WEBVTT 1 00:00:00.320 --> 00:00:04.519 Oh baby, it's Friday, all right, man, Friday is here now. 2 00:00:04.679 --> 00:00:09.080 If you are smart with your money, any Friday could be your last 3 00:00:09.119 --> 00:00:12.880 Friday. You can retire forever. That's why we're at the Paragon Place here. 4 00:00:12.919 --> 00:00:17.679 This building is next to PF Chang's at Mercurial Wealth Advisors. We'll be 5 00:00:17.760 --> 00:00:21.679 here for the show today, Dwight, because they have a shredding event that's 6 00:00:21.719 --> 00:00:27.559 gonna happen tomorrow. So any of those documents, no red no, no, 7 00:00:27.960 --> 00:00:32.520 I'll be playing Edward van Halen's eruption Wrong Shredding, Wrong Shredding, No 8 00:00:32.679 --> 00:00:36.920 document Shredding. Oh that's from ten to one tomorrow. But right now, 9 00:00:37.320 --> 00:00:39.960 come on by and see us. We're in the lobby. We're gonna be 10 00:00:40.000 --> 00:00:43.280 way too loud in the lobby here, but it's a beautiful building. We 11 00:00:43.320 --> 00:00:48.439 have Krispy Kreme donuts, Man, Krispy Kreme Donuts. We have free coffee. 12 00:00:48.719 --> 00:00:53.759 I got some donuts from Kroger, So come on buy. Mercurial Wealth 13 00:00:53.799 --> 00:00:57.359 Advisors here at the Paragon Place, across some PF Changs. We'll be here 14 00:00:57.399 --> 00:01:00.000 all day. We'll talk a little retiring here in about a half hours, 15 00:01:00.039 --> 00:01:04.280 so please check around, check it out. Louisville's Retirement Coach dot com or 16 00:01:04.319 --> 00:01:07.480 call them. I have a free book for you, by the way, 17 00:01:07.920 --> 00:01:11.519 Retirement three sixty Game Plan by Troy Bolton. We'll talk to Troy here in 18 00:01:11.519 --> 00:01:15.959 a little bit. If you text five h two two seven three eleven eighty 19 00:01:17.040 --> 00:01:19.920 eight two seven three eleven eighty eight, you will get a free book. 20 00:01:21.359 --> 00:01:25.719 I would say if you're our age that you would be in the fourth quarter 21 00:01:25.760 --> 00:01:27.560 of your life and it's time. Yeah, get going right now, and 22 00:01:27.599 --> 00:01:32.200 you don't want to wait to the fourth quarter of your life. So you 23 00:01:32.239 --> 00:01:34.439 know somebody in the thirties, man, get them out here. Well, 24 00:01:34.879 --> 00:01:38.879 I think one of the satisfied things they say is that, And Dave, 25 00:01:38.920 --> 00:01:42.400 you could probably attest to this because we're all getting there right, uh, 26 00:01:42.439 --> 00:01:45.159 he says. The like one of the satisfied things when you actually look at 27 00:01:45.159 --> 00:01:48.879 a person and go, yes, here's your retirement date. Yeah, every 28 00:01:48.879 --> 00:01:53.000 boy twenty third two thoy thirty two, and they're just like, oh what 29 00:01:53.280 --> 00:01:57.000 it's like the realization, Yeah that's the date. I have a finish line. 30 00:01:57.519 --> 00:02:00.359 So basically, what wait till they get on. Yeah, we'll talk 31 00:02:00.359 --> 00:02:04.599 to you about it. We'll talk to them because uh, great insight from 32 00:02:04.640 --> 00:02:07.599 the guys here. Okay, the mercurial wealth managed and if you retire, 33 00:02:07.000 --> 00:02:12.000 if you retired, this weekend, it is a free fishing weekend in Kentucky. 34 00:02:12.159 --> 00:02:15.319 Oh that's a beautiful fish. Okay, so no fishing license. See, 35 00:02:15.360 --> 00:02:19.039 I don't like to I'm not a fisherman, but I do like sitting 36 00:02:19.080 --> 00:02:22.400 on the boat because I've seen fishing shows. They always say this when they 37 00:02:22.400 --> 00:02:25.039 catchment. That's a beautiful fish. Yeah. I just want to be that 38 00:02:25.080 --> 00:02:30.080 guy. Yeah, that's beautiful. How many people weren't fishing because they couldn't 39 00:02:30.080 --> 00:02:32.639 get the license? No, I think that. I mean, of all 40 00:02:32.680 --> 00:02:37.080 the problems we have, okay, yeah, right, all right, But 41 00:02:37.400 --> 00:02:39.719 I thought the same thing. I wanted to be a little cynical about it. 42 00:02:39.759 --> 00:02:44.120 And then I thought, maybe there is a dad and a son that 43 00:02:44.199 --> 00:02:46.479 says, let's just give it a try. We've never been before, and 44 00:02:46.520 --> 00:02:50.199 maybe the kid says, oh my god, I love this. Then they 45 00:02:50.240 --> 00:02:53.599 buy the license because the guilt of walking down my street to our little pond, 46 00:02:53.639 --> 00:02:57.639 and if I if I cast him like, I start sweating, I'm 47 00:02:57.639 --> 00:03:00.039 like, I'm gonna get busted. I without my license, which is O 48 00:03:00.199 --> 00:03:04.680 my word. Yeah, it's such a derent No, I gotta tell you 49 00:03:04.719 --> 00:03:07.280 you're right, David. Let me. You all are barking up the wrong 50 00:03:07.319 --> 00:03:12.039 tree. You will get busted. They will sign you, they will they'll 51 00:03:12.039 --> 00:03:15.560 walk up on you, and they will find you if you do not have 52 00:03:15.599 --> 00:03:19.479 your license. These dudes do not play. What's the fine fifteen bucks? 53 00:03:19.680 --> 00:03:23.520 I don't probably the price of the damn license. But you all are barking 54 00:03:23.599 --> 00:03:25.240 up the wrong tree. These these folks, the what do you call them, 55 00:03:25.240 --> 00:03:29.479 the Kentucky Oh my gosh, hey, Dave, Dad, well, 56 00:03:29.639 --> 00:03:34.400 what what don't freak out? A bunch of black escalations pulled up? Take 57 00:03:34.439 --> 00:03:38.199 it? Oh okay, I didn't do it. Hypothetical Kentucky Gaming Commission. 58 00:03:38.400 --> 00:03:45.520 It was hypothetical, dude fishing telling you fishing wildlife. Keep go ahead, 59 00:03:45.599 --> 00:03:47.879 go out there, take your poll, Go out there and fish and see 60 00:03:47.919 --> 00:03:53.680 what happens to you. That's hot sticky out there. All right? Uh 61 00:03:53.719 --> 00:03:54.560 wait, wait, wait, there's a little bit of an echo out here 62 00:03:54.599 --> 00:03:59.919 because we're in a lobby. Yeah, can I do one thing now? 63 00:04:00.120 --> 00:04:08.240 Batting for the luva bats ray, figure rolla, all right, figure rolla. 64 00:04:09.120 --> 00:04:11.840 Oh, by the way, I've got a bonus joke of the day 65 00:04:11.840 --> 00:04:15.720 for you. No wait, because it's about fishing. Okay, oh okay, 66 00:04:15.680 --> 00:04:18.240 I got you, all right, I got so. A game warden 67 00:04:18.360 --> 00:04:27.680 catches an unlicensed fisherman in the act it happens, bro. He walks up 68 00:04:27.720 --> 00:04:30.319 on him, like you said, you're gonna pay a big fine for all 69 00:04:30.319 --> 00:04:34.959 those fish in your bucket. The warden says, but officer, I didn't 70 00:04:35.000 --> 00:04:39.000 catch these. These are my pet fish, and I just bring them, 71 00:04:39.279 --> 00:04:42.959 bring them here to swim. When they're done, they just jump back into 72 00:04:43.000 --> 00:04:46.279 the bucket. That that's a good story. Quick, thank you, that's 73 00:04:46.279 --> 00:04:48.519 a good story. Quick thanking. Oh really, The warden says this, 74 00:04:48.720 --> 00:04:53.040 I gotta see if you can prove it. I'll let you go. I 75 00:04:53.199 --> 00:04:57.199 skeptical. The fisherman then empties his bucket into the lake and waits patiently. 76 00:04:57.720 --> 00:05:01.000 A few minutes go by, nothing happens. Game warden says, so where 77 00:05:01.079 --> 00:05:12.000 are the fish? Fisherman said, what fish? Ah see he fooled them, 78 00:05:12.639 --> 00:05:16.399 Yeah, see, full of them. But here's the thing, I 79 00:05:16.399 --> 00:05:21.920 think the fish and Game and wildlife. Uh uh, the police are smarter 80 00:05:23.040 --> 00:05:26.360 than that. No they are. I like the undercover ones. Yeah, 81 00:05:26.399 --> 00:05:30.240 they just walk up to you and go, hey, mister, what you're 82 00:05:30.360 --> 00:05:39.920 using their spinner bait or the colonel burns with Uh okay, So we are 83 00:05:39.920 --> 00:05:42.759 at mercurial wealth advisors. Come on, buy and get some donuts and some 84 00:05:42.800 --> 00:05:46.040 coffee if you like. But here's the story why you need to take care 85 00:05:46.079 --> 00:05:49.879 of your money. So the PVA is still reassessing homes, right, that 86 00:05:50.000 --> 00:05:55.439 means more money, more money. We got that too. Then you saw 87 00:05:55.480 --> 00:05:59.720 the story yesterday of MSD. MSD, but that's about as crooked as a 88 00:05:59.759 --> 00:06:01.800 gain. So you can I think you have to have a vote to go 89 00:06:01.879 --> 00:06:08.240 seven percent. So I think the same story was for Jeff's County public schools 90 00:06:08.240 --> 00:06:11.680 a couple of years ago. So now MSD says everyone's bill will go up 91 00:06:12.000 --> 00:06:18.480 six point six point I gotta tell you August first, by the way, 92 00:06:18.759 --> 00:06:24.040 that is effective. August first organization is about as crooked as it gets. 93 00:06:24.800 --> 00:06:28.959 The new money will go to replacing an aging sewer system. Uh. Some 94 00:06:29.000 --> 00:06:31.360 of the sewer systems in Louisville are over one hundred years. Yeah, I 95 00:06:31.399 --> 00:06:33.959 wonder what well they never thought? You know, what we ought to do 96 00:06:34.120 --> 00:06:39.800 is set aside some of our money for preventive maintenance. If some of the 97 00:06:39.879 --> 00:06:45.000 sewers haven't been maintained for one hundred years. I feel like our money's going 98 00:06:45.079 --> 00:06:48.120 right down the drain. I do. Oh. If I wasn't so pissed 99 00:06:48.120 --> 00:06:51.639 off, I would laugh at that. But take two dollars out two dollars 100 00:06:51.680 --> 00:06:55.360 for that. No, that's not a two dollars out of the joke. 101 00:06:55.439 --> 00:06:58.920 Jar, Come on, dude, Come on, mister money bags. Hey, 102 00:06:59.639 --> 00:07:02.720 I'm a trust fund kid. What do I care? Or at least 103 00:07:02.839 --> 00:07:06.720 at least thirty percent of the women in the South thought so in the eighties. 104 00:07:06.800 --> 00:07:11.079 No, I know, I know you're founding the lack of trust fund 105 00:07:12.519 --> 00:07:15.279 more than no trust, no true trust, no trust. All right, 106 00:07:15.319 --> 00:07:18.160 I got to read this. I've been holding all this, as we say 107 00:07:18.160 --> 00:07:20.639 about Dave's jokes that are in the holster. Right, so I've had this 108 00:07:20.720 --> 00:07:26.600 in the holster. I saw this where it is a letter to Anne Landers 109 00:07:26.639 --> 00:07:32.399 in the nineteen sixties, this about Louisville women, as you haven't seen I 110 00:07:32.399 --> 00:07:35.759 haven't seen it. Okay, here we go. Uh so, deer Anne, 111 00:07:38.199 --> 00:07:44.040 Oh, you are usually right, but not always. You said in 112 00:07:44.079 --> 00:07:47.480 a recent column that it's rude to interrupt people when they're speaking. Yeah, 113 00:07:47.519 --> 00:07:51.720 that's rude, and that's really rad. You know, it's awful when people 114 00:07:51.759 --> 00:07:56.519 do that. It's horrible. It is, it's horrible. I didn't get 115 00:07:56.519 --> 00:07:58.480 it for the first one. The first time I didn't get it. I 116 00:07:58.519 --> 00:08:03.759 was like, they're just what the and only a cloud would cut right in 117 00:08:03.839 --> 00:08:11.879 the middle of a sentence. Obviously, don't be fussy, you claude. 118 00:08:11.120 --> 00:08:16.759 Obviously you've never lived in Louisville. All the Native women in Louisville have been 119 00:08:16.879 --> 00:08:24.480 vaccinated with a phonograph needle. That's that's money, that's funny, that's a 120 00:08:26.439 --> 00:08:33.120 yes, makes them talk phonograph. He actually did the motion of the needle 121 00:08:33.120 --> 00:08:35.519 into the arm, all right. They have a habit of ending every sentence 122 00:08:35.559 --> 00:08:43.279 with and which is a which which is a new way of holding the floor 123 00:08:43.720 --> 00:08:46.639 or a neat way to holding the floor? In definitely, both in person 124 00:08:46.799 --> 00:08:50.080 or on the telephone, there's nothing worse than the guy that won't get off 125 00:08:50.080 --> 00:08:52.080 the you know, say all right, and they won't get off the phone 126 00:08:52.080 --> 00:08:56.639 even though you give him the thing all right. So he says, it's 127 00:08:56.679 --> 00:09:01.480 just one endless line of yackety yackety yak, and a person can't get a 128 00:09:01.519 --> 00:09:05.559 word in edgewise. If you think you can change the subject forget it, 129 00:09:05.960 --> 00:09:11.200 because they go on and on until you could just tear your hair out right 130 00:09:11.240 --> 00:09:16.120 out of your head by the roots. All the wil It's very descriptive, 131 00:09:16.320 --> 00:09:22.240 and all the while you're becoming more and more furious because yes or no would 132 00:09:22.240 --> 00:09:24.840 have been sufficient. And then I pick up the papers and I see where 133 00:09:24.840 --> 00:09:30.960 Anne Landers says it's rude to interrupt, signed frustrated and An Landers that was 134 00:09:31.000 --> 00:09:33.480 a national column, right yeah, and Landers it says Louis Louisville women are 135 00:09:33.519 --> 00:09:37.360 little chatty. In the nineteen sixties. My favorite, Missus Landers was a 136 00:09:37.720 --> 00:09:43.919 beaver Cleaver's teacher, Missus Landers. All right, so that's your little Anne 137 00:09:45.000 --> 00:09:48.120 Landers. There do you think women are? It was awfully wordy, the 138 00:09:48.240 --> 00:09:54.240 letter for someone complaining about people. Remember the guy. We did a story 139 00:09:54.240 --> 00:09:58.000 about the guy. I think it was back in January, and I showed 140 00:09:58.000 --> 00:10:01.799 you guys pictures. I asked the listeners look it up because it looked real. 141 00:10:01.919 --> 00:10:05.279 The guy wanted to become a Collie and so he had this fifteen thousand 142 00:10:05.360 --> 00:10:11.080 dollars dog oh outfit made it looks like a gigantic college. And I did 143 00:10:11.120 --> 00:10:16.039 not believe you, right, And and then I went to the website, 144 00:10:16.080 --> 00:10:18.399 and I said, oh my god, that looks like a dog. The 145 00:10:18.480 --> 00:10:24.759 guy's been a Collie in this fifteen thousand dollars outfits since uh since Jane. 146 00:10:24.799 --> 00:10:28.480 You still can't reach getting ready to be about six months now, he says, 147 00:10:28.519 --> 00:10:33.000 Ah, I'm tired of being a collie. Uh. I want to 148 00:10:33.039 --> 00:10:37.120 be a bigger animal. So he's he's not talking about what animal is going 149 00:10:37.159 --> 00:10:39.320 to be. He said it could be a panda, could be a bear. 150 00:10:41.679 --> 00:10:43.559 Jeez, I can't wait to find out. Okay, I gotta tell 151 00:10:43.559 --> 00:10:46.639 you. I'm sorry. I thought that. I thought Dwight was just reaching 152 00:10:46.639 --> 00:10:50.440 for a story. And then I went there and it looks like when he's 153 00:10:50.480 --> 00:10:52.679 laying down the ground, I was like, that's a dog, dude that 154 00:10:52.720 --> 00:10:56.600 when he walks it looks respect and every single dog that came up to it, 155 00:10:56.399 --> 00:11:03.039 it wasn't a dog. Because here's how whatever matter? Are you climbing 156 00:11:03.080 --> 00:11:07.360 anybody's leg keeping it clean? Today? Oh? Are you whoa? Whoa? 157 00:11:09.000 --> 00:11:15.159 Oh what? Thank you? Try? He's like, it's early. 158 00:11:15.759 --> 00:11:18.679 Try, it's cly yeah. Mercurial Wealth Advisors to where we are today? 159 00:11:18.840 --> 00:11:22.919 Go to Louisville's Retirement coach dot com, or if you want a free book 160 00:11:22.960 --> 00:11:26.039 Retirement three sixty Game Planing by Troy Bolton. You can call or I'm sorry 161 00:11:26.080 --> 00:11:31.600 text five O two two seven three eleven eighty eight two seven three eleven eighty 162 00:11:31.600 --> 00:11:35.240 eight. It's a great playbook for your personal and retirement plans. Lots of 163 00:11:35.279 --> 00:11:41.399 people licking eggs in Russia. Here the eggs licking eggs. Here's why. 164 00:11:41.440 --> 00:11:46.679 In Russia, supermarket owners owner has promised to play pay what the million and 165 00:11:46.799 --> 00:11:50.639 rubles? I don't have Russian accent, no blue gen Well, just do 166 00:11:50.720 --> 00:11:56.399 the Ronald Reagan in terrible Rona Riga. Yeah, in Russia, they're gonna 167 00:11:56.440 --> 00:12:03.399 pay what million rubles and they're gonna play Thank you, mad Ronald Reagan, 168 00:12:03.440 --> 00:12:07.440 Thank you. I can't wait to see Dennis Quaid's Reagan that's coming out soon. 169 00:12:07.639 --> 00:12:11.080 Oh no, I heard it about my wife's telling me about last night. 170 00:12:11.200 --> 00:12:16.000 In Russia, a supermarket owners is playing. Yes he is, well, 171 00:12:16.039 --> 00:12:22.279 he's gonna wear lifts that I think Reagan. Reagan's pretty tall. Reagan 172 00:12:22.480 --> 00:12:30.120 was, I'm sorry, pretty tall anyway, the supermarket owner he's promised to 173 00:12:30.159 --> 00:12:33.480 pay one million rubles, which I thought was a lot. It's eleven thousand 174 00:12:33.559 --> 00:12:37.879 dollars to any person that could prove they got food poison from his store products. 175 00:12:39.360 --> 00:12:43.960 Uh. It comes because in the past few months at people have been 176 00:12:43.440 --> 00:12:48.279 hospitalized with food poison. They blamed it on his supermarket, say it was 177 00:12:48.360 --> 00:12:52.679 compromised food. The customers saw a good deal when they see it. So 178 00:12:52.799 --> 00:12:56.039 since then, people who have been buying up all the groceries in a supermarket. 179 00:12:56.200 --> 00:13:01.399 But some other Russians have been going in and licking the eggs hoping that 180 00:13:01.480 --> 00:13:07.759 they would get food poison. Licking the eggs. Is that a band name? 181 00:13:07.799 --> 00:13:09.559 Well, maybe they need to lose weight. It's licking the eggs, 182 00:13:09.759 --> 00:13:15.559 egg lickers. Oh no, licking the eggs. That might be an album 183 00:13:15.639 --> 00:13:18.759 title. Hey yeah, licking the eggs of an album title? Another man, 184 00:13:18.120 --> 00:13:22.759 Hey, speaking of But you're dismissing the fact that they might need to 185 00:13:22.840 --> 00:13:26.279 just lose ten or fifteen pounds in a good stomach virus. No, you 186 00:13:26.279 --> 00:13:31.559 will do that, right, That's what my favorite kickstarted. My doctor, 187 00:13:31.600 --> 00:13:35.039 doctor Scott Young has given me food poisoned many a time. Well, yeah, 188 00:13:35.120 --> 00:13:35.919 yeah, yeah, he's got the law. It's on the lollipop, 189 00:13:37.039 --> 00:13:39.200 it really is. And then the next it's miserable. The next couple of 190 00:13:39.240 --> 00:13:43.120 days but it works down seven pounds, it works. Hey, speaking of 191 00:13:43.120 --> 00:13:50.360 people that eat lick eggs, join Greg Getcher and lots of other car enthusiasts 192 00:13:50.360 --> 00:13:54.799 at the City of Middletown Police Foundation Car Truck and Bike Show is going to 193 00:13:54.879 --> 00:14:03.120 be this Sunday at eleven seven fifty Shelbyville Road. All kinds of awards out 194 00:14:03.120 --> 00:14:07.759 there, Top fifty, Classics, Contemporary, Best, Best in Show, 195 00:14:07.840 --> 00:14:09.960 Best four GM, goes on and on and on. I'll go ahead and 196 00:14:11.000 --> 00:14:13.840 post this flower once to get on my page. But like that word, 197 00:14:13.039 --> 00:14:22.120 what's that enthusiast enthusiast enthusiast. Yeah, he's as baseball card baseball card enthusiast. 198 00:14:24.080 --> 00:14:28.879 He's he's a grass cutting enthusiast. That's just a lot of syllables for 199 00:14:28.960 --> 00:14:33.279 geek, right, Okay, speaking of grocery stores, I never got to 200 00:14:33.320 --> 00:14:37.919 this story I think last week or the week before where they had they they 201 00:14:37.960 --> 00:14:39.879 were solving the crime problem, you know people, they were just shutting grocery 202 00:14:39.879 --> 00:14:43.679 stores down in terrible neighborhoods out west because people just walk out with the food 203 00:14:43.720 --> 00:14:48.720 and the cops can't arrest them or whatever. Right, So what this grocery 204 00:14:48.720 --> 00:14:52.000 store and I think it's a national change. They built a fence around the 205 00:14:52.120 --> 00:14:54.480 entire grocery store, right right, and then one it you have a one 206 00:14:54.639 --> 00:14:58.000 entrance, you know how that little thing it's it's like a revolving door, 207 00:14:58.120 --> 00:15:03.440 but it's metal and it looks like you're at a plant, like a factory. 208 00:15:03.600 --> 00:15:07.120 So one person can walk through at a time, and then they have 209 00:15:07.360 --> 00:15:11.679 and that's the entrance. And then on the back of the grocery store it's 210 00:15:11.720 --> 00:15:16.039 the same thing. You have the same turnstile and one person has to show 211 00:15:16.080 --> 00:15:22.120 a receipt and you get out. And they said, it's basically solved all 212 00:15:22.200 --> 00:15:26.159 the crime. But I said, that's the world we live in now. 213 00:15:26.720 --> 00:15:30.759 There's some neighborhoods. You have to have that prison yard. The grocery store 214 00:15:30.799 --> 00:15:35.159 is now in a prison yard. Don't yell fire one entrance each boy, 215 00:15:35.360 --> 00:15:37.639 That's what I'm saying. But they, I guess they were happy enough to 216 00:15:37.279 --> 00:15:43.600 be able to solve that issue for them. But I thought, that's crazy. 217 00:15:43.759 --> 00:15:46.519 It's like Memphis, Oh, we're way late. Do we go to 218 00:15:46.600 --> 00:15:48.679 count that as the joke of the day or not? No, no, 219 00:15:48.679 --> 00:15:50.799 no, we got time, we got time. No, let's go ahead, 220 00:15:50.840 --> 00:15:56.679 do I got I got a quick one. Okay, okay, hey, 221 00:15:56.720 --> 00:16:03.080 fellas a lot of the wedding family, they tell the same jokes over 222 00:16:03.120 --> 00:16:04.919 and over again. Not me though, no no, no, not me, 223 00:16:06.679 --> 00:16:08.399 but some of my older relatives, like whenever we go to a wedding, 224 00:16:08.399 --> 00:16:11.360 they almost come up and they would nudge me and go you're next, 225 00:16:12.279 --> 00:16:18.840 You're next. Well, that all stopped once I started doing that at funerals. 226 00:16:23.799 --> 00:16:30.720 That yeah, yeah, way thirty first, two thousand and twenty four. 227 00:16:30.879 --> 00:16:36.600 We are at Mercurial Wealth Advisor's free book text two seven three eleven eighty 228 00:16:36.639 --> 00:16:40.240 eight. Just come on by. We're at the paragone place across from PF 229 00:16:40.279 --> 00:16:42.960 Changs and Hurstmore and Chubble Road area, and come by for some free donuts 230 00:16:44.000 --> 00:16:47.639 and coffee. Man Tony Do Write Show with Dave Jennings broughtch by the Kentucky 231 00:16:47.679 --> 00:16:52.480 Office of Highway Safety. Baronels Pizza Baby, It's Louisville style pizza, the 232 00:16:52.480 --> 00:16:56.879 pizza that gives back to Louisville, Indian and all surrounding areas. Susan and 233 00:16:56.919 --> 00:17:00.679 I, we will be getting our Baronel's pizza to night, like we do 234 00:17:00.799 --> 00:17:06.200 every single Friday night. Past several months, we've been getting just delivered, 235 00:17:06.559 --> 00:17:11.880 but dine in carry out or delivery. It's always delicious, is always the 236 00:17:11.960 --> 00:17:15.400 right choice. If you don't like Barono's pizza or pizza from Baronos. They 237 00:17:15.440 --> 00:17:19.640 have all kinds of different items there. They have a sandwich, is soup, 238 00:17:19.759 --> 00:17:25.160 salas pasta. The menu is very extensive. You're gonna be amazed at 239 00:17:25.200 --> 00:17:27.200 it. Dine in carry out or delivery, Yeah, it's that good Barono's 240 00:17:27.240 --> 00:17:32.480 Pizza. Stick around. We're gonna find out what our money's doing with Courtney 241 00:17:32.559 --> 00:17:40.480 Dunhoe when we return on this beautiful Friday News Radio eight forty whas. That's 242 00:17:40.559 --> 00:17:47.240 right, Welcome back on the road again today live in Hershborn Slash almost Middletown, 243 00:17:47.440 --> 00:17:51.240 Shelby Bull Road, right at the Paragon Place. It's across from PF. 244 00:17:51.359 --> 00:17:56.200 Chang's a huge parking lot and tomorrow they're gonna have a shredding event in 245 00:17:56.240 --> 00:18:02.400 that parking lot. I'm coming by tomorrow because i have all these documents up 246 00:18:02.920 --> 00:18:04.799 in the attic that I've told my wife we got to get rid of this 247 00:18:04.839 --> 00:18:08.200 stuff, to tax documents from years ago and all that. We got to 248 00:18:08.200 --> 00:18:11.920 get rid of it. It's got our it's got our social security and all 249 00:18:11.960 --> 00:18:15.519 that stuff on it. So they're doing a free event tomorrow tomorrow in the 250 00:18:15.559 --> 00:18:21.119 parking lot, so to come on by. We did mention if you want 251 00:18:21.119 --> 00:18:23.640 the free book Retirement three sixty game planed by Troy Bolden. This is a 252 00:18:23.680 --> 00:18:30.119 playbook for your personal plan. Uh. Text right now five oh two two 253 00:18:30.160 --> 00:18:33.200 seven three eleven eighty eight two seven three eleven eighty eight. Text that you'll 254 00:18:33.200 --> 00:18:37.839 get a free book. That's as simple as that. So Mercurio wealthon Advisors 255 00:18:37.839 --> 00:18:41.839 and I go back, I don't know fifteen years or so known him. 256 00:18:41.920 --> 00:18:45.839 He's a family owned operation. It's grown over the last couple of decades. 257 00:18:47.599 --> 00:18:51.440 And Alan Mercurio is on the phone with us. Now. Alan is at 258 00:18:51.440 --> 00:18:55.400 the lake already, he's he's already got the he's already got to go on, 259 00:18:55.519 --> 00:18:56.799 Alan, how is the lake? How's the weather out there? How's 260 00:18:56.839 --> 00:19:02.240 the water? Not as sunny as what you have got a little but it's 261 00:19:02.279 --> 00:19:06.200 a nice day and it's gonna warm up nice today, so it'll be be 262 00:19:06.240 --> 00:19:08.039 fun out here. It will be a calm day today. Before the weekend, 263 00:19:08.079 --> 00:19:14.039 I'm sure Alan, there is this weekend alone is in Kentucky is free 264 00:19:14.079 --> 00:19:15.720 fishing weekend. So you don't need a license, are you? Do you 265 00:19:15.799 --> 00:19:19.720 fish at all? I do a little bit, not as much as I 266 00:19:19.799 --> 00:19:22.960 used to. And I didn't know it was free fishing weekend. So I'll 267 00:19:23.039 --> 00:19:26.960 drive a poe out throw what a line or two this weekend. There. 268 00:19:26.839 --> 00:19:30.200 Uh, that's fantastic. I love it. Dwight, by the way, 269 00:19:30.279 --> 00:19:33.359 is sell did you find the owner of the phone? Okay? Sorry, 270 00:19:33.400 --> 00:19:37.119 Allan, someone someone left a phone in your lobby here and it's been ringing 271 00:19:37.200 --> 00:19:42.359 for thirty minutes and finding the person. I found the phone. It had 272 00:19:42.400 --> 00:19:45.720 glitter all over it, so I thought it was Dwight's. But so here 273 00:19:45.759 --> 00:19:52.160 we go. Uh so we you know, you and I talk about you 274 00:19:52.240 --> 00:19:56.880 got to know what things are going to cost when you retire, right, 275 00:19:56.920 --> 00:20:00.559 So we're trying to set the price now. But as yesterday, you know, 276 00:20:00.640 --> 00:20:06.559 PVA is reassessing everybody's home. MSD just MSD just announced yesterday six point 277 00:20:06.640 --> 00:20:11.799 nine percent race that starts in August August first, So all of your MSD 278 00:20:11.880 --> 00:20:15.240 bills will go up almost seven percent, right, like just as a snap 279 00:20:15.279 --> 00:20:18.079 of your fingers. That's the kind of stuff you have to prepare for. 280 00:20:18.119 --> 00:20:22.240 And Alan, that's what you kind of do for people is hey, here's 281 00:20:22.240 --> 00:20:26.119 the advice we can give you. And that's that's why you get with the 282 00:20:26.240 --> 00:20:30.880 mercurial Wealth Advisors. Alan. Yeah. I mean the building the plan has 283 00:20:30.920 --> 00:20:33.640 never been more important. And having an understanding of what you're gonna need and 284 00:20:33.720 --> 00:20:37.440 for the next twenty or thirty years in retirement is critical. So having a 285 00:20:37.480 --> 00:20:42.119 plan is just you know, it's no longer a luxury, it's a necessity. 286 00:20:42.160 --> 00:20:45.599 You have to have a plan that has an income plan that has some 287 00:20:45.640 --> 00:20:51.839 built in inflation into or some some step ups for inflation into it. And 288 00:20:52.160 --> 00:20:55.839 you know, I think the biggest thing that we have been working on for 289 00:20:55.920 --> 00:21:00.559 clients over the last probably five years, six years or better, it's probably 290 00:21:00.559 --> 00:21:06.079 longer than that is just the tax. Uh, being aware of the tax 291 00:21:06.680 --> 00:21:11.200 ramifications or tax liability that you carry with all the four one K money and 292 00:21:11.240 --> 00:21:14.799 the IRA money that you have. I'm sitting there with my iPad out here 293 00:21:14.799 --> 00:21:18.119 this morning, and I'm looking at a website it's Usdebt clock dot org. 294 00:21:18.200 --> 00:21:22.000 And we talk about this in our seminars all time. We're over thirty four 295 00:21:22.079 --> 00:21:29.039 trillion dollars in debt in this country. And and really I think the biggest 296 00:21:29.079 --> 00:21:33.720 issue is that the government knows and regardless of whether you're talking which side of 297 00:21:33.720 --> 00:21:37.720 the value you're talking about, the government knows that we have trillions of dollars 298 00:21:37.720 --> 00:21:42.720 in for one ks and iras that have never been taxed. So I feel 299 00:21:42.759 --> 00:21:48.680 like that we have a you know, illuming tax liability that's coming up that's 300 00:21:48.720 --> 00:21:52.240 going to you know, continue to grow or we're going to continue to increase 301 00:21:52.279 --> 00:21:56.680 our taxes over time, and you know, us retirees or the retirees are 302 00:21:56.680 --> 00:22:00.680 going to pay for it, you know. So the the the idea is 303 00:22:00.680 --> 00:22:03.680 is, let's find out what your tax liability is and then how do we 304 00:22:03.839 --> 00:22:08.799 minimize that going forward? It is it's it's when you start to do the 305 00:22:08.880 --> 00:22:14.319 numbers and in alan, you've discovered this on how many people come to see 306 00:22:14.400 --> 00:22:19.400 you and they've never sat down and really did a budget, right, so 307 00:22:19.400 --> 00:22:23.759 so maybe they are five six years from their last budget they did and they 308 00:22:23.759 --> 00:22:27.079 don't realize how much money they're bringing in, right, So you're like, 309 00:22:27.599 --> 00:22:32.799 you do realize you're bringing in eight ten thousand dollars a month, right, 310 00:22:32.839 --> 00:22:34.960 And they're like, oh, wow, we are because it's you know all 311 00:22:36.000 --> 00:22:38.319 that, and then you're like, you're if you're gonna live in retirement, 312 00:22:38.519 --> 00:22:42.039 you probably have to bring close to that end per month, right. I 313 00:22:42.119 --> 00:22:47.319 mean, that's the common sense to the whole thing. And you preach how 314 00:22:47.359 --> 00:22:52.960 many different revenue streams are you gonna have and how many tools in the toolbox 315 00:22:52.000 --> 00:22:56.200 are you gonna have? And it's an eye opener by listening to your show 316 00:22:56.240 --> 00:23:00.839 on Sunday Mornings on WHS here it enlightens people on boy, we better get 317 00:23:00.880 --> 00:23:04.920 with it. Alan. Yeah, And I think that the book that we're 318 00:23:04.960 --> 00:23:08.920 giving away that Troy put together that you know, this is a process that 319 00:23:08.960 --> 00:23:15.240 we've worked on for years and years and it really does hone in on understanding 320 00:23:15.240 --> 00:23:18.960 your numbers. And that's where you know a lot of people, especially as 321 00:23:18.000 --> 00:23:22.039 you get in your fifties and the sixties and maybe your house is paid off 322 00:23:22.039 --> 00:23:26.680 and the kids are out of school and everything out of your pocket. You 323 00:23:26.720 --> 00:23:29.799 know, you kind of just go and you just do whatever you want to 324 00:23:29.839 --> 00:23:33.599 do get you have the disposable income, but you need to know what that 325 00:23:33.759 --> 00:23:37.119 money or what that amount is on a monthly basis, because, as you 326 00:23:37.160 --> 00:23:41.640 said, when when you give up that you know, thirty or forty year 327 00:23:41.680 --> 00:23:45.000 career, you no longer have that paycheck. You have to create that paycheck. 328 00:23:45.039 --> 00:23:47.759 Now you're the one that's you know, you're now your own boss. 329 00:23:47.799 --> 00:23:49.839 You have to create your own paycheck, and you need to know what that 330 00:23:49.920 --> 00:23:53.160 number is or what that outflow is so you can determine what the inflow needs 331 00:23:53.160 --> 00:23:56.160 to be. And you know, as you said, we do preach about 332 00:23:56.160 --> 00:23:59.920 the budget. It's not a nice word. People don't want to be on 333 00:24:00.079 --> 00:24:02.799 budget. It's not really a budget. It's just knowing where your numbers are 334 00:24:02.839 --> 00:24:07.119 and how much is going out. Yeah, uh so Louisville's Retirement coach dot 335 00:24:07.119 --> 00:24:11.400 com or text if you want a free book right now Troy Bolton's Retirement three 336 00:24:11.440 --> 00:24:18.559 sixty game Plan text text phone number two seven three eleven eighty eight two seven 337 00:24:18.599 --> 00:24:21.720 three eleven eighty eight get a free book, or just come by where we 338 00:24:21.759 --> 00:24:23.920 are now at the Paragon Place and lobby and we have a stack of the 339 00:24:23.920 --> 00:24:29.240 books here if you want to just come by and pick it up and listen 340 00:24:29.279 --> 00:24:32.160 to the show. It won't be on this weekend because of Crusade for Children. 341 00:24:32.200 --> 00:24:33.640 We get out of the way for the kids. And I'll be on 342 00:24:33.680 --> 00:24:38.000 that broadcast with Terry Miners on Sunday and uh. And it's a great cause. 343 00:24:38.319 --> 00:24:44.319 But you could listen tomorrow on ten eighty UH for retirement three sixty uh 344 00:24:44.359 --> 00:24:48.039 with Mercurial Wealth Advisors. And it's a beautiful building you have here at Paragon 345 00:24:48.160 --> 00:24:52.319 Place. Please come on buy uh. And I'll talk about taxes again. 346 00:24:52.400 --> 00:24:56.039 Let's let's go back to taxes and the advice. I just talked to somebody 347 00:24:56.119 --> 00:25:02.079 yesterday I had lunch and they were like, I had he was gonna pay 348 00:25:02.119 --> 00:25:07.839 capital gains and he had this other deferred tax situation that he had a moniker 349 00:25:07.839 --> 00:25:11.039 for and I can't remember what it was. And his buddy is is his 350 00:25:11.119 --> 00:25:12.160 tax guy goes, you know, you can write that off for that, 351 00:25:12.359 --> 00:25:15.759 right and not pay taxes on those capital gains. And he was like what, 352 00:25:17.400 --> 00:25:21.359 And that's in just like that, he got out of paying forty thousand 353 00:25:21.400 --> 00:25:25.599 dollars in taxes that he thought he was going to pay capital games. Right. 354 00:25:25.880 --> 00:25:29.440 So that that's the things you need. You need someone that knows what 355 00:25:29.480 --> 00:25:33.039 the hell they're talking about alan when it comes to these taxes. Yeah, 356 00:25:33.039 --> 00:25:36.720 I mean I think that that's the that's the key point is that there are 357 00:25:36.759 --> 00:25:40.599 so many things out there that you that you can do, that you don't 358 00:25:40.640 --> 00:25:45.000 realize that you can do that that can minimize your tax liability. And and 359 00:25:45.519 --> 00:25:48.319 you know, we're talking to our clients about building a tax plan, and 360 00:25:48.359 --> 00:25:52.400 we said this for years is having a tax plan is almost as important as 361 00:25:52.440 --> 00:25:56.680 having an income plan and just a financial plan for retirement, because you need 362 00:25:56.720 --> 00:26:00.319 to know how much Uncle Sam's gonna you know, out of your earnings. 363 00:26:00.400 --> 00:26:03.880 You know, like I said, a lot of us have most of our 364 00:26:03.960 --> 00:26:07.440 savings in these accounts that have never been taxed before. So if you have 365 00:26:07.519 --> 00:26:11.240 a million dollars in that account, technically you may only have you know, 366 00:26:11.559 --> 00:26:15.759 seven hundred thousand or seven hundred fifty thousand because you got to give the rest 367 00:26:15.799 --> 00:26:21.200 of it Uncle Sam. So how do you minimize that that lifetime tax liability? 368 00:26:21.240 --> 00:26:23.599 And we've got a calculator that we can run for anybody that wants to 369 00:26:23.599 --> 00:26:27.559 go through the process. It's just a it'll show you what you know, 370 00:26:27.640 --> 00:26:32.000 based on your current holdings and everything, what your tax liability is. And 371 00:26:32.000 --> 00:26:33.960 then if you do a couple of little things, how you might be able 372 00:26:34.000 --> 00:26:37.279 to reduce that about twenty or thirty percent or forty percent or even more. 373 00:26:37.720 --> 00:26:44.119 So those are those are I think critical steps that you need to take as 374 00:26:44.119 --> 00:26:48.039 you get ready to approach this thing called retirement. I it's so complicated. 375 00:26:48.200 --> 00:26:52.559 When I first started doing the show with you, I had no idea how 376 00:26:52.640 --> 00:26:55.640 much I would learn. And that's when I looked at Jack and it was 377 00:26:55.680 --> 00:26:59.039 like, we got to get our stuff together. This is crazy that we 378 00:26:59.240 --> 00:27:02.400 that you have to have game plan And it's as simple as this. If 379 00:27:02.440 --> 00:27:07.279 you're starting a football team, you know, and you have great players, 380 00:27:07.640 --> 00:27:10.759 and you put the right players on the field, who do you want to 381 00:27:10.759 --> 00:27:14.240 coach the team? Do you want a Nick Saban to come in? You 382 00:27:14.279 --> 00:27:17.400 want to hire Nick Saban to come in and call the x's and o's, 383 00:27:17.480 --> 00:27:19.640 right. I mean you don't want sorry, you don't want to crack Thorpe 384 00:27:21.119 --> 00:27:23.319 coming in. And you know you don't want to hire the crack Thorp because 385 00:27:23.480 --> 00:27:26.119 you don't want to crack Thorpe in charge of your retirement. You want Nick 386 00:27:26.160 --> 00:27:29.799 Saban, right. I mean this is as simple as terms as I could 387 00:27:29.839 --> 00:27:33.480 put it. But I think people can relate that. Going No, it's 388 00:27:33.559 --> 00:27:38.680 everybody knows the plays, but calling the plays in the right order is the 389 00:27:38.759 --> 00:27:45.519 key for good coaching. And that's and that's what mercurial wealth Advisor does for 390 00:27:45.599 --> 00:27:48.920 folks because I've watched it for fifteen years. I've watched how people and I've 391 00:27:48.920 --> 00:27:52.000 talked to people that have gone through the entire system with you, and whether 392 00:27:52.039 --> 00:27:55.640 they've got in with you at fifty or fifty five or sixty or even after 393 00:27:55.799 --> 00:28:00.039 retirement, putting a wrench on their retirement with you is another thing that you 394 00:28:00.160 --> 00:28:04.480 can do. But it's really you really help people. And as much as 395 00:28:06.799 --> 00:28:08.640 as much as this is about finance and all that, I will tell you 396 00:28:08.720 --> 00:28:15.480 this, You're doing people a service when you can retire happy. It's the 397 00:28:15.559 --> 00:28:18.559 difference between a life, I mean a different life in retirement, which is 398 00:28:18.759 --> 00:28:23.880 huge ole material. Well, I appreciate all those good words and specially appreciate 399 00:28:25.200 --> 00:28:27.799 being put into that category of coaching, but I mean I think that that, 400 00:28:29.359 --> 00:28:34.119 you know, the thing that we do is is a a passion for 401 00:28:34.319 --> 00:28:37.599 Troy and I and a whole team to work with clients and really help them 402 00:28:37.680 --> 00:28:41.799 to develop their plan. Not everybody becomes a client, but you know, 403 00:28:41.880 --> 00:28:48.480 everybody that goes through a process learns something and they have a value that's given 404 00:28:48.519 --> 00:28:51.960 to them that they can, you know, exercise on their own if they 405 00:28:51.960 --> 00:28:55.440 want to or they can you know, become Ohiris as a coach or whatever. 406 00:28:55.759 --> 00:28:57.240 But you know, one of the things that like, like tomorrow, 407 00:28:57.240 --> 00:29:02.519 what we love to do is give back to the to the community. To 408 00:29:02.519 --> 00:29:06.039 tomorrow we're doing the Shredded event. We've done this for years with just our 409 00:29:06.079 --> 00:29:07.720 clients and we just wanted to open it up to the community because so many 410 00:29:07.759 --> 00:29:11.079 people got just like you said, you got boxes of stuff setting around that 411 00:29:11.200 --> 00:29:14.759 needs to be shredded. You can come out tomorrow and drop off the stuff, 412 00:29:14.799 --> 00:29:18.839 grab some barbecue, grab a copy of the book, and talk to 413 00:29:18.200 --> 00:29:22.599 Troy and the team there and just have a good time. We're just happy 414 00:29:22.640 --> 00:29:26.279 to do it. Yep. So Paragon Place is the place I think they're 415 00:29:26.319 --> 00:29:30.880 setting up part of it now for this event tomorrow, a shredding event. 416 00:29:32.359 --> 00:29:34.720 If you go somewhere else, they charge you for this. Not with mercurial 417 00:29:34.759 --> 00:29:38.240 Wealth Advisors tomorrow, So come on by between ten and one, get some 418 00:29:38.279 --> 00:29:41.680 barbecue, shred your stuff because you gotta shred this stuff. And look, 419 00:29:41.680 --> 00:29:47.799 everything's now on electronics, so you don't want any paper trail of your valuable 420 00:29:47.799 --> 00:29:51.279 information. And you know how awful it can be if someone steals your identity 421 00:29:51.640 --> 00:29:53.559 and often running they go and it takes years to kind of clean the whole 422 00:29:53.559 --> 00:29:57.000 thing up. So that's happening tomorrow again. If you wanted to find out 423 00:29:57.079 --> 00:30:03.039 more, go to Louisville's Retirement coach dot com. Listen to the show, 424 00:30:03.079 --> 00:30:06.279 not this Sunday, but Saturday on ten eighty and then next Sunday on eight 425 00:30:06.400 --> 00:30:08.759 forty. But if you want the free book, it's five O two two 426 00:30:08.880 --> 00:30:14.200 seven three eleven eighty eight. And Alan, we love you, buddy, 427 00:30:14.359 --> 00:30:18.640 and have fun at the lake and we will see you here tomorrow. Yes, 428 00:30:18.680 --> 00:30:21.079 sir, I appreciate Joe coming out. You got it. Thanks. 429 00:30:21.319 --> 00:30:25.880 That's Alan mccurio for Mercurial Wealth Advisors. He started this company decades ago and 430 00:30:26.000 --> 00:30:30.000 still obviously family owned and operated right here, locally owned in Louisville, Kentucky. 431 00:30:30.400 --> 00:30:33.240 And I can see they're setting a tent up right now in the parking 432 00:30:33.279 --> 00:30:36.759 lot. But if you want to come by now, we have so many 433 00:30:36.839 --> 00:30:40.720 donuts and coffee it's ridiculous. We couldn't eat all of them if Dwight tried. 434 00:30:41.519 --> 00:30:45.839 All right, Christian Brothers Roofing, if you think you've had damage in 435 00:30:45.920 --> 00:30:48.880 the last couple of weeks of these storms or you need a new roof, 436 00:30:48.880 --> 00:30:53.240 they'll walk it for free. Just they'll give you a free estimate at Christianbroroofing 437 00:30:53.279 --> 00:30:57.720 dot com or two four four zero two zero eight two four four zero two 438 00:30:57.799 --> 00:31:03.759 zero eight Brothers Roofie not just roofs. They do gutters, siding and windows, 439 00:31:03.880 --> 00:31:07.559 which is a huge one, so check it out. The roofs are 440 00:31:07.599 --> 00:31:10.039 not what's you know, the old days. I remember my parents getting a 441 00:31:10.039 --> 00:31:11.960 new roof in high school and they had a choice of three different shingles. 442 00:31:11.960 --> 00:31:14.920 That was it. They're played. You choose from this, this and this. 443 00:31:15.160 --> 00:31:18.359 That was it. Those days are over. You can choose from a 444 00:31:18.400 --> 00:31:22.519 plethora of different shingles and how long they last, and they're all guaranteed. 445 00:31:22.559 --> 00:31:26.039 You gotta love it. Porr. Plethora that goes along with enthusiasts would say 446 00:31:26.279 --> 00:31:32.039 that you have a plethora. Oh you gotta put it in your plethora, 447 00:31:32.720 --> 00:31:37.839 all right. So we are enthusiasts, yes, yes, at roofing Christian 448 00:31:37.880 --> 00:31:41.960 Brothers Roofing back after this and d why does a tri state enthusiast as he 449 00:31:41.960 --> 00:31:45.440 puts his headset on and he puts the doughnut down there we go, Sorry, 450 00:31:45.559 --> 00:31:48.200 man, I gotta spend time with my Krispy Kreme. Plus, I 451 00:31:48.240 --> 00:31:52.559 gotta spend time with my wife this weekend. Not just time with my wife, 452 00:31:53.319 --> 00:31:56.559 a special lady time with my wife. Guys, what about you? 453 00:31:56.559 --> 00:32:00.359 You gotta spend some special lady time with your partner or has your little guy 454 00:32:00.480 --> 00:32:05.119 been letting you down? If you suffer from ED, suffer no more, 455 00:32:05.160 --> 00:32:07.240 guys, and drop the ego. I'm talking about it on a fifty thousand 456 00:32:07.319 --> 00:32:12.039 watt radio station right now. There's nothing to be embarrassed about. It's just 457 00:32:12.079 --> 00:32:15.839 a medical issue. Here's the most important thing is you get it corrected, 458 00:32:15.880 --> 00:32:19.519 and you do it with the best. The best is my friends at Try 459 00:32:19.559 --> 00:32:22.920 State Men's Health. Why do I say that, It's because they have a 460 00:32:22.119 --> 00:32:28.160 ninety percent success frate when it comes to treating ED. Your appoyment's gonna be 461 00:32:28.240 --> 00:32:30.440 ninety nine dollars. The man is worth it. They're gonna do lab work 462 00:32:30.480 --> 00:32:34.400 on it on you, and you'll get your blood results back and you'll sit 463 00:32:34.440 --> 00:32:37.960 down with a licensed medical professional within thirty minutes to go over all of your 464 00:32:38.039 --> 00:32:42.200 numbers with your PSA, your testosterone, the works, and here's the best. 465 00:32:42.640 --> 00:32:45.440 Then they give you a test dose. If the test dose doesn't work. 466 00:32:45.480 --> 00:32:49.960 Your money's refunded immediately. If it does work, it can be applied 467 00:32:50.200 --> 00:32:53.559 to your program if you choose to join. Start your love life back, 468 00:32:53.640 --> 00:32:58.000 get your confidence back. Do with my friends at Try State. Men's going 469 00:32:58.000 --> 00:33:02.720 to Try Statement's Health. Top of the hour, we're gonna be talking news, 470 00:33:02.880 --> 00:33:07.279 find out what's going on, and then we're gonna be talking with Greg 471 00:33:07.359 --> 00:33:12.440 galliat El, Presidente of the Bats. It's all on the way news right 472 00:33:12.480 --> 00:33:14.119 away. Forty w H A s.