WEBVTT 1 00:00:00.160 --> 00:00:04.719 You want to do more with your easy money. Join quick Digital Bank today, 2 00:00:05.240 --> 00:00:11.800 entering quick deo and enjoy products with more benefits and less costs. Get 3 00:00:11.919 --> 00:00:16.719 quicker and check what you' re doing today brings you closer to where you 4 00:00:16.719 --> 00:00:20.160 want to be. Tomorrow, make sense and put your money to work for 5 00:00:20.239 --> 00:00:26.760 your goals. Enter awwu ti balsa com and start creating your brokerage account. 6 00:00:27.519 --> 00:00:36.039 Since today, welcome to Economics, tattoo your finance podcast. Here we will 7 00:00:36.159 --> 00:00:42.640 speak lightly and sincerely of money where together we will turn the difficult into easy 8 00:00:42.759 --> 00:00:46.039 and clear we will take our finances to another level. From now on, 9 00:00:46.359 --> 00:00:52.079 your numbers will be as if you' ve never committed errols for a lecturing 10 00:00:52.359 --> 00:00:56.240 past, a healthy present, a promising future, and a grateful pocket. 11 00:00:56.320 --> 00:01:00.920 That' s why we' re following us on Instagram, Facebook, Tiklok, 12 00:01:00.920 --> 00:01:03.799 Linkedin and Twitter. Silver approved welcome to a new episode more Economics Tata 13 00:01:03.879 --> 00:01:08.319 Your finance podcast. I' m Kimberly and I' ll open it, 14 00:01:08.319 --> 00:01:14.680 Laura. Let' s talk about living alone. A subject that writes to 15 00:01:14.680 --> 00:01:21.000 us all the time that how can you step in to become independent without just 16 00:01:21.040 --> 00:01:23.359 getting married not and that sting, that' s why I' m going 17 00:01:23.400 --> 00:01:26.159 to sing, that' s how I can put that as a goal, 18 00:01:26.200 --> 00:01:30.879 because I definitely can' t move alone. Yeah, I' m not 19 00:01:30.959 --> 00:01:37.079 maintained and if I don' t have money or one of two exact and 20 00:01:37.120 --> 00:01:41.760 if I' m not married, here' s a taboo, that is, 21 00:01:42.280 --> 00:01:46.439 I can' t move on my own if it' s not after 22 00:01:46.439 --> 00:01:49.200 the church that I go out with my husband, but why they can move 23 00:01:49.200 --> 00:01:49.560 alone and they don' t think like why it isn' t. I 24 00:01:49.640 --> 00:01:52.000 don' t understand, I don' t understand the truth. I don 25 00:01:52.040 --> 00:01:55.680 ' t understand that part that a woman can' t, I mean, 26 00:01:55.920 --> 00:02:00.640 she can' t in quotes really get independent before she gets married, that 27 00:02:00.840 --> 00:02:04.760 I don' t know how or don' t put that to her dad 28 00:02:04.840 --> 00:02:08.840 or her mom that I' m gonna get out of my house and I 29 00:02:08.840 --> 00:02:09.759 don' t even have plans to get married maybe, but I want to 30 00:02:09.759 --> 00:02:12.639 live alone, I want my space. Yeah, I think our generation has 31 00:02:12.759 --> 00:02:19.159 been changing a little. That goes back to the taboos of financial education, 32 00:02:19.199 --> 00:02:22.919 which wasn' t done before, that our grandmother didn' t know anything 33 00:02:23.000 --> 00:02:27.039 about a bank account, that she couldn' t talk about finance, but 34 00:02:27.120 --> 00:02:29.639 now, like the woman' s taking her steps. Yes, yes, 35 00:02:29.719 --> 00:02:32.960 yes, and very important to be able to make decisions like that of fashioning 36 00:02:34.159 --> 00:02:37.960 just because otherwise, if you don' t have a financial platform and you 37 00:02:38.000 --> 00:02:39.759 don' t have financial education and a base, you can' t take 38 00:02:39.759 --> 00:02:46.199 those steps. But we didn' t want to address this issue on our 39 00:02:46.319 --> 00:02:49.840 own that we both lived alone, but we invited a friend. Yes, 40 00:02:49.919 --> 00:02:57.400 we invite Sarhumain depublicista, founder of two projects, Sara mainly of help and 41 00:02:57.439 --> 00:03:01.560 the true rock, yes, right welcome to our podcast. I love to 42 00:03:01.599 --> 00:03:06.919 be sitting here with you because you are two women I admire too much and 43 00:03:07.000 --> 00:03:10.479 it has been my turn to see your trajectory very closely and to be in 44 00:03:10.639 --> 00:03:14.800 this table today talking about this subject that I love, but that was a 45 00:03:14.840 --> 00:03:16.560 subject that came to me in a very particular way. Not as everyone sees 46 00:03:16.599 --> 00:03:21.840 it, either I made the decision to live alone and start and get out 47 00:03:22.000 --> 00:03:27.680 of the nest. I think I got this chance for a woman. It 48 00:03:27.719 --> 00:03:30.240 was my mom who made the decision. It was my mom who told me, 49 00:03:30.400 --> 00:03:35.120 Sara, you have these savings, you have this project, you have 50 00:03:35.199 --> 00:03:38.360 money. My mom did it one way. It was to stop him from 51 00:03:38.560 --> 00:03:45.560 spending on as many trips as I would translate everything into a flight. I 52 00:03:45.639 --> 00:03:46.240 ' m going this way, I' m going that way. My mom 53 00:03:46.319 --> 00:03:51.439 said it. If I put a financial goal that she can hold on to, 54 00:03:52.120 --> 00:03:54.639 she' s going to stop being out of this by taking the money 55 00:03:55.240 --> 00:03:59.159 back from America and she' s going to commit her to something that' 56 00:03:59.199 --> 00:04:00.080 s sustainable over time and that' s a personal project of hers. My 57 00:04:00.120 --> 00:04:08.879 mom' s an economist. She could tell me exactly something she' s 58 00:04:08.879 --> 00:04:11.800 also a psychologist. Uh, because she had to imagine how she had to 59 00:04:11.919 --> 00:04:15.560 understand, because obviously, if she told you Sara, stop spending no more 60 00:04:15.639 --> 00:04:18.120 trips this year or no more trips for six months that she was going to 61 00:04:18.199 --> 00:04:20.839 tell you no more or less. I mean, I' m going to 62 00:04:21.199 --> 00:04:25.800 go on, but she says it in a strategic way, she did it 63 00:04:25.800 --> 00:04:29.120 in a strategic way and that I could make it sustainable for me too, 64 00:04:29.639 --> 00:04:34.439 that it was sustainable in time and that it was real It was a project 65 00:04:34.680 --> 00:04:39.120 in planes two thousand nineteen before the pandemic. It is true that the economic 66 00:04:39.199 --> 00:04:43.600 proposal was extremely different from the current one. The prognosis was very different. 67 00:04:43.800 --> 00:04:46.480 We did not think that everything that has happened in the economy after a pandemic 68 00:04:46.519 --> 00:04:50.920 would happen. But that also took a turn, because we already know what 69 00:04:51.000 --> 00:04:55.639 happened to that sector after the pandemic. But at the time that that decision 70 00:04:55.720 --> 00:05:00.279 was made with my savings, I buy in plans and I know that at 71 00:05:00.360 --> 00:05:03.120 a period of one or two years I had a very sustainable form of payment, 72 00:05:03.160 --> 00:05:06.439 it was every three months. They put me in an amount to pay 73 00:05:06.399 --> 00:05:11.759 and I already knew that I had to mentalize for every three months to make 74 00:05:11.800 --> 00:05:16.759 that credit to that property. Well, there' s a pandemic coming in, 75 00:05:17.319 --> 00:05:19.399 and obviously, the project is paralysing. It paralyzes for a while and 76 00:05:19.399 --> 00:05:25.360 I am happy because I have more time to pay and at that moment I 77 00:05:25.519 --> 00:05:29.079 did not plan to live alone. I saw it as I bought it from 78 00:05:29.079 --> 00:05:31.199 investment. I put it in an airbnb. I remember you, when you 79 00:05:31.720 --> 00:05:36.040 bought it, started with the first steps. You were telling me that you 80 00:05:36.040 --> 00:05:40.879 were talking like it was a total investment project and like I didn' t 81 00:05:40.879 --> 00:05:44.279 look like that was my house, as it was. It was something like 82 00:05:45.720 --> 00:05:47.160 that to your project. I see a blueprint. I' m not seeing 83 00:05:47.360 --> 00:05:50.480 it as or to put you exactly and I could see it away. I 84 00:05:50.519 --> 00:05:54.600 mean, it wasn' t something they' re gonna give me. It 85 00:05:54.839 --> 00:05:57.040 was a two- year project. Then, at that moment I saw him 86 00:05:57.120 --> 00:06:00.240 far away. And after the pandemic comes, it increases by three and a 87 00:06:00.240 --> 00:06:05.160 half years, then I see it even further. I kept paying without problems 88 00:06:05.240 --> 00:06:09.360 until the time comes when they' re going to hand me over, they 89 00:06:09.439 --> 00:06:14.000 ' re doing the meeting. And at that moment the real estate sector suffered 90 00:06:14.120 --> 00:06:17.800 a rise, after I had already signed contracts and so on, the same 91 00:06:18.759 --> 00:06:24.040 good that I had bought. He' s raised his price to twenty- 92 00:06:24.279 --> 00:06:29.360 five by fifteen percent, sorry to fifteen percent. You already know it demands 93 00:06:29.560 --> 00:06:33.720 that how something would go up to that magnitude and how it could be sustainable. 94 00:06:33.959 --> 00:06:38.480 And we had already signed something before a pandemic. But I too, 95 00:06:38.560 --> 00:06:44.040 like the construction sector, was also affected by the point that what at that 96 00:06:44.360 --> 00:06:48.279 time was very strong, happening inside the buyers and inside the people who were 97 00:06:48.360 --> 00:06:54.000 engaged in it and in the contract, abar understood that I really understood that 98 00:06:54.160 --> 00:06:58.720 could increase the prisoner, because I saw contracts after sale, that is to 99 00:06:59.040 --> 00:07:02.319 say that already in pandemic and I saw that they had that clause. I 100 00:07:02.399 --> 00:07:08.399 didn' t have that clause, but I think since they were all in 101 00:07:08.519 --> 00:07:15.240 the same position it was trying to negotiate. It will come as the pandemic, 102 00:07:15.360 --> 00:07:17.519 which was not exactly expected to be good. The point is that nothing 103 00:07:19.399 --> 00:07:24.199 we could do what, we could negotiate, I could make that dream come 104 00:07:24.279 --> 00:07:26.800 true and when I had it in my hands, I said ok. Now 105 00:07:26.959 --> 00:07:30.519 it' s time to live it or rent it in a wir renbe, 106 00:07:30.040 --> 00:07:34.439 because I fell in love with the idea that I could live alone and that 107 00:07:34.959 --> 00:07:39.839 I could make a home for myself and that I wanted to leave my house 108 00:07:39.879 --> 00:07:43.199 there, but not dressed in white as the illusion it has, but I 109 00:07:43.279 --> 00:07:48.120 always relaxed with that I put on a white Georsey and house and an exact 110 00:07:48.160 --> 00:07:49.360 maletic and a maletic and went to that space. I think that' s 111 00:07:49.360 --> 00:07:51.680 been one of the best decisions I' ve ever made in my life, 112 00:07:53.959 --> 00:07:58.399 because that decision, like it helps you grow up faster, helps you order 113 00:07:58.639 --> 00:08:01.839 just look at words my word of the year. I now, in May, 114 00:08:01.879 --> 00:08:07.480 spent a year living alone. My word of two thousand twenty- four 115 00:08:07.639 --> 00:08:11.959 was order. Right now it' s order in every sense of my life 116 00:08:11.000 --> 00:08:16.319 and by living alone I could understand order more like I don' t depend 117 00:08:16.360 --> 00:08:20.800 on anyone anymore. If my mom pays us the light, paints it, 118 00:08:20.639 --> 00:08:24.879 if the phone happens this, if there is no food and nobody buys it, 119 00:08:26.000 --> 00:08:30.639 little bit nobody like she doesn' t call the lady who cleans like 120 00:08:30.680 --> 00:08:35.519 there are many things that before responsibility, not responsibilities that before living in the 121 00:08:35.559 --> 00:08:39.799 place of my parents, I ignored it and said this almost imagi You must 122 00:08:39.879 --> 00:08:46.279 take it for granted totally. You understood that a little robbery was going towards 123 00:08:46.000 --> 00:08:50.120 it compared to that everything happens to us little good micico. That' s 124 00:08:50.159 --> 00:08:56.320 up to mom and dad in a lot of Dominican homes. Then nothing, 125 00:08:56.519 --> 00:08:58.320 when reality comes, that you cut off the water and light and you know 126 00:08:58.399 --> 00:09:05.080 how to survive this, I caused a shock but in a positive way and 127 00:09:05.200 --> 00:09:09.519 I already took it seriously. Okay. This is a life plan, this 128 00:09:09.720 --> 00:09:13.039 is a lifetime s and you realize it' s expensive, it' s 129 00:09:13.039 --> 00:09:20.519 cheap. What you can do yourself aha and what changes you can make to 130 00:09:20.919 --> 00:09:24.600 keep living. The first thing that happened to me was food. I think 131 00:09:24.600 --> 00:09:31.080 the amount of damaged food I voted for in that house. The first month 132 00:09:31.120 --> 00:09:33.919 ah because you make the first purchase and treat it all there buys you what 133 00:09:35.519 --> 00:09:39.320 you don' t like. You buy it all right and you think I 134 00:09:39.360 --> 00:09:41.159 can' t do this? I can do what? Another tata tata made 135 00:09:41.240 --> 00:09:46.159 a purchase like that if it was a family of fifteen people to fill that 136 00:09:46.159 --> 00:09:50.519 fridge, that fabulous fridge that I don' t buy doesn' t want 137 00:09:50.600 --> 00:09:54.320 to fill it up and see it pretty because it just looks nice full yes 138 00:09:54.399 --> 00:09:58.440 and I realized that it wasn' t sustainable, that the money that was 139 00:09:58.519 --> 00:10:05.480 spent on food, that in the end I didn' t get eaten because 140 00:10:05.759 --> 00:10:09.679 it damaged things that the life time of a cheese wasn' t for you, 141 00:10:09.919 --> 00:10:13.840 it didn' t give to me and that I was one or more 142 00:10:15.000 --> 00:10:16.759 than a pound that is a pound of an experience of one not having that 143 00:10:16.759 --> 00:10:20.120 experience. And a sara question before you went into the moment you moved in, 144 00:10:20.720 --> 00:10:24.039 you said that your mom set you that financial goal because you were putting 145 00:10:26.200 --> 00:10:30.480 the money in travel, in expenses and you didn' t have like maybe 146 00:10:30.519 --> 00:10:35.600 those clear savings. How was that change from you spending on travel, from 147 00:10:35.679 --> 00:10:41.519 not saving to already having a commitment to pay those fees every once in a 148 00:10:41.519 --> 00:10:45.519 while. I mean, like you did, like what was challenging to you. 149 00:10:45.799 --> 00:10:50.200 You know no roses. I say a beautiful pandemic and you couldn' 150 00:10:50.200 --> 00:10:54.879 t travel. You could live us and say it came at the perfect time 151 00:10:54.919 --> 00:10:56.600 where I couldn' t. But I, too, had to get the 152 00:10:56.639 --> 00:11:03.679 idea that everything that it is time to settle down to work to fulfill a 153 00:11:03.720 --> 00:11:09.000 dream and that the income was also ill- treated, was affected by a 154 00:11:09.080 --> 00:11:13.919 pandemic, but precisely in the same pandemic. I started a new project that 155 00:11:13.919 --> 00:11:16.399 was a brand of clothes and I don' t know why in pandemic people 156 00:11:16.440 --> 00:11:22.960 bought more rock than normal and not just more troop the big luxury brands on 157 00:11:22.080 --> 00:11:28.159 a global level. We mentioned a luxury brand and you can be sure that 158 00:11:28.240 --> 00:11:33.320 that brand doubled and even tripled the price of its products because people wanted to 159 00:11:33.360 --> 00:11:37.159 buy it a pode no longer understand leisure time, already one was at home, 160 00:11:37.320 --> 00:11:43.919 had time to see quiet. One I studied in Milan and we studied 161 00:11:43.960 --> 00:11:48.320 the luxury brand and one of the main reasons why a person consumes a luxury 162 00:11:48.480 --> 00:11:54.480 is when he is sad or has a lot of anxiety, because that gives 163 00:11:54.559 --> 00:11:58.440 him some adrenaline. So, in those moments where you' re more saturated 164 00:11:58.480 --> 00:12:03.840 with many emotions, that gives you adrenaline and you produce serotonin buying some good, 165 00:12:05.440 --> 00:12:09.240 whether it' s something material, a shoe, a wallet, women 166 00:12:09.240 --> 00:12:15.519 go in. We also did that at the University to ask and enter the 167 00:12:15.519 --> 00:12:18.320 stores and see the state of people' s souls, and not everyone was 168 00:12:18.440 --> 00:12:24.440 happy while we were buying some articles, but they were under a lot of 169 00:12:24.440 --> 00:12:26.879 stress. So, in the pandemic to the marks, that helped him because 170 00:12:26.960 --> 00:12:31.480 at the end of the day everything is mental. Yeah, so that also 171 00:12:31.720 --> 00:12:35.559 favored the brand that you threw out of rock exactly and that was a brand 172 00:12:35.679 --> 00:12:39.879 of beach clothes. Then, also at that time people all they did was 173 00:12:39.919 --> 00:12:43.840 go to the beach. Obviously, we live in the Caribbean, Dominican Republic 174 00:12:43.879 --> 00:12:48.000 in this case and that greatly favored that brand. Then, also the trips 175 00:12:48.039 --> 00:12:52.159 of the Peña, when they opened that people. The first thing I wanted 176 00:12:52.240 --> 00:12:58.799 to do after a pandemic was to travel to enjoy being in touch with people, 177 00:12:58.200 --> 00:13:03.919 because after some of that feeling of being so busy, you the first 178 00:13:03.000 --> 00:13:05.600 thing you want is a physical contact with someone. You want to talk, 179 00:13:05.799 --> 00:13:07.519 you want to sit down. That' s why they' re talking to 180 00:13:07.519 --> 00:13:13.639 you. This one' s so full of silver- plated cardazoa. Then 181 00:13:13.720 --> 00:13:18.559 you made that commitment. You always paid your dues on time and thank God, 182 00:13:18.720 --> 00:13:22.639 that brand went super well, even in the exact pandemic, and you 183 00:13:22.639 --> 00:13:28.240 could already create that savings that maybe had no other previous. I already had, 184 00:13:28.519 --> 00:13:35.240 because that savings I already had with him was. I was saving more 185 00:13:35.799 --> 00:13:39.519 money and already, in the end, when he paid me to touch that 186 00:13:39.559 --> 00:13:43.519 final fee I made a family loan. Okay, you applied for a loan 187 00:13:43.519 --> 00:13:50.279 from your family. Oh Fa my pass there is no such miracle. That 188 00:13:50.320 --> 00:13:54.919 ' s what happens for States to the best. But okay, okay, 189 00:13:54.120 --> 00:13:58.039 so, dear Sara, you didn' t have to borrow a bank. 190 00:13:58.759 --> 00:14:05.559 Thank you, thank God, because thank God it was my family and it 191 00:14:05.720 --> 00:14:09.639 was Ok for zero percent, of course, thanks to Dio for the love 192 00:14:09.720 --> 00:14:13.399 he has for his son. Yeah, sure, sure. But we really 193 00:14:13.600 --> 00:14:18.120 lend them are a clear ally, of course, and especially for a person 194 00:14:18.200 --> 00:14:22.039 who' s at this stage of Ok I' m going to buy flat 195 00:14:22.039 --> 00:14:26.120 because I want to move alone. Loans are going to help you eventually, 196 00:14:26.240 --> 00:14:30.000 because not everyone really has the opportunity for their family to get to that point 197 00:14:30.039 --> 00:14:33.960 of lending them the part they lack to buy their furniture or not everyone has 198 00:14:33.039 --> 00:14:39.320 the total amount to buy real property from each other. Then the loan comes 199 00:14:39.440 --> 00:14:43.720 at a point where it is your ally for you to be able to meet 200 00:14:43.879 --> 00:14:48.120 this goal. Now, on this loan issue, no one educates you, 201 00:14:48.480 --> 00:14:52.000 no one ever talks to you about loans, no one at all. I 202 00:14:52.159 --> 00:14:56.120 think for the same reason, since no one educates you about the loan, 203 00:14:56.320 --> 00:15:00.799 I was afraid. I was saying that I' m not going to be 204 00:15:00.720 --> 00:15:03.320 able to sleep if I have a loan and I have to give him a 205 00:15:05.159 --> 00:15:07.559 bank for four years with a cup and that it interests them or something. 206 00:15:07.320 --> 00:15:11.320 And at that moment my mom, being economists, gentlemen, I grew up 207 00:15:11.360 --> 00:15:16.039 in the corridors of a financial institution all my life. My mom spent thirty 208 00:15:16.159 --> 00:15:20.799 - five years working in a financial institution, so I lived that all my 209 00:15:20.879 --> 00:15:24.200 life, but in a way you' re also surrounded by an economist, 210 00:15:24.480 --> 00:15:28.639 whether it' s my mom or my brother. At no time did the 211 00:15:28.159 --> 00:15:35.399 issue of finance open up so clearly. I mean right now, I' 212 00:15:35.559 --> 00:15:39.519 ve already learned what a loan is. I want to take a loan just 213 00:15:39.600 --> 00:15:45.960 this year for another financial goal that I have and I can see it more 214 00:15:46.039 --> 00:15:48.559 clearly That is no longer a taboo issue, there is no longer that shell. 215 00:15:48.759 --> 00:15:52.679 I owe the bank money. It' s no longer something more normal 216 00:15:52.720 --> 00:15:56.320 exactly, because you don' t take it with exact fear and ignorance, 217 00:15:56.480 --> 00:16:00.600 but you know what you' re going to do exactly and it' s 218 00:16:00.639 --> 00:16:04.720 an impono for you to achieve financial goals, that is, you look at 219 00:16:04.799 --> 00:16:07.639 how you didn' t self- conscious that because for your property you didn 220 00:16:07.720 --> 00:16:12.120 ' t ask for a loan, and for another good goal you' re 221 00:16:12.159 --> 00:16:15.559 going to plan and that you owe it to a bank doesn' t mean 222 00:16:15.559 --> 00:16:15.399 that you have to stay the full term of that loan. You can create 223 00:16:15.519 --> 00:16:21.320 a plan to make extraordinary allowances and little by little a month that I had 224 00:16:21.399 --> 00:16:23.679 a lot of income. Ah well, let me pay you on my loan 225 00:16:23.720 --> 00:16:26.480 and so pay it off in a shorter time and, in the long run, 226 00:16:27.000 --> 00:16:32.120 pay less interest. Exactly, yes, we have publications of fairness. 227 00:16:32.200 --> 00:16:34.000 When I took out my first loan and poteload, which was in the two 228 00:16:34.000 --> 00:16:40.200 thousand eighteen, I was also blessed as you who bought my first property before 229 00:16:40.240 --> 00:16:44.759 the pandemic and the truth is that the price is extremely different from how the 230 00:16:44.960 --> 00:16:48.320 same furniture is now postponously. Then, at that time, when I went 231 00:16:48.320 --> 00:16:53.480 to take out that loan, it was really boosted because number one we already 232 00:16:53.519 --> 00:16:56.600 had a good saving for an initial and number two. The mother of the 233 00:16:56.679 --> 00:17:02.600 play calls me Kin Berlin legal box. I know I went to caban and 234 00:17:03.360 --> 00:17:06.759 I know what' s legal. Okay, I call, I call Juan, 235 00:17:07.160 --> 00:17:10.359 my wife and I, Juan, I fit him in, I remember 236 00:17:10.359 --> 00:17:12.319 that word. Legal complaint that I used to talk to him more about the 237 00:17:12.319 --> 00:17:17.079 fit. I tell you hey you don' t call me here merle to 238 00:17:17.119 --> 00:17:18.480 my two brothers what a daughter. Maybe I didn' t have that, 239 00:17:18.119 --> 00:17:22.079 but I' m saying good I' ll go Juan, fancy box Lil, 240 00:17:22.079 --> 00:17:23.119 what' s that? I' ll tell you a little bit, 241 00:17:23.119 --> 00:17:26.039 don' t wait. He arrives at the house, he actually came to 242 00:17:26.039 --> 00:17:32.200 the house and we started talking about the legal lace and at that time we 243 00:17:32.319 --> 00:17:33.400 were able to pull the parastam out with a nine percent cup. Set five 244 00:17:33.519 --> 00:17:38.720 years, a spectacular cup, clear for a very mortgage loan. But when 245 00:17:38.799 --> 00:17:42.359 we started the whole process, I was anorth, that is, I was 246 00:17:42.359 --> 00:17:45.359 in shock, Sara, because I was saying how it was that Mommy never 247 00:17:45.799 --> 00:17:49.039 told me this, how it was that at school I was never told about 248 00:17:49.559 --> 00:17:52.960 this, at the university and all these costs and all these clauses and all 249 00:17:53.119 --> 00:17:56.440 these things that have to be read. I mean, I only knew the 250 00:17:56.480 --> 00:18:00.160 initial at the time, the initial I was very focused on the twenty percent 251 00:18:00.240 --> 00:18:03.720 nine, but I didn' t know all these comics were coming. It 252 00:18:03.839 --> 00:18:08.720 ' s called Lippi Ele. This well- natured man comes the book Amen. 253 00:18:08.799 --> 00:18:12.599 Yes, the beloved transfer post of three percent that when you calculate three 254 00:18:12.680 --> 00:18:17.160 percent based on millions of pesos, is a very strong monster Totalen then, 255 00:18:17.400 --> 00:18:22.640 at that time we said good. Okay, we have the rate, we 256 00:18:23.079 --> 00:18:26.440 have to take advantage of the rate, we have the initial, but we 257 00:18:26.480 --> 00:18:32.200 ' re going to have to make a greater sacrifice in order to cover all 258 00:18:32.240 --> 00:18:34.240 the expenditure issues that isn' t right, it' s not ideal for 259 00:18:34.359 --> 00:18:36.200 you to get to that point without you knowing that you' re going to 260 00:18:36.200 --> 00:18:40.759 face it. So, for anyone who wants to eventually take out a real 261 00:18:40.880 --> 00:18:42.920 estate following a real loan, as it has helped, a potecario loan, 262 00:18:44.160 --> 00:18:48.799 we recommend you to go to Instagram, where we have a guide with all 263 00:18:48.839 --> 00:18:51.480 those costs that you should know before taking the step. Then I wanted to 264 00:18:51.559 --> 00:18:55.599 be on your case. You' ve already settled that loan. Not yet, 265 00:18:56.359 --> 00:18:59.200 but are you paying him? Sure, of course I do, but 266 00:18:59.319 --> 00:19:04.079 that mesamenno that call never lacks what quiet I mean, are you paying? 267 00:19:04.160 --> 00:19:07.519 Sames wasn' t a family loan. Forget about that. No. No, 268 00:19:07.640 --> 00:19:11.119 no, he can' t. They don' t leave me in 269 00:19:11.160 --> 00:19:12.599 a pencil that lapi and they' re gonna charge me. So you have 270 00:19:12.720 --> 00:19:18.920 commitment, commitment, commitment that' s not just the loan fee, because 271 00:19:18.960 --> 00:19:23.359 we already talked kays exactly. There are more expenses and look that when you 272 00:19:23.440 --> 00:19:27.839 have a home, it' s true. It' s me alone I 273 00:19:27.920 --> 00:19:30.480 spent a lot of time outside the house. There are some expenses that are 274 00:19:30.640 --> 00:19:36.119 much lower than I have already learned to reduce them, I already learned to 275 00:19:36.160 --> 00:19:38.920 handle the cost of light that in a moment was given to me a little 276 00:19:40.079 --> 00:19:42.079 and it was already normalized. Or yes, you have to arrive no longer 277 00:19:42.200 --> 00:19:45.960 from the south thinks it is cold in the country, then already the low, 278 00:19:45.359 --> 00:19:48.799 already low, that is, me living alone. I was almost paying 279 00:19:48.920 --> 00:19:52.680 five thousand pesos of light and I wasn' t given the number anywhere. 280 00:19:52.480 --> 00:19:56.440 And but I was your exact house, you weren' t married. Then 281 00:19:56.559 --> 00:20:00.559 I' ve been normalized. It' s already in two thousand and I 282 00:20:00.599 --> 00:20:03.440 peed that Mommy right now to a party. Of course there are 3, 283 00:20:03.759 --> 00:20:08.759 000 solar days, exactly, not to spend, for grenade, for economics 284 00:20:08.799 --> 00:20:17.720 go. Lords Sara Ay and I have thrown out. We studied together at 285 00:20:17.880 --> 00:20:21.599 school. That' s what we met when we were 14. It' 286 00:20:21.680 --> 00:20:25.640 s from my group of five friends, like we got together more, we 287 00:20:25.640 --> 00:20:27.880 talked more, we got to know each other all our lives, like knowing 288 00:20:27.960 --> 00:20:33.240 each other, so Obo must already have a lot of investment Balabaro market, 289 00:20:33.480 --> 00:20:34.799 truth, of course, of course, yes, because now I haven' 290 00:20:34.799 --> 00:20:40.160 t invested yet. I want to tell you that I' ve met her 291 00:20:40.160 --> 00:20:42.880 a lot. I called him, motivated him and filled him with the step 292 00:20:42.880 --> 00:20:48.079 of investing. Look. I told you that I invested December, of course 293 00:20:48.200 --> 00:20:51.559 because I want to change my cassero. This year is the love in February. 294 00:20:51.880 --> 00:20:55.599 We came back in February, but the first thing a friend of ours 295 00:20:55.759 --> 00:20:57.960 did, after she left Kimbert' s office. I tell you, in 296 00:20:57.960 --> 00:21:02.359 fact, I' m going to do the motivation where Sara starts, uh 297 00:21:02.920 --> 00:21:04.279 - huh, but she reverses, of course I know. I started and 298 00:21:04.480 --> 00:21:08.839 started their ticket to South Korea. What you want to be invested in travel. 299 00:21:10.160 --> 00:21:12.400 All right, but then it happens to me. But at the same 300 00:21:12.400 --> 00:21:17.920 time, I mean, with each one started falling Pa, Pa goes I 301 00:21:17.960 --> 00:21:19.279 said, but they' re all going. I started inverted now yes, 302 00:21:21.599 --> 00:21:22.960 of course the mos. There' s five or two of us. The 303 00:21:23.039 --> 00:21:26.759 third one has already opened the account. You' re going to invest me, 304 00:21:26.440 --> 00:21:29.359 right, obviously and dear Sara, it' s the only one missing. 305 00:21:29.920 --> 00:21:33.720 You' re telling me to burn the Indian riojahaja. I' m 306 00:21:33.720 --> 00:21:37.559 going to give it, I' m going to make it already promised and 307 00:21:37.720 --> 00:21:41.440 I' m going to put it in goal between February and March. I 308 00:21:41.480 --> 00:21:44.240 ' m going to start investing excellent, but you know what happened to me 309 00:21:44.359 --> 00:21:48.519 too that I want to start investing, but I want to invest in dollars, 310 00:21:49.079 --> 00:21:52.200 but the amount of dollars came out to me that was much lower. 311 00:21:52.440 --> 00:21:56.680 The rate is silver smaller in dollars. But why do you want to invest 312 00:21:56.759 --> 00:22:00.440 the dollars for your goal, for my mint and because I have bad liquidity 313 00:22:00.440 --> 00:22:03.400 in dollars. Right now. Okay, okay, well, you can really 314 00:22:03.599 --> 00:22:07.559 start a diversification for that goal, which is in dollars, which is your 315 00:22:07.640 --> 00:22:11.119 vehicle. You can invest it in dollars. Yeah, yeah, it' 316 00:22:11.200 --> 00:22:14.279 s shorter. But in the end, I mean, if you invest, 317 00:22:14.400 --> 00:22:18.359 for example, in weight and you put dollars in, when you come in 318 00:22:18.359 --> 00:22:21.519 six months, eight months, I don' t know what your goal term 319 00:22:21.640 --> 00:22:23.000 is, a from pesos to dollars. You may have a loss in points, 320 00:22:23.200 --> 00:22:27.000 so you put in dollar investand you are at the best possible rate, 321 00:22:27.480 --> 00:22:30.200 which can be in a mutual, for example, in a stock exchange, 322 00:22:30.359 --> 00:22:36.160 and combine it with an open investment fund. So you' re saving up, 323 00:22:36.839 --> 00:22:40.160 okay, so you' re going to watch the show, see the 324 00:22:40.200 --> 00:22:42.720 sad March workshop, so you know all the instruments. Yeah, that' 325 00:22:42.799 --> 00:22:48.799 s pretty good, March 30th. Yeah, fanatically definitely because they' re 326 00:22:48.839 --> 00:22:49.960 talking to me in Chinese. Of course, you have to start by education, 327 00:22:51.359 --> 00:22:53.799 to put education on and you have to take the advantage that you have 328 00:22:53.920 --> 00:22:59.279 your friend to you may not. I have to tell her Look, I 329 00:22:59.400 --> 00:23:02.480 got this money you want It was these bitches. I' ll do it, 330 00:23:02.480 --> 00:23:04.319 I say it. Look, it makes him the goal plan. Just 331 00:23:04.440 --> 00:23:10.279 look, I don' t need it for six months a year solved so 332 00:23:10.359 --> 00:23:12.759 completely, they no longer have me half ok excuses. There' s no 333 00:23:12.759 --> 00:23:18.240 listening. You have to start this year. Now, we were talking before 334 00:23:18.519 --> 00:23:23.079 we started recording that the three of us have lived alone in different places, 335 00:23:23.200 --> 00:23:27.319 that is, different times, and it still touched him when no one was 336 00:23:27.319 --> 00:23:30.359 thinking about it. It was that Imberly, exactly when we were in third 337 00:23:30.920 --> 00:23:36.720 or second high school ja, Kimberley lived sun and had many responsibilities that none 338 00:23:36.759 --> 00:23:40.480 of us had at the time. Well, there I thought we didn' 339 00:23:40.599 --> 00:23:45.880 t even think about it. I remember now vividly Kimberly having an alarm not 340 00:23:45.960 --> 00:23:48.559 to be cut off from the house. Lady who cut off my light several 341 00:23:48.599 --> 00:23:51.839 times. I had to call my friends to see where I was going to 342 00:23:51.920 --> 00:23:55.640 sleep, because they were cutting off my light. I was already at full 343 00:23:56.160 --> 00:23:57.720 - day college, arriving at ten and fifteen o' clock at night at 344 00:23:57.720 --> 00:24:03.000 my house. Everything off manager and I don' t know, well, 345 00:24:03.920 --> 00:24:06.359 nothing went to my friends' house because I didn' t have anybody else 346 00:24:06.359 --> 00:24:08.400 ' s. But yes, I really had to live alone very young. 347 00:24:08.839 --> 00:24:14.640 You know him from the first episodes we recorded, because my parents live in 348 00:24:14.920 --> 00:24:18.279 a town in Dominican Republic. So I, after I moved here, started 349 00:24:18.400 --> 00:24:23.799 living alone as an old man. Yeah, I really came in at fourteen, 350 00:24:25.400 --> 00:24:30.759 but the sixteen already left me one. Then sixteen begins the university seventeen 351 00:24:32.160 --> 00:24:37.039 live alone and at that time, although if I was still maintained because I 352 00:24:37.160 --> 00:24:41.480 did not work, I had to manage the house, I had to make 353 00:24:41.480 --> 00:24:44.079 the purchase. It didn' t exist at the time. Gentlemen, the 354 00:24:44.480 --> 00:24:48.519 online supermarket. For me it' s the best, the more the theme 355 00:24:48.559 --> 00:24:51.799 I do the two thousand twenty. Really then, at that moment I had 356 00:24:51.799 --> 00:24:56.119 to go to the super, I had to manage the budget they gave me 357 00:24:56.160 --> 00:24:59.680 I was given a allowance, although they covered the basic expenses, I was 358 00:24:59.920 --> 00:25:02.599 given an sa and that was me. I had to keep it. Yes 359 00:25:02.680 --> 00:25:04.680 or yes, that it was just with this allowance that I paid the loan 360 00:25:04.720 --> 00:25:08.160 of usurer to help me visit my boyfriend. They remember Madrid also the first 361 00:25:08.279 --> 00:25:12.960 episode without Carita listening. She was like a seven, a crazy, seven 362 00:25:14.039 --> 00:25:17.400 weeks, you' ve been crazy about that the first time you left clear, 363 00:25:18.000 --> 00:25:22.559 I took a loan with a loan shark. I mean, it wasn 364 00:25:22.799 --> 00:25:25.079 ' t a ba, but it was like a usurer. Yeah, that 365 00:25:25.119 --> 00:25:30.519 was the second time because I went to remember to conquer him, but nothing. 366 00:25:30.680 --> 00:25:36.279 Then it was also love from a distance, but bad I made with 367 00:25:36.519 --> 00:25:40.200 a loan on and very badly done, especially because imagine I had to go 368 00:25:40.680 --> 00:25:45.680 with a little table that I didn' t save at the time, because 369 00:25:45.839 --> 00:25:48.680 who now didn' t save. No one told me that I, that 370 00:25:48.039 --> 00:25:51.920 is one, did not have that habit created. And you didn' t 371 00:25:51.920 --> 00:25:52.880 know the instruments either, or anything about no, nothing, nothing, because 372 00:25:52.920 --> 00:25:55.960 this wasn' t talked about. You really didn' t talk. But 373 00:25:56.319 --> 00:25:59.920 exactly, yes, at least it was a base to live the sun. 374 00:26:00.119 --> 00:26:03.200 I say that as you say, like it empowers you, organizes you, 375 00:26:03.400 --> 00:26:08.160 gives you order, then responsibility and then I already started with all that it 376 00:26:08.279 --> 00:26:11.319 was up to me to grow up like a little bit faster. And then, 377 00:26:11.640 --> 00:26:15.039 that' s why I say that maybe I got married so young too 378 00:26:15.799 --> 00:26:18.599 because I was engaged by the age of twenty- one. For example, 379 00:26:18.880 --> 00:26:22.640 yes, it is true, yes, at twenty- three he was already 380 00:26:22.640 --> 00:26:29.079 married. Then he does go to ninety- four twenty- four and twenty 381 00:26:29.279 --> 00:26:32.480 - five already buying the first house. Then there, gentlemen, twenty- 382 00:26:33.240 --> 00:26:37.039 five, but it looked thirty- five. You really had to get ahead 383 00:26:37.119 --> 00:26:41.200 of the times in that respect. Yeah, and definitely, when you move 384 00:26:41.359 --> 00:26:48.039 in to sara, how you feel about buying, how I move what I 385 00:26:48.359 --> 00:26:55.640 decorate. It' s a process, that is, what happened that I 386 00:26:55.640 --> 00:26:57.359 didn' t understand the process. The first to understand the step. Then 387 00:26:57.400 --> 00:27:03.559 what came the states n uans that I said in passing. So, I 388 00:27:03.759 --> 00:27:06.599 ' m not gonna, I' m never gonna be able to complete it 389 00:27:06.599 --> 00:27:11.640 in life. Then there' s something I learned, making mistakes, screwing 390 00:27:11.759 --> 00:27:18.839 up good Dominican. Where do you spend more time? Where do you enjoy 391 00:27:18.960 --> 00:27:22.400 being at home in that place the most? You should invest the most of 392 00:27:22.519 --> 00:27:26.359 your budget in that place, because you' re going to enjoy it, 393 00:27:26.599 --> 00:27:27.359 because it' s the space you' re going to spend the most time. 394 00:27:29.519 --> 00:27:33.000 I didn' t understand that at first and I bought so many things 395 00:27:33.000 --> 00:27:38.519 for the kitchen, inspired by a friend of us who loves to cook, 396 00:27:38.720 --> 00:27:41.960 but you don' t want to cook, but I' m gonna pimp 397 00:27:42.079 --> 00:27:45.440 it myself, I mean, you imagine me cooking what you do. It 398 00:27:45.599 --> 00:27:49.279 ' s two days cooking with the mega buy, with the mega buy of 399 00:27:49.319 --> 00:27:52.200 lord and I invited people to my house and that makes him some dishes and 400 00:27:52.440 --> 00:27:57.960 that all and processor and blender and I went to your house the other day 401 00:27:59.119 --> 00:28:02.079 and ay how nice it is to be clear. All I mean, I 402 00:28:02.279 --> 00:28:06.599 gave too much budget to everything that had to do with the kitchen, when 403 00:28:07.119 --> 00:28:11.880 the reality is that you don' t love it or you don' t 404 00:28:11.920 --> 00:28:15.680 do it so much that I enjoy it the first month, that is, 405 00:28:15.680 --> 00:28:21.599 I' m happy now. Now I have a lot of time inscribed on 406 00:28:21.799 --> 00:28:25.960 a thousand plans to get me lunch and dinner, because I only have two 407 00:28:26.000 --> 00:28:30.440 meals a day, I ate it and dinner. And I' m not 408 00:28:30.920 --> 00:28:36.640 cooking ay and I' m not using it and I say shelle so many 409 00:28:37.000 --> 00:28:41.720 appliances that there are here that I didn' t buy it because of the 410 00:28:41.799 --> 00:28:44.000 fever of yes for wanting to do it at that moment. Then nothing. 411 00:28:44.519 --> 00:28:47.960 You decided to invest in the kitchen and the other places too, I mean, 412 00:28:48.200 --> 00:28:48.880 it was all at the same time because you had it. But the 413 00:28:49.000 --> 00:28:53.359 room lasted a little longer with the living room, I mean, I bought 414 00:28:53.519 --> 00:28:59.759 TV. Now it was January, okay, I lasted a lot to enable 415 00:29:00.319 --> 00:29:06.680 the room. The secondary room. Right now there' s nothing, because 416 00:29:07.079 --> 00:29:11.400 he slowly sends my room. He was still missing a few little things and 417 00:29:11.480 --> 00:29:15.279 I ended it up like the closet, like I knew it took time and 418 00:29:15.279 --> 00:29:18.519 it was too expensive. I mean, buying a chair, buying a table 419 00:29:18.720 --> 00:29:22.480 like it' s a little detail, it' s too expensive. Then 420 00:29:22.960 --> 00:29:25.319 it is true that you fall in love with having your own home. It 421 00:29:25.359 --> 00:29:27.599 ' s true that you want to decorate it, but it' s not 422 00:29:27.640 --> 00:29:32.200 sustainable either which was wanting to do it in the first month that you move 423 00:29:32.200 --> 00:29:33.640 me exactly brutally. It' s not that it' s not possible, 424 00:29:33.759 --> 00:29:34.440 it' s not feasible, it' s not factual. I mean, 425 00:29:34.799 --> 00:29:41.519 people who have, even if they' re as planned as much as possible, 426 00:29:41.920 --> 00:29:44.319 have their savings as they want, you' re doing it little by 427 00:29:44.400 --> 00:29:45.119 little, that' s who wants you to sit down with you on the 428 00:29:45.119 --> 00:29:48.680 floor. But of course I' m totally clear. So yes, as 429 00:29:48.839 --> 00:29:52.440 well as that discomfort and that there if you visit me and there is nothing 430 00:29:52.599 --> 00:29:56.640 here that you have, there is because when you move or get married, 431 00:29:56.000 --> 00:29:59.200 you think about the visit. Ah ok, the little band- aid for 432 00:29:59.480 --> 00:30:02.680 the visit, that the visiting bath is not, is as you say the 433 00:30:03.079 --> 00:30:07.640 area where you spend the most time, the area that your family or yourself 434 00:30:07.759 --> 00:30:12.119 enjoy more than I do enjoy and that although right now I use it when 435 00:30:12.240 --> 00:30:18.599 they visit me to set the table, I love the conversations on table, 436 00:30:18.759 --> 00:30:22.359 to have the table, pretty, that the table looks detailed, that I 437 00:30:22.480 --> 00:30:26.680 know what they thought about you when they invited you, that there is something 438 00:30:26.680 --> 00:30:29.799 special and different. That I enjoy and in that I am happy to invest 439 00:30:30.160 --> 00:30:33.440 now the three hundred romantic readers that are there for you to use. I 440 00:30:33.519 --> 00:30:37.839 ' m gonna be good. I' m going to put it in twenty 441 00:30:37.039 --> 00:30:41.920 encounters my us who moved the same way after that first apartment, we moved 442 00:30:41.039 --> 00:30:45.920 again two years ago and it peaked two years and two months, just when 443 00:30:45.960 --> 00:30:49.920 they were going to be reborn and we didn' t move. We started 444 00:30:51.319 --> 00:30:55.319 with an interior designer to arrange everything in step. I mean, I knew 445 00:30:55.359 --> 00:30:59.359 it was our time, I knew that everything was going by step, that 446 00:30:59.480 --> 00:31:02.079 even not the whole project was going to be at the same time. We 447 00:31:02.160 --> 00:31:07.400 were developing it for months, but we missed the kitchen. The kitchen for 448 00:31:08.799 --> 00:31:12.079 my husband is super important, because he loves cooking, but I don' 449 00:31:12.200 --> 00:31:15.480 t care. No, I mean, I don' t know. You 450 00:31:15.519 --> 00:31:19.519 saw the photos of Sofia Vergara, the video of her. I can' 451 00:31:19.519 --> 00:31:23.440 t cook. I' m not interested in learning, but I want my 452 00:31:23.440 --> 00:31:26.319 kitchen to look nice, exactly good. On bridges I told her that I 453 00:31:26.359 --> 00:31:27.559 think she' s pretty, but not now, it' s not the 454 00:31:27.559 --> 00:31:33.799 time. So when you move, when we move, we fix the studio, 455 00:31:33.839 --> 00:31:37.759 which is the area where we spend the most time, we share a 456 00:31:37.079 --> 00:31:41.680 lot in the studio, and then we go step by step with different areas, 457 00:31:42.000 --> 00:31:44.519 and now, that is, we' re talking about two thousand twenty 458 00:31:44.519 --> 00:31:48.240 - four. I moved in on two thousand twenty- one in December and 459 00:31:48.279 --> 00:31:52.599 now that we' re doing the kitchen or now that we' re fixing 460 00:31:52.640 --> 00:31:55.319 him with the designer of that time. Okay, well, everyone went up 461 00:31:55.400 --> 00:31:59.559 to be everything totally, but that' s always what I recommend. When 462 00:31:59.559 --> 00:32:04.319 you' re like taking things in step, you don' t have to 463 00:32:04.720 --> 00:32:07.000 furnish everything one way or another, start with the basics, with what you 464 00:32:07.079 --> 00:32:12.359 need essential to your mattress bed. It' s something you' re going 465 00:32:12.400 --> 00:32:15.759 to use every day as you say your space, but you don' t 466 00:32:15.759 --> 00:32:21.319 want to do it all suddenly, because it' s not factibul and you 467 00:32:21.319 --> 00:32:22.480 have to be prepared when there are unexpected things. I' m going to 468 00:32:22.519 --> 00:32:29.119 make it an anecdote that when the municipal rain, that the city collapsed and 469 00:32:29.680 --> 00:32:36.759 that was something extremely disastrous, of which the first second hour, the first 470 00:32:36.920 --> 00:32:40.279 I still did not live alone, ok, the second here that touched me, 471 00:32:43.559 --> 00:32:47.279 alone the world falling and, sir my car, did not drown by 472 00:32:47.400 --> 00:32:53.079 a neighbor that by chance, when I came down helped me, but the 473 00:32:53.119 --> 00:32:59.200 lights were damaged, that is, in the kitchen, the water fell and 474 00:32:59.279 --> 00:33:02.440 that light was damaged and I signaled something else inside the house and I, 475 00:33:02.839 --> 00:33:07.000 but how does this fix who I call what I do between others. My 476 00:33:07.079 --> 00:33:13.079 dear mother Lumbrera. At last you told me, sure, cover that kind 477 00:33:13.160 --> 00:33:19.640 of thing with plumbers, with technicians, call and you don' t have 478 00:33:19.799 --> 00:33:22.079 to pay extra for that kind of thing. That is also to see all 479 00:33:22.079 --> 00:33:25.559 the benefits that give you your card or that gives you insurance, you get 480 00:33:25.640 --> 00:33:30.400 car health. Whatever. Yes, yes, yes, you also save money 481 00:33:30.480 --> 00:33:32.720 there that you should not read it in the letters, because you carry fast 482 00:33:32.839 --> 00:33:37.839 and if you send funan. Yes, there is a good card, there 483 00:33:37.839 --> 00:33:43.759 are several, but there is one called woman here in our country and that 484 00:33:43.839 --> 00:33:47.440 is very focused on also women who live alone and help you in cases. 485 00:33:47.519 --> 00:33:52.079 So for you to hire a plumber or someone you need in the house. 486 00:33:52.240 --> 00:33:54.559 It is for the exchange of rubbers until they are brought with a door, 487 00:33:54.880 --> 00:34:00.039 carry, has locksmith and already the most common things of solution, of salon, 488 00:34:00.240 --> 00:34:07.079 of sword for aha Yes totally sara and a question you that lived alone 489 00:34:07.160 --> 00:34:13.239 in Milan, Europe. Oh, my God, I want to hear, 490 00:34:13.599 --> 00:34:16.400 and here too, tell me that contrast. If my mom was sitting once, 491 00:34:16.639 --> 00:34:23.960 I' d have to stop and leave, but very different. It 492 00:34:24.239 --> 00:34:28.599 is very expensive, very expensive Milan, in one of the city of macara 493 00:34:28.960 --> 00:34:36.480 of Europe, and perhaps without having the order the discipline, that financial education, 494 00:34:37.880 --> 00:34:42.480 like that carried weight to euro without you knows how the effort behind it. 495 00:34:43.280 --> 00:34:47.760 I think I was very immature in that process because I went with a 496 00:34:47.880 --> 00:34:53.360 government scholarship and that scholarship also had support, but that maintenance did not always 497 00:34:53.440 --> 00:34:59.360 come in due time. So if you didn' t go with a cover, 498 00:34:59.920 --> 00:35:01.920 I think that' s better. Or to tell the public on YouTube, 499 00:35:02.639 --> 00:35:05.880 to write it in the comments to see if it is already or better. 500 00:35:06.280 --> 00:35:08.440 Yeah, well, my year was a little strong in that respect. 501 00:35:09.679 --> 00:35:15.320 I hope I have improved now, because many of the Dominicans had to live 502 00:35:15.400 --> 00:35:20.719 between five and seven people, because in order to survive that for twenty- 503 00:35:21.800 --> 00:35:28.679 three months without the money coming, then nothing. What we could do is 504 00:35:28.920 --> 00:35:32.079 get help from our parents so we could continue to pay for life, because 505 00:35:32.840 --> 00:35:36.719 life was crazy. I mean, I look. That was in the two 506 00:35:36.800 --> 00:35:40.480 thousand seventeen, two thousand eighteen and I paid an income of one thousand four 507 00:35:42.199 --> 00:35:45.400 hundred euros that I see now and I say but it was not sustainable. 508 00:35:45.599 --> 00:35:50.360 There' s no transport, there' s no food, there' s 509 00:35:50.400 --> 00:35:52.280 no life, there' s no water can. There' s a bottle 510 00:35:52.280 --> 00:35:57.440 of water. So, at a very expensive university, where you have to 511 00:35:57.480 --> 00:36:00.239 do a project, where you have to make presentations, where everything was also 512 00:36:00.320 --> 00:36:07.280 an expense, then I look back and I say hopefully I don' t 513 00:36:07.360 --> 00:36:12.920 touch a daughter like we' re looking for a flight. No and what 514 00:36:13.320 --> 00:36:15.679 me or read it to me. I remember. But when you compare living 515 00:36:15.800 --> 00:36:22.000 alone and living in your country alone, it' s not the same at 516 00:36:22.079 --> 00:36:24.119 all, because it' s because you, when you live outside, especially 517 00:36:24.199 --> 00:36:28.559 at that stage of your life, that you were studying that your mom still 518 00:36:28.599 --> 00:36:34.039 had you had the mommy ay. You still don' t know what it 519 00:36:34.480 --> 00:36:37.960 ' s like to really get rid of a part of your money to cover 520 00:36:38.360 --> 00:36:40.719 your life or get out of the dan years. Aha exactly, i e, 521 00:36:42.480 --> 00:36:46.440 if I put it in a perspective the Dominican who can have his space 522 00:36:46.559 --> 00:36:51.239 here who doesn' t live in that was a cardboard box, i e 523 00:36:51.960 --> 00:36:59.320 my house was a studio and cost that, i e super reduced spaces, 524 00:36:59.400 --> 00:37:02.519 not necessarily living in the center of the city, but further away to get 525 00:37:02.519 --> 00:37:06.320 a much better day. So living here is Dominican republic, inside the central 526 00:37:06.400 --> 00:37:08.719 polygon, where you have access to so much service, where you have your 527 00:37:08.800 --> 00:37:15.719 car. We are really privileged to be under that network of service that the 528 00:37:15.760 --> 00:37:21.840 Dominican Republic offers us, or that our work also and to be able to 529 00:37:22.280 --> 00:37:24.920 afford it and because living in that way in a country, in Europe, 530 00:37:25.039 --> 00:37:29.039 either in Madrid, or in Paris and does in Milan, that would be 531 00:37:29.039 --> 00:37:32.519 crazy. We couldn' t, that is, you' d have to 532 00:37:34.000 --> 00:37:37.840 be a millionaire to be able to have a lifestyle, a mila lifestyle that 533 00:37:37.840 --> 00:37:40.079 we' re not here. Yeah, totally, yeah, super expensive meal. 534 00:37:42.000 --> 00:37:46.079 It is true that the salaries are different, but there is something that 535 00:37:46.440 --> 00:37:52.320 is super famous, precisely in Europe, that are the people who earn a 536 00:37:52.320 --> 00:37:54.960 thousand euros, a thousand five hundred euros, the Milky and with that they 537 00:37:55.159 --> 00:37:59.039 have to pay for their whole life, that is, whether they have children, 538 00:38:00.880 --> 00:38:02.320 whether everything and it is a very high cost. Yeah, yeah, 539 00:38:02.440 --> 00:38:07.920 for the income level for the income level totally. So let' s talk 540 00:38:07.719 --> 00:38:12.960 about those expenses that you have in your house to land those people that say 541 00:38:13.079 --> 00:38:15.760 yes, I want to live alone, but you have no idea and what 542 00:38:15.800 --> 00:38:19.039 it' s like to face this. So let' s talk about those 543 00:38:19.159 --> 00:38:23.519 expenses that we all have in our home so that people can land and even 544 00:38:23.519 --> 00:38:29.320 start projecting a budget of what your life would be like if you moved in, 545 00:38:29.559 --> 00:38:30.000 what your life would be like if you moved in. And they' 546 00:38:30.119 --> 00:38:34.599 re a very good question. Yeah, there' s all kinds of expenses. 547 00:38:34.760 --> 00:38:37.400 I think it all depends on the lifestyle of everyone and the tastes that 548 00:38:37.480 --> 00:38:40.719 are given in your case. For example, there are my social houses, 549 00:38:40.960 --> 00:38:50.159 which we have children in my house. I' m saying it with something 550 00:38:50.159 --> 00:38:52.840 It' s real. You can say. You can say. We' 551 00:38:52.920 --> 00:38:58.199 re not going to put it on and I saw you coming out I' 552 00:38:58.199 --> 00:38:59.440 m coming out that I can' t get you. We' re talking 553 00:39:00.360 --> 00:39:04.159 about what you need to live for. Electricity I knew electricity. I told 554 00:39:04.199 --> 00:39:08.119 him that in two thousand came to me from this month of two thousand eight 555 00:39:08.119 --> 00:39:14.480 hundred, two thousand eight hundred, electricity my cell phone, four thousand eight 556 00:39:14.480 --> 00:39:16.119 hundred, four thousand nine hundred, four thousand eight hundred came two five percent. 557 00:39:16.760 --> 00:39:19.639 I' m sorry I' m lifting. I pay three thousand eight 558 00:39:19.639 --> 00:39:22.440 hundred. Yeah, and I told you, but my vaccine is like an 559 00:39:22.559 --> 00:39:25.159 elevator. My cell phone' s not up, but I have two. 560 00:39:25.199 --> 00:39:28.679 I have the fleet and I have the cell phone. So also on that 561 00:39:28.760 --> 00:39:34.559 side, the fixed payment of the tower, the poor maintenance, ten thousand 562 00:39:34.599 --> 00:39:40.920 five hundred. This is my mom' s loan, my beautiful mother' 563 00:39:40.920 --> 00:39:49.239 s loan. Yeah, interest interest so not$ 2, 000 ok. 564 00:39:50.000 --> 00:39:54.000 Two thousand dollars. The other expense I have on gas spending in my house, 565 00:39:54.320 --> 00:39:58.480 which comes to me extremely cheap. You know, no, no, 566 00:39:59.119 --> 00:40:05.639 it doesn' t consist of not cooking g gets me 200 weight, spending 567 00:40:05.639 --> 00:40:09.159 300 cleaning, cleaning. I pay the girl who cleans me a thousand two 568 00:40:09.280 --> 00:40:13.800 hundred every time she goes then, usually goes to dobs a week. Medications, 569 00:40:14.679 --> 00:40:17.119 they don' t use supermarket drugs. You said it. I' 570 00:40:17.199 --> 00:40:22.400 m not on a thousand plans, and my weekly plan costs four thousand six 571 00:40:22.400 --> 00:40:24.559 hundred OK. And besides that, you don' t shop for your house. 572 00:40:24.800 --> 00:40:27.920 I don' t buy for my house. I don' t like 573 00:40:27.920 --> 00:40:32.519 the supermarket, but the milip comes out and I go to when the app. 574 00:40:32.880 --> 00:40:37.920 These are essential things. Not water, but I say you can do 575 00:40:38.039 --> 00:40:43.719 the super online. I' m not gonna see you miss everything right now. 576 00:40:43.880 --> 00:40:46.000 I have to get to my house to vote for a few things that 577 00:40:46.239 --> 00:40:50.920 have already hurt. Yeah, not that wasted money, I mean, good 578 00:40:50.960 --> 00:40:52.719 thing it didn' t. You' re not buying because since I' 579 00:40:52.800 --> 00:40:59.320 m planning that covers your gas. I don' t find it expensive. 580 00:41:00.039 --> 00:41:04.760 She reviews it with four thousand and bill and fills it every fortnight. Ok 581 00:41:05.239 --> 00:41:09.320 ok what other expense. It doesn' t put you see things, not 582 00:41:09.480 --> 00:41:14.880 because they' re going to be any other heavy expense. The health insurance, 583 00:41:15.360 --> 00:41:22.880 my health insurance eleven thousand pesos a month and international. Well, yeah, 584 00:41:22.280 --> 00:41:24.519 all right. It' s an investment, really, and I don 585 00:41:24.519 --> 00:41:27.960 ' t get involved. That' s exactly what if you can do is 586 00:41:28.079 --> 00:41:31.320 compare, compare to see the benefits of that versus others, see if it 587 00:41:31.480 --> 00:41:37.000 has a margin to save you that cost, like it was half or an 588 00:41:37.199 --> 00:41:42.800 exact chingo. That' s a non- negotiable thing, something that hurt 589 00:41:42.960 --> 00:41:46.519 me, something that I refuted many times because I said pussy what was so 590 00:41:46.519 --> 00:41:51.360 sick. Don' t say that so yes or sorry. That happens to 591 00:41:51.480 --> 00:41:54.159 me with the vehicle, with the veil insurance. I' ll pay for 592 00:41:54.199 --> 00:41:59.280 that, I say, but come to but what a round business this is, 593 00:41:59.519 --> 00:42:01.000 that' s me or a hecito. Thank God, I' ll 594 00:42:01.119 --> 00:42:05.639 make him the vehicle. I have the camera and I have to pay. 595 00:42:05.920 --> 00:42:10.320 Gentlemen, sixty thousand and a bill of pesos are safe at an annual aha, 596 00:42:10.320 --> 00:42:14.719 but too much. I just paid fifty- five. Too much. 597 00:42:15.360 --> 00:42:17.039 Yes, you' re adapted, elevated. It' s elevated. What 598 00:42:17.119 --> 00:42:21.920 another expense we could afford. I don' t pay for school, I 599 00:42:21.920 --> 00:42:25.239 don' t pay for any of that. Obviously I still don' t 600 00:42:25.239 --> 00:42:30.039 pay for the banderia, because there' s mime labo and dry to gym. 601 00:42:30.800 --> 00:42:36.159 That' s secondary spending. That' s good, because, for 602 00:42:36.480 --> 00:42:37.880 example, in the two thousand and twenty I have to go to the gym. 603 00:42:38.320 --> 00:42:42.000 No, but that' s mine in primary, because that card is 604 00:42:42.000 --> 00:42:45.119 there. Yeah, no, but no. He wasn' t a son, 605 00:42:45.760 --> 00:42:49.079 but he' s not, but it' s not clear what' 606 00:42:49.079 --> 00:42:51.760 s on his face. But my lifestyle is clear to everyone, like, 607 00:42:51.880 --> 00:42:55.159 for my lifestyle that' s kind of non- negotiable. Ok ok ok 608 00:42:57.159 --> 00:43:00.679 for secondary expenses no. No, no, no, no, hall ok, 609 00:43:00.159 --> 00:43:07.800 yeah, I' m going, but part of my job ah ok 610 00:43:07.800 --> 00:43:09.159 the gym. I mean the cost. No. No, no, no, 611 00:43:09.199 --> 00:43:15.760 no, no, your secondary expenses are for the home. What other 612 00:43:15.800 --> 00:43:19.599 expense do they have in place that it was, in my case, the 613 00:43:19.719 --> 00:43:22.239 anas marry me with the house, that is I have in team in the 614 00:43:22.280 --> 00:43:25.400 house, that not only the girls, in my case, for example, 615 00:43:25.440 --> 00:43:30.679 pets, that is not to buy with me. All that mascot an essential 616 00:43:30.719 --> 00:43:34.960 expense because, of course, your baby that' s the or. I 617 00:43:35.039 --> 00:43:37.159 don' t have him on Tana yet well, now they' re taking 618 00:43:37.239 --> 00:43:42.440 care of her when, but a mania that greaves, that is, that 619 00:43:42.960 --> 00:43:46.199 we' re going to make a versus expenses living in Miami, in Miami, 620 00:43:46.760 --> 00:43:50.960 okay, in Miami, well it' s going to depend, I 621 00:43:51.000 --> 00:43:52.000 mean, I can say a price of an income versus what I have, 622 00:43:52.000 --> 00:43:54.559 because I bought last year. So it' s not a year and a 623 00:43:54.559 --> 00:43:59.960 half. Yeah, wow, okay, so okay, my loan fee is 624 00:44:00.239 --> 00:44:07.320 including the maintenance I have to pay. It' s like two thousand six 625 00:44:07.639 --> 00:44:13.960 hundred and fifty dollars every month and I have a three- bedroom apartment in 626 00:44:13.960 --> 00:44:22.440 ral Ok. Then I have a friend who also live in Doral, also 627 00:44:22.519 --> 00:44:28.440 in Bri who pay for a room. The same two thousand six hundred dollars. 628 00:44:29.119 --> 00:44:34.599 Then I have a neighbor who' s moving in now because she already 629 00:44:34.679 --> 00:44:37.440 lived with her parents. So he' s going to rent there, too, 630 00:44:37.679 --> 00:44:42.000 do a room and get it in two thousand two hundred dollars, so 631 00:44:42.039 --> 00:44:47.320 let' s say a room two thousand two hundred, two thousand six hundred, 632 00:44:49.239 --> 00:44:51.800 depending clearly if it' s a modern apartment with a gym, it 633 00:44:51.800 --> 00:44:52.119 ' s going to be in the two thousand six hundred. My neighbor moved 634 00:44:52.159 --> 00:44:55.320 to one that is a third floor, without an elevator a little older, 635 00:44:55.559 --> 00:45:00.079 because two thousand two hundred, because it was attached to what she could afford. 636 00:45:00.800 --> 00:45:04.239 I mean, now in Miami, you get something under$ 2, 637 00:45:04.440 --> 00:45:07.039 000. It' s very difficult. What was real and so was that 638 00:45:07.079 --> 00:45:09.920 before was not at all. So because, that is, when I moved 639 00:45:10.000 --> 00:45:17.519 in the two thousand nineteen before coviding that prices were still more stable. You 640 00:45:17.599 --> 00:45:23.960 could get something out of a room a thousand seven hundred and fifty thousand seven 641 00:45:24.119 --> 00:45:28.159 hundred, but it' s been a while since you found the one thousand 642 00:45:28.239 --> 00:45:30.360 three hundred, unless you go further away, as we' re already talking 643 00:45:30.360 --> 00:45:36.519 about. Pembroak Pans Look at the sea that you' re further away from 644 00:45:36.519 --> 00:45:40.320 Downtown Miami. So there' s the rent, over there in Gasolina. 645 00:45:40.880 --> 00:45:49.079 I' d say I spend$ 90 a month maximum. So because my 646 00:45:49.199 --> 00:45:52.719 car is hybrid, I don' t go to the office every day and 647 00:45:52.800 --> 00:45:58.840 it' s not that far away. The maintenance of that building is included 648 00:45:58.880 --> 00:46:01.840 in the two thousand and six hundred, but it' s about two hundred 649 00:46:01.840 --> 00:46:04.960 and forty dollars a month. Look, a friend of mine gets her, 650 00:46:05.360 --> 00:46:08.440 like,$ 800 billion in insurance. Lives in Down take ral in Doral. 651 00:46:08.599 --> 00:46:13.639 Ah, well, in Doral there are some, there are some condos 652 00:46:14.320 --> 00:46:17.559 that have costing maintenance. But we, we, when we were looking, 653 00:46:19.119 --> 00:46:23.840 were very difficult to get one with maintenance below$ 450, that is, 654 00:46:24.639 --> 00:46:30.239 all one loccuenta dollars or up to$ 800. But we told each other. 655 00:46:30.599 --> 00:46:35.119 We want maintenance that' s not that high, because that' s 656 00:46:35.239 --> 00:46:37.760 what it' s going to do is keep going up. I mean. 657 00:46:37.840 --> 00:46:42.440 I have an acquaintance who lives in Brickle that the maintenance- only maintenance guy, 658 00:46:42.559 --> 00:46:45.920 I mean, I' m not talking about loan fees, he pays 659 00:46:45.320 --> 00:46:50.599 two thousand dollars, wow, maintenance- only, or he pays you the 660 00:46:50.719 --> 00:46:52.199 sumoma loan so he can score exactly and there just the maintenance. He' 661 00:46:52.239 --> 00:46:57.519 s not paying the loan fee yet. So, it' s really expensive 662 00:46:58.119 --> 00:47:01.000 to live there and well, I said gasoline. Well, the supermarket varies, 663 00:47:02.440 --> 00:47:07.800 but I' d say it depends on what you buy. I buy 664 00:47:07.880 --> 00:47:10.639 a lot because my husband eats too much as in a lot of protein, 665 00:47:12.760 --> 00:47:15.679 as it is a lot of meat and that is, yes, very expensive 666 00:47:15.920 --> 00:47:21.360 cooking, yes, cooked in costa sa grato, but solar out. Sure, 667 00:47:21.480 --> 00:47:23.039 it' s a lot more expensive to go out for lunch. Then 668 00:47:23.079 --> 00:47:29.039 we don' t. Miami is very expensive. You told me and I 669 00:47:29.159 --> 00:47:30.360 don' t believe you because I have a lot to go to a thousand 670 00:47:30.360 --> 00:47:32.880 Ama. Don' t see me, but I' m telling you to 671 00:47:32.880 --> 00:47:37.320 visit too. You don' t. I' ve been there several times 672 00:47:37.360 --> 00:47:43.119 a year in your last seimas and I' m stuck in New York, 673 00:47:43.239 --> 00:47:47.599 the price is crazy. Yeah, restaurants. Eating outside is too expensive, 674 00:47:47.719 --> 00:47:52.800 but the supermarket I don' t find so expensive. I mean, like 675 00:47:52.880 --> 00:47:58.480 here' s the supermarket, okay, but get out, don' t 676 00:47:58.480 --> 00:47:59.519 get out too expensive from the supermarket. I' d say in my house, 677 00:48:00.920 --> 00:48:04.039 six hundred dollars a month, telling my husband, they eat a lot 678 00:48:04.679 --> 00:48:09.000 of protein, that all that truth. Also then, for example, that 679 00:48:09.039 --> 00:48:13.400 we talked about being expensive. A co- worker of mine the other day, 680 00:48:15.000 --> 00:48:17.840 good Valentine' s Day, said like ah in the office they were 681 00:48:17.960 --> 00:48:22.159 some little merchandise to sell desserts and I don' t know what, and 682 00:48:22.199 --> 00:48:27.840 he said ay I' m going to put that on the team that they 683 00:48:28.400 --> 00:48:31.039 brought like five mccarrunch or it' s a little thing and he, like 684 00:48:31.159 --> 00:48:32.480 I didn' t ask how much that cost and you' re not going 685 00:48:32.480 --> 00:48:35.280 to believe me how much. I' ll put this away. So eat 686 00:48:35.440 --> 00:48:39.960 it. I don' t care that he' s dieting$ 22 for 687 00:48:40.199 --> 00:48:45.480 a little box, so five, five, that' s super small, 688 00:48:45.679 --> 00:48:47.960 and I' m saying it was, like, to support giving you back 689 00:48:49.119 --> 00:48:51.360 that comes back and you know, and okay to him they told$ 22. 690 00:48:51.719 --> 00:48:52.360 He' s got it. I have a friend who the other day 691 00:48:52.400 --> 00:48:58.440 was not yet a supermarket. It' s like mabu tick and it' 692 00:48:58.480 --> 00:49:01.440 s how I kill knows more prime but it' s already gone and said 693 00:49:01.519 --> 00:49:06.440 oh well, let me take advantage of that a grape than a strawberry when 694 00:49:06.559 --> 00:49:12.519 it' s in the box, the grapes seven hundred, because no matter 695 00:49:12.599 --> 00:49:13.400 how you come back it doesn' t mean he told me like he really 696 00:49:13.400 --> 00:49:14.480 told me when she told me the price. I didn' t understand it 697 00:49:14.639 --> 00:49:17.760 and as long as he paid, but he kind of didn' t believe 698 00:49:17.760 --> 00:49:22.480 it, like I can' t believe that well that costa twenty- two 699 00:49:22.480 --> 00:49:24.039 happened something similar, but by a mistake that I thought was good. Maybe 700 00:49:24.239 --> 00:49:29.119 copper number in America is gonna charge you. Then you' re just not 701 00:49:29.119 --> 00:49:31.239 gonna forget anything. I made a reservation and you know you have to put 702 00:49:31.280 --> 00:49:35.400 the credit card in some places. Oh. Oh, oh, oh, 703 00:49:35.440 --> 00:49:38.119 yeah, you know, it' s not five bucks they' re gonna 704 00:49:38.159 --> 00:49:40.199 charge you,' cause it used to be like that before you had to 705 00:49:40.199 --> 00:49:43.360 charge about five. You haven' t come five bucks yet. There are 706 00:49:43.400 --> 00:49:45.559 no times when they charge you. That' s half new. There' 707 00:49:45.639 --> 00:49:49.519 s a new place that just opened up in Miami and that' s super 708 00:49:49.559 --> 00:49:54.039 popular right now and he made a reservation for three people and those reservations, 709 00:49:54.280 --> 00:49:58.960 if you were going to cancel us, were twenty- five dollars a head, 710 00:49:59.679 --> 00:50:04.880 seventy- five, seventy- five five dollars on my beautiful card because 711 00:50:04.920 --> 00:50:07.199 I didn' t speak to him adding those seventy- five dollars because we 712 00:50:07.199 --> 00:50:07.639 didn' t go for the race. No, not us, not parts 713 00:50:07.840 --> 00:50:12.800 that act until suddenly, we are Happara in Japan, in the episode of 714 00:50:12.800 --> 00:50:15.159 Japan they can hear it that we kind of didn' t understand well, 715 00:50:15.800 --> 00:50:20.639 because the truth is that it is a totally different country. Then nothing is 716 00:50:20.719 --> 00:50:23.000 understood, nothing is clear and no one knows English. The episode was taken 717 00:50:23.039 --> 00:50:29.039 from my friend Mabelin. It wasn' t, then, nothing. We 718 00:50:29.079 --> 00:50:34.079 made an online reservation and said that nothing like it wasn' t saying penalty 719 00:50:34.159 --> 00:50:37.559 or anything to the wanted serva and we got to the place if we realized 720 00:50:37.679 --> 00:50:43.800 it wasn' t what we wanted, it wasn' t what we had 721 00:50:43.920 --> 00:50:46.880 hired and we saw the prices and sir were like two hundred how much the 722 00:50:47.000 --> 00:50:52.159 truth was, the hundred dollars per people plus homer people minimum mini mini minimum 723 00:50:52.159 --> 00:50:53.719 for a bad raw meal. It was like the fish got him out of 724 00:50:54.239 --> 00:50:58.920 seeing finished just as he seems to see, but his side, that is, 725 00:50:59.599 --> 00:51:02.480 you sat him down and food and it wasn' t that we didn 726 00:51:02.800 --> 00:51:07.400 ' t want to, I didn' t want that at the time we 727 00:51:07.440 --> 00:51:12.760 were debating to go and then we opened the app and we saw somewhere there 728 00:51:12.880 --> 00:51:16.559 was a little electric that said that if you canceled the same day you were 729 00:51:16.679 --> 00:51:21.960 charged the same, two hundred dollars per person, because the chef was for 730 00:51:22.039 --> 00:51:24.000 us, that' s the one hundred dollars per head bigger, more, 731 00:51:24.159 --> 00:51:27.039 more, because it was minimal and to top it, that is, that 732 00:51:27.039 --> 00:51:28.039 ' s not the worst, because you say good. I' m already 733 00:51:28.159 --> 00:51:31.440 in trouble, I' m in a restaurant that' s super top I 734 00:51:31.440 --> 00:51:34.920 don' t know how good. Bad food already, so I was throwing 735 00:51:34.920 --> 00:51:40.360 the food in a napkin. No, and I don' t care about 736 00:51:40.639 --> 00:51:45.320 that and no husband, my husband stuck his piece of fish in and he 737 00:51:45.320 --> 00:51:49.599 chewed it like that and he didn' t look at it, so I 738 00:51:49.719 --> 00:51:51.679 ' m gonna tell you something, my husband. I eat, I mean, 739 00:51:52.000 --> 00:51:54.719 everything here about something and grab Gabry' s plate, grab your plate 740 00:51:54.760 --> 00:51:58.400 and take my plate and eat it like everybody else and I didn' t 741 00:51:58.480 --> 00:52:02.079 want to eat that I kind of put it on him and he kind of 742 00:52:02.159 --> 00:52:06.920 didn' t put that on me because it' s not pera pol what 743 00:52:06.960 --> 00:52:09.000 they eat of everything. He didn' t eat it either. I mean, 744 00:52:09.480 --> 00:52:13.599 that' s the other one. Manny people also spend work living alone 745 00:52:13.679 --> 00:52:16.280 because they don' t eat anything and it' s all like listening. 746 00:52:16.920 --> 00:52:22.280 Yeah, yeah, well, we' ve come to the end of the 747 00:52:22.280 --> 00:52:23.760 episode gave. We have here spoken of the whole truth. I think it 748 00:52:24.039 --> 00:52:29.039 ' s a with all this has everyone' s pin teaching and we don 749 00:52:29.119 --> 00:52:30.119 ' t even talk about the trip we made together. Hey, yeah, 750 00:52:30.639 --> 00:52:36.119 this has been the cheapest trip of my life. Yes, of my life 751 00:52:36.239 --> 00:52:39.280 too I saw you seven country the same Tevo or six countries met at the 752 00:52:39.320 --> 00:52:43.639 same time. Doesn' t look like a five- six- day. 753 00:52:44.840 --> 00:52:47.119 That was mens yes, let' s go to another episode, that other 754 00:52:47.719 --> 00:52:52.760 episode of that guest also to the Agency' s there victory. Yeah, 755 00:52:52.840 --> 00:52:57.960 yeah, yeah. Well, Sara, you know you have to come back 756 00:52:58.199 --> 00:53:04.800 to talk about that trip. Thank you for giving us your experience of this 757 00:53:04.920 --> 00:53:08.480 new step in your life of moving alone. Good thing you' re already 758 00:53:08.599 --> 00:53:15.880 doing it organized this year, like you said you' re going to take 759 00:53:15.159 --> 00:53:19.280 order and also that you' re going to start investing. You already made 760 00:53:19.360 --> 00:53:23.360 the engagement in your audience and I' m going to upload the photo when 761 00:53:23.360 --> 00:53:27.599 you make an investment. I think in the comments he' s guiding like 762 00:53:27.599 --> 00:53:30.000 he' s going, he' s investing, he' s teaching the 763 00:53:30.000 --> 00:53:35.559 interests. So, really, thank you so much for coming You' re 764 00:53:35.639 --> 00:53:39.079 very dear to us and to you. I know that this, this episode, 765 00:53:39.199 --> 00:53:43.199 brought them a lot. If you are about to take the step of 766 00:53:43.280 --> 00:53:47.239 moving alone or if you have a friend, a relative who is in that 767 00:53:47.239 --> 00:53:50.719 process, then share this episode. Don' t just stay with him. 768 00:53:51.280 --> 00:53:52.239 I' ll see you next time.