WEBVTT

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Ripped news you need so you don't
have come running just as fast as we

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can. Shooter's gonna help coming.
Man six is the Troubleshooter Show. No

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Tom Martine. Hey, I'm Tom
Martino. Welcome to the show. Three

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oh three seven one three talk three
oh three seven one three A two five

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five. What's going on in your
life today? This hour brought to you

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Pros. You will two three oh
three eight six two five five five four.

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Also, so I got I gotta
say this because Mark, what were

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you going to say? You're person? Well, if you're nice, it's

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nice to see you. I was
wondering if you were still alive. You

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know, I've been in the back
for so long. Yeah, and I

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got the nursing home studio. Joel
usually goes there. Doctor Joel's with us

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from Denver Regen dot com. Hey, man, so listen. This semiglue

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tide compounding substance. It's the same
drug that's in all of the brand names

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that people are paying twelve to fifteen
hundred. You're doing it for two fifty.

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And I Mark, and I knew
this was going to happen. I

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think it's a wonder drug. Man. I am not kidding. I don't

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think. I didn't think i'd see
anything like this in my lifetime. Now

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here's the thing, though, people
have to learn from it. They,

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in my opinion, the reason you
go on is to learn and to try

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to eat differently. Yes, you
know what it does is it it slows

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down your digestive process, and by
doing so, it makes you hungry less

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of the time, and you wind
up eating less calories. But over time,

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your body gets used to that and
you sort of are training your body

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to eat less. You hope,
yes, yes, right, you got

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to so you know, it becomes
almost like a subconscious, ingrained process.

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You don't even have to think about
it. But here's the other thing.

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I've heard people tell me that they
don't give up any particular food, They

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just eat less. Well, that
happens, and that's not ideal. You

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know, of course, ideally,
you know, you learn how to eat

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right. But you know, in
an ideal world, diet and exercise would

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be all that anyone would need.
But then I want to tell people that,

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just just a little hint for me, just because being familiar with diet

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nutrition in general, I think people
should do a little herbal cleanse if they're

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going to use it. I'm serious, that's what I That's what I'm hearing

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from people. Yeah, I mean
that wouldn't hurt. Yeah, anyway,

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then then you don't have that,
you know, because sometimes it can cause

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some digestive or ballashoes three O three
seven one three talks seven one three eight

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two five five. So they're offering
it for two hundred and fifty bucks a

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month. If you have questions,
he's here now. I want to ask

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you no matter what hold on.
There are a few people that said they

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said a few things about if it's
compounded, it's not the same. It

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is the same. However, however, there are certain substances that might be

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a little different. But they're all
semi glue tide, and they they end

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up as semi glue tide. The
other thing is o zenpiic and with kobe.

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Do have other ingredients that are compounded
One may not, but the main,

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the main deal is the semi glue
tide. That's how I wanted to

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say, ok, hey, the
needle. Explain this to people. You

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guys will show him how to take. What is it? A shot once

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a week? Yes, but it's
not a shot like you're shooting into your

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vein, right, it's a tiny
muscular or belly. I was asking,

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tiny, tiny, it's an insulin
needle. It's okay, yeah, the

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same kind of thing, almost the
same sized needle they use, like when

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they do a blood stick on your
finger to just draw a little bit.

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It's oh tiny, it's a minuscule
anyway, So Diane needs help on an

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IRA. Hey Diane, what's going
on with you? By the way,

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our number three oh three martinos than
any number. You can reach twenty four

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to seven and then uh we we
clear that line. Call you back if

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we're not here. When you call. If you're here, come right through

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three oh three six two seven eighty
four six six. You can also go

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call three oh three A seven one
three eight two five five day in what's

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going on in your life. Well, I've been trying to withdraw some IR,

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some money from this IRA from what
what are you trying to withdraw from

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IRA? The IRA? I had? Oh, oh, you have an

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IRA, like an independent account And
did you call before? This sounds like

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a follow up to me. Yeah, you have an IR and you said

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it was a rate right, it
was a real estate investment trust. So

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you bought shares. And by the
way, for those listening, if you

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buy shares of anything, whether it
be a private note fund, a real

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estate investment trust, or any other
kind of investment, if you buy these

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shares inside of your IRA or even
in your regular investment account, you may

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not be able to liquidate them at
will, or you may have to take

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a substantial loss or not pen loss. But necessarily it may not be worth

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what you think it is because you
have to literally sell shares now, Diane,

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if you're truly informed when you make
this investment, of course it's considered

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a legit investment. But what happened
with you? What's the follow up here?

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Were you able to liquidate? No? And who did we give this

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to work on? Did I guess
you're our friends over at a Planning Center

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retirement plan She was going to send
them the info and they were going to

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thank you. Did do you ever
get into for the retirement Planning Center?

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No? I just sent them the
okay, the statement and I haven't heard

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from them yet. Oh, okay, I'll call him. So anyway,

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is that what you're calling about?
To see if we found anything out?

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Yeah? How how do I withdraw
any of this? You're not going to

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be able to unless there's a market
for it. However, there should be

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a market for it, is what
I'm saying. I mean, I just

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can't believe that there would be no
market at all for it? Did you

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you contacted the administrator? Is that
correct? I contacted the broker in regard?

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Okay? Did could you also send
us? Hey? Can you call

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Retirement Planning Center of the Rockets?
Do you remember who you sent it to?

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There? No? Not really,
I believe it was Josh Josh.

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Let's see if Josh can get back
if he if he if he saw Diane's

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statement, Dan, do you have
it handy where you can send it to

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us too? Yeah, I can
send it to you. I'm trying to

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find you. I don't know why
I can't find your original call. How

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long ago did you call? Oh, Diana, here it is? Got

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it? I got it here,
I got it? Okay, uh one's

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written on But I mean, is
your name Dinah or Diane? Diane?

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Yeah, Diane, Okay, I
had it down wrong. Okay, Diane.

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What are those roads where you get
unbelievable tax benefits? But they're in

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areas you're trying to clean up or
restructure. They don't have those anymore,

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but they were. They were tax
incentives for I wonder if she's in something

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like that, well, she would
have been able to get out of those,

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I'm pretty sure. But who was
who used to tell us APO?

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Yeah, they used to opportunities ze. That's exactly where our common man's here

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at Table'll introduce him in a little
while. But opportunity zones were really good.

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But I don't think that's it.
We'll see by your statement, or

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see if Josh has an idea hold
on to in also see if she can

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send it to us as well.
Three oh three seven one three talk Bob,

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Hey, Bob, how are you
you have a comment on ozempic?

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Go ahead, Bob, Yeah,
Tom ready, I haven't seen you for

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a while. What's going on with
you, sir, well getting that busy.

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My wife and I both I did
a pellet version of test sassoon,

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but she's not on the eximpit both
of us. The reason I got on

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test sasso is because of my battago
of the show. Well, everybody,

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everybody, as they get older,
every man is going to need a bit

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of testosterone. Women are going to
be need a balance. Uh. And

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that's just normal because we deplete our
hormones and it's natural to keep them optimized,

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not necessarily, uh, not necessarily
replaced, but optimized. So,

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Bob Toginner, we have lost one
hundred and fifty Now you see did you

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hold on? Did you use did
you use those zenpiic Bob? My wife's

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did? I did it? By
my tastosterone? When when my taste discone

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started working or getting normal, let's
say that I started losing lead. That

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happens once in a while. It
happened from two ninety five to two twenty.

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When you went from two twenty down
to she's one hundred and thirty pounds.

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What yep? And she I'm going
to tell you what I'm just out.

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I told her, howey, if
you get too little, our our

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our personal relationship will suffer because I
won't want to break down. Now,

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Bob, listen your wife. I'm
telling you what she must have increased her

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health. Did she have diabetes?
No? No, thank god, but

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she I will tell you when you
go for the size sixteen to a size

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four, which is what she was
when we met from Minto from Minto ouse,

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that it gave her is like a
whole new persons. I know.

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Is she still is she still on
the uh the drug? Yes? Yes,

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but they what they do to wing
you off of it is they start

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reducing it. I will give an
example. I used to be able to

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eat two whoppers if I want to
do to you know whatever, I can

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barely eat a hamburger now, which
you know, it's changed how we eat.

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And our doctor of course says,
you know, you can eat what

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you want, but you really want
to eliminate a lot of the bad stuff.

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But it does make you definitely cut
your like you know the old diet,

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cut your food and half cut your
food and half. It makes you

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where you just can't eat. You
just don't want to eat that much anymore.

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Yeah, I understand. Hey,
hey, Bob, as far as

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muscles, did she lose a lot
of muscle mass. No, No,

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she's a matter of fact to be
out of it. She probably looks more

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I don't want to say she probably
looks more muscle built, but she did

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once she had that way because she
right right, well, sure sure,

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now hold on, Bob, hold
on a second here, and we'll come

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right back to you, doctor Joel, real quick. I hear that.

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And this is what I've heard in
the news in the media, that it

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tends to attack muscle, but it
doesn't attack muscle. I think the truth

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of the matter is, reduce calories
first, go after muscle. Why because

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muscle takes more energy to hold and
keep. That would be true automatically.

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So if you go on any diet
and you do nothing to help build yourself

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up, you're going to lose muscle
first. It's not because of the drug.

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Well, I mean, anytime you
lose mass, you're going to lose

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some muscle, and muscle goes first. Yeah, And as we get older,

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we lose muscle naturally anyway, which
that's why you supplement. Your muscle

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is harder to maintain, right,
That's why when you you do have muscle

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and you work out, it burns
more calories. Having muscle than fat,

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it's harder to maintain it. Actually
is better to be lean. Lean can

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can help you be lean. You
know lean muscle mass can help you maintain

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that. But you will if you
go on low calories sacrifice muscle if you

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don't do anything to build muscle.
So you have to do both along with

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making wise eating choices. Anyway,
we have more coming up on the Troubleshooter

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Show. Paul the common Man is
with us. He's been listening for years

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and years. We're glad to have
him in the studio. That's why I'm

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here. And then we also have
your calls coming up on the Troubleshooter Show.

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oh three nine two zero sixteen twenty
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is. Three oh three sixty two
three point fifteen thirty one. All right,

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00:14:01.159 --> 00:14:05.080
So we have a car purchase here
with Navea. I hope I'm saying

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that right, Navia or Nevea,
uh Naveah, Nevea. What is happening?

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So I had talked to you,
like maybe a couple of weeks ago,

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and we were talking about how it
was messing up. Well I had

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00:14:20.840 --> 00:14:22.399
got that. Now, now what
car? What kind of car was this?

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00:14:22.519 --> 00:14:30.399
Nevea A twenty fourteen Chevy Cruse.
Okay, and what happened with it?

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Well, we got it, uh, we got a new part for

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it and it started working. Okay, for like a day and a half

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and then it started like tweaking out
on us again. But this was a

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used This was a used car,
right, yes, it's shirt. And

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where did you buy it? Arianna's
auto sailed? Where Ariana's auto sale?

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Oh I remember that, yeah Ariana? Yeah, and I was I didn't

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know what we could do for you, but because it was used, and

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again I'm trying to figure out what
the bottom line was on that. What

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did we tell you? Because on
a used car, normally all we wanted

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to know is if did we send
you to one of our experts. Yeah,

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you sent me to this one guy, and he's had told me that

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I could possibly get my money back
because of the title. But I don't

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think he realized that I had just
paid it off. Like, oh that's

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right, yes, I remember now, you had worked your butt off and

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paid it off early. Wait wait, wait, she still doesn't have the

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title. We were we You did
get the title. Yes, I did

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get the title, but like when
we were finding it and stuff, I

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had asked him. I was like, well, is this a salvage title

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card? And well they got to
disclose if if the title was branded.

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I mean they have to so did
they disclose it somewhere? Did you sign

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something acknowledging it? I can't find
well, me and my mom signed both

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all the papers. And now you're
just it's a very simple question. If

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you look through the paperwork, did
you sign something acknowledging it was a salvage

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title? I don't think so,
because if you didn't do that, they

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have to disclose that. I don't
care who they are. Yeah, well

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00:16:27.759 --> 00:16:32.200
that's what you got to find out. What kind of was this an outback?

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00:16:33.600 --> 00:16:37.799
No, a Chevy Cruise? I
can't find the damn call. I

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00:16:37.879 --> 00:16:41.240
remember it. I know, I
know, Okay, I do remember it.

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I remember it specifically when she said
she paid it, she paid it

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off, and then I'll here,
Okay, no, that's not it either.

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00:16:51.360 --> 00:16:55.039
And here's the deal. But let's
have Deputy Dollar call over there and

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see if it was salvage or not. But she got the title. What

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00:16:57.600 --> 00:17:02.759
is the exact issue? Right now, she's saying she didn't realize it was

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a salvage car. Yeah, I
didn't realize it was a salvage title car

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until after I signed this. And
how is that affecting you? Though?

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00:17:10.400 --> 00:17:15.400
What's wrong with the car right now? My whole transmission went out and I

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00:17:15.480 --> 00:17:18.799
have to pay like five thousand dollars
to get it replaced. Oh god,

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00:17:18.880 --> 00:17:22.000
what's wrong with the excuse me?
What what year? It's a fourt Is

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00:17:22.039 --> 00:17:29.000
it a fourteen? Yeah? Fourteen? Okay? And so your transmission went

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00:17:29.079 --> 00:17:33.920
out? How many miles on it? It's a one hundred and like thirty

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00:17:33.960 --> 00:17:37.720
thousand miles. The only thing we
can do is see if they tricked you

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00:17:37.799 --> 00:17:40.880
at all. I mean, that's
all. I mean, that's all we

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00:17:40.960 --> 00:17:45.319
can do. If you if they
don't have the disclosure and you guys didn't

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00:17:45.359 --> 00:17:48.599
sign it, we can probably help
you out, but you gotta figure that

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00:17:48.720 --> 00:17:52.039
out first. We sure as held
this. Let's have Deputy Dollar. Why

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00:17:52.039 --> 00:17:57.119
don't you call over there and ask
them why they sold her this vehicle with

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00:17:57.279 --> 00:18:03.160
the salvage title, but yet didn't
have her sign anything age yet. Ask

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00:18:03.240 --> 00:18:07.400
him if they ask him to show
us where they disclosed it. That's the

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00:18:07.480 --> 00:18:15.759
bottom line. Where did they disclose
it? Nevia? I just hang on,

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00:18:15.880 --> 00:18:19.160
okay, We're going to call over
there. Three oh three seven one

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00:18:19.319 --> 00:18:23.400
three talk seven one three eight two
five five common man, Paul Greb give

245
00:18:23.480 --> 00:18:29.920
him that mic, uh Dollar,
give him your mic Paul how long you've

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00:18:29.960 --> 00:18:32.960
been listening to the show? Brother? Thanks for coming in. How long

247
00:18:32.960 --> 00:18:36.640
you've been listening? Well, I've
lived in them for about ten years.

248
00:18:37.319 --> 00:18:41.200
Okay, so ten years, and
I don't remember how I did it.

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00:18:41.279 --> 00:18:44.599
I used to live in South Daklina
and I used to be Actually, I

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00:18:44.640 --> 00:18:48.440
think I was able to get probably
the podcast. Well, we'll give it

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00:18:48.440 --> 00:18:53.839
that podcast I was broadcasting there.
Oh yeah, yeah, yeah. We

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00:18:53.839 --> 00:19:00.200
were syndicated into one of those cities. Let me think Rapid City. That's

253
00:19:00.200 --> 00:19:04.119
it, Rapid City. And you
know what I like about Rapid City.

254
00:19:04.960 --> 00:19:07.079
Look, i'm gonna give you.
I'm gonna tell you what I like about

255
00:19:07.119 --> 00:19:11.000
it. I fly in there now
and then to go to uh that's where

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00:19:11.039 --> 00:19:15.920
we that's where we go to the
President's heads, right, yeah, So

257
00:19:17.119 --> 00:19:19.759
what I like about it is,
you know, airports around the country are

258
00:19:19.799 --> 00:19:25.359
given three letter designations, preceded by
A K SO, K D I A

259
00:19:26.319 --> 00:19:30.400
or K D E N actually,
and then you have K A P A

260
00:19:30.599 --> 00:19:34.279
which is UH Centennial which used to
be a Raphole County. And you have

261
00:19:34.359 --> 00:19:38.400
a K B J C which is
Jefferson County or we're now known as Rocky

262
00:19:38.400 --> 00:19:44.839
mountain mentro do you know what do
you know what rapid city is k r

263
00:19:45.079 --> 00:19:56.240
A P crap crap, Yeah,
we got more coming up. Go with

264
00:19:56.279 --> 00:20:00.519
a sure thing Denver's best roofer Excel
Roofing dot com. You don't pay a

265
00:20:00.559 --> 00:20:07.480
cent until you're content. Time for
an insurance check up free no obligation comparison

266
00:20:07.640 --> 00:20:12.720
call Compass Insurance paying too much your
coverage at dozens of insurance companies find out

267
00:20:12.759 --> 00:20:15.720
now three all three seven to seven
to one. Help. You'll think you're

268
00:20:15.759 --> 00:20:19.640
his only customer when you choose Frank
durand the real estate Man dot com to

269
00:20:19.720 --> 00:20:25.920
list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

270
00:20:30.319 --> 00:20:33.400
Hi Tom Martino, you're troubleshooter three
all three seven one three talks seven

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one three two five to five.
Let me make a word about this one

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00:20:37.079 --> 00:20:42.440
woman who called with the Real Estate
Investment Trust a rate whether now listen.

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00:20:42.480 --> 00:20:48.720
There are a number of private investments
people can make within their investment accounts,

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whether it is a qualified account or
a regular account. Those investments include annuities,

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They include the stock market. They
include bonds. They also include things

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called private note funds, where they
are pulling money together to make loans.

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00:21:18.839 --> 00:21:26.599
It's different from a bond. It's
more of a private note fund. They

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00:21:26.759 --> 00:21:33.680
also have rates real estate investment trusts. This is where they pull money to

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manage and purchase real estate. Here's
the problem. How do they evaluate those

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00:21:40.519 --> 00:21:47.640
There are independent agencies that value these
rates and these note funds, and then

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they assign a value to them.
To me, I don't understand this.

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Like every other piece of real estate, if I sell my house, I

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am establishing the value simply by selling
it. If she can't say this,

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read yes, she's in for fifteen
thousand dollars. If I offer her ten

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thousand, does that now set the
value of that? Read a ten thousand?

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00:22:10.559 --> 00:22:14.279
How the hell do you have a
value that she can't sell it for?

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00:22:15.400 --> 00:22:19.359
I need I need to. I'm
contacting the guy at my company and

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00:22:19.440 --> 00:22:25.279
I want to see if he can
come on to talk about this because it's

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really important to know. And I've
been involved in private funds and mark These

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00:22:30.359 --> 00:22:33.119
are great questions and I don't know
if I know the answer, so I'm

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going to ask him. But there
there is a valuation that takes place.

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There is a valuation that takes place, and that valuation is based on some

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kind of outside agency looking at it
and coming up with a value. Could

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00:22:48.240 --> 00:22:52.319
she not sell it for less than
what it's valued? Ask if there is

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00:22:52.359 --> 00:22:56.000
a market? See here's the problem. And I know exactly what you're saying.

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If she's being told she has a
certain amount uh in value but she

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00:23:03.720 --> 00:23:07.559
can't sell it, then it's not
worth anything. Can you get her back

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00:23:07.599 --> 00:23:11.880
on? And we look have her
statement? And I'd like to get my

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00:23:11.039 --> 00:23:18.160
guy on, so let's do that. Let's get him on, Kaschina.

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00:23:18.279 --> 00:23:22.200
I want to give you under show
notes, I'm going to give you my

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00:23:22.279 --> 00:23:26.039
guy's number, and then we'll figure
it out. But mark investments are so

302
00:23:26.279 --> 00:23:32.400
tricky they can screw the hell out
all I'm asking question. We'll ask our

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00:23:32.400 --> 00:23:34.279
guy, could she sell it for
less? Yes, she's allowed to.

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00:23:34.400 --> 00:23:37.799
Yes, you're allowed to sell for
anything you can. Then that's what I'm

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00:23:37.839 --> 00:23:41.079
saying. Shouldn't she in this case
tell her broker get what you can for

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00:23:41.160 --> 00:23:45.200
it if she needs the cash.
Right, But I'm thinking the broker,

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00:23:45.240 --> 00:23:48.079
and that's why I want to get
her back on. Call that number,

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00:23:48.119 --> 00:23:51.640
okay, uh, Kachina, do
you see it on show notes? Call

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00:23:51.720 --> 00:23:56.319
that number. That's Pat. He'll
come right on and Pat is he's a

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00:23:56.400 --> 00:24:02.079
financial advisor. And still Joe who
Joe like you asked, Oh wonderful,

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00:24:02.119 --> 00:24:07.079
we have Joe Joe Kano certified financial
planner. Hey Joe, yes, Tom,

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00:24:08.039 --> 00:24:12.720
you uh, you know a lot
about financial stuff and financial planning and

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00:24:12.759 --> 00:24:18.680
advising. And I'd like to know
you've heard of Rit's real Estate Investment trust,

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00:24:18.759 --> 00:24:23.359
right I have. So when somebody
is involved in that, do you

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00:24:23.440 --> 00:24:30.160
know how they're valued? Yeah,
they're valued about the property that they're invested

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00:24:30.319 --> 00:24:34.119
in. But does any is there
an independent valuation that it's given to that

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00:24:34.200 --> 00:24:37.960
Are they audited? Do you know? You know, I'm not sure about

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00:24:38.000 --> 00:24:41.359
that. Yeah, they're audited or
not. However, though, you know,

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00:24:41.880 --> 00:24:47.559
basically, if somebody wants to pull
money out of a rate, you

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00:24:47.599 --> 00:24:51.880
know, hey, can you it
just comes out at a discount, leaving

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00:24:51.920 --> 00:24:57.279
about only maybe seventy five percent of
the original value, So there is a

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00:24:57.279 --> 00:25:02.880
little bit of a pop payback.
I guess you could call to the company

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00:25:02.920 --> 00:25:06.759
holding the rate. Well, unless, of course, the property went up

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00:25:06.799 --> 00:25:10.960
extremely in value or something. Right, right, But if somebody needs the

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00:25:11.119 --> 00:25:14.599
cash, right, that's right,
that's right, that could force them out

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00:25:14.640 --> 00:25:18.160
at a reduced price. You're absolutely
right at a discount rate. Now doesn't

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00:25:18.200 --> 00:25:22.000
that go for anything that is privately
held, like, for example, a

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00:25:22.079 --> 00:25:26.920
note fund. Yes, absolutely,
it doesn't. You know, it doesn't

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00:25:26.960 --> 00:25:30.359
make any difference what the investment needs. But no real estate goes with the

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00:25:30.440 --> 00:25:34.440
market value. The real problem,
of course it does. And the problem

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00:25:34.480 --> 00:25:40.720
I always find Joe with these private
investments. If you don't have a market

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00:25:40.759 --> 00:25:44.920
for it, you're screwed. That's
right. And if it's an IRA,

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00:25:45.720 --> 00:25:48.559
there's a double WYMI right there,
because they're gonna have to be paying the

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00:25:48.599 --> 00:25:52.440
ten percent penalty if they're under fifty
nine and a half. Yeah, she

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00:25:52.599 --> 00:25:56.160
wanted to pull money out of her
real estate investment trust in an IRA.

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00:25:56.759 --> 00:26:00.440
She didn't care about the penalty.
She needs the money. Here's the problem

337
00:26:00.759 --> 00:26:07.160
that her broker says, there's no
there's no market for it a lot of

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00:26:07.200 --> 00:26:10.319
the time on reads. Correct me
if I'm wrong, guys. But it's

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00:26:10.400 --> 00:26:15.720
actually a property management company, you
know, collecting rent, collecting other things.

340
00:26:15.079 --> 00:26:18.920
Is where where the money comes in. It's not necessarily the value of

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00:26:18.960 --> 00:26:22.160
the property. No, it's both. It's both. Okay. So when

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00:26:22.160 --> 00:26:27.200
you value it, are you valuing
it off the dirt or are you valuing

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00:26:27.200 --> 00:26:30.880
it off the actual income. Well, it both, okay, Mark,

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00:26:32.039 --> 00:26:36.200
It's just like any building. If
you have a commercial building and you're renting

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00:26:36.240 --> 00:26:42.039
out office space that generates it,
it's valuing both on the appreciation in the

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00:26:42.079 --> 00:26:47.799
market if there is any comparables,
and also on cash flow. So I

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00:26:47.839 --> 00:26:52.640
would guess guess mostly cash flow.
Well, cash flow. Here's what it

348
00:26:52.680 --> 00:26:56.039
is. For yearly profit. Cash
flow is called a cap rate, meaning

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00:26:56.960 --> 00:27:00.880
that cash flow returns a certain amount
of profit. Of course that profit based

350
00:27:00.920 --> 00:27:08.200
on the investment. Well, now
will now be evaluated the original investment and

351
00:27:08.240 --> 00:27:12.440
the market value. So the market
value to investment would be your current yield.

352
00:27:12.799 --> 00:27:19.000
Okay, So your current yield is
a certain amount your original investment compared

353
00:27:19.039 --> 00:27:26.359
to the value is your original yield. But here's the deal. What I'm

354
00:27:26.359 --> 00:27:30.200
getting at, without getting too complicated, is is that it does go by

355
00:27:30.880 --> 00:27:36.960
your market value and your cash flow. For example, if you had giant

356
00:27:37.079 --> 00:27:41.319
market value but little cash flow,
you would have to wonder why. It

357
00:27:41.359 --> 00:27:45.079
would probably be because they're going to
repurpose it and you would sell it.

358
00:27:45.400 --> 00:27:49.440
If it's generating a bunch of income
but it hasn't appreciated a lot, then

359
00:27:49.519 --> 00:27:52.799
you would guess they're going to keep
it being rented, right, Joe,

360
00:27:52.880 --> 00:27:57.559
I mean aren't they really? It's
really not a solid one way or the

361
00:27:57.599 --> 00:28:02.039
other. But her property, for
all we know, is dirt. It

362
00:28:02.079 --> 00:28:06.279
could be no cash flow, it
could be just ownership and a pile of

363
00:28:06.440 --> 00:28:10.720
dirt. It could be a real
estate investment trust, could be anything,

364
00:28:10.839 --> 00:28:18.279
real estate, anything real estate,
right. So I mean if the pile

365
00:28:18.319 --> 00:28:22.200
of dirt, Tom and Marko goes
out, you know, of course,

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00:28:22.319 --> 00:28:26.240
you know that's going to be making
profit, right right, Okay, but

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00:28:26.519 --> 00:28:30.960
you know it's a very volatile investment
there, really truly is. But the

368
00:28:32.039 --> 00:28:34.319
key is on this question you know
that you had about this lady. You

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00:28:34.359 --> 00:28:38.799
know, if Sanaia Ray and she
wants to pull money out, she will

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00:28:38.799 --> 00:28:44.759
have to take the money out out
of discount, no matter what. They're

371
00:28:44.759 --> 00:28:48.240
not going to give it the entire
profits. No, she can't sell it,

372
00:28:48.680 --> 00:28:52.039
she can't see. This is where
it started, Joe. I'm staring

373
00:28:52.079 --> 00:28:56.079
at her portfolio. Her value is
fifteen, fifteen and five of eight sixty

374
00:28:56.079 --> 00:29:00.920
seven. But her brokers saying,
we can't sell it because there's no interest.

375
00:29:00.200 --> 00:29:06.440
So the conversation started, how dare
someone assign a value of something you

376
00:29:06.480 --> 00:29:10.160
can't get for it. I mean
I can say my house is worth twenty

377
00:29:10.240 --> 00:29:14.240
million dollars it sure as hell doesn't
mean it is when I sell it.

378
00:29:14.400 --> 00:29:17.319
That's going to establish the value.
Now we have to take this break,

379
00:29:17.319 --> 00:29:18.920
but Joe, thank you very very
much. And by the way, Joe

380
00:29:18.960 --> 00:29:23.440
can always be reached for safe investments
at three oh three seven seventy nine sixty

381
00:29:23.480 --> 00:29:33.039
six hundred Go with a sure thing
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382
00:29:33.079 --> 00:29:40.240
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content. Time for an insurance checkup free,

383
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no obligation. In comparison, call
Compass Insurance paying too much your coverage

384
00:29:44.839 --> 00:29:48.480
at dozens of insurance companies find out
Now three oh three seven to seven to

385
00:29:48.519 --> 00:29:52.240
one help. You'll think you're his
only customer when you choose Frank durand the

386
00:29:52.319 --> 00:29:56.880
real estate Man dot com to list
your home with Remax Alliance three oh three

387
00:29:56.960 --> 00:30:03.440
nine two zero sixteen twenty two.
Hi Tom Martino three oh three seven to

388
00:30:03.440 --> 00:30:07.599
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389
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390
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doors. They can do at all
Genesis tootal exteriors dot com. Now

391
00:30:17.839 --> 00:30:23.000
I want to go to Pat Jollify
is someone that I work with and we

392
00:30:23.079 --> 00:30:27.400
do uh and and and he does
a lot of financial stuff. He's has

393
00:30:27.440 --> 00:30:33.759
all kinds of licenses for years and
uh, okay, Pat, here's what

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00:30:33.839 --> 00:30:41.720
I'd like to ask bottom line right
now? Real estate investment trusts? Are

395
00:30:41.759 --> 00:30:52.319
they they're not regulated? Right?
Okay? Are they? For example?

396
00:30:53.160 --> 00:30:59.640
Are they like a public offering or
a stock? They can be so you

397
00:30:59.640 --> 00:31:03.079
can have a rate that's either going
to be a private offering or a public

398
00:31:03.160 --> 00:31:06.440
offering. So public would be you
know, have it's ticker symbol and be

399
00:31:06.480 --> 00:31:11.319
traded just like an exchange traded fund
or a stockram exchange and it would be

400
00:31:11.359 --> 00:31:15.680
typically be liquid. Now, sometimes
even on the publicly traded ruts they're going

401
00:31:15.759 --> 00:31:21.759
to, they can limit when you
can take distributions or when you can sell

402
00:31:21.799 --> 00:31:26.599
the positions that you've bought, so
that might be on a quarterly redemptive basis,

403
00:31:26.079 --> 00:31:30.559
semiannually or even annually. So what
if you have a private rate,

404
00:31:32.319 --> 00:31:36.160
do you just have to wait for
a market to sell it? Well,

405
00:31:36.200 --> 00:31:40.039
and you'd have to go back to
the memorandum on the fund with regard to

406
00:31:40.039 --> 00:31:45.960
that because certainly liquidity is going to
be more limited when it's a private offering.

407
00:31:45.000 --> 00:31:49.480
And then to the extent that there's
any limitations within the memorandum itself,

408
00:31:49.559 --> 00:31:55.359
you may not be able to redeem
that inside the holding period, which should

409
00:31:55.359 --> 00:32:00.160
be clearly stated in the private placement
memorandum, and or it may provide for

410
00:32:00.839 --> 00:32:07.160
liquidation of shares to other investors that
are already in the private fund, or

411
00:32:07.200 --> 00:32:12.000
you would then possibly be able to
go out and find another investor on your

412
00:32:12.000 --> 00:32:19.039
eye. Now, Pat, we
noticed we noticed that it showed a share

413
00:32:19.119 --> 00:32:24.200
price that's half of what her share
price was. Does that mean her value

414
00:32:24.240 --> 00:32:30.759
went down? Well, it would
depending on the valuation and how they're doing

415
00:32:30.799 --> 00:32:34.960
that. So if they've got and
this is a private rate, is that

416
00:32:35.000 --> 00:32:37.160
correct? I believe it is private? I have her here, Diane.

417
00:32:37.200 --> 00:32:42.359
Do you know of this is a
private rate? A private or publicly traded?

418
00:32:42.400 --> 00:32:47.480
Do you know it's private? Okay, it's private, Pat? Yeah?

419
00:32:47.519 --> 00:32:52.400
So private typically or what would generally
see with that would be that there

420
00:32:52.400 --> 00:32:57.599
would be a third party accounting firm, evaluation firm, or somebody that would

421
00:32:57.599 --> 00:33:01.960
come in on our scheduled base to
provide an independent accounting of the value of

422
00:33:01.960 --> 00:33:06.640
the fund, and then that would
be how you would drive the share price.

423
00:33:06.680 --> 00:33:09.519
So yeah, it's fully possible that
you know, for cost basis is

424
00:33:09.559 --> 00:33:14.039
a dollar that it could be less
than that based up one valuation. If

425
00:33:14.079 --> 00:33:16.799
I put in the exact name,
maybe he can research it. Care to

426
00:33:16.839 --> 00:33:22.960
break of the It's called lightstone value
plus reate go with a sure thing Denver's

427
00:33:23.000 --> 00:33:28.359
Best Roofer Excel Roofing dot com.
You don't pay a cent until you're content.

428
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Time for an insurance checkup free,
no obligation comparison call Compass Insurance paying

429
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too much your coverage at dozens of
insurance companies find out now three O three

430
00:33:40.119 --> 00:33:44.880
seven seven to one help. You'll
think you're his only customer when you choose

431
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Frank durand the real estate Man dot
com to list your home with Remax Alliance

432
00:33:49.559 --> 00:34:01.799
three oh three nine two zero sixteen
twenty two. Yeah Rift, you don't

433
00:34:01.839 --> 00:34:14.119
have run a cam Shooter's gonna help. Come man, This is the Troubleshooter

434
00:34:14.239 --> 00:34:20.199
Show. No Tom Martino, Hi, Tom Martino here, Welcome to the

435
00:34:20.239 --> 00:34:23.599
show. We are fighting for you, solving problems, answering questions, taking

436
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compaints. This hour brought to you
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440
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442
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in and then you have seventy two
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443
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three nine zero four to two thousand, nine zero four, two thousand.

444
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So got a lot going on here. If you have any questions on Sema

445
00:35:02.880 --> 00:35:07.360
glue, tide and that weight loss
drug. We have Denver Regent in the

446
00:35:07.400 --> 00:35:10.639
house with us Denver Regen dot com. We'll get to them, and then

447
00:35:10.679 --> 00:35:15.840
we have some other people, like
one woman I think she got screwed on

448
00:35:15.880 --> 00:35:22.079
an investment, and there's some Let
me explain something about investments. Did you

449
00:35:22.119 --> 00:35:24.440
give that to pat to investigate?
Was he going to investigate that I gave

450
00:35:24.639 --> 00:35:30.039
the name of it. Yeah,
I want him to investigate that rate.

451
00:35:30.800 --> 00:35:36.320
Let me explain something about investments.
There's a few ways investments can be misrepresented.

452
00:35:36.360 --> 00:35:40.280
First, they flat out lie about
the return, they lie about the

453
00:35:40.440 --> 00:35:47.440
risks, they lie about the marketability. But there's another thing that a lot

454
00:35:47.480 --> 00:35:53.320
of people don't understand, and you
can go after your investment advisor over this.

455
00:35:54.280 --> 00:36:00.760
It's one of the strongest things,
and it's called suitability. If you

456
00:36:01.039 --> 00:36:07.440
get someone into an investment that is
not suitable, Let's say an eighty five

457
00:36:07.519 --> 00:36:12.320
year old woman gets involved with a
bond that has a twenty five year payout

458
00:36:14.000 --> 00:36:16.199
and she bought it's a zero coupon
bond. Well, she'll never make any

459
00:36:16.239 --> 00:36:20.920
money on that. Ever, so
what you and by the way, a

460
00:36:21.039 --> 00:36:25.599
zero coupon bond means they don't have
a stated interest rate. They're sold at

461
00:36:25.880 --> 00:36:31.280
what's called the discount and then at
maturity a par is paid or the face

462
00:36:31.360 --> 00:36:37.360
value. Well, if she's eighty
five and it's a thirty year par well,

463
00:36:37.679 --> 00:36:44.000
you know do the math. Here's
the deal. This woman was sold

464
00:36:44.079 --> 00:36:45.840
the reate. Did she know about
it? Was she informed? Was this

465
00:36:45.960 --> 00:36:52.159
suitable for her? We need to
look more into this and other investments that

466
00:36:52.239 --> 00:36:57.119
people complain about, because suitability is
a big deal, and we should contact

467
00:36:57.119 --> 00:37:04.000
this broker and get the bottom line. Three oh three seven one three Talk

468
00:37:04.400 --> 00:37:06.840
Jr. Has a question about a
home sale. Go ahead, Jr.

469
00:37:06.880 --> 00:37:10.719
What's going on? Hey Tom?
Just wondering legally, Okay, just if

470
00:37:10.760 --> 00:37:15.679
you can do this or not.
I'm just wondering. So let's say my

471
00:37:15.760 --> 00:37:19.400
house is valued at like four twenty
I want to sell it to my son

472
00:37:19.519 --> 00:37:23.320
for one twenty six for that for
the amount that it's owed. I don't

473
00:37:23.320 --> 00:37:27.559
want to make a problem, but
it would lower the payment to where instead

474
00:37:27.559 --> 00:37:30.960
of getting like a heat locked for
some of these people, I could you

475
00:37:31.000 --> 00:37:36.320
know, legally sell it for that
one twenty six four hundred balance to my

476
00:37:36.440 --> 00:37:39.960
son knowing he's gonna, you know, charge me exactly what his payment would

477
00:37:39.960 --> 00:37:45.400
be at around eight to nine hundred
a month. But can you do that?

478
00:37:45.440 --> 00:37:46.800
Even though I want to ask you
a few I want to ask you

479
00:37:46.800 --> 00:37:50.079
if you first of all, sure, we're not going to give you legal

480
00:37:50.119 --> 00:37:53.400
advice, but I will tell you
based on just basically, you can sell

481
00:37:53.480 --> 00:37:57.800
anything you want. This is not
legal advice. This is you can sell

482
00:37:57.840 --> 00:38:00.920
anything you want for any amount you
want. You can even sell it for

483
00:38:00.039 --> 00:38:04.480
less than you owe, but then
the lender won't let it go through.

484
00:38:04.719 --> 00:38:07.599
But I mean, you can sell
anything you want, So of course you

485
00:38:07.599 --> 00:38:09.920
could. But what I'm trying to
ask you is, what is your goal?

486
00:38:12.519 --> 00:38:15.960
Well, it would reduce going into
retirement, which I'm that age,

487
00:38:15.960 --> 00:38:19.840
and I am questioning so security but
still working and make it decent to pretty

488
00:38:19.840 --> 00:38:22.039
good income. But I'm just thinking, I'm like, well, well,

489
00:38:22.119 --> 00:38:23.400
well, let me ask you something. JR. Hold on, JayR.

490
00:38:23.880 --> 00:38:30.360
You owe one twenty on it,
right, right, but your payment is

491
00:38:30.480 --> 00:38:36.280
much higher than that because of the
original amount, right right, it's like

492
00:38:36.360 --> 00:38:44.519
eleven. So why wouldn't you just
refinance the one twenty right? Because I'm

493
00:38:44.559 --> 00:38:51.079
setting with a three percent and if
I turn around and refinance, you know,

494
00:38:51.119 --> 00:38:53.960
the one twenty six at seven seven
and oh I got it? Yeah,

495
00:38:54.239 --> 00:38:58.760
but your but your son hold on, but your son would have a

496
00:38:58.800 --> 00:39:02.400
seven percent loan? Is that right? Uh? He would have? Yeah,

497
00:39:02.400 --> 00:39:05.400
I don't know. He's in the
Air force selling. I don't know

498
00:39:05.400 --> 00:39:07.639
how they could do it. He
is. It's going to be the same

499
00:39:07.679 --> 00:39:10.480
exact thing. Whether you refy it
or he buys it, you're gonna have

500
00:39:10.519 --> 00:39:15.280
the same exact current rate. That's
what I'm in. But right, but

501
00:39:15.280 --> 00:39:17.679
but but tom then I won't have
to at my age, I'm you know

502
00:39:17.760 --> 00:39:21.239
going to be sixty eight at my
age, I won't have to go.

503
00:39:21.320 --> 00:39:23.760
Oh, I got to do a
will leave it to my son. Okay,

504
00:39:23.800 --> 00:39:30.239
but you are screwing your son by
selling him the house. Absolutely,

505
00:39:30.599 --> 00:39:32.800
for so many ways. I can't
even tell you. Let me, let

506
00:39:32.800 --> 00:39:39.159
me give you one. You've reduced
you're reducing the basis of that home to

507
00:39:39.320 --> 00:39:45.159
one twenty five. Now when he
go when he goes to sell it,

508
00:39:45.599 --> 00:39:52.920
ever, his basis is one twenty
five plus whatever permanent improvements he makes,

509
00:39:53.519 --> 00:40:00.320
So his tax obligation will be astronomical
because you only get a certain amount of

510
00:40:00.400 --> 00:40:04.400
exclusion, and if we keep getting
Democrats in office, you will that exclusion

511
00:40:04.440 --> 00:40:07.239
is going away. But let's just
say he gets a five hundred thousand dollars

512
00:40:07.320 --> 00:40:10.960
exclusion if he's married, two hundred
and fifty, if he's signal single.

513
00:40:12.239 --> 00:40:16.960
Right now, what's your house worth? Okay? Four ten? So if

514
00:40:17.000 --> 00:40:22.239
he got that house in ten years
or twelve years after you die after but

515
00:40:22.320 --> 00:40:27.440
he's owned it and his basis is
one twenty five, and it's worth seven

516
00:40:27.559 --> 00:40:30.679
hundred or eight hundred thousand, do
you see what you've done to him?

517
00:40:30.880 --> 00:40:37.239
You have given him a seven hundred
thousand dollars or six hundred thousand dollars gain.

518
00:40:37.920 --> 00:40:43.920
Okay, Now let's say you don't
do that. Let's say you continue

519
00:40:43.920 --> 00:40:47.039
to live there and you die in
ten years, twelve years, fifteen,

520
00:40:47.079 --> 00:40:53.320
whatever. Then he gets that day's
value on his books as his basis the

521
00:40:53.440 --> 00:40:58.280
day you die. Therefore, if
you want Therefore, if he wants to

522
00:40:58.320 --> 00:41:02.440
sell it and you died and it's
worth seven hundred when you die and he

523
00:41:02.480 --> 00:41:07.199
wants to sell it, he virtually
has no tax to pay. And if

524
00:41:07.239 --> 00:41:09.679
he keeps it two or three years, he has very little tax. So

525
00:41:10.079 --> 00:41:16.519
people who try to transfer homes to
their children early are screwing themselves. I

526
00:41:16.599 --> 00:41:21.920
see, Okay, makes sense,
man, I appreciate your totally screwing yourself.

527
00:41:22.320 --> 00:41:25.239
Is there a way you can You
can refinance that home and then you

528
00:41:25.280 --> 00:41:30.400
can simply you can do whatever you
want. You can refinance the home and

529
00:41:30.440 --> 00:41:36.280
then just keep the home at a
lower payment. And I don't even understand

530
00:41:36.320 --> 00:41:38.159
your reasoning when you said, well, I have a three percent loan.

531
00:41:38.800 --> 00:41:42.639
Well, if you have a three
percent loan and you sell it to your

532
00:41:42.639 --> 00:41:45.400
son, your son's still going to
have a seven percent loan for the one

533
00:41:45.480 --> 00:41:49.400
twenty five the same as you would. I mean, it wouldn't be any

534
00:41:49.480 --> 00:41:52.119
different. Seven percent is seven percent, whether your son has it or you

535
00:41:52.199 --> 00:41:55.760
have it, right, exactly?
Got you? So, have you ever

536
00:41:55.840 --> 00:42:01.360
done the math on what your payment
would be one twenty five if you refinanced

537
00:42:01.360 --> 00:42:06.559
it right now, you'd be a
little more than what I'm paying now.

538
00:42:06.840 --> 00:42:08.960
Well then I three, yeah,
obviously you Then then what did you think

539
00:42:09.000 --> 00:42:14.599
your son would do? Your son
would would would REFI the one twenty five?

540
00:42:14.719 --> 00:42:15.920
He just wanted to give the house
to the kid. Is what this

541
00:42:16.039 --> 00:42:19.960
comes down to. Okay, Well, it's the wrong it's the wrong way

542
00:42:19.960 --> 00:42:22.280
to do it. Brother, it's
the wrong way to do it. Just

543
00:42:22.320 --> 00:42:25.559
do a beneficiaries deed. It's done. You can do a beneficiaries deed.

544
00:42:25.599 --> 00:42:30.840
You can do this very easily.
Get called Dan McKenzie. Dan McKenzie is

545
00:42:30.840 --> 00:42:34.960
an attorney, mackenzie law. I'm
serious. You call him. He can

546
00:42:35.000 --> 00:42:37.000
do a beneficiaries d for next to
nothing. He'll give you a bit.

547
00:42:37.079 --> 00:42:42.400
He'll give you a quote eight three
three co plans. He's a good guy.

548
00:42:42.960 --> 00:42:46.079
Eight three three co plans. Okay, man, thank you for calling.

549
00:42:46.679 --> 00:42:51.480
Yeah, yeah, I'm so happy
when people call before making mistakes.

550
00:42:51.840 --> 00:42:55.079
They think that they can they can
beat the system. Well, you can

551
00:42:55.199 --> 00:42:59.599
beat the system, Lee if you
do it legally and correctly. If you

552
00:42:59.679 --> 00:43:01.159
try to do it and you have
no idea what the hell you're doing,

553
00:43:01.199 --> 00:43:09.079
you're gonna end up cost yourself money. Go with a sure thing Denver's Best

554
00:43:09.119 --> 00:43:14.159
roofer Excel Roofing dot com. You
don't pay a cent until you're content.

555
00:43:16.559 --> 00:43:21.119
Time for an insurance check up free, no obligation. In comparison, call

556
00:43:21.199 --> 00:43:25.159
Compass Insurance paying too much your coverage
at dozens of insurance companies find out now

557
00:43:25.239 --> 00:43:29.079
three oh three, seven to seven
to one help. You'll think you're his

558
00:43:29.239 --> 00:43:32.199
only customer when you choose Frank durand
the real estate Man dot com to list

559
00:43:32.239 --> 00:43:37.679
your home with Remax Alliance three oh
three nine two zero sixteen twenty two.

560
00:43:37.280 --> 00:43:43.039
Hi Tom Martino here three oh three
seven one three talks seven one three eight

561
00:43:43.039 --> 00:43:52.119
two five five All right? Now? Ken called the other day and uh,

562
00:43:52.239 --> 00:43:58.480
Ken, you I wanted to get
someone on to talk about this,

563
00:43:58.679 --> 00:44:04.280
and I'm wondering were we able to
get an attorney on for Ken? Where's

564
00:44:04.719 --> 00:44:07.480
katchinaes? You gotta catch me up? What happened? What's his issue?

565
00:44:08.480 --> 00:44:12.920
You remember it? He here's what
happened. In fact, you brought it

566
00:44:13.000 --> 00:44:20.239
up yesterday. He called in.
He had a friend who lost her job.

567
00:44:21.480 --> 00:44:25.519
Her twenty fourteen Tucson was repossessed.
Oh yeah, it's worth about ten

568
00:44:25.599 --> 00:44:30.800
grand and they sold it for like
one hundred or a thousand bucks. Yeah,

569
00:44:30.840 --> 00:44:34.280
and he's a co signer, so
the deficiency is going to be ten

570
00:44:34.320 --> 00:44:37.320
thousand. Actually, I think it
was worse than that. I think she

571
00:44:37.559 --> 00:44:43.719
owed or he owes sixteen thousand and
they sold it for one thousand. Yeah,

572
00:44:44.639 --> 00:44:49.559
isn't that right? Ken? Yeah? Now, Ken, they have

573
00:44:49.679 --> 00:44:52.599
an obligation. Hey, Kachina,
can you get Mark? Did you call

574
00:44:52.719 --> 00:44:55.880
Mark Raw? We never clarified one
thing, Ken, And I don't know

575
00:44:55.880 --> 00:45:00.000
if you know this. Did the
vehicle actually run? Did it have hail

576
00:45:00.119 --> 00:45:04.599
damage? Had it been totaled?
I mean, what was going on from

577
00:45:04.679 --> 00:45:08.679
the vehicle from the time of purchase. We're looking at this vehicle and they're

578
00:45:08.719 --> 00:45:14.960
saying the market value somewhere around ten
or eleven? Was anything wrong with the

579
00:45:14.960 --> 00:45:21.639
car that would have diminished that market
value? Not that I know of that.

580
00:45:21.639 --> 00:45:23.920
That's the problem. He doesn't know. Well, you said it was

581
00:45:23.599 --> 00:45:27.400
it was it was brought to a
shop. Is that right or not?

582
00:45:29.199 --> 00:45:31.360
No, I didn't say that,
Okay, I when was the last time

583
00:45:31.400 --> 00:45:40.400
you laid eyes on it? Oh? Well, that says at all.

584
00:45:40.480 --> 00:45:45.440
I mean he has no idea the
condition it was a year ago. But

585
00:45:45.440 --> 00:45:51.400
but I know that it did run
and there shouldn't have been any damaged you

586
00:45:51.400 --> 00:45:55.199
know, mechanical damage to it or
anything like that. It could have been

587
00:45:57.079 --> 00:46:00.880
been dirty on the interior. Well, they have to put auction, is

588
00:46:00.920 --> 00:46:04.800
my understanding? Is that correct?
It's length, So you got to find

589
00:46:04.880 --> 00:46:07.920
out where the auction was. Ask
the bank how they came down to this.

590
00:46:09.000 --> 00:46:13.360
I mean, selling it for a
thousand bucks sounds like an inside job

591
00:46:13.400 --> 00:46:19.000
to me. It sounds like they
screwed you big time. And you may

592
00:46:19.079 --> 00:46:22.519
need to get an attorney to challenge
the process. And we're trying to get

593
00:46:22.519 --> 00:46:24.440
one on the line right now.
Hold on, just hang on, we'll

594
00:46:24.480 --> 00:46:30.320
try to get one on Meanwhile,
Susan, I believe you were on yesterday

595
00:46:30.360 --> 00:46:36.039
and we never got a chance to
finish up your neighbor. You're claiming because

596
00:46:36.079 --> 00:46:40.760
of the condition she keeps her home, your neighbor is devaluing your home.

597
00:46:40.880 --> 00:46:50.360
Is that correct? Yeah? And
the point is that nobody cares and they

598
00:46:50.480 --> 00:46:53.280
told me, Yeah, she can
have her computer in the front because of

599
00:46:54.199 --> 00:46:59.960
public property. But it's okay,
here, let me explain what Susan's talking

600
00:47:00.000 --> 00:47:06.360
looking about. Susan's upset because her
neighbor moved her computer moved the neighbor moved

601
00:47:06.400 --> 00:47:10.159
her own computer to the front room
so she can sit at her computer and

602
00:47:10.199 --> 00:47:14.880
look out at the front yard.
What's wrong with that? Susan claims,

603
00:47:14.960 --> 00:47:19.800
it's an invasion of her privacy?
What, Susan, how is it?

604
00:47:19.920 --> 00:47:22.599
What's wrong with it is? How
do I sell the house with her in

605
00:47:22.679 --> 00:47:27.119
that world? Wait? Hold on, well, I don't even see what

606
00:47:27.239 --> 00:47:30.719
do you mean? How do you
sell a house with your neighbor looking out

607
00:47:30.760 --> 00:47:32.920
the window? Is that what you're
actually asking? You know? What she's

608
00:47:32.920 --> 00:47:36.840
says, is that what you're asking? She looks nutty. Is the deal

609
00:47:37.639 --> 00:47:42.719
the neighbor does? And then her
backyard is trashed? Okay, that's different.

610
00:47:42.760 --> 00:47:46.280
Okay, But but hold on,
Susan, you're asking though about this

611
00:47:46.519 --> 00:47:52.480
front Let's take each yard first,
the front yard with her sitting there at

612
00:47:52.480 --> 00:47:59.639
her computer. How does that?
How does that affect you? I guess

613
00:47:59.639 --> 00:48:02.239
she does. Well, I kind
of get what she's saying. If there's

614
00:48:02.320 --> 00:48:07.519
some nutcase sitting in the window kind
of staring at you all day. That

615
00:48:07.679 --> 00:48:12.079
is a little weird. She's saying
she's working at her computer. Is that

616
00:48:12.239 --> 00:48:16.960
right. I don't know what she's
doing. I'm just saying, my computer's

617
00:48:17.000 --> 00:48:22.119
in that backyard. It's not in
the front yard staring at her. Okay,

618
00:48:22.159 --> 00:48:25.320
listen, listen, doesn't she She
has a right to sit there,

619
00:48:25.440 --> 00:48:29.719
and she has her desk there.
Of course, a desk is facing the

620
00:48:29.760 --> 00:48:35.400
window. I don't understand, though, how do you notice it? I

621
00:48:35.440 --> 00:48:37.559
mean, do you think people walking
by think, oh my god, what's

622
00:48:37.599 --> 00:48:43.000
that woman doing looking out at us? You don't think it's malicious? She's

623
00:48:43.039 --> 00:48:45.039
kind of painting, You're not.
I mean, but is it even something

624
00:48:45.079 --> 00:48:52.119
people notice? I don't know how
close to the window is she. These

625
00:48:52.159 --> 00:48:57.000
people that work from home shit right
up against the window. I've had three

626
00:48:57.039 --> 00:49:00.079
of them do this to me in
my yards. Of them, they sit

627
00:49:00.159 --> 00:49:04.800
right up against the window and they
say all day and they look at your

628
00:49:04.880 --> 00:49:07.039
yard. You know where this is
going? Susan, Susan, could this

629
00:49:07.480 --> 00:49:12.280
and honest to god, I don't
mean to be disrespectful. Could this be

630
00:49:12.400 --> 00:49:17.880
your problem? Yes? Well,
I guess it's just the whole package that

631
00:49:19.000 --> 00:49:23.159
she wasn't living here when I bought
the house, she moved in and by

632
00:49:23.280 --> 00:49:29.960
god, she's looking at her window. Is okay? You know what it

633
00:49:30.000 --> 00:49:31.440
sounds like, right, Susan,
I'm not trying to make funny. You

634
00:49:31.480 --> 00:49:35.719
know what that sounds like? Funny? The city said, if it wasn't

635
00:49:35.760 --> 00:49:39.280
for the sidewalk, it would be
illegal. Wait a minute, Wait a

636
00:49:39.320 --> 00:49:42.480
minute, Wait a minute, hold
on, hold on, hold on,

637
00:49:42.639 --> 00:49:46.880
hold on. Somebody from the city
said, if they didn't have a sidewalk

638
00:49:46.920 --> 00:49:51.920
out front, it would be illegal. Yes, she wouldn't be able to

639
00:49:51.960 --> 00:49:54.039
do it. That's not right,
your hole. And whoever told you that

640
00:49:54.360 --> 00:49:59.760
is wrong? Susan. I can
sit at any of my windows and stare

641
00:49:59.800 --> 00:50:04.119
at out all day long, any
one of my windows. There doesn't have

642
00:50:04.159 --> 00:50:07.639
to be a sidewalk out there.
So who at the city told you that?

643
00:50:07.760 --> 00:50:10.599
I want to take them to task? Who told you that? Mediation?

644
00:50:12.320 --> 00:50:17.599
Huh? Perfect? Who who told
her? Mediation? Mediation at the

645
00:50:17.599 --> 00:50:22.519
City of Denver? Mediation? Yeah, she probably called six whatever. Wait

646
00:50:22.559 --> 00:50:28.000
did you go to mediation on this? No, we did it over the

647
00:50:28.079 --> 00:50:34.320
phone. Wait with the neighbor.
Yes, and what did what was the

648
00:50:34.719 --> 00:50:42.280
what was the conclusion. A conclusion
is that she can do it. And

649
00:50:42.280 --> 00:50:47.199
and I had all my windows curtained, and and you can look out the

650
00:50:47.280 --> 00:50:52.880
window, and I'm looking at her
trash backyard. Okay, now let's go

651
00:50:52.920 --> 00:50:59.800
to the backyard. How trashed is
it? It's not. It's totally cluttered.

652
00:51:00.880 --> 00:51:05.559
Is it against any of the zoning
ordinances or any of the building ordinances?

653
00:51:05.719 --> 00:51:08.800
No. I called the city and
they said, oh, it's outdoor

654
00:51:08.960 --> 00:51:17.880
storage. So the city is basically
doesn't find anything wrong with it. No,

655
00:51:20.559 --> 00:51:22.280
oh, man, you might want
to what I want to know?

656
00:51:25.960 --> 00:51:29.760
Okay, we got we mixed it
because I don't want you to give your

657
00:51:29.760 --> 00:51:32.960
address out right now, Susan.
But so that's all right. We mixed

658
00:51:34.000 --> 00:51:37.280
your address. That's all so,
which is good. I mean, I

659
00:51:37.320 --> 00:51:39.719
don't want to go out over the
air for your safety, I would like

660
00:51:40.480 --> 00:51:45.159
I would like to have this checked
out if we went there. Is she

661
00:51:45.320 --> 00:51:52.320
staring out the window right now?
No, what she's not. What she

662
00:51:52.480 --> 00:51:57.000
does is she puts a f on
the window, a film hold on.

663
00:51:57.079 --> 00:52:01.039
She puts a film on the window
so I can't look in, but she

664
00:52:01.119 --> 00:52:06.360
can look out. They're all doing
it. How do you know she's looking

665
00:52:06.400 --> 00:52:13.599
out because the city told me that
death. But she did, she put

666
00:52:13.639 --> 00:52:19.719
on that film. But I speak, why do you care? Why do

667
00:52:19.840 --> 00:52:29.440
you care, Susan? I'm serious. You're you're telling me you don't even

668
00:52:29.519 --> 00:52:37.239
see her looking out. You just
think she is. Yeah. So even

669
00:52:37.360 --> 00:52:42.840
if this woman agreed not to look
out, how would you know she's telling

670
00:52:42.880 --> 00:52:52.079
the truth? Yes, you're very
right, so okay, Mark, Well

671
00:52:52.079 --> 00:52:54.400
hold on, then, then let
me ask you something. What would be

672
00:52:54.440 --> 00:53:00.079
a solution? Then she has a
film up where you can't see into the

673
00:53:00.119 --> 00:53:05.920
window, so you don't know if
she's staring out or not. So if

674
00:53:05.920 --> 00:53:10.519
she tells you okay, I will
no longer stare out the window, will

675
00:53:10.559 --> 00:53:17.840
you believe her? No? I
guess my host frustration. Well, I

676
00:53:17.920 --> 00:53:22.960
need to know what would please you? No, you call a show that

677
00:53:22.079 --> 00:53:28.760
works on solutions? What would be
me if she would put her computer in

678
00:53:28.840 --> 00:53:31.119
the bathroot? Okay, but oh
hold on. What if she tells you

679
00:53:31.320 --> 00:53:37.239
right now that she put the computer
in the back, how would you know

680
00:53:37.280 --> 00:53:42.679
if she did or not? You
know, you're absolutely right because she is

681
00:53:42.800 --> 00:53:45.440
sneaky, So how would you know? So okay, hold on a second,

682
00:53:45.559 --> 00:53:49.679
Kachina, Wait a minute, Wait
a minute, is that her okay,

683
00:53:49.800 --> 00:53:52.000
And she said she moved the computer
to the back and she's no longer

684
00:53:52.039 --> 00:53:57.559
sitting there. Okay, there you
go, She's no longer sitting there,

685
00:54:00.159 --> 00:54:05.079
kidd Why is the city so hold
on, Susan. We just solved your

686
00:54:05.079 --> 00:54:09.199
problem, she assured us. She
is no longer sitting there. The computer

687
00:54:09.480 --> 00:54:15.000
is now in the back of the
house. But she's going to leave the

688
00:54:15.039 --> 00:54:19.079
film up because of the daylight.
She wants to keep it a little more

689
00:54:19.159 --> 00:54:22.079
dark. Is that okay? We
do. I'm not going to take care

690
00:54:22.119 --> 00:54:25.519
of my yard and she can look
at my cummy yard. It's okay.

691
00:54:25.519 --> 00:54:32.440
But is it okay that she moved
her computer to the back? Now she

692
00:54:32.519 --> 00:54:37.239
won't, she would sneak hold on. But but here's what I want to

693
00:54:37.280 --> 00:54:38.880
know. Here, here's what I'm
asking you. Listen to yourself, Susan.

694
00:54:39.639 --> 00:54:45.639
If she says she moved her computer
to the back and is no longer

695
00:54:45.719 --> 00:54:50.000
sitting there, why do you care? You don't know, one way or

696
00:54:50.039 --> 00:54:54.159
another, if she's even sitting there. Just the idea of her sitting there

697
00:54:54.320 --> 00:55:05.119
is bothering you. You admit you
can't even see her. So I'm asking

698
00:55:05.159 --> 00:55:10.719
you, is it just the idea
of her being there, I guess you

699
00:55:10.760 --> 00:55:15.719
know. Well, then how do
you then? What would be the solution?

700
00:55:15.360 --> 00:55:20.480
Tell me, you tell me if
you could wave your magic wand what

701
00:55:20.519 --> 00:55:23.679
would be the solution that she moved
her computer? And then what you daily

702
00:55:23.840 --> 00:55:30.800
verify it or what what would be
a solution if if one if she wasn't

703
00:55:30.800 --> 00:55:36.159
in my front yard or she cleaned
up. But you don't even know if

704
00:55:36.159 --> 00:55:42.760
she's in your front yard or not, So how would you even know if

705
00:55:42.800 --> 00:55:47.719
she told you she will please you? How would you know? Are you

706
00:55:47.840 --> 00:55:55.280
demanding she take the film off her
window? Why did the city tell me

707
00:55:55.360 --> 00:55:59.440
then that the only reason she could
do it is because of the Sibal,

708
00:55:59.599 --> 00:56:05.480
Susan, because they don't want to
try to reason with someone who is clinically

709
00:56:05.639 --> 00:56:09.559
insane. That's why. That's all
I can imagine, Susan. You are

710
00:56:09.639 --> 00:56:14.480
sounding insane, and I'm not I'm
not trying to be disrespectful. You are

711
00:56:14.480 --> 00:56:19.360
sounding insane because you don't even know. See, I thought you could see

712
00:56:19.400 --> 00:56:22.440
her little beady eyes staring out at
you, and she was there all day

713
00:56:22.559 --> 00:56:25.599
one time until I complained and didn't
you put the film on the window?

714
00:56:25.679 --> 00:56:29.039
Yeah, but now that the film
is on the window. What do you

715
00:56:29.159 --> 00:56:31.920
care? You can't see her anymore, so whether she's there or not,

716
00:56:32.599 --> 00:56:38.360
it'll look exactly the same. So
what's the difference. I guess it shouldn't

717
00:56:38.360 --> 00:56:43.079
matter to a home buyer. It
shouldn't and it shouldn't matter to you,

718
00:56:43.559 --> 00:56:46.280
And I suggest you try to get
some meds to deal with it. And

719
00:56:46.360 --> 00:56:51.239
I'm not kidding, Susan. I
think you have a problem, okay,

720
00:56:51.400 --> 00:56:53.639
and I'm being honest with you.
You have a problem. You do.

721
00:56:54.280 --> 00:56:59.239
You have a psychological problem of some
kind in my opinion, which is not

722
00:56:59.400 --> 00:57:01.599
medical. Now, Mark, what
do you see when you Google search that

723
00:57:02.480 --> 00:57:06.639
you can see the house? The
funny part is it's blurred out. You

724
00:57:06.719 --> 00:57:10.119
know, occasionally you'll see an image
on Google Maps it's blurred out. I

725
00:57:10.199 --> 00:57:14.679
have no idea why. But the
address she gave is blurred out, her

726
00:57:14.719 --> 00:57:16.760
address or the name. I don't
know whose address she gave. But what's

727
00:57:16.880 --> 00:57:22.559
curious. If you look really close
and zoom in, you see some eyes

728
00:57:22.599 --> 00:57:29.440
there's a lady staring. Uh huh, So there is a lady. Doug,

729
00:57:29.880 --> 00:57:31.719
what is your comment on, Susan? Go ahead, Doug, be

730
00:57:31.800 --> 00:57:40.840
honest, Doug. Yeah, that's
one of her friends, probably got more

731
00:57:40.880 --> 00:57:50.800
coming up? Go with a sure
thing Denver's best roofer Excel Roofing dot com.

732
00:57:50.840 --> 00:57:57.400
You don't pay a cent until you're
content. Time for an insurance check

733
00:57:57.519 --> 00:58:00.519
up free, no obligation. In
comparison, call ump Us insurance paying too

734
00:58:00.599 --> 00:58:05.840
much your coverage at dozens of insurance
companies find out now three oh three seven

735
00:58:05.960 --> 00:58:08.400
seven to one. Help. You'll
think you're his only customer when you choose

736
00:58:08.400 --> 00:58:13.840
Frank durand the real estate Man dot
com to list your home with Remax Alliance

737
00:58:14.079 --> 00:58:19.719
three oh three nine two zero sixteen
twenty two. Hi Tom Martino, your

738
00:58:19.840 --> 00:58:23.840
troubleshooter three O three seven one three
talks seven one three A two five five.

739
00:58:24.800 --> 00:58:29.599
We're working on getting an attorney for
Ken, who thinks he was screwed

740
00:58:29.679 --> 00:58:34.599
in the repossession process. But you
know who else we might want to check

741
00:58:34.639 --> 00:58:39.760
with Kachina just as a legal mind
in this is Frank Ball, who is

742
00:58:39.800 --> 00:58:45.840
a collection attorney because he knows about
procedures when when it comes to all kinds

743
00:58:45.880 --> 00:58:52.119
of collections, including repossessions, Frank
might come in, might come on and

744
00:58:52.239 --> 00:58:58.559
way way in on this. Now
for those listening, you might find this

745
00:58:59.559 --> 00:59:06.039
hard to but that previous caller,
in my opinion, was nuts. Okay,

746
00:59:07.000 --> 00:59:13.639
here's what she says. Her neighbor
put her computer in the front of

747
00:59:13.679 --> 00:59:17.280
the house, and when she sits
at her computer, she stares out the

748
00:59:17.320 --> 00:59:23.719
front window all day. Susan doesn't
like it. Susan complained, and the

749
00:59:23.760 --> 00:59:30.360
neighbor put a film up so you
can't see into the window and you don't

750
00:59:30.400 --> 00:59:37.239
know if the neighbor is there.
Well, she says, she still thinks

751
00:59:37.280 --> 00:59:45.519
the neighbor's there, and that bothers
her. She doesn't like the idea of

752
00:59:45.559 --> 00:59:52.440
the neighbor sitting at her desk staring
out the front window. So I said,

753
00:59:53.679 --> 01:00:00.639
how can we solve this? What
if the neighbor promised to computer and

754
01:00:00.760 --> 01:00:07.000
not to look out the front window
anymore, to which Susan said, you

755
01:00:07.039 --> 01:00:12.199
can't trust her. She would sneak. And I said, but how would

756
01:00:12.239 --> 01:00:16.159
you know there's a film in front
of the window. She says, well,

757
01:00:16.199 --> 01:00:23.320
I wouldn't know, but I don't
like it because I think she would

758
01:00:23.400 --> 01:00:30.800
still look out the front window.
Now, think about this. This woman,

759
01:00:30.880 --> 01:00:40.159
Susan is obsessed with her neighbor working
at her computer looking out her front

760
01:00:40.159 --> 01:00:49.239
window, even though she can't see
whether she's looking out or not. So

761
01:00:49.360 --> 01:00:52.280
I said, so if the neighbor, and then I pretended the neighbor called

762
01:00:52.480 --> 01:00:57.679
and said, Okay, I'm moving
my computer. I'm no longer looking out

763
01:00:57.760 --> 01:01:04.760
the front window. Susan was not
satisfied. So there's no way to solve

764
01:01:04.800 --> 01:01:08.840
this problem, unless, of course, Susan demands not only does she move

765
01:01:08.920 --> 01:01:15.840
the computer and stop staring out the
front window, but that she also removed

766
01:01:15.840 --> 01:01:21.679
the film so Susan can periodically inspect
the front window to make sure it's clear.

767
01:01:23.000 --> 01:01:27.639
Now, I swear to God,
this has to be in one of

768
01:01:27.679 --> 01:01:31.559
the top ten of my strangest calls. And Susan, if you don't think

769
01:01:31.599 --> 01:01:39.440
this sounds nuts, you're even more
nuts than I originally thought. To add

770
01:01:39.519 --> 01:01:50.639
to this, she's upset that the
backyard is also trash. So Susan is

771
01:01:50.920 --> 01:01:57.960
just really beside herself about this neighbor. Now I mean this, I really

772
01:01:58.000 --> 01:02:01.400
mean it. I don't think we
have ever had a stranger call when it

773
01:02:01.440 --> 01:02:06.239
comes to neighbor versus neighbor. Now, we've had all kinds of neighbor calls

774
01:02:06.239 --> 01:02:10.760
in the past, noisy neighbors,
neighbors with light pollution, neighbors who have

775
01:02:10.920 --> 01:02:15.719
cameras up all over their property.
Neighbors who you know, are crazy,

776
01:02:16.400 --> 01:02:21.320
like batcrap crazy where they stand out
on the porch and yell. I mean,

777
01:02:21.360 --> 01:02:27.079
we've had all kinds of neighbor versus
neighbor, but this one is the

778
01:02:27.239 --> 01:02:32.719
craziest I think I've heard three oh
three seven to one three talk three oh

779
01:02:32.760 --> 01:02:37.840
three seven one three eight two five
five. You need to silence that man

780
01:02:37.000 --> 01:02:43.320
if you can for me. Uh, thanks, appreciate appreciate that. Three

781
01:02:43.400 --> 01:02:47.440
oh three seven one three eight two
five five. So what do you think,

782
01:02:47.880 --> 01:02:51.000
Mark, what do you think?
I mean? Seriously, Well,

783
01:02:51.079 --> 01:02:55.440
if people go to YouTube and look
up Trouble Shooter Network, they'll see the

784
01:02:55.440 --> 01:02:58.960
live show like we do every day. You can see us and hear us.

785
01:02:59.320 --> 01:03:01.840
You look sure of the neighbors.
We had to bleep out the address

786
01:03:01.880 --> 01:03:06.320
because people might have been listening.
I'm looking here. Did you really do

787
01:03:06.440 --> 01:03:08.239
something? Yeah? No, no, no, I had to let us

788
01:03:08.280 --> 01:03:13.159
see it. Well, I'll put
it back up during the break, but

789
01:03:13.239 --> 01:03:15.039
I already scrolled it. It was
weird. You know how Google you can

790
01:03:15.079 --> 01:03:20.039
walk down the street and see everything. I zoomed in on her neighbor's house.

791
01:03:20.159 --> 01:03:23.159
I'm not going to give the address
out the second that Google truck went

792
01:03:23.199 --> 01:03:28.639
by whenever it was happened to take
a picture, and you're gonna be shocked.

793
01:03:28.800 --> 01:03:31.920
The lady is actually right there looking
out the window. You got to

794
01:03:31.920 --> 01:03:37.360
see it for yourself. Now you're
feeding Susan's paranoia. No YouTube dot com

795
01:03:37.679 --> 01:03:40.280
and then type in troubleshooter network and
you're going to see it. It's crazy.

796
01:03:40.320 --> 01:03:44.400
I'll put it up at the big
break, but I swear you can't

797
01:03:44.440 --> 01:03:47.119
make this stuff up. No you
can't, but you can do photoshop anyway.

798
01:03:47.119 --> 01:03:55.239
Three oh three seven to one three
talk go with a sure thing Denver's

799
01:03:55.280 --> 01:04:00.639
best roofer Excel Roofing dot com.
You don't pay a cent until you're content.

800
01:04:03.000 --> 01:04:06.199
Time for an insurance check up free, no obligation. In comparison,

801
01:04:06.320 --> 01:04:12.400
call Compass Insurance paying too much your
coverage at dozens of insurance companies find out

802
01:04:12.440 --> 01:04:15.400
now three all three seven to seven
to one. Help. You'll think you're

803
01:04:15.440 --> 01:04:18.360
his only customer when you choose Frank
durand the real estate Man dot com to

804
01:04:18.440 --> 01:04:27.039
list your home with Remax Alliance three
all three nine two zero sixteen twenty two.

805
01:04:27.679 --> 01:04:31.840
Hi Tom Martino, your troubleshooter.
Now what we're gonna do is We're

806
01:04:31.840 --> 01:04:35.840
gonna get a real estate attorney on
and I want to talk on a serious

807
01:04:35.880 --> 01:04:43.719
note about when a neighbor's perceived harassment
or harassment or messy yard or whatever could

808
01:04:43.760 --> 01:04:46.800
actually be damaging. Well, you're
gonna bring up are you gonna bring up?

809
01:04:46.840 --> 01:04:48.840
Most incredible? Are you GONI to
bring it up? Go ahead,

810
01:04:48.920 --> 01:04:55.400
ran I could read his mind.
Imagine this neighbor. You go and put

811
01:04:55.440 --> 01:04:59.920
your house up for sale, So
they hang a banner, a huge banner

812
01:05:00.119 --> 01:05:03.239
out the side of their house that
says I party twenty four to seven,

813
01:05:03.320 --> 01:05:09.880
I have pit bulls, and I
like loudud music. And when I say

814
01:05:09.920 --> 01:05:15.960
obnoxiously huge, it was a ginormous
banner. Isn't that terrible? Absolute true

815
01:05:16.000 --> 01:05:19.400
story? In fact, Fox thirty
one picked it up nine News. It

816
01:05:19.519 --> 01:05:25.280
was crazy, man, crazy.
Why would anyone do that? They really

817
01:05:25.280 --> 01:05:29.320
didn't like their neighbor, You would
think they'd want to get rid of them.

818
01:05:29.719 --> 01:05:31.119
Yeah, that's probably true. Maybe
they were trying to shake them.

819
01:05:31.119 --> 01:05:34.320
Maybe they really do party all night, and maybe they really do listen to

820
01:05:34.400 --> 01:05:38.079
music and they don't want anyone saying
they didn't know about it. That'd be

821
01:05:38.079 --> 01:05:44.840
funny, now, doctor Joel's with
us from Denver Regen dot com semaglutide once

822
01:05:44.880 --> 01:05:46.519
a week injection? Is that right? They get? Do they want to

823
01:05:46.559 --> 01:05:49.840
know? This text wants to know
by the way, I should mention it

824
01:05:49.880 --> 01:05:55.360
more. But you can text the
show five seven seven thirty nine. If

825
01:05:55.400 --> 01:05:59.880
they don't want to do the injection, can you guys do it for them?

826
01:06:00.760 --> 01:06:04.360
We could, but that's something that
doesn't really happen because it's really it's

827
01:06:04.360 --> 01:06:08.199
so easy. It's so easy to
do. It's just a you know,

828
01:06:08.440 --> 01:06:14.719
a simple insulin needle into the abdomen
our Our text will describe and explain uh

829
01:06:14.880 --> 01:06:16.159
to our patients exactly how to do
it. If there's a problem, they

830
01:06:16.199 --> 01:06:18.880
can always come into our clinic.
They do, they have an in person

831
01:06:19.000 --> 01:06:23.599
visit ever before they start this program. Some do and some don't. It's

832
01:06:23.639 --> 01:06:27.599
up to the patient themselves. So
people in Colorado Springs now that are interested,

833
01:06:27.920 --> 01:06:30.840
they don't have to come up to
Denver. You guys can do everything.

834
01:06:30.079 --> 01:06:34.000
You can actually prescribe it by zoom. And then how would they get

835
01:06:34.039 --> 01:06:38.199
to supplies? You just ship everything
to them. It ships from the pharmacy

836
01:06:38.239 --> 01:06:41.280
directly. And how do you do
it? Let's get real everybody else.

837
01:06:41.320 --> 01:06:45.360
We sees what Tom one thousand and
fifteen hundred bucks one hundred minimums? Seriously,

838
01:06:45.440 --> 01:06:47.679
what's the secret? How do you
do a month's supply, including the

839
01:06:47.840 --> 01:06:50.840
visit and everything, for two hundred
and fifty bucks a month? Well,

840
01:06:50.880 --> 01:06:58.639
we do it through a compounding pharmacy. And the FDA has uh has loosened

841
01:06:58.719 --> 01:07:02.039
the restrictions on the pat of the
drugs and megleotide because of the shortage of

842
01:07:02.119 --> 01:07:06.119
oz mpick and we'll go in those
drugs because people can't get them. The

843
01:07:06.320 --> 01:07:13.320
FDA has waived their patent so that
other compounding pharmacies can actually provide this drug.

844
01:07:13.400 --> 01:07:16.519
How long do most people Well,
it's I guess it's so new it's

845
01:07:16.559 --> 01:07:20.280
hard to say, But how long
do you think most people will stay on

846
01:07:20.400 --> 01:07:24.320
it? A year? Two years? You stay on it forever? That's

847
01:07:24.360 --> 01:07:26.760
a good question. I don't know
what is that? Uh, you know,

848
01:07:26.840 --> 01:07:28.920
we read how long has it been
out? By the way, how

849
01:07:28.960 --> 01:07:32.920
long has the drug been out well
out as a weight loss aid? I

850
01:07:32.960 --> 01:07:38.480
would say probably about two years.
Okay, go with a sure thing Denver's

851
01:07:38.519 --> 01:07:42.840
best roofer Excel roofing dot com.
You don't pay a cent until you're content.

852
01:07:45.239 --> 01:07:48.760
Time for an insurance checkup free,
no obligation. In comparison, call

853
01:07:48.920 --> 01:07:54.800
Compass Insurance paying too much your coverage
at dozens of insurance companies find out now

854
01:07:54.960 --> 01:07:57.760
three oh three, seven to seven
to one help. You'll think you're his

855
01:07:57.960 --> 01:08:00.559
only customer when you choose Frank Durant, the real estate man dot com to

856
01:08:00.679 --> 01:08:05.360
list your home with Remax Alliance three
oh three nine two zero sixteen twenty two

857
01:08:12.360 --> 01:08:21.359
rip. You need advice so you
don't have come running sustas as we can.

858
01:08:23.600 --> 01:08:30.279
Shooter's gonna help coming Man six is
the Troubleshooter Show. No Tom Martino.

859
01:08:31.479 --> 01:08:35.680
Yes, this is Tom Martino fighting
for you. This is a consumer

860
01:08:35.720 --> 01:08:40.239
show where we solve problems, answer
questions, and take complaints. You can

861
01:08:40.319 --> 01:08:43.079
get it at any time twenty four
to seven. Get in on the party.

862
01:08:43.239 --> 01:08:45.640
Just call three oh three Martino,
including during the show right now three

863
01:08:45.720 --> 01:08:50.039
oh three six two seven eight four
sixty six. We'd love to have you.

864
01:08:51.199 --> 01:08:55.319
And then if you get us after
hours or when we're not here,

865
01:08:55.399 --> 01:08:58.119
you can leave a number and we
will get back to that's a promise.

866
01:08:58.600 --> 01:09:01.079
Three oh three Martino three odo three
six two seven eight four sixty six.

867
01:09:01.199 --> 01:09:04.680
Also when we're here. You can
also call three zero three seven to one

868
01:09:04.800 --> 01:09:09.319
three talk seven one three eight two
five five. Mark, Well, I

869
01:09:09.520 --> 01:09:13.439
was thinking of that semi glue tide. And of course we have a doctor

870
01:09:13.520 --> 01:09:16.079
Joeln with us. Yeah, with
Denverreja dot com. We were kind of

871
01:09:16.119 --> 01:09:20.279
talking about insurance. You know,
the coverage is not necessarily for the diabetics

872
01:09:20.319 --> 01:09:25.560
side of it, but for the
weight loss side. And I've never understood

873
01:09:25.640 --> 01:09:29.479
this part when it comes to insurance, whether it's Medicare or private coverage.

874
01:09:30.479 --> 01:09:35.880
You would think if they have a
five hundred pounds human that could possibly lose

875
01:09:36.039 --> 01:09:42.880
weight just by doing this, that
would drastically change the cost over time to

876
01:09:43.159 --> 01:09:47.479
actually care for an obese individual when
it comes to heart issues, when it

877
01:09:47.560 --> 01:09:54.800
comes to anything. Well, it's
always amazing how short sighted insurance companies are.

878
01:09:55.000 --> 01:09:59.800
Correct me if I'm wrong, but
I do believe insurance covers those drugs

879
01:09:59.840 --> 01:10:05.000
for obesity, for clinical obesity.
They only mark in extreme cases. Right,

880
01:10:05.359 --> 01:10:08.960
Well, that's fine, let's take
it down a notch. Then let's

881
01:10:08.960 --> 01:10:14.399
say you're seventy pounds overweight. Wouldn't
it be much better giving them the drug

882
01:10:14.800 --> 01:10:17.359
so they're healthier. For a long
term effect, you could give the same

883
01:10:17.479 --> 01:10:24.159
argument to dental cleanings. You do
you know that the health of the mouth

884
01:10:25.319 --> 01:10:30.840
can pitch die. People die because
over years and years of not having clean

885
01:10:30.960 --> 01:10:33.479
teeth. And I don't just mean
brushing your teeth, but just deep he

886
01:10:33.560 --> 01:10:39.079
meaned you have. It adds to
the inflammation in your body to such an

887
01:10:39.159 --> 01:10:42.920
extent. You had years ago.
I remember you had something. I don't

888
01:10:42.920 --> 01:10:45.359
know if it was a root canal
or they got in fact, a root

889
01:10:45.399 --> 01:10:49.520
canal went bad, you got bad
shaping. Oh no, idea what it

890
01:10:49.720 --> 01:10:54.159
was? I didn't you know?
And then I read where so many root

891
01:10:54.239 --> 01:10:58.800
canals fail and there are some dental
people that won't even do them anymore,

892
01:10:58.840 --> 01:11:02.039
they just go straight to implant.
But in any case, the mouth is

893
01:11:02.159 --> 01:11:08.039
the is truly a gateway to all
kinds of crap in your body. And

894
01:11:08.119 --> 01:11:13.159
then of course obesity adds to all
of the dilemma. And I think semi

895
01:11:13.199 --> 01:11:15.800
glue tide, You're right, market
it's a godsend. It really is.

896
01:11:16.079 --> 01:11:18.239
Now. It does a lot of
other good things your body. Now,

897
01:11:18.319 --> 01:11:21.439
can it be misused? Anything can
be misused. You're always gonna hear,

898
01:11:21.680 --> 01:11:25.039
you know, of course, of
the risk, and they are risks with

899
01:11:25.119 --> 01:11:28.560
everything I'm not sure what the downsides
are with semi glue tide, but they

900
01:11:28.600 --> 01:11:31.760
said something about maybe some depressive thoughts
or certain things like that. I don't

901
01:11:31.800 --> 01:11:34.680
know. I mean, I guess
you guys talk and monitor your people.

902
01:11:35.000 --> 01:11:40.159
Yeah, there was some paper or
article that came out suggesting that, but

903
01:11:40.239 --> 01:11:45.039
that's been refuted in terms of it
creating suicidal thoughts or really. Yeah,

904
01:11:45.399 --> 01:11:49.239
it was a story that came out
here like a minute, and then the

905
01:11:49.520 --> 01:11:54.640
MIT drug manufacturers had a bunch of
research saying that that just wasn't the case.

906
01:11:55.119 --> 01:11:58.000
And the bonus of this stuff if
you're on it for weight loss,

907
01:11:58.000 --> 01:12:00.680
So they call you guys up to
two hundred and fifty bucks a month,

908
01:12:00.119 --> 01:12:04.000
and let's say they are fifty sixty
pounds overweight. They can't get it covered

909
01:12:04.039 --> 01:12:08.880
by insurance for whatever reason. You
know. The other side to that is

910
01:12:09.119 --> 01:12:12.039
it will bring your sugar levels down
as well. Right, And I'm not

911
01:12:12.159 --> 01:12:15.119
saying you use it for that reason. You're you're prescribing it for weight loss,

912
01:12:15.199 --> 01:12:18.840
but honest to god, that's really
originally what was for. If your

913
01:12:18.920 --> 01:12:24.079
A one was originally a diabetic drug, that's correct. People will notice an

914
01:12:24.119 --> 01:12:27.560
A one ceed dry for sure,
that'll happen, in fact, if you

915
01:12:27.760 --> 01:12:30.680
don't have a diabetic problem and just
a weight problem, although most people have

916
01:12:30.800 --> 01:12:38.680
both. But you can get hypoglycemic
from it, Yeah, you can.

917
01:12:38.880 --> 01:12:42.199
That's a side effect. To say
there is no side effect would be would

918
01:12:42.239 --> 01:12:45.960
be false, because there's some people
get dizziness, constipation, headaches, fatigue.

919
01:12:46.840 --> 01:12:50.159
What does the drug do? Tell
us in your best way, in

920
01:12:50.279 --> 01:12:55.880
a you know something we can understand. How Why does it work so well

921
01:12:55.960 --> 01:12:59.760
for weight loss? Basically, what
it does is it slows down your digestive

922
01:12:59.800 --> 01:13:02.840
process, and by doing that,
it slows down the signal from your stomach

923
01:13:02.920 --> 01:13:06.840
to your brain telling you that you're
hungry again, and so you wind up

924
01:13:08.000 --> 01:13:12.359
eating. You consume less calories because
you just desire less calories because your body's

925
01:13:12.439 --> 01:13:16.000
not feeling the need for it.
And then over time that becomes part of

926
01:13:16.079 --> 01:13:25.680
how your body functions dinner and it
goes right. It does have an amazing

927
01:13:25.760 --> 01:13:29.800
effect on the blood brain barrier,
So it goes to your brain. And

928
01:13:30.560 --> 01:13:35.800
is it considered a hormone? No, okay, so it does go to

929
01:13:35.880 --> 01:13:41.039
your brain though to trigger see some
people mark they don't know when they're full.

930
01:13:41.640 --> 01:13:45.159
They just keep eating. I mean
they truly just keep eating. And

931
01:13:45.319 --> 01:13:50.319
this does help you put on that
switch. It mimics. According to this,

932
01:13:50.520 --> 01:13:55.560
it mimics a hormone that stimulates the
pancreas to produce more insulin to turn

933
01:13:56.159 --> 01:14:00.880
to the Oh. That's how it
works with diabetics and helps you to reduce

934
01:14:00.920 --> 01:14:04.920
blood sugar. It does reduce cravings, but it does slow digestion and then

935
01:14:05.199 --> 01:14:11.680
it tells you that you've had enough
to eat and they, you know,

936
01:14:12.000 --> 01:14:15.640
look at I don't think anyone says
it doesn't work, no one. No

937
01:14:15.760 --> 01:14:19.479
one is disputing it works. What
you hear mostly from critics is that it

938
01:14:19.600 --> 01:14:24.600
has side effects. That's what you
mostly hear. But this is probably the

939
01:14:24.840 --> 01:14:29.399
least dangerous weight loss drug ever.
I mean, do you remember fen fenn

940
01:14:29.439 --> 01:14:32.119
for God's sake? Yeah, I
mean we never Yeah, we never prescribe

941
01:14:32.119 --> 01:14:36.239
those drugs because they're dangerous. We
don't prescribe speed to people, you know.

942
01:14:36.520 --> 01:14:42.159
And another thing about getting this covered
by insurance, even if you qualify

943
01:14:42.439 --> 01:14:45.800
for the criteria as a diabetic or
as an obese person, you still can't

944
01:14:45.840 --> 01:14:49.680
get the drug because of the shortages
of it, which is why we're able

945
01:14:49.760 --> 01:14:55.439
to have compounding pharmacies manufacture it and
deliver it to our patients because there is

946
01:14:55.680 --> 01:14:59.800
a nationwide shortage of it. By
the way, Denverregen dot com. Randy,

947
01:15:00.000 --> 01:15:08.479
what's going on with you? What's
happening, Randy? I guess Randy.

948
01:15:10.199 --> 01:15:12.119
We're trying to pull you up here. Randy? Are you there?

949
01:15:14.159 --> 01:15:16.399
Sorry? Hey, Randy's not there. Guess what I'd just signed up for?

950
01:15:17.720 --> 01:15:20.920
Zero res I did I know?
I know? You are two rooms,

951
01:15:20.960 --> 01:15:25.600
forty nine bucks. Man. That's
their introductory special for today only.

952
01:15:25.640 --> 01:15:28.119
By the way, you don't have
to have it done today, but you

953
01:15:28.439 --> 01:15:34.399
must call and it's for sure.
Man, forty nine dollars for two rooms.

954
01:15:34.520 --> 01:15:36.720
You don't do better than that.
You can do it right on their

955
01:15:36.760 --> 01:15:44.760
website. Oh good, zero res
Denver dot com. That's two rooms,

956
01:15:44.800 --> 01:15:46.079
forty nine bucks. Of course you
can have more done if you want.

957
01:15:46.520 --> 01:15:50.479
That's forty nine dollars for two rooms. Tomorrow's Valentine's Day, so it's a

958
01:15:50.560 --> 01:15:53.520
nice gift, how about you.
That's why I got it. I got

959
01:15:53.600 --> 01:15:56.840
it first. Now that would be
good. That's zero Resdenver dot com.

960
01:15:56.960 --> 01:16:15.680
We have more coming right up.
Hi, Tom Martino, your troubleshooter three

961
01:16:15.720 --> 01:16:20.319
oh three seven one three talk seven
one three eight, two five five.

962
01:16:21.800 --> 01:16:25.960
Now Randy was on before? Is
he there now or not? Is he

963
01:16:26.079 --> 01:16:30.199
actually there? Randy? You say
you have a po Hi Randy, what's

964
01:16:30.239 --> 01:16:33.159
going on? Bro? What's happening? Who am I talking with? Tom

965
01:16:33.239 --> 01:16:39.199
Martino? Okay? Good? Do
you remember my calls of a couple of

966
01:16:39.239 --> 01:16:43.159
weeks a couple months ago? Well, you just bring me up to speed

967
01:16:43.239 --> 01:16:45.880
here, I'll look for your call. Go ahead, Okay, here's what

968
01:16:46.119 --> 01:16:50.439
happened. Uh. Two years ago, I left Oklahoma City. I lived

969
01:16:50.479 --> 01:16:54.600
in Denver for about thirty years before
that two years, I've been living in

970
01:16:54.640 --> 01:17:00.560
Oklahoma City for five years. Bear
with me because it I scrammed my brain

971
01:17:00.720 --> 01:17:04.319
on the Greyhound floor. On a
vacation from Denver. I stayed about a

972
01:17:04.359 --> 01:17:10.359
week in Denver visit old friends,
was coming back to home Tokahoma City.

973
01:17:10.439 --> 01:17:16.760
Added two hourly over in Albuquerque,
and I ended up coming to the entrance

974
01:17:16.840 --> 01:17:20.760
store and the rug flew up or
I tripped over it or something. But

975
01:17:20.880 --> 01:17:26.119
at any rate, they're negligent,
and they've gone from two hundred and fifty

976
01:17:26.199 --> 01:17:30.640
thousand dollars offered from Greyhound last Thursday
night. And then I got a call.

977
01:17:30.920 --> 01:17:32.680
Now, hold on a sack.
Hold on a sack. You got

978
01:17:32.760 --> 01:17:38.960
an offer of two hundred and fifty
thousand dollars for personal injury? Right?

979
01:17:39.279 --> 01:17:44.840
And did that happen without an attorney? No, that's the attorney and that's

980
01:17:44.920 --> 01:17:46.600
the whole thing. Well, hold
on, hold on, what was the

981
01:17:46.720 --> 01:17:53.359
personal injury? Explain the personal injury
to me. Okay, it was a

982
01:17:53.479 --> 01:17:58.079
slip and fall. I walked into
Greyhound station and the rug either came up

983
01:17:58.119 --> 01:18:01.600
from under me or I boot chipped
off. Do you know how incredible?

984
01:18:01.720 --> 01:18:06.199
Let me tell you how incredible that
is. Slips and falls are very difficult

985
01:18:06.279 --> 01:18:14.960
to collect on. So did you
have extraordinary medical bills? They're enough,

986
01:18:15.239 --> 01:18:18.119
they're more than the twenty grand Well, hold on a second, is that

987
01:18:18.319 --> 01:18:23.520
two hundred and fifty plus medical bills? Or is that just two fifty straight?

988
01:18:23.960 --> 01:18:30.199
He didn't specify, but he said
specifically, would you take two hundred

989
01:18:30.199 --> 01:18:34.760
and fifty million? You mean thousand? And you mean two hundred and fifty

990
01:18:35.399 --> 01:18:41.239
way, Randy, two hundred and
fifty thousand, right, right? Okay,

991
01:18:41.319 --> 01:18:44.439
you just said two hundred and fifty
million, So two hundred fifty thousand,

992
01:18:44.800 --> 01:18:51.760
okay, suh? And you said, what absolutely on a two fifty

993
01:18:51.800 --> 01:18:55.479
I said, I'm gonna have to
think about it, so you're going to

994
01:18:55.520 --> 01:18:58.680
have to give me a little more
time to Randy, what is your annual

995
01:18:58.760 --> 01:19:04.880
income? Seven hundred count my retirement, I get two thirty three retirement and

996
01:19:05.079 --> 01:19:09.680
seven thirty four, I think so. And how old are you and how

997
01:19:09.760 --> 01:19:14.000
old are you? I am sixty
four years old? Okay, sixty four?

998
01:19:14.159 --> 01:19:16.319
You have minimal income? What are
you? What's your skill level?

999
01:19:18.119 --> 01:19:23.720
Uh? Man, eleven grade is
all I went to school? Okay,

1000
01:19:24.119 --> 01:19:28.640
okay? And what were the injuries? Were they? Head injuries? Yeah?

1001
01:19:29.279 --> 01:19:31.960
Primarily it scrambled my brains and now
I can't think straight. No,

1002
01:19:32.079 --> 01:19:34.399
I got it, man, I
got it. So hold on. So

1003
01:19:34.600 --> 01:19:42.760
this attorney, how did you find
him or her through Adam Oakie, who

1004
01:19:42.880 --> 01:19:46.720
I saw on the tail of a
Saturday morning telephone show. Okay, fine,

1005
01:19:46.800 --> 01:19:49.520
fine, so you saw an advertisement? Got it? Okay? So

1006
01:19:50.319 --> 01:19:55.880
what is the attorney proposing? They
that he gets out of the two fifty

1007
01:19:57.159 --> 01:20:00.760
a third thirty three and a third. But Tom, that's not why I

1008
01:20:00.880 --> 01:20:02.760
called you, Okay, I was
just curious about your settlement. But go

1009
01:20:02.840 --> 01:20:06.800
ahead. Yeah, but I am
going to need help with that, and

1010
01:20:08.159 --> 01:20:12.439
I'm also going to need protection here's
what happened, and I'm just going to

1011
01:20:12.520 --> 01:20:15.399
run it down briefly until I see
you in person. That way I knowing.

1012
01:20:16.039 --> 01:20:19.920
Don't hold your breath, hold on, keep going. Okay, here's

1013
01:20:20.039 --> 01:20:27.760
the deal. There are several characters
involved in they're the same ones that have

1014
01:20:27.960 --> 01:20:33.199
been ripping off well wealthy older family. Okay, so hold on, Are

1015
01:20:33.279 --> 01:20:36.760
you afraid, Randy, that you're
going to be a target after making this

1016
01:20:36.960 --> 01:20:44.760
settlement? No, not forget about
the settlement. This is a different issue.

1017
01:20:45.119 --> 01:20:48.760
Here's the issue that we're going to
go put out in public, the

1018
01:20:49.000 --> 01:20:56.800
same the judge has been doing this
going on the second decade, that ripping

1019
01:20:56.920 --> 01:21:03.439
people off, and he stole one
point an approximately in a condominium behind Mississippi

1020
01:21:03.640 --> 01:21:09.319
Chambers. Aren't man, you're just
talking. Hold on, you're not making

1021
01:21:09.439 --> 01:21:12.920
sense. So let's go to this
separate issue. Now, how did you

1022
01:21:13.000 --> 01:21:19.760
become aware of this scam? Oh? My sister tried to become my mom's

1023
01:21:19.800 --> 01:21:27.359
guardian and conservator. And what happened, Okay, what happened was on she

1024
01:21:27.560 --> 01:21:30.920
filed in on January seventh, two
thousand eis. But just tell me,

1025
01:21:32.720 --> 01:21:35.680
okay, I'm trying to toll yeah, but you're not trying hard enough.

1026
01:21:35.720 --> 01:21:43.560
Go ahead, how is how did
you discover the scam? Because they investigated

1027
01:21:43.680 --> 01:21:50.399
my sister? Who's they who's they
investigating in the court or the court's investigators

1028
01:21:50.479 --> 01:21:56.880
from a rapple? Courts don't investigate
people. So try again. Well,

1029
01:21:56.960 --> 01:22:03.159
I don't know who investigated tom.
Okay, so your sister your hold on.

1030
01:22:03.279 --> 01:22:08.279
Let me once it's been Your sister
tried to become the conservator for your

1031
01:22:08.399 --> 01:22:15.119
dad, right, and during this
time somebody investigated her, right, okay?

1032
01:22:15.319 --> 01:22:20.760
And what happened They found out she
had been stealing. The first round

1033
01:22:20.960 --> 01:22:25.680
was six hundred and eighty four.
Wait they found out that your sister has

1034
01:22:25.760 --> 01:22:31.039
already been stealing. Yeah, that
was way long ago. How long ago

1035
01:22:31.159 --> 01:22:33.960
did they find out she was stealing? Like, when did they make this

1036
01:22:34.159 --> 01:22:39.079
determination she was stealing? Not when
she stole, but when did they make

1037
01:22:39.159 --> 01:22:46.000
the determination? Sometime between the time
my sister filed her when when in time?

1038
01:22:46.159 --> 01:22:51.079
When in time was January seventh,
two thousand and eleven. So in

1039
01:22:51.199 --> 01:22:58.479
twenty eleven, the courts determined that
your sister was stealing from your dad,

1040
01:22:59.720 --> 01:23:06.560
right, Okay? Then what and
then they uh, when I say that?

1041
01:23:06.840 --> 01:23:11.560
And what did they do to her? For stealing in twenty eleven,

1042
01:23:12.560 --> 01:23:16.960
Absolutely nothing, etcetera. Who actually
found she was stealing? Were there any

1043
01:23:17.199 --> 01:23:27.079
charges or anything? Nothing? Is
there a court record that everything's been destroyed?

1044
01:23:27.239 --> 01:23:30.039
Tom? Okay, So hold on. So all I have hold on

1045
01:23:30.199 --> 01:23:35.319
now is your word that in two
thy eleven, which was twenty four years,

1046
01:23:35.439 --> 01:23:40.640
twenty three or four years ago,
they found your sister guilty of stealing

1047
01:23:40.680 --> 01:23:45.960
from your dad. But there's no
proof of it anywhere? There is proof

1048
01:23:45.039 --> 01:23:50.680
of it? Where is it as
Adams County District Court? What what kind

1049
01:23:50.720 --> 01:23:54.239
of proof is there? Just tell
me what the proof is. Go right

1050
01:23:54.319 --> 01:23:59.359
to the proof, okay, the
judge or to my sister to repay the

1051
01:23:59.640 --> 01:24:02.000
error. Okay? Is there?
That's what I'm asking. Is there a

1052
01:24:02.159 --> 01:24:11.880
transcript of the judge saying you have
to repay the money? Yeah? My

1053
01:24:12.079 --> 01:24:17.000
sisters already paid back twelve hundred in
twelve years or thirteen years, twelve hundred

1054
01:24:17.720 --> 01:24:23.239
of the two hundred and fifty thousand, exactly. Okay, Now hold on

1055
01:24:23.359 --> 01:24:26.439
one second before we go on.
I'm not going to waste my time,

1056
01:24:26.560 --> 01:24:30.319
Randy. I need a case number
and I need to see the transcript before

1057
01:24:30.359 --> 01:24:34.520
we even waste any time. I
can give you a case number, but

1058
01:24:34.680 --> 01:24:39.600
I called the clerk to the courts
and they looked it up and said there's

1059
01:24:39.720 --> 01:24:43.760
never been any case filed under that
case. Okay, Randy, Then I

1060
01:24:43.880 --> 01:24:45.720
can't help you, man, I
can't. All I have is your word

1061
01:24:46.399 --> 01:24:50.359
that there was a case, and
even the courts don't acknowledge there was a

1062
01:24:50.479 --> 01:24:55.640
case. If they do, the
judge order my sister to No, you

1063
01:24:55.880 --> 01:24:58.680
just told me that if I look
up the case, there is no such

1064
01:24:58.840 --> 01:25:03.079
case. This is a different county. This is Adams County for my dad,

1065
01:25:03.239 --> 01:25:08.880
the Raffo County case with the crooked
judge for a couple of decades.

1066
01:25:08.960 --> 01:25:13.359
Okay, Randy wonder Randy, I
gotta go, bro. I can't help

1067
01:25:13.399 --> 01:25:15.079
you, Okay, I can't.
I'm sorry. I can't help you.

1068
01:25:15.640 --> 01:25:19.199
No, don't be sorry, because
this is gonna go national though. Okay,

1069
01:25:19.520 --> 01:25:23.119
you let me know when it goes
national. The best to you,

1070
01:25:23.199 --> 01:25:31.880
Okay, We'll see you go with
a sure thing Denver's Best roofer Excel Roofing

1071
01:25:32.000 --> 01:25:39.479
dot com. You don't pay a
cent until you're content. Time for an

1072
01:25:39.520 --> 01:25:44.279
insurance checkup free, no obligation.
In comparison, call Compass Insurance paying too

1073
01:25:44.359 --> 01:25:47.239
much your coverage at dozens of insurance
companies. Find out now three oh three

1074
01:25:47.399 --> 01:25:50.800
seven to seven to one help.
You'll think you're his only customer when you

1075
01:25:50.920 --> 01:25:56.039
choose Frank durand the real estate Man
dot com to list your home with Remax

1076
01:25:56.119 --> 01:26:05.720
Alliance three oh three nine two zero
sixteen twenty two right three three seven eight

1077
01:26:05.920 --> 01:26:11.039
two five five. By the way, please remember this you ever need help.

1078
01:26:11.079 --> 01:26:15.239
Help at trebleshooter dot com. You
can also call three Zho three Martino

1079
01:26:15.319 --> 01:26:18.880
and leave a message at any time. We love helping people, That's what

1080
01:26:19.000 --> 01:26:23.600
we do. But I want to
know what's going on with Ray's fence.

1081
01:26:24.319 --> 01:26:27.680
Uh is the problem with your fence
or your neighbor's fence? Ray? What's

1082
01:26:27.760 --> 01:26:32.000
going on? Man? You know
it's a bordering fence. I've got I

1083
01:26:32.079 --> 01:26:35.199
live in a cult a second,
I'm in the center, got it though,

1084
01:26:35.359 --> 01:26:43.079
I border four different homes and the
south side of the My home is

1085
01:26:43.199 --> 01:26:48.279
no problem because about three years ago
my neighbor who lives behind me, young

1086
01:26:48.399 --> 01:26:54.840
buck. So we did over a
weekend we replaced it. But now I've

1087
01:26:54.880 --> 01:26:58.680
got the west side and the north
side, where I've got three other homes.

1088
01:26:58.800 --> 01:27:02.000
Yeah, we've all been there this
so what's going on though? You

1089
01:27:02.079 --> 01:27:06.479
know the west side is about willing, is about ready to fall down.

1090
01:27:08.159 --> 01:27:11.079
Have you talked to the neighbor and
you both chip in and do it like

1091
01:27:11.199 --> 01:27:15.479
you did with your other neighbor they're
broke? Well, I mean, there's

1092
01:27:15.560 --> 01:27:20.800
not much you can do there,
okay. So basically, you know the

1093
01:27:20.880 --> 01:27:27.239
people behind me on the west side
where the fence is really problematic. Yeah,

1094
01:27:27.640 --> 01:27:32.079
and then two neighbors on the north
side, and I talked to them

1095
01:27:32.199 --> 01:27:35.279
too about doing it. I got
an estimate. You know, it's going

1096
01:27:35.359 --> 01:27:41.399
to cost about eight grand to do
it all, and nobody has any money.

1097
01:27:41.880 --> 01:27:44.079
Well, there's not much you can
do. I mean, how about

1098
01:27:44.119 --> 01:27:46.119
put the fence up? It best, try to get an iou out of

1099
01:27:46.199 --> 01:27:49.720
it. But because they can't afford
to buy the fence, I have no

1100
01:27:50.279 --> 01:27:54.920
I have no idea. How would
you force someone, a neighbor when the

1101
01:27:55.039 --> 01:27:59.840
fence is falling down that's broke,
to give you some money for the fan?

1102
01:28:00.000 --> 01:28:03.079
Now, how long has the fence
been there? You know what?

1103
01:28:03.319 --> 01:28:08.359
I think it's pretty original. I
bought the house in ninety four, okay.

1104
01:28:09.039 --> 01:28:13.560
And is it right on the line? Is it right on the line?

1105
01:28:13.640 --> 01:28:17.319
Ray? What do you mean?
By right. Really, his only

1106
01:28:17.439 --> 01:28:21.640
issue is one neighbor on one side
chipped in and they went out and they

1107
01:28:21.720 --> 01:28:26.159
got the fence done. It looks
great. The people behind them and on

1108
01:28:26.279 --> 01:28:29.960
the other side of them either do
not or don't want to chip in.

1109
01:28:30.039 --> 01:28:31.319
No, no, I get it. But what I need to know is

1110
01:28:31.920 --> 01:28:36.680
is the fence on the property line
or is it on one side or the

1111
01:28:36.880 --> 01:28:43.680
other. And that's a good question, Tom, Well, there's a reason

1112
01:28:43.760 --> 01:28:47.359
I'm asking. Usually, if it's
on the property line, it was put

1113
01:28:47.479 --> 01:28:54.399
up by either the developer, or
it was put up by the homeowners with

1114
01:28:54.560 --> 01:28:58.279
a joint fence agreement. Usually if
it's on one side or the other with

1115
01:28:58.399 --> 01:29:01.079
a setback, it was put up
by the homeowner. But I'm just curious.

1116
01:29:01.159 --> 01:29:03.800
But after all this time, it
doesn't matter. What Mark said is

1117
01:29:03.880 --> 01:29:10.920
exactly true. It's all negotiable.
There's nothing that will make someone there's nothing

1118
01:29:11.000 --> 01:29:15.840
that can make someone pay for it. However, okay, if there is

1119
01:29:15.279 --> 01:29:20.520
hold on if there is a setback
requirement, meaning that if you wanted to

1120
01:29:20.560 --> 01:29:27.840
put up a new fence and there
was a setback requirement and you went by

1121
01:29:27.920 --> 01:29:31.239
that, you could then put up
a fence and give them the ugly side

1122
01:29:31.439 --> 01:29:35.439
because it's your fence. But what
kind of fence? Is it split rail

1123
01:29:35.520 --> 01:29:41.520
or one? It's six foot Okay, So how did you put it up

1124
01:29:41.560 --> 01:29:45.439
where they chipped in? Did you
go every other panel? Front back?

1125
01:29:47.199 --> 01:29:50.199
No? I didn't do that,
Tom, I just well, who got

1126
01:29:50.239 --> 01:29:56.880
the pretty side? They have the
pretty side? So you gave your neighbors

1127
01:29:57.039 --> 01:30:00.479
the flat side and you took the
side with the string. Well, I

1128
01:30:00.600 --> 01:30:03.239
didn't give it to him. That
that's just the way the house came.

1129
01:30:03.760 --> 01:30:06.680
No, I'm talking about where you
had it replaced and they chipped in.

1130
01:30:08.840 --> 01:30:13.000
I have I have not had it
replaced. I was asking for them to

1131
01:30:13.159 --> 01:30:15.880
chip in. Oh I thought Mark, you said, people, should you

1132
01:30:15.039 --> 01:30:17.880
do one side? There was no
problem with you. Guys went out and

1133
01:30:17.920 --> 01:30:23.439
fixed it. Yeah, on the
south side three three three years ago.

1134
01:30:24.119 --> 01:30:28.000
I did it because my neighbor,
he is a young buck, and you

1135
01:30:28.079 --> 01:30:30.159
know he did the heavy lifting.
Okay, I'm I'm retired. I'm just

1136
01:30:30.319 --> 01:30:35.600
curious on that one that you chipped
in with with another neighbor, which side

1137
01:30:36.079 --> 01:30:42.079
faces whose property? They get the
clean side? Okay, he gets the

1138
01:30:42.159 --> 01:30:45.359
clean side all around me. Okay, Well, that's very nice of you.

1139
01:30:45.560 --> 01:30:47.560
That's very nice. Of you don't, don't give him the clean side

1140
01:30:47.600 --> 01:30:50.159
of your paying for it. Hey, Ray, I just thought of something

1141
01:30:50.520 --> 01:30:55.520
you're hhow way, I'm thinking back
to Red Hawk. I don't have any

1142
01:30:56.079 --> 01:31:00.199
I don't cancel that. Then in
Red Hawks, for instance, we had

1143
01:31:00.239 --> 01:31:03.039
to have a fence. So I
wonder how that would have went down.

1144
01:31:03.239 --> 01:31:06.720
Well, it depends the HOA would
have had bylaws. Probably are covenants that

1145
01:31:08.000 --> 01:31:14.159
that spells it out. You know, here's what I'm asking. Not to

1146
01:31:14.319 --> 01:31:18.840
sound mean and spiteful, but you
know what, to protect my two dogs.

1147
01:31:19.239 --> 01:31:24.279
Okay, Yeah, I've got pets, and of course I'll never let

1148
01:31:24.319 --> 01:31:28.520
them out without checking to make sure
the fence line is good. You know

1149
01:31:28.640 --> 01:31:33.439
what if I put in a chain
link on the inside of the existing fence.

1150
01:31:33.680 --> 01:31:38.800
Yeah, you know, if you're
not hold on, if you're not

1151
01:31:39.079 --> 01:31:43.159
violating building or zoning, you can
do it. Yeah. I don't see

1152
01:31:43.199 --> 01:31:45.680
a problem either because I'm not violated
by that. I mean, I'm just

1153
01:31:45.960 --> 01:31:48.880
you know, I'm not trying to
be mean. I just I want to

1154
01:31:48.920 --> 01:31:55.560
protect my dogs, okay. And
you know everybody's crying poor. I mean,

1155
01:31:56.039 --> 01:32:00.680
all four of these people behind me, all right, they're all working

1156
01:32:00.880 --> 01:32:04.399
stiffs, you know, but they
don't have any money. You know.

1157
01:32:04.680 --> 01:32:09.199
Well, it is difficult right now, Yeah, it really is. And

1158
01:32:09.279 --> 01:32:14.960
I'm retired, and trust me,
I understand. I understand. What can

1159
01:32:15.079 --> 01:32:16.560
what can they do if they can't
afford it? I mean, they really

1160
01:32:16.720 --> 01:32:21.000
might be in a position where they
can't afford it. Yeah, I agree,

1161
01:32:21.119 --> 01:32:26.720
Tom, I'm just stuck in a
dilemma where I just want can you

1162
01:32:26.800 --> 01:32:30.239
afford Let me ask you. Can
you afford it on your own? Yeah?

1163
01:32:30.359 --> 01:32:31.960
I could do it, well,
you know what, it would be

1164
01:32:32.039 --> 01:32:35.560
a bit of a string eight grand, but you know what, I've managed

1165
01:32:35.640 --> 01:32:43.319
my finances well where I can take
care of an emergency. And here we

1166
01:32:43.479 --> 01:32:47.000
have all these four other neighbors,
working class people, and they don't have

1167
01:32:47.159 --> 01:32:50.039
a dime. They tell me,
they just said, we don't have the

1168
01:32:50.159 --> 01:32:55.720
money, and I'm like, wow, I guess I'm a rarity. I

1169
01:32:55.800 --> 01:33:00.079
don't know. Well, I don't
mean to sell mean, but you don't

1170
01:33:00.159 --> 01:33:05.079
sound mean at all. You just
you just it just sounds terrible problem.

1171
01:33:05.720 --> 01:33:11.119
And I want to protect my dogs, and yeah, I figure maybe if

1172
01:33:11.159 --> 01:33:15.600
I can stick a chain link sense
which will cost me less, you know,

1173
01:33:16.720 --> 01:33:19.199
yep, I agree, I agree, then you should do it.

1174
01:33:19.359 --> 01:33:26.239
You're not under any obligation to please
your neighbor. Three oh three seven one

1175
01:33:26.319 --> 01:33:32.039
three talk seven one three eight two
five five Okay, Joe on Semiglue Tide.

1176
01:33:32.439 --> 01:33:35.079
Someone wants to know if they sign
up, is it month to month

1177
01:33:35.199 --> 01:33:40.880
or that they have to commit?
We charge the first two months up front

1178
01:33:40.920 --> 01:33:43.800
and then it's month to month after
that that they can't beat that, I

1179
01:33:43.880 --> 01:33:47.640
mean, yep, and they do
they get to talk to an MD,

1180
01:33:48.159 --> 01:33:53.880
Yes they do, Okay, so
that's Denverregen dot com. They actually do

1181
01:33:54.600 --> 01:33:57.760
have an MD available to talk to
and you can do it by zoom.

1182
01:33:57.880 --> 01:34:00.600
You can do it anywhere in the
country for that matter, right, well,

1183
01:34:00.680 --> 01:34:03.479
anywhere in the state, just this
state because the doctor's licensed in this

1184
01:34:03.640 --> 01:34:09.600
state, right correct? Got it
all right? Jim? What's going on?

1185
01:34:09.840 --> 01:34:17.560
Jim? All right? So back
in October of twenty two, I

1186
01:34:18.119 --> 01:34:28.159
paid a National Steel Building Company sixteen
seven and forty eight dollars for a building

1187
01:34:28.760 --> 01:34:33.199
sixteen thousand. Okay, Yeah,
I was. Our home is actually in

1188
01:34:33.279 --> 01:34:38.520
the Cameron Burns car and our barn
burned down in the in the fire.

1189
01:34:39.119 --> 01:34:44.199
I needed to get this pay for
in full so that I could claim it

1190
01:34:44.760 --> 01:34:48.159
with my insurance companies. Yeah,
it's too bad because metal metal building companies,

1191
01:34:49.119 --> 01:34:51.640
most of them, if you want
to know the truth, they're ripoffs.

1192
01:34:53.640 --> 01:35:00.119
Hold on a second, we'll come
right back to you. Go with

1193
01:35:00.239 --> 01:35:04.359
a sure thing Denver's Best roofer Excel
Roofing dot com. You don't pay a

1194
01:35:04.479 --> 01:35:14.319
cent until you're contenth time for an
insurance checkup free no obligation comparison call Compass

1195
01:35:14.399 --> 01:35:18.079
Insurance paying too much your coverage at
dozens of insurance companies find out now three

1196
01:35:18.119 --> 01:35:21.960
oh three seven to seven one help. You'll think you're his only customer when

1197
01:35:23.000 --> 01:35:26.680
you choose Frank Durand the real estate
Man dot com to list your home with

1198
01:35:26.840 --> 01:35:36.399
Remax Alliance three oh three nine two
zero sixteen twenty two. Hi Tom Martino,

1199
01:35:36.560 --> 01:35:42.359
your troubleshooter three oh three seven one
three talk seven one three eight two

1200
01:35:42.399 --> 01:35:46.880
five five. So Jim says he
puts sixteen thousand dollars down on a metal

1201
01:35:46.920 --> 01:35:53.079
building. Is that right, Jim? A sixteen grand? Yes, sir,

1202
01:35:54.520 --> 01:35:59.039
okay uh? And who did it? Was sixteen grand in payment in

1203
01:35:59.159 --> 01:36:02.079
full? By the way, that
is correct. It was sixteen thousand and

1204
01:36:02.119 --> 01:36:06.279
seven forty eight to sixty. I
needed to pay it in full a front.

1205
01:36:06.520 --> 01:36:10.800
So that I could turn it in
before the deadline. Yeah, I

1206
01:36:10.920 --> 01:36:14.239
understand the reasoning. It's still not
a good reason to ever pay up front.

1207
01:36:14.279 --> 01:36:16.000
But anyway, so what well,
I mean, I mean, there's

1208
01:36:16.119 --> 01:36:19.920
other ways to do it. So
this was October of twenty twenty two.

1209
01:36:20.039 --> 01:36:27.680
We're passed a year and a half. So what's going on? So when

1210
01:36:27.760 --> 01:36:30.920
I talked to the salesperson, we
came down and who is the company?

1211
01:36:32.800 --> 01:36:35.880
I'm not sure I really want to
say that at this point. All right,

1212
01:36:36.840 --> 01:36:40.399
they don't sound like a stellar company
to me, but go ahead,

1213
01:36:40.399 --> 01:36:45.079
and so, well, then what
happened? So we agreed on what size

1214
01:36:45.119 --> 01:36:47.760
building, We talked about windows and
doors and all of that. I told

1215
01:36:47.840 --> 01:36:51.199
them, Okay, I lived three
miles in off the paved road back in

1216
01:36:51.239 --> 01:36:55.600
the mountains. You can't send this
by semi Wait wait wait have you called

1217
01:36:55.680 --> 01:36:59.920
before? No? No, it's
a similar problem. Wheel. Yeah,

1218
01:37:00.079 --> 01:37:01.920
it's crazy, and now they wanted
you. They're saying they can't deliver it.

1219
01:37:02.039 --> 01:37:04.479
No, no, what are they
saying right now? What's the latest?

1220
01:37:05.479 --> 01:37:10.079
So what they're saying right now is
that prices on steel have gone up

1221
01:37:10.119 --> 01:37:13.840
dramatically and I'm going to have to
pay another five thousand dollars to get my

1222
01:37:14.000 --> 01:37:20.720
building. Well, what does the
contract say? The contract says that I've

1223
01:37:20.800 --> 01:37:27.159
paid in full, and so what
they're saying is that I did not sign

1224
01:37:27.319 --> 01:37:32.119
the design finalization. Well, well, hold on, hold on, what

1225
01:37:32.239 --> 01:37:36.239
does that mean? It said you
paid in full? And how does the

1226
01:37:36.399 --> 01:37:43.000
design finalization change things? That they
say? It's not a done contract.

1227
01:37:44.199 --> 01:37:46.520
Yeah, that's what they're saying.
So is it or isn't it? I

1228
01:37:46.600 --> 01:37:48.840
mean, we got to get a
legal opinion on this. Did you get

1229
01:37:48.880 --> 01:37:53.880
a legal opinion? I have not. I wanted to start with you and

1230
01:37:54.039 --> 01:37:58.760
okay, so you got to tell
me something. Does it say anywhere that

1231
01:37:58.960 --> 01:38:04.000
this is did they say the contract? First of all? Yes, Why

1232
01:38:04.119 --> 01:38:10.399
did they sign it if you didn't
finish the design? And what's included?

1233
01:38:10.680 --> 01:38:17.640
What's included in the design the whole
building? I've got the architectural renderings here,

1234
01:38:17.920 --> 01:38:23.319
but they're saying that I never signed
off on those. My understanding was

1235
01:38:23.359 --> 01:38:26.279
that we had a deal. I
paid them in full. What's that I've

1236
01:38:26.319 --> 01:38:29.880
got the description of the building up? Wait, wait, you you didn't

1237
01:38:29.960 --> 01:38:34.560
sign it. They're saying, I
signed this initial contract when I paid them

1238
01:38:34.600 --> 01:38:40.000
the amount, the full amount,
got it? It was there was another

1239
01:38:40.199 --> 01:38:45.840
document called the design Finalization that I
should have signed within thirty days. Wait

1240
01:38:45.920 --> 01:38:49.079
wait, wait, how do you
know you should have signed it within thirty

1241
01:38:49.199 --> 01:38:55.239
days? That's my question? I
you know, well, hold on,

1242
01:38:55.359 --> 01:38:58.880
I mean you just said that.
Does it say that that was required to

1243
01:38:58.920 --> 01:39:05.039
be signed within thirty days? I
don't see that anywhere. Okay, that's

1244
01:39:05.119 --> 01:39:09.680
what they're saying, and that that
that's why I didn't never get my bill.

1245
01:39:09.800 --> 01:39:13.119
But hold on, But wait a
minute. If you didn't sign the

1246
01:39:13.199 --> 01:39:18.159
other document, then is they have
to be They have to say to you,

1247
01:39:19.399 --> 01:39:23.840
if it's not a contract, you
can get your sixteen to seven back.

1248
01:39:24.000 --> 01:39:27.520
Is that true or not? That's
what I'm trying to do now,

1249
01:39:27.640 --> 01:39:30.039
No, Jim, I'm asked.
They can't have it both ways. They

1250
01:39:30.119 --> 01:39:34.600
can't possibly say you paid for a
building even though you didn't have a contract,

1251
01:39:34.640 --> 01:39:38.560
we're going to keep it, or
they're gonna say you're gonna pay five

1252
01:39:38.600 --> 01:39:42.359
thousand more. It's if they're going
to try to charge you five thousand more.

1253
01:39:42.399 --> 01:39:45.239
They got to give you an out. Go with a sure thing Denver's

1254
01:39:45.279 --> 01:39:48.640
Best roofer excel roofing dot com.
You don't pay a cent until you're content

1255
01:39:53.000 --> 01:39:56.520
time for an insurance check up free, no obligation. In comparison, call

1256
01:39:56.680 --> 01:40:00.600
Compass Insurance paying too much your coverage
at dozens of insurance companies find out now

1257
01:40:00.720 --> 01:40:04.520
three oh three seven seven to one
help. You'll think you're his only customer

1258
01:40:04.600 --> 01:40:09.159
when you choose Frank durand the real
estate man dot com to list your home

1259
01:40:09.439 --> 01:40:20.479
with Remax Alliance three oh three nine
two zero sixteen twenty two ripped up news

1260
01:40:21.760 --> 01:40:30.000
need so you don't have come running
just as fast as we can. Show

1261
01:40:30.199 --> 01:40:36.840
Shooter's gonna help come Man Dix,
is the troubleshooter show? No Tom Martino,

1262
01:40:39.880 --> 01:40:44.840
Hi Tom Martino, Your troubleshooter three
O three seven one three talks seven

1263
01:40:44.920 --> 01:40:48.880
one three eight two five five.
What's going on in your mind? Let's

1264
01:40:48.960 --> 01:40:54.000
talk now. Earlier we had a
problem with and I'll go back to the

1265
01:40:54.720 --> 01:40:58.319
metal building when we get someone on
about that. But earlier had a problem

1266
01:40:58.359 --> 01:41:02.600
with Susan, and my god,
it was a weird one. Susan says

1267
01:41:02.720 --> 01:41:08.760
her neighbor. Listen to this one. She says. Her neighbor placed her

1268
01:41:08.840 --> 01:41:15.359
computer at the front window, and
she constantly stares out the window while she

1269
01:41:15.520 --> 01:41:19.640
works. When Susan complained, the
neighbor put a film over the front window.

1270
01:41:20.359 --> 01:41:26.159
Now Susan can't tell whether the neighbor
is staring or not, but the

1271
01:41:26.279 --> 01:41:32.840
situation still bothers her because she feels
like the neighbor is still staring. Susan

1272
01:41:32.960 --> 01:41:42.159
claims the neighbor is devaluing her home
because of it. Susan also says the

1273
01:41:42.199 --> 01:41:45.079
neighbor's yard is cluttered. Now.
I said, Susan, how do we

1274
01:41:45.239 --> 01:41:51.000
solve this? And she says,
well, she needs to move her computer.

1275
01:41:51.159 --> 01:41:55.159
And I said, well, how
would you even know since there's a

1276
01:41:55.279 --> 01:42:01.359
film over the window and you can't
see in said, well, I don't

1277
01:42:01.439 --> 01:42:05.359
know. And I said, what
if she told you she moved the computer

1278
01:42:05.520 --> 01:42:09.960
to the back where you want it, even though you don't have any right

1279
01:42:10.039 --> 01:42:14.840
to tell her where to put her
computer. And she said she would sneak

1280
01:42:14.920 --> 01:42:17.000
and she really wouldn't do it.
I said, so what do you want

1281
01:42:17.279 --> 01:42:23.039
the right to go inspect to make
sure she moved her computer so behind that

1282
01:42:23.239 --> 01:42:27.359
film you don't have a woman staring
out. I mean, this is sounding

1283
01:42:27.439 --> 01:42:32.319
insane to me. And then,
but here's what's really insane is that this

1284
01:42:32.520 --> 01:42:41.079
woman says that the city told her
it would be illegal if there wasn't a

1285
01:42:41.239 --> 01:42:45.039
sidewalk out there for her to look
at Jesus, where is this woman coming

1286
01:42:45.119 --> 01:42:49.920
from another planet? Bill's got a
comment on this, Go ahead, Bill

1287
01:42:50.800 --> 01:42:54.359
only on the Martino Show. Go
ahead, Bill, what's your comment?

1288
01:42:54.800 --> 01:42:58.279
I'll tell it, tough luck.
You know, I got a lot of

1289
01:42:58.359 --> 01:43:00.760
time. I got a lot of
free time. And not normally I sit

1290
01:43:00.880 --> 01:43:04.640
outside, but when the wood is
not nice, I sit in the front

1291
01:43:04.680 --> 01:43:09.800
of the house where I got big
windows. The curtain throw for you better

1292
01:43:09.880 --> 01:43:15.399
not look out your front window and
my neighbors on my entertainment, you better

1293
01:43:15.560 --> 01:43:17.920
not. And if they don't like
it, tough luck. They can crawl

1294
01:43:17.960 --> 01:43:21.680
it. They can they can move
around at night. I'll watch I'll do

1295
01:43:21.760 --> 01:43:25.960
whatever I want to do, and
I canna tell me I can't sit there

1296
01:43:26.680 --> 01:43:29.439
and watch them. I mean,
come on, Well, it was creepy.

1297
01:43:29.560 --> 01:43:31.239
We zoomed in on it off the
Google. In fact, if you

1298
01:43:31.359 --> 01:43:35.079
go to YouTube and you can look
there in the third hour, k yeah,

1299
01:43:35.119 --> 01:43:39.079
the third hour it was on.
Yeah, you can actually see the

1300
01:43:39.199 --> 01:43:43.399
woman in the neighbor. Think about
that. What are the odds that Google

1301
01:43:43.520 --> 01:43:45.880
car was going by at the same
time it took the picture and there she

1302
01:43:46.079 --> 01:43:50.039
is staring out the window. Go
to YouTube dot com, type in troubleshooter.

1303
01:43:50.039 --> 01:43:54.000
He network look at the third hour. It's an incredible thing to see.

1304
01:43:54.520 --> 01:43:59.319
So Jim put down some money,
and I want to get our attorney

1305
01:43:59.359 --> 01:44:03.840
on about this. This sounds crazy
and I want Deputy Dollar to look into

1306
01:44:03.920 --> 01:44:09.880
it. Kim claims he put he
paid in full for a building, and

1307
01:44:09.960 --> 01:44:14.640
it says paid in full. And
he said that I want to see the

1308
01:44:14.720 --> 01:44:16.960
contract. Yeah, me too,
and you got to send that to us

1309
01:44:17.039 --> 01:44:24.199
Jim before, Like, right now, did you send it to us?

1310
01:44:24.279 --> 01:44:30.159
Jim? I certainly will, like
send it now because we need our attorney

1311
01:44:30.199 --> 01:44:31.960
to look at it. I want
to look at it. But in any

1312
01:44:32.039 --> 01:44:36.039
case, here's what it says.
I mean, they said, according to

1313
01:44:36.359 --> 01:44:45.239
Jim, Jim signed a contract but
didn't complete the design specifications. Jim,

1314
01:44:45.760 --> 01:44:49.079
what is on the design? By
the way, I'm curious this additional document

1315
01:44:49.279 --> 01:44:55.800
they wanted. What's on it?
I don't know? So they called it

1316
01:44:55.920 --> 01:45:01.920
a design finalization document. Okay,
all right? They said you didn't sign

1317
01:45:02.039 --> 01:45:08.000
that, so therefore you didn't have
a solid contract. Is that right?

1318
01:45:09.359 --> 01:45:15.279
So what they told me today was
that the original cost of the building was

1319
01:45:15.319 --> 01:45:18.600
twenty thousand, that I got a
rebate for three three and fifty dollars,

1320
01:45:19.199 --> 01:45:25.199
but I had to sign that design
finalization document within thirty days. I don't

1321
01:45:25.319 --> 01:45:29.439
remember that, and I haven't found
it in any of my emails. Well,

1322
01:45:29.560 --> 01:45:33.760
it doesn't matter. It's not in
the contract, is it. There's

1323
01:45:33.800 --> 01:45:39.880
a there is a line for rebate, but I and does it say on

1324
01:45:40.119 --> 01:45:45.439
the line for rebate, does it
say the original price was twenty thousand dollars?

1325
01:45:46.560 --> 01:45:51.279
Yes? And does it say the
under the rebate or near the rebate,

1326
01:45:51.479 --> 01:45:57.000
or around the rebate or under the
rebate that in order to get the

1327
01:45:57.119 --> 01:46:01.840
rebate you have to do something else? No, not that I have found.

1328
01:46:04.720 --> 01:46:14.239
So they're saying that rebate was contingent
on you signing the other thing,

1329
01:46:15.399 --> 01:46:19.359
right, the design finalization tart.
But you don't see that requirement anywhere.

1330
01:46:21.119 --> 01:46:26.039
No. But here's the thing.
This was sixteen months ago. So let's

1331
01:46:26.039 --> 01:46:29.680
say that it did say I have
to do that. I can't dispute it

1332
01:46:29.720 --> 01:46:31.640
one way or the other. But
the problem is now we're sixteen months away

1333
01:46:31.640 --> 01:46:34.479
and I still don't have my building. They want an extra place, Well,

1334
01:46:34.520 --> 01:46:39.960
hold on, hold on, because
you never signed it. So they

1335
01:46:40.039 --> 01:46:42.600
didn't know what to do. No, you know you're not going to get

1336
01:46:42.600 --> 01:46:45.000
out of it that way. If
it says that you were supposed to do

1337
01:46:45.159 --> 01:46:48.359
that to get the rebate, you
were supposed to do that to get the

1338
01:46:48.439 --> 01:46:54.680
rebate. Now you have a separate
issue on delivery, but that's after you

1339
01:46:54.840 --> 01:47:00.800
signed the design thing, not before. Okay. But but if at this

1340
01:47:01.000 --> 01:47:05.000
point I can't afford another five thousand
dollars, I want my money back,

1341
01:47:05.159 --> 01:47:09.840
and they're gonna penalize me ten thousand, well, I don't know. Again,

1342
01:47:10.039 --> 01:47:13.880
it's a matter of contract. Is
that specified anywhere you see? I

1343
01:47:13.960 --> 01:47:15.600
have a feeling, Jim, I'm
going to see all of this spelled out

1344
01:47:15.640 --> 01:47:21.640
in writing. Okay, I'll scan
it in and email it to you here

1345
01:47:21.720 --> 01:47:26.960
in just a couple of minutes.
Thank you very much. Listen, I

1346
01:47:27.039 --> 01:47:30.840
don't like metal buildings, metal manufacturer
or metal building dealers. I don't like

1347
01:47:30.920 --> 01:47:33.960
them at all. There's one on
the referral list I like. I use

1348
01:47:34.039 --> 01:47:38.119
some I bought to building from them. You just have to know the most

1349
01:47:38.159 --> 01:47:42.560
important part is understand there's no windows, there's no doors, there's no knobs,

1350
01:47:42.600 --> 01:47:46.399
there's no insulation. It is a
bunch of metal pieces. That they

1351
01:47:46.479 --> 01:47:50.720
put together. And if you think
to building sixteen grand, if you're actually

1352
01:47:50.800 --> 01:47:56.640
building a foundation, you could easily
have fifteen to forty thousand. Many times

1353
01:47:56.920 --> 01:48:00.920
they quote a building, they're not
quoting windows and doors, quoting anything.

1354
01:48:00.199 --> 01:48:04.800
They're quoting just I mean the bare
bones building. That's it, without any

1355
01:48:04.880 --> 01:48:09.640
overhanging sometimes too, that's correct.
And then depending on the pitch you want

1356
01:48:09.720 --> 01:48:14.720
on the roof, that can massively
change the price. And they have all

1357
01:48:14.760 --> 01:48:17.079
those stupid things where they call you
up, and you know, you call

1358
01:48:17.159 --> 01:48:20.800
them up and say, hey,
I'm looking for a twenty six by fifty

1359
01:48:20.880 --> 01:48:26.560
eight and guess what they always they
always happened to have one in the back,

1360
01:48:26.680 --> 01:48:30.279
right, I mean like they always
have a building your exact size ready

1361
01:48:30.359 --> 01:48:36.000
to go because someone canceled it.
They're very very misleading. They're horrible people

1362
01:48:36.119 --> 01:48:40.600
in general. That's right. That's
the come on, we just happen to

1363
01:48:40.680 --> 01:48:45.600
have a cancelation of that size and
you can get it. So Mark,

1364
01:48:45.720 --> 01:48:48.039
what was it about Cleary? We
found one time we were really pissed at.

1365
01:48:48.399 --> 01:48:51.600
I can't believe what they did because
for a while, I don't remember,

1366
01:48:51.960 --> 01:48:56.880
clearly wasn't a bad company for a
long time no. So they sold

1367
01:48:56.960 --> 01:49:00.119
this guy a building, whatever it
was. They go out to deliver it,

1368
01:49:00.199 --> 01:49:03.640
and they said, our truck can't
get up there, and I don't

1369
01:49:03.680 --> 01:49:08.119
know, we never saw the road. I have no idea. But they

1370
01:49:08.159 --> 01:49:11.800
wouldn't give them a refund. They
wouldn't do anything. They simply couldn't bring

1371
01:49:11.920 --> 01:49:15.159
the building and build it where his
lot was. But according to the caller,

1372
01:49:15.560 --> 01:49:19.000
the sales guy went up there with
him and said it would be no

1373
01:49:19.199 --> 01:49:23.680
problem. So he was told it'd
be no problem getting it up there,

1374
01:49:24.079 --> 01:49:27.600
putting it together. But sure enough
it was a problem. They couldn't get

1375
01:49:27.640 --> 01:49:30.680
it up to the site. So
they they screwed him out. If I

1376
01:49:30.760 --> 01:49:35.640
want to say ten grand three zero
three seven one three talk seven to one

1377
01:49:35.760 --> 01:49:45.680
three eight two five five, go
with a sure thing Denver's Best roofer Excel

1378
01:49:45.760 --> 01:49:51.520
Roofing dot com. You don't pay
a cent until you're content. Time for

1379
01:49:51.600 --> 01:49:57.720
an insurance check up, free no
obligation comparison call Compass Insurance paying too much

1380
01:49:57.880 --> 01:50:00.840
your coverage at dozens of insurance companies
find out now three oh three, seven

1381
01:50:00.960 --> 01:50:04.600
seven to one help. You'll think
you're his only customer when you choose Frank

1382
01:50:04.680 --> 01:50:10.199
durand the real estate man dot com
to list your home with Remax Alliance three

1383
01:50:10.279 --> 01:50:21.520
oh three nine two zero sixteen twenty
two. Hi Tom Martino, you're a

1384
01:50:21.560 --> 01:50:27.000
trumble shooter from three o three seven
one three Talk seven on trouble Maker.

1385
01:50:27.079 --> 01:50:29.680
After that, well you think I
did it? I didn't do it.

1386
01:50:29.760 --> 01:50:31.399
Did I do it? Oh my
gosh, I don't know. They let

1387
01:50:31.439 --> 01:50:34.960
me out Today three oh three seven
one three talk. We have Brad O'Brien

1388
01:50:35.039 --> 01:50:39.640
with his bread. I have some
crazy stuff today. I hope you don't

1389
01:50:39.680 --> 01:50:43.279
mind crazy every now and then with
real estate you must get crazy, right,

1390
01:50:44.399 --> 01:50:46.199
Well, I see kinds of different
things, all right, Well here's

1391
01:50:46.279 --> 01:50:55.359
one. Here's one. There's a
woman who says that her neighbor moved her

1392
01:50:55.479 --> 01:51:00.079
computer to the front window and stares
out the window constantly when she's working from

1393
01:51:00.159 --> 01:51:06.000
home, and she doesn't like it. So Susan complained, and the neighbor

1394
01:51:06.159 --> 01:51:10.680
put a film up over the window
so you can't see in or out.

1395
01:51:11.880 --> 01:51:15.239
Now, Susan says, while she
can't see her, she's convinced she's still

1396
01:51:15.319 --> 01:51:23.239
there. And she said that it
bothers her and also is devaluing her home.

1397
01:51:23.640 --> 01:51:27.760
And the city of Denver has looked
into it, and because she has

1398
01:51:28.000 --> 01:51:31.119
a sidewalk in the front, nothing
they can do. Yeah, I don't

1399
01:51:31.159 --> 01:51:34.760
think anyone ever said that, But
here's what I want. And that was

1400
01:51:34.880 --> 01:51:41.479
the silly part, but I want
to It brought up a question that is

1401
01:51:41.600 --> 01:51:45.119
not so silly that I really wanted
to ask you about Susan says she's devaluing

1402
01:51:45.199 --> 01:51:48.880
my home. She has a junkie
backyard, she's staring out the front window,

1403
01:51:49.039 --> 01:51:53.439
or we think she is, and
blah blah blah. So let's forget

1404
01:51:53.479 --> 01:51:57.640
about Susan right now. Just I
wanted to ask you a question. Are

1405
01:51:57.720 --> 01:52:04.920
there times there a neighbor could do
something so egregious that you could see possibly

1406
01:52:05.079 --> 01:52:13.279
a lawsuit brought by a neighbor for
devaluing their property. Well, you're talking

1407
01:52:13.319 --> 01:52:18.560
about a nuisance claim something, Yeah, probably, huh. Nuisance claims could

1408
01:52:18.600 --> 01:52:23.800
have damages that cost you money one
way or another. It's a hard claim

1409
01:52:23.800 --> 01:52:28.159
to bring, a hard play to
prove and you but theoretically, yeah,

1410
01:52:28.159 --> 01:52:31.479
there could be Okay, theoretically Okay, Now, there was a real case

1411
01:52:31.560 --> 01:52:38.640
one time and everyone picked up on
it and we got to complain. This

1412
01:52:38.800 --> 01:52:44.359
guy had his house for sale and
as soon as it went up for sale

1413
01:52:45.239 --> 01:52:49.279
and showings were scheduled. The neighbor. I guess he didn't like this neighbor

1414
01:52:49.439 --> 01:52:56.199
or something. The neighbor put up
a sign, a big banner saying we

1415
01:52:56.520 --> 01:53:00.399
play rock and roll music twenty four
hours, or we party all night and

1416
01:53:00.520 --> 01:53:06.880
we played loud music and we like
whatever and ever and just boisterous sign and

1417
01:53:08.079 --> 01:53:14.239
music. Now it almost well,
I don't think it's almost. It was

1418
01:53:14.319 --> 01:53:18.760
done intentionally right when this guy listed
his house. Is there any egregious behavior

1419
01:53:18.880 --> 01:53:24.439
that that's actionable like that? No, I sall them the First Amendment speech.

1420
01:53:25.359 --> 01:53:30.279
But if this is what's in a
HA community. HUA communities have covenants

1421
01:53:30.279 --> 01:53:33.279
against signs in your yard, except
for like political signs during the season,

1422
01:53:33.880 --> 01:53:39.960
But otherwise it's just freedom of speech
and expression. If you're not breaking any

1423
01:53:40.079 --> 01:53:45.359
laws, it's just tough. Luck
yep, wow, have you Okay?

1424
01:53:45.680 --> 01:53:53.960
Then the next thing we wonder this
guy signed. We don't have a copy

1425
01:53:54.000 --> 01:53:56.640
of the contract. We were hoping
to have it by the time you came

1426
01:53:56.720 --> 01:53:59.640
on. Do we have it yet, Kachina? Did he send it to

1427
01:53:59.760 --> 01:54:04.159
us? No? Well, okay, this guy is saying that he paid

1428
01:54:04.199 --> 01:54:12.399
in full for a metal building,
and in the contract it showed a full

1429
01:54:12.479 --> 01:54:16.640
price of twenty thousand, and it
showed a rebate of a certain amount,

1430
01:54:16.720 --> 01:54:21.760
bringing the price down to fourteen or
sixteen thousand, whatever, and he paid

1431
01:54:21.800 --> 01:54:27.439
that in full. And now he's
saying they're withdrawing the rebate. I know

1432
01:54:27.520 --> 01:54:30.159
what you're going to tell me.
It's a matter of contract. They're saying

1433
01:54:30.239 --> 01:54:36.359
he didn't do something specifically correctly by
not submitting a design form, and therefore

1434
01:54:36.800 --> 01:54:41.520
they're going to keep all of his
money except for six grand. When it

1435
01:54:41.640 --> 01:54:46.039
comes to deposits and the amount people
take and keep, is it a matter

1436
01:54:46.239 --> 01:54:50.359
of contract one hundred percent a matter
of contract? Or is there anything to

1437
01:54:50.399 --> 01:54:55.680
be said about consciatability If you can
show that, hey man, there's no

1438
01:54:55.800 --> 01:55:00.279
reason for them to keep ten thousand
dollars, Does that ever happen in reasonableness?

1439
01:55:00.520 --> 01:55:04.359
Or is it all a matter of
contract? Black and white? Well,

1440
01:55:04.720 --> 01:55:10.840
both things are true. A written
contract as control and is enforceable unless

1441
01:55:10.880 --> 01:55:16.319
there's some reason why wouldn't be Unconscionability
is a potential reason why contract wouldn't be

1442
01:55:16.399 --> 01:55:20.399
enforceable, and you have to see
some pretty extreme facts. It would have

1443
01:55:20.520 --> 01:55:25.000
to be pretty extreme for it to
be not enforceable, right, Yeah,

1444
01:55:25.119 --> 01:55:29.199
something is typically again not forcible because
it's against public policy. Okay. In

1445
01:55:29.279 --> 01:55:31.239
other words, like any reasonable person
would think, oh my god, this

1446
01:55:31.439 --> 01:55:38.199
is crazy, right something like that. Yeah, and we always hear about

1447
01:55:38.239 --> 01:55:43.399
this, Brad. But what's the
reality of prevailing with unconscionability? Have you

1448
01:55:43.560 --> 01:55:46.640
seen it? I mean you study
enough common law and look for precedents in

1449
01:55:46.720 --> 01:55:53.039
your cases. Is it a rare
thing? Yeah, it's very rare at

1450
01:55:53.119 --> 01:55:57.119
times when you might have an argument
are where you have lopsided the negotiating power

1451
01:55:57.760 --> 01:56:02.279
where it's but the contract of adhesion
because one side is so powerful negotiating position

1452
01:56:02.439 --> 01:56:06.359
versus the other, it's not really
a contract at all. Okay, But

1453
01:56:06.520 --> 01:56:13.039
that those are very they're they're extremely
rare as far as that goes. Yeah,

1454
01:56:13.319 --> 01:56:15.079
sure, yep. All right,
well, Brad, thank you very

1455
01:56:15.159 --> 01:56:24.199
much for coming on. Brad o'brienolslaw
dot com for anything real estate seven two

1456
01:56:24.319 --> 01:56:28.640
zero three seven zero seventy three eighty
eight, Jim, or you're gonna get

1457
01:56:28.680 --> 01:56:31.720
us a copy of that contract or
not? Bro? Yeah, I just

1458
01:56:31.760 --> 01:56:35.680
said it about three months ago.
Okay, good, look for that,

1459
01:56:35.800 --> 01:56:40.119
Kachina. We'll take a look at
that three oh three seven one three talk

1460
01:56:40.199 --> 01:56:43.760
seven one three eight two five five. I'm gonna go look at that contract

1461
01:56:43.840 --> 01:56:45.720
and see if we can see any
outs for this guy. Coming right up,

1462
01:56:50.720 --> 01:56:55.760
Go with a sure thing Denver's best
roofer Excel Roofing dot com. You

1463
01:56:55.800 --> 01:57:01.800
don't pay a cent until you're content. Time for an insurance check up free

1464
01:57:01.920 --> 01:57:08.520
no obligation comparison call Compass Insurance paying
too much your coverage at dozens of insurance

1465
01:57:08.560 --> 01:57:11.640
companies find out now three oh three
seven to seven to one. Help.

1466
01:57:11.840 --> 01:57:15.600
You'll think you're his only customer when
you choose Frank durand the real estate Man

1467
01:57:15.680 --> 01:57:19.159
dot com to list your home with
Remax Alliance three oh three nine two zero

1468
01:57:19.279 --> 01:57:30.840
sixteen twenty two. Hi Tom Martino
here three oh three seven one three talk

1469
01:57:31.039 --> 01:57:34.479
seven one three eight two five five. Okay, we do have Jim back,

1470
01:57:34.560 --> 01:57:39.039
and Jim we looked at the agreement. I have one quick question.

1471
01:57:39.159 --> 01:57:44.760
Okay, Yes, it says you're
getting a rebate, and they say you

1472
01:57:44.920 --> 01:57:47.159
lost the rebate. Is that right? That's their whole contention for raising the

1473
01:57:47.239 --> 01:57:53.079
price, right. No, they're
also saying to get the building now,

1474
01:57:53.399 --> 01:57:57.279
steal. Prices have gone up significantly
and it will cost me at least five

1475
01:57:57.359 --> 01:58:00.760
thousand dollars to get the building today. At this point, I'm really done

1476
01:58:00.800 --> 01:58:06.640
with them. Well you're really not
done with them, because this does say

1477
01:58:09.199 --> 01:58:12.520
listen carefully. I'm not giving you
legal advice. I want you to see

1478
01:58:12.560 --> 01:58:17.640
an attorney. But for what I
read that rebate? Were you said there's

1479
01:58:17.720 --> 01:58:21.600
nothing in there about the design?
Did you not just read what you signed.

1480
01:58:21.960 --> 01:58:27.039
It says you had to have that
design submitted in thirty days or you

1481
01:58:27.119 --> 01:58:31.279
lose the rebate. You didn't see
that, I did not. Okay,

1482
01:58:31.439 --> 01:58:34.880
well it's in there. It's in
there. You had to have it submitted

1483
01:58:35.279 --> 01:58:41.159
in thirty days or you lose the
rebate. But here's what I don't understand.

1484
01:58:41.880 --> 01:58:45.720
Even if you lost the rebate,
that would bring the price up three

1485
01:58:45.840 --> 01:58:49.840
thousand, three hundred forty nine dollars. It would raise the price by thirty

1486
01:58:49.880 --> 01:58:56.319
three hundred forty nine dollars and seventy
two cents. I don't understand where in

1487
01:58:56.439 --> 01:59:00.359
this contract it allows them to increase
the price. Now, if they're going

1488
01:59:00.439 --> 01:59:04.000
to say we can increase the price
because this is now null and void.

1489
01:59:04.640 --> 01:59:10.119
If they're calling the contract null and
void, well then it's null and void.

1490
01:59:10.159 --> 01:59:13.279
It's either null and void or not. They can't have it both ways.

1491
01:59:14.039 --> 01:59:17.079
In other words, if they're going
to invoke the contract, they would

1492
01:59:17.159 --> 01:59:23.119
have to sell it to you at
thirty three hundred forty nine dollars more,

1493
01:59:23.439 --> 01:59:28.319
not five thousand more. Thirty three
forty nine more. Okay, but that's

1494
01:59:28.399 --> 01:59:32.479
not what they're doing. They're saying
it's five thousand more. That's the part

1495
01:59:32.560 --> 01:59:36.159
I don't understand, nor do I
completely trust you, because you told us

1496
01:59:36.239 --> 01:59:41.119
it had nothing in here about that. And also in another part it says

1497
01:59:41.239 --> 01:59:46.399
nothing you pay is refundable at all. So here's the point. They probably

1498
01:59:46.520 --> 01:59:54.359
could enforce this contract with an additional
thirty three hundred dollars. They probably can't.

1499
01:59:54.520 --> 01:59:57.840
I don't see where they get the
five grand from. Are you sure

1500
01:59:58.000 --> 02:00:03.239
they said five thousand dollars? They
said at least five thousand dollars due to

1501
02:00:03.399 --> 02:00:09.079
the increase in steel, I get
yeah. But did they say it was

1502
02:00:09.159 --> 02:00:15.880
going to be an increase of five
plus the rebate? Yeah that no,

1503
02:00:15.359 --> 02:00:19.119
No, they did not say that. It sounds like the five thousand would

1504
02:00:19.159 --> 02:00:26.079
include the loss of the rebate.
Okay, yeah, Well, I don't

1505
02:00:26.119 --> 02:00:29.319
see where they can do this now. It does say here though, it's

1506
02:00:29.439 --> 02:00:35.159
understood and agreed that because business transactions
are conducted electronically, Armstrong Steel. In

1507
02:00:35.319 --> 02:00:41.279
order to look blah blah blah blah, they're they're saying, buyer grants Armstrong

1508
02:00:41.399 --> 02:00:46.800
Steel the authority to take electronic entries. This authority shall remain blah blah blah.

1509
02:00:47.039 --> 02:00:55.239
This ach payment authorization will be used
as a guarantee. And it's understood

1510
02:00:56.159 --> 02:01:00.760
that you're paying for products and services
that are non refundable, not unrevocable,

1511
02:01:00.880 --> 02:01:03.720
non contestable. So that's where they
get to keep all of your money.

1512
02:01:03.920 --> 02:01:10.439
If you defaulted, okay, you're
gonna need to get an attorney. I'm

1513
02:01:10.520 --> 02:01:15.199
serious, you could end up losing
everything. But if you don't want the

1514
02:01:15.319 --> 02:01:18.680
building, I mean, I don't
even know what the attorney they're going to

1515
02:01:18.720 --> 02:01:23.960
be able to keep this deposit simple
as that it looks like it. It

1516
02:01:24.079 --> 02:01:28.439
looks like it. I think the
best an attorney could do, in my

1517
02:01:28.960 --> 02:01:31.920
opinion, not a legal one.
The best an attorney can do is get

1518
02:01:32.000 --> 02:01:39.640
you the building without the rebate.
That's what I think the best they can

1519
02:01:39.720 --> 02:01:43.680
do. But I don't But that's
only going to save you a couple of

1520
02:01:43.720 --> 02:01:48.479
grand right, But Jim, if
if you agreed to all of this,

1521
02:01:48.640 --> 02:01:55.239
when did they say delivery could be
made? I had told them I wasn't

1522
02:01:55.279 --> 02:01:57.760
in a hurry for the building.
No. I'm asking you, though,

1523
02:01:57.920 --> 02:02:01.640
if you went ahead and agree to
the additional price. I'm not saying you

1524
02:02:01.720 --> 02:02:06.560
will. But if you did,
when would they be able to do the

1525
02:02:06.640 --> 02:02:12.199
building? He gave me the impression
to be a couple of months. Okay,

1526
02:02:12.920 --> 02:02:15.760
Well, listen, man, I
don't know. This is a complicated

1527
02:02:15.840 --> 02:02:23.119
deal. And by the way,
I hate metal building companies. I have

1528
02:02:23.239 --> 02:02:26.720
not. Well, there's one good
one, half way decent one, but

1529
02:02:26.920 --> 02:02:29.439
Mark, they still deal the same
way, don't they? As far as

1530
02:02:29.520 --> 02:02:32.520
I don't mean, I don't mean
dishonestly. But does he disclose all the

1531
02:02:32.560 --> 02:02:36.199
prices up front? Yeah? He
makes sure you know what you're getting,

1532
02:02:36.520 --> 02:02:41.119
but he also sits down when you're
building it and helps you pick out the

1533
02:02:41.199 --> 02:02:45.880
windows and then gives you a price
of everything. Okay, because Armstrong and

1534
02:02:45.960 --> 02:02:48.199
the rest of them, to be
honest with you, I can't stand any

1535
02:02:48.279 --> 02:02:55.199
of them because they all come on
with the same low jargon, ad ad

1536
02:02:55.399 --> 02:03:00.880
ad ad ad Did you know.
Look that doesn't help you, But you

1537
02:03:01.079 --> 02:03:08.680
need to get an attorney or you
could risk losing everything. Okay, so

1538
02:03:08.880 --> 02:03:15.399
they did offer you everything but six
grand, right, so they're going to

1539
02:03:15.479 --> 02:03:19.359
keep ten thousand and they would refund
six thousand. Yeah, you know the

1540
02:03:19.479 --> 02:03:24.520
six seven eight six. Now what
is this building for? Is that you're

1541
02:03:24.560 --> 02:03:29.159
replacing a building? Yeah? I
was part of the Cameron Peak fire and

1542
02:03:29.439 --> 02:03:31.720
we lost our barn. We don't
have live talk anymore, but I still

1543
02:03:31.800 --> 02:03:39.119
need the utility building for storage.
Yeah. Well, have you ever even

1544
02:03:39.239 --> 02:03:45.119
considered taking their offer for a refund? Yeah, that's that's why I'm calling

1545
02:03:45.199 --> 02:03:48.239
you. I don't know whether I'll
talk to an attorney first. I would,

1546
02:03:49.520 --> 02:03:54.920
okay, go with a sure thing
Denver's Best roofer Excel Roofing dot com.

1547
02:03:55.119 --> 02:04:00.720
You don't pay a cent until you're
content. Time for an insurance check

1548
02:04:00.800 --> 02:04:05.840
up, free, no obligation comparison
call Compass Insurance paying too much your coverage

1549
02:04:05.880 --> 02:04:10.520
at dozens of insurance companies find out
now three all three seven to seven to

1550
02:04:10.560 --> 02:04:14.279
one help. You'll think you're his
only customer when you choose Frank durand the

1551
02:04:14.359 --> 02:04:17.880
real estate Man dot com to list
your home with Remax Alliance three all three

1552
02:04:18.000 --> 02:04:30.640
nine two zero sixteen twenty two.
Hey Tom, Martino here, Jason,

1553
02:04:30.960 --> 02:04:38.119
what's going on? Jason? Hey, Tom, what's happening? Bro?

1554
02:04:38.359 --> 02:04:41.560
Can you hear me? Yes?
Sir? Hey, So I called back

1555
02:04:41.680 --> 02:04:44.079
about two months ago. I'm not
going to give you the loan, the

1556
02:04:44.159 --> 02:04:48.560
long version, you know, but
calls you back about I've bought a vehicle,

1557
02:04:48.600 --> 02:04:54.239
a cargo van from AutoNation, and
I forgot the most expensive platinum warranty.

1558
02:04:54.319 --> 02:05:00.960
It had almost four grand and uh
wait, this is a two fifteen

1559
02:05:00.079 --> 02:05:05.359
Chevy Van, Yes, and two
thousand miles when I bought it, and

1560
02:05:05.479 --> 02:05:13.119
you bought an ultimate warranty for nineteen
hundred I paid I think I paid nineteen

1561
02:05:13.159 --> 02:05:15.439
hundred for it. Yes, but
it's worth four thousand, you know.

1562
02:05:15.520 --> 02:05:16.880
So it was. In other words, it was a big warranty. And

1563
02:05:17.000 --> 02:05:23.439
a few months later the AC had
trouble and they said they vacuumed leaves out

1564
02:05:23.479 --> 02:05:30.039
of the blower motor. Yeah,
okay, so did you where do you

1565
02:05:30.119 --> 02:05:34.439
stand right now with this problem?
Well? They kept I finally failed an

1566
02:05:34.439 --> 02:05:38.439
AutoNation after a year and a half. Even their attorney called me and told

1567
02:05:38.439 --> 02:05:41.800
me don't take it back up there
anymore, even though it was under warranty.

1568
02:05:42.640 --> 02:05:46.439
And I finally found an AutoNation that
would fix it up on North Broadway,

1569
02:05:46.920 --> 02:05:49.279
and they were really nice to me. They said they'd go ahead and

1570
02:05:49.319 --> 02:05:54.319
make me a priority. They kept
it for six weeks. They said it

1571
02:05:54.399 --> 02:05:57.960
wasn't the blower motor, it was
a modulator. Then they that was covered

1572
02:05:58.000 --> 02:06:00.439
under the warranty, and so they
changed out the modulater. It wasn't the

1573
02:06:00.560 --> 02:06:02.319
modulator, it was something else.
And so they kept going deeper and deeper

1574
02:06:02.359 --> 02:06:06.560
and deeper, and they tore up
everything, the whole dash, everything,

1575
02:06:08.119 --> 02:06:12.199
and now you know, like my
car key doesn't work and all that,

1576
02:06:12.359 --> 02:06:15.720
Like they really mess up some stuff. But none of that really matters right

1577
02:06:15.720 --> 02:06:18.119
now. What matters is that I
was working at a restaurant because this is

1578
02:06:18.159 --> 02:06:23.600
my work vehicle for my painting company, and so I wasn't able to work.

1579
02:06:23.640 --> 02:06:26.399
I wasn't able to make money,
and so I ended up working at

1580
02:06:26.439 --> 02:06:29.319
a restaurant. And it took me
about another four or five weeks to save

1581
02:06:29.439 --> 02:06:31.560
up money from the restaurant to pay
to get the vehicle out. Wait a

1582
02:06:31.600 --> 02:06:34.239
minute, wait a minute, wait
wait wait wait wait paid to get the

1583
02:06:34.359 --> 02:06:40.079
vehicle out. I thought this was
under warranty. I had about twenty five

1584
02:06:40.159 --> 02:06:43.279
hundred dollars worth of other work done
also, Okay, keep going, go

1585
02:06:43.319 --> 02:06:46.640
ahead. So anyway, I got
the vehicle out about ten days ago,

1586
02:06:46.760 --> 02:06:49.760
two weeks maybe, and it's doing
the same thing and I just can't call

1587
02:06:49.840 --> 02:06:53.920
and yell at him anymore, or
or you know, like it's just I

1588
02:06:54.000 --> 02:06:57.039
can't call them anymore. I need
to take action somehow, and I don't

1589
02:06:57.039 --> 02:06:59.199
know who else to call it.
Well, I god, I mean,

1590
02:06:59.720 --> 02:07:03.720
here there's the problem, man.
Okay, you bought this used right,

1591
02:07:04.279 --> 02:07:08.960
and you bought it with this warranty. You bought it with this warranty.

1592
02:07:09.520 --> 02:07:13.520
The warranty they still have to fix
it under warranty. I mean, is

1593
02:07:13.600 --> 02:07:19.239
it an AutoNation warranty? Yeah,
it was the but but the GM dealership

1594
02:07:19.600 --> 02:07:24.920
covers the warranty also. So it's
like, uh, I hate to tell

1595
02:07:24.960 --> 02:07:29.119
you this, man, but if
you have a warranty, you had another

1596
02:07:29.239 --> 02:07:32.279
twenty five hundred dollars worth of work
done right now? Was that work done

1597
02:07:32.359 --> 02:07:36.920
right? That work was done right? Yes, it was just some other

1598
02:07:38.039 --> 02:07:41.239
maintenance stuff that I wanted taken care
of while it was there. But the

1599
02:07:41.319 --> 02:07:44.880
warranty work that they've fixed under the
warranty was not fixed right, Okay,

1600
02:07:45.039 --> 02:07:51.439
So you still have a warranty problem. That is correct? Okay, damn

1601
02:07:51.520 --> 02:07:57.479
it. I mean you're gonna have
to find that. What is it that

1602
02:07:57.600 --> 02:08:01.960
it's doing well? The first so
when you turn the air conditioner on,

1603
02:08:03.079 --> 02:08:05.840
it's like zero, one, two, three, and four, and the

1604
02:08:05.920 --> 02:08:09.439
first one and the second one in
the third one went completely out. So

1605
02:08:09.520 --> 02:08:11.239
the only way I could talk to
people on the phone would be to turn

1606
02:08:11.279 --> 02:08:15.000
it all the way off and then
turn it all the way on whenever I'm

1607
02:08:15.039 --> 02:08:18.279
driving, I couldn't turn it on
like the first three levels, and they

1608
02:08:18.359 --> 02:08:20.239
kept going out one by one by
one until they all finally went out.

1609
02:08:20.359 --> 02:08:24.000
Well, then it's still under warranty. It's still under warranty. Did you

1610
02:08:24.159 --> 02:08:28.399
call them back? Did you at
least call them back and say, hey,

1611
02:08:28.000 --> 02:08:33.199
you didn't fix it correctly. I
called them twice today, but it's

1612
02:08:33.239 --> 02:08:35.720
always somebody in Texas. You never
can really get a hold of anybody there.

1613
02:08:37.159 --> 02:08:41.319
It's just really complicated to call them. You leave messages. I called

1614
02:08:41.359 --> 02:08:46.039
the district manager almost forty times in
the past year nine. What if you

1615
02:08:46.159 --> 02:08:48.960
went back to a different I know
this sounds crazy, but what if you

1616
02:08:50.079 --> 02:08:56.119
went to a different AutoNation and I
don't know where that would be. I

1617
02:08:56.239 --> 02:08:58.680
went to all of them from here
to Boulder. Nor how many different ones

1618
02:08:58.720 --> 02:09:03.840
did you go to? Maybe four? And each one of them took a

1619
02:09:03.920 --> 02:09:09.880
stab at it that no one of
them told me they didn't have anybody with

1620
02:09:09.000 --> 02:09:13.000
the expertise to work on it.
How Okay, Okay, I'm gonna tell

1621
02:09:13.000 --> 02:09:16.640
you what you need to do.
You're gonna need to get You're gonna have

1622
02:09:16.760 --> 02:09:20.119
to do what I say. If
you need our help, I'll try to

1623
02:09:20.199 --> 02:09:24.840
help you. I can't guarantee it. You need an independent analysis from people

1624
02:09:24.920 --> 02:09:28.880
who work on the air conditioning.
We need to You need to get an

1625
02:09:28.960 --> 02:09:33.600
independent that we know and trust to
troubleshoot it and tell you what's wrong and

1626
02:09:33.720 --> 02:09:37.319
how much it'll cost, and then
we take AutoNation to small claims court.

1627
02:09:37.439 --> 02:09:43.279
I'm telling you that's what we do. I'm willing to do that. I

1628
02:09:43.399 --> 02:09:46.960
just didn't want to do it myself
because all right, hold on, does

1629
02:09:46.079 --> 02:09:50.279
Kevin work on air conditionings? Okay, I want you to go to I

1630
02:09:50.359 --> 02:09:52.880
want you to give this to Kevin
Caulkin, Kachina. Hold on, all

1631
02:09:52.920 --> 02:09:56.079
right, bro, we're gonna get
you in touch with them. Well,

1632
02:09:56.199 --> 02:10:00.800
thank you, common man, Paul
for being here, free to come back

1633
02:10:00.880 --> 02:10:03.840
anytime we liked having you, and
uh don't forget folks. Three Zho three

1634
02:10:03.920 --> 02:10:07.439
Martino for problems and help. H