You' re not ready for the financial event that will change your life forever.
Finally, the event you expected most, the most important financial event of
the year, the financial fair finance with spoons, the appointments next Saturday 3rd
or July or the Intercontinental Hotel, where we will have a small one full
of financial knowledge, talks and an interactive space where you can know and request
the best financial products. Buy your lockers www. Economic com of men welcome
to Economics tata your finance podcast. Here we will speak lightly and sincerely of
money, where together we will turn the difficult into easy and clear we will
take our finances to another level. From now on, your numbers will be
as if you' ve never done this for a lecturing past, a healthy
present, a promising future, and a grateful pocket. That' s why
we' re following us on Instagram, Facebook, tik tok, linking and
Twitter. Arroba Economista welcome to Economics Data, your Finance Podcast. I'
m Laura and I' m Kimerley, and today we come with an episode
that I' ve repeated a lot of this, but really, really,
everybody has to listen to this episode. Yes, this episode is for everyone,
gentlemen, personalized, because we know that we come from a deficient financial
culture and that, unfortunately, those who have educated us on this subject have
done it in a way perhaps without knowing only with comments, only with their
acts or with the same mistakes that one has been making over time and one
without realizing it is growing with that and adapting things of the past that one
saw. And the truth that it wasn' t their fault, nor our
parents' fault, my fault of our teachers, because they didn' t
have that teaching then, nor did they have that knowledge, as we always
decided that we dream of giving financial education in colleges universities. But also,
apart from that financial knowledge, you have to heal many things, Kmerly,
you have to heal things with the perfect money that is not only worth knowing
about me knowing what I can find in the card market, credit market,
instrument market. No. No, no, no, no, a little
further because I could have all the knowledge of the world. But yes,
I don' t have a healthy relationship with money. I am not going
to take action exactly and we have become aware as we provide financial advice,
the great relationship that finances have with psychology. For us, at first it
was one, I mean, it was surprising to hear comments from people who
were advising with us and us educating him on the subject, but they weren
' t going to take a step out of fear, because no, because
I' m not able, because it' s not my best money near
me, next to me, in my account or in my house. Then
where does all that come from? Hence our curiosity to understand what happened to
you so that you have that feeling, that feeling with money. There are
sensations that can be very positive, but there are others that can be contempt,
fear, not that that' s bad, that' s not,
like denying negativity, or what you heard there in your house with money.
We even made history. We were recently talking about two girls who bought a
locker for the Taylor Swiet concert for$ 800 and it turned out to be
a staff and people were already commenting here on a page on the news and
I went straight to the comments to see where we stand. The comments were
from wow. It' s good I' ll pass you$ 800.
Who pays for that at a concert or how good it was, because they
must have donated it to the foundation. Such then one says there is lack,
that of course, there is difference in the subject. There' s
sneaks, there' s a poverty mentality, totally, because it' s
not that it' s not important to donate, but it' s that
how you' re going to have that language with the money. What else
can you do with the money? You don' t know if that person
prepared for months to buy that locker that' s his dream, because we
all have different dreams here. So, definitely, obviously, we' re
not going to talk about it alone, because we need a professional to help
us complement that psychological part that maybe we' re not experts, with the
part that we know about finance, instruments and what we' ve lived through
in our counseling. And when we approach people, when we talk and it
' s personally also clear and personally when we hear people saying it' s
not that I' m bad with numbers, it' s not that I
can' t have been aware of it. Today we want to understand why
all this is happening, what is behind it. Just like when we say
you have to when you invest in a product, you have to know what
' s behind that instrument. We also need to know what is behind each
of our comments and our relationship with money. So, that' s why
we brought Katherine Castro Ola, Catheri collabra clinic and co- founder of the
project, founder of the project at Brest Tuck and c o of the Balance
Center. So, welcome, Katherin, and this is not going to get
people to bring in talk about this topic and our podcast, that Catherine,
who' s going to be part of the financial prea in the end are
spoons of this two thousand twenty- four. Precisely speaking of this topic,
because before we get into other issues of finance, of investment of dreams and
so on, we have to talk about what your mentality of money is and
how we change that mentality for the better. Welcome, Catherine, I mean,
this is the antenna of what we' re going to live on July
3rd at the Intercontinental Hotel. Welcome, cathering s per benchemos thanks to you
for inviting me. I am a faithful follower of you. I admire your
work so much. I also believe that one of the things that supports us
as professionals is the power of collaboration, that this is a mentality of abundance,
being able to collaborate and knowing that I can have a lot of psychological
knowledge behind where belief comes from. But I, as a human, also
as a professional, need help in financial history to know how I can have
a project that can bear fruit, how to have finances that can bear fruit.
So we' ve already started this podcast abundantly and very excited to be
part of the fair, so let' s see what this episode brings us
today. Thank you, Catherine. So, definitely, finance and psychology has
a certain 100 percent relationship. How you deal with finance comes from what you
come from, that is, from us. We thought it came from what
you lived in the past, from what you heard even from the absence of
finance at home. I' ll tell you something. I was also analyzing
that as ok is what I lived, what I heard in my home,
but then I started thinking before I had economics tata, I grew up with
my two brothers in the same home. We were in the same school,
so let' s say we had the same beliefs. We hear the same
about money, about my mom and the three of us behave totally differently with
money, that is, I tell you that I, as a child,
my mom tells me that I am always careful with money. Aorative. I
hid it in different places, I rolled it up and hid it and I
used it my brother, the second, he always asked me for money because
it was spent on him, that is, they gave us the same amount.
Even I was given a little less, because I was the youngest and
he always ran out and he was going to ask for State price and I
would say ok, I' ll lend you a hundred pesos, but you
have to give me 200 pesos. Small infis investment. Then there I had
two people and I' m not talking, that I didn' t have
the financial knowledge, because I' m talking to you for ten years.
I don' t know years and we see how we both grew up in
the same home, but we behave totally differently with money. So yes,
we want to know where it comes from, that is, you are born
part of that relationship. Much of it' s also what you go into
the house. Of course you can, then you can tell us Cattaris number
one. We must know how you said, that is, they are three
completely different humans who could interpret the history of the house, different from the
child' s childhood interpretation. I agree with the reality that the child is
living and absorbing at that moment. Then you could see perhaps a behavior of
your mom or dad very thrifty or your dad specifically and your brother could of
your mom. I' m assuming. Don' t get over your mom
' s case. Spending I' m going to the supermarket, I'
m going to, I' m going to, I' m going to,
I' m going to, I' m going to, I'
m going to, I' m going to, I' m going to,
I' m going to, I' m going to, I'
m going to, I' m going to, I' m going to,
I' m going to, I' m going to, I'
m going to, I' m going to, I' m going to,
I' m going to, I' m going to, I'
m going to, I' m going to, I' m going to,
I' m going to, I' m going to, I'
m going to, I' m going to, I' m going to,
I' m going to, I' m going to, I'
m going to, I' m going to, I' m going to,
I' m going to go. Then the interpretation that the two entities
could make at that time may vary, because reality is going to be done
according to what the child is interpreting at that time. It' s the
same thing you' re saying. I mean, we' re going to
take the most colloquially conchale, but the three of us come from the same
dad and mom and we behave completely different, not necessarily with the money.
One relates easier than another, another, not another shy. What happened,
what the child interpreted might be absence, I may not have been given attention.
There was a moment when I asked you for help and you said no,
and by that time I felt isolated. I mean, there might have
been a different, different event that might have marked the interpretation at that time
of how I' m going to relate to the world or make sense.
Ah yes, in my case it' s the same. We' re
three seven- year- old brothers. It mainly differentiates you and we all
manage different and I say wow. But once it was that Mommy changed a
lot in the interim raising for me too I don' t know, but
yes, definitely, as one handles money, it doesn' t necessarily come
from that good. We lived in the same home, we saw with the
same parents, we had the same guys and so on, but maybe from
the punctual things that happened to you and I relate to this thing that'
s good. When they gave me my first credit card in my case and
debit card in my case, they didn' t explain to me, they
didn' t tell me look. This has a limit, this is used
so the money that comes from there I pay it and I pay it working,
but I used it with a lot of conscience versus my sister, that
my sister was not like it happened, passed by, passed without conscience.
So still, coming from the same gar the now yes, there goes a
lot of interpretation. I think I was going to tell you something important,
I mean, you have to see the interpretation that the child was doing at
the time and also what he might be experiencing emotionally. Why, Because today
we see adults who compulsively spend on shopping and others that are very much related
to emotions, Because the problem is not the emotions, but the way I
relate to those emotions. There are many people buying compulsively because they do not
know how to contact and regulate their emotions in a healthy way. Then ah
I go shopping because I' m sad, for example, or I got
100, 000 pesos. I' m excited. Let me blow up the
card. So sometimes it' s filling a lot of voids with excesses that
goes a lot with what you said De ah My sister' s racing,
tasting, racing, maybe I' m doing an interpretation. Maybe they were
giving my sister a little attention that, suddenly, I' m not being
sent by me then to feel visible. Or whatever, I buy pretty clothes
or I' m gonna spend, because I want attention or I want to
feel happy. In other words, there may be a gnawing of things plaguingly
speaking of the person' s interpretation at that time and it may also influence
the stage at which the parents were in total but uff But, I mean,
that' s basic. Of course I did, I mean, as
you said, maybe there were seven years apart. Of course, I didn
' t change and Daddy two completely evolutionary and changing people. You weren'
t, Laura herself took off from college and you weren' t, the
same here loves college, you can have a lot of financial knowledge at this
very moment, but when you were in college, you were learning to do
it and I probably screwed up a lot, as maybe I also give opportunities
before you start and so people. So that' s what happens to the
parents. I was in debt. Let me recover from the debt. I
' m prepping it gar my first exact son faced all these cases exactly.
Then it' s how I let myself now pay for everything and never invest
again because I have to have money. Then we go from a mentality to
the extremist of everything or nothing, and parents go through stages just like us.
Then of course your dad and mom aren' t the same person who
suddenly raised another older brother. Yeah, it' s the same thing.
That' s why, in psychology, there' s the older brother,
the middle brother, the younger brother. I mean. The interpretation of the
family genogram varies according to the differences in age and care of the parents at
that time and the way of thinking of the father at that time and of
acting at that moment that you said something right now. This is not to
blame or hold our parents responsible, because there is a time when we are
adults. We have to become aware of our reality, assume that they did
what they could with the resources they had at the time and we, already
as responsible adults, start evaluating what works and what doesn' t work.
And parents can pass us the mind then reality scarce Yes, ok, because
because not only that they can pass it to you for comments, but also
for what you are seeing, for example, for the exact example, so
you, so you are seeing. Minds you make is not you, you
can' t buy. We can' t buy that right now There'
s no money. They tell you, but you also kind of see your
mom fucking that little light. Oh, that' s nice, but I
can' t buy it ever. I can buy it then, as that
lack of merit I can never, ever, ever buy things. Then I
can' t buy things. Makes sense. What I mean to say is
we take it to hard life is the limited money inside mentality that maybe I
don' t deserve it exactly. Well, they couldn' t. My
family couldn' t stay the same. There' s an invisible loyalty issue.
Wow. It' s been two. That the invisible loyalty is that
I, as I normalized that this is my re reality. Since I'
m little, I remain in this reality because that' s what I know
and that' s what' s normalized then to maintain invisible loyalty to my
family. That' s all I' m following. I mean, that
' s where the issue of self sabotage comes in. Yes, clear constant
to stay in that vicious circle all the time, vicious circle, you have
to turn it into a virtuous circle. It' s maybe you grow up
believing that that' s normal, because that' s what you saw.
So let' s say that what you recommend to a person first to identify
that he has the mentality of scarcity. It would be like he talks about
the comments he makes with the money, how attached he is and what he
can do, because maybe a person who is hearing wow. But my parents
really said that and I thought that was normal. I thought they were taking
care of the money and they wanted the best for me because it could be
that. Oh no, I' m not buying these clothes, because I
have to pay for your school. It' s just that I don'
t want you to miss anything and then and there comes a guilt conversation in
what sense as well. Oh no, I can' t buy. I
' m not going to buy myself, because I have to pay your school.
There is as you hear, my dad and moms sacrificed so much for
me that I shouldn' t buy this right now, because there are things
that are more, that is, that are priorities and that I should keep
doing it with my kids, because that' s what I love the most.
Then I' m not going to give myself any taste, because there
are priorities. Of course here making the disclaimer that you always have to have
a planning, and that, but it' s beyond us unaware to pass
a guilt on to the child for something he thinks is vital, which is
education, that is, I have to educate myself. I would first tell
you to work the wounded child that we all have inside us, because the
reality is that the one going to therapy or the one seeking professional help is
not that he has, not that he is crazy, that we all have
a problem. The one who goes to therapy is a person who wants to
fix that, that' s the first thing, and accept that we all
come from a parenting with opportunities for improvement, starting with the system in which
we live. I mean, we' re not just staying in the house.
Let' s go to the system where we' ve grown up.
Let' s go to what we' ve been taught. We' ve
never been taught financial education at school or college. They never taught us emotional
intelligence. Now, with this boom of power, the pandemic, you really
have to be aware, that there was an awakening of consciousness. Important is
that people are taking action. I would tell you to work the inner child
that we all have inside wounded, those mentalities that have been accompanying us since
we are small, those limiting beliefs, those narratives, mental, that internal
self- dialogue that is not even many times yours. I mean, there
' s a lot of is is to repeat and we, as a culture,
I feel that we suffer from it being wrong to repeat you in trauma.
Notice and know in everything that I repeat, repeat, repeat, repeat
comment is a repetition of all of a sudden. Then why is that?
Analyze first and have your own voice, but you know that' s already
a lot of the time we' re living in. We are exposed to
one about important consumer information. Self- reflection is not invited, you are
invited all the time to be doing things. Hyperconnected and never looking out.
Or if I' m seeing that he' s bankrupt or that Fulano'
s business isn' t progressing or not having so much client for example,
but because in my place he' s seeing that, I focus on what
I can do for myself, because we' re having the look out too
much and the invitation is in. It' s a way, obviously,
to stay away from our own inner contact. So here I go with what
I said. Right now, it' s easier for me to say alas.
Laura' s making it easy, because it' s that Laura i
quin so mocking Economics Data, but I know what she' s telling you.
I want that that you have to go here The problem is not the
emotions. The problem of the way I relate to emotions. People talk about
envy and judge envy a lot, but I am a person who tries to
give a different look to envy. Here the invitation you' re listening to
is envy. She' s not bad and she' s not good.
It' s the one you use to see Laura Kim get this as the
question, because here' s the power of the question. I' m
feeling this. I accept that I am feeling envy, because Laura and Quinta
mockle Economsata. I' d like such a thing. For example, I
accept that it causes me a little discomfort, because I don' t have
it, but I' m going to be able to have that conversation with
me as long as I have self- knowledge of myself, so there I
realize that I am envious and say that I can do to achieve what they
have accomplished. Envy is inviting you to something like this. The anger.
I' m tired of having no money. I' m tired of always
fearing jewel that you and that the other ok accepts your reality. I'
ve got you, listen to the habits that there' s a phrase here
that I love. People don' t choose their future. They choose their
habits and habits immediately choose their future. Immediately you stop making a good habit.
You go on to make a bad habit, of course, of course,
and above all because you said it right now this polarized culture of itself
I have not taken wrong. Investment doesn' t look like I wanted to,
because you have to know that this is a risk issue. Also,
I mean, this very fluctuating. Ay the investment not just as I wanted
it to be. I' m going to take out all the money and
I' m going to blow it up, because what am I going to
have it for? There, for example, we went from a very extremist
mentality. All or nothing and we live in a culture like this. Yes,
and also in our part that we talk so much about investment and motivating
people to invest, to not only keep savings and mush of the comments we
receive back is aha. I' m going to invest to earn five hundred
pesos, to win mebil for that, mate, what are you doing with
your money now they' re not winning you out for that exact thing.
Then of course I' m motivating you to that, but it' s
not just for you to earn five hundred pesos with an investment. It'
s for you to change your lifestyle, change your mindset with money, and
always invest, and then you always get more and more. I' m
just a little confrontational and I' m going to say that the listeners,
I mean, what am I going to do with a thousand pesos that you
' re not making, consumer weights that you' re missing, for example,
I mean, how would it help you to have them? It is
the power to ask me the questions how it would help me to have these
thousand extra pesos, how it would help me invest and earn me five hundred
extra weight, because in the end you don' t have it excellent,
I don' t understand. So here I go with what I meant,
right now, not that I don' t want it to get lost that
Laura asked the mental question. It just makes a certain mentality of abundance.
It is clear that it has a lot to do with what we live,
so we connect, so we interpret and those signs that you mentioned number one
is not only that in scarcity, it is also in extreme expense. Okay,
so here I go again with polarized behavior. Oh, because I can
and do deserve that exact, blessed and lucky Dominican phrase, right, but
two jobs to see where that mentality is taking me. It is also not
giving me the opportunity to maintain and flourish the projects I want in the future.
Oh, I never have money, even if I have money, but
they' re going too fast. So we' re like the other one
who grabs it. I can' t lose him and he' s not
doing anything with the money either. It makes sense, both this extreme and
this extreme has a mentality that you don' t do, that doesn'
t allow them, that basically doesn' t allow them to have a life
in balance. Clear on the financial level and on the obviously mental level.
Of course, because we imagine that one of the extremes is a spender and
has a lot of money. Having a lot of money doesn' t mean
they have a good relationship with money. You said it. Everything, uh,
you said it. Everything. That is, that' s all I
mean, I can have professional successes in many ways, but if I don
' t maintain a good relationship with my finances, if I don' t
maintain a good interpersonal relationship with the people around me, if I don'
t maintain a good relationship with me, which is the most basic thing I
' m going to have, it' s not going to be enough for
me, either, because I' m not going to know how to appreciate
it, because I don' t know how to relate to the outside,
because I don' t see it inside. Makes sense. Yeah. Yeah,
yeah? Yeah? Yeah? And the first step, as you said,
is to work with us, but let' s say a couple have
different mindsets with money, different relationships with money and they grew up different,
that is, let' s say one is at one end and another is
at the other end we talked about. You should recommend that, for example,
I worked with myself, but my partner doesn' t want to work
with the money mentality. That' s going to affect me that I have
a person there who might be a spender and who' s telling me things
that blurring me out, you know how I handle the thing that I have
a person next door that I already worked in mind with money, but maybe
the other person next door doesn' t have that money mentality. And I
want to push it because I want us to have that number one balance.
Help is not from those who need it, but from those who love it.
That' s paramount. And another invitation to people is that you don
' t have to wait to get married to make important decisions about money.
Couple. These are important issues that are often uncomfortable, but very important to
have during courtship, because as I see, as you relate to money,
as we relate to money, you may be able to build a healthy relationship
over time, because you cannot deny that money is an important part of relationships.
I mean, if you don' t settle in your house, if
you' re not calm, when you' re going to shorten in your
bed and you' re stuck in a Dominican world, because you don'
t have how to pay the card, because you don' t have j
this because they' re with a thousand things and your partner doesn' t
support you. Obviously, you go into a crisis, at the mental level,
then everything relates how you can support your partner. Well, this is
where we see virtues and opportunities for improvement. As they are told, so
yes, my virtuo is that I am good at finance and that is not
your virtu Let me take care of it. These are the expenses of the
house. Everything you have to pay for. Ta, ta, ta,
Ta, Ta? Ta? So these are the date and this is what
we have to do and this is what we have to save. You ass,
take you plan what you think goes with a solution the problem and introduce
it to him to see if he is willing to take it and vice versa,
because we are talking about the woman in this case, but the man
does too, that is, he should not vary. It is in the
end another suggestion that I make. There is a group that, for example,
I have with my husband that is called the financial wine. I love
then us every month in a cool way to make time talk about uncomfortable money,
yes, yes, yes, it usually is incon. If you don
' t know exactly comfortable, then we sit every month and watch the whole
excess. These were the ants expenses. This is what happened. What is
the projection and between the conversation, a little wine, a little museum and
we have a group of Whatsapp where we send all the proofs of payment the
first to the fifteen, for example, from fifteen to thirty. They are
solutions that can work to bring you, to invite you more than to take
you to invite someone who is suddenly not financially educated, to educate you not
to push you, but to educate you, to support you, to educate
you, to educate you because you can' t so much your relationship by
carrying people all the time because you' re going to wear yourself out.
I love it and I also love what you mentioned, right now, it
' s to turn your eyes inward totally us. We were recently opening an
event of self- respect, talking about finance, but with self- respect
I saw you know it then, yes, of course, we didn'
t see this Ev then give away doubts for those who also participated here.
One of her girls is called Letti. He was telling us an anecdote that
he was first visualizing you and visualizing when you made a mistake or when your
boyfriend left you for x or because he visualized how you talked to yourself that
you told yourself that you told yourself not to, that I' m stupid,
that it was my fault, that I did this thing that I shouldn
' t do, so it was understood then the same thing I can translate
into money. Look at how you talk to yourself about money. It'
s not that I' m terrible, that I was going to hear that
I want not to talk to me about it and I cry silly tells you
yes, then analyze that, analyze how you' re talking to yourself,
to yourself about money so that you can identify if your mentality is aligned to
scarcity or aligned to abundance is people who tell you look is that it'
s not that it' s a rich topic. I' m poor,
and you' re telling yourself that you' re poor. Well, now
that you said that, as we' re talking colloquially. The other day
I uploaded a video on Tiktok and one person told me I' m not
going to tell you the whole word because they would block my space, right.
But you talk a lot about millionaire, that' s because I was
giving. Like some tips then look like the other one, just to see
you yes and to listen to you how you speak you are already judging yourself.
Yeah, yeah. Here too pop haven' t said that I'
m Mommy' s daddy daughters. The city of Papa Mommy is a pop,
but you know that it has to do with the mentality of the other
person yes, which is really where we live and if the look totally,
as you said, inwards. And here I want to accommodate some tips,
for example, notice that when a person is sad he goes and buys compulsively.
For example, that would be a toxic relationship with money, an unhealthy
relationship with money, absolutely clear, because whoever is dominating your emotions at that
moment, the action you are taking at that moment, that is, instead
of standing up and questioning you what I can do to me, I can
sit down and write what is happening to me. I' m ignoring it,
and I' m moving to go shopping compulsive. Or if, for
example, I catch a pick, what ah I took away because Fulano as
such did not pay me in time. Then I won' t pay my
collaborators, for example, and you can' t play against it. Just
like for example, I' m super happy. As I was going to
say right now, I got 100, 000 pesos. Let me blow it
up. He doesn' t love it. Let' s think about that
in December, on the double floor how so all those emotions then important tips.
When you' re sad, you' re angry, you' re
very happy, you' re feeling scared, that fear here is important.
Pause I mean, literally take a two- minute break or count to ten
and then your count ask yourself what a hundred, what detonated me right now,
what' s happening to me from where I' m running. Why.
Because at the brain level, our brain has what' s called the
limbic brain that' s the emotional part, the neocortex, which is the
rational part, and obviously the reptilian brain, which is the survival part.
And there are many times that we are reacting from the automatic, automatic emotionality
and survival, instead of stopping and giving space to this rational brain that it
can question. He' s been like the grown- up you needed world
was a kid, who told you to wait, calm down, you upset
you. Let' s walk, let' s see, but I don
' t make an emotional decision and in money happens a lot. You know
that now that you say that, I remember two things. One thing is
that that father that you need, that controls you when you are a child
and have leaf is in America uses a lot of technique to be in Spanish,
but it is that you have a candle and a flower, then you
smell the flower and blow the candle for children for when they calm down,
so when something happens to them. So, use you walk with a hydrography
and blow into the bridity. And the other thing was that we did a
while ago a talk of the same thing, of emotions, needs and put
a vicious circle. And that vicious circle was those emotions you were talking about.
I' m stressed, I' m anxious about the job, I
' m angry and I' m going to buy because it makes me feel
better, but what' s going on? I' m going to buy
without a plan, giving cards and when it comes they tell me no.
When you get settled, I don' t have to pay for that card
and I feel bad again, I mean, here comes the sadness, the
anguish, the anxiety that I can' t pay and stay in that circle
vision and there we were talking about breaking this circle. With what you said
with breathing with ok instead of going shopping, I can go for a walk
my pet or go for yoga go for a run. Now that you say
that laura, the human being must understand that we are coherence. The mind
is not separated from the body and the body is not separated from the soul
Okay, you can give very well in your You can believe that you are
very well in your mind, but your body is sending other information to you.
It doesn' t happen to you when you get to a place and
you say toy, that is, your body gets on alert. I don
' t feel comfortable here how many times we transgress the information that our body
is sending us or how many times we need to be conscious to the body
and say to the quiet mind. You' re going through a moment that
' s uncomfortable for you. You' re gonna stop for a chat,
but everything' s fine. I have the resources to sustain myself, but
all that we' re going to be able to do as I understand it,
that I' m consistent, that everything is connected and that it'
s about starting to be that adult and learning to make that adult that I
needed when I was a child in all areas of your life. You'
re not gonna learn how to handle the money tomorrow. If you are not
good with finance and have opportunities for improvement, but the important thing is to
start clear. Yeah, yeah. In the book Father Is Rico, poor
father of Robert It is that I Sak that is I say that it is
the first book that it is about finances and we always recommend them, despite
being as you say, a basic classic for us. It opens your mind
to this issue specifically, that is, Father is Rico, poor father,
wealth mentality, abundance, poverty mentality, literally, that is, it is
not money. What you' re talking about in that title is the mentality
these parents had. And as we saw how the poor father feared the risks,
he avoided all kinds of risks and the truth that controlled risk is part
of the mentality of wealth and look. I' m going to expose myself
a little bit here, because I don' t have a theme with showing
the human behind the professional stick and a personal experience is that my dad is
a very successful entrepreneur and I always made a success of the amount of money
he has in my account. How many people didn' t go through that,
for example, and your personal self- esteem and merit is put into
that amount of money that you have in your account. What happens when you
tell it goes down by x hears situations. I' ve already started to
feel sad that I' m doing in this vicious circle. I' m
not good enough, but I' m not doing bad. It goes well
how my internal conversation is being betas many times one has to do with me.
It was because of the interpretation I made at that time that for me
to be successful, I had to be a big company that has a lot
of money. You have to deconstruct that belief, restructure it so you can
move forward then, because it' s going to happen when I want to
invest in equilibrium point, again rivertin. I reversed the low amount, but
it doesn' t mean I' m teasing badly. Makes sense. Then
I make this as in t petapa. I loved it. I loved it
because it' s precisely how most people in our country think and it can
lead you to the same if you don' t become aware of what happened
to me. Like I' ve always had a great vein of entrepreneur.
I love it I started with a homework room, because we don' t
have to start. I was seventeen. Ma' am, I didn'
t have any money, I had no credit, obviously, and I told
you a lender to lend me. This one you know what you know.
I also thank you for my relationship with money, for how I grew up
with fear of asking, because I didn' t want to hear a negatist.
Then I didn' t ask, because I also took a loan as
a loan, but now I counted it. But then nothing. Sir,
I mean, obviously he was calling me Jubeta because he didn' t have
a way to stop préstaming because it was more than I earned where I worked
a snowball. I talked to my dad and my dad gave me the biggest
lesson of my life, because that' s, I mean, it'
s learning. My dad said yes, it' s okay. Let'
s go to the bank, let' s go to a loan. I
' m going to put myself as a guarantor, but you' re going
to pay the bank loan fees, that is, he taught me that money
doesn' t relax, that you have to be careful, that I'
m here to support you, but you' re going to be responsible for
what you did, because that was your decision. So here I want to
invite you not to do anything, i e not to ask you the opportunity
to change your relationship with money and just sit back and do nothing. Also
a decision exactly won' t do anything, it' s a decision entirely.
So, if it' s not working out for you, consciously decide
to try, at least to see what' s on the other side clear
and heal, heal the past, the inner child, as you said,
understands the ilas I carry because someone else put me out, understand that success
is not just about money and know that at the end of the day,
if I don' t heal my relationship with money. Today I, in
the long run, is not worth all the knowledge that I am going to
acquire. If I don' t heal that if I don' t heal
because you' re never gonna feel full. I' m never gonna feel
full. You' re never gonna feel like a plica. The money.
I' m going to look at it like, okay, money isn'
t that it gives happiness, but it calms the nerves. Truth and apart
it allows me to live experiences. Then how am I not going to have
a healthy action with money, because at the end of the day we all
have dreams. Money does give moments of great happiness, exactly that is,
obviously, we are not going to put that happiness is full, that'
s the challenge in that. But if you don' t have the catche
you come with your face and it' s not exactly doing but all the
rich were happy exactly. We know a lot of people with a lot of
money who aren' t necessarily full emotionally exactly the idea also with this episode.
It is, then, that people see this, that these beliefs that
one has define you how you handle yourself with money. And for us,
money is a super powerful tool, which isn' t that true, it
doesn' t come with the happy scream, as we said, not that
you but that I give you happiness, but it allows you to live many
beautiful things. It also allows you to help a lot of people. Money
is very powerful. Money is perfect as a springboard for everything you are going
to live through your life, for greater peace, greater security, for your
family, for everything. Then you have to look nice. I say it
' s one of the longest relationships we' re going to have because,
no matter what our profession, our age, we' re going to handle
money for the rest of our lives, even as children, they' re
not a table. So now, even if you' re old and no
longer working, you' re also going to be getting money and you'
re not going to have a healthy relationship with a medium that you' re
going to receive all your life and to add to that, a flower isn
' t going to bloom in a bomb garden. So maybe you inside of
you are making a bomb camp and the garden you' re building is pure
bomb, but your inner flower isn' t going to bloom. There.
Put your flower in a fertile land, even if there is no greenery around
and give yourself the opportunity to flower otherwise, because all the time it is
that bomb garden. The one I was talking about is bombarding the flower,
bombarding the flower that not our mind in another belief, in another narrative.
What if I take that flower to a safe place that there is nothing,
that I do not know, that there is no greenery, but I give
it the opportunity to grow in a place where there is not so much noise.
Yeah, so that' s where the part about money being energy comes
in. But I also have to act to keep that money blooming, of
course, and that you' re the one who' s going to decide
how it blooms, because in the end I can have a lot of energy
to make money. But if I don' t act and stay paralyzed in
fear, I' m not going to do anything. Or paralyzed in which
it is that I come from I know many stories of overcoming, many people
who come from below and also from people who come from a middle social class,
truth with financial resources, who were not interested in suddenly working or following
the company of dad and mom and they came out with their products without the
support of their family. Yes, then it depends a lot on decision and
action, but this contrast of mentality of poverty and wealth mentality looks as good
as it is. When someone won the lottery and had a poverty mentality,
I went back. Or millions that you can' t even imagine how they
spend it in a few years, versus millionaires that go bankrupt, or millionaires
that go bankrupt and come back in a couple of years and come back and
it' s a corner sea. You understand they come from below and it
' s all about mentality and action. Oh my God gives you some truth
that I have to say, for example, a way also of your keeping
invisible loyalty to your family, that you we talked about at first, beginning
that when you said that, I already have to tell you how many people
don' t stick to their family breaking a company long time for mom and
dad to rescue. There' s di you understand, I mean, there
' s a deep fear of you, that' s money. It'
s a way of me even connecting with what I did, with what I
lacked, with what I lived with, with what I needed, with what
I needed, with that attention, with that support. Then you have to
know that I fear you very individual you know. It seems to me that
therapy is very, very individual, but yes, certainly take care of your
story, because for me the true definition of healing is to learn to sustain
and see your story with love, because in the end that story will accompany
you all your life. People say that ay my new version, your old
version, your new version and the one that comes are part and they'
re going to be part of your life forever. Exactly, what' s
there is to heal clearly and know that your mentality is scarce even if you
work it, there' s not going to be a day, it'
s not going to come out, of course it' s going to come
out now. You will have resources and tools to sustain that mentality, question
it, transform it and act from a different place. Yeah, yeah,
yeah, yeah, this phrase the time it says tuck yourself in as far
as the sheet sees you. I remember myself as before, we repeated this
phrase a lot in various workshops when we were at our beginnings of personal finance.
But now, as a result of this conversation, I feel it as
a very fine line of abundance and poverty mentality, because ok arropata as far
as the sheet td But you can' t be any more dwarf, that
is, you can' t get any smaller to fit into the sheet.
But if you can focus on buying a bigger sheet, that' s what
I tell you, and more than anything else, it' s like I
' m going to retread the sheets and give me the real acceptance of doing
the passes with my reality, and since I accept my reality, I'
m going to be able to change what' s going on. I accept
that the sheet gives me clothes to bet, but what I' m going
to do so it won' t be up to this point. You know
that I have adopted a very small word, not just in phrases money,
in everything like that, for example, I go through a neighborhood that I
know I can' t live right now, but I send a picture to
my husband like we can' t live here yet that is, and for
example, I even tell my close ones. Yesterday I was watching a story
from a friend of mine like she put up a story that she said she
loves to be crossfint like I' m at work, because crossfit doesn'
t give me to survive and I told her still, I mean, because
that' s a mentality. I can' t buy. I still think
that' s super cute. I' m telling you about that, Juan,
my wife and I, I mean, I' ve adopted him with
my friends and I include him just as you say super powerful, all of
them super powerful. Sure and see that the level of vibration in your body
changes. I mean, when I say vibration, it' s like,
oh, I can' t live here yet, I mean, you like
the message I' m sending is still different. And you, with the
question you were asking me, right now, about how I can support my
partner or vice versa. When you see your partner talking in a way,
you change the exact conversation. Yeah, that' s right. We'
re going through a difficult time, but we' re going to do this
and this to get through. What you think, that' s knowing how
you' re going to consciously take the conversation to a different place, because
the mind can be a very dark place to live. If we do not
become aware that it is, you can play on our behalf or against it
itself, or wow can. I think this room thing is for the 13th
of July. Today, yes, I think that with this we gave the
real brushstroke to everything that is going to live in this financial event and Catherine,
in fact, you also have an event very soon, but already mental
health. Tell us, a little watch wake up. It is an event
that I am doing with the co- founder of this great event, Miguel
Alejandro. It' s our exact product, exactly, how nice? How
we' ve connected. Yes, yes, yes, and this event,
beyond focusing 100% on giving lectures on mental health, is also going to
try to receive a lot of what things, tools, resources, experiences that
are going to give you, to you the opportunity to learn to self-
regulate you emotionally in what sense there are going to be experiences like sound killing.
How we can heal through sound, how we can calm down through sound,
For example, I am talking a lot, but how to make these
pauses to breathe and continue the conversation if you have had a difficult day.
People don' t know how to breathe, learn how to breathe, and
see how that can change our nervous system. Let' s dance let'
s do mindfulness, meditations so that you learn things that you can do on
a day- to- day basis. Because I said right now. We
live in a world where there is a lot of overinformation from people say before
diagnosis that it is true, that it is the other, that it is
that, but suddenly not giving tools of what I can do then this event.
This is a lot about how I can get to a state of well
- being on a day where I' ve had a lot of emotional discomfort.
This event will be on Saturday, June 29th. It is an eight
- hour dance pass, as I already say, of great lectures, talks,
but also experiences and dynamics. Twenty- nine June, from nine a
m to five p m in Middle Center and sales. The tickets are for
sale in tix of or excellent. Look, everybody really needs to go to
that event. Yes, I am, and I understand that, too,
because, as you say mental health, we need everything. And it doesn
' t mean that I' m crazy about that, for God' s
sake, because that' s a myth that needs to be protected and this
event, for that you know yes to give it more visibility, because I
' m a therapist, I' m a psychologist, but I have my
good psychologist every fortnight. And Papa, yes, because we all have situations.
Yeah, yeah, yeah. In our case, we also need psychological
therapy, especially because we provide financial advice. Then being in full conversation with
people who are also dragging backpacks, dragging traumas and with different mentalities, because
also at some point drains us a little bit the one that we need 100
% help, of course, of course and nothing. To finish this sentence,
you have to learn to respect the sleep of people who still sleep,
instead of pushing that person to wake up. Everyone has their own awakening,
but yes, if you are tired of sleeping and want to wake up from
that dream, listen to that little voice that is inviting you to go for
the most excellent. Excellent, not really. This is an episode that everyone
should listen to. It' s the prelude to what we' re going
to see on the 13th of July. You also know the event wake up
where you can get the ballots. Let' s also put the link in
the episode here so that I say you can already prepare for both events,
because yes, both are necessary. So nothing. Thank you so much for
coming here. You' re really gonna have to come here a lot,
because, like we said, I mean, here we can talk by the
hour. Yes, yes, and there really is an important relationship between psychology
and spine 100% and you that I know this episode brought you a lot,
because you don' t just stay with the episode. Please share it
with this co- worker, a es, your mom, your parents,
so that he also san in his story, your partner and everyone who knows
and see us in the next episode Goodbye