1 00:00:00,040 --> 00:00:04,320 The next Stefan Good Day download with Doug and Jay Kirshner is made possible in 2 00:00:04,360 --> 00:00:07,960 part by Caltron, which is the safe way for you to lose weight and 3 00:00:08,240 --> 00:00:11,960 keep it off. One of the moments in this program that I look forward 4 00:00:11,960 --> 00:00:15,960 to each week the time we spend together Tom Kreidler. Not that we have 5 00:00:16,000 --> 00:00:20,480 a bromance going, but we've had a good time over the years, and 6 00:00:20,519 --> 00:00:26,519 we've had mutual respect and admiration. Okay, this is the mutual admiration society. 7 00:00:26,559 --> 00:00:29,920 That's good. All right. Tommy the Kay as the co host of 8 00:00:29,960 --> 00:00:32,719 the Money Pit home improvement radio program, which has hurting a lot of these 9 00:00:32,719 --> 00:00:36,119 same stations over the weekend. We have him here on Fridays on the Good 10 00:00:36,159 --> 00:00:41,719 Day Program because we want you to adjust your tinfoil so that you're focused on 11 00:00:41,799 --> 00:00:44,280 all of the things that you can be doing, especially as we go into 12 00:00:44,600 --> 00:00:51,280 springtime, with ideas that come from the radio program, come from their podcast, 13 00:00:51,399 --> 00:00:55,320 and come from the newsletter. And then there are listeners to this program 14 00:00:55,359 --> 00:00:59,880 like Gary Petty, who lives in Havana, Illinois. He's working on pain 15 00:01:00,320 --> 00:01:03,799 his windows and he says, I have one window that seems to be cloudy. 16 00:01:04,400 --> 00:01:07,840 Is there a way to fix that or do I have to buy a 17 00:01:07,879 --> 00:01:11,159 new window? So I would presume Gary that what you have is a thermal 18 00:01:11,200 --> 00:01:17,319 pain window or a double pain window insulated glass, because insulated glass. Inside 19 00:01:17,359 --> 00:01:22,519 the two panes of gas of glass, there is a gas usually argone that 20 00:01:22,560 --> 00:01:26,319 provides insulation, and there's a seal on the inside of those two panes, 21 00:01:26,400 --> 00:01:32,400 which we call swiggle, and when the swiggle fails, moisture gets into that 22 00:01:32,480 --> 00:01:38,319 space and condenses. So the fogging is just moisture that broke through your thermal 23 00:01:38,319 --> 00:01:41,439 pain seal and condensed on the inside of the glass. Now, can you 24 00:01:41,480 --> 00:01:44,599 fix it? No, it's once it's broken, it's broken. Can you 25 00:01:44,680 --> 00:01:48,719 replace it? Sure, but it's expensive. So I would suggest, though, 26 00:01:49,200 --> 00:01:52,799 unless this is a window that's really bugging you it's super obvious and making 27 00:01:52,840 --> 00:01:56,879 the house look bad, I would live with it because it doesn't terribly impact 28 00:01:57,560 --> 00:02:00,439 Dug the amount of insulation ability of that window. I mean, sure it's 29 00:02:00,560 --> 00:02:05,719 less insulative with the failed seal, but it's not like it's going to be 30 00:02:05,799 --> 00:02:07,759 leaking a lot of extra air or anything like that. So it's mostly an 31 00:02:07,759 --> 00:02:13,639 annoyance with a minimal impact on energy efficiency. So I would say unless it 32 00:02:13,719 --> 00:02:16,560 really bugs bugs you, it's really impactful to the appearance of the house, 33 00:02:16,639 --> 00:02:20,400 like it's your bay window or something. You see it when you pull up. 34 00:02:20,719 --> 00:02:23,680 You know, I would leave it alone, all right. Speaking of 35 00:02:23,759 --> 00:02:29,960 impact, you were in New Jersey or home state during that earthquake. Yeah, 36 00:02:30,199 --> 00:02:34,400 it was what was it four point eight? I see that everybody's talking 37 00:02:34,400 --> 00:02:37,240 about. It hit the whole northeast. I didn't feel anything up here in 38 00:02:37,240 --> 00:02:40,039 Massachusetts, but you were sort of at the epicenter. Not that it was 39 00:02:40,080 --> 00:02:45,439 a big one, but it surprises people because nobody thinks of earthwakes happening in 40 00:02:45,479 --> 00:02:46,479 New Jersey. Right, Well, there's a reason for that. It's been 41 00:02:46,479 --> 00:02:50,879 two hundred and fifty years. Yeah, okay, so there you go. 42 00:02:51,319 --> 00:02:54,080 VINGO. I sit in my dining room and I was talking. I was 43 00:02:54,080 --> 00:03:00,800 on a conference call, somebody from New York and somebody from Michigan, and 44 00:03:00,960 --> 00:03:05,000 uh, I just got distracted because there was a truck that I thought had 45 00:03:05,039 --> 00:03:07,400 gone by. We live on a on a road that can be busy sometimes 46 00:03:07,719 --> 00:03:10,199 and usually a big truck goes by. You know, I can actually feel 47 00:03:10,199 --> 00:03:14,639 the vibration like in the walls, you know, moments really yeah, but 48 00:03:14,800 --> 00:03:16,360 it kept going. It's like, that's a really big truck. What is 49 00:03:16,400 --> 00:03:20,159 the convoy trucks? And then my wife comes down and she's like, what's 50 00:03:20,159 --> 00:03:23,159 going on? It said, I think we're having an earthquake, but can't 51 00:03:23,159 --> 00:03:27,000 be. And then the guy in the York goes, yeah, it's it's 52 00:03:27,039 --> 00:03:29,599 shaken here too. I'm like, holy cow, we're having an earthquake. 53 00:03:30,080 --> 00:03:32,919 Yeah, so well what damage? No damage? I mean, my brother, 54 00:03:34,319 --> 00:03:37,039 what's closer to the epicenter than I was, and he had a couple 55 00:03:37,080 --> 00:03:40,479 of things fall off the shelf. But you know, it was it was 56 00:03:40,599 --> 00:03:45,520 just so shocking that we had this happened in a state that doesn't seen one 57 00:03:45,680 --> 00:03:49,240 in uh in such a long time. No, But does that change the 58 00:03:49,240 --> 00:03:53,280 building codes? No matter where you are are are building, we're dealing you 59 00:03:53,280 --> 00:03:57,840 know, I'm building this development here and we're dealing with changing building rules. 60 00:03:58,280 --> 00:04:00,919 Yeah, things that you know, but the superstary. But do we have 61 00:04:01,080 --> 00:04:04,159 protection everywhere? Do you think from this? I don't. I don't know 62 00:04:04,240 --> 00:04:09,680 that the building codes are going to change in our part of the country, 63 00:04:09,879 --> 00:04:13,879 but certainly if you live in an area that has no more prominent for earthquake 64 00:04:13,879 --> 00:04:15,759 faults, like California. They have different building codes out there, and they 65 00:04:15,800 --> 00:04:20,720 have different types of bracing and reinforcing that's done for homes that have that are 66 00:04:20,720 --> 00:04:24,879 in an earthquake zone. There's retrofits that can be done. I mean, 67 00:04:24,959 --> 00:04:29,279 when you have an earthquake, you think about this, buildings jump right, 68 00:04:29,319 --> 00:04:31,800 So think about a building that could jump up off its foundation. So there 69 00:04:31,800 --> 00:04:36,160 are different types of tie downs that are used to secure the framing to the 70 00:04:36,160 --> 00:04:41,160 foundation, to secure the roof to the to the frame, and so on 71 00:04:41,519 --> 00:04:45,680 to prevent it from that vertical movement. Do you wonder if there was ever 72 00:04:45,720 --> 00:04:50,000 an earthquake in Florida all those buildings that are built on sand, even though 73 00:04:50,040 --> 00:04:55,160 they put pylons down to the coral reef and stuff, you know, you 74 00:04:55,279 --> 00:04:59,519 just have there well under there. Their issues are far far. It's just 75 00:04:59,600 --> 00:05:01,519 a seria, certainly with the Hurricane Rusus down there, And yeah, that's 76 00:05:01,519 --> 00:05:04,879 true. Insurance companies down there are ridiculous. They don't insure anything now, 77 00:05:05,079 --> 00:05:10,439 so hard to get insurance down there well down in the same is true in 78 00:05:10,439 --> 00:05:14,759 California. Yeah, I know. Both of my children have lived in different 79 00:05:14,800 --> 00:05:17,439 parts of town, but they both have had the insurance companies said they had 80 00:05:17,439 --> 00:05:20,399 the same insurance company and they just State Farm says, we're not writing anymore. 81 00:05:20,600 --> 00:05:24,639 We're done, end of the year. Forget it, go find somebody 82 00:05:24,680 --> 00:05:28,199 else. So why should we Why should we get people insurance in a place 83 00:05:28,240 --> 00:05:30,399 that they actually need it? You know, right, No, you want 84 00:05:30,439 --> 00:05:32,680 to do that? Well, we can't make any money we have claims. 85 00:05:32,879 --> 00:05:38,560 Yeah, right, exactly. Hello, good question. Check out the money 86 00:05:38,560 --> 00:05:44,240 Pit Moneypit dot com, Ford Slash newsletter and podcast. Great info, Tom. 87 00:05:44,319 --> 00:05:47,480 Thanks the next Stefan Good Day download with Doug and Jay Kirshner is made 88 00:05:47,560 --> 00:05:51,319 possible in part by Calitron, which is the safe way for you to lose 89 00:05:51,360 --> 00:05:53,680 weight and keep it off.