WEBVTT 1 00:00:03.319 --> 00:00:07.519 You' re not ready for the financial event that will change your life forever. 2 00:00:07.719 --> 00:00:12.439 Finally, the event you expected most, the most important financial event of 3 00:00:12.519 --> 00:00:18.239 the year, the financial fair finance with spoons, the appointments next Saturday 3rd 4 00:00:18.280 --> 00:00:22.359 or July or the Intercontinental Hotel, where we will have a small one full 5 00:00:22.399 --> 00:00:29.440 of financial knowledge, talks and an interactive space where you can know and request 6 00:00:29.559 --> 00:00:41.200 the best financial products. Buy your lockers www. Economic com of men welcome 7 00:00:41.359 --> 00:00:47.240 to Economics tata your finance podcast. Here we will speak lightly and sincerely of 8 00:00:47.280 --> 00:00:54.359 money, where together we will turn the difficult into easy and clear we will 9 00:00:54.479 --> 00:00:57.840 take our finances to another level. From now on, your numbers will be 10 00:00:57.960 --> 00:01:03.240 as if you' ve never done this for a lecturing past, a healthy 11 00:01:03.399 --> 00:01:07.040 present, a promising future, and a grateful pocket. That' s why 12 00:01:07.120 --> 00:01:10.840 we' re following us on Instagram, Facebook, tik tok, linking and 13 00:01:10.840 --> 00:01:15.319 Twitter. Arroba Economista welcome to Economics Data, your Finance Podcast. I' 14 00:01:15.359 --> 00:01:21.280 m Laura and I' m Kimerley, and today we come with an episode 15 00:01:21.319 --> 00:01:23.719 that I' ve repeated a lot of this, but really, really, 16 00:01:23.920 --> 00:01:29.239 everybody has to listen to this episode. Yes, this episode is for everyone, 17 00:01:29.280 --> 00:01:36.480 gentlemen, personalized, because we know that we come from a deficient financial 18 00:01:36.959 --> 00:01:42.799 culture and that, unfortunately, those who have educated us on this subject have 19 00:01:42.840 --> 00:01:48.400 done it in a way perhaps without knowing only with comments, only with their 20 00:01:48.519 --> 00:01:52.640 acts or with the same mistakes that one has been making over time and one 21 00:01:52.680 --> 00:01:57.079 without realizing it is growing with that and adapting things of the past that one 22 00:01:57.200 --> 00:02:00.680 saw. And the truth that it wasn' t their fault, nor our 23 00:02:00.719 --> 00:02:04.560 parents' fault, my fault of our teachers, because they didn' t 24 00:02:04.599 --> 00:02:08.520 have that teaching then, nor did they have that knowledge, as we always 25 00:02:08.680 --> 00:02:14.599 decided that we dream of giving financial education in colleges universities. But also, 26 00:02:14.719 --> 00:02:17.719 apart from that financial knowledge, you have to heal many things, Kmerly, 27 00:02:17.960 --> 00:02:23.759 you have to heal things with the perfect money that is not only worth knowing 28 00:02:23.879 --> 00:02:27.120 about me knowing what I can find in the card market, credit market, 29 00:02:27.639 --> 00:02:29.439 instrument market. No. No, no, no, no, a little 30 00:02:29.560 --> 00:02:32.000 further because I could have all the knowledge of the world. But yes, 31 00:02:32.120 --> 00:02:36.560 I don' t have a healthy relationship with money. I am not going 32 00:02:36.639 --> 00:02:40.120 to take action exactly and we have become aware as we provide financial advice, 33 00:02:40.599 --> 00:02:46.840 the great relationship that finances have with psychology. For us, at first it 34 00:02:46.879 --> 00:02:52.879 was one, I mean, it was surprising to hear comments from people who 35 00:02:52.960 --> 00:02:57.879 were advising with us and us educating him on the subject, but they weren 36 00:02:58.120 --> 00:03:01.280 ' t going to take a step out of fear, because no, because 37 00:03:01.360 --> 00:03:05.080 I' m not able, because it' s not my best money near 38 00:03:05.159 --> 00:03:07.000 me, next to me, in my account or in my house. Then 39 00:03:07.039 --> 00:03:10.960 where does all that come from? Hence our curiosity to understand what happened to 40 00:03:12.039 --> 00:03:16.479 you so that you have that feeling, that feeling with money. There are 41 00:03:16.520 --> 00:03:22.319 sensations that can be very positive, but there are others that can be contempt, 42 00:03:22.360 --> 00:03:25.000 fear, not that that' s bad, that' s not, 43 00:03:25.599 --> 00:03:30.280 like denying negativity, or what you heard there in your house with money. 44 00:03:31.719 --> 00:03:38.840 We even made history. We were recently talking about two girls who bought a 45 00:03:38.879 --> 00:03:44.400 locker for the Taylor Swiet concert for$ 800 and it turned out to be 46 00:03:44.479 --> 00:03:47.400 a staff and people were already commenting here on a page on the news and 47 00:03:47.439 --> 00:03:53.719 I went straight to the comments to see where we stand. The comments were 48 00:03:53.319 --> 00:03:57.840 from wow. It' s good I' ll pass you$ 800. 49 00:03:57.879 --> 00:04:01.039 Who pays for that at a concert or how good it was, because they 50 00:04:01.080 --> 00:04:05.319 must have donated it to the foundation. Such then one says there is lack, 51 00:04:05.599 --> 00:04:09.280 that of course, there is difference in the subject. There' s 52 00:04:09.439 --> 00:04:13.520 sneaks, there' s a poverty mentality, totally, because it' s 53 00:04:13.520 --> 00:04:17.160 not that it' s not important to donate, but it' s that 54 00:04:17.160 --> 00:04:17.639 how you' re going to have that language with the money. What else 55 00:04:17.839 --> 00:04:21.600 can you do with the money? You don' t know if that person 56 00:04:23.199 --> 00:04:27.279 prepared for months to buy that locker that' s his dream, because we 57 00:04:27.319 --> 00:04:30.639 all have different dreams here. So, definitely, obviously, we' re 58 00:04:30.639 --> 00:04:35.680 not going to talk about it alone, because we need a professional to help 59 00:04:35.879 --> 00:04:42.160 us complement that psychological part that maybe we' re not experts, with the 60 00:04:42.199 --> 00:04:46.439 part that we know about finance, instruments and what we' ve lived through 61 00:04:46.519 --> 00:04:49.240 in our counseling. And when we approach people, when we talk and it 62 00:04:49.319 --> 00:04:55.959 ' s personally also clear and personally when we hear people saying it' s 63 00:04:55.959 --> 00:04:58.600 not that I' m bad with numbers, it' s not that I 64 00:04:58.600 --> 00:05:00.079 can' t have been aware of it. Today we want to understand why 65 00:05:00.120 --> 00:05:03.000 all this is happening, what is behind it. Just like when we say 66 00:05:03.279 --> 00:05:06.480 you have to when you invest in a product, you have to know what 67 00:05:06.480 --> 00:05:12.279 ' s behind that instrument. We also need to know what is behind each 68 00:05:12.399 --> 00:05:15.920 of our comments and our relationship with money. So, that' s why 69 00:05:15.959 --> 00:05:25.360 we brought Katherine Castro Ola, Catheri collabra clinic and co- founder of the 70 00:05:25.439 --> 00:05:30.000 project, founder of the project at Brest Tuck and c o of the Balance 71 00:05:30.000 --> 00:05:32.680 Center. So, welcome, Katherin, and this is not going to get 72 00:05:32.360 --> 00:05:39.279 people to bring in talk about this topic and our podcast, that Catherine, 73 00:05:39.319 --> 00:05:42.680 who' s going to be part of the financial prea in the end are 74 00:05:42.759 --> 00:05:45.800 spoons of this two thousand twenty- four. Precisely speaking of this topic, 75 00:05:45.959 --> 00:05:49.279 because before we get into other issues of finance, of investment of dreams and 76 00:05:49.319 --> 00:05:53.759 so on, we have to talk about what your mentality of money is and 77 00:05:53.959 --> 00:05:57.160 how we change that mentality for the better. Welcome, Catherine, I mean, 78 00:05:57.279 --> 00:06:00.639 this is the antenna of what we' re going to live on July 79 00:06:00.959 --> 00:06:04.000 3rd at the Intercontinental Hotel. Welcome, cathering s per benchemos thanks to you 80 00:06:04.040 --> 00:06:08.480 for inviting me. I am a faithful follower of you. I admire your 81 00:06:08.600 --> 00:06:11.920 work so much. I also believe that one of the things that supports us 82 00:06:11.959 --> 00:06:15.759 as professionals is the power of collaboration, that this is a mentality of abundance, 83 00:06:15.519 --> 00:06:20.160 being able to collaborate and knowing that I can have a lot of psychological 84 00:06:20.199 --> 00:06:25.839 knowledge behind where belief comes from. But I, as a human, also 85 00:06:25.920 --> 00:06:30.279 as a professional, need help in financial history to know how I can have 86 00:06:30.360 --> 00:06:32.800 a project that can bear fruit, how to have finances that can bear fruit. 87 00:06:32.839 --> 00:06:39.639 So we' ve already started this podcast abundantly and very excited to be 88 00:06:39.720 --> 00:06:43.319 part of the fair, so let' s see what this episode brings us 89 00:06:43.360 --> 00:06:47.600 today. Thank you, Catherine. So, definitely, finance and psychology has 90 00:06:47.680 --> 00:06:51.759 a certain 100 percent relationship. How you deal with finance comes from what you 91 00:06:51.959 --> 00:06:57.839 come from, that is, from us. We thought it came from what 92 00:06:57.959 --> 00:07:01.600 you lived in the past, from what you heard even from the absence of 93 00:07:01.839 --> 00:07:09.199 finance at home. I' ll tell you something. I was also analyzing 94 00:07:09.439 --> 00:07:13.199 that as ok is what I lived, what I heard in my home, 95 00:07:13.480 --> 00:07:16.240 but then I started thinking before I had economics tata, I grew up with 96 00:07:16.240 --> 00:07:23.160 my two brothers in the same home. We were in the same school, 97 00:07:23.399 --> 00:07:28.360 so let' s say we had the same beliefs. We hear the same 98 00:07:28.399 --> 00:07:33.720 about money, about my mom and the three of us behave totally differently with 99 00:07:33.839 --> 00:07:38.360 money, that is, I tell you that I, as a child, 100 00:07:38.720 --> 00:07:42.240 my mom tells me that I am always careful with money. Aorative. I 101 00:07:42.319 --> 00:07:46.639 hid it in different places, I rolled it up and hid it and I 102 00:07:46.759 --> 00:07:50.839 used it my brother, the second, he always asked me for money because 103 00:07:50.839 --> 00:07:54.360 it was spent on him, that is, they gave us the same amount. 104 00:07:54.360 --> 00:07:56.959 Even I was given a little less, because I was the youngest and 105 00:07:57.639 --> 00:08:00.759 he always ran out and he was going to ask for State price and I 106 00:08:00.839 --> 00:08:03.120 would say ok, I' ll lend you a hundred pesos, but you 107 00:08:03.199 --> 00:08:09.439 have to give me 200 pesos. Small infis investment. Then there I had 108 00:08:09.560 --> 00:08:11.800 two people and I' m not talking, that I didn' t have 109 00:08:11.879 --> 00:08:13.319 the financial knowledge, because I' m talking to you for ten years. 110 00:08:13.480 --> 00:08:18.199 I don' t know years and we see how we both grew up in 111 00:08:18.439 --> 00:08:22.360 the same home, but we behave totally differently with money. So yes, 112 00:08:22.399 --> 00:08:26.199 we want to know where it comes from, that is, you are born 113 00:08:26.199 --> 00:08:28.800 part of that relationship. Much of it' s also what you go into 114 00:08:28.839 --> 00:08:33.399 the house. Of course you can, then you can tell us Cattaris number 115 00:08:33.559 --> 00:08:37.000 one. We must know how you said, that is, they are three 116 00:08:37.120 --> 00:08:41.960 completely different humans who could interpret the history of the house, different from the 117 00:08:43.080 --> 00:08:45.879 child' s childhood interpretation. I agree with the reality that the child is 118 00:08:45.879 --> 00:08:50.919 living and absorbing at that moment. Then you could see perhaps a behavior of 119 00:08:52.000 --> 00:08:56.360 your mom or dad very thrifty or your dad specifically and your brother could of 120 00:08:56.480 --> 00:09:00.279 your mom. I' m assuming. Don' t get over your mom 121 00:09:00.360 --> 00:09:03.679 ' s case. Spending I' m going to the supermarket, I' 122 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 123 00:09:03.679 --> 00:09:03.679 I' m going to, I' m going to, I' 124 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 125 00:09:03.679 --> 00:09:03.679 I' m going to, I' m going to, I' 126 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 127 00:09:03.679 --> 00:09:03.679 I' m going to, I' m going to, I' 128 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 129 00:09:03.679 --> 00:09:03.679 I' m going to, I' m going to, I' 130 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 131 00:09:03.679 --> 00:09:03.679 I' m going to, I' m going to, I' 132 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 133 00:09:03.679 --> 00:09:03.679 I' m going to, I' m going to, I' 134 00:09:03.679 --> 00:09:03.679 m going to, I' m going to, I' m going to, 135 00:09:03.679 --> 00:09:07.080 I' m going to go. Then the interpretation that the two entities 136 00:09:07.200 --> 00:09:11.039 could make at that time may vary, because reality is going to be done 137 00:09:11.720 --> 00:09:15.320 according to what the child is interpreting at that time. It' s the 138 00:09:15.399 --> 00:09:16.919 same thing you' re saying. I mean, we' re going to 139 00:09:16.960 --> 00:09:22.519 take the most colloquially conchale, but the three of us come from the same 140 00:09:22.639 --> 00:09:24.600 dad and mom and we behave completely different, not necessarily with the money. 141 00:09:24.720 --> 00:09:30.120 One relates easier than another, another, not another shy. What happened, 142 00:09:30.279 --> 00:09:33.320 what the child interpreted might be absence, I may not have been given attention. 143 00:09:33.480 --> 00:09:35.600 There was a moment when I asked you for help and you said no, 144 00:09:35.720 --> 00:09:39.799 and by that time I felt isolated. I mean, there might have 145 00:09:39.080 --> 00:09:45.360 been a different, different event that might have marked the interpretation at that time 146 00:09:45.440 --> 00:09:48.639 of how I' m going to relate to the world or make sense. 147 00:09:48.919 --> 00:09:52.559 Ah yes, in my case it' s the same. We' re 148 00:09:52.679 --> 00:09:56.440 three seven- year- old brothers. It mainly differentiates you and we all 149 00:09:56.519 --> 00:10:01.320 manage different and I say wow. But once it was that Mommy changed a 150 00:10:01.360 --> 00:10:05.799 lot in the interim raising for me too I don' t know, but 151 00:10:05.960 --> 00:10:11.080 yes, definitely, as one handles money, it doesn' t necessarily come 152 00:10:11.080 --> 00:10:13.279 from that good. We lived in the same home, we saw with the 153 00:10:13.279 --> 00:10:18.360 same parents, we had the same guys and so on, but maybe from 154 00:10:18.519 --> 00:10:20.039 the punctual things that happened to you and I relate to this thing that' 155 00:10:20.039 --> 00:10:24.279 s good. When they gave me my first credit card in my case and 156 00:10:24.399 --> 00:10:26.399 debit card in my case, they didn' t explain to me, they 157 00:10:26.399 --> 00:10:30.000 didn' t tell me look. This has a limit, this is used 158 00:10:30.080 --> 00:10:33.559 so the money that comes from there I pay it and I pay it working, 159 00:10:33.960 --> 00:10:39.639 but I used it with a lot of conscience versus my sister, that 160 00:10:39.759 --> 00:10:43.240 my sister was not like it happened, passed by, passed without conscience. 161 00:10:43.440 --> 00:10:46.240 So still, coming from the same gar the now yes, there goes a 162 00:10:46.240 --> 00:10:50.480 lot of interpretation. I think I was going to tell you something important, 163 00:10:50.799 --> 00:10:54.399 I mean, you have to see the interpretation that the child was doing at 164 00:10:54.519 --> 00:11:00.360 the time and also what he might be experiencing emotionally. Why, Because today 165 00:11:00.480 --> 00:11:05.679 we see adults who compulsively spend on shopping and others that are very much related 166 00:11:05.759 --> 00:11:09.120 to emotions, Because the problem is not the emotions, but the way I 167 00:11:09.159 --> 00:11:15.480 relate to those emotions. There are many people buying compulsively because they do not 168 00:11:15.639 --> 00:11:18.720 know how to contact and regulate their emotions in a healthy way. Then ah 169 00:11:18.200 --> 00:11:22.440 I go shopping because I' m sad, for example, or I got 170 00:11:22.480 --> 00:11:26.000 100, 000 pesos. I' m excited. Let me blow up the 171 00:11:26.000 --> 00:11:31.679 card. So sometimes it' s filling a lot of voids with excesses that 172 00:11:31.799 --> 00:11:33.840 goes a lot with what you said De ah My sister' s racing, 173 00:11:35.720 --> 00:11:39.679 tasting, racing, maybe I' m doing an interpretation. Maybe they were 174 00:11:41.799 --> 00:11:45.360 giving my sister a little attention that, suddenly, I' m not being 175 00:11:45.399 --> 00:11:50.080 sent by me then to feel visible. Or whatever, I buy pretty clothes 176 00:11:50.200 --> 00:11:54.360 or I' m gonna spend, because I want attention or I want to 177 00:11:54.360 --> 00:11:58.919 feel happy. In other words, there may be a gnawing of things plaguingly 178 00:11:58.960 --> 00:12:03.279 speaking of the person' s interpretation at that time and it may also influence 179 00:12:03.320 --> 00:12:09.759 the stage at which the parents were in total but uff But, I mean, 180 00:12:09.159 --> 00:12:11.840 that' s basic. Of course I did, I mean, as 181 00:12:11.919 --> 00:12:15.200 you said, maybe there were seven years apart. Of course, I didn 182 00:12:15.320 --> 00:12:20.919 ' t change and Daddy two completely evolutionary and changing people. You weren' 183 00:12:20.919 --> 00:12:24.320 t, Laura herself took off from college and you weren' t, the 184 00:12:24.320 --> 00:12:28.159 same here loves college, you can have a lot of financial knowledge at this 185 00:12:28.240 --> 00:12:31.320 very moment, but when you were in college, you were learning to do 186 00:12:31.519 --> 00:12:35.120 it and I probably screwed up a lot, as maybe I also give opportunities 187 00:12:35.159 --> 00:12:39.159 before you start and so people. So that' s what happens to the 188 00:12:39.159 --> 00:12:45.240 parents. I was in debt. Let me recover from the debt. I 189 00:12:45.360 --> 00:12:50.799 ' m prepping it gar my first exact son faced all these cases exactly. 190 00:12:50.399 --> 00:12:56.600 Then it' s how I let myself now pay for everything and never invest 191 00:12:56.679 --> 00:12:58.759 again because I have to have money. Then we go from a mentality to 192 00:13:00.559 --> 00:13:05.399 the extremist of everything or nothing, and parents go through stages just like us. 193 00:13:05.919 --> 00:13:09.200 Then of course your dad and mom aren' t the same person who 194 00:13:09.279 --> 00:13:13.000 suddenly raised another older brother. Yeah, it' s the same thing. 195 00:13:13.080 --> 00:13:16.360 That' s why, in psychology, there' s the older brother, 196 00:13:16.559 --> 00:13:22.919 the middle brother, the younger brother. I mean. The interpretation of the 197 00:13:24.000 --> 00:13:30.320 family genogram varies according to the differences in age and care of the parents at 198 00:13:30.360 --> 00:13:33.039 that time and the way of thinking of the father at that time and of 199 00:13:33.080 --> 00:13:35.759 acting at that moment that you said something right now. This is not to 200 00:13:35.879 --> 00:13:41.360 blame or hold our parents responsible, because there is a time when we are 201 00:13:41.480 --> 00:13:46.080 adults. We have to become aware of our reality, assume that they did 202 00:13:46.159 --> 00:13:50.879 what they could with the resources they had at the time and we, already 203 00:13:52.000 --> 00:13:54.879 as responsible adults, start evaluating what works and what doesn' t work. 204 00:13:56.600 --> 00:14:03.039 And parents can pass us the mind then reality scarce Yes, ok, because 205 00:14:05.240 --> 00:14:09.960 because not only that they can pass it to you for comments, but also 206 00:14:09.080 --> 00:14:15.639 for what you are seeing, for example, for the exact example, so 207 00:14:15.759 --> 00:14:20.200 you, so you are seeing. Minds you make is not you, you 208 00:14:20.320 --> 00:14:24.759 can' t buy. We can' t buy that right now There' 209 00:14:24.759 --> 00:14:26.879 s no money. They tell you, but you also kind of see your 210 00:14:26.919 --> 00:14:31.240 mom fucking that little light. Oh, that' s nice, but I 211 00:14:31.320 --> 00:14:33.159 can' t buy it ever. I can buy it then, as that 212 00:14:33.240 --> 00:14:39.360 lack of merit I can never, ever, ever buy things. Then I 213 00:14:39.399 --> 00:14:41.519 can' t buy things. Makes sense. What I mean to say is 214 00:14:41.519 --> 00:14:45.919 we take it to hard life is the limited money inside mentality that maybe I 215 00:14:45.919 --> 00:14:48.240 don' t deserve it exactly. Well, they couldn' t. My 216 00:14:48.279 --> 00:14:52.080 family couldn' t stay the same. There' s an invisible loyalty issue. 217 00:14:52.480 --> 00:14:56.480 Wow. It' s been two. That the invisible loyalty is that 218 00:14:56.639 --> 00:15:01.600 I, as I normalized that this is my re reality. Since I' 219 00:15:01.679 --> 00:15:05.679 m little, I remain in this reality because that' s what I know 220 00:15:05.080 --> 00:15:09.039 and that' s what' s normalized then to maintain invisible loyalty to my 221 00:15:09.039 --> 00:15:11.519 family. That' s all I' m following. I mean, that 222 00:15:11.519 --> 00:15:16.320 ' s where the issue of self sabotage comes in. Yes, clear constant 223 00:15:16.399 --> 00:15:18.679 to stay in that vicious circle all the time, vicious circle, you have 224 00:15:18.759 --> 00:15:24.480 to turn it into a virtuous circle. It' s maybe you grow up 225 00:15:24.519 --> 00:15:26.720 believing that that' s normal, because that' s what you saw. 226 00:15:26.879 --> 00:15:31.519 So let' s say that what you recommend to a person first to identify 227 00:15:31.600 --> 00:15:35.360 that he has the mentality of scarcity. It would be like he talks about 228 00:15:35.440 --> 00:15:39.240 the comments he makes with the money, how attached he is and what he 229 00:15:39.240 --> 00:15:41.399 can do, because maybe a person who is hearing wow. But my parents 230 00:15:41.559 --> 00:15:46.480 really said that and I thought that was normal. I thought they were taking 231 00:15:46.519 --> 00:15:48.720 care of the money and they wanted the best for me because it could be 232 00:15:48.720 --> 00:15:50.559 that. Oh no, I' m not buying these clothes, because I 233 00:15:50.639 --> 00:15:54.840 have to pay for your school. It' s just that I don' 234 00:15:54.960 --> 00:16:03.279 t want you to miss anything and then and there comes a guilt conversation in 235 00:16:03.279 --> 00:16:03.759 what sense as well. Oh no, I can' t buy. I 236 00:16:03.799 --> 00:16:06.679 ' m not going to buy myself, because I have to pay your school. 237 00:16:07.039 --> 00:16:08.919 There is as you hear, my dad and moms sacrificed so much for 238 00:16:10.000 --> 00:16:12.600 me that I shouldn' t buy this right now, because there are things 239 00:16:12.600 --> 00:16:15.840 that are more, that is, that are priorities and that I should keep 240 00:16:15.919 --> 00:16:18.080 doing it with my kids, because that' s what I love the most. 241 00:16:18.120 --> 00:16:21.639 Then I' m not going to give myself any taste, because there 242 00:16:21.639 --> 00:16:23.519 are priorities. Of course here making the disclaimer that you always have to have 243 00:16:23.600 --> 00:16:29.360 a planning, and that, but it' s beyond us unaware to pass 244 00:16:29.480 --> 00:16:33.720 a guilt on to the child for something he thinks is vital, which is 245 00:16:33.759 --> 00:16:37.879 education, that is, I have to educate myself. I would first tell 246 00:16:37.320 --> 00:16:41.039 you to work the wounded child that we all have inside us, because the 247 00:16:41.120 --> 00:16:45.799 reality is that the one going to therapy or the one seeking professional help is 248 00:16:47.200 --> 00:16:49.320 not that he has, not that he is crazy, that we all have 249 00:16:49.320 --> 00:16:52.240 a problem. The one who goes to therapy is a person who wants to 250 00:16:52.240 --> 00:16:56.039 fix that, that' s the first thing, and accept that we all 251 00:16:56.360 --> 00:17:00.399 come from a parenting with opportunities for improvement, starting with the system in which 252 00:17:00.399 --> 00:17:02.759 we live. I mean, we' re not just staying in the house. 253 00:17:03.279 --> 00:17:04.480 Let' s go to the system where we' ve grown up. 254 00:17:06.079 --> 00:17:08.359 Let' s go to what we' ve been taught. We' ve 255 00:17:08.400 --> 00:17:14.079 never been taught financial education at school or college. They never taught us emotional 256 00:17:14.119 --> 00:17:18.200 intelligence. Now, with this boom of power, the pandemic, you really 257 00:17:18.240 --> 00:17:21.400 have to be aware, that there was an awakening of consciousness. Important is 258 00:17:21.480 --> 00:17:26.039 that people are taking action. I would tell you to work the inner child 259 00:17:26.119 --> 00:17:30.839 that we all have inside wounded, those mentalities that have been accompanying us since 260 00:17:30.960 --> 00:17:36.319 we are small, those limiting beliefs, those narratives, mental, that internal 261 00:17:36.359 --> 00:17:38.039 self- dialogue that is not even many times yours. I mean, there 262 00:17:38.039 --> 00:17:42.119 ' s a lot of is is to repeat and we, as a culture, 263 00:17:42.359 --> 00:17:45.119 I feel that we suffer from it being wrong to repeat you in trauma. 264 00:17:45.319 --> 00:17:48.200 Notice and know in everything that I repeat, repeat, repeat, repeat 265 00:17:48.200 --> 00:17:49.559 comment is a repetition of all of a sudden. Then why is that? 266 00:17:49.799 --> 00:17:53.400 Analyze first and have your own voice, but you know that' s already 267 00:17:53.480 --> 00:17:59.519 a lot of the time we' re living in. We are exposed to 268 00:17:59.759 --> 00:18:04.759 one about important consumer information. Self- reflection is not invited, you are 269 00:18:04.759 --> 00:18:11.519 invited all the time to be doing things. Hyperconnected and never looking out. 270 00:18:11.880 --> 00:18:15.440 Or if I' m seeing that he' s bankrupt or that Fulano' 271 00:18:15.440 --> 00:18:18.839 s business isn' t progressing or not having so much client for example, 272 00:18:18.960 --> 00:18:22.519 but because in my place he' s seeing that, I focus on what 273 00:18:22.559 --> 00:18:27.079 I can do for myself, because we' re having the look out too 274 00:18:27.200 --> 00:18:30.440 much and the invitation is in. It' s a way, obviously, 275 00:18:32.440 --> 00:18:36.400 to stay away from our own inner contact. So here I go with what 276 00:18:36.599 --> 00:18:38.279 I said. Right now, it' s easier for me to say alas. 277 00:18:38.319 --> 00:18:41.359 Laura' s making it easy, because it' s that Laura i 278 00:18:41.440 --> 00:18:45.480 quin so mocking Economics Data, but I know what she' s telling you. 279 00:18:45.400 --> 00:18:49.079 I want that that you have to go here The problem is not the 280 00:18:49.119 --> 00:18:52.559 emotions. The problem of the way I relate to emotions. People talk about 281 00:18:52.640 --> 00:18:56.680 envy and judge envy a lot, but I am a person who tries to 282 00:18:56.839 --> 00:19:04.240 give a different look to envy. Here the invitation you' re listening to 283 00:19:04.440 --> 00:19:07.559 is envy. She' s not bad and she' s not good. 284 00:19:07.759 --> 00:19:15.200 It' s the one you use to see Laura Kim get this as the 285 00:19:15.200 --> 00:19:17.640 question, because here' s the power of the question. I' m 286 00:19:17.799 --> 00:19:21.079 feeling this. I accept that I am feeling envy, because Laura and Quinta 287 00:19:21.119 --> 00:19:23.680 mockle Economsata. I' d like such a thing. For example, I 288 00:19:23.759 --> 00:19:26.839 accept that it causes me a little discomfort, because I don' t have 289 00:19:26.920 --> 00:19:33.279 it, but I' m going to be able to have that conversation with 290 00:19:33.359 --> 00:19:37.079 me as long as I have self- knowledge of myself, so there I 291 00:19:37.240 --> 00:19:41.279 realize that I am envious and say that I can do to achieve what they 292 00:19:41.279 --> 00:19:44.400 have accomplished. Envy is inviting you to something like this. The anger. 293 00:19:44.519 --> 00:19:48.240 I' m tired of having no money. I' m tired of always 294 00:19:48.359 --> 00:19:52.400 fearing jewel that you and that the other ok accepts your reality. I' 295 00:19:52.440 --> 00:19:56.680 ve got you, listen to the habits that there' s a phrase here 296 00:19:56.680 --> 00:20:00.680 that I love. People don' t choose their future. They choose their 297 00:20:02.160 --> 00:20:07.839 habits and habits immediately choose their future. Immediately you stop making a good habit. 298 00:20:08.480 --> 00:20:12.359 You go on to make a bad habit, of course, of course, 299 00:20:14.119 --> 00:20:21.319 and above all because you said it right now this polarized culture of itself 300 00:20:21.319 --> 00:20:22.039 I have not taken wrong. Investment doesn' t look like I wanted to, 301 00:20:22.279 --> 00:20:25.720 because you have to know that this is a risk issue. Also, 302 00:20:25.799 --> 00:20:29.079 I mean, this very fluctuating. Ay the investment not just as I wanted 303 00:20:29.079 --> 00:20:32.240 it to be. I' m going to take out all the money and 304 00:20:32.240 --> 00:20:33.599 I' m going to blow it up, because what am I going to 305 00:20:33.599 --> 00:20:36.799 have it for? There, for example, we went from a very extremist 306 00:20:36.799 --> 00:20:40.119 mentality. All or nothing and we live in a culture like this. Yes, 307 00:20:40.559 --> 00:20:45.400 and also in our part that we talk so much about investment and motivating 308 00:20:45.440 --> 00:20:48.200 people to invest, to not only keep savings and mush of the comments we 309 00:20:48.440 --> 00:20:53.640 receive back is aha. I' m going to invest to earn five hundred 310 00:20:53.720 --> 00:20:57.319 pesos, to win mebil for that, mate, what are you doing with 311 00:20:57.440 --> 00:21:00.720 your money now they' re not winning you out for that exact thing. 312 00:21:00.799 --> 00:21:03.960 Then of course I' m motivating you to that, but it' s 313 00:21:03.039 --> 00:21:06.839 not just for you to earn five hundred pesos with an investment. It' 314 00:21:06.880 --> 00:21:10.680 s for you to change your lifestyle, change your mindset with money, and 315 00:21:10.839 --> 00:21:15.000 always invest, and then you always get more and more. I' m 316 00:21:15.000 --> 00:21:18.079 just a little confrontational and I' m going to say that the listeners, 317 00:21:18.759 --> 00:21:23.240 I mean, what am I going to do with a thousand pesos that you 318 00:21:23.240 --> 00:21:26.160 ' re not making, consumer weights that you' re missing, for example, 319 00:21:26.160 --> 00:21:26.640 I mean, how would it help you to have them? It is 320 00:21:26.680 --> 00:21:30.279 the power to ask me the questions how it would help me to have these 321 00:21:30.880 --> 00:21:34.599 thousand extra pesos, how it would help me invest and earn me five hundred 322 00:21:34.599 --> 00:21:37.640 extra weight, because in the end you don' t have it excellent, 323 00:21:37.640 --> 00:21:40.480 I don' t understand. So here I go with what I meant, 324 00:21:40.519 --> 00:21:44.039 right now, not that I don' t want it to get lost that 325 00:21:44.240 --> 00:21:45.480 Laura asked the mental question. It just makes a certain mentality of abundance. 326 00:21:45.559 --> 00:21:48.960 It is clear that it has a lot to do with what we live, 327 00:21:49.160 --> 00:21:55.599 so we connect, so we interpret and those signs that you mentioned number one 328 00:21:55.720 --> 00:22:00.759 is not only that in scarcity, it is also in extreme expense. Okay, 329 00:22:00.160 --> 00:22:03.200 so here I go again with polarized behavior. Oh, because I can 330 00:22:03.279 --> 00:22:08.400 and do deserve that exact, blessed and lucky Dominican phrase, right, but 331 00:22:10.119 --> 00:22:18.240 two jobs to see where that mentality is taking me. It is also not 332 00:22:18.400 --> 00:22:23.960 giving me the opportunity to maintain and flourish the projects I want in the future. 333 00:22:25.119 --> 00:22:27.359 Oh, I never have money, even if I have money, but 334 00:22:27.480 --> 00:22:30.039 they' re going too fast. So we' re like the other one 335 00:22:30.039 --> 00:22:33.599 who grabs it. I can' t lose him and he' s not 336 00:22:33.680 --> 00:22:37.279 doing anything with the money either. It makes sense, both this extreme and 337 00:22:37.319 --> 00:22:42.880 this extreme has a mentality that you don' t do, that doesn' 338 00:22:45.759 --> 00:22:49.200 t allow them, that basically doesn' t allow them to have a life 339 00:22:49.200 --> 00:22:52.319 in balance. Clear on the financial level and on the obviously mental level. 340 00:22:52.799 --> 00:22:56.720 Of course, because we imagine that one of the extremes is a spender and 341 00:22:56.720 --> 00:23:00.240 has a lot of money. Having a lot of money doesn' t mean 342 00:23:00.279 --> 00:23:03.559 they have a good relationship with money. You said it. Everything, uh, 343 00:23:03.119 --> 00:23:07.319 you said it. Everything. That is, that' s all I 344 00:23:07.400 --> 00:23:15.000 mean, I can have professional successes in many ways, but if I don 345 00:23:15.119 --> 00:23:18.720 ' t maintain a good relationship with my finances, if I don' t 346 00:23:18.839 --> 00:23:23.359 maintain a good interpersonal relationship with the people around me, if I don' 347 00:23:23.519 --> 00:23:29.279 t maintain a good relationship with me, which is the most basic thing I 348 00:23:29.359 --> 00:23:30.759 ' m going to have, it' s not going to be enough for 349 00:23:32.400 --> 00:23:36.279 me, either, because I' m not going to know how to appreciate 350 00:23:36.279 --> 00:23:36.279 it, because I don' t know how to relate to the outside, 351 00:23:36.279 --> 00:23:37.960 because I don' t see it inside. Makes sense. Yeah. Yeah, 352 00:23:37.039 --> 00:23:41.079 yeah? Yeah? Yeah? And the first step, as you said, 353 00:23:41.079 --> 00:23:45.359 is to work with us, but let' s say a couple have 354 00:23:45.440 --> 00:23:51.599 different mindsets with money, different relationships with money and they grew up different, 355 00:23:51.720 --> 00:23:55.000 that is, let' s say one is at one end and another is 356 00:23:55.599 --> 00:23:57.519 at the other end we talked about. You should recommend that, for example, 357 00:23:57.880 --> 00:24:00.880 I worked with myself, but my partner doesn' t want to work 358 00:24:00.960 --> 00:24:06.359 with the money mentality. That' s going to affect me that I have 359 00:24:06.559 --> 00:24:12.039 a person there who might be a spender and who' s telling me things 360 00:24:14.640 --> 00:24:19.400 that blurring me out, you know how I handle the thing that I have 361 00:24:19.480 --> 00:24:22.640 a person next door that I already worked in mind with money, but maybe 362 00:24:23.039 --> 00:24:26.160 the other person next door doesn' t have that money mentality. And I 363 00:24:26.240 --> 00:24:30.920 want to push it because I want us to have that number one balance. 364 00:24:30.319 --> 00:24:34.000 Help is not from those who need it, but from those who love it. 365 00:24:34.799 --> 00:24:40.319 That' s paramount. And another invitation to people is that you don 366 00:24:40.359 --> 00:24:45.400 ' t have to wait to get married to make important decisions about money. 367 00:24:45.440 --> 00:24:51.559 Couple. These are important issues that are often uncomfortable, but very important to 368 00:24:51.640 --> 00:24:55.000 have during courtship, because as I see, as you relate to money, 369 00:24:55.240 --> 00:24:57.920 as we relate to money, you may be able to build a healthy relationship 370 00:24:57.960 --> 00:25:03.400 over time, because you cannot deny that money is an important part of relationships. 371 00:25:07.000 --> 00:25:10.640 I mean, if you don' t settle in your house, if 372 00:25:10.680 --> 00:25:14.559 you' re not calm, when you' re going to shorten in your 373 00:25:14.599 --> 00:25:18.000 bed and you' re stuck in a Dominican world, because you don' 374 00:25:18.000 --> 00:25:22.839 t have how to pay the card, because you don' t have j 375 00:25:22.920 --> 00:25:22.480 this because they' re with a thousand things and your partner doesn' t 376 00:25:22.480 --> 00:25:26.160 support you. Obviously, you go into a crisis, at the mental level, 377 00:25:26.519 --> 00:25:30.759 then everything relates how you can support your partner. Well, this is 378 00:25:30.880 --> 00:25:38.599 where we see virtues and opportunities for improvement. As they are told, so 379 00:25:38.720 --> 00:25:42.359 yes, my virtuo is that I am good at finance and that is not 380 00:25:42.519 --> 00:25:48.200 your virtu Let me take care of it. These are the expenses of the 381 00:25:48.279 --> 00:25:51.599 house. Everything you have to pay for. Ta, ta, ta, 382 00:25:51.680 --> 00:25:53.119 Ta, Ta? Ta? So these are the date and this is what 383 00:25:53.119 --> 00:25:56.799 we have to do and this is what we have to save. You ass, 384 00:25:56.880 --> 00:26:02.440 take you plan what you think goes with a solution the problem and introduce 385 00:26:02.559 --> 00:26:07.319 it to him to see if he is willing to take it and vice versa, 386 00:26:07.559 --> 00:26:10.400 because we are talking about the woman in this case, but the man 387 00:26:11.240 --> 00:26:14.599 does too, that is, he should not vary. It is in the 388 00:26:14.759 --> 00:26:17.759 end another suggestion that I make. There is a group that, for example, 389 00:26:18.000 --> 00:26:22.240 I have with my husband that is called the financial wine. I love 390 00:26:22.440 --> 00:26:26.680 then us every month in a cool way to make time talk about uncomfortable money, 391 00:26:26.240 --> 00:26:30.440 yes, yes, yes, it usually is incon. If you don 392 00:26:30.559 --> 00:26:37.720 ' t know exactly comfortable, then we sit every month and watch the whole 393 00:26:37.920 --> 00:26:42.559 excess. These were the ants expenses. This is what happened. What is 394 00:26:42.680 --> 00:26:48.440 the projection and between the conversation, a little wine, a little museum and 395 00:26:48.519 --> 00:26:52.920 we have a group of Whatsapp where we send all the proofs of payment the 396 00:26:52.920 --> 00:26:56.599 first to the fifteen, for example, from fifteen to thirty. They are 397 00:26:56.960 --> 00:27:00.240 solutions that can work to bring you, to invite you more than to take 398 00:27:00.359 --> 00:27:04.240 you to invite someone who is suddenly not financially educated, to educate you not 399 00:27:04.319 --> 00:27:10.559 to push you, but to educate you, to support you, to educate 400 00:27:10.599 --> 00:27:12.759 you, to educate you because you can' t so much your relationship by 401 00:27:12.759 --> 00:27:12.759 carrying people all the time because you' re going to wear yourself out. 402 00:27:14.160 --> 00:27:18.119 I love it and I also love what you mentioned, right now, it 403 00:27:18.200 --> 00:27:22.400 ' s to turn your eyes inward totally us. We were recently opening an 404 00:27:22.480 --> 00:27:26.960 event of self- respect, talking about finance, but with self- respect 405 00:27:26.079 --> 00:27:33.799 I saw you know it then, yes, of course, we didn' 406 00:27:33.880 --> 00:27:37.799 t see this Ev then give away doubts for those who also participated here. 407 00:27:37.920 --> 00:27:44.640 One of her girls is called Letti. He was telling us an anecdote that 408 00:27:44.680 --> 00:27:49.039 he was first visualizing you and visualizing when you made a mistake or when your 409 00:27:49.160 --> 00:27:55.039 boyfriend left you for x or because he visualized how you talked to yourself that 410 00:27:55.119 --> 00:27:59.039 you told yourself that you told yourself not to, that I' m stupid, 411 00:27:59.200 --> 00:28:02.839 that it was my fault, that I did this thing that I shouldn 412 00:28:03.039 --> 00:28:07.160 ' t do, so it was understood then the same thing I can translate 413 00:28:07.160 --> 00:28:12.119 into money. Look at how you talk to yourself about money. It' 414 00:28:12.160 --> 00:28:15.759 s not that I' m terrible, that I was going to hear that 415 00:28:15.799 --> 00:28:22.039 I want not to talk to me about it and I cry silly tells you 416 00:28:22.160 --> 00:28:25.319 yes, then analyze that, analyze how you' re talking to yourself, 417 00:28:25.799 --> 00:28:30.319 to yourself about money so that you can identify if your mentality is aligned to 418 00:28:30.400 --> 00:28:34.000 scarcity or aligned to abundance is people who tell you look is that it' 419 00:28:34.119 --> 00:28:36.599 s not that it' s a rich topic. I' m poor, 420 00:28:37.480 --> 00:28:40.240 and you' re telling yourself that you' re poor. Well, now 421 00:28:40.240 --> 00:28:41.960 that you said that, as we' re talking colloquially. The other day 422 00:28:42.000 --> 00:28:48.920 I uploaded a video on Tiktok and one person told me I' m not 423 00:28:48.960 --> 00:28:56.799 going to tell you the whole word because they would block my space, right. 424 00:28:56.359 --> 00:29:00.759 But you talk a lot about millionaire, that' s because I was 425 00:29:00.759 --> 00:29:06.559 giving. Like some tips then look like the other one, just to see 426 00:29:06.559 --> 00:29:07.640 you yes and to listen to you how you speak you are already judging yourself. 427 00:29:07.920 --> 00:29:12.119 Yeah, yeah. Here too pop haven' t said that I' 428 00:29:12.119 --> 00:29:15.480 m Mommy' s daddy daughters. The city of Papa Mommy is a pop, 429 00:29:15.200 --> 00:29:18.559 but you know that it has to do with the mentality of the other 430 00:29:18.680 --> 00:29:22.480 person yes, which is really where we live and if the look totally, 431 00:29:22.920 --> 00:29:27.400 as you said, inwards. And here I want to accommodate some tips, 432 00:29:27.839 --> 00:29:33.519 for example, notice that when a person is sad he goes and buys compulsively. 433 00:29:33.759 --> 00:29:37.240 For example, that would be a toxic relationship with money, an unhealthy 434 00:29:37.359 --> 00:29:41.160 relationship with money, absolutely clear, because whoever is dominating your emotions at that 435 00:29:41.799 --> 00:29:48.160 moment, the action you are taking at that moment, that is, instead 436 00:29:48.160 --> 00:29:52.279 of standing up and questioning you what I can do to me, I can 437 00:29:52.279 --> 00:29:55.319 sit down and write what is happening to me. I' m ignoring it, 438 00:29:55.599 --> 00:29:57.880 and I' m moving to go shopping compulsive. Or if, for 439 00:29:57.960 --> 00:30:03.079 example, I catch a pick, what ah I took away because Fulano as 440 00:30:04.720 --> 00:30:07.000 such did not pay me in time. Then I won' t pay my 441 00:30:07.640 --> 00:30:12.559 collaborators, for example, and you can' t play against it. Just 442 00:30:12.599 --> 00:30:15.680 like for example, I' m super happy. As I was going to 443 00:30:15.680 --> 00:30:18.559 say right now, I got 100, 000 pesos. Let me blow it 444 00:30:18.559 --> 00:30:22.880 up. He doesn' t love it. Let' s think about that 445 00:30:22.960 --> 00:30:26.079 in December, on the double floor how so all those emotions then important tips. 446 00:30:26.160 --> 00:30:32.720 When you' re sad, you' re angry, you' re 447 00:30:32.920 --> 00:30:33.559 very happy, you' re feeling scared, that fear here is important. 448 00:30:36.000 --> 00:30:41.799 Pause I mean, literally take a two- minute break or count to ten 449 00:30:41.440 --> 00:30:47.799 and then your count ask yourself what a hundred, what detonated me right now, 450 00:30:48.079 --> 00:30:52.319 what' s happening to me from where I' m running. Why. 451 00:30:52.720 --> 00:30:59.079 Because at the brain level, our brain has what' s called the 452 00:30:59.319 --> 00:31:03.640 limbic brain that' s the emotional part, the neocortex, which is the 453 00:31:03.160 --> 00:31:06.920 rational part, and obviously the reptilian brain, which is the survival part. 454 00:31:07.359 --> 00:31:11.680 And there are many times that we are reacting from the automatic, automatic emotionality 455 00:31:11.680 --> 00:31:17.480 and survival, instead of stopping and giving space to this rational brain that it 456 00:31:17.519 --> 00:31:19.759 can question. He' s been like the grown- up you needed world 457 00:31:19.839 --> 00:31:23.839 was a kid, who told you to wait, calm down, you upset 458 00:31:23.839 --> 00:31:27.680 you. Let' s walk, let' s see, but I don 459 00:31:27.720 --> 00:31:32.359 ' t make an emotional decision and in money happens a lot. You know 460 00:31:32.440 --> 00:31:37.039 that now that you say that, I remember two things. One thing is 461 00:31:37.240 --> 00:31:40.559 that that father that you need, that controls you when you are a child 462 00:31:40.640 --> 00:31:45.319 and have leaf is in America uses a lot of technique to be in Spanish, 463 00:31:45.400 --> 00:31:52.519 but it is that you have a candle and a flower, then you 464 00:31:52.640 --> 00:31:56.920 smell the flower and blow the candle for children for when they calm down, 465 00:31:57.160 --> 00:32:00.079 so when something happens to them. So, use you walk with a hydrography 466 00:32:00.160 --> 00:32:07.279 and blow into the bridity. And the other thing was that we did a 467 00:32:08.440 --> 00:32:14.680 while ago a talk of the same thing, of emotions, needs and put 468 00:32:14.799 --> 00:32:17.799 a vicious circle. And that vicious circle was those emotions you were talking about. 469 00:32:19.039 --> 00:32:22.200 I' m stressed, I' m anxious about the job, I 470 00:32:22.200 --> 00:32:25.519 ' m angry and I' m going to buy because it makes me feel 471 00:32:25.519 --> 00:32:27.640 better, but what' s going on? I' m going to buy 472 00:32:27.720 --> 00:32:32.319 without a plan, giving cards and when it comes they tell me no. 473 00:32:32.440 --> 00:32:37.599 When you get settled, I don' t have to pay for that card 474 00:32:37.720 --> 00:32:42.160 and I feel bad again, I mean, here comes the sadness, the 475 00:32:42.160 --> 00:32:45.440 anguish, the anxiety that I can' t pay and stay in that circle 476 00:32:45.680 --> 00:32:49.279 vision and there we were talking about breaking this circle. With what you said 477 00:32:49.319 --> 00:32:52.440 with breathing with ok instead of going shopping, I can go for a walk 478 00:32:52.440 --> 00:32:59.359 my pet or go for yoga go for a run. Now that you say 479 00:32:59.480 --> 00:33:06.079 that laura, the human being must understand that we are coherence. The mind 480 00:33:06.319 --> 00:33:12.240 is not separated from the body and the body is not separated from the soul 481 00:33:12.440 --> 00:33:17.000 Okay, you can give very well in your You can believe that you are 482 00:33:17.119 --> 00:33:21.599 very well in your mind, but your body is sending other information to you. 483 00:33:21.680 --> 00:33:24.640 It doesn' t happen to you when you get to a place and 484 00:33:24.640 --> 00:33:28.599 you say toy, that is, your body gets on alert. I don 485 00:33:28.720 --> 00:33:34.759 ' t feel comfortable here how many times we transgress the information that our body 486 00:33:34.839 --> 00:33:38.119 is sending us or how many times we need to be conscious to the body 487 00:33:38.119 --> 00:33:40.799 and say to the quiet mind. You' re going through a moment that 488 00:33:40.880 --> 00:33:44.119 ' s uncomfortable for you. You' re gonna stop for a chat, 489 00:33:44.559 --> 00:33:49.960 but everything' s fine. I have the resources to sustain myself, but 490 00:33:50.039 --> 00:33:52.440 all that we' re going to be able to do as I understand it, 491 00:33:52.799 --> 00:33:58.599 that I' m consistent, that everything is connected and that it' 492 00:33:58.799 --> 00:34:02.519 s about starting to be that adult and learning to make that adult that I 493 00:34:04.039 --> 00:34:06.079 needed when I was a child in all areas of your life. You' 494 00:34:06.160 --> 00:34:07.880 re not gonna learn how to handle the money tomorrow. If you are not 495 00:34:08.039 --> 00:34:13.440 good with finance and have opportunities for improvement, but the important thing is to 496 00:34:13.800 --> 00:34:16.840 start clear. Yeah, yeah. In the book Father Is Rico, poor 497 00:34:16.920 --> 00:34:20.639 father of Robert It is that I Sak that is I say that it is 498 00:34:20.960 --> 00:34:24.519 the first book that it is about finances and we always recommend them, despite 499 00:34:24.519 --> 00:34:28.719 being as you say, a basic classic for us. It opens your mind 500 00:34:29.239 --> 00:34:31.559 to this issue specifically, that is, Father is Rico, poor father, 501 00:34:31.719 --> 00:34:37.199 wealth mentality, abundance, poverty mentality, literally, that is, it is 502 00:34:37.199 --> 00:34:40.880 not money. What you' re talking about in that title is the mentality 503 00:34:40.960 --> 00:34:45.039 these parents had. And as we saw how the poor father feared the risks, 504 00:34:45.679 --> 00:34:51.440 he avoided all kinds of risks and the truth that controlled risk is part 505 00:34:51.599 --> 00:34:55.199 of the mentality of wealth and look. I' m going to expose myself 506 00:34:55.199 --> 00:34:59.599 a little bit here, because I don' t have a theme with showing 507 00:34:59.719 --> 00:35:07.880 the human behind the professional stick and a personal experience is that my dad is 508 00:35:08.000 --> 00:35:12.559 a very successful entrepreneur and I always made a success of the amount of money 509 00:35:12.559 --> 00:35:15.039 he has in my account. How many people didn' t go through that, 510 00:35:15.480 --> 00:35:19.920 for example, and your personal self- esteem and merit is put into 511 00:35:19.920 --> 00:35:21.880 that amount of money that you have in your account. What happens when you 512 00:35:22.000 --> 00:35:27.440 tell it goes down by x hears situations. I' ve already started to 513 00:35:27.960 --> 00:35:29.960 feel sad that I' m doing in this vicious circle. I' m 514 00:35:29.960 --> 00:35:31.760 not good enough, but I' m not doing bad. It goes well 515 00:35:32.840 --> 00:35:37.320 how my internal conversation is being betas many times one has to do with me. 516 00:35:37.360 --> 00:35:42.119 It was because of the interpretation I made at that time that for me 517 00:35:42.280 --> 00:35:45.880 to be successful, I had to be a big company that has a lot 518 00:35:45.880 --> 00:35:53.239 of money. You have to deconstruct that belief, restructure it so you can 519 00:35:53.360 --> 00:35:58.119 move forward then, because it' s going to happen when I want to 520 00:35:58.199 --> 00:36:00.440 invest in equilibrium point, again rivertin. I reversed the low amount, but 521 00:36:00.480 --> 00:36:02.760 it doesn' t mean I' m teasing badly. Makes sense. Then 522 00:36:04.159 --> 00:36:08.440 I make this as in t petapa. I loved it. I loved it 523 00:36:08.559 --> 00:36:13.639 because it' s precisely how most people in our country think and it can 524 00:36:13.719 --> 00:36:17.840 lead you to the same if you don' t become aware of what happened 525 00:36:17.840 --> 00:36:22.960 to me. Like I' ve always had a great vein of entrepreneur. 526 00:36:22.079 --> 00:36:27.239 I love it I started with a homework room, because we don' t 527 00:36:27.239 --> 00:36:30.000 have to start. I was seventeen. Ma' am, I didn' 528 00:36:30.039 --> 00:36:35.480 t have any money, I had no credit, obviously, and I told 529 00:36:35.480 --> 00:36:36.679 you a lender to lend me. This one you know what you know. 530 00:36:37.800 --> 00:36:43.079 I also thank you for my relationship with money, for how I grew up 531 00:36:43.119 --> 00:36:46.599 with fear of asking, because I didn' t want to hear a negatist. 532 00:36:46.639 --> 00:36:50.920 Then I didn' t ask, because I also took a loan as 533 00:36:50.960 --> 00:36:53.840 a loan, but now I counted it. But then nothing. Sir, 534 00:36:53.920 --> 00:37:00.559 I mean, obviously he was calling me Jubeta because he didn' t have 535 00:37:00.760 --> 00:37:04.519 a way to stop préstaming because it was more than I earned where I worked 536 00:37:04.599 --> 00:37:07.239 a snowball. I talked to my dad and my dad gave me the biggest 537 00:37:07.280 --> 00:37:10.519 lesson of my life, because that' s, I mean, it' 538 00:37:10.519 --> 00:37:15.199 s learning. My dad said yes, it' s okay. Let' 539 00:37:15.480 --> 00:37:19.039 s go to the bank, let' s go to a loan. I 540 00:37:19.079 --> 00:37:21.960 ' m going to put myself as a guarantor, but you' re going 541 00:37:22.079 --> 00:37:24.760 to pay the bank loan fees, that is, he taught me that money 542 00:37:24.880 --> 00:37:30.400 doesn' t relax, that you have to be careful, that I' 543 00:37:30.440 --> 00:37:34.000 m here to support you, but you' re going to be responsible for 544 00:37:34.000 --> 00:37:38.840 what you did, because that was your decision. So here I want to 545 00:37:38.920 --> 00:37:45.119 invite you not to do anything, i e not to ask you the opportunity 546 00:37:45.239 --> 00:37:50.239 to change your relationship with money and just sit back and do nothing. Also 547 00:37:50.400 --> 00:37:53.639 a decision exactly won' t do anything, it' s a decision entirely. 548 00:37:54.119 --> 00:38:02.000 So, if it' s not working out for you, consciously decide 549 00:38:02.039 --> 00:38:07.599 to try, at least to see what' s on the other side clear 550 00:38:07.599 --> 00:38:13.079 and heal, heal the past, the inner child, as you said, 551 00:38:13.440 --> 00:38:19.199 understands the ilas I carry because someone else put me out, understand that success 552 00:38:19.760 --> 00:38:22.320 is not just about money and know that at the end of the day, 553 00:38:22.800 --> 00:38:24.480 if I don' t heal my relationship with money. Today I, in 554 00:38:24.559 --> 00:38:28.880 the long run, is not worth all the knowledge that I am going to 555 00:38:28.880 --> 00:38:31.079 acquire. If I don' t heal that if I don' t heal 556 00:38:31.079 --> 00:38:34.000 because you' re never gonna feel full. I' m never gonna feel 557 00:38:34.000 --> 00:38:36.559 full. You' re never gonna feel like a plica. The money. 558 00:38:36.679 --> 00:38:39.039 I' m going to look at it like, okay, money isn' 559 00:38:39.039 --> 00:38:42.320 t that it gives happiness, but it calms the nerves. Truth and apart 560 00:38:42.920 --> 00:38:45.079 it allows me to live experiences. Then how am I not going to have 561 00:38:45.159 --> 00:38:50.639 a healthy action with money, because at the end of the day we all 562 00:38:50.639 --> 00:38:52.920 have dreams. Money does give moments of great happiness, exactly that is, 563 00:38:53.719 --> 00:38:58.920 obviously, we are not going to put that happiness is full, that' 564 00:38:59.119 --> 00:39:01.400 s the challenge in that. But if you don' t have the catche 565 00:39:01.440 --> 00:39:06.480 you come with your face and it' s not exactly doing but all the 566 00:39:06.480 --> 00:39:08.559 rich were happy exactly. We know a lot of people with a lot of 567 00:39:08.840 --> 00:39:14.280 money who aren' t necessarily full emotionally exactly the idea also with this episode. 568 00:39:14.320 --> 00:39:16.239 It is, then, that people see this, that these beliefs that 569 00:39:16.440 --> 00:39:22.039 one has define you how you handle yourself with money. And for us, 570 00:39:22.199 --> 00:39:27.119 money is a super powerful tool, which isn' t that true, it 571 00:39:27.159 --> 00:39:29.559 doesn' t come with the happy scream, as we said, not that 572 00:39:29.639 --> 00:39:32.000 you but that I give you happiness, but it allows you to live many 573 00:39:32.000 --> 00:39:35.440 beautiful things. It also allows you to help a lot of people. Money 574 00:39:35.519 --> 00:39:39.599 is very powerful. Money is perfect as a springboard for everything you are going 575 00:39:39.679 --> 00:39:43.199 to live through your life, for greater peace, greater security, for your 576 00:39:43.920 --> 00:39:50.000 family, for everything. Then you have to look nice. I say it 577 00:39:50.119 --> 00:39:52.679 ' s one of the longest relationships we' re going to have because, 578 00:39:53.199 --> 00:39:58.400 no matter what our profession, our age, we' re going to handle 579 00:39:58.559 --> 00:40:00.920 money for the rest of our lives, even as children, they' re 580 00:40:00.920 --> 00:40:05.800 not a table. So now, even if you' re old and no 581 00:40:05.800 --> 00:40:07.719 longer working, you' re also going to be getting money and you' 582 00:40:07.800 --> 00:40:13.320 re not going to have a healthy relationship with a medium that you' re 583 00:40:13.840 --> 00:40:19.679 going to receive all your life and to add to that, a flower isn 584 00:40:19.800 --> 00:40:22.559 ' t going to bloom in a bomb garden. So maybe you inside of 585 00:40:22.639 --> 00:40:30.159 you are making a bomb camp and the garden you' re building is pure 586 00:40:30.239 --> 00:40:32.280 bomb, but your inner flower isn' t going to bloom. There. 587 00:40:32.880 --> 00:40:38.039 Put your flower in a fertile land, even if there is no greenery around 588 00:40:38.159 --> 00:40:43.480 and give yourself the opportunity to flower otherwise, because all the time it is 589 00:40:43.559 --> 00:40:46.360 that bomb garden. The one I was talking about is bombarding the flower, 590 00:40:46.480 --> 00:40:49.719 bombarding the flower that not our mind in another belief, in another narrative. 591 00:40:50.280 --> 00:40:53.440 What if I take that flower to a safe place that there is nothing, 592 00:40:53.679 --> 00:40:58.320 that I do not know, that there is no greenery, but I give 593 00:40:58.480 --> 00:41:00.559 it the opportunity to grow in a place where there is not so much noise. 594 00:41:01.480 --> 00:41:07.280 Yeah, so that' s where the part about money being energy comes 595 00:41:07.280 --> 00:41:10.960 in. But I also have to act to keep that money blooming, of 596 00:41:12.039 --> 00:41:22.440 course, and that you' re the one who' s going to decide 597 00:41:22.239 --> 00:41:25.239 how it blooms, because in the end I can have a lot of energy 598 00:41:25.239 --> 00:41:29.480 to make money. But if I don' t act and stay paralyzed in 599 00:41:29.559 --> 00:41:31.800 fear, I' m not going to do anything. Or paralyzed in which 600 00:41:31.880 --> 00:41:37.760 it is that I come from I know many stories of overcoming, many people 601 00:41:37.840 --> 00:41:44.360 who come from below and also from people who come from a middle social class, 602 00:41:45.039 --> 00:41:49.760 truth with financial resources, who were not interested in suddenly working or following 603 00:41:49.840 --> 00:41:54.480 the company of dad and mom and they came out with their products without the 604 00:41:54.599 --> 00:42:00.239 support of their family. Yes, then it depends a lot on decision and 605 00:42:00.280 --> 00:42:05.159 action, but this contrast of mentality of poverty and wealth mentality looks as good 606 00:42:05.320 --> 00:42:09.320 as it is. When someone won the lottery and had a poverty mentality, 607 00:42:09.719 --> 00:42:15.639 I went back. Or millions that you can' t even imagine how they 608 00:42:15.719 --> 00:42:21.440 spend it in a few years, versus millionaires that go bankrupt, or millionaires 609 00:42:21.599 --> 00:42:24.599 that go bankrupt and come back in a couple of years and come back and 610 00:42:24.679 --> 00:42:28.920 it' s a corner sea. You understand they come from below and it 611 00:42:29.000 --> 00:42:31.480 ' s all about mentality and action. Oh my God gives you some truth 612 00:42:31.519 --> 00:42:35.440 that I have to say, for example, a way also of your keeping 613 00:42:35.480 --> 00:42:38.840 invisible loyalty to your family, that you we talked about at first, beginning 614 00:42:38.920 --> 00:42:45.519 that when you said that, I already have to tell you how many people 615 00:42:45.639 --> 00:42:51.960 don' t stick to their family breaking a company long time for mom and 616 00:42:52.039 --> 00:42:54.719 dad to rescue. There' s di you understand, I mean, there 617 00:42:54.880 --> 00:42:57.920 ' s a deep fear of you, that' s money. It' 618 00:42:58.039 --> 00:43:01.599 s a way of me even connecting with what I did, with what I 619 00:43:01.599 --> 00:43:05.079 lacked, with what I lived with, with what I needed, with what 620 00:43:05.119 --> 00:43:10.760 I needed, with that attention, with that support. Then you have to 621 00:43:10.800 --> 00:43:14.360 know that I fear you very individual you know. It seems to me that 622 00:43:14.519 --> 00:43:19.880 therapy is very, very individual, but yes, certainly take care of your 623 00:43:19.880 --> 00:43:24.840 story, because for me the true definition of healing is to learn to sustain 624 00:43:25.119 --> 00:43:29.719 and see your story with love, because in the end that story will accompany 625 00:43:29.760 --> 00:43:32.199 you all your life. People say that ay my new version, your old 626 00:43:32.440 --> 00:43:37.320 version, your new version and the one that comes are part and they' 627 00:43:37.400 --> 00:43:38.599 re going to be part of your life forever. Exactly, what' s 628 00:43:38.679 --> 00:43:44.480 there is to heal clearly and know that your mentality is scarce even if you 629 00:43:44.920 --> 00:43:46.360 work it, there' s not going to be a day, it' 630 00:43:46.480 --> 00:43:47.400 s not going to come out, of course it' s going to come 631 00:43:47.400 --> 00:43:50.920 out now. You will have resources and tools to sustain that mentality, question 632 00:43:51.400 --> 00:43:54.119 it, transform it and act from a different place. Yeah, yeah, 633 00:43:54.159 --> 00:43:59.480 yeah, yeah, this phrase the time it says tuck yourself in as far 634 00:43:59.599 --> 00:44:04.199 as the sheet sees you. I remember myself as before, we repeated this 635 00:44:04.280 --> 00:44:07.960 phrase a lot in various workshops when we were at our beginnings of personal finance. 636 00:44:07.920 --> 00:44:12.440 But now, as a result of this conversation, I feel it as 637 00:44:13.039 --> 00:44:20.800 a very fine line of abundance and poverty mentality, because ok arropata as far 638 00:44:20.880 --> 00:44:24.280 as the sheet td But you can' t be any more dwarf, that 639 00:44:24.320 --> 00:44:28.400 is, you can' t get any smaller to fit into the sheet. 640 00:44:28.519 --> 00:44:32.360 But if you can focus on buying a bigger sheet, that' s what 641 00:44:32.440 --> 00:44:36.719 I tell you, and more than anything else, it' s like I 642 00:44:36.760 --> 00:44:40.480 ' m going to retread the sheets and give me the real acceptance of doing 643 00:44:40.960 --> 00:44:44.679 the passes with my reality, and since I accept my reality, I' 644 00:44:45.159 --> 00:44:46.880 m going to be able to change what' s going on. I accept 645 00:44:46.920 --> 00:44:51.320 that the sheet gives me clothes to bet, but what I' m going 646 00:44:51.440 --> 00:44:53.360 to do so it won' t be up to this point. You know 647 00:44:53.400 --> 00:45:00.159 that I have adopted a very small word, not just in phrases money, 648 00:45:00.519 --> 00:45:05.280 in everything like that, for example, I go through a neighborhood that I 649 00:45:05.360 --> 00:45:07.480 know I can' t live right now, but I send a picture to 650 00:45:07.519 --> 00:45:15.079 my husband like we can' t live here yet that is, and for 651 00:45:15.199 --> 00:45:17.920 example, I even tell my close ones. Yesterday I was watching a story 652 00:45:19.000 --> 00:45:22.960 from a friend of mine like she put up a story that she said she 653 00:45:23.079 --> 00:45:28.960 loves to be crossfint like I' m at work, because crossfit doesn' 654 00:45:29.159 --> 00:45:35.559 t give me to survive and I told her still, I mean, because 655 00:45:35.559 --> 00:45:37.039 that' s a mentality. I can' t buy. I still think 656 00:45:37.119 --> 00:45:40.199 that' s super cute. I' m telling you about that, Juan, 657 00:45:40.320 --> 00:45:44.360 my wife and I, I mean, I' ve adopted him with 658 00:45:44.559 --> 00:45:49.039 my friends and I include him just as you say super powerful, all of 659 00:45:49.039 --> 00:45:51.679 them super powerful. Sure and see that the level of vibration in your body 660 00:45:51.840 --> 00:45:54.960 changes. I mean, when I say vibration, it' s like, 661 00:45:55.199 --> 00:46:00.239 oh, I can' t live here yet, I mean, you like 662 00:46:00.320 --> 00:46:02.840 the message I' m sending is still different. And you, with the 663 00:46:02.920 --> 00:46:07.400 question you were asking me, right now, about how I can support my 664 00:46:07.559 --> 00:46:13.400 partner or vice versa. When you see your partner talking in a way, 665 00:46:13.760 --> 00:46:16.320 you change the exact conversation. Yeah, that' s right. We' 666 00:46:16.320 --> 00:46:21.320 re going through a difficult time, but we' re going to do this 667 00:46:21.320 --> 00:46:23.280 and this to get through. What you think, that' s knowing how 668 00:46:23.360 --> 00:46:30.119 you' re going to consciously take the conversation to a different place, because 669 00:46:30.239 --> 00:46:32.599 the mind can be a very dark place to live. If we do not 670 00:46:32.639 --> 00:46:38.199 become aware that it is, you can play on our behalf or against it 671 00:46:38.199 --> 00:46:44.559 itself, or wow can. I think this room thing is for the 13th 672 00:46:44.639 --> 00:46:49.079 of July. Today, yes, I think that with this we gave the 673 00:46:49.719 --> 00:46:53.320 real brushstroke to everything that is going to live in this financial event and Catherine, 674 00:46:53.320 --> 00:46:57.400 in fact, you also have an event very soon, but already mental 675 00:46:57.519 --> 00:47:01.719 health. Tell us, a little watch wake up. It is an event 676 00:47:01.800 --> 00:47:07.280 that I am doing with the co- founder of this great event, Miguel 677 00:47:07.280 --> 00:47:13.079 Alejandro. It' s our exact product, exactly, how nice? How 678 00:47:13.119 --> 00:47:15.679 we' ve connected. Yes, yes, yes, and this event, 679 00:47:15.880 --> 00:47:21.239 beyond focusing 100% on giving lectures on mental health, is also going to 680 00:47:22.159 --> 00:47:28.800 try to receive a lot of what things, tools, resources, experiences that 681 00:47:29.159 --> 00:47:32.400 are going to give you, to you the opportunity to learn to self- 682 00:47:34.280 --> 00:47:37.880 regulate you emotionally in what sense there are going to be experiences like sound killing. 683 00:47:37.920 --> 00:47:42.480 How we can heal through sound, how we can calm down through sound, 684 00:47:42.880 --> 00:47:45.679 For example, I am talking a lot, but how to make these 685 00:47:46.800 --> 00:47:51.159 pauses to breathe and continue the conversation if you have had a difficult day. 686 00:47:51.280 --> 00:47:55.079 People don' t know how to breathe, learn how to breathe, and 687 00:47:55.119 --> 00:48:00.119 see how that can change our nervous system. Let' s dance let' 688 00:48:00.239 --> 00:48:06.360 s do mindfulness, meditations so that you learn things that you can do on 689 00:48:06.360 --> 00:48:07.400 a day- to- day basis. Because I said right now. We 690 00:48:07.440 --> 00:48:13.199 live in a world where there is a lot of overinformation from people say before 691 00:48:13.280 --> 00:48:15.960 diagnosis that it is true, that it is the other, that it is 692 00:48:16.039 --> 00:48:20.320 that, but suddenly not giving tools of what I can do then this event. 693 00:48:20.360 --> 00:48:24.719 This is a lot about how I can get to a state of well 694 00:48:24.960 --> 00:48:28.760 - being on a day where I' ve had a lot of emotional discomfort. 695 00:48:29.119 --> 00:48:32.519 This event will be on Saturday, June 29th. It is an eight 696 00:48:32.719 --> 00:48:37.480 - hour dance pass, as I already say, of great lectures, talks, 697 00:48:37.719 --> 00:48:42.840 but also experiences and dynamics. Twenty- nine June, from nine a 698 00:48:43.360 --> 00:48:47.199 m to five p m in Middle Center and sales. The tickets are for 699 00:48:47.239 --> 00:48:52.480 sale in tix of or excellent. Look, everybody really needs to go to 700 00:48:52.800 --> 00:48:57.239 that event. Yes, I am, and I understand that, too, 701 00:48:57.519 --> 00:49:00.480 because, as you say mental health, we need everything. And it doesn 702 00:49:00.519 --> 00:49:02.559 ' t mean that I' m crazy about that, for God' s 703 00:49:02.760 --> 00:49:07.280 sake, because that' s a myth that needs to be protected and this 704 00:49:07.400 --> 00:49:14.159 event, for that you know yes to give it more visibility, because I 705 00:49:14.280 --> 00:49:16.400 ' m a therapist, I' m a psychologist, but I have my 706 00:49:16.400 --> 00:49:20.360 good psychologist every fortnight. And Papa, yes, because we all have situations. 707 00:49:20.679 --> 00:49:22.679 Yeah, yeah, yeah. In our case, we also need psychological 708 00:49:23.159 --> 00:49:31.280 therapy, especially because we provide financial advice. Then being in full conversation with 709 00:49:31.440 --> 00:49:37.880 people who are also dragging backpacks, dragging traumas and with different mentalities, because 710 00:49:38.039 --> 00:49:43.519 also at some point drains us a little bit the one that we need 100 711 00:49:43.760 --> 00:49:46.119 % help, of course, of course and nothing. To finish this sentence, 712 00:49:49.800 --> 00:49:53.320 you have to learn to respect the sleep of people who still sleep, 713 00:49:54.039 --> 00:49:58.519 instead of pushing that person to wake up. Everyone has their own awakening, 714 00:49:59.000 --> 00:50:02.559 but yes, if you are tired of sleeping and want to wake up from 715 00:50:02.719 --> 00:50:08.119 that dream, listen to that little voice that is inviting you to go for 716 00:50:08.239 --> 00:50:14.400 the most excellent. Excellent, not really. This is an episode that everyone 717 00:50:14.440 --> 00:50:20.199 should listen to. It' s the prelude to what we' re going 718 00:50:20.360 --> 00:50:22.599 to see on the 13th of July. You also know the event wake up 719 00:50:22.679 --> 00:50:27.239 where you can get the ballots. Let' s also put the link in 720 00:50:27.679 --> 00:50:32.519 the episode here so that I say you can already prepare for both events, 721 00:50:32.639 --> 00:50:37.960 because yes, both are necessary. So nothing. Thank you so much for 722 00:50:37.960 --> 00:50:40.360 coming here. You' re really gonna have to come here a lot, 723 00:50:40.480 --> 00:50:43.679 because, like we said, I mean, here we can talk by the 724 00:50:43.679 --> 00:50:46.360 hour. Yes, yes, and there really is an important relationship between psychology 725 00:50:46.480 --> 00:50:51.320 and spine 100% and you that I know this episode brought you a lot, 726 00:50:51.719 --> 00:50:53.239 because you don' t just stay with the episode. Please share it 727 00:50:53.679 --> 00:50:58.079 with this co- worker, a es, your mom, your parents, 728 00:50:58.440 --> 00:51:01.719 so that he also san in his story, your partner and everyone who knows 729 00:51:02.039 --> 00:51:07.440 and see us in the next episode Goodbye