WEBVTT 1 00:00:00.400 --> 00:00:04.480 You' d like to know your future or at least what you' re 2 00:00:04.519 --> 00:00:06.360 going to live when you don' t want to or can' t work 3 00:00:06.360 --> 00:00:11.160 anymore. The superintendence of tensions invites you to know a future projection of your 4 00:00:11.240 --> 00:00:15.199 tension bottom. Visiting the web portal. Know your future point say o. 5 00:00:15.599 --> 00:00:20.199 You' ll find everything you need to know about hi that monthly money you 6 00:00:20.239 --> 00:00:24.320 can count on when the time comes for your retirement. Know your future point 7 00:00:24.399 --> 00:00:36.200 or is a zipim zipin initiative working for your future. You are ready for 8 00:00:36.200 --> 00:00:40.799 the financial event that will change your life forever. Finally, the event you 9 00:00:41.000 --> 00:00:46.840 expected most, the most important financial event of the year, the financial ferea 10 00:00:46.880 --> 00:00:50.520 finance with spoons, the appointments next Saturday, after or from google or at 11 00:00:50.520 --> 00:00:56.079 the Intercontinental hotel, where we will have an amendment full of financial knowledge, 12 00:00:56.479 --> 00:01:02.280 talks and an interactive space where you can know and request the best financial products. 13 00:01:02.880 --> 00:01:12.640 Here are your mwwww lockers. Economic comm de ombre. Welcome to Economics 14 00:01:12.719 --> 00:01:19.159 Tata your finance Podcast. Here we will speak lightly and sincerely of money, 15 00:01:19.439 --> 00:01:26.560 where together we will turn the difficult into easy and clear we will take our 16 00:01:26.560 --> 00:01:29.920 finances to another level. From now on, your numbers will be as if 17 00:01:30.079 --> 00:01:34.079 you' ve never made mistakes for a lecturing past, a healthy present, 18 00:01:34.480 --> 00:01:40.280 a promising future, and a grateful pocket. That' s why we' 19 00:01:40.280 --> 00:01:42.040 re following us on Instagram, Facebook, tiktok linking and Twitter. Approve the 20 00:01:42.040 --> 00:01:47.560 Economist Hello welcome to a new episode more Economics Tata your Podcast of Finance. 21 00:01:48.079 --> 00:01:52.560 I' m Kimberly and I' m Laura, and today we decided to 22 00:01:52.640 --> 00:01:57.000 dedicate this episode as we' re brand- new was I don' t 23 00:01:57.120 --> 00:02:01.079 know if they' re living it yesterday, but we' re in love 24 00:02:01.079 --> 00:02:02.640 with this set that totally defines us, so look. It looks like us 25 00:02:02.680 --> 00:02:07.879 look. Please, those icons look here. I' m in love with 26 00:02:07.879 --> 00:02:13.560 this stet and those on spotifyo a sign for you to go on YouTube right 27 00:02:13.599 --> 00:02:16.120 now and you can' t where Seth is because you have to see him. 28 00:02:16.560 --> 00:02:20.280 Yes or yes. Yes, gentlemen, super happy, but nothing you 29 00:02:20.400 --> 00:02:23.719 already know is an extra motivation to go see our podcast not on YouTube and 30 00:02:23.800 --> 00:02:28.240 not just stay in Spotify, because I always say the time that watching the 31 00:02:28.360 --> 00:02:32.840 podcast is more cool than bedo. Yes, because part of our communication is 32 00:02:32.840 --> 00:02:38.000 the gestures we make, the faces, the gestures and so on, that 33 00:02:38.000 --> 00:02:40.479 is, not just the voice. But, well, let' s go 34 00:02:40.479 --> 00:02:45.719 to what we came for. Ma' am, we' re going to 35 00:02:45.879 --> 00:02:51.280 a topic that' s perfect to inaugurate this thirst and it' s to 36 00:02:51.759 --> 00:02:55.840 talk a little bit more about things that you may not know about us in 37 00:02:55.879 --> 00:03:01.319 financial matters, maybe as we thought of certain things, how we were leaning 38 00:03:01.439 --> 00:03:05.400 over this, about this, what our favorite and least preferred things are in 39 00:03:05.400 --> 00:03:07.039 finance and so on. So here we' re going to talk a little 40 00:03:07.080 --> 00:03:13.159 bit about these questions that maybe you' ve never asked us and we' 41 00:03:13.199 --> 00:03:15.800 ve never talked to you about this. But I understand it' s a 42 00:03:15.879 --> 00:03:19.960 cool episode for us to notice I' m just a little bit more of 43 00:03:20.080 --> 00:03:24.759 a light episode, that is, we' re going upstairs, gentlemen Laura, 44 00:03:25.080 --> 00:03:25.400 we' re going to start, let' s see Kim with what 45 00:03:25.400 --> 00:03:28.919 you' re ta cane. Oh, my God, let' s get 46 00:03:28.919 --> 00:03:31.080 started. We start because we' re going to talk about personal financial things 47 00:03:31.080 --> 00:03:34.439 as well. Yeah, yeah. First, I say that everyone is stingy 48 00:03:35.159 --> 00:03:40.759 in certain lines and it is daft spender in others, that this defines your 49 00:03:40.879 --> 00:03:45.479 priorities a lot. Which way is it that you' re a caster? 50 00:03:46.199 --> 00:03:47.719 I' m a thong. I mean, I' m an agre. 51 00:03:49.719 --> 00:03:51.639 Yeah, yeah, yeah, I' m cheap. And I was telling 52 00:03:51.639 --> 00:03:54.319 you about it the other day in a makeup. Gentlemen, for me to 53 00:03:54.360 --> 00:04:01.800 buy makeup it has to be literally dry, already sin, I end up 54 00:04:01.919 --> 00:04:04.439 almost defeated and then I say well, let me compare it. Even I 55 00:04:04.520 --> 00:04:08.719 ' m the one who makes the carts, I mean, go in there 56 00:04:09.120 --> 00:04:13.159 online and buy visually. I mean, I got the cart ready and I 57 00:04:13.280 --> 00:04:15.959 get out and I say no, I don' t want to. I 58 00:04:16.319 --> 00:04:19.639 ' m also stingy at cooking things on time, at non- food stuff. 59 00:04:20.519 --> 00:04:26.720 In that I am not even in food, but in details of the 60 00:04:26.800 --> 00:04:30.560 kitchen I know that more skillets, what more utensils, than glasses of all 61 00:04:30.639 --> 00:04:35.720 colors, sizes, flavors, etcetera. I' m like half- baked 62 00:04:35.800 --> 00:04:42.839 in that sense too and I think life is already leading me to after all 63 00:04:42.920 --> 00:04:46.759 in that sense, but not really that I' m stingy in that and 64 00:04:46.839 --> 00:04:47.839 you in that you' re this reed. I' m ta cane in 65 00:04:47.879 --> 00:04:53.160 makeup, too. It' s hard for me, too, but I 66 00:04:53.160 --> 00:04:54.759 don' t leave it in the cart as much as you do. I 67 00:04:54.800 --> 00:04:57.480 mean, in the end I buy it, but, yeah, yeah, 68 00:04:57.639 --> 00:05:01.920 I' m stingy about that, too, I' m stingy about something 69 00:05:01.959 --> 00:05:03.959 that, or you' d say Watts on the transfers, you' d 70 00:05:03.959 --> 00:05:08.040 get in here and swear to me. I don' t, I put 71 00:05:08.040 --> 00:05:11.120 it close. I don' t know why we' ll see many followers 72 00:05:11.199 --> 00:05:13.279 who tell us those hundred pesos are mine. I' m not leaving it 73 00:05:13.279 --> 00:05:15.839 to the bank. I just feel like that shouldn' t be there. 74 00:05:15.879 --> 00:05:20.279 But well, that' s for another OK episode and before I was stingy, 75 00:05:20.439 --> 00:05:26.560 for example, on my travels before now at all, sir I didn 76 00:05:26.720 --> 00:05:30.360 ' t see it no, no, no, on my travels in the 77 00:05:30.399 --> 00:05:32.439 ay hosting or I was stingy too in the sense that I didn' t 78 00:05:32.480 --> 00:05:36.000 care where I stayed, as long as it was cheaper. Oh, yeah, 79 00:05:36.399 --> 00:05:42.839 but now I like my good bed. I mean, I told you 80 00:05:42.839 --> 00:05:45.439 here, I said it in the podcast too. Gentlemen, I have a 81 00:05:45.439 --> 00:05:49.600 mattress too comfortable. I invested in a dump. I' m going to 82 00:05:49.680 --> 00:05:53.720 what he wants to set up a mattress factory. He wants to sell us 83 00:05:53.839 --> 00:05:57.920 the dogs, but how do they expect the mattresses? May economics such, 84 00:05:58.319 --> 00:06:01.839 but really now that I' m nothing, stingy with that. I mean, 85 00:06:01.839 --> 00:06:06.399 now I the lodging has to be a comfortable place, you have to 86 00:06:06.480 --> 00:06:10.480 have a good bath, literally. One of the first things I see is 87 00:06:10.560 --> 00:06:14.560 the bathroom of a lodging. But before, yes, it was amazing, 88 00:06:15.279 --> 00:06:18.759 incredibly. I was cheap before, too, and you' re gonna say 89 00:06:18.800 --> 00:06:23.600 what with the hair products. Ah, but years ago I was stingy about 90 00:06:23.600 --> 00:06:26.360 it. I' ve said that since I was Blonde. I didn' 91 00:06:26.600 --> 00:06:30.879 t start until I moved to the United States already in the two thousand nineteen 92 00:06:30.920 --> 00:06:36.560 and started fixing myself. So yeah, there I went in there I valued 93 00:06:36.560 --> 00:06:41.519 because I didn' t have a living room in it that maybe I mean, 94 00:06:42.920 --> 00:06:44.839 you know, they have more experience in how to get their hair out. 95 00:06:45.160 --> 00:06:48.120 And when I moved, I started investing in good beauty products, because 96 00:06:48.120 --> 00:06:53.040 before I told you, five years ago, I didn' t do it, 97 00:06:53.240 --> 00:06:57.920 that is, nothing like that, but I didn' t invest in 98 00:06:58.040 --> 00:07:01.120 products that maybe were essential to my head. So now I don' t 99 00:07:01.199 --> 00:07:06.240 deal with it and I' d even say that I' m stingy with 100 00:07:06.480 --> 00:07:13.360 the ones I have now that my husband sees them in the shower and I 101 00:07:13.360 --> 00:07:13.680 take care of them so he' s already used the last ones I have. 102 00:07:13.680 --> 00:07:15.720 I told him to look at the next one that I already have Reyfield, 103 00:07:16.000 --> 00:07:19.759 it' s my turn to buy again you' re going to have 104 00:07:19.759 --> 00:07:23.639 to contribute something clear, because you' ve used that, that is, 105 00:07:23.639 --> 00:07:25.879 and not a word with the Sginker. Also my trick with that is that 106 00:07:25.959 --> 00:07:30.000 I' ve been teaching him the importance For a man, sir, you 107 00:07:30.079 --> 00:07:33.639 tell him the importance of taking care of his skin, cremites, sunscreen and 108 00:07:33.720 --> 00:07:41.199 shampoo. For him that is unusual that shampoo that because you have so much 109 00:07:41.319 --> 00:07:45.360 pot that shampoo conditioning, that mask, that living that is that When he 110 00:07:45.439 --> 00:07:48.480 used the three in one dejeran choles of a lifetime aha, then I have 111 00:07:48.560 --> 00:07:53.759 been teaching it because I was running out of products and one day I went 112 00:07:53.800 --> 00:07:57.000 with him to the Bury his pliy, which was recent and, gentlemen, 113 00:07:57.680 --> 00:08:01.240 a pot of this size, a ching taller and thinner, much thinner. 114 00:08:01.279 --> 00:08:05.800 We' re talking that it can cost you two thousand, two thousand and 115 00:08:07.199 --> 00:08:09.680 some but two thousand and beak And I mean, there are others that even 116 00:08:09.680 --> 00:08:13.240 more. When he saw that that was the price then he said wow king 117 00:08:13.319 --> 00:08:16.120 rd Ok find me another one. Yeah, make it good, but make 118 00:08:16.279 --> 00:08:20.079 it bigger and smaller in prison. So already there, like he already knows, 119 00:08:20.480 --> 00:08:24.000 these are mine, these are yours the least they don' t touch 120 00:08:24.120 --> 00:08:26.920 because they are more expensive. But it' s just that I did that, 121 00:08:28.000 --> 00:08:31.240 I mean, I buy his, but they' re over and he, 122 00:08:31.360 --> 00:08:33.480 mys Reyfield, then has to see touches mine. No, and I 123 00:08:33.559 --> 00:08:37.279 ' m like, since I' m gonna be good, I' m 124 00:08:37.480 --> 00:08:43.840 like, you' re using my shampoo and my conditioner' s touching you 125 00:08:43.039 --> 00:08:46.480 this month that' s my turn, but make it happen because if you 126 00:08:46.480 --> 00:08:48.759 ' re not gonna keep spending it. Sure, sure, look, and 127 00:08:48.879 --> 00:08:52.559 in that pedagogy thing you said, I' ve really changed at once. 128 00:08:52.679 --> 00:08:56.200 In that sense, I say that the twenty- nine years entered me with 129 00:08:56.200 --> 00:09:00.840 that taste, so three years ago you were this cane with those three years 130 00:09:00.840 --> 00:09:03.399 and hour toll, that is when I was twenty- six years old, 131 00:09:03.840 --> 00:09:07.159 of course super cheap with lodging. I said otherwise. I prefer to spend 132 00:09:07.639 --> 00:09:11.639 it more on the experiences of the trip, on going out to dinner Rico, 133 00:09:13.480 --> 00:09:16.960 on enjoying more, on shopping beyond than staying at the hotel, perhaps 134 00:09:16.039 --> 00:09:20.919 more comfortable. Not now we are going on a trip, soon we are 135 00:09:22.320 --> 00:09:26.759 going to Portugal, to Spain, and I told my husband Mira, the 136 00:09:26.919 --> 00:09:31.559 lodgings of this trip have to be, as I want, the first center 137 00:09:31.639 --> 00:09:35.399 that since I leave, I have everything here, because I don' t 138 00:09:35.440 --> 00:09:39.320 want to even waste time by taxi, in over or anything. I want 139 00:09:39.320 --> 00:09:41.240 to be there in the center and besides, I notice a lot about that, 140 00:09:41.600 --> 00:09:46.600 that is literally for me to book a lodging one of the tricks too 141 00:09:46.639 --> 00:09:48.559 that can be taken away from us is. I' m looking for the 142 00:09:48.600 --> 00:09:52.799 best hotels in the area and I' m going to the map and see 143 00:09:52.879 --> 00:09:56.120 what' s close to the prices. And then I go to the pictures 144 00:09:56.240 --> 00:10:01.000 and I see the bathroom. Preferably I like them, that is, they 145 00:10:01.120 --> 00:10:03.639 don' t have the bathtub because besides they' re more dangerous, right. 146 00:10:05.039 --> 00:10:09.080 And second of all, I notice in bed that they have a good 147 00:10:09.080 --> 00:10:11.080 padding, that is, that they have like the dube not that they have 148 00:10:11.200 --> 00:10:15.799 that little savannah that you see skinny savannah, is that the bedding I don 149 00:10:16.080 --> 00:10:18.639 ' t know, I don' t know, like I see it that 150 00:10:18.639 --> 00:10:20.240 way in the hotels, then nothing. I' ve changed my husband' 151 00:10:20.320 --> 00:10:24.200 s mindset in this respect, too, and that stinging thing definitely went to 152 00:10:24.240 --> 00:10:26.759 the side of it, but I have friends who tell me they' re 153 00:10:26.759 --> 00:10:30.799 stingy. Laura with going out to dinner at a restaurant, that is, 154 00:10:31.039 --> 00:10:35.559 with going to a restaurant and she tells me look that instead of me going 155 00:10:35.639 --> 00:10:41.440 to dinner now restaurant, I prefer to buy a shoe and the shoe lasts 156 00:10:41.879 --> 00:10:45.159 me five, ten fifteen years and dinner is gone Marcos. Now yes, 157 00:10:45.519 --> 00:10:48.080 literal Manda Marcos is piped with restaurants, that is to say he compares it 158 00:10:48.159 --> 00:10:52.320 at once how many h you see I have gone out in a meat, 159 00:10:52.519 --> 00:10:54.320 what does it do with a glass of wine and that it suits him better 160 00:10:54.639 --> 00:11:00.000 than the restaurant that it is, does not have to fight with the service 161 00:11:00.320 --> 00:11:03.919 that if you reserve that if I arrive ten minutes late already I have cancelled 162 00:11:03.960 --> 00:11:05.759 the reservation and that already they are throwing me at the hour and half he 163 00:11:05.759 --> 00:11:09.080 is like this. With that with the restaurants or going outside. I think 164 00:11:09.120 --> 00:11:13.000 I' m in an intermission. I mean, it' s not like 165 00:11:13.080 --> 00:11:16.559 I' m cheap, but I don' t like spending much either. 166 00:11:16.600 --> 00:11:18.639 So, Abrahman have all the time not all the saying to me has started 167 00:11:18.720 --> 00:11:24.200 to hurt lately, especially in the Dominican Republic, that repainte restaurants have abysmal 168 00:11:24.279 --> 00:11:30.320 prices. Yeah, yeah, yeah, I' d tell you, yeah, 169 00:11:30.519 --> 00:11:35.080 and what you' re a castadora Laura in that I' m a 170 00:11:35.080 --> 00:11:37.720 good spender on my travels. I, I mean, I like to travel 171 00:11:37.799 --> 00:11:41.879 a lot, sir, and I said it in the Couple episode that Marcos 172 00:11:41.960 --> 00:11:45.759 always says that I' m thinking about a trip and I' m always 173 00:11:45.919 --> 00:11:48.960 thinking about the next trip, so that' s one of the things I 174 00:11:48.080 --> 00:11:54.240 ' m investing the most. I don' t spend because I' m 175 00:11:54.320 --> 00:11:56.440 investing in experiences, I' d say and let me see what else? 176 00:11:56.600 --> 00:12:01.960 In clothes, I already think the mindset was changed from when one was twenty 177 00:12:03.000 --> 00:12:07.679 years old that one only bought economic clothes, economica fast fastion already and I, 178 00:12:09.320 --> 00:12:11.919 like I invest in clothes I try to get the game out, but 179 00:12:11.919 --> 00:12:16.759 I wouldn' t say perhaps the word that is not spent on that, 180 00:12:16.799 --> 00:12:20.840 but I treat it as one of the expenses that I do most, but 181 00:12:20.919 --> 00:12:24.080 I see it as an investment, that is, more than anything else that 182 00:12:24.159 --> 00:12:28.840 I can get the juice out of it and let me see what else. 183 00:12:31.200 --> 00:12:35.000 Not in the supermarket, not I always try to balance it, I mean, 184 00:12:35.559 --> 00:12:39.360 I' m not cheap at it. Still expensive shopping, I get 185 00:12:39.360 --> 00:12:43.399 it. Still it is expensive, yes, and but I always try to 186 00:12:43.000 --> 00:12:48.200 for example, meats buy it in a place that I can know is good 187 00:12:48.320 --> 00:12:52.840 quality, but at the same time it is not the most expensive supermarket in 188 00:12:52.879 --> 00:12:58.679 Miami and I treat what it is like rice cabbage that my husband drinks. 189 00:12:58.120 --> 00:13:05.080 Gentlemen, that is all those condiments and foods that you use that maybe don 190 00:13:05.120 --> 00:13:07.320 ' t have to be so fresh, because I bought it from a Walmer, 191 00:13:07.600 --> 00:13:11.519 which is one of the cheapest supermarkets, so there I don' t 192 00:13:11.559 --> 00:13:13.919 feel like I' m spent. Now I would say that in those two 193 00:13:13.960 --> 00:13:16.879 I said at the beginning on trips and ok clothes on trips, I think 194 00:13:16.960 --> 00:13:22.519 everyone spends a lot. Yeah like you always try to plan yourself, but 195 00:13:22.600 --> 00:13:24.720 it' s a goal that' s always yes, I mean it' 196 00:13:24.879 --> 00:13:28.120 s something that you always have, like the next trip is already in sight 197 00:13:28.559 --> 00:13:31.919 and then you' re not piped with seeing them that is, who' 198 00:13:31.919 --> 00:13:37.679 s piped with the trips, someone who comments it underneath for me to really 199 00:13:37.799 --> 00:13:43.320 write to you because I need to know you and you Kim spends it, 200 00:13:43.480 --> 00:13:45.639 Look Laura, I' ve also changed a little bit in the inter I 201 00:13:45.759 --> 00:13:48.720 think that everyone, right, over the years, is changing a little bit 202 00:13:48.720 --> 00:13:54.279 their tastes and priorities. In my case, I used to buy any wine. 203 00:13:54.559 --> 00:13:58.919 Not now for me to buy a wine. I say look, for 204 00:13:58.960 --> 00:14:03.279 me to drink a wine man I prefer not to turn it over or I 205 00:14:03.279 --> 00:14:07.519 prefer not to buy it. Literally. Before I went Mr Al Nacional and 206 00:14:07.519 --> 00:14:11.600 I bought my wine there for 200 pesos. The teastel I' m sure 207 00:14:11.639 --> 00:14:15.519 you' ve heard it true two, literally the truth two hundred twenty and 208 00:14:15.639 --> 00:14:16.600 we think it cost. I was buying me the happy wine. I said, 209 00:14:16.600 --> 00:14:20.960 oh, good wine. Already after I' ve been learning about wine, 210 00:14:22.320 --> 00:14:24.519 I' ve also learned to enjoy it more, I say no. 211 00:14:24.600 --> 00:14:26.720 I' m going to buy my good wine, the one I like, 212 00:14:26.320 --> 00:14:30.200 which isn' t the most expensive truth in the world either. If not 213 00:14:30.399 --> 00:14:33.559 the change, I like the world, because the best wine is not necessarily 214 00:14:33.639 --> 00:14:39.840 the morefillar. On that I agree. I also spend on good accessories to, 215 00:14:39.919 --> 00:14:45.440 a good wallet, a good shoe, a good strap, a good 216 00:14:45.519 --> 00:14:48.879 jewel. I mean, I' m not so full of shoes, a 217 00:14:48.960 --> 00:14:52.279 lot of wallet, a lot of jewelry, a lot of them. I 218 00:14:52.320 --> 00:14:56.879 ' d say more, an investment aha too, but maybe a lot of 219 00:14:56.919 --> 00:14:58.720 people say I' m stingy about that. I mean, I' d 220 00:14:58.840 --> 00:15:01.639 rather not buy myself. I prefer to buy me ten shoes to buy me 221 00:15:01.639 --> 00:15:03.000 one will go. Some people, yes, it' s true. In 222 00:15:03.039 --> 00:15:05.120 my case. In my case, I prefer to buy a shoe and have 223 00:15:05.240 --> 00:15:09.039 it last for exactly years. I remember the first designer shoe I bought myself. 224 00:15:11.120 --> 00:15:15.480 Gentlemen, I did how much at that time, I mean, we 225 00:15:15.480 --> 00:15:18.600 ' re talking about ten years ago. Laura my first shoe that since I 226 00:15:18.720 --> 00:15:22.200 went, I bought myself and the shoe is there in the closet. I 227 00:15:22.320 --> 00:15:24.399 ' m not asking for ten years. Now yes, I' m standing 228 00:15:24.480 --> 00:15:28.720 back and I say lower quality shoes that I was buying at the time. 229 00:15:30.039 --> 00:15:33.000 And that doesn' t exist, that was years ago, that' s 230 00:15:33.000 --> 00:15:37.559 right. I even remember my college days when I went into Ays. I 231 00:15:37.600 --> 00:15:41.519 ' m ashamed of myself. I went into a class in the play with 232 00:15:41.000 --> 00:15:46.320 some shoes, a short ballerina and they had like a flower up some shoes. 233 00:15:46.399 --> 00:15:50.120 What do I know? I don' t even remember where I bought 234 00:15:50.159 --> 00:15:54.000 it, maybe at Forever Sony Wane. At that moment Laura I entered that 235 00:15:54.639 --> 00:15:58.759 class happy and took off a flower from the zapón. Oh, and I 236 00:16:00.399 --> 00:16:03.120 saw you Of course it' s coming They were already walking in the middle 237 00:16:03.120 --> 00:16:07.279 of the course. I had to bend down with my whole face of shame, 238 00:16:07.360 --> 00:16:10.919 that is, to pick up the flower. Yeah, that' s 239 00:16:10.960 --> 00:16:11.360 what happens is that in the end it' s cheap, it' s 240 00:16:11.360 --> 00:16:15.559 expensive. But as you say, a lot of people don' t understand 241 00:16:15.559 --> 00:16:17.120 it and it' s cheap. With that he prefers not to give it, 242 00:16:17.200 --> 00:16:21.080 not to give it, because ah it is simply a luxury brand and 243 00:16:21.200 --> 00:16:22.600 costs too much, but look how that money is of forgiveness. Those shoes 244 00:16:23.000 --> 00:16:26.840 are already ten years old that if you take the price of those shoes and 245 00:16:26.879 --> 00:16:30.039 divide it by ten, that is, it' s different from that flower 246 00:16:30.159 --> 00:16:33.080 that doesn' t even exist. And if and if you don' t 247 00:16:33.120 --> 00:16:37.799 and if you divide it like you do yanalis, if you divide it by 248 00:16:37.879 --> 00:16:40.679 how many times you use it, that is, I can tell you because 249 00:16:41.200 --> 00:16:42.799 there are pieces that cost, that is, they have their balor. I 250 00:16:42.879 --> 00:16:45.720 ' ve compared it and I say, sir I' ve put it on 251 00:16:45.720 --> 00:16:51.120 so much Amá. I have some tennis, glasses and a wallet that my 252 00:16:51.279 --> 00:16:56.159 husband forbids me. I say hey give him a break is more. I 253 00:16:56.200 --> 00:17:00.279 oppose it and he starts to relax next to you eating there literally I gave 254 00:17:02.759 --> 00:17:07.079 you truth till I burned them. But in the end, that' s 255 00:17:07.160 --> 00:17:11.000 what I buy myself for, but, well, I think they' ll 256 00:17:11.039 --> 00:17:11.839 last you, and to get the game out, I agree very much. 257 00:17:11.960 --> 00:17:14.079 Look, there' s one you didn' t tell me, but I 258 00:17:14.079 --> 00:17:18.519 know you. Aha spent on sweet, oh yes, chocolate. You' 259 00:17:18.599 --> 00:17:19.839 re a candy spender, I mean, when I was thinking about how much 260 00:17:19.839 --> 00:17:23.039 I actually mean, I spend candy, but it' s not a trigger. 261 00:17:23.440 --> 00:17:27.160 I don' t spend on chocolate, gentlemen, chocolate and not any 262 00:17:27.160 --> 00:17:30.960 chocolate. I mean. Sir, I reject chocolate, I reject dessert, 263 00:17:30.960 --> 00:17:33.880 I reject sweet. Everything that has a fruit in the middle, rejected because 264 00:17:34.119 --> 00:17:37.960 I say I don' t go first, I don' t drink the 265 00:17:37.960 --> 00:17:42.480 calories, I mean, I juice forget about that and I don' t 266 00:17:42.519 --> 00:17:47.240 like the calories that I don' t enjoy right now, all I have 267 00:17:47.240 --> 00:17:52.200 was about eight. Gentlemen, there' s my money. And when you 268 00:17:53.119 --> 00:17:56.279 had, I mean maybe a few years ago, what has been an expense, 269 00:17:56.400 --> 00:18:00.400 for example, that before you didn' t have, well, apart 270 00:18:00.519 --> 00:18:07.480 from my goddaughter baby who tripled the expenses in this home that maybe I don 271 00:18:07.839 --> 00:18:11.519 ' t know six years ago, eight years ago, you didn' t 272 00:18:11.599 --> 00:18:14.079 even know about that expense and that now you included it in your budget. 273 00:18:14.279 --> 00:18:19.559 Ok look maybe not necessarily on the menstrual budget, because the monthly budget. 274 00:18:21.079 --> 00:18:25.000 Obviously, already after you move in, you get married, you have kids. 275 00:18:25.279 --> 00:18:27.839 There are already things that of course when I was in college I didn 276 00:18:29.000 --> 00:18:36.240 ' t have like now that I have, because electricity is supermarket, transportation, 277 00:18:36.240 --> 00:18:38.960 etcetera. Now, that I included that I didn' t have before, 278 00:18:41.079 --> 00:18:42.720 because I included maybe the ah well, it' s not an expense, 279 00:18:42.920 --> 00:18:45.680 but it' s a savings, the au one from the emerging fund 280 00:18:45.680 --> 00:18:48.839 is clear, that is, ten years ago you talked to me about that 281 00:18:49.720 --> 00:18:52.599 and I might say which emergency fund. I' m not too young. 282 00:18:52.599 --> 00:18:56.480 I included that savings. A saving for the future, that is, for 283 00:18:56.559 --> 00:19:02.960 retirement. That too before I didn' t even think about the things in 284 00:19:02.960 --> 00:19:08.839 the house. I remember when I hated going out to Kasaco. It' 285 00:19:08.960 --> 00:19:12.640 s okay that I' m Mommy, please, I don' t want 286 00:19:12.839 --> 00:19:14.759 to go, I don' t want to go to me. It forced 287 00:19:14.759 --> 00:19:18.440 me, I hated that, but now I really enjoy it, I enjoy 288 00:19:18.559 --> 00:19:22.880 going to see how beautiful you carry beautiful portrait this vase, as those Dongis 289 00:19:23.079 --> 00:19:30.960 also doñistic expenses that arrived. It' s also an expense that we didn 290 00:19:30.039 --> 00:19:33.400 ' t even think about before, but it' s not a monthly thing, 291 00:19:33.400 --> 00:19:34.839 it' s an exact thing. From time to time. The Sking 292 00:19:34.920 --> 00:19:38.240 that I included it, too. You included it, yes. I used 293 00:19:38.359 --> 00:19:42.839 to buy in the serena, Mrs King Yes, yes, you Yes, 294 00:19:44.359 --> 00:19:48.640 yes, I mean, yes, any exact soap. I also used New 295 00:19:48.720 --> 00:19:52.119 Trgina, you remember that gives me the band like the pharmacy in America and 296 00:19:52.680 --> 00:19:57.160 after wow, how long, because I changed that literally six years ago. 297 00:19:57.720 --> 00:20:00.680 It also doesn' t do so much why not. I' m also 298 00:20:00.839 --> 00:20:07.799 not going now that in Tiktok we' re seeing young girls using their moisturizing 299 00:20:07.920 --> 00:20:10.559 to cremate you to be an unusual thing for me. I didn' t 300 00:20:10.640 --> 00:20:11.519 even think about any of that before. I washed my face and said goodbye 301 00:20:11.799 --> 00:20:15.880 exactly and I was going that way I also gave myself then, yes, 302 00:20:15.079 --> 00:20:19.599 and to a major expense, that which comes every two months exactly, every 303 00:20:19.640 --> 00:20:22.519 two months two and a half months, which is not something that one has 304 00:20:22.559 --> 00:20:25.839 monthly, but we do have to contemplate it, as, for example, 305 00:20:25.839 --> 00:20:27.559 also the gifts. You have more activity right now, for example, and 306 00:20:27.640 --> 00:20:30.880 all that, but I, for example, know that I have specific gifts, 307 00:20:32.720 --> 00:20:37.400 like birthdays of a close person in December. Birthday also to my family 308 00:20:37.640 --> 00:20:42.160 friends, and that I have included as well as Kim. Insurance covers insurance, 309 00:20:42.640 --> 00:20:48.720 particularly vehicle insurance, because health insurance is covered by the company where I 310 00:20:48.119 --> 00:20:55.400 work, but vehicle insurance is paid by me every six months. So that 311 00:20:55.480 --> 00:21:00.240 ' s where I' m programmed and I already know that monthly I have 312 00:21:00.279 --> 00:21:03.079 to allocate that to my savings account, to high performance, already in the 313 00:21:03.480 --> 00:21:07.319 United States and when the time comes to pay, because I already have that 314 00:21:07.359 --> 00:21:08.119 and I don' t get the picture squared. But that was something I 315 00:21:08.200 --> 00:21:12.079 didn' t even see before, I mean, I didn' t exactly 316 00:21:12.160 --> 00:21:17.880 take it into account. Wow, and the time let' s talk a 317 00:21:17.880 --> 00:21:22.559 little bit about what people like about travel. What' s that most expensive 318 00:21:22.599 --> 00:21:27.319 trip you' ve ever made. It' s already been with you, 319 00:21:27.680 --> 00:21:30.240 Japan and South Korea. Yeah, but why. Because it was expensive, 320 00:21:32.160 --> 00:21:38.200 well, because we chose a tour that maybe next time, because we don 321 00:21:40.240 --> 00:21:44.799 ' t leave alone, because we' re going back and maybe we can 322 00:21:44.880 --> 00:21:48.079 save ourselves a little bit more. And also because obviously a passage exactly so 323 00:21:48.319 --> 00:21:52.640 far away, because it' s expensive. In itself, I would say 324 00:21:52.720 --> 00:21:56.519 that it wasn' t so much the lack of food, but it was 325 00:21:56.720 --> 00:22:02.200 more that perhaps on the tour we could have saved ourselves a little bit by 326 00:22:02.839 --> 00:22:07.319 choosing destinations that we did want, specifically because there were some destinations that we 327 00:22:07.000 --> 00:22:11.599 might have made and also the good passage, yes, already broken. That 328 00:22:11.720 --> 00:22:14.200 ' s why you already fall off the blanket, which is the most expensive. 329 00:22:14.799 --> 00:22:17.480 In my case, you were Mexico. I didn' t go to 330 00:22:17.720 --> 00:22:18.839 Mexico, okay. In my case I have gone twice to Mexico, once 331 00:22:19.119 --> 00:22:22.759 when it was my honeymoon, which was on the two thousand eighteen, and 332 00:22:22.799 --> 00:22:26.839 at that time we went to the Mayan riviera, to the records and I 333 00:22:26.000 --> 00:22:32.880 said wow, what place so expensive in clear serial, too expensive, that 334 00:22:32.880 --> 00:22:36.599 is not for lodging, because it is basically equivalent to car ok tip because 335 00:22:36.920 --> 00:22:41.519 it seems. But transport, I mean, I' m talking about contax 336 00:22:41.640 --> 00:22:45.880 here, maybe eight minutes driving. We' re talking fifty- four dollars 337 00:22:45.960 --> 00:22:49.160 or just one way then one turn fifty- four, that is, it 338 00:22:49.240 --> 00:22:53.519 was too much money. In addition, restaurants are also extremely expensive. Now 339 00:22:53.680 --> 00:23:00.039 we recently went to Mexico City, which already has different prices. But the 340 00:23:00.240 --> 00:23:04.319 restaurants, if I found them elevated, I found myself faithful in the pedases. 341 00:23:04.319 --> 00:23:08.440 So, the lodging, well, we even stayed in polanco, which 342 00:23:08.519 --> 00:23:14.680 is supposedly one of the best. Yeah, I heard it, but restaurant 343 00:23:14.880 --> 00:23:18.000 food specifically isn' t cheap, I mean, it' s worse than 344 00:23:18.000 --> 00:23:21.920 here in the American Republic. Now on the street, super good, but 345 00:23:22.319 --> 00:23:26.720 when you say, well. But our journeys are full gastronomic. We' 346 00:23:26.799 --> 00:23:30.079 re going to many restores before, because it did shoot full the price, 347 00:23:30.559 --> 00:23:33.440 even the budget. I shared it from that trip on the instagram. Wow, 348 00:23:33.759 --> 00:23:36.440 Mira would surprise me. I went to cosume the moment I remember, 349 00:23:36.559 --> 00:23:38.480 but it was a cruise. Then I didn' t even sleep. It 350 00:23:40.200 --> 00:23:45.079 was like we took a tour of a nearby beach, we did diving, 351 00:23:45.519 --> 00:23:48.160 so we didn' t even eat there, we ate on the cruise ok 352 00:23:48.279 --> 00:23:52.279 because it was ten in the morning, five in the afternoon. So I 353 00:23:52.359 --> 00:23:55.400 haven' t been to Mexico City. I' ve got it in my 354 00:23:55.400 --> 00:23:59.000 checklis. So I' ll see that budget when I go and keep it 355 00:23:59.079 --> 00:24:03.359 in mind that, well, it' s a little more expensive than your 356 00:24:03.440 --> 00:24:07.880 favorite financial instrument, your investment instrument. I just love it. There' 357 00:24:07.960 --> 00:24:11.279 s God I like a lot. I like too many instruments, really, 358 00:24:11.519 --> 00:24:17.680 because obviously it' s going to depend on the goal you have, but 359 00:24:17.759 --> 00:24:19.400 suppose you take the men ay open it. I like them a lot. 360 00:24:19.519 --> 00:24:22.279 I mean, there aren' t three that I can' t really do 361 00:24:22.759 --> 00:24:27.319 many, but there are three. Aha top three liquid investment fund, that 362 00:24:27.359 --> 00:24:30.839 is, it' s a springboard that everyone has to have for me. 363 00:24:30.440 --> 00:24:33.160 I need it there next to me, because there' s always going to 364 00:24:33.200 --> 00:24:36.839 be a money you don' t know what to do with it, and 365 00:24:36.880 --> 00:24:37.680 you' ve got the fondito there for you to send it right away. 366 00:24:37.839 --> 00:24:42.119 What you think of mutual, which is perfect for all the goals that in 367 00:24:42.519 --> 00:24:45.960 my case, I plan over time, my daughter' s things, travel 368 00:24:47.079 --> 00:24:51.680 things that or that is totally part of my life, to also buy other 369 00:24:51.680 --> 00:24:59.319 properties later and so on. And the bonds, the bonds for me are 370 00:24:59.480 --> 00:25:06.119 an instrument that allows you to grow financially speaking fairly, that is, faster 371 00:25:06.200 --> 00:25:10.880 than the others, because you can first access higher rates, second to an 372 00:25:10.960 --> 00:25:15.400 interesting flow for a long time. Tell yourself flow goes in with spoons, 373 00:25:15.400 --> 00:25:21.880 flow yields, that is profit that goes to your pocket frequently every three or 374 00:25:22.000 --> 00:25:26.400 six months, depending on the bonus and insured for a long term, which 375 00:25:26.480 --> 00:25:29.440 is very interesting, because if you lower the rates and pass whatever happens in 376 00:25:29.519 --> 00:25:33.200 the market, you already have that insured for longer. And, besides that 377 00:25:33.240 --> 00:25:36.759 whoever knows how to invest in bonds when he' s going to sell it, 378 00:25:37.039 --> 00:25:40.119 if they sell it at the right time, he can also make a 379 00:25:40.119 --> 00:25:42.200 capital gain, so those three I love, although there are many others, 380 00:25:42.480 --> 00:25:45.839 but those three are part of me and you what' s your favorite. 381 00:25:45.920 --> 00:25:48.680 You have one you can say so hard. Right. After Jente says the 382 00:25:48.720 --> 00:25:52.759 question and I said it' s true, it' s very difficult to 383 00:25:52.759 --> 00:25:56.319 choose one. I love investment funds and I' ve always said so, 384 00:25:56.559 --> 00:26:00.960 because it works both for short- term or long- term goals, because 385 00:26:00.079 --> 00:26:03.640 even though you can withdraw your money like liquid every 24 hours, you can 386 00:26:03.640 --> 00:26:10.680 leave it there for exactly years. I also love that it grows with compound 387 00:26:10.680 --> 00:26:15.000 interest. I am a super fan of compound interest and in the United States 388 00:26:15.240 --> 00:26:19.880 I would say that also the same investment fund that we have here and there 389 00:26:19.880 --> 00:26:22.759 is called Indie pos or, TFS or cliffs, that what they do is 390 00:26:22.839 --> 00:26:29.480 that, instead of investing in financial instruments, they invest in an index, 391 00:26:29.759 --> 00:26:33.559 in an index that continues in the five hundred largest companies in the United States, 392 00:26:33.920 --> 00:26:36.079 like the Snapie fif Hunter. So what I like is that these two 393 00:26:36.160 --> 00:26:40.119 instruments are very similar, both in Dominican public and in the United States, 394 00:26:41.079 --> 00:26:44.920 which in itself. When you invest in them, your investment is diversified, 395 00:26:45.200 --> 00:26:48.880 that is, it is not in one product, but in different ones. 396 00:26:48.119 --> 00:26:52.400 So that part I like and I also love about the investment funds, that 397 00:26:52.480 --> 00:26:56.079 whether I carry a thousand pesos or when I carry a million pesos a hundred 398 00:26:56.160 --> 00:27:00.200 thousand pesos, we all get the same profitability. So the question is difficult, 399 00:27:00.359 --> 00:27:03.640 because also, gentlemen, I like motorcycles, bonds, stocks, but 400 00:27:03.640 --> 00:27:07.359 if I had to choose one, I didn' t go for those. 401 00:27:08.000 --> 00:27:11.799 Yeah, I think the investment fund, as well as when I vote such 402 00:27:11.920 --> 00:27:14.119 a dress and I say ay looks like the time in the dive fund really 403 00:27:14.160 --> 00:27:19.599 looks like you is axible. Aden are flexible flowing. I mean. When 404 00:27:19.720 --> 00:27:22.960 I learned, gentlemen, from the investment funds, I kind of fucked it 405 00:27:22.039 --> 00:27:26.640 up, I said it' s not that I have to soak up this 406 00:27:26.720 --> 00:27:33.319 instrument because I loved it very much and well, we were also talking about 407 00:27:33.400 --> 00:27:37.200 the favorite investment. But and your favorite credit card, no, my god, 408 00:27:37.720 --> 00:27:41.759 well, here, here, in Republic You would say or in the 409 00:27:41.880 --> 00:27:47.200 United States, wherever it is, but they can go well, yes, 410 00:27:47.519 --> 00:27:52.160 okay, one and one, I would say that, according to the expenses 411 00:27:52.720 --> 00:27:56.839 I have in Dominican Republic, one of my favorites, because I don' 412 00:27:57.079 --> 00:28:02.599 t want to warm up, gentlemen, I would say that it is the 413 00:28:02.759 --> 00:28:06.000 visa plus one of my menca, which gives twenty percent return in restaurants. 414 00:28:07.400 --> 00:28:10.720 It also provides incentives in gymnasium. If you know that I love the whole 415 00:28:11.119 --> 00:28:15.720 gym supplements and also fuel. I mean, sometimes when I come here, 416 00:28:15.920 --> 00:28:21.880 I have to transport and so on and in the United States, because I 417 00:28:21.920 --> 00:28:23.559 ' m going to choose one of the trips. Gentlemen, because you asked 418 00:28:23.559 --> 00:28:27.960 me, my favorite doesn' t mean I don' t have others for 419 00:28:27.960 --> 00:28:33.359 those essential expenses. Mind because everyone here must have credit cards for both those 420 00:28:33.440 --> 00:28:37.359 essential expenses and those tastes. Then I have my credit cards for my essential 421 00:28:37.480 --> 00:28:45.200 expenses, such as the supermarket gasoline pharmacy in the United States. But also 422 00:28:45.680 --> 00:28:48.960 my favorite is travel, which is the capital one venture X, which gives 423 00:28:49.680 --> 00:28:56.920 miles. When you take them out for the first time it gives you three 424 00:28:56.200 --> 00:29:00.920 hundred dollars of credit per year that you can use on its platform so much 425 00:29:02.039 --> 00:29:03.359 to book flights as to book hotels. And a lot of people would say 426 00:29:03.599 --> 00:29:07.839 no, but on that platform prices are higher. Not really because they have 427 00:29:08.039 --> 00:29:11.279 a policy that guarantees you the same price. So if on their platform you 428 00:29:11.359 --> 00:29:15.599 see a higher price on an air ticket than what you see on Google Flight 429 00:29:15.640 --> 00:29:22.000 you can call and they match the price, then that' s three hundred 430 00:29:22.240 --> 00:29:26.039 dollars that in itself are giving you a hundred dollars they also give you every 431 00:29:26.160 --> 00:29:32.359 year as an anniversary to use on that same platform. We' re already 432 00:29:32.400 --> 00:29:37.000 talking about four hundred dollars. Of course they give you a hundred dollars of 433 00:29:37.160 --> 00:29:41.480 credit in the global and tre tse that has talked about that which I recommend 434 00:29:41.480 --> 00:29:45.359 a thousand percent. You save too much time at the airport and make that 435 00:29:45.440 --> 00:29:51.599 travel process easier in safety. You don' t have to take off your 436 00:29:51.680 --> 00:29:55.160 shoes, you don' t have to take out the computer, that is 437 00:29:55.160 --> 00:29:57.640 to say I see many gentlemen, for me that makes the process a lot 438 00:29:57.720 --> 00:30:02.440 easier, because you even leave in another row that there are fewer people, 439 00:30:02.599 --> 00:30:04.640 so with that card already having it, that already makes you free excellent. 440 00:30:04.680 --> 00:30:08.960 So, aside from that, for every time I use it I' m 441 00:30:10.079 --> 00:30:14.519 accumulating points that have served me for air tickets for my trips, for hotels 442 00:30:14.680 --> 00:30:17.759 and even for rent cars. Okay, so it' s been very functional 443 00:30:17.759 --> 00:30:21.000 for you. Of course and not to mention the benefits of the brand that 444 00:30:21.200 --> 00:30:25.960 we talk about international insurance, that I can do online consultations, so that 445 00:30:26.000 --> 00:30:30.400 is also something that listeners must verify. Yeah, yeah, yeah. In 446 00:30:30.680 --> 00:30:37.680 America, the truth is that I feel miles are too much of a crazy, 447 00:30:37.079 --> 00:30:40.599 crazy, and I don' t know, I don' t know 448 00:30:40.680 --> 00:30:42.319 what they' re doing, but they really should kind of send the tricks 449 00:30:42.319 --> 00:30:45.599 over here. I think so, yes, of course because I have seen, 450 00:30:45.799 --> 00:30:49.000 for example, videos I am giving a card that I am not going 451 00:30:49.079 --> 00:30:53.319 to mention, but a card that I know is here in the Dominican Republic, 452 00:30:53.640 --> 00:30:56.039 and that for me is a card that is aside, that is, 453 00:30:56.759 --> 00:31:02.880 it is an x card that I do not use and I would not recommend 454 00:31:03.079 --> 00:31:07.160 either, because we have already used it in my house on previous occasions and 455 00:31:07.160 --> 00:31:07.720 the truth that you do not give results. But in the United States, 456 00:31:08.079 --> 00:31:11.960 everyone gets results from that card and results that leave me with the feeling that 457 00:31:11.079 --> 00:31:15.440 it' s really the difference, because they don' t match it. 458 00:31:15.000 --> 00:31:17.839 Yeah, yeah, yeah, yeah. I think there' s a lot 459 00:31:17.960 --> 00:31:22.039 of potential, but at the same time, I think that financial institutions are 460 00:31:22.160 --> 00:31:25.359 now getting to grips with it, that is, they' re looking at 461 00:31:25.359 --> 00:31:26.400 those cards that didn' t have any benefits. People are already more informed. 462 00:31:26.839 --> 00:31:30.000 I don' t know if it' s economic, of course, 463 00:31:30.319 --> 00:31:33.079 or the shop saves by giving cards. Yeah, but people have more knowledge. 464 00:31:33.839 --> 00:31:36.559 Yes, no, because before they really had very little in the country, 465 00:31:36.839 --> 00:31:40.960 there were little ones with good benefits. Besides, it was kind of 466 00:31:40.960 --> 00:31:44.680 low profile. No one was talking about them and suddenly, we started talking 467 00:31:44.799 --> 00:31:47.440 about credit card, profit, credit, and people are going about what' 468 00:31:47.519 --> 00:31:52.079 s going on, what' s going on. Let' s compare, 469 00:31:52.880 --> 00:31:56.319 cancel one, I have the other and everyone goes looking for the one that 470 00:31:56.319 --> 00:31:57.519 suits him best. And I love that because in the end, gentlemen, 471 00:31:57.880 --> 00:32:00.279 we' re the user. They are more the pain of our money and 472 00:32:00.359 --> 00:32:04.960 we have the power to decide which products do work for us and to discard 473 00:32:05.079 --> 00:32:09.000 that is that they do not work for us and that they are simply losing 474 00:32:09.119 --> 00:32:14.000 credibility and losing public. I agree very much and you game your favorite credit 475 00:32:14.559 --> 00:32:20.319 cards or your number one card look. There are also many, i e, 476 00:32:21.799 --> 00:32:22.640 there are too many options. In my case, given what I want 477 00:32:22.720 --> 00:32:28.880 to take advantage of what I need in my home and so on, it 478 00:32:29.000 --> 00:32:31.839 can be totally different from what you hear need for you or for the point 479 00:32:31.920 --> 00:32:35.720 of life you are. But in my case, for me, the super 480 00:32:35.759 --> 00:32:39.440 cash back downesco is a spectacular card, a card that equally has a lot 481 00:32:39.480 --> 00:32:44.640 of time in the market, but it has very good benefits and not only 482 00:32:44.720 --> 00:32:49.000 for the percentages that they offer and in the categories that it offers, but 483 00:32:49.240 --> 00:32:52.519 also for the limit amount that it offers, that when one compares good, 484 00:32:52.720 --> 00:32:54.559 of course the percentage may not be the highest, but the limit amount is 485 00:32:54.559 --> 00:32:58.400 higher. Then it makes me feel better to have a lot more there. 486 00:32:58.920 --> 00:33:02.960 And for travel. It' s really a card that I have a few 487 00:33:04.039 --> 00:33:06.559 months ago, but I see it' s giving very good results. And 488 00:33:07.000 --> 00:33:10.079 it' s the Iberia card. It' s a card that, although 489 00:33:10.119 --> 00:33:15.920 we haven' t gotten the juice out yet, it' s true because 490 00:33:15.920 --> 00:33:19.039 it' s very recent. But we' re already looking at how those 491 00:33:19.039 --> 00:33:21.480 abios are growing, which is what they call points, miles, and so 492 00:33:21.559 --> 00:33:24.960 on. And when we did a projection, that is I made a projection 493 00:33:25.000 --> 00:33:30.680 that looks at if I buy a flight to Europe with the points of this 494 00:33:30.759 --> 00:33:35.680 card that are called abios, because it comes out at a point level, 495 00:33:36.160 --> 00:33:38.720 I remember that it was like thirty thousand, thirty- two thousand points that 496 00:33:38.799 --> 00:33:44.319 when you compare with any other card that you are identified, we are talking 497 00:33:44.440 --> 00:33:46.920 about that I want to sell you a bowl for Europe in one hundred thousand 498 00:33:47.000 --> 00:33:50.480 and a half points and you have to pay out. My husband passed to 499 00:33:50.559 --> 00:33:54.160 me that recently we just bought two flights with miles and I told him look. 500 00:33:54.839 --> 00:34:00.640 That card' s gone This card' s gone I mean, we 501 00:34:00.640 --> 00:34:01.799 were charged a lot of miles anyway. I' m talking about over a 502 00:34:01.799 --> 00:34:07.039 hundred thousand and pick them up and besides, everyone had to pay twenty thousand 503 00:34:07.159 --> 00:34:10.159 pesos in ten okay, it' s not going to be, but it 504 00:34:10.199 --> 00:34:12.960 ' s not worth the card, a card that' s a luxury. 505 00:34:13.079 --> 00:34:16.360 Basically nothing then. I feel like that one has a lot of potential. 506 00:34:16.519 --> 00:34:22.199 Obviously, I' m going to share our feedback later on, when we 507 00:34:22.199 --> 00:34:28.800 really start to get the excellent game out of it and that currently you would 508 00:34:30.480 --> 00:34:31.920 improve your finances, uy my finances. Oh, God of finance. Couple. 509 00:34:34.000 --> 00:34:37.039 Yeah, yeah, yeah. Look first and that' s something he 510 00:34:37.119 --> 00:34:43.559 confesses to, too. I' m talking about, you' re moving 511 00:34:43.559 --> 00:34:46.920 a movie and you' re really waiting to give it, pause, look 512 00:34:46.960 --> 00:34:50.920 and such a thing that we can do or such a thing that you mentioned 513 00:34:51.000 --> 00:35:00.679 to me, such a business. So I feel like the subject is very 514 00:35:00.800 --> 00:35:06.639 present that maybe true is normal in my house, because I am a financial 515 00:35:06.639 --> 00:35:13.440 advisor and educator, but I would like to isolate it a little more for 516 00:35:13.519 --> 00:35:15.840 specific moments or expensive those financial appointments. So we, for example, yes, 517 00:35:15.400 --> 00:35:19.320 sometimes we say ok, we' re going out to dinner, since 518 00:35:19.719 --> 00:35:23.599 we talked in the middle of dinner about such topics, but then we dispersed 519 00:35:23.800 --> 00:35:28.400 the themes and then, every once in a while we' re talking about 520 00:35:28.400 --> 00:35:30.559 finance. Then I feel like I' m getting a little bit rough. 521 00:35:30.039 --> 00:35:35.480 I wouldn' t like to have him so scattered. I don' t 522 00:35:35.760 --> 00:35:39.119 know how if you and Marcos already have it well established, we really don 523 00:35:39.199 --> 00:35:43.360 ' t have it super established either. But super so it' s like 524 00:35:43.519 --> 00:35:45.880 ah it' s the 30th of every month, but there' s a 525 00:35:46.000 --> 00:35:50.519 day a month that we talk about fine, just as you say we' 526 00:35:50.519 --> 00:35:52.000 re always talking like he tells me, like ah look, Mr Stack, 527 00:35:52.679 --> 00:35:57.599 it came out, it went up the market, that is to say cool, 528 00:35:57.760 --> 00:36:00.880 but like things like that on time from the house, like it already 529 00:36:00.960 --> 00:36:02.840 has, but it' s established, like it' s this day at 530 00:36:02.840 --> 00:36:07.599 this time. But yeah, once a month we talk like it' s 531 00:36:07.639 --> 00:36:13.000 even to be accounted for, like, okay how the budget goes. This 532 00:36:13.079 --> 00:36:16.960 month we spent a lot, we went on a trip and what we can 533 00:36:17.199 --> 00:36:22.000 do to improve We saved a little less than we already said, but there 534 00:36:22.159 --> 00:36:25.880 is not a specific day that may happen that, instead of doing it every 535 00:36:27.000 --> 00:36:30.000 month because we don' t have a specific day, we do it every 536 00:36:30.079 --> 00:36:31.000 month and a half, for example, and things accumulate a little bit more. 537 00:36:31.159 --> 00:36:36.880 Okay, okay, me. I would also like to be a little 538 00:36:36.960 --> 00:36:39.880 more aggressive in terms to the end. I' ve sometimes felt like a 539 00:36:39.960 --> 00:36:45.719 little held back in that sense, like I' m more pulling, moderate, 540 00:36:45.079 --> 00:36:49.199 conservative than aggressive. But in my house we do have a balance in 541 00:36:49.239 --> 00:36:52.199 that because Juan, my husband, is super aggressive, or he thinks more 542 00:36:52.440 --> 00:36:58.360 about it piece more in entrepreneurship, new business or new business line, etcetera, 543 00:36:58.760 --> 00:37:04.679 etcetera. And I' m more of a ok Let' s go 544 00:37:04.760 --> 00:37:06.880 to the stock market Let' s go straight to a bonus, let' 545 00:37:06.880 --> 00:37:09.039 s go straight to a fund? Then we have that balance. But yes, 546 00:37:09.079 --> 00:37:12.840 I would also like to be a little more aggressive. It happens to 547 00:37:12.920 --> 00:37:16.639 me with frames, with actions, with aggressive, it' s very aggressive 548 00:37:16.719 --> 00:37:20.840 and I' m not so much. I mean, literally, when I 549 00:37:20.920 --> 00:37:23.440 ' m aggressive, it' s going wrong, it' s like that. 550 00:37:23.519 --> 00:37:27.280 You' ll tell him I can' t be aggressive, because when 551 00:37:27.920 --> 00:37:30.000 I get excited, he' s got a bad saction. Then I really 552 00:37:30.119 --> 00:37:34.079 prefer to be the observer. You remember with gitcom me. I think that 553 00:37:34.079 --> 00:37:37.760 was a moment of greater agstivity of the whole story and I, Laura, 554 00:37:37.880 --> 00:37:40.519 have to invest in beat Come, Mom, invest in beat Come Ben we 555 00:37:40.559 --> 00:37:46.280 put a money in Bitcoin and it lasted like three years plummeted with friendship of 556 00:37:46.280 --> 00:37:50.239 loss, that is, the serious ones. We' re already in a 557 00:37:50.559 --> 00:37:54.039 position right now, yes, but yes, but that was a moment of 558 00:37:54.679 --> 00:38:00.039 aggressiveness and Mira is negative exactly. So what I do with those actions is 559 00:38:00.119 --> 00:38:02.679 look. I' ve been aggressive, because I don' t take it 560 00:38:02.679 --> 00:38:06.480 back. I mean, I' m at a loss, but I don 561 00:38:06.480 --> 00:38:07.599 ' t exactly take it back. Neither do I, as I materialize the 562 00:38:07.599 --> 00:38:10.119 loss. Yeah, me neither. I' m fine. Take it easy 563 00:38:10.239 --> 00:38:15.920 in that sense, and dear, Laura, if you get a lot of 564 00:38:15.920 --> 00:38:17.440 money, imagine that you' re walking down the street, not the street. 565 00:38:17.519 --> 00:38:22.840 Not anymore, right now, I can' t invest why with this 566 00:38:22.880 --> 00:38:25.679 money on a black tip, in a briefcase. But okay they call you, 567 00:38:27.280 --> 00:38:31.360 Mrs Laure, you won the contest of your life and you will receive 568 00:38:31.400 --> 00:38:36.519 half a million dollars in your name, signed by such a company. All 569 00:38:36.639 --> 00:38:42.920 formal that you art with that, Lieutenant Humile Dollars. Look, I' 570 00:38:43.039 --> 00:38:47.960 m also conservative, moderate, and the first thing I would do is decide 571 00:38:47.960 --> 00:38:52.480 what to do, because obviously that was very unexpected. I put a part 572 00:38:53.000 --> 00:38:58.239 in a high- performance rho account, to see what I do. In 573 00:38:58.360 --> 00:39:04.679 what I decide, hoop, I put a part. Let' s just 574 00:39:04.719 --> 00:39:08.519 say I put a hundred thousand dollars in a high- performance account, put 575 00:39:08.519 --> 00:39:15.039 two hundred thousand. We call for three hundred in a liquid investment fund and 576 00:39:15.119 --> 00:39:20.039 the rest I put in a longer term. Let' s say six months, 577 00:39:20.280 --> 00:39:22.079 one year, but then I can withdraw money. What I decide what 578 00:39:22.159 --> 00:39:30.159 to do, right. And then I start looking for a real estate and 579 00:39:30.280 --> 00:39:32.360 see what we can do with it. For Economics data, I mean, 580 00:39:32.760 --> 00:39:37.920 I would focus on those two goals, like one real estate for that to 581 00:39:38.840 --> 00:39:43.400 grow and another to see how to invest it in economics tata. I missed 582 00:39:43.519 --> 00:39:45.559 that high- performance roll account thing, maybe catch a little bit, either 583 00:39:45.639 --> 00:39:52.559 for a trip or for a weird portfolio, for a portfolio something like Ron 584 00:39:52.639 --> 00:39:59.159 lubujo. Clear eye for a few little earrings. You know, but yeah, 585 00:39:59.599 --> 00:40:01.000 a lot of it would divide it. So until because I don' 586 00:40:01.119 --> 00:40:06.400 t like to make decisions like hot, like you' re not going five 587 00:40:06.440 --> 00:40:10.880 hundred thousand dollars we' re going to make a cash offer for this property, 588 00:40:12.679 --> 00:40:19.280 not like a property I' d like to compare people and so on 589 00:40:19.400 --> 00:40:21.280 and then make the decision with more information and not in a hasty way. 590 00:40:21.559 --> 00:40:23.079 Yes and no. I think a lot of people would say that. That 591 00:40:23.119 --> 00:40:28.039 thing you mentioned. That example of that five hundred thousand dollars a real estate. 592 00:40:28.079 --> 00:40:32.119 Right now that it costs five hundred thousand and they leave and literally take 593 00:40:32.159 --> 00:40:35.519 the five hundred thousand, you keep me five hundred thousand. Yeah, exactly, 594 00:40:35.719 --> 00:40:38.000 like I don' t know if by emotion, like I hate to 595 00:40:38.079 --> 00:40:40.559 see then I prefer, since I have the money, I bought it, 596 00:40:40.800 --> 00:40:44.280 I already have my furniture. Not the other way around, I mean, 597 00:40:44.440 --> 00:40:49.199 I' d never really buy a hundred percent of the case in life. 598 00:40:49.360 --> 00:40:52.920 Neither am I, nor am I, and stopping it exactly even though it 599 00:40:52.920 --> 00:40:55.360 is very important. And that' s what you decide, because that money 600 00:40:55.920 --> 00:41:00.599 may continue to generate as we say, that is, if you need it 601 00:41:00.679 --> 00:41:02.960 in fifteen days or twenty days. That can happen in what you make the 602 00:41:04.079 --> 00:41:06.639 decision or in a month, in two months. You don' t know 603 00:41:06.639 --> 00:41:09.840 when, how long it' s gonna take for you to look for that 604 00:41:09.840 --> 00:41:12.920 real estate you want and what would you do? First, I mean, 605 00:41:13.039 --> 00:41:15.719 we run away with liquid, they send you more than one money. There, 606 00:41:16.280 --> 00:41:19.559 of course, running away what I think. Yes, I mean, 607 00:41:20.119 --> 00:41:23.119 we' re 100% aligned in that sense, because up to a day 608 00:41:23.199 --> 00:41:24.920 of$ 500, 000 we' re going to calcate it. How much 609 00:41:25.559 --> 00:41:32.559 would it be to ilrate it, how the liquid bottoms walk today suppose well, 610 00:41:34.079 --> 00:41:37.840 there is one that jumps. Yeah, there' s weight they' 611 00:41:37.960 --> 00:41:40.079 re still noticing in dollars, dollars. So it goes like a three rebu 612 00:41:40.239 --> 00:41:45.320 three fifty to four there are, but put three fifty to be observers, 613 00:41:45.480 --> 00:41:53.239 okay, so let' s see m ok for five hundred thousand dollars. 614 00:41:54.400 --> 00:42:04.760 Gentlemen, we' re talking too much of a fourth hope that I think 615 00:42:04.840 --> 00:42:08.719 I calculated it for a clear month, but ok three fifty for the one 616 00:42:09.039 --> 00:42:15.440 who doesn' t know how three fifty of a hundred truth is calculated to 617 00:42:15.559 --> 00:42:17.760 bring it to points in three hundred sixty, which is usually the basis of 618 00:42:17.760 --> 00:42:20.159 calculation used by saphiles in bags. Instead of dividing it between three, six, 619 00:42:20.280 --> 00:42:23.360 five, it divides it between three hundred and sixty to take it daily, 620 00:42:23.760 --> 00:42:28.679 then between three hundred and sixty. And then we' re going to 621 00:42:28.760 --> 00:42:34.159 multiply it by the invested capital, which is five hundred thousand dollars and well 622 00:42:34.159 --> 00:42:35.960 we' re talking one day. That' s$ 49. Imagine that 623 00:42:36.000 --> 00:42:39.360 I last the twenty- eighth day thinking we' re talking about a thousand 624 00:42:39.440 --> 00:42:43.840 three hundred and sixty dollars. Exactly I will last 28 days and analyzing what 625 00:42:43.920 --> 00:42:45.239 I do with that five hundred thousand two, that' s an income. 626 00:42:45.280 --> 00:42:49.239 Here, in Dominican Republic, I don' t say, I don' 627 00:42:49.360 --> 00:42:52.800 t say in me love because I don' t even give you to live 628 00:42:52.800 --> 00:42:54.760 under the bridge, but here, in the Republic of Americana, that' 629 00:42:54.880 --> 00:42:58.800 s an income and you' ve got a hundred left over without your dollar 630 00:42:58.800 --> 00:43:01.000 tempo. Well, that' s what I do first. Second, I 631 00:43:01.079 --> 00:43:07.679 ' m talking to my husband. Husband we go aggressive, contagion. Oy 632 00:43:07.440 --> 00:43:13.440 I am always a hundred sure that he proposes me a real estate, i 633 00:43:13.719 --> 00:43:19.840 e continue to grow the portfolio of real estate that we have already made up 634 00:43:19.960 --> 00:43:23.559 also a part for a fattening plot that we recently started. With this investment 635 00:43:23.880 --> 00:43:28.239 it is and so obviously, it is a long- term investment, but 636 00:43:28.679 --> 00:43:31.960 of course, it is a clear investment is a different investment, it is 637 00:43:32.039 --> 00:43:37.360 an investment in tyera menus roots, that is to say I like to balance 638 00:43:37.360 --> 00:43:43.840 the portfolio. Also because I see that investment options there are that are attractive 639 00:43:43.960 --> 00:43:46.280 to not only leave it on the liquid bottom, is that it is only 640 00:43:46.440 --> 00:43:51.840 a springboard, of course, but it is attractive that I can take a 641 00:43:51.880 --> 00:43:53.400 good slice and place it here to grow, that is, that it would 642 00:43:53.400 --> 00:43:59.000 make a diversification. There are among several styles of investment for the money that 643 00:43:59.079 --> 00:44:06.519 grows and obviously Greece and Turkey, Greece sdes know what the trip is doing. 644 00:44:07.719 --> 00:44:09.199 He' s got me talking to them and I haven' t planned 645 00:44:09.199 --> 00:44:12.599 it yet. I don' t put it on a true date. Now 646 00:44:13.000 --> 00:44:17.000 I get a date soon nobody clear salty, you have to visualize and act 647 00:44:17.079 --> 00:44:22.440 above all because you have many years visualizing, but you have to act exactly 648 00:44:22.440 --> 00:44:25.480 true. Then nothing, Gresso, Turkey would also take a part of that 649 00:44:25.639 --> 00:44:32.960 good super Kim award. And to close now what is the trip or destination, 650 00:44:34.519 --> 00:44:37.639 what you have made cheaper, cheaper, ok Look at the destination definitely 651 00:44:37.719 --> 00:44:44.079 Colombia. In other words, Colombia is extremely economical. I can tell you 652 00:44:44.119 --> 00:44:50.519 that I really spent like a thousand two hundred dollars with lodging, passage, 653 00:44:50.760 --> 00:44:57.000 clothes shopping, emerging Colombian designer that obviously, there we are talking about a 654 00:44:57.039 --> 00:45:00.159 luxury, literally that I wanted to give me food, dinner, drink, 655 00:45:01.760 --> 00:45:07.920 sir. Too cheap, too economical, and that was the true country, 656 00:45:07.239 --> 00:45:12.320 but one of the trips also came out cheaper. The now was you after 657 00:45:12.320 --> 00:45:17.039 you released in New York and prementamentely because we left four women, yes, 658 00:45:17.280 --> 00:45:21.199 and everything is videotaped between four. That is to say, we divided the 659 00:45:21.280 --> 00:45:25.599 food by four, the perfect number to travel exactly, the uber the lodging, 660 00:45:25.880 --> 00:45:30.320 everything was between four and I remember Laura that you and that' s 661 00:45:30.320 --> 00:45:32.920 it. We shared, for example, ice cream. I' m my 662 00:45:32.960 --> 00:45:36.920 half time, hok to half and I wasn' t a reed. It 663 00:45:37.039 --> 00:45:40.159 wasn' t because go, right now, people say like they wanted this 664 00:45:40.159 --> 00:45:43.079 street. No. No, it wasn' t like I said the time. 665 00:45:43.280 --> 00:45:45.559 I can' t eat anymore, Hocttock, because I want to keep 666 00:45:45.559 --> 00:45:49.000 eating. I can' t. We lost yes until exactly. Then it 667 00:45:49.079 --> 00:45:53.599 was all my appointment to eat more. Ladies and it' s us who 668 00:45:53.679 --> 00:45:55.880 finish us right now, tell us no. I didn' t buy an 669 00:45:55.960 --> 00:45:59.760 ice cream for everyone, yes, for you too, what was the fate. 670 00:46:00.119 --> 00:46:04.679 We met in New Colombia, that is to say, that is also 671 00:46:04.840 --> 00:46:08.159 by dephonic that falls from the kill, but I would say that also some 672 00:46:08.760 --> 00:46:13.239 trips that I would have thought I was going to leave, that is, 673 00:46:13.639 --> 00:46:15.840 the country forgiveness, not the total trip, but the country that I would 674 00:46:15.920 --> 00:46:20.159 have thought, that I thought was more expensive than it was. He went 675 00:46:20.199 --> 00:46:22.840 to Germany. Now when I went, I mean, food is super cheap. 676 00:46:23.079 --> 00:46:28.639 Yeah, the food ate the sausage. They have some dishes. There 677 00:46:28.960 --> 00:46:31.480 they eat a lot of pork, a lot of pigs, so you know 678 00:46:31.519 --> 00:46:36.639 I spent work. Also once you work and I spent work, but also 679 00:46:36.679 --> 00:46:42.119 that we went skiing, because I compared it with the United States and yes 680 00:46:42.400 --> 00:46:49.320 it is a little cheaper in the lodgings the transport that I thought was going 681 00:46:49.360 --> 00:46:53.960 to be more expensive also when we went on cruise to the honeymoon that we 682 00:46:54.079 --> 00:47:00.239 went, went to Greece, to my icon and to Santorini, and also 683 00:47:00.280 --> 00:47:04.559 went to Croatia, to du Broupnick and Split, because I thought that also, 684 00:47:05.119 --> 00:47:07.360 that is, we were going to a cruise in Europe. But when 685 00:47:07.440 --> 00:47:13.639 you figured it was seven days, that is, it was cheaper than we 686 00:47:13.719 --> 00:47:17.840 thought. And if I had stayed a night in, because it has been 687 00:47:17.920 --> 00:47:22.760 totally different than clear that I did not sleep there, yes, I also 688 00:47:22.280 --> 00:47:25.800 kept the taste that I want to go back, because it is also an 689 00:47:25.840 --> 00:47:29.760 experience to sleep there in one of the hotes. But I would have thought 690 00:47:29.760 --> 00:47:31.880 with a cruise to Europe was going to be more expensive. I don' 691 00:47:32.000 --> 00:47:36.320 t think the cruisers have given the crusaders a chance, that is, the 692 00:47:36.719 --> 00:47:38.880 only cruise that I' ve ever gone. It was a prize. You 693 00:47:38.880 --> 00:47:45.519 remember that I won compared that we won in pairs and lasted many days for 694 00:47:46.079 --> 00:47:51.360 the Mediterranean. Yeah, but I haven' t given him a chance to 695 00:47:51.679 --> 00:47:53.880 try the prisoner on a cruiser and I think a lot of people pull look. 696 00:47:54.000 --> 00:47:58.559 Cruises are the most economical and the most affective cost To me yes, 697 00:47:58.880 --> 00:48:01.840 yes, because already there you have accommodation clear, transport that you ubiquitous and 698 00:48:02.199 --> 00:48:09.199 you have all entertainment. I understand that with children it must be very cool, 699 00:48:09.400 --> 00:48:12.599 very nice or good. I haven' t gone with because I don 700 00:48:12.800 --> 00:48:16.159 ' t have children, but with envelope seen to the people that well, 701 00:48:16.559 --> 00:48:22.239 I with my nephew this to a cruise on the islands and he enjoyed very 702 00:48:22.559 --> 00:48:27.719 much, because they have activities for them, they have the pool, the 703 00:48:27.800 --> 00:48:29.480 slides and there is always something to do on the cruise. Then it also 704 00:48:29.519 --> 00:48:32.119 gives you the advantage. We did a cruise in my family, but this 705 00:48:32.159 --> 00:48:37.400 went to the Caribbean islands that we went thirty- five people. So there 706 00:48:37.519 --> 00:48:44.599 you had old people, young people and middle- aged people, who gave 707 00:48:44.760 --> 00:48:47.400 the freedom that he wanted to leave, the one who wanted to leave early 708 00:48:47.519 --> 00:48:51.239 on the island, because he was leaving early, but the one who wanted 709 00:48:51.280 --> 00:48:54.519 to stay maybe on the cruise that day, a wholesaler because he didn' 710 00:48:54.559 --> 00:49:00.920 t want to leave, because also, but you also shared very nice and 711 00:49:00.000 --> 00:49:05.679 you also have activities then the truth that a cruise is an experience, I 712 00:49:06.039 --> 00:49:12.599 say, and that with the children and family friends I have also made with 713 00:49:12.679 --> 00:49:15.320 friends is a unique and different experience, because in the case of Europe, 714 00:49:16.400 --> 00:49:21.599 for example, in Greece, precisely that they are street girls that you have 715 00:49:22.000 --> 00:49:23.519 to go up stairs and others, and they are narrow streets, because I 716 00:49:23.559 --> 00:49:29.400 didn' t have to be with the issue that I have to change myself 717 00:49:29.639 --> 00:49:30.880 taking a flight that with the suitcase on the cruise I left it and then 718 00:49:30.880 --> 00:49:31.920 I went back in. Okay, he' s got his pros and cons. 719 00:49:32.039 --> 00:49:36.000 Of course you do,' cause you only last one day in one 720 00:49:36.000 --> 00:49:40.360 place aha. But it is also I would say that a different experience for 721 00:49:40.360 --> 00:49:44.239 one to travel, that you should give yourself the opportunity also with renata. 722 00:49:44.400 --> 00:49:47.400 Yes, yes, yes, when the baby is born and grows a little 723 00:49:47.480 --> 00:49:51.559 longer. I think so, it' s going to make you a family 724 00:49:51.679 --> 00:49:57.679 trip that promises a lot of economic speaking and also quite fun, quite effective 725 00:49:57.679 --> 00:50:00.239 and quiet. Yeah, yeah, yeah. He' s not very stressed, 726 00:50:00.760 --> 00:50:01.480 he' s planning a lot. Fill in, too. Yeah, 727 00:50:01.559 --> 00:50:06.800 yeah. Well, gentlemen, Laura won' t stay. A lot of 728 00:50:06.920 --> 00:50:08.679 questions he has to ask you that he was going to get you off base. 729 00:50:09.320 --> 00:50:14.199 But this episode present for sado, for a part of s because part 730 00:50:14.239 --> 00:50:20.679 two we can do with the husbands. Oh, yeah, they got you 731 00:50:20.880 --> 00:50:25.559 two with the husbands. You' re wondering, as well as a variety 732 00:50:25.599 --> 00:50:28.719 of finance to get to know us a little bit more. What do we 733 00:50:28.840 --> 00:50:32.280 think in certain ways, certain things and nothing? I hope you were able 734 00:50:32.280 --> 00:50:37.119 to enjoy this episode, unlearned new things and laughed a little. Send this 735 00:50:37.119 --> 00:50:42.039 episode forward you stay alone with him, send it to your friends, coworkers 736 00:50:42.079 --> 00:50:45.199 and others so that they can also know a little more of him and side 737 00:50:45.320 --> 00:50:50.360 of economics tata. Well, gentlemen, thank you for joining us until we 738 00:50:50.440 --> 00:50:53.639 finally see each other in a next episode bye- bye Chau We left