coverage at dozens of insurance companies find out now 894 01:08:09.199 --> 01:08:12.440 three O three seven to seven to one help. You'll think you're his only 895 01:08:12.599 --> 01:08:15.359 customer when you choose Frank durand the real estate Man dot com to list your 896 01:08:15.439 --> 01:08:23.920 home with Remax Alliance three three nine two zero sixteen twenty two. All right, 897 01:08:24.000 --> 01:08:28.720 so let's continue real quick here. So Dane saw stolen truck. Adams 898 01:08:28.800 --> 01:08:32.319 County ran the numbers that it's not stolen. Dane showed him some pictures he 899 01:08:32.359 --> 01:08:36.680 had on his phony. I mean, it was so obviously the same truck. 900 01:08:36.920 --> 01:08:43.199 It's also still listed. Had they called District six still listed as stolen 901 01:08:43.279 --> 01:08:46.640 by the way, and all of that they ignored, And of course Brighton 902 01:08:46.720 --> 01:08:49.800 did too, because they went by what Adams told them, and so the 903 01:08:49.880 --> 01:08:55.239 guy took off. They didn't bother to look at another location. So since 904 01:08:55.319 --> 01:09:00.840 then Dane you made so much noise. Didn't Brighten further investigate? Yes, 905 01:09:00.960 --> 01:09:04.760 they reopened it and they called this guy and asked him to send another picture 906 01:09:04.840 --> 01:09:08.720 of the other parts of the car with the VIN, and he refused to 907 01:09:08.800 --> 01:09:11.119 do that. Yes, So did they go see him? Did they go 908 01:09:11.239 --> 01:09:14.159 see him? And they've been Yes, they've been staking out his house and 909 01:09:14.199 --> 01:09:17.880 he hasn't been home since so obviously, so it would be wrong to say 910 01:09:17.920 --> 01:09:21.560 hold On. It would be wrong to say that Brighton dropped the case, 911 01:09:21.720 --> 01:09:26.000 right, they dropped it. Initially they called it, Yeah, but you 912 01:09:26.119 --> 01:09:30.039 kind of told us they dropped it, and this chief indicated it's still ongoing. 913 01:09:30.119 --> 01:09:33.079 Yeah, they said the case is closed and then after I sent him 914 01:09:33.119 --> 01:09:36.399 over. But it's not closed right now, Dane, I want to be 915 01:09:36.520 --> 01:09:39.920 fair man, Okay, now listen, here's what I want to say. 916 01:09:40.439 --> 01:09:43.600 Here's what I want to say. I listen. I'm with you, man, 917 01:09:43.760 --> 01:09:45.880 I'm on your side. It's not a drop case. They say, 918 01:09:46.039 --> 01:09:48.560 I'm going to take him at their work. But here's what I want to 919 01:09:48.600 --> 01:09:54.800 clarify. First, it was Adams County that ran the VIN and concluded it 920 01:09:54.920 --> 01:10:00.720 wasn't stolen. Brighton did no further investigation, which I think they should have. 921 01:10:00.279 --> 01:10:04.000 They both aired, in my opinion, and now they're making up for 922 01:10:04.119 --> 01:10:10.279 it by trying to investigate again. They are. So those are the clarifications 923 01:10:10.319 --> 01:10:13.520 I want to make. I still think they handled it wrong, and I 924 01:10:13.680 --> 01:10:18.840 still think that's why the lack of initiative on our law enforcement in investigating when 925 01:10:19.079 --> 01:10:26.479 cases don't just fall in their lap solved. I think we have a problem 926 01:10:26.680 --> 01:10:30.760 in this state, and that is why you see the billboards downtown saying, 927 01:10:30.880 --> 01:10:34.520 you know, come to Wyoming where things are still illegal. Even the Sheriff's 928 01:10:34.520 --> 01:10:41.000 department in Douglas County posted something you showed me that said we still think stealing 929 01:10:41.119 --> 01:10:45.800 cars is a crime. Blah blah blah. So listen, Dane, we're 930 01:10:45.880 --> 01:10:47.640 going to follow this up. I still want you to come on to clarify 931 01:10:47.680 --> 01:10:55.359 a few things I am with you. I still say Brighton Police and Adams 932 01:10:55.439 --> 01:11:01.600 County did not handle this properly. Go with a sure thing Denver's Best Roofer 933 01:11:01.760 --> 01:11:06.439 Excel Roofing dot com. You don't pay a cent until you're content. Three 934 01:11:09.680 --> 01:11:14.800 time for an insurance check up, free no obligation comparison call Compass Insurance paying 935 01:11:14.840 --> 01:11:17.680 too much your coverage at dozens of insurance companies. Find out now three oh 936 01:11:17.760 --> 01:11:21.840 three seven seven to one help You'll think you're his only customer when you choose 937 01:11:21.880 --> 01:11:27.279 Frank durand the real estate man dot Com to list your home with Remax Alliance 938 01:11:27.560 --> 01:11:43.199 three oh three nine two zero sixteen twenty two rised who you don't have come 939 01:11:43.399 --> 01:11:48.279 run in jes as sass as we can show. Shooter's gonna help come Man 940 01:11:49.079 --> 01:11:56.720 six is the Troubleshooter Show. Now Tom Martino, Hi, Tom Martino here, 941 01:11:56.800 --> 01:11:59.680 Welcome to the show. Three oh three seven one three talks seven one 942 01:11:59.720 --> 01:12:03.000 three eight two five five. So yesterday on the show, I made quite 943 01:12:03.039 --> 01:12:09.039 a bit of stink about Brighton Police Department and I call the morons and by 944 01:12:09.039 --> 01:12:12.119 the way, stand by it. And also now I'm adding to that Adams 945 01:12:12.199 --> 01:12:16.319 Kint of Sherif's department. I do want to make some important clarifications so people 946 01:12:16.359 --> 01:12:20.279 think when I'm on the air, I'm I'm making rash conclusions. I make 947 01:12:20.399 --> 01:12:25.319 opinions based on what I hear, and then I further am looking at emails 948 01:12:25.359 --> 01:12:29.520 and pictures and stuff behind the scenes as well, and then I investigate afterwards. 949 01:12:29.600 --> 01:12:32.239 So unlike a journalist, I don't put everything together and then report it. 950 01:12:32.760 --> 01:12:36.439 And if for those of you who believe journalists do that anyway, you're 951 01:12:36.479 --> 01:12:42.359 full of crap. But real there are no real journalists anymore who objectively report 952 01:12:42.439 --> 01:12:45.319 anything. Okay, if you believe that, you're in fairy tale. However, 953 01:12:45.960 --> 01:12:48.800 I never purport to be a journalist, never never want to be a 954 01:12:48.880 --> 01:12:54.560 journalist. What I am is I believe I unbiasedly collect information, and I 955 01:12:54.680 --> 01:12:59.000 grill people who complain, and then I draw conclusions, and then I advocate 956 01:12:59.039 --> 01:13:00.560 for the people I believe are victims. That's what I do. There's never 957 01:13:00.640 --> 01:13:04.800 been a secret about that. I am an I am first unbiased, then 958 01:13:04.920 --> 01:13:10.079 an advocate. That's how I do it. Okay. Now, many times 959 01:13:10.199 --> 01:13:12.960 people lie to me, exaggerate. I usually pick him out. I usually 960 01:13:13.000 --> 01:13:15.920 can drop him. I usually find out. I usually don't give them the 961 01:13:15.960 --> 01:13:19.039 time of day. Sometimes I get it wrong, and then but as we 962 01:13:19.199 --> 01:13:23.479 go we unfold live stories on the air. That's what we do. That's 963 01:13:23.520 --> 01:13:26.920 what we do. It's called freedom of speech, freedom of opinion, freedom 964 01:13:26.960 --> 01:13:30.079 of all of that. Okay, that's that's thank God in America is still 965 01:13:30.319 --> 01:13:33.119 still good right now. While the chief of police would like to change that, 966 01:13:33.279 --> 01:13:38.039 in Brighton. He you know, I'd rather that he concentrate on enforcing 967 01:13:38.119 --> 01:13:42.039 the laws he does have rather than making new ones against free speech. But 968 01:13:42.399 --> 01:13:45.239 here's the point. Okay, Dane saw his truck. It was stolen. 969 01:13:46.439 --> 01:13:49.159 He has photos, he has idea, he has everything, and I'm convinced 970 01:13:49.199 --> 01:13:53.359 of stolen. Based on everything, I'm absolutely convinced, and in fact, 971 01:13:53.439 --> 01:13:58.720 District six will will verify that's a stolen truck based on the original VIT number, 972 01:13:58.840 --> 01:14:00.600 which by the way, doesn't appear on that car in the windshield. 973 01:14:01.039 --> 01:14:03.720 Does it appear elsewhere on the truck. We don't know. The police didn't 974 01:14:03.760 --> 01:14:08.920 bother to look. See. That's what I mean. They're too easily dissuade. 975 01:14:09.720 --> 01:14:12.720 This is a guy with multiple pictures on his phone. He tells the 976 01:14:12.760 --> 01:14:15.079 deputies, Hey, this is stolen. The guy smoking dope in the cockpit, 977 01:14:15.560 --> 01:14:19.960 which was witnessed by an attorney at law along with Dane, and they 978 01:14:20.000 --> 01:14:24.520 don't even take that into consideration when they let him go. He drives off 979 01:14:24.640 --> 01:14:27.920 high. So here's the point. Did they handle it wrong? Yeah? 980 01:14:27.960 --> 01:14:30.439 They did, both of them, did Adams County and Brighton. My error 981 01:14:30.640 --> 01:14:33.640 was blaming it on Brighton to run those numbers. They didn't run the numbers. 982 01:14:33.720 --> 01:14:36.680 Adams County did, according to the chief of police. So here's what 983 01:14:36.800 --> 01:14:41.079 happened. When Dane called the share the deputies, they went over there. 984 01:14:41.319 --> 01:14:45.760 They put him in handcuffs, then they started to investigate. As they investigated, 985 01:14:45.840 --> 01:14:48.399 Brighton was on its way. They tell Brighton, we ran the VN 986 01:14:48.800 --> 01:14:54.279 in the windshield, or just say, we ran the vent and it's not 987 01:14:54.399 --> 01:14:58.319 a stolen truck. Dane says yet it is, but Jane left. Dane 988 01:14:58.399 --> 01:15:00.880 left once he saw that guy was in custody. He left and he had 989 01:15:00.880 --> 01:15:05.159 to go to court anyway. So here's what happens. The guy was let 990 01:15:05.239 --> 01:15:10.000 go so Adams County. Brighton shows up. Adams County says, listen, 991 01:15:10.079 --> 01:15:13.920 it's not a stolen truck. So both agencies, instead of looking further, 992 01:15:14.239 --> 01:15:17.880 instead of bothering to open the front door, to open the door and look 993 01:15:17.920 --> 01:15:23.159 at the door jam or do any further investigation, they let a guy who 994 01:15:23.319 --> 01:15:29.319 was reportedly smoking dope in a stolen truck go because they ran one VIN number 995 01:15:29.600 --> 01:15:31.399 in the windshield. Do I think that's adequate? No, I don't, 996 01:15:32.000 --> 01:15:35.920 And that's part of the reason we have one of the most dangerous states and 997 01:15:36.000 --> 01:15:40.720 the number one state for car theft. Okay, now he drives off. 998 01:15:41.359 --> 01:15:43.960 Now, when I talk about this on the air, what I neglected to 999 01:15:44.039 --> 01:15:47.439 say was it was Adams County who ran the number, not Brighton. Now, 1000 01:15:47.840 --> 01:15:51.840 I also neglected to say that it's still under investigation, which, by 1001 01:15:51.920 --> 01:15:55.720 the way, and I mean this sincerely, I applaud them for that, 1002 01:15:56.119 --> 01:16:00.000 for opening the case back up if in fact they did, and Dane said 1003 01:16:00.159 --> 01:16:04.000 they did request from him more photos and other stuff, so perhaps something will 1004 01:16:04.079 --> 01:16:10.279 come of this. Meanwhile, the Chief refused to come on the show and 1005 01:16:10.520 --> 01:16:15.760 wrote back to us saying, you know, due diligence would require that a 1006 01:16:15.880 --> 01:16:21.079 journalist does and checks his facts before going on the air. Blah blah blah. 1007 01:16:21.880 --> 01:16:24.960 So I wrote back to him. He was and by the way, 1008 01:16:25.079 --> 01:16:27.800 his letter was really respectful. It was nice. Okay, there's nothing wrong 1009 01:16:27.840 --> 01:16:31.720 with it. His letter is fine, and I think the Chief, Dementsia 1010 01:16:31.880 --> 01:16:35.079 Domenico, sounds like a good person. Now let me tell you what I 1011 01:16:35.119 --> 01:16:40.760 wrote back to him. I'm in receipt of your email caption below. I 1012 01:16:40.880 --> 01:16:45.399 regret that you have decided not to appear on my show. However, I 1013 01:16:45.520 --> 01:16:49.159 take issue in some assumptions you've made first and foremost in scolding me, you 1014 01:16:49.279 --> 01:16:56.600 stated due diligence involves verifying and vetting information prior to reporting on it, not 1015 01:16:56.960 --> 01:17:01.920 after the fact. Legitimate journalism does not involve harmful, negative stereotypes. Oh 1016 01:17:01.960 --> 01:17:04.680 you might want to tell CNA in that, but okay, I true, 1017 01:17:04.720 --> 01:17:10.680 and then this is me again. I truly apologize for any confusion regarding who 1018 01:17:10.800 --> 01:17:15.439 I am and what I do. Sometimes I wrongly assume people will automatically know 1019 01:17:15.319 --> 01:17:20.119 because I've been doing this in Colorado more than forty five years. We should 1020 01:17:20.159 --> 01:17:25.239 have been We should have made clear what our mission is going forward. I 1021 01:17:25.319 --> 01:17:30.239 will make sure people understand our goal to clarify. I am not a journalist. 1022 01:17:30.720 --> 01:17:35.199 I am an advocate who seeks to help people solve problems. The nature 1023 01:17:35.279 --> 01:17:43.920 of radio talk and all talk radio is to take cold calls. That means, 1024 01:17:44.119 --> 01:17:47.399 in our case, we listen to complaints. Most people tell the truth, 1025 01:17:47.479 --> 01:17:51.239 some exaggerate, some understate the problems, some lie. It is called 1026 01:17:51.319 --> 01:17:57.680 freedom of speech and protected Usually I shut down obvious lies and exaggerations. I 1027 01:17:57.720 --> 01:18:01.039 have a pretty good BS detector, but there are times clarification is needed. 1028 01:18:01.760 --> 01:18:04.800 I try not to form an opinion until I get enough facts to draw a 1029 01:18:04.880 --> 01:18:12.399 conclusion. Again, it's just my opinion, also protected speech to advocate for 1030 01:18:12.520 --> 01:18:16.119 people. I make it my duty to investigate the serious calls to my show. 1031 01:18:18.159 --> 01:18:24.720 Part of that investigation involves giving the parties an opportunity to address the problems, 1032 01:18:26.439 --> 01:18:30.479 complaints, and accusations. That's why we asked you to be on the 1033 01:18:30.560 --> 01:18:38.359 show. I am sure one of the reasons you turned down our request is 1034 01:18:38.560 --> 01:18:45.439 due to my conclusory opinion that Brighton Police did not handle the situation properly. 1035 01:18:46.039 --> 01:18:50.239 That was based on the facts I had on hand, and I maintain that 1036 01:18:50.359 --> 01:18:57.439 opinion now, thanks to your emails and further investigation, I also believe Adams 1037 01:18:57.479 --> 01:19:06.520 County Sheriff's Department deputies also mishandled this situation. I was pleased to learn from 1038 01:19:06.560 --> 01:19:12.439 your emails that the case is still open. By the way, I clarified 1039 01:19:12.560 --> 01:19:17.279 on the show today that it was Adams County who ran the VIN and told 1040 01:19:17.319 --> 01:19:24.840 Brighton police the truck was not stolen. I also clarified that no law enforcement 1041 01:19:24.920 --> 01:19:30.159 officers bothered to check the other vinplates on the car, nor did they bother 1042 01:19:30.359 --> 01:19:35.119 investigating the obvious dope smoking in the cockpit, not to mention that the same 1043 01:19:35.279 --> 01:19:43.119 driver who was minutes before smoking that dope was allowed to drive off unfettered by 1044 01:19:43.159 --> 01:19:47.640 the way that smoking dope on a foil was observed by the guy who called 1045 01:19:47.760 --> 01:19:53.600 my show and his attorney at law who was with him. Sir, I 1046 01:19:53.720 --> 01:19:59.479 apologize for any misunderstandings and leave the invitation open for you to be on my 1047 01:19:59.600 --> 01:20:04.159 show. And as far as criticism on my procedure, I think when it 1048 01:20:04.239 --> 01:20:10.880 comes to procedure, there is a lot of blame to go around. Now, 1049 01:20:12.000 --> 01:20:17.279 I am going to send this to the police chief because I think that 1050 01:20:17.800 --> 01:20:24.840 it's an appropriate response. So Dane, they have investigated, and they've staked 1051 01:20:24.880 --> 01:20:27.920 out the house and they took your photos. So you got to be satisfied 1052 01:20:28.199 --> 01:20:30.800 that at least they haven't dropped it, right, Yes, I am. 1053 01:20:30.960 --> 01:20:33.760 I am satisfied. I don't have a bad taste on them. Out of 1054 01:20:33.840 --> 01:20:39.000 police in general, I know that they have no neither do I. Yeah, 1055 01:20:39.079 --> 01:20:42.239 So I'm just frustrated the fact that I gave it to him on a 1056 01:20:42.279 --> 01:20:45.000 silver platter, and when I walked into the court, I was like, 1057 01:20:45.279 --> 01:20:47.880 if there's any doubt and you want to let this guy go, please call 1058 01:20:48.000 --> 01:20:51.039 me. I will come down right away and give you guys more proof. 1059 01:20:51.560 --> 01:20:55.479 You know. I wish they would have at least called me or came up 1060 01:20:55.520 --> 01:20:58.199 and said, hey, these guys, the bin matches up, and then 1061 01:20:58.199 --> 01:21:00.079 I could show them right then and they're more evident, you know, But 1062 01:21:00.279 --> 01:21:04.960 rather than just let him get away and then pretty much accused me of being 1063 01:21:05.039 --> 01:21:11.039 wrong and calling me pretty much a liar. Well, I don't think they're 1064 01:21:11.079 --> 01:21:14.079 calling you a liar. But anyways, I'm happy you're back, and I 1065 01:21:14.159 --> 01:21:17.479 want to follow this along. I'm gonna do some posting about it. You 1066 01:21:17.640 --> 01:21:20.439 have photos of it being part there, You have photos on your phone. 1067 01:21:20.920 --> 01:21:25.600 It is so obvious, you see. That's the point. The probable cause 1068 01:21:25.680 --> 01:21:30.680 part is that these police had more than probable cause to investigate further. They 1069 01:21:30.880 --> 01:21:34.239 chose not to. They know they screwed up. And I know that police 1070 01:21:34.319 --> 01:21:36.920 chief, unless he's an idiot, and I don't think he is, I 1071 01:21:38.079 --> 01:21:41.840 know he had to have told those officers you should have looked further. I 1072 01:21:41.960 --> 01:21:45.800 know he did. He had to have it, because how could you ever 1073 01:21:45.960 --> 01:21:50.319 be proud of letting this guy drive off, especially when both of you reported 1074 01:21:50.399 --> 01:21:56.199 he was smoking dope unless they said there's a new way to smoke tobacco on 1075 01:21:56.359 --> 01:22:00.640 foil, I mean, and then sniff the fumes. Butane, I thank 1076 01:22:00.720 --> 01:22:02.119 you for coming back. I got to move on to some other calls. 1077 01:22:02.199 --> 01:22:05.880 But I want you to stay in touch. You have my thing, you 1078 01:22:05.960 --> 01:22:12.720 have my email. I want to stay in touch. So in conclusion, 1079 01:22:13.439 --> 01:22:17.680 I hope to God I never have a crime against me up there in Adams 1080 01:22:17.720 --> 01:22:23.920 County or Brighton, because I would not want those morons handling it. That's 1081 01:22:24.159 --> 01:22:29.560 my opinion. Tom Martine made today on May twenty fourth, twenty twenty four, 1082 01:22:29.680 --> 01:22:36.039 at twelve seventeen. Samantha's turn. Hey Samantha, what's going on? 1083 01:22:38.399 --> 01:22:44.199 Hi? My daughters live in the Ashford bellmar in Lakewood and they have to 1084 01:22:44.279 --> 01:22:47.079 pay for their parking. It's between eight and seventy five dollars a month. 1085 01:22:47.199 --> 01:22:50.119 Wow. Wow, you know what. By the way, they of course 1086 01:22:50.319 --> 01:22:55.439 have a you know, they have a right to do that. That's part 1087 01:22:55.520 --> 01:22:59.119 of the condition. And people can choose not to live there. But okay, 1088 01:22:59.199 --> 01:23:02.680 so they pay for the parking and right what happens it's not enough space. 1089 01:23:02.880 --> 01:23:06.279 They sell more spots than they have. Wait a minute, so there 1090 01:23:06.359 --> 01:23:11.840 are literally not enough spaces even though you pay for it. That's correct, 1091 01:23:11.880 --> 01:23:15.079 And my daughter's car has been towed twice in two weeks. Wait wait, 1092 01:23:15.079 --> 01:23:17.560 wait, but why would it have been towed if she paid for parking? 1093 01:23:18.800 --> 01:23:21.319 That is our good question. All right, hold on, we'll find out. 1094 01:23:21.680 --> 01:23:30.399 I'll bet you there's an answer. Go with a sure thing Denver's Best 1095 01:23:30.479 --> 01:23:38.439 roofer Excel Roofing dot com. You don't pay a cent until you're content of 1096 01:23:38.880 --> 01:23:44.159 time for an insurance check up free no obligation comparison call Compass Insurance paying too 1097 01:23:44.239 --> 01:23:47.479 much your coverage at dozens of insurance companies find out now three o three seven 1098 01:23:47.520 --> 01:23:50.680 to seven to one. Help. You'll think you're his only customer when you 1099 01:23:50.800 --> 01:23:55.960 choose Frank durand the real estate Man dot com to list your home with Remax 1100 01:23:56.000 --> 01:24:14.000 Alliance three oh three nine two zero sixteen twenty two. Yeah, Eric, 1101 01:24:15.520 --> 01:24:18.720 you have a comment? Yeah, so I have two comments. So first 1102 01:24:18.760 --> 01:24:23.000 off, I have a bone to pick with you on your musical choice. 1103 01:24:24.319 --> 01:24:28.640 Which one? So you when you're talking about this Adams County and you keep 1104 01:24:28.720 --> 01:24:32.239 playing the Andy Griffiths theme right, and you don't realize that you're insulting Andy, 1105 01:24:32.319 --> 01:24:35.760 because I know you would have solved it should back to the barnyard noise. 1106 01:24:36.279 --> 01:24:40.680 He used to play the barnyard noise for the incompetent counties. You're right 1107 01:24:40.800 --> 01:24:45.119 and the cows right. You're right, I did. But but I what 1108 01:24:45.520 --> 01:24:47.800 is your comment on the police though? Is that so? My comment on 1109 01:24:48.000 --> 01:24:53.000 so when it comes to Adams County. I live in the city of Thornton, 1110 01:24:53.279 --> 01:24:57.479 and ten feet to my right is Adams County and we have houses there 1111 01:24:57.840 --> 01:25:01.399 that are Adams County, and they we have parties that'll happen until all hours 1112 01:25:01.439 --> 01:25:05.399 of the night. And one night they were having a hosting a King Sannia 1113 01:25:08.039 --> 01:25:11.840 and it started at eight o'clock at night, and my wife and I got 1114 01:25:11.880 --> 01:25:15.680 home at midnight and I called the chef's department because it was so loud, 1115 01:25:15.720 --> 01:25:18.800 so much noise, and I literally had an Adams County deputy tell me on 1116 01:25:18.920 --> 01:25:23.680 the phone after they came out to investigate, well, that that probably belongs 1117 01:25:23.680 --> 01:25:27.680 to mister so and so. And he's a really cool guy, and you 1118 01:25:27.760 --> 01:25:30.680 know, he apologizes, but this is really a really important King Sannira for 1119 01:25:30.800 --> 01:25:33.359 his twin granddaughters. And I says, you know, I says, I 1120 01:25:33.439 --> 01:25:40.479 don't care for the Obama kids. I says, it's one o'clock in the 1121 01:25:40.520 --> 01:25:43.800 morning, people are trying to sleep. And a couple of days later, 1122 01:25:43.880 --> 01:25:46.640 I went to Ada's kind of sheriffs department and talked to one of the commanders 1123 01:25:47.279 --> 01:25:49.560 and he says, I don't know. He said, I guess we could 1124 01:25:49.560 --> 01:25:53.399 look into it and get back to you. And they never did. Well, 1125 01:25:53.600 --> 01:25:59.880 you know, again, there are degrees of enforcement and opinions on what 1126 01:26:00.079 --> 01:26:01.720 she should be in forced. We all have them, and I know they 1127 01:26:01.800 --> 01:26:04.640 have it. You know, they have a thankless job sometimes and it's hard 1128 01:26:04.680 --> 01:26:10.399 for them to decide what to respond to and whatnot. But hey, you 1129 01:26:10.520 --> 01:26:13.319 know what, look at we all have our opinions. It is a tough 1130 01:26:13.439 --> 01:26:17.399 job. I'm not down on law enforcement, I really am not. But 1131 01:26:17.560 --> 01:26:25.840 in some cases it's pretty clear when they handled something improperly. Samantha. So 1132 01:26:26.000 --> 01:26:30.079 let's go back to this apartment thing. She pays for parking. What I 1133 01:26:30.199 --> 01:26:36.039 want to understand is this, If she pays for parking, how did it 1134 01:26:36.359 --> 01:26:44.079 happen that she got told explain that? Are you there? Yeah, go 1135 01:26:44.119 --> 01:26:51.479 ahead, sand She was not parked fully in a marked spot. Okay, 1136 01:26:51.640 --> 01:26:56.920 so you say there aren't enough spots and she wasn't parked in a marked spot. 1137 01:26:57.279 --> 01:27:00.520 Where was she parked? That's where the problem is. I don't actually 1138 01:27:00.640 --> 01:27:05.319 know. So if she was parked somewhere that was impeding traffic or anything, 1139 01:27:05.600 --> 01:27:11.479 or even anywhere outside of assigned parking, even though there aren't enough spots, 1140 01:27:11.960 --> 01:27:15.560 I can see why she was told that that wasn't improper. Now, what's 1141 01:27:15.680 --> 01:27:19.720 improper is the whole thing. If truly they don't have enough spaces, that's 1142 01:27:19.800 --> 01:27:25.119 improper. But they're two separate issues, you see what I'm saying. I 1143 01:27:25.239 --> 01:27:29.359 do, I do. The solution they gave her today was to have her 1144 01:27:29.479 --> 01:27:33.159 buy the seventy five dollars spot that puts her further away from our building. 1145 01:27:33.199 --> 01:27:39.840 But you know, apparently that spot would be more guaranteed. Yeah, let 1146 01:27:39.880 --> 01:27:45.520 me ask you something. I think this place, God, I don't understand. 1147 01:27:45.640 --> 01:27:47.279 Don't they limit the number of cars people can have? Do they have 1148 01:27:47.439 --> 01:27:50.840 guest spots and owners? They should at least they should at least have, 1149 01:27:51.239 --> 01:27:55.359 you know, visitor parking as opposed to people who live there? Do they? 1150 01:27:56.560 --> 01:28:00.319 They do, they have visitor parking, but I think, uh, 1151 01:28:00.199 --> 01:28:03.600 those spots aren't available either, and visitors have to pay to park as well. 1152 01:28:05.359 --> 01:28:09.239 And I think that's four dollars a night or eight dollars a night something 1153 01:28:09.279 --> 01:28:16.039 crazy? So but how many times? Okay? But why if she doesn't 1154 01:28:16.079 --> 01:28:19.119 park there, Let's say there's nothing available. If she doesn't park there, 1155 01:28:19.239 --> 01:28:25.479 what does she do? In other words, where would she park? She 1156 01:28:25.560 --> 01:28:27.760 said she would have to park half a mile away and just walk home. 1157 01:28:27.800 --> 01:28:30.600 But I don't know. Oh my god, has she considered maybe finding another 1158 01:28:30.680 --> 01:28:34.800 place to live? They? Yes, her and her sister their roommates there 1159 01:28:34.880 --> 01:28:40.800 there. They've already let the complex know that they won't be renewing their leaves. 1160 01:28:40.840 --> 01:28:44.479 Unfortunately, their lease goes through until November. But yeah, they might 1161 01:28:44.600 --> 01:28:46.319 let them out early. Did they ask if they could get out early? 1162 01:28:47.680 --> 01:28:53.319 I don't think they have asked. I think, you know, there's they're 1163 01:28:53.479 --> 01:28:56.199 pretty mad still because they're you know, they're young, and they're I don't 1164 01:28:56.239 --> 01:28:58.840 I don't blame. Here's here's what I say, though, Samantha, this 1165 01:28:59.000 --> 01:29:02.199 is really important if you could actually show somehow, and I don't have the 1166 01:29:02.279 --> 01:29:05.760 staff to do it right now, but if your daughter or somehow could show 1167 01:29:06.439 --> 01:29:12.600 that there are literally not enough spaces for what they sold, that could be 1168 01:29:12.720 --> 01:29:15.960 a problem for them that we would look into. But I don't know how 1169 01:29:15.039 --> 01:29:17.640 we get I don't know how we get access to those records, but if 1170 01:29:17.680 --> 01:29:25.680 you could show that the people who actually paid outnumber the number of spots, 1171 01:29:25.960 --> 01:29:30.760 that would be so fraudulent. I mean, that would be so wrong. 1172 01:29:31.159 --> 01:29:36.319 I I would if that ever happened, I promise you I would take up 1173 01:29:36.359 --> 01:29:41.039 your mantle. I would take it up and go run with it. One 1174 01:29:41.079 --> 01:29:44.439 of the things. There's got to be something you can do. I mean, 1175 01:29:44.640 --> 01:29:46.600 I don't know if there's a law against it, but it's certainly pretty 1176 01:29:46.760 --> 01:29:51.800 crappy. And I'm marking this down. If you call us back, Samantha, 1177 01:29:51.880 --> 01:29:58.000 I don't know how you would get that information, but it's definitely something 1178 01:29:59.239 --> 01:30:03.399 to consider. Frank, what's going on with you? Yeah? Hi, 1179 01:30:03.520 --> 01:30:06.640 Tom, enjoy your show. I listened to it two or three times a 1180 01:30:06.720 --> 01:30:14.079 week, and I wanted to give out some serious kudos to fix it. 1181 01:30:14.159 --> 01:30:18.279 Twenty four. What happened? What's going on with them? Well? Everything 1182 01:30:18.399 --> 01:30:23.600 good. I found out about them on your show when they offered kind of 1183 01:30:23.640 --> 01:30:27.399 a special for cleaning and so forth. Yeah, a deep clean check in 1184 01:30:27.479 --> 01:30:32.640 tune right exactly. They came out and they gave me all the details. 1185 01:30:32.680 --> 01:30:36.680 And I have a furnace it's almost thirty years old. Air condition that's twenty 1186 01:30:36.920 --> 01:30:42.119 holy crap, and thirty years old. Now listen, I thought, I 1187 01:30:42.199 --> 01:30:44.359 don't even know what you're going to tell me, but honest to god, 1188 01:30:45.880 --> 01:30:48.000 you really need to consider again. I don't know what this calls about, 1189 01:30:48.119 --> 01:30:54.039 but you ought to consider replacing those just to save money thirty and twenty yearslf. 1190 01:30:54.079 --> 01:30:57.439 But anyway, go ahead. That's what I did. I called them. 1191 01:30:57.520 --> 01:31:00.560 They came out. We worked out a price that I thought was fair, 1192 01:31:00.840 --> 01:31:06.319 very professional, a couple of young guys and put down matting over the 1193 01:31:06.479 --> 01:31:12.000 carpets and the hard witch lores, so any issue. The furnace was in 1194 01:31:12.119 --> 01:31:15.439 the basement, and it was a tough Did you go with a regular efficient 1195 01:31:15.720 --> 01:31:25.359 or super efficient? Uh? Regular and it's brand new stuff? Good? 1196 01:31:25.640 --> 01:31:30.119 No, no good? Sometimes sometimes it doesn't. Sometimes it doesn't pay to 1197 01:31:30.239 --> 01:31:34.399 go the extra because of the because of your house, if your house is 1198 01:31:34.439 --> 01:31:39.479 old, or how old is your house. My house is about twenty five 1199 01:31:39.600 --> 01:31:45.199 years old and I've lived in it for twenty. But just exemplary service. 1200 01:31:45.359 --> 01:31:49.720 I'm glad you're I'm really I'm really glad you're happy. And I really appreciate 1201 01:31:49.760 --> 01:31:53.840 you taking the time to call three h three seven to one, three eight 1202 01:31:53.840 --> 01:31:59.119 two five five. Pro Bid Energy for solar another solar company we highly endorse. 1203 01:31:59.279 --> 01:32:02.560 Pro Bid Energy dot com for sales service installation. They do it all. 1204 01:32:02.800 --> 01:32:08.199 They have commercial systems too, and great rebates and great grants available. 1205 01:32:08.479 --> 01:32:15.840 Probid Energy dot com. Go with a sure thing Denver's best roofer Excel Roofing 1206 01:32:15.920 --> 01:32:23.439 dot com. You don't pay a cent until you're content. Time for an 1207 01:32:23.439 --> 01:32:29.279 insurance checkup free, no obligation comparison call Compass Insurance paying too much your coverage 1208 01:32:29.319 --> 01:32:32.119 at dozens of insurance companies find out now three all three seven seven to one. 1209 01:32:32.279 --> 01:32:35.760 Help. You'll think you're his only customer when you choose Frank durand the 1210 01:32:35.800 --> 01:32:41.319 real estate Man dot com to list your home with Remax Alliance three all three 1211 01:32:41.439 --> 01:33:00.560 nine two zero sixteen twenty two. Hi Tom Martine here three seven one three 1212 01:33:00.680 --> 01:33:09.359 talks seven one three eight two five five. Welcome to the show. Finally 1213 01:33:09.960 --> 01:33:12.439 room to breathe the people. We've had so much going on on the show. 1214 01:33:13.600 --> 01:33:15.760 We talked about leases and a lot of people appreciate it because this guy 1215 01:33:16.479 --> 01:33:23.439 speaks with no fork tongue. It's true, Kevin, I'm getting more and 1216 01:33:23.520 --> 01:33:27.439 more people, and I don't know why they get warning lights, and they 1217 01:33:27.520 --> 01:33:30.520 want to know can they pop by? And what happens with a warning light? 1218 01:33:30.800 --> 01:33:32.279 Can First of all, when an engine light goes on, can that 1219 01:33:32.399 --> 01:33:36.279 ruin your car if you keep driving? Yeah, especially if it's blinking or 1220 01:33:36.439 --> 01:33:40.159 you know, but any any light is there for a reason. You got 1221 01:33:40.279 --> 01:33:43.119 to treat him seriously. We wouldn't the car. The newer cars go into 1222 01:33:43.159 --> 01:33:45.119 a limp mode before you can destroy them or not. Yes, and no, 1223 01:33:45.399 --> 01:33:48.039 I mean sometimes they will, but I mean you're you're you know, 1224 01:33:48.159 --> 01:33:53.279 different driveability, So you get taken life off your catalytic converter, shortening the 1225 01:33:53.359 --> 01:33:56.279 life span of other parts. It may not be immediate damm it, but 1226 01:33:56.439 --> 01:34:00.880 it certainly not good to keep going. What do you find them most common 1227 01:34:00.960 --> 01:34:05.119 reason for a check engine lene really gas cap? Gas caps up there? 1228 01:34:05.279 --> 01:34:09.319 Yeah, it's it's definitely part of it. You know, they tie so 1229 01:34:09.359 --> 01:34:12.800 many systems into it anymore. It could be almost anything on these newer cars. 1230 01:34:12.840 --> 01:34:16.199 But yeah, vacuum leaks, you know, different evab in the in 1231 01:34:16.279 --> 01:34:20.720 the gas t It's typically all related. Now, I'm gonna ask something of 1232 01:34:21.359 --> 01:34:27.479 Bob, who's here for releases? I think I've always said a good indication 1233 01:34:28.920 --> 01:34:34.479 of cars that hold their value aren't leased people. Because the leasing companies are 1234 01:34:34.520 --> 01:34:40.439 not stupid. They put a residual on that car and a percentage of of 1235 01:34:41.239 --> 01:34:45.920 MSRP as a guide. Let me tell you what that means if you're going 1236 01:34:45.960 --> 01:34:50.520 out to lease the car. There are charts that a lot of these guys 1237 01:34:50.680 --> 01:34:57.399 like Bob Ughs, and what it shows is certain leases and the percentage at 1238 01:34:57.439 --> 01:35:00.600 the end of the lease. Right, it's called the re it's it's just 1239 01:35:00.680 --> 01:35:02.079 a chart. I don't know what they call the chart. But man, 1240 01:35:02.479 --> 01:35:05.000 if you get a hold one of those, even if you want to buy 1241 01:35:05.039 --> 01:35:09.279 a car, they're a great indication of what cars hold value. Because if 1242 01:35:09.279 --> 01:35:13.399 they're putting their money where their mouth is, these guys and they're leasing cars 1243 01:35:13.439 --> 01:35:16.520 out these giant companies, they know not to lose money. So the best 1244 01:35:16.600 --> 01:35:20.279 residuals when I looked last time it has been years since I looked at a 1245 01:35:20.399 --> 01:35:26.960 chart, was fifty percent. Are there ones that hit higher than fifty percent 1246 01:35:27.079 --> 01:35:30.920 residual? Sure? No, the you know, the Asian cars, the 1247 01:35:30.039 --> 01:35:33.720 Toyotas, the Hondas tend to have better resale value, so they'll have a 1248 01:35:33.800 --> 01:35:38.720 higher residual value. How high will they go above fifty percent? Ever? 1249 01:35:38.920 --> 01:35:41.479 Oh, sure, meal depends on the term, but sure there's some in 1250 01:35:41.520 --> 01:35:45.199 the sixties. Really, for a while, Tacoma's were what rod probably in 1251 01:35:45.239 --> 01:35:48.119 the seventies, Are you kidding me? Yeah? Back in the day you 1252 01:35:48.199 --> 01:35:51.319 only had to pay thirty percent, right, But back in the day, 1253 01:35:51.479 --> 01:35:57.239 you you would have a brand new Tacoma with two hundred or two hundred and 1254 01:35:57.359 --> 01:36:00.720 fifty bucks a month on a lease. That's that's how strong the residuals are. 1255 01:36:00.800 --> 01:36:06.760 So how do little luxury cars Mercedes BMW, what are the other words? 1256 01:36:06.920 --> 01:36:14.239 How do they do when it comes to the residuals? Not? Well, 1257 01:36:14.560 --> 01:36:17.520 you know big luxury cars, you know, the expensive ones, they 1258 01:36:17.600 --> 01:36:23.399 have more room to depreciate, so they could be thirty five forty residual. 1259 01:36:23.439 --> 01:36:27.920 Oh that's terrible. That's when the manufacturers come in with incentives to help offset 1260 01:36:28.000 --> 01:36:34.720 that, because they'd be very expensive to lease otherwise. How about EV's good 1261 01:36:34.840 --> 01:36:40.079 question, So you know many of them, Well, we do. They 1262 01:36:40.239 --> 01:36:45.279 they're dropping hard. I think the hype and the excitement is it's gone right 1263 01:36:45.359 --> 01:36:48.199 now. But they depreciate a lot. Oh yeah, oh yeah, So 1264 01:36:48.319 --> 01:36:51.560 the only way I'll put someone in an ev is if they lease it because 1265 01:36:51.600 --> 01:36:55.720 they haven't out at the end of three years, you know, because because 1266 01:36:55.760 --> 01:36:58.840 if you own that car, you're stuck with the market value. And if 1267 01:36:58.840 --> 01:37:01.760 you look at even just like teas today, I mean they're dropping daily because 1268 01:37:01.840 --> 01:37:05.399 Tesla lowers the price on new ones, which affects the used one. Hurts 1269 01:37:05.439 --> 01:37:10.199 put a bunch of them for sale, and so there's a lot of used 1270 01:37:10.239 --> 01:37:13.920 Tesla thes and a lot of used electric cars right now. So the manufacturers 1271 01:37:13.960 --> 01:37:17.079 have some really good leasing on a new EV. I mean there's like the 1272 01:37:17.159 --> 01:37:19.920 Toyota BZ whatever it's called. I mean, you can do one of those 1273 01:37:19.960 --> 01:37:24.000 for three d I hear. I heard this all the way around, that 1274 01:37:24.159 --> 01:37:27.560 the EV does. The EV demand is way down. I don't know why. 1275 01:37:28.359 --> 01:37:31.159 Is it because there's way more offerings and the demand is spread out, 1276 01:37:31.600 --> 01:37:34.960 or is it because fewer people truly which one? Is it? Because I 1277 01:37:35.079 --> 01:37:39.520 think I think it might be because there are so many of them out there. 1278 01:37:39.960 --> 01:37:42.960 Well, I think people are scared of you know, the range, 1279 01:37:43.079 --> 01:37:45.600 you know, the future over them, the batteries. I think there's just 1280 01:37:45.720 --> 01:37:47.760 a lot of unknowns at this point, so love them. So the people 1281 01:37:47.920 --> 01:37:50.119 don't have one, but I love the idea of them. Well, the 1282 01:37:50.159 --> 01:37:53.399 people that got them early it is because they wanted them. The rest of 1283 01:37:53.439 --> 01:37:57.439 the people are saying, let's see what happens, right, and the incentives 1284 01:37:57.479 --> 01:38:04.880 are are definitely pushing the to the point where it's almost undeniable because I'm getting 1285 01:38:05.359 --> 01:38:10.880 a young person, not a young person, a person an ev and it's 1286 01:38:11.000 --> 01:38:15.039 eighteen thousand dollars off from the state and the federal and all the incentives that 1287 01:38:15.119 --> 01:38:18.439 are there. So all of a sudden, she was upside down. Well, 1288 01:38:18.560 --> 01:38:24.000 now I can cover a lot of that. So where does some of 1289 01:38:24.039 --> 01:38:26.760 these come from? I know you have state credit, do you? I 1290 01:38:26.840 --> 01:38:30.680 thought a lot of those credits went away, not all of them. There's 1291 01:38:30.760 --> 01:38:36.239 a lot of If the car was built in America or has a manufacturer here 1292 01:38:36.319 --> 01:38:41.840 in America, the benefits are still there, the incentives are still there. 1293 01:38:41.920 --> 01:38:44.640 But if I've heard, for example, you don't get a federal tax tread 1294 01:38:44.680 --> 01:38:47.720 anymore with a tesla, is that true? There was? You know, 1295 01:38:47.720 --> 01:38:49.960 I'm not sure, because they had a certain amount of money they were able 1296 01:38:50.039 --> 01:38:54.760 to use in that at all. That's exactly what I was thinking that the 1297 01:38:54.880 --> 01:38:59.680 more successful, the sales were the less incentives are available now because they ate 1298 01:38:59.720 --> 01:39:03.800 a month up. But in any case, I do you see the trend 1299 01:39:03.880 --> 01:39:08.960 though? Don't you see it's not gonna go back? It's you know, 1300 01:39:09.319 --> 01:39:12.640 or do you think they're actually what do you think is gonna happen with the 1301 01:39:12.680 --> 01:39:15.279 EV market? Guys? Well? What people? What do you think? 1302 01:39:15.399 --> 01:39:17.520 I mean? They like right now? Are hybrids or plug in hybrid I 1303 01:39:17.600 --> 01:39:21.000 hate them because you'll never be stranded on an EV. I understand, but 1304 01:39:21.079 --> 01:39:27.319 you know that's the worst of both worlds. You don't have a great gasoline 1305 01:39:27.359 --> 01:39:30.239 car and you don't have a great electric car. To me, it's like 1306 01:39:30.359 --> 01:39:33.000 you're not gonna get the acceleration and the wonderful performance of an electric. You're 1307 01:39:33.039 --> 01:39:36.439 not gonna get the acon. You have two systems to maintain, still have 1308 01:39:36.520 --> 01:39:40.479 to change oil for gods, I mean, the whole idea for me to 1309 01:39:40.560 --> 01:39:45.560 get away from a gasoline car's no maintenance. My son's car literally has no 1310 01:39:45.760 --> 01:39:51.479 maintenance. It's amazing to me. It's amazing he's had it, and I'm 1311 01:39:51.520 --> 01:39:55.840 wondering, when do you do maintenance? What do you do? There is 1312 01:39:55.960 --> 01:39:59.640 no maintenance, hardly hardly. I mean, you still have dan shocks, 1313 01:39:59.720 --> 01:40:02.479 right, you still have suspension components. Yeah? The breaks right? Well, 1314 01:40:02.560 --> 01:40:06.119 yeah, the breaks never you never use breaks. I know a guy 1315 01:40:06.119 --> 01:40:11.199 who went one hundred thousand miles and never changes the breaks. Well, because 1316 01:40:11.600 --> 01:40:15.039 it breaks every time you take your foot off, exactly. Well, you 1317 01:40:15.079 --> 01:40:19.199 know my Hyundai came with one hundred thousand miles or ten years of the battery. 1318 01:40:19.279 --> 01:40:23.680 You have a hybrid, right, no, I was you got a 1319 01:40:23.760 --> 01:40:28.960 pure one now? Oh, very cool man. I'm proud of your seers 1320 01:40:29.000 --> 01:40:30.079 that. I thought that was a pretty good deal on the bat and you 1321 01:40:30.159 --> 01:40:35.079 got the charger put in yet it was already fiddle into my house, see 1322 01:40:35.159 --> 01:40:39.680 plugging in every night. Just plug it in. It's got some good acceleration. 1323 01:40:39.840 --> 01:40:42.720 The worst of them have the best accelerated, right, you know, 1324 01:40:42.840 --> 01:40:45.000 compared to my Super Bowls? Do you love it so far? Yes, 1325 01:40:45.039 --> 01:40:48.319 it's only a week old, Tom, Wow, that's cool. I think 1326 01:40:48.399 --> 01:40:53.840 it's a comfort thing. Do you like buying them because their hands off a 1327 01:40:53.880 --> 01:40:57.119 little bit? Yeah? I don't like bacons anymore. I like the comfort 1328 01:40:57.159 --> 01:41:00.279 of knowing that I won't be I won't give stranded. But why do you 1329 01:41:00.399 --> 01:41:03.199 feel you're gonna get stranded? That's the point First of all, I don't 1330 01:41:03.239 --> 01:41:05.920 do road trips. Do you do road trips? Oh yeah, I go 1331 01:41:06.000 --> 01:41:10.399 to the mountains, but there's plenty of power to get to the mountains in 1332 01:41:10.479 --> 01:41:14.760 back. Well, it changes so rapidly though, right, I mean, 1333 01:41:14.920 --> 01:41:17.920 if you go on a warm, beautiful day, you might do fairly well, 1334 01:41:18.079 --> 01:41:21.960 but you're still going up at that hill, so your your miles will 1335 01:41:23.079 --> 01:41:26.399 drop quite a bit. But what happens if you throw in the cold temperatures 1336 01:41:26.880 --> 01:41:29.520 it will change drastically. Well, I go up to the black Hawk a 1337 01:41:29.600 --> 01:41:32.479 lot, and I'm when I go up to the black Hawk, I use 1338 01:41:32.560 --> 01:41:36.399 eighty miles forty there are forty back, which was basically nothing. M hm. 1339 01:41:36.920 --> 01:41:40.279 So as long as I have, you know, one hundred hundred and 1340 01:41:40.279 --> 01:41:44.000 ten miles on my battery, I don't. That's the one furthest place I 1341 01:41:44.119 --> 01:41:46.359 drive. Well, More and more places are getting chargers, right, And 1342 01:41:46.479 --> 01:41:50.119 I think that's it. It's all helpy, it's all helping. What I 1343 01:41:50.199 --> 01:41:56.039 don't understand, though, is the idea of well, no, I do 1344 01:41:56.199 --> 01:41:59.039 understand. So the colder, the more it eats up. So even though 1345 01:41:59.119 --> 01:42:00.920 you say you have a range if such and such, when it's cold out, 1346 01:42:01.159 --> 01:42:04.720 the car doesn't adjust and show the proper range. It shows the range 1347 01:42:04.760 --> 01:42:09.000 for the conditions or does it just show the raw range? Do you know? 1348 01:42:09.279 --> 01:42:14.880 I think it's constantly changing and updating itself as you're driving load. Some 1349 01:42:15.079 --> 01:42:18.239 EV users to call us. We got a lot. I mean, there's 1350 01:42:18.359 --> 01:42:21.439 got to be a lot of EV people around, right. The other thing 1351 01:42:21.479 --> 01:42:25.520 that changes is if you put on the air condition on any loads, the 1352 01:42:25.600 --> 01:42:29.399 expected miles go wrong. Yeah, all right, we have more coming up 1353 01:42:29.439 --> 01:42:31.399 on the troubles. Should have showed three oh three seven one three talk seven 1354 01:42:31.439 --> 01:42:34.079 one three eight two five five. By the way, eight eight eight Heating 1355 01:42:34.159 --> 01:42:41.800 dot Com has the risk free service fee. What does that mean? That 1356 01:42:41.920 --> 01:42:44.279 means you pay twenty eight bucks. They come to your house to service one 1357 01:42:44.359 --> 01:42:45.399 item. They can be your toilet. It could be your water heater which 1358 01:42:45.439 --> 01:42:48.239 includes a flush. It could be your ac, your furnace, could be 1359 01:42:48.279 --> 01:42:53.279 your garbage suppose, whatever it is. Anyway, plumbing heating includes electric change. 1360 01:42:54.079 --> 01:42:57.039 They will inspect and service, not drains, by the way, for 1361 01:42:57.119 --> 01:43:00.439 that for twenty eight bucks, they'll service and it's anything, and then if 1362 01:43:00.479 --> 01:43:03.840 it's more than twenty eight you get credited the twenty eight bucks eight eight eight 1363 01:43:03.920 --> 01:43:15.000 heating dot com. Go with a sure thing Denver's best roofer Excel Roofing dot 1364 01:43:15.079 --> 01:43:20.760 com. You don't pay a cent until you're content than time for an insurance 1365 01:43:20.880 --> 01:43:27.319 check up free no obligation comparison call Compass Insurance paying too much your coverage at 1366 01:43:27.359 --> 01:43:30.039 dozens of insurance companies find out now three oh three seven seven to one. 1367 01:43:30.159 --> 01:43:33.840 Help. You'll think you're his only customer when you choose Frank durand the real 1368 01:43:33.920 --> 01:43:39.439 estate Man dot com to list your home with Remax Alliance three oh three nine 1369 01:43:39.520 --> 01:43:48.920 two zero sixteen twenty two. Hi Tom Martine, your troubleshooter three all three 1370 01:43:49.800 --> 01:43:54.720 seven to one three talk three all three seven one three eight two five five. 1371 01:43:55.680 --> 01:43:59.319 Goodness, gracious have we had a busy day? Kevin Colkin, Uh, 1372 01:43:59.399 --> 01:44:01.520 let me go to my text. We have some service questions. We 1373 01:44:01.640 --> 01:44:05.079 talked about engine lights. You said it depends on what it is. It 1374 01:44:05.159 --> 01:44:10.159 could be serious, could be not. I mean, so does it always 1375 01:44:10.199 --> 01:44:14.840 throw a code the code reader? Well, if the light is on, 1376 01:44:14.920 --> 01:44:17.640 there's a code. Now Here's what I want to know. Why don't they 1377 01:44:17.800 --> 01:44:20.000 just build the code into the car. Why do you have to have a 1378 01:44:20.079 --> 01:44:24.800 reader. Why doesn't it just Why can't an owner access it and a mechanic. 1379 01:44:25.000 --> 01:44:27.520 Why do we have to have code readers at all? You don't need 1380 01:44:27.560 --> 01:44:30.399 it. You really don't know because it could be right on the dash and 1381 01:44:30.560 --> 01:44:32.439 you could go to the error code and it tells you exactly what to look 1382 01:44:32.520 --> 01:44:35.560 for. It can self diagnose. Yeah, but we don't want people fixing 1383 01:44:35.600 --> 01:44:39.239 our own stuff. That's why. Okay, yeah, so you want to 1384 01:44:39.479 --> 01:44:42.520 go to they want you to go to proprietary. We can't access all. 1385 01:44:42.600 --> 01:44:45.119 They want you to go to a dealer and then a mechanic. So you 1386 01:44:45.239 --> 01:44:49.680 have code readers, yep, and exactly we're out of time. But the 1387 01:44:49.760 --> 01:44:55.520 code reader it doesn't tell you exactly what's wrong, just the system and a 1388 01:44:55.640 --> 01:44:59.920 small direction in the system. I'm Tom Martine. You're learning a lot of 1389 01:45:00.159 --> 01:45:01.600 car day. You can call about anything. We have another hour to go 1390 01:45:01.720 --> 01:45:05.479 three oh three seven to one three talk seven one three eight two five five 1391 01:45:11.560 --> 01:45:15.800 go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't 1392 01:45:15.840 --> 01:45:21.640 pay a cent until you're content. Leave time for an insurance check up free 1393 01:45:21.760 --> 01:45:28.359 no obligation comparison call Compass insurance paying too much your coverage at dozens of insurance 1394 01:45:28.399 --> 01:45:31.119 companies find out now three oh three seven seven to one help. You'll think 1395 01:45:31.159 --> 01:45:34.960 you're his only customer when you choose Frank durand the real estate man dot com 1396 01:45:35.199 --> 01:45:40.840 to list your home with Remax Alliance three oh three nine two zero sixteen twenty 1397 01:45:40.920 --> 01:45:58.119 two rift needed so you don't have run ins as we call no shoot, 1398 01:45:58.159 --> 01:46:04.479 it's gonna help come Man Dick is the Troubleshooter Show. No Tom Martino, 1399 01:46:05.359 --> 01:46:11.159 Hi Tom Martino here, Welcome to the show. Three oh three seven one 1400 01:46:11.279 --> 01:46:15.720 three talk three all three seven one three eight two five five. Man an 1401 01:46:15.760 --> 01:46:21.199 eclectic for a variety of calls on all kinds of topics. Now our lines 1402 01:46:21.199 --> 01:46:26.199 are open for the first time today three oh three seven one three talk three 1403 01:46:26.239 --> 01:46:30.720 all three seven one three eight two five five. And I think having card 1404 01:46:30.800 --> 01:46:35.159 Day Having Bob in was a great edition. Bob Perry is a leasing expert 1405 01:46:35.520 --> 01:46:41.520 without the hype and man, he just has straight talk here. And I 1406 01:46:41.600 --> 01:46:46.640 want to go over for people listening the basic reasons people lease. But I 1407 01:46:46.840 --> 01:46:51.479 want to go over the parts of the lease. You have cap cost. 1408 01:46:51.760 --> 01:46:57.239 Bob, let's talk about the cap cost. Top line is cap cost? 1409 01:46:58.199 --> 01:47:02.560 What is that? So that's basically the selling price of the vehicle. And 1410 01:47:03.000 --> 01:47:08.159 you know all funding sources. Leasing companies have what they call an acquisition fee 1411 01:47:08.239 --> 01:47:11.359 to manage the lease over the term. So it would be the selling price 1412 01:47:11.439 --> 01:47:14.279 plus the acquisition fee. Yeah, it's for doing the deal. Now, 1413 01:47:14.720 --> 01:47:21.079 now with the acquisition cost and the cap the capitalized cost, that's what they 1414 01:47:21.159 --> 01:47:25.960 bought it for. That price should pretty be close to market of what you 1415 01:47:26.079 --> 01:47:28.119 can buy it for if you went out to buy a car, right, 1416 01:47:28.159 --> 01:47:30.119 you don't want to pay You don't want to pay substantially more. No, 1417 01:47:30.319 --> 01:47:34.560 you shouldn't, right, And the mistake a lot of people make is because 1418 01:47:34.640 --> 01:47:41.800 the payments turn out to be lower, they sometimes the acquisition turns out to 1419 01:47:41.880 --> 01:47:45.840 be higher. So, because if people compare monthly payments, you're going to 1420 01:47:45.920 --> 01:47:50.079 be if you did a great lease and a great purchase, there would still 1421 01:47:50.119 --> 01:47:55.239 be a big disparity in payment. The lease would be much lower than buying 1422 01:47:55.760 --> 01:47:58.279 because you're only paying for the part of the car you're going to use. 1423 01:47:59.039 --> 01:48:01.920 So, because we is that some unethical leasers, in my opinion, or 1424 01:48:02.039 --> 01:48:06.560 lease oars or salespeople, they will pack that payment. They will get you 1425 01:48:06.640 --> 01:48:11.840 to buy more than you need and you're still comparing it to buying, so 1426 01:48:11.960 --> 01:48:15.000 you're thinking, well, it's still lower than buying, but you sometimes take 1427 01:48:15.039 --> 01:48:19.720 all the benefits I believe out of a lease by packing it. Now you 1428 01:48:19.880 --> 01:48:28.479 have the capital cost acquisition fee. Then you have subtractions from that. Yes, 1429 01:48:28.800 --> 01:48:33.640 what would you subtract from that? Any incentives that the manufacturers offering would 1430 01:48:33.680 --> 01:48:41.079 be a cap reduction, any cash that the customer wants to put down themselves, 1431 01:48:41.239 --> 01:48:44.800 gap production. If you trade in an owned vehicle that has equity, 1432 01:48:45.760 --> 01:48:48.439 you can use that as a gap production. So any of that would reduce 1433 01:48:48.560 --> 01:48:51.920 the cap costs to an adjusted cap. So that would be after all the 1434 01:48:53.000 --> 01:48:57.800 deductions. Now you have an adjusted cap and they don't simply divide that up 1435 01:48:58.439 --> 01:49:01.560 and with interest. Why do they not call it an interest rate? Why 1436 01:49:01.640 --> 01:49:04.920 do they call it a money factor? Well, because you have to relate 1437 01:49:04.960 --> 01:49:08.600 it to the cost of money. So if you used an interest rate, 1438 01:49:08.960 --> 01:49:13.319 it'd be like buying the car because you're paying seven percent of what number because 1439 01:49:13.800 --> 01:49:16.640 the lender is out of pocket the full amount until the end of the lease, 1440 01:49:16.680 --> 01:49:20.479 and you either give them the car back or you buy it, so 1441 01:49:20.560 --> 01:49:24.319 they're out of pocket the full amount until the lease is up, So they 1442 01:49:24.399 --> 01:49:27.600 use a money factor so that it equates to an interest rate, But if 1443 01:49:27.600 --> 01:49:30.319 they charged you the same as an interest rate, you'd be buying it. 1444 01:49:30.880 --> 01:49:33.079 So it's just based on what they have to carry. So the money factor 1445 01:49:33.920 --> 01:49:41.800 is based on the entire cost of the vehicle. Yeah it is, yes, 1446 01:49:42.159 --> 01:49:44.600 but you know the tell me, tell me in a three year lease. 1447 01:49:45.159 --> 01:49:46.800 Okay, in a normal and there's no normal, but you know what 1448 01:49:46.840 --> 01:49:51.239 I mean, and a typical three year lease with moderate mileage and all that, 1449 01:49:51.920 --> 01:49:58.760 what would the money factor add up to be you mean to do an 1450 01:49:58.800 --> 01:50:01.279 equivalent interest rate or yeah, kind of about the same as what it would 1451 01:50:01.319 --> 01:50:04.279 cost to borrow the money. I mean, you're not borrowing it on just 1452 01:50:04.399 --> 01:50:09.800 what you're what you're using. You're borrowing the you're paying that paying it on 1453 01:50:09.880 --> 01:50:12.720 the whole amount, correct, because they're out of pocket the whole amount. 1454 01:50:12.720 --> 01:50:15.880 But the biggest part of your payment is depreciation. So from where you're adjusted 1455 01:50:15.960 --> 01:50:20.399 cap to the residual value is your depreciation and that's the biggest part of your 1456 01:50:20.479 --> 01:50:25.119 least payment is depreciation. So cars, if you had like we talked about 1457 01:50:25.159 --> 01:50:29.600 earlier at Tacoma, if you had another car that was an equal MSRP to 1458 01:50:29.680 --> 01:50:32.479 the Tacoma and didn't have as good a resale, no incentives or anything. 1459 01:50:32.680 --> 01:50:36.239 The car with the lower residual would have a much higher payment, of course, 1460 01:50:36.359 --> 01:50:39.159 of course, So okay, I want to go to the phones here 1461 01:50:39.199 --> 01:50:42.720 about somebody else Forrest wants to comment on that Adams County thing. And I'm 1462 01:50:42.720 --> 01:50:45.840 going to say this in just really a couple of sentences. A stolen truck 1463 01:50:45.960 --> 01:50:47.119 was found. A guy had pictures of his truck, he knew it was 1464 01:50:47.159 --> 01:50:50.960 his truck. Adams County ran the numbers, said it wasn't stolen. Uh. 1465 01:50:51.119 --> 01:50:55.079 Brighton police showed up too. They let the guy go. The guy 1466 01:50:55.119 --> 01:50:59.319 had been smoking dope in his truck and and he and and by the way, 1467 01:50:59.359 --> 01:51:01.840 we're positive it is the stolen truck. But because they ran the vin 1468 01:51:02.600 --> 01:51:05.439 that was in the windshield, they didn't look anywhere else. Even though this 1469 01:51:05.560 --> 01:51:10.239 guy had forty pictures of that car when he owned it, they didn't look 1470 01:51:10.239 --> 01:51:13.199 anywhere else. They let him go. What is your comment for us? 1471 01:51:15.159 --> 01:51:18.279 I had a trailer stolen out of Lakewood a little over a year ago, 1472 01:51:18.479 --> 01:51:24.039 and I put a posting up on you know, one of the website for 1473 01:51:24.159 --> 01:51:30.840 stolen vehicles and that offered a reward. Guy sent me picture of what he 1474 01:51:30.960 --> 01:51:35.720 could see of trailer and they had hail on it and a broken marker light, 1475 01:51:35.880 --> 01:51:40.760 and it was exactly. I knew that was it, ninety percent sure. 1476 01:51:41.760 --> 01:51:45.680 So I go and I'm sneaking in. He's sitting sneak in his backyard 1477 01:51:45.720 --> 01:51:48.960 and the neighbors to peek over to make sure it is it. It's it, 1478 01:51:49.399 --> 01:51:53.960 Yeah, I know it is wow. And so so I go and 1479 01:51:54.119 --> 01:51:59.880 I called Adams County Sheriff and I'm just scanning, you know, right near 1480 01:51:59.920 --> 01:52:02.199 the property. And they said, well, can you come down to our 1481 01:52:02.239 --> 01:52:09.239 headquarters. So there's only two three blocks from Adam's Carny Shafer's headquarters. Yeah, 1482 01:52:10.359 --> 01:52:15.479 and so there's three or four officers to meet me outside and they they 1483 01:52:15.720 --> 01:52:18.680 said, tell me, well, that's the code fifty property. We can't 1484 01:52:18.760 --> 01:52:23.159 go in there. What does code fifty mean? I don't know. I've 1485 01:52:23.159 --> 01:52:26.600 been trying to figure it out. I asked them, Now, I don't 1486 01:52:26.600 --> 01:52:29.359 know what that means, but I said, you know, I mean, 1487 01:52:29.399 --> 01:52:30.920 if you're not going in there, I'm going in there. That's my trailer. 1488 01:52:31.520 --> 01:52:35.760 Yeah. Oh did you ever go in there? Oh? Yeah, 1489 01:52:35.880 --> 01:52:41.520 I mean then they're they're him on him. Then they finally go in and 1490 01:52:42.520 --> 01:52:48.039 they do the van and there's the truck hooked up to it and oh no, 1491 01:52:48.159 --> 01:52:54.439 the VN it's not Did you ever get your trailer? Bro? Yeah, 1492 01:52:54.640 --> 01:52:59.560 I finally got it. So they opened it up and inside was a 1493 01:53:00.199 --> 01:53:05.640 Harvey Davison that was stolen that they could prove a stolen. So they decaid 1494 01:53:05.760 --> 01:53:11.720 to take the whole thing to their storage lot. And four days later they 1495 01:53:12.800 --> 01:53:16.279 they said, let's this, this is yours and we need you to meet 1496 01:53:16.560 --> 01:53:19.159 them there. Did they listen? Let me ask you something. Did they 1497 01:53:21.119 --> 01:53:29.800 uh do a uh an arrest of any kind? There? It's a weird 1498 01:53:29.880 --> 01:53:33.000 property. There's a bunch of you know, there's eight people that they had, 1499 01:53:35.119 --> 01:53:39.159 you know, you know, so they never made they never made an 1500 01:53:39.239 --> 01:53:44.079 arrest, not that I definitely heard it. All right, Well, I'm 1501 01:53:44.159 --> 01:53:47.840 telling you, man, it doesn't surprise me. My god, are we 1502 01:53:49.880 --> 01:53:55.840 What have we done? What have we done with our our new attitudes about 1503 01:53:55.960 --> 01:54:00.439 crime? And I don't know, God, I never thought we'd get to 1504 01:54:00.479 --> 01:54:10.560 a point where crime is acceptable? Mark, what's happening? Mark? Yes, 1505 01:54:10.760 --> 01:54:15.640 Tom, what's happening? Well? You had said you wanted to talk 1506 01:54:15.720 --> 01:54:19.600 to somebody who was an EV owner. Yes, what do you own? 1507 01:54:21.279 --> 01:54:29.800 I owned two Tesla Model Wise and have had three of them since over the 1508 01:54:29.880 --> 01:54:32.359 years, since twenty twenty. Do you absolutely let me ask you something? 1509 01:54:32.640 --> 01:54:39.920 Do you absolutely love it or not? Yes? The cars are fantastic. 1510 01:54:41.319 --> 01:54:46.800 I can give you the good and the bad about the experience over the four 1511 01:54:46.920 --> 01:54:49.840 years. Yeah, I'd like to know. Yeah, I'd like to know 1512 01:54:50.039 --> 01:54:55.520 the bad first. What are some of the bad things about owning those? 1513 01:54:56.880 --> 01:55:02.680 Oh, there's nothing bad about owning them, a about buying them and spince 1514 01:55:02.840 --> 01:55:09.720 Tesla has played around with their pricing. Let's just say that the cars are 1515 01:55:09.840 --> 01:55:16.319 great, but the but the way Tesla markets them. We had one where 1516 01:55:16.520 --> 01:55:23.279 the reason we've had three is we had one. It was fantastic and we 1517 01:55:23.439 --> 01:55:30.600 bought that when they were fairly expensive. Then we uh when the even when 1518 01:55:30.640 --> 01:55:35.279 the credits started coming in there was a credit for Colorado and also a credit 1519 01:55:35.399 --> 01:55:42.079 for the Feds. We decided that we could literally sell the one we had 1520 01:55:42.680 --> 01:55:47.039 and buy a new one and it was almost a wash. So we did 1521 01:55:47.119 --> 01:55:51.600 that and what we were going to do then and then when my wife said, 1522 01:55:51.640 --> 01:55:56.000 you know, I want an EV also, we ended up keeping the 1523 01:55:56.119 --> 01:55:59.239 one we were going to get rid of, so we ended up with two. 1524 01:56:00.199 --> 01:56:09.600 Then when Colorado came out with oh and on that one, the credit 1525 01:56:09.840 --> 01:56:14.199 was seventy five hundred when we ordered the car, and this wasn't the fault 1526 01:56:14.199 --> 01:56:17.600 of the salesman. He was saying what he thought was correct. But then 1527 01:56:17.800 --> 01:56:27.439 when the passage of the legislation, you had to pick them up before January 1528 01:56:28.119 --> 01:56:33.880 of I think it was twenty twenty three. So we said forget the order, 1529 01:56:34.680 --> 01:56:40.560 and then Tesla came back and said they would give us the seventy five 1530 01:56:40.720 --> 01:56:44.560 hundred, which was fine. So we did take the car, but then 1531 01:56:44.640 --> 01:56:48.079 a week later they dropped their prices thirteen thousand, and they knew that was 1532 01:56:48.199 --> 01:56:55.760 coming. Gole, you know so, but the car, the car themselves, 1533 01:56:55.840 --> 01:57:00.680 you love, yes, and you were worried about rain. Let's talk 1534 01:57:00.840 --> 01:57:05.359 range. We We have a house in Highlands Ranch and also a home in 1535 01:57:05.600 --> 01:57:13.319 Glenwick Springs and we go back and forth at least once a month, maybe 1536 01:57:13.439 --> 01:57:17.520 more. Not a problem. It doesn't matter if it's cold, if it's 1537 01:57:17.640 --> 01:57:24.479 hot, you're going up the hills and stuff. I use approximately seventy percent 1538 01:57:24.600 --> 01:57:29.399 of the battery doing that, and it doesn't seem to make much difference whether 1539 01:57:29.479 --> 01:57:31.560 I'm doing it in the winter or the summer. Now, that's seventy percent 1540 01:57:31.800 --> 01:57:36.600 for each way, No, thirty, No, seventy five percent? Round 1541 01:57:36.720 --> 01:57:42.000 of wow? Yeah, wow, you can do that on one charge from 1542 01:57:42.039 --> 01:57:46.800 home? No? No, seventy percent one way? Oh okay, okay, 1543 01:57:46.880 --> 01:57:54.239 okay, seventy miles and I'm using seventy percent. The car is rated 1544 01:57:55.279 --> 01:57:59.680 for about three hundred and fifteen miles. Do you ever really get three hundred 1545 01:57:59.720 --> 01:58:04.279 fifty Dean? No, I and I have careful track. I think I 1546 01:58:04.359 --> 01:58:09.920 get around two seventy five in the mind. Tell me why there's a discrepancy 1547 01:58:10.000 --> 01:58:14.880 from the range to what people actually get. There's a couple reasons. One. 1548 01:58:15.039 --> 01:58:18.439 First of all, the car manufacturers don't rate their own cars. The 1549 01:58:18.560 --> 01:58:25.520 FEDS do. So that's how I understand it. And I could be wrong, 1550 01:58:25.640 --> 01:58:29.039 but that's what I had heard, that they don't rate them themselves. 1551 01:58:29.760 --> 01:58:34.199 But it has to do with going up hills. Am I using air conditioning? 1552 01:58:36.199 --> 01:58:41.399 Is? Am I? Do I have a heavy foot? Right? 1553 01:58:41.520 --> 01:58:46.640 If I'm driving five miles an hour in California on flat mountain ground, maybe 1554 01:58:46.680 --> 01:58:54.119 I would get close to what the maximum range is. Okay, is I 1555 01:58:54.319 --> 01:59:00.239 always wherever I'm going, I leave myself with ten Okay, okay, Now 1556 01:59:00.920 --> 01:59:06.439 have you noticed savings operating an ev Oh? Absolutely? Okay. We've had 1557 01:59:06.640 --> 01:59:13.800 three three vehicles, one so we've had figure had one since twenty twenty and 1558 01:59:13.880 --> 01:59:17.560 another one since for another year and a half. I have not spent anything 1559 01:59:17.640 --> 01:59:24.239 on maintenance, well, other than I think I bought a filter for you. 1560 01:59:24.840 --> 01:59:29.119 They have a filter that you replace for the cock painting cooling. Yeah, 1561 01:59:30.039 --> 01:59:34.119 well, thank you, Mark, I really appreciate that. Now if 1562 01:59:34.159 --> 01:59:36.439 you had, you know, hold on, I want to highlight the benefits. 1563 01:59:36.479 --> 01:59:41.880 But Jim has a code. We'll look up P two two six three. 1564 01:59:42.520 --> 01:59:45.119 We'll come back with that, Jim and more. Right after this, 1565 01:59:48.680 --> 01:59:53.920 go with a sure thing Denver's Best roofer Excel Roofing dot com. You don't 1566 01:59:53.960 --> 02:00:00.720 pay a cent until you're content. Time for an insurance check up free, 1567 02:00:00.880 --> 02:00:04.520 no obligation. In comparison, call Compass insurance paying too much your coverage at 1568 02:00:04.560 --> 02:00:09.600 dozens of insurance companies find out now three oh three seven seven to one help. 1569 02:00:09.760 --> 02:00:13.319 You'll think you're his only customer when you choose Frank durand the Real estate 1570 02:00:13.399 --> 02:00:16.840 Man dot com to list your home with Remax Alliance three oh three nine two 1571 02:00:16.920 --> 02:00:25.600 zero sixteen twenty two. Hi Tom Martino here, Mark's got to comment on 1572 02:00:25.800 --> 02:00:31.399 EV's what's going on? Mark, Well, you would want to know about 1573 02:00:32.520 --> 02:00:36.119 having, you know, the fear of running out of charge. And I 1574 02:00:36.159 --> 02:00:41.199 guess that that's one thing Rodney said, he said he wants, or somebody 1575 02:00:41.239 --> 02:00:44.920 said they want the comfort of not worrying about it, because we know that 1576 02:00:45.079 --> 02:00:46.640 no matter how low we run on gas, we're going to find a gas 1577 02:00:46.680 --> 02:00:51.079 station. And true, but what about go ahead, Mark, tell me 1578 02:00:51.119 --> 02:00:58.159 about it. Okay. Last year we took a trip from Highland's Ranch to 1579 02:00:58.920 --> 02:01:05.279 Los Angeles, Oh back, good, Okay, okay, and had absolutely 1580 02:01:05.640 --> 02:01:12.399 zero problem keeping a charge on the car. Now, I can't speak for 1581 02:01:12.560 --> 02:01:19.279 other manufacturers, because you know, Tesla has proprietary charging stations which were as 1582 02:01:19.319 --> 02:01:21.920 long as you know, as long as you're on an interstate, you're never 1583 02:01:23.039 --> 02:01:26.960 going to have a problem. Now they are starting to open that up. 1584 02:01:27.039 --> 02:01:30.960 I think, if I'm not mistaken, scored in another year is going to 1585 02:01:30.000 --> 02:01:33.760 start using the Tesla plug. Now, hold on a second, I want 1586 02:01:33.760 --> 02:01:40.000 to ask you something Mark said when he has been on a long trip that 1587 02:01:40.399 --> 02:01:43.119 it will tell you where to go and when to go, and they make 1588 02:01:43.239 --> 02:01:47.279 it so you're not charging full tilt every time, you just go and and 1589 02:01:47.479 --> 02:01:55.800 and they try to mimic a fuel stop. That is correct. The cars 1590 02:01:55.960 --> 02:02:02.279 are you can obviously charge them to one hundred percent. It's suggested that for 1591 02:02:02.479 --> 02:02:06.439 especially for every day driving when you're at the house and most people that are 1592 02:02:06.520 --> 02:02:12.479 going to have one of these are going to install a charger, but they 1593 02:02:12.720 --> 02:02:16.800 suggest going to eighty percent. We usually on the road were higher than that, 1594 02:02:17.560 --> 02:02:21.279 just for okay, but when you're on the road, they tell you 1595 02:02:21.319 --> 02:02:26.640 when to stop, even though you're not near down, but they have certain 1596 02:02:27.399 --> 02:02:31.800 they try to keep those stops. What ten minutes, No, I would 1597 02:02:31.880 --> 02:02:36.279 say, your stopped, and it's usually at a place like a gas station, 1598 02:02:36.560 --> 02:02:41.079 you know, right next door, so there's always a bathroom and there's 1599 02:02:41.199 --> 02:02:45.479 you know, the same have as at a gas station. And I'd say 1600 02:02:45.640 --> 02:02:50.439 that that I didn't find myself that we were doing a ten minute It was 1601 02:02:50.520 --> 02:02:57.039 usually about a twenty minute stop, okay, And it wasn't. It really 1602 02:02:57.079 --> 02:03:01.239 didn't feel much different than when I when I drove a gas powered car to 1603 02:03:01.520 --> 02:03:05.319 California. You know, it's about the same amount of stop now here's what 1604 02:03:05.399 --> 02:03:10.279 I want to know, though a little long, maybe a little longer to 1605 02:03:10.399 --> 02:03:14.239 charge it. Now. The nice thing is, you know, not speaking 1606 02:03:14.319 --> 02:03:19.439 of trips, but for every day, it's just fantastic driving. We drive 1607 02:03:19.479 --> 02:03:26.079 into the garage and I plug in on and never a gas station. So 1608 02:03:26.399 --> 02:03:32.520 that right now? What about what about like finding chargers crowded? Did you 1609 02:03:32.560 --> 02:03:38.840 ever do that? Never? I never drove into a charging station where there 1610 02:03:38.920 --> 02:03:42.640 weren't charge. More and more cars get on the road, that's going to 1611 02:03:42.760 --> 02:03:46.119 change. I mean, when you think about the massive amounts of chargers they'll 1612 02:03:46.199 --> 02:03:51.239 need. I see a time when I think the vehicles are going to outnumber 1613 02:03:51.319 --> 02:03:56.920 the infrastructure. You know, that's very well to be I'm going to be 1614 02:03:57.000 --> 02:04:00.720 honest as a Tesla owner. I wasn't real happy when I heard they were 1615 02:04:00.760 --> 02:04:04.239 going to open it up to other manufacturers, because of course that could happen. 1616 02:04:04.399 --> 02:04:09.880 But you know, if you have gas stations where you have what a 1617 02:04:09.920 --> 02:04:14.880 half a dozen pumps and they're all being used, there was one. Usually 1618 02:04:15.039 --> 02:04:19.439 the charging stations have eight to twelve, at least on the Tesla chargers. 1619 02:04:20.199 --> 02:04:26.560 We went to one that I swear had one hundred. It was like it 1620 02:04:26.680 --> 02:04:30.520 was a big lot, and they had just charger after charger. One of 1621 02:04:30.600 --> 02:04:35.399 the things that Tesla did and the reason they were so successful early on, 1622 02:04:35.720 --> 02:04:42.159 is they put in the infrastructure for charging these cars before they were selling a 1623 02:04:42.239 --> 02:04:45.199 lot of them. So their infrastructure is there. And I never was at 1624 02:04:45.239 --> 02:04:51.319 a Tesla charger that wasn't working. Now I understand with the with some of 1625 02:04:51.399 --> 02:04:56.800 the others to checkpoint, and there's a few other ones that a lot of 1626 02:04:56.880 --> 02:05:00.600 times you'll pull in, yeah, and they won't being and that could be 1627 02:05:00.800 --> 02:05:03.279 definitely. Can you use other Can you use other ones? Do you have 1628 02:05:03.359 --> 02:05:10.239 adapters to use other ones or only Tesla? I can use anybody's. Okay, 1629 02:05:10.399 --> 02:05:13.199 thank you. By the way, Mark, I really appreciate all the 1630 02:05:13.239 --> 02:05:17.720 information. He's an actual EV owner with a long time experience and multiple evs. 1631 02:05:19.000 --> 02:05:21.359 All right, three, all three seven one three? Talk? What 1632 02:05:21.600 --> 02:05:27.880 is this? Jim? This code on a two thousand and seven accurate RDX. 1633 02:05:28.000 --> 02:05:30.680 Did you look it up, Kevin? That code? Yeah, it's 1634 02:05:30.720 --> 02:05:33.680 a fairly common code for what is it? It's in the turbo something either 1635 02:05:33.760 --> 02:05:36.279 the turbo or the waistgate. It could even be a bad air filter. 1636 02:05:36.359 --> 02:05:39.760 It it has to do with the flow of the turbo Jim, is that 1637 02:05:39.880 --> 02:05:43.840 the code you're getting? Yeah, exactly a little background, Tom, I 1638 02:05:43.960 --> 02:05:47.920 inherited this car from my brother when she died. It's only got one hundred 1639 02:05:47.960 --> 02:05:53.840 and fourteen thousand miles on it. Wow. It started to throw this code 1640 02:05:54.520 --> 02:05:57.439 and I reset it just to see if I could be said, and it 1641 02:05:57.560 --> 02:06:03.199 comes back. I do see that there's this little in the in the VGT 1642 02:06:03.920 --> 02:06:08.960 Wastgate area. There's a part there that can wear out and get elongated. 1643 02:06:09.560 --> 02:06:13.079 And some people, based on what I've seen on YouTube, ever placed that 1644 02:06:13.199 --> 02:06:15.720 and that's solved the problem I hadn't heard of. I hadn't thought about the 1645 02:06:16.079 --> 02:06:19.159 air filter. I might replace that and see if that helps it. Any 1646 02:06:19.199 --> 02:06:24.039 one of those figure out, well, is there any driveability issue or just 1647 02:06:24.159 --> 02:06:28.199 an error just the air code? But and how do you know is there 1648 02:06:28.239 --> 02:06:30.760 a light? Because how do you know what the code is? It's it's 1649 02:06:30.760 --> 02:06:36.119 an idiot like that comes on it says check emissions, and then and then 1650 02:06:36.199 --> 02:06:40.680 you have a day you have a data reader. Yeah, I've got a 1651 02:06:40.760 --> 02:06:44.880 code reader, and so I read it. Okay, cool, Now, 1652 02:06:45.199 --> 02:06:51.399 I'm just I would say that's something where you could drive by. Can you 1653 02:06:51.479 --> 02:06:55.279 can eyeball that? Right? No? Something you gotta you gotta take some 1654 02:06:55.399 --> 02:06:59.199 components to theate and get to it. What do you do for a basic 1655 02:06:59.319 --> 02:07:03.359 diagnose diagnosis like that? Usually is it shop time. It is basically shop 1656 02:07:03.399 --> 02:07:06.800 time. It's typically an hour to get down to it. You know, 1657 02:07:06.840 --> 02:07:10.520 you got to put the intake in the hoses and different things to get to 1658 02:07:10.640 --> 02:07:15.279 the wastegate and see if there's excessive play or just the block heads of some 1659 02:07:15.479 --> 02:07:17.520 kind or Yeah. It could be simple, it could be very expensive. 1660 02:07:17.600 --> 02:07:24.680 It's it's a very generic code for that system. I'm thinking about trying to 1661 02:07:24.840 --> 02:07:29.720 sell this because it's a third card for us. I'm not sure it may 1662 02:07:29.880 --> 02:07:32.359 pass emissions. I don't know if the emissions I don't know if the current 1663 02:07:32.359 --> 02:07:40.119 emissions testing. If they see an idiot light and the gauge step, you 1664 02:07:40.159 --> 02:07:44.680 know, if they'll fail it or not. I don't know. I've always 1665 02:07:44.680 --> 02:07:45.960 felt it as long as you're honest with people, you can sell it with 1666 02:07:46.039 --> 02:07:49.359 anything. Yeah, but they're gonna want to know what it is. Maybe 1667 02:07:49.439 --> 02:07:53.159 yes, maybe no. I mean tell them it's a turbo code. Man. 1668 02:07:53.199 --> 02:07:56.399 I have a problem with the turbo, but I've got to uh, 1669 02:07:56.439 --> 02:07:59.239 yeah, in a turbo, it's not worth replacing the turbo. It's the 1670 02:07:59.359 --> 02:08:03.279 car is not worth the cost of a TURBOI turbo is like six or seven. 1671 02:08:03.319 --> 02:08:07.319 How much is the car worth? Uh? I think about thirty five? 1672 02:08:07.600 --> 02:08:11.560 Go with a sure thing Denver's best roofer Excel Roofing dot com. You 1673 02:08:11.640 --> 02:08:18.800 don't pay a cent until you're content. Time for an insurance checkup free no 1674 02:08:18.880 --> 02:08:24.800 obligation comparison call Compass Insurance paying too much your coverage at dozens of insurance companies 1675 02:08:24.920 --> 02:08:28.319 find out now three all three seven seven to one help. You'll think you're 1676 02:08:28.399 --> 02:08:33.239 his only customer when you choose Frank durand the real estate Man dot com to 1677 02:08:33.359 --> 02:08:37.039 list your home with Remax Alliance three oh three nine two zero sixteen twenty two. 1678 02:08:48.840 --> 02:08:54.239 Hi Tom Martino, you're a troubleshooter three all three seven one three talks 1679 02:08:54.279 --> 02:08:58.760 seven one three eight two five five. Vance wants to talk about a vibrating 1680 02:09:00.439 --> 02:09:03.840 and not in a good way. I'm sure get us small. I have 1681 02:09:03.000 --> 02:09:07.520 some vibrating seats that I really love. I had one. They gave me 1682 02:09:07.680 --> 02:09:11.399 back massages. But you don't want them coming on if you if you don't 1683 02:09:11.439 --> 02:09:15.840 have one of those seats. What's going on? Vance? Well, I 1684 02:09:15.920 --> 02:09:18.680 had. I had some shimmion going on at sixty sixty five miles an hour, 1685 02:09:20.239 --> 02:09:22.880 and so I took it into breaks plus and it was CDC joints. 1686 02:09:22.880 --> 02:09:26.119 They showed them to you. They were damage and they were leaking. This 1687 02:09:26.319 --> 02:09:31.279 is a sixteen scion, right, who makes Sion is sim Sion Toyota. 1688 02:09:31.039 --> 02:09:35.920 I think Toyota Toyota kind of handled it. You know, how did they 1689 02:09:35.960 --> 02:09:39.920 handle it? Different one they sold at their showrooms. Oh okay, I 1690 02:09:41.000 --> 02:09:45.039 know, I meant okay, So anyway, what happened then? Well, 1691 02:09:45.640 --> 02:09:48.840 now it's a vibrator about twenty to twenty five, so it took care of 1692 02:09:48.920 --> 02:09:52.359 the high speed. But it wasn't doing this before I put those CBC joints 1693 02:09:52.399 --> 02:09:56.039 in two breaks plus and now there's a little shimmy. You could feel it 1694 02:09:56.119 --> 02:10:01.760 through the accelerator or even a passenger rid around twenty to twenty five miles an 1695 02:10:01.760 --> 02:10:05.920 hour. Maybe it's a bent rim or. But you know everything's been ballos 1696 02:10:05.960 --> 02:10:09.560 through discount. All that's been checked out a couple two or three times actually, 1697 02:10:11.199 --> 02:10:11.880 so I don't know if I need to get a set of rims and 1698 02:10:11.960 --> 02:10:18.960 tires and just really I think you'd feel the vibration wheels and tires more at 1699 02:10:18.960 --> 02:10:22.720 a higher speed than lower speed. It sounds more to me like, Yeah, 1700 02:10:22.760 --> 02:10:26.680 I would look at motor mounts and training masks that they may have taken 1701 02:10:26.760 --> 02:10:31.520 loose when they did the axles. They do that for that underneath the car. 1702 02:10:31.600 --> 02:10:35.319 They sometimes you have to you have to you have to loosen stuff up. 1703 02:10:35.359 --> 02:10:39.039 You have to loosen the control arms, you know, to get the 1704 02:10:39.079 --> 02:10:41.800 axles out. Yeah, so I would definitely revisit what they had taken apart 1705 02:10:43.399 --> 02:10:46.520 for six plus is pretty pretty reliable. I've had some you know, I've 1706 02:10:46.520 --> 02:10:50.159 had really good luck with them in the past. What if they thought about 1707 02:10:50.159 --> 02:10:54.199 the vibration they don't know, they thought it was maybe a bent rim. 1708 02:10:54.520 --> 02:10:58.359 No, I don't think that would be that would show up in a balance 1709 02:10:58.439 --> 02:11:03.560 through discount, wouldn't it to balance it? Yes, yeah, I'm sure 1710 02:11:03.600 --> 02:11:09.760 you checked the tires. I'm sure you checked the tires after you got the 1711 02:11:09.840 --> 02:11:13.560 CV joint three place, right, make sure they're bolted now, I mean 1712 02:11:13.640 --> 02:11:18.560 to properly, yeah right right, Well, if discount balance, then they 1713 02:11:18.239 --> 02:11:22.600 I guarantee. Yeah. Yeah, Well, you never know. You go 1714 02:11:22.720 --> 02:11:26.079 from Sam's to discount at different places, and you wonder if they torched them 1715 02:11:26.159 --> 02:11:28.880 right in the first place, because that's pretty you know, they all do 1716 02:11:28.920 --> 02:11:31.119 it a star pattern, you know, criss cross. You know, they 1717 02:11:31.119 --> 02:11:35.479 can damage those wheels, I guess. But long story short, Uh, 1718 02:11:35.840 --> 02:11:39.800 it's just vibrating now at a different speed. So I'm going I don't know 1719 02:11:39.880 --> 02:11:41.640 what to do at this point other than trying maybe tires and wheels. But 1720 02:11:43.319 --> 02:11:46.159 yeah, but that shouldn't have changed. That shouldn't have changed from putting CVS 1721 02:11:46.199 --> 02:11:48.720 on. So you got to go backwards and see what happened. That's that's 1722 02:11:48.800 --> 02:11:52.479 where everybody gets to try to reinvent things. You got to go backwards. 1723 02:11:54.239 --> 02:11:58.039 And I did go in there, and uh you get to get a second 1724 02:11:58.079 --> 02:12:03.880 opinion. Yeah, get a second opinion, would you use Yeah? Yeah, 1725 02:12:05.439 --> 02:12:09.159 where are you located? Bro? I could wrap a hole pretty much, 1726 02:12:13.079 --> 02:12:15.279 you know what. I always say, it's well worth the drive when 1727 02:12:15.319 --> 02:12:18.800 it comes to stuff. But now for vibrating though, is that if it's 1728 02:12:18.880 --> 02:12:22.880 part of the physical drive train not the drive what do I'm saying that the 1729 02:12:24.000 --> 02:12:30.439 suspension suspension drive trains a lot of drive over at KIMMERA transmission could look at 1730 02:12:30.479 --> 02:12:37.560 that too, and that's over at Jordan and a wrap hole roughly is that 1731 02:12:37.840 --> 02:12:39.920 far from you. I've been in be Bore. You guys recommended. I 1732 02:12:41.000 --> 02:12:43.199 took a friend's car in there for that. You're right, those guys are 1733 02:12:43.239 --> 02:12:46.279 good. I probably should go in there. Yeah, yeah, either one 1734 02:12:46.439 --> 02:12:50.800 you know or and we have others on a res huh Kimmer transmission k I 1735 02:12:50.960 --> 02:12:54.520 m m. What's that? Sing? The transmission issue? Though, you 1736 02:12:54.520 --> 02:12:56.640 don't think that's an issue? Oh no, No, they do other stuff, 1737 02:12:58.560 --> 02:13:01.039 yeah for this if it has to do with you know, the wheels, 1738 02:13:01.119 --> 02:13:03.720 the axles, the you know, the ball joins, the suspension, 1739 02:13:03.960 --> 02:13:07.920 the transmission, all of that. I mean, he even does other things, 1740 02:13:07.000 --> 02:13:11.640 but that's mainly his FORTEP three oh three seven one three eight two five 1741 02:13:11.720 --> 02:13:15.000 five. We have a comment though, So Jay, what is your comment 1742 02:13:15.119 --> 02:13:20.479 on the vibrating car? Hey? Tom? The fact that it changed from 1743 02:13:20.760 --> 02:13:26.560 change speeds if it feels the same. Here's the problem with CD axles. 1744 02:13:26.840 --> 02:13:31.359 There's nobody that remanufactures them wealth No, So if you don't buy factory ones, 1745 02:13:31.399 --> 02:13:35.680 you're you're just shooting craps some really big time. So if they're brand 1746 02:13:35.720 --> 02:13:37.840 new, then that's probably not it. But if they're a reman, and 1747 02:13:37.920 --> 02:13:43.239 I bet they are, Yeah, they're probably still a problem. Okay, 1748 02:13:43.439 --> 02:13:46.359 very good observation. Again as always, man keep the comments coming, more 1749 02:13:46.439 --> 02:13:52.119 coming up. Go with a sure thing Denver's best roofer Excel Roofing dot com. 1750 02:13:52.319 --> 02:13:58.920 You don't pay a cent until you're content. Time for an insurance check 1751 02:13:58.000 --> 02:14:03.159 up free, no obligate comparison call Compass Insurance paying too much your coverage at 1752 02:14:03.239 --> 02:14:07.880 dozens of insurance companies find out now three all three seven seven to one. 1753 02:14:07.039 --> 02:14:11.680 Help. You'll think you're his only customer when you choose Frank durand the real 1754 02:14:11.800 --> 02:14:16.319 estate Man dot com to list your home with Remax Alliance three all three nine 1755 02:14:16.359 --> 02:14:28.880 two zero sixteen twenty two. Hi Tom Martine here three oh three seven one 1756 02:14:28.000 --> 02:14:33.720 three talk through a three seven one three eight two five five. So we 1757 02:14:33.920 --> 02:14:39.039 learned about leases? When should you not lease? Rodney? You can weigh 1758 02:14:39.039 --> 02:14:41.720 in on this too. Jfar Cars. He brought in his buddy Bob. 1759 02:14:41.880 --> 02:14:46.800 Bob is over there too. And I am at what percentage of people lease? 1760 02:14:46.319 --> 02:14:50.119 Do you think? Just gut from what your customer base, I mean 1761 02:14:50.199 --> 02:14:54.119 mostly new cars, I would say forty to fifty, so about half of 1762 02:14:54.159 --> 02:14:58.800 the people lease. I don't see. I don't see a downside to a 1763 02:14:58.880 --> 02:15:01.600 lease, but there must be people should not lease. And I'll tell you, 1764 02:15:01.920 --> 02:15:03.159 let me take a step. If you're not going to live by the 1765 02:15:03.239 --> 02:15:07.920 miles and not keep it, if you're going to turn it in early. 1766 02:15:07.119 --> 02:15:11.840 I don't think it ever pays to turn a lease in early ever, So 1767 02:15:11.039 --> 02:15:15.720 if you're not gonna live to the terms and conditions, don't lease. Would 1768 02:15:15.760 --> 02:15:18.199 that be good good advice or not? I think you're a hit it right 1769 02:15:18.239 --> 02:15:22.319 on the head, Bob. Are there other people that should know? Well? 1770 02:15:22.399 --> 02:15:24.199 What do you think? Least? So? I mean, you know, 1771 02:15:24.319 --> 02:15:26.600 miles are a big part of leasing, but they're also a big part 1772 02:15:26.640 --> 02:15:30.760 of driving a car. So if you drive a lot of miles, cars 1773 02:15:30.840 --> 02:15:33.079 depreciate more. But if you drive, you know, too many to write 1774 02:15:33.119 --> 02:15:37.439 into a lease, you probably shouldn't lease. But most leases will allow you, 1775 02:15:37.000 --> 02:15:41.239 say up to one hundred thousand miles on the Yeah, but on the 1776 02:15:41.359 --> 02:15:43.199 car, then you kind of defeat the purpose of that lease, don't you. 1777 02:15:43.760 --> 02:15:48.199 Well, I mean again, miles depreciate cars, So if you own 1778 02:15:48.239 --> 02:15:50.560 that car, you're gonna lose a lot of money on it just by driving. 1779 02:15:50.600 --> 02:15:52.840 Okay, So you're saying you'll lose it no matter what, whether you 1780 02:15:52.960 --> 02:15:56.279 drive or lease correct, and so you know, again lisaes have an end 1781 02:15:56.359 --> 02:15:58.039 to them, so you know, it's hard to sell a high mileage car. 1782 02:15:58.159 --> 02:16:01.680 And if you you know, if you have a car that maybe isn't 1783 02:16:01.720 --> 02:16:03.800 a real strong car in the market, you have an end on a lease, 1784 02:16:03.840 --> 02:16:07.840 you can turn it in. Can you explain the difference, because I 1785 02:16:07.880 --> 02:16:11.399 get confused an open end and a closed end. What's the difference? So 1786 02:16:11.560 --> 02:16:16.039 an open end lease is really for commercial use, so you know it's it's 1787 02:16:16.119 --> 02:16:18.520 business use. What does this? What does it mean? Open end? 1788 02:16:18.560 --> 02:16:22.520 So the less he is responsible for the residual value. Because let's just say 1789 02:16:22.520 --> 02:16:26.520 you have a construction company and you're leasing trucks. What's average wear in tear 1790 02:16:26.840 --> 02:16:31.159 in your mind versus the lender's mind. So what does that mean at the 1791 02:16:31.359 --> 02:16:35.120 end you negotiated. No, you're just responsible for it. So usually a 1792 02:16:35.159 --> 02:16:39.440 residual is more conservative on conservative on an open end lease because of wear and 1793 02:16:39.520 --> 02:16:43.600 tear, and so the less he's responsible. So if you turned in a 1794 02:16:43.680 --> 02:16:46.319 vehicle it had an open end lease, you're still responsible for it. So 1795 02:16:46.479 --> 02:16:50.799 the bank or the lender will get three bids on it. And if it's 1796 02:16:50.840 --> 02:16:54.239 worth less than residual value. It's not totally subjective. It's based on three 1797 02:16:54.319 --> 02:17:00.440 bids correct if it's closed in. So closed in is what most consumers are. 1798 02:17:00.559 --> 02:17:03.440 So you know you have a fixed purchase option, and you also have 1799 02:17:03.639 --> 02:17:07.200 terms and conditions, so you're not as possible and the only thing that can 1800 02:17:07.280 --> 02:17:13.559 penalize you is maybe excess miles, excess wear and terror. Yeah, okay, 1801 02:17:13.799 --> 02:17:16.479 I'm Tom Martino. We're out of time. Don't forget shared at auto 1802 02:17:16.520 --> 02:17:22.239 tech dot com, j f R cars dot com, uh and call three 1803 02:17:22.319 --> 02:17:26.959 Oho three Martino twenty four to seven for help, information and referrals. And 1804 02:17:26.079 --> 02:17:31.760 remember save all your problems for me. Let me get to