WEBVTT 1 00:00:01.480 --> 00:00:07.440 How very good podcast do you all have welcome to the three hundred sixty- 2 00:00:07.799 --> 00:00:18.359 seven loga podcast. You can already listen to a podcast for an uninterrupted day 3 00:00:18.359 --> 00:00:27.280 for a year, something that I have been uploading the old podcasts, but 4 00:00:28.120 --> 00:00:34.640 notice that thirty- one, of podcast thirty- one or thirty, let 5 00:00:34.719 --> 00:00:44.840 us say that thirty- eighty I do not find them. I can' 6 00:00:45.000 --> 00:00:55.600 t find those podcasts. This one for moving from what it' s called 7 00:00:55.759 --> 00:01:00.640 from Spotify platform and all that, because in the attempt several were lost and 8 00:01:00.640 --> 00:01:07.959 I was sure that I had them complete on some hard drive, but the 9 00:01:08.000 --> 00:01:11.280 net is that I can' t find them. So if there' s 10 00:01:11.359 --> 00:01:19.200 anyone among you who still keeps the first hundred shows on my podcast, or 11 00:01:19.280 --> 00:01:22.719 those who might have maybe aren' t the one hundred maybe. They have 12 00:01:22.719 --> 00:01:26.959 about, ten, about, twenty, about fifteen. If any of you 13 00:01:27.040 --> 00:01:37.079 have them, then moches get wet with them so you can climb them up 14 00:01:37.079 --> 00:01:42.079 there to Spotify. And so let it go on, keep it there and 15 00:01:42.159 --> 00:01:49.640 be complete. Above all, not then this help me with that. As 16 00:01:49.680 --> 00:01:57.480 many of you know, on YouTube I am uploading the clips of many of 17 00:01:57.519 --> 00:02:05.599 the programs this year. Last year I didn' t do much of that, 18 00:02:05.879 --> 00:02:09.240 but this year I' m gonna get you back into that. So 19 00:02:09.400 --> 00:02:15.280 this one, then wait for a lot of content on that side. This 20 00:02:15.360 --> 00:02:23.120 one too, as I already announced, I' m going to start doing 21 00:02:23.240 --> 00:02:31.080 interviews with a lot of people, a lot of people this one I' 22 00:02:32.479 --> 00:02:35.240 m going to try to do an interview a month, that is, two 23 00:02:35.240 --> 00:02:39.280 interviews a year. I' ll try to be little asshole to accommodate my 24 00:02:39.319 --> 00:02:45.759 times well and that I can do two interviews a month to have twenty- 25 00:02:45.759 --> 00:02:51.120 four a year. And this and, well, so to be nourishing a 26 00:02:51.159 --> 00:02:55.719 little bit more of this, this one that more, I think nothing more. 27 00:02:55.800 --> 00:03:12.439 And, well, not long ago. I was looking at my networks 28 00:03:13.520 --> 00:03:19.960 and suddenly, I saw a pass because it' s not a memes like 29 00:03:20.039 --> 00:03:29.000 a publication where it said something like this if you don' t produce it 30 00:03:28.080 --> 00:03:31.360 ' s okay, no, you don' t have to feel bad about 31 00:03:31.360 --> 00:03:35.719 not producing something like that. It' s not worth it, not producing. 32 00:03:35.919 --> 00:03:46.960 Not a little bit in the sense of the stress people have or the 33 00:03:46.800 --> 00:03:55.120 pressure people have to produce, to produce to live. No, and well, 34 00:03:55.560 --> 00:04:02.319 this is a fact that we live in a society where money moves everything 35 00:04:02.479 --> 00:04:09.520 and well, why not say it in a world where money is very important. 36 00:04:11.680 --> 00:04:17.040 Güey I mean, our shair utopias that money doesn' t matter. 37 00:04:18.639 --> 00:04:28.639 This is not the money that matters. It matters a lot then our relationship 38 00:04:28.639 --> 00:04:35.439 with money, for it is. It is something that, unfortunately, we 39 00:04:35.480 --> 00:04:40.720 are not taught at school, in the schools I went to, because they 40 00:04:41.279 --> 00:04:45.879 never taught me how to manage my money, how to produce my money, 41 00:04:46.519 --> 00:04:53.120 how to manage it, invest it, reproduce it, spend it. Even 42 00:04:53.519 --> 00:05:00.759 no one teaches us how to spend the money. Not final, what suddenly 43 00:05:00.759 --> 00:05:12.519 presses are the needs we have. And well, there' s supposed to 44 00:05:12.519 --> 00:05:16.800 be one. No. There' s not supposed to be a pyramid of 45 00:05:16.839 --> 00:05:23.759 more Low than it guides us to see the needs we have to cover. 46 00:05:24.480 --> 00:05:29.600 For those who do not know him, give him a google cyrch stick in 47 00:05:29.720 --> 00:05:33.680 pyramid of more there is pyramid of maslow of many things, but the main 48 00:05:33.720 --> 00:05:39.839 one, because it is that of the basic needs of the human being. 49 00:05:39.920 --> 00:05:48.360 And the plus side, the part of the biggest and most important pyramid, 50 00:05:48.519 --> 00:05:51.920 because it' s the base, because it' s the basic needs we 51 00:05:51.920 --> 00:05:58.759 have. Not then, in strict theory, the money we get to have, 52 00:05:58.800 --> 00:06:06.199 which we get to generate, is to be used to cover the basic 53 00:06:06.319 --> 00:06:15.519 needs of that Maslow pyramid. No, and I say it naturally, because 54 00:06:15.560 --> 00:06:20.120 it seems to me that it should be this way instinctively. No. However, 55 00:06:20.560 --> 00:06:27.920 many other factors begin to play here. One factor, therefore, is, 56 00:06:28.160 --> 00:06:36.040 of course, all that is produced by marketing. Advertising. Advertising and 57 00:06:36.079 --> 00:06:45.879 marketing create needs, create needs, make you think you need things and mask 58 00:06:45.920 --> 00:06:56.160 this, with this car you will feel better use this phone and you will 59 00:06:56.319 --> 00:07:05.240 dazzle your friends and so, the brands. Not then this one, because 60 00:07:05.360 --> 00:07:15.240 that suddenly causes the individual, because they will lose what they need with what 61 00:07:15.399 --> 00:07:24.839 they want, misunderstand it and their priorities will change. Not then is that 62 00:07:24.920 --> 00:07:33.120 why we see people with phones of twenty thousand pesos without balance, or people 63 00:07:33.199 --> 00:07:44.279 with phones of thirty thousand pesos. But he' s not going to doctor 64 00:07:44.560 --> 00:07:50.639 sim when he gets sick. Not then the needs of the Maslo pyramid, 65 00:07:51.000 --> 00:08:01.759 because they are transpapeled because they are meeting the needs that marketing and advertising creates 66 00:08:01.879 --> 00:08:09.160 us. You don' t need this. Facebook, it' s crawling 67 00:08:09.240 --> 00:08:20.399 with post stuff from people who say ah I need it. I don' 68 00:08:20.480 --> 00:08:28.639 t know a hellow ketty ah egg pan I need it. This happens with 69 00:08:28.680 --> 00:08:33.240 the phones with the cars, with the tennis, with all Güey. Then 70 00:08:33.360 --> 00:08:39.200 it' s okay, you bastard, because the truth is, we' 71 00:08:41.639 --> 00:08:46.600 re being bombed all the time by this publicity. No longer, social networks 72 00:08:46.679 --> 00:09:00.480 have become an infinite carousel of advertising. Güey, you see, Instagram, 73 00:09:01.000 --> 00:09:07.120 are two publications of people who continue commercial, commercial, commercial, two other 74 00:09:07.159 --> 00:09:15.559 publications or three commercial, commercial, commercial, commercial And so Güey. And 75 00:09:15.639 --> 00:09:24.279 then, because all the time we' re bombarded with commercials on YouTube, 76 00:09:24.919 --> 00:09:31.200 on Facebook, on Instagram, on Twitter on I know it' s called 77 00:09:31.240 --> 00:09:37.159 X, but I' m going to keep saying Twitter this and so Güey, 78 00:09:37.000 --> 00:09:45.159 that is, all the time this. Marketing is telling us to buy. 79 00:09:45.919 --> 00:09:50.679 Buy, buy, buy, buy, fucker, and this egg I 80 00:09:50.799 --> 00:09:58.879 deserve. I don' t know credit card accepts credit card. Of course 81 00:09:58.960 --> 00:10:03.200 you' re in the future. Worry Güey. So, you bastard, 82 00:10:03.720 --> 00:10:09.000 not like that, so lightly you take that. And the truth is that 83 00:10:09.000 --> 00:10:15.200 it' s a very serious thing, Güey, very serious, because all 84 00:10:15.320 --> 00:10:20.639 of that makes the stress of not having everything the market offers us, marketing, 85 00:10:22.639 --> 00:10:30.440 because it becomes a well- assed anxiety that obviously forces you to produce, 86 00:10:30.519 --> 00:10:35.279 produce, produce, spend, spend, spend, and the cycle repeats 87 00:10:35.399 --> 00:10:43.639 infinitely until you die Güey. So that' s okay. Curious Güey, 88 00:10:43.879 --> 00:10:56.720 gorgeous Güey. This one. The truth is that it is not a vortex 89 00:10:56.799 --> 00:11:01.159 of situations in which if you do not get fucked, because you will be 90 00:11:01.159 --> 00:11:05.799 dragged and you will be overwhelmed and emotional health, because it is obviously affected 91 00:11:07.000 --> 00:11:13.720 not then this one. That' s why, all of a sudden, 92 00:11:15.159 --> 00:11:20.559 that kind of publications if you don' t produce, there' s no 93 00:11:20.960 --> 00:11:33.919 fart, because, more than showing someone who wants to egg, it shows 94 00:11:33.919 --> 00:11:39.559 evidence of an endless race to produce, produce, produce, spend, spend, 95 00:11:39.919 --> 00:11:43.240 spend, buy, buy and many times that we don' t really 96 00:11:43.240 --> 00:11:48.879 need. Güey, I mean, why would we need a phone of thirty 97 00:11:48.279 --> 00:11:58.159 - five thousand pesos, why the fuck for what you mean then that kind 98 00:11:58.200 --> 00:12:03.919 of saying, I mean, I understand that there are qualities, there are 99 00:12:03.919 --> 00:12:13.360 no qualities. This isn' t the same. I mean this one and 100 00:12:13.480 --> 00:12:20.919 I don' t know what I' m saying qualities this one that all 101 00:12:20.159 --> 00:12:35.919 of a sudden, we' ve been sold as the VP, the premium, 102 00:12:37.639 --> 00:12:39.639 the signatur not this one and then that appeals to no egg. I 103 00:12:39.759 --> 00:12:41.200 ' ve got to get to the track and I' m not. I 104 00:12:41.279 --> 00:12:43.320 ' m gonna go mix with the bitch. Güey. No. No, 105 00:12:43.159 --> 00:12:50.399 no, no. I want the iPhone fifteen, but I want the pro 106 00:12:50.559 --> 00:12:56.919 Max Max Max Max. Not Güey, the one with a golden manzanita pinche 107 00:12:56.559 --> 00:13:03.279 that nothing else in the world has ten million whales in the world of this 108 00:13:03.360 --> 00:13:13.960 millions of people. I' m special, and so is Güey, a 109 00:13:13.960 --> 00:13:20.720 badass Güey. And then, because there' s no money to reach, 110 00:13:22.080 --> 00:13:26.360 Güey, there' s no money to reach. And then, at the 111 00:13:26.519 --> 00:13:31.200 time when the money doesn' t exist, Güey, that' s you 112 00:13:31.240 --> 00:13:37.039 right now, you have five thousand pesos in the bank Güey, not ten 113 00:13:37.279 --> 00:13:41.159 thousand or whatever and they' re there in the bank. And if you 114 00:13:41.240 --> 00:13:45.559 go to the cashier, then in theory, you take it out and Güey 115 00:13:45.759 --> 00:13:52.799 doesn' t and you have the cash. No. Here' s the 116 00:13:52.840 --> 00:13:58.279 thing is, you' re paying less and less with cash. And then 117 00:13:58.360 --> 00:14:03.519 what you do is transfer. No, look, I' m gonna transfer 118 00:14:03.159 --> 00:14:09.240 you. I owe 500 pesos this plumber, so there goes the plumber, 119 00:14:09.399 --> 00:14:13.600 gets his deposit. The plumber doesn' t have it in cash, but 120 00:14:13.639 --> 00:14:20.679 he goes by paying the super and in the super they accept the card with 121 00:14:20.799 --> 00:14:28.240 the deposit that I made him and so all the time, because we are 122 00:14:28.960 --> 00:14:33.200 handling a virtual money that, many times it' s not even güey. 123 00:14:33.679 --> 00:14:41.840 No, so this is all the money we deposit in the banks, in 124 00:14:41.840 --> 00:14:46.240 the applications, in the sets, everywhere, that money is moving it. 125 00:14:48.159 --> 00:14:58.360 The entity is moving and is producing money. Produce to pay you your ten 126 00:14:58.480 --> 00:15:05.480 percent of sets, your fifteen percent of your eleven percent to clarify this what 127 00:15:05.600 --> 00:15:15.360 your pp R produces your personal plan for retirement is all the time. All 128 00:15:15.399 --> 00:15:18.879 the time, I mean, when you buy a car, the car is 129 00:15:20.000 --> 00:15:24.480 worth five hundred thousand pesos or three hundred thousand pesos, because that' s 130 00:15:24.480 --> 00:15:26.759 worth güey. But you buy it in a cup, say ten percent, 131 00:15:28.120 --> 00:15:35.120 not then ten percent. So, if it costs 300 thousand pesos number closed, 132 00:15:35.960 --> 00:15:45.840 let' s say that every year you pay thirty thousand pesos of no 133 00:15:45.919 --> 00:15:50.360 thirty thousand pesos. No. That is if it cost you five hundred thousand 134 00:15:50.440 --> 00:15:54.960 pesos, if they charge you thirty percent a year, well, not ten 135 00:15:54.080 --> 00:16:07.320 percent a year, because you pay this fifty thousand pesos a year of interest, 136 00:16:07.559 --> 00:16:11.000 and if you bought it five years. And I know it' s 137 00:16:11.000 --> 00:16:18.759 going down, because the balance is going down, but it' s two 138 00:16:18.559 --> 00:16:26.639 hundred and fifty thousand pesos of interest you pay, because almost half of the 139 00:16:27.000 --> 00:16:33.679 Güey car and those two hundred and fifty thousand someone won them, Güey not 140 00:16:33.720 --> 00:16:36.039 and maybe someone who lent the money. Ah, look, here' s 141 00:16:36.080 --> 00:16:40.759 your money. I' m paying you what you lent me. I give 142 00:16:40.840 --> 00:16:45.000 you your interest, I have a profit and that one turns so that with 143 00:16:45.039 --> 00:16:49.799 the money of others he lent to buy, to make the cars. Well, 144 00:16:49.840 --> 00:16:57.320 that' s the güey chain pinche. Or if you are one of 145 00:16:57.399 --> 00:17:07.799 the people who only earn their wages, then you are farting, because of 146 00:17:08.000 --> 00:17:14.799 the food chain of capitalism that we live in, because you are the weakest 147 00:17:14.799 --> 00:17:17.519 link. Güey, well, not the weakest, obviously, because it is 148 00:17:17.640 --> 00:17:21.400 the one who generates nothing. No, but you all the time, because 149 00:17:21.480 --> 00:17:30.000 you' re collecting, paying, you' re borrowing, you pay interest, 150 00:17:30.240 --> 00:17:32.759 you' re paying, you' re borrowing, you' re charging 151 00:17:32.759 --> 00:17:37.839 interest? And if all of a sudden that exceeds your ability to pay, 152 00:17:37.200 --> 00:17:42.759 because there comes a time when interest drives you crazy and it' s a 153 00:17:42.799 --> 00:17:51.559 time when mental health suffers no, and because it' s asshole güey, 154 00:17:52.759 --> 00:17:59.599 then this one can not produce güey, I mean, it' s okay 155 00:17:59.680 --> 00:18:04.039 not to produce, so yes. The point is, even if it' 156 00:18:04.160 --> 00:18:10.359 s for your basic needs, because you have to have money, and if 157 00:18:10.400 --> 00:18:14.920 you don' t have money, then you have a big problem. Güey. 158 00:18:15.359 --> 00:18:22.880 No, I mean, unfortunately this one needs nothing. Obviously, for 159 00:18:22.920 --> 00:18:26.880 it is not the same to throw a tamale cake on the morning of twenty 160 00:18:27.000 --> 00:18:33.000 baros with a tole of ten vars are thirty vars. It' s not 161 00:18:33.119 --> 00:18:41.240 the same as eating in the tox or eating in the italian prick or in 162 00:18:41.319 --> 00:18:45.119 the cardinal or in the cardinal, Güey is not the same. Güey. 163 00:18:47.480 --> 00:18:52.079 Then this I particularly, for I suddenly cast my tamale cake, but suddenly 164 00:18:52.240 --> 00:18:57.680 also breakfast chingon in the ihop, not pinche, breakfast of five hundred baros 165 00:18:57.680 --> 00:19:03.920 tree. No. The point is why I eat breakfast there. Güey is 166 00:19:04.039 --> 00:19:11.160 enough for me to have breakfast there pain or I don' t get Güey 167 00:19:11.359 --> 00:19:14.799 day, because many times that' s not it. If it doesn' 168 00:19:14.799 --> 00:19:23.079 t catch up with me, then it was because I didn' t produce 169 00:19:23.079 --> 00:19:25.880 enough Güey, what was needed not a duet. Then he' s a 170 00:19:25.880 --> 00:19:36.200 bastard. Because, then, when, when the point comes that you don 171 00:19:36.240 --> 00:19:45.720 ' t even know what your position in the economy is, this drawing from 172 00:19:45.839 --> 00:19:51.240 your community in common, in your country' s economy, no longer say 173 00:19:51.319 --> 00:19:56.000 the economy of the Güey world, when you don' t know that Güey, 174 00:19:57.480 --> 00:20:03.119 then you have a big fart Wey and super fart Güey. As some 175 00:20:03.119 --> 00:20:10.400 know, I' ll take the good one, I won' t take 176 00:20:10.400 --> 00:20:18.559 them. I accompany several people in the financial affairs of their personal finances and 177 00:20:18.599 --> 00:20:26.279 carry a couple of companies around. He masturbates, too. And the constant 178 00:20:26.279 --> 00:20:32.240 is that most people first don' t know Güey, they don' t 179 00:20:32.359 --> 00:20:37.680 know where he stands in terms of his economy. And when he knows, 180 00:20:37.759 --> 00:20:45.119 there comes a time when he prefers not to know Güey, because he is 181 00:20:45.400 --> 00:20:52.440 very overwhelmed to understand that the life that was being given is not the life 182 00:20:52.440 --> 00:21:00.079 that corresponds to him, not in terms of the value, of the human 183 00:21:00.839 --> 00:21:03.759 value, but in terms of therefore that you do not have to solve that 184 00:21:03.759 --> 00:21:11.160 Güey. No. So, this is a very complicated question, because it 185 00:21:11.160 --> 00:21:22.880 involves the whole issue of self- esteem, of emotional intelligence, of the 186 00:21:22.960 --> 00:21:33.720 east, of intrinsic value, of the human being who may at some point 187 00:21:33.359 --> 00:21:41.640 be affected because it is not enough for an iPhone fifteen. Güey, I 188 00:21:41.640 --> 00:21:48.240 mean, I really don' t know how many people I mean, I 189 00:21:48.279 --> 00:21:55.200 ' ve been doing this personal finance thing for a couple of years and last 190 00:21:55.279 --> 00:22:03.519 year I started with like twelve people, actually I for scheduling time issues the 191 00:22:03.599 --> 00:22:08.480 net is that I don' t attend to more than ten. But then 192 00:22:08.640 --> 00:22:12.440 pray to him that I don' t know what Güey absorbs, for there 193 00:22:12.440 --> 00:22:17.799 are twelve, there are thirteen. I was thirteen this year. Well, 194 00:22:17.920 --> 00:22:25.160 last year I ended up with two Güeys and I ended up with two this 195 00:22:25.200 --> 00:22:30.880 way, I particularly ah see you Wednesday at 2: 00 p m Güey 196 00:22:30.920 --> 00:22:33.799 comes out, that is, if Wednesday at 2: 00 p m? 197 00:22:33.880 --> 00:22:37.799 He' s not hearing it all right, no yes, I couldn' 198 00:22:37.880 --> 00:22:40.880 t get him out I' ll see you Wednesday afternoon at 2: 00 199 00:22:40.880 --> 00:22:42.799 p m. He comes out again and not again. I no longer touch 200 00:22:42.920 --> 00:22:48.839 base Güey, because in this matter of personal finances, the net is that 201 00:22:48.960 --> 00:22:57.319 if you do not do it by your own decision, because there is no 202 00:22:57.400 --> 00:23:03.920 way Güey, then there is no way the net, because I am forcing 203 00:23:03.039 --> 00:23:07.319 people to fix their financial motherhood, because the net is not something I want 204 00:23:07.359 --> 00:23:11.279 to do. Güey then, last year I ended up with two Güeys. 205 00:23:12.400 --> 00:23:19.759 This year I started with thirteen in January and now I have seven Güey, 206 00:23:22.759 --> 00:23:30.519 not this and well, because in the end, the net is that I 207 00:23:30.640 --> 00:23:37.559 juggle with the time to be able to support them. This and the net 208 00:23:37.599 --> 00:23:40.799 is that if at any time I run out of one, because there is 209 00:23:40.839 --> 00:23:45.920 no fart no, although the net is that I get five hundred baros in 210 00:23:45.000 --> 00:23:52.920 each session. This, the net is that it' s not this because 211 00:23:52.960 --> 00:23:57.559 it' s not something like that it' s vital to me. This 212 00:24:00.240 --> 00:24:04.440 is why, finally, I have a job, I have other entrances, 213 00:24:04.960 --> 00:24:11.359 other income, and not a constant one, because it is precisely that many 214 00:24:11.400 --> 00:24:22.680 of the people omen with their economic reality Güey. He omens well, bastard 215 00:24:22.759 --> 00:24:30.319 Güey when they realize that the standard of living they have dragging and that he 216 00:24:30.440 --> 00:24:38.160 has put them in trouble, because it is much higher than what they can 217 00:24:38.160 --> 00:24:45.680 afford. And so it has turned out that all of a sudden, because 218 00:24:45.839 --> 00:24:52.799 they think they are upper class, so to speak, and it turns out 219 00:24:52.839 --> 00:24:59.400 that Güey is not even lower middle class in terms of his financial reality Güey 220 00:24:59.519 --> 00:25:10.200 and very few people have the discipline and the patience to be able to fix 221 00:25:10.200 --> 00:25:17.519 their motherhood. You' ve been out of your mind for 20 years, 222 00:25:17.960 --> 00:25:22.000 with financial craziness, and you want to fix it in a month, because 223 00:25:22.000 --> 00:25:27.480 don' t suck. Some people think they have financial health, an emergency 224 00:25:30.359 --> 00:25:37.279 fund, or financial freedom. This one is built in a year, not 225 00:25:37.319 --> 00:25:41.759 a year. Güey, it' s not like that. Güey then this 226 00:25:45.599 --> 00:25:48.839 because several of these suddenly, for example, this year he does not hear 227 00:25:48.880 --> 00:25:55.359 that last year, that this one could no longer follow all that. This 228 00:25:55.480 --> 00:26:00.880 one we can continue And I, obviously, give priority to the new ones 229 00:26:02.079 --> 00:26:06.279 and the others I form to see if the other year, because I have 230 00:26:06.359 --> 00:26:11.400 room to be able to attend them. Not Güey, then this one does 231 00:26:11.440 --> 00:26:18.680 turn, it becomes a mess there, this whole money thing. No, 232 00:26:18.680 --> 00:26:25.839 this is a lot more than I' m fixing my mother. I' 233 00:26:25.920 --> 00:26:32.720 m fixing my mother' s ass and then suddenly, oh, I crashed, 234 00:26:32.960 --> 00:26:33.240 Güey didn' t, and you I had to pay. Tal? 235 00:26:33.400 --> 00:26:37.920 Tal? Tal? Tal? Tal? And then again I have my mother. 236 00:26:38.039 --> 00:26:45.119 That' s why Güey doesn' t, I mean, you have 237 00:26:45.160 --> 00:26:47.880 your motherhood because your economy is so fragile. Güey, who can' t 238 00:26:48.000 --> 00:26:51.160 stand such a situation. Güey, we saw him in the pandemic. Güey, 239 00:26:51.359 --> 00:26:56.000 in other words, millions of people saw the pandemic live daily in Güey. 240 00:26:57.920 --> 00:27:02.000 And after everything that happened, after all the shit, after you got 241 00:27:02.000 --> 00:27:04.720 kicked out of your job, after you closed your business, after all that, 242 00:27:06.200 --> 00:27:11.680 you didn' t do anything so that if tomorrow you fall down and 243 00:27:11.759 --> 00:27:18.200 break a foot, Güey, then you have a way to solve it. 244 00:27:18.279 --> 00:27:21.880 Güey, not Güey. Most people don' t do that, Güey, 245 00:27:22.160 --> 00:27:29.559 and then what happens, because we have a bunch of people who are very 246 00:27:29.680 --> 00:27:37.359 frustrated about it, Güey, angry at this social media, because suddenly they 247 00:27:37.440 --> 00:27:44.119 serve as the garbage dump in which many people, because they drop their shit. 248 00:27:44.240 --> 00:27:48.279 I mean, all your frustration, all that at some point, this 249 00:27:48.319 --> 00:28:02.000 one, this one, no, this one, you don' t reach 250 00:28:03.799 --> 00:28:08.039 this one, because that' s where Güey empties it. Not so much, 251 00:28:10.599 --> 00:28:19.640 in post let' s say that originals hate life pinches as in comments 252 00:28:19.680 --> 00:28:23.720 from people who comment. I don' t know that a picture of a 253 00:28:23.720 --> 00:28:27.240 vacation comes up. No egg, thank God, I' m on my 254 00:28:27.359 --> 00:28:37.799 vacation in Cancun. Ah you are well presumed, you are well banal and 255 00:28:37.880 --> 00:28:45.359 empty things like that, Güey, then this becomes there a vicious circle pinche, 256 00:28:45.039 --> 00:28:51.279 well culero Güey, in which, since many are tangled, Güey, 257 00:28:52.119 --> 00:28:57.279 and or well, we are tangled because I too perhaps, that is to 258 00:28:57.359 --> 00:29:03.480 say that I fixed my final motherhood, I think you look since my daughter 259 00:29:03.559 --> 00:29:11.680 was born twenty years ago. The net is that I started to manage myself 260 00:29:11.680 --> 00:29:18.000 better, but to live up to the day, to be able to satisfy 261 00:29:18.000 --> 00:29:22.599 your needs. And I, because I had my debts And so, Güey, 262 00:29:23.119 --> 00:29:30.200 not then this the net is that of that I started to take control 263 00:29:30.240 --> 00:29:41.680 of this, but to start to make me my emergency fund, this to 264 00:29:41.720 --> 00:29:48.559 build my financial freedom and that I am not thundering my fingers at the end 265 00:29:48.640 --> 00:29:53.599 of the month or that the college or that I was thrown a tire, 266 00:29:55.000 --> 00:30:00.240 because it has five years that I am building it and it has not been 267 00:30:00.319 --> 00:30:08.880 easy and if it is a matter of much, pinch discipline and at first 268 00:30:08.920 --> 00:30:11.240 you see it as a sacrifice, but in reality it is not so much. 269 00:30:11.319 --> 00:30:17.559 Güey, it' s not so much because when you start to understand 270 00:30:17.559 --> 00:30:22.279 what you spend, what you earn and you realize everything you spend on asshole 271 00:30:22.359 --> 00:30:27.079 Güey and everything you stop winning because you don' t understand well, for 272 00:30:27.119 --> 00:30:34.119 example, the compound interest this because they become, for you don' t 273 00:30:34.160 --> 00:30:40.319 know, using credit cards, because don' t mames Güey, that is, 274 00:30:40.599 --> 00:30:41.759 I' ve been five years, but that' s not how I 275 00:30:41.759 --> 00:30:47.480 already armed it. I don' t mean if it' s a whole 276 00:30:47.559 --> 00:30:52.680 subject that there is, that this is a lifestyle Güey, that is, 277 00:30:52.000 --> 00:31:00.000 it' s not like I don' t do it today or with what 278 00:31:00.039 --> 00:31:06.039 I did I already ruled pas always no Güey, because even the billionaire pricks 279 00:31:06.039 --> 00:31:10.079 who leave the ticket to their children, who don' t know what fart 280 00:31:10.079 --> 00:31:17.599 they suddenly can break Güey. The more one Güey that this little by little 281 00:31:17.720 --> 00:31:25.759 you are having there your investments, that give you a daily weight, or 282 00:31:25.880 --> 00:31:30.680 two pesos a day, or three pesos a day or ten pesos a day. 283 00:31:32.839 --> 00:31:37.160 So, this, because it' s a forever job, Güey, 284 00:31:38.039 --> 00:31:41.519 and it' s a job that not just anybody wants to do. Some 285 00:31:41.599 --> 00:31:47.200 have even proposed to me hear your semi- administrator Güey. Güey, don 286 00:31:47.200 --> 00:31:49.680 ' t suck, because with all this crap we' re talking about, 287 00:31:51.119 --> 00:31:52.240 it' s not even enough for you to pay me. Güey, for 288 00:31:52.359 --> 00:32:00.079 the infamous this obvious, for if you have the capital, then you pay 289 00:32:00.079 --> 00:32:04.680 an administrator to do it and Güey already. But if you don' t 290 00:32:04.680 --> 00:32:07.119 have to, Güey, then you do, because you have to learn, 291 00:32:07.359 --> 00:32:12.759 Güey. But there are people, not who don' t understand that. 292 00:32:13.119 --> 00:32:19.920 So this is whether you want to produce or not to produce, because you 293 00:32:20.000 --> 00:32:22.359 are free, you are in your right. Nothing else later we' re 294 00:32:22.480 --> 00:32:27.480 not crying because I don' t even have to eat güey, because I 295 00:32:27.519 --> 00:32:32.480 got sick and I don' t have any medicine, because someone died and 296 00:32:32.759 --> 00:32:38.960 I don' t even have a funeral because I don' t have and 297 00:32:38.960 --> 00:32:38.960 I don' t have and I don' t have and I never had 298 00:32:38.960 --> 00:32:45.000 güey. So it' s okay to be so, it' s okay 299 00:32:45.079 --> 00:32:49.160 to be cool, but that' s right. And if you don' 300 00:32:49.240 --> 00:32:57.720 t produce güey, if you don' t invest and you don' t, 301 00:32:59.039 --> 00:33:01.640 this is the information you allow yourself, Minister, better your money, 302 00:33:04.000 --> 00:33:13.119 that allows you to buy better, it' s not that it allows you 303 00:33:13.200 --> 00:33:15.640 to understand the difference between what you want and what you need. Well, 304 00:33:15.720 --> 00:33:22.480 then this one because you' re going to keep battling Güey, and it 305 00:33:22.480 --> 00:33:25.079 ' s all right, Gey, it' s all right, but, 306 00:33:25.920 --> 00:33:30.720 because it' s the reality Güey, and reality you can' t change 307 00:33:30.759 --> 00:33:37.480 it, no more with closing your eyes or no more with using it instead 308 00:33:37.480 --> 00:33:38.400 of the a or the or the güey the net, you can' t 309 00:33:38.400 --> 00:33:42.440 change it. You can' t change reality. No more like that. 310 00:33:42.519 --> 00:33:52.039 Güey, so, then, you have to document yourself, educate yourself, 311 00:33:52.119 --> 00:33:58.480 discipline yourself, be constant working a chingo no. Some people think the job 312 00:33:58.519 --> 00:34:10.880 is wrong. Güey, not this one who suddenly says dedicate yourself to something 313 00:34:10.960 --> 00:34:14.960 you like so that you never work in your life. No that' s 314 00:34:15.039 --> 00:34:19.159 not true Güey, that' s a blowjob And whoever indives you so lie 315 00:34:19.239 --> 00:34:23.000 to his fucking mother, Güey works at something you like so that you never 316 00:34:23.119 --> 00:34:30.199 work in your life no mamas Güey, that is, work is work, 317 00:34:30.679 --> 00:34:38.559 even if you like Güey, work tires Güey, work makes you spend time 318 00:34:40.599 --> 00:34:45.119 Güey, that is, it' s not like there' s no fart, 319 00:34:45.199 --> 00:34:49.400 not egg, that there' s fart and it' s good that 320 00:34:49.480 --> 00:34:55.280 you like what you do that you know your vocation, that you know this 321 00:34:55.400 --> 00:35:02.559 one so that what you do, it produces money to cover your needs, 322 00:35:02.880 --> 00:35:05.880 because it' s something that you really like. There is not a chingo 323 00:35:06.000 --> 00:35:15.440 of taxi drivers, for example, well charged güey licensed taxi drivers, not 324 00:35:15.519 --> 00:35:19.039 this one who do not like what they are güey clerks. Maybe there' 325 00:35:19.119 --> 00:35:23.079 s a chingo no. I' m surrounded by Godin clerks who, suddenly, 326 00:35:23.519 --> 00:35:29.880 their dream is to have a business to never work for someone no güey 327 00:35:30.800 --> 00:35:36.599 no so they think that because that' s going to solve their fart, 328 00:35:37.960 --> 00:35:47.639 which, obviously, identifies them as utopian assholes Güey, because it' s 329 00:35:47.679 --> 00:35:52.719 not like that. The net start a business is to work three times what 330 00:35:52.760 --> 00:36:00.519 you work today with zero security and certainty like the one you have when you 331 00:36:00.599 --> 00:36:06.679 earn a fixed salary Güey doesn' t. And we are also in the 332 00:36:06.800 --> 00:36:14.480 epidemic of entrepreneurship or not. I mean, everyone has to be an entrepreneur. 333 00:36:14.599 --> 00:36:17.239 Güey, you don' t have to be an entrepreneur. No, 334 00:36:17.400 --> 00:36:21.960 Güey, if you don' t want to be an entrepreneur, then don 335 00:36:21.960 --> 00:36:24.519 ' t be an entrepreneur. Güey doesn' t have to be an egg 336 00:36:24.599 --> 00:36:30.960 that you' re an entrepreneur. Güey, that is, you have to 337 00:36:30.079 --> 00:36:37.480 have a vocation for that, discipline, knowledge. Not if you don' 338 00:36:37.559 --> 00:36:42.239 t even know how to handle your money, what makes you think you' 339 00:36:42.280 --> 00:36:45.599 re gonna know how to handle a company' s Güey business money, not 340 00:36:45.599 --> 00:36:52.440 Güey. There are those who have a fixed salary, because it' s 341 00:36:52.440 --> 00:36:55.199 okay, Güey. The point is that you make with that income, whether 342 00:36:55.320 --> 00:37:05.800 it' s fixed or not Güey, not how you' re using it, 343 00:37:06.119 --> 00:37:09.360 what it is to use it well, which is to use it badly 344 00:37:09.440 --> 00:37:12.480 Güey, who teaches me Güey, because there' s a lot of ways 345 00:37:12.480 --> 00:37:20.480 to learn that Güey. But if you don' t want to pay the 346 00:37:20.559 --> 00:37:24.119 price of the time you have to invest to know that and understand it, 347 00:37:24.400 --> 00:37:29.760 if you didn' t want to go to school to understand some things, 348 00:37:29.960 --> 00:37:36.000 if you didn' t want to educate yourself, even if you didn' 349 00:37:36.119 --> 00:37:40.880 t go to school to understand some others, and if there are people who 350 00:37:40.880 --> 00:37:40.880 can teach you and you don' t want to pay Güey, then what 351 00:37:40.880 --> 00:37:46.800 do we do Güey? There' s no way Güey, there' s 352 00:37:46.920 --> 00:37:57.920 no way God can help you, so this is this kind of thing that 353 00:37:57.920 --> 00:38:07.159 suddenly doesn' t help. They do not help the band to do what 354 00:38:07.280 --> 00:38:13.519 has to be done to be right Güey in terms of money and good, 355 00:38:16.519 --> 00:38:24.320 because producing or not producing, because fortunately, fortunately, today is optional Güey. 356 00:38:25.719 --> 00:38:30.559 If you want to make a homeless, it can be Güey, that 357 00:38:30.679 --> 00:38:36.119 is you, you can go there to the corner of your neighborhood and adopt 358 00:38:36.159 --> 00:38:39.639 a colander and there you can live without fart. No one' s going 359 00:38:39.639 --> 00:38:46.400 to bother you, nobody' s going to fart you, Güey and you 360 00:38:46.400 --> 00:38:54.360 want to go to the subway, to ask for money, to play the 361 00:38:54.440 --> 00:39:01.760 guitar to ask Fortunately, here nobody sees you force that Güey, and fortunately 362 00:39:04.079 --> 00:39:08.480 I emphasize it, because this, there are countries in which you are not 363 00:39:08.480 --> 00:39:12.159 allowed to do it like this. Güey. However, here is only Güey, 364 00:39:12.360 --> 00:39:21.239 because the subject of assuming your consequence, Güey not, if you like 365 00:39:21.280 --> 00:39:23.559 to spend as an asshole, ah, assume your consequence, Güey not, 366 00:39:24.320 --> 00:39:34.199 if you like to throw this face with your car, with your phone or 367 00:39:34.360 --> 00:39:37.920 with your brand tennis, your tennis from fifty thousand bares, and you can 368 00:39:38.000 --> 00:39:43.400 pay them, because it is fine. Otherwise, you can pay for them, 369 00:39:43.679 --> 00:39:49.480 Güey, because you all have to produce. Güey. But then, 370 00:39:49.719 --> 00:39:53.400 if you want all that without producing, then no, moms, don' 371 00:39:53.519 --> 00:40:00.519 t overdo it, then. But well, so with this matter of producing 372 00:40:00.679 --> 00:40:19.719 or not producing. This one of the anxiety you have to be, to 373 00:40:19.800 --> 00:40:25.440 think you' re not moving forward, that you' re wasting your life 374 00:40:27.480 --> 00:40:32.519 because all the commercials say you have to have the new huaw Way, the 375 00:40:32.639 --> 00:40:37.960 new iPhone, that you have to throw yourself in a cafe, in a 376 00:40:38.079 --> 00:40:39.480 Starbucks daily and take a selfi with the glass with your name on it. 377 00:40:42.039 --> 00:40:45.639 This one that you have to ride on a pinche, car, fuckonzote, 378 00:40:45.920 --> 00:40:52.559 with burns. Güey, or you have to be in Cancun' s all 379 00:40:53.079 --> 00:41:00.440 - inclusive. This one and if you don' t have it, then 380 00:41:00.519 --> 00:41:06.039 all along then you' re doomed to be worth ben. And then he 381 00:41:06.079 --> 00:41:12.639 ' s a bastard, because ninety percent of the people, because they' 382 00:41:12.679 --> 00:41:15.639 ve got that choice, Güey, and they' re good at it. 383 00:41:15.719 --> 00:41:22.320 Güey, but, because the point is every individual you' re doing to 384 00:41:22.400 --> 00:41:29.480 solve it. Güey, not one of the dumbest things, but more bastards 385 00:41:29.519 --> 00:41:32.559 than the left won here in Mexico, won by Andrés Manuel López Obrador. 386 00:41:35.800 --> 00:41:39.559 It is that much of the thirty million who voted for him, many, 387 00:41:40.239 --> 00:41:50.000 many, many thought that, coming as if by magic, your economic life 388 00:41:50.039 --> 00:41:55.599 was going to change. Güey, I mean, really many many Güey and 389 00:42:00.639 --> 00:42:14.639 especially the middle class up Güey, the gag east of the first line tackle 390 00:42:15.159 --> 00:42:22.679 the poor, because they thought it was a pinche ga Güey. And so, 391 00:42:22.960 --> 00:42:30.840 not Güey. So the people who are the poorest are the ones who 392 00:42:30.960 --> 00:42:42.960 have seen with the supports, with the scholarships, because at least they can 393 00:42:42.960 --> 00:42:50.119 eat Güey. No And that' s good wey fuck that a person can 394 00:42:50.199 --> 00:42:54.719 eat Güey, can have to eat wey and it' s good that that 395 00:42:54.840 --> 00:43:00.880 person, because it starts to produce no means, that' s the duty 396 00:43:00.880 --> 00:43:06.559 to be. Obviously, there are many people, many people who are not 397 00:43:06.480 --> 00:43:13.400 even in a position to produce anything. Güey, not because of the environment, 398 00:43:13.639 --> 00:43:17.199 because of insecurity, because of some physical subject, some mental subject. 399 00:43:19.719 --> 00:43:23.440 Not this and the fact that they don' t starve to death, because 400 00:43:23.480 --> 00:43:28.639 I think it' s okay, but you, as an individual who receives 401 00:43:28.679 --> 00:43:35.320 the support, you receive the scholarships and you' re not understanding that much 402 00:43:35.440 --> 00:43:37.840 of that is so that you work and you don' t need it. 403 00:43:37.920 --> 00:43:45.119 Güey and at some point this money may be part of something else, for 404 00:43:45.800 --> 00:43:52.039 if we do not understand it like this, then these supports will be eternal 405 00:43:52.760 --> 00:44:00.920 and will be misunderstood No. Just like the government has to keep me. 406 00:44:00.559 --> 00:44:04.920 No, Güey, the government doesn' t have to keep you. Güey, 407 00:44:05.519 --> 00:44:12.480 the Government has to create the necessary conditions for all individuals to have a 408 00:44:12.599 --> 00:44:21.159 dignified life. Güey, but if it' s not your case, then 409 00:44:22.840 --> 00:44:27.800 this one, because you' re part of the problem. Güey, I 410 00:44:27.920 --> 00:44:31.000 don' t mean, if you grab and say ah, I don' 411 00:44:34.519 --> 00:44:40.480 t want to produce and you always stretch your hand I' m checking the 412 00:44:44.639 --> 00:44:50.880 balance of your welfare sale, because don' t mom, someone produced that 413 00:44:50.960 --> 00:44:54.679 money Güey so you can enjoy it and so that you have at least to 414 00:44:54.719 --> 00:45:05.599 eat and you get to fuck him Güey so that at some point, because 415 00:45:05.639 --> 00:45:12.920 you don' t need that fart anymore And well, that' s just 416 00:45:12.920 --> 00:45:15.039 a little bit of the delicate topic of scholarships. No, I definitely prefer 417 00:45:15.159 --> 00:45:19.840 that the millions of people who have it today have it, that they keep 418 00:45:20.800 --> 00:45:24.719 it a hundred hunks of a hundred families, and that they will chew it 419 00:45:24.800 --> 00:45:30.079 up on their journeys in their homes, in their cars, Güey, that 420 00:45:30.079 --> 00:45:37.440 is, the net. That' s how I see it, Güey I 421 00:45:38.440 --> 00:45:45.239 prefer that a thousand times. But if we already have that, Güey, 422 00:45:46.159 --> 00:45:52.360 because every individual who receives those scholarships, then do something about it, Güey, 423 00:45:54.199 --> 00:45:59.119 for what, so you don' t need it. Güey works so 424 00:45:59.159 --> 00:46:01.039 he doesn' t need it. If there comes a time when, thanks 425 00:46:01.360 --> 00:46:07.880 to the government with an egg I did not die of hunger, I was 426 00:46:07.880 --> 00:46:15.679 able to finish my school, I could do this and all that to pay 427 00:46:15.719 --> 00:46:21.440 it back to society and the country so that the country could do better with 428 00:46:22.000 --> 00:46:32.079 all that the country did for you but that it did not become a situation 429 00:46:32.480 --> 00:46:46.679 in which the self makes us this misunderstand, that the government has to keep 430 00:46:46.679 --> 00:46:52.639 us all always Güey, because not Güey, because if it is, there 431 00:46:52.039 --> 00:47:05.000 will never be money that Güey reaches then. But, well, this is 432 00:47:05.039 --> 00:47:15.400 the way things are, with this production decision, we don' t produce 433 00:47:15.519 --> 00:47:20.559 that goes well, pretty, bastards and bastards. And, well, I, 434 00:47:20.840 --> 00:47:24.639 uh, right now, I' m going to Toluca to deliver some 435 00:47:24.639 --> 00:47:25.880 orders. That' s where you bastards look.