WEBVTT 1 00:00:00.440 --> 00:00:05.040 You're listening to the John and Heidi Show Bonus Hour. If you miss any 2 00:00:05.080 --> 00:00:09.359 of the program, you can find a podcast at the bottom of the page 3 00:00:09.400 --> 00:00:13.400 at Johnny Radio dot com. Thank you for listening to The John and Heidi 4 00:00:13.480 --> 00:00:16.839 Show. On a Monday. We've got Brent Baker joining us here in just 5 00:00:16.879 --> 00:00:20.079 a moment, going to visit with him about the real estate market. Also 6 00:00:20.280 --> 00:00:23.679 coming up later this hour, it is a movie Star Monday, and we've 7 00:00:23.679 --> 00:00:28.039 got Alicia Cooper joining us, and she's been in several movies, but she's 8 00:00:28.039 --> 00:00:32.439 also a stand up comic. She's got a brand new comedy special out and 9 00:00:32.439 --> 00:00:35.520 we're going to chat with her all about that. It's a busy week. 10 00:00:35.640 --> 00:00:39.520 We got a lot of stuff going on this weekend. We've got there's a 11 00:00:39.640 --> 00:00:46.119 great performance at the South Dakota Military Heritage Alliance. It's called Last Out and 12 00:00:46.560 --> 00:00:51.039 it's a veteran who had put together this program and it's a stage play that 13 00:00:51.359 --> 00:00:55.799 looks amazing and they'll be having performances on Friday evening and on Saturday evening. 14 00:00:56.280 --> 00:01:00.920 And then there's also an air show that's this weekend. Chisel Festival is this 15 00:01:00.960 --> 00:01:03.719 weekend. I've got many guests that We're going to talk to about many fun 16 00:01:03.799 --> 00:01:07.400 things. It's a busy, busy week, so if you don't have plans 17 00:01:07.400 --> 00:01:10.159 this weekend, you better make some because you're stuff to do, a lot 18 00:01:10.200 --> 00:01:11.840 of stuff to do. We're gonna chat all about more of that coming up, 19 00:01:11.959 --> 00:01:15.319 and like I said, we've got Brent Baker on the way. Thanks 20 00:01:15.359 --> 00:01:21.640 for listening to The John and Heidi Show, Yourself Funny. It's more important 21 00:01:21.680 --> 00:01:25.319 than ever to have a better credit card. At better credit cards dot Com, 22 00:01:25.439 --> 00:01:29.560 we offer a variety of credit card options to fit your needs. Whether 23 00:01:29.680 --> 00:01:32.640 you want a card to give you cash back or a credit card to help 24 00:01:32.640 --> 00:01:36.680 you build your credit, we probably have it ad Better credit Cards dot Com. 25 00:01:36.840 --> 00:01:47.920 That's Better credit Cards dot Com. Yourself funny Good. Thanks for listening 26 00:01:47.920 --> 00:01:49.680 to The John and Heidi Show. Bonus. How We're excited to have Brent 27 00:01:49.840 --> 00:01:53.439 Baker join us right now with clients first, and to Keller Williams, how 28 00:01:53.439 --> 00:01:57.319 are you, sir? I'm great today. I'm excited to have you in 29 00:01:57.359 --> 00:02:00.640 here. It's been a couple of weeks. It has been busy time a 30 00:02:00.719 --> 00:02:01.879 year for you guys, though, isn't it It is? You know, 31 00:02:01.959 --> 00:02:06.599 and we enjoy it and sometimes you get a little tired at the end of 32 00:02:06.599 --> 00:02:09.719 the day. But well, but the thing that's nice. I've heard the 33 00:02:09.719 --> 00:02:13.360 phrase, and you come from a farming background, you've heard the phrase, 34 00:02:13.400 --> 00:02:15.879 make hay while the sun is shining. That's exactly this is the time. 35 00:02:15.960 --> 00:02:20.800 So if people right now are thinking, you know, I've wanted to sell 36 00:02:20.840 --> 00:02:23.240 this house, but I just haven't gotten around to it, or hey, 37 00:02:23.280 --> 00:02:24.879 you know, I've been thinking maybe I should buy a house and I just 38 00:02:24.919 --> 00:02:28.520 haven't gotten around to it. And I know, interest rates just dip down 39 00:02:28.520 --> 00:02:30.840 a little bit, so that's that's a good thing. But this could be 40 00:02:30.879 --> 00:02:34.479 there's no time like the present to say, let's buy, let's sell, 41 00:02:34.560 --> 00:02:37.280 let's get this done. But one of the things we're gonna talk about today 42 00:02:37.360 --> 00:02:40.400 is you've got a checklist things that you can do to avoid costly repairs. 43 00:02:40.400 --> 00:02:44.719 And I think this is really cool, the whole maintenance checklist. This will 44 00:02:44.759 --> 00:02:46.759 help even if I'm not in the market to buy or sell a house. 45 00:02:47.039 --> 00:02:50.360 If I've got a house, I want to take care of that, don't 46 00:02:50.360 --> 00:02:55.080 I, Well, you do. It's a very large investment, and shelter 47 00:02:55.400 --> 00:03:00.599 is a big requirement for everybody's life. So whether you're buying today or tomorrow, 48 00:03:01.759 --> 00:03:07.080 you really need a place to go and to protect that investment. And 49 00:03:07.800 --> 00:03:12.680 so as a realtory, you walk through some properties and you see occasionally a 50 00:03:12.680 --> 00:03:16.000 property that's been let go, and sometimes it's because they are so busy with 51 00:03:16.080 --> 00:03:21.919 kid activities. But at some point it needs to be corrected or it becomes 52 00:03:21.960 --> 00:03:24.560 a big issue. A small thing becomes that big issue, and it also 53 00:03:24.599 --> 00:03:30.960 detracts from your property and then that will cost you in the end, because 54 00:03:30.000 --> 00:03:32.599 now when it's time to sell, if this problem that was a little thing 55 00:03:32.639 --> 00:03:36.960 turned into a big thing all of a sudden, that decrease the value of 56 00:03:36.960 --> 00:03:40.159 the property correct it could become an appraisal issue, it could become a health 57 00:03:40.280 --> 00:03:46.680 or safety issue, and people are caught off guard or they say, well, 58 00:03:46.680 --> 00:03:50.560 I want to sell it as is. Well, bear in mind a 59 00:03:50.599 --> 00:03:53.400 lot of buyers don't have skills. Yeah, and when they're buying a home, 60 00:03:53.599 --> 00:03:57.400 they don't have extra cash. And there are things that on this checklist 61 00:03:57.520 --> 00:04:00.680 MC and things like the roof and the gutters, and you know that's probably 62 00:04:00.680 --> 00:04:01.919 a good place to start. Start at the top and work your way down. 63 00:04:01.960 --> 00:04:04.319 And we got sighting and other things, but let's start with the roof. 64 00:04:04.520 --> 00:04:09.159 What should they look at it when it comes to making sure the roof 65 00:04:09.280 --> 00:04:15.520 is taken care of. One is what is the age of the shingles on 66 00:04:15.680 --> 00:04:21.439 that home. Some areas of head hailstorms, so it's getting a rough inspector 67 00:04:21.519 --> 00:04:29.160 up there to evaluate is there storm damage, how much granular loss is there? 68 00:04:29.920 --> 00:04:33.560 And sometimes we have nail pops or we have exposed nails on say the 69 00:04:33.639 --> 00:04:39.639 vents that need to be cocked. I just looked at an inspection report this 70 00:04:39.720 --> 00:04:45.319 morning, and we can see where the rough vents have lifted up, and 71 00:04:45.360 --> 00:04:49.639 so there's potential for moisture to get back underneath. When I looked at the 72 00:04:49.639 --> 00:04:56.560 other day, there were some pretty significant hail damage on event. Seller is 73 00:04:56.600 --> 00:04:59.639 saying, well, I don't remember a hailstorm here for several years, but 74 00:05:00.720 --> 00:05:05.360 again the evidence was there, and those shingles were older and so not much 75 00:05:05.399 --> 00:05:11.120 grain left. So it's important to know that your roof is good because the 76 00:05:11.160 --> 00:05:16.560 outside pieces of your home, your roof, you're sighting your windows. Think 77 00:05:16.560 --> 00:05:21.360 of those as an envelope. Yeah, the really important part in a letter 78 00:05:23.040 --> 00:05:27.000 is the contents of that piece of paper inside. Yeah, but the envelope 79 00:05:27.040 --> 00:05:30.360 is what protects it and delivers it to its final destination. And that's what 80 00:05:30.519 --> 00:05:34.879 the shell of your house is. So even though you like your pretty kitchen 81 00:05:35.120 --> 00:05:40.720 and bathrooms and all of that, the extraor of your home is actually the 82 00:05:40.720 --> 00:05:43.720 most important piece. If it's not moisture resistant, all of a sudden, 83 00:05:43.759 --> 00:05:47.120 inside you've got water problems and mold problems and a lot of problems, a 84 00:05:47.120 --> 00:05:49.759 lot of problems. Make sure it's taken care of on the outside first. 85 00:05:49.959 --> 00:05:54.600 Another thing now on the list er was gutters, and sometimes it's probably just 86 00:05:54.639 --> 00:05:58.480 as simple as making sure they're cleaned out. Because the home that we bought, 87 00:05:58.879 --> 00:06:01.240 they had a weird gutter syste them. And then I got up to 88 00:06:01.680 --> 00:06:06.120 look at the gutters and they were full of mud, just like gunk and 89 00:06:06.240 --> 00:06:11.439 like rotted leaves. So the gutter system that they had that was supposed, 90 00:06:11.480 --> 00:06:14.560 you know, this weird gutter system to get the water away, it was 91 00:06:14.600 --> 00:06:18.000 pointless because they were full. Well, that's exactly it. You have to 92 00:06:18.079 --> 00:06:21.560 keep them clean. And even on new construction. I have been up on 93 00:06:21.600 --> 00:06:27.160 the roof of new construction and looked into gutters and you go, well, 94 00:06:27.160 --> 00:06:30.040 how did that stuff get in there? Yeah, But so at any age 95 00:06:30.040 --> 00:06:34.399 you have to check your gutters. I have a neighbor with a beautiful, 96 00:06:34.439 --> 00:06:40.879 big evergreen, but it gives off needles and cones and so that tends to 97 00:06:40.879 --> 00:06:45.639 block it up. And gutters are a really important piece because you want to 98 00:06:45.639 --> 00:06:50.319 get that moisture not away from the foundation of your house. Sometimes people have 99 00:06:50.399 --> 00:06:54.160 water inter basements and they don't know why, Well, there's no gutters, 100 00:06:54.199 --> 00:06:58.800 or the gutters are full and the downs boats are not crying the water away 101 00:06:58.839 --> 00:07:02.079 from the foundation. Yeah, that's a lot of foundation issues are related to 102 00:07:02.279 --> 00:07:06.000 poor gutters. We're no gutters, and that's a recipe for disaster. If 103 00:07:06.000 --> 00:07:09.759 you've got water just sitting there, it's got to go somewhere. It does. 104 00:07:09.959 --> 00:07:14.079 And we're talking right now, going through a checklist, and we're going 105 00:07:14.120 --> 00:07:17.199 to wrap up today, but we're going to continue this conversation next week about 106 00:07:17.240 --> 00:07:20.279 whole maintenance checklist. And if somebody listening is going, hey, I'd kind 107 00:07:20.279 --> 00:07:23.079 of like to get a copy of that. Can they reach out to you 108 00:07:23.079 --> 00:07:26.000 and chat about that? Certainly they can, And Brent, how do they 109 00:07:26.000 --> 00:07:30.000 get a hold of you? I can be found at six zero five three 110 00:07:30.079 --> 00:07:38.319 one zero zero two nine seven or Brent Baker at kW dot com. Very 111 00:07:38.399 --> 00:07:40.759 nice. Brent Baker has been our guest. I'll throw a link to his 112 00:07:40.800 --> 00:07:46.680 information as well at Facebook dot com slash Sunny Radio and Facebook dot com slash 113 00:07:46.800 --> 00:07:49.160 Sue Falls News. Did you know you can allocate a percentage of your IRA 114 00:07:49.399 --> 00:07:54.279 to physical gold and silver with a tax free rollover, you can put your 115 00:07:54.279 --> 00:07:59.040 IRA back on the gold standard. Genesis Gold IRA is the only IRA that 116 00:07:59.079 --> 00:08:03.199 can hold physical precious medals. Call now for your free Golden Silver report and 117 00:08:03.319 --> 00:08:05.920 learn how to qualify for up to ten thousand dollars in free silver. Genesis 118 00:08:07.000 --> 00:08:09.759 goold ira dot com would like to help protect your IRA today with a simple 119 00:08:09.800 --> 00:08:13.959 phone goal. Learn more and get the phone number at Genesis goold ira dot 120 00:08:13.959 --> 00:08:18.800 com. That's Genesis, goold ira dot com. This day in swou Fall's 121 00:08:18.879 --> 00:08:22.480 history brought to you by the Sioux Falls Fund Page and Sunny ninety three point 122 00:08:22.519 --> 00:08:26.959 three. It was on this day, June twenty fourth, nineteen seventy eight, 123 00:08:26.040 --> 00:08:31.600 a strange set of circumstances put Soue Falls citizen and Chief Justice of South 124 00:08:31.680 --> 00:08:35.720 Dakota Supreme Court, Roger Woman, swearing in his younger brother, Harvey Woman, 125 00:08:35.799 --> 00:08:39.799 as Governor of South Dakota. Roger Woman had served as an associate justice 126 00:08:39.840 --> 00:08:43.039 on the state Supreme Court for ten years before becoming Chief Justice in nineteen seventy 127 00:08:43.039 --> 00:08:46.440 eight. At the time, his younger brother, Harvey was the lieutenant governor 128 00:08:46.480 --> 00:08:50.360 of South Dakota. Some jested that if, by some strange circumstance, Governor 129 00:08:50.399 --> 00:08:54.519 Kneipe and other so falls politician couldn't complete his term, Roger Woman would get 130 00:08:54.519 --> 00:08:58.679 the chance to swear in his little brother as governor. Bella's fate would have 131 00:08:58.720 --> 00:09:01.039 it. Five months before the end of his term as governor, Governor Knipe 132 00:09:01.080 --> 00:09:05.559 was appointed by President Jimmy Carter as the US Ambassador to Singapore, so of 133 00:09:05.600 --> 00:09:09.840 course he was required to resign as governor of South Dakota. Harvey Woman is 134 00:09:09.879 --> 00:09:13.960 the only lieutenant governor in South Dakota history to succeed the governor's office. He 135 00:09:15.000 --> 00:09:18.399 had served for three and a half years as the lieutenant governor, finishing out 136 00:09:18.399 --> 00:09:22.039 the last five months of the term for Governor Richard Knipe. To make matters 137 00:09:22.039 --> 00:09:24.679 even more strange, Harvey Woman had run and lost in the primary to be 138 00:09:24.720 --> 00:09:28.799 the Democratic nominee in the governor race that fall, so he was the governor 139 00:09:28.840 --> 00:09:33.440 for five months. Didn't even have the opportunity to run to keep the seat. 140 00:09:33.519 --> 00:09:35.679 The Democratic candidate, by the way, was Roger mckillops. He was 141 00:09:35.720 --> 00:09:41.159 defeated handily by Governor Bill Janklow. This day in Sue Fall's history has been 142 00:09:41.159 --> 00:09:45.399 brought to you by the Sioux Falls Fund Page and Sonny ninety three point three. 143 00:09:45.440 --> 00:09:48.480 How much do you pay for your cell phone every month? If that's 144 00:09:48.559 --> 00:09:52.120 more than fifteen bucks, it's time for a mintervention. Mintmobile makes it affordable 145 00:09:52.159 --> 00:09:56.440 and easy to switch, get a new phone or bring a current one. 146 00:09:56.559 --> 00:10:00.960 Whether you're a fan of iPhones or Samsung, they'd both work well with Mintmobile. 147 00:10:01.120 --> 00:10:05.240 At mintervention dot com you can see the current special offers from Mintmobile, 148 00:10:05.440 --> 00:10:09.080 offering premium wireless for just fifteen dollars a month. That's far less than most 149 00:10:09.080 --> 00:10:15.000 people are paying just fifteen dollars a month. Learn more now at mintervention dot 150 00:10:15.039 --> 00:10:18.240 com. Here's your market beat minute for Monday, July twenty fourth, brought 151 00:10:18.240 --> 00:10:22.679 to you by Genesis Gooldira dot com. Equity markets advanced the previous week, 152 00:10:22.720 --> 00:10:26.200 but the sign of economic cracking continues to grow. The S and P five 153 00:10:26.279 --> 00:10:30.720 hundred moved higher for the session and set another new high despite the signs of 154 00:10:30.759 --> 00:10:35.159 cracking and an expectation for the FOMC to hike rates by another twenty five basis 155 00:10:35.159 --> 00:10:37.159 points. The move would put the base rate at the highest level in nearly 156 00:10:37.200 --> 00:10:41.240 two decades, and there's a chance this won't be the last cut. More 157 00:10:41.279 --> 00:10:45.480 information will come out Wednesday with the Fed's policy statement and Friday when the PC 158 00:10:45.759 --> 00:10:48.240 Price Index is released. This is also the busiest week of the Q two 159 00:10:48.320 --> 00:10:52.000 earnings reporting season. Nearly two hundred s and p five hundred companies will be 160 00:10:52.080 --> 00:10:56.559 reporting. That brings the total for the season close to fifty percent. There's 161 00:10:56.559 --> 00:11:00.559 a high expectation that the season will end better than expected relative to a start, 162 00:11:00.600 --> 00:11:03.879 but the outlook continues to decline. In this scenario, there is little 163 00:11:03.879 --> 00:11:07.559 reason for the market to sustain a rally and every reason to think a top 164 00:11:07.600 --> 00:11:11.679 in the market is near. You could get the inside track in your inbox 165 00:11:11.000 --> 00:11:18.159 at marketbeatminute dot com. Why did the Chicken cross the road to save money 166 00:11:18.200 --> 00:11:20.759 on insurance? At insurance chicken dot com? Do you have the best plan 167 00:11:20.840 --> 00:11:24.279 for you? Find out a insurance chicken dot com. Let's face it, 168 00:11:24.480 --> 00:11:28.440 we don't even want insurance. 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