WEBVTT

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Yeah, ripped up news. You
need advice who you don't have? Come

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running just as fast as we can. Shooter is gonna help. Come Man

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Dix is the Troubleshooter Show. No
Tom Martino, Hi, Tom Martino here,

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Welcome to the show. Three oh
three seven one three talk three oh

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three seven one three eight two five
five Here to help you solve your problems,

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answer your questions, take your complaints, and make your life just a

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little easier, because that's what we
do each and every day. And all

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you have to do is call.
So I urge you to call three oh

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three Martino around the clock because that
number three oh three six two seven eight

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four sixty six, that really will
help you as far as you know,

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getting your message, getting a number
in there, and then we call you

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back. So do that please,
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dot net. Now, Mary had
a Walmart encounter and I wanted to talk

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about it. She was toward the
end of the show yesterday. Whatever's on

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your mind. I would like to
hear from you. But I want to

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ask a question. And I know
my YouTube morons are very vocal. I

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don't know, and this is something
I've always struggled with. I'm not sure

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the morons reflect a cross section of
my audience. I don't know if they

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do. Actually, I really don't
know. I don't think they do,

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because cross sections don't normally engage in
one type of engagement. That's the definition

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of a cross section when it comes
to demographics. But I wonder how much

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of a reflection they are. Then
I have my Facebook flunkies. They're really

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out in left field. And then
we have our downloads. That's where we

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get thousands and thousands and thousands of
people the actual downloads, and those would

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be more of a cross section.
But in any case, I'm wondering about

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I just want to ask something our
people, and I really mean this.

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Now Mark told me how to put
up a poll, but I just didn't

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pay attention. And if he's listening, maybe he can put up a poll

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for me. But do you know
how to do it? Kachina? Do

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you know how to put up a
poll on Facebook? I mean on YouTube?

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She is previously occupied. Yeah,
and Mark's not signed honestly, yes

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he is. Oh, okay,
Mark put up a survey for me?

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What would you like? Oh?
And you didn't even say hi? So

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how the hell am I supposed to
know you're there? I wasn't going to

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interrupt that Montlage. Okay, Now
here's the thing I want to say this.

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I want to ask I don't have
to ask this. So are people

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meaner in general? Well that's pretty
easy to put it in a poll.

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Yeah, in general? And I
mean it, Are people meaner in general?

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I really am getting depression? People
are and maybe me included. I

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mean, I don't mean maybe,
I mean we're all we all have an

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edge, don't we Are we meaner
as a people? As a people?

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You know, you individually might have
different thoughts here and there, But I

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just I think people are just unhappy. I do, And I don't know

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why. You know, life is
not that bad. America is a good

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country under any administration, any president, any laws. I mean, really,

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the country is pretty damn good,
right. I wish we were more

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optimistic, but I think we're bitter. We're bitter. Polls show constantly people

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aren't happy with their jobs, especially
this gen Z whoever the hell they are

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gen Z, I guess that's right. I don't know what is gen Z.

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I think I know. I got
to look it up, but uh,

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gen Z. And then we used
to talk a lot about millennials.

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We don't talk about millennials much anymore. But in any case, my question

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to you, and I'm serious,
so make your comments are people? Are

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people angry? That's a good word, or angry? Now? Baby boomers

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are fifty nine to seventy seven,
so I'm a baby boomer. Mark would

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be gen X forty three to fifty
eight. I think you're in that group,

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right Mark. And then millennials twenty
seven to forty two. Gen Z

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is eleven to twenty six gen Z, So gen Z and millennials are the

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main morons in our country right now. Alpha those are the newbies Alpha alpha's.

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I don't know what alphas are right
now, but I'd like to get

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your take on it as to where
you are and what you think. Are

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people meaner and and thank you Mark
for putting that on I used ten years

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ago. Is that good? Or
would you rather? Are they meaner than

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fifty years ago? No? Just
meaner now? I don't know just now

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you have to have meaner than what? And uh? I like ten years

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Yeah? How do I do it? Okay, never mind, I don't

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want to go into it right now. Let me go to the phones.

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Three all three, seven to one
three talk. Mary called and talked about

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last Tuesday there was a lady stealing
a whole cart of things at Walmart and

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clerks tried to stop her. I'm
glad that people are trying to stop shoplifters

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again. I think it's I mean, really, shoplifting is bad. It's

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a bad message to send out.
Anybody can shoplift anything. In California,

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recently a number of Lego stores got
hit. Did nothing. They just again

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in California, you still steal.
I don't know how it is here.

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I don't know if people are still
doing it every day. It's shoplifting is

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out of the news. You know, the popular things that come in and

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out of the news, squatters,
shoplifters, what else, different things like

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that? Right, So, at
Walmart last Tuesday, she said a lady

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was stealing a cart. Clerks tried
to stop her. This lady maced them

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all left the cart and left and
left, and so some she maced the

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clerks and some customers. So continue
your story, Mary, Yes, good

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morning, Tom. This is this
is Marie, Mary's caretaker, and she's

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standing right next to me. She's
a little Oh wait, okay, so

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Marie is the one speaking for Mary. Okay, yeah, so go ahead,

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Marie. Okay. So Mary is
sixty one years old, a veteran.

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She had a stroke. She went
to the store on Chambers and I

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lift the Walmart Marketplace, Neighborhood Marketplace. It was nine pm. She uber's

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there because she gets ubers. And
then she noticed a cart with this lady

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in the freezer section just loading up
her cart, I mean charcoal, a

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mini mini, mini grill, and
all sorts of stuff. Then the lady's

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leaving and three young employees teenagers,
trying to hold the cart until the lady.

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She can't leave with the cart.
So she gets she's standing there irate,

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f bombing. She's about between sixty
and seventy five years old. She

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grabs the pepper spray and sprays.
Everybody go, three girls, you know,

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they hit the ground, and Mary's
at the She's right here. Next

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day she's at the first register,
which is right outside, right before you

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get out the door, and she's
pepper spray. So the guy caesar says,

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are you okay? No, she
says, call an ambulance, you

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know, So she calls an ambulance. They called nine one one, and

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then the lady of course takes off. That's not why. So Mary's very

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upset. She can't see. So
the paramedics come, and this is what

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what Mary's upset about is that Walmart. You know, there's not that.

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Mary's like military. So she goes, where's your watch station? Your your

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eye wash station? And somewhere back
there. The paramedics come that. They

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said, ma'am, can I help
you? Yeah, I need an eye

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wash station and the hander of five
hundred cc a bottle to clean herself up.

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And she's like trying to see,
and then in the meantime trying to

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pay where the caesar has to put
in her code. And then the ambulance

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comes. She goes out there and
the three girls are in her ambulance.

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So Mary's like standing there and it
was just an awful no. And then

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it was a fiasco. And then
you know, she she tries to get

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her uber comes, somebody helped to
call her uber and oh she did it,

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and then you know that that's just
how she was treated. But nobody.

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Now, hold on, I'm not
hearing. So Marie helped me out?

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Is Mary complaining about how Walmart responded? Yes, or the ambulance people

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nobody took her to an eyewash station. Well, first of all, First

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of all, I'm not even sure, and I might be wrong. She

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talks about an eye wash station as
if it's some civil right or requirement.

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I don't know if it is.
I had to have them, and I

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had to have them in every one
in my good years. But in a

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retail store, no, just at
my good years. I did not have

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to have them in the computer stores, for example. So I don't know

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about Walmart. Yeah, yeah,
I don't understand. And she talks about

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an eye wash station as if it
is something that Now, according to Osha,

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I just looked it up, eye
wash facilities must be provided in workplaces

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where there is potential for eye damage
from exposure to hazardous substances corrosive chemicals where

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they're being used, not packaged,
so not in prepackages they're talking about being

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used like for example, Mark,
where you're doing parts cleaning and stuff like

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that, that would be I could
see an eyewash station. But if you're

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in a retail store, it says
it's crucial to have to assess the materials

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that are being handled and if eye
wash stations are necessary, I would say,

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are are what? Mark? I
would assume most walmarts have one in

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the back room. They do have
one. They did have one. They

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they did not take her to the
eyewash station. So she's standing there with

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pepper spray and she's paralyzed on her
left side, her arm, so she

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couldn't like you know, reach that, okay and pour it on herself.

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So horrific. Here's the thing,
you know, whether they took her to

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an eyewash station or anything like that, I understand I would be upset probably

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if my eyes needed rinks? Did
they all did they? Did anyone bring

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her water or a wet towel or
anything. Nothing, didn't even sit her

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down or find what about other people. Did they help other people and exclude

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her or did they let all the
people? How many customers got sprayed?

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Two customers eight total? Eight total? Three? And what did they do?

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What did they do with the other
eight customers? They had them inside

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the ambulance, they had inside the
d You know something, ironically enough,

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this is why employees at Walmart are
not supposed to engage with shoplifters. If

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these kids didn't grab the cart and
tried to stop it, none of these

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people would have been injured, including
the woman you're calling for. I get

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what you're saying, and now I
know that's what no one wants to hear

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out there. But that's the reason
people tell their employees not to engage.

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The imagine if that guard, then
we should have security people on premises for

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this kind of stuff they do,
But they tell the security people not to

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engage because the same thing goes so
basically, you know, okay, listen,

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hold on, think about it.
Think about any time you go up

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to somebody like this, you're an
employee of mine, you go up try

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to stop them from stealing one hundred
bucks worth of food and end up getting

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shot or killed. Then I'm sued
by your family. Okay, hold on,

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Mary and Marie. I want to
find out. We haven't gotten to

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the point as to what she wants
or what she's alleging. Possibly we get

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John fuller On from Fuller Law to
weigh in. He's a personal injury expert

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and he's got a legal mind for
this stuff. So let's do that.

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I want to talk to John Fuller
and I want him to listen to this.

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Again. We haven't gotten to the
demand or the concern now. Obviously,

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you know, we get a lot
of anger John when it comes to

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responses, not necessarily what happened,
but the response. For example, we've

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had people who have fallen, or
people that have slipped, or people that

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have you know, something has happened, they cut themselves for something out of

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store, and they're more angry about
the response they got than the actual incident.

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Sometimes they feel just, I don't
know, ignored or not important or

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or or whatever. So we do
get that. In this case, though,

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Mary calling for Marie. Marie is
in the store. She's a disabled

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veteran, she's in her sixties,
and she's walking around and somebody's trying to

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steal. Two clerks from Walmart come
up in an attempt to stop this woman

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from taking a cart, and the
woman starts doing the F bombs and sprays

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them with mace or no exes me
pep spray. And then a couple eight

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customers get sprayed. One of them
is Marie. And there we got the

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scenario. Then the woman leaves,
the cops are called, the ambulance is

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called, and Mary is Marie is
upset. Now what you kept what Marie

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kept stressing is she was asking for
the eye wash station. Where's your eye

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wash station? And again, I
mean, do they rush her back to

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the back room if they have one. I don't even know if they have

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one. Who's required to have one? Ohsha says only when you're handling dangerous

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chemicals. Okay, it doesn't say
anything about retail stores. I don't know

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if they're required to have it or
not. I don't even know if it

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matters, John, If is that
a liability issue. If they did not

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have an eye station, I don't
think so. And or if they delayed

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getting her to an eyewash, but
they didn't handle a rag, a wet

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rag, water or anything. It
wasn't until the paramedics arrived arrived that they

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gave her some water. Is that
right, Mary, Mary? Yes?

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Correct? Okay, Now let's talk
about, without me putting words in your

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mouth, what does Marie want?
Let's just get right to it. She

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wants she wants to see a doctor
about her eyes. They're still hurting and

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she's just very obsessive of the treatment. I mean, Walmart's the number one

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retail. What does she I didn't
I didn't hear an answer to what does

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she want? I want in jail? Well, she wants the lady in

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jail. Okay, so do I
What else does she want? Yeah,

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she wants she calls Walmart and they
didn't even have a case number or anything.

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She wants What do you want?
Mary? What do you I mean

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we read that's a fair question.
What does she want? She wants Walmart

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to own up to her negligence.
Of not even care. They didn't even

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care that. Okay, I'm caring. By the way, not caring is

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00:19:04.920 --> 00:19:08.759
not negligent. They're allowed not to
care. Okay. I don't know how

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00:19:08.799 --> 00:19:11.200
else to put this, but I
really need to know this, and I'm

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00:19:11.240 --> 00:19:15.519
not again. I don't want to
give her a hard time. She's a

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victim here, but she must know
what she wants. Let's just let Okay,

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00:19:18.880 --> 00:19:22.319
now I'm gonna put words in your
mouth. Does she feel they were

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negligent in their response to this and
therefore she deserves a payout? Yes?

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Okay, good. At least she's
being honest. Now, what if someone

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if someone's negligence caused damages or pain
and suffering, there would be a mechanism,

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and there are courts that award damages. However, John, take it

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00:19:55.680 --> 00:20:02.799
from there in this particular case,
all right, So your only possibility of

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recovery would be under the Colorado Premises
Liability Act or a claim against Walmart,

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which would essentially be you saying that
this customer, this thieving, criminal customer,

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was a dangerous condition that Walmart knew
of and or should have known of.

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Okay, that's a heavy burden for
you to prove that they should have

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had some ability to anticipate that this
person was a dangerous condition and then that

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they had an opportunity to do something
about it. Now, John's, let's,

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00:20:34.920 --> 00:20:38.240
for argument's sake say that is never
going to go. Okay, No

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00:20:38.880 --> 00:20:42.880
one can make the claim that they
should have known about this customer being dangerous

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and should have protected people. But
I have a very obvious question. That's

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00:20:47.720 --> 00:20:52.680
not what she's complaining about. She
is complaining about their reaction. Can a

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company totally negligent in their reaction?
Well, they can, but it's not

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really an actionable deal if their actions
didn't give rise to the injury in the

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first place. Okay, So if
they don't have the responsibility for her original

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00:21:10.400 --> 00:21:15.359
injury, then they don't really have
a responsibility to mitigate her damages. And

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so now, hold on, John, if somebody, if somebody is on

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fire at Walmart and they don't throw
water on her, or somebody really or

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if somebody falls and they walk around
her and don't call help. Now,

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00:21:29.880 --> 00:21:32.599
no, I know this is ridiculous, but you know I want to go

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00:21:32.680 --> 00:21:37.759
there. What would happen? Then? Personally, Tom, I don't know

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00:21:37.799 --> 00:21:42.839
that the Colorado Premises Liability Act would
afford her relief in that circumstance. What

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00:21:42.960 --> 00:21:48.279
about normal negligence? Is there a
normal like, hey, you're an idiot

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00:21:48.440 --> 00:21:52.960
kind of thing. Is there anything
that says she was shopping there you should

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00:21:52.079 --> 00:21:59.160
react differently. Welcome to the concept
of elections have consequences. Okay. In

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Colorado, we have for more than
twenty five years now had a Colorado Premises

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00:22:03.319 --> 00:22:08.200
Liability Act, which was dreamed up
by our legislators to make sure that people

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00:22:08.319 --> 00:22:15.119
like your caller can't just willing nilly
sue for any injury that was that occurred

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on somebody else's property. They intended
for that to be the outcome. And

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so given her status on the property, and by that I mean she was

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a customer, so she had every
right to be there. The only way

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00:22:27.680 --> 00:22:33.000
that she can recover in an action
against the landowner is if there was an

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unreasonable failure to take reasonable steps to
protect against the dangerous condition that she knew

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00:22:37.920 --> 00:22:41.160
of her that they or that they
knew of or they should have known of

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it. But there is no level. But there is no level, There

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00:22:45.599 --> 00:22:52.880
is no level of responsibility for the
reaction. No one is saying, like

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00:22:52.920 --> 00:22:57.480
I said, that goes along with
premises liability. It's not just if they

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if they kicked her in the face
as a response, I'm sure there would

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be right obviously, Well, that
would be the lack of response. And

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is the lack of response, is
it in itself negligence? I don't think

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it is. And really, really
let me say something. If you think

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you don't have to come down,
you have to come down to that dangerous

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condition. If it's an intentional to
it, like Mark mentioned, a kick

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in the face or something, that
would be a question of whether the individual

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was acting in the course of scope
of his employment so that we could make

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Walmart responsible for it, or whether
it was just an individual act of that

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employee. And so we have ways
of working through those situations. But in

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this case, if they couldn't foresee
that the lady was going to mace a

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customer that day and take steps to
protect against that, I don't know that

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you're going to make them liable for
the for the damage that was done as

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00:23:56.640 --> 00:24:00.279
a result of the mace. Now, you know, I'm not saying that

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00:24:00.279 --> 00:24:03.240
that's the best way that Walmart should
handle the situation. It's clearly not.

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00:24:03.880 --> 00:24:08.720
But that doesn't mean that the lack
of their handling, it perfectly gives rise

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00:24:08.799 --> 00:24:12.799
to a legal you know, a
lawsuit or some legal avenue to go and

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00:24:14.440 --> 00:24:19.160
seek redress of your damages. Wow. That is shocking to me. Now.

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00:24:19.200 --> 00:24:22.960
Now listen, I'm not one for
for just willie nilly suits, and

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00:24:23.039 --> 00:24:27.440
I know you aren't either, but
I would think that that, Yeah,

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I can see where they're not responsible
for what happened, but after it happened,

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00:24:33.000 --> 00:24:40.400
if the if these clerks don't know
enough to like help, I would

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00:24:40.480 --> 00:24:44.880
think they have some I don't think
she wouldn't have much damages anyway, even

295
00:24:44.920 --> 00:24:48.559
if they were guilty of negligence for
not responding properly, because she doesn't have

296
00:24:48.599 --> 00:24:55.240
any damages unless you could come up
with some really crappy way to articulate that

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00:24:55.319 --> 00:25:00.920
the dangerous condition was the inability to
render first aid to somebody and that that

298
00:25:00.119 --> 00:25:04.200
was somehow what caused the damages.
I mean, it gets to this slippery

299
00:25:04.240 --> 00:25:07.480
slope that I don't know that you're
going to be able to really bring that.

300
00:25:07.880 --> 00:25:11.200
It sucks. I don't like it, but you're the value of a

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00:25:11.279 --> 00:25:15.880
crime. And I'm reading I'm reading
case law here, John, I'm reading

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00:25:15.920 --> 00:25:22.359
case law here that says that when
people. People have been sued for failure

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00:25:22.960 --> 00:25:27.400
to respond properly and to mitigate damages. They were actually sued for this,

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00:25:27.480 --> 00:25:32.359
and listen to this, and the
courts have ruled. Now, this is

305
00:25:32.400 --> 00:25:40.079
what my AI is saying. Courts
have ruled that they're only negligent if they

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00:25:40.119 --> 00:25:45.119
were responsible for the dangerous condition to
begin with. That's what I'm saying.

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00:25:45.039 --> 00:25:53.759
Wow, what I said, Wow, Okay, Now here's what I want

308
00:25:53.799 --> 00:26:00.160
to know, ma'am. What damages
do. And this is something you need

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00:26:00.200 --> 00:26:04.279
to take up with the district attorney, the victim's compensation board. You know,

310
00:26:04.400 --> 00:26:08.559
there there are avenues and and this
this young lady is a you know,

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00:26:08.640 --> 00:26:14.279
has the ability to go and seek
medical care from the VA. I

312
00:26:14.359 --> 00:26:18.480
think that she should absolutely pursue that
to the extent that she's incurred these damages.

313
00:26:18.759 --> 00:26:22.240
If they ever catch this person,
she is a victim under the law,

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00:26:22.279 --> 00:26:26.799
and she's probably an at risk victim, which now that would be an

315
00:26:26.880 --> 00:26:30.960
enhanced sentence. Okay, now here's
the deal. I just want to I

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00:26:30.039 --> 00:26:37.240
just want to say this in closing
that the damages Marie. What what John

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00:26:37.319 --> 00:26:40.400
is saying is you're not going to
go far trying to pursue a damage against

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00:26:40.400 --> 00:26:44.680
Walmart. Okay, Now, victim
compensation is a different thing. And again,

319
00:26:45.960 --> 00:26:49.960
just the good news is pepper does
not cause permanent damage. That's the

320
00:26:51.000 --> 00:26:53.240
good news. And that that is
you know, I mean, that's what

321
00:26:53.279 --> 00:27:07.759
I'm reading here. We have more
coming right up. Go with a sure

322
00:27:07.880 --> 00:27:11.400
thing Denver's Best roofer Excel Roofing dot
com. You don't pay a cent until

323
00:27:11.400 --> 00:27:21.119
you're content. Time for an insurance
checkup free no obligation comparison call Compass Insurance

324
00:27:21.279 --> 00:27:25.440
paying too much your coverage at dozens
of insurance companies find out now three oh

325
00:27:25.480 --> 00:27:29.160
three seven to seven to one help. You'll think you're his only customer when

326
00:27:29.160 --> 00:27:32.920
you choose Frank durand the real estate
Man dot com to list your home with

327
00:27:33.039 --> 00:27:38.319
Remax Alliance three oh three nine two
zero sixteen twenty two. Hey, I'm

328
00:27:38.359 --> 00:27:44.079
Tom Martino, your troubleshooter three O
three seven one three talk. Mr says

329
00:27:44.519 --> 00:27:48.920
that the uh new Silverado EV looks
like an old avalanche. We were talking

330
00:27:48.960 --> 00:27:55.839
off the air about cars. I
am bored to crap with cars. Bored

331
00:27:56.279 --> 00:28:00.559
nothing's new. I mean they all
they're either crazy looking like the like the

332
00:28:00.119 --> 00:28:03.960
cyber truck, or I don't know. You know what I'm telling you.

333
00:28:04.160 --> 00:28:08.440
The best all around looking cool car
I think is the g Wagon. I

334
00:28:08.480 --> 00:28:14.240
think so. And I don't like
exotics so much. But anyway, let's

335
00:28:14.240 --> 00:28:18.799
go back to these phones, and
I want to get this comment from JR

336
00:28:18.680 --> 00:28:25.000
about that Mary situation or it's actually
Marie Mary who's calling for Marie at Walmart?

337
00:28:25.000 --> 00:28:32.440
Go ahead, JR. Hill,
you gotta come Yeah? Are you

338
00:28:32.480 --> 00:28:36.319
there, Tom? I'm here,
sir. Go ahead? Are you there?

339
00:28:36.640 --> 00:28:38.920
Yeah, I'm here, Moron,
go ahead? Okay, Hey,

340
00:28:40.000 --> 00:28:42.319
come on, Tom. Why would
you say that because aren't you wait,

341
00:28:42.440 --> 00:28:48.640
aren't you one of the aren't you
the JR on the feed? Oh dude,

342
00:28:48.680 --> 00:28:52.279
I'm JR. Maintenance guy. Oh
I'm sorry, Bro, I'm sorry.

343
00:28:52.279 --> 00:28:56.559
I thought you were JR. From
the like that. Hey caller,

344
00:28:56.680 --> 00:29:00.039
Hey JR. How are you doing
you? Moron? Okay, Sorry,

345
00:29:00.880 --> 00:29:06.119
I'm sorry. I'm affording the show
here. No, what I'm saying is,

346
00:29:06.359 --> 00:29:10.000
what if this lady walks into Walmart, somebody, she's in checkout,

347
00:29:10.039 --> 00:29:12.559
somebody grabs her purse and punches her
in the face. There's no there's no

348
00:29:12.720 --> 00:29:17.079
action, there's no nothing that she
can do. You know what, And

349
00:29:17.359 --> 00:29:19.480
I don't think I don't think that
was the part she was upset about.

350
00:29:19.559 --> 00:29:25.880
But let's say they punched her in
the face and she's bleeding and they don't

351
00:29:25.880 --> 00:29:27.759
hand her something to wipe, you
know, or I don't know, there's

352
00:29:29.079 --> 00:29:34.480
there's she's saying that she was further
injured because they did not react properly and

353
00:29:34.559 --> 00:29:38.079
so therefore the pepper state on her
eyes too long. That's exactly what she's

354
00:29:38.119 --> 00:29:44.319
saying. I worked for Costco,
and when somebody gets hurt or they have

355
00:29:44.359 --> 00:29:48.240
a heart attawn, if something happens, our responsibility is to call nine one

356
00:29:48.319 --> 00:29:52.559
one and get the authority center.
That's what we've got. Imagine if ar

357
00:29:52.759 --> 00:29:56.480
was given someone mouth to mouth or
trying to give him the Heimlich or something

358
00:29:56.480 --> 00:30:00.599
and ended up killing him on accident. Yeah, can't touch them as employees.

359
00:30:02.079 --> 00:30:03.960
World, I know, the whole
world has gone crazy. You're right,

360
00:30:04.400 --> 00:30:10.279
you can't really judge a response,
right, and we can't stop somebody

361
00:30:10.319 --> 00:30:14.720
from shoplifting. We can't touch their
cards, we can't touch them. So

362
00:30:15.119 --> 00:30:18.759
yeah, no, there's there's no
actionable Do you get do you get shoplifting

363
00:30:18.799 --> 00:30:26.240
their JR? At Costco? Do
we what is there shoplifting at Costco?

364
00:30:26.039 --> 00:30:29.799
Oh? Yes, oh yes,
yeah, but we we have under you

365
00:30:29.839 --> 00:30:32.599
know, we have undercover. No, I know, but do you guys

366
00:30:32.960 --> 00:30:37.960
does your security stop them? Does
anyone stop them? Uh? Employees are

367
00:30:37.960 --> 00:30:42.359
not allowed to, but our are
our security guys, they can, they

368
00:30:42.359 --> 00:30:49.079
can. Yeah. I was thinking
of those crab legs basically taking a couple

369
00:30:49.119 --> 00:30:56.039
of bags of man. That's that. They are pretty famous, the crab

370
00:30:56.119 --> 00:30:57.880
legs over there. You just they
got them rows and Mark. Have you

371
00:30:57.920 --> 00:31:03.039
ever seen them over there? You
probably you've probably cooked him out. I

372
00:31:03.079 --> 00:31:07.279
know you did steam him. So
anyway, thank you, Jar. Dave.

373
00:31:07.759 --> 00:31:11.400
Now Dave with a possible scam,
Davevid? What's going to call him

374
00:31:11.400 --> 00:31:19.480
a name too? David? Yes, I mean what's going on? Well,

375
00:31:19.559 --> 00:31:23.279
you know, I've been using Experience
to uh improve my credit over the

376
00:31:23.400 --> 00:31:29.160
last few years, and they started
a digital checking account basically where you put

377
00:31:29.200 --> 00:31:33.720
money in it and you can spend
money and it helps improve your credit.

378
00:31:33.759 --> 00:31:38.559
It's like having another debit card.
Wow. So back back in February,

379
00:31:38.920 --> 00:31:44.319
I wanted to make a large purchase. So do you have to open up

380
00:31:44.359 --> 00:31:51.480
an account with Experience? Yes?
Honest to goodness, what a great idea.

381
00:31:51.799 --> 00:31:56.839
Okay, so go ahead, all
right? So I I wanted to

382
00:31:56.839 --> 00:32:01.680
make a purchase of a large form
like a computer, and I didn't want

383
00:32:01.680 --> 00:32:07.920
to use my bank account. So
the smostion can transfer in one day or

384
00:32:07.079 --> 00:32:10.440
in one time is twenty five hundred
dollars. All right, hold on,

385
00:32:10.519 --> 00:32:13.279
I'll come right back to you.
Hold on, man, I don't want

386
00:32:13.319 --> 00:32:15.960
you to go away. We got
more coming up. I'm Tom Martino three

387
00:32:15.960 --> 00:32:22.480
oh three seven one three eight two
five hive go with a sure thing Denver's

388
00:32:22.480 --> 00:32:25.839
best roofer Excel Roofing dot com.
You don't pay a cent until you're content.

389
00:32:28.400 --> 00:32:35.359
Wait time for an insurance checkup free
no obligation comparison call Compass Insurance paying

390
00:32:35.359 --> 00:32:38.480
too much your coverage at dozens of
insurance companies find out now three oh three

391
00:32:38.599 --> 00:32:43.359
seven seven to one help. You'll
think you're his only customer when you choose

392
00:32:43.359 --> 00:32:46.799
Frank durand the real estate Man dot
com to list your home with Remax Alliance

393
00:32:47.039 --> 00:32:55.319
three oh three nine two zero sixteen
twenty two. I'm Tom Martino, Chief

394
00:32:55.440 --> 00:33:01.200
moron and bottle washer. Here three
seven one three talks seven one three two

395
00:33:01.240 --> 00:33:06.799
five five David, he's talking about
a possible scam. So here's what happened.

396
00:33:06.839 --> 00:33:10.759
He opened up an account with experience
banking online purchase of a computer.

397
00:33:10.839 --> 00:33:16.599
What happened then, David Well,
I made two deposits of twenty five hundred

398
00:33:16.599 --> 00:33:22.400
dollars and they contacted me said I
put too much money in and that my

399
00:33:22.440 --> 00:33:28.839
account was locked. Oh so this
is back in February, that five thousand

400
00:33:28.880 --> 00:33:31.160
dollars my money. It's locked.
They say, I have to prove that

401
00:33:31.240 --> 00:33:37.799
it is actually my bank account.
So I called them multiple times that this

402
00:33:37.880 --> 00:33:40.119
is not the only time. Listen, this is happening more and more and

403
00:33:40.200 --> 00:33:46.039
more, the so called fraudulent algorithms. We have people with regular bank accounts

404
00:33:46.039 --> 00:33:52.000
that get frozen like that, what
do you have to do to get No,

405
00:33:52.119 --> 00:33:55.160
wait, what do you have to
do to get your money? Exactly?

406
00:33:55.880 --> 00:34:00.359
Well, let me finish the story. So this goes on for a

407
00:34:00.400 --> 00:34:02.799
couple of months. I send emails
to prove with my bank statements all that,

408
00:34:02.920 --> 00:34:07.160
to prove it it's my account.
I keep calling them, Nothing happens,

409
00:34:07.240 --> 00:34:09.760
nothing changes. So I get tired
of it and I just kind of

410
00:34:09.760 --> 00:34:13.079
figure, well, my money's in
this account, They're not going to do

411
00:34:13.119 --> 00:34:15.360
anything with it. It's safe,
right. Well, yesterday, with no

412
00:34:15.480 --> 00:34:21.760
warning, I get an email saying
my account has been closed. I call

413
00:34:21.840 --> 00:34:25.880
them up and then where is your
money? The money is gone. They're

414
00:34:25.880 --> 00:34:30.199
not going to put it back in
my account. Over five thousand dollars.

415
00:34:30.320 --> 00:34:32.920
They just took it. No,
no, no, you can't let this

416
00:34:34.039 --> 00:34:37.480
happen, David, No, no, no no, hang on, We're

417
00:34:37.519 --> 00:34:42.360
not going to accept this. No. I mean now, this is the

418
00:34:42.599 --> 00:34:47.199
experience, right, truly the experience
you hold on. I'm Tom Martino.

419
00:34:47.719 --> 00:34:52.480
How the hell did this happen?
Folks? We need to explore it.

420
00:34:52.800 --> 00:34:59.519
Stick around for this one more coming
up on the Troubleshooter Show. Go with

421
00:34:59.599 --> 00:35:02.800
a sure thing Denver's Best roofer Excel
Roofing dot com. You don't pay a

422
00:35:02.880 --> 00:35:10.079
cent until you're content. Time for
an insurance check up free, no obligation

423
00:35:10.199 --> 00:35:15.519
comparison call Compass Insurance. Pay too
much your coverage at dozens of insurance companies

424
00:35:15.599 --> 00:35:20.039
find out now three oh three seven
seven to one help. You'll think you're

425
00:35:20.079 --> 00:35:22.960
his only customer when you choose Frank
durand the real estate Man dot com to

426
00:35:23.039 --> 00:35:28.719
list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

427
00:35:29.599 --> 00:35:43.159
Yeah. Time rip of news you
needed who you don't have run anxiousness

428
00:35:43.559 --> 00:35:51.199
as can. Shooter's gonna help.
Come man, This is the Troubleshooter Show.

429
00:35:51.599 --> 00:35:55.639
No Tom Martino, Hey, Tom
Martino here, Welcome to the show.

430
00:35:55.719 --> 00:36:01.280
Three oh three seven one three talk
on three eight two five five.

431
00:36:01.320 --> 00:36:07.199
This are brought to you by Grossman
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432
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433
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434
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started, just with no obligation.
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437
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work consultation Grossman Wellness dot Com.
Hey, so this is really pissing me

438
00:36:42.440 --> 00:36:46.000
off because we're so helpless when it
comes to this. And this is not

439
00:36:46.119 --> 00:36:54.000
the only complaint I've gotten about this. If any unusual activity is shows up

440
00:36:54.039 --> 00:37:00.760
with your online banking, they shut
it down. Now it's not the online

441
00:37:00.800 --> 00:37:04.320
bank, well, I guess it
is mostly the complaints we've gotten. We've

442
00:37:04.360 --> 00:37:07.000
gotten complaints from people saying that you
know, our algorithm is picked up on

443
00:37:07.199 --> 00:37:13.039
unusual activity or we believe there's fraudulent
activity, and they shut down your access.

444
00:37:13.639 --> 00:37:15.679
You can no longer log in,
you can no longer access your money.

445
00:37:15.800 --> 00:37:22.199
It's gone. Sometimes accounts are closed. But here's the thing, they

446
00:37:22.320 --> 00:37:27.960
keep your money. So they say, we don't believe it's you. You

447
00:37:28.199 --> 00:37:34.039
just deposited five grand. Where does
that money go? Now, certainly someone

448
00:37:34.199 --> 00:37:40.159
at Experience should be responsible for at
least answering that question. By the way,

449
00:37:40.360 --> 00:37:46.920
Experience the Credit Bureau has started,
OH has started with digital checking accounts,

450
00:37:47.519 --> 00:37:52.159
and what they say is this,
if you use it to make regular

451
00:37:52.599 --> 00:38:01.039
monthly payments on all kinds of bills
like rent and other things, they will

452
00:38:01.119 --> 00:38:08.000
keep track of it and they will
then improve your credit. Where sometimes landlords

453
00:38:08.000 --> 00:38:14.920
don't report, utility companies don't report, So you can make these payments through

454
00:38:15.000 --> 00:38:19.920
Experience and build your credit. Now, I think in concept it's a great

455
00:38:19.960 --> 00:38:23.960
idea. But we got a guy
here, David says, I did that.

456
00:38:24.039 --> 00:38:30.440
I opened an account and apparently the
activity they did not like were two

457
00:38:30.559 --> 00:38:39.679
consecutive deposits. Is that right?
Yes? Now it was? And what

458
00:38:39.920 --> 00:38:45.880
were the rules that you probably you
can only do twenty now you can only

459
00:38:45.880 --> 00:38:50.480
do twenty five hundred dollars at once, but they didn't say you couldn't do

460
00:38:50.519 --> 00:38:52.719
more than one in a day.
And apparently I did two in a day,

461
00:38:53.800 --> 00:38:58.760
and so they saw that as a
red flag. Yeah, at a

462
00:38:58.800 --> 00:39:00.639
lockedy count told me I had to
prove it was my bank account, and

463
00:39:00.679 --> 00:39:06.280
I went. I did everything they
asked me to do multiple times, and

464
00:39:06.320 --> 00:39:10.199
they never unlocked it. I never
not only that, they closed your account

465
00:39:10.239 --> 00:39:15.320
and kept your money. Have you
been able to talk to anyone? No,

466
00:39:15.639 --> 00:39:19.239
I mean, well I've yeah,
I've I've called them. I've talked

467
00:39:19.239 --> 00:39:22.400
to them, but they they have
no help. They just said, sorry,

468
00:39:22.440 --> 00:39:24.159
your money's gone. That's all.
That's all they come Wait, wait,

469
00:39:24.719 --> 00:39:30.480
come on now, David. Did
they literally say sorry your money is

470
00:39:30.559 --> 00:39:38.480
gone? Well, her words were
there is no refund coming. Did they

471
00:39:38.480 --> 00:39:45.920
say where the money went? No? I I obviously I got irate.

472
00:39:45.719 --> 00:39:52.280
And you know you have a phone
number you can act so you can actually

473
00:39:52.320 --> 00:39:57.320
call from the phone. Oh yeah, I can call them. And what

474
00:39:57.360 --> 00:40:00.639
do they ask for? Your name? Your your your do you have a

475
00:40:00.679 --> 00:40:06.440
further name? Do you have you
have a card, your debit card,

476
00:40:06.519 --> 00:40:09.599
so you use your card number.
You give them your name, your your

477
00:40:09.639 --> 00:40:15.360
address, your last three or your
social and so they prove it to you,

478
00:40:15.440 --> 00:40:20.679
and then they'll talk to you and
and they say and and they say

479
00:40:20.679 --> 00:40:25.760
there's fraudulent activity. No, they're
just saying, I need to prove that

480
00:40:25.800 --> 00:40:31.159
it's my my money and any of
the deposits that you made get kicked back.

481
00:40:32.679 --> 00:40:36.880
No, and I have I have
all that, did you? I

482
00:40:36.920 --> 00:40:39.000
have all the banking that proves money
went in. You know, I would

483
00:40:39.000 --> 00:40:42.800
sue them in small claims card,
I sure as hell would. I would

484
00:40:42.840 --> 00:40:45.119
sue them in small claims for now. You can go to the Consumer Finance

485
00:40:45.159 --> 00:40:52.639
Protection Bureau that that is something you
can do and they will help you.

486
00:40:54.079 --> 00:40:59.519
And I mean, but but I
would also just for the hell of it,

487
00:40:59.599 --> 00:41:07.920
I will. I would truly go
and do something like I would absolutely

488
00:41:07.039 --> 00:41:10.920
do something like small claims because you
know, Mark, they have to have

489
00:41:10.960 --> 00:41:15.840
somebody here in Denver, in Colorado
that he can sue. Uh. Banks

490
00:41:15.119 --> 00:41:21.679
banks are a little weird, actually, man, Well the experience is not

491
00:41:21.760 --> 00:41:28.039
really a bank. No, but
they use a bank. They're helping me

492
00:41:28.360 --> 00:41:30.639
with my with my credit, my
finances. They're supposed to be helping me,

493
00:41:30.719 --> 00:41:36.039
not stealing my money. This is
yeah, I think I should sue

494
00:41:36.079 --> 00:41:42.639
them. No, it's just consumer
finance. I want you to go to

495
00:41:42.719 --> 00:41:50.079
Consumer Finance dot gov. Okay,
and then that's where you know, you

496
00:41:50.119 --> 00:41:52.880
put in a complaint there. They
really do look into them. I mean,

497
00:41:52.960 --> 00:41:57.360
it's it's surprising. But I also
want to do this small claims court.

498
00:41:57.480 --> 00:42:02.519
So what I'm looking for is a
registration. It's a Federal Savings Banks

499
00:42:02.559 --> 00:42:08.000
CFSB. Now do they have mark? Do they have a He couldn't he

500
00:42:08.079 --> 00:42:15.320
sue though experience he could? They're
the right that. Yeah, I told

501
00:42:15.320 --> 00:42:21.679
you banks banks are a little strange. Yeah, but let's see though.

502
00:42:22.039 --> 00:42:27.840
I mean, what I'm saying is, I mean, damn, these people

503
00:42:27.880 --> 00:42:30.920
can't to me, they can't just
do it. I'm looking for the government

504
00:42:31.920 --> 00:42:37.960
go ahead. They didn't even give
me a warning. Not they didn't say,

505
00:42:37.119 --> 00:42:39.760
you know, you need to do
something. And it's just all of

506
00:42:39.800 --> 00:42:44.159
a sudden, I just get an
email saying it's done, it's closed,

507
00:42:45.119 --> 00:42:52.000
Collee, And that's that makes absolutely
no sense. It's just wrong. Well

508
00:42:52.039 --> 00:42:54.440
it is, and we're gonna What
I want to do is I want to

509
00:42:54.440 --> 00:42:58.719
do a few things. The first
thing I want to do is I want

510
00:42:58.760 --> 00:43:02.960
you to be able to do the
small claims. But we have to look.

511
00:43:04.199 --> 00:43:07.119
I'm looking at I'm trying to find
the Secretary of States things, so

512
00:43:07.159 --> 00:43:15.000
I can. I think it's gonna
be the Experience Information Solutions. Yeah,

513
00:43:15.079 --> 00:43:17.960
you're gonna have to do something like
that and do a small claim. I

514
00:43:19.360 --> 00:43:24.039
would. Plus, I think what
we need to do is, in addition

515
00:43:24.199 --> 00:43:31.119
to that, we need to go
and get the conference call going with you

516
00:43:31.559 --> 00:43:37.840
and maybe Deputy Dollar to call to
them, and let's witness this. I

517
00:43:37.880 --> 00:43:40.199
mean truly, let's witness this,
because I swear to God, Mark,

518
00:43:40.440 --> 00:43:45.119
did you look at the Colorado Business
look up? Did you look a Yeah?

519
00:43:45.119 --> 00:43:51.960
I think it is Experience Information Solutions, Inc. I'm pretty sure that's

520
00:43:52.000 --> 00:43:55.000
the experience we're talking about. But
once again, I mean all they do

521
00:43:55.119 --> 00:43:59.559
is give it a name. I
mean, it's a good place to start

522
00:43:59.599 --> 00:44:05.800
a small claims. Yeah. So
and where who is Mark? Who is

523
00:44:05.800 --> 00:44:08.360
the registered agent? It's an easy
one. It's just one of these.

524
00:44:08.599 --> 00:44:14.239
It's the CT Corporation System on Raple
Road. Man, that place, that

525
00:44:14.280 --> 00:44:21.239
place is a agent for a lot
of companies. So did you get that?

526
00:44:21.480 --> 00:44:28.639
Man? Look for Experience Information Solutions
Inc. On the Colorado Secretary and

527
00:44:28.679 --> 00:44:35.239
it's CT Corporation System. They are
a professional registered agent. What they do

528
00:44:35.320 --> 00:44:38.800
is keep a location in the state
for these companies, and it's at seventy

529
00:44:38.840 --> 00:44:43.360
seven hundred Easter rap Hole Road,
Sweet two twenty. I don't know what's

530
00:44:43.360 --> 00:44:49.320
actually there, but that's what that's
what I would do. I would be

531
00:44:49.480 --> 00:44:52.440
curious on something like this with fraud. I'd love to hear what. Let's

532
00:44:52.480 --> 00:44:57.039
say they show up, I'd love
to hear their side of the story.

533
00:44:57.119 --> 00:45:00.320
I mean, I just I can't
imagine. Neither can I Mark. I

534
00:45:00.320 --> 00:45:05.159
can't imagine how they could justify.
But where did the money come from?

535
00:45:05.239 --> 00:45:10.719
Man? Where did it come from? My bank account? And you and

536
00:45:10.760 --> 00:45:15.719
you traced it and you showed them
where it came from. And it's the

537
00:45:15.800 --> 00:45:21.639
same social Security numbers on both bank
account, same name. Yep. This

538
00:45:21.880 --> 00:45:28.800
is absolutely unheard of. It's it's
unheard of. Wait, I was shocked,

539
00:45:29.000 --> 00:45:36.559
completely shocked. Okay, Deputy Dollar
needs to call with them. I

540
00:45:36.639 --> 00:45:38.920
want to film this. I want
you to to to take a video of

541
00:45:38.960 --> 00:45:45.840
yourself on the phone with experience telling
you about this. I do you know

542
00:45:45.880 --> 00:45:51.639
how to do that? Right?
Okay, Tom Dollar? This is crazy.

543
00:45:52.039 --> 00:45:55.000
This is crazy. I mean,
think about this. They're telling him

544
00:45:55.039 --> 00:45:58.920
your money's going so you're gonna say, wait a minute, Wait a minute,

545
00:45:59.079 --> 00:46:01.519
I mean it can't be gone.
He's got Now. Did you go

546
00:46:01.639 --> 00:46:07.360
to your bank and try to claw
back pardon? Did you go to your

547
00:46:07.400 --> 00:46:14.159
bank? Did I go to my
and try to claw it back? No,

548
00:46:14.719 --> 00:46:17.360
it just happened yesterday, and like
so that money went in in February.

549
00:46:19.440 --> 00:46:22.239
You know, they just closed it
yesterday. So I haven't right hold

550
00:46:22.320 --> 00:46:24.559
on, Warren. Warren's got a
comment on this. Go ahead, Warren,

551
00:46:24.599 --> 00:46:30.360
what's your comment. I don't know
if it relates. But I bought

552
00:46:30.360 --> 00:46:35.159
a house in twenty twenty one and
I had experience. It's called Experience Boost

553
00:46:35.840 --> 00:46:38.199
or they include your rent, utilities
and all that the lens. Yeah yeah,

554
00:46:38.280 --> 00:46:42.840
yeah, that's not the checking account, but that is experience. Yes,

555
00:46:42.960 --> 00:46:46.800
I know about that program. Yes, I'm just saying they made me

556
00:46:46.920 --> 00:46:52.599
take that off in order to get
approved from my house. Won't So they

557
00:46:52.639 --> 00:46:57.400
made you take what off? The
boost? The boost? I could I

558
00:46:57.519 --> 00:47:02.159
added in my rent and utilities for
what Yeah, they did, and that

559
00:47:02.360 --> 00:47:07.400
was American financing. So wow,
that's weird that they wouldn't allow you to

560
00:47:07.480 --> 00:47:13.679
use. BOO Boost is actually more
accurate than regular credit scores. I mean,

561
00:47:13.719 --> 00:47:16.440
they just said I had to take
off the boost part of experience is

562
00:47:16.480 --> 00:47:21.000
what they told me. So Yeah, because they wanted to get a fight.

563
00:47:21.079 --> 00:47:23.920
Go without your normal rent and stuff, which is stupid. I'm Tom

564
00:47:23.960 --> 00:47:29.159
Martino. Hang on, folks,
Dave, let's hook you up with Deputy

565
00:47:29.599 --> 00:47:32.440
Dollar. I'm gonna mark this down
crazy stuff. We got more coming up.

566
00:47:32.480 --> 00:47:38.840
I'm Tom Martine. Go with a
sure thing Denver's best roofer Excel Roofing

567
00:47:38.960 --> 00:47:45.440
dot com. You don't pay a
cent until you're content. Time for an

568
00:47:45.440 --> 00:47:52.280
insurance check up free no obligation comparison
call Compass Insurance paying too much your coverage

569
00:47:52.320 --> 00:47:55.159
at dozens of insurance companies find out
now three all three seven seven to one

570
00:47:55.280 --> 00:48:00.440
help. You'll think you're his only
customer when you choose Frank durand the Statement

571
00:48:00.559 --> 00:48:05.000
dot com to list your home with
Remax Alliance three oh three nine two zero

572
00:48:05.159 --> 00:48:14.760
sixteen twenty two. Hey, did
anyone catch Fauci? Doctor Fauci testifying before

573
00:48:14.840 --> 00:48:17.400
Congress. You know that is the
only man in the world that can speak

574
00:48:17.440 --> 00:48:21.159
out of both sides of his mouth
depending on what you ask him. When

575
00:48:21.199 --> 00:48:23.199
you ask it, you remember the
time he's telling you how face masks don't

576
00:48:23.199 --> 00:48:27.960
work. Then he said they did. And then the six foot distancing,

577
00:48:28.360 --> 00:48:32.119
he admitted to Congress he had no
basis in science whatsoever, none, zero,

578
00:48:34.599 --> 00:48:37.719
I mean. And then the lab
leak theory, he said, oh

579
00:48:37.800 --> 00:48:40.159
yeah, I was open to that
the whole time. And he absolutely said

580
00:48:40.159 --> 00:48:44.480
there is no way that this was
created in a lab. So, I

581
00:48:44.480 --> 00:48:47.199
mean, does he think we don't
watch the news and we don't see what

582
00:48:47.239 --> 00:48:50.800
he says? I mean, the
guy, I swear to God, if

583
00:48:50.800 --> 00:48:54.840
someone took the time they could edit
his comments on how much he contradicts himself.

584
00:48:55.400 --> 00:49:00.320
They wanted to cover up that wuhan
leak like I've never seen man besides

585
00:49:00.360 --> 00:49:07.599
the Biden laptop. Yeah, and
you know what, they literally Congress brought

586
00:49:07.639 --> 00:49:15.760
out communications with Zuckerberg on Facebook where
the government told them do not allow this.

587
00:49:16.800 --> 00:49:23.760
I mean, we had our government
dictating what you see on social media

588
00:49:24.159 --> 00:49:29.639
and you want to know something,
I'm sorry, but that doesn't go no

589
00:49:29.760 --> 00:49:32.880
matter who you're protecting. I don't
care who it is. I've always argued

590
00:49:34.159 --> 00:49:40.480
for unabridged freedom of expression and speech
totally, even hate speech. Yep,

591
00:49:40.639 --> 00:49:45.679
even hate speech. We don't have
to read it and love it, and

592
00:49:45.760 --> 00:49:51.719
we can try to educate morons,
but we don't have to shield them from

593
00:49:51.760 --> 00:49:58.119
seeing stuff. It's oh god,
I am so disappointed with this country and

594
00:49:58.239 --> 00:50:05.880
people who have the gall to call
themselves Americans, who want who want to

595
00:50:05.960 --> 00:50:13.519
have to have censorship. Literally,
liberals are in favor of censorship. They

596
00:50:13.599 --> 00:50:17.840
absolutely are. They are absolutely in
favor of censorship. I want to know

597
00:50:19.360 --> 00:50:24.679
how that they reconcile that. How
Now there are a lot of things maybe

598
00:50:24.719 --> 00:50:28.760
conservatives are in favor of that.
I might just im just happy to be

599
00:50:28.800 --> 00:50:32.800
talking about freedom and speech right now? When did it become a liberal thing

600
00:50:32.960 --> 00:50:38.280
to be against a freedom? When
oh, they're going to say, well,

601
00:50:38.320 --> 00:50:44.400
that's because you know, it goes
against our narrative. It's dangerous.

602
00:50:44.559 --> 00:50:50.360
See I always love that it's dangerous
or hateful as an excuse. You should

603
00:50:50.400 --> 00:50:55.719
be able to say anything you want
about anything you want, and it might

604
00:50:55.760 --> 00:51:00.519
be disgusting and hateful. Okay,
then what we're going to do is we're

605
00:51:00.639 --> 00:51:05.880
not going to listen to them if
we have a half of brain. David,

606
00:51:06.079 --> 00:51:07.920
what's going on with you? David? Oh is this the same?

607
00:51:08.079 --> 00:51:12.480
No? No, this is something
else, isn't it? We got two?

608
00:51:12.599 --> 00:51:15.000
David? Sir? Yeah, you're
the one with stock trading. Talk

609
00:51:15.079 --> 00:51:21.719
about it, David correct. Well, I am eighty one years old.

610
00:51:22.000 --> 00:51:25.639
I am My main source of income
is social security, so I'm always looking

611
00:51:25.679 --> 00:51:30.639
for ways to augment that. I
do have a little construction work when I

612
00:51:30.679 --> 00:51:36.960
can get it. But I look
at stock trading and option trading, and

613
00:51:37.079 --> 00:51:40.239
they're always my God, an eighty
one year old on social security should never

614
00:51:40.320 --> 00:51:46.000
be looking at options. But go
ahead, never mind. There's all these

615
00:51:46.039 --> 00:51:53.480
services out there that are advisory services. Say that's right. So it used

616
00:51:53.519 --> 00:51:58.639
to be that most of these advisory
services, the ones that were decent.

617
00:51:58.679 --> 00:52:01.920
We're saying, you try our service
for thirty days or ninety days or whatever,

618
00:52:01.960 --> 00:52:05.559
and if you don't like it,
you get your money back. Are

619
00:52:05.599 --> 00:52:09.360
you talking about investment Wait? Wait
wait, are you talking about investment advisors?

620
00:52:10.639 --> 00:52:16.320
Yes, they they they're not allowed
to offer you money back guarantees.

621
00:52:19.119 --> 00:52:24.199
Well, this is this is just
things on the internet service, okay,

622
00:52:24.320 --> 00:52:30.199
Verdi. And you know this particular
company is Market Traders Daily, and they

623
00:52:30.239 --> 00:52:36.599
have all kinds of services. Lately, the most of them will advertise if

624
00:52:36.599 --> 00:52:42.360
you're not happy to one hundred percent
guarantee, we will give you another service

625
00:52:42.400 --> 00:52:46.880
that you like better. So I
can't afford to go and pay two thousand

626
00:52:46.880 --> 00:52:52.079
dollars for something where I might get
another service that I like better. That's

627
00:52:52.119 --> 00:52:55.920
basically saying you're not going to get
your money back. And I never did

628
00:52:55.960 --> 00:53:01.199
you sign up with them? I
signed up because they had one hundred percent

629
00:53:01.360 --> 00:53:07.119
money back guarantee. If you're not
happy in ninety days, why did you

630
00:53:07.199 --> 00:53:15.519
believe that? Maybe I just have
a trusting nature? Okay, No,

631
00:53:15.519 --> 00:53:20.320
no, I get it. They
are they supposed to be a registered investment

632
00:53:20.360 --> 00:53:24.480
advisory firm. No, no,
no, it's just an advice period and

633
00:53:24.719 --> 00:53:30.119
well they're not allowed. That's what
I'm getting at. They're breaking. It's

634
00:53:30.239 --> 00:53:34.639
like pro if you go to MSNBC, you can pay for the pro edition

635
00:53:34.880 --> 00:53:38.320
articles, okay, But if they're
articles, they're not specific, they're not

636
00:53:39.000 --> 00:53:43.760
okay, that's different. If they're
not giving specific advice, he said,

637
00:53:43.960 --> 00:53:50.079
it's an investment advisory. Were they
telling you what to invest in? They

638
00:53:50.119 --> 00:53:53.719
were saying, we suggest you buy
such and such at such and such a

639
00:53:53.760 --> 00:53:59.119
price on this date and so forth. Yes, well they're breaking. I

640
00:53:59.159 --> 00:54:01.119
can't even tell you how many laws
they're breaking. They're not supposed to do

641
00:54:01.199 --> 00:54:07.440
that. They can give general advice. Well, our time. There's a

642
00:54:07.519 --> 00:54:12.719
lot of companies. I've subscribed to
other companies that did the same thing,

643
00:54:12.840 --> 00:54:15.159
and they would send me my money
back, no problem. I've had that

644
00:54:15.239 --> 00:54:20.000
happen many many times. Okay,
this one, well, I can tell

645
00:54:20.039 --> 00:54:22.960
you. I can tell you who
to complain to, because they will look

646
00:54:22.000 --> 00:54:28.000
into it. This is look at
the government really takes this stuff seriously,

647
00:54:28.320 --> 00:54:34.239
really takes it seriously. Okay,
I mean, I mean that I don't

648
00:54:34.280 --> 00:54:36.880
know what to tell you. Wrote. I mean, you're going to get

649
00:54:36.880 --> 00:54:39.360
your money back if they if they
advertise it, they're going to do it.

650
00:54:40.079 --> 00:54:45.760
This is ridiculous that that. I
can't believe that they would advertise money

651
00:54:45.800 --> 00:54:52.239
back guarantees. Now they can give
general investment advice. I don't know exactly

652
00:54:52.280 --> 00:54:53.920
how they worded it. Wait,
wait, Tom, maybe you're not thinking

653
00:54:53.960 --> 00:54:59.880
it right. The money back guarantee
is generally these things you pay. Let

654
00:55:00.079 --> 00:55:02.159
let's say you pay forty to fifty
one hundred dollars. I get it for

655
00:55:02.519 --> 00:55:07.719
the publication, right, that's right, you get that back. That they

656
00:55:07.719 --> 00:55:13.159
can do. But in the publication
itself, they cannot react to specific market

657
00:55:13.199 --> 00:55:25.039
events and make specific recommendations. They
absolutely positively cannot now my fault here.

658
00:55:25.159 --> 00:55:30.719
My bad was that I did not
take a screenshot of their ad and of

659
00:55:30.760 --> 00:55:34.159
course they've taken it down. Well, you can get your money back.

660
00:55:34.480 --> 00:55:40.360
These guys will give your money back. Well, there's all kinds of people.

661
00:55:40.639 --> 00:55:46.960
The Securities and Exchange Commission enforces trading
laws, the state administrator of their

662
00:55:46.960 --> 00:55:54.920
advertising into Colorado, the FUENRA Financial
Industry Regulation Authority, but they're in the

663
00:55:54.960 --> 00:56:00.519
North American Securities Administration Association. There's
a ton of people. I don't think

664
00:56:00.519 --> 00:56:02.519
they're doing any of that. I
don't think they're doing that. I think,

665
00:56:02.559 --> 00:56:06.599
well then he okay, then he
misunderstood. But they they still have

666
00:56:06.679 --> 00:56:10.360
to abide. And by the way, these organizations are for people giving financial

667
00:56:10.519 --> 00:56:16.400
investment advice, okay, And there's
even something called finsend, the Financial Crimes

668
00:56:16.719 --> 00:56:22.000
Enforcement Unit. Now, now all
I'm saying is this, if they gave

669
00:56:22.119 --> 00:56:25.679
specific advice by this on this day, at this price, they're breaking the

670
00:56:25.760 --> 00:56:30.599
law. Okay. Now, now
there are thousands of people doing that.

671
00:56:30.679 --> 00:56:35.480
I don't see how that works.
Well, okay, well you know what,

672
00:56:35.760 --> 00:56:38.400
I'll go up against anyone who says
it's not against law. It absolutely

673
00:56:39.000 --> 00:56:45.119
positively is against the law, now
they're not allowed. In fact, they

674
00:56:45.159 --> 00:56:50.199
can't make a blanket recommendation like that
unless they didn't. And there's all kinds

675
00:56:50.239 --> 00:56:53.679
of disclaimers and all kinds of other
crap you're not telling me about. So

676
00:56:53.679 --> 00:57:00.639
so like the ones Mark talks about
with their with their recommendations, I mean,

677
00:57:00.800 --> 00:57:06.360
like Jim Kramer, I mean,
he's got all his picks and recommendations,

678
00:57:06.559 --> 00:57:12.840
but you have to join the BC
and and it's a subscription each month,

679
00:57:13.239 --> 00:57:19.280
and I mean you can follow.
But even the subscriptions can't give specific

680
00:57:20.320 --> 00:57:22.320
buy and sell advice. They can't
do well. I think what they show

681
00:57:22.440 --> 00:57:27.920
in his is what he literally is
buying. Okay, he can say here's

682
00:57:27.960 --> 00:57:30.800
what I'm doing. Of course you
can, just like with the law.

683
00:57:31.119 --> 00:57:34.920
You know, if you're not an
attorney, you can't give legal advice.

684
00:57:35.039 --> 00:57:37.519
But how many times do we say, Mark, this is what I would

685
00:57:37.519 --> 00:57:42.400
do. Yeah, of course.
Okay. So I am sure there are

686
00:57:42.519 --> 00:57:46.000
things that happen or this guy,
there are things that he heard that he

687
00:57:46.119 --> 00:57:51.239
thought were specifically meant to buy or
not buy, and it turns out they

688
00:57:51.280 --> 00:57:53.199
weren't. But but well, but
it doesn't matter. He should still get

689
00:57:53.239 --> 00:57:57.599
his money back if they advertise his
money back. What reason did they give

690
00:57:57.639 --> 00:58:04.199
you for not giving your money back? The woman said, I'll I'll take

691
00:58:04.239 --> 00:58:07.000
it up with Steve, and then
that's all she said. And then I

692
00:58:07.039 --> 00:58:08.760
got an email back saying, well, if you didn't like this service,

693
00:58:08.880 --> 00:58:14.960
why don't you try this other service
that we have. Where's their guarantee?

694
00:58:15.000 --> 00:58:17.079
I don't see it on here.
I don't see their guarantee any problem.

695
00:58:17.400 --> 00:58:21.760
They took that down. I can't
find it either. I went to wait,

696
00:58:21.840 --> 00:58:24.199
how did you pay these people?
And how did you pay? How

697
00:58:24.199 --> 00:58:31.000
did you pay him? Credit card? Okay, logically, what am I

698
00:58:31.039 --> 00:58:37.559
going to say? Next? I
went and had them charged back and they

699
00:58:37.599 --> 00:58:40.639
said, no, it's been pasted
ninety days. After ninety days chargeback.

700
00:58:42.519 --> 00:58:45.559
That's a deal on that deal on
the guarantee. Way to make these trades?

701
00:58:45.639 --> 00:58:50.960
You have to make all these trades
for ninety days. No, no,

702
00:58:50.960 --> 00:58:54.760
no, no fraud. You can
go beyond ninety days. Pardon me,

703
00:58:55.760 --> 00:58:59.360
By the way, he heard what
it says. He's saying he lost

704
00:58:59.400 --> 00:59:07.039
it. Listen to this. This
company is not registered or licensed or governed

705
00:59:07.079 --> 00:59:14.280
by and gives no specific investment recommendations
on any security that this is in their

706
00:59:14.280 --> 00:59:20.880
own paperwork, do your own research, and talk to a license investment professional

707
00:59:21.519 --> 00:59:29.039
before making any investment. This communication
is for general general information only, so

708
00:59:29.239 --> 00:59:32.280
I mean in their own website.
So tell me what they recommended to you.

709
00:59:32.320 --> 00:59:37.639
By the way, give me an
example, just a moment. Well,

710
00:59:38.239 --> 00:59:42.840
yeah, let me see one.
That one that I remember is Bmy

711
00:59:43.679 --> 00:59:47.519
Crystal Myers. Yeah, and what
did they say? Well at all?

712
00:59:49.599 --> 00:59:52.199
But what did they say was good
about it? What did they what did

713
00:59:52.199 --> 00:59:55.519
they say about it? I said, they have a lot of new drugs

714
00:59:55.519 --> 01:00:00.239
in their pipeline and they're going to
do well. Et cetera, et cetera.

715
01:00:00.239 --> 01:00:05.199
Okay, by the way, you
do know this, right, you

716
01:00:05.280 --> 01:00:07.480
do know you're playing with fire at
eighty one years old trying to do trading.

717
01:00:09.760 --> 01:00:14.119
Yes, I do, But no, no, I'm serious. It's

718
01:00:14.199 --> 01:00:21.119
it's it's it's unsuitable for you.
Okay, I mean, how much money

719
01:00:21.119 --> 01:00:25.199
do you have? How much money
are we talking about that you're investing five

720
01:00:25.599 --> 01:00:32.320
dollars? Oh my god, it's
just okay, that's play man. That's

721
01:00:32.360 --> 01:00:36.519
That's what I was just going to
say. That's play money. That's that's

722
01:00:36.559 --> 01:00:38.960
not good. Follow someone like Jim
kramer Man, someone that at least has

723
01:00:38.960 --> 01:00:44.039
an investment club. He's been doing
forever. It's twenty nine bucks a month

724
01:00:44.880 --> 01:00:49.639
exactly, and you can ask and
buy whatever. Nancy Bilowsi, guys,

725
01:00:51.199 --> 01:00:55.880
you know, David, if you're
doing play money to do with how much

726
01:00:55.920 --> 01:01:01.159
money do you How much money did
you pay for them? Two thousand dollars?

727
01:01:01.920 --> 01:01:08.440
Oh my god, we need someone
to call them. So David,

728
01:01:09.280 --> 01:01:13.920
hey, dollar, you want to
take a chopper? Do you want who

729
01:01:13.960 --> 01:01:15.159
should I give this to? Yeah, hold on, We'll give you a

730
01:01:15.159 --> 01:01:21.280
shopper, his teeth chopper. Can
you call him man? Yeah, he

731
01:01:21.320 --> 01:01:24.679
can do it. I want to
look at his emails too, but just

732
01:01:24.760 --> 01:01:29.239
say, look, he doesn't want
the service anymore. And by the way,

733
01:01:29.559 --> 01:01:32.440
I would fight with my credit card
company to David, and I would

734
01:01:32.440 --> 01:01:37.440
call it fraud. That's out and
out fraud. That's all I would say.

735
01:01:37.519 --> 01:01:40.199
I wouldn't give an explanation I joined
this and didn't join that. I'd

736
01:01:40.280 --> 01:01:45.719
say you were signed up under false
pretensions and they're totally fraudulent. Do you

737
01:01:45.800 --> 01:01:52.079
see? Fraud does not have a
ninety day limit, I think with the

738
01:01:52.159 --> 01:01:54.880
credit cards, so a lot of
the banks just say screw it. Now.

739
01:01:54.920 --> 01:01:59.840
I agree with you, if you
actually could figure out who to sue

740
01:01:59.840 --> 01:02:04.639
and go through it maybe anyway.
We have more coming up on the Troubleshooter

741
01:02:04.679 --> 01:02:10.920
Show. Go with a sure thing
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742
01:02:10.960 --> 01:02:17.559
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743
01:02:17.639 --> 01:02:22.920
up free, no obligation. In
comparison, call Compass Insurance paying too much

744
01:02:22.039 --> 01:02:27.320
your coverage at dozens of insurance companies
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745
01:02:27.320 --> 01:02:30.719
to one. Help. You'll think
you're his only customer when you choose Frank

746
01:02:30.800 --> 01:02:35.400
durand the real estate Man dot com
to list your home with Remax Alliance three

747
01:02:35.400 --> 01:02:46.679
all three nine two zero sixteen twenty
two. Hi Tom Martino, you were

748
01:02:46.800 --> 01:02:51.159
troubleshooter three O three seven to one
three talks seven one three eight two five

749
01:02:51.360 --> 01:02:58.119
five. So here's the deal.
I told the guy call it fraud.

750
01:03:00.039 --> 01:03:07.000
They all said, you said,
people get away with credit card fraud.

751
01:03:07.039 --> 01:03:09.559
Which one is it? It's both, It's both people get away with it.

752
01:03:09.800 --> 01:03:15.159
You see, we've had plenty of
cases where people discovered fraud on their

753
01:03:15.199 --> 01:03:20.599
card and they were reimbursed from the
credit card company, so they were not

754
01:03:20.679 --> 01:03:25.679
a victim, so they could not
claim fraud or they couldn't be a victim,

755
01:03:25.760 --> 01:03:30.280
which is fine that they have no
spying at that point, Yeah,

756
01:03:30.320 --> 01:03:34.960
they had no standing. But the
credit card company and the banks did not

757
01:03:35.079 --> 01:03:39.239
go after And the merchant's not a
victim either because the merchant gets paid anyway.

758
01:03:40.159 --> 01:03:46.239
But what I'm saying is the person
who commits the crime gets away with

759
01:03:46.280 --> 01:03:51.440
it. Just like this online this
market trader, they'll get away with it.

760
01:03:52.039 --> 01:03:57.440
My favorite example of that wasn't a
credit card we had, meaning you,

761
01:03:57.880 --> 01:04:03.239
myself and Susanne had someone steal a
check write the checkout for two thousand

762
01:04:03.360 --> 01:04:10.920
dollars with our account mark fifty or
fifty grand, walk into the bank on

763
01:04:11.159 --> 01:04:16.840
Friday afternoon the money with a photocopy
and there was no watermark. We got

764
01:04:16.880 --> 01:04:20.480
our money back, but they would
never tell us whose that person was.

765
01:04:20.639 --> 01:04:26.840
They wouldn't go after the fingerprint,
they wouldn't even go after him. They

766
01:04:26.880 --> 01:04:30.880
wouldn't even go out, and we
called the police. The police went to

767
01:04:30.000 --> 01:04:38.320
Vectra Bank and Vectra Bank would not
cooperate. And remember they lost fifty grand

768
01:04:38.320 --> 01:04:45.159
in this. We didn't would not
cooperate. Economic crime goes unpunished unless you're

769
01:04:45.199 --> 01:04:50.039
Donald Trump. It absolutely goes unpunished. Yevin, then you're saying he committed

770
01:04:50.039 --> 01:04:53.239
a crime. I'd argue that.
No, No, I'm just saying,

771
01:04:53.519 --> 01:04:57.159
okay, economic whatever. They won't
even go after it. I mean,

772
01:04:57.199 --> 01:05:01.000
I imagine technically, well, you
know, they might find something that he

773
01:05:01.079 --> 01:05:05.599
did on a falsification of a document, but unintentionally. But what I'm getting

774
01:05:05.599 --> 01:05:11.079
at is it's ridiculous. Now speaking
of that, By the way, what's

775
01:05:11.159 --> 01:05:15.000
really funny is do you know in
New York listen to this. In New

776
01:05:15.079 --> 01:05:29.320
York there have been multiple felonies down
graded, downgraded to misdemeanors downgraded, except

777
01:05:30.119 --> 01:05:36.599
in Trump's case was exactly the opposite. The misdemeanors were elevated to felonies because

778
01:05:36.679 --> 01:05:41.480
there was another crime that was supposedly
covering up. But that other crime was

779
01:05:41.519 --> 01:05:46.960
never prosecuted ever. So it is
the God almighty. But here's another thing,

780
01:05:47.159 --> 01:05:53.360
New York. Alvin Bragg the worst
excuse, my god, the worst

781
01:05:53.400 --> 01:05:56.360
excuse for a lawyer I have ever
seen in my life, not because of

782
01:05:56.360 --> 01:05:59.679
the Trump thing, but because of
the shambles New York and Manhattan is in.

783
01:06:00.239 --> 01:06:05.400
So what's really weird is you had
people robbing a store, a veteran

784
01:06:05.440 --> 01:06:10.000
marine who owned the store stabbed the
guy. The guy came over the counter

785
01:06:10.159 --> 01:06:15.719
at him. He stabbed the guy. The guy died. The shop owner

786
01:06:15.880 --> 01:06:21.960
was charged with manslaughter, the guy
was charged. And then there were cases

787
01:06:23.199 --> 01:06:29.760
where the criminal was apprehended by people, the people were charged, and the

788
01:06:29.920 --> 01:06:32.599
criminal got away with it. You
look up these cases. I swear to

789
01:06:32.639 --> 01:06:36.880
you, it is unbelievable what goes
on in New York City. New York

790
01:06:36.920 --> 01:06:42.760
City was a really fine city.
It's turned into a trash dump. And

791
01:06:42.800 --> 01:06:47.559
you can thank Alvin Bragg for that. What a piece of garbage, Absolutely

792
01:06:47.920 --> 01:06:54.639
a piece of garbage. And Latida
James, the whole gang garbage, that's

793
01:06:54.679 --> 01:06:59.800
what they are, unprofessional garbage.
They ruined the state, They've ruined the

794
01:07:00.119 --> 01:07:03.559
three all three seven one three talks
seven one three eight two five five.

795
01:07:03.599 --> 01:07:06.320
We have more coming right up.
Get your calls in. We got open

796
01:07:06.320 --> 01:07:14.760
lines for the first time this morning. Go with a sure thing Denver's Best

797
01:07:14.840 --> 01:07:21.480
roofer Excel Roofing dot com. You
don't pay a cent until you're contenth time

798
01:07:21.480 --> 01:07:27.519
for an insurance check up, free
no obligation comparison call Compass Insurance paying too

799
01:07:27.559 --> 01:07:30.440
much your coverage at dozens of insurance
companies. Find out Now three oh three

800
01:07:30.639 --> 01:07:34.960
seven seven one help You'll think you're
his only customer when you choose Frank durand

801
01:07:34.960 --> 01:07:40.400
the real estate man dot com to
list your home with Remax Alliance three oh

802
01:07:40.440 --> 01:07:48.440
three nine two zero sixteen twenty two
heins Howmarchino here three O three seven one

803
01:07:48.519 --> 01:07:54.719
three talks seven one three eight two
five five. Welcome to the show,

804
01:07:54.800 --> 01:07:58.280
folks, and I want to know
what's on your mind because we're solving problems,

805
01:07:58.320 --> 01:08:03.320
answering questions and take complaints. And
one of the things I wanted to

806
01:08:03.400 --> 01:08:14.800
talk about when it comes to online
advice, if they are giving blanket advice,

807
01:08:14.960 --> 01:08:17.479
which I've looked at all these sites
and they all are, and the

808
01:08:17.520 --> 01:08:21.600
case that Mark was talking about,
they're actually doing an investment club. There

809
01:08:21.640 --> 01:08:28.359
are all kinds of things that are
allowed, but they can't do a specific

810
01:08:28.920 --> 01:08:33.800
amount of advice to a particular person
for their circumstances. They can say this

811
01:08:33.880 --> 01:08:38.600
looks like a good bye, this
looks like a great stock to buy,

812
01:08:39.079 --> 01:08:44.920
I'm buying this stock all kinds of
ways. But you know one thing that

813
01:08:45.000 --> 01:08:51.840
I'm pretty happy about, and that
is the securities laws lately and I mean,

814
01:08:53.000 --> 01:08:57.159
when did Matoff happen? How long
ago? They've really gotten good A

815
01:08:57.720 --> 01:09:03.399
long time ago, and so since
then, it really made me feel good

816
01:09:03.439 --> 01:09:09.039
when I started looking into this stuff. How protected people are they really are

817
01:09:09.319 --> 01:09:14.960
now? If our government does anything, it enforces the hell out of securities

818
01:09:15.039 --> 01:09:20.359
laws, investing counselors, broker dealers, all of that stuff. And because

819
01:09:20.359 --> 01:09:27.000
there was so much financial fraud going
on and there are places to call that,

820
01:09:27.079 --> 01:09:31.640
the thing is is that it's something
to be taken seriously now, So

821
01:09:31.680 --> 01:09:35.199
that guy, I think if we
call and apply pressure to these people,

822
01:09:36.479 --> 01:09:42.800
they're going to they're going to give
that money back. But I could find

823
01:09:42.840 --> 01:09:50.760
no money back guarantee anywhere. Again, there is something that like, for

824
01:09:50.800 --> 01:09:56.000
example, he'll say there's going to
be a stock bounce back, Well,

825
01:09:56.000 --> 01:09:59.279
that's general crap, you know.
Or there's going to be a correction.

826
01:10:00.319 --> 01:10:04.279
That kind of stuff you can do
now three oh three seven one three A

827
01:10:04.399 --> 01:10:08.800
two five five Frank Durand the real
estate man is with us. He'll be

828
01:10:08.840 --> 01:10:11.239
coming up in the next couple of
hours as well. If you have any

829
01:10:11.479 --> 01:10:14.600
real estate problems, questions, complaints, or you just want to know about

830
01:10:14.600 --> 01:10:17.000
the market, we'll talk about that. Plus any of your problems, don't

831
01:10:17.079 --> 01:10:21.439
sit on them. Let's get him
solved. On The Troubleshooter Show three oh

832
01:10:21.479 --> 01:10:25.359
three seven one three Talk wer as
I said, you can always call three

833
01:10:25.399 --> 01:10:30.119
oh three Martino three oh three six
two seven eight four sixty six. Go

834
01:10:30.239 --> 01:10:33.479
with a sure thing Denver's best roofer
Excel Roofing dot com. You don't pay

835
01:10:33.520 --> 01:10:41.880
a cent until you're contentha time for
an insurance check up free, no obligation.

836
01:10:41.920 --> 01:10:45.399
In comparison, call Compass Insurance paying
too much your coverage at dozens of

837
01:10:45.399 --> 01:10:49.399
insurance companies find out now three oh
three seven seven to one help. You'll

838
01:10:49.399 --> 01:10:54.239
think you're his only customer when you
choose Frank durand the real estate Man dot

839
01:10:54.279 --> 01:10:58.520
com to list your home with Remax
Alliance. Three oh three nine two zero

840
01:10:58.600 --> 01:11:09.439
sixteen twenty two. Yeah, ripped
up what news you need? Ad by

841
01:11:09.560 --> 01:11:15.039
so you don't have the come,
run in just as fast as we can.

842
01:11:15.319 --> 01:11:21.640
Shooter's gonna help, coming man.
This is the Troubleshooter Show. No

843
01:11:23.239 --> 01:11:27.600
Tom Martino. Hey, I'm Tom
Martino. Welcome to the show. Three

844
01:11:27.640 --> 01:11:31.239
oh three seven one three Talk seven
one three eight two five five. This

845
01:11:31.319 --> 01:11:36.079
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846
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847
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848
01:11:49.319 --> 01:11:54.840
stone resin and nope, uh you
have perimeter trains, no thresholds to walk

849
01:11:54.920 --> 01:11:58.159
or stumble over, benches, grab
bars, soap dishes. Whatever you want.

850
01:11:58.199 --> 01:12:00.319
You make a custom they can get
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851
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and seventy two months to pay no
interest. Renew Home Innovations dot Com three

852
01:12:09.039 --> 01:12:14.159
h three nine zero four two thousand. All right, frank Rand the real

853
01:12:14.239 --> 01:12:16.479
estate man's with us. We love
talking real estate from time to time.

854
01:12:17.039 --> 01:12:20.119
So let me get to a wide
shot here so I can get Frankie in

855
01:12:20.159 --> 01:12:24.359
there. I'm not insinuating I need
a wide shot for you. I meant

856
01:12:24.640 --> 01:12:29.760
a two shot, Frankie. So
what we asked this every time, and

857
01:12:29.800 --> 01:12:34.920
I really want to know because to
me, real estate is a well,

858
01:12:34.960 --> 01:12:40.560
it could be a leading indicator,
it could be actually it's all kinds.

859
01:12:40.560 --> 01:12:47.000
I mean, it's mostly I think
a concurrent indicator of the economy because if

860
01:12:47.000 --> 01:12:53.439
people but if people feel things are
really bad, they won't buy it.

861
01:12:53.520 --> 01:12:56.760
They feel it really good. So
what are people doing now with real estate?

862
01:12:57.039 --> 01:12:59.640
Well, you know, Tom,
we've seen rates go down just a

863
01:12:59.640 --> 01:13:01.560
little bit, which has been good. But quite honestly, we've seen inventory

864
01:13:01.640 --> 01:13:04.159
up, which has been great for
buyers. Buyers are having a few more

865
01:13:04.239 --> 01:13:08.560
choices out there. And I think
some way do you think that now?

866
01:13:08.600 --> 01:13:10.880
Why do you think inventories up?
Well, I'll tell you what. I

867
01:13:10.960 --> 01:13:13.319
think a lot of sellers were thinking
the same thing. Let's list it in

868
01:13:13.359 --> 01:13:15.880
May and June, and suddenly we're
seeing more people put their homes on the

869
01:13:15.920 --> 01:13:18.279
market. So we're seeing a bit
more of that, and I think some

870
01:13:18.319 --> 01:13:21.199
people just kind of riding the storm
and realize, Okay, rates may not

871
01:13:21.279 --> 01:13:26.680
drop low anytime soon. Although they've
dropped a little bit, inflation has been

872
01:13:26.680 --> 01:13:30.000
above the FEDS two percent targets,
so the policymakers are looking for increased confidence

873
01:13:30.000 --> 01:13:32.960
before they decided to drop rates.
They've teased it, but really just haven't

874
01:13:32.960 --> 01:13:39.680
seen them dropping very low. Okay. So as far as prices are,

875
01:13:39.720 --> 01:13:43.159
they adjusting little or what. Believe
it or not, Tom, prices have

876
01:13:43.239 --> 01:13:45.479
gone up. We had a really
strong month in April and May. Yeah.

877
01:13:45.840 --> 01:13:48.960
So, But at the same time, though I've also noticed just even

878
01:13:48.960 --> 01:13:51.600
going into this month, there's been
a few more choices out there for buyers.

879
01:13:51.640 --> 01:13:56.039
So in some price segments it's not
moving as quickly. But I'll tell

880
01:13:56.039 --> 01:13:59.479
you this, the sweet spot still
remains between five hundred and seven and fifty.

881
01:13:59.520 --> 01:14:01.720
That's for seeing family homes. That
makes up about forty percent of the

882
01:14:01.760 --> 01:14:08.600
market. And what about does anyone
even bother anymore with fix and flips?

883
01:14:08.960 --> 01:14:11.199
Well, we see them from time
to time, we do, but there

884
01:14:11.199 --> 01:14:14.159
aren't any deals out there, oh
not like we saw in two thousand and

885
01:14:14.159 --> 01:14:16.239
a. Tom Boy, I remember
you and I had a great conversation I

886
01:14:16.239 --> 01:14:18.640
think around two thousand and nine twenty
ten about those kind of things. We

887
01:14:18.840 --> 01:14:23.000
don't see it as extreme as we
did before. No, but there's deals

888
01:14:23.039 --> 01:14:25.960
out there to be made. There's
people out there where you know, they

889
01:14:25.960 --> 01:14:29.439
could buy a fix and flip and
still get a decent deal. Okay.

890
01:14:29.760 --> 01:14:35.000
And as far as the rates right
now, interest rates, what are you

891
01:14:35.000 --> 01:14:39.520
seeing your customer skit? Well,
you know what, right now, we're

892
01:14:39.560 --> 01:14:42.079
just a squish below seven. I
think we're about six' nine on a

893
01:14:42.079 --> 01:14:45.079
conventional and fahava and the low sixes. So we're seeing around there. But

894
01:14:45.079 --> 01:14:49.279
We're also seeing a lot of buyers
go in with the idea that they needed

895
01:14:49.319 --> 01:14:53.720
to un buy down or maybe get
a point paid, where they're asking the

896
01:14:53.760 --> 01:14:56.479
seller to pay the concessions. But
because we're still in a seller's market,

897
01:14:56.560 --> 01:15:00.319
it's an inventory thing, they're still
bumping up the price where the sell still

898
01:15:00.319 --> 01:15:02.239
getting above asking price, but at
the same time paying some of that back

899
01:15:02.279 --> 01:15:09.119
towards closing costs on some deals,
not all all right, so people have

900
01:15:09.199 --> 01:15:12.680
gotten used to it. Then,
basically people are used to the market.

901
01:15:12.720 --> 01:15:15.159
So now prices are normalizing. For
a while, they went down a bit

902
01:15:15.239 --> 01:15:20.720
because of the interest people had to. Okay, so and we're getting a

903
01:15:20.760 --> 01:15:25.760
little more supply. Yeah, And
is that because of summer? Oh?

904
01:15:26.000 --> 01:15:27.760
I think that has a lot to
do with it, because there's one of

905
01:15:27.800 --> 01:15:30.079
these kids' kids that are out of
school. That's mostly the time people move,

906
01:15:30.159 --> 01:15:32.399
right, That's right. We think
of this two time when the rates

907
01:15:32.399 --> 01:15:36.000
were down to three and a half
percent. Think of those crazy bidding wars

908
01:15:36.039 --> 01:15:40.199
where it was not unusual back then
where homes were going fifty eighty if sometimes

909
01:15:40.199 --> 01:15:43.239
one hundred thousand over we're asking they
were paying. The buyers were bringing cash

910
01:15:43.239 --> 01:15:46.039
to the table to cover the appraisal
gap. They might have had lower interest

911
01:15:46.119 --> 01:15:48.640
rates, but they were paying more
for real estate. Now it's adjusted a

912
01:15:48.680 --> 01:15:50.880
bit better, where maybe the rates
are higher, but they're not having to

913
01:15:50.920 --> 01:15:55.920
pay as much as they were getting
as extreme in those bidding worse. Okay,

914
01:15:56.000 --> 01:16:02.239
So are people I love knowing about
this? Are people doing lateral moves?

915
01:16:02.319 --> 01:16:06.239
Stepping up right now in this market
or stepping down? Because in the

916
01:16:06.279 --> 01:16:11.560
older market just a few years ago, they were doing step ups bigger houses,

917
01:16:11.680 --> 01:16:14.920
nicer houses. What are they doing
now? The same? Lower?

918
01:16:15.119 --> 01:16:16.800
Higher? What? Tom? I
see it all over the board because I

919
01:16:16.800 --> 01:16:20.439
have a certain percent I can imagine
has to do with ages. Go ahead,

920
01:16:20.520 --> 01:16:23.760
Oh yeah, no, no,
I see a certain percentage of my

921
01:16:23.800 --> 01:16:26.319
sellers actually that move out of state. They say, you know, we're

922
01:16:26.359 --> 01:16:30.039
going to sell here and by let's
say to Carolina, they go, they

923
01:16:30.039 --> 01:16:32.199
get real estate lesser expensive down there, or maybe Florida, something like that.

924
01:16:32.359 --> 01:16:36.039
Yeah, damn, they're getting tired
of the expensive states. We see

925
01:16:36.039 --> 01:16:40.319
that. Do you have any and
I don't want to get controversial, because

926
01:16:40.319 --> 01:16:43.840
you're a good guy, you love
everyone, but do you find people moving

927
01:16:43.880 --> 01:16:46.640
for political reasons? Ever? Saying
I'm going to Florida or Texas or California

928
01:16:47.000 --> 01:16:50.880
or wherever. Do you those definitely
really Oh my god, wow, I

929
01:16:50.920 --> 01:16:55.199
will have it like they're tired of
a political climate. Gosh, Tom,

930
01:16:55.520 --> 01:16:58.159
I'll tell you, over the last
couple of years, when I talked to

931
01:16:58.199 --> 01:17:00.800
a seller, we get talking a
bit. I'll say, now, hey,

932
01:17:00.880 --> 01:17:02.680
you know you're moving to Florida.
Oh say Florida. Where Hey,

933
01:17:02.680 --> 01:17:04.840
how'd you happen to choose Florida?
How did you happen to choose this area

934
01:17:04.880 --> 01:17:06.880
or that area? And they'll say, you know, I'm just sick of

935
01:17:06.920 --> 01:17:10.319
the politics out here. I'll hear
that. Wow, I'll hear that a

936
01:17:10.319 --> 01:17:14.199
lot. Or it's not liberal enough. I'm going to California. Yeah,

937
01:17:14.199 --> 01:17:18.479
we hear that too. And you
know California right now though, is burdensome,

938
01:17:18.560 --> 01:17:23.399
I honest to god, Frank with
property taxes. But our property taxes

939
01:17:23.600 --> 01:17:29.520
have gotten outrageous. Happen? Does
that? Do people ask about taxes?

940
01:17:29.600 --> 01:17:31.520
Is that an important factor for people? Well? You know, good question.

941
01:17:31.600 --> 01:17:33.560
We bring it up to them,
We tell them that up front.

942
01:17:33.560 --> 01:17:36.479
Now, where I think it's where
I see it affecting real estate mostly is

943
01:17:36.479 --> 01:17:41.079
in condos. I see that a
lot because the condo market. Wow,

944
01:17:41.800 --> 01:17:46.000
through the roof, Frank. Wait
the expenses, Frank, I'm telling you,

945
01:17:46.319 --> 01:17:49.520
it used to be a pretty good
investment for a young person get into

946
01:17:49.600 --> 01:17:55.239
a condo. I wanted to recommend
it for people close to me who are

947
01:17:55.279 --> 01:17:59.239
younger, hard working, and now
I can't do it with good conscience because

948
01:17:59.720 --> 01:18:06.520
they the insurance that deferred maintenance a
lot of these places. Frank, it's

949
01:18:06.560 --> 01:18:11.159
getting unaffordable. I mean, it
can bankrupt a kid, It can bankrupt

950
01:18:11.159 --> 01:18:14.399
a young married couple. Think about
this. You have a young married couple

951
01:18:14.479 --> 01:18:19.920
who who you know, uh,
get a thirty five thousand dollars assessment and

952
01:18:19.960 --> 01:18:30.239
they can. And for those listening, lost assessment coverage does not cover what

953
01:18:30.319 --> 01:18:36.600
you think it covers. It doesn't
cover just normal maintenance and deferred maintenance and

954
01:18:36.800 --> 01:18:45.199
normal assessments for things. It does
cover a limited amount of insurance assessments,

955
01:18:45.319 --> 01:18:51.319
okay, a limited amount. People
who think that lost assessment coverage will protect

956
01:18:51.359 --> 01:18:57.800
them completely, they're absolutely wrong,
and in fact, you can end up

957
01:18:57.800 --> 01:19:02.479
in trouble. And I can't stress
that enough. Here's what I want to

958
01:19:02.520 --> 01:19:11.199
bring up, which is really really
sad. Club Valencia condominiums, for example,

959
01:19:12.600 --> 01:19:15.479
have you heard of club. Oh
yeah, sold down. Okay,

960
01:19:15.239 --> 01:19:21.000
These poor people at Club Valencia.
There was a fire, okay, and

961
01:19:21.039 --> 01:19:28.960
what happened was because of the old
materials I think asbestos and other things,

962
01:19:29.560 --> 01:19:35.359
mold, all kinds of stuff.
There was a lawsuit brought and the insurance

963
01:19:35.399 --> 01:19:40.560
isn't paying. They have been out
of their places for more than a year,

964
01:19:40.640 --> 01:19:45.920
maybe two years, and right now
no one knows what's going on the

965
01:19:45.119 --> 01:19:53.439
ha no one. People have basically
lost their investment. And the plaintiff in

966
01:19:53.479 --> 01:20:01.520
this case is Club Valencia condominium owners. They are going after the people who

967
01:20:01.560 --> 01:20:06.239
started the fire and other people.
It's just ridiculous here. They're saying that

968
01:20:06.319 --> 01:20:12.840
the the condo association, you know, let me, let me get to

969
01:20:12.880 --> 01:20:21.039
the claims. They say that that
these people had a fire and their insurance

970
01:20:21.119 --> 01:20:26.079
is not covering them. So the
people that had a fire are being sued

971
01:20:27.039 --> 01:20:31.960
and then because their insurance is not
stepping up. So there's there's a controversy

972
01:20:31.960 --> 01:20:36.239
as to who covers what You're going
to have this in all condo policies.

973
01:20:36.279 --> 01:20:42.239
People, I am telling you the
worst investment now. I know timeshare goes

974
01:20:42.239 --> 01:20:46.319
without saying, but next to that
are regular condos and town homes, and

975
01:20:46.399 --> 01:20:50.199
if you own one right now,
I feel very sorry for you because your

976
01:20:50.199 --> 01:20:56.399
investment is crap right now and it's
going to get worse because people do not

977
01:20:56.560 --> 01:21:00.079
want to step into it. They
do not want to step into it.

978
01:21:00.520 --> 01:21:03.920
And you, frank, when when
you buy something you have to disclose all

979
01:21:04.000 --> 01:21:08.119
of that as far as lawsuits and
all of that, right, that's right,

980
01:21:08.199 --> 01:21:11.000
and God help them if there's a
pending lawsuit or something like that.

981
01:21:11.039 --> 01:21:15.920
On top of see a lot of
condo owners and a lot of town homeowners

982
01:21:16.199 --> 01:21:19.880
other than Valencia Valencia suit for a
different kind of reason, but a lot

983
01:21:19.920 --> 01:21:25.680
of them sue their builders. And
if that you think you're helping yourself because

984
01:21:25.680 --> 01:21:29.119
you're thinking, oh, this is
defective. That's defective. But when you

985
01:21:29.279 --> 01:21:33.399
try to go resell, you screwed
yourself because no one's going to buy in

986
01:21:33.439 --> 01:21:39.159
a condo development where you're suing the
builder. And a lot of them go

987
01:21:39.239 --> 01:21:45.199
on. But in any case,
it's sad club. Valencia owners, the

988
01:21:45.279 --> 01:21:50.479
people affected by this fire, they
are basically sol I don't ever see.

989
01:21:50.600 --> 01:21:57.199
I'm telling you, I do not
see a current time that they will be

990
01:21:57.359 --> 01:22:00.960
covered or they will be back in
their homes. That's how bad. It

991
01:22:01.039 --> 01:22:04.199
is right now. It's tough,
Tome, It's totally tough. Three oh

992
01:22:04.239 --> 01:22:08.840
three seven one three eight two five
five. Aaron, you have a question

993
01:22:08.920 --> 01:22:13.520
on hail damage, speaking of insurance, go ahead, erin, Yes,

994
01:22:13.640 --> 01:22:15.880
sir, Hey, is that Frank
Duran with you. That's Frank Duran,

995
01:22:16.239 --> 01:22:20.279
the real estate He was my realtor. I moved from Denver out to you

996
01:22:20.439 --> 01:22:24.159
MC county, and Frank you were
my realtor. Man did a darn good

997
01:22:24.239 --> 01:22:26.920
job for me. Thank you so
much. Hey, buddy, God bless

998
01:22:26.960 --> 01:22:30.399
you. Good to hear from you. Yeah, okay, hail damage,

999
01:22:30.880 --> 01:22:32.479
Yeah, about two weeks ago we
got, you know, some little bit

1000
01:22:32.520 --> 01:22:35.680
bigger than golf size, golf all
size hail on the house and whatnot.

1001
01:22:36.079 --> 01:22:40.560
Everybody's already called their insurance. But
I think I remember when I lived in

1002
01:22:40.600 --> 01:22:43.399
Denver and listened to you a lot. You told me not to do that,

1003
01:22:43.439 --> 01:22:45.239
You told me to get in it. I think it was get an

1004
01:22:45.319 --> 01:22:48.600
estimate first, or how'd that?
How'd that go? Yeah, don't call

1005
01:22:48.640 --> 01:22:58.159
your insurance first ever. Okay,
call a roofer like Excel Roofing, because

1006
01:22:58.399 --> 01:23:02.520
you want a roofer that will first
come out and inspect without you signing anything.

1007
01:23:02.560 --> 01:23:06.800
There's a lot of these more on
roofers that require you to sign first.

1008
01:23:08.279 --> 01:23:15.920
Never do it then once they once
they inspect, make them put down

1009
01:23:15.439 --> 01:23:20.920
in writing everything you need now.
That doesn't mean you might need more with

1010
01:23:21.039 --> 01:23:26.399
a supplemental, but right now everything
that's a parent that you need, what

1011
01:23:26.439 --> 01:23:30.880
it will cost to fix, and
what the materials are that are being used.

1012
01:23:30.439 --> 01:23:34.119
Don't ever use a roofer. Now, I'm going to give you these

1013
01:23:34.439 --> 01:23:40.279
and you will. You will wipe
out ninety nine point nine percent of all

1014
01:23:40.399 --> 01:23:45.399
ripoffs. Here's the first one.
Never use a roofer ever who requires you

1015
01:23:45.479 --> 01:23:49.000
to sign something to look at your
roof and give you an estimate. Number

1016
01:23:49.039 --> 01:23:57.279
two, never use a roofer ever
that won't give you a detailed, thorough

1017
01:23:57.359 --> 01:24:04.079
contract in writing without meeting with the
adjuster. You do not you need one.

1018
01:24:04.439 --> 01:24:09.159
Never do one unless they give you
a complete run and they don't have

1019
01:24:09.239 --> 01:24:14.000
to meet with an adjuster. Number
three, avoid a roofer if they say

1020
01:24:14.520 --> 01:24:18.439
we will do whatever the insurance company
wants. And number four, avoid any

1021
01:24:18.560 --> 01:24:24.119
roofer who wants your first insurance check
or money up front. That's it.

1022
01:24:24.520 --> 01:24:28.439
If you do that, chances of
getting ripped off are maybe less than one

1023
01:24:28.479 --> 01:24:32.520
percent. Okay, all right.
Yeah, my roofer actually built my house

1024
01:24:32.600 --> 01:24:36.560
last last year at the brand new
roof and my roofer actually called me because

1025
01:24:36.560 --> 01:24:40.960
he needed windows, So I was
kind of andy light that way. But

1026
01:24:41.840 --> 01:24:45.439
well, wait a minute, do
you do Do you do windows? Yeah?

1027
01:24:45.600 --> 01:24:47.399
Yeah, I'm like the only glass
guy in the area since I moved

1028
01:24:47.399 --> 01:24:53.199
out here. What kind of windows? Oh? I usually I found my

1029
01:24:53.279 --> 01:24:58.439
void in commercial commercial glass, and
I do glass replacements in the house.

1030
01:24:58.960 --> 01:25:00.479
I usually don't do the frame,
the window, the whole frame and the

1031
01:25:00.479 --> 01:25:04.880
residence. So wait, you actually
replaced the insulated glass unit the I g

1032
01:25:05.119 --> 01:25:12.199
u yes, sir, wow,
And and isn't it hard? Don't do

1033
01:25:12.279 --> 01:25:15.520
you take a measurement into it?
Or do you buy from the manufacturer?

1034
01:25:15.840 --> 01:25:18.359
So I could do it either way, But it's a lot cheaper if you

1035
01:25:18.439 --> 01:25:23.600
don't. You say, say Anderson
Windows, for example, their glass is

1036
01:25:23.640 --> 01:25:26.920
going to be way more expensive than
if I were to go through my supplier

1037
01:25:27.319 --> 01:25:30.159
of But will they do? But
okay, but this is what I've always

1038
01:25:30.159 --> 01:25:33.720
wondered. When you replace just the
glass on a broken window or two or

1039
01:25:33.720 --> 01:25:40.000
three, when you do that,
okay, are you getting an insulated glass

1040
01:25:40.119 --> 01:25:45.239
unit comparable to the other ones?
Probably not? Exact because everybody has their

1041
01:25:45.239 --> 01:25:48.439
patents on on whatever you know,
your low E's and all that. They

1042
01:25:48.439 --> 01:25:54.479
have their different kind of names for
everything. Right. But yes, as

1043
01:25:54.479 --> 01:26:00.319
far as like our value go and
and the and the the emmittance you mints

1044
01:26:00.399 --> 01:26:02.800
of the low e, Yeah,
you're getting pretty much the same. I

1045
01:26:02.840 --> 01:26:08.920
mean not enough to notice, that's
for sure. Have you ever replaced windows

1046
01:26:09.600 --> 01:26:13.640
that get that missed in between them? They start leaking and get a like

1047
01:26:13.680 --> 01:26:16.199
a moisture in between them. Oh
yeah, yeah. If it starts condensing

1048
01:26:16.239 --> 01:26:18.600
on the inside of the unit,
it can destroy that low E. And

1049
01:26:18.640 --> 01:26:24.399
that's where you see the streets and
whatnot, and the window after you know,

1050
01:26:24.479 --> 01:26:28.159
it's hazed over, but it's it
appears dry on the inside. That's

1051
01:26:28.319 --> 01:26:30.600
it destroys the low e. If
the window has that low E coating in

1052
01:26:30.640 --> 01:26:34.000
it. Huh. Well, not
only that, but it looks like hell

1053
01:26:34.960 --> 01:26:40.279
it does it and you can never
you can never get them clean, right

1054
01:26:40.399 --> 01:26:44.680
exactly because it's on the inside of
the insulated unit. Right, And how

1055
01:26:44.680 --> 01:26:47.079
does that happen? Does it?
Is it because the seals are broken?

1056
01:26:47.560 --> 01:26:53.720
The seals broke? Yeh uh huh? Now does that happen because of differential

1057
01:26:53.800 --> 01:26:58.159
pressures. When you get windows that
were not made here, oh say,

1058
01:26:58.199 --> 01:27:03.159
can for a number of reasons.
Uh you you sometimes in insult glass units,

1059
01:27:03.199 --> 01:27:06.079
there's usually what they call a capillary
tube somewhere in there. Yes,

1060
01:27:06.119 --> 01:27:10.600
and and that and that is that
is too. Uh that is for air

1061
01:27:10.680 --> 01:27:13.760
pressure. Like if you were to
make the unit at a certain elevation,

1062
01:27:13.880 --> 01:27:17.560
you go plus or minus two hard
feet in elevation, it's gonna it's gonna

1063
01:27:17.760 --> 01:27:21.920
The atmosphere pressure is different. So
if you bring it down an elevation from

1064
01:27:21.960 --> 01:27:27.640
what it was where it was made
and it is sealed, the glass will

1065
01:27:27.640 --> 01:27:32.079
actually concave into each other and you'll
see that complexion and then just and then

1066
01:27:32.199 --> 01:27:35.239
just the opposite. If you bring
it up, it'll try to leap out,

1067
01:27:35.319 --> 01:27:38.920
right, That's right. So they
have the couple of tubes in there.

1068
01:27:38.920 --> 01:27:41.680
So when you get it to the
spot to where you're gonna put it

1069
01:27:41.760 --> 01:27:45.399
into where it's gonna live, let's
call it, uh, you need to

1070
01:27:45.479 --> 01:27:50.760
crimp that tube. Otherwise you know
you're you're The humidity can get in there

1071
01:27:50.800 --> 01:27:55.399
and kind of jumps out the process
in my opinion, But here's something I've

1072
01:27:55.439 --> 01:28:00.560
always wondered. Where you have insulation
gas like an argon or something. Doesn't

1073
01:28:00.600 --> 01:28:05.279
that capillary tube? Doesn't it just
come out of tube? That's what I

1074
01:28:05.319 --> 01:28:09.840
would think. I haven't really looked
into that much. Yeah, okay,

1075
01:28:09.840 --> 01:28:13.600
well, I mean I thought maybe
you could address that. But thank you,

1076
01:28:13.680 --> 01:28:15.439
Aaron, you're your wealth of information. We got more coming right up.

1077
01:28:20.319 --> 01:28:25.359
Go with a sure thing Denver's best
roofer Excel Roofing dot com. You

1078
01:28:25.399 --> 01:28:31.439
don't pay a cent until you're content. Time for an insurance check up free,

1079
01:28:31.520 --> 01:28:36.039
no obligation. In comparison, call
Compass Insurance paying too much your coverage

1080
01:28:36.039 --> 01:28:40.720
at dozens of insurance companies find out
now three O three seven to seven to

1081
01:28:40.760 --> 01:28:44.520
one help. You'll think you're his
only customer when you choose Frank durand the

1082
01:28:44.560 --> 01:28:48.079
real Estate Man dot com to list
your home with Remax Alliance three oh three

1083
01:28:48.159 --> 01:28:57.159
nine two zero sixteen twenty two.
Hi Tom Martino here three O three seven

1084
01:28:57.239 --> 01:29:03.399
one three talks seven one three eight
five five. So when it comes to

1085
01:29:03.600 --> 01:29:10.720
real estate investing, I'll bet you
you've seen a lot of decline Frank,

1086
01:29:10.800 --> 01:29:14.479
Frank durand the real Estate manas with
us, you've had to have seen a

1087
01:29:14.479 --> 01:29:18.079
lot of decline in the rental market. Buying rentals. I mean, it's

1088
01:29:18.119 --> 01:29:23.159
getting more and more difficult to be
a landlord nowadays. It is. In

1089
01:29:23.199 --> 01:29:25.920
fact, one of my really good
clients they just called me on one of

1090
01:29:25.960 --> 01:29:28.600
their other rental properties. They were
telling me about some of the struggles they

1091
01:29:28.600 --> 01:29:31.119
are having with one of the tenants
and they can't get rid of people anymore

1092
01:29:31.279 --> 01:29:35.039
or it's making it really difficult.
Oh yeah, the law certainly sounds like

1093
01:29:35.119 --> 01:29:39.840
it's favoring the tenant over the landlord. So but they want to get it

1094
01:29:39.880 --> 01:29:42.680
on the market. But we've had
some struggles with some of the tenants,

1095
01:29:42.680 --> 01:29:45.640
and sometimes you get a tenant that's
easy to work with. The other times

1096
01:29:45.800 --> 01:29:47.159
they'll last be while. Should we
sell it with the tenant living in there?

1097
01:29:47.159 --> 01:29:49.439
And I always say, well,
depends on how cooperative the tenant is

1098
01:29:49.439 --> 01:29:53.800
too. And then with the just
cause law, you can't just get rid

1099
01:29:53.840 --> 01:29:57.000
of a tenant, not even at
the end of a lease. So if

1100
01:29:57.000 --> 01:30:00.880
you have a lease, you've got
to have a re yeah, and there

1101
01:30:00.960 --> 01:30:05.840
are very limited reasons. So it's
it's a challenge to have a rental.

1102
01:30:05.880 --> 01:30:11.000
In fact, we've talked to a
lot of people recently who are selling their

1103
01:30:11.000 --> 01:30:14.199
rentals. So are you getting a
lot of those listings. Are you hearing

1104
01:30:14.199 --> 01:30:16.880
from landlords selling their rentals? I
get a good number of them nowadays,

1105
01:30:16.880 --> 01:30:21.479
probably this last year because people are
getting out of him they especially in Denver.

1106
01:30:21.680 --> 01:30:29.239
Yeah, that's right. And so
what about tiny houses anything with time,

1107
01:30:29.479 --> 01:30:34.359
Frank, this was a trend that
I thought would take off faster.

1108
01:30:35.199 --> 01:30:40.079
Are you are you seeing any Tom
To be honest, I've never seen one

1109
01:30:40.119 --> 01:30:43.319
person, not one, But you've
not sold one and I bought one for

1110
01:30:43.439 --> 01:30:45.239
no I haven't you just hear about
him and see about them on TV and

1111
01:30:45.239 --> 01:30:48.960
those things. I personally dealt with
one now. The closest I've seen,

1112
01:30:49.039 --> 01:30:54.960
and they're not really tiny houses,
but they're damn small and they cost seven

1113
01:30:55.079 --> 01:31:02.720
hundred thousand is over on Mississippi and
something over there Holy Crep near Glendale,

1114
01:31:03.000 --> 01:31:10.560
and it's expensive. But our true
tiny house is a tiny tiny house.

1115
01:31:10.920 --> 01:31:13.960
And of course, with the you're
going to see a lot of things in

1116
01:31:14.000 --> 01:31:17.439
the future here because they're allowing people
to put them now and divide up their

1117
01:31:17.479 --> 01:31:21.920
lots. So people are going to
be able to sell part of their lot

1118
01:31:23.520 --> 01:31:28.000
or develop part of their lot for
smaller houses. Sure, and that's going

1119
01:31:28.119 --> 01:31:30.840
to be like a big infill project. I mean right now, infill is

1120
01:31:30.880 --> 01:31:35.880
popular too. Have you seen where
they go into neighborhoods and knock down the

1121
01:31:35.920 --> 01:31:40.640
infills. They knock down old houses
put up new ones. I call them

1122
01:31:40.680 --> 01:31:45.520
infill because they are really there they
you know, and some people call it

1123
01:31:45.640 --> 01:31:48.119
gentrification, whatever that means, but
they look at it as a negative thing,

1124
01:31:48.439 --> 01:31:51.680
and in some ways it is.
It's taking out maybe a more affordable

1125
01:31:51.680 --> 01:31:56.119
house and saying, look, the
land's worth more than you are, let's

1126
01:31:56.119 --> 01:31:59.000
put up a really nice house.
Do you have a lot of those?

1127
01:31:59.039 --> 01:32:01.880
Did you? Did you ever see
those listings like and in a neighborhood you

1128
01:32:01.960 --> 01:32:05.039
really have a mixture then of appraisals, don't you. Oh? Sure,

1129
01:32:05.520 --> 01:32:09.079
yeah, and we do. We
do see more of those, And that

1130
01:32:09.159 --> 01:32:11.720
seems to be kind of a more
recent kind of trend though, Tom.

1131
01:32:11.800 --> 01:32:14.840
You know, in certain areas,
and you know it depends on the neighborhood,

1132
01:32:14.840 --> 01:32:17.000
that's true, because of historical rules
and those kind of things. Sure,

1133
01:32:17.159 --> 01:32:25.199
But as far as the infills,
the new houses inside established neighborhoods,

1134
01:32:26.119 --> 01:32:31.439
do you find that it takes down
the appraisal when you have to get comps?

1135
01:32:31.439 --> 01:32:35.000
I mean you do to a certain
ascent have to look at a neighborhood.

1136
01:32:35.279 --> 01:32:39.840
So if you are stand out like
a sore thumb because you're a nice,

1137
01:32:39.920 --> 01:32:44.439
big, beautiful house and there's all
moderate housing, that has to quell

1138
01:32:44.479 --> 01:32:47.119
the value a little or not.
You know, I've never seen it effect

1139
01:32:47.159 --> 01:32:50.039
in appraisal. Really, I've never
seen that. So you would think it

1140
01:32:50.079 --> 01:32:56.159
would. It would something in a
neighborhood of lesser houses, the house would

1141
01:32:56.159 --> 01:33:00.359
appraise the same as if it's in
a neighborhood with comparable houses. And I'm

1142
01:33:00.399 --> 01:33:02.960
not saying necessarily that it wouldn't,
Tom, but I've just I've never seen

1143
01:33:03.000 --> 01:33:05.479
it be a problem a lot of
I mean, I can't even think of

1144
01:33:05.479 --> 01:33:09.359
one. But the majority of these
times they come back and say it comes

1145
01:33:09.359 --> 01:33:12.399
in at value whatever you end up
selling it for, and the demand of

1146
01:33:12.439 --> 01:33:15.479
the market put the price where it
ends up being. But I just really

1147
01:33:15.479 --> 01:33:18.039
have never seen a struggle in an
appraisal in these types of home. And

1148
01:33:18.079 --> 01:33:24.600
do you find appraisals are are oftentime
trying to meet the selling price. It

1149
01:33:24.680 --> 01:33:28.520
seems to me that I mean,
that's to me, that's a lazy man's

1150
01:33:28.560 --> 01:33:30.920
appraisal. Yeah, well, let's
put it to you this way. I

1151
01:33:30.920 --> 01:33:32.479
mean, I can't say this every
time straight across the board. Sometimes the

1152
01:33:32.520 --> 01:33:39.800
appraisal because you sell a lot over
asking. Sometimes so do the appraisals meet.

1153
01:33:40.079 --> 01:33:42.720
I say, the majority of the
time they meet. The majority of

1154
01:33:42.720 --> 01:33:45.399
the time. Now, sometimes the
appraisal will come back and throws the curve

1155
01:33:45.399 --> 01:33:46.359
ball and say, yep, can't
appraise it for that much, you know,

1156
01:33:46.520 --> 01:33:51.079
so very seldom, but very seldomly
and quite honestly, the majority of

1157
01:33:51.119 --> 01:33:55.760
those times, the buyer's recovering the
difference anyway, if it didn't. Okay,

1158
01:33:55.800 --> 01:33:58.359
we got more coming up. I'm
Tom Martinez. If you have any

1159
01:33:58.399 --> 01:34:00.600
real estate questions, problems, complaints, give us a call. Uh.

1160
01:34:00.640 --> 01:34:04.119
He's a wealth of information. Plus
of course I'll take any problem or call

1161
01:34:04.159 --> 01:34:08.279
that you have at three oh three
seven one, three eight, two five

1162
01:34:08.439 --> 01:34:17.359
five Go with a sure thing Denver's
Best roofer Excel Roofing dot com. You

1163
01:34:17.359 --> 01:34:25.399
don't pay a cent until you're contenth
Please time for an insurance check up free,

1164
01:34:25.479 --> 01:34:30.640
no obligation comparison call Compass Insurance paying
too much your coverage at dozens of

1165
01:34:30.680 --> 01:34:33.640
insurance companies find out now three oh
three seven seven to one help. You'll

1166
01:34:33.680 --> 01:34:38.479
think you're his only customer when you
choose Frank durand the real estate man dot

1167
01:34:38.520 --> 01:34:42.720
Com to list your home with Remax
Alliance. Three oh three nine two zero

1168
01:34:42.840 --> 01:34:55.319
sixteen twenty two. Hi Tom Martino, you're troubleshooter three oh three seven one

1169
01:34:55.359 --> 01:35:00.399
three talk seven one three eight two
five five. Welcome to the show.

1170
01:35:00.680 --> 01:35:05.000
We are talking about real estate.
Somebody wanted to know where can I buy

1171
01:35:05.279 --> 01:35:09.520
where they actually we hear a lot
about it, But where can I buy

1172
01:35:10.039 --> 01:35:16.800
where they actually are letting you increase
density? And do these auxiliary living units,

1173
01:35:16.880 --> 01:35:24.920
these tiny homes In Colorado, there's
been recent legislation to permit tiny homes

1174
01:35:25.600 --> 01:35:33.520
as secondary dwellings on residential lots.
They're called ADUs, auxiliary wait dwelling units

1175
01:35:33.640 --> 01:35:42.159
or accessory sorry, accessory dwelling units. And here's where you can do them.

1176
01:35:43.079 --> 01:35:50.199
A'l passo County Wallsonburg, Salida.
So far funny. I thought Denver

1177
01:35:50.399 --> 01:35:55.840
passed it, but not quite yet. I'm being told, of course,

1178
01:35:55.880 --> 01:36:00.520
that might be wrong, but that's
what I'm being told now. As far

1179
01:36:00.560 --> 01:36:03.359
as my YouTube moron, since it's
instant feedback, I like to give that

1180
01:36:03.439 --> 01:36:08.800
every now and then. Somebody asked
me to stop bashing townhomes and condos.

1181
01:36:08.800 --> 01:36:12.920
They are a great option for some, They have been a great option for

1182
01:36:13.000 --> 01:36:17.920
some, and they continue to be
a great option for those developments that do

1183
01:36:17.960 --> 01:36:25.439
not have deferred maintenance. However,
all developments, all projects, you're not

1184
01:36:25.560 --> 01:36:30.520
projects, communities, townhome and condos
are going to be faced with the insurance

1185
01:36:30.600 --> 01:36:35.479
dilemma. Unless the state comes up
with a solution, it's going to be

1186
01:36:35.520 --> 01:36:42.000
a major problem. Many of them
are opting for no roof insurance. They

1187
01:36:42.079 --> 01:36:45.279
can get other things insured, but
they cannot get roofs insured, which means

1188
01:36:46.000 --> 01:36:51.840
if you have a million dollar roof
and you have a few hundred or a

1189
01:36:51.840 --> 01:36:58.119
few dozen condos or townhomes, you're
going to have a major problem. There

1190
01:36:58.159 --> 01:37:03.479
are people getting assessments up to fifty
thousand dollars because there's no roof coverage or

1191
01:37:03.520 --> 01:37:09.119
the deductible is so high they can't
get it. That's just the way it

1192
01:37:09.199 --> 01:37:14.479
is. So I'm not bashing when
I tell the truth, I am not

1193
01:37:14.920 --> 01:37:23.239
bashing condos and town homes. I'm
telling the truth. That's the way it

1194
01:37:23.279 --> 01:37:26.319
is. Three oh three, seven
to one to three talk Frank. I

1195
01:37:26.359 --> 01:37:30.680
do have one question here that came
in by text. Are there circumstances where

1196
01:37:30.760 --> 01:37:34.479
homes sell for less than asking.
Now, it used to be in real

1197
01:37:34.600 --> 01:37:40.159
estate. I mean years ago people
would ask a price and come down a

1198
01:37:40.199 --> 01:37:45.159
bit. That almost never right now
the norm is people ask a price and

1199
01:37:45.199 --> 01:37:48.439
get a little more. Is that
right? Is that what the norm is

1200
01:37:48.479 --> 01:37:50.840
now? I would say that,
or with you it's the norm? I

1201
01:37:50.840 --> 01:37:54.279
would say for the most part,
Tom, it's the norm. Although there

1202
01:37:54.319 --> 01:37:58.640
are homes that will sell below asking
price? And what percentage do you think

1203
01:37:59.119 --> 01:38:03.119
that you see that sell below asking? Like a minority boy? A minority?

1204
01:38:03.199 --> 01:38:05.600
Yeah, I don't even know if
I have a percentage. Okay,

1205
01:38:05.680 --> 01:38:12.279
that's a great question. But what
would cause a house to sell for less

1206
01:38:12.279 --> 01:38:15.920
than asking? Do you believe?
I think a couple of main thing is

1207
01:38:15.960 --> 01:38:18.039
pricing if you miss the market,
Yeah, of course, so if you

1208
01:38:18.119 --> 01:38:23.039
overpriced, you're gonna have to adjust. But what about the house or neighborhoods

1209
01:38:23.079 --> 01:38:26.079
that would cause that? Oh,
condition of property, some of them.

1210
01:38:26.119 --> 01:38:29.000
If you have, especially a bad
odor in the house or something, or

1211
01:38:29.000 --> 01:38:32.039
a bad strong smell of smoke sometimes, or if the house is just in

1212
01:38:32.079 --> 01:38:34.479
a really rough condition, you could
run into those kind of things. But

1213
01:38:35.039 --> 01:38:38.079
even then, I think if you
leverage it. I mean I just sold

1214
01:38:38.079 --> 01:38:41.239
one in Thornton where it was a
really rough condition, Tom, really,

1215
01:38:41.319 --> 01:38:44.319
and we end up getting thirty four
operas on it. But we leveraged the

1216
01:38:44.319 --> 01:38:47.119
price well and we got quite a
bit over asking on it, you know.

1217
01:38:47.119 --> 01:38:49.439
So I think if you leverage it
right, you'll hit the peak price

1218
01:38:49.479 --> 01:38:53.560
the market's going to pay, do
you know. I mean, obviously I

1219
01:38:53.600 --> 01:38:57.560
want a house to be in pretty
good condition or at least pretty you know,

1220
01:38:57.720 --> 01:39:00.760
or nice design. Actually the condition
and you can fix. You can't

1221
01:39:00.800 --> 01:39:05.920
fix a bad design or a bad
layout, right, That's what I mean,

1222
01:39:06.079 --> 01:39:12.359
layout design, right. But I
think the most important thing is the

1223
01:39:12.359 --> 01:39:15.239
neighborhood. It really is, Frank, I don't care. For example,

1224
01:39:15.760 --> 01:39:20.119
if a house is it a beautiful
neighborhood, I will take less of a

1225
01:39:20.199 --> 01:39:26.359
house than if it's in a crappy
neighborhood. Right. And some areas too,

1226
01:39:26.359 --> 01:39:28.439
Tom, I'll tell you too,
some of them where there's a lot

1227
01:39:28.439 --> 01:39:31.960
of heavy building for new builders and
it inflates the inventory that could affect the

1228
01:39:31.960 --> 01:39:34.680
surrounding homes. Two in terms of
them moving as quick or not, or

1229
01:39:34.800 --> 01:39:40.039
so you're saying that people would opt
more for the new homes in some cases

1230
01:39:40.119 --> 01:39:44.079
sure, and also builds up the
inventory where you buyers start having more choices,

1231
01:39:44.079 --> 01:39:46.359
there's not as much demand on I
mean, that's just certain areas now.

1232
01:39:46.640 --> 01:39:50.119
As far as the ADUs go,
and people saying they don't pencil out,

1233
01:39:50.479 --> 01:39:55.159
they don't make sense. Actually the
jury's out on that. We don't

1234
01:39:55.199 --> 01:39:59.479
know if they do or not.
Because to me, it detracts from the

1235
01:39:59.520 --> 01:40:02.680
main house. So what you might
pick up in an adu or a tiny

1236
01:40:02.720 --> 01:40:09.760
home, you seem to detract a
bit from the big house unless you sell

1237
01:40:09.800 --> 01:40:14.000
it to someone who wants it for
mother in law, father in law,

1238
01:40:14.039 --> 01:40:17.199
in laws or their adult kids.
I don't know, maybe a disabled child,

1239
01:40:17.800 --> 01:40:27.079
something like that. But I think
in order to really pencil it out,

1240
01:40:27.079 --> 01:40:29.640
we're going to have to have more
years of experience. This is brand

1241
01:40:29.720 --> 01:40:34.600
new auxiliary now. There used to
be mother in law units over garages and

1242
01:40:34.680 --> 01:40:40.800
in basements or in homes, and
they're allowed, of course, depending on

1243
01:40:40.840 --> 01:40:44.199
the covenants or neighborhood. You couldn't
rent them out or sell them separately,

1244
01:40:44.600 --> 01:40:47.000
but you could have them. Do
a lot of units have that A frank

1245
01:40:47.079 --> 01:40:53.760
as far as auxiliary living units as
far as for mother didn't they call them

1246
01:40:53.840 --> 01:40:56.640
mother in law or in law.
Yeah, by the law. Right.

1247
01:40:57.039 --> 01:40:59.880
In fact, I just sold it
not too long ago. I don't know,

1248
01:41:00.000 --> 01:41:01.439
maybe eight nine, ten months ago, something like that, that had

1249
01:41:01.760 --> 01:41:05.920
an ADU and that was their primary
reason was in the house or separate.

1250
01:41:05.920 --> 01:41:09.319
Oh, it was separate, really, it was separate. Yeah, And

1251
01:41:09.359 --> 01:41:12.680
that was the buyer's primary reason was
they did like the house, but they

1252
01:41:12.720 --> 01:41:15.560
really needed something with that ADU.
So that just worked out really well for

1253
01:41:15.640 --> 01:41:17.520
them. They wanted that for maybe
a relative. Yeah, And it wasn't

1254
01:41:17.560 --> 01:41:19.840
an easy sale, believe. We
were on a busy street and it took

1255
01:41:19.880 --> 01:41:23.079
some time to get the right buyer. But it worked out for the right

1256
01:41:23.119 --> 01:41:27.640
buyer. That house really worked out
three three seven one, three eight,

1257
01:41:27.680 --> 01:41:36.800
two five five Go with a sure
thing Denver's Best roofer Excel roofing dot com.

1258
01:41:36.840 --> 01:41:44.399
You don't pay a cent until you're
content. Time for an insurance check

1259
01:41:44.479 --> 01:41:49.119
up free no obligation comparison call Compass
Insurance paying too much your coverage at dozens

1260
01:41:49.119 --> 01:41:53.800
of insurance companies find out now three
oh three seven to seven to one help.

1261
01:41:53.960 --> 01:41:57.560
You'll think you're his only customer when
you choose Frank durand the real estate

1262
01:41:57.600 --> 01:42:00.880
Man dot com to list your home
with ree Max Alliance three all three nine

1263
01:42:00.880 --> 01:42:06.920
two zero sixteen twenty two. Right, get you. Hey, I'm Tom

1264
01:42:08.159 --> 01:42:15.039
Martino, your troubleshooter Eric. What's
going on with you? Hey? Tom?

1265
01:42:15.640 --> 01:42:18.960
Hey, what's happening? So yesterday
picked up my mail and I have

1266
01:42:19.000 --> 01:42:26.520
a thing in there. It says
notice a final adjudication and delinquency and it's

1267
01:42:26.520 --> 01:42:31.199
regarding our lovely express lanes. Yep, my son just got one yesterday.

1268
01:42:31.239 --> 01:42:34.760
Boy was I pissed off at him? So well, here's the deal.

1269
01:42:34.840 --> 01:42:39.439
Though. It's the double line thing, right, it's the double line cross.

1270
01:42:39.720 --> 01:42:43.720
Here's here's the catch. Did he
get to notice a final adjudication or

1271
01:42:43.720 --> 01:42:47.039
do he get just the upfront ticket? Let's see, I have it somewhere.

1272
01:42:47.439 --> 01:42:55.359
It is a it's called something weird. It's not just a ticket.

1273
01:42:55.880 --> 01:43:00.399
It's a some kind of a safety
They call it a safety violation. Right,

1274
01:43:00.560 --> 01:43:06.159
But here's the deal. So,
supposedly this happened on February seventeenth.

1275
01:43:06.800 --> 01:43:12.479
I don't recall it. And it's
supposedly they well they got a picture of

1276
01:43:12.520 --> 01:43:16.560
your car. Well that's so.
But regardless, well, come they're saying

1277
01:43:16.600 --> 01:43:23.119
that it happened on such and such
date. I've never received any other ticket

1278
01:43:23.520 --> 01:43:28.520
or penalty regarding this. It's supposed
to be a seventy five dollars fine if

1279
01:43:28.560 --> 01:43:31.920
you get right saying I got a
ticket yesterday it's for two hundred dollars because

1280
01:43:31.960 --> 01:43:35.000
oh, so they're saying, got
it, I got the one for seventy

1281
01:43:35.039 --> 01:43:38.399
five, and it goes up to
one fifteen, and then it goes up

1282
01:43:38.439 --> 01:43:44.840
more. So you're saying they they're
saying you ignored the first one. Correct,

1283
01:43:44.920 --> 01:43:48.479
I never received the first one.
Yeah, but here's are they claiming,

1284
01:43:48.560 --> 01:43:53.399
Oh, how do you approve that? Exactly? And here's the deal.

1285
01:43:53.439 --> 01:43:56.319
You want know what the process is
to fight this? What I have

1286
01:43:56.399 --> 01:44:00.159
to go to Adams County Court.
I have this file to go before a

1287
01:44:00.279 --> 01:44:08.319
judge. I have to pay a
file of seventy dollars. If Eric,

1288
01:44:08.359 --> 01:44:11.039
you're still there, you cut out, I'm sorry. Yeah, so you

1289
01:44:11.119 --> 01:44:16.479
have to go into court and pay
seventy bucks plus the process server fees to

1290
01:44:16.600 --> 01:44:23.479
have them served. So it's gonna
cost So it's so you're basically talking as

1291
01:44:23.560 --> 01:44:28.880
much as the damn ticket. Yeah, it's two hundreds and cost me two

1292
01:44:28.960 --> 01:44:31.880
hundred dollars to have them served to
buy a two hundred dollars ticket. That's

1293
01:44:31.920 --> 01:44:35.920
what I'm saying. It doesn't make
sense. It doesn't and I never received

1294
01:44:35.960 --> 01:44:41.079
a first not that you know.
I can't stand these automated tickets. I

1295
01:44:41.159 --> 01:44:44.920
can't stand them. That double lane
one is the one that really pisses me

1296
01:44:45.000 --> 01:44:46.159
off. You can hang on if
you want, Eric, I have to

1297
01:44:46.159 --> 01:44:48.199
take a break. I have more
coming up. Give us a call.

1298
01:44:48.239 --> 01:44:51.560
Three oh three seven one three eight
two five five. Go with a sure

1299
01:44:51.680 --> 01:44:57.199
thing Denver's best roofer Excel Roofing dot
com. You don't pay a cent until

1300
01:44:57.239 --> 01:45:02.760
you're content. Time for an insurance
check up free, no obligation. In

1301
01:45:02.800 --> 01:45:08.680
comparison, call Compass Insurance. Pay
too much your coverage at dozens of insurance

1302
01:45:08.680 --> 01:45:12.399
companies find out now three all three
seven seven to one help. You'll think

1303
01:45:12.439 --> 01:45:15.479
you're his only customer when you choose
Frank durand the real estate Man dot com

1304
01:45:15.479 --> 01:45:20.159
to list your home with Remax Alliance
three all three nine two zero sixteen twenty

1305
01:45:20.199 --> 01:45:34.199
two. Yeah with you you need
adviss who you don't have? Come running

1306
01:45:34.439 --> 01:45:41.640
just as fast as you can.
Shooter's gonna help. Come man, this

1307
01:45:42.319 --> 01:45:46.920
is the Troubleshooter Show. No Tom
Martine, Hello, I'm Tom Martino.

1308
01:45:46.960 --> 01:45:50.079
I got Frank durand in the real
estate man with me today. Welcome Frankie.

1309
01:45:50.119 --> 01:45:54.159
And we got all kinds of things
we're talking about, among them of

1310
01:45:54.199 --> 01:45:58.960
course real estate. So how is
your life going, folks, That's what

1311
01:45:59.079 --> 01:46:04.159
I want to know. And I
have to tell you that we are kicking,

1312
01:46:04.239 --> 01:46:09.439
but when it comes to solving problems, thanks to all of our deputies.

1313
01:46:09.439 --> 01:46:14.600
We got a great crew of deputies. And I want to say one

1314
01:46:14.680 --> 01:46:18.960
thing personally, and I'm going to
ask people to help me. And if

1315
01:46:19.000 --> 01:46:24.760
you don't want to, don't Again, I'm trying to find a charity.

1316
01:46:24.800 --> 01:46:29.520
I can work this through if tax
deductibility is important to you, but if

1317
01:46:29.600 --> 01:46:31.479
it's not that important. I mean, I'm not asking for a lot of

1318
01:46:31.479 --> 01:46:36.000
money, but I am helping families. Now. I don't mention this because

1319
01:46:36.039 --> 01:46:42.000
I want to pat on the bag, But there is really a dichotomy going

1320
01:46:42.039 --> 01:46:49.880
on about immigrants, because obviously I
don't have a place for illegal immigration,

1321
01:46:50.000 --> 01:46:55.119
Okay, I don't. I don't
have a place in my heart for illegal

1322
01:46:55.239 --> 01:46:59.640
immigration, and I don't have a
place in my heart for people who want

1323
01:46:59.640 --> 01:47:04.319
to sell off the system. Whether
you're an immigrant or whether you are in

1324
01:47:04.399 --> 01:47:11.039
the country, they're all your life. Okay, but I do have a

1325
01:47:11.119 --> 01:47:16.239
heart for people who just want to
get ahead for their families and themselves.

1326
01:47:16.640 --> 01:47:24.000
Okay, how do you not?
And I have been a really probably an

1327
01:47:24.039 --> 01:47:30.079
a hole a lot of my life, very strong, bombastic, aggressive in

1328
01:47:30.199 --> 01:47:34.279
helping people, yes, but doing
it, you know, to bring attention

1329
01:47:34.399 --> 01:47:38.640
to myself being having a big ego, being in the media. You know,

1330
01:47:38.760 --> 01:47:41.680
years ago, I was a different
person. Now, not saying I

1331
01:47:41.720 --> 01:47:46.880
don't have the same goals, but
I really started stepping out of myself because

1332
01:47:46.880 --> 01:47:51.239
I instead of criticizing everything, I
thought, let me look into this.

1333
01:47:51.680 --> 01:47:56.439
And when I looked into this immigration
thing, I found a lot of people

1334
01:47:56.880 --> 01:48:04.359
who truly had a miserable life and
sought political asylum. Okay, it's not

1335
01:48:04.520 --> 01:48:11.680
just an excuse. And these people
are legally granted asylum. And if you

1336
01:48:11.720 --> 01:48:16.800
go to the courts, it's it's
a it's a it's a process. They're

1337
01:48:16.880 --> 01:48:24.199
granted asylum on a temporary basis and
then expected to make something over those few

1338
01:48:24.239 --> 01:48:30.680
years, the two years temporary before
they're given permanent asylum. Now I have

1339
01:48:31.000 --> 01:48:36.479
made it a deal instead of and
again I'm not putting down churches at all,

1340
01:48:38.800 --> 01:48:42.359
you know, but instead of donating
a lot to churches and stuff.

1341
01:48:43.960 --> 01:48:47.039
And I'm not saying I don't charge
to donate anything, but I want to

1342
01:48:47.079 --> 01:48:50.760
donate to people. I want to
help people. I found that to be

1343
01:48:50.840 --> 01:48:59.520
a really fulfilling thing. So I
have families, and I promise you this.

1344
01:49:00.479 --> 01:49:06.239
I am only helping families who help
themselves. My requirement is that they

1345
01:49:06.359 --> 01:49:14.920
work. That's number one. Number
two, that they maintain their household on

1346
01:49:15.000 --> 01:49:21.039
their own. Once we get them
in no rent assistance, then I get

1347
01:49:21.079 --> 01:49:29.079
them transportation for work. Everyone needs
transportation to work. So I'm looking at

1348
01:49:29.119 --> 01:49:32.520
clunkers and I have some good people. I want to give a shout out

1349
01:49:32.560 --> 01:49:36.399
to Honest Accurate Auto because I found
a card. They're helping me get this

1350
01:49:36.560 --> 01:49:42.359
roadworthy. And here's what I'm asking, And again I don't want an answer

1351
01:49:42.479 --> 01:49:45.640
right away, but if you have
it in your heart to help us,

1352
01:49:46.560 --> 01:49:50.640
like we always do we collect for
causes, just do me a favor.

1353
01:49:51.119 --> 01:49:54.359
And maybe I ought to do it, go fund me, but I'm not

1354
01:49:54.399 --> 01:49:57.880
doing that now, but maybe I
should. But right now I'm just asking

1355
01:49:57.920 --> 01:50:05.359
for help. And anything that comes
into the Troubleshooter Network goes out. Every

1356
01:50:05.399 --> 01:50:12.319
single dime to help people. We
even pay credit card fees if you wanted

1357
01:50:12.359 --> 01:50:16.920
to donate that way. Now,
not asking you to write yourself short or

1358
01:50:16.960 --> 01:50:23.600
anything, but if maybe you give
to charity anyway and you want to help

1359
01:50:23.640 --> 01:50:28.319
out, that's what I'm asking because
I promise you every dime will go to

1360
01:50:28.399 --> 01:50:32.680
help people who are struggling. Okay, Now that doesn't mean I don't think

1361
01:50:32.680 --> 01:50:35.920
you should give to others. I'm
not gonna judge what you do. I'm

1362
01:50:35.960 --> 01:50:40.960
just telling you about my little piece
of the world. Okay, three three

1363
01:50:41.159 --> 01:50:45.520
seven one three talk seven one three
eight two five five. If you need

1364
01:50:45.520 --> 01:50:48.840
more information, Kachina can help you. If you call, she'll direct them,

1365
01:50:49.479 --> 01:50:55.399
direct you to me, or you
can write help at troubleshooter dot com.

1366
01:50:55.840 --> 01:50:59.640
That's all I'm asking is for help
for what I do. And that's

1367
01:50:59.680 --> 01:51:05.920
it. Now we have Eric who
has a toll problem. But I want

1368
01:51:05.960 --> 01:51:10.920
to take Bill first for this real
quick tip on real estate, and then

1369
01:51:10.960 --> 01:51:14.079
I'll go back to Eric. Bill, and then Frank Ran, the real

1370
01:51:14.159 --> 01:51:15.439
estate man, is with us.
Of course, Bill, what's going on

1371
01:51:15.520 --> 01:51:20.199
with you? Okay? This is
just my opinion. And then if I

1372
01:51:20.199 --> 01:51:24.359
can give you, you know,
with that Walmart stuff with the lady that

1373
01:51:24.399 --> 01:51:29.840
got sprayed. They had to have
an eye wash in the automotive section.

1374
01:51:30.520 --> 01:51:32.199
Well, it doesn't matter. What
difference does that? What difference does it

1375
01:51:32.279 --> 01:51:35.119
mean? Well, if they could
wash their eyes out, yeah, but

1376
01:51:35.159 --> 01:51:39.600
they had no responsibility. But the
point is our attorney said they had no

1377
01:51:39.640 --> 01:51:43.920
responsibility to where they were not responsible. They were not negligent whether or not

1378
01:51:43.960 --> 01:51:46.960
they had an eye wash. By
the way, I don't know what where

1379
01:51:47.000 --> 01:51:51.119
it's required, but it makes sense
to me that out in their garage somewhere.

1380
01:51:51.399 --> 01:51:54.800
But what are they going to do
shuttle an old lady out to the

1381
01:51:54.800 --> 01:51:57.960
garage where they're changing tires to wash
your eyes out? I don't know.

1382
01:51:58.000 --> 01:52:00.640
They can't bring the eye washer to
her. Well that's better than none.

1383
01:52:01.319 --> 01:52:04.119
Well, okay, so what's going
on Bill? Wait? Anyway? With

1384
01:52:04.279 --> 01:52:10.640
real estate, this is just purely
my opinion. When when people are going

1385
01:52:10.720 --> 01:52:15.760
to buy a house, waste a
day or two and sit out front,

1386
01:52:15.520 --> 01:52:20.159
Just sit there and see what kind
of neighborhood. You don't know what kind

1387
01:52:20.159 --> 01:52:24.399
of neighborhood it is until after you
buy it. You've been there for a

1388
01:52:24.399 --> 01:52:29.840
while. You know, there's some
wisdom to that build. There's got to

1389
01:52:29.880 --> 01:52:31.720
be a better way to sitting out
front. Not going to tell you anything.

1390
01:52:32.159 --> 01:52:34.760
You don't know what your neighbors are
until aft non, do you know

1391
01:52:34.800 --> 01:52:39.560
what I say? You go meet
him? That doesn't mean yeah, yeah,

1392
01:52:39.640 --> 01:52:42.119
but what do you mean? I
mean that's better than sitting out front?

1393
01:52:42.159 --> 01:52:44.560
What are you going to now?
Obviously if you sit out front,

1394
01:52:44.840 --> 01:52:46.760
you're going to see some stuff.
You might see a meth house or something

1395
01:52:46.840 --> 01:52:50.079
or but I mean, or you
suspect one. But there wouldn't be a

1396
01:52:50.119 --> 01:52:55.199
bad idea to meet neighbors. In
fact, I've often wondered, how do

1397
01:52:55.279 --> 01:53:00.680
you pick a neighborhood? Frank?
Do people ever knock on doors and meet

1398
01:53:00.720 --> 01:53:04.239
their neighbors? Seriously? Oh yeah, yeah, I've had some of our

1399
01:53:04.279 --> 01:53:08.840
buyers do that. Sure, you
know, it depends on how outgoing they

1400
01:53:08.840 --> 01:53:11.760
are time, you know. No, but if you're knocking to adorn somebody's

1401
01:53:11.760 --> 01:53:15.279
an idiot, yeah, you know, I'd have a problem in a neighborhood

1402
01:53:15.279 --> 01:53:20.640
where there are idiots, I would
have a problem because there's nothing worse that

1403
01:53:20.840 --> 01:53:28.319
having a neighbors who's crazy, right
we In fact, I think Mark and

1404
01:53:28.359 --> 01:53:33.640
I got a name crazy ass neighbors, either a URL or a Facebook page.

1405
01:53:33.680 --> 01:53:38.079
Or something, but we never used
it. But Bill, thank you.

1406
01:53:38.079 --> 01:53:42.760
You know, checking out a neighborhood
is very important. Bill. You

1407
01:53:42.800 --> 01:53:46.199
bring up a good point. Eric, let's talk. You got a ticket

1408
01:53:46.399 --> 01:53:50.840
and they're claiming that you ignored it, so now the fine went up.

1409
01:53:51.680 --> 01:53:56.520
Did you contact them and ask them
for proof of any kind of mailing?

1410
01:53:59.000 --> 01:54:01.640
Well, so, yeah, I
call yesterday afternoon and I asked them when

1411
01:54:01.760 --> 01:54:05.680
was I sent the original ticket?
And he said, oh, February twenty

1412
01:54:05.720 --> 01:54:09.680
third. I go, okay,
I never received anything, I said,

1413
01:54:09.720 --> 01:54:13.039
So I want to fight that.
Yeah, but what's to prevent people from

1414
01:54:13.119 --> 01:54:15.960
saying that? I wonder? Well, well, yeah, I mean exactly,

1415
01:54:16.079 --> 01:54:19.640
and that's my thing too, is
okay? So why is it not

1416
01:54:19.960 --> 01:54:21.760
just you know, I mean I
could do the thing. Well, do

1417
01:54:21.800 --> 01:54:25.960
you think let me ask you this, Eric, do you think and I

1418
01:54:26.000 --> 01:54:29.840
know we're all skeptical, but do
you think that they would lie to you

1419
01:54:29.880 --> 01:54:34.359
about that? Really? Seriously?
Now, do you think that for that

1420
01:54:34.479 --> 01:54:39.359
ticket to raise it from seventy five
bucks to one hundred, do you really

1421
01:54:39.399 --> 01:54:44.119
believe that they're going to take the
time to lie about it? I would

1422
01:54:44.159 --> 01:54:47.479
say no. But the other part
of that is what things get lost in

1423
01:54:47.520 --> 01:54:51.880
the mail, that's right, But
what's getting lost in the mail? You're

1424
01:54:53.000 --> 01:54:56.960
right, they do, they do. And this is the age old problem

1425
01:54:57.000 --> 01:55:01.680
with mail is that you know,
with everything way hey with with late payments,

1426
01:55:01.720 --> 01:55:05.199
car payment, all kinds of stuff. Well, but something like this,

1427
01:55:05.359 --> 01:55:12.079
I almost feel like it should be
sent certified mail. You know,

1428
01:55:12.199 --> 01:55:15.199
did they even do that anymore?
They do certified mail that have been certified

1429
01:55:15.239 --> 01:55:17.399
mail. But here's the other thing
you say it about, you know,

1430
01:55:17.439 --> 01:55:21.159
the photos. So I looked at
the pictures on their website last night,

1431
01:55:21.960 --> 01:55:27.319
and so the first picture it shows
is a map that shows the point of

1432
01:55:27.359 --> 01:55:30.960
where the violation allegedly occurred. The
second one it says that I'm in the

1433
01:55:31.079 --> 01:55:35.560
left lane, but based on the
picture, you can't tell where the traffic

1434
01:55:35.640 --> 01:55:41.039
lanes are. And then the third
picture it shows that I am with it,

1435
01:55:41.079 --> 01:55:44.520
you know, inside the double white
line, but you can in the

1436
01:55:44.520 --> 01:55:47.720
second picture you can't tell where I
am in relation to the eric. I

1437
01:55:47.800 --> 01:55:54.000
think, I think that if you
take the time and energy to protest it

1438
01:55:54.079 --> 01:55:58.479
or do your hearing or whatever,
But is this one allowing you to protest

1439
01:55:58.520 --> 01:56:01.640
it. The only way I can
protest it now is, like I said,

1440
01:56:01.640 --> 01:56:05.399
I have to go and file with
the Adams County Court and get a

1441
01:56:05.439 --> 01:56:11.439
court a regular hearing date and whatnot. And it they're saying up to one

1442
01:56:11.479 --> 01:56:15.119
hundred and twenty days out. Well, let us know how it goes.

1443
01:56:15.199 --> 01:56:18.279
I mean, you're gonna take it
all the way I take it. See,

1444
01:56:17.920 --> 01:56:23.640
I'm I think I'm a patsy sometimes
when it comes to this stuff.

1445
01:56:23.800 --> 01:56:25.840
If they would have, if I
would have gotten the original notice, I

1446
01:56:25.840 --> 01:56:29.760
would have paid the seventy five dollars
and moved on. How about telling them

1447
01:56:29.760 --> 01:56:31.359
that, see if they'll settle for
that. I did. I told the

1448
01:56:31.399 --> 01:56:34.159
guy that yesterday and he says,
the best we'll do is we'll reduce it

1449
01:56:34.199 --> 01:56:39.439
to one hundred dollars. He said, we'll cut it from one hundred and

1450
01:56:39.479 --> 01:56:41.800
eighty down to one hundred. I
says, not good enough. He goes,

1451
01:56:41.840 --> 01:56:45.000
well, then you'll have to go
to court. So come on,

1452
01:56:45.159 --> 01:56:47.760
Eric, they're gonna drop it down. I mean, it's not like some

1453
01:56:48.039 --> 01:56:53.520
company trying to collect a parking ticket. I ignore those. I really do

1454
01:56:53.720 --> 01:56:57.680
those private ones, but not this. Why not, man, for twenty

1455
01:56:57.680 --> 01:57:01.760
five dollars, you're gonna put your
ass into in convenience like this. Yeah,

1456
01:57:02.000 --> 01:57:04.840
on the principle of it. I
am okay, well, okay,

1457
01:57:04.960 --> 01:57:09.000
all right, all right, listen, listen, that's up to you.

1458
01:57:09.119 --> 01:57:11.880
That's up to you. Eric,
let us know how it goes. You

1459
01:57:11.920 --> 01:57:15.720
know, to me, my time
sometimes is more important than a principle.

1460
01:57:15.920 --> 01:57:19.159
It really is. Three all three
seven to one, three talks seven one

1461
01:57:19.199 --> 01:57:23.119
three eight to five. I it's
not like they're accusing a crime or something.

1462
01:57:23.640 --> 01:57:27.119
Now Edward has a real estate question. Edward, I'm hoping you can

1463
01:57:27.119 --> 01:57:30.720
wait. I gotta take this break. Frank Drandrealestate Man dot com will be

1464
01:57:30.800 --> 01:57:40.039
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1468
01:57:56.039 --> 01:57:59.199
out now three all three seven seven
to one. Help. You'll think you're

1469
01:57:59.239 --> 01:58:02.479
his only when you choose Frank durand
the real estate Man dot com to list

1470
01:58:02.520 --> 01:58:08.479
your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

1471
01:58:10.640 --> 01:58:15.960
Hi Tom Martino here, three oh
three seven one three Talk three oh three,

1472
01:58:15.079 --> 01:58:18.760
seven, one, three, eight, two five five. Welcome to

1473
01:58:18.800 --> 01:58:21.520
the show. Edward's got a real
estate question. Although Edward, we're on

1474
01:58:21.600 --> 01:58:26.439
with Frank durand the real estate man
dot Com. What's going on? Yes,

1475
01:58:27.800 --> 01:58:30.560
Well, first off, I have
a home that I am building,

1476
01:58:30.600 --> 01:58:38.600
a project house in northwest Arkansas,
and I've had a year and a half

1477
01:58:38.720 --> 01:58:44.039
I've had it on the market.
I'm on to real relator number eight.

1478
01:58:45.159 --> 01:58:47.560
They just seem to put it on
the MLS and sit back and do nothing,

1479
01:58:49.640 --> 01:58:53.960
and it's been very frustrating. The
next one says, well, I

1480
01:58:53.960 --> 01:58:56.600
can do more than that, but
they Hey, Edward, may I ask

1481
01:58:56.680 --> 01:59:00.880
a few questions about this house?
What price rang is it? Well,

1482
01:59:00.920 --> 01:59:04.439
that's part of the problem. I
had a broker come look at it that's

1483
01:59:04.479 --> 01:59:10.479
from another area, from Fort Smith. He said it's under priced for the

1484
01:59:10.560 --> 01:59:15.920
size house. It's a five bedroom
just under three thousand square plus a mother

1485
01:59:15.960 --> 01:59:21.279
in law suite that's complete. And
he said we got it at four fifty.

1486
01:59:21.800 --> 01:59:26.239
He says, two bedroom houses in
Fayetteville are going for four fifty.

1487
01:59:26.479 --> 01:59:30.279
Now, Now what I'm asking you
though, is it comparable to the area

1488
01:59:30.439 --> 01:59:34.399
it's in. Yes, well,
it's out in the country, but We're

1489
01:59:34.439 --> 01:59:41.520
only eleven miles from from Fayetteville.
And what is your closest who are your

1490
01:59:41.520 --> 01:59:45.840
closest neighbors? How far away are
your closest neighbors. Everybody's on about two

1491
01:59:45.880 --> 01:59:50.000
to five acres, But there's a
sillion dollar house right across the road.

1492
01:59:50.640 --> 01:59:55.000
What what I'm getting at is,
if you drew a circle of three square

1493
01:59:55.039 --> 01:59:58.399
of three miles, not square,
but three miles three mile radius. Let's

1494
01:59:58.439 --> 02:00:01.840
say it's three mile radius. Are
there a lot of homes like yours?

1495
02:00:02.880 --> 02:00:06.800
Oh? Yes, yeah? Okay, Now I'm only how many two miles

1496
02:00:06.840 --> 02:00:12.039
from the big grocery store? Yeah? How old is your house? It's

1497
02:00:12.119 --> 02:00:15.600
new, it's under construction. Okay, Here's what I say. If you

1498
02:00:15.720 --> 02:00:20.880
draw a circle of two miles or
three miles and from your house as the

1499
02:00:20.880 --> 02:00:27.840
center, and your house is relatively
the same, then I'm going to ask

1500
02:00:28.479 --> 02:00:33.960
do those houses move faster or slower? Well, it's within the market of

1501
02:00:34.039 --> 02:00:40.079
Walmart and Tyson Foods that are consolidating
their executives. Yeah, but I'm asking

1502
02:00:40.239 --> 02:00:45.239
our houses in general. Are you
underperforming the market? In other words,

1503
02:00:45.359 --> 02:00:50.039
is everyone slow? No, it's
a very hot market in northwest Arkansas.

1504
02:00:50.119 --> 02:00:54.239
Then okay, now, if you're
in a hot market. If you're in

1505
02:00:54.279 --> 02:01:01.520
a hot market and you are priced
comparably to the surrounding properties, then that

1506
02:01:01.760 --> 02:01:06.800
is an oddity. And Frank,
what would be the reason if he's priced

1507
02:01:08.399 --> 02:01:13.199
like what? What did you say? No, I'm too low according to

1508
02:01:13.239 --> 02:01:15.560
this broker, And it's starting to
make more sense, a five bedroom house

1509
02:01:15.560 --> 02:01:20.479
should be closer to four hundred and
eighty. Now do you think people might

1510
02:01:20.520 --> 02:01:24.760
perceive, Frank, if something is
too low? Do people perceive that as

1511
02:01:24.760 --> 02:01:28.119
a weakness? I think they do, don't They hold on? Very There

1512
02:01:28.119 --> 02:01:30.279
you go, Frank? Sorry,
yeah, Tom, I think you could

1513
02:01:30.279 --> 02:01:34.079
actually miss the market by starting too
low. Sometimes absolutely. Now what else

1514
02:01:34.119 --> 02:01:36.960
would it be though? Is it
in great Well, it's brand new?

1515
02:01:38.039 --> 02:01:43.399
Never mind. So it's like the
comps. It's in a beautiful area,

1516
02:01:43.479 --> 02:01:48.359
a hot market, and your price
is pretty reasonable, and you're not getting

1517
02:01:48.560 --> 02:01:55.520
any offers the people that show up
it's out of their price range. And

1518
02:01:55.560 --> 02:01:59.359
that's what the broker said. You
need to add about thirty thousand to the

1519
02:01:59.399 --> 02:02:03.720
price because you're in the wrong bracket
for a five bedroom house. And so

1520
02:02:03.800 --> 02:02:08.319
why are people going though if they
see the price? But if they see

1521
02:02:08.319 --> 02:02:12.880
the price, why do they bother
looking at it. It's in there.

1522
02:02:12.920 --> 02:02:16.079
It's a high end of their price
range. He says, Okay, so

1523
02:02:16.479 --> 02:02:20.399
just want to they want to look
inside? Really, Frank Durant. Yeah,

1524
02:02:20.439 --> 02:02:24.920
they're more like tire kickers. Frank, what do you do to eliminate

1525
02:02:24.960 --> 02:02:28.399
tire kickers and get serious offers?
No matter where you are, you could

1526
02:02:28.399 --> 02:02:30.680
do it there. I'm sure what
would you do? I think it's how

1527
02:02:30.720 --> 02:02:33.039
you present it. I mean a
couple of things, Tom. The more

1528
02:02:33.039 --> 02:02:35.319
simple one is where you price it. We got to find where the sweet

1529
02:02:35.319 --> 02:02:38.479
spot is, so that's one thing. And then second of all, that's

1530
02:02:38.479 --> 02:02:40.840
how you present it. You got
to know your market, who your buyer

1531
02:02:40.960 --> 02:02:44.119
is, now present it what way? If they're not, I'll bet you

1532
02:02:44.159 --> 02:02:47.520
they're not doing any marketing like you
do. Like you know what outbound marketing

1533
02:02:47.560 --> 02:02:50.520
is, Edward. They can't just
do the MLS and call it quits,

1534
02:02:50.640 --> 02:02:56.560
right, Well, that's what all
I seem to be getting. So I'm

1535
02:02:56.560 --> 02:03:00.640
wanting to take it back and just
list it for sale by owner. It's

1536
02:03:00.720 --> 02:03:04.840
under construction. They really can't walk
through it. It's it's a dangerous environment.

1537
02:03:05.640 --> 02:03:10.199
But I do it. When is
it going to be completed? When

1538
02:03:10.239 --> 02:03:14.239
is it going to be completed another
four months? Four to five. Well,

1539
02:03:14.800 --> 02:03:16.680
here's the deal. I can do
the virtual pictures and that's what other

1540
02:03:16.720 --> 02:03:20.520
builders use. Nobody walks through their
project. You know, I get it,

1541
02:03:20.600 --> 02:03:24.479
well, pictures of what it look
like. But are you going to

1542
02:03:24.560 --> 02:03:27.640
allow them to pick finishes? Do
you have allowances or what? Yes?

1543
02:03:28.159 --> 02:03:30.960
Yeah? Are you a builder?
By the way, I built it,

1544
02:03:30.960 --> 02:03:34.159
it's my fourth house. Yes,
Okay. Here's what I would do.

1545
02:03:34.880 --> 02:03:39.199
I would not put I would not
keep it on the market while it's being

1546
02:03:39.199 --> 02:03:44.000
built up to four months early.
I would wait because time on market's a

1547
02:03:44.000 --> 02:03:46.279
weakness. The price could be a
weakness, and then you're going to get

1548
02:03:46.279 --> 02:03:50.399
closer to your price as you get
that. I'm just giving you a personal

1549
02:03:50.399 --> 02:03:54.239
observation. I would not put a
house for sale. And a lot of

1550
02:03:54.279 --> 02:03:56.159
people say, well, i'll put
a for sale. See if I get

1551
02:03:56.159 --> 02:03:59.319
it, I'll do it. But
they they look at time on the market

1552
02:03:59.640 --> 02:04:03.560
and they start overlooking it. And
I'm telling you, I would wait until

1553
02:04:03.560 --> 02:04:08.720
you're about sixty days out. That's
what I would do because people don't want

1554
02:04:08.720 --> 02:04:13.079
to wait four months and they don't
know what stages. And I would wait

1555
02:04:13.279 --> 02:04:15.840
even forty five forty five to sixty
days out, I would start listing,

1556
02:04:15.920 --> 02:04:18.680
Frank, I don't know how you
feel about that. As far as listing

1557
02:04:18.760 --> 02:04:23.079
it prematurely, yeah, sometimes you
just get a fresh start, Edward,

1558
02:04:23.199 --> 02:04:26.640
and then get some coming soon buzz
say coming soon and premire right right.

1559
02:04:27.000 --> 02:04:30.119
Yeah. I would take it off
the market completely, do a coming soon

1560
02:04:30.840 --> 02:04:34.000
and then put it on the market. Would you say, Frank, sixty

1561
02:04:34.079 --> 02:04:38.119
or forty five days? People don't
want to wait a long time. Would

1562
02:04:38.119 --> 02:04:41.319
you say sixty or forty five?
I'd say even forty five times? Yeah,

1563
02:04:41.479 --> 02:04:44.279
you can put it out too far
sometimes, Yeah, so put forty

1564
02:04:44.319 --> 02:04:47.920
five days started, and when you
do it at forty five days, do

1565
02:04:48.039 --> 02:04:54.920
it at a decent price, and
then make sure you do outbound marketing.

1566
02:04:55.039 --> 02:05:00.199
That's really important now, Frank.
Sort of that marketing is the it has

1567
02:05:00.279 --> 02:05:05.680
this house on there four different times
from different agents, and they could put

1568
02:05:05.680 --> 02:05:09.920
them out there, but you can't
remove them. You know, it's even

1569
02:05:09.920 --> 02:05:14.199
got a house that burned on that
lot six years ago. Well that's ridiculous.

1570
02:05:14.239 --> 02:05:17.800
But how do what you do about
that? How do you what?

1571
02:05:19.119 --> 02:05:23.199
How do you fix Zillo? It's
got it on there four times and none

1572
02:05:23.239 --> 02:05:27.760
of them are the same. I
don't know about Frank. I've never dealt

1573
02:05:27.800 --> 02:05:29.920
with Zillo. How do you do
that? There must be a way to

1574
02:05:29.960 --> 02:05:32.359
remove a house. Yeah, let
me ask you. This is your current

1575
02:05:32.399 --> 02:05:36.199
real estate agent. Do they pay
for Zillo or is your home just automatically

1576
02:05:36.239 --> 02:05:41.680
going on Zillo. They said they
pay for it, and they they made

1577
02:05:41.720 --> 02:05:45.039
a call but nothing changed. So
they should have a rep down that if

1578
02:05:45.039 --> 02:05:50.079
they're paying for Zillo. ZILL has
some new platforms now where you can showcase

1579
02:05:50.119 --> 02:05:54.079
listings. I pay for this myself, So they should have a rep down

1580
02:05:54.119 --> 02:05:56.520
there to be able to help them
get this fixed. That that should be

1581
02:05:56.560 --> 02:05:59.600
a because we ran into problems.
Sometimes we call our rep down there and

1582
02:05:59.600 --> 02:06:03.119
we get our property, especially if
he has a subscription to him. Okay,

1583
02:06:04.199 --> 02:06:06.840
so tell him to talk to his
rep and say, look, you

1584
02:06:06.880 --> 02:06:13.439
know, and then I'm and I
was going to say, you know,

1585
02:06:13.520 --> 02:06:15.840
maybe I have a heart to heart
with your agent and just see this.

1586
02:06:15.920 --> 02:06:16.880
I mean, so you know,
like Tom, I'll give you an example.

1587
02:06:16.880 --> 02:06:20.560
When we'd sold your condo, I
had looked at the last year of

1588
02:06:20.600 --> 02:06:25.039
sales. I went to all the
agents that had brought buyers in there.

1589
02:06:25.439 --> 02:06:28.920
We were hitting them. We were
strategically hitting the people that were most likely

1590
02:06:28.960 --> 02:06:31.880
to buy where you sold. So
maybe look at the last twelve months of

1591
02:06:31.880 --> 02:06:34.640
sales, which buyer agents are the
most active in there. Get it out

1592
02:06:34.680 --> 02:06:39.279
to those agents as well as well
as the people in the areas that are

1593
02:06:39.279 --> 02:06:41.880
buying, you know, the highest
demand of buyers. By the way,

1594
02:06:41.920 --> 02:06:45.359
we set the record in that building. And not only that, but there

1595
02:06:45.439 --> 02:06:49.000
was a guy was so pissed off
at my pricing and he said it was

1596
02:06:49.039 --> 02:06:54.000
too low, way too low.
Right, actually was very high. I

1597
02:06:54.079 --> 02:06:57.279
made a ton of money on it, and we made and we sold it,

1598
02:06:57.640 --> 02:07:00.720
and he said it was way too
low. So he turned out to

1599
02:07:00.760 --> 02:07:03.319
sell even lower, by the way, so he didn't know what he was

1600
02:07:03.359 --> 02:07:06.640
talking about. He couldn't sell for
what I did, let alone at being

1601
02:07:06.720 --> 02:07:11.199
low. I think he was just
pissed because he wanted the comps to be

1602
02:07:11.359 --> 02:07:15.000
higher. But in any case,
there hasn't been a condo that sold since

1603
02:07:15.079 --> 02:07:17.880
And when did I sell that three
years ago? It's just been a while,

1604
02:07:18.039 --> 02:07:21.520
it's three or four years ago,
and it hasn't sold. A price

1605
02:07:21.600 --> 02:07:26.720
like that hasn't come since then.
And again, right, I think you're

1606
02:07:26.920 --> 02:07:30.119
I think you're just looking at this
too. You're you're way too out in

1607
02:07:30.159 --> 02:07:34.199
the market, way too ahead,
and people don't like that. That's why

1608
02:07:34.199 --> 02:07:40.159
you're getting the tire kickers. And
I think that you need You don't want

1609
02:07:40.159 --> 02:07:44.159
to look like a builder who's desperate, and you want when you by the

1610
02:07:44.199 --> 02:07:47.119
way, when you do the for
sale by owner, you can say we'll

1611
02:07:47.159 --> 02:07:54.399
pay co op. That'll get you
way more action than what is that?

1612
02:07:54.399 --> 02:07:59.720
That means that if a real estate
person brings someone to you, you're going

1613
02:07:59.760 --> 02:08:01.399
to get them what they'd normally get
with a co op, which is about

1614
02:08:01.399 --> 02:08:07.119
two and a half percent or something. Okay, we're two percent. I

1615
02:08:07.159 --> 02:08:09.680
don't know what it is there,
but it's tip. I mean it's kind

1616
02:08:09.680 --> 02:08:11.720
of market to market time. I'd
say between two to two point eight is

1617
02:08:11.720 --> 02:08:15.640
one typically. See, it would
be good to say that because then you'll

1618
02:08:15.640 --> 02:08:20.079
get the real estate people who have
the bulk of the clients. The bulk

1619
02:08:20.079 --> 02:08:24.359
of the clients come from buyer brokers, they don't come from individuals. Those

1620
02:08:24.479 --> 02:08:28.239
kinds of people, they're they're going
to overlook your listening. They will not

1621
02:08:28.399 --> 02:08:31.000
let they will not bring their customer
to someone who's not paying a co op.

1622
02:08:33.640 --> 02:08:37.319
Okay, so yeah, I was
willing to do that, but these

1623
02:08:37.359 --> 02:08:39.600
are wanting six percent to sit there
and do nothing in twenty No, I'm

1624
02:08:39.640 --> 02:08:43.840
not talking about listing it. I'm
talking about someone You list it and then

1625
02:08:45.159 --> 02:08:48.199
you pay a co op to someone
who brings you a buyer. That's a

1626
02:08:48.199 --> 02:08:52.479
whole different ballgame. Yeah, okay, I didn't know I could do that,

1627
02:08:52.600 --> 02:08:56.199
but yeah, that sounds better.
Of course you can three oh three

1628
02:08:56.359 --> 02:09:05.000
seven to one three talk seven one
three eight two five five. Go with

1629
02:09:05.079 --> 02:09:09.199
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Roofing dot com. You don't pay a

1630
02:09:09.359 --> 02:09:16.560
cent until you're content. Three time
for an insurance check up free no obligation

1631
02:09:16.680 --> 02:09:22.319
comparison call Compass Insurance paying too much
your coverage at dozens of insurance companies find

1632
02:09:22.319 --> 02:09:24.640
out now three all three seven seven
to one help. You'll think you're his

1633
02:09:24.760 --> 02:09:28.760
only customer when you choose Frank durand
the real estate Man dot com to list

1634
02:09:28.800 --> 02:09:35.840
your home with Remax Alliance three all
three nine two zero sixteen twenty two.

1635
02:09:39.239 --> 02:09:45.119
Tom Martino year three O three seven
one three talk seven one three eight two

1636
02:09:45.119 --> 02:09:48.560
five five. Welcome to the show. Only a few minutes left. Frank

1637
02:09:48.640 --> 02:09:54.479
Duran is with us. By the
way I want to We were talking about

1638
02:09:54.479 --> 02:09:58.479
credit cards, right, and I
want to bring this up. We're talking

1639
02:09:58.520 --> 02:10:03.239
about fraud and all of that.
And here are bad habits listed where most

1640
02:10:03.279 --> 02:10:09.760
fraud takes place. Ready, when
you use the same credit card for every

1641
02:10:09.800 --> 02:10:15.880
day spending in your auto pays,
you should have your auto pays on one

1642
02:10:16.000 --> 02:10:22.399
card that never gets circulated. Ever, then you can notice any any charges

1643
02:10:22.479 --> 02:10:28.680
out of the ordinary immediately. So
you get one card and use it just

1644
02:10:28.800 --> 02:10:39.399
for autopay. Second, you another
problem. People use the same password?

1645
02:10:39.880 --> 02:10:43.720
Oh my god? Am I guilty? Do you? Sometimes? Now?

1646
02:10:45.760 --> 02:10:48.439
I try to be a little more
tricky than most, even though I use

1647
02:10:48.479 --> 02:10:56.720
the same password. It's capital PA
and instead of I spell a password,

1648
02:10:58.159 --> 02:11:07.800
but instead of pas sword, I
use PASSW zero RD. So that's where

1649
02:11:07.800 --> 02:11:13.159
I get away with it. So
that's my secret and it's very secure.

1650
02:11:13.199 --> 02:11:18.960
It's on all my accounts password anyway. The other thing is using store credit

1651
02:11:18.000 --> 02:11:26.760
card info in your browser or websites. Now, what does that excuse me?

1652
02:11:26.800 --> 02:11:31.079
Not using store storing credit card?
If you store it on your browser

1653
02:11:31.640 --> 02:11:39.880
or in your auto fills, you're
crazy because it's in your cookies and it

1654
02:11:39.920 --> 02:11:46.039
can be extracted. Next, Wi
Fi connections when doing credit card transactions?

1655
02:11:46.760 --> 02:11:50.680
How many times do people have to
tell you public Wi Fi connections are not

1656
02:11:50.880 --> 02:11:58.199
secure and do not use a free
VPN They're not secure either. So those

1657
02:11:58.239 --> 02:12:03.800
are the bad habits. Those are
bad habits, and you would be shocked

1658
02:12:03.800 --> 02:12:09.520
at how many people get stung by
that. Three three seven, one three

1659
02:12:09.560 --> 02:12:20.800
eight two five five. Now a
juror listen to this, reported by NBC

1660
02:12:20.880 --> 02:12:30.920
News, found one hundred twenty thousand
in cash in her bag and it was

1661
02:12:31.000 --> 02:12:35.199
left for her and said, there's
more where this came from. If you

1662
02:12:35.239 --> 02:12:45.039
would vote to acquit the people charged
with stealing it was a forty million dollar

1663
02:12:45.159 --> 02:12:54.000
lawsuit or not a lawsuit of crime. And this person, this juror found

1664
02:12:54.000 --> 02:12:58.079
this one twenty and the note and
turned it in. So here's what I

1665
02:12:58.119 --> 02:13:03.399
want to ask you, and you
can answer me live or online, especially

1666
02:13:03.520 --> 02:13:09.520
my war oons. I really want
to ask how much money? How much

1667
02:13:09.680 --> 02:13:15.000
money if there is enough? Serious
and I'm serious. Okay, let's say

1668
02:13:16.720 --> 02:13:22.159
this big cyber criminal or whatever,
somebody's on trial and we're talking one hundred

1669
02:13:22.199 --> 02:13:28.439
and forty fifty sixty mili. Who
knows how much money would get what would

1670
02:13:28.520 --> 02:13:33.840
be enough to get you to vote
to a quit. Now, we're not

1671
02:13:33.840 --> 02:13:37.960
talking about violence, so let's not
talk about let's talk about economic crime.

1672
02:13:39.079 --> 02:13:43.079
And I really mean it. I
don't want it just a stock answer.

1673
02:13:43.359 --> 02:13:46.840
Now, I'd like to believe not
there's no amount that could get me to

1674
02:13:46.960 --> 02:13:52.319
compromise and let a criminal go free. But I wonder if everyone has a

1675
02:13:52.399 --> 02:13:56.760
number. I mean, seriously,
let's talk about this. What if someone

1676
02:13:56.880 --> 02:14:03.880
truly offered you a million dollars?
A million dollars now, now, now

1677
02:14:03.880 --> 02:14:07.119
hold on, You might say,
well, I don't want to get caught,

1678
02:14:07.159 --> 02:14:09.760
but let's say it was so well
done you wouldn't get caught. Would

1679
02:14:09.760 --> 02:14:15.199
you do? Would you take a
million dollars to let someone walk on an

1680
02:14:15.239 --> 02:14:22.439
economic crime? How about five million? Does everyone have a number. I'm

1681
02:14:22.479 --> 02:14:24.319
not going to make you answer out
loud, but well, maybe you want

1682
02:14:24.359 --> 02:14:33.159
to Does everyone have a number?
Would you vote to a quit? Now?

1683
02:14:33.079 --> 02:14:35.760
When it comes to violent crime,
murderers and all that, there's just

1684
02:14:35.840 --> 02:14:39.760
not a number. I think most
people would say never. Of course they

1685
02:14:39.760 --> 02:14:46.359
haven't been confronted with that. Or
what about if you were threatened? Is

1686
02:14:46.399 --> 02:14:48.560
there a threat that could make you
vote differently? Or would you report it?

1687
02:14:50.159 --> 02:14:54.159
We're so quick to wonder, right, I mean to think what we

1688
02:14:54.199 --> 02:15:00.560
would do. But if you were
truly, truly, truly can fronted with

1689
02:15:00.600 --> 02:15:05.279
that now one hundred and twenty thousand. This woman could have kept that one

1690
02:15:05.359 --> 02:15:13.760
twenty Maybe she thought it was a
trap. Who knows. So it does

1691
02:15:13.800 --> 02:15:16.760
get tricky. Frank Ran, the
real estate man, is with us.

1692
02:15:16.760 --> 02:15:20.880
I do have some texts here real
quick, Frankie about I'm just trying to

1693
02:15:20.920 --> 02:15:28.359
find it on real estate. Okay, frank If you have a house on

1694
02:15:28.399 --> 02:15:31.439
the market for a substantial amount of
time, have you ever taken it off

1695
02:15:31.479 --> 02:15:35.439
the market for a rest or?
What do you do in a case like

1696
02:15:35.479 --> 02:15:39.359
that? Yeah, in a case
like that. It hasn't happened much well

1697
02:15:39.720 --> 02:15:43.479
with MLS rules now. Now,
it used to be years ago you could

1698
02:15:43.560 --> 02:15:46.319
just refresh it and just come up
with a new MLS number. Now they

1699
02:15:46.359 --> 02:15:50.399
want you to expire it for thirty
days before you can get a fresh MLS

1700
02:15:50.479 --> 02:15:54.359
number. So if you take that
approach, that's about the best way to

1701
02:15:54.399 --> 02:15:56.159
do it. I've actually seen some
real estate people who actually cheat doing that.

1702
02:15:56.159 --> 02:16:00.600
They're not supposed to do that.
Why do they take it off and

1703
02:16:00.600 --> 02:16:03.079
put it back on so it looks
fresher to give it a fresh start,

1704
02:16:03.119 --> 02:16:05.319
but to quite honestly, Tom,
I don't think it fools anybody, because

1705
02:16:05.319 --> 02:16:07.359
there's a whole history of the list
somewhere. Yeah, there's a history.

1706
02:16:07.439 --> 02:16:11.479
You could pull up history easily.
Why are days on markets so critical,

1707
02:16:13.840 --> 02:16:18.119
especially in a market like this time
where the market's more fast paced. The

1708
02:16:18.680 --> 02:16:20.479
longer you sit on the market,
the more abnormal it looks. So people

1709
02:16:20.520 --> 02:16:24.560
think there must be something wrong,
right, right, or they try to

1710
02:16:24.600 --> 02:16:26.880
steal it. Sure. Sure,
so back in the day when the market

1711
02:16:26.960 --> 02:16:30.720
was you know, maybe it was
not unusual for it to be on the

1712
02:16:30.720 --> 02:16:33.760
market sixty ninety days, that was
one thing. But in a market like

1713
02:16:33.799 --> 02:16:35.879
this, if you're sitting there a
month, it's like an eternity. Okay,

1714
02:16:37.000 --> 02:16:41.680
when when did we have ninety days
market? When? How long ago?

1715
02:16:41.840 --> 02:16:43.680
Oh gosh, Tom, I would
tell you, well, the recession

1716
02:16:43.760 --> 02:16:48.319
was oh eight ten, Yeah,
that's true. That back then, if

1717
02:16:48.360 --> 02:16:50.239
you didn't price it right, you
were probably sitting there a year, year

1718
02:16:50.239 --> 02:16:52.920
and a half. Okay, Yeah, Then when did it start? So

1719
02:16:54.079 --> 02:16:56.680
it was it was as long as
a year or a year and a half.

1720
02:16:56.040 --> 02:17:01.799
Then it got as short as ninety
days, Then ninety days seem long.

1721
02:17:01.079 --> 02:17:07.200
When was that transition from ninety days
to like multiple offers? What year

1722
02:17:07.239 --> 02:17:09.479
was that some of those listings had
birthdays on them, Tom, Yeah,

1723
02:17:09.479 --> 02:17:13.639
No, I'd say about twenty twelve
we started seeing that turnaround. That turnaround,

1724
02:17:13.680 --> 02:17:18.200
Yeah, and then and then by
eighteen and nineteen you were getting multiple

1725
02:17:18.200 --> 02:17:24.600
offers through the roof. It was
incredible. Okay, then will it ever

1726
02:17:24.120 --> 02:17:30.319
go back to what used to be
considered normal, which was three to six

1727
02:17:30.399 --> 02:17:33.600
months? Well, Tom, As, you know you know this better than

1728
02:17:33.600 --> 02:17:35.680
anybody else. Real estate goes in
cycles, and you know how this whole

1729
02:17:35.719 --> 02:17:39.280
thing works. For the time being, I think there will be a cycle.

1730
02:17:39.479 --> 02:17:41.639
I think there'll be a cycle at
some point, although I don't unless

1731
02:17:41.680 --> 02:17:46.799
something crazy geopolitical happens. I don't
see that happen anytime soon in Colorado market.

1732
02:17:46.879 --> 02:17:50.479
Because of our supplying demand problem,
we got more coming right up.

1733
02:17:52.920 --> 02:17:56.159
Go with a sure thing Denver's Best
Roofer extl roofing dot com. You don't

1734
02:17:56.200 --> 02:18:03.079
pay a cent until you're content,
wait time for an insurance check up free,

1735
02:18:03.120 --> 02:18:07.600
no obligation. In comparison, call
Compass insurance paying too much your coverage

1736
02:18:07.639 --> 02:18:11.319
at dozens of insurance companies find out
now three all three seven to seven to

1737
02:18:11.319 --> 02:18:16.079
one. Help you'll think you're his
only customer when you choose Frank durand the

1738
02:18:16.120 --> 02:18:20.680
real estate Man dot com to list
your home with Remax Alliance three all three

1739
02:18:20.760 --> 02:18:31.239
nine two zero sixteen twenty two.
Hi Tom Martinez here at three three seven

1740
02:18:31.239 --> 02:18:33.399
to one three talks seven O three
two five to five. So Frankie,

1741
02:18:33.440 --> 02:18:41.879
any last minute advice that you might
have on listing? Yeah, the market

1742
02:18:43.000 --> 02:18:46.360
strong toime. Just be careful.
Sometimes sellers get a little too high pressed

1743
02:18:46.399 --> 02:18:48.000
on their prices. It ends up
hurting them in the end. And great

1744
02:18:48.040 --> 02:18:52.399
examples one that we listed, same
home, they started really high end up

1745
02:18:52.440 --> 02:18:56.040
selling for a lot less already we're
getting offers about thirty to forty grand higher

1746
02:18:56.079 --> 02:18:58.319
than what they ended up closing for
just a few weeks ago. So just

1747
02:18:58.360 --> 02:19:01.000
be careful. You know, on
the top market, but you can miss

1748
02:19:01.040 --> 02:19:05.200
the market to Now what about buying? Okay, that's the whole different story.

1749
02:19:05.280 --> 02:19:09.520
So how do you how do you
do that? How do you post

1750
02:19:09.559 --> 02:19:11.399
your buyer? Hey, Tom,
buyers have more options out there. I'm

1751
02:19:11.399 --> 02:19:15.319
telling you it's better month over month. We're seeing more inventory. Buyers.

1752
02:19:15.360 --> 02:19:18.840
You do have options out there and
some people care about cash buyers or not.

1753
02:19:18.040 --> 02:19:20.399
Oh, they care, but then
again they're also looking at strength of

1754
02:19:20.399 --> 02:19:26.559
offer to okay, well, Frank
durandrealestate Man dot com three oh three nineteen

1755
02:19:26.680 --> 02:19:30.760
zer Ol sixteen twenty two. Thank
you everyone for being here. Appreciate it,

1756
02:19:30.799 --> 02:19:33.559
and remember save all your problems for
me