Who you don't have come running just as fast as we can. Shooter's gonna
help coming. Man Dix is the Troubleshooter Show. Now, Tom Martine,
that's me. I'm Tom Martino at the mother Ship. Today it's Friday.
I got a bunch of degenerates in the studio. Oh, I mean my
guests. Sometimes I say things out loud, I don't mean to anyway.
We got Kevin Calking and wonderful man from sharedon Arl Tech. We have Rod
over from uh jfr Cars, Rod Greer, and he brought someone with him
who's a leasing expert's been doing it forty some odd years, and it's Bob
Perry. We're gonna talk about leasing a little. You know, there's so
much confusion as to what's better leasing or buying. I see nothing's better.
It's whatever you need and whatever fits your needs. But we'll talk about the
pitfalls of both three O three seven one three talk. Remember, nothing is
ever good and bad. Oh wow, let me qualify that nothing is ever
as bad or as good as people say. There's always some in between,
right, three three seven one three talk? And that goes for the presidential
candidates. Can you believe this is the best we can do as a country.
But in any case, I think we'd have better chances doing an American
Idol type of competition. Who wants to be President? Wouldn't that be cool?
So we ask candidates from all over the country and we do a regular
tryout. The problem is getting the judging panel. That would be the problem.
What would we do for a judging panel. Maybe we get six federal
judges, three liberal and three conservatives, and then the contestants come in around
the country and then we go to the show in Hollywood, and then we
drill down like American Idol and the one, and then then we get to
vote at the end for the last two or three, and then we pick
our president. I'll bet you we'd have better people than we do now because
there would be no spending of money. It wouldn't be the richest guy gets
it or the richest gal gets it. Maybe we even have a talent competition,
you know, along with the speeches. Well, the parties who picks?
Now, we don't have any pick yeah unless you're a party. Yeah,
yeah, here's the deal. Really to a te I, I swear
to god, I've never heard anyone who said not one person. Well,
maybe Mark is satisfied with the choices. I don't think he is. Brothers.
I thought he was off guys. I thought I could talk about him.
Now he's he sneaks in there. Listen, I'm saying it's it.
I love how you talk out of both sides of your mouth when it comes
to these year's what I'm finish. I think great things for the country,
and I'm making the point I'm making Mark. This is the point is that
I believe I believe most people most I could be wrong, but I believe
most people don't like that these are the choices, but they will pick one.
Yes, they do have a preference, and many of them, you
know whatever. But I do believe they'd rather have two other people. What
would you pick, bro, I believe that they would want two other people.
Glanced right over it. It's gloss right over it. But no,
you glanced over it. No I glossed over it. But Mark. Mark
is the man of mixed metaphors. But I like it. I like it.
I've been with him for so many years I've gotten used to. In
fact, if he started speaking properly, I would die. It would It
would denote a really big change in the election. Hey, Mark, do
you think most people seriously, as an aside, do you think most people
are like the choices? I think. I think Trump knocked it out of
the park in the Bronx last night. He did twenty five thousand people showed
up in the bluest of blue. I think the guy has more followers than
probably any other president ever. Okay, all right, the polls are showing
dead even No, they're not not even close. In swing states. He's
up ten twelve points. Okay, it's going to be a massacre. Okay,
Hey, let's go to the phones. Because again, I don't want
people to think my approach to talking about this indicates my preference, because it
doesn't. What is your preference? Why should I say people don't care?
Well, everybody knows you like Biden, that's all for sure. I think
he's a buffoon. Okay, that's for sure. But I kind of think,
never mind, Oh, he's a good buffoon. No, I don't
think he's a good man. I don't know. I don't like Biden at
all. I think he's a buffoon. But the thing is scary is I
think Kamala is even scarier than Biden. But remember when I said nothing is
ever as bad or as good that goes for the economy. You know,
I know a lot of people say it's bad. Yet I know people who
are don't know what to do with all the business now. Interest rates are
high and inflation is not totally under control. Yeah, listen, I don't
want to talk about it because again, people who think never mind. I
first of all, I truly do believe this, and I mean this sincerely.
Nobody gives a good you know what what I think anyway, and I'm
not going to change any mind. So what difference does it mean? Monica
now has an issue. It's approbate issue. Let's go to Monica. Hey,
Monica, I'm Tom Martinez. What's going on? Monica? Hi,
how are you good? What's happening? Okay, short story short, I'm
trying to We have a my uncle. He passed away in New Mexico and
he had a house here in Denver. My dad was taken care of it.
When did he pass away in November? Okay? Okay? My dad
is the oldest of the brothers. He had a will, but he did
not notorize it. Well, hold on the wills don't have to be notarized.
He had a will. He died in Mexico, but has a home
in Colorado. Yeah, he died in New Mexico, by house, New
Mexico. Oh, in New Mexico. And does he have did you say
he died in New Mexico? Yes? Okay, good, I'm sorry,
okay, good, all right, anyway, talk about it. What do
you want to know? So? Okay, so my dad was taking care
of He had a house here also in Denver, Colorado. So how many
houses all together does that make h He has a house here and he had
a house or property in New Mexico outside of town. Two okay, two
homes? Got it? Okay? So he has been married and divorced.
He's been married and divorced twice. Okay. When he was married the first
time, he had a daughter from his ex wife. He paid child support
and he paid, he paid child support and she was on the birth certificate.
But years later my uncle found out I suspected that that was not his
daughter. Doesn't that doesn't mean none of that matters, because if he has
a will, she doesn't have to be left anything. Right, He had
a will and it was noted. It was dated on twenty twenty twenty thirteen.
But he did not sign it, but it said he did not have
no children. Wait wait, wait, wait wait, So there's an unsigned
will somewhere. Yes, we have the unsigned will. Well, that's not
a will. That's what you call a document that you found, right right?
My uncle found it, but it looked like a will he had,
Yeah, but there was no indication. How would you prove he signed it?
I mean, how would you How would you prove it was his?
Well, my uncle Clyde in New Mexico, the youngest brother, is the
one that found it with his paperwork. Okay, but okay, hold on,
here's what I'm going to do because I don't want to render legal opinions
here and I might be wrong when I tell you. How do we know
it's his? It wasn't signed, But what is it? We're going to
get our attorney on Kachina, either Mackenzie or keel and Park either one.
I want to know something. What is the issue. What's the main issue?
Okay? The main issue is he had a daughter. He long loft
daughters, and it doesn't matter if he now disavows her, but he had
a daughter. What's going on with her? Well? She's trying to take
everything from the family. Okay, Okay, we did open appropriate. She
opened approbate in New Mexico in house. And how much is his the state?
How much is his estate worth the house in Denver? I just just
all together what roughly like a million bucks for everything? Yeah? Probably a
million bucks for everything. Okay. Now, now, the only document you
found was an unsigned will, right yes. And in that unsigned will it
says he doesn't have a child, right correct, But there is a birth
certificate with him on it, right correct. And that birth certificate goes back
to when the daughter is like forty five years old, and was anything from
the time that she was born to the time she was forty, showing that
he successfully disavowed her with DNA tests. No, he just suspected. He
just suspected it wasn't his daughter. That's not good enough to be knocked out.
Okay, Yes, we were asking for DNA. You don't, You
don't have no one has to do. If this woman is forty and he's
been on the birth certificate her whole life, trust me, there's you're not
going to make it that difficult. The judge will never ever, ever,
and even if even if she wasn't he, it doesn't matter. The courts
have ruled. Sorry, Bud. There have been guys who have been paying
child support and accepted someone until they found out it wasn't his or hers,
and or he found out it wasn't his, and then he refused child support
and the court said, sorry, that's still your child. So you're you're
gonna have a losing argument. There a losing argument. But I want to
I want you to hold because we'll get our attorney on to talk about this
as far as what do you do to prove the will is valid? Because
it doesn't matter if there's no will. The daughter's first in line, you
know, well, I think that's the order of succession his kids and then
his his siblings, then his parents or something or his parents said, we'll
find out from our attorney. Hang on three O three seven one three eight
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durand the real estate man dot com to list your home with Remax Alliance three
all three nine two zero sixteen twenty two. Hi Tom Martino here, I
want to get our ATTORNINGE. Could you get our attorney on for her?
I want to Monica. We didn't forget Bally's next and we'll talk to her
about And by the way, just for everyone listening, I need to tell
you this. Okay, we do have an update on the Brighton Police Department.
That chief wrote to me, and then I talked again to the consumer
and we talked to District six and there's a whole bunch of updates. If
you heard yesterday's show about Brighton Police Department and Adams County Sheriff's Department. Wait
to use everything. Well, you want to talk about finger pointing? Oh
my god, but we'll talk about it. Now I was wrong in calling
Brighton a bunch of morons. I think both Brighton and Adams County Sheriffs are
morons. Now, so we'll continue with this. So I apologize for not
including Adams County Bailey, what's going on with you? Hi? Baby?
Hi? Hi? What's going on? Hire? Are you? I'm doing
good? Thank you? So you bought a car and you are having a
problem. Yes? What kind of car is that? She put down?
A twenty eighteen super u kat China put that down? Is that what you
have? Yes? Yes? What's the problem? All of shumps? Why?
I really don't know where to start. I've written all right, all
right, so when let's here, I'm gonna help you. Then when did
you buy it? A couple of years ago? I think? Did you
buy it? It was used? Then? Right? Yes? Okay,
so you bought a used two thousand? Was an eight? How many miles
were on it when you bought it? I have no idea? Okay,
So you bought a used twenty eighteen Subaru and uh the WRX and tell me
what's wrong with it? You bought it a few years ago? Why are
you calling today? Uh? I took my vehicle and for worm. Okay,
and you took it into where get hump? Okay, you took it
to shomp and what happened. There's a lot more. They needed to replace
a head gasket and solved it wrong. We all know I had a blong
ahead gasket is bad? Yeah, because now how long? How long did
you own it before the head gasket? Blue? I don't know, okay,
all right, So when did they replace? When did they replaced the
head gasket this year or last year? When? Last year? Okay?
It was? It was there. It's been there since like October. Wait
a minute, is it still there? Yes, sir? No, no,
no, no, no. You took your car in October to shop
and it's still there. Yes. Sure. Why there's a good question,
sir. I actually have the text messages from them in mating names called it
wrong. However, they refused to fix it. Their mistakes that ruined my
car. Wait a minute, and wait a minute, why did you say
in twenty eighteen? Okay, we have nineteen, twenty, twenty one,
twenty two, twenty three, So why what was it under warranty in October
of twenty twenty three? It was warranty work in October, guys, does
that sound right? A five year old car? Well, it depends totally
a mile, it's too well, but yeah, but what are the super
one? Extended warranties can go over five years? Show? Does it have
an extended warranty, Bailey or a regular one? Uh? It was warranty
work, sure, and then there's so much more. Okay, hold on,
you know what? We need to talk to her off the air.
She doesn't seem to have a grasp on the specific she wants us to handle.
Doc, do you want to call her a kitchina? Docs? Here?
Do we have anyone else on the phone on hand? Is Deputy Gearhead
her own? I can certainly text him the info, And you think,
here's why. I just want to get so she's not under the pressure of
the show, because we do have time constraints, and I just want to
get what is she calling about? Now? What can we do for her?
I mean, it's good enough to tell us my car's been in there
since twenty twenty three fall, and I'd like to know what's going on with
it. I mean, okay, but it may not be covered under warranty.
I mean there are times if you overheated a car, there would be
times. Warranty wouldn't cover that different abuse than everything else. Absolutely, So
hang on, Bailey, We'll have someone talk to you three three seven to
one three talk chans turn. Jan wants to talk about airlines? Jan,
what's happening? Yeah, Hi Tom, what's happening. So this is an
issue with the companion pass promotion with Southwest Airline. Now what does that mean,
oh companion? What kind of promotion was it? Well, let me
know. And then they come out and say, if you if you book
a flight or rent a flight within the certain dates and fly it, then
down the road during specify dates, you can take a companion with you on
a trip for free. Okay, okay, So what happened so well in
the provisions of the terms of the promotion is you have to book within the
dates that they say, you have to fly those flights within a certain time
period, and you can't make any changes. And the changes that they talk
about are you know, changing the date of travel and you know some other
things. But anyway, I bought the fair, the one to get away
fair that allows you to make a same day change, switch to a different
flights same day and get a confirmed booking and I'd already met all the other
terms of the promotion, and on the day of my travel for my second
flight, my qualifying flight, I wanted to change to a different flight,
and I called in and said, I just want to make sure this is
going to infringe on Mike. Well, hold on, didn't you tell me
the rules say that you can make a change on the same day. The
fare that I bought allows that. Yeah, but the promotion may not allow
it, right, Well, that's what they told me. But when I
would go back to the terms and conditions of the promotion, it doesn't say
anything in the language about getting disqualified for the promotion if you make a change
to a different plight on the day of travel. Yeah, but okay,
hold on, hold on, hold on, jan And it may not say
if you make a change during the day, or it has to be at
night, or it has to be you know with blue ink. I mean,
what I'm getting at is they don't have to say each and every circumstance
as long as they say no changes. Is there anywhere in the terms and
conditions that says once you make a reservation for the companion promotion, you can't
make change. It spells out it identifies certain changes. What like you,
I'm just I'm not looking at it right. I sent that in to you
when I sent the email. Wait wait, wait, do I have that
email? I want to look at it. Hold on, Kachina, do
you have his email? Hold on, I'll look at it, okay,
Because as I said, he's saying because it listed changes, he stayed within
that those bounds. But there was a change he did make that wasn't listed.
So this is going to make some interpretation. But here I want to
get to the bottom line here though, so let's just be forward. I
will look at those conditions because that could be a good case for us to
make or for small claims court and they will give in by the way,
But jan, I want to know something. What is the consequence? They
did not allow the companion and you had to pay? Well, I didn't
get that bar, okay. So what peeved me is I paid more for
a fare that I couldn't use. You know, they said, well you're
going to make a change, but you just get this qualified. And so
if I knew that up front, then I wouldn't have pooked the fair that
allowed changes. That would just book the lowest fare. So now you now
I have overpaid for something. I get it. So did you take the
flight? Did you take the flight or none? Yeah? And I stuck
with the original flight. I didn't make a change, and and so you
paid more. So you're saying I paid more for it because I but and
you got the companion too, right, I did well. I understand your
argument is you paid for a flight that allowed changes on purpose so you could
have a change, and when you made the change, they said your companion
would not qualify, so you went back to the original more expensive fair.
I get it. Now you're saying it had you known, you wouldn't have
gotten the expensive fare. That is going to be one hell of a trail
to try to figure out and try to get money back. Are you saying
you want the difference between the more expensive fare and the lower fare because you
thought you could make a change and keep your companion. But because you could
not keep your companion and you could not go back to the original fair,
you were forced to fly on a more expensive fair. Good luck trying to
talk to a judge about that or even us. I mean, really that's
gonna be Do you have any proof that they told you you could not take
the flight. You know it was a phone call. But Jim, you
do understand, but you do understand how difficult it will be to make that
argument. You do understand it. Like, here's what you're saying. I
got the companion fair. They would honor the companion fair, but I could
not make changes. Had I known I could not make this change, I
wouldn't have bought this ticket. And because I bought this ticket and I was
forced to use the companion, I paid more for this ticket than I should
have. So what's the price difference between the ticket that allowed the change on
the day of travel and the ticket that did not. What was the price
change? I have to look at that. It wasn't all that much.
But Tom, that's not my argument. I'm not looking for it. Wait
a minute, what is your argument? Then? I'm now a more polic
So what are you calling about. I do want to help, but I
need to know what you're calling about. You need to look at the email,
I said, Because right, I'm going to look at the email,
and I hope it's more clear. You know, seriously, didn't he make
a point that he had he ended up with a more expensive ticket. Did
he make that point. That's what I heard. Okay, so that's what
I thought the issue was. Excuse me for listening. We got more coming
up. Go with a sure thing Denver's best roofer Excel Roofing dot com.
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at dozens of insurance companies find out now three o three seven seven to one.
Help. You'll think you're his only customer when you choose Frank durand the
real estate Man dot com to list your home with Remax Alliance three oh three
nine two zero sixteen twenty two. Hi Tom Martino, you're a troubleshooter three
oh three seven one three talk three oh three seven one three eight two five
five. Yeah. I got an email from the chief and he also turned
us down for being on the show where that's a Brighton police department. We
will be talking about that some more, along with my response to him.
And uh, he seems like a very good gentleman and wants to clear things
up. However, he's so wrong in so many ways, and we'll go
over that and of course, that's my opinion rank on the Southwest Airlines thing.
I just can't see the email here. I'm trying to find it here,
I'm trying to get this email. I finally got it. Okay,
Now what I don't understand is I don't see anything from the airline. Oh
he copied and pasted it. What's south West promotion? See he's saying this
that he wanted to fly Southwest with a companion, so he paid. First
of all, he bought a flight with the idea that in the future he'd
be able to buy another flight and get the companion free that other flight he
booked. He said that he booked and he bought a ticket that he could
make changes with, and that he was taking his companion. But when he
tried to make the change, because the ticket allowed for it, not the
companion ticket the other ticket, they wouldn't let him make the change, or
he could make the change, but he would lose the companion. So he
went back to the original schedule and was upset he paid too much for He
seemed to actually highlight in the language why they were able to kill it.
It says changes made to an itinerary after purchase of a one way or round
trip revenue. That's right, he actually highlighted qualifications. It says right here,
any change to a reservation that falls outside of the promotional requirements enrollment date,
booking date, travel date, et cetera will disqualified freight flight from this
promotion. What I don't understand is this, it says outside of this promotion.
So he has this promotion that clearly says you cannot make changes now outside
of that. Outside of that promotion, he bought a ticket that does allow
for changes, but it's outside of that promotion, and it does allow for
changes. He paid an increased fare for the privilege of being able to make
a change. I totally understand it, but he was pissed when he tried
to make the change and they said to him, well, you can make
the change. This ticket allows for it, but the promotion doesn't. Now,
Jan, I promise you I take each and every call with the idea
of trying to help if I can. But you have absolutely no case here.
Why do you believe they should have allowed you to make a change outside
of this promotion when the promotion clearly says you can. Here's why, Tom,
because the promotion, when I asked Southwest the terms. The issue is
I would get disqualified for a companion pass down the road. I would get
disqualified from the promotion if I made a flight change on the same day.
The terms and conditions of the promotion talk about enrollment, dade, change of
itinerary, you know whatever. They don't say that you can't make a change
on the same day of travel, Jan, Jan, it says no changes
to me, that's the day of travel too. I think he's still winning
court. How would he win? How would he win till they're not going
to spend more? What the refund? He's right, Jan? In small
claims court, they would settle with you. But what now? Now,
let's get back to the original thing. By the way, Jan, seriously,
no hard feelings. But they say no changes, and you're saying,
but they didn't say on the same day if they didn't even they didn't say
on a full moon either, they didn't say. They didn't say all kinds
of stuff on a Tuesday or Wednesday. They didn't say on Easter. But
here's what I want to know. Seriously, now, what do you want
though? What What is the is it that you paid too much for that
ticket? That allows for changes. What what would you damage being? Just
tell us that I paid I paid more for something that I couldn't use.
You mean the changeable ticket? Correct? Okay, how much more? Well
whatever, that's your damage. And what Mark is saying is correct if he's
had enough experience in small claims court to know sometimes they just write you a
check. Now, you know, I appreciate all the input. I'm not
going to go that route. What it's easy. It's easy, man,
you just file and eat the castle. Well, I know it is,
it is, but jan, I promise you. I mean I don't know.
Sorry, just you know it does. It does amaze me though,
it truly does. And in people in business, I wonder if you run
across this, it amazes me how much people can read into something with everything.
Now get that next line, Tom, read right under where you were
reading, oh oh oh on his three changes made and continue right there.
I'm sorry, Mark, I already hold on. Let me let me look.
Just that's the that's the real thing is right there. Just read that.
Okay, I think I I think I got did away with the email.
I think I did away with the emails. Change is made to any
itinerary after purchase of a one way around trip revenue flight, meaning a paid
flight, may eliminate qualifications for this promotion that covers everything. No, you're
right, you're right, any change is made. I know he's gonna go
away pissed thinking we didn't help him, and he's right. We no,
we told him how to get his money back. There's no doubt. I
know Mitzi has a problem here. Mitz. Let me let me just talk
to Mitzi real quick because we're running late. But Mitzi, what's going on
with you? I have talked to you guys about three weeks ago with Orange
Elephant Ruthie and trying to get my money back. Did we have anyone?
Hold on? Did we have anyone take this case for you? MITSI?
I remember it, Yeah, I thought they did. Hold on, hold
on it was Mark. You said you were going to call the guy.
I don't know if I was. I don't remember. I remember Ray well,
it could be I put the wrong note down. It said so Orange
Elephant Roofing was to do your roof of the insurance she would only have to
pay her deductible. They took her. Oh, oh, oh, oh,
I remember what this was. Oh it was an actual case value.
But that's not their problem. I mean, see see I remember that,
Mitsch. I remember this very very well. Here's what happened. They said,
you only have to pay your deductible. And that's true, you only
have to pay your deductible. However, it's a deductible on an ACV policy,
not a deductible only. And and it's not their job to know your
coverage and to guarantee a price that I told you this before, but I
think she just wanted out. They're trying to hold her contract. Oh they
okay, okay, gotcha? And why should they hold her to a continent?
Will they do? They have some kind of outrageous cancelation fee. It's
yeah, that's redan is I never, I never got the cancelation policy.
They never, I never, I don't have it. What does that mean?
And honor contract? On the contract contract, it doesn't say anything about
a cancelation fee. Yes, sir. Oh, they're trying to get the
Better Business Bureau. They will not return their phone calls. The Better Business
Bureau can't. They can't get a hold of them either. Well, the
Better Business Gurel is a dinosaurs. They haven't paid them. Why do people
think there's a bunch of people at the Better Business Bureau fighting for people.
Why do they think that? If you will, if you looked over at
the office, you'd be shocked. There's a bunch of dinosaurs eating vegetation.
I mean, and and once in a while they go and think they're making
a difference. That's the Better Business Bureau. I mean, God almighty,
when are people going to get that through their head. Okay, here's what
we're gonna They take money for membership and then they give a plus accreditation.
By the way, one of the guys with a plus is in prison for
fraud and busted for twenty million dollars in fraud. So listen, here's a
deal. Here's a deal. We need to assign this to somebody. I
totally agree with you. Did you send us that contract void of that cancelation
policy? Wasn't? I did not. I did not because I wasn't sure
where to siny, who should we? No, Seriously, doc, you
heard this right. She is claiming that her contract has no cancelation clause in
it. None. Now, even if it does have one, which it
may on the back of it. But even if it does, if they're
saying they would do it for the deductible. I understand your argument, actual
cash value that is, but that's truly not a deductible. Mark, Mark,
listen carefully. What they're saying is you would only have to pay your
deductible. And that's the truth. She only has to pay her deductible.
Okay, So let's say she pays that to the roofer, that's all she
has to pay. If the insurance company, Listen, only pays a c
V, then there's a deficiency. Now this is where I agree. This
is where I agree with Mark. If there's a deficiency, there may be
a question. Will that rufer have the right to bill you for the deficiency
if you paid him the deductible. They're going to say yes, You're going
to say no. All I'm saying is it's going to be a question of
fact. I think it could go either way. So so rather than take
that chance, you just want out. And I can see that you haven't
paid him anything yet. Right, I've given him thirteen thousand, she gave
him the insurance check. She gave him the insurance check. They will not
give me my money. Ye, you should have never doubt that. You
should never given him heavery go with a sure thing Denver's best rufer Excel Roofing
dot com. You don't pay a cent until you're content. Time for an
insurance check up free, no obligation. In comparison, call Compass Insurance paying
too much your coverage at dozens of insurance companies find out now three all three
seven seven to one help. You'll think you're his only customer when you choose
Frank durand the Real estate Man dot com to list your home with Remax Alliance
three all three nine two zero sixteen twenty two d news. You don't have
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What a busy day today. This are brought to you by Frank durand
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Man dot Com three h three nine two zero sixteen twenty two. Welcome to
the show, folks. Let's go to the phones. Okay, so listen,
Mitzi called uh uh and we're giving this to Father John. I mean,
oh my god, oh my god, that was a Freudian slip.
Now, Father John, for those not lists, was a deputy one of
my original ever, an old guy, nice guy, and we called him
Father John and he died. Uh and and that just goes shay. I
was going to say, Deputy Doc, and I said, father John,
that's actually a compliment. That's actually a compliment. So that Freudian slip,
it wasn't an insult. So Deputy Doc's going to take that case. We
just want to know did they have anything about the penalty clause in the contract?
Now, even if they did, should they keep her entire This is
ridiculous. They're not doing the work. She doesn't want it done. She
changed her mind. Now there's a question as to whether or not they were
misleading. They didn't know about her insurance being ACV. Why would they?
They said, you just have to pay her deductible. It turns out,
yeah, that's all she has to pays her deductible except the insurance company did
not cover the whole roof or will not cover the whole roof. Couse it's
at ACV actual cash value policy, meaning they don't pay replacement. She needs
to get another company. By the way, as far as insurance goes now,
as far as that roof goes, man, it's complicated. Roofers are
not obligated to know your your stuff. They're just why would a company want
a discaruntled customers already out? And why if you're not doing the work?
Why wait? So why keep the money? There's no reason on Yeah,
I want to go to it's on. Would you explain for me and the
other idiots the difference between replaced in value and actual cash value? Yeah,
So if you let us all know that if you have a roof, and
let's just take a roof that's a thirty year roof and it's found on your
house fifteen years, and you have an ACV policy, the simple math would
be half gone, you get paid for half, you get paid for the
value of the roof the day before the storm. ACV. That's it.
You have to make up the difference. Replacement value says. If it's a
thirty year roof and you're into it to fifteen years and the roof even doubled
in price since you put it on, they have to pay for whatever it
will take to replace it. It's that simple. Less deductibles in both cases.
By the way, both cases, so that is the difference. I
want to talk to Monica. Monica is talking about her family here and I
brought up I'm bringing up Jim Park. Oh all right, I'm going to
put her on hold because she's in a conversation. She doesn't know we're going
back to her. Tell me when she's available, because I want I want
to use Jim Park to answer the question. And if not, I'll just
ask Jim the question anyway, because I know what the question is. Is
she available? Is Monica available? Let me talk to her. Then here's
the issue. I'm going to start explaining it to you, Jim. Their
family lost a sibling and his estates worth about well, no, it's her
uncle, but he has siblings. Her uncle died in November of twenty twenty
three. He was in New Mexico at the time. He was married and
divorced twice. He had a daughter. The brother One of the brothers,
going through his documents, found an unsigned will, and the unsigned will said
how things should be split up, But it also said he had no children.
And it was an older unsigned will. We don't know if it predated
his daughter, or if he simply did not acknowledge his daughter, or if
he even made it up to begin with, because he never signed it.
It was unsigned, unfiled sitting in some documents. So the question is very
simply this, can they account? Can they use that will and divide it
as said in the will? Or Donna, I'm putting that on hold.
I Am not going to have a noisy line on So just get rid of
Monica will answer her question. She can listen to the radio. Is an
unsigned will valid or not? And if not? Under the intestate If it
is no will situation, does the daughter have a right to take everything?
Because she is claiming she does have the right to take everything and she's next
in succession, how does it work? Yeah, So the really simple answer
is an unsigned will isn't even worth the paper it's on. So an unsigned
will isn't going to provide any value whatsoever. You know, if this is
a New Mexico situation, they're going to have to go through the probate process
in New Mexico, and the New Mexico in testasy statute will determine who receives
that. Now, I'm not a New Mexico attorney, but I would be
surprised if it doesn't provide all the property to the children or in this case,
the daughter, as long as she's able to prove that that's her biological
father. How would she prove that he's on the birth certificate. He's on
the birth certificate, Yeah, and so you know, with him on the
birth certificate, in most cases, that's going to be sufficient evidence. So
she would be the one to file paperwork with the court. She's also probably
the person that has priority to serve as the executor of the estate. But
all that needs to be worked through with an attorney in New Mexico that can
make all those filings to start the probate process. All right, So hold
on now, Monica, are are you there now? Sans baby? Yes?
Yes, okay, Monica. I love babies, except on the show
when you're trying to talk to us, Monica, listen. Here's here's what
Jim Park said from Kiel and Park and their website, by the way,
law KP dot com in case you want to look them up. But here's
what he said. He's saying, if there is a will found and it's
unsigned, it means nothing. So the laws where he died will take precedent.
He died in New Mexico, the intestate laws, meaning without will laws
will then take over as to who gets what wear and when. So most
likely most states adopt the same kinds of laws, but you might want to
check with an attorney there. Most likely it goes from the person to their
kids, then to their parents, then to their siblings, something like that,
right, Jim, correct, So it looks like the daughter would have
all the rights. Okay, we just my uncle before he died, he
had questions and the daughters if it was him. Jim, Jim, I
hear this a lot. I hear this in child support. I hear this
in a lot of cases. So let's just attack that. Because she keeps
asking about this. The uncle, she said, started questioning, Now this
is remember this girl's in her forties. He's questioning whether it's his daughter or
not. That's not going to fly anywhere, is it. If you know,
if the birth certificate lists him as the father, it's like a crazy,
uphill battle to try and prove that she's not the daughter, and you
would have to go through DNA evidence and a whole bunch of other stuff.
DNA evidence doesn't even matter because I'll tell you what the courts have decided with
child support. It doesn't matter if you took her as a daughter and you
live forty years before you questioned it, or even thirty years and you're on
the birth certificate, it doesn't matter what the DNA says. We've had cases
on this show where DNA showed it wasn't the daughter or the son and the
court said, screw you, you're still paying your support. You adopted this
kid in essence in fact. So I mean, I don't know if that
goes for a state law you're the attorney, but I know when it comes
to child support, that's not an excuse. Yeah, and the standards are
different for child support in the state law. But ultimately we're dealing with New
Mexico law here, and that's not an area that I et in Colorado.
In Colorado. In Colorado, if a guy brought up a daughter forty twenty
one years, she's out on her own. Twenty years after that, he
dies and the family says, we don't think you're the daughter, and the
guys on the birth certificate you're telling me that there if there was a DNA
test that showed the daughter way back when wasn't really his, they could actually
negate her rights. So that's a fact and circumstance situation that would have to
go to a trial and a judge would have to decide how to handle that
situation. Let's say, in Colorado, are there any precedents where somebody's somebody's
legal status was challenged and DNA showed they were not a kid? Did you
ever recall hearing anything like that. I haven't seen any cases in Colorado like
that, But there's a whole bunch of, you know, cases that are
popping up all over the country with people that are trying to prove that they
are a child in order to receive something from somebody's estate. So it's a
hot topic in estate planning lot right now. Yeah, because I'd like to
be part of Howard Hughes the state, but the DNA didn't work out.
But I can see that Jim, so DNA may have a bearing. But
Monica, I don't even know of the judge in New Mexico would ever grant
And is she a resident? Is the daughter a resident of New Mexico?
No, she's not. She lives in Kansas, Kansas City, Kansas.
And the guy died in New Mexico. And then the siblings are in Colorado,
right, Well we have Yeah, my dad's here. He has two
brothers. My uncle had two brothers, my dad and another brother in Englewood.
And then he has a brother in in New Mexico and then he had
a brother in Henderson. Jim, is it New Mexico because he died there.
Yeah, probate happens where the person was living at the time of their
deaths. So New Mexican. You guys have to check with New Mexican law
and if you can get a judge, I would be astounded. If you
can get a judge to order a DNA test on a forty three year old
woman who this man raised and had on the birth certificate, I would be
shocked. But hain't a raiser. They got divorced when she was nine years
old. Okay, did he pay child support? Yeah, it was court
ordered on the FORRSE. But we just wanted a DNA for the family because
we have property in New Mexico and we didn't want to lose that property to
her. But I mean, okay, let me ask you this lawyer.
If a judge already deny the DNA, our lawyer, a lawyer told us
that we can appeal it, there's probably not a chance. Did the judge
already deny it? Yes, he did on what basis by the way,
because of these certificate and the divorce decree that showed him that he paid house
support. Yeah, that's what I thought. And Jim, let me ask
you something. First of all, can you appeal it? You can appeal
anything, Will it be heard? Will it overturn anything? Jim, what
do you think you can appeal anything? But the issue on appeal is you've
got to prove that the judge either didn't understand the law or there was something
factually that wasn't in the record. But you know that's not one that I
would be excited to appeal. I know I didn't want to put more money
into a lawyer. We already paid a lawyer in New Mexico. And how
you still she didn't How much have you paid so far? Well over five
thousand, and we probably still owe the money. Yeah, you probably owe
him about ten. The appeal is going to take another ten right, Oh
okay, let me ask some more question. Yeah, oh no, I
just I just went out of my mind. Mexico. Hold on, I
gotta take a break. Hold on, go with a sure thing Denver's best
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three oh three seven seven one help. You'll think you're his only customer when
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Remax Alliance three oh three nine two zero sixteen twenty two. Hi Tom Martino,
you're troubleshooter. Three oh three seven one three talk three oh three seven
one three A two five five Okay, Uh, I want to bring up
who called in yesterday about a situation and I want to recap the situation for
everyone listening. Dane, Dane, who do I have here? Oh?
I do I still have? I know we're done with a keel and Park.
Right, we're done with that woman. I don't know what else she
wants. She had one more question. Hold on, I'm sorry, Dane,
hold on a second. I'm sorry. You're right, Monica, I'm
sorry. You did have another question for Keeling Park, didn't you for Jim?
What was your additional question? Monica? Are you there? Monica?
Yeah, okay, we're done, okay, three three seven one three,
talk back to day Dane. I want to tell the story. You had
a truck stolen. You really love this truck. You had tons of pictures
of this truck. You had all kinds of idea about the truck. You
had the VINDT number, you had the older registration, you had everything right,
Okay, it was stolen and you were piss off if it was stolen.
In November of twenty twenty three, and one day you're at Adams County
Courthouse, you're a landlord, you're doing something about an eviction. You pull
up and see your truck. There is that, right, Dane? All
right, we're having problems with the phones, so maybe I should just wait.
Dane is not there, so help me out. Help me out,
Kelly, and we'll figure out if the phones are going to work or not.
I have a feeling Monica was probably there too, so we'll just is
he there, he's not there. Okay, we're having problems with the phones,
folks. I'm sorry. We will get back. So if you were
disconnected, there's something wrong with the phones. So right now, Kevin Rodney,
we got people here talking about and we got Bob talking about leases,
and I'm glad you're all here. I want to talk about leases, So
im wanna go to I'm gonna go to Bob, who's the leasing expert,
been doing it forty years, Bob. I think leasing. My opinion is
that leasing is very logical if you do it the right way. You are
paying for the part of the car you're using. I mean, that's in
your financing, and then when you're done, you turn it back. I
mean that's the perfect world, right, yes, because I mean you you
literally are buying an apple if you buy a car and you're paying for the
whole apple, even though you're only gonna eat half of it and then you
try to either sell the other half or just keep it. With a car,
you're you're instead of buying the whole apple, You're you're saying to the
dealer or to the to the provider, I'm going to use this car for
this many miles, then I'm gonna hand it back. What do I do?
I have that right? Basically, You're you're only paying for use of
the car, correct. And and the nice thing about leasing is someone's taking
a risk on the future value of that car, and that would be the
lender, you know, whether it's a manufacturer, a bank, or a
credit you but you have to hold up your end too. Correct So if
you write the right number of miles and don't have excessive wear and tear,
you can give it back. And I've always said, if someone's willing to
take the risk on the future value of a car, trying to predict the
future, you should let them because you have all the upside potential without the
downside risk. So you can buy the car if it's worth more than residual
value, or you can trade it or sell it. If it's worth less
than residual value, you can give it back. And the nice part Okay,
if it's worth less than a residual value due to nothing you did,
I mean correct, just the market, if the market, But if you
wrecked it, or if you dinged it, or if you treated it like
crap, or if you didn't maintain it, or or you put on excessive
miles, then what so, So the residual value is based on you holding
up your end, how many miles you're going to drive. If it gets
wrecked, you have to get it fixed. If it has a bad car
fact, you give it back to them. Can they hold diminished value against
you? No? Okay, good, Now that's a perfect world. The
leaser, the lease does their part the lease or does his their part.
I mean, so now we got we got a lease, driving the car
around a lease or providing the financing or buying the unit and then rent basically
renting it to you. But here's the thing I want to know this.
If I I've often said, if you want to buy a car, a
used car because you want to keep your payments lower, what about leasing it?
And if you're gonna buy it anyway, it's like buying a used car
from yourself. You know who the previous owner was. It was you,
correct, So you could lease it for a period of time and then buy
it and you maintain those low payments. Do you have people that do that?
Oh? Sure, absolutely. And there is also used car leasing if
it makes sense. So you could lease a car and I'm not sure and
they like that release it again. It has to be the right car the
right terms. But we've done that a lot lately with the shortage of cars.
People will keep their car for two more years and see what the market
looks like because with the shortage of cars, everything was more expensive. So
what do you mean instead of turning my leased car in, I can lease
it again. Correct. Okay, but it's your own copy a new lease
on your used car. So there's credit unions that do that. Now,
the whole idea of a lease is to pay for only the part of the
car you're going to use. And I want to know this if I'm going
to buy the car. I've always wanted to ask this, and people have
different answers, and I think you might be the ultimate authority if you've been
doing it this long. So I want to buy a car and keep my
payments really low, but I want to buy it at the end. So
I put down I'm going to drive ten thousand miles a year, and at
the end of three years, instead of thirty thousand miles, I have fifty
thousand on it. So I've gone over substantially in mileage, right, But
if I want to buy it, will that make a difference? Will they
actually charge me still for that extra miles if I'm going to end up buying
it anyway? No? So the reason you write miles in there is because
you're can assume that you're turning it back in. They have a value on
it, and it's a future wholesale value because if you turn your car in,
they're going to take it to auction. Yeah. So, but if
you buy it, they don't care if you have two hundred thousand miles on
it. Isn't that a kind of cool hack to put in ten thousand miles
and get a very low payment and then at the end of two or three
years buy it. So? Yes? And no, Okay, tell me
why no? Because something happens that car during the term of the lease,
or the market of that car goes down substantially. You want to have the
option to turn it back in. And if you wrote it at ten thousand
miles a year and you've driven twenty thousand miles a year, then you're gonna
have to pay the penalty. Okay, if you ever have to turn it
back, but if you're going to keep it, but you're saying even with
the intention of keeping it, something could happen where you're not going to absolutely
see. I always tell people you need to put the miles on there that
you think you're going to drive, because assume you're turning it in. If
you don't, it's a plus. But you know, I know a lot
of people that will write a lease at ten thousand miles a year. I've
got a guy right now, he drives fifty thousand miles a year, and
they put him in a long term lease with the idea they're going to trade
him out of it sooner. That doesn't always work. No, No,
here's another thing. I always was told that when you trade in and I
don't know if it happens. I don't think it happens with legit people.
But if you trade in a car, there's hocus pocus ways for some of
these guys to make it disappear. They call it the vanishing trade, where
you don't get any equity for it the way they manipulate numbers. Are there
unethical people who lease cars that can do that? Absolutely? So what has
been going on a lot lately is with the market value of used cars being
so high, people did have equity in their cars, and a lot of
the dealers would swallow that equity. So there's a lot of manufacturers have made
the payoff only good for the less e nobody else, so the dealer can't
swallow that equity. Now what does that mean, I'm not sure. So
in other words, let's just say you've got five thousand dollars equity in your
car. So you go in and your car's worth five thousand more than you
owe, or it's paid off and it's worth five grand. You have five
thousand positive equity, right, Well different if it's paid off five thousand,
way more right, right, But if you have that equity, a lot
of times a dealer will not give you that equity. They'll make the payoff
and swallow it. So, in other words, the equity belongs to the
less ee. The purchase option is for the less ee only, not for
anybody else. So that keeps a dealer from actually swallowing that equity that made
sense or yeah, it kind of does. So when I go in with
five grand, No, how do I make sure I'm getting credit for the
five grant? It should show us a cap production on your lease. So
if the cap reduction and can they but can't they raise that cap deduction?
And I would to artificially absorb that. I mean the only way they could
do that is raised the cap cost or the selling price. Is a car
an equivalent of and I've often said this, if you're going to lease a
car, because your payments are I call them artificially lower than buying. They're
lower payments. You you sometimes could be paying a higher cap cost than you
would if you went out to buy it. I mean, again, that's
up to the way the dealer does it. But the ideal way is to
have the cap cost match a good deal if you bought it. Yes,
the selling price if you're buying it or leasing it, it's just with the
lease it turns into a different animal as f call it a cap costs capitalized
or capital acquisition as opposed to purchase. So the cap cost would be what
you paid for it, adjusted cap would be what it is after any rebates
or equity or down payment. Got it? So you got your cap,
then your trades and promotions come off. Becomes a adjusted cap adjusted cap,
and then a lease factor, which is basically interest on it. Right,
it's a money factor. And then they and then they divide that by the
number of payments. Correct, Okay, that's very cool. Well, they
subtract the residual. We forgot to say that, right, they subtract the
resident appreciation. How much does it depreciate over the lease turn Now, if
anyone has questions about lisas, give us a call. This is great.
Plus. Of course we have Rod here from Jeffrcards. We have Kevin Colkin
from Sheridan Autotech, and then I believe we have Dane Back about Brighton Police
and the Adams County Sheriff's Department and more coming up. Go with a sure
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think you're his only customer. When you choose Frank durand the real estate man
dot Com to list your home with re Alliance three oh three nine two zero
sixteen twenty two. Hi Tom Martino here three oh three seven one three talk
seven one three eight two five five. I'm gonna go to Dane now,
Dane. Yeah, how's it going? I'm here? Sorry I lost you
earlier. Yeah, I want to recap. So your truck was stolen November
twenty twenty three. Very distinct truck, a lot of aftermarket parts, even
some distinctive scratches and dents, identifying marks. You have the vin you have
the old registration, you have everything. It was stolen. You were pissed,
you loved it, Yes, sir, Okay, you went, you
got you got paid by your insurance, and you moved on. One day
you're at that One day you're at Adams County Sheriff's Department and uh you you're
going there as a landlord for some kind of business evictions. Anyway, you
pull up, you see that truck. You went, oh my god,
that's my truck, and you're thinking, wait a minute, it really is.
You pull up your pictures. It's an exact match every single detail.
It's your truck. You know your truck, you had it for years,
you love it. Okay. So, and by the way, I have
since checked every single detail out. He's telling me every single detail. Now,
admittedly we probably left some stuff out, but I always do when I
take my initial calls. That's why we do follow up calls. See,
people mistake me for a journalist. I'm not not a journalist. I'm a
talk show host. I'm an advocate. I let people call and they tell
me things. Sometimes it's an opinion. Sometimes they're relating what they call our
facts. Sometimes they give me a little of both. And what I do
is I grill them and cross examine them and try to come up with the
truth. A lot of times I disconnect people because they're bs ors. Other
times I investigate because I think they have something, or while they're on the
phone, I'm looking at their emails and making conclusions. My conclusions are not
judgments. My conclusion our opinions, which, by the way, our protected
speech. So are the initial complaints protected speech. Now, having said all
of that, when he was telling me this, I thought, Okay,
this is sound incredible. Meanwhile, I'm reading some of his off the air
stuff. Okay. Now, Dane went on to say that he got out
of his truck and he went over there and saw a guy smoking off of
foil some kind of dope in his cockpit. I've never heard of smoking tobacco
on foil, but who knows anyway, So he assumed he's doing some drugs
and what else? Did you say anything to the guy, Dane? No,
I didn't. I didn't want to approach him. So what did you
do? So? What did you do? You see him smoking? And
there were some deputies at the courthouse Adams County, right, yes, so
I was there with my lawyer. We walked by it. He verified it
was my truck too, and it just so happens the cops were standing about
twenty feet from them. You say cops, you mean Adams County deputies at
Adams County Sheriff's Department. Yes, they And you tell them that is my
stolen truck. Yep. I tell them that. I show him some pictures.
They're like, yep, that's the truck. And what did they do?
And what did they do? They arrested the guy. They put him
in handcuffed and called the Brighton County Sheriff's department. Because but you weren't on
scene. You weren't on scene when Adams excuse me, when Brighton showed up.
No, I should have been. You weren't. Okay, So you
weren't. So this is where the chief of police, I want his statements
to be heard in his letter, in his email to us. So you
weren't there, and you told us that Brighton police let him go. Yes,
well once once once they ran then and they thought, okay, well,
okay, I just want to clarify a few things. Not that it
makes any difference. He keeps saying, Brighton Sheriff's Department. There's no such
thing. Mark, Okay, right, it's Adams County sheriff and Brighton Police.
But let me let me let me just make a clarification, because it
does make any difference at all as to my conclusion on this thing. Here's
what the chief said happened that Brighton Police were told by Adams County. We
ran the VIN. Adams County ran the VIN, and Adams County said this
is not stolen. Now here's what they're basing it on. Hold on,
they're basing on the VIN number in the windshield. Now, The very first
thing thieves change when they steal a truck or a car is the VIN number
in the windshield. It's harder to change the VIN numbers around the vehicle.
But Adams County ran that VIN number, not Brighton. So Brighton shows up
and according to the chief of police, and I don't think he would lie.
I don't think any of them would lie. And since you weren't there,
I'm going to take them at their word. Brighton police were told this
is not a stolen vehicle. Everything's cool, and Brighton took off. They
did not let him go that Adams County and the police decided not to detain
him. So there's a difference. Okay, again, it doesn't make much
difference to me. And I'll tell you why. The deputy saw your pictures.
They knew that even though the VIN came back clean, there was still
enough smoke, there was still enough reasonable doubt, there was still enough probable
cause to look further. That's what police do. They look for probable cause.
They look for probable cause to look further. Adams County did not,
neither did Brighton. Now, so I don't care what they say. They
were derelict in my opinion in not looking further when they had a credible complaint
from somebody who obviously would know their truck, so they let the guy go.
I get it. I get it. Okay. I still think they're
all morons. I'm just adding to the moron pile the Adams County Sheriff's department.
So instead of erasing morons, I'm adding morons. And it gives me
more faith in our law enforcement. Okay, So now they this is why,
by the way, the state, the state is the number one state
for auto theft. Now, what were you gonna say, Dane, Why
didn't they check the VIN on the door? And then they asked the guy
that day, Dane, I get it. We're gonna we're gonna come back
to that. Okay, I get it. So there's where we are.
The Brighton police did not run the vin. They depended on Adams County and
that's okay. And but should Brighton have said, well, okay, but
let's look at some other aspects. Should they? I think they should?
They're police, right, I know this. They used to police used to
look a little further than okay, let's go back to our donuts. But
hey, this is the way it is. Let's uh, let's come back.
We'll say the rest of the story. Go with a sure thing Denver's
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home with Remax Alliance three three nine two zero sixteen twenty two. All right,
so let's continue real quick here. So Dane saw stolen truck. Adams
County ran the numbers that it's not stolen. Dane showed him some pictures he
had on his phony. I mean, it was so obviously the same truck.
It's also still listed. Had they called District six still listed as stolen
by the way, and all of that they ignored, And of course Brighton
did too, because they went by what Adams told them, and so the
guy took off. They didn't bother to look at another location. So since
then Dane you made so much noise. Didn't Brighten further investigate? Yes,
they reopened it and they called this guy and asked him to send another picture
of the other parts of the car with the VIN, and he refused to
do that. Yes, So did they go see him? Did they go
see him? And they've been Yes, they've been staking out his house and
he hasn't been home since so obviously, so it would be wrong to say
hold On. It would be wrong to say that Brighton dropped the case,
right, they dropped it. Initially they called it, Yeah, but you
kind of told us they dropped it, and this chief indicated it's still ongoing.
Yeah, they said the case is closed and then after I sent him
over. But it's not closed right now, Dane, I want to be
fair man, Okay, now listen, here's what I want to say.
Here's what I want to say. I listen. I'm with you, man,
I'm on your side. It's not a drop case. They say,
I'm going to take him at their work. But here's what I want to
clarify. First, it was Adams County that ran the VIN and concluded it
wasn't stolen. Brighton did no further investigation, which I think they should have.
They both aired, in my opinion, and now they're making up for
it by trying to investigate again. They are. So those are the clarifications
I want to make. I still think they handled it wrong, and I
still think that's why the lack of initiative on our law enforcement in investigating when
cases don't just fall in their lap solved. I think we have a problem
in this state, and that is why you see the billboards downtown saying,
you know, come to Wyoming where things are still illegal. Even the Sheriff's
department in Douglas County posted something you showed me that said we still think stealing
cars is a crime. Blah blah blah. So listen, Dane, we're
going to follow this up. I still want you to come on to clarify
a few things I am with you. I still say Brighton Police and Adams
County did not handle this properly. Go with a sure thing Denver's Best Roofer
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Frank durand the real estate man dot Com to list your home with Remax Alliance
three oh three nine two zero sixteen twenty two rised who you don't have come
run in jes as sass as we can show. Shooter's gonna help come Man
six is the Troubleshooter Show. Now Tom Martino, Hi, Tom Martino here,
Welcome to the show. Three oh three seven one three talks seven one
three eight two five five. So yesterday on the show, I made quite
a bit of stink about Brighton Police Department and I call the morons and by
the way, stand by it. And also now I'm adding to that Adams
Kint of Sherif's department. I do want to make some important clarifications so people
think when I'm on the air, I'm I'm making rash conclusions. I make
opinions based on what I hear, and then I further am looking at emails
and pictures and stuff behind the scenes as well, and then I investigate afterwards.
So unlike a journalist, I don't put everything together and then report it.
And if for those of you who believe journalists do that anyway, you're
full of crap. But real there are no real journalists anymore who objectively report
anything. Okay, if you believe that, you're in fairy tale. However,
I never purport to be a journalist, never never want to be a
journalist. What I am is I believe I unbiasedly collect information, and I
grill people who complain, and then I draw conclusions, and then I advocate
for the people I believe are victims. That's what I do. There's never
been a secret about that. I am an I am first unbiased, then
an advocate. That's how I do it. Okay. Now, many times
people lie to me, exaggerate. I usually pick him out. I usually
can drop him. I usually find out. I usually don't give them the
time of day. Sometimes I get it wrong, and then but as we
go we unfold live stories on the air. That's what we do. That's
what we do. It's called freedom of speech, freedom of opinion, freedom
of all of that. Okay, that's that's thank God in America is still
still good right now. While the chief of police would like to change that,
in Brighton. He you know, I'd rather that he concentrate on enforcing
the laws he does have rather than making new ones against free speech. But
here's the point. Okay, Dane saw his truck. It was stolen.
He has photos, he has idea, he has everything, and I'm convinced
of stolen. Based on everything, I'm absolutely convinced, and in fact,
District six will will verify that's a stolen truck based on the original VIT number,
which by the way, doesn't appear on that car in the windshield.
Does it appear elsewhere on the truck. We don't know. The police didn't
bother to look. See. That's what I mean. They're too easily dissuade.
This is a guy with multiple pictures on his phone. He tells the
deputies, Hey, this is stolen. The guy smoking dope in the cockpit,
which was witnessed by an attorney at law along with Dane, and they
don't even take that into consideration when they let him go. He drives off
high. So here's the point. Did they handle it wrong? Yeah?
They did, both of them, did Adams County and Brighton. My error
was blaming it on Brighton to run those numbers. They didn't run the numbers.
Adams County did, according to the chief of police. So here's what
happened. When Dane called the share the deputies, they went over there.
They put him in handcuffs, then they started to investigate. As they investigated,
Brighton was on its way. They tell Brighton, we ran the VN
in the windshield, or just say, we ran the vent and it's not
a stolen truck. Dane says yet it is, but Jane left. Dane
left once he saw that guy was in custody. He left and he had
to go to court anyway. So here's what happens. The guy was let
go so Adams County. Brighton shows up. Adams County says, listen,
it's not a stolen truck. So both agencies, instead of looking further,
instead of bothering to open the front door, to open the door and look
at the door jam or do any further investigation, they let a guy who
was reportedly smoking dope in a stolen truck go because they ran one VIN number
in the windshield. Do I think that's adequate? No, I don't,
And that's part of the reason we have one of the most dangerous states and
the number one state for car theft. Okay, now he drives off.
Now, when I talk about this on the air, what I neglected to
say was it was Adams County who ran the number, not Brighton. Now,
I also neglected to say that it's still under investigation, which, by
the way, and I mean this sincerely, I applaud them for that,
for opening the case back up if in fact they did, and Dane said
they did request from him more photos and other stuff, so perhaps something will
come of this. Meanwhile, the Chief refused to come on the show and
wrote back to us saying, you know, due diligence would require that a
journalist does and checks his facts before going on the air. Blah blah blah.
So I wrote back to him. He was and by the way,
his letter was really respectful. It was nice. Okay, there's nothing wrong
with it. His letter is fine, and I think the Chief, Dementsia
Domenico, sounds like a good person. Now let me tell you what I
wrote back to him. I'm in receipt of your email caption below. I
regret that you have decided not to appear on my show. However, I
take issue in some assumptions you've made first and foremost in scolding me, you
stated due diligence involves verifying and vetting information prior to reporting on it, not
after the fact. Legitimate journalism does not involve harmful, negative stereotypes. Oh
you might want to tell CNA in that, but okay, I true,
and then this is me again. I truly apologize for any confusion regarding who
I am and what I do. Sometimes I wrongly assume people will automatically know
because I've been doing this in Colorado more than forty five years. We should
have been We should have made clear what our mission is going forward. I
will make sure people understand our goal to clarify. I am not a journalist.
I am an advocate who seeks to help people solve problems. The nature
of radio talk and all talk radio is to take cold calls. That means,
in our case, we listen to complaints. Most people tell the truth,
some exaggerate, some understate the problems, some lie. It is called
freedom of speech and protected Usually I shut down obvious lies and exaggerations. I
have a pretty good BS detector, but there are times clarification is needed.
I try not to form an opinion until I get enough facts to draw a
conclusion. Again, it's just my opinion, also protected speech to advocate for
people. I make it my duty to investigate the serious calls to my show.
Part of that investigation involves giving the parties an opportunity to address the problems,
complaints, and accusations. That's why we asked you to be on the
show. I am sure one of the reasons you turned down our request is
due to my conclusory opinion that Brighton Police did not handle the situation properly.
That was based on the facts I had on hand, and I maintain that
opinion now, thanks to your emails and further investigation, I also believe Adams
County Sheriff's Department deputies also mishandled this situation. I was pleased to learn from
your emails that the case is still open. By the way, I clarified
on the show today that it was Adams County who ran the VIN and told
Brighton police the truck was not stolen. I also clarified that no law enforcement
officers bothered to check the other vinplates on the car, nor did they bother
investigating the obvious dope smoking in the cockpit, not to mention that the same
driver who was minutes before smoking that dope was allowed to drive off unfettered by
the way that smoking dope on a foil was observed by the guy who called
my show and his attorney at law who was with him. Sir, I
apologize for any misunderstandings and leave the invitation open for you to be on my
show. And as far as criticism on my procedure, I think when it
comes to procedure, there is a lot of blame to go around. Now,
I am going to send this to the police chief because I think that
it's an appropriate response. So Dane, they have investigated, and they've staked
out the house and they took your photos. So you got to be satisfied
that at least they haven't dropped it, right, Yes, I am.
I am satisfied. I don't have a bad taste on them. Out of
police in general, I know that they have no neither do I. Yeah,
So I'm just frustrated the fact that I gave it to him on a
silver platter, and when I walked into the court, I was like,
if there's any doubt and you want to let this guy go, please call
me. I will come down right away and give you guys more proof.
You know. I wish they would have at least called me or came up
and said, hey, these guys, the bin matches up, and then
I could show them right then and they're more evident, you know, But
rather than just let him get away and then pretty much accused me of being
wrong and calling me pretty much a liar. Well, I don't think they're
calling you a liar. But anyways, I'm happy you're back, and I
want to follow this along. I'm gonna do some posting about it. You
have photos of it being part there, You have photos on your phone.
It is so obvious, you see. That's the point. The probable cause
part is that these police had more than probable cause to investigate further. They
chose not to. They know they screwed up. And I know that police
chief, unless he's an idiot, and I don't think he is, I
know he had to have told those officers you should have looked further. I
know he did. He had to have it, because how could you ever
be proud of letting this guy drive off, especially when both of you reported
he was smoking dope unless they said there's a new way to smoke tobacco on
foil, I mean, and then sniff the fumes. Butane, I thank
you for coming back. I got to move on to some other calls.
But I want you to stay in touch. You have my thing, you
have my email. I want to stay in touch. So in conclusion,
I hope to God I never have a crime against me up there in Adams
County or Brighton, because I would not want those morons handling it. That's
my opinion. Tom Martine made today on May twenty fourth, twenty twenty four,
at twelve seventeen. Samantha's turn. Hey Samantha, what's going on?
Hi? My daughters live in the Ashford bellmar in Lakewood and they have to
pay for their parking. It's between eight and seventy five dollars a month.
Wow. Wow, you know what. By the way, they of course
have a you know, they have a right to do that. That's part
of the condition. And people can choose not to live there. But okay,
so they pay for the parking and right what happens it's not enough space.
They sell more spots than they have. Wait a minute, so there
are literally not enough spaces even though you pay for it. That's correct,
And my daughter's car has been towed twice in two weeks. Wait wait,
wait, but why would it have been towed if she paid for parking?
That is our good question. All right, hold on, we'll find out.
I'll bet you there's an answer. Go with a sure thing Denver's Best
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time for an insurance check up free no obligation comparison call Compass Insurance paying too
much your coverage at dozens of insurance companies find out now three o three seven
to seven to one. Help. You'll think you're his only customer when you
choose Frank durand the real estate Man dot com to list your home with Remax
Alliance three oh three nine two zero sixteen twenty two. Yeah, Eric,
you have a comment? Yeah, so I have two comments. So first
off, I have a bone to pick with you on your musical choice.
Which one? So you when you're talking about this Adams County and you keep
playing the Andy Griffiths theme right, and you don't realize that you're insulting Andy,
because I know you would have solved it should back to the barnyard noise.
He used to play the barnyard noise for the incompetent counties. You're right
and the cows right. You're right, I did. But but I what
is your comment on the police though? Is that so? My comment on
so when it comes to Adams County. I live in the city of Thornton,
and ten feet to my right is Adams County and we have houses there
that are Adams County, and they we have parties that'll happen until all hours
of the night. And one night they were having a hosting a King Sannia
and it started at eight o'clock at night, and my wife and I got
home at midnight and I called the chef's department because it was so loud,
so much noise, and I literally had an Adams County deputy tell me on
the phone after they came out to investigate, well, that that probably belongs
to mister so and so. And he's a really cool guy, and you
know, he apologizes, but this is really a really important King Sannira for
his twin granddaughters. And I says, you know, I says, I
don't care for the Obama kids. I says, it's one o'clock in the
morning, people are trying to sleep. And a couple of days later,
I went to Ada's kind of sheriffs department and talked to one of the commanders
and he says, I don't know. He said, I guess we could
look into it and get back to you. And they never did. Well,
you know, again, there are degrees of enforcement and opinions on what
she should be in forced. We all have them, and I know they
have it. You know, they have a thankless job sometimes and it's hard
for them to decide what to respond to and whatnot. But hey, you
know what, look at we all have our opinions. It is a tough
job. I'm not down on law enforcement, I really am not. But
in some cases it's pretty clear when they handled something improperly. Samantha. So
let's go back to this apartment thing. She pays for parking. What I
want to understand is this, If she pays for parking, how did it
happen that she got told explain that? Are you there? Yeah, go
ahead, sand She was not parked fully in a marked spot. Okay,
so you say there aren't enough spots and she wasn't parked in a marked spot.
Where was she parked? That's where the problem is. I don't actually
know. So if she was parked somewhere that was impeding traffic or anything,
or even anywhere outside of assigned parking, even though there aren't enough spots,
I can see why she was told that that wasn't improper. Now, what's
improper is the whole thing. If truly they don't have enough spaces, that's
improper. But they're two separate issues, you see what I'm saying. I
do, I do. The solution they gave her today was to have her
buy the seventy five dollars spot that puts her further away from our building.
But you know, apparently that spot would be more guaranteed. Yeah, let
me ask you something. I think this place, God, I don't understand.
Don't they limit the number of cars people can have? Do they have
guest spots and owners? They should at least they should at least have,
you know, visitor parking as opposed to people who live there? Do they?
They do, they have visitor parking, but I think, uh,
those spots aren't available either, and visitors have to pay to park as well.
And I think that's four dollars a night or eight dollars a night something
crazy? So but how many times? Okay? But why if she doesn't
park there, Let's say there's nothing available. If she doesn't park there,
what does she do? In other words, where would she park? She
said she would have to park half a mile away and just walk home.
But I don't know. Oh my god, has she considered maybe finding another
place to live? They? Yes, her and her sister their roommates there
there. They've already let the complex know that they won't be renewing their leaves.
Unfortunately, their lease goes through until November. But yeah, they might
let them out early. Did they ask if they could get out early?
I don't think they have asked. I think, you know, there's they're
pretty mad still because they're you know, they're young, and they're I don't
I don't blame. Here's here's what I say, though, Samantha, this
is really important if you could actually show somehow, and I don't have the
staff to do it right now, but if your daughter or somehow could show
that there are literally not enough spaces for what they sold, that could be
a problem for them that we would look into. But I don't know how
we get I don't know how we get access to those records, but if
you could show that the people who actually paid outnumber the number of spots,
that would be so fraudulent. I mean, that would be so wrong.
I I would if that ever happened, I promise you I would take up
your mantle. I would take it up and go run with it. One
of the things. There's got to be something you can do. I mean,
I don't know if there's a law against it, but it's certainly pretty
crappy. And I'm marking this down. If you call us back, Samantha,
I don't know how you would get that information, but it's definitely something
to consider. Frank, what's going on with you? Yeah? Hi,
Tom, enjoy your show. I listened to it two or three times a
week, and I wanted to give out some serious kudos to fix it.
Twenty four. What happened? What's going on with them? Well? Everything
good. I found out about them on your show when they offered kind of
a special for cleaning and so forth. Yeah, a deep clean check in
tune right exactly. They came out and they gave me all the details.
And I have a furnace it's almost thirty years old. Air condition that's twenty
holy crap, and thirty years old. Now listen, I thought, I
don't even know what you're going to tell me, but honest to god,
you really need to consider again. I don't know what this calls about,
but you ought to consider replacing those just to save money thirty and twenty yearslf.
But anyway, go ahead. That's what I did. I called them.
They came out. We worked out a price that I thought was fair,
very professional, a couple of young guys and put down matting over the
carpets and the hard witch lores, so any issue. The furnace was in
the basement, and it was a tough Did you go with a regular efficient
or super efficient? Uh? Regular and it's brand new stuff? Good?
No, no good? Sometimes sometimes it doesn't. Sometimes it doesn't pay to
go the extra because of the because of your house, if your house is
old, or how old is your house. My house is about twenty five
years old and I've lived in it for twenty. But just exemplary service.
I'm glad you're I'm really I'm really glad you're happy. And I really appreciate
you taking the time to call three h three seven to one, three eight
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nine two zero sixteen twenty two. Hi Tom Martine here three seven one three
talks seven one three eight two five five. Welcome to the show. Finally
room to breathe the people. We've had so much going on on the show.
We talked about leases and a lot of people appreciate it because this guy
speaks with no fork tongue. It's true, Kevin, I'm getting more and
more people, and I don't know why they get warning lights, and they
want to know can they pop by? And what happens with a warning light?
Can First of all, when an engine light goes on, can that
ruin your car if you keep driving? Yeah, especially if it's blinking or
you know, but any any light is there for a reason. You got
to treat him seriously. We wouldn't the car. The newer cars go into
a limp mode before you can destroy them or not. Yes, and no,
I mean sometimes they will, but I mean you're you're you know,
different driveability, So you get taken life off your catalytic converter, shortening the
life span of other parts. It may not be immediate damm it, but
it certainly not good to keep going. What do you find them most common
reason for a check engine lene really gas cap? Gas caps up there?
Yeah, it's it's definitely part of it. You know, they tie so
many systems into it anymore. It could be almost anything on these newer cars.
But yeah, vacuum leaks, you know, different evab in the in
the gas t It's typically all related. Now, I'm gonna ask something of
Bob, who's here for releases? I think I've always said a good indication
of cars that hold their value aren't leased people. Because the leasing companies are
not stupid. They put a residual on that car and a percentage of of
MSRP as a guide. Let me tell you what that means if you're going
out to lease the car. There are charts that a lot of these guys
like Bob Ughs, and what it shows is certain leases and the percentage at
the end of the lease. Right, it's called the re it's it's just
a chart. I don't know what they call the chart. But man,
if you get a hold one of those, even if you want to buy
a car, they're a great indication of what cars hold value. Because if
they're putting their money where their mouth is, these guys and they're leasing cars
out these giant companies, they know not to lose money. So the best
residuals when I looked last time it has been years since I looked at a
chart, was fifty percent. Are there ones that hit higher than fifty percent
residual? Sure? No, the you know, the Asian cars, the
Toyotas, the Hondas tend to have better resale value, so they'll have a
higher residual value. How high will they go above fifty percent? Ever?
Oh, sure, meal depends on the term, but sure there's some in
the sixties. Really, for a while, Tacoma's were what rod probably in
the seventies, Are you kidding me? Yeah? Back in the day you
only had to pay thirty percent, right, But back in the day,
you you would have a brand new Tacoma with two hundred or two hundred and
fifty bucks a month on a lease. That's that's how strong the residuals are.
So how do little luxury cars Mercedes BMW, what are the other words?
How do they do when it comes to the residuals? Not? Well,
you know big luxury cars, you know, the expensive ones, they
have more room to depreciate, so they could be thirty five forty residual.
Oh that's terrible. That's when the manufacturers come in with incentives to help offset
that, because they'd be very expensive to lease otherwise. How about EV's good
question, So you know many of them, Well, we do. They
they're dropping hard. I think the hype and the excitement is it's gone right
now. But they depreciate a lot. Oh yeah, oh yeah, So
the only way I'll put someone in an ev is if they lease it because
they haven't out at the end of three years, you know, because because
if you own that car, you're stuck with the market value. And if
you look at even just like teas today, I mean they're dropping daily because
Tesla lowers the price on new ones, which affects the used one. Hurts
put a bunch of them for sale, and so there's a lot of used
Tesla thes and a lot of used electric cars right now. So the manufacturers
have some really good leasing on a new EV. I mean there's like the
Toyota BZ whatever it's called. I mean, you can do one of those
for three d I hear. I heard this all the way around, that
the EV does. The EV demand is way down. I don't know why.
Is it because there's way more offerings and the demand is spread out,
or is it because fewer people truly which one? Is it? Because I
think I think it might be because there are so many of them out there.
Well, I think people are scared of you know, the range,
you know, the future over them, the batteries. I think there's just
a lot of unknowns at this point, so love them. So the people
don't have one, but I love the idea of them. Well, the
people that got them early it is because they wanted them. The rest of
the people are saying, let's see what happens, right, and the incentives
are are definitely pushing the to the point where it's almost undeniable because I'm getting
a young person, not a young person, a person an ev and it's
eighteen thousand dollars off from the state and the federal and all the incentives that
are there. So all of a sudden, she was upside down. Well,
now I can cover a lot of that. So where does some of
these come from? I know you have state credit, do you? I
thought a lot of those credits went away, not all of them. There's
a lot of If the car was built in America or has a manufacturer here
in America, the benefits are still there, the incentives are still there.
But if I've heard, for example, you don't get a federal tax tread
anymore with a tesla, is that true? There was? You know,
I'm not sure, because they had a certain amount of money they were able
to use in that at all. That's exactly what I was thinking that the
more successful, the sales were the less incentives are available now because they ate
a month up. But in any case, I do you see the trend
though? Don't you see it's not gonna go back? It's you know,
or do you think they're actually what do you think is gonna happen with the
EV market? Guys? Well? What people? What do you think?
I mean? They like right now? Are hybrids or plug in hybrid I
hate them because you'll never be stranded on an EV. I understand, but
you know that's the worst of both worlds. You don't have a great gasoline
car and you don't have a great electric car. To me, it's like
you're not gonna get the acceleration and the wonderful performance of an electric. You're
not gonna get the acon. You have two systems to maintain, still have
to change oil for gods, I mean, the whole idea for me to
get away from a gasoline car's no maintenance. My son's car literally has no
maintenance. It's amazing to me. It's amazing he's had it, and I'm
wondering, when do you do maintenance? What do you do? There is
no maintenance, hardly hardly. I mean, you still have dan shocks,
right, you still have suspension components. Yeah? The breaks right? Well,
yeah, the breaks never you never use breaks. I know a guy
who went one hundred thousand miles and never changes the breaks. Well, because
it breaks every time you take your foot off, exactly. Well, you
know my Hyundai came with one hundred thousand miles or ten years of the battery.
You have a hybrid, right, no, I was you got a
pure one now? Oh, very cool man. I'm proud of your seers
that. I thought that was a pretty good deal on the bat and you
got the charger put in yet it was already fiddle into my house, see
plugging in every night. Just plug it in. It's got some good acceleration.
The worst of them have the best accelerated, right, you know,
compared to my Super Bowls? Do you love it so far? Yes,
it's only a week old, Tom, Wow, that's cool. I think
it's a comfort thing. Do you like buying them because their hands off a
little bit? Yeah? I don't like bacons anymore. I like the comfort
of knowing that I won't be I won't give stranded. But why do you
feel you're gonna get stranded? That's the point First of all, I don't
do road trips. Do you do road trips? Oh yeah, I go
to the mountains, but there's plenty of power to get to the mountains in
back. Well, it changes so rapidly though, right, I mean,
if you go on a warm, beautiful day, you might do fairly well,
but you're still going up at that hill, so your your miles will
drop quite a bit. But what happens if you throw in the cold temperatures
it will change drastically. Well, I go up to the black Hawk a
lot, and I'm when I go up to the black Hawk, I use
eighty miles forty there are forty back, which was basically nothing. M hm.
So as long as I have, you know, one hundred hundred and
ten miles on my battery, I don't. That's the one furthest place I
drive. Well, More and more places are getting chargers, right, And
I think that's it. It's all helpy, it's all helping. What I
don't understand, though, is the idea of well, no, I do
understand. So the colder, the more it eats up. So even though
you say you have a range if such and such, when it's cold out,
the car doesn't adjust and show the proper range. It shows the range
for the conditions or does it just show the raw range? Do you know?
I think it's constantly changing and updating itself as you're driving load. Some
EV users to call us. We got a lot. I mean, there's
got to be a lot of EV people around, right. The other thing
that changes is if you put on the air condition on any loads, the
expected miles go wrong. Yeah, all right, we have more coming up
on the troubles. Should have showed three oh three seven one three talk seven
one three eight two five five. By the way, eight eight eight Heating
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Help. You'll think you're his only customer when you choose Frank durand the real
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two zero sixteen twenty two. Hi Tom Martine, your troubleshooter three all three
seven to one three talk three all three seven one three eight two five five.
Goodness, gracious have we had a busy day? Kevin Colkin, Uh,
let me go to my text. We have some service questions. We
talked about engine lights. You said it depends on what it is. It
could be serious, could be not. I mean, so does it always
throw a code the code reader? Well, if the light is on,
there's a code. Now Here's what I want to know. Why don't they
just build the code into the car. Why do you have to have a
reader. Why doesn't it just Why can't an owner access it and a mechanic.
Why do we have to have code readers at all? You don't need
it. You really don't know because it could be right on the dash and
you could go to the error code and it tells you exactly what to look
for. It can self diagnose. Yeah, but we don't want people fixing
our own stuff. That's why. Okay, yeah, so you want to
go to they want you to go to proprietary. We can't access all.
They want you to go to a dealer and then a mechanic. So you
have code readers, yep, and exactly we're out of time. But the
code reader it doesn't tell you exactly what's wrong, just the system and a
small direction in the system. I'm Tom Martine. You're learning a lot of
car day. You can call about anything. We have another hour to go
three oh three seven to one three talk seven one three eight two five five
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two rift needed so you don't have run ins as we call no shoot,
it's gonna help come Man Dick is the Troubleshooter Show. No Tom Martino,
Hi Tom Martino here, Welcome to the show. Three oh three seven one
three talk three all three seven one three eight two five five. Man an
eclectic for a variety of calls on all kinds of topics. Now our lines
are open for the first time today three oh three seven one three talk three
all three seven one three eight two five five. And I think having card
Day Having Bob in was a great edition. Bob Perry is a leasing expert
without the hype and man, he just has straight talk here. And I
want to go over for people listening the basic reasons people lease. But I
want to go over the parts of the lease. You have cap cost.
Bob, let's talk about the cap cost. Top line is cap cost?
What is that? So that's basically the selling price of the vehicle. And
you know all funding sources. Leasing companies have what they call an acquisition fee
to manage the lease over the term. So it would be the selling price
plus the acquisition fee. Yeah, it's for doing the deal. Now,
now with the acquisition cost and the cap the capitalized cost, that's what they
bought it for. That price should pretty be close to market of what you
can buy it for if you went out to buy a car, right,
you don't want to pay You don't want to pay substantially more. No,
you shouldn't, right, And the mistake a lot of people make is because
the payments turn out to be lower, they sometimes the acquisition turns out to
be higher. So, because if people compare monthly payments, you're going to
be if you did a great lease and a great purchase, there would still
be a big disparity in payment. The lease would be much lower than buying
because you're only paying for the part of the car you're going to use.
So, because we is that some unethical leasers, in my opinion, or
lease oars or salespeople, they will pack that payment. They will get you
to buy more than you need and you're still comparing it to buying, so
you're thinking, well, it's still lower than buying, but you sometimes take
all the benefits I believe out of a lease by packing it. Now you
have the capital cost acquisition fee. Then you have subtractions from that. Yes,
what would you subtract from that? Any incentives that the manufacturers offering would
be a cap reduction, any cash that the customer wants to put down themselves,
gap production. If you trade in an owned vehicle that has equity,
you can use that as a gap production. So any of that would reduce
the cap costs to an adjusted cap. So that would be after all the
deductions. Now you have an adjusted cap and they don't simply divide that up
and with interest. Why do they not call it an interest rate? Why
do they call it a money factor? Well, because you have to relate
it to the cost of money. So if you used an interest rate,
it'd be like buying the car because you're paying seven percent of what number because
the lender is out of pocket the full amount until the end of the lease,
and you either give them the car back or you buy it, so
they're out of pocket the full amount until the lease is up, So they
use a money factor so that it equates to an interest rate, But if
they charged you the same as an interest rate, you'd be buying it.
So it's just based on what they have to carry. So the money factor
is based on the entire cost of the vehicle. Yeah it is, yes,
but you know the tell me, tell me in a three year lease.
Okay, in a normal and there's no normal, but you know what
I mean, and a typical three year lease with moderate mileage and all that,
what would the money factor add up to be you mean to do an
equivalent interest rate or yeah, kind of about the same as what it would
cost to borrow the money. I mean, you're not borrowing it on just
what you're what you're using. You're borrowing the you're paying that paying it on
the whole amount, correct, because they're out of pocket the whole amount.
But the biggest part of your payment is depreciation. So from where you're adjusted
cap to the residual value is your depreciation and that's the biggest part of your
least payment is depreciation. So cars, if you had like we talked about
earlier at Tacoma, if you had another car that was an equal MSRP to
the Tacoma and didn't have as good a resale, no incentives or anything.
The car with the lower residual would have a much higher payment, of course,
of course, So okay, I want to go to the phones here
about somebody else Forrest wants to comment on that Adams County thing. And I'm
going to say this in just really a couple of sentences. A stolen truck
was found. A guy had pictures of his truck, he knew it was
his truck. Adams County ran the numbers, said it wasn't stolen. Uh.
Brighton police showed up too. They let the guy go. The guy
had been smoking dope in his truck and and he and and by the way,
we're positive it is the stolen truck. But because they ran the vin
that was in the windshield, they didn't look anywhere else. Even though this
guy had forty pictures of that car when he owned it, they didn't look
anywhere else. They let him go. What is your comment for us?
I had a trailer stolen out of Lakewood a little over a year ago,
and I put a posting up on you know, one of the website for
stolen vehicles and that offered a reward. Guy sent me picture of what he
could see of trailer and they had hail on it and a broken marker light,
and it was exactly. I knew that was it, ninety percent sure.
So I go and I'm sneaking in. He's sitting sneak in his backyard
and the neighbors to peek over to make sure it is it. It's it,
Yeah, I know it is wow. And so so I go and
I called Adams County Sheriff and I'm just scanning, you know, right near
the property. And they said, well, can you come down to our
headquarters. So there's only two three blocks from Adam's Carny Shafer's headquarters. Yeah,
and so there's three or four officers to meet me outside and they they
said, tell me, well, that's the code fifty property. We can't
go in there. What does code fifty mean? I don't know. I've
been trying to figure it out. I asked them, Now, I don't
know what that means, but I said, you know, I mean,
if you're not going in there, I'm going in there. That's my trailer.
Yeah. Oh did you ever go in there? Oh? Yeah,
I mean then they're they're him on him. Then they finally go in and
they do the van and there's the truck hooked up to it and oh no,
the VN it's not Did you ever get your trailer? Bro? Yeah,
I finally got it. So they opened it up and inside was a
Harvey Davison that was stolen that they could prove a stolen. So they decaid
to take the whole thing to their storage lot. And four days later they
they said, let's this, this is yours and we need you to meet
them there. Did they listen? Let me ask you something. Did they
uh do a uh an arrest of any kind? There? It's a weird
property. There's a bunch of you know, there's eight people that they had,
you know, you know, so they never made they never made an
arrest, not that I definitely heard it. All right, Well, I'm
telling you, man, it doesn't surprise me. My god, are we
What have we done? What have we done with our our new attitudes about
crime? And I don't know, God, I never thought we'd get to
a point where crime is acceptable? Mark, what's happening? Mark? Yes,
Tom, what's happening? Well? You had said you wanted to talk
to somebody who was an EV owner. Yes, what do you own?
I owned two Tesla Model Wise and have had three of them since over the
years, since twenty twenty. Do you absolutely let me ask you something?
Do you absolutely love it or not? Yes? The cars are fantastic.
I can give you the good and the bad about the experience over the four
years. Yeah, I'd like to know. Yeah, I'd like to know
the bad first. What are some of the bad things about owning those?
Oh, there's nothing bad about owning them, a about buying them and spince
Tesla has played around with their pricing. Let's just say that the cars are
great, but the but the way Tesla markets them. We had one where
the reason we've had three is we had one. It was fantastic and we
bought that when they were fairly expensive. Then we uh when the even when
the credits started coming in there was a credit for Colorado and also a credit
for the Feds. We decided that we could literally sell the one we had
and buy a new one and it was almost a wash. So we did
that and what we were going to do then and then when my wife said,
you know, I want an EV also, we ended up keeping the
one we were going to get rid of, so we ended up with two.
Then when Colorado came out with oh and on that one, the credit
was seventy five hundred when we ordered the car, and this wasn't the fault
of the salesman. He was saying what he thought was correct. But then
when the passage of the legislation, you had to pick them up before January
of I think it was twenty twenty three. So we said forget the order,
and then Tesla came back and said they would give us the seventy five
hundred, which was fine. So we did take the car, but then
a week later they dropped their prices thirteen thousand, and they knew that was
coming. Gole, you know so, but the car, the car themselves,
you love, yes, and you were worried about rain. Let's talk
range. We We have a house in Highlands Ranch and also a home in
Glenwick Springs and we go back and forth at least once a month, maybe
more. Not a problem. It doesn't matter if it's cold, if it's
hot, you're going up the hills and stuff. I use approximately seventy percent
of the battery doing that, and it doesn't seem to make much difference whether
I'm doing it in the winter or the summer. Now, that's seventy percent
for each way, No, thirty, No, seventy five percent? Round
of wow? Yeah, wow, you can do that on one charge from
home? No? No, seventy percent one way? Oh okay, okay,
okay, seventy miles and I'm using seventy percent. The car is rated
for about three hundred and fifteen miles. Do you ever really get three hundred
fifty Dean? No, I and I have careful track. I think I
get around two seventy five in the mind. Tell me why there's a discrepancy
from the range to what people actually get. There's a couple reasons. One.
First of all, the car manufacturers don't rate their own cars. The
FEDS do. So that's how I understand it. And I could be wrong,
but that's what I had heard, that they don't rate them themselves.
But it has to do with going up hills. Am I using air conditioning?
Is? Am I? Do I have a heavy foot? Right?
If I'm driving five miles an hour in California on flat mountain ground, maybe
I would get close to what the maximum range is. Okay, is I
always wherever I'm going, I leave myself with ten Okay, okay, Now
have you noticed savings operating an ev Oh? Absolutely? Okay. We've had
three three vehicles, one so we've had figure had one since twenty twenty and
another one since for another year and a half. I have not spent anything
on maintenance, well, other than I think I bought a filter for you.
They have a filter that you replace for the cock painting cooling. Yeah,
well, thank you, Mark, I really appreciate that. Now if
you had, you know, hold on, I want to highlight the benefits.
But Jim has a code. We'll look up P two two six three.
We'll come back with that, Jim and more. Right after this,
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You'll think you're his only customer when you choose Frank durand the Real estate
Man dot com to list your home with Remax Alliance three oh three nine two
zero sixteen twenty two. Hi Tom Martino here, Mark's got to comment on
EV's what's going on? Mark, Well, you would want to know about
having, you know, the fear of running out of charge. And I
guess that that's one thing Rodney said, he said he wants, or somebody
said they want the comfort of not worrying about it, because we know that
no matter how low we run on gas, we're going to find a gas
station. And true, but what about go ahead, Mark, tell me
about it. Okay. Last year we took a trip from Highland's Ranch to
Los Angeles, Oh back, good, Okay, okay, and had absolutely
zero problem keeping a charge on the car. Now, I can't speak for
other manufacturers, because you know, Tesla has proprietary charging stations which were as
long as you know, as long as you're on an interstate, you're never
going to have a problem. Now they are starting to open that up.
I think, if I'm not mistaken, scored in another year is going to
start using the Tesla plug. Now, hold on a second, I want
to ask you something Mark said when he has been on a long trip that
it will tell you where to go and when to go, and they make
it so you're not charging full tilt every time, you just go and and
and they try to mimic a fuel stop. That is correct. The cars
are you can obviously charge them to one hundred percent. It's suggested that for
especially for every day driving when you're at the house and most people that are
going to have one of these are going to install a charger, but they
suggest going to eighty percent. We usually on the road were higher than that,
just for okay, but when you're on the road, they tell you
when to stop, even though you're not near down, but they have certain
they try to keep those stops. What ten minutes, No, I would
say, your stopped, and it's usually at a place like a gas station,
you know, right next door, so there's always a bathroom and there's
you know, the same have as at a gas station. And I'd say
that that I didn't find myself that we were doing a ten minute It was
usually about a twenty minute stop, okay, And it wasn't. It really
didn't feel much different than when I when I drove a gas powered car to
California. You know, it's about the same amount of stop now here's what
I want to know, though a little long, maybe a little longer to
charge it. Now. The nice thing is, you know, not speaking
of trips, but for every day, it's just fantastic driving. We drive
into the garage and I plug in on and never a gas station. So
that right now? What about what about like finding chargers crowded? Did you
ever do that? Never? I never drove into a charging station where there
weren't charge. More and more cars get on the road, that's going to
change. I mean, when you think about the massive amounts of chargers they'll
need. I see a time when I think the vehicles are going to outnumber
the infrastructure. You know, that's very well to be I'm going to be
honest as a Tesla owner. I wasn't real happy when I heard they were
going to open it up to other manufacturers, because of course that could happen.
But you know, if you have gas stations where you have what a
half a dozen pumps and they're all being used, there was one. Usually
the charging stations have eight to twelve, at least on the Tesla chargers.
We went to one that I swear had one hundred. It was like it
was a big lot, and they had just charger after charger. One of
the things that Tesla did and the reason they were so successful early on,
is they put in the infrastructure for charging these cars before they were selling a
lot of them. So their infrastructure is there. And I never was at
a Tesla charger that wasn't working. Now I understand with the with some of
the others to checkpoint, and there's a few other ones that a lot of
times you'll pull in, yeah, and they won't being and that could be
definitely. Can you use other Can you use other ones? Do you have
adapters to use other ones or only Tesla? I can use anybody's. Okay,
thank you. By the way, Mark, I really appreciate all the
information. He's an actual EV owner with a long time experience and multiple evs.
All right, three, all three seven one three? Talk? What
is this? Jim? This code on a two thousand and seven accurate RDX.
Did you look it up, Kevin? That code? Yeah, it's
a fairly common code for what is it? It's in the turbo something either
the turbo or the waistgate. It could even be a bad air filter.
It it has to do with the flow of the turbo Jim, is that
the code you're getting? Yeah, exactly a little background, Tom, I
inherited this car from my brother when she died. It's only got one hundred
and fourteen thousand miles on it. Wow. It started to throw this code
and I reset it just to see if I could be said, and it
comes back. I do see that there's this little in the in the VGT
Wastgate area. There's a part there that can wear out and get elongated.
And some people, based on what I've seen on YouTube, ever placed that
and that's solved the problem I hadn't heard of. I hadn't thought about the
air filter. I might replace that and see if that helps it. Any
one of those figure out, well, is there any driveability issue or just
an error just the air code? But and how do you know is there
a light? Because how do you know what the code is? It's it's
an idiot like that comes on it says check emissions, and then and then
you have a day you have a data reader. Yeah, I've got a
code reader, and so I read it. Okay, cool, Now,
I'm just I would say that's something where you could drive by. Can you
can eyeball that? Right? No? Something you gotta you gotta take some
components to theate and get to it. What do you do for a basic
diagnose diagnosis like that? Usually is it shop time. It is basically shop
time. It's typically an hour to get down to it. You know,
you got to put the intake in the hoses and different things to get to
the wastegate and see if there's excessive play or just the block heads of some
kind or Yeah. It could be simple, it could be very expensive.
It's it's a very generic code for that system. I'm thinking about trying to
sell this because it's a third card for us. I'm not sure it may
pass emissions. I don't know if the emissions I don't know if the current
emissions testing. If they see an idiot light and the gauge step, you
know, if they'll fail it or not. I don't know. I've always
felt it as long as you're honest with people, you can sell it with
anything. Yeah, but they're gonna want to know what it is. Maybe
yes, maybe no. I mean tell them it's a turbo code. Man.
I have a problem with the turbo, but I've got to uh,
yeah, in a turbo, it's not worth replacing the turbo. It's the
car is not worth the cost of a TURBOI turbo is like six or seven.
How much is the car worth? Uh? I think about thirty five?
Go with a sure thing Denver's best roofer Excel Roofing dot com. You
don't pay a cent until you're content. Time for an insurance checkup free no
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find out now three all three seven seven to one help. You'll think you're
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list your home with Remax Alliance three oh three nine two zero sixteen twenty two.
Hi Tom Martino, you're a troubleshooter three all three seven one three talks
seven one three eight two five five. Vance wants to talk about a vibrating
and not in a good way. I'm sure get us small. I have
some vibrating seats that I really love. I had one. They gave me
back massages. But you don't want them coming on if you if you don't
have one of those seats. What's going on? Vance? Well, I
had. I had some shimmion going on at sixty sixty five miles an hour,
and so I took it into breaks plus and it was CDC joints.
They showed them to you. They were damage and they were leaking. This
is a sixteen scion, right, who makes Sion is sim Sion Toyota.
I think Toyota Toyota kind of handled it. You know, how did they
handle it? Different one they sold at their showrooms. Oh okay, I
know, I meant okay, So anyway, what happened then? Well,
now it's a vibrator about twenty to twenty five, so it took care of
the high speed. But it wasn't doing this before I put those CBC joints
in two breaks plus and now there's a little shimmy. You could feel it
through the accelerator or even a passenger rid around twenty to twenty five miles an
hour. Maybe it's a bent rim or. But you know everything's been ballos
through discount. All that's been checked out a couple two or three times actually,
so I don't know if I need to get a set of rims and
tires and just really I think you'd feel the vibration wheels and tires more at
a higher speed than lower speed. It sounds more to me like, Yeah,
I would look at motor mounts and training masks that they may have taken
loose when they did the axles. They do that for that underneath the car.
They sometimes you have to you have to you have to loosen stuff up.
You have to loosen the control arms, you know, to get the
axles out. Yeah, so I would definitely revisit what they had taken apart
for six plus is pretty pretty reliable. I've had some you know, I've
had really good luck with them in the past. What if they thought about
the vibration they don't know, they thought it was maybe a bent rim.
No, I don't think that would be that would show up in a balance
through discount, wouldn't it to balance it? Yes, yeah, I'm sure
you checked the tires. I'm sure you checked the tires after you got the
CV joint three place, right, make sure they're bolted now, I mean
to properly, yeah right right, Well, if discount balance, then they
I guarantee. Yeah. Yeah, Well, you never know. You go
from Sam's to discount at different places, and you wonder if they torched them
right in the first place, because that's pretty you know, they all do
it a star pattern, you know, criss cross. You know, they
can damage those wheels, I guess. But long story short, Uh,
it's just vibrating now at a different speed. So I'm going I don't know
what to do at this point other than trying maybe tires and wheels. But
yeah, but that shouldn't have changed. That shouldn't have changed from putting CVS
on. So you got to go backwards and see what happened. That's that's
where everybody gets to try to reinvent things. You got to go backwards.
And I did go in there, and uh you get to get a second
opinion. Yeah, get a second opinion, would you use Yeah? Yeah,
where are you located? Bro? I could wrap a hole pretty much,
you know what. I always say, it's well worth the drive when
it comes to stuff. But now for vibrating though, is that if it's
part of the physical drive train not the drive what do I'm saying that the
suspension suspension drive trains a lot of drive over at KIMMERA transmission could look at
that too, and that's over at Jordan and a wrap hole roughly is that
far from you. I've been in be Bore. You guys recommended. I
took a friend's car in there for that. You're right, those guys are
good. I probably should go in there. Yeah, yeah, either one
you know or and we have others on a res huh Kimmer transmission k I
m m. What's that? Sing? The transmission issue? Though, you
don't think that's an issue? Oh no, No, they do other stuff,
yeah for this if it has to do with you know, the wheels,
the axles, the you know, the ball joins, the suspension,
the transmission, all of that. I mean, he even does other things,
but that's mainly his FORTEP three oh three seven one three eight two five
five. We have a comment though, So Jay, what is your comment
on the vibrating car? Hey? Tom? The fact that it changed from
change speeds if it feels the same. Here's the problem with CD axles.
There's nobody that remanufactures them wealth No, So if you don't buy factory ones,
you're you're just shooting craps some really big time. So if they're brand
new, then that's probably not it. But if they're a reman, and
I bet they are, Yeah, they're probably still a problem. Okay,
very good observation. Again as always, man keep the comments coming, more
coming up. Go with a sure thing Denver's best roofer Excel Roofing dot com.
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two zero sixteen twenty two. Hi Tom Martine here three oh three seven one
three talk through a three seven one three eight two five five. So we
learned about leases? When should you not lease? Rodney? You can weigh
in on this too. Jfar Cars. He brought in his buddy Bob.
Bob is over there too. And I am at what percentage of people lease?
Do you think? Just gut from what your customer base, I mean
mostly new cars, I would say forty to fifty, so about half of
the people lease. I don't see. I don't see a downside to a
lease, but there must be people should not lease. And I'll tell you,
let me take a step. If you're not going to live by the
miles and not keep it, if you're going to turn it in early.
I don't think it ever pays to turn a lease in early ever, So
if you're not gonna live to the terms and conditions, don't lease. Would
that be good good advice or not? I think you're a hit it right
on the head, Bob. Are there other people that should know? Well?
What do you think? Least? So? I mean, you know,
miles are a big part of leasing, but they're also a big part
of driving a car. So if you drive a lot of miles, cars
depreciate more. But if you drive, you know, too many to write
into a lease, you probably shouldn't lease. But most leases will allow you,
say up to one hundred thousand miles on the Yeah, but on the
car, then you kind of defeat the purpose of that lease, don't you.
Well, I mean again, miles depreciate cars, So if you own
that car, you're gonna lose a lot of money on it just by driving.
Okay, So you're saying you'll lose it no matter what, whether you
drive or lease correct, and so you know, again lisaes have an end
to them, so you know, it's hard to sell a high mileage car.
And if you you know, if you have a car that maybe isn't
a real strong car in the market, you have an end on a lease,
you can turn it in. Can you explain the difference, because I
get confused an open end and a closed end. What's the difference? So
an open end lease is really for commercial use, so you know it's it's
business use. What does this? What does it mean? Open end?
So the less he is responsible for the residual value. Because let's just say
you have a construction company and you're leasing trucks. What's average wear in tear
in your mind versus the lender's mind. So what does that mean at the
end you negotiated. No, you're just responsible for it. So usually a
residual is more conservative on conservative on an open end lease because of wear and
tear, and so the less he's responsible. So if you turned in a
vehicle it had an open end lease, you're still responsible for it. So
the bank or the lender will get three bids on it. And if it's
worth less than residual value. It's not totally subjective. It's based on three
bids correct if it's closed in. So closed in is what most consumers are.
So you know you have a fixed purchase option, and you also have
terms and conditions, so you're not as possible and the only thing that can
penalize you is maybe excess miles, excess wear and terror. Yeah, okay,
I'm Tom Martino. We're out of time. Don't forget shared at auto
tech dot com, j f R cars dot com, uh and call three
Oho three Martino twenty four to seven for help, information and referrals. And
remember save all your problems for me. Let me get to